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CDBG Fiscal Year 2021-2025 5-Year Consolidated Plan Review and Adoption Copyrighted February 4, 2020 City of Dubuque Action Items # 7. ITEM TITLE: Community Development Block Grant5-Year Consolidated Plan Review SUMMARY: City Manager transmitting the Cityof Dubuque Community Development Block Grant 5-Year Consolidated Plan (2021- 2025)that includes the Fiscal Year 2021 Annual Action Plan for the use of Community Development Block Grant funds. The City Council will be asked to approve the Consolidated Plan and Annual Action Plan at the February 26, 2020 public hearing. SUGGESTED DISPOSITION: Suggested Disposition: Receive and File ATTACHMENTS: Description Type CDBG 5-Year Consolidated Plan-MVM Memo City Manager Memo Staff Memo Staff Memo Consolidate Plan Handout Supporting Documentation Annual Action Plan Summary Supporting Documentation Administrati� and Public Service Caps FY 2021 Supporting Documentation Consolidated Plan Supporting Documentation Dubuque THE CITY OF � uI�AaMca cih DuB E � � I � � I Maste iece on the Mississi i Zoo�•zoiz•zois YP pp zoi�*zoi9 TO: The Honorable Mayor and City Council Members FROM: Michael C. Van Milligen, City Manager SUBJECT: Community Development Block Grant 5-Year Consolidated Plan (2021- 2025), Including the FY 2021 Annual Action Plan Review DATE: January 29, 2020 Housing and Community Development Director Alexis Steger is transmitting the City of Dubuque Community Development Block Grant 5-Year Consolidated Plan (2021-2025) that includes the Fiscal Year 2021 Annual Action Plan for the use of Community Development Block Grant funds. The City Council will be asked to approve the Consolidated Plan and Annual Action Plan at the February 26, 2020 public hearing. The CDBG Consolidated Plan includes the Analysis of Impediments to Fair Housing as required by Federal Regulation. However, the Analysis of Impediments to Fair Housing is also a requirement for the City of Dubuque's Public Housing Authority that administers Section 8 programs. Therefore, City Commissions and City Council are asked to review the Analysis of Impediments to Fair Housing separate from the Consolidated Plan for transparency. The Consolidated Plan is a very large document that includes the Housing Needs Assessment, which is a City Council high priority. The Consolidation Plan is being presented to City Council on February 4th, 2020 to receive input from the City Council and provide additional summarized information to the public for their review prior to the public hearing on February 26th, 2020. This plan must be approved prior to the adoption of the City Budget, but no later than March 1 st, 2020. � Mic ael C. Van Milligen MCVM:jh Attachment cc: Crenna Brumwell, City Attorney Teri Goodmann, Assistant City Manager Cori Burbach, Assistant City Manager Alexis M. Steger, Housing and Community Development Director Dubuque THE CITY OF � AIFAmerica Ciq DuB E ;,�I � � , Maste iece on the Mississi i 20°'.2012`2013 rP pP zoi�*zoi9 TO: Michael C. Van Milligen, City Manager FROM: Alexis M. Steger, Housing & Community Development Director DATE: January 29, 2020 RE: Community Development Block Grant 5-Year Consolidated Plan (2021- 2025), Including the FY 2021 Annual Action Plan Review Introduction This memorandum requests the City Council review the Community Development Block Grant 5-Year Consolidated Plan (2021-2025), which includes the FY 2021 Annual Action Plan, for the use of Community Development Block Grant funds. Background The City of Dubuque receives Community Development Block Grant (CDBG) funds on an annual basis from the U.S. Department of Housing & Urban Development (HUD) on an entitlement basis. The City must use a public process to plan for, use, and evaluate the impact of these federal resources in the community. The City uses CDBG funding to provide decent, affordable housing, create economic opportunity, and suitable living environments. City staff and partner organizations in the community deliver programs and activities designed to increase affordability, accessibility, availability, and sustainability of resources in the community. Every 5-years the City is required to put together a plan to address the needs of the community. This includes a housing needs assessment, community engagement, and an analysis of impediments to fair housing. Included in the 5-year Consolidated Plan is the first year Annual Plan (FY 2021). Due to the inclusion of the Annual Plan and Budget for CDBG Entitlement funding, the Consolidated Plan must be adopted and included into the City Budget. As the City prepares the Fiscal Year 2021 budget, staff, commission members, and the public are given the opportunity to provide input on the potential use of CDBG Entitlement funding to meet the needs of low- and moderate-income populations. The Community Development Advisory Commission (CDAC) set a public hearing to review/approve the Consolidated Plan on November 20t", 2019, and held a public hearing on December 18t", 2019. The City Council set a public hearing to review/approve the 5-Year Consolidated Plan (2021-2025), which includes the FY 2021 Annual Action Plan on January 215t, 2020, and will hold that public hearing on February 26t", 2020. Budget Impact City staff from multiple departments coordinated to propose a budget for the Fiscal Year 2021 Annual Action Plan, that is part of the 5-Year Consolidated Plan. The CDBG funding will be used by these departments to provide new and continued services that primarily benefit low- and moderate-income populations. The City has not been notified of the formula allocation available for Block Grant funds in Fiscal Year 2021 . The Community Development Block Grant allocations have historically been announced in late February or March. The budget has been prepared using an estimated entitlement, based on the prior year allocation of$1 ,080,989, and projected program income generated from CDBG funded activities. The proposed budget allocates $1 ,335,181 to activities delivered by the following departments: Housing & Community Development, Leisure Services, City Manager's Office, and Planning Services. Discussion The CDBG Consolidated Plan includes the Analysis of Impediments to Fair Housing as required by Federal Regulation. However, the Analysis of Impediments to Fair Housing is also a requirement for the City of Dubuque's Public Housing Authority that administers Section 8 programs. Therefore, City Commissions and City Council are asked to review the Analysis of Impediments to Fair Housing separate from the Consolidated Plan for transparency. The Consolidate Plan is a very large document that includes the Housing Needs Assessment, which is a City Council high priority. It is imperative that the community be afforded as many opportunities to provide feedback, and be provided as much information as possible, prior to adoption of the plan. Therefore, the Consolidation Plan will be presented to City Council on February 4�h, 2020 to receive input from the City Council and provide additional summarized information to the public for their review prior to the public hearing on February 26�h, 2020. This plan must be approved prior to the adoption of the City Budget, but no later than March 1 S�, 2020. Recommendation I respectfully request the City Council review the attached draft of the City of Dubuque Community Development Block Grant 5-Year Consolidated Plan (2021-2025) that includes the FY 2021 Annual Action Plan to review and file the documentation. The Consolidated Plan and Annual Action Plan will be adopted February 26�h, 2020 following a public hearing. DU� 2021 -2025 'iil'li� k' Mti�lv�iomorll¢Mesiuepp� CDBG Consolidated 5 Year Plan . . . - - - . Cost Burderr. 26% of the City of Dubuque's population Objective: To provide decent housing and suitable is cost burdened or severely cost burdened. living environment and expand economic severe cos sumen opportunities. �3� Activity needs to accomplish one of the following °os�8o�ae^ 13°/0 national objectives: 1 . Beneft low/moderate income individuals, 2 Aids in prevention/elimination of slums or blight 3. Meets an urgent need No�o��e�me� �a i Eligible Uses: Housing Problemr. Cost burden continues to be by • Home ownership assistance, housing rehabilitation far the most common housing problem. Minority • Acquisition of real property, relocation assistance groups experience a disproportionately greater need. • Publicfacilities/improvements • Code compliance, removal of architectural barriers • Publicservices (nottoexceed15% ofgrant) costeurden • Special economic development assistance to for Kitcnen' I I profit entities • Commercial/industrial improvements bythe city overcrowdin9l • Planning/program oversight Plum6ing I 0% 10% 20% 30% � Housing Needs Non Housing Needs • AFH: Fair Housing Education • Homeless- Shelter Beds . Non-Housing Community Needs and Outreach • Home ownership . High Speed InternetAccess • Analysis of rent increase in Opportunities • Increase Self Suffciency Mobile Home Housing • Improve existingowner- . IncreasingSocial Capital • Accessible housingfor occupied structures • Support Services- Employment Special Needs Population . Improve physical environments and Child Care • Diversifed Neighborhoods • Legal Support and Education . Support Services- Employment • Eliminate Lead Based Paint on Fair Housing Wages and income and other Hazards . Maintain Safety through Code . Support Services- Human • Expand acceptance of HCVs Enforcement Services communitywide • MoreAffordable HousingUnits • SupportServices- Mental Health • RapidRehousing . NewAffordableHousing &SubstanceAbuse DU� 2021 -2025 �`{ili�li�' Mrtslvliomo II¢Misiulppi CDBG Consolidated 5 Year Plan Assist the Homeless and At- Support Neighborhood Risk of Homelessness Development and Improvements Support partners to meet Neighborhood initiated `; service, rapid rehousing 11` projects, dean-ups � and shelter needs �"�' Public Infrastructure p — Accessibility needs Assist Special Needs Population Neighborhood Youth Services , A��eSS�bie HouS��g and After Care � Rental Rehabilitation �b b After School Care � Accessible Neighborhoods -� Summer Camps Recreational Programs Develop New Affordable Encourage Self-Sufficiency Housing Units Public/Human Services Partnerships, Loans, Tax Basic Needs incentives and policies Purchase of Services that encourage affordable Employment Supports that housing increase real wages Direct Home Ownership Provide Inspection and Code Assista nce Enforcement 4 Down payments Code Enforcement Staff 4 Loans Enforcement initiated �" Firsttimehomebuyer dean-ups program Safetyand Equality Advance Equitywith Fair Maintain ExistingAffordable Housing Activities Housing � FairHousingTraining Acquisition-Rehabilitation � PolicyandAdministration LeadRemediation that promotes equity Loans Legal Assistance 1 Dubuque THE CITY OF � AII�A�eriea Cip DuB E ;,��I,.� � , Maste iece on the Mississi i Z°°''Z°lz-z°i3 � PP zoi�•zoi9 PROPOSED FY 21 ANNUAL PLAN FOR USE OF PROGRAM YEAR 2020 COMMCJNITY DEVELOPMENT BLOCK GRANT (CDBG) FUNDS For Inclusion in the Fiscal Year 2021 City Budget. This document is subject to revision. Exhibit A 2 PREPARED BY THE CITY OF DUBUQUE HOUSING & COMMUNITY DEVELOPMENT DEPARTMENT CITY OF DUBUQUE, IOWA FY 2021 ANNUAL ACTION PLAN FOR THE USE OF PROGRAM YEAR 2019 COMMUNITY DEVELOPMENT BLOCK GRANT FUNDS The City of Dubuque distinguishes between four different but complementary areas of program development in its overall CDBG program: Housing Development, Economic Development, Neighborhood and Community Development and Planning & Administration. The following description of activities summarizes the projects to be completed in the FY 2021 Annual Action Plan with the use of CDBG funds; the adopted City Budget and recommended amended City Budget are shown in Exhibit A.: RESOURCES CDBG Entitlement 2021 $1,080,989 Program Income $254,192 Program income projects are based on forecast for loan repayments based on the loan portfolio and program income generated from CDBG funded programs. TOTAT,RF.SOiTRCF.S .9',1.335.1R1 PLANNING AND ADMINISTRATION $242,504 CDBG regulations limit expenditure on planning and administrative funds to 20%of the current year program income plus the current entitlement The proposed resources for administration support the plan's currentrequirements. Housing&CommuniTy Development Administration $70,143 On-going staff support for general management, oversight, and coordination of the Community Development Block Grant housing programs. Neighborhood Development Administration $63,818 The Neighborhood Development Specialist coordinates the City's neighborhood Development programs and provides technical assistance to organizations and residents to improve Dubuque's neighborhoods. PrioriTy: High Objective/Outcome: Suitable Living EnvironmenUAccessibility(SL1) Planning,Monitoring,&Budgeting $108,543 Staff support for general management. Oversight and coordination of the Community DevelopmentBlock Grant program; assures compliance with federal regulations and reporting requirements. PrioriTy: High Objective/Outcome: Suitable Living EnvironmenU Sustainability(SL3) 3 HOUSING DEVELOPMENT PROGRAMS $659,135 First Time Home Buyer Program $50,000 Provides for loans to assist low and moderate-income families to purchase their first homes. These funds are used to cover the "entry costs" of homeownership—down payments and closing costs. National Objective: Low and Moderate-Income Housing Location: Citywide Proposed Accomplishments: 10 Households PrioriTy: High Objective/Outcome: Decent Housing/Affordability(DH2) Homeowner Rehabilitation $125,000 1)Residential Rehabilitation Loan Program An on-going program to provide low-interest loans to qualified low and moderate-income homeowners for the rehabilitation of substandard housing units. 2)Home Repair Program Zero%loans to improve conditions of property for income-eligible homeowners 3)Accessibility Zero%and forgivable loans to remove architectural barriers and increase access for people with physical disabilities. National Objective: Low and Moderate-Income Housing Location: Citywide Proposed Accomplishments: 10 Housing Units PrioriTy: High Objective/Outcome: Decent Housing/Affordability(DH2) Lead Hazard Reduction(Lead&Healthy Homes Grant Match) $104,166 Provides activities in support of efforts to reduce lead paint hazards in housing including assessment and lead paint reduction or abatement,with forgivable loans to low/Moderate-Income residents. National Objective: Low and Moderate-Income Housing Location: Citywide Proposed Accomplishments: 10 Housing units PrioriTy: High Objective/Outcome: Decent Housing/Sustainability(DH3) Purchase/Rehab/Resale $45,000 Provides funding to address the redevelopment of sub-standard and vacanUabandoned city-owned properties. Properties acquired,rehabbed, and sold to low and Moderate-Income homebuyers or to property owners maintaining affordable rents. National Objective: Low and Moderate-Income Housing Location: Citywide Proposed Accomplishments: 1 Housing Unit PrioriTy: High Objective/Outcome: Decent Housing/Affordability(DH2) Housing Rehabilitation Services and Staff $284,969 On-going staff support, including program management,technical assistance, loan packaging and inspection,for the City's rehabilitation loan program. PrioriTy: High Objective/Outcome: Decent Housing/Accessibility(DHl) Rental Dwelling Rehabilitation Programs $50,000 1)Rental Rehabilitation Loan Program An on-going program to provide loans to qualified housing providers serving low and moderate- income residents for the rehabilitation of substandard housing units. 2)Emergency Code Enforcement Loan Program 4 Provides loans to correct code deficiencies and emergency or health and safety corrections for rental properties. The program prevents the displacement of economically disadvantaged tenants resulting from code enforcementactions. 3)Accessibility Rehab Provides forgivable loans to disabled tenants to make rental units accessible to the physically disabled National Objective: Low and Moderate-Income Housing Location: Citywide Proposed Accomplishments: 6 Housing Units PrioriTy: High Objective/Outcome: Decent Housing/Affordability(DH2) PUBLIC FACILITIES $181,769 Comiskey Park $87,700 New playground equipment at Comiskey Park based on community input. National Objective: Low and Moderate-Income Benefit Location: Low/Mod Residential Areas Proposed Accomplishments: Park Design/Community Input PrioriTy: High Objective/Outcome: Suitable Living EnvironmenUAccessibility(SL1) Avon Park $94,069 Replace play unit and add accessible surfacing at Avon Park. National Objective: Low and Moderate-Income Benefit Location: Low/Mod Residential Areas Proposed Accomplishments: Park Design/Community Input PrioriTy: High Objective/Outcome: Suitable Living EnvironmenUAccessibility(SL1) NEIGHBORHOOD and COMMUNITY DEVELOPMENT PROGRAMS $251,773 Public Services activities are restricted to 15%of the previous year program income and the current year entitlement. Public Service activities in this plan represent 15%of the proposed expenditures. Neighborhood Recreation Programs $131,499 1)Recreation Programs: $81,718 Targeted and enhanced recreation offered in the City's older low-and moderate-income neighborhoods to meet the needs of at-risk youth,promote self-esteem, and build community. Activities include expanded after-school programs, open gym,basketball league,music lessons,playtime for tots, scholarships, swim passes, summer day camp and other recreational programs. 2)Neighborhood Recreation Program Grants: $49,781 Provide funding to organizations delivering recreational and educational services aligned with the neighborhood and recreation development goals of the Leisure Services Deparhnent. National Objective: Low and Moderate-Income Benefit Location: City wide Proposed Accomplishments: 5,730 persons PrioriTy: High Objective/Outcome: Suitable Living EnvironmenUAccessibility(SL1) Four Mounds HEART Program $10,000 Youth education program where youth experience hands-on learning while promoting neighborhood revitalization and eaming high school diploma. National Objective: Low and Moderate-Income Benefit Location: Citywide 5 Proposed Accomplishments: 12 People PrioriTy: High Objective/Outcome: Suitable Living EnvironmenUAccessibility(SL1) Neighborhood Support Grants $14,500 This grant program provides resources for organized neighborhoods in low/mod income areas to encourage self-initiated revitalization efforts including physical improvements, clean-ups,communication efforts or other special projects. National Objective: Low and Moderate-Income Benefit Location: Low/Mod Residential Areas Proposed Accomplishments: 2,000 People PrioriTy: High Objective/Outcome: Suitable Living EnvironmenUSustainability(SL3) Neighborhood Related Infrastructure Improvements $45,730 National Objective: Low and Moderate-Income Benefit PrioriTy: High Objective/Outcome: Suitable Living EnvironmenUSustainability(SL3) 1)Bus Stop Improvements $2Q730 ADA Accessible bus stop improvements including push lighting cement pads, and benches. Location: Low/Mod Residential Areas Proposed Accomplishments: 3 Bus Stops 2)Multicultural Family Center Sidewalk Program $25,000 Grant program to income eligible homeowners, on a case-by-case basis,to pay a maximum of 75%of the cost to repair public sidewalks in front of theu home. Grant amount varies based on percentage of area median income. Location: City Wide Proposed Accomplishments: 1 Sidewalk Purchase of Services: Grant Competition $37,961 Competitive grant program providing funding for organizations providing human service needs in the community. Services mustbe consistentwith needs identified in the Consolidated Plan and the City's adopted goals and priorities. National Objective: Low and Moderate-Income Benefit Location: City Wide Proposed Accomplishments: 1,200 People PrioriTy: High Objective/Outcome: Suitable Living EnvironmenUAccessibility(SL1) Zoning Inspection/Enforcement $7,710 This projectprovides funding for inspection/enforcement staff services to low/mod income areas for zoning ordinance infractions and to provide support for neighborhood clean-up efforts. National Objective: Low and Moderate-Income Benefit Location: Low/Mod Residential Areas Proposed Accomplishments: 45 Housing Units Objective/Outcome: DecentHousing/Sustainability (DH3) Vacant/Abandoned Building Inspection $4,373 This projectprovides funding for part-time inspection staff to ensure sustained code compliance in vacant and abandoned buildings in low/mod income areas. National Objective: Low and Moderate-Income Benefit Location: Low/Mod Residential Areas Proposed Accomplishments: 25 Units Objective/Outcome: DecentHousing/Sustainability (DH3) Grand TotaL• CDBG Fundina Proposed for FY 2020 $1,335,181 COMMUNITY DEVELOPMENT BLOCK GRANT - FY 2021 ANNUAL ACTION PLAN: CAPS 20 % ADMINISTRATIVE CAP 15 % PUBLIC SERVICE CAP FY 21 CDBG Allocation 1,080,989 1,080,989 FY 21 CDBG Allocation CurrentYearProgramincome 254,192 261,576 PreviousYearProgramincome Total Available 1,335,181 1,342,565 Total Available Cap% 20% 15% Public Service Cap% Maximum allowed 267,036 201,385 Maximum allowed ADMIN PUB SERVICE UNCAPPED FY21 AP FY21 AP FY21 AP First Time Homebuyer Program 50,000 Comiskey Park Development 87,700 Avon Park Development 94,069 Homeowner Rehab(Small&Large) 125,000 Housing Rehabilitation Services and Staff 284,969 Lead Hazard Redudion 104,166 Purchase/Rehab/Resale 45,000 Rental Unit Rehabilitation 50,000 Bus Stop Improvements 20,730 Neighborhood Infrastrudure Improvements 25,000 Zoning Inspedion/Enforcement 7,710 VacanUAbandoned Building Inspedion 4,373 Neighborhood Recreation Program 131,499 Neighborhood Support Grants 14,500 Four Mounds HEART 10,000 Purchase of Services 37,961 Neighborhood Development Services and Staff 63,818 HousingAdministration 70,143 CDBG Admin. Services and Staff 108,543 TOTALS 242,504 193,960 898,717 Subtract Previous Year Unspent Public Service Obligations TOTAL PROPOSED FOR PUBLIC SERVICE 193,960 OVER(UNDER)Maximum Cap (24,532) (7,425) �I�\ v'"•�`= ,\,- -:,,�edti... F I` �t �:�4 i @4,n. �_�. y�,.:Y�,k -�?f�`il :�4r'"t:�•��_ . ._..- - � r- - -- "--' - ��� F --�-- �c,o - . �—.' ��p � -� �3��'�y - FR�e r� �,., �,^ i. �� -r "`J��4l�.. �..� s�R w 5,,.+E"_r� � 5� �ryy � ����� i m ��� � � pk;'�p�C b',�Y•b�W T"6 �1 ' ��e � '�.. �' �: i k ' ? �:��t� ��� �'..i :. _ m ,` �i� M a,r. t. .�INM yy - b,y.�� �%Y4y � ����' Y�i�. w. p ! A y� � � t f � K � �����\�x5 � i tF` F �, �tA � .�/,'P�'w"' ��Mr 'f � . nS:.: � i '�y'��2 � _ _ �` F p ' �c'a ek � ��.�7�5 tius .lx�F' � /� r��'y S '� a �I �� f I ' n° � � � � �rc . �� .b . �� 1� R a��l r. ,_ `�'�`� �'� � yy �P o�t fr�',�s '���.r's��' X". v �" , j k, f� � �t� 'F `�'��',C. k=� �n a g �Y' ,� ��( � �.. 'l. � R � I �� �t ��c'�"tir�h. .. �.���u�'.w�. . , , :nr+ _ .. . �`°�,ti�nH��Jf�., .�r 9�� Dubuque THE CITY OF � All•America City �A�,��:�� ��,�:��;����, UB E ' I I ► � 2007+2012*2013 Masterpiece on the Mississippi 2oi�*Zoi9 CONSOLIDATED PLAN FY 2020-2025 For submittal to U.S. Department of Housing and Urban Development Dubuque THE CITY OF � All•America Ciiy NA�,�N�� �����.����� UB E ' ' I I� , 2007*2012*2013 Masterpiece on the Mississippi 2oi�*Zoi9 Executive Summary ES-05 Executive Summary - 24 CFR 91.200(c), 91.220(b) 1. Introduction Consolidated planning is a collaborative process whereby the City of Dubuque establishes a unified vision for community development actions.The U.S. Department of Housing and Urban Development (HUD) requires communities who receive funding under the HUD programs to complete a Consolidated Plan. The City of Dubuque is an entitlement city only for Community Development Block Grant(CDBG) funds on an annual basis. The Consolidated Plan integrates economic, physical,environmental,community and human development in a comprehensive and coordinated fashion.The planning process allows for broad citizen input into developing the overall strategic plan for the community, building upon local strengths and assets and coordinating a response to the needs of the community. The Consolidated Plan provides a planning tool for policymakers as they consider decisions impacting the city.The plan provides a guide to the conditions and needs of the city, and a valuable opportunity to assess change and trends, always with an eye toward the proper course for the Housing& Community Development Department and the city. Looking at the current statistical indicators Dubuque continues to exhibit strengths and face increased challenges and pressures. One such challenge is the need for quality housing which is both available and affordable for Dubuque residents. The City is addressing barriers to fair housing and taking proactive steps to affirmatively further fair housing. Consolidated Plan DUBUQUE 2 OMB Control No:2506-01ll(exp.06/30/2018) The Consolidated Plan for the City of Dubuque is for a five-year period, from July 1 2020 (FY 2021)to June 30 2025 (FY 2025).The City of Dubuque Housing and Community Development Department is the lead agency responsible for the development and administration of the Consolidated Plan. The Community Development Advisory Commission has ongoing review for the planning, implementation and assessment of the CDBG program to ensure citizen involvement in the use of these federal funds. As the entitlement from CDBG continues to decline, the City has found creative solutions to funding gaps by leveraging community resources and creating new opportunities to successfully complete projects. To meet the City's identified needs the City advocates education, outreach, and engagement to inform residents and foster a willingness to participate in community improvement. The City focuses on partnerships and collaboration with the public and private sector to continue work that provides opportunity and better quality of life for Low and Moderate-Income (LMI) Citizens of Dubuque. 2. Summary of the objectives and outcomes identified in the Plan Needs Assessment Overview The City of Dubuque distinguishes between four different but complementary areas of program development in its overall CDBG program: Housing Development, Economic Development, Neighborhood and Community Development and Planning and Administration. Administration ensures management, oversight, coordination, and compliance with federal regulations and reporting requirements. The City of Dubuque will address CDBG goals of affordability, sustainability, and accessibility through the following strategic goals over the five-year consolidated plan period. • Assist the Homeless and At-Risk of Homelessness • Assist Special Needs Populations • Develop New Affordable Housing units • Direct Home Ownership Assistance • Advance Equity with Fair Housing Activities • Support Neighborhood Development and Improvements • Neighborhood Youth Services and Aftercare • Encourage Self-Sufficiency-Public/Human Services • Provide Inspection and Code Enforcement • Maintain Existing Affordable Housing 3. Evaluation of past performance In previous years, CDBG funds have been used to advance housing, economic development, neighborhood, and community goals.The Community Development Advisory Commission reviews performance for housing activities.The Consolidated Plan identified housing problems that disproportionately impact low, extremely low, and non-white populations.The Commission evaluates Consolidated Plan DUBUQUE 3 OMB Control No:2506-0117(exp.06/30/2018) CDBG funded activities for equitable service delivery that affirmatively reaches out to non-majority populations. The City of Dubuque strives to meet or exceed the goals stated in the Consolidated Plan and Annual Action Plan. The City continues to obligate and disburse its CDBG funds in a timely manner and proposes to provide over 90%overall benefit in FY 2020 to low- and moderate-income persons, exceeding the regulatory 70%. CDBG Administrative Staff continue to provide technical assistance and develop monitoring and oversight skills for department staff responsible for administration of CDBG funded activities. In previous years, CDBG funds have been used to advance housing, economic development, neighborhood, and community goals.The Community Development Advisory Commission reviews performance for housing activities.The Consolidated Plan identified housing problems disproportionately impact low income, and non-white populations.The Community Development Advisory Commission is evaluating CDBG funded activities for equitable service delivery that affirmatively reaches out to minority populations. 4. Summary of citizen participation process and consultation process Citizen participation drove goal setting. The process involved focus groups, stakeholder interviews, a communitywide survey, public meetings/hearings of the Human Rights Commission, Community Development Advisory Commission, and the City Council. The draft plan was compiled and presented to the Community Development Advisory Commission.This commission is comprised of 9 members, four must reside in areas where over 51% of residents earn less than 80%area median income (AMI), four are from the community at large, and one member is also a member of the Housing Commission. Members of the commission advise on the strategies, use, and effectiveness of activities and programs funded with CDBG and on the plan itself.Those recommendations are forwarded to the City Council for final adoption into the approved plan. Citizens may make public comment on an ongoing basis through the City's website, both during the planning process and the execution of the CDBG plan. The CDAC meets on a monthly basis in an open public meeting in an accessible location. The CDAC is empowered to ensure and encourage citizen participation though conducting public hearings, identifying community needs, advising the City Council is the prioritization of CDBG funding and policy decisions, advising the City Manager in the review of complaints and grievances, and participating in public information efforts. 5. Summary of public comments First and final drafts of the Consolidated Plan were submitted to the CDAC posted for 30 days for public comment on the City's website. No comments were received. Public Hearings were set by the CDAC and Consolidated Plan DUBUQUE 4 OMB Control No:2506-0117(exp.06/30/2018) advertised.The results of the survey included open ended comments. These and comments collected by other means are included in the stakeholder comment appendix of this document. 6. Summary of comments or views not accepted and the reasons for not accepting them All public comments are accepted. 7. Summary During the FY 2021-2025 Consolidated Plan Period, the City will continue to focus on increasing safe and affordable housing opportunities, and fair access to diverse housing choices. The city continuously evaluates past strategies and adjusts aimed at improving timely reporting, expenditure of funds, and monitoring of existing programming. The Community Development Advisory Commission will continue to evaluate equity in services, using data-driven approaches informed by the experience of providers and participants benefiting from CDBG funded services. The City of Dubuque Housing and Community Development funding continues to devote considerable resources to allow for community engagement in the development, evaluation, and execution of activities described in the plan. Consolidated Plan DUBUQUE 5 OMB Control No:2506-0117(exp.06/30/2018) The Process PR-05 Lead & Responsible Agencies 24 CFR 91.200(b) 1. Describe agency/entity responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source The following are the agencies/entities responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source. Agency Role Name Department/Agency CDBG Administrator DUBUQUE Housing &Community Development Department Table 1—Responsible Agencies Narrative The City of Dubuque Housing and Community Development Department is the agency responsible for development and administration of the Consolidated Plan.This department coordinates the citizen participation process, researches the analysis of the needs and prepares the Five-Year Consolidated Plan and annual Action Plan document. Under the direction of the Housing & Community Development Director, the CDBG Specialist works with the Community Development Advisory Commission to identify needs, recommend funding allocations, and monitor progress for the CDBG program. It is also the lead entity responsible for coordinating the administration of the funding allocation process, monitoring oversight of all public and private agencies that administer programs that will implement the Action Plans, and prepares the CAPER report. The Council-appointed citizen advisory board, the Community Development Advisory Commission, reviews the Five-Year Consolidated Plan and the annual Action Plans. The CDAC provides ongoing review of planning, implementation and assessment of the CDBG Program and meets in a public forum to ensure citizen involvement in the use of federal funds. Consolidated Plan Public Contact Information The City of Dubuque Housing & Community Development Department is the primary entity responsible for the development and implementation of the Consolidated Plan. Consolidated Plan DUBUQUE 6 OMB Control No:2506-0117(exp.06/30/2018) PR-10 Consultation —91.100, 91.110, 91.200(b), 91.300(b), 91.215(I) and 91.315(I) 1. Introduction As part of the consolidated planning process, the lead agency, must consult with a wide variety of organizations in order to gain understanding of housing and community development needs. In this process, the City made deliberate and thoughtful efforts to prioritize breadth of input and conducted targeted outreach to get input from organizations identified in §24 CFR 91.100 including agencies representing non-English speaking persons and other recent immigrants, minorities, persons with disabilities, and other vulnerable and/or marginalized communities. Provide a concise summary of the jurisdiction's activities to enhance coordination between public and assisted housing providers and private and governmental health, mental health and service agencies (91.215(I)). The City has and will continue to seek out opportunities to meet with a variety of groups to better understand and address short-term and long-term community needs, such as Inclusive Dubuque and the Pacific Islander Health Project. Advocates from area homeless shelters continue to report lack of inental health services as a barrier to permanent housing.The City contracted with Public Works, LLC to facilitate community focus groups to inform the CDBG plan that included representation from multiple city departments, non-governmental groups, schools and non-profit organizations with representation from health, mental health, substance abuse, housing, and human services. The City adopted the Housing First model to administer the Phoenix Housing program. This program provides subsidized housing for homeless with mental illness, substance abuse, and/or HIV/AIDS related illnesses. To ensure an adequate supply of housing for these and other vulnerable populations, the City provides day-long trainings twice per year for housing providers. The trainings cover a variety of topics, including information on fair housing practices, housing needs, legal needs, education on local, state, and federal subsidies, education on topics surrounding housing discrimination, and equity. The City Manager holds regular meetings with the Dubuque Area Landlord Association and the Dubuque Renters Union to discuss needs and concerns of housing providers. These meetings are attended by staff from multiple city departments and help to identify concerns and coordinate to achieve desirable outcomes. The City Manager facilitates meetings with the Human Rights Department, Friends of Fair Housing (a subgroup of NAACP members), the City's Legal Department, and Housing and Community Development Department to discuss needs of vulnerable populations living in substandard housing. Friends of Fair Housing is focused on building relationships with populations at-risk for homelessness and connecting them with resources to improve housing conditions. Consolidated Plan DUBUQUE 7 OMB Control No:2506-0117(exp.06/30/2018) Describe coordination with the Continuum of Care and efforts to address the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans, and unaccompanied youth) and persons at risk of homelessness The City actively engages to partner with public and private agencies to ensure funding priorities align with community development goals. The City engages in multiple community collaborations focused on increasing coordination and access to services.The City of Dubuque strives to use data-driven decision making and engagement with residents to better serve the community.The City does not provide any public housing, and as such, needs to partner with area housing providers to ensure enough housing providers are willing and able to accept Housing Choice Vouchers (HCV) and participate in the Continuum of Care funded Phoenix Housing Program, providing rental subsidies for homeless, disabled participants. As a member of the Continuum of Care and Homeless Advisory Council, the Housing & Community Development Department staff participate in the coordinated point-of-entry meetings, needs assessment, and the City provides support for the point-in-time homeless count. Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in determining how to allocate ESG funds, develop performance standards and evaluate outcomes, and develop funding, policies and procedures for the administration of HMIS The City of Dubuque Housing & Community Development Department coordinates with the lowa Finance Authority to maintain information on the Balance of State, changes in needs, barriers to addressing those need, funding resources, and fair housing issues. 2. Describe Agencies, groups, organizations and others who participated in the process and describe the jurisdidions consultations with housing, social service agencies and other entities Consolidated Plan DUBUQUE 8 OMB Control No:2506-0117(exp.06/30/2018) Table 2—Agencies,groups,organizations who participated 1 Agency/Group/Organization COMMUNITYFOUNDATIONOFGREATERDUBUQUE Agency/Group/Organization Type Services-Children Foundation What section of the Plan was addressed Non-Homeless Special Needs by Consultation? Anti-poverty Strategy Howwas the The City consulted with the Foundation regarding Agency/Group/Organization consulted the equity in services and identifying community and what are the anticipated outcomes needs. The Foundation has identified lack of quality of the consultation or areas for improved childcare as a significant barrier to self-sufficiency coordination? for people living in poverty.They were interviewed as a Key stakeholder, participated in discovery sessions, and to provide input into homeless and other community needs and best practices 2 Agency/Group/Organization COMMUNITY HOUSING INITIATIVES Agency/Group/Organization Type Housing What section of the Plan was addressed Market Analysis by Consultation? How was the The City consulted with local chapter of CHI working Agency/Group/Organization consulted to rehabilitate housing in the Washington and what are the anticipated outcomes Neighborhood. Housing rehabilitated by CHI is sold of the consultation or areas for improved at a range affordable prices and there is a significant coordination? demand for the units. The City subsidizes the rehabilitation costs for each home to provide financially viable rehabilitation projects. 3 Agency/Group/Organization City of Dubuque Health Department Agency/Group/Organization Type Services-Health Grantee Department What section of the Plan was addressed Housing Need Assessment byConsultation? Lead-based PaintStrategy Non-Homeless Special Needs Howwas the The City Housing and Community Development Agency/Group/Organization consulted Department coordinates with the Health and what are the anticipated outcomes Department to deliver lead-based paint testing and of the consultation or areas for improved remediation activities.They were also consulted on coordination? needs and data related to persons with HIV/AIDS as well as Non-Homeless Special needs populations. Consolidated Plan DUBUQUE 9 OMB Control No:2506-0117(exp.06/30/2018) 4 Agency/Group/Organization City of Dubuque Housing &Community Development Department Agency/Group/Organization Type Housing PHA What section of the Plan was addressed Housing Need Assessment by Consultation? Lead-based Paint Strategy Public Housing Needs Homelessness Strategy Anti-poverty Strategy How was the The Assisted Housing program serves as the Public Agency/Group/Organization consulted Housing Authority (PHA)for the City and provides and what are the anticipated outcomes information for the PHA sections of the Plan. Staff of the consultation or areas for improved coordinate with other Departments to conduct coordination? housing analysis and implementing assess fair housing actions. Staff service on the CoC and administer the CoC grant providing supportive housing for homeless with disabilities. 5 Agency/Group/Organization City of Dubuque Leisure Services Department Agency/Group/Organization Type Services-Children Grantee Department What section of the Plan was addressed Non-Homeless Special Needs byConsultation? Public Facilities How was the The group was consulted to determine the demand Agency/Group/Organization consulted for youth programs and to evaluate the need for and what are the anticipated outcomes accessibility improvements in parks and of the consultation or areas for improved recreational areas. coordination? 6 Agency/Group/Organization DubuqueCommunityYMCA/YWCA Agency/Group/Organization Type Services-Victims of Domestic Violence Civic Leaders What section of the Plan was addressed Homelessness Strategy by Consultation? Homeless Needs - Families with children Non-Homeless Special Needs Consolidated Plan DUBUQUE 10 OMB Control No:2506-0117(exp.06/30/2018) How was the The organization was consulted for homeless and Agency/Group/Organization consulted non-homeless needs for victims of domestic and what are the anticipated outcomes violence, equity, restorative justice, and leadership of the consultation or areas for improved development. coordination? 8 Agency/Group/Organization Greater Dubuque Development Corp Agency/Group/Organization Type Services-Children Grantee Department What section of the Plan was addressed Economic Development by Consultation? Market Analysis How was the The City partners with GDDC to provide workforce Agency/Group/Organization consulted solutions, newcomer services, data and resources and what are the anticipated outcomes for employers and job seekers, and technical of the consultation or areas for improved assistance for small businesses. Consultation is coordination? primarily focused needs of workforce and employers. Additional they help small businesses develop plans and applications for CDBG funded loans. The City is currently working with G DDC to on the rehabilitation of older and substandard housing in targeted areas of Dubuque. 9 Agency/Group/Organization Affordable Housing Network, Inc. (AHNI) Agency/Group/Organization Type Housing What section of the Plan was addressed Non-Homeless Special Needs by Consultation? Market Analysis Howwasthe The Affordable Housing Network, Inc.(AHNI) Agency/Group/Organization consulted recently partnered with the City to bring a and what are the anticipated outcomes responsible rent-to-own model to affordable of the consultation or areas for improved housing as part of a neighborhood vitalization coordination? strategy and needs for affordable Continuum of Care (CoC) supported housing for low/moderate income renters. 11 Agency/Group/Organization CRESCENT COMMUNITY HEALTH CENTER Agency/Group/Organization Type Services-Health What section of the Plan was addressed Non-Homeless Special Needs by Consultation? Anti-poverty Strategy Consolidated Plan DUBUQUE 11 OMB Control No:2506-0117(exp.06/30/2018) How was the Crescent Community Health Center leads efforts to Agency/Group/Organization consulted remove barriers for healthcare for low-income and what are the anticipated outcomes populations as well as traditionally under-served of the consultation or areas for improved populations. As lead for the Dubuque Pacific coordination? Islander Health Project, they provide critical services to recent immigrants predominantly from the Marshall Islands. 12 Agency/Group/Organization DUBUQUE RESCUE MISSION Agency/Group/Organization Type Services-homeless What section of the Plan was addressed Homelessness Strategy by Consultation? Homeless Needs -Chronically homeless How was the The organization is a partner with the city providing Agency/Group/Organization consulted shelter and homeless services.They were and what are the anticipated outcomes interviewed as a key stakeholder to provide input of the consultation or areas for improved into homeless and other community needs and best coordination? practices. 13 Agency/Group/Organization Planning Department Agency/Group/Organization Type Other government- Local What section of the Plan was addressed Housing Need Assessment byConsultation? Economic Development How was the The city has begun a year-long initiative to engage Agency/Group/Organization consulted the community in the development of a poverty and what are the anticipated outcomes prevention plan. Eight focus groups were held to of the consultation or areas for improved solicit feedback on community needs for housing in coordination? the larger context of improving conditions that may lead to poverty and solicit feedback on housing and other economic needs to inform the plan. A representative was interviewed as a Key stakeholder to provide input into other community needs and best practices. 14 Agency/Group/Organization United Way of Dubuque Area Tri-States Agency/Group/Organization Type Services-homeless Services-Health What section of the Plan was addressed Homelessness Strategy by Consultation? Non-Homeless Special Needs Anti-poverty Strategy Consolidated Plan DUBUQUE 12 OMB Control No:2506-0117(exp.06/30/2018) Howwas the United Way is the lead agency coordinating the CoC Agency/Group/Organization consulted Eastern lowa Service Region for single point of entry and what are the anticipated outcomes homeless services and provides funding, education, of the consultation or areas for improved resources and capacity building. United Way hosted coordination? focus and participated in focus groups that informed the Community Development BlockGrant (CDBG) Consolidated plan and provided critical insight through Key Informant interviews to identify additional priority needs. They are a partner in anti- poverty efforts and substance abuse recovery strategy, as well as other homeless and victims of domestic violence regional strategies. 15 Agency/Group/Organization FountainofYouth Agency/Group/Organization Type Services-Children Neighborhood Organization What section of the Plan was addressed Anti-poverty Strategy by Consultation? How was the The Fountain of Youth hosted a focus group to Agency/Group/Organization consulted gather input on community development, housing, and what are the anticipated outcomes and anti-poverty strategies. of the consultation or areas for improved coordination? 16 Agency/Group/Organization Dubuque Branch NAACP Agency/Group/Organization Type Housing Services-Children Services-Education Service-Fair Housing Civic Leaders Services- Food What section of the Plan was addressed Housing Need Assessment byConsultation? Economic Development Market Analysis Anti-poverty Strategy Consolidated Plan DUBUQUE 13 OMB Control No:2506-0117(exp.06/30/2018) How was the Specific outreach was made to the NAACP Friends Agency/Group/Organization consulted of Fair Housing throughout the year. As part of the and what are the anticipated outcomes targeted effort on the Consolidated Plan and of the consultation or areas for improved Analysis of Impediments to Fair Housing an coordination? additional interview was held, and a Friends of Fair Housing presentation was attended. Specific strategies presented around Fair Housing, safe affordable quality housing, equity in housing, services needed in the downtown area, and food insecurity, availability, and affordability have been incorporated into these plans and linkages made for incorporation into to Equitable Poverty Prevention planning. 17 Agency/Group/Organization IOWA FINANCE AUTHORITY Agency/Group/Organization Type Other government-State What section of the Plan was addressed Housing Need Assessment by Consultation? Homelessness Strategy Market Analysis Howwas the The City of Dubuque Housing &Community Agency/Group/Organization consulted Development Department coordinates with the and what are the anticipated outcomes lowa Finance Authority to maintain information on of the consultation or areas for improved the Balance of State, changes in needs, barriers to coordination? addressing those need, funding resources, and fair housing issues. 18 Agency/Group/Organization lowa Legal Aid Agency/Group/Organization Type Services - Housing Service-Fair Housing What section of the Plan was addressed Housing Need Assessment by Consultation? Consolidated Plan DUBUQUE 14 OMB Control No:2506-0117(exp.06/30/2018) Howwas the lowa legal aid provides annual Fair Housing training Agency/Group/Organization consulted to City staff, the CDAC, and the community at large. and what are the anticipated outcomes The agency provides legal support on tenant- of the consultation or areas for improved landlord as well as homeowner issues for income coordination? eligible residents. lowa legal aid was contacted for input into the Analysis of Impediments to Fair Housing. The City assisted Legal Aid in seeking an FHIP grant and ensuring City staff, CDAC commissioners, and others receive a minimum of 3 hours of annual training in fair housing, partially provided by Legal Aid to address disparate impact and fair housing barriers in Dubuque. The agency plans to continue to work with Legal Aid for training and technical assistance on Fair Housing and other Fair Housing events. Identify any Agency Types not consulted and provide rationale for not consulting The consultation outreach and effort reflect the City's commitment to ensuring that all community members have a voice in the citizen participation process and that a wide net of partners was included in guiding Dubuque's CDBG planning. Other local/regional/state/federal planning efforts considered when preparing the Plan Name of Plan Lead Organization How do the goals of your Strategic Plan overlap with the goals of each plan? Continuum of lowa Finance Move homeless families quickly to permanent housing Care Authority Balance reducing the time individuals and families experience of State homelessness and coordinate resources to provide a continuum of services. 50% by 2030- City of Dubuque A voluntary effort adopted in 2013 to identify Community opportunities to reduce Dubuque's community Climate Action & greenhouse gas emissions. Resiliency Analysis of Human Rights-City Update of the 2015 analysis for 2020 to identify and Impediments 2019 of Dubuque remove current barriers to fair housing. Promote equity in housing and resources throughout the city of Dubuque. Public Works, LLC was contracted to conduct the assessment. Consolidated Plan DUBUQUE 15 OMB Control No:2506-0117(exp.06/30/2018) Name of Plan Lead Organization How do the goals of your Strategic Plan overlap with the goals of each plan? City Capital Budget Goals are updated early the City's fiscal year to inform Improvement Plan Department-City continued planning and evaluation. Many goals align with of Dubuque the strategic plan. City Equity Report Equity Core Team- Equity efforts complement the plans goals around City of Dubuque increasing the affordability of housing and providing suitable living environments. Equitable Poverty Planning Services- The city has begun a year long initiative to engage the Prevention City of Dubuque community in the development of a poverty prevention plan. Eight focus groups were held to solicit feedback on community needs for housing in the larger context of improving conditions that may lead to poverty. Imagine Dubuque Planning Services- The City's Comprehensive Plan aligns with the 2037 City of Dubuque Consolidated Plan and the Action Plan to remove barriers to fair housing, improve housing stock, and increase economic vitality in the city of Dubuque and surrounding a re a. PHA-Annual Plan Housing & PHA plan provides detail about program operation, Community populations served and strategy to assist low and very Development- City low-income households and improve affordable safe of Dubuque rental housing. Sustainable City of Dubuque Sustainable Dubuque is the City's brand that focuses on a Dubuque balanced, inclusive, and equitable approach to future growth and sustainability. This work is closely linked with CDBG initiatives including its assessment and planning in Resiliency, long-term life quality, social capital, infrastructure design and economic prosperity. This work further detailed in their recent report which is included in the appendices of this document. Table 3—Other local/regional/federal planning efforts Describe cooperation and coordination with other public entities, including the State and any adjacent units of general local government, in the implementation of the Consolidated Plan (91.215(I)) The City works in close coordination with the Omaha HUD office, lowa Finance Authority, State of lowa, and Dubuque County. Narrative (optional): Public and private partnerships remain a high priority for the City of Dubuque to identify and address community needs. The City has taken significant steps to coordinate resources to increase the quality of Consolidated Plan DUBUQUE 16 OMB Control No:2506-0117(exp.06/30/2018) living for all residents. Housing affordability continues to be the largest housing problem experienced in Dubuque. The aging housing stock also presents issues with deterioration due to neglect, inability to afford repairs, presence of lead-based paints, and high costs associated with rehabilitating historic properties continue to impact the lowest income residents at a disproportionate rate. To improve housing conditions for these populations, the Housing & Community Development Department adopted the International Property Maintenance Code, Implemented the use of a Priority Category Designation for landlords, and implemented a tiered inspection schedule. The tiered and priority category designation approach to rental inspections devotes more resources to inspect and enforce on sub- standard rental properties.This enhanced inspection program combined with financial resources to improve the existing rental housing is designed to focus resources to benefit those most at risk from exposure to hazards related to residing in sub-standard housing. Effectively reducing barriers to fair housing requires coordination between government, housing providers, advocacy groups, residents, law-enforcement, legal, and policy makers.The City's coordinated approach hinges on providing education and resources about fair housing, successful rental property management, affordable housing resources, and expectations for safety and equity. Consolidated Plan DUBUQUE 17 OMB Control No:2506-0117(exp.06/30/2018) PR-15 Citizen Participation —91.105, 91.115, 91.200(c) and 91.300(c) 1. Summary of citizen participation process/Efforts made to broaden citizen participation Summarize citizen participation process and how it impacted goal-setting The City of Dubuque facilitated a comprehensive citizen participation process that actively engaged diverse members of the community. Insights gathered from the public meetings, focus groups, and community forums that comprised the citizen participation process directly inform the Consolidated Plan goals. The City made deliberate and thoughtful efforts to prioritize breadth of input and conducted targeted outreach to non- English speaking persons, minorities, persons with disabilities, and other vulnerable and/or marginalized communities. The goals of the City reflect this commitment to ensuring that all community members have a voice in the citizen participation process and in guiding Dubuque's future. Efforts to broaden citizen participation centered around ensuring low- and middle-income consumers were actively engaged: when needed, an interpreter was present e.g. with the Marshall Islander-centered focus group. Outreach was conducted through city staff, consultants, and the nonprofits that hosted focus groups. The community survey was available at the City Expo, a large annual event, and widely distributed with help from government and community partners. In addition to these efforts, the Imagine Dubuque Comprehensive Plan, built from a year of community outreach that included 60 community dialogues, 1,995 completed online surveys, 6,000 participants, and over 12,500 community-generated ideas, serves as a key resource for understanding where the Dubuque community stands on a wide range of core issues, including housing. The City ensures meaningful input in the planning, implementation, and assessment of the CDBG program through a Community Development Advisory Commission (CDAC). The 9-member council is comprised of four citizens-at-large, four citizens representing census tracts with 51% low/moderate income persons, and one representative from the housing commission. The commission is charged with ensuring meaningful community input in the plan, identifying community needs, advising the city council, and monitoring activities among other responsibilities. The Community Development Advisory Commission meets monthly and is open to the public. Meetings are at 5:30 pm in the Housing Conference Room, located in Dubuque's downtown on a bus route. The Community Development Advisory Commission reviews the Citizen Participation Plan annually. Agendas are posted in the Housing Department, City Hall, and distributed to a list serve where anyone can receive notification when agendas and reports are posted online. The commission provides citizens an opportunity to comment on proposed plans, Consolidated Plan DUBUQUE 18 OMB Control No:2506-0117(exp.06/30/2018) performance, and reports. Comments can also be submitted in writing, by phone, or electronically through the City's website. The Citizen Participation Plan describes the roles, responsibilities, and contact information of entities involved in administering, reviewing, and approving activities included in this report. The Community Development Advisory Commission accepts comments on performance at all meetings, but also has an online form for comments throughout the year. City staff is also available to accept comments on performance on a daily basis over the phone or through email and brings any comments received to the Community Development Advisory Commission to be recorded in the minutes and commented on by the public/commission members. The Consolidated Plan and Analysis of Impediments was posted on the Agency website for public comment in November 2019 and underwent review/approval by the Community Development Advisory Commission in December 2019; City Council review/approval and public hearings took place in December 2019 and January 2020. Public Hearing notices were posted and are attached in the appendices. Citizen Participation Outreach Sort Order Mode of Outreach Target of Outreach Summary of Summary of Summary of comments URL(If response/attendance comments received not accepted applicable) and reasons 1 Internet Outreach Non- Input is received No comments were All comments were targeted/broad throughoutthrough a received accepted community public comment web form on the CDAC website throughout the year Consolidated Plan DUBUQUE 19 OMB Control No:2506-0117(exp.06/30/2018) Sort Order Mode of Outreach Target of Outreach Summary of Summary of Summary of comments URL(If response/attendance commentsreceived not accepted applicable) and reasons 2 Public Hearing Non- December 18th CDAC TBD All Comments received targeted/broad public meeting and are accepted community public hearing on CDBG Consolidated Plan 3 Public Hearing Non- December 18th CDAC TBD All Comments received targeted/broad public meeting and are accepted community public hearing on Analysis to Impediments to Fair Housing 4 Public Meeting Non- City Council meeting TBD All Comments received targeted/broad January 20, 2020 are accepted community Table 4—Citizen Participation Outreach Consolidated Plan DUBUQUE 20 OMB Control No:2506-0117(exp.06/30/2018) NeedsAsesmen[ NI1LS Ooe�oiew Mai� ll��a��ren� 0.ervew e[MSoee4z�r�elae4amaRor�4a�eAouzng,ep wlrya�9opmuent meAomelersezzln wNm meWnzllalon aamlmser�zl¢prgrrnz a onryprwieemeeaiz mtyxu i�b�Mmoueueue 'nmimmionmpmrieemea�resaemonmreiopiauremmervo="= ageams� eepe a inmmemrwomeiismesrmoauyimverawsmepopwmionmmeqrymoueu uemanrcismrmw. aroun�ryo�oigln rycrzryw0o �� o� � o�m � � �oueunue � � u Phce�BirtFFo��grt8o�n The number of forelgnbom persons Is fiown above. An e41ma[etl 0.0 percerR of[Fe popula0on was bom In Oceanla n.ec In[Fe G[y of�ubuque[Flspopulatlon Isfmm[Fe Marsfiall ISandq Some 03 perten[were bom In Intlla�antl ano[Fer 03 perten[were bom In Meelm. � AwASlenenJ 9uogas � �AerinJ —I amenoroN e��mecle�9�9ro . . Ianguage5poken rtHome ionrimvv.nu timRetllanguageProtioenWantllanguage5pokenrt Home Llmltetl Engllfi PmFlden W antl[Fe languagespoken a[ Fomearefiown In[Fetableabove. An e41ma[etl O.SpucerRof[Fepopulatlon gieakso[FerASanantl hadflclSantllanguagesa[Fomg Nllowetl by OA pucerR speaking CFlnas¢ mnmlltla[etlPlan �OBOQOE 22 omemmmi rvv.ssosmn�mp os/vo/we� Demographics- Race 1 �.��.��_.� i��,. � . .. _ .._ . �..� �i. �em ograph ics- Eth n icity 0 � �. � ,i ..� . LVhite 52,869 91.7fl� 52,93•i 90.60°F. Bl�ck 2,302 •t:�: 2,560 •t.40°k American I 155 0309i�` 45 0.1056 �Asian 659 1.10%� 864 1.50°k NatiueH Z66 0.50% 357 O.GOYe 6ther ' 3GG 0.6'�':�_ 330 •�.6�J'�_ Two or �v'❑ 1,016 1.89`� 1.3Z0 2.30�� Non-Hispai 56,254 97.60:� 57,123 97.60:� Hisp=_ni� i.i83 2.•t'�"•: I.287 2.2��'•: r ► ■ ► � Changes in Race and Ethnicity Demographics-Change in Race and Ethnicity(2010-2017) During this time period, the total Hispanic population is estimated to have decreased to 1287.The total Black or African American population is estimated to have increased by 10 percent to 2539 and those residents identifying as Two or More Races increased by 30 percent to 1320 persons. Consolidated Plan DUBUQUE 24 OMB Control No:2506-0117(exp.06/30/2018) NA-10 Housing Needs Assessment - 24 CFR 91.205 (a,b,c) Summary of Housing Needs The percentage of household income spent for mortgage costs or gross rent, commonly called cost- burden, is by far the most prevalent problem in Dubuque, for owned and rented households alike. According to Housing and Urban Development guidelines, households spending more than 30 percent of income for these housing costs are cost burdened. There are both emerging and legacy issues with the City's housing stock that effect low-and moderate- income persons and families disproportionally. This, like the added cost and health burden of energy- inefficient or aging housing, presents an issue for equity as well as economic vitality. The lack of energy efficiency measures in much of Dubuque's housing stock and the persistence of lead paint in many structures, are a documented health, economic, and equity challenge for the City. Rental housing costs have been rising more rapidly than home purchase prices, placing an economic stress on renting households who are typically younger or economically disadvantaged relative to homeowners. According to ACS 2013-2017, there were an estimated 23,974 households in the City of Dubuque the average household size was 2.27 people. Families made up 59.4 percent of these households including both married-couple families (44.0 percent) and other families (15.4 percent). Female householder families with no husband present and own children under 18 years are 6.9 percent of all households. Nonfamily households made up 40.6 percent of households. Forty-eight percent of renter households are paying more than 30 percent of their household income for rent, while 21 percent of selected monthly owner costs as a percentage of household income is more than 30. In Dubuque, 27.4 percent of all households have one or more children under the age of 18 and 26.8 percent of all households have one or more people 65 years and over. The poverty rate is 16.3% (higher than the national average at 14.6%). In 4.2% of Dubuque homes, a language other than English is spoken at home. Population by race and ethnicity through 2017 in shown in the following charts.The white population represented 90.6 percent of the total population in 2017, compared with the black or African American population accounting for4.4 percent of the total population in 2017. Hispanic households represented 2.2 percent of the total population in 2017. Many of these needs were also identified through the Imagine Dubuque 2037, the City's comprehensive stakeholder engagement and planning process. Imagine Dubuque, was a community-driven approach, based on inclusive community engagement, issues and initiatives.The result is a focused, meaningful community plan with 32 goals and 110 recommendations in 7 major categories. Plan development was inclusive, highly engaging, and representative of our community. In total, we received over 12,500 ideas which were inventoried and grouped by association into themes for the Imagine Dubuque plan. The plan didn't end in 2017; iYs now "A Call to Action."Just as Imagine Dubuque Consolidated Plan DUBUQUE 25 OMB Control No:2506-0117(exp.06/30/2018) was built on community engagement, plan implementation requires an engaged community—one that pulls together, combines resources, and shares in the vision of making Dubuque more viable, livable, and equitable. Implementation relies on organizations and partnerships to effectively address the plan's recommendations. Both housing and non-housing needs identified are shown below. A summary of the stakeholder process and the comprehensive plan is included in the appendices. A 2019 CDBG and poverty community specific survey, focus groups, key stakeholder interviews and citizen participation in the Community Development Advisory Commission (CDAC) provided additional updates, ideas and confirmation of these resident driven ideas. Demographics Base Year: 2010 Most Recent Year: 2017 %Change Population 57,637 58,410 1% Households 23,581 23,974 2% Median Income $41,879.00 $50,171.00 20% Table 5-Housing Needs Assessment Demographics Alternate Data Source Name: 2017 ACS 5-Vear Population Estimate Data Source Comments: The data was updated to reflect the most recent census data Number of Households Table 0-30% >30-50% >50-80% >80-100% >100% HAMFI HAMFI HAMFI HAMFI HAMFI Total Households 2,945 3,130 4,850 2,745 10,235 Small Family Households 790 640 1,460 1,110 5,165 Large Family Households 150 135 290 130 555 Household contains at least one person 62-74 years of age 335 510 1,015 610 1,995 Household contains at least one person age 75 or older 510 760 860 310 810 Households with one or more children 6 years old or younger 450 415 620 550 690 Table 6-Total Households Table Data 2011-2015 CHAS Source: Consolidated Plan DUBUQUE 26 OMB Control No:2506-0117(exp.06/30/2018) ' „ Yr..c , ' ll: r - .e`• y�'N ss`nelm M e% � xouuFoltliype emiN No emM°Pi e amN rvw�sonons . . . xomeAoltlshyiype m.o<«n.u.snazonrimvv�nao.n HouuFoltliypes uxeM1OltlrypexlxxM1ownabooe. f mllyM1ouxeM1oltlxreprexentetl 59VpertentofM1ouxeM1oltly wM1lle nomfamlNM1ousOioltlsa¢owtetlforV¢6persntrelatNeN�blefmm 3oloto 3ol]. o�.onaareaaia� ouaunue n � F,�i��n �yr��i_�yNhr�ld 5i�e - r = household - ;�e•3u�i SM --_. di+r:wi �i��u:".i��.�1 -?�aus�ald ■ 1'� 4-RCf5P�I/L11S[IWI: ��■ 1:'i �f I 3-Aa�o+i ha��.:".� :t Sqlreon housdiold 1445 3;�' I;�� � 2-penen hcuseholG 3 E?f Household Size Dubuque household size Sixty-eight percent of Dubuque households are 1-2 person households. Less than 515,� 3,�62 13°io 2,902 12.1°�0 515,C•��ic 510 oon 1,CE3 6.2°l0 1,325 5.5°�0 S2D,D6Q io S24,999 . 1,761 7.5% 1,477 fi.2°In � 525,'}D6 io 534,999 3,3U4 14°0 2,444 10°fo � 535,040 t0 549,999 4,9�49 17.1°h 3,941 1fi96 � S5D,4QOtOS74,339 4,Spt 19.1°0 5,a3ff 21°l6_I 575,40Qto599,999 2,&21 11.9"fo 3,2d2 13.5% � 51�,46� or MQfe 2,fifi3 11.3°� 3,753 15.7°+6 . � . � Househalds6ylntome Cityol�u6uque 2010 & 2017 Five-Year ACS Data Households by Income Households- Income Households by Income for the 2000 and 2017 5-year ACS are shown above. Households earning more than 100,000 dollars per year represented 15.7 percent of households in 2017 compared to 11.3 percent in 2010. Meanwhile, households earning less than 15,000 dollars accounted for 12.1 percent of households in 2017 compared to 13 percent in 2010. Consolidated Plan DUBUQUE 28 OMB Control No:2506-0117(exp.06/30/2018) a^ryun W vnm .�mue�e���e.evr.,a� �sso sss m Y Xwabl�-CM1itlrenPrean� XwaM1otlewtlM1 CM1itlren Prean� amlNh�eacmNing[M1eA600ll Isbmkm w[[osM1ow[M1epresm¢olyoung antl oltlrr Alltlren[o zupplemm[[M1eM1ouzeM1oltl[able. CanmlltlMetl Plan �OBOpOE J9 Housing Needs Summary Tables 1. Housing Problems (Households with one of the listed needs) Renter Owner 0-30% >30- >50- >80- Total 0-30% >30- >50- >80- Total AMI 50% 80% 100% AMI 50% 80% 100% AMI AMI AMI AMI AMI AMI NUMBER OF HOUSEHOLDS Substandard Housing- Lacking complete plumbing or kitchen facilities 65 85 120 10 280 10 0 0 0 10 Severely Overcrowded - With >1.51 people per room (and complete kitchen and plumbing) 35 15 4 50 104 0 0 0 15 15 Overcrowded - With 1.01-1.5 people per room (and none ofthe above problems) 15 25 20 20 80 0 0 40 0 40 Housing cost burden greater than 50% of income (and none ofthe above problems) 1,545 430 100 10 2,085 455 260 65 35 815 Consolidated Plan DUBUQUE 30 OMB Control No:2506-0117(exp.06/30/2018) Housing mrt burtlengrearer ma�3oxor mela�a eofine aeo� promem:� zm no sio so is�o iis 33o wo ibo izas zero/neqznve me�antl eofcM1e abov p�oblems� 105 0 0 0 105 100 0 0 0 100 HousingP�oLlems Housl� P�oLlems HouseM1oltlsare dssslfletl azM1aving M1ousing problems ticM1ry hce Nmmplere kttM1en or plumbing halmes,wercmwmgormnbumens. conisbhrcM1emonpreaommancM1ousungissuemmecM of�ubuQue,wttM1 D3 pwcenrof M1ouseM1oltlscmerlencingsomerype of mrt burtlen weall. Lbnsolltla[etl4lan �llBlldllE 31 Hausing Pra#�lems- Kitchen � ■wah��,d�i�K�i�h�� Feciliti o ■Lecking Comple[s Ifi[sken Facilities � Housing Problems- Kitchen Facilities Fbusing Prablems- Plumbing .:r �� ■WiLh Canplete Plumbl� Fecili[i ee � � ■Le�king Complete Plum6in$ � Fa�iliLiea -� � Housing Problems- Plumbing Kitchen and Plumbing Facilities Incomplete plumbing and kitchen facilities are an indicator of housing problems. Incomplete plumbing facilities are when any of the following are not present: The lack of piped hot and cold water, a flush toilet, and a bathtub or shower. There was a total of 100 units without complete plumbing facilities or .4% of Dubuque households. (2017-Five-year ACS). This compares to .5% in 2010. Incomplete kitchen facilities are when any of the following are not present: A sink with piped hot and cold water, a range or cook top oven, and a refrigerator. There was a total of 300 complete kitchen Consolidated Plan DUBUQUE 32 OMB Control No:2506-0117(exp.06/30/2018) facilities or 1.3%of Dubuque households (2017 Five-year ACS). There was no change between 2010 and 2017. 2. Housing Problems 2 (Households with one or more Severe Housing Problems: Lacks kitchen or complete plumbing, severe overcrowding, severe cost burden) Renter Owner 0-30% >30- >50- >80- Total 0- >30- >50- >80- Total AMI 50% 80% 100% 30% 50% 80% 100% AMI AMI AMI AMI AMI AMI AMI NUMBER OF HOUSEHOLDS Having 1 or more of four housing problems 1,655 555 250 95 2,555 465 260 105 55 885 Having none of four housing problems 455 1,340 1,735 755 4,285 165 980 2,760 1,840 5,745 Household has negative income, but none of the other housing problems 105 0 0 0 105 100 0 0 0 100 Table 8—Housing Problems 2 Data 2011-2015 CHAS Source: 3. Cost Burden > 30% Renter Owner 0-30% >30-50% >50- Total 0-30% >30- >50- Total AMI AMI 80% AMI 50% 80% AMI AMI AMI NUMBER OF HOUSEHOLDS Small Related 560 395 235 1,190 140 105 245 490 Large Related 150 44 25 219 0 70 95 165 Elderly 275 359 270 904 320 265 180 765 Other 915 450 195 1,560 110 145 230 485 Total need by 1,900 1,248 725 3,873 570 585 750 1,905 income Table 9—Cost Burden>30% Data 2011-2015 CHAS Source: Consolidated Plan DUBUQUE 33 OMB Control No:2506-0117(exp.06/30/2018) 4. Cost Burden > 50% Renter Owner 0-30% >30- >50- Total 0-30% >30- >50- Total AMI 50% 80% AMI 50% 80% AMI AMI AMI AMI NUMBER OF HOUSEHOLDS Small Related 510 165 60 735 115 50 0 165 Large Related 140 4 0 144 0 35 0 35 Elderly 220 139 125 484 230 110 40 380 Other 760 145 25 930 110 65 25 200 Total need by 1,630 453 210 2,293 455 260 65 780 income Ta ble 10—Cost Burden>50% Data 2011-2015 CHAS Source: 5. Crowding (More than one person per room) Renter Owner 0- >30- >50- >80- Total 0- >30- >50- >80- Total 30% 50% 80% 100% 30% 50% 80% 100% AMI AMI AMI AMI AMI AMI AMI AMI NUMBER OF HOUSEHOLDS Single family households 50 40 24 50 164 0 0 10 15 25 Multiple, unrelated family households 0 0 0 0 0 0 0 30 0 30 Other, non-family households 0 0 0 20 20 0 0 0 0 0 Total need by 50 40 24 70 184 0 0 40 15 55 income Table 11—Crowding Information—1/2 Data 2011-2015 CHAS Source: Overcrowding Overcrowding is defined as having from 1.1 to 1.5 people per room per residence, with severe overcrowding defined as having more than 1.5 people per room. In 2017, an estimated .4 percent of all households were overcrowded, and an additional .6 percent of all households were severely overcrowded (2017 Five-year ACS). In 2010 an estimated .7% of households were overcrowded, and an Consolidated Plan DUBUQUE 34 OMB Control No:2506-0117(exp.06/30/2018) additional .6% were severely overcrowded. Overall, this is an increase from 1% (2010) to 1.3% with increasing severity. tJ'dE�l:ii'�'it..::� 'r'] ]r'a-'i+ l_'VC:f :fi'�"4G ��ti 2�J1' 2u1�7 -. ,��� - �n� - :n� Severity of Overcrowding Renter Owner 0- >30- >50- Total 0- >30- >50- Total 30% 50% 80% 30% 50% 80% AMI AMI AMI AMI AMI AMI Households with Children Present 0 0 0 0 0 0 0 0 Table 12—Crowding Information—2/2 Data Source Comments: NotAvailableatthelocallevel Describe the number and type of single person households in need of housing assistance. The 2017 5-Year ACS estimates are that 7,813 or about 33 percent of all occupied housing units are single person households, with 3,833 renters and 3,980 owner occupied units. As of October 1, 2019, there were 358 single persons on the waiting list for mod-rehab which constituted 33.7 percent of the total wait list. Similarly, there were 529 single persons on the Housing Choice Voucher waitlist which constituted 33.7 percent of that list. The housing needs for single persons who are homeless are in excess of the current resources, without factoring the population that is in the doubled up or moving from friend to friend's house. Of these 7,813 single person households, about 21 percent are 15 to 34 years,43 percent are 35 to 64 years old and 36 percent are 65 and older. Consolidated Plan DUBUQUE 35 OMB Control No:2506-0117(exp.06/30/2018) Estimate the number and type of families in need of housing assistance who are disabled or victims of domestic violence, dating violence, sexual assault and stalking. The disability rate for females was 14 percent, compared to 11.5 percent for males.The disability rate grew precipitously higher with age, with 46.6 percent of those over 75 experiencing a disability. For persons age 5 and over 6.6 percent have an ambulatory disability, 5.3 percent have an independent living disability, and 2.5 percent have a self-care disability (2017 five-year ACS). What are the most common housing problems? Cost Burden is by far the most prevalent problem. Affordability, housing choice, and ensuring healthy homes are all important components of quality housing in Dubuque. Across the stakeholder groups, housing was repeatedly mentioned as a barrier and poverty factor, and the data supports this. The percentage of household income spent for mortgage costs or gross rent, commonly called cost-burden, is by far the most prevalent problem in Dubuque, for owned and rented households alike. Overall overcrowding has increased slightly, however severe overcrowding has increased significantly (With 1.01-1.5 people per room) to severely overcrowded (with <1.51 people per room). The lack of energy efficiency measures in much of Dubuque's housing stock and the persistence of lead paint in many structures, are a documented health, economic, and equity challenge for the City. Are any populations/household types more affected than others by these problems? Single family rental households make up 89 percent of the renting households experiencing overcrowding for families under 100 percent of Area Median Income. Overall Renters are more likely to experience cost- burden than owners. Just under 35 percent of households under 50 percent AMI contain at least one person over 65. In the low-and moderate-income categories up to 80 percent AMI, 23.3 percent or renting households experiencing cost burden (>30 percent)are elderly and 40.2 percent of owner households experiencing cost burden are elderly. For households in this income category experiencing severe cost- burden (>50 percent), 21.1 percent are elderly and 48.7 percent of owner households experiencing severe cost burden are elderly. Describe the characteristics and needs of Low-income individuals and families with children (especially extremely low-income) who are currently housed but are at imminent risk of either residing in shelters or becoming unsheltered 91.205(c)/91305(c)). Also discuss the needs of formerly homeless families and individuals who are receiving rapid re-housing assistance and are nearing the termination of that assistance Consolidated Plan DUBUQUE 36 OMB Control No:2506-0117(exp.06/30/2018) High housing costs, low vacancy rates for affordable housing, and poor-quality housing are most associated with instability and increased risk of homelessness. Single female head of households are more likely to be cost-burdened. Many individuals and families in the City of Dubuque may sleep in temporary arrangements (on the floors or couches of friends and family) due to the high cost burden and low availability of affordable housing. There were 142 children designated as homeless in the local school system at the time of the point in time study and their sleeping and family situation is unknown. HUD also does not consider those who may be frequently moving from on unstable housing situation to another as literally homeless, but many individuals and families in the City of Dubuque may sleep in temporary arrangements (on the floors or couches of friends and family) due to the high cost burden and low availability of affordable housing. Expansion and supporting the availability of rapid re-housing programs and resources has been identified as a need by local service providers. Housing and Community Development staff continue to work with the local United Way and other service providers to implement single-point-of entry for homeless needing access to services. The City Council also allocated general funds in FY 20 to provide money to support rapid re-housing efforts. Single family rental households make up 89 percent of the renting households experiencing overcrowding for families under 100 percent of Area Median Income. Overall Renters are more likely to experience cost- burden than owners.Just under 35 percent of households under 50 percent AMI contain at least one person over 65. In the low-and moderate-income categories up to 80 percent AMI, 23.3 percent or renting households experiencing cost burden (>30 percent)are elderly and 40.2 percent of owner households experiencing cost burden are elderly. For households in this income category experiencing severe cost- burden (>50 percent), 21.1 percent are elderly and 48.7 percent of owner households experiencing severe cost burden are elderly. If a jurisdiction provides estimates of the at-risk population(s), it should also include a description of the operational definition of the at-risk group and the methodology used to generate the estimates: Dubuque does not provide estimates of the at-risk populations. Specify particular housing characteristics that have been linked with instability and an increased risk of homelessness High housing costs, low vacancy rates for affordable housing, and poor-quality housing are most associated with instability and increased risk of homelessness. Single female head of households are more likely to be cost-burdened. Many individuals and families in the City of Dubuque may sleep in temporary arrangements (on the floors or couches of friends and family) due to the high cost burden and low availability of affordable housing. There were 142 children designated as homeless in the local school system at the time of the point in time study and their sleeping and family situation is unknown. Consolidated Plan DUBUQUE 37 OMB Control No:2506-0117(exp.06/30/2018) Discussion The population in City of Dubuque remained steady increasing slightly from 57,637 persons in 2010 to an estimated 58,410 people in 2017, or by 1.3 percent. Black and African American populations experience more housing problems when compared to the population. The voluntary compliance agreement specifies the actions under which the City is taking steps to ensure that Black and African American residents have increased access to quality affordable housing throughout the City of Dubuque. The percentage of household income spent for mortgage costs or gross rent, commonly called cost- burden, is by far the most prevalent problem in Dubuque, for owned and rented households alike. According to Housing and Urban Development guidelines, households spending more than 30 percent of income for these housing costs are "cost-burdened". Obligations Under Voluntary Compliance Agreement (VCA) The City of Dubuque, lowa and the U.S. Department of Housing & Urban Development (HUD) entered into a Voluntary Compliance Agreement (VCA) effective March 31, 2014 to resolve the findings detailed in a June 2013 Letter of Findings to the City of Dubuque.The Letter of Findings was issued after a 2011 civil rights related program review of the City's Housing & Community Development Department. HUD found the City was in noncompliance with Title VI of the Civil Rights Act in the administration of its Section 8 Program. HUD sought voluntary resolution to the findings and agreed to a Voluntary Compliance Agreement with the City of Dubuque.The agreement is effective for seven years and outlines corrective measures for the City's reporting, recordkeeping, and objectives during the term of the agreement. On April 10th, 2019 the Office of Fair Housing and Equal Opportunity recognized the City of Dubuque's compliance with the Agreement thus far and modified the Agreement to reduce the administrative burden on the City by reducing the reporting requirements for the last two years of the Agreement. There were 6139 (51%) households under 80 percent Median Family Income (MFI) with housing problems in 2018. Additionally, some racial/ethnic groups faced disproportionate share of housing problems. One of the concerns from the community is that that not all landlords accept Housing Choice Vouchers. The Source of Income Committee name comes from the practice of landlords in identifying the source of income to pay rent prior to leasing an apartment. Some landlords specifically advertise that they do not accept these vouchers (typically called Section 8) as a source of rent. The Source of Income Committee evaluated creation of an ordinance that would have considered it discrimination to not accept vouchers, researched the Housing Choice Voucher program, conducted residential rental surveys for housing providers and renters, and held community dialogues. The Source of Income Committee ultimately recommended a collective impact approach to adopt and implement a Consolidated Plan DUBUQUE 38 OMB Control No:2506-0117(exp.06/30/2018) mix of educational, outreach, and financial programs to increase housing provider participation in the Housing Choice Voucher program. Some minority populations experience a disproportionately higher percentage of housing problems compared to the population as a whole. African Americans populations owned homes at a rate of 11% compared to 74% of white-not Hispanic- populations. Sixty-five percent of Hispanic households are renter occupied. A general approach to address affordability as a whole would likely benefit minority populations including the small sample sizes of Asian, American Indian, Alaska Native, and Pacific Islander. Consolidated Plan DUBUQUE 39 OMB Control No:2506-0117(exp.06/30/2018) NA-15 Disproportionately Greater Need: Housing Problems —91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole. Introduction The City of Dubuque continues to make equity and Affirmatively Furthering Fair Housing a priority. Fair Housing Training is provided to all direct service staff once a year in October.Training and development of staff regarding understanding implicit bias was undertaken in FY 2019 and continued into FY 2020. Outreach efforts and education materials for landlords to provide equitable access to affordable housing is continuous. Populations that may have increased barriers to affordable housing choice are targeted for outreach, such as to the Pacific Islander Project for homebuyer programs. The Housing & Community Development Department has a team dedicated to equitable serves that will focus on policy barriers, structural barriers, and other barriers to affordable housing option for all residents, especially those that have been marginalized. HU D defines a population as having a disproportionate share when the percentage of persons in a category of need who are members of a particular racial or ethnic group is at least 10 percentage points higher than the percentage of persons in category as a whole. Cost burden is by far the most common housing problem and impacts both low-and moderate-income households. In the lowest income category, 0 percent to 30 percent it is not surprising that more than 90 percent of the income category has one or more housing problems. For the purposes of comparability, we default to the most recently available by race CHAS data for our analysis. 0%-30%ofArea Median Income Housing Problems Has one or more Has none of the Household has of four housing four housing no/negative problems problems income, but none ofthe other housing problems Jurisdiction as a whole 2,475 265 205 White 2,015 225 180 Black/African American 165 20 10 Asian 45 4 0 American Indian, Alaska Native 25 0 0 Pacific Islander 0 0 0 Hispanic 50 8 10 Table 13-Disproportionally Greater Need 0-30%AMI Data 2011-2015 CHAS Source: Consolidated Plan DUBUQUE 40 OMB Control No:2506-0117(exp.06/30/2018) *The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30% 30%-50%ofArea Median Income Housing Problems Has one or more Has none of the Household has of four housing four housing no/negative problems problems income, but none ofthe other housing problems Jurisdiction as a whole 1,910 1,220 0 W h i te 1,680 1,120 0 Black/African American 125 25 0 Asian 30 20 0 American Indian, Alaska Native 0 0 0 Pacific Islander 0 0 0 Hispanic 74 20 0 Table 14-Disproportionally Greater Need 30-50%AMI Data 2011-2015 CHAS Source: *The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30% 50%-80%ofArea Median Income Housing Problems Has one or more Has none of the Household has of four housing four housing no/negative problems problems income, but none ofthe other housing problems Jurisdiction as a whole 1,550 3,300 0 White 1,370 3,070 0 Black/African American 4 8 0 Asian 40 70 0 American Indian, Alaska Native 0 0 0 Pacific Islander 20 0 0 Hispanic 65 55 0 Table 15-Disproportionally Greater Need 50-80%AMI Data 2011-2015 CHAS Source: Consolidated Plan DUBUQUE 41 OMB Control No:2506-0117(exp.06/30/2018) *The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30% 80%-100%ofArea Median Income Housing Problems Has one or more Has none of the Household has of four housing four housing no/negative problems problems income, but none ofthe other housing problems Jurisdiction as a whole 355 2,385 0 White 295 2,245 0 Black/African American 4 35 0 Asian 0 4 0 American Indian, Alaska Native 10 4 0 Pacific Islander 45 0 0 Hispanic 0 10 0 Table 16-Disproportionally Greater Need 80-100%AMI Data 2011-2015 CHAS Source: *The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30% Discussion In the lowest income category 0-30 percent, more than 90% of the jurisdiction have one or more of the housing problems so technically no one group has a disproportionate share (more than 10%). The small number of minority households make it difficult to make inferences, however it is worth noting that in several income categories, for some minority groups-more households than not have housing problems. For households with 0-30 percent and 30 -50 percent of Area Median Income Black/African American, Asian and Hispanic households have more housing problems than not. All 25 American Indian and Native Alaskan Households or 100 percent in this income category had housing problems. 61 percent of households with 30 percent to 50 percent of Area Median Income had one or more housing problems. 32 percent of households with 50 percent to 80 percent of Area Median Income had one or more housing problems. Pacific Islanders had a disproportionate share at 100 percent. Consolidated Plan DUBUQUE 42 OMB Control No:2506-0117(exp.06/30/2018) 13 percent of households with 80 percent to 100 percent of Area Median Income had one or more housing problems. American Indian/Alaska natives had a disproportionate share at 71.4 percent, and Pacific Islanders at 100%. All 65 Pacific Islander households had housing problems in the income categories in which they appear While the small numbers make it difficult to establish disproportionality and cost-burden is such a prevailing issue in the city of Dubuque, all broad strategies to increase the affordability and accessibility of housing would likely benefit these small minority groups as well as the whole CDBG grantee area. Consolidated Plan DUBUQUE 43 OMB Control No:2506-0117(exp.06/30/2018) NA-20 Disproportionately Greater Need: Severe Housing Problems —91.205 (b)�2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole. Introduction A disproportionately greater need exists when the members of a racial or ethnic group at a given income level experience housing problems at a greater rate (10 percentage points or more) that the income level as a whole. 0%-30%ofArea Median Income Severe Housing Problems* Has one or more Has none of the Household has of four housing four housing no/negative problems problems income, but none ofthe other housing problems Jurisdiction as a whole 2,120 620 205 White 1,700 540 180 Black/African American 155 30 10 Asian 45 4 0 American Indian, Alaska Native 25 0 0 Pacific Islander 0 0 0 Hispanic 50 8 10 Table 17—Severe Housing Problems 0-30%AMI Data 2011-2015 CHAS Source: *The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50% 30%-50%ofArea Median Income Severe Housing Problems* Has one or more Has none of the Household has of four housing four housing no/negative problems problems income, but none ofthe other housing problems Jurisdiction as a whole 815 2,320 0 White 675 2,125 0 Black/African American 65 85 0 Asian 10 45 0 Consolidated Plan DUBUQUE 44 OMB Control No:2506-0117(exp.06/30/2018) Severe Housing Problems* Has one or more Has none of the Household has of four housing four housing no/negative problems problems income, but none ofthe other housing problems American Indian, Alaska Native 0 0 0 Pacific Islander 0 0 0 Hispanic 64 30 0 Table 18—Severe Housing Problems 30-50%AMI Data 2011-2015 CHAS Source: *The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50% 50%-80%ofArea Median Income Severe Housing Problems* Has one or more Has none of the Household has of four housing four housing no/negative problems problems income, but none ofthe other housing problems Jurisdiction as a whole 355 4,495 0 White 285 4,155 0 Black/African American 0 14 0 Asian 14 95 0 American Indian, Alaska Native 0 0 0 Pacific Islander 20 0 0 Hispanic 4 120 0 Table 19—Severe Housing Problems 50-80%AMI Data 2011-2015 CHAS Source: *The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50% Consolidated Plan DUBUQUE 45 OMB Control No:2506-0117(exp.06/30/2018) 80%-100%ofArea Median Income Severe Housing Problems* Has one or more Has none of the Household has of four housing four housing no/negative problems problems income, but none ofthe other housing problems Jurisdiction as a whole 150 2,595 0 White 105 2,445 0 Black/African American 0 40 0 Asian 0 4 0 American Indian, Alaska Native 0 14 0 Pacific Islander 45 0 0 Hispanic 0 10 0 Table 20—Severe Housing Problems 80-100%AMI Data 2011-2015 CHAS Source: *The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50% Discussion In the lowest income category 0-30 percent, 77.3 percent of the jurisdiction as a whole have one or more of the severe housing problems. Asian households have a disproportionately greater need at 91.8 percent. All 25 American Indian/Alaska Native Households in the category have at least one severe housing problem. In the next income category, 26 percent of households with 30 percent to 50 percent of Area Median Income had one or more housing problems. Black or African Americans experience disproportionality in the income category at 43.3 percent. There are no American Indian/Alaska Natives, or Pacific Islanders in the income category. Hispanics have a disproportionate share at 68.1%. 7.3 percent of households with 50 percent to 80 percent of Area Median Income had one or more housing problems. Pacific Islanders had a disproportionate share at 100 percent. 5.4 percent of households with 80 percent to 100 percent of Area Median Income had one or more severe housing problems. and Pacific Islanders had a disproportionate share at 100%. All 65 Pacific Islander households had housing problems in the income categories in which they appear Consolidated Plan DUBUQUE 46 OMB Control No:2506-0117(exp.06/30/2018) While the small numbers make it difficult to establish disproportionately with certainty, and cost-burden being such a prevailing issue in the city of Dubuque, all broad strategies to increase the affordability and accessibility of housing would likely benefit these small minority groups who are experiencing severe housing problems. Income is relative to severe housing problems- 0-30 percent households experience severe housing problems at 77.3%as compared to 7.3% for the 80-100 percent AMI group. Equitable Poverty Prevention strategies, such as self-sufficiency programs and supports for basic needs, in conjunction with housing strategies could be more effective when combined. Consolidated Plan DUBUQUE 47 OMB Control No:2506-0117(exp.06/30/2018) NA-25 Disproportionately Greater Need: Housing Cost Burdens —91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole. I ntrod uctio n: Cost burden is defined as gross housing costs that range from 30 to 50 percent of gross household income; severe cost burden is defined as gross housing costs that exceed 50 percent of gross household income. For homeowners, gross housing costs include property taxes, insurance, energy payments, water and sewer service, and refuse collection. If the homeowner has a mortgage, the determination also includes principal and interest payments on the mortgage loan. For renters, this figure represents monthly rent and selected electricity and natural gas energy charges. Housing Cost Burden Housing Cost Burden <=30% 30-50% >50% No/negative income (not computed) Jurisdiction as a whole 17,410 3,100 3,190 215 White 16,415 2,805 2,650 190 Black/African American 155 85 220 10 Asian 250 60 45 0 American Indian, Alaska Native 14 10 25 0 Pacific Islander 75 0 0 0 Hispanic 160 85 99 10 Table 21—Greater Need: Housing Cost Burdens AMI Data 2011-2015 CHAS Source: Cost Burden by Census Tract Consolidated Plan DUBUQUE 48 OMB Control No:2506-0117(exp.06/30/2018) � � ��.� x , Mk�.� _�.M...�.,M � .., . p :,a,.». �f� � „»,,.� , r>ez.voew , .s�w.. \� \ / �\ � Cost Burden>30%6y Census Tract Discussion: In City of Dubuque 13.1 percent of households had a mst burden and 13.5 percent had a severe mst burden. Some 21 percent of renters were mst burdened, and 24 percent were severely mst burdened. Owner-occupied households without a mortgage had a mst burden rate of 6J percent and a severe mst burden rate of 4B percent. Owner occupied households with a mortgage had a mst burden rate of 15 percent, and severe mst burden at 5.8 percent. Hispanicsaredisproportionallymstburdened (30-50%). Blacks,Americanlndians, andHispanicsare severely disproportionally mst burdened. It should be noted that the American Indian Population of Dubuque is very small, but of the 49 included 35 were mst burdened or severely mst burdened Consolidated Plan DUBUQUE 49 OMB Cnntml No'.2506-011)(exp.06/30/2018) NA-30 Disproportionately Greater Need: Discussion —91.205(b)(2) Are there any Income categories in which a racial or ethnic group has disproportionately greater need than the needs of that income category as a whole? Are there any Income categories in which a racial or ethnic group has disproportionately greater need than the needs of that income category as a whole? In general, minority populations experience a disproportionately higher percentage of housing problems in all income categories compared to the population as a whole. African American populations are much more likely to rent than own a home. African American populations in Dubuque are much more likely to rent than own a home. According to the American Community Survey 11% of Black/African American populations owned their home compared to 74%of white(non-Hispanic/Latino) populations. Geographic analysis of racial distribution was conducted by calculating the percentage share of total population within each census tract of the sub-population; i.e., racial or ethnic group. That share was then plotted on a geographic map. The goal of this analysis was to identify areas with disproportionate concentrations of each sub-population. HU D defines a population as having a disproportionate share when a portion of a population is more than 10 percentage points higher than the jurisdiction average. Hispanics are disproportionally cost burdened (30-50%). Blacks, American Indians, and Hispanics are severely disproportionally cost burdened. It should be noted that the American Indian and Population of Dubuque is very small, of the 49 included 35 were cost burdened or severely cost burdened. If they have needs not identified above, what are those needs? A targeted approach to address minority populations, including the small sample sizes of Asian, American Indian or Alaska Native, and Pacific Islander is warranted as affordability of rental units for these populations is central. Cultural issues are a barrier for Marshallese to access Housing choice vouchers. Are any of those racial or ethnic groups located in specific areas or neighborhoods in your community? There are no large concentrations of housing problems in specific areas, but to look at cost burden, there is evidence that cost burden among African Americans and other minority groups is high, and those groups tend to be concentrated in the downtown area, locally referred to as "the Flats" in the neighborhoods with the highest number of voucher utilization. Consolidated Plan DUBUQUE 50 OMB Control No:2506-0117(exp.06/30/2018) NA-35 Public Housing—91.205(b) Introduction The City of Dubuque does not have public housing. This section will address actions to address Assisted Housing Needs, including the Section 8 Housing Choice Voucher Program, Mod-Rehab, Project Based, and Special Needs Assistance Continuum of Care Program. These programs are restricted to low-income renters with incomes at 50% of area median income or less. The Housing Authority was serving 820 households in the voucher program as of April 1, 2019. Totals in Use Program Type Certificate Mod- Public Vouchers Rehab Housing Total Project- Tenarrt- SpecialPurpose Voucher based based Veterans Family Disabled Affairs Unification * Supportive Program Housing #of units vouchers in use 0 14 0 834 0 826 0 0 0 Table 22-Public Housing by Program Type *includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year,and Nursing Home Transition Data Source: PIC(PIH Information Center) Consolidated Plan DUBUQUE 51 OMB Control No:2506-0117(exp.06/30/2018) Duran�o � , . % / ..:_ � _�� Map LeBo�tl X � Vouc�arCanCOnVd�lOn � :]26%a � ]26-0558% � t55829.II% y ..,A � 29 f2.•v6.]fi% . r , �56]6k / ,. �e� � lowa ONP Voucher Concentretion 6y Census Trect Consolidated Plan DUBUQUE 52 OMB CnntmlNo'.2506-011J�exp.06/30/2018) Characteristics of Residents Program Type Certificate Mod- Public Vouchers Rehab Housing Total Project- Tenant- SpecialPurpose Voucher based based Veterans Family Affairs Unification Supportive Program Housing Average Annual Income 0 9,137 0 10,358 0 10,334 0 0 Averagelength ofstay 0 2 0 4 0 4 0 0 Average Household size 0 1 0 2 0 2 0 0 # Homeless at admission 0 0 0 0 0 0 0 0 #of Elderly Program Participants (>62) 0 1 0 157 0 157 0 0 #of Disabled Families 0 8 0 297 0 293 0 0 #of Families requesting accessibility features 0 14 0 834 0 826 0 0 #of HIV/AIDS program participants 0 0 0 0 0 0 0 0 #of DV victims 0 0 0 0 0 0 0 0 Table 23—Characteristics of Public Housing Residents by Program Type Data Source: PIC(PIH Information Center) Consolidated Plan DUBUQUE 53 OMB Control No:2506-0117(exp.06/30/2018) Race of Residents Program Type Race Certificate Mod- Public Vouchers Rehab Housing Total Project- Tenarrt- SpecialPurpose Voucher based based Veterans Family Disabled Affairs Unification * Supportive Program Housing White 0 13 0 630 0 622 0 0 0 Black/African American 0 1 0 183 0 183 0 0 0 Asian 0 0 0 11 0 11 0 0 0 American Indian/Alaska Native 0 0 0 3 0 3 0 0 0 Pacific Islander 0 0 0 7 0 7 0 0 0 Other 0 0 0 0 0 0 0 0 0 *includes Non-Elderly Disabled,Mainstream One-Year,Mainstream Five-year,and Nursing Home Transition Table 24—Race of Public Housing Residents by Program Type Data Source: PIC(PIH Information Center) Ethnicity of Residents Program Type Ethnicity Certificate Mod- Public Vouchers Rehab Housing Total Project- Tenarrt- SpecialPurpose Voucher based based Veterans Family Disabled Affairs Unification * Supportive Program Housing Hispanic 0 0 0 18 0 18 0 0 0 Not Hispanic 0 14 0 816 0 808 0 0 0 *includes Non-Elderly Disabled,Mainstream One-Year,Mainstream Five-year,and Nursing Home Transition Table 25—Ethnicity of Public Housing Residents by Program Type Consolidated Plan DUBUQUE 54 OMB Control No:2506-0117(exp.06/30/2018) Data Source: PIC(PIH Information Center) Consolidated Plan DUBUQUE 55 OMB Control No:2506-0117(exp.06/30/2018) Section 504 Needs Assessment: Describe the needs of public housing tenants and applicants on the waiting list for accessible units: Most applicants are cost-burdened and do not have enough income to pay fair market rent. Many are elderly, disabled, or otherwise unable to obtain enough income or employment that allows for self- sufficiency. In the Mod Rehab program, 98.30% percent of the waiting list in as of October 1, 2019 qualified for Extremely Low Income (84.75%) or Low-Income (13.55%). Similarly, in the Housing Voucher Program 82.29% of persons on the waiting list overall qualified as Extremely low Income. Of the 1,004 applicants on the Mod Rehab waiting list, 36 (3.59%) were disabled. There were 17 applicants on the waiting list for project based vouchers (1.08%). Most immediate needs of residents of Public Housing and Housing Choice voucher holders Hispanics are disproportionally cost burdened (30-50%). The Housing Choice Voucher program is the primary way that the City provides affordable housing, however there are not enough vouchers for all the households in need of affordable housing. Estimates from CHAS data indicate that there are approximately 5600 households <=50% of area median income who may qualify for the voucher program. As of January 2019, the HCV waiting list was at 591. July 2019 was the first month the waiting list was reopened after being closed on February 2018. September 30th, the HCV waiting list was at 96 while the Mod Rehab waiting list was at 1004. Housing choice is also an issue with a limited number of landlords accepting housing vouchers, and a subsequent concentration of vouchers in specific areas of town. There continues to be a need to distribute assisted housing/vouchers throughout the city. This coupled with the over representation of Black/African Americans in assisted living programs creates potential issues with neighborhoods segregated on both race and income. How do these needs compare to the housing needs of the population at large Recipients are more likely to be extremely low income, and/or Black/African American. Where the general population is about 4.4% Black/African American, the Housing Choice Voucher program waiting list was 79.28% Black/African American at latest (October 1, 2019) report. Most people (62.81%) on the HCV waiting lists are families. For this population and the population at-large there is a need for affordable housing opportunities outside of area of concentrated poverty. Discussion There is a need for more equitable housing policies to ensure equal access throughout the city of Dubuque. The city has made many changes to improve access to Fair Housing. The Analysis of Impediments to Fair Housing has been updated for 2019 and is attached as an appendix to this plan. Consolidated Plan DUBUQUE 56 OMB Control No:2506-0117(exp.06/30/2018) NA-40 Homeless Needs Assessment — 91.205(c) I ntrod uctio n: The Housing & Community Development Department works closely with the local Continuum of Care. Community Development and Housing Department staff remain in communication with the local Homeless Advisory Council to remain informed and align priorities and funding to address needs of residents experiencing or at risk of homelessness. The Community Development Department assists CoC applicants providing services in the jurisdiction to ensure programming aligns with the needs identified in the Consolidated Plan, and also to amend the Consolidated Plan, if necessary, based on identified needs. A network of service providers coordinates to provide a range of services for homeless and near homeless populations. The Homeless Advisory Council conducts point-in-time homeless counts in January, as required, but also in summer months to identify persons who may seek shelter during severe winter weather but are usually unsheltered. The City's Police Department coordinates with outreach workers to identify unsheltered individuals and provide access to services. The City had 8 organizations providing access to emergency and transitional shelter services during the January 2019 point in time homeless count. Some of these organizations serve specific populations, such as pregnant women and victims of domestic violence. The bed capacity for these organizations is 167 and 116 persons were sheltered. The City Purchase of Services Grants provide funding opportunities for organizations meeting identified human services needs in the community. It is anticipated organizations providing homeless services will continue applying for these resources to meet needs. Consolidated Plan DUBUQUE 57 OMB Control No:2506-0117(exp.06/30/2018) Homeless Needs Assessment Population Estimate the q of persons Estimate the q Estimate the Estimate the q Estimate the q experiencing homelessness experiencing q becoming exiting of days persons on a given night homelessness homeless homelessness experience each year each year each year homelessness Sheltered Unsheltered Persons in Households with Adult(s) and Child(ren) 0 45 0 0 0 0 Persons in Households with Only Children 142 0 0 0 0 0 Persons in Households with Only Adults 3 52 0 0 0 0 Chronically Homeless Individuals 0 0 0 0 0 0 Chronically Homeless Families 0 0 0 0 0 0 Veterans 0 0 0 0 0 0 Unaccompanied Child 0 0 0 0 0 0 Persons with HIV 0 0 0 0 0 0 Table 26-Homeless Needs Assessment Alternate Data Source Name: Homeless Point-in-Time Study 2019 Data Source Comments: Consolidated Plan DUBUQUE 58 OMB Control No:2506-0117(exp.06/30/2018) 9�elter Capacity-lanuary PIi Mala Mu�e � iemeSO<Y o.e�w.�..�.yv m�.�vat.._� May�Nn ` pmoa�Mme aw�w�aea.rm.s,-r..ame�i � i�...<«. e_... �.....��.�,:._��.,., � sneive�ea re�:oo: rir.snzivzrza IsthereRuralhomelessT. HasNORuralHomeless ConSolitlatetlPlan �UBUQUE 59 ome mnooi rvm uosmn[em oz/v/xme� If data is not available for the categories "number of persons becoming and exiting homelessness each year," and "number of days that persons experience homelessness," describe these categories for each homeless population type (including chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth): Data is not readily available for the number of persons becoming homeless and exiting homelessness in a year. Providers of services report that they have seen recent increases in both individuals dealing with brain health or other disabilities, and families with children alike. The Dubuque school district reported 142 children with a homeless designation at the time of the PIT study. Dubuque has outreach, financial assistance, and an active Dubuque county Veteran's affairs office that provides assistance with housing and other services as well as a regional organization supporting homeless veterans outside of the city limits. At the time of the winter PIT study there were 48 Men, 45 women/Adults and children, and single women who were Sheltered. The School District reported 142 children with homeless designation, and 3 people in the unsheltered street count. The City's shelters, in some cases are seasonal due to limited funding. A voluntary street count took place in July 2019 and counted 7 unsheltered persons. Consolidated Plan DUBUQUE 60 OMB Control No:2506-0117(exp.06/30/2018) Nature and Extent of Homelessness: (Optional) Race: Sheltered: Unsheltered (optional) White 0 0 Black or African American 0 0 Asian 0 0 American Indian or Alaska Native 0 0 Pacific Islander 0 0 Ethnicity: Sheltered: Unsheltered (optional) Hispanic 0 0 Not Hispanic 0 0 Data Source Comments: The Dubuque PIT study does not collect information on race and ethnicity. Estimate the number and type of families in need of housing assistance for families with children and the families of veterans. The shelter statistics do not necessarily capture everyone who is struggling. Providers of homeless services and stakeholders have reported that, many others are doubling or tripling in a home or are moving from one home to another staying with friends or family. The number of children who are designated as homeless at the beginning of the school year was 142 children and presumably these children are members of families who are experiencing homelessness for example making it difficult to estimate homelessness outside of persons involved with the shelter system. Describe the Nature and Extent of Homelessness by Racial and Ethnic Group. This information is not collected. Describe the Nature and Extent of Unsheltered and Sheltered Homelessness. The City had 8 organizations providing access to emergency and transitional shelter services during the January 2019 point in time homeless count. Some of these organizations serve specific populations, such as pregnant women and victims of domestic violence. Families: The Dubuque Rescue Mission and St. Johns have partnered to provide overflow during winter months and transitional opportunities for men during periods of high need. Women and women with children have access to emergency and transitional options. Service providers continue to stretch limited Consolidated Plan DUBUQUE 61 OMB Control No:2506-0117(exp.06/30/2018) resources to coordinate shelter for chronically homeless and persons with disabilities. Family shelter options has been raised as a community need consistently. Expansion and supporting the availability of rapid re-housing programs and resources has been identified as a need by local service providers. Housing and Community Development staff continue to work with the local United Way and other service providers to implement single-point-of entry for homeless needing access to services. The City Council also allocated general funds in FY 20 to provide money to support rapid re-housing efforts. Chronically Homeless/Disabled: Many residents at the men's emergency shelter are dealing with chronic mental health issue issues. Others are struggling to make ends meet financially. The Housing and Community Development Department applies for Continuum of Care funding to provide permanent supportive housing for homeless individuals with substance abuse, mental illness, HIV/AIDS related illness, or other disabilities impacting their ability to maintain housing. Resources for support services, particularly mental health, have long waiting periods and limited beds for emergency treatment. At Risk: The City's competitive grant program provides agencies that deliver homeless prevention assistance with opportunities for funding, but the reality is limited public service funds limit the number of organizations and households able to access these services. As part of the planning process for community wide coordination of CoC programs, the City is collaborating with service providers to identify those most at risk of becoming homeless and diverting resources to meet those needs.The providers meet monthly and collaborate on services, delivery, and referrals regularly. Demand for beds remains relatively low in the summer months gradually increasing through the fall. Men's emergency shelter beds are reaching capacity in the winter months. Some of the shelter services are open seasonally due to lack of funding which seasonally reduces capacity. The shelter statistics do not necessarily capture everyone who is struggling. Providers of homeless services and stakeholders have reported that, many others are doubling or tripling in a home or are moving from one home to another staying with friends or family. Discussion: Expansion and supporting the availability of rapid re-housing programs and resources has been identified as a need by local service providers. Housing and Community Development staff continue to work with the local United Way and other service providers to implement single-point-of entry for homeless needing access to services. The City Council also allocated general funds to provide money to support rapid re-housing efforts. Consolidated Plan DUBUQUE 62 OMB Control No:2506-0117(exp.06/30/2018) The programs housing-first model allows chronically homeless and hard-to-house families an opportunity to transition into housing and then receive support services specifically tailored to meet the family's unique needs. While this program is an effective tool, waiting lists can be long as funding is limited. The lack of affordable housing adds to the difficulty for these individuals and families independently take over their rental costs while others wait for openings in the program. A transition to a housing voucher could provide that extra support and allow more individuals and families to access the program. There is a continued need for shelter services, particularly for men and for families with children.The City does not currently have emergency shelter beds available to serve families. Women, alone or with children, have access to emergency and transitional shelter options. Currently, there are no emergency beds available for men with children. There is no unaccompanied youth shelter in the City. Emergency shelter beds for families and men are needed in the community. There are currently no beds for men with children. Women and women with children have access to emergency and transitional options. Service providers continue to stretch limited resources to coordinate shelter for chronically homeless and persons with disabilities. Family shelter options has been raised as a community need. Currently, a family would separate with men going one shelter and women and children to a family shelter. There are no shelter options in the City for unaccompanied youth. Areas shelters are reporting a growing demand for both shelter beds and services, despite statistics that showing a reduction in homelessness in IOWA at the state level, demand for shelter in the City of Dubuque has increased in recent years. The need for additional shelter beds reported by shelter residents and providers in focus groups and key interviews and was apparent in the point in time study which showed men's shelters at capacity. Consolidated Plan DUBUQUE 63 OMB Control No:2506-0117(exp.06/30/2018) NA-45 Non-Homeless Special Needs Assessment - 91.205 (b,d) I ntrod uctio n: According to HUD, special needs populations are not homeless but require supportive housing, including the elderly, frail elderly, persons with disabilities (mental, physical, developmental), persons with alcohol or other drug addiction, persons with HIV/AIDS and their families, and victims of domestic violence, dating violence, sexual assault and stalking. Because individuals in these groups face unique housing challenges and are vulnerable to becoming homeless, a variety of support services are needed in order for them to achieve and maintain a suitable and stable living environment. Describe the characteristics of special needs populations in your community: Disability by age, is estimated by the 2017 ACS data. The disability rate for females was 14 percent, compared to 11.5 percent for males.The disability rate grew precipitously higher with age, with 46.6 percent of those over 75 experiencing a disability. The number of disabilities by type, as also estimated by the 2017 ACS data: 6.6 percent have an ambulatory disability, 5.3 percent have an independent living disability, and 2.5 percent have a self-care disability. The City of Dubuque has an immigrant population of families consisting primarily of Marshallese Islanders. These families tend to be live in female-lead intergenerational households. Pacific Islander health project is helping new immigrants to address specific health issues such as nutrition and diabetes but there are many more needs for this community that may not align with the typical services delivery structure. According to the census bureau (ACS 2017) 7.4 percent of the adult population are veterans of foreign wars with the majority(70 percent) being over 55, veterans of Vietnam (1,115), Korean (463), or World War II Veterans (191). The disability rate for the city is 15.3 percent across the adult population.The disability rate for non-veterans is 16.5 as opposed to 39.6 percent for veterans. What are the housing and supportive service needs of these populations and how are these needs determined? Domestic Violence Services needed for domestic violence victims include access to safe housing and resources, as well as economic opportunities and other community assistance. Consolidated Plan DUBUQUE 64 OMB Control No:2506-0117(exp.06/30/2018) Some respondents in the 2019 Housing and Community Development Survey indicated the need for expanded subsidized daycare, better access to health care, training and more workforce training as top non-housing needed strategies for alleviating poverty across the community. The elderly are much more likely to be disabled and lower income and are in need of accessible affordable housing and services. Discuss the size and characteristics of the population with HIV/AIDS and their families within the Eligible Metropolitan Statistical Area: As of December 31, 2018, according to the lowa Department of Public Health, there were 2,872 lowans statewide who were diagnosed with HIV and living in lowa. There were 116 lowans newly diagnosed in 2018. Males are disproportionately impacted by HIV in lowa.There are about four males diagnosed for every female. lowans who are Black/African American and Latino are also disproportionately impacted by HIV in lowa.This is not because they are more likely to engage in behaviors putting them at risk for HIV, but because of social determinants of health impacting access to care and services. Dubuque County sits just above the state average of 88 persons per 100,000 population according to the lowa Department of Public Health. At the city level, there were 78 newly diagnosed persons with AIDS at the end of 2018. There were 2.5 men diagnosed for every female.Twenty-four percent were Black/African American, 10 percent were Latino, and an additional 11.5 percent identified as Multi-race or other. Discussion: The City is committed to furthering fair housing through general strategies in affordable housing and social services as well as neighborhood infrastructure improvements, and housing modifications as specific needs are identified. Consolidated Plan DUBUQUE 65 OMB Control No:2506-0117(exp.06/30/2018) NA-50 Non-Housing Community Development Needs — 91.215 (f) Describe the jurisdiction's need for Public Facilities: While there are no current CDBG facilities projects underway, the community participation process identified several future potential facilities needs for preliminary exploration that may be eligible or coordinated with Community Development Block Grant Programs. • Evaluate cost/benefits/needs for police substation • Explore need for/relocation of a southwest fire station • Explore potential for a West End library branch • Implement the Chaplain Schmitt Island Master Plan • Repurpose the Five Flags Civic Center How were these needs determined? Many of these needs were also identified through the Imagine Dubuque 2037 comprehensive stakeholder engagement and planning process. A 2019 CDBG and poverty community survey, focus groups, key stakeholder interviews and citizen participation in the Community Development Advisory Commission (CDAC) provided additional updates, ideas and confirmation of these resident driven ideas. Describe the jurisdiction's need for Public Improvements: The City of Dubuque's comprehensive plan includes identification of needs to provide services that enhance the quality of life of the community with an eye on promoting mixed-use development both downtown, within the John F. Kennedy Road Corridor, and key intersections along the Southwest Arterial. These mixed-use areas should provide a variety of residential choices, access to goods and services, and neighborhood amenities like parks and schools within a walkable environment. The average local download performance (27.27 Mbps across all Dubuque speed test records) ranks beneath the state average of 29.23 Mbps. Regardless, the area has multiple wired Internet options available including fiber/cable/DSLfrom several local companies. Broadband market competition is decent for Dubuque, and the average Dubuque census block has about 3 providers to choose from. (3.95 in each census block to be exact). CenturyLink is also a commonly available Internet option in Dubuque. They offer primarily DSL connections in 94 percent of the area. Comelec Internet Services offers an alternative wireless service for 75 percent of the local area. Keep in mind that fixed wireless requires roof access and proximity to a Comelec Internet Services tower or access point To support existing and future residents, key recommendations for Public Improvements include: Consolidated Plan DUBUQUE 66 OMB Control No:2506-0117(exp.06/30/2018) • Maintenance and future expansion of water and wastewater systems • Continued use of sustainable stormwater management practices • Expansion of fiber optic networks and broadband services • Explore potential satellite facilities like a police substation or a West End library branch Key resident-driven land use recommendations include: • Promoting mixed-use, walkable, development patterns including residential, commercial, and institutional uses. • Encourage infill development where possible, and protect important environmental assets as growth occurs to the west and south. How were these needs determined? Many of these needs were also identified through the Imagine Dubuque 2037 comprehensive stakeholder engagement and planning process. A 2019 CDBG and poverty community survey, focus groups, key stakeholder interviews and citizen participation in the Community Development Advisory Commission (CDAC) provided additional updates, ideas and confirmation of these resident driven ideas. Describe the jurisdiction's need for Public Services: Services fell into the categories of basic need, support services, neighborhood services, and children and youth services. Ensuring that Dubuque residents can get to supermarkets and other outlets with enough variety and reasonable costs is an issue not only for social service providers, but also for transit and transportation planning. Both the Imagine Dubuque and our recent community input suggest that both Food Insecurity and access to affordable food in locations across the city continues to be a community problem. The scarcity of grocery stores. Residents report a sudden escalation of prices as a result. The impact of addiction, particularly opioid addiction, was on the minds of many in leadership and the public during the City's comprehensive plan stakeholder process. Imagine Dubuque United States (10.3 per 100,000 in 2015); but while Dubuque's age-adjusted 2015 death rate from overdoses of 8 per 100,000 was below the state average, there were 23 deaths between 2013 and 2015. Partnerships and more resources for prevention, treatment, and response for all kinds of addiction, and follow-up support services, were cited as a vital area of public focus and concern for the city's health, economy, safety, and well-being in the stakeholder process for the City's comprehensive planning process and in particular in interviews with CoC partner and homeless service providers. Brain Health, including the availability of services and the pressing need for more and different solutions to the many aspects of managing mental health impacts in Dubuque. The need for these services cuts across all income and demographic groups. Homeless providers report that substance abuse and mental Consolidated Plan DUBUQUE 67 OMB Control No:2506-0117(exp.06/30/2018) health are increasing the length of time persons stay homeless and increasing waiting lists for supportive services and this population is taken longer to move to self-sufficiency. Affordable childcare and other supports so that parents can work was cited across the community as a gap.The need for childcare also extends to youth services, after school-care, and summer programming. How were these needs determined? Many of these needs were also identified through the Imagine Dubuque 2037, the City's comprehensive stakeholder engagement and planning process. Imagine Dubuque, was a community-driven approach, based on inclusive community engagement, issues and initiatives.The result is a focused, meaningful community plan with 32 goals and 110 recommendations in 7 major categories. Plan development was inclusive, highly engaging, and representative of our community. In total, we received over 12,500 ideas which were inventoried and grouped by association into themes for the Imagine Dubuque plan. The plan didn't end in 2017; iYs now "A Call to Action."Just as Imagine Dubuque was built on community engagement, plan implementation requires an engaged community—one that pulls together, combines resources, and shares in the vision of making Dubuque more viable, livable, and equitable. Implementation relies on organizations and partnerships to effectively address the plan's recommendations. Both housing and non-housing needs identified are shown below. A summary of the stakeholder process and the comprehensive plan is included in the appendices. A 2019 CDBG and poverty community specific survey, focus groups, key stakeholder interviews and citizen participation in the Community Development Advisory Commission (CDAC) provided additional updates, ideas and confirmation of these resident driven ideas. Food Deserts Food deserts are defined by the USDA as parts of the country vapid of affordable fresh fruit, vegetables, and other healthful whole foods, usually found in impoverished areas. This is largely due to a lack of grocery stores, farmers' markets and healthy food providers. Measures and definitions take into account The USDA updates its analysis of food deserts every five years. There are three located within the City of Dubuque. These food desert maps were created in the Food Access Research Atlas which allows for consideration of the following factors: • Accessibility to sources of healthy food, as measured by distance to a store or by the number of stores in an area. • Individual-level resources that may affect accessibility, such as family income or vehicle availability. • Neighborhood-level indicators of resources, such as the average income of the neighborhood and the availability of public transportation. Consolidated Plan DUBUQUE 68 OMB Control No:2506-0117(exp.06/30/2018) The criteria for identifying a census tract as low income are from the Department of Treasury's New Markets Tax Credit (NMTC) program. Here a low income census tract is defined as poverty rate is 20 percent or greater; or median family income is less than or equal to 80 percent of the State-wide median family income; or is in a metropolitan area and has a median family income less than or equal to 80 percent of the metropolitan area's median family income. A low-access census tract considers low access to healthy food is defined as being far from a supermarket, supercenter, or large grocery store. A census tract is considered to have low access if a significant number or share of individuals in the tract is far from a supermarket of one mile or more. The red square in the last map indicates an area with a high level of group quarters. Persons living in group quarters may have meals provided by the facility and therefore not directly affected.Tracts in which 67 percent of individuals or more live in group quarters are highlighted. For the purposes of the map, USDA defines group quarters as residential arrangements where an entity or organization owns and provides housing (and often services) for individuals residing in these buildings. This includes college dormitories, military quarters, correctional facilities, homeless shelters, residential treatment centers, and assisted living or skilled nursing facilities. These living arrangements frequently provide dining and food retail solely for their residents. While individuals living in these areas may appear to be far from a supermarket or grocery store, they may not truly experience difficulty accessing healthy and affordable food. Consolidated Plan DUBUQUE 69 OMB Control No:2506-0117(exp.06/30/2018) � l�Fi.� \/ F i E]b' _ Poml ' � .. �, . PaM 4 , ' . a R��i e-`���F' �. _ v� oG ` N P � Z �, �� . . : \^i � `� I ��;�I .. � � iM�sh i ��'.- J [ -"° _ �u�-. . y.;��c.. - _ _ . Lora. '�. y �I. Colkge . til�Wv _ .. � �v sIC� DUIW�Op e .i ... � En:l ` ' �oJ4c51�� . . .. [IIII�U�]UE S eeiA.pm Food Desserts-Census Tracts 701 and 702 Consolidated Plan DUBUQUE 70 OMB C�n[rol No:2506-01ll(eep.06/30/2018) � I � ,` .,.. � � . Y� - 1 ..'S + �"'e � / � � „, J , �'"" �� frs` r.i a\ ; .��.CensusTreR 1M ���•� " _ Consolitlatetl Plan �UeUQUE Jl oma com�i rvo_zsosain��.os/so/mie� Housing Market Analysis MA-05 Overview Housing Market Analysis Overview: The purpose of the Market Analysis is to provide an understanding of the environment in which the jurisdiction administers its programs over the course of the Consolidated Plan. Together with the Needs Assessment, The Market Analysis provides the basis for the Strategic Plan and the programs and projects to be administered. Based on the data provided, the City of Dubuque expects to focus its entitlement funds on preserving very low, low, and moderate-income households. In addition, there is a shortage of affordable housing units for these populations. The housing market analysis provides information on the supply, demand, conditions, and cost of housing for families and households, renters and owners, minorities, elderly, and the disabled. The City of Dubuque developed around industry close to the Mississippi River during the 18th and 19th centuries. Consequently, its core is remarkably historic, with older neighborhoods in and around downtown exhibiting grid street patterns and walkable characteristics. In contrast, Dubuque's West End peripheral neighborhoods are auto oriented, higher income, and newer homes, developed during the mid to late 20th century. Downtown neighborhoods and those surrounding the City's Universities and Colleges provide a wide array of housing types.The historic nature of downtown Dubuque presents significant challenges and opportunities. Over 75% of the housing stock was built before 1979. This provides for affordable homes near services however it also increases housing issues with lead-based paints and energy efficiencies. According the 2013-2017 American Community Survey(ACS) • The median house value is $135,800 • Owner-occupied housing rate is 63.3% • Owner costs with mortgage $1,127, without mortgage $474 • Median gross rent at$750 • Seventy-seven percent of households have a broadband type subscription • Median real estate property tax, with mortgage $2,123, without mortgage $2,294 • Unemployment in March 2019, 2.5%, or full employment • Average temperature is 20 degrees in January, 74 degrees in July Consolidated Plan DUBUQUE 72 OMB Control No:2506-0117(exp.06/30/2018) � ,.. M,o�.s��a x � Po erly Ra�o � ��921°l.PavoM1y � 911.1].66°/.PorMY � i�w-zei�xcave�ry -. � 08.1]d3C6%Porerry , ><]O6°/e PoveTy I� ��:�a J133 '_�. .._ Poverty Rate 6y Census Tract Poverty Rate 6y Census Trect Poverry remains a significant issue in Dubuque, lowa.According to the latest data, Dubuque's 16B% poverty rate means that one out of every six residents live in poverty. In 2017, 8,933 of 54,940 residents had reported income levels belowthe poverty line. On average, Dubuque's 163%poverty rate is significantly higherthan the average 12%poverty rate across the state of lowa. Consolidated Plan DUBUQUE 73 OMB Cnntml No'.2506-011)(exp.06/30/2018) Ecanamics- In�ame �s US PCN`.APfTA 14€CIAC i4 PtiT 12 i.1��47�15 {IN 2017 �D:WA51 2�]li�2�1' . . , � MC�IfiN F�OUSEI�OLD INC41,^C i IM:Ci:7 t� DOLLARS},Y�33-2�7'i I Sli 5 ii].CCii3:G�Cl�G}��7S�i.l]O�O�LU�6!].0��.000 LriL•�_ iL.il�„ ..i _�..�:I�.� Income vs US Ecariomics- Poverty, Health Cawerage PERSONS IN FO':CRTY, PCRLCNT PLfL56N5 WRIIC�LITIICAL7h1 :4"s�ai�!1��_. .� 11N000.AGCfi5YEAN5,PCN{C!�i , i i I � 0 OOy2.00`9."OE.004B.�fII0�Q.00ffi.OQEO�R6076 L�'�L'1_ iLIL!I'. _ .i.^.� IJJ�JJC Economics- HI Health Insurance Dubuque residents have a higher likelihood of having health insurance than the population of the nation as a whole. The Greater Dubuque Development Council reports that health insurance is the most highly desired employment benefit among Dubuque's workforce. Consolidated Plan DUBUQUE 74 OMB Control No:2506-0117(exp.06/30/2018) MA-10 Number of Housing Units —91.210(a)&(b)(2) Introduction With a strong and growing employment base, demand for housing is increasing, and should remain strong within the region. Affordability and the age of housing stock continue to pose significant challenges for the City. All residential properties by number of units Property Type Number % 1-unit detached structure 15,955 63% 1-unit, attached structure 1,035 4% 2-4 units 3,760 15% 5-19 units 2,320 9% 20 or more units 1,715 7% Mobile Home, boat, RV, van, etc. 700 3% rota/ 2s,as5 ioo�ro Table 27—Residential Properties by Unit Number Data Source: 2011-2015 ACS Consolidated Plan DUBUQUE 75 OMB Control No:2506-0117(exp.06/30/2018) rs 1995 69 ID �0 Gi 1]b IB�,SBi i1�3B9 [rty ofOubuque5inglefamilypermi[s "�'��e..�..om.�seo-xo.a xo�:me u�rt: a�a s��eie-vam�ry vermrt: a«ora'��gm zov s year acs a�a me iowa w�a��e a�monry i�a prome or o�e�q�e,merewere 24,905 Fousing uni[s 'm 2010, comparetl wi[F 25,932 'm 20ll. Single tamily uni[s accoun[etl tor 65.9 percen[ o!uni[5 'm 20ll, mmparetl [0 66.6 percenCm 2010. ApartmerR uni[5 acmun[etl lor 15.9 percen[ 'm 20ll, compares[0 66 6 percenCm 2010. Apar[men[uni[s accourRetl tor 15.9 percerR In 20ll, comparetl[015.9 percen[ 'm 2010. Consolltla[etlPlan �U9UpUE J6 oue mnwi rvv. xsow�n�wp.os/ao/xme� The Census eureau reports builtling permit authorizations antl "per uniYbaluation of builtling permits bycountyannually. Single-FamilyConstmctionusuallyrepresentsmostresitlentialtlevelopmentinthe county. Single-FamilybuiltlingpermitauthorizationsintheCityof �ubuqueincreasetlbylfrom6J authorizations in 20ll to 69 in 2019. The real value of single-family builtling permits increasetl from 5312,992 in 20ll to 5399,992 in 2019. This compares to an increase in permit valuation for the State of lowa with values rising from 5239,J42 in 20ll to 5246,ll0 in 2019. For comparabilitg the HU�tables contain the tlefa Wt (A6 2015) tlata, which is comparable to the latest available 2015 CHA� (Comprehensive Housing Affortlability �ata). The City of �ubuque antl its partners have matle mnsitle�able imestments in to maintaining antl improving existing housing antl increasing access to affortlable housing. The 20ll ACS tlata intlicates that several huntlretl units have been atltletl to the housing market in recent years. SinglaFamiy i6,b<8 66.6°b 17.CB2 65.8°'t �uP�� 'I,69C 6,4% �.815 7% Tri- �rFourPkx 1,830 73% 2,109 8.1% ltpartntent 3,975 159% 4,118 15.996 MobileHome 932 3.7h 808 3.1°h Boat, RV. Van, Etc. Q 0°i6 0 0°io Tatal 34,%5 700.0`4 25,93] 100.OM , Housing lln Its hy Type CityalDubuque _�30 & Z011 Five Year ACS Oata Dubuque Uni[Marke[ Disposi[ionofVacan[ HousingUni[s zmo«.,.,xzonr�..-v...a�som Disposi[ion of Vacan[ Housing Uni[s Consolitlatetl Plan �UeUQUE JJ oma co�<.oi rvo_zsosain�e.p.os/so/mie� Acmrding[Fe lowa FinanceAu[Foriry� by 20ll "For RenC' uni[5 acmun[etl lor 36 J perteM olvacan[ uni[s,wFlletorsale uni[saccoun[etl torJ.O percerR. '9[Fer'bacan[ uni[saccoun[etltor453percen[ot vacarR uni[s, represerRing a [o[al ot 006 'b[Fer'bacan[uni[s. In 20ll, [Fe mos[mmmon rerR lor apartmen[ren[5 was between 500 antl J50 tlollars, antl[Fe uni[s ln [Fls price range Fatl a vacanry ra[e ot 22 percen[. Fmm lanuary[FmugF April oR019, a [elepFone survey was contluRetl wi[F lantllortls antl rerRal pmperty managers[FmugFou[lowa� by[FelowaFinanceAu[Fo�ity. A[[Fe[imeo![Fesurvey�[Fere w nestlma[etl62singlstamllyunl[sln [FeGryot�ubuque,wl[FON[FemavallablewMCF [ransla[es [o a vacanry ra[e ot0 wFICF compares[o a s[a[ewitle vacanry ra[e or41 percent There were 1995 apartmen[uni[s 'm[Fe survey,wi[F 03 percen[ ot[Fem available wFICF[ransla[es 'm[o a vacancy ra[e ot41 percen[wFICF compares[o a s[a[ewitlevacanry ra[e ot41 percen[. �m aun v.v xm av�n aum mv mm xin HousingForecas[ � Housing Forecas[ NI50 Consolltla[etlPlan �U9UpUE JB oue mnwi rvv. xsow�n�wp.os/ao/xme� Unit Size by Tenure Owners Renters Number % Number % No bedroom 10 0% 410 5% 1 bedroom 250 2% 2,170 25% 2 bedrooms 2,800 18% 3,950 46% 3 or more bedrooms 12,165 80% 2,150 25% rota/ is,225 ioo�ro s,sso ioi�ro Table 28—Unit Size by Tenure Data Source: 2011-2015 ACS Describe the number and targeting (income level/type of family served) of units assisted with federal, state, and local programs. There are many programs addressing affordability and rehabilitation including: Provide an assessment of units expected to be lost from the affordable housing inventory for any reason, such as expiration of Section 8 contracts. Mobile home parks are a source of affordable housing in the City of Dubuque and an important source of housing for the elderly and disabled. In some instances, there has been a recent and sudden increase in lot rents adversely impacting this population. Recently, the City Council updated the special housing Public Housing Authority Policy types to include manufactured homes to pay for payments or lot rent Does the availability of housing units meet the needs of the population? The City of Dubuque has a low vacancy rate (7.6% in 2017) for rental properties and it continues to be a seller's market with home values continuing to rise. As discussed in the needs assessment cost burden and housing affordability are significant issues. According to the Census Bureau, single-family building permit authorizations in Dubuque remained steady with 67 authorizations in 2017 to 68 in 2018. The real value of single-family building permits increased from 312,992 dollars in 2017 to 389,882 dollars in 2018. The City of Dubuque does not have public housing. The City monitors the number of affordable tax credit units and Section 8 units within the City. The affordable housing stock is not high enough to meet needs of renters and homeowners at or below 80% of the area median income.This is supported by data in the Needs Assessment more renters earning under 80% Area Median Income are cost burdened, meaning they pay more than 30% of their income for housing-related costs. The American Community Survey estimates verify nearly half of all renter's experience cost burden. The City promotes CDBG funded programming to voucher participants in efforts to increase awareness and participation in activities. Consolidated Plan DUBUQUE 79 OMB Control No:2506-0117(exp.06/30/2018) Describe the need for specific types of housing: The City needs all types of affordable housing. The use of mobile homes fills a significant gap particularly for elderly populations. Reportedly, RV lots rents have increased significantly in recent months and these 700 units are necessarily to meet the housing demand as are all the housing units in the city which must be maintained. There is also a demand for more accessible or modified housing for both disabled and elderly populations. Discussion Dubuque has exception rent area that allow for higher voucher payment standards in area of town where rents tend to price out what would be available with a standard voucher payment. Consolidated Plan DUBUQUE 80 OMB Control No:2506-0117(exp.06/30/2018) MA-15 Housing Market Analysis: Cost of Housing - 91.210(a) Introduction According to 2013-2017 ACS, the median property value for owner-occupied houses in the City of Dubuque was estimated at$135,800 or an increase of 2 percent over 2015. Of the owner-occupied households, 60.7 percent had a mortgage, 39.3 percent owned their homes without a mortgage or loan on the house. The median monthly costs for owners with a mortgage was $1127 and for owners without a mortgage it was $450. Cost of Housing Base Year: 2009 Most Recent Year: 2015 %Change Median Home Value 117,900 132,800 13% MedianContractRent 459 582 27% Table 29—Cost of Housing Data Source: 2005-2009 ACS(Base Vear),2011-2015 ACS(Most Recent Vear) Rent Paid Number % Less than $500 2,965 34.2% $500-999 4,630 5 3.4% $1,000-1,499 745 8.6% $1,500-1,999 55 0.6% $2,000 or more 280 3.2% Tota/ 8,675 100.1% Table 30-RerK Paid Data Source: 2011-2015 ACS Consolidated Plan DUBUQUE 81 OMB Control No:2506-0117(exp.06/30/2018) 1939orcarlier , 1ff�,100 9 34�to 1349 � 1 ff8.4;,,^ 1954 tn 1BSB 125,704 19bU to 19&8 I 144,4DD 1970 to 197� 152,404 1980 to 1988 1d3,604 199�Q to 1999 1$9,146 200D to 2009 222.50Q 201�to2U13 181,�� ZV��+ `JfI3tCf Z�'S,�Y�' �` a 6wner4[cupied �a'cdi=_n':'=luehyYear Struc[ureBuilt Cityofduhuque 2017 5-Year ACS�ata Owner Occupied Median Values Owner Occupied by Year Structure Built The age of a structure influences its value. The newest structures tended to have the highest values. Structures built before 1939 had a value of 108,100 while homes built between 2010 and 2013 had a median value of 181,400, and homes built after 2014 or later had a median value of $225,700. The total median value in the City of Dubuque was $135,800. Housing Affordability %Units affordable to Households Renter Owner earning 30% HAMFI 365 No Data 50% HAMFI 2,935 1,140 80% HAMFI 5,900 4,520 100% HAMFI No Data 6,505 Tota/ 9,200 12,165 Table 31—Housing Affordability Data Source: 2011-2015 CHAS Monthly Rent Monthly Rent ($) Efficiency(no 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom bedroom) Fair Market Rent 468 594 750 976 1,215 High HOME Rent 0 0 0 0 0 Consolidated Plan DUBUQUE 82 OMB Control No:2506-0117(exp.06/30/2018) Monthly Rent ($) Efficiency(no 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom bedroom) Low HOME Rent 0 0 0 0 0 Table 32—Monthly Rent Alternate Data Source Name: 2019 Survey of Rental Properties Data Source Comments: lowa Finance Authority Number of Bedrooms Not Accessible Accessible Apartment Units Percentage Accessible Studio 5 0 5 0% One 482 66 548 12% Two 684 106 790 13.4% Three 132 6 138 4.3% Four 2 0 2 0% Don't Know 414 98 512 19.1% Table 33-Apartment units by Accessibility and Bedroom Size Is there sufficient housing for households at all income levels? As seen in the cost-burden section of the Needs Assessment, and in this section, there is not enough housing for households at lower income levels. This is demonstrated by the high percentage of households facing cost-burdens in the City of Dubuque. An average rent for a two-bedroom apartment would require a household with two full time jobs at the minimum wage rate to be at 30 percent cost- burden. A Statewide Survey of Landlords and rental property managers was conducted by the lowa Finance Authority by telephone from January 2019 to April 2019 which found that most common apartment rents feel between 500-750. In this price range the vacancy rate was reportedly 2.2 percent. The most common rent for single family units was between $1,000 and $1,250 and the units in this price range had a vacancy rate of 0 percent. (2019 Survey of Rental Properties, lowa Housing Finance Authority: lowa Profile: City of Dubuque 2019). How is affordability of housing likely to change considering changes to home values and/or rents? The trend continues to be increasing home and rental prices and decreased in availability making the need for affordable housing a priority. How do HOME rents/ Fair Market Rent compare to Area Median Rent? How might this impact your strategy to produce or preserve affordable housing? The HOME/FMR are not provided here by HUD. Consolidated Plan DUBUQUE 83 OMB Control No:2506-0117(exp.06/30/2018) A Statewide Survey of Landlords and rental property managers was conducted by the lowa Finance Authority by telephone from January 2019 to April 2019. Seventy-one surveys were completed representing 2,419 total units. The overall average advertised rent/Average Market Rate was $811. The average contract rate for the City as provided was $582 for 2015. Average Market Rates were reported as follows: Apartments: Average$710 • Efficiency: $468 • One Bedroom: $594 • Two Bedroom: $748 • Three Bedroom: $925 • Four Bedroom $1175 Single- Family Units: Average $1014 • Efficiency: N/A • One Bedroom: $600 • Two Bedroom: $644 • Three Bedroom: $1057 • Four Bedroom $1269 Mobile Home • Two Bedroom: $750 • Three Bedroom: $857 Note that not all respondents could disclose the rental amounts for their units. Discussion To assist in preserving housing choice for low income groups, Dubuque has established exception rent areas that allow higher voucher payment standards. As the City moves forward to produce and preserve housing stock, consideration will be given to neighborhoods where traditionally lower income groups are priced out of the market, creating diversity of income and more housing choices for very low income groups. Consolidated Plan DUBUQUE 84 OMB Control No:2506-0117(exp.06/30/2018) MA-20 Housing Market Analysis: Condition of Housing-91.210(a) Introduction The following section describes the condition of housing throughout the City of Dubuque. This includes the number of housing units with risks of lead-based paint exposure, the age of the housing stock and the increase in vacant units. Definitions Units that are classified as standard condition meet all state and local codes. Units that are classified to be in "substandard condition but suitable for rehabilitation" are both structurally and financially feasible to rehabilitate to a condition that meet all state and local codes. The city utilizes the International Property Maintenance Code, along with local amendments, to promote sound safety and quality property maintenance. The city is focused on maintaining and improving the existing housing stock. Condition of Units Condition of Units Owner-Occupied Renter-Occupied Number % Number % With one selected Condition 2,390 16% 3,835 44% With two selected Conditions 10 0% 320 4% With three selected Conditions 0 0% 40 0% With four selected Conditions 0 0% 0 0% No selected Conditions 12,825 84% 4,480 52% rota/ is,225 ioo�ro s,s75 ioo�ro Table 34-Condition of Units Data Source: 2011-2015 ACS Year Unit Built Year Unit Built Owner-Occupied Renter-Occupied Number % Number % 2000 or later 1,300 9% 1,114 13% 1980-1999 2,205 14% 1,200 14% 1950-1979 6,690 44% 2,555 29% Before 1950 5,040 33% 3,800 44% Tota/ 15 235 100% 8 669 100% Table 35—Year Unit Buik Data Source: 2011-2015 CHAS Consolidated Plan DUBUQUE 85 OMB Control No:2506-0117(exp.06/30/2018) Houset�olds 6y Year Horne Built-City af Dubuque 2010 & 2017 Five-Year ACS Data 8.�4 7A89 6,0�0 AA�O 3.012 3A97 3�753 2jJ00 1.49b 1,4:7 1.S$� '-,675 1,SSfi o � � �: � ■ � � 2D3 i Fiv rY�ur ACS •_c]corLuliersl3'-0;_ 1'd%9 —17�01� :'?s'7 :SLl�tu :ia7�. ■!77_i_ !9'� ..._ _ . .. ■Jidl�. l.i.i� ■.i?.iii .. .(ip. ■t:.'_�i�.�ii.,.'i.i Age of Housing Households by Year Home Built A significant challenge for the City of Dubuque is the age of its housing. Housing units built between 2000 and 2009 account for 5.6 percent of households in 2010 and 7 percent of households in 2017. Housing units built in 1939 or earlier represented 29.6 percent of households in 2017 and 33.7 of households in 2010. More than 75 percent of housing was built before 1980 and before regulations were in place for lead paint and before energy efficiency measures were standard in housing. Risk of Lead-Based Paint Hazard Risk of Lead-Based Paint Hazard Owner-Occupied Renter-Occupied Number % Number % Total Number of Units Built Before 1980 11,730 77% 6,355 73% Housing Units build before 1980 with children present 665 4% 480 6% Table 36—Risk of Lead-Based Paint Data Source: 2011-2015 ACS(Total Units)2011-2015 CHAS(Units with Children present) Vacant Units Suitable for Not Suitable for Total Rehabilitation Rehabilitation Vacant Units 0 0 0 Abandoned Vacant Units 0 0 0 REO Properties 0 0 0 Abandoned REO Properties 0 0 0 Table 37-Vacant Units Consolidated Plan DUBUQUE 86 OMB Control No:2506-0117(exp.06/30/2018) Data Source: 2005-2009 CHAS Need for Owner and Rental Rehabilitation Dubuque's Comprehensive Housing Activities for Neighborhood Growth & Enrichment (CHANGE) program assists low-and moderate-income households with mitigating lead and other home/health safety hazards. Dubuque's Lead Hazard Control & Healthy Homes Program allocates money to households in need, particularly those with young children who are most vulnerable to environmental hazards.The City aims to assist approximately 129 units within Dubuque city limits using$3.2 million of U.S. Department of Housing and Urban Development funding over three years. Estimated Number of Housing Units Occupied by Low or Moderate Income Families with LBP Hazards Dubuque's housing stock is older, and, in some cases, safety interventions are necessary. Since 1994, the City has facilitated lead remediation in 1,151 (8%) of 14,413 residential properties built prior to 1978.Most of Dubuque's housing (83%) was built prior to 1978, when lead paint was no longer allowed for residential use. Discussion The City's Bee Branch Healthy Homes initiative has also allotted $8.4 million in forgivable loans to flood- proof 320 flood-prone houses, mitigating mold growth, structural issues, and electrical hazards. A Healthy Home Advocate works with individuals and families to develop a resilience plan for each home. Consolidated Plan DUBUQUE 87 OMB Control No:2506-0117(exp.06/30/2018) MA-25 Public and Assisted Housing —91.210(b) Introduction The Housing & Community Development DepartmenYs Assisted Housing program serves as the Public Housing Authority (PHA) for the City of Dubuque. The Assisted Housing program provides information for the PHA sections of the Plan and coordinates with other city departments to affirmatively further fair housing and assess housing needs. Assisted Housing staff serve on the CoC and administer the City's CoC grant providing supportive housing for homeless with disabilities. The City actively engages to partner with public and private agencies to ensure funding priorities align with community development goals.The City engages in multiple community collaborations focused on increasing coordination and access to services. The City does not provide any public housing, and as such, needs to partner with area housing providers to ensure enough housing providers are willing and able to accept Housing Choice Vouchers (HCV) and participate in the Continuum of Care funded Phoenix Housing Program, providing rental subsidies for homeless, disabled participants. Totals Number of Units Program Type Certificate Mod-Rehab Public Vouchers Housing Total Project-based Tenant-based SpecialPurposeVoucher Veterans Family Disabled Affairs Unifiwtion " Supportive Program Housing #of units vouchers available 0 14 1,063 0 1,063 0 0 0 #of accessible units *includes Non-Elderly Disabled,Mainstream One-Year,Mainstream Five-year,and Nursing Home Transition Table 38—Total Number of Units by Program Type Data Source: PIC(PIH Information Center) Describe the supply of public housing developments: Consolidated Plan DUBUQUE 88 OMB Control No:2506-0117(exp.06/30/2018) Describe the number and physical condition of public housing units in the jurisdiction, including those that are participating in an approved Public Housing Agency Plan: The City of Dubuque does not have public housing. However, several affordable housing options are financed with HOME and LITC in addition to Mod Rehab and the Housing Choice Voucher Program. Consolidated Plan DUBUQUE 89 OMB Control No:2506-0117(exp.06/30/2018) Public Housing Condition Public Housing Development Average Inspection Score Table 39-Public Housing Cond'rtion Public Housing Condition The City does not administer any public housing so there are no inspection scores to report. Describe the restoration and revitalization needs of public housing units in the jurisdiction: As stated previously, the City does not administer any public housing. Affordable and/or assisted Housing Needs include the Section 8 Housing Choice Voucher Program, Mod-Rehab, Project Based, and Special Needs Assistance Continuum of Care Program. These programs are restricted to low-income renters with incomes at 50% of area median income or less. As described in the Letter of Findings and the Analysis of impediments the Housing Choice Vouchers were reduced in 2009-2011.The Housing Authority was serving about 800 households in the voucher program as of October 2019. Describe the public housing agency's strategy for improving the living environment of low- and moderate-income families residing in public housing: The City continues to work with a diverse team of City staff, housing advocates, housing providers, and commission members to carryout recommendations and evaluate outcomes produced by a two-year investigation into how source of income, particularly "income" in the form of a rental subsidy, relates to housing choice and availability referred to as the "Source of Income" Committee. The Human Rights, Housing Department, and Police Department continue to evaluate and monitor participation in the voucher program and collaborate to increase awareness and reporting of Civil Rights violations and housing discrimination. The City of Dubuque does not have public housing. The City monitors the number of affordable tax credit units and Section 8 units within the City. The affordable housing stock is not high enough to meet needs of renters and homeowners at or below 80% of the area median income.This is supported by data in the Consolidated Plan showing more renters earning under 80% Area Median Income are cost burdened, meaning they pay more than 30% of their income for housing-related costs. The American Community Survey estimates verify nearly half of all renter's experience cost burden. The City promotes CDBG funded programming to voucher participants in efforts to increase awareness and participation in activities. Consolidated Plan DUBUQUE 90 OMB Control No:2506-0117(exp.06/30/2018) The City of Dubuque does not have public housing. The City monitors the number of affordable tax credit units and Section 8 units within the City and promotes CDBG funded programming to voucher participants in efforts to increase awareness and participation in activities. The City continues to provide support for the Family Self-Sufficiency Program and other resources designed to assist families to increase resources necessary for self-sufficiency. Multiple departments within the City continue to evaluate and report on progress reducing the impact of policies that lead to a Civil Rights finding of discrimination against African Americans in the delivery of the City's Section 8 program. A combination of policy changes, outreach, marketing, education, and Civil Rights and fair housing trainings have demonstrated the City's dedication to fulfill obligations under the Voluntary Compliance Agreement. Discussion: The Analysis of Impediments 2015 identified the applicant pool for housing choice vouchers is composed of a disproportionate number of persons in protected classes under the Fair Housing Act and a limited number of housing providers participating in the program. To increase housing options for voucher participants, the Housing Authority is collecting and analyzing data on housing provider participation in the program through coordination with Rental Licensing & Inspection program. Beginning in early 2018, information on the number of vacant units willing to accept qualified tenants with Housing Choice Vouchers is being collected on rental licensing to the extent possible. Currently, reporting on vacancies and willingness to participate in the voucher program is voluntary and the City continues to make efforts to gather more voluntary or alternative data. Consolidated Plan DUBUQUE 91 OMB Control No:2506-0117(exp.06/30/2018) MA-30 Homeless Facilities and Services —91.210(c) Introduction The Housing & Community Development DepartmenYs Assisted Housing program serves as the Public Housing Authority (PHA) for the City of Dubuque. The Assisted Housing program provides information for the PHA sections of the Plan and coordinates with other city departments to affirmatively further fair housing and assess housing needs. Assisted Housing staff serve on the CoC and administer the City's CoC grant providing supportive housing for homeless with disabilities. The City actively engages to partner with public and private agencies to ensure funding priorities align with community development goals.The City engages in multiple community collaborations focused on increasing coordination and access to services.The City of Dubuque strives to use data-driven decision making and engagement with residents to better serve the community. The City does not provide any public housing, and as such, needs to partner with area housing providers to ensure enough housing providers are willing and able to accept Housing Choice Vouchers (HCV) and participate in the Continuum of Care funded Phoenix Housing Program, providing rental subsidies for homeless, disabled participants. As a member of the Continuum of Care and Homeless Advisory Council, the Housing & Community Development Department staff participate in the coordinated point-of-entry meetings, needs assessment, and the City provides support for the point-in-time homeless count. Facilities and Housing Targeted to Homeless Households Emergency Shelter Beds Transitional Permanent Supportive Housing Housing Beds Beds Year Round Beds Voucher/ Current& New Current& New Under (Current& New) Seasonal/ Development Overflow Beds Households with Adult(s) and Child(ren) 38 0 32 0 0 Households with Only Adults 53 0 12 0 0 Chronically Homeless Households 0 0 0 0 0 Veterans 0 0 0 0 0 Unaccompanied Youth 0 0 0 0 0 Table 40-Facilities and Housing Targeted to Homeless Households Consolidated Plan DUBUQUE 92 OMB Control No:2506-0117(exp.06/30/2018) 4ieaer Capa�ity-ianuarY �IT Maia Wux � leme5lieM OWUW«��wR/V tr�mefl�Vokrte.. � Mslatln ` bm��Wme � om�w•nea.m.:m.n.n��m,n � OWuyePnmeMin.mimnyerq � m a_u � . . ._ lS )0 ]5 fielterCapaciry Area Shelters and Capaciry Consolitlatetl Plan �UBUQUE 93 ome mnooi rvm uosmn[em oz/v/xme� Describe mainstream services, such as health, mental health, and employment services to the extent those services are used to complement services targeted to homeless persons The City utilizes the Housing First model to administer the Phoenix Housing program.This program provides subsidized housing for homeless with mental illness, substance abuse, and/or HIV/AIDS related illnesses. To ensure an adequate supply of housing for these and other vulnerable populations, the City provides day-long trainings twice per year for housing providers. The trainings cover a variety of topics, including information on fair housing practices, housing needs, legal needs, education on local, state, and federal subsidies, education on topics surrounding housing discrimination, and equity. CoC funds are used to subsidize permanent supportive rental units for homeless persons living with disabilities. The City partners with local service providers to administer this program and connect participants with the support services they need to maintain their housing. List and describe services and facilities that meet the needs of homeless persons, particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth. If the services and facilities are listed on screen SP-40 Institutional Delivery Structure or screen MA-35 Special Needs Facilities and Services, describe how these facilities and services specifically address the needs of these populations. The City had 8 organizations providing access to emergency and transitional shelter services during the January 2019 point in time homeless count. Some of these organizations serve specific populations, such as pregnant women and victims of domestic violence. The bed capacity for these organizations is 167 and 116 persons were sheltered. The Hope House, Dubuque Rescue Mission, and Hillcrest Family Services were at full or over capacity at the time of the survey. These organizations serve men and families, representing high need in the community. Overall, 69%of the available beds were full. Programs with vacancies on the day of the survey include Dubuque Rescue Mission Transitional,Teresa Shelter (Emergency), the Dubuque Community Y Domestic Violence Program, Maria House, Mary's Inn (pregnant women), Francis Apartments, and Almost Home. For families impacted by Domestic violence, Opening Doors provides services through the continuum of services, shelter through Teresa shelter offering emergency and extended stay programs, and offering transitional housing for Maria house for up to two years. There are no facilities for men with children or unaccompanied youth. Consolidated Plan DUBUQUE 94 OMB Control No:2506-0117(exp.06/30/2018) MA-35 Special Needs Facilities and Services - 91.230�d) Introduction As the population ages antl the tlemantl for housing continues to increase, there is an increase in the neetlforsafeantlaHortlablehousingfortheEltledµ Forbothfamiliesantltheeltledythereislackof affortlable antl accessible housing for persons with tlisabilities. As estimatetl by the 20ll ACS, the tlisability rate for females was 14 percent, comparetl to 11.5 percent for males. Over the City population Some 6.6 percent have an ambulatory tlisability, 53 percent have an intlepentlent living tlisabilitg 53 percent have a cognitive tlisability, 4.1% hearing, 2/1%visual, antl LS percent have a self- care tlisability. Including the elderly,frail elderly, persons with disabilities (meMal, physical, developmental�, persons with alcohol or other drug addictions, persons with HIV/AIDS and their families, public housing residents and any other categories the jurisdiction may specify, and describe their supportive housing needs Many of the persons with tlisabilities are eltledy as well antl require accessible, affortlable antl safe housing. Per the 20ll ACS, the tlisability rate grew precipitously higher with age, with 46.6 percent of those over JS experiencing a tlisability. There are waiting lists for �ubuque's eltledy housing complexes antl funtling neetls for accessibility improvements for resitlents to remain in their homes antl navigate their neighborhootls. The provision of atltlitional housing units antl opportunities for populations with tlisabilities antl specials neetls as well as motlifications to current stmctures antl infrazfructure is necessary. The City sfrategy is to leverage parfierships with nonproFts antl tlevelopers antl others to tlevelop this type of housing. � .ss o.. 60 0.. �n. or. � Disability by Age � • Disability-Age Rate of tlisability by age, as estimatetl by the 20ll ACS, for females was 14 percent, comparetl to 11.5 percent for males. The tlisability rate grew precipitously higher with age, with 46.6 percent of those over JS experiencinga tlisability. Consolitlatetl Plan �UeUQUE 95 oma co�<.oi rvo_zsosain�e.p.os/so/mie� Hearingdisahility 234B 4.10% VisiondisahilitV 1333 2.3096 Cognitivedisahility 2856 ' S.30'r�.. Amhulatorydisahility 3552 6.fi0'aS� Self{aredisahility 134G 2.505b: Independentli+ringdi�bility 2402 � 5.39'�� Disability-Type Disability Type The number of disabilities by type, as estimated by the 2017 ACS, is shown above. Some 6.6 percent have an ambulatory disability, 5.3 percent have an independent living disability, and 2.5 percent have a self-care disability. Describe programs for ensuring that persons returning from mental and physical health institutions receive appropriate supportive housing The lowa Department of Human Services is responsible for persons returning home receiving supportive housing. Discharge plans include housing arrangement, supportive services, and financial assistance. As part of a legal mandate in July 2014, the responsibility for mental health and disability services was transitioned from lowa Counties to the state to standardize service delivery and the level and standards of care. Discharge planning includes housing and financial assistance along with supportive care. Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs identified in accordance with 91.215(e) with respect to persons who are not homeless but have other special needs. Link to one-year goals. 91.315(e) The Purchase of Services Grants provide funding opportunities for organizations meeting identified human services needs for the year. Its anticipated that local service organizations will continue to apply for these resources to meet needs. Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs identified in accordance with 91.215(e) with respect to persons who are not homeless but have other special needs. Link to one-year goals. 91315(e) The Purchase of Services Grants provide funding opportunities for organizations meeting identified human services needs for the year. Its anticipated that local service organizations will continue to apply for these resources to meet needs. For entitlement/consortia grantees: Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs Consolidated Plan DUBUQUE 96 OMB Control No:2506-0117(exp.06/30/2018) identified in accordance with 91.215(e) with respect to persons who are not homeless but have other special needs. Link to one-year goals. (91.220(2)) Special Needs populations continue to have a variety of unmet needs including affordable and accessible housing. Human Services continue to be a high priority need for the City. Consolidated Plan DUBUQUE 97 OMB Control No:2506-0117(exp.06/30/2018) MA-40 Barriers to Affordable Housing-91.210(e) Negative Effects of Public Policies on Affordable Housing and Residential Investment The lack of affordable quality housing for low-income individuals and families is not keeping pace with the demand. Homeownership is disproportionately low among African Americans. Additionally, low income housing is concentrated in specific neighborhoods. One concern is that not all landlords accept HCVs and are of the practice of identifying the source of income to pay rent prior to leasing which adversely effects voucher holders. Some landlords specifically advertise that they do not accept these vouchers (typically called Section 8) as a source of income for rent. The practice of "source of income" has been identified as an arbitrary factor unrelated to a person's ability to be a good tenant and recommended the Human Rights commission consider include source of income as a protected class.The Housing &Community Development, Human Rights, and Planning Services Departments partnered with local stakeholders to better understand how source of income impacts tenants, particularly Housing Choice Voucher holders.The City has identified a limited number of housing providers participating in the voucher program. To address this, a "Source of Income" committee was formed.The Committee is made up of key city staff, board and commission members, housing providers, and housing advocacy groups.The group analyzed data, information, and organized a series of community dialogues to gain insight into the issues surrounding the impact of such an ordinance and other options to increase housing choice for voucher holders. The City incentivizes landlords, developers and employers throughout its CDBG programs, to support low-and mod- income persons and housing and to target underserved minority groups. The City's Housing & Community Development Department is currently leading a rebranding of the Housing Choice Voucher Program. Minority groups are targeted for education around Fair Housing and home ownership. The Department will utilize City commissions and other advisory groups that play an important role in the governance of department programs. Members of the commissions and advisory groups are community volunteers whose contributions help maintain and improve the quality of life for Dubuque residents. Consolidated Plan DUBUQUE 98 OMB Control No:2506-0117(exp.06/30/2018) MA-45 Non-Housing Community Development Assets —91.215 (f) Introduction The Market Analysis provides an understanding of the environment in which the jurisdiction administers its programs over the course of the Consolidated Plan period. Together with Consultation, the Needs Assessment, and the Market Analysis provides the basis for the strategic plan and the programs and projects to be administered. Based on the data provided, the City expects to focus CDBG funds on preserving and increasing affordable housing for low and very low-income households and invest in low-and moderate-income neighborhoods. Many of the Housing and Urban Development tables have been prepopulated by HUD with a default data set based on the most recent comparable data available. The tables have been supplemented in some cases with alternative data sources and supporting information to provide the clearest and most current picture of the environment in the City of Dubuque where the data is available. Economic Development Market Analysis Business Activity Businessby5ector Numberof Numberoflobs ShareofWorkers Shareoflobs lobslessworkers Workers % % % Agriculture, Mining, Oil & Gas Extraction 118 58 0 0 0 Arts, Entertainment, Accommodations 3,843 5,087 14 13 -1 Construction 1,073 1,348 4 4 0 Education and Health Care Services 5,924 10,359 22 27 5 Finance, lnsurance, and RealEstate 2,388 4,194 9 11 2 Information 623 825 2 2 0 Manufacturing 3,751 4,001 14 10 -4 Other Services 1,047 1,444 4 4 0 Professional, Scientific, Management Services 2,105 2,919 8 8 0 Public Administration 0 0 0 0 0 Retail Trade 4,093 5,217 15 14 -1 Consolidated Plan DUBUQUE 99 OMB Control No:2506-0117(exp.06/30/2018) BusinessbySeRor Numberof Numberoflobs ShareofWorkers Shareoflobs lobslessworkers Workers Y Y Y Transportation and Warehousing 984 1,061 4 3 -1 WholesaleTrade 1,468 1,597 5 4 -1 Total 27,417 38,110 -- -- -- Table 41 -Business Activity Data Source: 2011-2015 ACS(W orkers),2015 Longitutlinal Employer-Householtl oynamia Qobs) loFn�eere�ubuque Wods ManuhcLureC ConsimctIDn antl Foresiry Equlpment 2.fi�0 �ubuqueCommuNlySMool�l4�ltl Etluvtlon,��e-Xto12 1,95J MertyOneOubuqueMetll�l@nte� HospltalServlces 1.610 UnIVeY511y0fWI5mn9n-o�TgeVIOe Etlud110n 1,062 MetlI�IAsSodatesCYlN4o.G HeaHFServlces L�61 Vntly�olniHeaHF-9NeyHospltal HoSptlalSeMces 9J5 Antlersenwntlows&�oors ManuhcLureCAluminumCatlantlWootlWntlowsantl�oors Confitlentlal me�ny oro�e�q�e ��eimser�ice n� Setlgwlck Ga1m5�BenefilSManagemenlantlPmcessing RS ColtlngM1am&Butle� HeaI�FCa2,In5uanceAgendeS�Bmkeage5,antlTFlNPatlYAtlminlstators fiID �ubuqueBankantlTm4Company&HeartlantlFinanoalVSP�lnc palSeMces fi�0 w�errio�e�q�esmoominnn ea�Qim� ssi meaime ma�nn�,m� neaim r re aroa��rs soo, empmyer:>soo m me ary or ooeoqoe creaxer o�e�q�e oe�empmem corp wee:ixe Employers with >500 employees Dubuque's largest employers Greater Dubuque's 121argest employers (>500 currentlyemployed) employapproximately 13653 of its residents. The top 38 employers Consolidated Plan DUBUQUE 100 OMe Control No�.2506-01ll(exp.O6/30/2019) tleplRetl by Intlurtry In tFe ple cFart employ 2246J persons-almort JO% oltFe worktome �eCte� GTptOyTent by InduSiry s:i 1 �e m.i�i .i.� �c/Em� m .. �� � � �.< 1 - � we.rz e^ ��/ � '_� Largezt Intlmtiez in Ouhupue onsolltlatetlPlan DOBOpOE 101 ome mmai na.zmsmnCLwp.o Vmhmel 2002 84fi4 o.b88 fi303 3.834 3.4I3 2833 3.131 2211 ]3e 1.11] 38.880 2003 83]] ob18 5A40 3.888 33]2 28fi] 3.122 24�0 83fi 1.181 38.�]a 2004 9.192 oABb 5A21 403e 32I4 2.8I2 32d2 2I45 950 1.398 39b3fi 2005 8�I8 ob40 5A40 4.18] 3242 2.8I2 3.30a 2835 1.084 i.fi]2 40.35fi 200fi 89fi3 e.55] ib20 423] 3.333 2892 338] 32W 1290 1]98 413I4 �zom eiaz a.aas s.eai aasz aaai zan a.ses aaee i.aae � z.aze avm � zooe s.isz osiz s.ns aazi aaai z.em asse asza i.ssi zazi azsiz � 2009 94fi2 0589 5.838 4311 3282 2.834 3524 3589 1.549 1.968 42.94b 2�1� 9282 e]]0 5]48 439e 3.34] 2852 3518 3821 1]35 2204 43a]3 2011 Bfi32 e.88fi 5.844 4b81 3331 2838 3bfi2 401] 1.828 2484 44882 2�12 9 31� 0 888 5.888 4 595 3.329 2.82fi 3 594 4.139 1.983 2 831 45383 2013 9229 0.999 b.008 4.0�4 3A98 2.910 3A23 431a 2.109 2.943 40.��9 2(N4 8.143 0.888 fi.880 4843 3.515 2]]0 3480 4334 2311 3320 4fl]84 �zms e.zoe a.ew s.eae e.wa a.eaa veo a.mi a3e� zaei a.eze m.iaa � zois e.oso o�ea e.sao e.iai a.sza vae a.aso azsi zaa� a.sas ae.eie � 20P 8Ifi8 0]05 5]31 fi.12� 3]18 2]]8 3A14 42fi4 203� 3.82fi 40.848 vumber of izx aewmz bv Atl�unetl Gmzs mmmx cty or o�e�q�: m.x�ooemoz-mv Number of Tax returns by AGI through 2018 Tax returns DOR 2002-2017 The lowa Department of Revenue releases annual income tax statistics. The total number of returns between 2010 and 2017 increased by 7.5 percent,with 3,925 returns reported in 2017, which wasthe most recentyear available atthe time ofthe report. Between 2010 and 2017,the adjusted gross income class that saw the largest change was 0-9,999 dollars with a change of 78.1 percent. This is compared to the income class of 10,000-19,999 dollars which saw the lowest percentage of change between 2010 and 2017 of-5.6 percent(reproduced from the lowa Profile:City of Dubuque 2019). Employment trends The 2019 lowa Profile looked atthe trend in employment rates in Dubuque since 1990. Over the entire series the lowest employment rate occurred in the most recent year available at the time of the study at 2.4 percent. This compares to the 2018 unemployment rate at 2.5 percent. This low unemployment trend has continued through 2019. Consolidated Plan DUBUQUE 103 OMB Control N¢2506-01ll(exp.06/30/2018) .� .., � }�z4 . .. . �oia soi .isn az>>< ux zex . . �eorEor�saiinia oubuqueary iz9o-mis eis oata LabmForceS[a[is[ics1996N118 Ocmpa[ionsbySeRor NumberofVeople ManagemerR� businessantllinancial 5�965 Fa�mi��liSFe�ieS antl lores[ry ocmpa[ions 1�325 Servlce 3,515 Salesantl ot�ce J,560 Consolltla[etlPlan �U9UQUE 104 oue m.wi rvo zmw�n�..o.os/ao/zma� Ciry of Dubuque- Mean Earnings Education: ed��uo�ai nir mme�e ey empioyme�esmws(Popwauo� iea�d oide�) Etlum[ionalAttainmen[ InlaborForce OoilianEmplWetl u�empwea No[inLabor For Le4[FanFIgFSMoolgatlua[e 1,080 180 � fi10 HIgF ¢Foolgatlua[e(Indutles equNalenW) fi40 3fi0 ]�110 Somemll�eo�Ponda[e'stl�ree ]�]fi0 305 1�350 BaMelo�'stl�reeo�FlgFer $O80 1fi0 1�005 iabE45- Fduo�ionalP�dinmen� byEmpbymen�5�a�ue Economic Factors- Education _ � . e��om�mea���o� Hignscnooiorcrea�r z2aaa ro�iHo�senoms za.e�a PercentHigM1SCM1oolorAbove 93.P% HIgF sMool orGreaterEtlu�tion cry orooeoqoe mvFwe-vearnaoata x�gnsmooi or�rener ea���o� m�:ouaaeeavia� oueunue me oMaam,�i tio.uos��.�eP ori3oi�a� LessTM1anHigM1SCM1ooI 3]48 81% HigM1SCM1oolorEqulvalent 13.82fi 30.190 � SomeG011egeorAssociaNs ifi.830 34.345 Degree BacM1elofsDegree 8A9 18240 Gatlua�eorPmfessionalDegree 428fi 8.3% , Etluvnonzl anzlnmem �nyoro�e�q�e mv=me-vearaao�� EtlumtionalAttainmen[ Supplemendl Etlum[ion Oa[a TFeHO�Labletlatn Isuptla@tlwlNsupplemen[etlwttFatltlltlorval etlu�tlon tlatahom[FeSyea�A6 ]➢1]. In]➢1],3i2perten[ofFoum}ioltlsFvatlaFlgF2Fooletlu�tlonorgrea[en 9me30.lpefcen[ ofNepopulatlon Fatla FIgFSMooI tllploma o�equNalen[�ano[Fer30.0 pefcerR Fvatlmmemll�g 182 pucerRFvaveaBaMelor's��ree,antl93pucerRORFepopulatlonFvatlagatlua[eorpmfe lonal tl�re . Edu�tlonal Attalnmen[by Age 18R0yrs 2Sd0yrs 35�IOyrs 0.5LSyrs fi5+yrs Le4[Fan9Ngatle 10 125 95 300 fi20 9[F[ol]IFgatlgnotllploma O50 380 225 ]00 8]0 HIgF ¢Fool gatlua[g GE�,or al@ma[Ne 1�0]5 1�fi30 1�G15 5�]50 0�180 Somemll�gnotl�ree 0�3fi5 1�805 1�005 2�950 1�005 A4oda[e'stl�ree 355 ]85 Ofi5 1�S1➢ 310 BaMelo�'stl�ree ]55 ]�530 1�315 2�010 1�255 Gatlua[eo�pmfaslorvaltl�ree 100 885 ]OS 1A95 1�ll5 iabE46- Etluoa�unalP��ainmen�byllge Edu�tlonal Attalnmen[—Medlan Eamings In [he Pa412 MonMs Etlumtionalllttainmen[ MeilianEaminSinMePaS[IIMonMs Les[Fan FIgF ¢Fool gatlua[e 1fi,8]5 HIgF sMool gatlua[e(Intlutlesequlwlen W) 25,19 9memll�eo�A4oda[e'stl�ree 31�09 mnsolltla[etlPlan �OBOQOE 10] omemmmi rvv.ssosmn�mp os/vo/we� Educational Attainment Median Earnings in the Past 12 Months Bachelor'sdegree 39,840 Graduate or professional degree 50,184 Tahle 47—Median Earnings in the Past 12 Months Da[a Sourte: 2011-2015 ACS Broadband Connectivity ACS 20132017, 5-Year Householdswitha broadbandlnternetsubscnption - Households wi[h a compu[er 0]2 0.]4 OJ6 078 0.80 0.82 0.84 0.86 0.88 UoleetlStates � CityofDubupue Broad6and and Computer Usage Broad6and/ High Speedinternet In 2013-2017, 86B percent of households in Dubuque city, lowa had a computer, and 77.5 percent had a broadband internet subscription.An estimated 77.4 percent of households had a desktop or laptop, 66.6 percent had a smartphone, 51.8 percent had a tablet or other portable wireless computer, and 4B percent had some other computer.Among all households, 50.0 percent had a cellular data plan; 64.9 percent had a broadband subscription such as cable,fiber optic, or DSL; 7J percent had a satellite internet subscription; 0.8 percent had dial-up alone; and 0.4 percent had some otherservice alone. Technology infrastructure is needed for all of Dubuque's businesses to grow and add employees as well as for its residents. Two of the largest employment sectors, manufacturing and health care rely on competitive and reliable technology. Consolidated Plan DUBUQUE 108 OMB Cnntml No'.2506-011)(exp.06/30/2018) � � __,, r� � City of Dubuque-Fiber Optic Ne[work Besed on the Business Ac[ivity teble ebove, whet ere the mejor employment secmrs within yourjurisdic[ion? The economy hasdiveR;fied and isn,bmnoalry bolscered by omerreaorsn,d, ashealmare, educahon, financial rerviccs,and Tourism while manufachin ng jobsare still a strong seRor. Healthcareand Educacion led Iheway with D% of oveall jobsin 2015, with rourism encertainmencand re[ail roge[her making up Ihe nex[D%. Agnmlhire, Mining, Oil & 6as&traRion is Ihe only recrorwith moreworkersthanjobsbaredon [heBusncssAchvity[able. &aredonthemorerecen[da[afrom Dubuque's la�gcs[empl oyers Heal[hcare and Educah on are mnhnuing ro add jobsand manufachire is remaming s[rong in Ihe region. Nahonally and in Dubuque, Ihe mmbinahon of an aging workforce, decreascs i n workforce numbers, and skillsgapsbetween availablework and workerspresen[challengesforall recrors, bu[ismos[ evi den[in Ihe manuhchinng recror. Manufachuing remains one of Dubuque's major employmen[ recrors.John DeereDubuque,Anderren Windows,and Hortnel reprcren[Iha[utima[ed3,J51 employecs. Describe the workforce end inhestruc[ure needs of the business community: Consvlida[ed Plan DUBUQUE 109 ome antml rvo.zsoc oiv�np. oc/so/aoie� Integrating the needs of the City's small and mid-size manufacturers into workforce development will be critical to the growth and retention of these smaller firms.The City, the Greater Dubuque Development Council, and their economic development partners maintain strong relationship with local industries to address their workforce issues, specifically how Dubuque's future workers are prepared for careers in advanced manufacturing and technology. Retaining and recruiting talent to replace retiring experienced workers remains an important challenge for the community in the next decade. Local public and private sector groups and employers have initiated efforts to address workforce concerns in the community. The issue for Dubuque isn't the demand for but the supply of qualified workers and for wages that keep up the rise in costs of housing and other goods and services. The manufacturing sector continues to be an important sector for the city and is expected to have an ongoing need for workers. The top 38 employers depicted by industry in the pie chart employ 22,467 persons-almost 70%of the workforce. It is unknown how many of these workers commute from the greater Dubuque area.The 2017 ACS data show 31,913 persons in the workforce as compared to 27,417 in the same dataset in 2015 or an increase of 16%. Employment in the health care sector is projected to continue to increase. Based on the data in the table above, the City of Dubuque already has more jobs than workers in education and health care. Dubuque's major health care facilities include two regional hospitals, two multipractice clinics and the Crescent Community Health Center. The Region's top ten employers include five in the health care or health care insurance sector, the University in neighboring Wisconsin, the school district, the City of Dubuque, and two manufacturers. The Greater Dubuque Development Council Reports the following on its website: Employment in the Dubuque Metropolitan Area is projected to grow above the projections for the region, State of lowa, and US. The working age population is projected to decline nationally, greater declines are projected in lowa, and in the Dubuque region The Dubuque MSA's median hourly earnings per worker is $16.68. Of the MSA's in the region Dubuque ranks Sth. IOWA MSA's: • Rochester$20.65 • Cedar Rapids $18.71 • lowa City$18.52 • Davenport$17.26 Consolidated Plan DUBUQUE 110 OMB Control No:2506-0117(exp.06/30/2018) • Dubuque $16.78 Describe any major changes that may have an economic impact, such as planned local or regional public or private sector investments or initiatives that have affeded or may affect job and business growth opportunities during the planning period. Describe any needs for workforce development, business support or infrastructure these changes may create. A component of the City's overall Comprehensive Planning process was a look at Dubuque's economic future and how the Dubuque community can translate current opportunities into economic successes for all residents and business interests. This broader market assessment was combined with local market data and public engagement themes to develop a portrait of Dubuque's markets by sector. These sectors include: Commercial Uses, specifically Stores, or Retail, and Office, Housing, Industrial, Higher Education, and Healthcare. The City as a whole has committed in its Imagine Dubuque 2037 plan to diversify Dubuque's economy by retaining, expanding, and growing local businesses; attracting new businesses; maintaining an abundance of employment opportunities; and offering top quality-of-life options that create an equitable community where young professionals want to live and raise their families, supporting the availability of a diverse, skilled workforce How do the skills and education of the current workforce correspond to employment opportunities in the jurisdiction? Dubuque's economic challenges are the same as those faced by communities nationally— how to grow the local economy, and by extension, the City; how to attract the right talent; how to develop the skilled workforce of the future, despite structural full employment; and how to integrate all of this work equitably, efficiently, and inventively. Dubuque has also experienced minimal population growth since the 1980s—how the City attracts talent and increases overall employment will drive future housing demand and additional market-supported housing options. Describe any current workforce training initiatives, including those supported by Workforce Investment Boards, community colleges and other organizations. Describe how these efforts will support the jurisdiction's Consolidated Plan. Dubuque has the initiatives in place that provide the foundation for achieving economic prosperity. Alongside of traditional workforce supports such as a resource center, career counseling, job seeking, placement and other specialized employment services, the City of Dubuque has two major initiatives: Opportunity Dubuque and Inclusive Dubuque. Consolidated Plan DUBUQUE 111 OMB Control No:2506-0117(exp.06/30/2018) • Opportunity Dubuque is the Dubuque area's collaboration for workforce training and development • Inclusive Dubuque, a citywide partnership of over 60 groups, also addresses workforce issues and equity, specifically available job quality, career advancement, childcare, and transportation to and from work. These local training and education programs to aid the region's underemployed have had successes.The first group of 250 trainees through Opportunity Dubuque achieved a 94 percent placement rate. Does yourjurisdiction participate in a Comprehensive Economic Development Strategy (CEDS)? Yes If so, what economic development initiatives are you undertaking that may be coordinated with the Consolidated Plan? If not, describe other local/regional plans or initiatives that impact economic growth. <TYPE=[text] REPORT_GUID=[FSDC4D3147433947165558A235C46686] PLAN_SECTIO N_I D=[1370705000]> Discussion The shortage of skilled workers threatens the rebounding economy. There is some indication that college and high school educations are not keeping up with the demand in such areas as math and science careers.This combined with an impending workforce shortage issue is very real in our region. The population in the Dubuque area is oldest among the major metropolitan areas in the State of lowa, if the local labor pool dries up, it could create a perfect storm of collapsing factors, eroding the region's economic success. Resiliency Key principles of environmental integrity are including in both the City's lmagine Dubuque Comprehensive Plan 2037 and in Sustainable Dubuque. Potential overlapping activities include: • Expanded sustainable stormwater management practices to address flooding prevention • Community Gardens • Youth Eco-education programs • Implementations of watershed plans • Expanding programs to reduce, reuse, and recycle, including composting and building materials. Consolidated Plan DUBUQUE 112 OMB Control No:2506-0117(exp.06/30/2018) The Dubuque Community Climate Action & Resiliency Plan establishes a goal of 50% reduction of greenhouse gas emissions to 2003 levels by the year 2030.The plan identifies contributors to greenhouse gases in Dubuque and sets forth an impact reduction target to achieve the 50% goal. Important to this effort is Dubuque, along with its partners, should regularly update the 50% by 2030 Community Climate Action & Resiliency Plan to stay current on best practices in greenhouse gas mitigation, climate adaptation, and resiliency The Bee Branch Watershed lies completely within one of Dubuque's oldest and most dense neighborhoods. Six Presidential Disaster Declarations, resulting in $70 million in damages, occurred between 1999 and 2011. To address this issue, the City initiated the Bee Branch Watershed Flood Mitigation Project, a multifaceted approach that incorporates permeable pavement, two upstream retention basins, daylighting of Bee Branch Creek, and resiliency efforts of storm drains. The Bee Branch Healthy Homes initiative has also allotted $8.4 million in forgivable loans to flood-proof 320 flood-prone houses, mitigating mold growth, structural issues, and electrical hazards. A Healthy Home Advocate works with individuals and families to develop a resilience plan for each home. Consolidated Plan DUBUQUE 113 OMB Control No:2506-0117(exp.06/30/2018) MA-50 Needs and Market Analysis Discussion Are there areas where households with multiple housing problems are concentrated? (include a definition of"concentration") Housing problems (incomplete kitchen facilities, incomplete plumbing facilities, overcrowding, or cost burden greater than 30%) percent) tend to be concentrated in areas with high rates of poverty. As shown previously, some 82 percent of households at or below 30 percent MFI have housing problems. Refer to the following question for areas with high concentrations of poverty. Concentration is defined as having a disproportionate share or ten percentage points higher. Housing burdens impact not only those in the lowest income brackets, but also those in the middle-income brackets as well. Cost burden is by far the biggest housing problem. Are there any areas in the jurisdiction where racial or ethnic minorities or low-income families are concentrated? (include a definition of"concentration") Geographic analysis of racial distribution was conducted by calculating the percentage share of total population within each census tract of the sub-population; i.e., racial or ethnic group. That share was then plotted on a geographic map. The city of Dubuque has a very small minority population and black or African American residents make up 4.4 percent of the total population. However, Census Tract 1, known as the "The Flats" is disproportionally Black of African American at 16.5 percent and a high poverty area. What are the characteristics of the market in these areas/neighborhoods? "The Flats" as it is locally referred to has: • Poverty rate of 31.82 percent • Unemployment at 6.72 percent, • Median Household Income at$23,814. • Housing Cost Burden at more than 36 percent • Low income households with severe house burden 35.76% • Moderate Income households with severe house burden 33.97% The neighboring Washington Neighborhood is one of the oldest and most diverse in Dubuque. The neighborhood is in the center of Dubuque's urban core and borders the Historic Millwork District, Bee Branch, North End District and Downtown. The Washington Neighborhood has many historically significant residential and commercial structures. Eighty-six percent of the properties were built prior to 1939, with many dating back to the late nineteenth century. Exterior architecture on these older buildings remains fairly intact; however, the age of the housing and commercial stock creates challenges for maintenance and property values. Consolidated Plan DUBUQUE 114 OMB Control No:2506-0117(exp.06/30/2018) Are there any community assets in these areas/neighborhoods? The City has special incentives in place toward home or rehab purchased in these low/moderate income neighborhoods and continues to invest in economic development and family,youth, and education projects in addition to supporting housing improvements and neighborhood grants and afterschool programs. Are there other strategic opportunities in any of these areas? This area has been the target of considerable rehabilitation efforts and infrastructure improvements. There are multiple effortstargetingthe downtown and surrounding areas including CDBG investment. v-- Jf� p,,. � M�n�w.� X Bldck ONJ�I<in Rmorltdn d�OnO(n0� Hlavamcl � 0 d 89'/. � 4B4133J% � 13.3J�P]03% � 3].B2A08X , �5308k e \ Race- Black or African American Consolidated Plan DUBUQUE 115 OMB Cnntml No'.2506-011)(exp.06/30/2018) Low Income Households: ]55 % Owner units affordable to 100% 66.6]% HAMFI: % of LI Households With 8.61% Substandard Housing: % of LI Households With 1.99% Overcmwding: °/a of LI Households With Severe 35J6% Cost Burden: Moderate Inwme Households: 1,045 °/a of MI Households With Any of 4 33.9]% Severe Housing Problems: °/a of MI Households With 6.60% Substandard Housin9: °/a of MI Households With 182% Overcrowding: % of MI Househalds With Severe 25.84% Cost eurden: CenSusTartl-HousngPmblems mnsolltla[etlPlan �OBOQOE llfi omemmmi rvv.ssosmn�mp os/vo/we� MA-60 Broadband Needs of Housing occupied by Low- and Moderate-Income Households - 91.210(a)(4), 91.310(a)(2) Describe the need for broadband wiring and connections for households, including low- and moderate-income households and neighborhoods. Describe the need for increased competition by having more than one broadband Internet service provider serve the jurisdiction. Consolidated Plan DUBUQUE 117 OMB Control No:2506-0117(exp.06/30/2018) Strategic Plan SP-05 Overview Strategic Plan Overview The City of Dubuque distinguishes between four different but complementary areas of program development in its overall CDBG program: Housing Development, Economic Development, Neighborhood and Community Development and Planning and Administration. Administration ensures management, oversight, coordination, and compliance with federal regulations and reporting requirements. The City of Dubuque will address CDBG goals of affordability, sustainability, and accessibility through the following strategic goals over the five-year consolidated plan period. • Assist Special Needs Populations • Develop New Affordable Housing units • Direct Home Ownership Assistance • Fair Housing Education, Outreach and Assistance • Support Neighborhood Development and Improvements • Neighborhood Youth Services and Aftercare • Encourage Self-Sufficiency-Public/Human Services • Provide Inspection and Code Enforcement • Repair and Rehabilitation of Existing Housing Consolidated Plan DUBUQUE 118 OMB Control No:2506-0117(exp.06/30/2018) SP-10 Geographic Priorities —91.215 (a)(1) Geographic Area Table 48-Geographic Priority Areas 1 Area Name: City Wide Area Type: Local Target area Other Target Area Description: HUD Approval Date: %of Low/Mod: Revital Type: Comprehensive Other Revital Description: IdentiTy the neighborhood boundaries for this target area. Include specific housing and commercial characteristics of this target area. How did your consultation and citizen participation process help you to identify this neighborhood as a target area? IdentiTy the needs in this target area. What are the opportunities for improvement in this target area? Are there barriers to improvement in this target area? Z Area Name: Low/Moderate Area Benefit Area Type: Local Target area Other Target Area Description: HUD Approval Date: %of Low/Mod: Revital Type: Comprehensive Other Revital Description: IdentiTy the neighborhood boundaries for this target area. Include specific housing and commercial characteristics of this target area. How did your consultation and citizen participation process help you to identify this neighborhood as a target area? IdentiTy the needs in this target area. Consolidated Plan DUBUQUE 119 OMB Control No:2506-0117(exp.06/30/2018) What are the opportunities for improvement in this target area? Are there barriers to improvement in this target area? General Allocation Priorities Describe the basis for allocating investments geographically within the jurisdiction (or within the EMSA for HOPWA) The City encourages income diversity in neighborhoods by incentivizing purchase in low-mod areas for higher income households and providing additional financial resources for extremely-low, low, and moderate-income populations to increase affordability outside areas of high-poverty concentration. By leveraging multiple sources of funding to increase resources for lower-income households, more equitable outcomes are achieved. Program income generated from CDBG funded housing activities represents nearly 98% of the City's CDBG loan portfolio. Consolidated Plan DUBUQUE 120 OMB Control No:2506-0117(exp.06/30/2018) �m�� �','�.:�`���--�� ��� �, ,, �� _ J � � ' \ j {� � _ —•. � + I/� �(� �) "j1 �� P � ��� S`t i � ' / � _�� t � �A,-y. � � r� i►r n - � J �;i il l- ' , _ . lr� I_ I _ `�` �1 � _ l t � � � l�� - I .��� r � I I �- � . ..��� � �_ Y � �/ �L_ �•�•�\ ��� � ILegend " `� �1 _ �. - Urban Revitalealion pisVicis �I 20tL2015AC5CDBG ElgibleA-ea [M1y of Oubuque Low Motl Inmme C�nsolltla[etlPlan �U9UQUE 121 oue mnwi rvo xmw�n�vp.os/ao/xma� SP-25 Priority Needs - 91.215(a)(2) Priority Needs Table 49—Priority Needs Summary 1 Priority Need More Affordable Housing Units Name Priority Level High Population Extremely Low Low Moderate Large Families Families with Children Elderly Individuals Families with Children Victims of Domestic Violence Elderly Frail Elderly Persons with Mental Disabilities Persons with Physical Disabilities Persons with Developmental Disabilities Persons with HIV/AIDS and their Families Victims of Domestic Violence Non-housing Community Development Geographic City Wide Areas Low/Moderate Area Benefit Affected Associated Develop New Affordable Housing units Goals Assist Special Needs Populations AFH: Advance Equity with Fair Housing Activities Maintaining Existing Affordable Housing Provide Inspection and Code Enforcement Description Need to increase both the availability of affordable units and fair access to affordable housing to relieve cost burden. Basis for The priority was established through the Needs Assessment, Market Analysis Relative and public and stakeholder input. Priority Z Priority Need Rapid- Rehousing Name Consolidated Plan DUBUQUE 122 OMB Control No:2506-0117(exp.06/30/2018) Priority Level High Population Chronic Homelessness Individuals Families with Children Mentally III Chronic Substance Abuse veterans Persons with HIV/AIDS Victims of Domestic Violence Unaccompanied Youth Geographic City Wide Areas Low/Moderate Area Benefit Affected Associated Assist the Homeless and At-Risk of Homelessness Goals Description Provide emergency and other shelter as well as homeless prevention such as rapid rehousing.There is a need for emergency, transitional, and permanent housing for homeless and near homeless. Basis for The priority was established through the Needs Assessment, survey, market Relative analysis and public and stakeholder input. Priority 3 Priority Need Homeless-Shelter Beds Name Priority Level High Population Extremely Low Individuals Families with Children Geographic City Wide Areas Affected Associated Assist the Homeless and At-Risk of Homelessness Goals Description There is a significant need for Emergency Shelter beds for Men and emergency and transitional shelter beds for Men with Children as identified in the consultation, needs assessment, and market analysis. Consolidated Plan DUBUQUE 123 OMB Control No:2506-0117(exp.06/30/2018) Basis for The need is supported through the homeless needs assessment, the market Relative analysis of homeless shelters, and key interviews with homeless program staff Priority and the CoC point in time study. 4 Priority Need AFH: Fair Housing Education and Outreach Name Priority Level High Population Low Moderate Large Families Families with Children Elderly Frail Elderly Persons with Mental Disabilities Persons with Physical Disabilities Persons with Developmental Disabilities Geographic City Wide Areas Affected Associated Assist Special Needs Populations Goals AFH: Advance Equity with Fair Housing Activities Description Fair Housing education for the larger community and for recipients to recognize and report violations and for legal aid support. Basis for The priority was established through the Analysis of Impediments to Fair Relative Housing and stakeholder consultation. Priority 5 Priority Need Non-Housing Community Needs Name Priority Level High Population Low Moderate Non-housing Community Development Geographic City Wide Areas Affected Consolidated Plan DUBUQUE 124 OMB Control No:2506-0117(exp.06/30/2018) Associated Assist Special Needs Populations Goals Support Neighborhood Development and Improvements Encourage Self-Sufficiency-Public/Human Services Neighborhood Youth Services and Aftercare Description Public Facility and or infrastructure activities other than low/moderate targeted benefit. Basis for The priority was established through the Needs Assessment, survey, market Relative analysis and public and stakeholder input. Priority 6 Priority Need Eliminate Lead Based Paint and other Hazards Name Priority Level High Population Families with Children Geographic City Wide Areas Affected Associated Maintaining Existing Affordable Housing Goals Description The age of housing in Dubuque necessitates the need to continue to rehabilitate older housing stock to remove lead-based paint and other hazards. Basis for The priority was established through the Needs Assessment, market analysis Relative and public and stakeholder input. Priority � Priority Need Support Services- Human Services Name Priority Level High Population Extremely Low Low Moderate Large Families Families with Children Elderly Geographic City Wide Areas Affected Consolidated Plan DUBUQUE 125 OMB Control No:2506-0117(exp.06/30/2018) Associated Assist Special Needs Populations Goals Support Neighborhood Development and Improvements Encourage Self-Sufficiency-Public/Human Services Neighborhood Youth Services and Aftercare Description To assist low and moderate residents with basic needs. Basis for This priority was identified through citizen input and consultation Relative Priority $ Priority Need Support Services- Employment Wages and income Name Priority Level High Population Low Moderate Large Families Families with Children Geographic Low/Moderate Area Benefit Areas Affected Associated Encourage Self-Sufficiency-Public/Human Services Goals Description Minimum wage is not enough to meet rental obligations with one full time job. There is a significant gender wage difference with women earning significantly less than men and a stakeholder identified need for affordable childcare and other employment supports for low- and mod-income persons. Basis for This was identified through Consultation and the Needs Assessment. Relative Priority 9 Priority Need Expand acceptance of HCVs community wide Name Priority Level High Population Extremely Low Low Moderate Geographic City Wide Areas Affected Consolidated Plan DUBUQUE 126 OMB Control No:2506-0117(exp.06/30/2018) Associated Provide Inspection and Code Enforcement Goals Description There is a need to increase the number of landlords consistently willing to accept HCV as the source of income.There is a need to have landlords across the city who will accept vouchers outside of concentrated areas. Basis for This is a strongly identified need in the needs analysis, the market analysis, and Relative echoed throughout stakeholder input. Priority 10 priority Need New Affordable Housing Name Priority Level High Population Low Moderate Geographic City Wide Areas Affected Associated Develop New Affordable Housing units Goals Description Due to expected continued high housing demand there is a need to support additional new affordable housing. Basis for This need was identified in the Needs Assessment in terms of affordability of Relative housing, and in the Market Analysis in the current and forecasted need for Priority housing in the City. 11 priority Need Support Services- Employment and Child Care Name Priority Level High Population Extremely Low Low Moderate Large Families Families with Children Geographic Low/Moderate Area Benefit Areas Affected Associated Encourage Self-Sufficiency-Public/Human Services Goals Neighborhood Youth Services and Aftercare Consolidated Plan DUBUQUE 127 OMB Control No:2506-0117(exp.06/30/2018) Description A need has been identified through citizen input and consultation to provide low-and moderate- income families with services to obtain and maintain employment, such as affordable childcare in their neighborhoods and or at employment sites. Basis for The priority was established through the Needs Assessment, focus groups, Relative Market Analysis and public and stakeholder input. Priority 1Z Priority Need Support Services- Mental Health & Substance Abuse Name Priority Level High Population Low Moderate Geographic City Wide Areas Affected Associated Assist the Homeless and At-Risk of Homelessness Goals Encourage Self-Sufficiency-Public/Human Services Description The community has identified co-occurring mental health and substance abuse services as a precipitator to homelessness and a barrier to maintaining housing and self-sufficiency. Basis for Consultation and citizen input Relative Priority 13 priority Need Increase Self Sufficiency Name Priority Level High Consolidated Plan DUBUQUE 128 OMB Control No:2506-0117(exp.06/30/2018) Population Extremely Low Low Large Families Families with Children Elderly Frail Elderly Persons with Mental Disabilities Persons with Physical Disabilities Persons with Developmental Disabilities Persons with Alcohol or Other Addictions Persons with HIV/AIDS and their Families Victims of Domestic Violence Non-housing Community Development Geographic City Wide Areas Affected Associated Assist the Homeless and At-Risk of Homelessness Goals Assist Special Needs Populations Encourage Self-Sufficiency-Public/Human Services Neighborhood Youth Services and Aftercare Description Create sustainable situations for at-risk populations to work towards economic independence. Basis for The priority was established through the Needs Assessment, survey, market Relative analysis and public and stakeholder input. Priority 14 Priority Need Legal Support and Education on Fair Housing Name Priority Level High Consolidated Plan DUBUQUE 129 OMB Control No:2506-0117(exp.06/30/2018) Population Extremely Low Low Moderate Large Families Families with Children Elderly Frail Elderly Persons with Mental Disabilities Persons with Physical Disabilities Persons with Developmental Disabilities Persons with Alcohol or Other Addictions Persons with HIV/AIDS and their Families Non-housing Community Development Geographic City Wide Areas Low/Moderate Area Benefit Affected Associated AFH: Advance Equity with Fair Housing Activities Goals Description The need for low- and moderate-income citizens particularly in protected classes to understand their legal rights and have legal support when pursuing legal remedies to code violations, discrimination, evictions or other tenant and civil rights issues. Basis for The priority was established through the Needs Assessment, market analysis Relative and public, stakeholder input, and more predominantly, the Analysis of Priority Impediments to Fair Housing. 15 priority Need Homeownership Opportunities Name Priority Level High Population Low Moderate Large Families Families with Children Elderly Persons with Mental Disabilities Persons with Physical Disabilities Geographic City Wide Areas Affected Consolidated Plan DUBUQUE 130 OMB Control No:2506-0117(exp.06/30/2018) Associated Direct Home Ownership Assistance Goals Description There is a need to increase homeownership opportunities for low and moderate-income households, with special outreach to women, Black/African- Americans and other minority groups. Basis for This need was identified through consultation, citizen input, Needs Assessment, Relative market analysis, and analysis of Impediments to Fair Housing. Priority 16 priority Need Analysis of rent increase in Mobile Home Housing Name Priority Level High Population Low Moderate Elderly Persons with Mental Disabilities Persons with Physical Disabilities Persons with Developmental Disabilities Geographic Low/Moderate Area Benefit Areas Affected Associated Maintaining Existing Affordable Housing Goals Description Citizens and other partners are reporting a recent escalation of rents in this low- to moderate- housing stock, which provides significant housing units for Elderly and Disabled citizens of Dubuque. There is a need to maintain these affordable units in the housing stock. The City Council adopted a policy change in November 2019 to add Mobile Homes to the Housing Choice Voucher policy. Basis for This priority was established through key interviews, public input through the Relative City council and Human Rights Department, and through the Market Analysis. Priority 1� Priority Need Assessible housing for Special Needs Population Name Priority Level High Consolidated Plan DUBUQUE 131 OMB Control No:2506-0117(exp.06/30/2018) Population Extremely Low Low Moderate Elderly Persons with Physical Disabilities Persons with Developmental Disabilities Geographic City Wide Areas Affected Associated Assist Special Needs Populations Goals Maintaining Existing Affordable Housing Description There continues to be a demand for affordable housing for special needs populations. Basis for This need was identified through the needs assessment and housing market Relative analysis. Priority 18 Priority Need Maintain Safety through Code Enforcement Name Priority Level High Population Extremely Low Low Moderate Large Families Families with Children Elderly Geographic City Wide Areas Low/Moderate Area Benefit Affected Associated Support Neighborhood Development and Improvements Goals Maintaining Existing Affordable Housing Provide Inspection and Code Enforcement Description There is a need to enforce current code in the existing low-moderate income housing stock and preserve existing housing and residential neighborhoods through code enforcement and historic preservation efforts. Basis for This need was established through consultation, Analysis of Impediments to Fair Relative Housing and current Code Enforcement efforts. Priority Consolidated Plan DUBUQUE 132 OMB Control No:2506-0117(exp.06/30/2018) 19 Priority Need Improve existing owner-occupied structures Name Priority Level High Population Low Moderate Large Families Families with Children Elderly Elderly Persons with Physical Disabilities Geographic City Wide Areas Low/Moderate Area Benefit Affected Associated Assist Special Needs Populations Goals Maintaining Existing Affordable Housing Provide Inspection and Code Enforcement Description Financing or funding to directly to homeowners or nonprofits serving homeowners on rehabilitating existing structures such as code related repairs, energy efficient upgrades, accessibility modifications and historic exterior upgrades. Basis for This was determined through the Needs Assessment, Consultation, current Relative program efforts, and the Market Analysis. Priority Z� Priority Need Improve physical environments Name Priority Level High Population Low Moderate Large Families Families with Children Elderly Elderly Persons with Physical Disabilities Non-housing Community Development Geographic Low/Moderate Area Benefit Areas Affected Consolidated Plan DUBUQUE 133 OMB Control No:2506-0117(exp.06/30/2018) Associated Assist Special Needs Populations Goals Maintaining Existing Affordable Housing Description Improve Infrastructure and Physical Environments in Low-Mod income neighborhoods. Basis for This need was established through the assessment of current programs, Relative Consultation, and the Market Analysis. Priority Z1 Priority Need High Speed Internet Access Name Priority Level Low Population Low Moderate Geographic Low/Moderate Area Benefit Areas Affected Associated Support Neighborhood Development and Improvements Goals Description Improve equitable access of high speed Internet access Among all households, 50.0 percent had a cellular data plan; 64.9 percent had a broadband subscription such as cable, fiber optic, or DSL; 7.7 percent had a satellite internet subscription; 0.8 percent had dial-up alone; and 0.4 percent had some other service alone. Basis for This need was identified through the housing market analysis and in conjunction Relative with the City's consolidated plan. Priority ZZ Priority Need Diversified Neighborhoods Name Priority Level High Population Extremely Low Low Moderate Large Families Families with Children Elderly Consolidated Plan DUBUQUE 134 OMB Control No:2506-0117(exp.06/30/2018) Geographic Low/Moderate Area Benefit Areas Affected Associated Develop New Affordable Housing units Goals Description The City is exploring ways to partner with developers and other partners to create new homeownership opportunities outside of clustered areas of poverty. Basis for The priority was established through the Market Analysis and public input. Relative Priority Z3 Priority Need Increasing Social Capital Name Priority Level High Population Extremely Low Low Moderate Middle Geographic City Wide Areas Affected Associated Support Neighborhood Development and Improvements Goals Encourage Self-Sufficiency-Public/Human Services Neighborhood Youth Services and Aftercare Description The ability for community resiliency during times of stress such as a natural disaster has been linked to increasing social capital. Social capital is evidenced by close interaction, reliance during times of crisis, and open communication. A resilient Dubuque will be able to function, sustain, and adapt under stress. The City has identified a need for investing in neighborhoods in a way that supports and builds social capital such as building neighborhood infrastructure that encourages social interactions and supporting neighborhood projects and community building through grants. Basis for The need for increased social capital was identified in the Housing Market Relative Analysis and in consultation with the Community Development Advisory Priority Committee and the City's Resiliency Committee. Z4 Priority Need Improve Existing Affordable Rental Units Name Priority Level High Consolidated Plan DUBUQUE 135 OMB Control No:2506-0117(exp.06/30/2018) Population Extremely Low Low Moderate Large Families Families with Children Elderly Elderly Geographic City Wide Areas Affected Associated Support Neighborhood Development and Improvements Goals Maintaining Existing Affordable Housing Description Based on the continued code enforcement efforts in the City, several affordable housing structures are under significant code enforcement costing more than landlords can afford. Low income residents continue to live in these structures because they are not condemnable, but wait for court action to force a sale of the property. Providing assistance to responsible landlords renting to low to moderate income residents will be essential to providing safe, healthy and affordable housing choice in the community. Basis for Over 600 affordable housing rental units have been identified as sub-standard, Relative and that number continues to climb with the aging housing stock in Dubuque. Priority Approximately 40% of residents rent as opposed to owning a home, a higher percent of those being low to moderate income, and need safe, healthy and affordable places to live. Narrative (Optional) Dubuque's priority needs were identified through an extensive public input process. Goals were developed directly from priority needs identified through the public input process. Priority needs were identified in categories including affordable housing, fair housing, homelessness, self-sufficiency and neighborhood needs (infrastructure). All needs and goals were identified through the context of eligible uses of HUD funding. The City will use its available CDBG and HOME resources to fund activities that will achieve the goals identified in the plan and address the priority needs identified by the public as funding a I I ows. The Housing & Community Development Department works closely with the local Continuum of Care. Community Development and Housing Department staff remain in communication with the local Homeless Advisory Council to remain informed and align priorities and funding to address needs of residents experiencing or at risk of homelessness. The Community Development Department assists CoC Consolidated Plan DUBUQUE 136 OMB Control No:2506-0117(exp.06/30/2018) applicants providing services in the jurisdiction to ensure programming aligns with the needs identified in the Consolidated Plan, and also to amend the Consolidated Plan, if necessary, based on identified needs. The City is already investing in its older neighborhoods and aiding, along with the federal and state agencies, to support first-time homeowners and owner-occupants seeking to rehab and update their properties. The following actions can help ensure that Dubuque's housing stock and neighborhoods are viable, livable, and equitable well into the future. CDBG funds will be used for eligible housing activities, such as homeowner repair and rehabilitation, lead hazard reduction, rental rehabilitation, rehabilitation services and staff costs, and direct financial assistance for homebuyers. Activities that increase rental stock, quality, and affordability, and initiatives around health and energy efficiency, will have a beneficial effect the livability of the City, accessibility and equity for residents of all income levels, such as: • Look to increase wages and self-sufficiency opportunities in the community to make housing more attainable. • Adopt and implement a mix of educational/outreach programs to increase housing provider participation in Housing Choice Voucher program. • Adopt and implement a mix of financial incentives/policies for Housing Choice Voucher unit availability in locations throughout the City. • Foster partnerships with private and non-profit housing developers to provide affordable, quality housing units. • Continue to review the City's codes and incentives to ensure what is working continues, and that any other barriers are a priority to address and remove. • Monitor affordability and housing stress. • Partner with local agencies to facilitate quality childcare and assistance with non-housing basic needs. Consolidated Plan DUBUQUE 137 OMB Control No:2506-0117(exp.06/30/2018) SP-30 Influence of Market Conditions —91.215 (b) Influence of Market Conditions Affordable Market Characteristics that will influence Housing Type the use of funds available for housing type Tenant Based The Housing Choice Voucher program is the primary way that the City provides Rental Assistance affordable housing, however there are not enough vouchers for all the (TBRA) households in need of affordable housing. There continues to be a need to provide affordable housing outside of high poverty areas. Most of the waiting list for the voucher program are extremely low income and cost burdened. As shown by the previous sections, the demand for rental has increased and is expected to increase throughout the course of this plan as the number of cost- burdened families and individuals continues to grow. TBRA for Non- This population is already cost-burdened, and the availability of accessible Homeless Special housing is scarce. The Non-Homeless Special Needs populations within the City Needs have a variety of housing needs. The increase in demand for rentals places an especially high need for affordable and available special need populations within the state-particularly where physical accessibility needs exist. New Unit In the period covered by this Plan, the City will refine procedures to identify and Production support multi-family housing projects that meet the goals outlined in this and other adopted City plans. The City utilizes tax rebates, abatements, land donations, and direct financial assistance to provide resources developers need to produce financially feasible projects. Effective relationships with developers of affordable housing, potential buyers of at-risk housing, advocacy groups, lenders, community groups, and education about how to maintain existing affordable housing helps ensure the number of affordable units is maintained. As shown in the Market Analysis, housing production has not been keeping pace with demand, resulting in increasing prices for owners and renters alike. Rehabilitation Dubuque has some of the oldest housing stock in IOWA with 80% being built before 1980, putting it at greater risk for lead based paint hazards. Based on data and feedback from stakeholders, there is a great demand for rental unit rehabilitation to ensure existing housing stock is safe and remains affordable and remains in the market as demand increases. Acquisition, The City uses several strategies to maintain affordable housing. Conservation including districts, local tax abatement options, and low-interest and forgivable loans preservation increase the availability of resources to improve housing while maintaining affordability. There is a high need for preservation of affordable units. The City would help in the acquisition of land for development when opportunities arise. Table 50—Influence of Market Conditions Consolidated Plan DUBUQUE 138 OMB Control No:2506-0117(exp.06/30/2018) Consolidated Plan DUBUQUE 139 OMB Control No:2506-0117(exp.06/30/2018) SP-35 Anticipated Resources - 91.215(a)(4), 91.220(c)(1,2) Introduction The City combines public and private funding to carryout affordable housing activities described in the Plan. The City's Urban Renewal Plan designates Tax Increment Financing (TIF) districts that provide aid related to housing and residential development when a portion of the increment generated is dedicated to housing assistance for low-and moderate-income family housing. Non-profit developers use TIF resources set aside for low-and moderate-income housing to fill financing gaps often associated with the rehabilitation of historic housing. Other development funding can be obtained through application for private and public sources that include local tax incentives and funding, federal and state low-income and historic tax credits, and private sources. The City supports housing developers applying for other sources of funding when their projects align with the City's goals and priorities identified in the Consolidated Plan. Tax abatement and local resources to incentivize new rental unit development allow housing developers to show local support and increase the financial feasibility and competitiveness when applying for scarce affordable housing resources. Non-housing community development activities leverage CDBG federal funds to carryout activities identified in the Plan. Anticipated Resources Program Source of Uses of Funds Expected Amount Available Year 1 Expected Narrative Description Funds Annual Program PriorYear Total: Amount Allocation: Income:$ Resources: $ Available $ $ Remainder of ConPlan $ CDBG public - Acquisition federal Admin and Planning Economic Development Housing Public Improvements Public Services 1,080,989 254,192 1,000,000 2,335,181 5,321,000 Consolidated Plan DUBUQUE 140 OMB Control No:2506-0117(exp.06/30/2018) Table 51-Anticipated Resources Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied Leveraging of private and nonfederal resources by using of federal funds will be attempted whenever possible. Leveraging of resources in conjunction with the use of federal CDBG funds will continue to be a priority to maximize accomplishments. Public services agencies using CDBG provide some level of match. City departments receiving entitlement funds leverage those dollars with other resources. For example, the City's Housing & Community Development Department leverages CDBG funding with federal grants for lead-based paint testing and remediation activities. If appropriate, describe publically owned land or property located within the jurisdiction that may be used to address the needs identified in the plan None Discussion Please see above. Consolidated Plan DUBUQUE 141 OMB Control No:2506-0117(exp.06/30/2018) SP-40 Institutional Delivery Structure —91.215(k) Explain the institutional structure through which the jurisdiction will carry out its consolidated plan including private industry, non-profit organizations, and public institutions. Responsible Entity Responsible Entity Role Geographic Area Type Served City of Dubuque Government Economic Jurisdiction Development Homelessness Ownership Planning Public Housing Rental neighborhood improvements public facilities public services Table 52-Institutional Delivery Structure Assess of Strengths and Gaps in the Institutional Delivery System The City as a whole has committed in its Imagine Dubuque 2037 plan to diversify Dubuque's economy by retaining, expanding, and growing local businesses; attracting new businesses; maintaining an abundance of employment opportunities; and offering top quality-of-life options that create an equitable community where young professionals want to live and raise their families, supporting the availability of a diverse, skilled workforce. The city has partnerships across sectors to support its community and housing goals. Availability of services targeted to homeless persons and persons with HIV and mainstream services Homelessness Prevention Available in the Targeted to Targeted to People Services Community Homeless with HIV Homelessness Prevention Services Counseling/Advocacy X X Legal Assistance X Mortgage Assistance X Rental Assistance X X Utilities Assistance X X Street Outreach Services Law Enforcement X X Mobile Clinics Other Street Outreach Services X X Consolidated Plan DUBUQUE 142 OMB Control No:2506-0117(exp.06/30/2018) Supportive Services Alcohol & Drug Abuse X Child Care X Education X Employment and Employment Training X Healthcare X HIV/AIDS X Life Skills X X Mental Health Counseling X X Transportation X Other X Table 53-Homeless Prevention Services Summary Describe how the service delivery system including, but not limited to, the services listed above meet the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) The Housing and Community Development Department applies for Continuum of Care funding to provide permanent supportive housing for homeless individuals with substance abuse, mental illness, HIV/AIDS related illness, or other disabilities impacting their ability to maintain housing.The programs housing-first model allows chronically homeless and hard-to-house families an opportunity to transition into housing and then receive support services specifically tailored to meet the family's unique needs. Describe the strengths and gaps of the service delivery system for special needs population and persons experiencing homelessness, including, but not limited to, the services listed above While the Continuum of Care program and housing first model is effective, there are long waiting lists. The low supply of affordable housing and housing vouchers are a challenge to move participants to self-sufficiency and create openings for new participants. With limited funding, some shelters are only able to remain open seasonally. There currently are no family shelters that accept men and no shelter beds in the area for unaccompanied youth. Provide a summary of the strategy for overcoming gaps in the institutional structure and service delivery system for carrying out a strategy to address priority needs Provide a summary of the strategy for overcoming gaps in the institutional structure and service delivery system for carrying out a strategy to address priority needs Consolidated Plan DUBUQUE 143 OMB Control No:2506-0117(exp.06/30/2018) The City partners with the CoC, area shelters, and non-profits provide grants for purchase of services. The City works with the Homeless Advisory Council which conducts an annual analysis of needs. Consolidated Plan DUBUQUE 144 OMB Control No:2506-0117(exp.06/30/2018) SP-45 Goals Summary —91.215(a)(4) Goals Summary Information Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator Order Year Year 1 Assist the 2021 2025 Homeless City Wide Rapid- Rehousing Public service activities other Homeless and At- Increase Self than Low/Moderate Income Risk of Sufficiency Housing Benefit: Homelessness Homeless-Shelter 0 Persons Assisted Beds Support Services- Tenant-based rental assistance/ Mental Health & Rapid Rehousing: Substance Abuse 0 Households Assisted Homeless Person Overnight Shelter: 0 Persons Assisted Homelessness Prevention: 0 Persons Assisted Consolidated Plan DUBUQUE 145 OMB Control No:2506-0117(exp.06/30/2018) Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator Order Year Year 2 Assist Special 2021 2025 Affordable City Wide More Affordable Public Facility or Infrastructure Needs Populations Housing Housing Units Activities for Low/Moderate Non-Homeless Increase Self Income Housing Benefit: Special Needs Sufficiency 0 Households Assisted AFH: Fair Housing Education and Outreach Non-Housing Community Needs Support Services- Human Services Assessible housing for Special Needs Population Improve existing owner-occupied structures Improve physical environments 3 Develop New 2021 2025 Affordable City Wide More Affordable Rental units constructed: Affordable Housing Housing Housing Units 0 Household Housing Unit units Homeless New Affordable Non-Homeless Housing Special Needs Diversified Neighborhoods 4 Direct Home 2021 2025 Affordable City Wide Homeownership CDBG: Direct Financial Assistance to Ownership Housing Opportunities $0 Homebuyers: Assistance 10 Households Assisted Consolidated Plan DUBUQUE 146 OMB Control No:2506-0117(exp.06/30/2018) Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator Order Year Year 5 AFH: Advance 2021 2025 Affordable City Wide More Affordable Public service activities other Equity with Fair Housing Housing Units than Low/Moderate Income Housing Activities Homeless AFH: Fair Housing Housing Benefit: Non-Homeless Education and 0 Persons Assisted Special Needs Outreach Non-Housing LegalSupportand Community Education on Fair Development Housing 6 Support 2021 2025 Non-Housing Low/Moderate Non-Housing Public Facility or Infrastructure Neighborhood Community Area Benefit Community Needs Activities other than Development and Development Support Services- Low/Moderate Income Housing Improvements Human Services Benefit: Maintain Safety 0 Persons Assisted through Code Enforcement High Speed Internet Access Increasing Social Capital Improve Existing Affordable Rental Units Consolidated Plan DUBUQUE 147 OMB Control No:2506-0117(exp.06/30/2018) Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator Order Year Year 7 Neighborhood 2021 2025 Non-Housing City Wide Increase Self Public service activities other Youth Services and Community Sufficiency than Low/Moderate Income Aftercare Development Support Services- Housing Benefit: Employment and 0 Persons Assisted Child Care Non-Housing Community Needs Support Services- Human Services Increasing Social Capital 8 Encourage Self- 2021 2025 Non-Housing City Wide Increase Self Public service activities other Sufficiency- Community Low/Moderate Sufficiency than Low/Moderate Income Public/Human Development Area Benefit Support Services- Housing Benefit: Services Employment and 0 Persons Assisted Child Care Non-Housing Community Needs Support Services- Human Services Support Services- Employment Wages and income Support Services- Mental Health & Substance Abuse Increasing Social Capital Consolidated Plan DUBUQUE 148 OMB Control No:2506-0117(exp.06/30/2018) Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator Order Year Year 9 Provide Inspection 2021 2025 Affordable City Wide More Affordable Housing Code and Code Housing Low/Moderate Housing Units Enforcement/Foreclosed Enforcement Area Benefit Expand acceptance Property Care: of HCVs community 0 Household Housing Unit wide Maintain Safety through Code Enforcement Improve existing owner-occupied structures Consolidated Plan DUBUQUE 149 OMB Control No:2506-0117(exp.06/30/2018) Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator Order Year Year 10 Maintaining 2021 2025 Affordable City Wide More Affordable CDBG: Public Facility or Infrastructure Existing Affordable Housing Low/Moderate Housing Units $0 Activities for Low/Moderate Housing Non-Homeless Area Benefit Eliminate Lead Income Housing Benefit: Special Needs Based Paint and 0 Households Assisted other Hazards Analysis of rent increase in Mobile Home Housing Assessible housing for Special Needs Population Maintain Safety through Code Enforcement Improve existing owner-occupied structures Improve physical environments Improve Existing Affordable Rental Units Table 54—Goals Summary Goal Descriptions Consolidated Plan DUBUQUE 150 OMB Control No:2506-0117(exp.06/30/2018) 1 Goal Name Assist the Homeless and At-Risk of Homelessness Goal Funds will be used to assist chronically, and at-risk homeless individuals move from living on the street to stabilized, Description permanent housing situations. Planned activities include outreach, case management, emergency shelter, rapid re- housing, and supportive services.The City's competitive Purchase of Services Grants program provides agencies that deliver homeless prevention assistance with opportunities for funding, but the reality is limited public service funds limit the number of organizations and households able to access these services. As part of the planning process for community wide coordination of CoC programs, the City is collaborating with service providers to identify those most at risk of becoming homeless and diverting resources to meet those needs. 2 Goal Name Assist Special Needs Populations Goal Special Needs populations continue to have a variety of unmet needs including affordable and accessible housing and Description neighborhoods. Homeless and at-risk with special needs populations are served in partnership with the CoC. Human services continue to be a high priority in the City. This crosses several programs which provide new, rehabilitated housing units, emergency and rental rehabilitation loans, purchase of services, and neighborhood improvements. 3 Goal Name Develop New Affordable Housing units Goal Affordable housing options continue to be limited within the City, and often restricted to certain geographic areas. Based Description on the housing needs, housing supply, severity of housing problems and community input, the City continues to make affordable and fair housing a goal and a priority.The purpose of this goal is to increase the availability, accessibility, affordability and sustainability of affordable housing units. The City encourages affordable housing across its programs through partnerships, policy, tax incentives and loan programs. 4 Goal Name Direct Home Ownership Assistance Goal Affordable housing options continue to be limited within the City, and often restricted to certain geographic areas. The Description City provides direct assistance with down payments and closing costs to eligible low-income residents. Based on the housing needs, housing supply, severity of housing problems and community input, the City continues to make affordable housing a goal and a priority.This includes the first-time homebuyer program. Consolidated Plan DUBUQUE 151 OMB Control No:2506-0117(exp.06/30/2018) 5 Goal Name AFH: Advance Equity with Fair Housing Activities Goal The City will support programs designed to increase awareness of fair housing laws providing education and outreach to Description households and property owners, as well as provide education and assistance on its other programs such as housing choice vouchers, First Time Home Buyer Program and how to pursue complaints regarding fair housing. 6 Goal Name Support Neighborhood Development and Improvements Goal The purpose of this goal is to preserve and improve as needed, public facilities that serve a high percentage of low Description income or special needs residents to address the needs of public infrastructure, facilities, and parks in targeted areas.The City will also use CBDG funds as feasible and available to rehabilitate facilities with urgent needs to address accessibility issues, dilapidated structures, and other safety code or ADA compliance issues. Examples of activities include accessible curb ramps, street overlays, grants for sidewalk repairs or other activities which contribute to maintaining a suitable living environment.The City offers additional neighborhood support grants for low/mod neighborhoods to encourage self- initiated revitalization efforts including physical improvements, clean-ups, communication efforts, or other special projects. 7 Goal Name Neighborhood Youth Services and Aftercare Goal An enhanced recreation program is offered in the City's older low and moderate-income neighborhoods to meet the Description needs of at-risk youth promote self-esteem and build community. Activities include expanded after-school programs, open gym, basketball league, music lessons, playtime for tots, scholarships, swim passes, summer day camp and other recreational programs. 8 Goal Name Encourage Self-Sufficiency-Public/Human Services Goal Local non-profit organizations that serve low/income individuals/families apply for grants to assist low/mod residents Description with their basic emergency needs: Food, Shelter, and Healthcare; a safety-net, or other valuable services to improve self- sufficiency, improved physical environments or quality of life or other funding that is eligible for CDBG and meets the City Council goals. Consolidated Plan DUBUQUE 152 OMB Control No:2506-0117(exp.06/30/2018) 9 Goal Name Provide Inspection and Code Enforcement Goal Preserve existing affordable housing, protect resident safety, and equalize quality of housing in the City of Dubuque Description through inspection and enforcement staff services to low/mod areas for zoning ordinance infractions and to provide support for neighborhood clean-up efforts. 10 Goal Name Maintaining Existing Affordable Housing Goal Affordable housing options continue to be limited within the City, and often restricted to certain geographic areas. Based Description on the housing needs, housing supply, severity of housing problems and community input, the City continues to make affordable housing a goal and a priority.The city is committed to identifying and improving the existing housing stock in Dubuque and maintaining current affordable and safe housing stock. Activities to meet this goal include acquisition- rehabilitation, lead paint hazard remediation, code enforcement and neighborhood programs.The City provides loans to correct code deficiencies for emergency corrections to rental properties, non-emergency rehab loans, and forgivable loans to disabled tenants to make rental units accessible to the physically disabled. Estimate the number of extremely low-income, low-income, and moderate-income families to whom the jurisdiction will provide affordable housing as defined by HOME 91315(b)(2) X#of Households will be assisted with affordable housing. Consolidated Plan DUBUQUE 153 OMB Control No:2506-0117(exp.06/30/2018) SP-50 Public Housing Accessibility and Involvement —91.215(c) Need to Increase the Number of Accessible Units (if Required by a Section 504 Voluntary Compliance Agreement) The City does not have public housing. The City uses the Section 8 Housing Choice Voucher program to provide affordable housing options.The Housing & Community Development Department is the PHA for the City.The City has 1,072 vouchers but is unable to issue to capacity due to budgetary constraints. The City, serving as the PHA, ensures leasing to 95% of the budget capacity, as required by the Voluntary Compliance Agreement.The Rehabilitation Supervisor at Housing &Community Development works with Family Self-Sufficiency and Gaining Opportunities participants to increase awareness about homeownership options. All Housing Choice Voucher participants are invited to join the City's Family Self-Sufficiency (FSS) and Gaining Opportunities programs.These programs offer unique, person-centered coaching to support the individual's needs. Goal planning, resource coordination, job readiness, and family supports are all provided.The Rehabilitation Supervisor regularly visits with Family Self-Sufficiency caseworkers and Gaining Opportunities and FSS participating families. The programs coordinate resources to help buyers establish bank accounts, Individual Development Accounts (IDA's), homeownership counseling, and resources to purchase a home. Activities to Increase Resident Involvements The City of Dubuque Housing and Community Development Department does support resident involvement in its voucher program through a resident advisory board. The board meets monthly and advises on relevant issues. Is the public housing agency designated as troubled under 24 CFR part 902? No Plan to remove the `troubled' designation The agency is not designated as troubled. Consolidated Plan DUBUQUE 154 OMB Control No:2506-0117(exp.06/30/2018) SP-55 Barriers to affordable housing— 91.215(h) Barriers to Affordable Housing The lack of affordable quality housing for low-income individuals and families is not keeping pace with the demand. Homeownership is disproportionately low among African Americans. Additionally, low income housing is concentrated in specific neighborhoods. One concern is that not all landlords accept HCVs and are of the practice of identifying the source of income to pay rent prior to leasing which adversely effects voucher holders. Some landlords specifically advertise that they do not accept these vouchers (typically called Section 8) as a source of income for rent. The practice of "source of income" has been identified as an arbitrary factor unrelated to a person's ability to be a good tenant and recommended the Human Rights commission consider include source of income as a protected class.The Housing &Community Development, Human Rights, and Planning Services Departments partnered with local stakeholders to better understand how source of income impacts tenants, particularly Housing Choice Voucher holders.The City has identified a limited number of housing providers participating in the voucher program. To address this, a "Source of Income" committee was formed.The Committee is made up of key city staff, board and commission members, housing providers, and housing advocacy groups.The group analyzed data, information, and organized a series of community dialogues to gain insight into the issues surrounding the impact of such an ordinance and other options to increase housing choice for voucher holders. The City incentivizes landlords, developers and employers throughout its CDBG programs, to support low-and mod- income persons and housing and to target underserved minority groups. The City's Housing & Community Development Department is currently leading a rebranding of the Housing Choice Voucher Program. Minority groups are targeted for education around Fair Housing and home ownership. The Department will utilize City commissions and other advisory groups that play an important role in the governance of department programs. Members of the commissions and advisory groups are community volunteers whose contributions help maintain and improve the quality of life for Dubuque residents. Strategy to Remove or Ameliorate the Barriers to Affordable Housing In the Housing Choice Voucher Program, the City of Dubuque will continue its efforts to address barriers which included: • Eliminating local residency preference points • Maximizing voucher lease ups for five years • Maintaining a monthly accounting of the voucher waiting list including information on applications received, rejected and accepted, and applicant information on race ethnicity, and current or originating address. Consolidated Plan DUBUQUE 155 OMB Control No:2506-0117(exp.06/30/2018) • Utilizing future funding to target minority groups who have been adversely impacted in the past. The City Council has adopted two additional strategies recommended by the Source of Income Committee: • Adopt and implement a mix of educational and outreach programs to increase participation in the Housing Choice Voucher Program. • Adopt and implement a mix of financial incentives and policies for creation of Housing Choice Voucher Units throughout the community. To expand housing options while promoting both economic development and affordable housing, the city of Dubuque has been utilizing a tool called Tax Increment Financing. Tax Increment Financing is typically used by cities to fund public improvement projects or to provide private project-based financing assistance in conjunction with developing or redeveloping different parts of the City. In recent years, the City has created four Housing Tax Increment Financing districts around the periphery of the community. Each of these districts has an Urban Renewal Plan that describes the specific use of tax increment funds. Consistent with state law, these Districts have set aside approximately 38%of project cost increment to benefit low-and moderate-income family housing opportunities anywhere in the city of Dubuque. This is starter housing for Dubuque's current and future workforce and for vulnerable populations like the elderly and disabled. Initial plans call for much of this assistance to occur in downtown neighborhoods through the City's CHANGE Program. From 2016-2022, Dubuque's four Housing Tax Increment Financing Districts are projected to generate $3.9 million for affordable housing. Housing Tax Increment Financing Districts include: • Timber Hyrst—created in 2014 to promote additional residential options by assisting with the funding of road and utility improvements along portions of North Cascade Road. • English Ridge—formed in 2015 to promote additional residential options and provide funding for water main installation. • South Pointe —created in 2017 to generate funds for improved roads and utilities in the designated area, as well as provide funding to assist with affordable housing anywhere within the city of Dubuque. • Rustic Point—created in 2017 to help fund installation of sewer and water utilities related to housing and residential development. The City of Dubuque Urban Revitalization Program targets older neighborhoods in the city through incentives such as property tax exemptions that can go towards new improvements. Owners within designated Urban Revitalization districts are eligible to receive a 10-year exemption from property tax liability that would normally be associated with improvements. These efforts are managed by the City's Housing & Community Development Department. Consolidated Plan DUBUQUE 156 OMB Control No:2506-0117(exp.06/30/2018) SP-60 Homelessness Strategy—91.215(d) Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs Dubuque is in the Balance of State for lowa's Continuum of Care (CoC). Not-for-Profit service providers lead the coordination of services and housing for the homeless.The Community Development Specialist assists local Continuum of Care applicants with the environmental review process and determining consistency with the Consolidated Plan. Staff from Housing & Community Development attend Continuum of Care meetings to assist in identifying and responding to the needs of homeless persons. Over 50 individuals make up the membership of the Homeless Advisory Council, working to streamline and coordinate services and resources to meet the needs of homeless and near homeless community members. Non-profit organizations providing homeless services including but not limited to referrals, outreach, point-in-time count, coordinated entry, emergency& transitional shelter, and permanent supportive housing. Organizations providing family self-sufficiency, advocacy, employment, employment services &job training, substance abuse services, health, wellness, domestic violence, sexual assault, mental health and dental services are available, as well as representation from the City of Dubuque Police Department, Housing Authority, and Dubuque County Commission of Veteran's affairs. The Homeless Advisory Council coordinates point-in-time homeless counts in July and January to evaluate capacity and need for services. Hillcrest Family Services provides outreach, in partnership with other organizations coordinating access for unsheltered persons. The City partners with East Central Development Corporation (ECDC) to provide permanent supportive housing, targeting homeless populations with mental health, HIV/AIDS related illness, and/or substance abuse. The City Purchase of Services Grants provide funding opportunities for organizations meeting identified human services needs in the community. It is anticipated organizations providing homeless services will continue applying for these resources to meet needs. Addressing the emergency and transitional housing needs of homeless persons The City had 8 organizations providing access to emergency and transitional shelter services during the Winter 2019 point in time homeless count. Some of these organizations serve specific populations, such as pregnant women and victims of domestic violence. The bed capacity for these organizations is 167 and 116 persons were sheltered on that day. There is a shortage of emergency shelter beds for men and the City is working with its partners to address the issue.The City also partners with local non-profits to deliver the Phoenix Housing program. Phoenix Housing provides permanent, supportive housing for homeless living with disabilities. Homeless outreach, emergency, transitional, permanent, and support services are coordinated with local providers.This is the City's only program serving the homeless using the housing first model for permanent supportive housing. Consolidated Plan DUBUQUE 157 OMB Control No:2506-0117(exp.06/30/2018) Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again. A network of service providers coordinates to provide a range of services for homeless and near homeless populations. The Homeless Advisory Council conducts point-in-time homeless counts in January, as required, but also in summer months to identify persons who may seek shelter during severe winter weather but are usually unsheltered. The City's Police Department coordinates with outreach workers to identify unsheltered individuals and provide access to services. The City of Dubuque supports organizations providing human service activities through Purchase of Services Grants. Not-for-profit organizations meeting a human service need in the community can apply for CDBG and General Funds on an annual basis. Help low-income individuals and families avoid becoming homeless, especially extremely low-income individuals and families who are likelyto become homeless after being discharged from a publicly funded institution or system of care, or who are receiving assistance from public and private agencies that address housing, health, social services, employment, education or youth needs The City of Dubuque and State of lowa require publically funded institutions and facilities to have discharge plans that include adequate and stable housing; however, the follow-up on those plans is difficult in many situations.The City of Dubuque established a rapid re-housing fund that starts in FY 2020 in case a short-term issue is found when executing a discharge plan for a resident. The City of Dubuque is also working with many community non-profits and business partners to establish a "one- stop shop" for assistance that is provided across multiple agencies, but can easily be accessed under the umbrella of one entity to help this vulnerable population access assistance. Consolidated Plan DUBUQUE 158 OMB Control No:2506-0117(exp.06/30/2018) SP-65 Lead based paint Hazards —91.215(i) Actions to address LBP hazards and increase access to housing without LBP hazards Regarding quality housing, the City utilizes the 2015 International Property Maintenance Code, along with local amendments, to promote sound safety and quality property maintenance. The City has also focused on improving the existing housing stock.The City now requires housing developers to accept HCV participants in conjunction with approval of an affordable housing development agreement related to an urban revitalization plan. Dubuque's Lead Hazard Control & Healthy Homes Program allocates money to households in need, particularly those with young children who are most vulnerable to environmental hazards. The City received $3.58 million in Lead Hazard Control funds to remediate lead hazards in 120 housing units over the next 3.5 years.The grant provides opportunity for outreach, education about lead safety hazards, remediation, and training. The program secured funding to train and certify lead contractors. The City's Water, Engineering, Public Works, and Housing Department will coordinate to notify residents when street projects will take place and encourage income eligible households to apply for forgivable grants to replace identified lead service lines at that time that are funded through general funds of the City. The City applied for the Lead Hazard Control Grant and in April 2019 was awarded $581,000 in Healthy Home funds and $2,999,968 in lead hazard control funds for a total of$3,580,968.The program has a local match of$648,454 and proposes to do 120 units in the 3.5-year grant period.The Lead and Healthy Homes Program effectively delivers successful lead remediation activities for income eligible households. The grant provides additional funds to address health and safety hazards in the home, and coordinates with a Home Advocate to build social capacity for participating families. All CDBG funded activities use the required level of lead assessment when performing rehab on homes. Homeowners and renters are provided information and resources about lead and lead poisoning, as well as information on where and when children should be tested. Code enforcement activities identify visible hazards from peeling paint and housing code to ensure the health and wellbeing of children living in these units. How are the actions listed above related to the extent of lead poisoning and hazards? Property owners must certify the above preference at specified intervals provided by the City and failure to comply will result in remaining balance of forgivable loan becoming due and payable on the date of notification of non-compliance. How are the actions listed above integrated into housing policies and procedures? On October 16, 2019 HCD made recommendations to the City Council regarding opportunities to create additional choice of units for HCV holders related to the Lead& Healthy Homes grant program which is Consolidated Plan DUBUQUE 159 OMB Control No:2506-0117(exp.06/30/2018) helping create lead safe rental units for low to moderate income residents, of whom most would qualify for housing assistance in the form of a Housing Choice Voucher. HCD proposed that property owners participating the Lead& Healthy Homes program be required, for the term of the forgivable loan, for any funded unit, to give preference to low to moderate income families, being defined as below 80% area Median Income, and accept HCVs if the prospective tenant is otherwise qualified. Consolidated Plan DUBUQUE 160 OMB Control No:2506-0117(exp.06/30/2018) SP-70 Anti-Poverty Strategy—91.215(j) Jurisdiction Goals, Programs and Policies for reducing the number of Poverty-Level Families The City of Dubuque, led by the Planning Committee, is currently involved in a city-wide initiative to engage the community in the development of an Equitable Poverty Prevention Plan. This work will be completed by October 2020 and will identify and implement best practices in poverty prevention, with an eye to various communities in Dubuque, including Marshallese populations, Black and Hispanic residents and other people of color, formerly incarcerated people and people with records, homeless individuals, seniors, immigrants, persons with disabilities, and all individuals and families living in poverty. A core goal of the Equitable Poverty Prevention Plan is self-sufficiency for all individuals and families in Dubuque. The city partners with a number of providers and leads several initiatives to support residents in achieving self-sufficiency, including: Increasing Income • Opportunity Dubuque • Family Self-Sufficiency including Gaining Opportunities • FountainofYouth • Dream Center • Small Business Development Program • Project Hope Building Savings • Work with local financial institutions to set up Individual Development Accounts • Promote Bank On Dubuque to increase financial literacy • Promote the Family Self Sufficiency Program and the escrowed savings account Acquiring Assets • Provide direct homeownership assistance to homebuyers Other • Re-Engage Dubuque • Bee Branch Grant Program • True North • Pacific Islander Health Project Consolidated Plan DUBUQUE 161 OMB Control No:2506-0117(exp.06/30/2018) How are the Jurisdiction poverty reducing goals, programs, and policies coordinated with this affordable housing plan Multiple stakeholder interviews, focus groups, discovery sessions, and surveys were coordinated to discuss housing and community development issues in the context of poverty, and poverty in the context of affordable housing, or lack thereof. Many people seeking affordable housing face a wide range of additional obstacles in achieving self-sufficiency (transportation, food access, education) and many people receiving services to address poverty face housing challenges. Efforts included in the Equitable Poverty Prevention Plan will incorporate housing, alongside various wraparound services, to comprehensively address barriers to self-sufficiency. All community feedback that has been collected so far has been incorporated into the Consolidated Plan. As work on the Equitable Poverty Prevention Plan is completed, the City will assess for alignment opportunities and areas of leveraged funding. Consolidated Plan DUBUQUE 162 OMB Control No:2506-0117(exp.06/30/2018) SP-80 Monitoring— 91.230 Describe the standards and procedures that the jurisdiction will use to monitor activities carried out in furtherance of the plan and will use to ensure long-term compliance with requirements of the programs involved, including minority business outreach and the comprehensive planning requirements The City of Dubuque entered into a Voluntary Compliance Agreement (VCA) with the Department of Housing and Urban Development (HUD) after a Letter of Findings (LOF) dated June 17, 2013 concluded that a series of policy decisions by the City collectively had a disproportionate negative impact on African American families as compared to white families. The policies at issue included implementing residency preference points, limiting the number of vouchers available to 900, eliminating the very-low income preference allotment, and purging an outdated waiting list. The City actively continues to monitor progress and continue outreach on the assisted housing program and homeownership programming and will adhere to all additional requirements outlined in the VCA in the appendix of this document. The Community Development Advisory Commission reviews the annual performance report. Presentations, updates, and status reports are presented at Commission meetings as requested throughout the program year. Agencies allocated funding from the City of Dubuque submit progress reports toward meeting stated goals and objectives for their program on a quarterly basis.The specific reporting periods were established according to the federal program requirements and the fiscal year of the funding sources. Sub-recipients receiving CDBG funds are monitored annually for contract compliance with all regulations governing their administrative, financial and programmatic operations and to ensure performance objectives within schedule and budget. Timely expenditure of funds is reviewed on a continual basis to ensure compliance with program regulations. The City identified performance measures on progress to increase participating in the HCV program. These metrics are indicative of progress toward the outcomes of providing affordable housing, Affirmatively Furthering Fair Housing, and increasing participation in the HCV program. The voluntary nature of reporting from landlords has made collecting some information reliably and consistently difficult and there is a current effort to review the indicators identify strategies to gather additional or missing data. • Voucher Lease up Rate • Assisted Units by Census Tract • New Affordable Units Created Consolidated Plan DUBUQUE 163 OMB Control No:2506-0117(exp.06/30/2018) • Location of Assisted Vacant Units • Rent Reasonableness • Analysis of essential services across the community Consolidated Plan DUBUQUE 164 OMB Control No:2506-0117(exp.06/30/2018) Expected Resources AP-15 Expected Resources -91.220(c)(1,2) Introduction The City combines public and private funding to carryout affordable housing activities described in the Plan. The City's Urban Renewal Plan designates Tax Increment Financing (TIF) districts that provide aid related to housing and residential development when a portion of the increment generated is dedicated to housing assistance for low-and moderate-income family housing. Non-profit developers use TIF resources set aside for low-and moderate-income housing to fill financing gaps often associated with the rehabilitation of historic housing. Other development funding can be obtained through application for private and public sources that include local tax incentives and funding, federal and state low-income and historic tax credits, and private sources. The City supports housing developers applying for other sources of funding when their projects align with the City's goals and priorities identified in the Consolidated Plan. Tax abatement and local resources to incentivize new rental unit development allow housing developers to show local support and increase the financial feasibility and competitiveness when Consolidated Plan DUBUQUE 165 OMB Control No:2506-0117(exp.06/30/2018) applying for scarce affordable housing resources. Non-housing community development activities leverage CDBG federal funds to carryout activities identified in the Plan. Anticipated Resources Program Source of Uses of Funds Expected Amount Available Year 1 Expected Narrative Description Funds Annual Program PriorYear Total: Amount Allocation: Income:$ Resources: $ Available $ $ Remainder of ConPlan $ CDBG public - Acquisition federal Admin and Planning Economic Development Housing Public Improvements Public Services 1,080,989 254,192 1,000,000 2,335,181 5,321,000 Table 55-Expected Resources—Priority Table Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied Leveraging of private and nonfederal resources by using of federal funds will be attempted whenever possible. Leveraging of resources in conjunction with the use of federal CDBG funds will continue to be a priority to maximize accomplishments. Public services agencies using CDBG provide some level of match. City departments receiving entitlement funds leverage those dollars with other resources. For example, the City's Housing & Community Development Department leverages CDBG funding with federal grants for lead-based paint testing and remediation activities. Consolidated Plan DUBUQUE 166 OMB Control No:2506-0117(exp.06/30/2018) If appropriate, describe publically owned land or property located within the jurisdiction that may be used to address the needs identified in the plan None Discussion Please see above. Consolidated Plan DUBUQUE 167 OMB Control No:2506-0117(exp.06/30/2018) Annual Goals and Objectives AP-20 Annual Goals and Objectives Goals Summary Information Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator Order Year Year 1 Assist the 2021 2025 Homeless Low/Moderate Rapid- Rehousing Public service activities other Homeless and At- Area Benefit Increase Self than Low/Moderate Income Risk of Sufficiency Housing Benefit: 0 Persons Homelessness Support Services- Assisted Employment and Homeless Person Overnight Child Care Shelter: 0 Persons Assisted Support Services- Overnight/Emergency Human Services Shelter/Transitional Housing Support Services- Beds added: 0 Beds Employment Wages Homelessness Prevention: 0 and income Persons Assisted Homeless-Shelter Housing for Homeless added: 0 Beds Household Housing Unit Support Services- Mental Health & Substance Abuse Consolidated Plan DUBUQUE 168 OMB Control No:2506-0117(exp.06/30/2018) Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator Order Year Year 2 Assist Special 2021 2025 Affordable City Wide Increase Self Public Facility or Infrastructure Needs Populations Housing Low/Moderate Sufficiency Activities for Low/Moderate Non-Homeless Area Benefit Non-Housing Income Housing Benefit: 0 Special Needs Community Needs Households Assisted Assessible housing Public service activities other forSpecial Needs than Low/Moderate Income Population Housing Benefit: 0 Persons Assisted 3 Develop New 2021 2025 Affordable City Wide More Affordable Rental units constructed: 0 Affordable Housing Housing Housing Units Household Housing Unit units Homeless AFH: Fair Housing Homeowner Housing Added: 0 Non-Homeless Education and Household Housing Unit Special Needs Outreach Expand acceptance of HCVs community wide New Affordable Housing Homeownership Opportunities 4 Direct Home 2021 2025 Affordable City Wide More Affordable CDBG: Direct Financial Assistance to Ownership Housing Housing Units $50,000 Homebuyers: 10 Households Assistance Homeownership Assisted Opportunities Consolidated Plan DUBUQUE 169 OMB Control No:2506-0117(exp.06/30/2018) Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator Order Year Year 5 AFH: Advance 2021 2025 Affordable City Wide AFH: Fair Housing Public service activities for Equity with Fair Housing Education and Low/Moderate Income Housing Housing Activities Homeless Outreach Benefit: 0 Households Assisted Non-Homeless Diversified Other: 0 Other Special Needs Neighborhoods Non-Housing Community Development 6 Support 2021 2025 Non-Housing Low/Moderate Non-Housing Public Facility or Infrastructure Neighborhood Community Area Benefit Community Needs Activities other than Development and Development Improve existing Low/Moderate Income Housing Improvements owner-occupied Benefit: 0 Persons Assisted structures Public Facility or Infrastructure Improve physical Activities for Low/Moderate environments Income Housing Benefit: 0 Increasing Social Households Assisted Capital 7 Neighborhood 2021 2025 Non-Housing Low/Moderate Increase Self Public service activities other Youth Services and Community Area Benefit Sufficiency than Low/Moderate Income Aftercare Development Support Services- Housing Benefit: 0 Persons Employment and Assisted Child Care Support Services- Human Services Diversified Neighborhoods Increasing Social Capital Consolidated Plan DUBUQUE 170 OMB Control No:2506-0117(exp.06/30/2018) Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator Order Year Year 8 Encourage Self- 2021 2025 Non-Housing City Wide Increase Self Public service activities other Sufficiency- Community Sufficiency than Low/Moderate Income Public/Human Development Support Services- Housing Benefit: 0 Persons Services Employment and Assisted Child Care Jobs created/retained: 0 Jobs Non-Housing Businesses assisted: 0 Community Needs Businesses Assisted Support Services- Human Services 9 Provide Inspection 2021 2025 Affordable City Wide More Affordable Public Facility or Infrastructure and Code Housing Low/Moderate Housing Units Activities for Low/Moderate Enforcement Area Benefit Eliminate Lead Income Housing Benefit: 0 Based Paintand Households Assisted other Hazards Maintain Safety through Code Enforcement Improve existing owner-occupied structures Improve physical environments Consolidated Plan DUBUQUE 171 OMB Control No:2506-0117(exp.06/30/2018) Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator Order Year Year 10 Maintaining 2021 2025 Affordable Low/Moderate More Affordable Homeowner Housing Existing Affordable Housing Area Benefit Housing Units Rehabilitated: 0 Household Housing Non-Homeless Eliminate Lead Housing Unit Special Needs Based Paint and other Hazards Expand acceptance of HCVs community wide Maintain Safety through Code Enforcement Diversified Neighborhoods Table 56—Goals Summary Goal Descriptions Consolidated Plan DUBUQUE 172 OMB Control No:2506-0117(exp.06/30/2018) 1 Goal Name Assist the Homeless and At-Risk of Homelessness Goal The City partners with area providers in the provision of shelter, CoC services, and permanent housing to homeless and at Description risk of homelessness, including special needs, individuals, families, veterans, children and elderly. CoC Funds are used to assist chronically, and at-risk homeless individuals move from living on the street to stabilized, permanent housing situations. Planned activities include outreach, case management, emergency shelter, rapid re-housing, and supportive services.The City's competitive Purchase of Services Grants program provides agencies that deliver homeless prevention assistance with opportunities for funding, but the reality is limited public service funds limit the number of organizations and households able to access these services. As part of the planning process for community wide coordination of CoC programs, the City is collaborating with service providers to identify those most at risk of becoming homeless and diverting resources to meet those needs. 2 Goal Name Assist Special Needs Populations Goal Special Needs populations continue to have a variety of unmet needs including affordable and accessible housing and Description neighborhoods. Homeless and at-risk with special needs populations are served in partnership with the CoC. Human services continue to be a high priority in the City. This crosses several programs which provide new, rehabilitated housing units, emergency and rental rehabilitation loans, purchase of services, and neighborhood improvements. 3 Goal Name Develop New Affordable Housing units Goal Affordable housing options continue to be limited within the City, and often restricted to certain geographic areas. Based Description on the housing needs, housing supply, severity of housing problems and community input, the City continues to make affordable and fair housing a goal and a priority.The purpose of this goal is to increase the availability, accessibility, affordability and sustainability of affordable housing units. The City encourages affordable housing across its programs through partnerships, policy, tax incentives and loan programs. 4 Goal Name Direct Home Ownership Assistance Goal Affordable housing options continue to be limited within the City, and often restricted to certain geographic areas. The Description City provides direct assistance with down payments and closing costs to eligible low income residents. Based on the housing needs, housing supply, severity of housing problems and community input, the City continues to make affordable housing a goal and a priority. The activities the City will implement to meet this goal include the First Time Homeowner Program. Consolidated Plan DUBUQUE 173 OMB Control No:2506-0117(exp.06/30/2018) 5 Goal Name AFH: Advance Equity with Fair Housing Activities Goal Outreach and education around Fair Housing rights and reporting targeted to both low-mod income owners and tenants Description as well as landlords, developers, other partners and the larger community. 6 Goal Name Support Neighborhood Development and Improvements Goal The purpose of this goal is to preserve and improve as needed, public facilities that serve a high percentage of low Description income or special needs residents to address the needs of public infrastructure, facilities, and parks in targeted areas.The City will also use CBDG funds as feasible and available to rehabilitate facilities with urgent needs to address accessibility issues, dilapidated structures, and other safety code or ADA compliance issues. Examples of activities include accessible curb ramps, street overlays, grants for sidewalk repairs or other activities which contribute to maintaining a suitable living environment.The City offers additional neighborhood support grants for low/mod neighborhoods to encourage self- initiated revitalization efforts including physical improvements, clean-ups, communication efforts, or other special projects. 7 Goal Name Neighborhood Youth Services and Aftercare Goal An enhanced recreation program is offered in the City's older low and moderate-income neighborhoods to meet the Description needs of at-risk youth promote self-esteem and build community. Activities include expanded after-school programs, open gym, basketball league, music lessons, playtime for tots, scholarships, swim passes, summer day camp and other recreational programs. 8 Goal Name Encourage Self-Sufficiency-Public/Human Services Goal The City Housing and Development Department will partner with local non-profits and others to provide needed services Description through its purchase of services program. Local non-profit organizations that serve low/income individuals/families apply for grants to assist low/mod residents with their basic emergency needs: Food, Shelter, and Healthcare; a safety-net, or other valuable services to improve self-sufficiency, improved physical environments or quality of life, or other funding that is eligible for CDBG and meets the City Council goals. The city also provides microloans to businesses to support low- mod employees with supportive services. Consolidated Plan DUBUQUE 174 OMB Control No:2506-0117(exp.06/30/2018) 9 Goal Name Provide Inspection and Code Enforcement Goal Preserve existing affordable housing, protect resident safety, and equalize quality of housing in the City of Dubuque Description through inspection and enforcement staff services to low/mod areas for zoning ordinance infractions and to provide support for neighborhood clean-up efforts. 10 Goal Name Maintaining Existing Affordable Housing Goal Affordable housing options continue to be limited within the City, and often restricted to certain geographic areas. Based Description on the housing needs, housing supply, severity of housing problems and community input, the City continues to make affordable housing a goal and a priority.The city is committed to identifying and improving the existing housing stock in Dubuque and maintaining current affordable and safe housing stock. Activities to meet this goal include acquisition- rehabilitation, lead paint hazard remediation, code enforcement and neighborhood programs.The City provides loans to correct code deficiencies for emergency corrections to rental properties, non-emergency rehab loans, and forgivable loans to disabled tenants to make rental units accessible to the physically disabled. Consolidated Plan DUBUQUE 175 OMB Control No:2506-0117(exp.06/30/2018) Projects AP-35 Projects — 91.220(d) Introduction The following projects are planned to be funded with CDBG for fiscal year 2021 Annual Action Plan. Projects q Project Name 1 FIRSTTIME HOMEBUYER PROGRAM 2 HOMEOWNER REHABILITATION 3 HOUSINGREHABILITATIONSERVICESANDSTAFF 4 LEAD HAZARD CONTROL PROGRAM 5 PURCHASE/REHABILITATION/RESALE 6 RENTALUNITREHABILITATION 7 NEIGHBORHOOD INFRASTRUCTURE IMPROVEMENTS 8 NEIGHBORHOOD RECREATION PROGRAM 9 NEIGHBORHOODSUPPORTGRANTS 10 ZONING INSPECTION/ENFORCEMENT 11 FOUR MOUNDS HEART 12 NEIGHBORHOODDEVELOPMENTSERVICESANDSTAFF 13 HOUSING PLANNING/ADMINISTRATIVESERVICESANDSTAFF 14 CDBG ADMINISTRATION SERVICES AND STAFF 15 PURCHASEOFSERVICES Table 57—Project Information Describe the reasons for allocation priorities and any obstacles to addressing underserved needs Allocations are driven by data and citizen input. The Community Development Advisory Council convenes the process to assess needs set needs and make budget allocations. Funds have been allocated based on the needs identified in this Consolidated plan and in line with the objectives or the Community Development Block Grant Program. The City provides funding for some public service activities through a yearly grant process. When preparing the Consolidated Plan, estimates are used to project the level of funding and the number of persons or households to be served. Due to the varying nature and cost of administering different programs, estimating the cost and number to be served for public service activities can be very challenging. For example,job training activities have different costs, space, and time requirements than programs providing emergency shelter.The City distinguishes between four areas of program Consolidated Plan DUBUQUE 176 OMB Control No:2506-0117(exp.06/30/2018) development: Housing Development, Economic Development, Neighborhood and Community Development, and Planning and Administration. Consolidated Plan DUBUQUE 177 OMB Control No:2506-0117(exp.06/30/2018) AP-38 Project Summary Project Summary Information Consolidated Plan DUBUQUE 178 OMB Control No:2506-0117(exp.06/30/2018) 1 Project Name FIRSTTIME HOMEBUYER PROGRAM Target Area City Wide Goals Supported Direct Home Ownership Assistance NeedsAddressed HomeownershipOpportunities Funding CDBG: $50,000 Description Provides loans to assist low and moderate income families purchase their first home. Funds are used to cover the "Entry Costs" of home ownership, including down payment assistance and closing costs. The First-time Homeowner program partners with the Section 8 Home ownership Program to provide education and financial assistance for voucher holders. Target Date 6/30/2021 Estimate the Assist 10 low-moderate income families with the purchase of a new, number and type of affordable home. $5,000 of direct assistance each. families that will benefit from the proposed activities Location City Wide, the addresses are predicated on homeowner choice. Description Planned Activities First-Time Home Buyer Program Z Project Name HOMEOWNER REHABILITATION Target Area City Wide Goals Supported Maintaining Existing Affordable Housing Needs Addressed Improve existing owner-occupied structures Funding CDBG: $125,000 Description A range of programs providing to support homeowners, including the Homeowner Rehabilitation Loan Program, Historic Preservation, Home Repair Program, Accessibility, and Neighborhood Housing Slum & Blight. These programs offer low interest loans for the rehab of substandard housing units and repairs to the exterior or interior of the home. Target Date 6/30/2021 Consolidated Plan DUBUQUE 179 OMB Control No:2506-0117(exp.06/30/2018) Estimate the Assist 10 low-moderate income families with low interest loans for the number and type of rehab of substandard housing units and repairs to the exterior or interior families that will of the home. benefit from the proposed activities Location City wide, the addresses are predicated on homeowner address. Description Planned Activities Homeowner Rehabilitation Loan Program. 3 ProjectName HOUSINGREHABILITATIONSERVICESANDSTAFF Target Area City Wide Goals Supported Develop New Affordable Housing units Direct Home Ownership Assistance Support Neighborhood Development and Improvements Maintaining Existing Affordable Housing NeedsAddressed HomeownershipOpportunities Assessible housing for Special Needs Population Improve existing owner-occupied structures Improve Existing Affordable Rental Units Funding CDBG: $284,969 Description Staff support, including program management, technical assistance, loan packaging and inspection for the city's rehabilitation program.This is a service delivery program and outcomes will be reported underfunded activities. This includes a range of programs to support homeowners or Renters including the Homeowner Rehabilitation Loan Program, the Home Loan Program, and the Rental Rehabilitation Program. These programs offer low interest loans for the rehab of substandard housing and funding for repairs. Target Date 6/30/2021 Estimate the Assist 35 low-moderate income families, comprising of single, special- number and type of needs population, families, renters and first-time homebuyers. families that will benefit from the proposed activities Location City Wide Description Planned Activities Direct financial assistance to first time homebuyers, Homeowner Rehabilitation, and Rental Unit Rehabilitation. Consolidated Plan DUBUQUE 180 OMB Control No:2506-0117(exp.06/30/2018) 4 Project Name LEAD HAZARD CONTROL PROGRAM Target Area City Wide Goals Supported Maintaining Existing Affordable Housing Needs Addressed Eliminate Lead Based Paint and other Hazards Improve existing owner-occupied structures Funding CDBG: $104,166 Description Provides activities in support of efforts to combat lead-based paint hazards in housing, including testing, remediation, and abatement activities with forgivable loans to benefit income eligible households. Target Date 6/30/2021 Estimate the Assist 10 low-moderate income families with testing, remediation, and number and type of abatement activities to combat lead-based paint hazards in homeowner families that will and rental housing. benefit from the proposed activities Location City Wide, the addresses are predicated on age of building and income Description eligible families. Planned Activities Residential Lead Remediation 5 Project Name PURCHASE/REHABILITATION/RESALE Target Area City Wide Goals Supported Develop New Affordable Housing units Direct Home Ownership Assistance Support Neighborhood Development and Improvements Maintaining Existing Affordable Housing Needs Addressed More Affordable Housing Units New Affordable Housing Homeownership Opportunities Funding CDBG: $45,000 Description City-owned properties are purchase, rehabilitated and sold to low to moderate income home buyers. Target Date 6/30/2021 Consolidated Plan DUBUQUE 181 OMB Control No:2506-0117(exp.06/30/2018) Estimate the Assist 1 low-moderate income family with the purchase of rehabilitated number and type of home. families that will benefit from the proposed activities Location City Wide, predicated on availability of homes to be purchased. Description Planned Activities Purchase/Rehab/Resale to low or moderate income persons. 6 Project Name RENTAL UNIT REHABILITATION Target Area City Wide Goals Supported Maintaining Existing Affordable Housing Needs Addressed Improve Existing Affordable Rental Units Funding CDBG: $50,000 Description A range of programs to assist in the rehabilitation of rental units, including emergency code enforcement loan program to address immediate code deficiencies so as to prevent the displacement of tenants; rental rehab loan program; accessibility rehab loan program to provide tenants forgivable loans for accessibility improvements to increase housing choice, and code enforcement loan program to reduce slum and blight caused by deteriorating rental housing on an area and spot basis. Target Date 6/30/2021 Estimate the Assist in the rehabilitation of 6 rental units serving low-moderate income number and type of tenants/families. families that will benefit from the proposed activities Location City Wide, the addresses are predicated by income of tenants. Description Planned Activities Rental Unit Rehabilitation, Accessibility Rehabilitation. � Project Name NEIGHBORHOOD INFRASTRUCTURE IMPROVEMENTS Target Area Low/Moderate Area Benefit Goals Supported Assist Special Needs Populations Support Neighborhood Development and Improvements Needs Addressed Improve physical environments Consolidated Plan DUBUQUE 182 OMB Control No:2506-0117(exp.06/30/2018) Funding CDBG: $227,499 Description Range of programs to improve the physical environment in low and moderate income neighborhoods, including neighborhood street overlays -a pavement overlay program, neighborhood sidewalk program -a program that pays a portion of the cost to repair public sidewalks for low and moderate income homeowners, Park Improvements, Bus Stop ADA upgrades, and broadband connectivity projects. Target Date 6/30/2021 Estimate the 2000 low to moderate income residents in CDBG eligible areas. This will number and type of benefit families, elderly, disabled and single persons. families that will benefit from the proposed activities Location City Wide, locations are identified by need in CDBG eligible census tracts. Description Planned Activities Multicultural Family Center Sidewalk Improvement, Bus Stop Improvements, Comisky Park Development, Avon Park Improvements $ Project Name NEIGHBORHOOD RECREATION PROGRAM Target Area Low/Moderate Area Benefit Goals Supported Assist Special Needs Populations Neighborhood Youth Services and Aftercare Needs Addressed Support Services- Employment and Child Care Funding CDBG: $131,499 Description Enhanced recreation program offered in low and moderate income neighborhoods and/or to low and moderate income youth and families to meet the needs of at-risk youth, promote self-esteem and build community. Activities include after-school programs, open gym, basketball league, scholarship program, and summer day camp. Target Date 6/30/2021 Estimate the Assist approximately 5,730 at-risk, low-moderate individuals with self- number and type of esteem and community building programs. families that will benefit from the proposed activities Location Programs are offered in low-moderate income areas. Description Consolidated Plan DUBUQUE 183 OMB Control No:2506-0117(exp.06/30/2018) Planned Activities Open gym, Classes by County Extension, Community Basketball, Music Lessons, Summer Day Camp, Playtime for Tots, After School Programs 9 ProjectName NEIGHBORHOODSUPPORTGRANTS Target Area Low/Moderate Area Benefit Goals Supported Support Neighborhood Development and Improvements Needs Addressed Non-Housing Community Needs Improve physical environments Diversified Neighborhoods Funding CDBG: $14,500 Description Grant program provides resources for organized neighborhoods in low- and moderate-income areas to encourage self-initiated revitalization efforts including physical improvements, clean-ups and other special projects Target Date 6/30/2021 Estimate the Assist approximately 2,000 people in low-moderate income number and type of neighborhoods with revitalization efforts. families that will benefit from the proposed activities Location Neighborhoods are predicated on low-moderate income area eligibility. Description Planned Activities Neighborhood Support Grants 10 project Name ZONING INSPECTION/ENFORCEMENT Target Area Low/Moderate Area Benefit Goals Supported Provide Inspection and Code Enforcement Needs Addressed Maintain Safety through Code Enforcement Funding CDBG: $7,710 Description Enhanced inspection/enforcement services in low and moderate income residential areas for zoning ordinance infractions and to support neighborhood clean-up efforts Target Date 6/30/2021 Consolidated Plan DUBUQUE 184 OMB Control No:2506-0117(exp.06/30/2018) Estimate the Approximately 45 units housing low-moderate income tenants will be number and type of inspected for zoning ordinance infractions, which serves approximately families that will 2,000 neighborhood residents by eliminating slum and blight conditions. benefit from the proposed activities Location Location of units predicated on low-moderate income area eligibility. Description Planned Activities Zoning Inspection/Enforcement 11 project Name FOUR MOUNDS HEART Target Area City Wide Goals Supported Assist Special Needs Populations Support Neighborhood Development and Improvements Encourage Self-Sufficiency-Public/Human Services Maintaining Existing Affordable Housing Needs Addressed More Affordable Housing Units New Affordable Housing Increase Self Sufficiency Funding CDBG: $10,000 Description Providing trade education to youth while partnering to rehabilitate and revitalize low-and moderate-income neighborhoods in Dubuque. Target Date 6/30/2021 Estimate the Provide 12 low-moderate income youth with trade education. number and type of families that will benefit from the proposed activities Location City wide, the addresses of rehabilitated properties are by program Description choice. Planned Activities Four Mounds HEART Program 1Z ProjectName NEIGHBORHOODDEVELOPMENTSERVICESANDSTAFF Target Area Low/Moderate Area Benefit Goals Supported Support Neighborhood Development and Improvements Needs Addressed Non-Housing Community Needs Funding CDBG: $63,818 Consolidated Plan DUBUQUE 185 OMB Control No:2506-0117(exp.06/30/2018) Description The Neighborhood Specialist coordinates the City's neighborhood reinvestment programs and works with neighborhood organizations and residents to improve quality of life. This is an administrative activity and outcomes will be reported under other activities. Target Date 6/30/2021 Estimate the Assist 12,000 low-moderate income residents with increasing quality of number and type of life in their community. families that will benefit from the proposed activities Location City wide, low-moderate income neighborhoods. Description Planned Activities Administration 13 projectName HOUSINGPLANNING/ADMINISTRATIVESERVICESANDSTAFF Target Area City Wide Goals Supported Assist the Homeless and At-Risk of Homelessness Assist Special Needs Populations Develop New Affordable Housing units Direct Home Ownership Assistance AFH: Advance Equity with Fair Housing Activities Support Neighborhood Development and Improvements Encourage Self-Sufficiency-Public/Human Services Maintaining Existing Affordable Housing Needs Addressed AFH: Fair Housing Education and Outreach Funding CDBG: $70,143 Description On-going staff support for general housing planning activities, including the housing needs assessment and department administration. Target Date 6/30/2021 Estimate the Assist residents citywide through the administration of programming. number and type of families that will benefit from the proposed activities Location Citywide, with specific focused on low to moderate income residents. Description Planned Activities Administration of Programming Consolidated Plan DUBUQUE 186 OMB Control No:2506-0117(exp.06/30/2018) 14 Project Name CDBG ADMINISTRATION SERVICES AND STAFF Target Area City Wide Goals Supported Assist the Homeless and At-Risk of Homelessness Assist Special Needs Populations AFH: Advance Equity with Fair Housing Activities Support Neighborhood Development and Improvements Encourage Self-Sufficiency-Public/Human Services Needs Addressed AFH: Fair Housing Education and Outreach Non-Housing Community Needs Funding CDBG: $108,543 Description Staff support for general management, oversight and coordination of the Community Development Block Grant program; assures compliance with federal regulations and report requirements. Target Date 6/30/2021 Estimate the This administration allows for the monitoring of activities, and federal number and type of regulations for the CDBG Entitlement Program. families that will benefit from the proposed activities Location Citywide, with specific focus of low to moderate income residents. Description Planned Activities Monitoring of CDBG Entitlement Federal Regulations and eligible program activities. 15 project Name PURCHASE OF SERVICES Target Area City Wide Low/Moderate Area Benefit Goals Supported Assist the Homeless and At-Risk of Homelessness Assist Special Needs Populations Neighborhood Youth Services and Aftercare Needs Addressed Homeless-Shelter Beds Non-Housing Community Needs Support Services- Human Services Support Services- Employment Wages and income Support Services- Employment and Child Care Support Services- Mental Health & Substance Abuse Increase Self Sufficiency Consolidated Plan DUBUQUE 187 OMB Control No:2506-0117(exp.06/30/2018) Funding CDBG: $37,961 Description Funding to support local non-profit organizations meeting the needs of low and moderate income households or individuals in Dubuque. Target Date 6/30/2021 Estimate the This activity is a competitive grant cycle for purchase of services. The number and type of number of people served, and activities are based on the priorities families that will established in this plan. Estimated persons served 200-2000 families, benefit from the elderly, disabled, youth and other vulnerable populations. proposed activities Location City-wide but often in low to moderate income census tracts. Locations Description will be predicated on grants awarded. Planned Activities Purchase of Services Grant Program Consolidated Plan DUBUQUE 188 OMB Control No:2506-0117(exp.06/30/2018) AP-50 Geographic Distribution —91.220(f) Description of the geographic areas of the entitlement (including areas of low-income and minority concentration)where assistance will be directed While the City focuses some investment such as neighborhood and infrastructure improvements in low- and mod-income neighborhoods, efforts to maintain and expand affordable housing options and other supports are targeted to support low-and mod- income and minority persons across the City rather than in targeted areas. Geographic Distribution Target Area Percentage of Funds City Wide Low/Moderate Area Benefit Table 58-Geographic Distribution Rationale for the priorities for allocating investments geographically The City is considerate of the location of services and evaluates equitable distribution of resources to serve families in need across the community. The goal of providing services in low-and moderate- income areas is to ensure populations with fewer financial, transportation, recreation, and other resources can enjoy the quality of life associated with these activities. Resources for housing and economic development are intended to arrest decline and bring about positive outcomes and opportunity for residents who have historically been underserved. Whenever possible, programs are delivered in ways to promote housing choice and access areas and neighborhoods close to resources families need and use. At this time, the City does not have designated target areas for block grant funds. Discussion Block groups that have more than 51% low-and moderate-income residents are an area of focus for funding, but funding is not exclusive to those areas based on the cities goals to provide affordable housing options across all census tracts in the City and encourage diversity in neighborhoods across the city and location choices for affordable housing. Consolidated Plan DUBUQUE 189 OMB Control No:2506-0117(exp.06/30/2018) Affordable Housing AP-55 Affordable Housing— 91.220(g) Introduction The City employs a variety of approaches to maintain, create, and improve the availability, accessibility, and affordability of quality housing in the city including enforcement and maintenance activities, Homeless services and shelter support, Housing Choice Vouchers, and Low-Income Housing Tax Credits. Affordable housing options continue to be limited within the City, and often restricted to certain geographic areas.The CDBG down payment assistance sometimes is not enough to reduce the price of the home to be affordable to low and moderate-income buyers. The City is exploring ways to partner with developers to create new, affordable homeownership opportunities outside of areas of high poverty concentration.The City's goals to increase income diversity in neighborhoods has a need for additional funding and programming designed to support these efforts. The production of Housing TIF to serve this purpose was created by the City of Dubuque, and it currently being used to rehabilitate homes that are affordable and sell them to low/mod income residents.This is being done through a partnership with True North, Affordable Housing Network Inc, and Community Housing Initiatives. One Year Goals for the Number of Households to be Supported Homeless 0 Non-Homeless 0 Special-Needs 0 Total 0 Table 59-One Year Goals for Affordable Housing by Support Requirement One Year Goals for the Number of Households Supported Through Rental Assistance 0 The Production of New Units 0 Rehab of Existing Units 0 Acquisition of Existing Units 0 Total 0 Table 60-One Year Goals for Affordable Housing by Support Type Discussion Enforcement and maintenance activities- During this time period the City will administer CDBG funded enforcement activities on an area basis. The enforcement activities are designed to identify and correct code violations and improve the safety and quality of affordable housing and include resources like historic preservation grant, homeowner rehabilitation, Lead hazard control programs, purchase rehab sale, and rental unit rehabilitation. Homeless-CoC funds will be used to subsidize supportive rental units for homeless persons living with Consolidated Plan DUBUQUE 190 OMB Control No:2506-0117(exp.06/30/2018) disabilities. There is a continued need for current and new shelter beds. Housing Choice Vouchers-The city provides rental assistance through the Housing Choice Voucher or Section 8 program. LITC- Low Income Tax Credit Projects to develop affordable housing for families, seniors and veterans. This does not use block grant funds but rather incentives are provided through local tax abatement. Consolidated Plan DUBUQUE 191 OMB Control No:2506-0117(exp.06/30/2018) AP-60 Public Housing— 91 .220(h) Introduction The City of Dubuque does not have public housing. It does provide Assisted Housing Needs including the Section 8 Housing Choice Vouchers, Mod-Rehab, Project Based and Special Needs Assistance Continuum of Care Program for low-income renters. Actions planned during the next year to address the needs to public housing The Analysis of Impediments identified the applicant pool for housing choice vouchers is composed of a disproportionate number of persons in protected classes under the Fair Housing Act and a limited number of housing providers participating in the program. To increase housing options for voucher participants, the Housing Authority is collecting and analyzing data on housing provider participation in the program through coordination with Rental Licensing & Inspection program. The city is making efforts to collect information on the number of vacant units willing to accept qualified tenants with Housing Choice Vouchers on rental licensing. At this time, reporting on vacancies and willingness to participate in the voucher program is voluntary and participation is at about 40 percent. The City continues to work with a diverse team of City staff, housing advocates, housing providers, and commission members to carryout recommendations and evaluate outcomes produced by a two-year investigation into how source of income, particularly "income" in the form of a rental subsidy, relates to housing choice and availability. The Human Rights, Housing Department, and Police Department continue to evaluate and monitor participation in the voucher program and collaborate to increase awareness and reporting of Civil Rights violations and housing discrimination. The Plan provides for a comprehensive rental rehabilitation program designed to improve the quality of housing while maintaining affordability. The City continues to provide support for the Family Self-Sufficiency Program and other resources designed to assist families to increase resources necessary for self-sufficiency. Multiple departments within the City continue to evaluate and report on progress reducing the impact of policies that lead to a Civil Rights finding of discrimination against African Americans in the delivery of the City's Section 8 program. A combination of policy changes, outreach, marketing, education, and Civil Rights and fair housing trainings have demonstrated the City's dedication to fulfill obligations under the Voluntary Compliance Agreement. Actions to encourage public housing residents to become more involved in management and Consolidated Plan DUBUQUE 192 OMB Control No:2506-0117(exp.06/30/2018) participate in homeownership The Housing and Community Development Department employs multiple strategies to promote homeownership opportunities to voucher participants.The PHA Plan was amended to remove the year- long employment history required to utilize the Authorities Homeownership Voucher Program. Participants that demonstrate enough income and financing can transition to homeownership as soon as financially feasible. The HA coordinates partnerships with Habitat for Humanity, local financial institutions, Family Self-Sufficiency, and provides local, state, and federal direct financial assistance to remove barriers associated with affordability. The City offers a HOME Workshop designed to familiarize participants with the process of searching for, acquiring, and maintaining a home. Community Housing Initiatives, Affordable Housing Network, Inc and True North, Greater Dubuque Development Corporation, are non-profit entities acquiring vacant, abandoned, blighted structures and rehabbing for affordable homeownership opportunities. The City provides local financial resources the developers use to keep the costs associated with acquisition and rehabilitation lower and affordable for low and moderate-income buyers. If the PHA is designated as troubled, describe the manner in which financial assistance will be provided or other assistance PHA is not designated as troubled. Discussion Inter-departmental collaboration and coordination of inspection, enforcement, lead-based paint hazard reduction, rehabilitation, and direct financial assistance have been critical to improving housing options for voucher participants. While there are still a significant number of households experiencing cost burden, most households receiving vouchers are able to utilize those vouchers to keep housing costs affordable.The City continues to provide outreach, education, and resources to housing providers wishing to make units available for voucher participants. Consolidated Plan DUBUQUE 193 OMB Control No:2506-0117(exp.06/30/2018) AP-65 Homeless and Other Special Needs Activities —91.220(i) Introduction The Housing & Community Development Department works closely with the local Continuum of Care. Community Development and Housing Department staff remain in communication with the local Homeless Advisory Council to remain informed and align priorities and funding to address needs of residents experiencing or at risk of homelessness. The Community Development Department assists CoC applicants providing services in the jurisdiction to ensure programming aligns with the needs identified in the Consolidated Plan, and also to amend the Consolidated Plan, if necessary, based on identified needs. Describe the jurisdictions one-year goals and actions for reducing and ending homelessness including Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs A network of service providers coordinate to provide a range of services for homeless and near homeless populations. The Homeless Advisory Council conducts point-in-time homeless counts in January, as required, but also in summer months to identify persons who may seek shelter during severe winter weather but are usually unsheltered. The City's Police Department coordinates with outreach workers to identify unsheltered individuals and provide access to services. The City Purchase of Services Grants provide funding opportunities for organizations meeting identified human services needs in the community. It is anticipated organizations providing homeless services will continue applying for these resources to meet needs. Addressing the emergency shelter and transitional housing needs of homeless persons The City had 8 organizations providing access to emergency and transitional shelter services during the Winter 2019 point in time homeless count. Some of these organizations serve specific populations, such as pregnant women and victims of domestic violence. The bed capacity for these organizations is 167 and 116 persons were sheltered in January. The city will continue to partner to support the existing shelter beds and work in close collaboration with the homeless advisory council to fill additional needs as identified. There is an identified need for additional shelter beds for men and men with children and no unaccompanied youth shelter. The City will continue to work with its partners to close gaps in services directly to homeless and at-risk of homeless individuals and families. Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to Consolidated Plan DUBUQUE 194 OMB Control No:2506-0117(exp.06/30/2018) permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again The Housing and Community Development Department applies for Continuum of Care funding to provide permanent supportive housing for homeless individuals with substance abuse, mental illness, HIV/AIDS related illness, or other disabilities impacting their ability to maintain housing. The programs housing-first model allows chronically homeless and hard-to-house families an opportunity to transition into housing and then receive support services specifically tailored to meet the family's unique needs. Helping low-income individuals and families avoid becoming homeless, especially extremely low-income individuals and families and those who are: being discharged from publicly funded institutions and systems of care (such as health care facilities, mental health facilities, foster care and other youth facilities, and corrections programs and institutions); or, receiving assistance from public or private agencies that address housing, health, social services, employment, education, or youth needs The Housing and Community Development Department works closely with the local Continuum of Care to provide permanent supportive housing for homeless individuals with substance abuse, mental illness, HIV/AIDS related illness, or other disabilities impacting their ability to maintain housing. The programs housing-first model allows chronically homeless and hard-to-house families an opportunity to transition into housing and then receive support services specifically tailored to meet the family's unique needs. The City's competitive Purchase of Services Grants provide agencies that deliver homeless prevention assistance with opportunities for funding, but the reality is limited public service funds limit the number of organizations and households able to access these services. As part of the planning process for community wide coordination of CoC programs, the City is collaborating with service providers to identify those most at risk of becoming homeless and diverting resources to meet those needs.The providers meet monthly and collaborate on services, delivery, and referrals regularly. Discussion Housing recommendations and goals developed in the Imagine Dubuque Plan, included: fostering partnerships with private and non-profit housing developers to provide affordable, quality housing units; adopting and implementing a mix of educational/outreach programs to increase housing provider participation in the Housing Choice Voucher program; and identifying and collaborating with new partners in fields such as health and welfare, environmental, education, and the cultural arts. Cost burden continues to be a significant housing problem experienced in Dubuque and one of the main Consolidated Plan DUBUQUE 195 OMB Control No:2506-0117(exp.06/30/2018) reasons households are at risk for homelessness. The City will continue to partner with organizations that provide access to quality, affordable rental housing while connecting people with resources to increase their income and assets. Consolidated Plan DUBUQUE 196 OMB Control No:2506-0117(exp.06/30/2018) AP-75 Barriers to affordable housing —91.220(j) I ntrod uctio n: The lack of affordable quality housing for low-income individuals and families is not keeping pace with the demand. Homeownership is disproportionately low among African Americans. Additionally, low income housing is concentrated in specific neighborhoods. One concern is that not all landlords accept HCVs and are of the practice of identifying the source of income to pay rent prior to leasing which adversely effects voucher holders. Some landlords specifically advertise that they do not accept these vouchers (typically called Section 8) as a source of income for rent. The 2020 update to the Analysis of Impediments identified the following barriers to Fair Housing: • Housing Choice Voucher Program not accepted by landlords • Licensing of properties • State Minimum Wage inadequate to meet individuals & families' needs. • Fair Housing ("Rights") Education &Outreach to persons with limited English Language Ability. • Landlords and general public's perception of people in poverty and knowledge of the impact of poverty on individuals and families is low. • Housing Stock is inadequate to meet needs and predicted growth. • Rental Cost Burden is too high. • Evictions may adversely impact protected classes and persons in poverty. • Disproportionate arrests of protected classes may adversely impact the ability to rent. • The Gender Wage Gap adversely impacts women and women-led households and their fair housing choice. • Home ownership for protected class members is lower than national rates and stakeholders report the practice of"redlining" occurring. • Protected class and residents in poverty have difficulty in accessing services. • There is a lack of affordable childcare impacting protected class and persons in poverty and their ability to access employment opportunities. • Fair Housing complaints may be lower than comparably populated lowa cities. • Felons who have re-entered the community have to "check the box". Actions it planned to remove or ameliorate the negative effects of public policies that serve as barriers to affordable housing such as land use controls, tax policies affecting land, zoning ordinances, building codes, fees and charges, growth limitations, and policies affeding the return on residential investment The proposed actions to address barriers in the Plan year are described below: • Increase affordable housing supply by funding acquisition, rehabilitation, and supporting the Consolidated Plan DUBUQUE 197 OMB Control No:2506-0117(exp.06/30/2018) construction of affordable rental and homeowner housing • Assist low-and moderate income households to achieve homeownership through a combination of education, outreach, and down payment and closing cost assistance • Expand housing repair and rehabilitation activities to include rental housing to lower the cost of rehabilitation and improve the quality and quantity of affordable housing stock • Continue to partner with lending institutions to provide housing for underserved populations • Invest in building code enforcement and lead remediation activities in deteriorated housing stock • Reduce lead-based paint hazards and coordinate with the PHA to provide lead-safe housing options for voucher participants • Increase coordination between code enforcement and housing rehabilitation services to quickly correct code violations • Continue to coordinate interdepartmental code enforcement meetings aimed at identifying and addressing substandard housing conditions • Improve monitoring and compliance with federal regulations and identify and correct inconsistencies • Monitor and refer fair housing complaints to the Human Rights Department • Provide information and education on how to affirmatively market housing to reach underserved populations including but not limited to Housing Choice Voucher Recipients, Fountain of Youth Program participants, and students. • Provide education about the barriers to fair housing, impediments impacting affordable housing, and deliver to stakeholders, city staff, and community groups • Continue to distribute marketing materials describing the City's expectations for safety and equity in neighborhoods and housing Discussion: Source of income is identified an arbitrary factor unrelated to a person's ability to be a good tenant and recommended the Human Rights commission consider include source of income as a protected class. The Housing & Community Development, Human Rights, and Planning Services Departments have partnered with local stakeholders to better understand how source of income impacts tenants, particularly Housing Choice Voucher holders.The AI identified a limited number of housing providers participating in the voucher program.To address this, the, "Source of Income"committee was formed. The Committee was made up of key city staff, board and commission members, housing providers, and housing advocacy groups. The group analyzed data, information, and organized a series of community dialogues to gain insight into the issues surrounding the impact of such an ordinance and other options to increase housing choice for voucher holders. The City's Housing & Community Development department is currently leading a rebranding of the Housing Choice Voucher Program. The department will utilize City commissions and other advisory groups that play an important role in the governance of department programs. Members of the commissions and advisory groups are community volunteers whose contributions help maintain and Consolidated Plan DUBUQUE 198 OMB Control No:2506-0117(exp.06/30/2018) improve the quality of life for Dubuque residents Consolidated Plan DUBUQUE 199 OMB Control No:2506-0117(exp.06/30/2018) AP-85 Other Actions —91.220(k) I ntrod uctio n: The data-driven approach to analyzing equity in services is allowing staff and residents to better understand the needs of underserved populations in the community. Evaluating access to services is no longer sufficient to determine success. The focus has shifted to examine output and outcomes on impacted populations. Actions planned to address obstacles to meeting underserved needs The City will continue to support infrastructure, neighborhood, housing, and economic development efforts and ensure those benefiting from the resources are populations with an identified need. The City received funding from the National Disaster Resiliency Grant and is collecting data to help understand the social resiliency of households residing in the flood-impacted areas of the City.The area targeted for resiliency contains a considerable number of older homes that have sustained repeated damage from flood events. The area has higher populations of low-and moderate income and rental housing. Evaluating the social and economic data collected from resiliency participants will allow the city to research ways activities can be most effective.The City continues to seek out and apply for competitive grant opportunities to enhance quality of life for residents. Requests for proposals for public services, public facilities, and multifamily developments may be evaluated for projects that leverage other funding sources with entitlement funds to have greater impact for underserved populations. The City's Planning &Zoning, Economic Development, and Housing Departments coordinate to receive and process requests for development of affordable housing.The Housing & Community Development Department works closely with the City's Legal and Human Rights Departments to inform City staff, housing providers, developers, and the community at large about the barriers to fair housing and the strategic steps the City is taking to eliminate barriers as identified in the Analysis of Impediments. To encourage public support for affordable housing development, the City partners with organizations wishing to develop affordable housing to engage neighborhood residents about the proposed projects. Through a series of informational meetings, housing developers and residents can discuss the community needs, obtain facts about the need for affordable housing, and identify target populations and needs unique to the proposed location within the Dubuque community.These meetings have proven successful for developers proposing Low Income Housing Tax Credit projects. To help with the financial feasibility of these projects, the City offers developers the opportunity to request support from the City for the project. If the project aligns with the City's goals, Consolidated Plan, and Comprehensive Plan, the City facilitates a public engagement process where incentives for the project are presented to City Council. Projects seeking support must apply to the City for a review and Consolidated Plan DUBUQUE 200 OMB Control No:2506-0117(exp.06/30/2018) the City Council makes final recommendations. Actions planned to foster and maintain affordable housing The City uses a number of strategies to maintain affordable housing. Conservation districts, local tax abatement options, and low-interest and forgivable loans increase the availability of resources to improve housing while maintaining affordability. In the period covered by this Plan, the City will refine procedures to identify and support multi-family housing projects that meet the goals outlined in this and other adopted City plans. The City utilizes tax rebates, abatements, land donations, and direct financial assistance to provide resources developers need to produce financially feasible projects. Effective relationships with developers of affordable housing, potential buyers of at-risk housing, advocacy groups, lenders, community groups, and education about how to maintain existing affordable housing helps ensure the number of affordable units is maintained. Actions planned to reduce lead-based paint hazards The City received $3.58 million in Lead Hazard Control funds to remediate lead hazards in 120 housing units over the next 3.5 years.The grant provides opportunity for outreach, education about lead safety hazards, remediation, and training. The program secured funding to train and certify lead contractors. The City's Water, Engineering, Public Works, and Housing Department will coordinate to notify residents when street projects will take place and encourage income eligible households to apply for forgivable grants to replace identified lead service lines at that time that are funded through general funds of the City. The City applied for the Lead Hazard Control Grant and in April 2019 was awarded $581,000 in Healthy Home funds and $2,999,968 in lead hazard control funds for a total of$3,580,968.The program has a local match of$648,454 and proposes to do 120 units in the 3.5-year grant period.The Lead and Healthy Homes Program effectively delivers successful lead remediation activities for income eligible households. The grant provides additional funds to address health and safety hazards in the home, and coordinates with a Home Advocate to build social capacity for participating families. All CDBG funded activities use the required level of lead assessment when performing rehab on homes. Homeowners and renters are provided information and resources about lead and lead poisoning, as well as information on where and when children should be tested. Code enforcement activities identify visible hazards from peeling paint and housing code to ensure the health and wellbeing of children living in these units. CDBG funding provided financial assistance for six units assisted by the Lead & Healthy Consolidated Plan DUBUQUE 201 OMB Control No:2506-0117(exp.06/30/2018) Homes program during the program year. Actions planned to reduce the number of poverty-level families The City of Dubuque funds, supports, and participates in a variety of projects that support the Consolidated Plan goals to increase economic opportunities through business retention, expansion, job creation, and financial resources for low-and moderate-income small business owners. The City continues to participate in Project HOPE (Helping Our People Excel) to coordinate service providers, employers, and job seekers to fill the employment needs of the community. The City of Dubuque has a low unemployment rate and many of the local manufactures have a demand for skilled workers. Project HOPE coordinates with Dubuque Works, Opportunity Dubuque, and the local community college, NICC, to identify under-skilled workers, train them, and match them with employment opportunities. The City of Dubuque, led by the Planning Committee, is currently involved in a city-wide initiative to engage the community in the development of an Equitable Poverty Prevention Plan. This work will be completed by October 2020 and will identify and implement best practices in poverty prevention, with an eye to various communities in Dubuque, including Marshallese populations, Black and Hispanic residents and other people of color, formerly incarcerated people and people with records, homeless individuals, seniors, immigrants, persons with disabilities, and all individuals and families living in poverty. A core goal of the Equitable Poverty Prevention Plan is self-sufficiency for all individuals and families in Dubuque. The city partners with a number of providers and leads several initiatives to support residents Consolidated Plan DUBUQUE 202 OMB Control No:2506-0117(exp.06/30/2018) in achieving self-sufficiency, including: Increasing Income • Opportunity Dubuque • Family Self-Sufficiency including Gaining Opportunities • FountainofYouth • Dream Center • Small Business Development Program • Project Hope Building Savings • Work with local financial institutions to set up Individual Development Accounts • Promote Bank On Dubuque to increase financial literacy • Promote the Family Self Sufficiency Program and the escrowed savings account Acquiring Assets • Provide direct homeownership assistance to homebuyers Other • Purchase of Service Grants Actions planned to develop institutional structure High performance government is recognized as essential to coordinating effective community development activities. The program areas of administration, housing, economic, and neighborhood development are designed to ensure all functions perform in a complementary manner to efficiently and effectively use public and private resources to accomplish goals.The data-driven approach to decision making allows evaluations based on outcomes designed to identify: 1. What did we do? And 2. Who is better off because of our work. The City will continue to cultivate partnerships with the goal of creating opportunity for residents to access wealth building resources. Within the institution, steps are being taken to encourage and promote high-performing, fiscally responsible government. This outcome-driven process is focused on data analysis, community engagement, and strategic initiatives designed to support and retain Dubuque's population. Employers Consolidated Plan DUBUQUE 203 OMB Control No:2506-0117(exp.06/30/2018) in Dubuque are looking for a skilled workforce, and the Housing & Community Development Department has strategically partnered with the private sector to connect unemployed and underemployed populations to training and skills necessary to meet local employer's needs. Multiple departments continue compiling a data library and develop uniform data collection and tracking systems across departments to more effectively address neighborhood, housing, and economic development concerns identified by citizens and staff. The work being completed by these departments focuses on equity and identifying how the institution can provide more equitable services. To address housing discrimination, the City took steps to increase staff understanding of fair housing, discrimination, and the history of racism in the community. Fair housing training was completed in October 2019, in accordance with the VCA. Staff from multiple City Departments, including Police Department Staff, attended the training Fair housing training was also provided to specific departments and organizations serving the public with housing needs. New employees, board and commission members receive fair housing training and education within 30 days of beginning service. Actions planned to enhance coordination between public and private housing and social service agencies The City has a strong region-wide network of housing and community development partners at the local, county, state and federal level.The City coordinates regular meetings with neighborhood groups, housing providers, and advocacy groups working to promote quality, affordable housing.The Community Development Advisory Commission, Resilient Community Advisory Commission, and Housing Commission members work to enhance coordination and create strategies for citizen involvement in the planning process. The City requires housing developers seeking City support to hold neighborhood meetings for residents, service providers, businesses, and other impacted populations to learn about the project. This approach allows residents time to learn about the project and has resulted in stronger community support for affordable housing projects. The City has developed strategies to ensure housing developers relate to the community in which they plan to provide housing, as well as local service providers. Programs seeking City support must demonstrate active public engagement in the planning of the project and demonstrate what support services will be available to residents. Locations of projects are carefully considered to ensure residents will have access to areas of opportunity relevant to the target population being served. The City actively seeks out federal, state, local, and private sector partners that can meet the range of housing needs across the community. The City launched the C.H.A.N.G.E. initiative (Comprehensive Housing Activities for Neighborhood Growth and Enrichment) to identify and rehabilitate downtown housing units.The program will acquire, rehabilitate, and sell previously dilapidated properties to income eligible households, coordinate local, state, and federal resources to have the greatest impact for occupied properties, and support neighborhood and community development to ensure rich partnerships, programs, and economic and Consolidated Plan DUBUQUE 204 OMB Control No:2506-0117(exp.06/30/2018) social resiliency. Through a partnership with Community Housing Initiatives, and True North, multiple single-family homes are being rehabilitated into affordable homeownership opportunities. Discussion: The City of Dubuque works to be responsive to the need in the community and continually improves strategies to encourage and support the development of affordable housing.These efforts, in conjunction with opportunities for recreation, art, education, health living environments, and safe, desirable neighborhoods combine to further the City's community development goals. Consolidated Plan DUBUQUE 205 OMB Control No:2506-0117(exp.06/30/2018) Program Specific Requirements AP-90 Program Specific Requirements — 91.220(I)(1,2,4) I ntrod uctio n: Community Development Block Grant Program (CDBG) Reference 24 CFR 91.220(I)(1) Projects planned with all CDBG funds expected to be available during the year are identified in the Projects Table.The following identifies program income that is available for use that is included in projects to be carried out. 1. The total amount of program income that will have been received before the start of the next program year and that has not yet been reprogrammed 0 2. The amount of proceeds from section 108 loan guarantees that will be used during the year to address the priority needs and specific objectives identified in the grantee's strategic plan. 0 3. The amount of surplus funds from urban renewal settlements 0 4. The amount of any grant funds returned to the line of credit for which the planned use has not been included in a prior statement or plan 0 5. The amount of income from float-funded activities 0 Total Program Income: 0 Other CDBG Requirements 1.The amount of urgent need activities 0 <TYPE=[text] REPORT_GUID=[A698417B4C924AE0218B42865313DACF] DELETE_TABLE_I F_EMPTY=[YES]> 2. The estimated percentage of CDBG funds that will be used for activities that benefit persons of low and moderate income. Overall Benefit- A consecutive period of one, two or three years may be used to determine that a minimum overall benefit of 70%of CDBG funds is used to benefit persons of low and moderate income. Specify the years covered that include this Annual Action Plan. 0.00% Consolidated Plan DUBUQUE 206 OMB Control No:2506-0117(exp.06/30/2018) Consolidated Plan DUBUQUE 207 OMB Control No:2506-0117(exp.06/30/2018) Attachments Consolidated Plan DUBUQUE 208 OMB Control No:2506-0117(exp.06/30/2018) tltnen4artiopatim Comments , � eoo em �� � i ..rom .=.a��<TT..ri ci nuac. f ' � , ..n c � a i ,iz o.F .. _ _ _ _ _ .. .. : � � I Consolltla@tlPlan �OBOQOE 209 omemmmirvossocw�gw�owvwme� i Gity of Dubuque � otrmiai rvon�e vu a narn�vu - i.�o-b r�M o� � p c wl 1 I u I J �, no.oRbr- f II � Hi IC � � I �IMIkG � � �I. c( M1H Fi � IB 9 � � L I . aoL fmrtol .. ietll . � FY30]f30R5CON50LI�AiEOPLAN i FOR60115N ANDCOMMVNIIY�EVELOPIrICNT � .�1 P q I '�-' J D p 'I Ilo L2e' n � ni� � � . � roa _ omn � [�BSI � 'A5 L RWY P �al tt n �orn.sN . . . inry a�ovv 9 oplo e M1 .v�vd ANALY IS Of IItlFE01WEM1l5ID FAIR HOVSING TI ol I-� tlxWPolrHc .I) ' � urEL � HO] Icemu:x �I G� �� a YeyL�M f :'Y� I^ ancNv .I �r � �tp 1 L _�I I t Ilon � :�y, c � I I 1 T� BI I a 15= la� lci. i2a'i �.lent ahpel �_ I A ccpy oCM1e �m�oeeE Go-[oltluad PI�- and SnNyas o Im�ro4Fnen15 n FaP Hcm4ily� on9na: 1'ieHouancn-JLbmruntly � - �apaM1'nantenf. � r �,.�a ,� d.n,v� n . :�wni��, �w�� ��ao- c H�w�ay Comnnlry De4eop'imt C uvb ad �n �>' bMo M1 - Y�Mpub'I Ina�ZqnNv � i%InGm D:� 9 Dep ' t -upo_ll., � � Iue. I�Wn51JL � L1YcJorJ Q by¢o�. � � ! II Consolltla@tlPlan �OBOQOE 210 omemmmirvossocw�gw�owvwme� � • • . • 328 ��.�� R�_��,��-_, Da�e Qeate[L Tpwstlay, oclober 14 2019 Complete Responses: 328 ��.��.��.Anrnmo.mr Conmlitlatetl Plan DUBUQUE 211 omecononirvo.xmsmn�cxpoz/3o/xme� QL When i[ comes m poverry in Dubuque, would yau say iCs' _ � �,n„�,.,���i.,r ��a��i�„�rym.�m�.. �. �. so. �a� •�„u.���,��.,�., ��i...�....,��. n.. .� , Ql: When i[ comes [o poverty in Dubuque, would you say iPs' ..... ..A:.KrMo.�; Conmlitlatetl Plan DUBUQUE 212 omecononirvo.xmsmn�cxpoz/3o/xme� Q2 To wha[ degree does each of Ne following lead [o poverty4 aka��� � � �.o,��..�,. � I �. � .,. Y: — � �.�� `�— � ... ;: — � .,....... . —� � o, ,o„ d., .�„ ,.. . ,o�. so.. ,.... ,,. ... �.... QZ To wha[ degree does each of Ne following lead [o poverty4 . . , A:.,Krn...w:,; Conmlitlatetl Plan DUBUQUE 213 omecononirvo.xmsmn�cxpoz/3o/xme� Q3: To wha[ degree do each of Ne following leatl [o povertyP �.Jl'a::— I e,.x `� � e..,w, — I �,..`e`�:.� — _ —I �.u.. a � — — � .fYf — _I �, o . ,o„ ,�, :a. , o, so_. , so. . �u4 Q3: To wha[ degree do each of Ne following leatl [o povertyP .-,.. �..A.�o ioo im as �e „ e.. an Conmlitlatetl Plan DUBUQUE 214 omecononirvo.xmsmn�cxpoz/3o/xme� Q4: Do you think there's aconnec�ion be�ween pover�y antl race? (Move ffie slider) - �..,� � Q4: Do you think there's aconnec�ion be�ween pover�y antl race? (Move ffie slider) � h..,.�,� w Conmlitlatetl Plan DUBUQUE 215 omecononirvo.xmsmn�cxpoz/3o/xme� Q5: Choose the top three strategies that you think retluce poverty the mosL (Only check [hree) -�. � � ,00 ,00 �oo � m � Wo ,00 aoo mo .� ! ■ .,,u� .,.�. ■e. � �, ■ . O ■ ■a. . ���o._..,,�,F�,,.�,<o,os,.m. ■o�..m��.�„ As.,Kr � Q5: Choose the top three strategies that you think retluce poverty the mosL (Only check three) . �. � ^,�,..�,�,o,��a.�uo�n�, �ao. � Conmlitlatetl Plan DUBUQUE 216 omecononirvo.xmsmn�cxpoz/3o/xme� Q6: Please share yourgender? ■� ��i� �.., � o�,��.�.,�ou ,o�. ,W. � ,.. �,�,. n,. .� , Q6: Please share yourgender? ... . ,..t,..,�n�.� Conmlitlatetl Plan DUBUQUE 2ll omecononirvo.xmsmn�cxpoz/3o/xme� Q7: Please share your age: _ — I yY•�.�P3G,'°Y=`G.,,,M1°°uv'i.r�4." f�,;�. „ �«. ■m�w,,.. n,. .� , Q7: Please share your age: . .... �..A:.KrMo.�; Conmlitlatetl Plan DUBUQUE 218 omecononirvo.xmsmn�cxpoz/3o/xme� Q8: Which bes[ describes your racelethniciry' ■....,� �,���<,_.��.,.....,� �.�,w.,,.,.��.o ■ �. ■ ■Rar,4�..i.��M�..,� Ma�„mi�.,n�.�.� A�. .r r QS- Which bes[ describes your racelethnicity' ... �..A..Kr �.. 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Consolltla@tlPlan �OBOQOE 222 omemmmirvossocw�gw�owvwme� n na[aez ars]wiu Nu �vbVe�o rr�wmana���un��incnneess'annevnee�anersse��w�xvaoi�eg.�i�eua eaeoly�al�M1owp��o��emmsareaninelv�amsrem�es noeewn nv � " — �AlmosMdvem AeMng[Ae�e!'lanani¢ansmm¢nnin¢aRApm�kms. sov5y pamy/unevmneingbrmpvx.nmmepmpivJ,ueynemmanmwq �� �. . o I�s.� �. . . i., .ul.i. .. � �. . � o xa�i.s••immumae.iw.wu.e.uems6b•��ieeeem�eywom� Consolltla@tlPlan �OBOQOE 29 omemmmirvossocw�gw�owvwme� �;,i rl:,[[s=tA">r��=;CG;=, Dubuque Equitable Poverty Prevention &CDBG Foms 6�oup Participants , a i I s m i __ i� . ,ss3sas �sa[o �� o . . .o a .�� m�souaareavia� oueunue zza oMammAi.o�s�,i.w.ow3w�ai �� � � wai, � . ., . ,. ,.,ime �e.i..� �a,i .,a,`�.i���.f��o.a.,.o�ae.M,�,�,���,.�m..�,���mm�.�no.,,.,�. o�� o ., �, � ° , m�souaareavia� oueunue za oMammAi.o�s�,i.w.ow3w�ai . . o.�s�� . -. ..� ���o.� i �� . _ ss� swe�°ma� ..�,E�,�..oi,.�,ro� i�—� �...,oea�,szoo�rv� Summary of Poms Gmup Commen[s �m�wk��,,...��s oe:��rre.�i.,e�r,...�a s..No�nN,�,.er,�,.,a�ii„�P,�o„�neo.eio��,wmo�..Mewa,�a� ,iM..um�,w,��weeo.rU.i�.mi�,�.knm.,io�.n....i,ie' m�souaareavia� oueunue z�s oMammAi.o�s�,i.w.ow3w�ai rv�rrenaLwmmoRwmv�xY�wenavenvnou�ewpane w�nw l��emosto�nsklramasemnaimnnmetlwamarrgaAcantlmany Imtl� roopennmune9.omamonrn].nnenv ¢eina meya�eauvweewmave�nvmammp, v� relae mSeo m�5em �i¢pre e�Lwqe Pe'��en .rvoelieeel,muiseemsioreewre �of el^ — mom efmmuveuew meeinsue • Ay/unaemanaingb�urUowmmmeomoi¢1�,tAevnrea Consolltla@tlPlan �OBOQOE 29 omemmmirvossocw�gw�owvwme� � �o.,,,��,�,.��a�.,,m�.�,.�,��o.�.m.�`�o��.k��.� �°�v a�;,. . �o�..k.,�.� ,�,re,� ,,.,o,�.e. ,.k;.;:o.a,:.,,..m:„�.o,. m�souaareavia� oueunue z�s oMammAi.o�s�,i.w.ow3w�ai Glantee0niqueAppentlicaz Grantee Unique Appendices City of Dubuque m°¢a�"a� ,.m.�n m�souaareavia� oueunue zzs oMammAi.o�s�,i.w.ow3w�ai