CDBG Fiscal Year 2021-2025 5-Year Consolidated Plan Review and Adoption Copyrighted
February 4, 2020
City of Dubuque Action Items # 7.
ITEM TITLE: Community Development Block Grant5-Year Consolidated
Plan Review
SUMMARY: City Manager transmitting the Cityof Dubuque Community
Development Block Grant 5-Year Consolidated Plan (2021-
2025)that includes the Fiscal Year 2021 Annual Action
Plan for the use of Community Development Block Grant
funds. The City Council will be asked to approve the
Consolidated Plan and Annual Action Plan at the February
26, 2020 public hearing.
SUGGESTED DISPOSITION: Suggested Disposition: Receive and File
ATTACHMENTS:
Description Type
CDBG 5-Year Consolidated Plan-MVM Memo City Manager Memo
Staff Memo Staff Memo
Consolidate Plan Handout Supporting Documentation
Annual Action Plan Summary Supporting Documentation
Administrati� and Public Service Caps FY 2021 Supporting Documentation
Consolidated Plan Supporting Documentation
Dubuque
THE CITY OF �
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TO: The Honorable Mayor and City Council Members
FROM: Michael C. Van Milligen, City Manager
SUBJECT: Community Development Block Grant 5-Year Consolidated Plan (2021-
2025), Including the FY 2021 Annual Action Plan Review
DATE: January 29, 2020
Housing and Community Development Director Alexis Steger is transmitting the City of
Dubuque Community Development Block Grant 5-Year Consolidated Plan (2021-2025)
that includes the Fiscal Year 2021 Annual Action Plan for the use of Community
Development Block Grant funds. The City Council will be asked to approve the
Consolidated Plan and Annual Action Plan at the February 26, 2020 public hearing.
The CDBG Consolidated Plan includes the Analysis of Impediments to Fair Housing as
required by Federal Regulation. However, the Analysis of Impediments to Fair Housing
is also a requirement for the City of Dubuque's Public Housing Authority that
administers Section 8 programs. Therefore, City Commissions and City Council are
asked to review the Analysis of Impediments to Fair Housing separate from the
Consolidated Plan for transparency.
The Consolidated Plan is a very large document that includes the Housing Needs
Assessment, which is a City Council high priority. The Consolidation Plan is being
presented to City Council on February 4th, 2020 to receive input from the City Council
and provide additional summarized information to the public for their review prior to the
public hearing on February 26th, 2020. This plan must be approved prior to the adoption
of the City Budget, but no later than March 1 st, 2020.
�
Mic ael C. Van Milligen
MCVM:jh
Attachment
cc: Crenna Brumwell, City Attorney
Teri Goodmann, Assistant City Manager
Cori Burbach, Assistant City Manager
Alexis M. Steger, Housing and Community Development Director
Dubuque
THE CITY OF �
AIFAmerica Ciq
DuB E ;,�I � � ,
Maste iece on the Mississi i 20°'.2012`2013
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TO: Michael C. Van Milligen, City Manager
FROM: Alexis M. Steger, Housing & Community Development Director
DATE: January 29, 2020
RE: Community Development Block Grant 5-Year Consolidated Plan (2021-
2025), Including the FY 2021 Annual Action Plan Review
Introduction
This memorandum requests the City Council review the Community Development Block
Grant 5-Year Consolidated Plan (2021-2025), which includes the FY 2021 Annual
Action Plan, for the use of Community Development Block Grant funds.
Background
The City of Dubuque receives Community Development Block Grant (CDBG) funds on
an annual basis from the U.S. Department of Housing & Urban Development (HUD) on
an entitlement basis. The City must use a public process to plan for, use, and evaluate
the impact of these federal resources in the community. The City uses CDBG funding
to provide decent, affordable housing, create economic opportunity, and suitable living
environments. City staff and partner organizations in the community deliver programs
and activities designed to increase affordability, accessibility, availability, and
sustainability of resources in the community.
Every 5-years the City is required to put together a plan to address the needs of the
community. This includes a housing needs assessment, community engagement, and
an analysis of impediments to fair housing. Included in the 5-year Consolidated Plan is
the first year Annual Plan (FY 2021). Due to the inclusion of the Annual Plan and
Budget for CDBG Entitlement funding, the Consolidated Plan must be adopted and
included into the City Budget.
As the City prepares the Fiscal Year 2021 budget, staff, commission members, and the
public are given the opportunity to provide input on the potential use of CDBG
Entitlement funding to meet the needs of low- and moderate-income populations.
The Community Development Advisory Commission (CDAC) set a public hearing to
review/approve the Consolidated Plan on November 20t", 2019, and held a public
hearing on December 18t", 2019. The City Council set a public hearing to
review/approve the 5-Year Consolidated Plan (2021-2025), which includes the FY 2021
Annual Action Plan on January 215t, 2020, and will hold that public hearing on February
26t", 2020.
Budget Impact
City staff from multiple departments coordinated to propose a budget for the Fiscal Year
2021 Annual Action Plan, that is part of the 5-Year Consolidated Plan. The CDBG
funding will be used by these departments to provide new and continued services that
primarily benefit low- and moderate-income populations.
The City has not been notified of the formula allocation available for Block Grant funds
in Fiscal Year 2021 . The Community Development Block Grant allocations have
historically been announced in late February or March. The budget has been prepared
using an estimated entitlement, based on the prior year allocation of$1 ,080,989, and
projected program income generated from CDBG funded activities. The proposed
budget allocates $1 ,335,181 to activities delivered by the following departments:
Housing & Community Development, Leisure Services, City Manager's Office, and
Planning Services.
Discussion
The CDBG Consolidated Plan includes the Analysis of Impediments to Fair Housing as
required by Federal Regulation. However, the Analysis of Impediments to Fair Housing
is also a requirement for the City of Dubuque's Public Housing Authority that
administers Section 8 programs. Therefore, City Commissions and City Council are
asked to review the Analysis of Impediments to Fair Housing separate from the
Consolidated Plan for transparency.
The Consolidate Plan is a very large document that includes the Housing Needs
Assessment, which is a City Council high priority. It is imperative that the community be
afforded as many opportunities to provide feedback, and be provided as much
information as possible, prior to adoption of the plan. Therefore, the Consolidation Plan
will be presented to City Council on February 4�h, 2020 to receive input from the City
Council and provide additional summarized information to the public for their review
prior to the public hearing on February 26�h, 2020. This plan must be approved prior to
the adoption of the City Budget, but no later than March 1 S�, 2020.
Recommendation
I respectfully request the City Council review the attached draft of the City of Dubuque
Community Development Block Grant 5-Year Consolidated Plan (2021-2025) that
includes the FY 2021 Annual Action Plan to review and file the documentation. The
Consolidated Plan and Annual Action Plan will be adopted February 26�h, 2020 following
a public hearing.
DU� 2021 -2025 'iil'li� k'
Mti�lv�iomorll¢Mesiuepp�
CDBG Consolidated 5 Year Plan
. . . - - - .
Cost Burderr. 26% of the City of Dubuque's population
Objective: To provide decent housing and suitable is cost burdened or severely cost burdened.
living environment and expand economic
severe cos sumen
opportunities. �3�
Activity needs to accomplish one of the following °os�8o�ae^
13°/0
national objectives:
1 . Beneft low/moderate income individuals,
2 Aids in prevention/elimination of slums or blight
3. Meets an urgent need No�o��e�me�
�a i
Eligible Uses: Housing Problemr. Cost burden continues to be by
• Home ownership assistance, housing rehabilitation far the most common housing problem. Minority
• Acquisition of real property, relocation assistance groups experience a disproportionately greater need.
• Publicfacilities/improvements
• Code compliance, removal of architectural barriers
• Publicservices (nottoexceed15% ofgrant) costeurden
• Special economic development assistance to for Kitcnen' I I
profit entities
• Commercial/industrial improvements bythe city overcrowdin9l
• Planning/program oversight
Plum6ing I
0% 10% 20% 30%
�
Housing Needs Non Housing Needs
• AFH: Fair Housing Education • Homeless- Shelter Beds . Non-Housing Community Needs
and Outreach • Home ownership . High Speed InternetAccess
• Analysis of rent increase in Opportunities • Increase Self Suffciency
Mobile Home Housing • Improve existingowner- . IncreasingSocial Capital
• Accessible housingfor occupied structures • Support Services- Employment
Special Needs Population . Improve physical environments and Child Care
• Diversifed Neighborhoods • Legal Support and Education . Support Services- Employment
• Eliminate Lead Based Paint on Fair Housing Wages and income
and other Hazards . Maintain Safety through Code . Support Services- Human
• Expand acceptance of HCVs Enforcement Services
communitywide • MoreAffordable HousingUnits • SupportServices- Mental Health
• RapidRehousing . NewAffordableHousing &SubstanceAbuse
DU� 2021 -2025 �`{ili�li�'
Mrtslvliomo II¢Misiulppi
CDBG Consolidated 5 Year Plan
Assist the Homeless and At- Support Neighborhood
Risk of Homelessness Development and Improvements
Support partners to meet Neighborhood initiated
`; service, rapid rehousing 11` projects, dean-ups
� and shelter needs �"�' Public Infrastructure
p — Accessibility needs
Assist Special Needs Population Neighborhood Youth Services
,
A��eSS�bie HouS��g and After Care
� Rental Rehabilitation �b b After School Care
� Accessible Neighborhoods -� Summer Camps
Recreational Programs
Develop New Affordable Encourage Self-Sufficiency
Housing Units Public/Human Services
Partnerships, Loans, Tax Basic Needs
incentives and policies Purchase of Services
that encourage affordable Employment Supports that
housing increase real wages
Direct Home Ownership Provide Inspection and Code
Assista nce Enforcement
4 Down payments Code Enforcement Staff
4 Loans Enforcement initiated
�" Firsttimehomebuyer dean-ups
program Safetyand Equality
Advance Equitywith Fair Maintain ExistingAffordable
Housing Activities Housing
� FairHousingTraining Acquisition-Rehabilitation
� PolicyandAdministration LeadRemediation
that promotes equity Loans
Legal Assistance
1
Dubuque
THE CITY OF �
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PROPOSED
FY 21 ANNUAL PLAN
FOR USE OF PROGRAM YEAR 2020
COMMCJNITY DEVELOPMENT BLOCK GRANT
(CDBG) FUNDS
For Inclusion in the Fiscal Year 2021 City Budget.
This document is subject to revision.
Exhibit A
2
PREPARED BY THE CITY OF DUBUQUE HOUSING & COMMUNITY DEVELOPMENT
DEPARTMENT
CITY OF DUBUQUE, IOWA
FY 2021 ANNUAL ACTION PLAN
FOR THE USE OF PROGRAM YEAR 2019
COMMUNITY DEVELOPMENT BLOCK GRANT FUNDS
The City of Dubuque distinguishes between four different but complementary areas of program
development in its overall CDBG program: Housing Development, Economic Development,
Neighborhood and Community Development and Planning & Administration. The following
description of activities summarizes the projects to be completed in the FY 2021 Annual
Action Plan with the use of CDBG funds; the adopted City Budget and recommended amended
City Budget are shown in Exhibit A.:
RESOURCES
CDBG Entitlement 2021 $1,080,989
Program Income $254,192
Program income projects are based on forecast for loan repayments based on the loan portfolio and
program income generated from CDBG funded programs.
TOTAT,RF.SOiTRCF.S .9',1.335.1R1
PLANNING AND ADMINISTRATION $242,504
CDBG regulations limit expenditure on planning and administrative funds to 20%of the current year
program income plus the current entitlement The proposed resources for administration support the
plan's currentrequirements.
Housing&CommuniTy Development Administration $70,143
On-going staff support for general management, oversight, and coordination of the Community
Development Block Grant housing programs.
Neighborhood Development Administration $63,818
The Neighborhood Development Specialist coordinates the City's neighborhood Development programs
and provides technical assistance to organizations and residents to improve Dubuque's neighborhoods.
PrioriTy: High
Objective/Outcome: Suitable Living EnvironmenUAccessibility(SL1)
Planning,Monitoring,&Budgeting $108,543
Staff support for general management. Oversight and coordination of the Community DevelopmentBlock
Grant program; assures compliance with federal regulations and reporting requirements.
PrioriTy: High
Objective/Outcome: Suitable Living EnvironmenU Sustainability(SL3)
3
HOUSING DEVELOPMENT PROGRAMS $659,135
First Time Home Buyer Program $50,000
Provides for loans to assist low and moderate-income families to purchase their first homes. These funds
are used to cover the "entry costs" of homeownership—down payments and closing costs.
National Objective: Low and Moderate-Income Housing
Location: Citywide
Proposed Accomplishments: 10 Households
PrioriTy: High
Objective/Outcome: Decent Housing/Affordability(DH2)
Homeowner Rehabilitation $125,000
1)Residential Rehabilitation Loan Program
An on-going program to provide low-interest loans to qualified low and moderate-income
homeowners for the rehabilitation of substandard housing units.
2)Home Repair Program
Zero%loans to improve conditions of property for income-eligible homeowners
3)Accessibility
Zero%and forgivable loans to remove architectural barriers and increase access for people with
physical disabilities.
National Objective: Low and Moderate-Income Housing
Location: Citywide
Proposed Accomplishments: 10 Housing Units
PrioriTy: High
Objective/Outcome: Decent Housing/Affordability(DH2)
Lead Hazard Reduction(Lead&Healthy Homes Grant Match) $104,166
Provides activities in support of efforts to reduce lead paint hazards in housing including assessment and
lead paint reduction or abatement,with forgivable loans to low/Moderate-Income residents.
National Objective: Low and Moderate-Income Housing
Location: Citywide
Proposed Accomplishments: 10 Housing units
PrioriTy: High
Objective/Outcome: Decent Housing/Sustainability(DH3)
Purchase/Rehab/Resale $45,000
Provides funding to address the redevelopment of sub-standard and vacanUabandoned city-owned
properties. Properties acquired,rehabbed, and sold to low and Moderate-Income homebuyers or to
property owners maintaining affordable rents.
National Objective: Low and Moderate-Income Housing
Location: Citywide
Proposed Accomplishments: 1 Housing Unit
PrioriTy: High
Objective/Outcome: Decent Housing/Affordability(DH2)
Housing Rehabilitation Services and Staff $284,969
On-going staff support, including program management,technical assistance, loan packaging
and inspection,for the City's rehabilitation loan program.
PrioriTy: High
Objective/Outcome: Decent Housing/Accessibility(DHl)
Rental Dwelling Rehabilitation Programs $50,000
1)Rental Rehabilitation Loan Program
An on-going program to provide loans to qualified housing providers serving low and moderate-
income residents for the rehabilitation of substandard housing units.
2)Emergency Code Enforcement Loan Program
4
Provides loans to correct code deficiencies and emergency or health and safety corrections for rental
properties. The program prevents the displacement of economically disadvantaged tenants resulting
from code enforcementactions.
3)Accessibility Rehab
Provides forgivable loans to disabled tenants to make rental units accessible to the physically
disabled
National Objective: Low and Moderate-Income Housing
Location: Citywide
Proposed Accomplishments: 6 Housing Units
PrioriTy: High
Objective/Outcome: Decent Housing/Affordability(DH2)
PUBLIC FACILITIES $181,769
Comiskey Park $87,700
New playground equipment at Comiskey Park based on community input.
National Objective: Low and Moderate-Income Benefit
Location: Low/Mod Residential Areas
Proposed Accomplishments: Park Design/Community Input
PrioriTy: High
Objective/Outcome: Suitable Living EnvironmenUAccessibility(SL1)
Avon Park $94,069
Replace play unit and add accessible surfacing at Avon Park.
National Objective: Low and Moderate-Income Benefit
Location: Low/Mod Residential Areas
Proposed Accomplishments: Park Design/Community Input
PrioriTy: High
Objective/Outcome: Suitable Living EnvironmenUAccessibility(SL1)
NEIGHBORHOOD and COMMUNITY DEVELOPMENT PROGRAMS $251,773
Public Services activities are restricted to 15%of the previous year program income and the current year
entitlement. Public Service activities in this plan represent 15%of the proposed expenditures.
Neighborhood Recreation Programs $131,499
1)Recreation Programs: $81,718
Targeted and enhanced recreation offered in the City's older low-and moderate-income neighborhoods
to meet the needs of at-risk youth,promote self-esteem, and build community. Activities include
expanded after-school programs, open gym,basketball league,music lessons,playtime for tots,
scholarships, swim passes, summer day camp and other recreational programs.
2)Neighborhood Recreation Program Grants: $49,781
Provide funding to organizations delivering recreational and educational services aligned with the
neighborhood and recreation development goals of the Leisure Services Deparhnent.
National Objective: Low and Moderate-Income Benefit
Location: City wide
Proposed Accomplishments: 5,730 persons
PrioriTy: High
Objective/Outcome: Suitable Living EnvironmenUAccessibility(SL1)
Four Mounds HEART Program $10,000
Youth education program where youth experience hands-on learning while promoting neighborhood
revitalization and eaming high school diploma.
National Objective: Low and Moderate-Income Benefit
Location: Citywide
5
Proposed Accomplishments: 12 People
PrioriTy: High
Objective/Outcome: Suitable Living EnvironmenUAccessibility(SL1)
Neighborhood Support Grants $14,500
This grant program provides resources for organized neighborhoods in low/mod income areas to
encourage self-initiated revitalization efforts including physical improvements, clean-ups,communication
efforts or other special projects.
National Objective: Low and Moderate-Income Benefit
Location: Low/Mod Residential Areas
Proposed Accomplishments: 2,000 People
PrioriTy: High
Objective/Outcome: Suitable Living EnvironmenUSustainability(SL3)
Neighborhood Related Infrastructure Improvements $45,730
National Objective: Low and Moderate-Income Benefit
PrioriTy: High
Objective/Outcome: Suitable Living EnvironmenUSustainability(SL3)
1)Bus Stop Improvements $2Q730
ADA Accessible bus stop improvements including push lighting cement pads, and benches.
Location: Low/Mod Residential Areas
Proposed Accomplishments: 3 Bus Stops
2)Multicultural Family Center Sidewalk Program $25,000
Grant program to income eligible homeowners, on a case-by-case basis,to pay a maximum of
75%of the cost to repair public sidewalks in front of theu home. Grant amount varies based on
percentage of area median income.
Location: City Wide
Proposed Accomplishments: 1 Sidewalk
Purchase of Services: Grant Competition $37,961
Competitive grant program providing funding for organizations providing human service needs in the
community. Services mustbe consistentwith needs identified in the Consolidated Plan and the City's
adopted goals and priorities.
National Objective: Low and Moderate-Income Benefit
Location: City Wide
Proposed Accomplishments: 1,200 People
PrioriTy: High
Objective/Outcome: Suitable Living EnvironmenUAccessibility(SL1)
Zoning Inspection/Enforcement $7,710
This projectprovides funding for inspection/enforcement staff services to low/mod income areas for
zoning ordinance infractions and to provide support for neighborhood clean-up efforts.
National Objective: Low and Moderate-Income Benefit
Location: Low/Mod Residential Areas
Proposed Accomplishments: 45 Housing Units
Objective/Outcome: DecentHousing/Sustainability (DH3)
Vacant/Abandoned Building Inspection $4,373
This projectprovides funding for part-time inspection staff to ensure sustained code compliance in vacant
and abandoned buildings in low/mod income areas.
National Objective: Low and Moderate-Income Benefit
Location: Low/Mod Residential Areas
Proposed Accomplishments: 25 Units
Objective/Outcome: DecentHousing/Sustainability (DH3)
Grand TotaL• CDBG Fundina Proposed for FY 2020 $1,335,181
COMMUNITY DEVELOPMENT BLOCK GRANT - FY 2021 ANNUAL ACTION PLAN: CAPS
20 % ADMINISTRATIVE CAP 15 % PUBLIC SERVICE CAP
FY 21 CDBG Allocation 1,080,989 1,080,989 FY 21 CDBG Allocation
CurrentYearProgramincome 254,192 261,576 PreviousYearProgramincome
Total Available 1,335,181 1,342,565 Total Available
Cap% 20% 15% Public Service Cap%
Maximum allowed 267,036 201,385 Maximum allowed
ADMIN PUB SERVICE UNCAPPED
FY21 AP FY21 AP FY21 AP
First Time Homebuyer Program 50,000
Comiskey Park Development 87,700
Avon Park Development 94,069
Homeowner Rehab(Small&Large) 125,000
Housing Rehabilitation Services and Staff 284,969
Lead Hazard Redudion 104,166
Purchase/Rehab/Resale 45,000
Rental Unit Rehabilitation 50,000
Bus Stop Improvements 20,730
Neighborhood Infrastrudure Improvements 25,000
Zoning Inspedion/Enforcement 7,710
VacanUAbandoned Building Inspedion 4,373
Neighborhood Recreation Program 131,499
Neighborhood Support Grants 14,500
Four Mounds HEART 10,000
Purchase of Services 37,961
Neighborhood Development Services and Staff 63,818
HousingAdministration 70,143
CDBG Admin. Services and Staff 108,543
TOTALS 242,504 193,960 898,717
Subtract Previous Year Unspent Public Service Obligations
TOTAL PROPOSED FOR PUBLIC SERVICE 193,960
OVER(UNDER)Maximum Cap (24,532) (7,425)
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Dubuque
THE CITY OF �
All•America City
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UB E ' I I ►
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2007+2012*2013
Masterpiece on the Mississippi 2oi�*Zoi9
CONSOLIDATED PLAN
FY 2020-2025
For submittal to
U.S. Department of Housing and Urban Development
Dubuque
THE CITY OF �
All•America Ciiy
NA�,�N�� �����.�����
UB E ' '
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, 2007*2012*2013
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Executive Summary
ES-05 Executive Summary - 24 CFR 91.200(c), 91.220(b)
1. Introduction
Consolidated planning is a collaborative process whereby the City of Dubuque establishes a unified
vision for community development actions.The U.S. Department of Housing and Urban Development
(HUD) requires communities who receive funding under the HUD programs to complete a Consolidated
Plan. The City of Dubuque is an entitlement city only for Community Development Block Grant(CDBG)
funds on an annual basis.
The Consolidated Plan integrates economic, physical,environmental,community and human
development in a comprehensive and coordinated fashion.The planning process allows for broad citizen
input into developing the overall strategic plan for the community, building upon local strengths and
assets and coordinating a response to the needs of the community.
The Consolidated Plan provides a planning tool for policymakers as they consider decisions impacting
the city.The plan provides a guide to the conditions and needs of the city, and a valuable opportunity to
assess change and trends, always with an eye toward the proper course for the Housing& Community
Development Department and the city. Looking at the current statistical indicators Dubuque continues
to exhibit strengths and face increased challenges and pressures. One such challenge is the need for
quality housing which is both available and affordable for Dubuque residents. The City is addressing
barriers to fair housing and taking proactive steps to affirmatively further fair housing.
Consolidated Plan DUBUQUE 2
OMB Control No:2506-01ll(exp.06/30/2018)
The Consolidated Plan for the City of Dubuque is for a five-year period, from July 1 2020 (FY 2021)to
June 30 2025 (FY 2025).The City of Dubuque Housing and Community Development Department is the
lead agency responsible for the development and administration of the Consolidated Plan. The
Community Development Advisory Commission has ongoing review for the planning, implementation
and assessment of the CDBG program to ensure citizen involvement in the use of these federal funds.
As the entitlement from CDBG continues to decline, the City has found creative solutions to funding
gaps by leveraging community resources and creating new opportunities to successfully complete
projects. To meet the City's identified needs the City advocates education, outreach, and engagement
to inform residents and foster a willingness to participate in community improvement. The City focuses
on partnerships and collaboration with the public and private sector to continue work that provides
opportunity and better quality of life for Low and Moderate-Income (LMI) Citizens of Dubuque.
2. Summary of the objectives and outcomes identified in the Plan Needs Assessment
Overview
The City of Dubuque distinguishes between four different but complementary areas of program
development in its overall CDBG program: Housing Development, Economic Development,
Neighborhood and Community Development and Planning and Administration. Administration ensures
management, oversight, coordination, and compliance with federal regulations and reporting
requirements.
The City of Dubuque will address CDBG goals of affordability, sustainability, and accessibility through the
following strategic goals over the five-year consolidated plan period.
• Assist the Homeless and At-Risk of Homelessness
• Assist Special Needs Populations
• Develop New Affordable Housing units
• Direct Home Ownership Assistance
• Advance Equity with Fair Housing Activities
• Support Neighborhood Development and Improvements
• Neighborhood Youth Services and Aftercare
• Encourage Self-Sufficiency-Public/Human Services
• Provide Inspection and Code Enforcement
• Maintain Existing Affordable Housing
3. Evaluation of past performance
In previous years, CDBG funds have been used to advance housing, economic development,
neighborhood, and community goals.The Community Development Advisory Commission reviews
performance for housing activities.The Consolidated Plan identified housing problems that
disproportionately impact low, extremely low, and non-white populations.The Commission evaluates
Consolidated Plan DUBUQUE 3
OMB Control No:2506-0117(exp.06/30/2018)
CDBG funded activities for equitable service delivery that affirmatively reaches out to non-majority
populations.
The City of Dubuque strives to meet or exceed the goals stated in the Consolidated Plan and Annual
Action Plan. The City continues to obligate and disburse its CDBG funds in a timely manner and proposes
to provide over 90%overall benefit in FY 2020 to low- and moderate-income persons, exceeding the
regulatory 70%. CDBG Administrative Staff continue to provide technical assistance and develop
monitoring and oversight skills for department staff responsible for administration of CDBG funded
activities.
In previous years, CDBG funds have been used to advance housing, economic development,
neighborhood, and community goals.The Community Development Advisory Commission reviews
performance for housing activities.The Consolidated Plan identified housing problems
disproportionately impact low income, and non-white populations.The Community Development
Advisory Commission is evaluating CDBG funded activities for equitable service delivery that
affirmatively reaches out to minority populations.
4. Summary of citizen participation process and consultation process
Citizen participation drove goal setting. The process involved focus groups, stakeholder interviews, a
communitywide survey, public meetings/hearings of the Human Rights Commission, Community
Development Advisory Commission, and the City Council.
The draft plan was compiled and presented to the Community Development Advisory Commission.This
commission is comprised of 9 members, four must reside in areas where over 51% of residents earn less
than 80%area median income (AMI), four are from the community at large, and one member is also a
member of the Housing Commission. Members of the commission advise on the strategies, use, and
effectiveness of activities and programs funded with CDBG and on the plan itself.Those
recommendations are forwarded to the City Council for final adoption into the approved plan.
Citizens may make public comment on an ongoing basis through the City's website, both during the
planning process and the execution of the CDBG plan. The CDAC meets on a monthly basis in an open
public meeting in an accessible location. The CDAC is empowered to ensure and encourage citizen
participation though conducting public hearings, identifying community needs, advising the City Council
is the prioritization of CDBG funding and policy decisions, advising the City Manager in the review of
complaints and grievances, and participating in public information efforts.
5. Summary of public comments
First and final drafts of the Consolidated Plan were submitted to the CDAC posted for 30 days for public
comment on the City's website. No comments were received. Public Hearings were set by the CDAC and
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advertised.The results of the survey included open ended comments. These and comments collected
by other means are included in the stakeholder comment appendix of this document.
6. Summary of comments or views not accepted and the reasons for not accepting them
All public comments are accepted.
7. Summary
During the FY 2021-2025 Consolidated Plan Period, the City will continue to focus on increasing safe and
affordable housing opportunities, and fair access to diverse housing choices. The city continuously
evaluates past strategies and adjusts aimed at improving timely reporting, expenditure of funds, and
monitoring of existing programming.
The Community Development Advisory Commission will continue to evaluate equity in services, using
data-driven approaches informed by the experience of providers and participants benefiting from CDBG
funded services. The City of Dubuque Housing and Community Development funding continues to
devote considerable resources to allow for community engagement in the development, evaluation, and
execution of activities described in the plan.
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The Process
PR-05 Lead & Responsible Agencies 24 CFR 91.200(b)
1. Describe agency/entity responsible for preparing the Consolidated Plan and those
responsible for administration of each grant program and funding source
The following are the agencies/entities responsible for preparing the Consolidated Plan and
those responsible for administration of each grant program and funding source.
Agency Role Name Department/Agency
CDBG Administrator DUBUQUE Housing &Community Development
Department
Table 1—Responsible Agencies
Narrative
The City of Dubuque Housing and Community Development Department is the agency responsible for
development and administration of the Consolidated Plan.This department coordinates the citizen
participation process, researches the analysis of the needs and prepares the Five-Year Consolidated Plan
and annual Action Plan document. Under the direction of the Housing & Community Development
Director, the CDBG Specialist works with the Community Development Advisory Commission to identify
needs, recommend funding allocations, and monitor progress for the CDBG program.
It is also the lead entity responsible for coordinating the administration of the funding allocation
process, monitoring oversight of all public and private agencies that administer programs that will
implement the Action Plans, and prepares the CAPER report.
The Council-appointed citizen advisory board, the Community Development Advisory Commission,
reviews the Five-Year Consolidated Plan and the annual Action Plans. The CDAC provides ongoing review
of planning, implementation and assessment of the CDBG Program and meets in a public forum to
ensure citizen involvement in the use of federal funds.
Consolidated Plan Public Contact Information
The City of Dubuque Housing & Community Development Department is the primary entity responsible
for the development and implementation of the Consolidated Plan.
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PR-10 Consultation —91.100, 91.110, 91.200(b), 91.300(b), 91.215(I) and
91.315(I)
1. Introduction
As part of the consolidated planning process, the lead agency, must consult with a wide variety of
organizations in order to gain understanding of housing and community development needs. In this
process, the City made deliberate and thoughtful efforts to prioritize breadth of input and conducted
targeted outreach to get input from organizations identified in §24 CFR 91.100 including agencies
representing non-English speaking persons and other recent immigrants, minorities, persons with
disabilities, and other vulnerable and/or marginalized communities.
Provide a concise summary of the jurisdiction's activities to enhance coordination between
public and assisted housing providers and private and governmental health, mental health
and service agencies (91.215(I)).
The City has and will continue to seek out opportunities to meet with a variety of groups to better
understand and address short-term and long-term community needs, such as Inclusive Dubuque and the
Pacific Islander Health Project. Advocates from area homeless shelters continue to report lack of inental
health services as a barrier to permanent housing.The City contracted with Public Works, LLC to
facilitate community focus groups to inform the CDBG plan that included representation from multiple
city departments, non-governmental groups, schools and non-profit organizations with representation
from health, mental health, substance abuse, housing, and human services.
The City adopted the Housing First model to administer the Phoenix Housing program. This program
provides subsidized housing for homeless with mental illness, substance abuse, and/or HIV/AIDS related
illnesses. To ensure an adequate supply of housing for these and other vulnerable populations, the City
provides day-long trainings twice per year for housing providers. The trainings cover a variety of topics,
including information on fair housing practices, housing needs, legal needs, education on local, state,
and federal subsidies, education on topics surrounding housing discrimination, and equity.
The City Manager holds regular meetings with the Dubuque Area Landlord Association and the Dubuque
Renters Union to discuss needs and concerns of housing providers. These meetings are attended by staff
from multiple city departments and help to identify concerns and coordinate to achieve desirable
outcomes.
The City Manager facilitates meetings with the Human Rights Department, Friends of Fair Housing (a
subgroup of NAACP members), the City's Legal Department, and Housing and Community Development
Department to discuss needs of vulnerable populations living in substandard housing. Friends of Fair
Housing is focused on building relationships with populations at-risk for homelessness and connecting
them with resources to improve housing conditions.
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Describe coordination with the Continuum of Care and efforts to address the needs of
homeless persons (particularly chronically homeless individuals and families, families with
children, veterans, and unaccompanied youth) and persons at risk of homelessness
The City actively engages to partner with public and private agencies to ensure funding priorities align
with community development goals. The City engages in multiple community collaborations focused on
increasing coordination and access to services.The City of Dubuque strives to use data-driven decision
making and engagement with residents to better serve the community.The City does not provide any
public housing, and as such, needs to partner with area housing providers to ensure enough housing
providers are willing and able to accept Housing Choice Vouchers (HCV) and participate in the
Continuum of Care funded Phoenix Housing Program, providing rental subsidies for homeless, disabled
participants. As a member of the Continuum of Care and Homeless Advisory Council, the Housing &
Community Development Department staff participate in the coordinated point-of-entry meetings,
needs assessment, and the City provides support for the point-in-time homeless count.
Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in
determining how to allocate ESG funds, develop performance standards and evaluate
outcomes, and develop funding, policies and procedures for the administration of HMIS
The City of Dubuque Housing & Community Development Department coordinates with the lowa
Finance Authority to maintain information on the Balance of State, changes in needs, barriers to
addressing those need, funding resources, and fair housing issues.
2. Describe Agencies, groups, organizations and others who participated in the process
and describe the jurisdidions consultations with housing, social service agencies and other
entities
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Table 2—Agencies,groups,organizations who participated
1 Agency/Group/Organization COMMUNITYFOUNDATIONOFGREATERDUBUQUE
Agency/Group/Organization Type Services-Children
Foundation
What section of the Plan was addressed Non-Homeless Special Needs
by Consultation? Anti-poverty Strategy
Howwas the The City consulted with the Foundation regarding
Agency/Group/Organization consulted the equity in services and identifying community
and what are the anticipated outcomes needs. The Foundation has identified lack of quality
of the consultation or areas for improved childcare as a significant barrier to self-sufficiency
coordination? for people living in poverty.They were interviewed
as a Key stakeholder, participated in discovery
sessions, and to provide input into homeless and
other community needs and best practices
2 Agency/Group/Organization COMMUNITY HOUSING INITIATIVES
Agency/Group/Organization Type Housing
What section of the Plan was addressed Market Analysis
by Consultation?
How was the The City consulted with local chapter of CHI working
Agency/Group/Organization consulted to rehabilitate housing in the Washington
and what are the anticipated outcomes Neighborhood. Housing rehabilitated by CHI is sold
of the consultation or areas for improved at a range affordable prices and there is a significant
coordination? demand for the units. The City subsidizes the
rehabilitation costs for each home to provide
financially viable rehabilitation projects.
3 Agency/Group/Organization City of Dubuque Health Department
Agency/Group/Organization Type Services-Health
Grantee Department
What section of the Plan was addressed Housing Need Assessment
byConsultation? Lead-based PaintStrategy
Non-Homeless Special Needs
Howwas the The City Housing and Community Development
Agency/Group/Organization consulted Department coordinates with the Health
and what are the anticipated outcomes Department to deliver lead-based paint testing and
of the consultation or areas for improved remediation activities.They were also consulted on
coordination? needs and data related to persons with HIV/AIDS as
well as Non-Homeless Special needs populations.
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4 Agency/Group/Organization City of Dubuque Housing &Community
Development Department
Agency/Group/Organization Type Housing
PHA
What section of the Plan was addressed Housing Need Assessment
by Consultation? Lead-based Paint Strategy
Public Housing Needs
Homelessness Strategy
Anti-poverty Strategy
How was the The Assisted Housing program serves as the Public
Agency/Group/Organization consulted Housing Authority (PHA)for the City and provides
and what are the anticipated outcomes information for the PHA sections of the Plan. Staff
of the consultation or areas for improved coordinate with other Departments to conduct
coordination? housing analysis and implementing assess fair
housing actions. Staff service on the CoC and
administer the CoC grant providing supportive
housing for homeless with disabilities.
5 Agency/Group/Organization City of Dubuque Leisure Services Department
Agency/Group/Organization Type Services-Children
Grantee Department
What section of the Plan was addressed Non-Homeless Special Needs
byConsultation? Public Facilities
How was the The group was consulted to determine the demand
Agency/Group/Organization consulted for youth programs and to evaluate the need for
and what are the anticipated outcomes accessibility improvements in parks and
of the consultation or areas for improved recreational areas.
coordination?
6 Agency/Group/Organization DubuqueCommunityYMCA/YWCA
Agency/Group/Organization Type Services-Victims of Domestic Violence
Civic Leaders
What section of the Plan was addressed Homelessness Strategy
by Consultation? Homeless Needs - Families with children
Non-Homeless Special Needs
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How was the The organization was consulted for homeless and
Agency/Group/Organization consulted non-homeless needs for victims of domestic
and what are the anticipated outcomes violence, equity, restorative justice, and leadership
of the consultation or areas for improved development.
coordination?
8 Agency/Group/Organization Greater Dubuque Development Corp
Agency/Group/Organization Type Services-Children
Grantee Department
What section of the Plan was addressed Economic Development
by Consultation? Market Analysis
How was the The City partners with GDDC to provide workforce
Agency/Group/Organization consulted solutions, newcomer services, data and resources
and what are the anticipated outcomes for employers and job seekers, and technical
of the consultation or areas for improved assistance for small businesses. Consultation is
coordination? primarily focused needs of workforce and
employers. Additional they help small businesses
develop plans and applications for CDBG funded
loans. The City is currently working with G DDC to on
the rehabilitation of older and substandard housing
in targeted areas of Dubuque.
9 Agency/Group/Organization Affordable Housing Network, Inc. (AHNI)
Agency/Group/Organization Type Housing
What section of the Plan was addressed Non-Homeless Special Needs
by Consultation? Market Analysis
Howwasthe The Affordable Housing Network, Inc.(AHNI)
Agency/Group/Organization consulted recently partnered with the City to bring a
and what are the anticipated outcomes responsible rent-to-own model to affordable
of the consultation or areas for improved housing as part of a neighborhood vitalization
coordination? strategy and needs for affordable Continuum of
Care (CoC) supported housing for low/moderate
income renters.
11 Agency/Group/Organization CRESCENT COMMUNITY HEALTH CENTER
Agency/Group/Organization Type Services-Health
What section of the Plan was addressed Non-Homeless Special Needs
by Consultation? Anti-poverty Strategy
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How was the Crescent Community Health Center leads efforts to
Agency/Group/Organization consulted remove barriers for healthcare for low-income
and what are the anticipated outcomes populations as well as traditionally under-served
of the consultation or areas for improved populations. As lead for the Dubuque Pacific
coordination? Islander Health Project, they provide critical
services to recent immigrants predominantly from
the Marshall Islands.
12 Agency/Group/Organization DUBUQUE RESCUE MISSION
Agency/Group/Organization Type Services-homeless
What section of the Plan was addressed Homelessness Strategy
by Consultation? Homeless Needs -Chronically homeless
How was the The organization is a partner with the city providing
Agency/Group/Organization consulted shelter and homeless services.They were
and what are the anticipated outcomes interviewed as a key stakeholder to provide input
of the consultation or areas for improved into homeless and other community needs and best
coordination? practices.
13 Agency/Group/Organization Planning Department
Agency/Group/Organization Type Other government- Local
What section of the Plan was addressed Housing Need Assessment
byConsultation? Economic Development
How was the The city has begun a year-long initiative to engage
Agency/Group/Organization consulted the community in the development of a poverty
and what are the anticipated outcomes prevention plan. Eight focus groups were held to
of the consultation or areas for improved solicit feedback on community needs for housing in
coordination? the larger context of improving conditions that may
lead to poverty and solicit feedback on housing and
other economic needs to inform the plan. A
representative was interviewed as a Key
stakeholder to provide input into other community
needs and best practices.
14 Agency/Group/Organization United Way of Dubuque Area Tri-States
Agency/Group/Organization Type Services-homeless
Services-Health
What section of the Plan was addressed Homelessness Strategy
by Consultation? Non-Homeless Special Needs
Anti-poverty Strategy
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Howwas the United Way is the lead agency coordinating the CoC
Agency/Group/Organization consulted Eastern lowa Service Region for single point of entry
and what are the anticipated outcomes homeless services and provides funding, education,
of the consultation or areas for improved resources and capacity building. United Way hosted
coordination? focus and participated in focus groups that
informed the Community Development BlockGrant
(CDBG) Consolidated plan and provided critical
insight through Key Informant interviews to identify
additional priority needs. They are a partner in anti-
poverty efforts and substance abuse recovery
strategy, as well as other homeless and victims of
domestic violence regional strategies.
15 Agency/Group/Organization FountainofYouth
Agency/Group/Organization Type Services-Children
Neighborhood Organization
What section of the Plan was addressed Anti-poverty Strategy
by Consultation?
How was the The Fountain of Youth hosted a focus group to
Agency/Group/Organization consulted gather input on community development, housing,
and what are the anticipated outcomes and anti-poverty strategies.
of the consultation or areas for improved
coordination?
16 Agency/Group/Organization Dubuque Branch NAACP
Agency/Group/Organization Type Housing
Services-Children
Services-Education
Service-Fair Housing
Civic Leaders
Services- Food
What section of the Plan was addressed Housing Need Assessment
byConsultation? Economic Development
Market Analysis
Anti-poverty Strategy
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How was the Specific outreach was made to the NAACP Friends
Agency/Group/Organization consulted of Fair Housing throughout the year. As part of the
and what are the anticipated outcomes targeted effort on the Consolidated Plan and
of the consultation or areas for improved Analysis of Impediments to Fair Housing an
coordination? additional interview was held, and a Friends of Fair
Housing presentation was attended. Specific
strategies presented around Fair Housing, safe
affordable quality housing, equity in housing,
services needed in the downtown area, and food
insecurity, availability, and affordability have been
incorporated into these plans and linkages made for
incorporation into to Equitable Poverty Prevention
planning.
17 Agency/Group/Organization IOWA FINANCE AUTHORITY
Agency/Group/Organization Type Other government-State
What section of the Plan was addressed Housing Need Assessment
by Consultation? Homelessness Strategy
Market Analysis
Howwas the The City of Dubuque Housing &Community
Agency/Group/Organization consulted Development Department coordinates with the
and what are the anticipated outcomes lowa Finance Authority to maintain information on
of the consultation or areas for improved the Balance of State, changes in needs, barriers to
coordination? addressing those need, funding resources, and fair
housing issues.
18 Agency/Group/Organization lowa Legal Aid
Agency/Group/Organization Type Services - Housing
Service-Fair Housing
What section of the Plan was addressed Housing Need Assessment
by Consultation?
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Howwas the lowa legal aid provides annual Fair Housing training
Agency/Group/Organization consulted to City staff, the CDAC, and the community at large.
and what are the anticipated outcomes The agency provides legal support on tenant-
of the consultation or areas for improved landlord as well as homeowner issues for income
coordination? eligible residents. lowa legal aid was contacted for
input into the Analysis of Impediments to Fair
Housing. The City assisted Legal Aid in seeking an
FHIP grant and ensuring City staff, CDAC
commissioners, and others receive a minimum of 3
hours of annual training in fair housing, partially
provided by Legal Aid to address disparate impact
and fair housing barriers in Dubuque. The agency
plans to continue to work with Legal Aid for training
and technical assistance on Fair Housing and other
Fair Housing events.
Identify any Agency Types not consulted and provide rationale for not consulting
The consultation outreach and effort reflect the City's commitment to ensuring that all community
members have a voice in the citizen participation process and that a wide net of partners was included
in guiding Dubuque's CDBG planning.
Other local/regional/state/federal planning efforts considered when preparing the Plan
Name of Plan Lead Organization How do the goals of your Strategic Plan overlap with the
goals of each plan?
Continuum of lowa Finance Move homeless families quickly to permanent housing
Care Authority Balance reducing the time individuals and families experience
of State homelessness and coordinate resources to provide a
continuum of services.
50% by 2030- City of Dubuque A voluntary effort adopted in 2013 to identify
Community opportunities to reduce Dubuque's community
Climate Action & greenhouse gas emissions.
Resiliency
Analysis of Human Rights-City Update of the 2015 analysis for 2020 to identify and
Impediments 2019 of Dubuque remove current barriers to fair housing. Promote equity in
housing and resources throughout the city of Dubuque.
Public Works, LLC was contracted to conduct the
assessment.
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Name of Plan Lead Organization How do the goals of your Strategic Plan overlap with the
goals of each plan?
City Capital Budget Goals are updated early the City's fiscal year to inform
Improvement Plan Department-City continued planning and evaluation. Many goals align with
of Dubuque the strategic plan.
City Equity Report Equity Core Team- Equity efforts complement the plans goals around
City of Dubuque increasing the affordability of housing and providing
suitable living environments.
Equitable Poverty Planning Services- The city has begun a year long initiative to engage the
Prevention City of Dubuque community in the development of a poverty prevention
plan. Eight focus groups were held to solicit feedback on
community needs for housing in the larger context of
improving conditions that may lead to poverty.
Imagine Dubuque Planning Services- The City's Comprehensive Plan aligns with the
2037 City of Dubuque Consolidated Plan and the Action Plan to remove barriers
to fair housing, improve housing stock, and increase
economic vitality in the city of Dubuque and surrounding
a re a.
PHA-Annual Plan Housing & PHA plan provides detail about program operation,
Community populations served and strategy to assist low and very
Development- City low-income households and improve affordable safe
of Dubuque rental housing.
Sustainable City of Dubuque Sustainable Dubuque is the City's brand that focuses on a
Dubuque balanced, inclusive, and equitable approach to future
growth and sustainability. This work is closely linked with
CDBG initiatives including its assessment and planning in
Resiliency, long-term life quality, social capital,
infrastructure design and economic prosperity. This work
further detailed in their recent report which is included in
the appendices of this document.
Table 3—Other local/regional/federal planning efforts
Describe cooperation and coordination with other public entities, including the State and any
adjacent units of general local government, in the implementation of the Consolidated Plan
(91.215(I))
The City works in close coordination with the Omaha HUD office, lowa Finance Authority, State of lowa,
and Dubuque County.
Narrative (optional):
Public and private partnerships remain a high priority for the City of Dubuque to identify and address
community needs. The City has taken significant steps to coordinate resources to increase the quality of
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living for all residents. Housing affordability continues to be the largest housing problem experienced in
Dubuque. The aging housing stock also presents issues with deterioration due to neglect, inability to
afford repairs, presence of lead-based paints, and high costs associated with rehabilitating historic
properties continue to impact the lowest income residents at a disproportionate rate. To improve
housing conditions for these populations, the Housing & Community Development Department adopted
the International Property Maintenance Code, Implemented the use of a Priority Category Designation
for landlords, and implemented a tiered inspection schedule. The tiered and priority category
designation approach to rental inspections devotes more resources to inspect and enforce on sub-
standard rental properties.This enhanced inspection program combined with financial resources to
improve the existing rental housing is designed to focus resources to benefit those most at risk from
exposure to hazards related to residing in sub-standard housing. Effectively reducing barriers to fair
housing requires coordination between government, housing providers, advocacy groups, residents,
law-enforcement, legal, and policy makers.The City's coordinated approach hinges on providing
education and resources about fair housing, successful rental property management, affordable housing
resources, and expectations for safety and equity.
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PR-15 Citizen Participation —91.105, 91.115, 91.200(c) and 91.300(c)
1. Summary of citizen participation process/Efforts made to broaden citizen participation
Summarize citizen participation process and how it impacted goal-setting
The City of Dubuque facilitated a comprehensive citizen participation process that actively engaged diverse members of the community. Insights
gathered from the public meetings, focus groups, and community forums that comprised the citizen participation process directly inform the
Consolidated Plan goals. The City made deliberate and thoughtful efforts to prioritize breadth of input and conducted targeted outreach to non-
English speaking persons, minorities, persons with disabilities, and other vulnerable and/or marginalized communities. The goals of the City
reflect this commitment to ensuring that all community members have a voice in the citizen participation process and in guiding Dubuque's
future.
Efforts to broaden citizen participation centered around ensuring low- and middle-income consumers were actively engaged: when needed, an
interpreter was present e.g. with the Marshall Islander-centered focus group. Outreach was conducted through city staff, consultants, and the
nonprofits that hosted focus groups. The community survey was available at the City Expo, a large annual event, and widely distributed with help
from government and community partners.
In addition to these efforts, the Imagine Dubuque Comprehensive Plan, built from a year of community outreach that included 60 community
dialogues, 1,995 completed online surveys, 6,000 participants, and over 12,500 community-generated ideas, serves as a key resource for
understanding where the Dubuque community stands on a wide range of core issues, including housing.
The City ensures meaningful input in the planning, implementation, and assessment of the CDBG program through a Community Development
Advisory Commission (CDAC). The 9-member council is comprised of four citizens-at-large, four citizens representing census tracts with 51%
low/moderate income persons, and one representative from the housing commission. The commission is charged with ensuring meaningful
community input in the plan, identifying community needs, advising the city council, and monitoring activities among other responsibilities.
The Community Development Advisory Commission meets monthly and is open to the public. Meetings are at 5:30 pm in the Housing
Conference Room, located in Dubuque's downtown on a bus route. The Community Development Advisory Commission reviews the Citizen
Participation Plan annually. Agendas are posted in the Housing Department, City Hall, and distributed to a list serve where anyone can receive
notification when agendas and reports are posted online. The commission provides citizens an opportunity to comment on proposed plans,
Consolidated Plan DUBUQUE 18
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performance, and reports. Comments can also be submitted in writing, by phone, or electronically through the City's website. The Citizen
Participation Plan describes the roles, responsibilities, and contact information of entities involved in administering, reviewing, and approving
activities included in this report.
The Community Development Advisory Commission accepts comments on performance at all meetings, but also has an online form for
comments throughout the year. City staff is also available to accept comments on performance on a daily basis over the phone or through email
and brings any comments received to the Community Development Advisory Commission to be recorded in the minutes and commented on by
the public/commission members. The Consolidated Plan and Analysis of Impediments was posted on the Agency website for public comment in
November 2019 and underwent review/approval by the Community Development Advisory Commission in December 2019; City Council
review/approval and public hearings took place in December 2019 and January 2020. Public Hearing notices were posted and are attached in
the appendices.
Citizen Participation Outreach
Sort Order Mode of Outreach Target of Outreach Summary of Summary of Summary of comments URL(If
response/attendance comments received not accepted applicable)
and reasons
1 Internet Outreach Non- Input is received No comments were All comments were
targeted/broad throughoutthrough a received accepted
community public comment web
form on the CDAC
website throughout
the year
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Sort Order Mode of Outreach Target of Outreach Summary of Summary of Summary of comments URL(If
response/attendance commentsreceived not accepted applicable)
and reasons
2 Public Hearing Non- December 18th CDAC TBD All Comments received
targeted/broad public meeting and are accepted
community public hearing on
CDBG Consolidated
Plan
3 Public Hearing Non- December 18th CDAC TBD All Comments received
targeted/broad public meeting and are accepted
community public hearing on
Analysis to
Impediments to Fair
Housing
4 Public Meeting Non- City Council meeting TBD All Comments received
targeted/broad January 20, 2020 are accepted
community
Table 4—Citizen Participation Outreach
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Changes in Race and Ethnicity
Demographics-Change in Race and Ethnicity(2010-2017)
During this time period, the total Hispanic population is estimated to have decreased to 1287.The total
Black or African American population is estimated to have increased by 10 percent to 2539 and those
residents identifying as Two or More Races increased by 30 percent to 1320 persons.
Consolidated Plan DUBUQUE 24
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NA-10 Housing Needs Assessment - 24 CFR 91.205 (a,b,c)
Summary of Housing Needs
The percentage of household income spent for mortgage costs or gross rent, commonly called cost-
burden, is by far the most prevalent problem in Dubuque, for owned and rented households
alike. According to Housing and Urban Development guidelines, households spending more than 30
percent of income for these housing costs are cost burdened.
There are both emerging and legacy issues with the City's housing stock that effect low-and moderate-
income persons and families disproportionally. This, like the added cost and health burden of energy-
inefficient or aging housing, presents an issue for equity as well as economic vitality. The lack of energy
efficiency measures in much of Dubuque's housing stock and the persistence of lead paint in many
structures, are a documented health, economic, and equity challenge for the City. Rental housing costs
have been rising more rapidly than home purchase prices, placing an economic stress on renting
households who are typically younger or economically disadvantaged relative to homeowners.
According to ACS 2013-2017, there were an estimated 23,974 households in the City of Dubuque the
average household size was 2.27 people. Families made up 59.4 percent of these households including
both married-couple families (44.0 percent) and other families (15.4 percent). Female householder
families with no husband present and own children under 18 years are 6.9 percent of all households.
Nonfamily households made up 40.6 percent of households. Forty-eight percent of renter households
are paying more than 30 percent of their household income for rent, while 21 percent of selected
monthly owner costs as a percentage of household income is more than 30.
In Dubuque, 27.4 percent of all households have one or more children under the age of 18 and 26.8
percent of all households have one or more people 65 years and over. The poverty rate is 16.3% (higher
than the national average at 14.6%). In 4.2% of Dubuque homes, a language other than English is spoken
at home.
Population by race and ethnicity through 2017 in shown in the following charts.The white population
represented 90.6 percent of the total population in 2017, compared with the black or African American
population accounting for4.4 percent of the total population in 2017. Hispanic households represented
2.2 percent of the total population in 2017.
Many of these needs were also identified through the Imagine Dubuque 2037, the City's comprehensive
stakeholder engagement and planning process. Imagine Dubuque, was a community-driven approach,
based on inclusive community engagement, issues and initiatives.The result is a focused, meaningful
community plan with 32 goals and 110 recommendations in 7 major categories.
Plan development was inclusive, highly engaging, and representative of our community. In total, we
received over 12,500 ideas which were inventoried and grouped by association into themes for the
Imagine Dubuque plan. The plan didn't end in 2017; iYs now "A Call to Action."Just as Imagine Dubuque
Consolidated Plan DUBUQUE 25
OMB Control No:2506-0117(exp.06/30/2018)
was built on community engagement, plan implementation requires an engaged community—one that
pulls together, combines resources, and shares in the vision of making Dubuque more viable, livable,
and equitable. Implementation relies on organizations and partnerships to effectively address the plan's
recommendations. Both housing and non-housing needs identified are shown below. A summary of the
stakeholder process and the comprehensive plan is included in the appendices.
A 2019 CDBG and poverty community specific survey, focus groups, key stakeholder interviews and
citizen participation in the Community Development Advisory Commission (CDAC) provided additional
updates, ideas and confirmation of these resident driven ideas.
Demographics Base Year: 2010 Most Recent Year: 2017 %Change
Population 57,637 58,410 1%
Households 23,581 23,974 2%
Median Income $41,879.00 $50,171.00 20%
Table 5-Housing Needs Assessment Demographics
Alternate Data Source Name:
2017 ACS 5-Vear Population Estimate
Data Source Comments: The data was updated to reflect the most recent census data
Number of Households Table
0-30% >30-50% >50-80% >80-100% >100%
HAMFI HAMFI HAMFI HAMFI HAMFI
Total Households 2,945 3,130 4,850 2,745 10,235
Small Family Households 790 640 1,460 1,110 5,165
Large Family Households 150 135 290 130 555
Household contains at least one
person 62-74 years of age 335 510 1,015 610 1,995
Household contains at least one
person age 75 or older 510 760 860 310 810
Households with one or more
children 6 years old or younger 450 415 620 550 690
Table 6-Total Households Table
Data 2011-2015 CHAS
Source:
Consolidated Plan DUBUQUE 26
OMB Control No:2506-0117(exp.06/30/2018)
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2010 & 2017 Five-Year ACS Data
Households by Income
Households- Income
Households by Income for the 2000 and 2017 5-year ACS are shown above. Households earning more
than 100,000 dollars per year represented 15.7 percent of households in 2017 compared to 11.3 percent
in 2010. Meanwhile, households earning less than 15,000 dollars accounted for 12.1 percent of
households in 2017 compared to 13 percent in 2010.
Consolidated Plan DUBUQUE 28
OMB Control No:2506-0117(exp.06/30/2018)
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Housing Needs Summary Tables
1. Housing Problems (Households with one of the listed needs)
Renter Owner
0-30% >30- >50- >80- Total 0-30% >30- >50- >80- Total
AMI 50% 80% 100% AMI 50% 80% 100%
AMI AMI AMI AMI AMI AMI
NUMBER OF HOUSEHOLDS
Substandard
Housing-
Lacking
complete
plumbing or
kitchen
facilities 65 85 120 10 280 10 0 0 0 10
Severely
Overcrowded -
With >1.51
people per
room (and
complete
kitchen and
plumbing) 35 15 4 50 104 0 0 0 15 15
Overcrowded -
With 1.01-1.5
people per
room (and
none ofthe
above
problems) 15 25 20 20 80 0 0 40 0 40
Housing cost
burden greater
than 50% of
income (and
none ofthe
above
problems) 1,545 430 100 10 2,085 455 260 65 35 815
Consolidated Plan DUBUQUE 30
OMB Control No:2506-0117(exp.06/30/2018)
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Housing Problems- Plumbing
Kitchen and Plumbing Facilities
Incomplete plumbing and kitchen facilities are an indicator of housing problems. Incomplete plumbing
facilities are when any of the following are not present: The lack of piped hot and cold water, a flush
toilet, and a bathtub or shower. There was a total of 100 units without complete plumbing facilities or
.4% of Dubuque households. (2017-Five-year ACS). This compares to .5% in 2010.
Incomplete kitchen facilities are when any of the following are not present: A sink with piped hot and
cold water, a range or cook top oven, and a refrigerator. There was a total of 300 complete kitchen
Consolidated Plan DUBUQUE 32
OMB Control No:2506-0117(exp.06/30/2018)
facilities or 1.3%of Dubuque households (2017 Five-year ACS). There was no change between 2010 and
2017.
2. Housing Problems 2 (Households with one or more Severe Housing Problems: Lacks kitchen
or complete plumbing, severe overcrowding, severe cost burden)
Renter Owner
0-30% >30- >50- >80- Total 0- >30- >50- >80- Total
AMI 50% 80% 100% 30% 50% 80% 100%
AMI AMI AMI AMI AMI AMI AMI
NUMBER OF HOUSEHOLDS
Having 1 or more
of four housing
problems 1,655 555 250 95 2,555 465 260 105 55 885
Having none of
four housing
problems 455 1,340 1,735 755 4,285 165 980 2,760 1,840 5,745
Household has
negative income,
but none of the
other housing
problems 105 0 0 0 105 100 0 0 0 100
Table 8—Housing Problems 2
Data 2011-2015 CHAS
Source:
3. Cost Burden > 30%
Renter Owner
0-30% >30-50% >50- Total 0-30% >30- >50- Total
AMI AMI 80% AMI 50% 80%
AMI AMI AMI
NUMBER OF HOUSEHOLDS
Small Related 560 395 235 1,190 140 105 245 490
Large Related 150 44 25 219 0 70 95 165
Elderly 275 359 270 904 320 265 180 765
Other 915 450 195 1,560 110 145 230 485
Total need by 1,900 1,248 725 3,873 570 585 750 1,905
income
Table 9—Cost Burden>30%
Data 2011-2015 CHAS
Source:
Consolidated Plan DUBUQUE 33
OMB Control No:2506-0117(exp.06/30/2018)
4. Cost Burden > 50%
Renter Owner
0-30% >30- >50- Total 0-30% >30- >50- Total
AMI 50% 80% AMI 50% 80%
AMI AMI AMI AMI
NUMBER OF HOUSEHOLDS
Small Related 510 165 60 735 115 50 0 165
Large Related 140 4 0 144 0 35 0 35
Elderly 220 139 125 484 230 110 40 380
Other 760 145 25 930 110 65 25 200
Total need by 1,630 453 210 2,293 455 260 65 780
income
Ta ble 10—Cost Burden>50%
Data 2011-2015 CHAS
Source:
5. Crowding (More than one person per room)
Renter Owner
0- >30- >50- >80- Total 0- >30- >50- >80- Total
30% 50% 80% 100% 30% 50% 80% 100%
AMI AMI AMI AMI AMI AMI AMI AMI
NUMBER OF HOUSEHOLDS
Single family
households 50 40 24 50 164 0 0 10 15 25
Multiple,
unrelated family
households 0 0 0 0 0 0 0 30 0 30
Other, non-family
households 0 0 0 20 20 0 0 0 0 0
Total need by 50 40 24 70 184 0 0 40 15 55
income
Table 11—Crowding Information—1/2
Data 2011-2015 CHAS
Source:
Overcrowding
Overcrowding is defined as having from 1.1 to 1.5 people per room per residence, with severe
overcrowding defined as having more than 1.5 people per room. In 2017, an estimated .4 percent of all
households were overcrowded, and an additional .6 percent of all households were severely
overcrowded (2017 Five-year ACS). In 2010 an estimated .7% of households were overcrowded, and an
Consolidated Plan DUBUQUE 34
OMB Control No:2506-0117(exp.06/30/2018)
additional .6% were severely overcrowded. Overall, this is an increase from 1% (2010) to 1.3% with
increasing severity.
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Severity of Overcrowding
Renter Owner
0- >30- >50- Total 0- >30- >50- Total
30% 50% 80% 30% 50% 80%
AMI AMI AMI AMI AMI AMI
Households with
Children Present 0 0 0 0 0 0 0 0
Table 12—Crowding Information—2/2
Data Source
Comments: NotAvailableatthelocallevel
Describe the number and type of single person households in need of housing assistance.
The 2017 5-Year ACS estimates are that 7,813 or about 33 percent of all occupied housing units are
single person households, with 3,833 renters and 3,980 owner occupied units. As of October 1, 2019,
there were 358 single persons on the waiting list for mod-rehab which constituted 33.7 percent of the
total wait list. Similarly, there were 529 single persons on the Housing Choice Voucher waitlist which
constituted 33.7 percent of that list. The housing needs for single persons who are homeless are in
excess of the current resources, without factoring the population that is in the doubled up or moving
from friend to friend's house.
Of these 7,813 single person households, about 21 percent are 15 to 34 years,43 percent are 35 to 64
years old and 36 percent are 65 and older.
Consolidated Plan DUBUQUE 35
OMB Control No:2506-0117(exp.06/30/2018)
Estimate the number and type of families in need of housing assistance who are disabled or
victims of domestic violence, dating violence, sexual assault and stalking.
The disability rate for females was 14 percent, compared to 11.5 percent for males.The disability rate
grew precipitously higher with age, with 46.6 percent of those over 75 experiencing a disability. For
persons age 5 and over 6.6 percent have an ambulatory disability, 5.3 percent have an independent
living disability, and 2.5 percent have a self-care disability (2017 five-year ACS).
What are the most common housing problems?
Cost Burden is by far the most prevalent problem. Affordability, housing choice, and ensuring healthy
homes are all important components of quality housing in Dubuque. Across the stakeholder groups,
housing was repeatedly mentioned as a barrier and poverty factor, and the data supports this. The
percentage of household income spent for mortgage costs or gross rent, commonly called cost-burden,
is by far the most prevalent problem in Dubuque, for owned and rented households alike.
Overall overcrowding has increased slightly, however severe overcrowding has increased significantly
(With 1.01-1.5 people per room) to severely overcrowded (with <1.51 people per room).
The lack of energy efficiency measures in much of Dubuque's housing stock and the persistence of lead
paint in many structures, are a documented health, economic, and equity challenge for the City.
Are any populations/household types more affected than others by these problems?
Single family rental households make up 89 percent of the renting households experiencing
overcrowding for families under 100 percent of Area Median Income. Overall Renters are more likely to
experience cost- burden than owners. Just under 35 percent of households under 50 percent AMI
contain at least one person over 65. In the low-and moderate-income categories up to 80 percent AMI,
23.3 percent or renting households experiencing cost burden (>30 percent)are elderly and 40.2 percent
of owner households experiencing cost burden are elderly. For households in this income category
experiencing severe cost- burden (>50 percent), 21.1 percent are elderly and 48.7 percent of owner
households experiencing severe cost burden are elderly.
Describe the characteristics and needs of Low-income individuals and families with children
(especially extremely low-income) who are currently housed but are at imminent risk of
either residing in shelters or becoming unsheltered 91.205(c)/91305(c)). Also discuss the
needs of formerly homeless families and individuals who are receiving rapid re-housing
assistance and are nearing the termination of that assistance
Consolidated Plan DUBUQUE 36
OMB Control No:2506-0117(exp.06/30/2018)
High housing costs, low vacancy rates for affordable housing, and poor-quality housing are most
associated with instability and increased risk of homelessness. Single female head of households are
more likely to be cost-burdened. Many individuals and families in the City of Dubuque may sleep in
temporary arrangements (on the floors or couches of friends and family) due to the high cost burden
and low availability of affordable housing. There were 142 children designated as homeless in the local
school system at the time of the point in time study and their sleeping and family situation is unknown.
HUD also does not consider those who may be frequently moving from on unstable housing situation to
another as literally homeless, but many individuals and families in the City of Dubuque may sleep in
temporary arrangements (on the floors or couches of friends and family) due to the high cost burden
and low availability of affordable housing.
Expansion and supporting the availability of rapid re-housing programs and resources has been
identified as a need by local service providers. Housing and Community Development staff continue to
work with the local United Way and other service providers to implement single-point-of entry for
homeless needing access to services. The City Council also allocated general funds in FY 20 to provide
money to support rapid re-housing efforts.
Single family rental households make up 89 percent of the renting households experiencing
overcrowding for families under 100 percent of Area Median Income. Overall Renters are more likely to
experience cost- burden than owners.Just under 35 percent of households under 50 percent AMI
contain at least one person over 65. In the low-and moderate-income categories up to 80 percent AMI,
23.3 percent or renting households experiencing cost burden (>30 percent)are elderly and 40.2 percent
of owner households experiencing cost burden are elderly. For households in this income category
experiencing severe cost- burden (>50 percent), 21.1 percent are elderly and 48.7 percent of owner
households experiencing severe cost burden are elderly.
If a jurisdiction provides estimates of the at-risk population(s), it should also include a
description of the operational definition of the at-risk group and the methodology used to
generate the estimates:
Dubuque does not provide estimates of the at-risk populations.
Specify particular housing characteristics that have been linked with instability and an
increased risk of homelessness
High housing costs, low vacancy rates for affordable housing, and poor-quality housing are most
associated with instability and increased risk of homelessness. Single female head of households are
more likely to be cost-burdened. Many individuals and families in the City of Dubuque may sleep in
temporary arrangements (on the floors or couches of friends and family) due to the high cost burden
and low availability of affordable housing. There were 142 children designated as homeless in the local
school system at the time of the point in time study and their sleeping and family situation is unknown.
Consolidated Plan DUBUQUE 37
OMB Control No:2506-0117(exp.06/30/2018)
Discussion
The population in City of Dubuque remained steady increasing slightly from 57,637 persons in 2010 to
an estimated 58,410 people in 2017, or by 1.3 percent. Black and African American populations
experience more housing problems when compared to the population. The voluntary compliance
agreement specifies the actions under which the City is taking steps to ensure that Black and African
American residents have increased access to quality affordable housing throughout the City of Dubuque.
The percentage of household income spent for mortgage costs or gross rent, commonly called cost-
burden, is by far the most prevalent problem in Dubuque, for owned and rented households
alike. According to Housing and Urban Development guidelines, households spending more than 30
percent of income for these housing costs are "cost-burdened".
Obligations Under Voluntary Compliance Agreement (VCA)
The City of Dubuque, lowa and the U.S. Department of Housing & Urban Development (HUD) entered
into a Voluntary Compliance Agreement (VCA) effective March 31, 2014 to resolve the findings detailed
in a June 2013 Letter of Findings to the City of Dubuque.The Letter of Findings was issued after a 2011
civil rights related program review of the City's Housing & Community Development Department. HUD
found the City was in noncompliance with Title VI of the Civil Rights Act in the administration of its
Section 8 Program. HUD sought voluntary resolution to the findings and agreed to a Voluntary
Compliance Agreement with the City of Dubuque.The agreement is effective for seven years and
outlines corrective measures for the City's reporting, recordkeeping, and objectives during the term of
the agreement.
On April 10th, 2019 the Office of Fair Housing and Equal Opportunity recognized the City of Dubuque's
compliance with the Agreement thus far and modified the Agreement to reduce the administrative
burden on the City by reducing the reporting requirements for the last two years of the Agreement.
There were 6139 (51%) households under 80 percent Median Family Income (MFI) with housing
problems in 2018. Additionally, some racial/ethnic groups faced disproportionate share of housing
problems.
One of the concerns from the community is that that not all landlords accept Housing Choice
Vouchers. The Source of Income Committee name comes from the practice of landlords in identifying
the source of income to pay rent prior to leasing an apartment. Some landlords specifically advertise
that they do not accept these vouchers (typically called Section 8) as a source of rent.
The Source of Income Committee evaluated creation of an ordinance that would have considered it
discrimination to not accept vouchers, researched the Housing Choice Voucher program, conducted
residential rental surveys for housing providers and renters, and held community dialogues. The Source
of Income Committee ultimately recommended a collective impact approach to adopt and implement a
Consolidated Plan DUBUQUE 38
OMB Control No:2506-0117(exp.06/30/2018)
mix of educational, outreach, and financial programs to increase housing provider participation in the
Housing Choice Voucher program.
Some minority populations experience a disproportionately higher percentage of housing problems
compared to the population as a whole. African Americans populations owned homes at a rate of 11%
compared to 74% of white-not Hispanic- populations. Sixty-five percent of Hispanic households are
renter occupied. A general approach to address affordability as a whole would likely benefit minority
populations including the small sample sizes of Asian, American Indian, Alaska Native, and Pacific
Islander.
Consolidated Plan DUBUQUE 39
OMB Control No:2506-0117(exp.06/30/2018)
NA-15 Disproportionately Greater Need: Housing Problems —91.205 (b)(2)
Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to
the needs of that category of need as a whole.
Introduction
The City of Dubuque continues to make equity and Affirmatively Furthering Fair Housing a priority. Fair
Housing Training is provided to all direct service staff once a year in October.Training and development
of staff regarding understanding implicit bias was undertaken in FY 2019 and continued into FY 2020.
Outreach efforts and education materials for landlords to provide equitable access to affordable housing
is continuous. Populations that may have increased barriers to affordable housing choice are targeted
for outreach, such as to the Pacific Islander Project for homebuyer programs. The Housing & Community
Development Department has a team dedicated to equitable serves that will focus on policy barriers,
structural barriers, and other barriers to affordable housing option for all residents, especially those that
have been marginalized.
HU D defines a population as having a disproportionate share when the percentage of persons in a
category of need who are members of a particular racial or ethnic group is at least 10 percentage points
higher than the percentage of persons in category as a whole. Cost burden is by far the most common
housing problem and impacts both low-and moderate-income households. In the lowest income
category, 0 percent to 30 percent it is not surprising that more than 90 percent of the income category
has one or more housing problems.
For the purposes of comparability, we default to the most recently available by race CHAS data for our
analysis.
0%-30%ofArea Median Income
Housing Problems Has one or more Has none of the Household has
of four housing four housing no/negative
problems problems income, but none
ofthe other
housing problems
Jurisdiction as a whole 2,475 265 205
White 2,015 225 180
Black/African American 165 20 10
Asian 45 4 0
American Indian, Alaska Native 25 0 0
Pacific Islander 0 0 0
Hispanic 50 8 10
Table 13-Disproportionally Greater Need 0-30%AMI
Data 2011-2015 CHAS
Source:
Consolidated Plan DUBUQUE 40
OMB Control No:2506-0117(exp.06/30/2018)
*The four housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per
room, 4.Cost Burden greater than 30%
30%-50%ofArea Median Income
Housing Problems Has one or more Has none of the Household has
of four housing four housing no/negative
problems problems income, but none
ofthe other
housing problems
Jurisdiction as a whole 1,910 1,220 0
W h i te 1,680 1,120 0
Black/African American 125 25 0
Asian 30 20 0
American Indian, Alaska Native 0 0 0
Pacific Islander 0 0 0
Hispanic 74 20 0
Table 14-Disproportionally Greater Need 30-50%AMI
Data 2011-2015 CHAS
Source:
*The four housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per
room, 4.Cost Burden greater than 30%
50%-80%ofArea Median Income
Housing Problems Has one or more Has none of the Household has
of four housing four housing no/negative
problems problems income, but none
ofthe other
housing problems
Jurisdiction as a whole 1,550 3,300 0
White 1,370 3,070 0
Black/African American 4 8 0
Asian 40 70 0
American Indian, Alaska Native 0 0 0
Pacific Islander 20 0 0
Hispanic 65 55 0
Table 15-Disproportionally Greater Need 50-80%AMI
Data 2011-2015 CHAS
Source:
Consolidated Plan DUBUQUE 41
OMB Control No:2506-0117(exp.06/30/2018)
*The four housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per
room, 4.Cost Burden greater than 30%
80%-100%ofArea Median Income
Housing Problems Has one or more Has none of the Household has
of four housing four housing no/negative
problems problems income, but none
ofthe other
housing problems
Jurisdiction as a whole 355 2,385 0
White 295 2,245 0
Black/African American 4 35 0
Asian 0 4 0
American Indian, Alaska Native 10 4 0
Pacific Islander 45 0 0
Hispanic 0 10 0
Table 16-Disproportionally Greater Need 80-100%AMI
Data 2011-2015 CHAS
Source:
*The four housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per
room, 4.Cost Burden greater than 30%
Discussion
In the lowest income category 0-30 percent, more than 90% of the jurisdiction have one or more of the
housing problems so technically no one group has a disproportionate share (more than 10%). The small
number of minority households make it difficult to make inferences, however it is worth noting that in
several income categories, for some minority groups-more households than not have housing
problems.
For households with 0-30 percent and 30 -50 percent of Area Median Income Black/African American,
Asian and Hispanic households have more housing problems than not. All 25 American Indian and
Native Alaskan Households or 100 percent in this income category had housing problems.
61 percent of households with 30 percent to 50 percent of Area Median Income had one or more
housing problems.
32 percent of households with 50 percent to 80 percent of Area Median Income had one or more
housing problems. Pacific Islanders had a disproportionate share at 100 percent.
Consolidated Plan DUBUQUE 42
OMB Control No:2506-0117(exp.06/30/2018)
13 percent of households with 80 percent to 100 percent of Area Median Income had one or more
housing problems. American Indian/Alaska natives had a disproportionate share at 71.4 percent, and
Pacific Islanders at 100%.
All 65 Pacific Islander households had housing problems in the income categories in which they appear
While the small numbers make it difficult to establish disproportionality and cost-burden is such a
prevailing issue in the city of Dubuque, all broad strategies to increase the affordability and accessibility
of housing would likely benefit these small minority groups as well as the whole CDBG grantee area.
Consolidated Plan DUBUQUE 43
OMB Control No:2506-0117(exp.06/30/2018)
NA-20 Disproportionately Greater Need: Severe Housing Problems —91.205
(b)�2)
Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to
the needs of that category of need as a whole.
Introduction
A disproportionately greater need exists when the members of a racial or ethnic group at a given income
level experience housing problems at a greater rate (10 percentage points or more) that the income
level as a whole.
0%-30%ofArea Median Income
Severe Housing Problems* Has one or more Has none of the Household has
of four housing four housing no/negative
problems problems income, but none
ofthe other
housing problems
Jurisdiction as a whole 2,120 620 205
White 1,700 540 180
Black/African American 155 30 10
Asian 45 4 0
American Indian, Alaska Native 25 0 0
Pacific Islander 0 0 0
Hispanic 50 8 10
Table 17—Severe Housing Problems 0-30%AMI
Data 2011-2015 CHAS
Source:
*The four severe housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per
room, 4.Cost Burden over 50%
30%-50%ofArea Median Income
Severe Housing Problems* Has one or more Has none of the Household has
of four housing four housing no/negative
problems problems income, but none
ofthe other
housing problems
Jurisdiction as a whole 815 2,320 0
White 675 2,125 0
Black/African American 65 85 0
Asian 10 45 0
Consolidated Plan DUBUQUE 44
OMB Control No:2506-0117(exp.06/30/2018)
Severe Housing Problems* Has one or more Has none of the Household has
of four housing four housing no/negative
problems problems income, but none
ofthe other
housing problems
American Indian, Alaska Native 0 0 0
Pacific Islander 0 0 0
Hispanic 64 30 0
Table 18—Severe Housing Problems 30-50%AMI
Data 2011-2015 CHAS
Source:
*The four severe housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per
room, 4.Cost Burden over 50%
50%-80%ofArea Median Income
Severe Housing Problems* Has one or more Has none of the Household has
of four housing four housing no/negative
problems problems income, but none
ofthe other
housing problems
Jurisdiction as a whole 355 4,495 0
White 285 4,155 0
Black/African American 0 14 0
Asian 14 95 0
American Indian, Alaska Native 0 0 0
Pacific Islander 20 0 0
Hispanic 4 120 0
Table 19—Severe Housing Problems 50-80%AMI
Data 2011-2015 CHAS
Source:
*The four severe housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per
room, 4.Cost Burden over 50%
Consolidated Plan DUBUQUE 45
OMB Control No:2506-0117(exp.06/30/2018)
80%-100%ofArea Median Income
Severe Housing Problems* Has one or more Has none of the Household has
of four housing four housing no/negative
problems problems income, but none
ofthe other
housing problems
Jurisdiction as a whole 150 2,595 0
White 105 2,445 0
Black/African American 0 40 0
Asian 0 4 0
American Indian, Alaska Native 0 14 0
Pacific Islander 45 0 0
Hispanic 0 10 0
Table 20—Severe Housing Problems 80-100%AMI
Data 2011-2015 CHAS
Source:
*The four severe housing problems are:
1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per
room, 4.Cost Burden over 50%
Discussion
In the lowest income category 0-30 percent, 77.3 percent of the jurisdiction as a whole have one or
more of the severe housing problems. Asian households have a disproportionately greater need at 91.8
percent. All 25 American Indian/Alaska Native Households in the category have at least one severe
housing problem.
In the next income category, 26 percent of households with 30 percent to 50 percent of Area Median
Income had one or more housing problems. Black or African Americans experience disproportionality in
the income category at 43.3 percent. There are no American Indian/Alaska Natives, or Pacific Islanders
in the income category. Hispanics have a disproportionate share at 68.1%.
7.3 percent of households with 50 percent to 80 percent of Area Median Income had one or more
housing problems. Pacific Islanders had a disproportionate share at 100 percent.
5.4 percent of households with 80 percent to 100 percent of Area Median Income had one or more
severe housing problems. and Pacific Islanders had a disproportionate share at 100%.
All 65 Pacific Islander households had housing problems in the income categories in which they appear
Consolidated Plan DUBUQUE 46
OMB Control No:2506-0117(exp.06/30/2018)
While the small numbers make it difficult to establish disproportionately with certainty, and cost-burden
being such a prevailing issue in the city of Dubuque, all broad strategies to increase the affordability and
accessibility of housing would likely benefit these small minority groups who are experiencing severe
housing problems. Income is relative to severe housing problems- 0-30 percent households experience
severe housing problems at 77.3%as compared to 7.3% for the 80-100 percent AMI
group. Equitable Poverty Prevention strategies, such as self-sufficiency programs and supports for basic
needs, in conjunction with housing strategies could be more effective when combined.
Consolidated Plan DUBUQUE 47
OMB Control No:2506-0117(exp.06/30/2018)
NA-25 Disproportionately Greater Need: Housing Cost Burdens —91.205 (b)(2)
Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to
the needs of that category of need as a whole.
I ntrod uctio n:
Cost burden is defined as gross housing costs that range from 30 to 50 percent of gross household
income; severe cost burden is defined as gross housing costs that exceed 50 percent of gross household
income. For homeowners, gross housing costs include property taxes, insurance, energy payments,
water and sewer service, and refuse collection. If the homeowner has a mortgage, the determination
also includes principal and interest payments on the mortgage loan. For renters, this figure represents
monthly rent and selected electricity and natural gas energy charges.
Housing Cost Burden
Housing Cost Burden <=30% 30-50% >50% No/negative
income (not
computed)
Jurisdiction as a whole 17,410 3,100 3,190 215
White 16,415 2,805 2,650 190
Black/African
American 155 85 220 10
Asian 250 60 45 0
American Indian,
Alaska Native 14 10 25 0
Pacific Islander 75 0 0 0
Hispanic 160 85 99 10
Table 21—Greater Need: Housing Cost Burdens AMI
Data 2011-2015 CHAS
Source:
Cost Burden by Census Tract
Consolidated Plan DUBUQUE 48
OMB Control No:2506-0117(exp.06/30/2018)
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Discussion:
In City of Dubuque 13.1 percent of households had a mst burden and 13.5 percent had a severe mst
burden. Some 21 percent of renters were mst burdened, and 24 percent were severely mst
burdened. Owner-occupied households without a mortgage had a mst burden rate of 6J percent and a
severe mst burden rate of 4B percent. Owner occupied households with a mortgage had a mst burden
rate of 15 percent, and severe mst burden at 5.8 percent.
Hispanicsaredisproportionallymstburdened (30-50%). Blacks,Americanlndians, andHispanicsare
severely disproportionally mst burdened. It should be noted that the American Indian Population of
Dubuque is very small, but of the 49 included 35 were mst burdened or severely mst burdened
Consolidated Plan DUBUQUE 49
OMB Cnntml No'.2506-011)(exp.06/30/2018)
NA-30 Disproportionately Greater Need: Discussion —91.205(b)(2)
Are there any Income categories in which a racial or ethnic group has disproportionately
greater need than the needs of that income category as a whole?
Are there any Income categories in which a racial or ethnic group has disproportionately greater need
than the needs of that income category as a whole?
In general, minority populations experience a disproportionately higher percentage of housing problems
in all income categories compared to the population as a whole. African American populations are
much more likely to rent than own a home. African American populations in Dubuque are much more
likely to rent than own a home. According to the American Community Survey 11% of Black/African
American populations owned their home compared to 74%of white(non-Hispanic/Latino)
populations. Geographic analysis of racial distribution was conducted by calculating the percentage
share of total population within each census tract of the sub-population; i.e., racial or ethnic group. That
share was then plotted on a geographic map. The goal of this analysis was to identify areas with
disproportionate concentrations of each sub-population. HU D defines a population as having a
disproportionate share when a portion of a population is more than 10 percentage points higher than
the jurisdiction average.
Hispanics are disproportionally cost burdened (30-50%).
Blacks, American Indians, and Hispanics are severely disproportionally cost burdened. It should be
noted that the American Indian and Population of Dubuque is very small, of the 49 included 35 were
cost burdened or severely cost burdened.
If they have needs not identified above, what are those needs?
A targeted approach to address minority populations, including the small sample sizes of Asian,
American Indian or Alaska Native, and Pacific Islander is warranted as affordability of rental units for
these populations is central. Cultural issues are a barrier for Marshallese to access Housing choice
vouchers.
Are any of those racial or ethnic groups located in specific areas or neighborhoods in your
community?
There are no large concentrations of housing problems in specific areas, but to look at cost burden,
there is evidence that cost burden among African Americans and other minority groups is high, and
those groups tend to be concentrated in the downtown area, locally referred to as "the Flats" in the
neighborhoods with the highest number of voucher utilization.
Consolidated Plan DUBUQUE 50
OMB Control No:2506-0117(exp.06/30/2018)
NA-35 Public Housing—91.205(b)
Introduction
The City of Dubuque does not have public housing. This section will address actions to address Assisted Housing Needs, including the Section 8
Housing Choice Voucher Program, Mod-Rehab, Project Based, and Special Needs Assistance Continuum of Care Program. These programs are
restricted to low-income renters with incomes at 50% of area median income or less. The Housing Authority was serving 820 households in the
voucher program as of April 1, 2019.
Totals in Use
Program Type
Certificate Mod- Public Vouchers
Rehab Housing Total Project- Tenarrt- SpecialPurpose Voucher
based based Veterans Family Disabled
Affairs Unification *
Supportive Program
Housing
#of units vouchers in use 0 14 0 834 0 826 0 0 0
Table 22-Public Housing by Program Type
*includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year,and Nursing Home Transition
Data Source: PIC(PIH Information Center)
Consolidated Plan DUBUQUE 51
OMB Control No:2506-0117(exp.06/30/2018)
Duran�o � , .
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� :]26%a
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Consolidated Plan DUBUQUE 52
OMB CnntmlNo'.2506-011J�exp.06/30/2018)
Characteristics of Residents
Program Type
Certificate Mod- Public Vouchers
Rehab Housing Total Project- Tenant- SpecialPurpose Voucher
based based Veterans Family
Affairs Unification
Supportive Program
Housing
Average Annual Income 0 9,137 0 10,358 0 10,334 0 0
Averagelength ofstay 0 2 0 4 0 4 0 0
Average Household size 0 1 0 2 0 2 0 0
# Homeless at admission 0 0 0 0 0 0 0 0
#of Elderly Program Participants
(>62) 0 1 0 157 0 157 0 0
#of Disabled Families 0 8 0 297 0 293 0 0
#of Families requesting
accessibility features 0 14 0 834 0 826 0 0
#of HIV/AIDS program
participants 0 0 0 0 0 0 0 0
#of DV victims 0 0 0 0 0 0 0 0
Table 23—Characteristics of Public Housing Residents by Program Type
Data Source: PIC(PIH Information Center)
Consolidated Plan DUBUQUE 53
OMB Control No:2506-0117(exp.06/30/2018)
Race of Residents
Program Type
Race Certificate Mod- Public Vouchers
Rehab Housing Total Project- Tenarrt- SpecialPurpose Voucher
based based Veterans Family Disabled
Affairs Unification *
Supportive Program
Housing
White 0 13 0 630 0 622 0 0 0
Black/African American 0 1 0 183 0 183 0 0 0
Asian 0 0 0 11 0 11 0 0 0
American Indian/Alaska
Native 0 0 0 3 0 3 0 0 0
Pacific Islander 0 0 0 7 0 7 0 0 0
Other 0 0 0 0 0 0 0 0 0
*includes Non-Elderly Disabled,Mainstream One-Year,Mainstream Five-year,and Nursing Home Transition
Table 24—Race of Public Housing Residents by Program Type
Data Source: PIC(PIH Information Center)
Ethnicity of Residents
Program Type
Ethnicity Certificate Mod- Public Vouchers
Rehab Housing Total Project- Tenarrt- SpecialPurpose Voucher
based based Veterans Family Disabled
Affairs Unification *
Supportive Program
Housing
Hispanic 0 0 0 18 0 18 0 0 0
Not Hispanic 0 14 0 816 0 808 0 0 0
*includes Non-Elderly Disabled,Mainstream One-Year,Mainstream Five-year,and Nursing Home Transition
Table 25—Ethnicity of Public Housing Residents by Program Type
Consolidated Plan DUBUQUE 54
OMB Control No:2506-0117(exp.06/30/2018)
Data Source: PIC(PIH Information Center)
Consolidated Plan DUBUQUE 55
OMB Control No:2506-0117(exp.06/30/2018)
Section 504 Needs Assessment: Describe the needs of public housing tenants and applicants
on the waiting list for accessible units:
Most applicants are cost-burdened and do not have enough income to pay fair market rent. Many are
elderly, disabled, or otherwise unable to obtain enough income or employment that allows for self-
sufficiency. In the Mod Rehab program, 98.30% percent of the waiting list in as of October 1, 2019
qualified for Extremely Low Income (84.75%) or Low-Income (13.55%). Similarly, in the Housing Voucher
Program 82.29% of persons on the waiting list overall qualified as Extremely low Income.
Of the 1,004 applicants on the Mod Rehab waiting list, 36 (3.59%) were disabled. There were 17
applicants on the waiting list for project based vouchers (1.08%).
Most immediate needs of residents of Public Housing and Housing Choice voucher holders
Hispanics are disproportionally cost burdened (30-50%). The Housing Choice Voucher program is the
primary way that the City provides affordable housing, however there are not enough vouchers for all
the households in need of affordable housing. Estimates from CHAS data indicate that there are
approximately 5600 households <=50% of area median income who may qualify for the voucher
program. As of January 2019, the HCV waiting list was at 591. July 2019 was the first month the waiting
list was reopened after being closed on February 2018. September 30th, the HCV waiting list was at 96
while the Mod Rehab waiting list was at 1004.
Housing choice is also an issue with a limited number of landlords accepting housing vouchers, and a
subsequent concentration of vouchers in specific areas of town. There continues to be a need to
distribute assisted housing/vouchers throughout the city. This coupled with the over representation of
Black/African Americans in assisted living programs creates potential issues with neighborhoods
segregated on both race and income.
How do these needs compare to the housing needs of the population at large
Recipients are more likely to be extremely low income, and/or Black/African American. Where the
general population is about 4.4% Black/African American, the Housing Choice Voucher program waiting
list was 79.28% Black/African American at latest (October 1, 2019) report. Most people (62.81%) on the
HCV waiting lists are families. For this population and the population at-large there is a need for
affordable housing opportunities outside of area of concentrated poverty.
Discussion
There is a need for more equitable housing policies to ensure equal access throughout the city of
Dubuque. The city has made many changes to improve access to Fair Housing. The Analysis of
Impediments to Fair Housing has been updated for 2019 and is attached as an appendix to this plan.
Consolidated Plan DUBUQUE 56
OMB Control No:2506-0117(exp.06/30/2018)
NA-40 Homeless Needs Assessment — 91.205(c)
I ntrod uctio n:
The Housing & Community Development Department works closely with the local Continuum of Care. Community Development and Housing
Department staff remain in communication with the local Homeless Advisory Council to remain informed and align priorities and funding to
address needs of residents experiencing or at risk of homelessness. The Community Development Department assists CoC applicants providing
services in the jurisdiction to ensure programming aligns with the needs identified in the Consolidated Plan, and also to amend the Consolidated
Plan, if necessary, based on identified needs.
A network of service providers coordinates to provide a range of services for homeless and near homeless populations. The Homeless Advisory
Council conducts point-in-time homeless counts in January, as required, but also in summer months to identify persons who may seek shelter
during severe winter weather but are usually unsheltered. The City's Police Department coordinates with outreach workers to identify
unsheltered individuals and provide access to services.
The City had 8 organizations providing access to emergency and transitional shelter services during the January 2019 point in time homeless
count. Some of these organizations serve specific populations, such as pregnant women and victims of domestic violence. The bed capacity for
these organizations is 167 and 116 persons were sheltered.
The City Purchase of Services Grants provide funding opportunities for organizations meeting identified human services needs in the
community. It is anticipated organizations providing homeless services will continue applying for these resources to meet needs.
Consolidated Plan DUBUQUE 57
OMB Control No:2506-0117(exp.06/30/2018)
Homeless Needs Assessment
Population Estimate the q of persons Estimate the q Estimate the Estimate the q Estimate the q
experiencing homelessness experiencing q becoming exiting of days persons
on a given night homelessness homeless homelessness experience
each year each year each year homelessness
Sheltered Unsheltered
Persons in Households with Adult(s)
and Child(ren) 0 45 0 0 0 0
Persons in Households with Only
Children 142 0 0 0 0 0
Persons in Households with Only
Adults 3 52 0 0 0 0
Chronically Homeless Individuals 0 0 0 0 0 0
Chronically Homeless Families 0 0 0 0 0 0
Veterans 0 0 0 0 0 0
Unaccompanied Child 0 0 0 0 0 0
Persons with HIV 0 0 0 0 0 0
Table 26-Homeless Needs Assessment
Alternate Data Source Name:
Homeless Point-in-Time Study 2019
Data Source Comments:
Consolidated Plan DUBUQUE 58
OMB Control No:2506-0117(exp.06/30/2018)
9�elter Capacity-lanuary PIi
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If data is not available for the categories "number of persons becoming and exiting homelessness each year," and "number of
days that persons experience homelessness," describe these categories for each homeless population type (including chronically
homeless individuals and families, families with children, veterans and their families, and unaccompanied youth):
Data is not readily available for the number of persons becoming homeless and exiting homelessness in a year. Providers of services report that
they have seen recent increases in both individuals dealing with brain health or other disabilities, and families with children alike. The Dubuque
school district reported 142 children with a homeless designation at the time of the PIT study. Dubuque has outreach, financial assistance, and
an active Dubuque county Veteran's affairs office that provides assistance with housing and other services as well as a regional organization
supporting homeless veterans outside of the city limits. At the time of the winter PIT study there were 48 Men, 45 women/Adults and children,
and single women who were Sheltered. The School District reported 142 children with homeless designation, and 3 people in the unsheltered
street count. The City's shelters, in some cases are seasonal due to limited funding. A voluntary street count took place in July 2019 and
counted 7 unsheltered persons.
Consolidated Plan DUBUQUE 60
OMB Control No:2506-0117(exp.06/30/2018)
Nature and Extent of Homelessness: (Optional)
Race: Sheltered: Unsheltered (optional)
White 0 0
Black or African American 0 0
Asian 0 0
American Indian or Alaska
Native 0 0
Pacific Islander 0 0
Ethnicity: Sheltered: Unsheltered (optional)
Hispanic 0 0
Not Hispanic 0 0
Data Source
Comments: The Dubuque PIT study does not collect information on race and ethnicity.
Estimate the number and type of families in need of housing assistance for families with
children and the families of veterans.
The shelter statistics do not necessarily capture everyone who is struggling. Providers of homeless
services and stakeholders have reported that, many others are doubling or tripling in a home or are
moving from one home to another staying with friends or family. The number of children who are
designated as homeless at the beginning of the school year was 142 children and presumably these
children are members of families who are experiencing homelessness for example making it difficult to
estimate homelessness outside of persons involved with the shelter system.
Describe the Nature and Extent of Homelessness by Racial and Ethnic Group.
This information is not collected.
Describe the Nature and Extent of Unsheltered and Sheltered Homelessness.
The City had 8 organizations providing access to emergency and transitional shelter services during the
January 2019 point in time homeless count. Some of these organizations serve specific populations, such
as pregnant women and victims of domestic violence.
Families:
The Dubuque Rescue Mission and St. Johns have partnered to provide overflow during winter months
and transitional opportunities for men during periods of high need. Women and women with children
have access to emergency and transitional options. Service providers continue to stretch limited
Consolidated Plan DUBUQUE 61
OMB Control No:2506-0117(exp.06/30/2018)
resources to coordinate shelter for chronically homeless and persons with disabilities. Family shelter
options has been raised as a community need consistently.
Expansion and supporting the availability of rapid re-housing programs and resources has been
identified as a need by local service providers. Housing and Community Development staff continue to
work with the local United Way and other service providers to implement single-point-of entry for
homeless needing access to services. The City Council also allocated general funds in FY 20 to provide
money to support rapid re-housing efforts.
Chronically Homeless/Disabled:
Many residents at the men's emergency shelter are dealing with chronic mental health issue
issues. Others are struggling to make ends meet financially. The Housing and Community Development
Department applies for Continuum of Care funding to provide permanent supportive housing for
homeless individuals with substance abuse, mental illness, HIV/AIDS related illness, or other disabilities
impacting their ability to maintain housing. Resources for support services, particularly mental health,
have long waiting periods and limited beds for emergency treatment.
At Risk:
The City's competitive grant program provides agencies that deliver homeless prevention assistance
with opportunities for funding, but the reality is limited public service funds limit the number of
organizations and households able to access these services. As part of the planning process for
community wide coordination of CoC programs, the City is collaborating with service providers to
identify those most at risk of becoming homeless and diverting resources to meet those needs.The
providers meet monthly and collaborate on services, delivery, and referrals regularly.
Demand for beds remains relatively low in the summer months gradually increasing through the
fall. Men's emergency shelter beds are reaching capacity in the winter months. Some of the shelter
services are open seasonally due to lack of funding which seasonally reduces capacity.
The shelter statistics do not necessarily capture everyone who is struggling. Providers of homeless
services and stakeholders have reported that, many others are doubling or tripling in a home or are
moving from one home to another staying with friends or family.
Discussion:
Expansion and supporting the availability of rapid re-housing programs and resources has been
identified as a need by local service providers. Housing and Community Development staff continue to
work with the local United Way and other service providers to implement single-point-of entry for
homeless needing access to services. The City Council also allocated general funds to provide money to
support rapid re-housing efforts.
Consolidated Plan DUBUQUE 62
OMB Control No:2506-0117(exp.06/30/2018)
The programs housing-first model allows chronically homeless and hard-to-house families an
opportunity to transition into housing and then receive support services specifically tailored to meet the
family's unique needs. While this program is an effective tool, waiting lists can be long as funding is
limited. The lack of affordable housing adds to the difficulty for these individuals and families
independently take over their rental costs while others wait for openings in the program. A transition to
a housing voucher could provide that extra support and allow more individuals and families to access
the program.
There is a continued need for shelter services, particularly for men and for families with children.The
City does not currently have emergency shelter beds available to serve families. Women, alone or with
children, have access to emergency and transitional shelter options. Currently, there are no emergency
beds available for men with children. There is no unaccompanied youth shelter in the City.
Emergency shelter beds for families and men are needed in the community. There are currently no beds
for men with children. Women and women with children have access to emergency and transitional
options. Service providers continue to stretch limited resources to coordinate shelter for chronically
homeless and persons with disabilities. Family shelter options has been raised as a community
need. Currently, a family would separate with men going one shelter and women and children to a
family shelter. There are no shelter options in the City for unaccompanied youth. Areas shelters are
reporting a growing demand for both shelter beds and services, despite statistics that showing a
reduction in homelessness in IOWA at the state level, demand for shelter in the City of Dubuque has
increased in recent years. The need for additional shelter beds reported by shelter residents and
providers in focus groups and key interviews and was apparent in the point in time study which showed
men's shelters at capacity.
Consolidated Plan DUBUQUE 63
OMB Control No:2506-0117(exp.06/30/2018)
NA-45 Non-Homeless Special Needs Assessment - 91.205 (b,d)
I ntrod uctio n:
According to HUD, special needs populations are not homeless but require supportive housing, including
the elderly, frail elderly, persons with disabilities (mental, physical, developmental), persons with
alcohol or other drug addiction, persons with HIV/AIDS and their families, and victims of domestic
violence, dating violence, sexual assault and stalking. Because individuals in these groups face unique
housing challenges and are vulnerable to becoming homeless, a variety of support services are needed
in order for them to achieve and maintain a suitable and stable living environment.
Describe the characteristics of special needs populations in your community:
Disability by age, is estimated by the 2017 ACS data. The disability rate for females was 14 percent,
compared to 11.5 percent for males.The disability rate grew precipitously higher with age, with 46.6
percent of those over 75 experiencing a disability.
The number of disabilities by type, as also estimated by the 2017 ACS data:
6.6 percent have an ambulatory disability, 5.3 percent have an independent living disability, and 2.5
percent have a self-care disability.
The City of Dubuque has an immigrant population of families consisting primarily of Marshallese
Islanders. These families tend to be live in female-lead intergenerational households. Pacific Islander
health project is helping new immigrants to address specific health issues such as nutrition and diabetes
but there are many more needs for this community that may not align with the typical services delivery
structure.
According to the census bureau (ACS 2017) 7.4 percent of the adult population are veterans of foreign
wars with the majority(70 percent) being over 55, veterans of Vietnam (1,115), Korean (463), or World
War II Veterans (191). The disability rate for the city is 15.3 percent across the adult population.The
disability rate for non-veterans is 16.5 as opposed to 39.6 percent for veterans.
What are the housing and supportive service needs of these populations and how are these
needs determined?
Domestic Violence
Services needed for domestic violence victims include access to safe housing and resources, as well as
economic opportunities and other community assistance.
Consolidated Plan DUBUQUE 64
OMB Control No:2506-0117(exp.06/30/2018)
Some respondents in the 2019 Housing and Community Development Survey indicated the need for
expanded subsidized daycare, better access to health care, training and more workforce training as top
non-housing needed strategies for alleviating poverty across the community.
The elderly are much more likely to be disabled and lower income and are in need of accessible
affordable housing and services.
Discuss the size and characteristics of the population with HIV/AIDS and their families within
the Eligible Metropolitan Statistical Area:
As of December 31, 2018, according to the lowa Department of Public Health, there were 2,872 lowans
statewide who were diagnosed with HIV and living in lowa. There were 116 lowans newly diagnosed in
2018. Males are disproportionately impacted by HIV in lowa.There are about four males diagnosed for
every female. lowans who are Black/African American and Latino are also disproportionately impacted
by HIV in lowa.This is not because they are more likely to engage in behaviors putting them at risk for
HIV, but because of social determinants of health impacting access to care and services.
Dubuque County sits just above the state average of 88 persons per 100,000 population according to the
lowa Department of Public Health. At the city level, there were 78 newly diagnosed persons with AIDS
at the end of 2018. There were 2.5 men diagnosed for every female.Twenty-four percent were
Black/African American, 10 percent were Latino, and an additional 11.5 percent identified as Multi-race
or other.
Discussion:
The City is committed to furthering fair housing through general strategies in affordable housing and
social services as well as neighborhood infrastructure improvements, and housing modifications as
specific needs are identified.
Consolidated Plan DUBUQUE 65
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NA-50 Non-Housing Community Development Needs — 91.215 (f)
Describe the jurisdiction's need for Public Facilities:
While there are no current CDBG facilities projects underway, the community participation process
identified several future potential facilities needs for preliminary exploration that may be eligible or
coordinated with Community Development Block Grant Programs.
• Evaluate cost/benefits/needs for police substation
• Explore need for/relocation of a southwest fire station
• Explore potential for a West End library branch
• Implement the Chaplain Schmitt Island Master Plan
• Repurpose the Five Flags Civic Center
How were these needs determined?
Many of these needs were also identified through the Imagine Dubuque 2037 comprehensive
stakeholder engagement and planning process.
A 2019 CDBG and poverty community survey, focus groups, key stakeholder interviews and citizen
participation in the Community Development Advisory Commission (CDAC) provided additional updates,
ideas and confirmation of these resident driven ideas.
Describe the jurisdiction's need for Public Improvements:
The City of Dubuque's comprehensive plan includes identification of needs to provide services that
enhance the quality of life of the community with an eye on promoting mixed-use development both
downtown, within the John F. Kennedy Road Corridor, and key intersections along the Southwest
Arterial. These mixed-use areas should provide a variety of residential choices, access to goods and
services, and neighborhood amenities like parks and schools within a walkable environment.
The average local download performance (27.27 Mbps across all Dubuque speed test records) ranks
beneath the state average of 29.23 Mbps. Regardless, the area has multiple wired Internet options
available including fiber/cable/DSLfrom several local companies. Broadband market competition is
decent for Dubuque, and the average Dubuque census block has about 3 providers to choose from.
(3.95 in each census block to be exact). CenturyLink is also a commonly available Internet option in
Dubuque. They offer primarily DSL connections in 94 percent of the area. Comelec Internet Services
offers an alternative wireless service for 75 percent of the local area. Keep in mind that fixed wireless
requires roof access and proximity to a Comelec Internet Services tower or access point
To support existing and future residents, key recommendations for Public Improvements include:
Consolidated Plan DUBUQUE 66
OMB Control No:2506-0117(exp.06/30/2018)
• Maintenance and future expansion of water and wastewater systems
• Continued use of sustainable stormwater management practices
• Expansion of fiber optic networks and broadband services
• Explore potential satellite facilities like a police substation or a West End library branch
Key resident-driven land use recommendations include:
• Promoting mixed-use, walkable, development patterns including residential, commercial, and
institutional uses.
• Encourage infill development where possible, and protect important environmental assets as
growth occurs to the west and south.
How were these needs determined?
Many of these needs were also identified through the Imagine Dubuque 2037 comprehensive
stakeholder engagement and planning process.
A 2019 CDBG and poverty community survey, focus groups, key stakeholder interviews and citizen
participation in the Community Development Advisory Commission (CDAC) provided additional updates,
ideas and confirmation of these resident driven ideas.
Describe the jurisdiction's need for Public Services:
Services fell into the categories of basic need, support services, neighborhood services, and children and
youth services.
Ensuring that Dubuque residents can get to supermarkets and other outlets with enough variety and
reasonable costs is an issue not only for social service providers, but also for transit and transportation
planning. Both the Imagine Dubuque and our recent community input suggest that both Food Insecurity
and access to affordable food in locations across the city continues to be a community problem. The
scarcity of grocery stores. Residents report a sudden escalation of prices as a result.
The impact of addiction, particularly opioid addiction, was on the minds of many in leadership and the
public during the City's comprehensive plan stakeholder process. Imagine Dubuque United States (10.3
per 100,000 in 2015); but while Dubuque's age-adjusted 2015 death rate from overdoses of 8 per
100,000 was below the state average, there were 23 deaths between 2013 and 2015. Partnerships and
more resources for prevention, treatment, and response for all kinds of addiction, and follow-up support
services, were cited as a vital area of public focus and concern for the city's health, economy, safety, and
well-being in the stakeholder process for the City's comprehensive planning process and in particular in
interviews with CoC partner and homeless service providers.
Brain Health, including the availability of services and the pressing need for more and different solutions
to the many aspects of managing mental health impacts in Dubuque. The need for these services cuts
across all income and demographic groups. Homeless providers report that substance abuse and mental
Consolidated Plan DUBUQUE 67
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health are increasing the length of time persons stay homeless and increasing waiting lists for supportive
services and this population is taken longer to move to self-sufficiency.
Affordable childcare and other supports so that parents can work was cited across the community as a
gap.The need for childcare also extends to youth services, after school-care, and summer programming.
How were these needs determined?
Many of these needs were also identified through the Imagine Dubuque 2037, the City's comprehensive
stakeholder engagement and planning process. Imagine Dubuque, was a community-driven approach,
based on inclusive community engagement, issues and initiatives.The result is a focused, meaningful
community plan with 32 goals and 110 recommendations in 7 major categories.
Plan development was inclusive, highly engaging, and representative of our community. In total, we
received over 12,500 ideas which were inventoried and grouped by association into themes for the
Imagine Dubuque plan. The plan didn't end in 2017; iYs now "A Call to Action."Just as Imagine Dubuque
was built on community engagement, plan implementation requires an engaged community—one that
pulls together, combines resources, and shares in the vision of making Dubuque more viable, livable,
and equitable. Implementation relies on organizations and partnerships to effectively address the plan's
recommendations. Both housing and non-housing needs identified are shown below. A summary of the
stakeholder process and the comprehensive plan is included in the appendices.
A 2019 CDBG and poverty community specific survey, focus groups, key stakeholder interviews and
citizen participation in the Community Development Advisory Commission (CDAC) provided additional
updates, ideas and confirmation of these resident driven ideas.
Food Deserts
Food deserts are defined by the USDA as parts of the country vapid of affordable fresh fruit, vegetables,
and other healthful whole foods, usually found in impoverished areas. This is largely due to a lack of
grocery stores, farmers' markets and healthy food providers. Measures and definitions take into
account The USDA updates its analysis of food deserts every five years. There are three located within
the City of Dubuque.
These food desert maps were created in the Food Access Research Atlas which allows for consideration
of the following factors:
• Accessibility to sources of healthy food, as measured by distance to a store or by the number of
stores in an area.
• Individual-level resources that may affect accessibility, such as family income or vehicle
availability.
• Neighborhood-level indicators of resources, such as the average income of the neighborhood
and the availability of public transportation.
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The criteria for identifying a census tract as low income are from the Department of Treasury's New
Markets Tax Credit (NMTC) program. Here a low income census tract is defined as poverty rate is 20
percent or greater; or median family income is less than or equal to 80 percent of the State-wide
median family income; or is in a metropolitan area and has a median family income less than or equal to
80 percent of the metropolitan area's median family income.
A low-access census tract considers low access to healthy food is defined as being far from a
supermarket, supercenter, or large grocery store. A census tract is considered to have low access if a
significant number or share of individuals in the tract is far from a supermarket of one mile or more.
The red square in the last map indicates an area with a high level of group quarters. Persons living in
group quarters may have meals provided by the facility and therefore not directly affected.Tracts in
which 67 percent of individuals or more live in group quarters are highlighted.
For the purposes of the map, USDA defines group quarters as residential arrangements where an entity
or organization owns and provides housing (and often services) for individuals residing in these
buildings. This includes college dormitories, military quarters, correctional facilities, homeless shelters,
residential treatment centers, and assisted living or skilled nursing facilities. These living arrangements
frequently provide dining and food retail solely for their residents. While individuals living in these areas
may appear to be far from a supermarket or grocery store, they may not truly experience difficulty
accessing healthy and affordable food.
Consolidated Plan DUBUQUE 69
OMB Control No:2506-0117(exp.06/30/2018)
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Consolidated Plan DUBUQUE 70
OMB C�n[rol No:2506-01ll(eep.06/30/2018)
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Housing Market Analysis
MA-05 Overview
Housing Market Analysis Overview:
The purpose of the Market Analysis is to provide an understanding of the environment in which the
jurisdiction administers its programs over the course of the Consolidated Plan. Together with the Needs
Assessment, The Market Analysis provides the basis for the Strategic Plan and the programs and projects
to be administered. Based on the data provided, the City of Dubuque expects to focus its entitlement
funds on preserving very low, low, and moderate-income households. In addition, there is a shortage of
affordable housing units for these populations. The housing market analysis provides information on
the supply, demand, conditions, and cost of housing for families and households, renters and owners,
minorities, elderly, and the disabled.
The City of Dubuque developed around industry close to the Mississippi River during the 18th and 19th
centuries. Consequently, its core is remarkably historic, with older neighborhoods in and around
downtown exhibiting grid street patterns and walkable characteristics. In contrast, Dubuque's West End
peripheral neighborhoods are auto oriented, higher income, and newer homes, developed during the
mid to late 20th century. Downtown neighborhoods and those surrounding the City's Universities and
Colleges provide a wide array of housing types.The historic nature of downtown Dubuque presents
significant challenges and opportunities. Over 75% of the housing stock was built before 1979. This
provides for affordable homes near services however it also increases housing issues with lead-based
paints and energy efficiencies.
According the 2013-2017 American Community Survey(ACS)
• The median house value is $135,800
• Owner-occupied housing rate is 63.3%
• Owner costs with mortgage $1,127, without mortgage $474
• Median gross rent at$750
• Seventy-seven percent of households have a broadband type subscription
• Median real estate property tax, with mortgage $2,123, without mortgage $2,294
• Unemployment in March 2019, 2.5%, or full employment
• Average temperature is 20 degrees in January, 74 degrees in July
Consolidated Plan DUBUQUE 72
OMB Control No:2506-0117(exp.06/30/2018)
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Poverty Rate 6y Census Trect
Poverry remains a significant issue in Dubuque, lowa.According to the latest data, Dubuque's 16B%
poverty rate means that one out of every six residents live in poverty. In 2017, 8,933 of 54,940 residents
had reported income levels belowthe poverty line. On average, Dubuque's 163%poverty rate is
significantly higherthan the average 12%poverty rate across the state of lowa.
Consolidated Plan DUBUQUE 73
OMB Cnntml No'.2506-011)(exp.06/30/2018)
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Health Insurance
Dubuque residents have a higher likelihood of having health insurance than the population of the nation
as a whole. The Greater Dubuque Development Council reports that health insurance is the most highly
desired employment benefit among Dubuque's workforce.
Consolidated Plan DUBUQUE 74
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MA-10 Number of Housing Units —91.210(a)&(b)(2)
Introduction
With a strong and growing employment base, demand for housing is increasing, and should remain
strong within the region. Affordability and the age of housing stock continue to pose significant
challenges for the City.
All residential properties by number of units
Property Type Number %
1-unit detached structure 15,955 63%
1-unit, attached structure 1,035 4%
2-4 units 3,760 15%
5-19 units 2,320 9%
20 or more units 1,715 7%
Mobile Home, boat, RV, van, etc. 700 3%
rota/ 2s,as5 ioo�ro
Table 27—Residential Properties by Unit Number
Data Source: 2011-2015 ACS
Consolidated Plan DUBUQUE 75
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rs
1995 69 ID �0 Gi 1]b IB�,SBi i1�3B9
[rty ofOubuque5inglefamilypermi[s "�'��e..�..om.�seo-xo.a
xo�:me u�rt: a�a s��eie-vam�ry vermrt:
a«ora'��gm zov s year acs a�a me iowa w�a��e a�monry i�a prome or o�e�q�e,merewere
24,905 Fousing uni[s 'm 2010, comparetl wi[F 25,932 'm 20ll. Single tamily uni[s accoun[etl tor 65.9
percen[ o!uni[5 'm 20ll, mmparetl [0 66.6 percenCm 2010. ApartmerR uni[5 acmun[etl lor 15.9
percen[ 'm 20ll, compares[0 66 6 percenCm 2010. Apar[men[uni[s accourRetl tor 15.9 percerR In
20ll, comparetl[015.9 percen[ 'm 2010.
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The Census eureau reports builtling permit authorizations antl "per uniYbaluation of builtling permits
bycountyannually. Single-FamilyConstmctionusuallyrepresentsmostresitlentialtlevelopmentinthe
county. Single-FamilybuiltlingpermitauthorizationsintheCityof �ubuqueincreasetlbylfrom6J
authorizations in 20ll to 69 in 2019. The real value of single-family builtling permits increasetl from
5312,992 in 20ll to 5399,992 in 2019. This compares to an increase in permit valuation for the State of
lowa with values rising from 5239,J42 in 20ll to 5246,ll0 in 2019.
For comparabilitg the HU�tables contain the tlefa Wt (A6 2015) tlata, which is comparable to the latest
available 2015 CHA� (Comprehensive Housing Affortlability �ata). The City of �ubuque antl its partners
have matle mnsitle�able imestments in to maintaining antl improving existing housing antl increasing
access to affortlable housing.
The 20ll ACS tlata intlicates that several huntlretl units have been atltletl to the housing market in
recent years.
SinglaFamiy i6,b<8 66.6°b 17.CB2 65.8°'t
�uP�� 'I,69C 6,4% �.815 7%
Tri- �rFourPkx 1,830 73% 2,109 8.1%
ltpartntent 3,975 159% 4,118 15.996
MobileHome 932 3.7h 808 3.1°h
Boat, RV. Van, Etc. Q 0°i6 0 0°io
Tatal 34,%5 700.0`4 25,93] 100.OM ,
Housing lln Its hy Type
CityalDubuque
_�30 & Z011 Five Year ACS Oata
Dubuque Uni[Marke[
Disposi[ionofVacan[ HousingUni[s zmo«.,.,xzonr�..-v...a�som
Disposi[ion of Vacan[ Housing Uni[s
Consolitlatetl Plan �UeUQUE JJ
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Acmrding[Fe lowa FinanceAu[Foriry� by 20ll "For RenC' uni[5 acmun[etl lor 36 J perteM olvacan[
uni[s,wFlletorsale uni[saccoun[etl torJ.O percerR. '9[Fer'bacan[ uni[saccoun[etltor453percen[ot
vacarR uni[s, represerRing a [o[al ot 006 'b[Fer'bacan[uni[s.
In 20ll, [Fe mos[mmmon rerR lor apartmen[ren[5 was between 500 antl J50 tlollars, antl[Fe uni[s ln
[Fls price range Fatl a vacanry ra[e ot 22 percen[.
Fmm lanuary[FmugF April oR019, a [elepFone survey was contluRetl wi[F lantllortls antl rerRal
pmperty managers[FmugFou[lowa� by[FelowaFinanceAu[Fo�ity. A[[Fe[imeo![Fesurvey�[Fere
w nestlma[etl62singlstamllyunl[sln [FeGryot�ubuque,wl[FON[FemavallablewMCF
[ransla[es [o a vacanry ra[e ot0 wFICF compares[o a s[a[ewitle vacanry ra[e or41 percent There were
1995 apartmen[uni[s 'm[Fe survey,wi[F 03 percen[ ot[Fem available wFICF[ransla[es 'm[o a vacancy
ra[e ot41 percen[wFICF compares[o a s[a[ewitlevacanry ra[e ot41 percen[.
�m aun v.v xm av�n aum mv mm xin
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Unit Size by Tenure
Owners Renters
Number % Number %
No bedroom 10 0% 410 5%
1 bedroom 250 2% 2,170 25%
2 bedrooms 2,800 18% 3,950 46%
3 or more bedrooms 12,165 80% 2,150 25%
rota/ is,225 ioo�ro s,sso ioi�ro
Table 28—Unit Size by Tenure
Data Source: 2011-2015 ACS
Describe the number and targeting (income level/type of family served) of units assisted with
federal, state, and local programs.
There are many programs addressing affordability and rehabilitation including:
Provide an assessment of units expected to be lost from the affordable housing inventory for
any reason, such as expiration of Section 8 contracts.
Mobile home parks are a source of affordable housing in the City of Dubuque and an important source
of housing for the elderly and disabled. In some instances, there has been a recent and sudden increase
in lot rents adversely impacting this population. Recently, the City Council updated the special housing
Public Housing Authority Policy types to include manufactured homes to pay for payments or lot rent
Does the availability of housing units meet the needs of the population?
The City of Dubuque has a low vacancy rate (7.6% in 2017) for rental properties and it continues to be a
seller's market with home values continuing to rise. As discussed in the needs assessment cost burden
and housing affordability are significant issues. According to the Census Bureau, single-family building
permit authorizations in Dubuque remained steady with 67 authorizations in 2017 to 68 in 2018. The
real value of single-family building permits increased from 312,992 dollars in 2017 to 389,882 dollars in
2018.
The City of Dubuque does not have public housing. The City monitors the number of affordable tax
credit units and Section 8 units within the City. The affordable housing stock is not high enough to meet
needs of renters and homeowners at or below 80% of the area median income.This is supported by
data in the Needs Assessment more renters earning under 80% Area Median Income are cost burdened,
meaning they pay more than 30% of their income for housing-related costs. The American Community
Survey estimates verify nearly half of all renter's experience cost burden. The City promotes CDBG
funded programming to voucher participants in efforts to increase awareness and participation in
activities.
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Describe the need for specific types of housing:
The City needs all types of affordable housing. The use of mobile homes fills a significant gap
particularly for elderly populations. Reportedly, RV lots rents have increased significantly in recent
months and these 700 units are necessarily to meet the housing demand as are all the housing units in
the city which must be maintained. There is also a demand for more accessible or modified housing for
both disabled and elderly populations.
Discussion
Dubuque has exception rent area that allow for higher voucher payment standards in area of town
where rents tend to price out what would be available with a standard voucher payment.
Consolidated Plan DUBUQUE 80
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MA-15 Housing Market Analysis: Cost of Housing - 91.210(a)
Introduction
According to 2013-2017 ACS, the median property value for owner-occupied houses in the City of
Dubuque was estimated at$135,800 or an increase of 2 percent over 2015. Of the owner-occupied
households, 60.7 percent had a mortgage, 39.3 percent owned their homes without a mortgage or loan
on the house. The median monthly costs for owners with a mortgage was $1127 and for owners
without a mortgage it was $450.
Cost of Housing
Base Year: 2009 Most Recent Year: 2015 %Change
Median Home Value 117,900 132,800 13%
MedianContractRent 459 582 27%
Table 29—Cost of Housing
Data Source: 2005-2009 ACS(Base Vear),2011-2015 ACS(Most Recent Vear)
Rent Paid Number %
Less than $500 2,965 34.2%
$500-999 4,630 5 3.4%
$1,000-1,499 745 8.6%
$1,500-1,999 55 0.6%
$2,000 or more 280 3.2%
Tota/ 8,675 100.1%
Table 30-RerK Paid
Data Source: 2011-2015 ACS
Consolidated Plan DUBUQUE 81
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1939orcarlier , 1ff�,100
9 34�to 1349 � 1 ff8.4;,,^
1954 tn 1BSB 125,704
19bU to 19&8 I 144,4DD
1970 to 197� 152,404
1980 to 1988 1d3,604
199�Q to 1999 1$9,146
200D to 2009 222.50Q
201�to2U13 181,��
ZV��+ `JfI3tCf Z�'S,�Y�'
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6wner4[cupied �a'cdi=_n':'=luehyYear
Struc[ureBuilt
Cityofduhuque
2017 5-Year ACS�ata
Owner Occupied Median Values
Owner Occupied by Year Structure Built
The age of a structure influences its value. The newest structures tended to have the highest
values. Structures built before 1939 had a value of 108,100 while homes built between 2010 and 2013
had a median value of 181,400, and homes built after 2014 or later had a median value of
$225,700. The total median value in the City of Dubuque was $135,800.
Housing Affordability
%Units affordable to Households Renter Owner
earning
30% HAMFI 365 No Data
50% HAMFI 2,935 1,140
80% HAMFI 5,900 4,520
100% HAMFI No Data 6,505
Tota/ 9,200 12,165
Table 31—Housing Affordability
Data Source: 2011-2015 CHAS
Monthly Rent
Monthly Rent ($) Efficiency(no 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom
bedroom)
Fair Market Rent 468 594 750 976 1,215
High HOME Rent 0 0 0 0 0
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Monthly Rent ($) Efficiency(no 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom
bedroom)
Low HOME Rent 0 0 0 0 0
Table 32—Monthly Rent
Alternate Data Source Name:
2019 Survey of Rental Properties
Data Source Comments: lowa Finance Authority
Number of Bedrooms Not Accessible Accessible Apartment Units Percentage Accessible
Studio 5 0 5 0%
One 482 66 548 12%
Two 684 106 790 13.4%
Three 132 6 138 4.3%
Four 2 0 2 0%
Don't Know 414 98 512 19.1%
Table 33-Apartment units by Accessibility and Bedroom Size
Is there sufficient housing for households at all income levels?
As seen in the cost-burden section of the Needs Assessment, and in this section, there is not enough
housing for households at lower income levels. This is demonstrated by the high percentage of
households facing cost-burdens in the City of Dubuque. An average rent for a two-bedroom apartment
would require a household with two full time jobs at the minimum wage rate to be at 30 percent cost-
burden. A Statewide Survey of Landlords and rental property managers was conducted by the lowa
Finance Authority by telephone from January 2019 to April 2019 which found that most common
apartment rents feel between 500-750. In this price range the vacancy rate was reportedly 2.2
percent. The most common rent for single family units was between $1,000 and $1,250 and the units in
this price range had a vacancy rate of 0 percent. (2019 Survey of Rental Properties, lowa Housing
Finance Authority: lowa Profile: City of Dubuque 2019).
How is affordability of housing likely to change considering changes to home values and/or
rents?
The trend continues to be increasing home and rental prices and decreased in availability making the
need for affordable housing a priority.
How do HOME rents/ Fair Market Rent compare to Area Median Rent? How might this
impact your strategy to produce or preserve affordable housing?
The HOME/FMR are not provided here by HUD.
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A Statewide Survey of Landlords and rental property managers was conducted by the lowa Finance
Authority by telephone from January 2019 to April 2019. Seventy-one surveys were completed
representing 2,419 total units. The overall average advertised rent/Average Market Rate was $811. The
average contract rate for the City as provided was $582 for 2015.
Average Market Rates were reported as follows:
Apartments: Average$710
• Efficiency: $468
• One Bedroom: $594
• Two Bedroom: $748
• Three Bedroom: $925
• Four Bedroom $1175
Single- Family Units: Average $1014
• Efficiency: N/A
• One Bedroom: $600
• Two Bedroom: $644
• Three Bedroom: $1057
• Four Bedroom $1269
Mobile Home
• Two Bedroom: $750
• Three Bedroom: $857
Note that not all respondents could disclose the rental amounts for their units.
Discussion
To assist in preserving housing choice for low income groups, Dubuque has established exception rent
areas that allow higher voucher payment standards. As the City moves forward to produce and preserve
housing stock, consideration will be given to neighborhoods where traditionally lower income groups
are priced out of the market, creating diversity of income and more housing choices for very low income
groups.
Consolidated Plan DUBUQUE 84
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MA-20 Housing Market Analysis: Condition of Housing-91.210(a)
Introduction
The following section describes the condition of housing throughout the City of Dubuque. This includes
the number of housing units with risks of lead-based paint exposure, the age of the housing stock and
the increase in vacant units.
Definitions
Units that are classified as standard condition meet all state and local codes. Units that are classified to
be in "substandard condition but suitable for rehabilitation" are both structurally and financially feasible
to rehabilitate to a condition that meet all state and local codes. The city utilizes the International
Property Maintenance Code, along with local amendments, to promote sound safety and quality
property maintenance. The city is focused on maintaining and improving the existing housing stock.
Condition of Units
Condition of Units Owner-Occupied Renter-Occupied
Number % Number %
With one selected Condition 2,390 16% 3,835 44%
With two selected Conditions 10 0% 320 4%
With three selected Conditions 0 0% 40 0%
With four selected Conditions 0 0% 0 0%
No selected Conditions 12,825 84% 4,480 52%
rota/ is,225 ioo�ro s,s75 ioo�ro
Table 34-Condition of Units
Data Source: 2011-2015 ACS
Year Unit Built
Year Unit Built Owner-Occupied Renter-Occupied
Number % Number %
2000 or later 1,300 9% 1,114 13%
1980-1999 2,205 14% 1,200 14%
1950-1979 6,690 44% 2,555 29%
Before 1950 5,040 33% 3,800 44%
Tota/ 15 235 100% 8 669 100%
Table 35—Year Unit Buik
Data Source: 2011-2015 CHAS
Consolidated Plan DUBUQUE 85
OMB Control No:2506-0117(exp.06/30/2018)
Houset�olds 6y Year Horne Built-City af
Dubuque
2010 & 2017 Five-Year ACS Data
8.�4 7A89
6,0�0
AA�O 3.012 3A97 3�753
2jJ00 1.49b 1,4:7 1.S$� '-,675 1,SSfi
o � � �: � ■ � �
2D3 i Fiv rY�ur ACS
•_c]corLuliersl3'-0;_ 1'd%9 —17�01� :'?s'7 :SLl�tu :ia7�. ■!77_i_ !9'�
..._ _ . .. ■Jidl�. l.i.i� ■.i?.iii .. .(ip. ■t:.'_�i�.�ii.,.'i.i
Age of Housing
Households by Year Home Built
A significant challenge for the City of Dubuque is the age of its housing. Housing units built between
2000 and 2009 account for 5.6 percent of households in 2010 and 7 percent of households in
2017. Housing units built in 1939 or earlier represented 29.6 percent of households in 2017 and 33.7 of
households in 2010. More than 75 percent of housing was built before 1980 and before regulations
were in place for lead paint and before energy efficiency measures were standard in housing.
Risk of Lead-Based Paint Hazard
Risk of Lead-Based Paint Hazard Owner-Occupied Renter-Occupied
Number % Number %
Total Number of Units Built Before 1980 11,730 77% 6,355 73%
Housing Units build before 1980 with children present 665 4% 480 6%
Table 36—Risk of Lead-Based Paint
Data Source: 2011-2015 ACS(Total Units)2011-2015 CHAS(Units with Children present)
Vacant Units
Suitable for Not Suitable for Total
Rehabilitation Rehabilitation
Vacant Units 0 0 0
Abandoned Vacant Units 0 0 0
REO Properties 0 0 0
Abandoned REO Properties 0 0 0
Table 37-Vacant Units
Consolidated Plan DUBUQUE 86
OMB Control No:2506-0117(exp.06/30/2018)
Data Source: 2005-2009 CHAS
Need for Owner and Rental Rehabilitation
Dubuque's Comprehensive Housing Activities for Neighborhood Growth & Enrichment (CHANGE)
program assists low-and moderate-income households with mitigating lead and other home/health
safety hazards. Dubuque's Lead Hazard Control & Healthy Homes Program allocates money to
households in need, particularly those with young children who are most vulnerable to environmental
hazards.The City aims to assist approximately 129 units within Dubuque city limits using$3.2 million of
U.S. Department of Housing and Urban Development funding over three years.
Estimated Number of Housing Units Occupied by Low or Moderate Income Families with LBP
Hazards
Dubuque's housing stock is older, and, in some cases, safety interventions are necessary. Since 1994, the
City has facilitated lead remediation in 1,151 (8%) of 14,413 residential properties built prior to
1978.Most of Dubuque's housing (83%) was built prior to 1978, when lead paint was no longer allowed
for residential use.
Discussion
The City's Bee Branch Healthy Homes initiative has also allotted $8.4 million in forgivable loans to flood-
proof 320 flood-prone houses, mitigating mold growth, structural issues, and electrical hazards. A
Healthy Home Advocate works with individuals and families to develop a resilience plan for each home.
Consolidated Plan DUBUQUE 87
OMB Control No:2506-0117(exp.06/30/2018)
MA-25 Public and Assisted Housing —91.210(b)
Introduction
The Housing & Community Development DepartmenYs Assisted Housing program serves as the Public Housing Authority (PHA) for the City of
Dubuque. The Assisted Housing program provides information for the PHA sections of the Plan and coordinates with other city departments to
affirmatively further fair housing and assess housing needs. Assisted Housing staff serve on the CoC and administer the City's CoC grant
providing supportive housing for homeless with disabilities.
The City actively engages to partner with public and private agencies to ensure funding priorities align with community development goals.The
City engages in multiple community collaborations focused on increasing coordination and access to services. The City does not provide any
public housing, and as such, needs to partner with area housing providers to ensure enough housing providers are willing and able to accept
Housing Choice Vouchers (HCV) and participate in the Continuum of Care funded Phoenix Housing Program, providing rental subsidies for
homeless, disabled participants.
Totals Number of Units
Program Type
Certificate Mod-Rehab Public Vouchers
Housing Total Project-based Tenant-based SpecialPurposeVoucher
Veterans Family Disabled
Affairs Unifiwtion "
Supportive Program
Housing
#of units vouchers
available 0 14 1,063 0 1,063 0 0 0
#of accessible units
*includes Non-Elderly Disabled,Mainstream One-Year,Mainstream Five-year,and Nursing Home Transition
Table 38—Total Number of Units by Program Type
Data Source: PIC(PIH Information Center)
Describe the supply of public housing developments:
Consolidated Plan DUBUQUE 88
OMB Control No:2506-0117(exp.06/30/2018)
Describe the number and physical condition of public housing units in the jurisdiction, including those that are participating in an
approved Public Housing Agency Plan:
The City of Dubuque does not have public housing. However, several affordable housing options are financed with HOME and LITC in addition to
Mod Rehab and the Housing Choice Voucher Program.
Consolidated Plan DUBUQUE 89
OMB Control No:2506-0117(exp.06/30/2018)
Public Housing Condition
Public Housing Development Average Inspection Score
Table 39-Public Housing Cond'rtion
Public Housing Condition
The City does not administer any public housing so there are no inspection scores to report.
Describe the restoration and revitalization needs of public housing units in the jurisdiction:
As stated previously, the City does not administer any public housing. Affordable and/or assisted
Housing Needs include the Section 8 Housing Choice Voucher Program, Mod-Rehab, Project Based, and
Special Needs Assistance Continuum of Care Program. These programs are restricted to low-income
renters with incomes at 50% of area median income or less. As described in the Letter of Findings and
the Analysis of impediments the Housing Choice Vouchers were reduced in 2009-2011.The Housing
Authority was serving about 800 households in the voucher program as of October 2019.
Describe the public housing agency's strategy for improving the living environment of low-
and moderate-income families residing in public housing:
The City continues to work with a diverse team of City staff, housing advocates, housing providers, and
commission members to carryout recommendations and evaluate outcomes produced by a two-year
investigation into how source of income, particularly "income" in the form of a rental subsidy, relates to
housing choice and availability referred to as the "Source of Income" Committee.
The Human Rights, Housing Department, and Police Department continue to evaluate and monitor
participation in the voucher program and collaborate to increase awareness and reporting of Civil Rights
violations and housing discrimination.
The City of Dubuque does not have public housing. The City monitors the number of affordable tax
credit units and Section 8 units within the City. The affordable housing stock is not high enough to meet
needs of renters and homeowners at or below 80% of the area median income.This is supported by
data in the Consolidated Plan showing more renters earning under 80% Area Median Income are cost
burdened, meaning they pay more than 30% of their income for housing-related costs. The American
Community Survey estimates verify nearly half of all renter's experience cost burden. The City promotes
CDBG funded programming to voucher participants in efforts to increase awareness and participation in
activities.
Consolidated Plan DUBUQUE 90
OMB Control No:2506-0117(exp.06/30/2018)
The City of Dubuque does not have public housing. The City monitors the number of affordable tax
credit units and Section 8 units within the City and promotes CDBG funded programming to voucher
participants in efforts to increase awareness and participation in activities.
The City continues to provide support for the Family Self-Sufficiency Program and other resources
designed to assist families to increase resources necessary for self-sufficiency.
Multiple departments within the City continue to evaluate and report on progress reducing the impact
of policies that lead to a Civil Rights finding of discrimination against African Americans in the delivery of
the City's Section 8 program. A combination of policy changes, outreach, marketing, education, and Civil
Rights and fair housing trainings have demonstrated the City's dedication to fulfill obligations under the
Voluntary Compliance Agreement.
Discussion:
The Analysis of Impediments 2015 identified the applicant pool for housing choice vouchers is composed
of a disproportionate number of persons in protected classes under the Fair Housing Act and a limited
number of housing providers participating in the program. To increase housing options for voucher
participants, the Housing Authority is collecting and analyzing data on housing provider participation in
the program through coordination with Rental Licensing & Inspection program. Beginning in early 2018,
information on the number of vacant units willing to accept qualified tenants with Housing Choice
Vouchers is being collected on rental licensing to the extent possible. Currently, reporting on vacancies
and willingness to participate in the voucher program is voluntary and the City continues to make efforts
to gather more voluntary or alternative data.
Consolidated Plan DUBUQUE 91
OMB Control No:2506-0117(exp.06/30/2018)
MA-30 Homeless Facilities and Services —91.210(c)
Introduction
The Housing & Community Development DepartmenYs Assisted Housing program serves as the Public Housing Authority (PHA) for the City of
Dubuque. The Assisted Housing program provides information for the PHA sections of the Plan and coordinates with other city departments to
affirmatively further fair housing and assess housing needs. Assisted Housing staff serve on the CoC and administer the City's CoC grant
providing supportive housing for homeless with disabilities.
The City actively engages to partner with public and private agencies to ensure funding priorities align with community development goals.The
City engages in multiple community collaborations focused on increasing coordination and access to services.The City of Dubuque strives to use
data-driven decision making and engagement with residents to better serve the community. The City does not provide any public housing, and
as such, needs to partner with area housing providers to ensure enough housing providers are willing and able to accept Housing Choice
Vouchers (HCV) and participate in the Continuum of Care funded Phoenix Housing Program, providing rental subsidies for homeless, disabled
participants. As a member of the Continuum of Care and Homeless Advisory Council, the Housing & Community Development Department staff
participate in the coordinated point-of-entry meetings, needs assessment, and the City provides support for the point-in-time homeless count.
Facilities and Housing Targeted to Homeless Households
Emergency Shelter Beds Transitional Permanent Supportive Housing
Housing Beds Beds
Year Round Beds Voucher/ Current& New Current& New Under
(Current& New) Seasonal/ Development
Overflow Beds
Households with Adult(s) and
Child(ren) 38 0 32 0 0
Households with Only Adults 53 0 12 0 0
Chronically Homeless Households 0 0 0 0 0
Veterans 0 0 0 0 0
Unaccompanied Youth 0 0 0 0 0
Table 40-Facilities and Housing Targeted to Homeless Households
Consolidated Plan DUBUQUE 92
OMB Control No:2506-0117(exp.06/30/2018)
4ieaer Capa�ity-ianuarY �IT
Maia Wux �
leme5lieM
OWUW«��wR/V tr�mefl�Vokrte.. �
Mslatln `
bm��Wme �
om�w•nea.m.:m.n.n��m,n �
OWuyePnmeMin.mimnyerq �
m a_u �
. . ._ lS )0 ]5
fielterCapaciry
Area Shelters and Capaciry
Consolitlatetl Plan �UBUQUE 93
ome mnooi rvm uosmn[em oz/v/xme�
Describe mainstream services, such as health, mental health, and employment services to the
extent those services are used to complement services targeted to homeless persons
The City utilizes the Housing First model to administer the Phoenix Housing program.This program
provides subsidized housing for homeless with mental illness, substance abuse, and/or HIV/AIDS related
illnesses. To ensure an adequate supply of housing for these and other vulnerable populations, the City
provides day-long trainings twice per year for housing providers. The trainings cover a variety of topics,
including information on fair housing practices, housing needs, legal needs, education on local, state,
and federal subsidies, education on topics surrounding housing discrimination, and equity.
CoC funds are used to subsidize permanent supportive rental units for homeless persons living with
disabilities. The City partners with local service providers to administer this program and connect
participants with the support services they need to maintain their housing.
List and describe services and facilities that meet the needs of homeless persons, particularly
chronically homeless individuals and families, families with children, veterans and their
families, and unaccompanied youth. If the services and facilities are listed on screen SP-40
Institutional Delivery Structure or screen MA-35 Special Needs Facilities and Services,
describe how these facilities and services specifically address the needs of these populations.
The City had 8 organizations providing access to emergency and transitional shelter services during the
January 2019 point in time homeless count. Some of these organizations serve specific populations, such
as pregnant women and victims of domestic violence. The bed capacity for these organizations is 167
and 116 persons were sheltered.
The Hope House, Dubuque Rescue Mission, and Hillcrest Family Services were at full or over capacity at
the time of the survey. These organizations serve men and families, representing high need in the
community. Overall, 69%of the available beds were full. Programs with vacancies on the day of the
survey include Dubuque Rescue Mission Transitional,Teresa Shelter (Emergency), the Dubuque
Community Y Domestic Violence Program, Maria House, Mary's Inn (pregnant women), Francis
Apartments, and Almost Home.
For families impacted by Domestic violence, Opening Doors provides services through the continuum of
services, shelter through Teresa shelter offering emergency and extended stay programs, and offering
transitional housing for Maria house for up to two years.
There are no facilities for men with children or unaccompanied youth.
Consolidated Plan DUBUQUE 94
OMB Control No:2506-0117(exp.06/30/2018)
MA-35 Special Needs Facilities and Services - 91.230�d)
Introduction
As the population ages antl the tlemantl for housing continues to increase, there is an increase in the
neetlforsafeantlaHortlablehousingfortheEltledµ Forbothfamiliesantltheeltledythereislackof
affortlable antl accessible housing for persons with tlisabilities. As estimatetl by the 20ll ACS, the
tlisability rate for females was 14 percent, comparetl to 11.5 percent for males. Over the City
population Some 6.6 percent have an ambulatory tlisability, 53 percent have an intlepentlent living
tlisabilitg 53 percent have a cognitive tlisability, 4.1% hearing, 2/1%visual, antl LS percent have a self-
care tlisability.
Including the elderly,frail elderly, persons with disabilities (meMal, physical, developmental�,
persons with alcohol or other drug addictions, persons with HIV/AIDS and their families,
public housing residents and any other categories the jurisdiction may specify, and describe
their supportive housing needs
Many of the persons with tlisabilities are eltledy as well antl require accessible, affortlable antl safe
housing. Per the 20ll ACS, the tlisability rate grew precipitously higher with age, with 46.6 percent of
those over JS experiencing a tlisability. There are waiting lists for �ubuque's eltledy housing complexes
antl funtling neetls for accessibility improvements for resitlents to remain in their homes antl navigate
their neighborhootls.
The provision of atltlitional housing units antl opportunities for populations with tlisabilities antl specials
neetls as well as motlifications to current stmctures antl infrazfructure is necessary. The City sfrategy is
to leverage parfierships with nonproFts antl tlevelopers antl others to tlevelop this type of housing.
� .ss o.. 60 0.. �n. or. �
Disability by Age � •
Disability-Age
Rate of tlisability by age, as estimatetl by the 20ll ACS, for females was 14 percent, comparetl to 11.5
percent for males. The tlisability rate grew precipitously higher with age, with 46.6 percent of those over
JS experiencinga tlisability.
Consolitlatetl Plan �UeUQUE 95
oma co�<.oi rvo_zsosain�e.p.os/so/mie�
Hearingdisahility 234B 4.10%
VisiondisahilitV 1333 2.3096
Cognitivedisahility 2856 ' S.30'r�..
Amhulatorydisahility 3552 6.fi0'aS�
Self{aredisahility 134G 2.505b:
Independentli+ringdi�bility 2402 � 5.39'��
Disability-Type
Disability Type
The number of disabilities by type, as estimated by the 2017 ACS, is shown above. Some 6.6 percent
have an ambulatory disability, 5.3 percent have an independent living disability, and 2.5 percent have a
self-care disability.
Describe programs for ensuring that persons returning from mental and physical health
institutions receive appropriate supportive housing
The lowa Department of Human Services is responsible for persons returning home receiving supportive
housing. Discharge plans include housing arrangement, supportive services, and financial assistance. As
part of a legal mandate in July 2014, the responsibility for mental health and disability services was
transitioned from lowa Counties to the state to standardize service delivery and the level and standards
of care. Discharge planning includes housing and financial assistance along with supportive care.
Specify the activities that the jurisdiction plans to undertake during the next year to address the housing
and supportive services needs identified in accordance with 91.215(e) with respect to persons who are
not homeless but have other special needs. Link to one-year goals. 91.315(e)
The Purchase of Services Grants provide funding opportunities for organizations meeting identified
human services needs for the year. Its anticipated that local service organizations will continue to apply
for these resources to meet needs.
Specify the activities that the jurisdiction plans to undertake during the next year to address
the housing and supportive services needs identified in accordance with 91.215(e) with
respect to persons who are not homeless but have other special needs. Link to one-year
goals. 91315(e)
The Purchase of Services Grants provide funding opportunities for organizations meeting identified
human services needs for the year. Its anticipated that local service organizations will continue to apply
for these resources to meet needs.
For entitlement/consortia grantees: Specify the activities that the jurisdiction plans to
undertake during the next year to address the housing and supportive services needs
Consolidated Plan DUBUQUE 96
OMB Control No:2506-0117(exp.06/30/2018)
identified in accordance with 91.215(e) with respect to persons who are not homeless but
have other special needs. Link to one-year goals. (91.220(2))
Special Needs populations continue to have a variety of unmet needs including affordable and accessible
housing. Human Services continue to be a high priority need for the City.
Consolidated Plan DUBUQUE 97
OMB Control No:2506-0117(exp.06/30/2018)
MA-40 Barriers to Affordable Housing-91.210(e)
Negative Effects of Public Policies on Affordable Housing and Residential Investment
The lack of affordable quality housing for low-income individuals and families is not keeping pace with
the demand. Homeownership is disproportionately low among African Americans. Additionally, low
income housing is concentrated in specific neighborhoods. One concern is that not all landlords accept
HCVs and are of the practice of identifying the source of income to pay rent prior to leasing which
adversely effects voucher holders. Some landlords specifically advertise that they do not accept these
vouchers (typically called Section 8) as a source of income for rent.
The practice of "source of income" has been identified as an arbitrary factor unrelated to a person's
ability to be a good tenant and recommended the Human Rights commission consider include source of
income as a protected class.The Housing &Community Development, Human Rights, and Planning
Services Departments partnered with local stakeholders to better understand how source of income
impacts tenants, particularly Housing Choice Voucher holders.The City has identified a limited number
of housing providers participating in the voucher program. To address this, a "Source of Income"
committee was formed.The Committee is made up of key city staff, board and commission members,
housing providers, and housing advocacy groups.The group analyzed data, information, and organized a
series of community dialogues to gain insight into the issues surrounding the impact of such an
ordinance and other options to increase housing choice for voucher holders.
The City incentivizes landlords, developers and employers throughout its CDBG programs, to support
low-and mod- income persons and housing and to target underserved minority groups.
The City's Housing & Community Development Department is currently leading a rebranding of the
Housing Choice Voucher Program. Minority groups are targeted for education around Fair Housing and
home ownership. The Department will utilize City commissions and other advisory groups that play an
important role in the governance of department programs. Members of the commissions and advisory
groups are community volunteers whose contributions help maintain and improve the quality of life for
Dubuque residents.
Consolidated Plan DUBUQUE 98
OMB Control No:2506-0117(exp.06/30/2018)
MA-45 Non-Housing Community Development Assets —91.215 (f)
Introduction
The Market Analysis provides an understanding of the environment in which the jurisdiction administers its programs over the course of the
Consolidated Plan period. Together with Consultation, the Needs Assessment, and the Market Analysis provides the basis for the strategic plan
and the programs and projects to be administered.
Based on the data provided, the City expects to focus CDBG funds on preserving and increasing affordable housing for low and very low-income
households and invest in low-and moderate-income neighborhoods. Many of the Housing and Urban Development tables have been
prepopulated by HUD with a default data set based on the most recent comparable data available. The tables have been supplemented in some
cases with alternative data sources and supporting information to provide the clearest and most current picture of the environment in the City
of Dubuque where the data is available.
Economic Development Market Analysis
Business Activity
Businessby5ector Numberof Numberoflobs ShareofWorkers Shareoflobs lobslessworkers
Workers % % %
Agriculture, Mining, Oil & Gas Extraction 118 58 0 0 0
Arts, Entertainment, Accommodations 3,843 5,087 14 13 -1
Construction 1,073 1,348 4 4 0
Education and Health Care Services 5,924 10,359 22 27 5
Finance, lnsurance, and RealEstate 2,388 4,194 9 11 2
Information 623 825 2 2 0
Manufacturing 3,751 4,001 14 10 -4
Other Services 1,047 1,444 4 4 0
Professional, Scientific, Management Services 2,105 2,919 8 8 0
Public Administration 0 0 0 0 0
Retail Trade 4,093 5,217 15 14 -1
Consolidated Plan DUBUQUE 99
OMB Control No:2506-0117(exp.06/30/2018)
BusinessbySeRor Numberof Numberoflobs ShareofWorkers Shareoflobs lobslessworkers
Workers Y Y Y
Transportation and Warehousing 984 1,061 4 3 -1
WholesaleTrade 1,468 1,597 5 4 -1
Total 27,417 38,110 -- -- --
Table 41 -Business Activity
Data Source: 2011-2015 ACS(W orkers),2015 Longitutlinal Employer-Householtl oynamia Qobs)
loFn�eere�ubuque Wods ManuhcLureC ConsimctIDn antl Foresiry Equlpment 2.fi�0
�ubuqueCommuNlySMool�l4�ltl Etluvtlon,��e-Xto12 1,95J
MertyOneOubuqueMetll�l@nte� HospltalServlces 1.610
UnIVeY511y0fWI5mn9n-o�TgeVIOe Etlud110n 1,062
MetlI�IAsSodatesCYlN4o.G HeaHFServlces L�61
Vntly�olniHeaHF-9NeyHospltal HoSptlalSeMces 9J5
Antlersenwntlows&�oors ManuhcLureCAluminumCatlantlWootlWntlowsantl�oors Confitlentlal
me�ny oro�e�q�e ��eimser�ice n�
Setlgwlck Ga1m5�BenefilSManagemenlantlPmcessing RS
ColtlngM1am&Butle� HeaI�FCa2,In5uanceAgendeS�Bmkeage5,antlTFlNPatlYAtlminlstators fiID
�ubuqueBankantlTm4Company&HeartlantlFinanoalVSP�lnc palSeMces fi�0
w�errio�e�q�esmoominnn ea�Qim� ssi
meaime ma�nn�,m� neaim r re aroa��rs soo,
empmyer:>soo m me ary or ooeoqoe
creaxer o�e�q�e oe�empmem corp wee:ixe
Employers with >500 employees
Dubuque's largest employers
Greater Dubuque's 121argest employers (>500 currentlyemployed) employapproximately 13653 of its residents. The top 38 employers
Consolidated Plan DUBUQUE 100
OMe Control No�.2506-01ll(exp.O6/30/2019)
tleplRetl by Intlurtry In tFe ple cFart employ 2246J persons-almort JO% oltFe worktome
�eCte� GTptOyTent by InduSiry
s:i 1 �e m.i�i .i.� �c/Em�
m .. �� � � �.<
1 - � we.rz e^ ��/
� '_�
Largezt Intlmtiez in Ouhupue
onsolltlatetlPlan DOBOpOE 101
ome mmai na.zmsmnCLwp.o Vmhmel
2002 84fi4 o.b88 fi303 3.834 3.4I3 2833 3.131 2211 ]3e 1.11] 38.880
2003 83]] ob18 5A40 3.888 33]2 28fi] 3.122 24�0 83fi 1.181 38.�]a
2004 9.192 oABb 5A21 403e 32I4 2.8I2 32d2 2I45 950 1.398 39b3fi
2005 8�I8 ob40 5A40 4.18] 3242 2.8I2 3.30a 2835 1.084 i.fi]2 40.35fi
200fi 89fi3 e.55] ib20 423] 3.333 2892 338] 32W 1290 1]98 413I4
�zom eiaz a.aas s.eai aasz aaai zan a.ses aaee i.aae � z.aze avm �
zooe s.isz osiz s.ns aazi aaai z.em asse asza i.ssi zazi azsiz �
2009 94fi2 0589 5.838 4311 3282 2.834 3524 3589 1.549 1.968 42.94b
2�1� 9282 e]]0 5]48 439e 3.34] 2852 3518 3821 1]35 2204 43a]3
2011 Bfi32 e.88fi 5.844 4b81 3331 2838 3bfi2 401] 1.828 2484 44882
2�12 9 31� 0 888 5.888 4 595 3.329 2.82fi 3 594 4.139 1.983 2 831 45383
2013 9229 0.999 b.008 4.0�4 3A98 2.910 3A23 431a 2.109 2.943 40.��9
2(N4 8.143 0.888 fi.880 4843 3.515 2]]0 3480 4334 2311 3320 4fl]84
�zms e.zoe a.ew s.eae e.wa a.eaa veo a.mi a3e� zaei a.eze m.iaa �
zois e.oso o�ea e.sao e.iai a.sza vae a.aso azsi zaa� a.sas ae.eie �
20P 8Ifi8 0]05 5]31 fi.12� 3]18 2]]8 3A14 42fi4 203� 3.82fi 40.848
vumber of izx aewmz bv Atl�unetl Gmzs mmmx
cty or o�e�q�:
m.x�ooemoz-mv
Number of Tax returns by AGI through 2018
Tax returns DOR 2002-2017
The lowa Department of Revenue releases annual income tax statistics. The total number of returns
between 2010 and 2017 increased by 7.5 percent,with 3,925 returns reported in 2017, which wasthe
most recentyear available atthe time ofthe report. Between 2010 and 2017,the adjusted gross
income class that saw the largest change was 0-9,999 dollars with a change of 78.1 percent. This is
compared to the income class of 10,000-19,999 dollars which saw the lowest percentage of change
between 2010 and 2017 of-5.6 percent(reproduced from the lowa Profile:City of Dubuque 2019).
Employment trends
The 2019 lowa Profile looked atthe trend in employment rates in Dubuque since 1990. Over the entire
series the lowest employment rate occurred in the most recent year available at the time of the study at
2.4 percent. This compares to the 2018 unemployment rate at 2.5 percent. This low unemployment
trend has continued through 2019.
Consolidated Plan DUBUQUE 103
OMB Control N¢2506-01ll(exp.06/30/2018)
.� .., � }�z4 . .. .
�oia soi .isn az>>< ux zex
. . �eorEor�saiinia
oubuqueary
iz9o-mis eis oata
LabmForceS[a[is[ics1996N118
Ocmpa[ionsbySeRor NumberofVeople
ManagemerR� businessantllinancial 5�965
Fa�mi��liSFe�ieS antl lores[ry ocmpa[ions 1�325
Servlce 3,515
Salesantl ot�ce J,560
Consolltla[etlPlan �U9UQUE 104
oue m.wi rvo zmw�n�..o.os/ao/zma�
Ciry of Dubuque- Mean Earnings
Education:
ed��uo�ai nir mme�e ey empioyme�esmws(Popwauo� iea�d oide�)
Etlum[ionalAttainmen[ InlaborForce
OoilianEmplWetl u�empwea No[inLabor
For
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Educational Attainment Median Earnings in the Past 12 Months
Bachelor'sdegree 39,840
Graduate or professional degree 50,184
Tahle 47—Median Earnings in the Past 12 Months
Da[a Sourte: 2011-2015 ACS
Broadband Connectivity
ACS 20132017, 5-Year
Householdswitha broadbandlnternetsubscnption -
Households wi[h a compu[er
0]2 0.]4 OJ6 078 0.80 0.82 0.84 0.86 0.88
UoleetlStates � CityofDubupue
Broad6and and Computer Usage
Broad6and/ High Speedinternet
In 2013-2017, 86B percent of households in Dubuque city, lowa had a computer, and 77.5 percent had a
broadband internet subscription.An estimated 77.4 percent of households had a desktop or
laptop, 66.6 percent had a smartphone, 51.8 percent had a tablet or other portable wireless computer,
and 4B percent had some other computer.Among all households, 50.0 percent had a cellular data
plan; 64.9 percent had a broadband subscription such as cable,fiber optic, or DSL; 7J percent had a
satellite internet subscription; 0.8 percent had dial-up alone; and 0.4 percent had some otherservice
alone.
Technology infrastructure is needed for all of Dubuque's businesses to grow and add employees as well
as for its residents. Two of the largest employment sectors, manufacturing and health care rely on
competitive and reliable technology.
Consolidated Plan DUBUQUE 108
OMB Cnntml No'.2506-011)(exp.06/30/2018)
�
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City of Dubuque-Fiber Optic Ne[work
Besed on the Business Ac[ivity teble ebove, whet ere the mejor employment secmrs within
yourjurisdic[ion?
The economy hasdiveR;fied and isn,bmnoalry bolscered by omerreaorsn,d, ashealmare,
educahon, financial rerviccs,and Tourism while manufachin ng jobsare still a strong seRor.
Healthcareand Educacion led Iheway with D% of oveall jobsin 2015, with rourism encertainmencand
re[ail roge[her making up Ihe nex[D%. Agnmlhire, Mining, Oil & 6as&traRion is Ihe only recrorwith
moreworkersthanjobsbaredon [heBusncssAchvity[able. &aredonthemorerecen[da[afrom
Dubuque's la�gcs[empl oyers Heal[hcare and Educah on are mnhnuing ro add jobsand manufachire is
remaming s[rong in Ihe region.
Nahonally and in Dubuque, Ihe mmbinahon of an aging workforce, decreascs i n workforce numbers,
and skillsgapsbetween availablework and workerspresen[challengesforall recrors, bu[ismos[
evi den[in Ihe manuhchinng recror. Manufachuing remains one of Dubuque's major employmen[
recrors.John DeereDubuque,Anderren Windows,and Hortnel reprcren[Iha[utima[ed3,J51
employecs.
Describe the workforce end inhestruc[ure needs of the business community:
Consvlida[ed Plan DUBUQUE 109
ome antml rvo.zsoc oiv�np. oc/so/aoie�
Integrating the needs of the City's small and mid-size manufacturers into workforce development will be
critical to the growth and retention of these smaller firms.The City, the Greater Dubuque Development
Council, and their economic development partners maintain strong relationship with local industries to
address their workforce issues, specifically how Dubuque's future workers are prepared for careers in
advanced manufacturing and technology.
Retaining and recruiting talent to replace retiring experienced workers remains an important challenge
for the community in the next decade. Local public and private sector groups and employers have
initiated efforts to address workforce concerns in the community. The issue for Dubuque isn't the
demand for but the supply of qualified workers and for wages that keep up the rise in costs of housing
and other goods and services. The manufacturing sector continues to be an important sector for the city
and is expected to have an ongoing need for workers.
The top 38 employers depicted by industry in the pie chart employ 22,467 persons-almost 70%of the
workforce. It is unknown how many of these workers commute from the greater Dubuque area.The
2017 ACS data show 31,913 persons in the workforce as compared to 27,417 in the same dataset in
2015 or an increase of 16%.
Employment in the health care sector is projected to continue to increase. Based on the data in the
table above, the City of Dubuque already has more jobs than workers in education and health
care. Dubuque's major health care facilities include two regional hospitals, two multipractice clinics and
the Crescent Community Health Center. The Region's top ten employers include five in the health care
or health care insurance sector, the University in neighboring Wisconsin, the school district, the City of
Dubuque, and two manufacturers.
The Greater Dubuque Development Council Reports the following on its website:
Employment in the Dubuque Metropolitan Area is projected to grow above the projections for the
region, State of lowa, and US.
The working age population is projected to decline nationally, greater declines are projected in lowa,
and in the Dubuque region
The Dubuque MSA's median hourly earnings per worker is $16.68. Of the MSA's in the region Dubuque
ranks Sth.
IOWA MSA's:
• Rochester$20.65
• Cedar Rapids $18.71
• lowa City$18.52
• Davenport$17.26
Consolidated Plan DUBUQUE 110
OMB Control No:2506-0117(exp.06/30/2018)
• Dubuque $16.78
Describe any major changes that may have an economic impact, such as planned local or
regional public or private sector investments or initiatives that have affeded or may affect
job and business growth opportunities during the planning period. Describe any needs for
workforce development, business support or infrastructure these changes may create.
A component of the City's overall Comprehensive Planning process was a look at Dubuque's economic
future and how the Dubuque community can translate current opportunities into economic successes
for all residents and business interests. This broader market assessment was combined with local
market data and public engagement themes to develop a portrait of Dubuque's markets by sector.
These sectors include: Commercial Uses, specifically Stores, or Retail, and Office, Housing, Industrial,
Higher Education, and Healthcare.
The City as a whole has committed in its Imagine Dubuque 2037 plan to diversify Dubuque's economy by
retaining, expanding, and growing local businesses; attracting new businesses; maintaining an
abundance of employment opportunities; and offering top quality-of-life options that create an
equitable community where young professionals want to live and raise their families, supporting the
availability of a diverse, skilled workforce
How do the skills and education of the current workforce correspond to employment
opportunities in the jurisdiction?
Dubuque's economic challenges are the same as those faced by communities nationally— how to grow
the local economy, and by extension, the City; how to attract the right talent; how to develop the skilled
workforce of the future, despite structural full employment; and how to integrate all of this work
equitably, efficiently, and inventively. Dubuque has also experienced minimal population growth since
the 1980s—how the City attracts talent and increases overall employment will drive future housing
demand and additional market-supported housing options.
Describe any current workforce training initiatives, including those supported by Workforce
Investment Boards, community colleges and other organizations. Describe how these efforts
will support the jurisdiction's Consolidated Plan.
Dubuque has the initiatives in place that provide the foundation for achieving economic
prosperity. Alongside of traditional workforce supports such as a resource center, career counseling, job
seeking, placement and other specialized employment services, the City of Dubuque has two major
initiatives: Opportunity Dubuque and Inclusive Dubuque.
Consolidated Plan DUBUQUE 111
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• Opportunity Dubuque is the Dubuque area's collaboration for workforce training and
development
• Inclusive Dubuque, a citywide partnership of over 60 groups, also addresses workforce issues
and equity, specifically available job quality, career advancement, childcare, and transportation
to and from work.
These local training and education programs to aid the region's underemployed have had successes.The
first group of 250 trainees through Opportunity Dubuque achieved a 94 percent placement rate.
Does yourjurisdiction participate in a Comprehensive Economic Development Strategy
(CEDS)?
Yes
If so, what economic development initiatives are you undertaking that may be coordinated
with the Consolidated Plan? If not, describe other local/regional plans or initiatives that
impact economic growth.
<TYPE=[text] REPORT_GUID=[FSDC4D3147433947165558A235C46686]
PLAN_SECTIO N_I D=[1370705000]>
Discussion
The shortage of skilled workers threatens the rebounding economy. There is some indication that
college and high school educations are not keeping up with the demand in such areas as math and
science careers.This combined with an impending workforce shortage issue is very real in our region.
The population in the Dubuque area is oldest among the major metropolitan areas in the State of lowa,
if the local labor pool dries up, it could create a perfect storm of collapsing factors, eroding the region's
economic success.
Resiliency
Key principles of environmental integrity are including in both the City's lmagine Dubuque
Comprehensive Plan 2037 and in Sustainable Dubuque. Potential overlapping activities include:
• Expanded sustainable stormwater management practices to address flooding prevention
• Community Gardens
• Youth Eco-education programs
• Implementations of watershed plans
• Expanding programs to reduce, reuse, and recycle, including composting and building materials.
Consolidated Plan DUBUQUE 112
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The Dubuque Community Climate Action & Resiliency Plan establishes a goal of 50% reduction of
greenhouse gas emissions to 2003 levels by the year 2030.The plan identifies contributors to
greenhouse gases in Dubuque and sets forth an impact reduction target to achieve the 50% goal.
Important to this effort is Dubuque, along with its partners, should regularly update the 50% by 2030
Community Climate Action & Resiliency Plan to stay current on best practices in greenhouse gas
mitigation, climate adaptation, and resiliency
The Bee Branch Watershed lies completely within one of Dubuque's oldest and most dense
neighborhoods. Six Presidential Disaster Declarations, resulting in $70 million in damages, occurred
between 1999 and 2011. To address this issue, the City initiated the Bee Branch Watershed Flood
Mitigation Project, a multifaceted approach that incorporates permeable pavement, two upstream
retention basins, daylighting of Bee Branch Creek, and resiliency efforts of storm drains.
The Bee Branch Healthy Homes initiative has also allotted $8.4 million in forgivable loans to flood-proof
320 flood-prone houses, mitigating mold growth, structural issues, and electrical hazards. A Healthy
Home Advocate works with individuals and families to develop a resilience plan for each home.
Consolidated Plan DUBUQUE 113
OMB Control No:2506-0117(exp.06/30/2018)
MA-50 Needs and Market Analysis Discussion
Are there areas where households with multiple housing problems are concentrated?
(include a definition of"concentration")
Housing problems (incomplete kitchen facilities, incomplete plumbing facilities, overcrowding, or cost
burden greater than 30%) percent) tend to be concentrated in areas with high rates of poverty. As
shown previously, some 82 percent of households at or below 30 percent MFI have housing
problems. Refer to the following question for areas with high concentrations of poverty. Concentration
is defined as having a disproportionate share or ten percentage points higher. Housing burdens impact
not only those in the lowest income brackets, but also those in the middle-income brackets as well. Cost
burden is by far the biggest housing problem.
Are there any areas in the jurisdiction where racial or ethnic minorities or low-income
families are concentrated? (include a definition of"concentration")
Geographic analysis of racial distribution was conducted by calculating the percentage share of total
population within each census tract of the sub-population; i.e., racial or ethnic group. That share was
then plotted on a geographic map.
The city of Dubuque has a very small minority population and black or African American residents make
up 4.4 percent of the total population. However, Census Tract 1, known as the "The Flats" is
disproportionally Black of African American at 16.5 percent and a high poverty area.
What are the characteristics of the market in these areas/neighborhoods?
"The Flats" as it is locally referred to has:
• Poverty rate of 31.82 percent
• Unemployment at 6.72 percent,
• Median Household Income at$23,814.
• Housing Cost Burden at more than 36 percent
• Low income households with severe house burden 35.76%
• Moderate Income households with severe house burden 33.97%
The neighboring Washington Neighborhood is one of the oldest and most diverse in Dubuque. The
neighborhood is in the center of Dubuque's urban core and borders the Historic Millwork District, Bee
Branch, North End District and Downtown. The Washington Neighborhood has many historically
significant residential and commercial structures. Eighty-six percent of the properties were built prior to
1939, with many dating back to the late nineteenth century. Exterior architecture on these older
buildings remains fairly intact; however, the age of the housing and commercial stock creates challenges
for maintenance and property values.
Consolidated Plan DUBUQUE 114
OMB Control No:2506-0117(exp.06/30/2018)
Are there any community assets in these areas/neighborhoods?
The City has special incentives in place toward home or rehab purchased in these low/moderate income
neighborhoods and continues to invest in economic development and family,youth, and education
projects in addition to supporting housing improvements and neighborhood grants and afterschool
programs.
Are there other strategic opportunities in any of these areas?
This area has been the target of considerable rehabilitation efforts and infrastructure improvements.
There are multiple effortstargetingthe downtown and surrounding areas including CDBG investment.
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Consolidated Plan DUBUQUE 115
OMB Cnntml No'.2506-011)(exp.06/30/2018)
Low Income Households: ]55
% Owner units affordable to 100% 66.6]%
HAMFI:
% of LI Households With 8.61%
Substandard Housing:
% of LI Households With 1.99%
Overcmwding:
°/a of LI Households With Severe 35J6%
Cost Burden:
Moderate Inwme Households: 1,045
°/a of MI Households With Any of 4 33.9]%
Severe Housing Problems:
°/a of MI Households With 6.60%
Substandard Housin9:
°/a of MI Households With 182%
Overcrowding:
% of MI Househalds With Severe 25.84%
Cost eurden:
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MA-60 Broadband Needs of Housing occupied by Low- and Moderate-Income
Households - 91.210(a)(4), 91.310(a)(2)
Describe the need for broadband wiring and connections for households, including low- and
moderate-income households and neighborhoods.
Describe the need for increased competition by having more than one broadband Internet
service provider serve the jurisdiction.
Consolidated Plan DUBUQUE 117
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Strategic Plan
SP-05 Overview
Strategic Plan Overview
The City of Dubuque distinguishes between four different but complementary areas of program
development in its overall CDBG program: Housing Development, Economic Development,
Neighborhood and Community Development and Planning and Administration. Administration ensures
management, oversight, coordination, and compliance with federal regulations and reporting
requirements.
The City of Dubuque will address CDBG goals of affordability, sustainability, and accessibility through the
following strategic goals over the five-year consolidated plan period.
• Assist Special Needs Populations
• Develop New Affordable Housing units
• Direct Home Ownership Assistance
• Fair Housing Education, Outreach and Assistance
• Support Neighborhood Development and Improvements
• Neighborhood Youth Services and Aftercare
• Encourage Self-Sufficiency-Public/Human Services
• Provide Inspection and Code Enforcement
• Repair and Rehabilitation of Existing Housing
Consolidated Plan DUBUQUE 118
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SP-10 Geographic Priorities —91.215 (a)(1)
Geographic Area
Table 48-Geographic Priority Areas
1 Area Name: City Wide
Area Type: Local Target area
Other Target Area Description:
HUD Approval Date:
%of Low/Mod:
Revital Type: Comprehensive
Other Revital Description:
IdentiTy the neighborhood boundaries for this target area.
Include specific housing and commercial characteristics of this target
area.
How did your consultation and citizen participation process help you to
identify this neighborhood as a target area?
IdentiTy the needs in this target area.
What are the opportunities for improvement in this target area?
Are there barriers to improvement in this target area?
Z Area Name: Low/Moderate Area
Benefit
Area Type: Local Target area
Other Target Area Description:
HUD Approval Date:
%of Low/Mod:
Revital Type: Comprehensive
Other Revital Description:
IdentiTy the neighborhood boundaries for this target area.
Include specific housing and commercial characteristics of this target
area.
How did your consultation and citizen participation process help you to
identify this neighborhood as a target area?
IdentiTy the needs in this target area.
Consolidated Plan DUBUQUE 119
OMB Control No:2506-0117(exp.06/30/2018)
What are the opportunities for improvement in this target area?
Are there barriers to improvement in this target area?
General Allocation Priorities
Describe the basis for allocating investments geographically within the jurisdiction (or within the EMSA
for HOPWA)
The City encourages income diversity in neighborhoods by incentivizing purchase in low-mod areas for
higher income households and providing additional financial resources for extremely-low, low, and
moderate-income populations to increase affordability outside areas of high-poverty concentration. By
leveraging multiple sources of funding to increase resources for lower-income households, more
equitable outcomes are achieved. Program income generated from CDBG funded housing activities
represents nearly 98% of the City's CDBG loan portfolio.
Consolidated Plan DUBUQUE 120
OMB Control No:2506-0117(exp.06/30/2018)
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C�nsolltla[etlPlan �U9UQUE 121
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SP-25 Priority Needs - 91.215(a)(2)
Priority Needs
Table 49—Priority Needs Summary
1 Priority Need More Affordable Housing Units
Name
Priority Level High
Population Extremely Low
Low
Moderate
Large Families
Families with Children
Elderly
Individuals
Families with Children
Victims of Domestic Violence
Elderly
Frail Elderly
Persons with Mental Disabilities
Persons with Physical Disabilities
Persons with Developmental Disabilities
Persons with HIV/AIDS and their Families
Victims of Domestic Violence
Non-housing Community Development
Geographic City Wide
Areas Low/Moderate Area Benefit
Affected
Associated Develop New Affordable Housing units
Goals Assist Special Needs Populations
AFH: Advance Equity with Fair Housing Activities
Maintaining Existing Affordable Housing
Provide Inspection and Code Enforcement
Description Need to increase both the availability of affordable units and fair access to
affordable housing to relieve cost burden.
Basis for The priority was established through the Needs Assessment, Market Analysis
Relative and public and stakeholder input.
Priority
Z Priority Need Rapid- Rehousing
Name
Consolidated Plan DUBUQUE 122
OMB Control No:2506-0117(exp.06/30/2018)
Priority Level High
Population Chronic Homelessness
Individuals
Families with Children
Mentally III
Chronic Substance Abuse
veterans
Persons with HIV/AIDS
Victims of Domestic Violence
Unaccompanied Youth
Geographic City Wide
Areas Low/Moderate Area Benefit
Affected
Associated Assist the Homeless and At-Risk of Homelessness
Goals
Description Provide emergency and other shelter as well as homeless prevention such as
rapid rehousing.There is a need for emergency, transitional, and permanent
housing for homeless and near homeless.
Basis for The priority was established through the Needs Assessment, survey, market
Relative analysis and public and stakeholder input.
Priority
3 Priority Need Homeless-Shelter Beds
Name
Priority Level High
Population Extremely Low
Individuals
Families with Children
Geographic City Wide
Areas
Affected
Associated Assist the Homeless and At-Risk of Homelessness
Goals
Description There is a significant need for Emergency Shelter beds for Men and emergency
and transitional shelter beds for Men with Children as identified in the
consultation, needs assessment, and market analysis.
Consolidated Plan DUBUQUE 123
OMB Control No:2506-0117(exp.06/30/2018)
Basis for The need is supported through the homeless needs assessment, the market
Relative analysis of homeless shelters, and key interviews with homeless program staff
Priority and the CoC point in time study.
4 Priority Need AFH: Fair Housing Education and Outreach
Name
Priority Level High
Population Low
Moderate
Large Families
Families with Children
Elderly
Frail Elderly
Persons with Mental Disabilities
Persons with Physical Disabilities
Persons with Developmental Disabilities
Geographic City Wide
Areas
Affected
Associated Assist Special Needs Populations
Goals AFH: Advance Equity with Fair Housing Activities
Description Fair Housing education for the larger community and for recipients to recognize
and report violations and for legal aid support.
Basis for The priority was established through the Analysis of Impediments to Fair
Relative Housing and stakeholder consultation.
Priority
5 Priority Need Non-Housing Community Needs
Name
Priority Level High
Population Low
Moderate
Non-housing Community Development
Geographic City Wide
Areas
Affected
Consolidated Plan DUBUQUE 124
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Associated Assist Special Needs Populations
Goals Support Neighborhood Development and Improvements
Encourage Self-Sufficiency-Public/Human Services
Neighborhood Youth Services and Aftercare
Description Public Facility and or infrastructure activities other than low/moderate targeted
benefit.
Basis for The priority was established through the Needs Assessment, survey, market
Relative analysis and public and stakeholder input.
Priority
6 Priority Need Eliminate Lead Based Paint and other Hazards
Name
Priority Level High
Population Families with Children
Geographic City Wide
Areas
Affected
Associated Maintaining Existing Affordable Housing
Goals
Description The age of housing in Dubuque necessitates the need to continue to rehabilitate
older housing stock to remove lead-based paint and other hazards.
Basis for The priority was established through the Needs Assessment, market analysis
Relative and public and stakeholder input.
Priority
� Priority Need Support Services- Human Services
Name
Priority Level High
Population Extremely Low
Low
Moderate
Large Families
Families with Children
Elderly
Geographic City Wide
Areas
Affected
Consolidated Plan DUBUQUE 125
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Associated Assist Special Needs Populations
Goals Support Neighborhood Development and Improvements
Encourage Self-Sufficiency-Public/Human Services
Neighborhood Youth Services and Aftercare
Description To assist low and moderate residents with basic needs.
Basis for This priority was identified through citizen input and consultation
Relative
Priority
$ Priority Need Support Services- Employment Wages and income
Name
Priority Level High
Population Low
Moderate
Large Families
Families with Children
Geographic Low/Moderate Area Benefit
Areas
Affected
Associated Encourage Self-Sufficiency-Public/Human Services
Goals
Description Minimum wage is not enough to meet rental obligations with one full time job.
There is a significant gender wage difference with women earning significantly
less than men and a stakeholder identified need for affordable childcare and
other employment supports for low- and mod-income persons.
Basis for This was identified through Consultation and the Needs Assessment.
Relative
Priority
9 Priority Need Expand acceptance of HCVs community wide
Name
Priority Level High
Population Extremely Low
Low
Moderate
Geographic City Wide
Areas
Affected
Consolidated Plan DUBUQUE 126
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Associated Provide Inspection and Code Enforcement
Goals
Description There is a need to increase the number of landlords consistently willing to
accept HCV as the source of income.There is a need to have landlords across
the city who will accept vouchers outside of concentrated areas.
Basis for This is a strongly identified need in the needs analysis, the market analysis, and
Relative echoed throughout stakeholder input.
Priority
10 priority Need New Affordable Housing
Name
Priority Level High
Population Low
Moderate
Geographic City Wide
Areas
Affected
Associated Develop New Affordable Housing units
Goals
Description Due to expected continued high housing demand there is a need to support
additional new affordable housing.
Basis for This need was identified in the Needs Assessment in terms of affordability of
Relative housing, and in the Market Analysis in the current and forecasted need for
Priority housing in the City.
11 priority Need Support Services- Employment and Child Care
Name
Priority Level High
Population Extremely Low
Low
Moderate
Large Families
Families with Children
Geographic Low/Moderate Area Benefit
Areas
Affected
Associated Encourage Self-Sufficiency-Public/Human Services
Goals Neighborhood Youth Services and Aftercare
Consolidated Plan DUBUQUE 127
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Description A need has been identified through citizen input and consultation to provide
low-and moderate- income families with services to obtain and maintain
employment, such as affordable childcare in their neighborhoods and or at
employment sites.
Basis for The priority was established through the Needs Assessment, focus groups,
Relative Market Analysis and public and stakeholder input.
Priority
1Z Priority Need Support Services- Mental Health & Substance Abuse
Name
Priority Level High
Population Low
Moderate
Geographic City Wide
Areas
Affected
Associated Assist the Homeless and At-Risk of Homelessness
Goals Encourage Self-Sufficiency-Public/Human Services
Description The community has identified co-occurring mental health and substance abuse
services as a precipitator to homelessness and a barrier to maintaining housing
and self-sufficiency.
Basis for Consultation and citizen input
Relative
Priority
13 priority Need Increase Self Sufficiency
Name
Priority Level High
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Population Extremely Low
Low
Large Families
Families with Children
Elderly
Frail Elderly
Persons with Mental Disabilities
Persons with Physical Disabilities
Persons with Developmental Disabilities
Persons with Alcohol or Other Addictions
Persons with HIV/AIDS and their Families
Victims of Domestic Violence
Non-housing Community Development
Geographic City Wide
Areas
Affected
Associated Assist the Homeless and At-Risk of Homelessness
Goals Assist Special Needs Populations
Encourage Self-Sufficiency-Public/Human Services
Neighborhood Youth Services and Aftercare
Description Create sustainable situations for at-risk populations to work towards economic
independence.
Basis for The priority was established through the Needs Assessment, survey, market
Relative analysis and public and stakeholder input.
Priority
14 Priority Need Legal Support and Education on Fair Housing
Name
Priority Level High
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Population Extremely Low
Low
Moderate
Large Families
Families with Children
Elderly
Frail Elderly
Persons with Mental Disabilities
Persons with Physical Disabilities
Persons with Developmental Disabilities
Persons with Alcohol or Other Addictions
Persons with HIV/AIDS and their Families
Non-housing Community Development
Geographic City Wide
Areas Low/Moderate Area Benefit
Affected
Associated AFH: Advance Equity with Fair Housing Activities
Goals
Description The need for low- and moderate-income citizens particularly in protected
classes to understand their legal rights and have legal support when pursuing
legal remedies to code violations, discrimination, evictions or other tenant and
civil rights issues.
Basis for The priority was established through the Needs Assessment, market analysis
Relative and public, stakeholder input, and more predominantly, the Analysis of
Priority Impediments to Fair Housing.
15 priority Need Homeownership Opportunities
Name
Priority Level High
Population Low
Moderate
Large Families
Families with Children
Elderly
Persons with Mental Disabilities
Persons with Physical Disabilities
Geographic City Wide
Areas
Affected
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Associated Direct Home Ownership Assistance
Goals
Description There is a need to increase homeownership opportunities for low and
moderate-income households, with special outreach to women, Black/African-
Americans and other minority groups.
Basis for This need was identified through consultation, citizen input, Needs Assessment,
Relative market analysis, and analysis of Impediments to Fair Housing.
Priority
16 priority Need Analysis of rent increase in Mobile Home Housing
Name
Priority Level High
Population Low
Moderate
Elderly
Persons with Mental Disabilities
Persons with Physical Disabilities
Persons with Developmental Disabilities
Geographic Low/Moderate Area Benefit
Areas
Affected
Associated Maintaining Existing Affordable Housing
Goals
Description Citizens and other partners are reporting a recent escalation of rents in this low-
to moderate- housing stock, which provides significant housing units for Elderly
and Disabled citizens of Dubuque. There is a need to maintain these affordable
units in the housing stock. The City Council adopted a policy change in
November 2019 to add Mobile Homes to the Housing Choice Voucher policy.
Basis for This priority was established through key interviews, public input through the
Relative City council and Human Rights Department, and through the Market Analysis.
Priority
1� Priority Need Assessible housing for Special Needs Population
Name
Priority Level High
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Population Extremely Low
Low
Moderate
Elderly
Persons with Physical Disabilities
Persons with Developmental Disabilities
Geographic City Wide
Areas
Affected
Associated Assist Special Needs Populations
Goals Maintaining Existing Affordable Housing
Description There continues to be a demand for affordable housing for special needs
populations.
Basis for This need was identified through the needs assessment and housing market
Relative analysis.
Priority
18 Priority Need Maintain Safety through Code Enforcement
Name
Priority Level High
Population Extremely Low
Low
Moderate
Large Families
Families with Children
Elderly
Geographic City Wide
Areas Low/Moderate Area Benefit
Affected
Associated Support Neighborhood Development and Improvements
Goals Maintaining Existing Affordable Housing
Provide Inspection and Code Enforcement
Description There is a need to enforce current code in the existing low-moderate income
housing stock and preserve existing housing and residential neighborhoods
through code enforcement and historic preservation efforts.
Basis for This need was established through consultation, Analysis of Impediments to Fair
Relative Housing and current Code Enforcement efforts.
Priority
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19 Priority Need Improve existing owner-occupied structures
Name
Priority Level High
Population Low
Moderate
Large Families
Families with Children
Elderly
Elderly
Persons with Physical Disabilities
Geographic City Wide
Areas Low/Moderate Area Benefit
Affected
Associated Assist Special Needs Populations
Goals Maintaining Existing Affordable Housing
Provide Inspection and Code Enforcement
Description Financing or funding to directly to homeowners or nonprofits serving
homeowners on rehabilitating existing structures such as code related repairs,
energy efficient upgrades, accessibility modifications and historic exterior
upgrades.
Basis for This was determined through the Needs Assessment, Consultation, current
Relative program efforts, and the Market Analysis.
Priority
Z� Priority Need Improve physical environments
Name
Priority Level High
Population Low
Moderate
Large Families
Families with Children
Elderly
Elderly
Persons with Physical Disabilities
Non-housing Community Development
Geographic Low/Moderate Area Benefit
Areas
Affected
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Associated Assist Special Needs Populations
Goals Maintaining Existing Affordable Housing
Description Improve Infrastructure and Physical Environments in Low-Mod income
neighborhoods.
Basis for This need was established through the assessment of current programs,
Relative Consultation, and the Market Analysis.
Priority
Z1 Priority Need High Speed Internet Access
Name
Priority Level Low
Population Low
Moderate
Geographic Low/Moderate Area Benefit
Areas
Affected
Associated Support Neighborhood Development and Improvements
Goals
Description Improve equitable access of high speed Internet access Among all
households, 50.0 percent had a cellular data plan; 64.9 percent had a
broadband subscription such as cable, fiber optic, or DSL; 7.7 percent had a
satellite internet subscription; 0.8 percent had dial-up alone; and 0.4 percent
had some other service alone.
Basis for This need was identified through the housing market analysis and in conjunction
Relative with the City's consolidated plan.
Priority
ZZ Priority Need Diversified Neighborhoods
Name
Priority Level High
Population Extremely Low
Low
Moderate
Large Families
Families with Children
Elderly
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Geographic Low/Moderate Area Benefit
Areas
Affected
Associated Develop New Affordable Housing units
Goals
Description The City is exploring ways to partner with developers and other partners to
create new homeownership opportunities outside of clustered areas of poverty.
Basis for The priority was established through the Market Analysis and public input.
Relative
Priority
Z3 Priority Need Increasing Social Capital
Name
Priority Level High
Population Extremely Low
Low
Moderate
Middle
Geographic City Wide
Areas
Affected
Associated Support Neighborhood Development and Improvements
Goals Encourage Self-Sufficiency-Public/Human Services
Neighborhood Youth Services and Aftercare
Description The ability for community resiliency during times of stress such as a natural
disaster has been linked to increasing social capital. Social capital is evidenced
by close interaction, reliance during times of crisis, and open communication. A
resilient Dubuque will be able to function, sustain, and adapt under stress. The
City has identified a need for investing in neighborhoods in a way that supports
and builds social capital such as building neighborhood infrastructure that
encourages social interactions and supporting neighborhood projects and
community building through grants.
Basis for The need for increased social capital was identified in the Housing Market
Relative Analysis and in consultation with the Community Development Advisory
Priority Committee and the City's Resiliency Committee.
Z4 Priority Need Improve Existing Affordable Rental Units
Name
Priority Level High
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Population Extremely Low
Low
Moderate
Large Families
Families with Children
Elderly
Elderly
Geographic City Wide
Areas
Affected
Associated Support Neighborhood Development and Improvements
Goals Maintaining Existing Affordable Housing
Description Based on the continued code enforcement efforts in the City, several affordable
housing structures are under significant code enforcement costing more than
landlords can afford. Low income residents continue to live in these structures
because they are not condemnable, but wait for court action to force a sale of
the property. Providing assistance to responsible landlords renting to low to
moderate income residents will be essential to providing safe, healthy and
affordable housing choice in the community.
Basis for Over 600 affordable housing rental units have been identified as sub-standard,
Relative and that number continues to climb with the aging housing stock in Dubuque.
Priority Approximately 40% of residents rent as opposed to owning a home, a higher
percent of those being low to moderate income, and need safe, healthy and
affordable places to live.
Narrative (Optional)
Dubuque's priority needs were identified through an extensive public input process. Goals were
developed directly from priority needs identified through the public input process. Priority needs were
identified in categories including affordable housing, fair housing, homelessness, self-sufficiency and
neighborhood needs (infrastructure). All needs and goals were identified through the context of eligible
uses of HUD funding. The City will use its available CDBG and HOME resources to fund activities that will
achieve the goals identified in the plan and address the priority needs identified by the public as funding
a I I ows.
The Housing & Community Development Department works closely with the local Continuum of Care.
Community Development and Housing Department staff remain in communication with the local
Homeless Advisory Council to remain informed and align priorities and funding to address needs of
residents experiencing or at risk of homelessness. The Community Development Department assists CoC
Consolidated Plan DUBUQUE 136
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applicants providing services in the jurisdiction to ensure programming aligns with the needs identified
in the Consolidated Plan, and also to amend the Consolidated Plan, if necessary, based on identified
needs.
The City is already investing in its older neighborhoods and aiding, along with the federal and state
agencies, to support first-time homeowners and owner-occupants seeking to rehab and update their
properties. The following actions can help ensure that Dubuque's housing stock and neighborhoods are
viable, livable, and equitable well into the future. CDBG funds will be used for eligible housing activities,
such as homeowner repair and rehabilitation, lead hazard reduction, rental rehabilitation, rehabilitation
services and staff costs, and direct financial assistance for homebuyers.
Activities that increase rental stock, quality, and affordability, and initiatives around health and energy
efficiency, will have a beneficial effect the livability of the City, accessibility and equity for residents of all
income levels, such as:
• Look to increase wages and self-sufficiency opportunities in the community to make housing
more attainable.
• Adopt and implement a mix of educational/outreach programs to increase housing provider
participation in Housing Choice Voucher program.
• Adopt and implement a mix of financial incentives/policies for Housing Choice Voucher unit
availability in locations throughout the City.
• Foster partnerships with private and non-profit housing developers to provide affordable,
quality housing units.
• Continue to review the City's codes and incentives to ensure what is working continues, and that
any other barriers are a priority to address and remove.
• Monitor affordability and housing stress.
• Partner with local agencies to facilitate quality childcare and assistance with non-housing basic
needs.
Consolidated Plan DUBUQUE 137
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SP-30 Influence of Market Conditions —91.215 (b)
Influence of Market Conditions
Affordable Market Characteristics that will influence
Housing Type the use of funds available for housing type
Tenant Based The Housing Choice Voucher program is the primary way that the City provides
Rental Assistance affordable housing, however there are not enough vouchers for all the
(TBRA) households in need of affordable housing. There continues to be a need to
provide affordable housing outside of high poverty areas. Most of the waiting
list for the voucher program are extremely low income and cost burdened. As
shown by the previous sections, the demand for rental has increased and is
expected to increase throughout the course of this plan as the number of cost-
burdened families and individuals continues to grow.
TBRA for Non- This population is already cost-burdened, and the availability of accessible
Homeless Special housing is scarce. The Non-Homeless Special Needs populations within the City
Needs have a variety of housing needs. The increase in demand for rentals places an
especially high need for affordable and available special need populations
within the state-particularly where physical accessibility needs exist.
New Unit In the period covered by this Plan, the City will refine procedures to identify and
Production support multi-family housing projects that meet the goals outlined in this and
other adopted City plans. The City utilizes tax rebates, abatements, land
donations, and direct financial assistance to provide resources developers need
to produce financially feasible projects. Effective relationships with developers
of affordable housing, potential buyers of at-risk housing, advocacy groups,
lenders, community groups, and education about how to maintain existing
affordable housing helps ensure the number of affordable units is
maintained. As shown in the Market Analysis, housing production has not been
keeping pace with demand, resulting in increasing prices for owners and
renters alike.
Rehabilitation Dubuque has some of the oldest housing stock in IOWA with 80% being built
before 1980, putting it at greater risk for lead based paint hazards. Based on
data and feedback from stakeholders, there is a great demand for rental unit
rehabilitation to ensure existing housing stock is safe and remains affordable
and remains in the market as demand increases.
Acquisition, The City uses several strategies to maintain affordable housing. Conservation
including districts, local tax abatement options, and low-interest and forgivable loans
preservation increase the availability of resources to improve housing while maintaining
affordability. There is a high need for preservation of affordable units. The City
would help in the acquisition of land for development when opportunities arise.
Table 50—Influence of Market Conditions
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SP-35 Anticipated Resources - 91.215(a)(4), 91.220(c)(1,2)
Introduction
The City combines public and private funding to carryout affordable housing activities described in the Plan. The City's Urban Renewal Plan
designates Tax Increment Financing (TIF) districts that provide aid related to housing and residential development when a portion of the
increment generated is dedicated to housing assistance for low-and moderate-income family housing. Non-profit developers use TIF resources
set aside for low-and moderate-income housing to fill financing gaps often associated with the rehabilitation of historic housing. Other
development funding can be obtained through application for private and public sources that include local tax incentives and funding, federal
and state low-income and historic tax credits, and private sources. The City supports housing developers applying for other sources of funding
when their projects align with the City's goals and priorities identified in the Consolidated Plan. Tax abatement and local resources to incentivize
new rental unit development allow housing developers to show local support and increase the financial feasibility and competitiveness when
applying for scarce affordable housing resources.
Non-housing community development activities leverage CDBG federal funds to carryout activities identified in the Plan.
Anticipated Resources
Program Source of Uses of Funds Expected Amount Available Year 1 Expected Narrative Description
Funds Annual Program PriorYear Total: Amount
Allocation: Income:$ Resources: $ Available
$ $ Remainder
of ConPlan
$
CDBG public - Acquisition
federal Admin and Planning
Economic
Development
Housing
Public
Improvements
Public Services 1,080,989 254,192 1,000,000 2,335,181 5,321,000
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Table 51-Anticipated Resources
Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how
matching requirements will be satisfied
Leveraging of private and nonfederal resources by using of federal funds will be attempted whenever possible. Leveraging of resources in
conjunction with the use of federal CDBG funds will continue to be a priority to maximize accomplishments. Public services agencies using CDBG
provide some level of match. City departments receiving entitlement funds leverage those dollars with other resources. For example, the City's
Housing & Community Development Department leverages CDBG funding with federal grants for lead-based paint testing and remediation
activities.
If appropriate, describe publically owned land or property located within the jurisdiction that may be used to address the needs
identified in the plan
None
Discussion
Please see above.
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SP-40 Institutional Delivery Structure —91.215(k)
Explain the institutional structure through which the jurisdiction will carry out its consolidated plan
including private industry, non-profit organizations, and public institutions.
Responsible Entity Responsible Entity Role Geographic Area
Type Served
City of Dubuque Government Economic Jurisdiction
Development
Homelessness
Ownership
Planning
Public Housing
Rental
neighborhood
improvements
public facilities
public services
Table 52-Institutional Delivery Structure
Assess of Strengths and Gaps in the Institutional Delivery System
The City as a whole has committed in its Imagine Dubuque 2037 plan to diversify Dubuque's economy by
retaining, expanding, and growing local businesses; attracting new businesses; maintaining an
abundance of employment opportunities; and offering top quality-of-life options that create an
equitable community where young professionals want to live and raise their families, supporting the
availability of a diverse, skilled workforce. The city has partnerships across sectors to support its
community and housing goals.
Availability of services targeted to homeless persons and persons with HIV and mainstream
services
Homelessness Prevention Available in the Targeted to Targeted to People
Services Community Homeless with HIV
Homelessness Prevention Services
Counseling/Advocacy X X
Legal Assistance X
Mortgage Assistance X
Rental Assistance X X
Utilities Assistance X X
Street Outreach Services
Law Enforcement X X
Mobile Clinics
Other Street Outreach Services X X
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Supportive Services
Alcohol & Drug Abuse X
Child Care X
Education X
Employment and Employment
Training X
Healthcare X
HIV/AIDS X
Life Skills X X
Mental Health Counseling X X
Transportation X
Other
X
Table 53-Homeless Prevention Services Summary
Describe how the service delivery system including, but not limited to, the services listed
above meet the needs of homeless persons (particularly chronically homeless individuals and
families, families with children, veterans and their families, and unaccompanied youth)
The Housing and Community Development Department applies for Continuum of Care funding to
provide permanent supportive housing for homeless individuals with substance abuse, mental illness,
HIV/AIDS related illness, or other disabilities impacting their ability to maintain housing.The programs
housing-first model allows chronically homeless and hard-to-house families an opportunity to transition
into housing and then receive support services specifically tailored to meet the family's unique needs.
Describe the strengths and gaps of the service delivery system for special needs population
and persons experiencing homelessness, including, but not limited to, the services listed
above
While the Continuum of Care program and housing first model is effective, there are long waiting
lists. The low supply of affordable housing and housing vouchers are a challenge to move participants to
self-sufficiency and create openings for new participants.
With limited funding, some shelters are only able to remain open seasonally. There currently are no
family shelters that accept men and no shelter beds in the area for unaccompanied youth.
Provide a summary of the strategy for overcoming gaps in the institutional structure and service delivery
system for carrying out a strategy to address priority needs
Provide a summary of the strategy for overcoming gaps in the institutional structure and
service delivery system for carrying out a strategy to address priority needs
Consolidated Plan DUBUQUE 143
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The City partners with the CoC, area shelters, and non-profits provide grants for purchase of
services. The City works with the Homeless Advisory Council which conducts an annual analysis of
needs.
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SP-45 Goals Summary —91.215(a)(4)
Goals Summary Information
Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator
Order Year Year
1 Assist the 2021 2025 Homeless City Wide Rapid- Rehousing Public service activities other
Homeless and At- Increase Self than Low/Moderate Income
Risk of Sufficiency Housing Benefit:
Homelessness Homeless-Shelter 0 Persons Assisted
Beds
Support Services- Tenant-based rental assistance/
Mental Health & Rapid Rehousing:
Substance Abuse 0 Households Assisted
Homeless Person Overnight
Shelter:
0 Persons Assisted
Homelessness Prevention:
0 Persons Assisted
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Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator
Order Year Year
2 Assist Special 2021 2025 Affordable City Wide More Affordable Public Facility or Infrastructure
Needs Populations Housing Housing Units Activities for Low/Moderate
Non-Homeless Increase Self Income Housing Benefit:
Special Needs Sufficiency 0 Households Assisted
AFH: Fair Housing
Education and
Outreach
Non-Housing
Community Needs
Support Services-
Human Services
Assessible housing
for Special Needs
Population
Improve existing
owner-occupied
structures
Improve physical
environments
3 Develop New 2021 2025 Affordable City Wide More Affordable Rental units constructed:
Affordable Housing Housing Housing Units 0 Household Housing Unit
units Homeless New Affordable
Non-Homeless Housing
Special Needs Diversified
Neighborhoods
4 Direct Home 2021 2025 Affordable City Wide Homeownership CDBG: Direct Financial Assistance to
Ownership Housing Opportunities $0 Homebuyers:
Assistance 10 Households Assisted
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Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator
Order Year Year
5 AFH: Advance 2021 2025 Affordable City Wide More Affordable Public service activities other
Equity with Fair Housing Housing Units than Low/Moderate Income
Housing Activities Homeless AFH: Fair Housing Housing Benefit:
Non-Homeless Education and 0 Persons Assisted
Special Needs Outreach
Non-Housing LegalSupportand
Community Education on Fair
Development Housing
6 Support 2021 2025 Non-Housing Low/Moderate Non-Housing Public Facility or Infrastructure
Neighborhood Community Area Benefit Community Needs Activities other than
Development and Development Support Services- Low/Moderate Income Housing
Improvements Human Services Benefit:
Maintain Safety 0 Persons Assisted
through Code
Enforcement
High Speed Internet
Access
Increasing Social
Capital
Improve Existing
Affordable Rental
Units
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Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator
Order Year Year
7 Neighborhood 2021 2025 Non-Housing City Wide Increase Self Public service activities other
Youth Services and Community Sufficiency than Low/Moderate Income
Aftercare Development Support Services- Housing Benefit:
Employment and 0 Persons Assisted
Child Care
Non-Housing
Community Needs
Support Services-
Human Services
Increasing Social
Capital
8 Encourage Self- 2021 2025 Non-Housing City Wide Increase Self Public service activities other
Sufficiency- Community Low/Moderate Sufficiency than Low/Moderate Income
Public/Human Development Area Benefit Support Services- Housing Benefit:
Services Employment and 0 Persons Assisted
Child Care
Non-Housing
Community Needs
Support Services-
Human Services
Support Services-
Employment Wages
and income
Support Services-
Mental Health &
Substance Abuse
Increasing Social
Capital
Consolidated Plan DUBUQUE 148
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Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator
Order Year Year
9 Provide Inspection 2021 2025 Affordable City Wide More Affordable Housing Code
and Code Housing Low/Moderate Housing Units Enforcement/Foreclosed
Enforcement Area Benefit Expand acceptance Property Care:
of HCVs community 0 Household Housing Unit
wide
Maintain Safety
through Code
Enforcement
Improve existing
owner-occupied
structures
Consolidated Plan DUBUQUE 149
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Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator
Order Year Year
10 Maintaining 2021 2025 Affordable City Wide More Affordable CDBG: Public Facility or Infrastructure
Existing Affordable Housing Low/Moderate Housing Units $0 Activities for Low/Moderate
Housing Non-Homeless Area Benefit Eliminate Lead Income Housing Benefit:
Special Needs Based Paint and 0 Households Assisted
other Hazards
Analysis of rent
increase in Mobile
Home Housing
Assessible housing
for Special Needs
Population
Maintain Safety
through Code
Enforcement
Improve existing
owner-occupied
structures
Improve physical
environments
Improve Existing
Affordable Rental
Units
Table 54—Goals Summary
Goal Descriptions
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1 Goal Name Assist the Homeless and At-Risk of Homelessness
Goal Funds will be used to assist chronically, and at-risk homeless individuals move from living on the street to stabilized,
Description permanent housing situations. Planned activities include outreach, case management, emergency shelter, rapid re-
housing, and supportive services.The City's competitive Purchase of Services Grants program provides agencies that
deliver homeless prevention assistance with opportunities for funding, but the reality is limited public service funds limit
the number of organizations and households able to access these services. As part of the planning process for community
wide coordination of CoC programs, the City is collaborating with service providers to identify those most at risk of
becoming homeless and diverting resources to meet those needs.
2 Goal Name Assist Special Needs Populations
Goal Special Needs populations continue to have a variety of unmet needs including affordable and accessible housing and
Description neighborhoods. Homeless and at-risk with special needs populations are served in partnership with the CoC. Human
services continue to be a high priority in the City. This crosses several programs which provide new, rehabilitated housing
units, emergency and rental rehabilitation loans, purchase of services, and neighborhood improvements.
3 Goal Name Develop New Affordable Housing units
Goal Affordable housing options continue to be limited within the City, and often restricted to certain geographic areas. Based
Description on the housing needs, housing supply, severity of housing problems and community input, the City continues to make
affordable and fair housing a goal and a priority.The purpose of this goal is to increase the availability, accessibility,
affordability and sustainability of affordable housing units. The City encourages affordable housing across its programs
through partnerships, policy, tax incentives and loan programs.
4 Goal Name Direct Home Ownership Assistance
Goal Affordable housing options continue to be limited within the City, and often restricted to certain geographic areas. The
Description City provides direct assistance with down payments and closing costs to eligible low-income residents. Based on the
housing needs, housing supply, severity of housing problems and community input, the City continues to make affordable
housing a goal and a priority.This includes the first-time homebuyer program.
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5 Goal Name AFH: Advance Equity with Fair Housing Activities
Goal The City will support programs designed to increase awareness of fair housing laws providing education and outreach to
Description households and property owners, as well as provide education and assistance on its other programs such as housing
choice vouchers, First Time Home Buyer Program and how to pursue complaints regarding fair housing.
6 Goal Name Support Neighborhood Development and Improvements
Goal The purpose of this goal is to preserve and improve as needed, public facilities that serve a high percentage of low
Description income or special needs residents to address the needs of public infrastructure, facilities, and parks in targeted areas.The
City will also use CBDG funds as feasible and available to rehabilitate facilities with urgent needs to address accessibility
issues, dilapidated structures, and other safety code or ADA compliance issues. Examples of activities include accessible
curb ramps, street overlays, grants for sidewalk repairs or other activities which contribute to maintaining a suitable living
environment.The City offers additional neighborhood support grants for low/mod neighborhoods to encourage self-
initiated revitalization efforts including physical improvements, clean-ups, communication efforts, or other special
projects.
7 Goal Name Neighborhood Youth Services and Aftercare
Goal An enhanced recreation program is offered in the City's older low and moderate-income neighborhoods to meet the
Description needs of at-risk youth promote self-esteem and build community. Activities include expanded after-school programs,
open gym, basketball league, music lessons, playtime for tots, scholarships, swim passes, summer day camp and other
recreational programs.
8 Goal Name Encourage Self-Sufficiency-Public/Human Services
Goal Local non-profit organizations that serve low/income individuals/families apply for grants to assist low/mod residents
Description with their basic emergency needs: Food, Shelter, and Healthcare; a safety-net, or other valuable services to improve self-
sufficiency, improved physical environments or quality of life or other funding that is eligible for CDBG and meets the City
Council goals.
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9 Goal Name Provide Inspection and Code Enforcement
Goal Preserve existing affordable housing, protect resident safety, and equalize quality of housing in the City of Dubuque
Description through inspection and enforcement staff services to low/mod areas for zoning ordinance infractions and to provide
support for neighborhood clean-up efforts.
10 Goal Name Maintaining Existing Affordable Housing
Goal Affordable housing options continue to be limited within the City, and often restricted to certain geographic areas. Based
Description on the housing needs, housing supply, severity of housing problems and community input, the City continues to make
affordable housing a goal and a priority.The city is committed to identifying and improving the existing housing stock in
Dubuque and maintaining current affordable and safe housing stock. Activities to meet this goal include acquisition-
rehabilitation, lead paint hazard remediation, code enforcement and neighborhood programs.The City provides loans to
correct code deficiencies for emergency corrections to rental properties, non-emergency rehab loans, and forgivable
loans to disabled tenants to make rental units accessible to the physically disabled.
Estimate the number of extremely low-income, low-income, and moderate-income families to whom the jurisdiction will provide
affordable housing as defined by HOME 91315(b)(2)
X#of Households will be assisted with affordable housing.
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SP-50 Public Housing Accessibility and Involvement —91.215(c)
Need to Increase the Number of Accessible Units (if Required by a Section 504 Voluntary
Compliance Agreement)
The City does not have public housing. The City uses the Section 8 Housing Choice Voucher program to
provide affordable housing options.The Housing & Community Development Department is the PHA for
the City.The City has 1,072 vouchers but is unable to issue to capacity due to budgetary constraints. The
City, serving as the PHA, ensures leasing to 95% of the budget capacity, as required by the Voluntary
Compliance Agreement.The Rehabilitation Supervisor at Housing &Community Development works
with Family Self-Sufficiency and Gaining Opportunities participants to increase awareness about
homeownership options.
All Housing Choice Voucher participants are invited to join the City's Family Self-Sufficiency (FSS) and
Gaining Opportunities programs.These programs offer unique, person-centered coaching to support the
individual's needs. Goal planning, resource coordination, job readiness, and family supports are all
provided.The Rehabilitation Supervisor regularly visits with Family Self-Sufficiency caseworkers and
Gaining Opportunities and FSS participating families. The programs coordinate resources to help buyers
establish bank accounts, Individual Development Accounts (IDA's), homeownership counseling, and
resources to purchase a home.
Activities to Increase Resident Involvements
The City of Dubuque Housing and Community Development Department does support resident
involvement in its voucher program through a resident advisory board. The board meets monthly and
advises on relevant issues.
Is the public housing agency designated as troubled under 24 CFR part 902?
No
Plan to remove the `troubled' designation
The agency is not designated as troubled.
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SP-55 Barriers to affordable housing— 91.215(h)
Barriers to Affordable Housing
The lack of affordable quality housing for low-income individuals and families is not keeping pace with
the demand. Homeownership is disproportionately low among African Americans. Additionally, low
income housing is concentrated in specific neighborhoods. One concern is that not all landlords accept
HCVs and are of the practice of identifying the source of income to pay rent prior to leasing which
adversely effects voucher holders. Some landlords specifically advertise that they do not accept these
vouchers (typically called Section 8) as a source of income for rent.
The practice of "source of income" has been identified as an arbitrary factor unrelated to a person's
ability to be a good tenant and recommended the Human Rights commission consider include source of
income as a protected class.The Housing &Community Development, Human Rights, and Planning
Services Departments partnered with local stakeholders to better understand how source of income
impacts tenants, particularly Housing Choice Voucher holders.The City has identified a limited number
of housing providers participating in the voucher program. To address this, a "Source of Income"
committee was formed.The Committee is made up of key city staff, board and commission members,
housing providers, and housing advocacy groups.The group analyzed data, information, and organized a
series of community dialogues to gain insight into the issues surrounding the impact of such an
ordinance and other options to increase housing choice for voucher holders.
The City incentivizes landlords, developers and employers throughout its CDBG programs, to support
low-and mod- income persons and housing and to target underserved minority groups.
The City's Housing & Community Development Department is currently leading a rebranding of the
Housing Choice Voucher Program. Minority groups are targeted for education around Fair Housing and
home ownership. The Department will utilize City commissions and other advisory groups that play an
important role in the governance of department programs. Members of the commissions and advisory
groups are community volunteers whose contributions help maintain and improve the quality of life for
Dubuque residents.
Strategy to Remove or Ameliorate the Barriers to Affordable Housing
In the Housing Choice Voucher Program, the City of Dubuque will continue its efforts to address barriers
which included:
• Eliminating local residency preference points
• Maximizing voucher lease ups for five years
• Maintaining a monthly accounting of the voucher waiting list including information on
applications received, rejected and accepted, and applicant information on race ethnicity, and
current or originating address.
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• Utilizing future funding to target minority groups who have been adversely impacted in the past.
The City Council has adopted two additional strategies recommended by the Source of Income
Committee:
• Adopt and implement a mix of educational and outreach programs to increase participation in
the Housing Choice Voucher Program.
• Adopt and implement a mix of financial incentives and policies for creation of Housing Choice
Voucher Units throughout the community.
To expand housing options while promoting both economic development and affordable housing, the
city of Dubuque has been utilizing a tool called Tax Increment Financing. Tax Increment Financing is
typically used by cities to fund public improvement projects or to provide private project-based
financing assistance in conjunction with developing or redeveloping different parts of the City.
In recent years, the City has created four Housing Tax Increment Financing districts around the periphery
of the community. Each of these districts has an Urban Renewal Plan that describes the specific use of
tax increment funds. Consistent with state law, these Districts have set aside approximately 38%of
project cost increment to benefit low-and moderate-income family housing opportunities anywhere in
the city of Dubuque. This is starter housing for Dubuque's current and future workforce and for
vulnerable populations like the elderly and disabled. Initial plans call for much of this assistance to occur
in downtown neighborhoods through the City's CHANGE Program.
From 2016-2022, Dubuque's four Housing Tax Increment Financing Districts are projected to generate
$3.9 million for affordable housing. Housing Tax Increment Financing Districts include:
• Timber Hyrst—created in 2014 to promote additional residential options by assisting with the
funding of road and utility improvements along portions of North Cascade Road.
• English Ridge—formed in 2015 to promote additional residential options and provide funding
for water main installation.
• South Pointe —created in 2017 to generate funds for improved roads and utilities in the
designated area, as well as provide funding to assist with affordable housing anywhere within
the city of Dubuque.
• Rustic Point—created in 2017 to help fund installation of sewer and water utilities related to
housing and residential development.
The City of Dubuque Urban Revitalization Program targets older neighborhoods in the city through
incentives such as property tax exemptions that can go towards new improvements. Owners within
designated Urban Revitalization districts are eligible to receive a 10-year exemption from property tax
liability that would normally be associated with improvements. These efforts are managed by the City's
Housing & Community Development Department.
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SP-60 Homelessness Strategy—91.215(d)
Reaching out to homeless persons (especially unsheltered persons) and assessing their
individual needs
Dubuque is in the Balance of State for lowa's Continuum of Care (CoC). Not-for-Profit service providers
lead the coordination of services and housing for the homeless.The Community Development Specialist
assists local Continuum of Care applicants with the environmental review process and determining
consistency with the Consolidated Plan. Staff from Housing & Community Development attend
Continuum of Care meetings to assist in identifying and responding to the needs of homeless persons.
Over 50 individuals make up the membership of the Homeless Advisory Council, working to streamline
and coordinate services and resources to meet the needs of homeless and near homeless community
members. Non-profit organizations providing homeless services including but not limited to referrals,
outreach, point-in-time count, coordinated entry, emergency& transitional shelter, and permanent
supportive housing. Organizations providing family self-sufficiency, advocacy, employment, employment
services &job training, substance abuse services, health, wellness, domestic violence, sexual assault,
mental health and dental services are available, as well as representation from the City of Dubuque
Police Department, Housing Authority, and Dubuque County Commission of Veteran's affairs.
The Homeless Advisory Council coordinates point-in-time homeless counts in July and January to
evaluate capacity and need for services. Hillcrest Family Services provides outreach, in partnership with
other organizations coordinating access for unsheltered persons. The City partners with East Central
Development Corporation (ECDC) to provide permanent supportive housing, targeting homeless
populations with mental health, HIV/AIDS related illness, and/or substance abuse.
The City Purchase of Services Grants provide funding opportunities for organizations meeting identified
human services needs in the community. It is anticipated organizations providing homeless services will
continue applying for these resources to meet needs.
Addressing the emergency and transitional housing needs of homeless persons
The City had 8 organizations providing access to emergency and transitional shelter services during the
Winter 2019 point in time homeless count. Some of these organizations serve specific populations, such
as pregnant women and victims of domestic violence. The bed capacity for these organizations is 167
and 116 persons were sheltered on that day.
There is a shortage of emergency shelter beds for men and the City is working with its partners to
address the issue.The City also partners with local non-profits to deliver the Phoenix Housing program.
Phoenix Housing provides permanent, supportive housing for homeless living with disabilities. Homeless
outreach, emergency, transitional, permanent, and support services are coordinated with local
providers.This is the City's only program serving the homeless using the housing first model for
permanent supportive housing.
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Helping homeless persons (especially chronically homeless individuals and families, families
with children, veterans and their families, and unaccompanied youth) make the transition to
permanent housing and independent living, including shortening the period of time that
individuals and families experience homelessness, facilitating access for homeless individuals
and families to affordable housing units, and preventing individuals and families who were
recently homeless from becoming homeless again.
A network of service providers coordinates to provide a range of services for homeless and near
homeless populations. The Homeless Advisory Council conducts point-in-time homeless counts in
January, as required, but also in summer months to identify persons who may seek shelter during severe
winter weather but are usually unsheltered. The City's Police Department coordinates with outreach
workers to identify unsheltered individuals and provide access to services.
The City of Dubuque supports organizations providing human service activities through Purchase of
Services Grants. Not-for-profit organizations meeting a human service need in the community can apply
for CDBG and General Funds on an annual basis.
Help low-income individuals and families avoid becoming homeless, especially extremely
low-income individuals and families who are likelyto become homeless after being
discharged from a publicly funded institution or system of care, or who are receiving
assistance from public and private agencies that address housing, health, social services,
employment, education or youth needs
The City of Dubuque and State of lowa require publically funded institutions and facilities to have
discharge plans that include adequate and stable housing; however, the follow-up on those plans is
difficult in many situations.The City of Dubuque established a rapid re-housing fund that starts in FY
2020 in case a short-term issue is found when executing a discharge plan for a resident. The City of
Dubuque is also working with many community non-profits and business partners to establish a "one-
stop shop" for assistance that is provided across multiple agencies, but can easily be accessed under the
umbrella of one entity to help this vulnerable population access assistance.
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SP-65 Lead based paint Hazards —91.215(i)
Actions to address LBP hazards and increase access to housing without LBP hazards
Regarding quality housing, the City utilizes the 2015 International Property Maintenance Code, along
with local amendments, to promote sound safety and quality property maintenance. The City has also
focused on improving the existing housing stock.The City now requires housing developers to accept
HCV participants in conjunction with approval of an affordable housing development agreement related
to an urban revitalization plan. Dubuque's Lead Hazard Control & Healthy Homes Program allocates
money to households in need, particularly those with young children who are most vulnerable to
environmental hazards.
The City received $3.58 million in Lead Hazard Control funds to remediate lead hazards in 120 housing
units over the next 3.5 years.The grant provides opportunity for outreach, education about lead safety
hazards, remediation, and training. The program secured funding to train and certify lead contractors.
The City's Water, Engineering, Public Works, and Housing Department will coordinate to notify residents
when street projects will take place and encourage income eligible households to apply for forgivable
grants to replace identified lead service lines at that time that are funded through general funds of the
City.
The City applied for the Lead Hazard Control Grant and in April 2019 was awarded $581,000 in Healthy
Home funds and $2,999,968 in lead hazard control funds for a total of$3,580,968.The program has a
local match of$648,454 and proposes to do 120 units in the 3.5-year grant period.The Lead and Healthy
Homes Program effectively delivers successful lead remediation activities for income eligible
households. The grant provides additional funds to address health and safety hazards in the home, and
coordinates with a Home Advocate to build social capacity for participating families.
All CDBG funded activities use the required level of lead assessment when performing rehab on homes.
Homeowners and renters are provided information and resources about lead and lead poisoning, as well
as information on where and when children should be tested. Code enforcement activities identify
visible hazards from peeling paint and housing code to ensure the health and wellbeing of children living
in these units.
How are the actions listed above related to the extent of lead poisoning and hazards?
Property owners must certify the above preference at specified intervals provided by the City and failure
to comply will result in remaining balance of forgivable loan becoming due and payable on the date of
notification of non-compliance.
How are the actions listed above integrated into housing policies and procedures?
On October 16, 2019 HCD made recommendations to the City Council regarding opportunities to create
additional choice of units for HCV holders related to the Lead& Healthy Homes grant program which is
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helping create lead safe rental units for low to moderate income residents, of whom most would qualify
for housing assistance in the form of a Housing Choice Voucher.
HCD proposed that property owners participating the Lead& Healthy Homes program be required, for
the term of the forgivable loan, for any funded unit, to give preference to low to moderate income
families, being defined as below 80% area Median Income, and accept HCVs if the prospective tenant is
otherwise qualified.
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SP-70 Anti-Poverty Strategy—91.215(j)
Jurisdiction Goals, Programs and Policies for reducing the number of Poverty-Level Families
The City of Dubuque, led by the Planning Committee, is currently involved in a city-wide initiative to
engage the community in the development of an Equitable Poverty Prevention Plan. This work will be
completed by October 2020 and will identify and implement best practices in poverty prevention, with
an eye to various communities in Dubuque, including Marshallese populations, Black and Hispanic
residents and other people of color, formerly incarcerated people and people with records, homeless
individuals, seniors, immigrants, persons with disabilities, and all individuals and families living in
poverty.
A core goal of the Equitable Poverty Prevention Plan is self-sufficiency for all individuals and families in
Dubuque. The city partners with a number of providers and leads several initiatives to support residents
in achieving self-sufficiency, including:
Increasing Income
• Opportunity Dubuque
• Family Self-Sufficiency including Gaining Opportunities
• FountainofYouth
• Dream Center
• Small Business Development Program
• Project Hope
Building Savings
• Work with local financial institutions to set up Individual Development Accounts
• Promote Bank On Dubuque to increase financial literacy
• Promote the Family Self Sufficiency Program and the escrowed savings account
Acquiring Assets
• Provide direct homeownership assistance to homebuyers
Other
• Re-Engage Dubuque
• Bee Branch Grant Program
• True North
• Pacific Islander Health Project
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How are the Jurisdiction poverty reducing goals, programs, and policies coordinated with this
affordable housing plan
Multiple stakeholder interviews, focus groups, discovery sessions, and surveys were coordinated to
discuss housing and community development issues in the context of poverty, and poverty in the
context of affordable housing, or lack thereof. Many people seeking affordable housing face a wide
range of additional obstacles in achieving self-sufficiency (transportation, food access, education) and
many people receiving services to address poverty face housing challenges. Efforts included in the
Equitable Poverty Prevention Plan will incorporate housing, alongside various wraparound services, to
comprehensively address barriers to self-sufficiency.
All community feedback that has been collected so far has been incorporated into the Consolidated
Plan. As work on the Equitable Poverty Prevention Plan is completed, the City will assess for alignment
opportunities and areas of leveraged funding.
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SP-80 Monitoring— 91.230
Describe the standards and procedures that the jurisdiction will use to monitor activities
carried out in furtherance of the plan and will use to ensure long-term compliance with
requirements of the programs involved, including minority business outreach and the
comprehensive planning requirements
The City of Dubuque entered into a Voluntary Compliance Agreement (VCA) with the Department of
Housing and Urban Development (HUD) after a Letter of Findings (LOF) dated June 17, 2013 concluded
that a series of policy decisions by the City collectively had a disproportionate negative impact on
African American families as compared to white families.
The policies at issue included implementing residency preference points, limiting the number of
vouchers available to 900, eliminating the very-low income preference allotment, and purging an
outdated waiting list. The City actively continues to monitor progress and continue outreach on the
assisted housing program and homeownership programming and will adhere to all additional
requirements outlined in the VCA in the appendix of this document.
The Community Development Advisory Commission reviews the annual performance report.
Presentations, updates, and status reports are presented at Commission meetings as requested
throughout the program year.
Agencies allocated funding from the City of Dubuque submit progress reports toward meeting stated
goals and objectives for their program on a quarterly basis.The specific reporting periods were
established according to the federal program requirements and the fiscal year of the funding sources.
Sub-recipients receiving CDBG funds are monitored annually for contract compliance with all regulations
governing their administrative, financial and programmatic operations and to ensure performance
objectives within schedule and budget. Timely expenditure of funds is reviewed on a continual basis to
ensure compliance with program regulations.
The City identified performance measures on progress to increase participating in the HCV program.
These metrics are indicative of progress toward the outcomes of providing affordable housing,
Affirmatively Furthering Fair Housing, and increasing participation in the HCV program. The voluntary
nature of reporting from landlords has made collecting some information reliably and consistently
difficult and there is a current effort to review the indicators identify strategies to gather additional or
missing data.
• Voucher Lease up Rate
• Assisted Units by Census Tract
• New Affordable Units Created
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• Location of Assisted Vacant Units
• Rent Reasonableness
• Analysis of essential services across the community
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Expected Resources
AP-15 Expected Resources -91.220(c)(1,2)
Introduction
The City combines public and private funding to carryout affordable housing activities described in the Plan. The City's Urban Renewal Plan
designates Tax Increment Financing (TIF) districts that provide aid related to housing and residential development when a portion of the
increment generated is dedicated to housing assistance for low-and moderate-income family housing. Non-profit developers use TIF resources
set aside for low-and moderate-income housing to fill financing gaps often associated with the rehabilitation of historic housing. Other
development funding can be obtained through application for private and public sources that include local tax incentives and funding, federal
and state low-income and historic tax credits, and private sources. The City supports housing developers applying for other sources of funding
when their projects align with the City's goals and priorities identified in the Consolidated Plan. Tax abatement and local resources to incentivize
new rental unit development allow housing developers to show local support and increase the financial feasibility and competitiveness when
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applying for scarce affordable housing resources.
Non-housing community development activities leverage CDBG federal funds to carryout activities identified in the Plan.
Anticipated Resources
Program Source of Uses of Funds Expected Amount Available Year 1 Expected Narrative Description
Funds Annual Program PriorYear Total: Amount
Allocation: Income:$ Resources: $ Available
$ $ Remainder
of ConPlan
$
CDBG public - Acquisition
federal Admin and Planning
Economic
Development
Housing
Public
Improvements
Public Services 1,080,989 254,192 1,000,000 2,335,181 5,321,000
Table 55-Expected Resources—Priority Table
Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how
matching requirements will be satisfied
Leveraging of private and nonfederal resources by using of federal funds will be attempted whenever possible. Leveraging of resources in
conjunction with the use of federal CDBG funds will continue to be a priority to maximize accomplishments. Public services agencies using CDBG
provide some level of match. City departments receiving entitlement funds leverage those dollars with other resources. For example, the City's
Housing & Community Development Department leverages CDBG funding with federal grants for lead-based paint testing and remediation
activities.
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If appropriate, describe publically owned land or property located within the jurisdiction that
may be used to address the needs identified in the plan
None
Discussion
Please see above.
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Annual Goals and Objectives
AP-20 Annual Goals and Objectives
Goals Summary Information
Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator
Order Year Year
1 Assist the 2021 2025 Homeless Low/Moderate Rapid- Rehousing Public service activities other
Homeless and At- Area Benefit Increase Self than Low/Moderate Income
Risk of Sufficiency Housing Benefit: 0 Persons
Homelessness Support Services- Assisted
Employment and Homeless Person Overnight
Child Care Shelter: 0 Persons Assisted
Support Services- Overnight/Emergency
Human Services Shelter/Transitional Housing
Support Services- Beds added: 0 Beds
Employment Wages Homelessness Prevention: 0
and income Persons Assisted
Homeless-Shelter Housing for Homeless added: 0
Beds Household Housing Unit
Support Services-
Mental Health &
Substance Abuse
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Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator
Order Year Year
2 Assist Special 2021 2025 Affordable City Wide Increase Self Public Facility or Infrastructure
Needs Populations Housing Low/Moderate Sufficiency Activities for Low/Moderate
Non-Homeless Area Benefit Non-Housing Income Housing Benefit: 0
Special Needs Community Needs Households Assisted
Assessible housing Public service activities other
forSpecial Needs than Low/Moderate Income
Population Housing Benefit: 0 Persons
Assisted
3 Develop New 2021 2025 Affordable City Wide More Affordable Rental units constructed: 0
Affordable Housing Housing Housing Units Household Housing Unit
units Homeless AFH: Fair Housing Homeowner Housing Added: 0
Non-Homeless Education and Household Housing Unit
Special Needs Outreach
Expand acceptance
of HCVs community
wide
New Affordable
Housing
Homeownership
Opportunities
4 Direct Home 2021 2025 Affordable City Wide More Affordable CDBG: Direct Financial Assistance to
Ownership Housing Housing Units $50,000 Homebuyers: 10 Households
Assistance Homeownership Assisted
Opportunities
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Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator
Order Year Year
5 AFH: Advance 2021 2025 Affordable City Wide AFH: Fair Housing Public service activities for
Equity with Fair Housing Education and Low/Moderate Income Housing
Housing Activities Homeless Outreach Benefit: 0 Households Assisted
Non-Homeless Diversified Other: 0 Other
Special Needs Neighborhoods
Non-Housing
Community
Development
6 Support 2021 2025 Non-Housing Low/Moderate Non-Housing Public Facility or Infrastructure
Neighborhood Community Area Benefit Community Needs Activities other than
Development and Development Improve existing Low/Moderate Income Housing
Improvements owner-occupied Benefit: 0 Persons Assisted
structures Public Facility or Infrastructure
Improve physical Activities for Low/Moderate
environments Income Housing Benefit: 0
Increasing Social Households Assisted
Capital
7 Neighborhood 2021 2025 Non-Housing Low/Moderate Increase Self Public service activities other
Youth Services and Community Area Benefit Sufficiency than Low/Moderate Income
Aftercare Development Support Services- Housing Benefit: 0 Persons
Employment and Assisted
Child Care
Support Services-
Human Services
Diversified
Neighborhoods
Increasing Social
Capital
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Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator
Order Year Year
8 Encourage Self- 2021 2025 Non-Housing City Wide Increase Self Public service activities other
Sufficiency- Community Sufficiency than Low/Moderate Income
Public/Human Development Support Services- Housing Benefit: 0 Persons
Services Employment and Assisted
Child Care Jobs created/retained: 0 Jobs
Non-Housing Businesses assisted: 0
Community Needs Businesses Assisted
Support Services-
Human Services
9 Provide Inspection 2021 2025 Affordable City Wide More Affordable Public Facility or Infrastructure
and Code Housing Low/Moderate Housing Units Activities for Low/Moderate
Enforcement Area Benefit Eliminate Lead Income Housing Benefit: 0
Based Paintand Households Assisted
other Hazards
Maintain Safety
through Code
Enforcement
Improve existing
owner-occupied
structures
Improve physical
environments
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Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator
Order Year Year
10 Maintaining 2021 2025 Affordable Low/Moderate More Affordable Homeowner Housing
Existing Affordable Housing Area Benefit Housing Units Rehabilitated: 0 Household
Housing Non-Homeless Eliminate Lead Housing Unit
Special Needs Based Paint and
other Hazards
Expand acceptance
of HCVs community
wide
Maintain Safety
through Code
Enforcement
Diversified
Neighborhoods
Table 56—Goals Summary
Goal Descriptions
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1 Goal Name Assist the Homeless and At-Risk of Homelessness
Goal The City partners with area providers in the provision of shelter, CoC services, and permanent housing to homeless and at
Description risk of homelessness, including special needs, individuals, families, veterans, children and elderly. CoC Funds are used to
assist chronically, and at-risk homeless individuals move from living on the street to stabilized, permanent housing
situations. Planned activities include outreach, case management, emergency shelter, rapid re-housing, and supportive
services.The City's competitive Purchase of Services Grants program provides agencies that deliver homeless prevention
assistance with opportunities for funding, but the reality is limited public service funds limit the number of organizations
and households able to access these services. As part of the planning process for community wide coordination of CoC
programs, the City is collaborating with service providers to identify those most at risk of becoming homeless and
diverting resources to meet those needs.
2 Goal Name Assist Special Needs Populations
Goal Special Needs populations continue to have a variety of unmet needs including affordable and accessible housing and
Description neighborhoods. Homeless and at-risk with special needs populations are served in partnership with the CoC. Human
services continue to be a high priority in the City. This crosses several programs which provide new, rehabilitated housing
units, emergency and rental rehabilitation loans, purchase of services, and neighborhood improvements.
3 Goal Name Develop New Affordable Housing units
Goal Affordable housing options continue to be limited within the City, and often restricted to certain geographic areas. Based
Description on the housing needs, housing supply, severity of housing problems and community input, the City continues to make
affordable and fair housing a goal and a priority.The purpose of this goal is to increase the availability, accessibility,
affordability and sustainability of affordable housing units. The City encourages affordable housing across its programs
through partnerships, policy, tax incentives and loan programs.
4 Goal Name Direct Home Ownership Assistance
Goal Affordable housing options continue to be limited within the City, and often restricted to certain geographic areas. The
Description City provides direct assistance with down payments and closing costs to eligible low income residents. Based on the
housing needs, housing supply, severity of housing problems and community input, the City continues to make affordable
housing a goal and a priority.
The activities the City will implement to meet this goal include the First Time Homeowner Program.
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5 Goal Name AFH: Advance Equity with Fair Housing Activities
Goal Outreach and education around Fair Housing rights and reporting targeted to both low-mod income owners and tenants
Description as well as landlords, developers, other partners and the larger community.
6 Goal Name Support Neighborhood Development and Improvements
Goal The purpose of this goal is to preserve and improve as needed, public facilities that serve a high percentage of low
Description income or special needs residents to address the needs of public infrastructure, facilities, and parks in targeted areas.The
City will also use CBDG funds as feasible and available to rehabilitate facilities with urgent needs to address accessibility
issues, dilapidated structures, and other safety code or ADA compliance issues. Examples of activities include accessible
curb ramps, street overlays, grants for sidewalk repairs or other activities which contribute to maintaining a suitable living
environment.The City offers additional neighborhood support grants for low/mod neighborhoods to encourage self-
initiated revitalization efforts including physical improvements, clean-ups, communication efforts, or other special
projects.
7 Goal Name Neighborhood Youth Services and Aftercare
Goal An enhanced recreation program is offered in the City's older low and moderate-income neighborhoods to meet the
Description needs of at-risk youth promote self-esteem and build community. Activities include expanded after-school programs,
open gym, basketball league, music lessons, playtime for tots, scholarships, swim passes, summer day camp and other
recreational programs.
8 Goal Name Encourage Self-Sufficiency-Public/Human Services
Goal The City Housing and Development Department will partner with local non-profits and others to provide needed services
Description through its purchase of services program. Local non-profit organizations that serve low/income individuals/families apply
for grants to assist low/mod residents with their basic emergency needs: Food, Shelter, and Healthcare; a safety-net, or
other valuable services to improve self-sufficiency, improved physical environments or quality of life, or other funding
that is eligible for CDBG and meets the City Council goals. The city also provides microloans to businesses to support low-
mod employees with supportive services.
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9 Goal Name Provide Inspection and Code Enforcement
Goal Preserve existing affordable housing, protect resident safety, and equalize quality of housing in the City of Dubuque
Description through inspection and enforcement staff services to low/mod areas for zoning ordinance infractions and to provide
support for neighborhood clean-up efforts.
10 Goal Name Maintaining Existing Affordable Housing
Goal Affordable housing options continue to be limited within the City, and often restricted to certain geographic areas. Based
Description on the housing needs, housing supply, severity of housing problems and community input, the City continues to make
affordable housing a goal and a priority.The city is committed to identifying and improving the existing housing stock in
Dubuque and maintaining current affordable and safe housing stock. Activities to meet this goal include acquisition-
rehabilitation, lead paint hazard remediation, code enforcement and neighborhood programs.The City provides loans to
correct code deficiencies for emergency corrections to rental properties, non-emergency rehab loans, and forgivable
loans to disabled tenants to make rental units accessible to the physically disabled.
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Projects
AP-35 Projects — 91.220(d)
Introduction
The following projects are planned to be funded with CDBG for fiscal year 2021 Annual Action Plan.
Projects
q Project Name
1 FIRSTTIME HOMEBUYER PROGRAM
2 HOMEOWNER REHABILITATION
3 HOUSINGREHABILITATIONSERVICESANDSTAFF
4 LEAD HAZARD CONTROL PROGRAM
5 PURCHASE/REHABILITATION/RESALE
6 RENTALUNITREHABILITATION
7 NEIGHBORHOOD INFRASTRUCTURE IMPROVEMENTS
8 NEIGHBORHOOD RECREATION PROGRAM
9 NEIGHBORHOODSUPPORTGRANTS
10 ZONING INSPECTION/ENFORCEMENT
11 FOUR MOUNDS HEART
12 NEIGHBORHOODDEVELOPMENTSERVICESANDSTAFF
13 HOUSING PLANNING/ADMINISTRATIVESERVICESANDSTAFF
14 CDBG ADMINISTRATION SERVICES AND STAFF
15 PURCHASEOFSERVICES
Table 57—Project Information
Describe the reasons for allocation priorities and any obstacles to addressing underserved
needs
Allocations are driven by data and citizen input. The Community Development Advisory Council
convenes the process to assess needs set needs and make budget allocations. Funds have been
allocated based on the needs identified in this Consolidated plan and in line with the objectives or the
Community Development Block Grant Program.
The City provides funding for some public service activities through a yearly grant process. When
preparing the Consolidated Plan, estimates are used to project the level of funding and the number of
persons or households to be served. Due to the varying nature and cost of administering different
programs, estimating the cost and number to be served for public service activities can be very
challenging. For example,job training activities have different costs, space, and time requirements than
programs providing emergency shelter.The City distinguishes between four areas of program
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development: Housing Development, Economic Development, Neighborhood and Community
Development, and Planning and Administration.
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AP-38 Project Summary
Project Summary Information
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1 Project Name FIRSTTIME HOMEBUYER PROGRAM
Target Area City Wide
Goals Supported Direct Home Ownership Assistance
NeedsAddressed HomeownershipOpportunities
Funding CDBG: $50,000
Description Provides loans to assist low and moderate income families purchase their
first home. Funds are used to cover the "Entry Costs" of home
ownership, including down payment assistance and closing costs. The
First-time Homeowner program partners with the Section 8 Home
ownership Program to provide education and financial assistance for
voucher holders.
Target Date 6/30/2021
Estimate the Assist 10 low-moderate income families with the purchase of a new,
number and type of affordable home. $5,000 of direct assistance each.
families that will
benefit from the
proposed activities
Location City Wide, the addresses are predicated on homeowner choice.
Description
Planned Activities First-Time Home Buyer Program
Z Project Name HOMEOWNER REHABILITATION
Target Area City Wide
Goals Supported Maintaining Existing Affordable Housing
Needs Addressed Improve existing owner-occupied structures
Funding CDBG: $125,000
Description A range of programs providing to support homeowners, including the
Homeowner Rehabilitation Loan Program, Historic Preservation, Home
Repair Program, Accessibility, and Neighborhood Housing Slum & Blight.
These programs offer low interest loans for the rehab of substandard
housing units and repairs to the exterior or interior of the home.
Target Date 6/30/2021
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Estimate the Assist 10 low-moderate income families with low interest loans for the
number and type of rehab of substandard housing units and repairs to the exterior or interior
families that will of the home.
benefit from the
proposed activities
Location City wide, the addresses are predicated on homeowner address.
Description
Planned Activities Homeowner Rehabilitation Loan Program.
3 ProjectName HOUSINGREHABILITATIONSERVICESANDSTAFF
Target Area City Wide
Goals Supported Develop New Affordable Housing units
Direct Home Ownership Assistance
Support Neighborhood Development and Improvements
Maintaining Existing Affordable Housing
NeedsAddressed HomeownershipOpportunities
Assessible housing for Special Needs Population
Improve existing owner-occupied structures
Improve Existing Affordable Rental Units
Funding CDBG: $284,969
Description Staff support, including program management, technical assistance, loan
packaging and inspection for the city's rehabilitation program.This is a
service delivery program and outcomes will be reported underfunded
activities. This includes a range of programs to support homeowners or
Renters including the Homeowner Rehabilitation Loan Program, the
Home Loan Program, and the Rental Rehabilitation Program. These
programs offer low interest loans for the rehab of substandard housing
and funding for repairs.
Target Date 6/30/2021
Estimate the Assist 35 low-moderate income families, comprising of single, special-
number and type of needs population, families, renters and first-time homebuyers.
families that will
benefit from the
proposed activities
Location City Wide
Description
Planned Activities Direct financial assistance to first time homebuyers, Homeowner
Rehabilitation, and Rental Unit Rehabilitation.
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4 Project Name LEAD HAZARD CONTROL PROGRAM
Target Area City Wide
Goals Supported Maintaining Existing Affordable Housing
Needs Addressed Eliminate Lead Based Paint and other Hazards
Improve existing owner-occupied structures
Funding CDBG: $104,166
Description Provides activities in support of efforts to combat lead-based paint
hazards in housing, including testing, remediation, and abatement
activities with forgivable loans to benefit income eligible households.
Target Date 6/30/2021
Estimate the Assist 10 low-moderate income families with testing, remediation, and
number and type of abatement activities to combat lead-based paint hazards in homeowner
families that will and rental housing.
benefit from the
proposed activities
Location City Wide, the addresses are predicated on age of building and income
Description eligible families.
Planned Activities Residential Lead Remediation
5 Project Name PURCHASE/REHABILITATION/RESALE
Target Area City Wide
Goals Supported Develop New Affordable Housing units
Direct Home Ownership Assistance
Support Neighborhood Development and Improvements
Maintaining Existing Affordable Housing
Needs Addressed More Affordable Housing Units
New Affordable Housing
Homeownership Opportunities
Funding CDBG: $45,000
Description City-owned properties are purchase, rehabilitated and sold to low to
moderate income home buyers.
Target Date 6/30/2021
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Estimate the Assist 1 low-moderate income family with the purchase of rehabilitated
number and type of home.
families that will
benefit from the
proposed activities
Location City Wide, predicated on availability of homes to be purchased.
Description
Planned Activities Purchase/Rehab/Resale to low or moderate income persons.
6 Project Name RENTAL UNIT REHABILITATION
Target Area City Wide
Goals Supported Maintaining Existing Affordable Housing
Needs Addressed Improve Existing Affordable Rental Units
Funding CDBG: $50,000
Description A range of programs to assist in the rehabilitation of rental units,
including emergency code enforcement loan program to address
immediate code deficiencies so as to prevent the displacement of
tenants; rental rehab loan program; accessibility rehab loan program to
provide tenants forgivable loans for accessibility improvements to
increase housing choice, and code enforcement loan program to reduce
slum and blight caused by deteriorating rental housing on an area and
spot basis.
Target Date 6/30/2021
Estimate the Assist in the rehabilitation of 6 rental units serving low-moderate income
number and type of tenants/families.
families that will
benefit from the
proposed activities
Location City Wide, the addresses are predicated by income of tenants.
Description
Planned Activities Rental Unit Rehabilitation, Accessibility Rehabilitation.
� Project Name NEIGHBORHOOD INFRASTRUCTURE IMPROVEMENTS
Target Area Low/Moderate Area Benefit
Goals Supported Assist Special Needs Populations
Support Neighborhood Development and Improvements
Needs Addressed Improve physical environments
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Funding CDBG: $227,499
Description Range of programs to improve the physical environment in low and
moderate income neighborhoods, including neighborhood street overlays
-a pavement overlay program, neighborhood sidewalk program -a
program that pays a portion of the cost to repair public sidewalks for low
and moderate income homeowners, Park Improvements, Bus Stop ADA
upgrades, and broadband connectivity projects.
Target Date 6/30/2021
Estimate the 2000 low to moderate income residents in CDBG eligible areas. This will
number and type of benefit families, elderly, disabled and single persons.
families that will
benefit from the
proposed activities
Location City Wide, locations are identified by need in CDBG eligible census tracts.
Description
Planned Activities Multicultural Family Center Sidewalk Improvement, Bus Stop
Improvements, Comisky Park Development, Avon Park Improvements
$ Project Name NEIGHBORHOOD RECREATION PROGRAM
Target Area Low/Moderate Area Benefit
Goals Supported Assist Special Needs Populations
Neighborhood Youth Services and Aftercare
Needs Addressed Support Services- Employment and Child Care
Funding CDBG: $131,499
Description Enhanced recreation program offered in low and moderate income
neighborhoods and/or to low and moderate income youth and families to
meet the needs of at-risk youth, promote self-esteem and build
community. Activities include after-school programs, open gym,
basketball league, scholarship program, and summer day camp.
Target Date 6/30/2021
Estimate the Assist approximately 5,730 at-risk, low-moderate individuals with self-
number and type of esteem and community building programs.
families that will
benefit from the
proposed activities
Location Programs are offered in low-moderate income areas.
Description
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Planned Activities Open gym, Classes by County Extension, Community Basketball, Music
Lessons, Summer Day Camp, Playtime for Tots, After School Programs
9 ProjectName NEIGHBORHOODSUPPORTGRANTS
Target Area Low/Moderate Area Benefit
Goals Supported Support Neighborhood Development and Improvements
Needs Addressed Non-Housing Community Needs
Improve physical environments
Diversified Neighborhoods
Funding CDBG: $14,500
Description Grant program provides resources for organized neighborhoods in low-
and moderate-income areas to encourage self-initiated revitalization
efforts including physical improvements, clean-ups and other special
projects
Target Date 6/30/2021
Estimate the Assist approximately 2,000 people in low-moderate income
number and type of neighborhoods with revitalization efforts.
families that will
benefit from the
proposed activities
Location Neighborhoods are predicated on low-moderate income area eligibility.
Description
Planned Activities Neighborhood Support Grants
10 project Name ZONING INSPECTION/ENFORCEMENT
Target Area Low/Moderate Area Benefit
Goals Supported Provide Inspection and Code Enforcement
Needs Addressed Maintain Safety through Code Enforcement
Funding CDBG: $7,710
Description Enhanced inspection/enforcement services in low and moderate income
residential areas for zoning ordinance infractions and to support
neighborhood clean-up efforts
Target Date 6/30/2021
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Estimate the Approximately 45 units housing low-moderate income tenants will be
number and type of inspected for zoning ordinance infractions, which serves approximately
families that will 2,000 neighborhood residents by eliminating slum and blight conditions.
benefit from the
proposed activities
Location Location of units predicated on low-moderate income area eligibility.
Description
Planned Activities Zoning Inspection/Enforcement
11 project Name FOUR MOUNDS HEART
Target Area City Wide
Goals Supported Assist Special Needs Populations
Support Neighborhood Development and Improvements
Encourage Self-Sufficiency-Public/Human Services
Maintaining Existing Affordable Housing
Needs Addressed More Affordable Housing Units
New Affordable Housing
Increase Self Sufficiency
Funding CDBG: $10,000
Description Providing trade education to youth while partnering to rehabilitate and
revitalize low-and moderate-income neighborhoods in Dubuque.
Target Date 6/30/2021
Estimate the Provide 12 low-moderate income youth with trade education.
number and type of
families that will
benefit from the
proposed activities
Location City wide, the addresses of rehabilitated properties are by program
Description choice.
Planned Activities Four Mounds HEART Program
1Z ProjectName NEIGHBORHOODDEVELOPMENTSERVICESANDSTAFF
Target Area Low/Moderate Area Benefit
Goals Supported Support Neighborhood Development and Improvements
Needs Addressed Non-Housing Community Needs
Funding CDBG: $63,818
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Description The Neighborhood Specialist coordinates the City's neighborhood
reinvestment programs and works with neighborhood organizations and
residents to improve quality of life. This is an administrative activity and
outcomes will be reported under other activities.
Target Date 6/30/2021
Estimate the Assist 12,000 low-moderate income residents with increasing quality of
number and type of life in their community.
families that will
benefit from the
proposed activities
Location City wide, low-moderate income neighborhoods.
Description
Planned Activities Administration
13 projectName HOUSINGPLANNING/ADMINISTRATIVESERVICESANDSTAFF
Target Area City Wide
Goals Supported Assist the Homeless and At-Risk of Homelessness
Assist Special Needs Populations
Develop New Affordable Housing units
Direct Home Ownership Assistance
AFH: Advance Equity with Fair Housing Activities
Support Neighborhood Development and Improvements
Encourage Self-Sufficiency-Public/Human Services
Maintaining Existing Affordable Housing
Needs Addressed AFH: Fair Housing Education and Outreach
Funding CDBG: $70,143
Description On-going staff support for general housing planning activities, including
the housing needs assessment and department administration.
Target Date 6/30/2021
Estimate the Assist residents citywide through the administration of programming.
number and type of
families that will
benefit from the
proposed activities
Location Citywide, with specific focused on low to moderate income residents.
Description
Planned Activities Administration of Programming
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14 Project Name CDBG ADMINISTRATION SERVICES AND STAFF
Target Area City Wide
Goals Supported Assist the Homeless and At-Risk of Homelessness
Assist Special Needs Populations
AFH: Advance Equity with Fair Housing Activities
Support Neighborhood Development and Improvements
Encourage Self-Sufficiency-Public/Human Services
Needs Addressed AFH: Fair Housing Education and Outreach
Non-Housing Community Needs
Funding CDBG: $108,543
Description Staff support for general management, oversight and coordination of the
Community Development Block Grant program; assures compliance with
federal regulations and report requirements.
Target Date 6/30/2021
Estimate the This administration allows for the monitoring of activities, and federal
number and type of regulations for the CDBG Entitlement Program.
families that will
benefit from the
proposed activities
Location Citywide, with specific focus of low to moderate income residents.
Description
Planned Activities Monitoring of CDBG Entitlement Federal Regulations and eligible program
activities.
15 project Name PURCHASE OF SERVICES
Target Area City Wide
Low/Moderate Area Benefit
Goals Supported Assist the Homeless and At-Risk of Homelessness
Assist Special Needs Populations
Neighborhood Youth Services and Aftercare
Needs Addressed Homeless-Shelter Beds
Non-Housing Community Needs
Support Services- Human Services
Support Services- Employment Wages and income
Support Services- Employment and Child Care
Support Services- Mental Health & Substance Abuse
Increase Self Sufficiency
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Funding CDBG: $37,961
Description Funding to support local non-profit organizations meeting the needs of
low and moderate income households or individuals in Dubuque.
Target Date 6/30/2021
Estimate the This activity is a competitive grant cycle for purchase of services. The
number and type of number of people served, and activities are based on the priorities
families that will established in this plan. Estimated persons served 200-2000 families,
benefit from the elderly, disabled, youth and other vulnerable populations.
proposed activities
Location City-wide but often in low to moderate income census tracts. Locations
Description will be predicated on grants awarded.
Planned Activities Purchase of Services Grant Program
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AP-50 Geographic Distribution —91.220(f)
Description of the geographic areas of the entitlement (including areas of low-income and
minority concentration)where assistance will be directed
While the City focuses some investment such as neighborhood and infrastructure improvements in low-
and mod-income neighborhoods, efforts to maintain and expand affordable housing options and other
supports are targeted to support low-and mod- income and minority persons across the City rather
than in targeted areas.
Geographic Distribution
Target Area Percentage of Funds
City Wide
Low/Moderate Area Benefit
Table 58-Geographic Distribution
Rationale for the priorities for allocating investments geographically
The City is considerate of the location of services and evaluates equitable distribution of resources to
serve families in need across the community. The goal of providing services in low-and moderate-
income areas is to ensure populations with fewer financial, transportation, recreation, and other
resources can enjoy the quality of life associated with these activities.
Resources for housing and economic development are intended to arrest decline and bring about
positive outcomes and opportunity for residents who have historically been underserved. Whenever
possible, programs are delivered in ways to promote housing choice and access areas and
neighborhoods close to resources families need and use. At this time, the City does not have designated
target areas for block grant funds.
Discussion
Block groups that have more than 51% low-and moderate-income residents are an area of focus for
funding, but funding is not exclusive to those areas based on the cities goals to provide affordable
housing options across all census tracts in the City and encourage diversity in neighborhoods across the
city and location choices for affordable housing.
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Affordable Housing
AP-55 Affordable Housing— 91.220(g)
Introduction
The City employs a variety of approaches to maintain, create, and improve the availability, accessibility,
and affordability of quality housing in the city including enforcement and maintenance activities,
Homeless services and shelter support, Housing Choice Vouchers, and Low-Income Housing Tax Credits.
Affordable housing options continue to be limited within the City, and often restricted to certain
geographic areas.The CDBG down payment assistance sometimes is not enough to reduce the price of
the home to be affordable to low and moderate-income buyers. The City is exploring ways to partner
with developers to create new, affordable homeownership opportunities outside of areas of high
poverty concentration.The City's goals to increase income diversity in neighborhoods has a need for
additional funding and programming designed to support these efforts. The production of Housing TIF
to serve this purpose was created by the City of Dubuque, and it currently being used to rehabilitate
homes that are affordable and sell them to low/mod income residents.This is being done through a
partnership with True North, Affordable Housing Network Inc, and Community Housing Initiatives.
One Year Goals for the Number of Households to be Supported
Homeless 0
Non-Homeless 0
Special-Needs 0
Total 0
Table 59-One Year Goals for Affordable Housing by Support Requirement
One Year Goals for the Number of Households Supported Through
Rental Assistance 0
The Production of New Units 0
Rehab of Existing Units 0
Acquisition of Existing Units 0
Total 0
Table 60-One Year Goals for Affordable Housing by Support Type
Discussion
Enforcement and maintenance activities- During this time period the City will administer CDBG funded
enforcement activities on an area basis. The enforcement activities are designed to identify and correct
code violations and improve the safety and quality of affordable housing and include resources like
historic preservation grant, homeowner rehabilitation, Lead hazard control programs, purchase rehab
sale, and rental unit rehabilitation.
Homeless-CoC funds will be used to subsidize supportive rental units for homeless persons living with
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disabilities. There is a continued need for current and new shelter beds.
Housing Choice Vouchers-The city provides rental assistance through the Housing Choice Voucher or
Section 8 program.
LITC- Low Income Tax Credit Projects to develop affordable housing for families, seniors and
veterans. This does not use block grant funds but rather incentives are provided through local tax
abatement.
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AP-60 Public Housing— 91 .220(h)
Introduction
The City of Dubuque does not have public housing. It does provide Assisted Housing Needs including the
Section 8 Housing Choice Vouchers, Mod-Rehab, Project Based and Special Needs Assistance Continuum
of Care Program for low-income renters.
Actions planned during the next year to address the needs to public housing
The Analysis of Impediments identified the applicant pool for housing choice vouchers is composed of a
disproportionate number of persons in protected classes under the Fair Housing Act and a limited
number of housing providers participating in the program. To increase housing options for voucher
participants, the Housing Authority is collecting and analyzing data on housing provider participation in
the program through coordination with Rental Licensing & Inspection program. The city is making efforts
to collect information on the number of vacant units willing to accept qualified tenants with Housing
Choice Vouchers on rental licensing. At this time, reporting on vacancies and willingness to participate in
the voucher program is voluntary and participation is at about 40 percent.
The City continues to work with a diverse team of City staff, housing advocates, housing providers, and
commission members to carryout recommendations and evaluate outcomes produced by a two-year
investigation into how source of income, particularly "income" in the form of a rental subsidy, relates to
housing choice and availability.
The Human Rights, Housing Department, and Police Department continue to evaluate and monitor
participation in the voucher program and collaborate to increase awareness and reporting of Civil Rights
violations and housing discrimination.
The Plan provides for a comprehensive rental rehabilitation program designed to improve the quality of
housing while maintaining affordability.
The City continues to provide support for the Family Self-Sufficiency Program and other resources
designed to assist families to increase resources necessary for self-sufficiency.
Multiple departments within the City continue to evaluate and report on progress reducing the impact
of policies that lead to a Civil Rights finding of discrimination against African Americans in the delivery of
the City's Section 8 program. A combination of policy changes, outreach, marketing, education, and Civil
Rights and fair housing trainings have demonstrated the City's dedication to fulfill obligations under the
Voluntary Compliance Agreement.
Actions to encourage public housing residents to become more involved in management and
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participate in homeownership
The Housing and Community Development Department employs multiple strategies to promote
homeownership opportunities to voucher participants.The PHA Plan was amended to remove the year-
long employment history required to utilize the Authorities Homeownership Voucher Program.
Participants that demonstrate enough income and financing can transition to homeownership as soon
as financially feasible. The HA coordinates partnerships with Habitat for Humanity, local financial
institutions, Family Self-Sufficiency, and provides local, state, and federal direct financial assistance to
remove barriers associated with affordability. The City offers a HOME Workshop designed to familiarize
participants with the process of searching for, acquiring, and maintaining a home.
Community Housing Initiatives, Affordable Housing Network, Inc and True North, Greater Dubuque
Development Corporation, are non-profit entities acquiring vacant, abandoned, blighted structures and
rehabbing for affordable homeownership opportunities. The City provides local financial resources the
developers use to keep the costs associated with acquisition and rehabilitation lower and affordable for
low and moderate-income buyers.
If the PHA is designated as troubled, describe the manner in which financial assistance will be
provided or other assistance
PHA is not designated as troubled.
Discussion
Inter-departmental collaboration and coordination of inspection, enforcement, lead-based paint hazard
reduction, rehabilitation, and direct financial assistance have been critical to improving housing options
for voucher participants. While there are still a significant number of households experiencing cost
burden, most households receiving vouchers are able to utilize those vouchers to keep housing costs
affordable.The City continues to provide outreach, education, and resources to housing providers
wishing to make units available for voucher participants.
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AP-65 Homeless and Other Special Needs Activities —91.220(i)
Introduction
The Housing & Community Development Department works closely with the local Continuum of Care.
Community Development and Housing Department staff remain in communication with the local
Homeless Advisory Council to remain informed and align priorities and funding to address needs of
residents experiencing or at risk of homelessness. The Community Development Department assists CoC
applicants providing services in the jurisdiction to ensure programming aligns with the needs identified
in the Consolidated Plan, and also to amend the Consolidated Plan, if necessary, based on identified
needs.
Describe the jurisdictions one-year goals and actions for reducing and ending homelessness
including
Reaching out to homeless persons (especially unsheltered persons) and assessing their
individual needs
A network of service providers coordinate to provide a range of services for homeless and near
homeless populations. The Homeless Advisory Council conducts point-in-time homeless counts in
January, as required, but also in summer months to identify persons who may seek shelter during severe
winter weather but are usually unsheltered. The City's Police Department coordinates with outreach
workers to identify unsheltered individuals and provide access to services.
The City Purchase of Services Grants provide funding opportunities for organizations meeting identified
human services needs in the community. It is anticipated organizations providing homeless services will
continue applying for these resources to meet needs.
Addressing the emergency shelter and transitional housing needs of homeless persons
The City had 8 organizations providing access to emergency and transitional shelter services during the
Winter 2019 point in time homeless count. Some of these organizations serve specific populations,
such as pregnant women and victims of domestic violence. The bed capacity for these organizations is
167 and 116 persons were sheltered in January. The city will continue to partner to support the existing
shelter beds and work in close collaboration with the homeless advisory council to fill additional needs
as identified. There is an identified need for additional shelter beds for men and men with children and
no unaccompanied youth shelter. The City will continue to work with its partners to close gaps in
services directly to homeless and at-risk of homeless individuals and families.
Helping homeless persons (especially chronically homeless individuals and families, families
with children, veterans and their families, and unaccompanied youth) make the transition to
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permanent housing and independent living, including shortening the period of time that
individuals and families experience homelessness, facilitating access for homeless individuals
and families to affordable housing units, and preventing individuals and families who were
recently homeless from becoming homeless again
The Housing and Community Development Department applies for Continuum of Care funding to
provide permanent supportive housing for homeless individuals with substance abuse, mental illness,
HIV/AIDS related illness, or other disabilities impacting their ability to maintain housing. The programs
housing-first model allows chronically homeless and hard-to-house families an opportunity to transition
into housing and then receive support services specifically tailored to meet the family's unique needs.
Helping low-income individuals and families avoid becoming homeless, especially extremely
low-income individuals and families and those who are: being discharged from publicly
funded institutions and systems of care (such as health care facilities, mental health facilities,
foster care and other youth facilities, and corrections programs and institutions); or, receiving
assistance from public or private agencies that address housing, health, social services,
employment, education, or youth needs
The Housing and Community Development Department works closely with the local Continuum of Care
to provide permanent supportive housing for homeless individuals with substance abuse, mental illness,
HIV/AIDS related illness, or other disabilities impacting their ability to maintain housing. The programs
housing-first model allows chronically homeless and hard-to-house families an opportunity to transition
into housing and then receive support services specifically tailored to meet the family's unique needs.
The City's competitive Purchase of Services Grants provide agencies that deliver homeless prevention
assistance with opportunities for funding, but the reality is limited public service funds limit the number
of organizations and households able to access these services. As part of the planning process for
community wide coordination of CoC programs, the City is collaborating with service providers to
identify those most at risk of becoming homeless and diverting resources to meet those needs.The
providers meet monthly and collaborate on services, delivery, and referrals regularly.
Discussion
Housing recommendations and goals developed in the Imagine Dubuque Plan, included: fostering
partnerships with private and non-profit housing developers to provide affordable, quality housing
units; adopting and implementing a mix of educational/outreach programs to increase housing provider
participation in the Housing Choice Voucher program; and identifying and collaborating with new
partners in fields such as health and welfare, environmental, education, and the cultural arts.
Cost burden continues to be a significant housing problem experienced in Dubuque and one of the main
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reasons households are at risk for homelessness. The City will continue to partner with organizations
that provide access to quality, affordable rental housing while connecting people with resources to
increase their income and assets.
Consolidated Plan DUBUQUE 196
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AP-75 Barriers to affordable housing —91.220(j)
I ntrod uctio n:
The lack of affordable quality housing for low-income individuals and families is not keeping pace with
the demand. Homeownership is disproportionately low among African Americans. Additionally, low
income housing is concentrated in specific neighborhoods. One concern is that not all landlords accept
HCVs and are of the practice of identifying the source of income to pay rent prior to leasing which
adversely effects voucher holders. Some landlords specifically advertise that they do not accept these
vouchers (typically called Section 8) as a source of income for rent.
The 2020 update to the Analysis of Impediments identified the following barriers to Fair Housing:
• Housing Choice Voucher Program not accepted by landlords
• Licensing of properties
• State Minimum Wage inadequate to meet individuals & families' needs.
• Fair Housing ("Rights") Education &Outreach to persons with limited English Language Ability.
• Landlords and general public's perception of people in poverty and knowledge of the impact of
poverty on individuals and families is low.
• Housing Stock is inadequate to meet needs and predicted growth.
• Rental Cost Burden is too high.
• Evictions may adversely impact protected classes and persons in poverty.
• Disproportionate arrests of protected classes may adversely impact the ability to rent.
• The Gender Wage Gap adversely impacts women and women-led households and their fair
housing choice.
• Home ownership for protected class members is lower than national rates and stakeholders
report the practice of"redlining" occurring.
• Protected class and residents in poverty have difficulty in accessing services.
• There is a lack of affordable childcare impacting protected class and persons in poverty and their
ability to access employment opportunities.
• Fair Housing complaints may be lower than comparably populated lowa cities.
• Felons who have re-entered the community have to "check the box".
Actions it planned to remove or ameliorate the negative effects of public policies that serve
as barriers to affordable housing such as land use controls, tax policies affecting land, zoning
ordinances, building codes, fees and charges, growth limitations, and policies affeding the
return on residential investment
The proposed actions to address barriers in the Plan year are described below:
• Increase affordable housing supply by funding acquisition, rehabilitation, and supporting the
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construction of affordable rental and homeowner housing
• Assist low-and moderate income households to achieve homeownership through a combination
of education, outreach, and down payment and closing cost assistance
• Expand housing repair and rehabilitation activities to include rental housing to lower the cost of
rehabilitation and improve the quality and quantity of affordable housing stock
• Continue to partner with lending institutions to provide housing for underserved populations
• Invest in building code enforcement and lead remediation activities in deteriorated housing
stock
• Reduce lead-based paint hazards and coordinate with the PHA to provide lead-safe housing
options for voucher participants
• Increase coordination between code enforcement and housing rehabilitation services to quickly
correct code violations
• Continue to coordinate interdepartmental code enforcement meetings aimed at identifying and
addressing substandard housing conditions
• Improve monitoring and compliance with federal regulations and identify and correct
inconsistencies
• Monitor and refer fair housing complaints to the Human Rights Department
• Provide information and education on how to affirmatively market housing to reach
underserved populations including but not limited to Housing Choice Voucher Recipients,
Fountain of Youth Program participants, and students.
• Provide education about the barriers to fair housing, impediments impacting affordable
housing, and deliver to stakeholders, city staff, and community groups
• Continue to distribute marketing materials describing the City's expectations for safety and
equity in neighborhoods and housing
Discussion:
Source of income is identified an arbitrary factor unrelated to a person's ability to be a good tenant and
recommended the Human Rights commission consider include source of income as a protected class.
The Housing & Community Development, Human Rights, and Planning Services Departments have
partnered with local stakeholders to better understand how source of income impacts tenants,
particularly Housing Choice Voucher holders.The AI identified a limited number of housing providers
participating in the voucher program.To address this, the, "Source of Income"committee was formed.
The Committee was made up of key city staff, board and commission members, housing providers, and
housing advocacy groups. The group analyzed data, information, and organized a series of community
dialogues to gain insight into the issues surrounding the impact of such an ordinance and other options
to increase housing choice for voucher holders.
The City's Housing & Community Development department is currently leading a rebranding of the
Housing Choice Voucher Program. The department will utilize City commissions and other advisory
groups that play an important role in the governance of department programs. Members of the
commissions and advisory groups are community volunteers whose contributions help maintain and
Consolidated Plan DUBUQUE 198
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improve the quality of life for Dubuque residents
Consolidated Plan DUBUQUE 199
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AP-85 Other Actions —91.220(k)
I ntrod uctio n:
The data-driven approach to analyzing equity in services is allowing staff and residents to better
understand the needs of underserved populations in the community. Evaluating access to services is no
longer sufficient to determine success. The focus has shifted to examine output and outcomes on
impacted populations.
Actions planned to address obstacles to meeting underserved needs
The City will continue to support infrastructure, neighborhood, housing, and economic development
efforts and ensure those benefiting from the resources are populations with an identified need. The City
received funding from the National Disaster Resiliency Grant and is collecting data to help understand
the social resiliency of households residing in the flood-impacted areas of the City.The area targeted for
resiliency contains a considerable number of older homes that have sustained repeated damage from
flood events. The area has higher populations of low-and moderate income and rental housing.
Evaluating the social and economic data collected from resiliency participants will allow the city to
research ways activities can be most effective.The City continues to seek out and apply for competitive
grant opportunities to enhance quality of life for residents. Requests for proposals for public services,
public facilities, and multifamily developments may be evaluated for projects that leverage other
funding sources with entitlement funds to have greater impact for underserved populations.
The City's Planning &Zoning, Economic Development, and Housing Departments coordinate to receive
and process requests for development of affordable housing.The Housing & Community Development
Department works closely with the City's Legal and Human Rights Departments to inform City staff,
housing providers, developers, and the community at large about the barriers to fair housing and the
strategic steps the City is taking to eliminate barriers as identified in the Analysis of Impediments. To
encourage public support for affordable housing development, the City partners with organizations
wishing to develop affordable housing to engage neighborhood residents about the proposed projects.
Through a series of informational meetings, housing developers and residents can discuss the
community needs, obtain facts about the need for affordable housing, and identify target populations
and needs unique to the proposed location within the Dubuque community.These meetings have
proven successful for developers proposing Low Income Housing Tax Credit projects.
To help with the financial feasibility of these projects, the City offers developers the opportunity to
request support from the City for the project. If the project aligns with the City's goals, Consolidated
Plan, and Comprehensive Plan, the City facilitates a public engagement process where incentives for the
project are presented to City Council. Projects seeking support must apply to the City for a review and
Consolidated Plan DUBUQUE 200
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the City Council makes final recommendations.
Actions planned to foster and maintain affordable housing
The City uses a number of strategies to maintain affordable housing. Conservation districts, local tax
abatement options, and low-interest and forgivable loans increase the availability of resources to
improve housing while maintaining affordability.
In the period covered by this Plan, the City will refine procedures to identify and support multi-family
housing projects that meet the goals outlined in this and other adopted City plans. The City utilizes tax
rebates, abatements, land donations, and direct financial assistance to provide resources developers
need to produce financially feasible projects. Effective relationships with developers of affordable
housing, potential buyers of at-risk housing, advocacy groups, lenders, community groups, and
education about how to maintain existing affordable housing helps ensure the number of affordable
units is maintained.
Actions planned to reduce lead-based paint hazards
The City received $3.58 million in Lead Hazard Control funds to remediate lead hazards in 120 housing
units over the next 3.5 years.The grant provides opportunity for outreach, education about lead safety
hazards, remediation, and training. The program secured funding to train and certify lead contractors.
The City's Water, Engineering, Public Works, and Housing Department will coordinate to notify residents
when street projects will take place and encourage income eligible households to apply for forgivable
grants to replace identified lead service lines at that time that are funded through general funds of the
City.
The City applied for the Lead Hazard Control Grant and in April 2019 was awarded $581,000 in Healthy
Home funds and $2,999,968 in lead hazard control funds for a total of$3,580,968.The program has a
local match of$648,454 and proposes to do 120 units in the 3.5-year grant period.The Lead and Healthy
Homes Program effectively delivers successful lead remediation activities for income eligible
households. The grant provides additional funds to address health and safety hazards in the home, and
coordinates with a Home Advocate to build social capacity for participating families.
All CDBG funded activities use the required level of lead assessment when performing rehab on homes.
Homeowners and renters are provided information and resources about lead and lead poisoning, as well
as information on where and when children should be tested. Code enforcement activities identify
visible hazards from peeling paint and housing code to ensure the health and wellbeing of children living
in these units. CDBG funding provided financial assistance for six units assisted by the Lead & Healthy
Consolidated Plan DUBUQUE 201
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Homes program during the program year.
Actions planned to reduce the number of poverty-level families
The City of Dubuque funds, supports, and participates in a variety of projects that support the
Consolidated Plan goals to increase economic opportunities through business retention, expansion, job
creation, and financial resources for low-and moderate-income small business owners. The City
continues to participate in Project HOPE (Helping Our People Excel) to coordinate service providers,
employers, and job seekers to fill the employment needs of the community. The City of Dubuque has a
low unemployment rate and many of the local manufactures have a demand for skilled workers. Project
HOPE coordinates with Dubuque Works, Opportunity Dubuque, and the local community college, NICC,
to identify under-skilled workers, train them, and match them with employment opportunities.
The City of Dubuque, led by the Planning Committee, is currently involved in a city-wide initiative to
engage the community in the development of an Equitable Poverty Prevention Plan. This work will be
completed by October 2020 and will identify and implement best practices in poverty prevention, with
an eye to various communities in Dubuque, including Marshallese populations, Black and Hispanic
residents and other people of color, formerly incarcerated people and people with records, homeless
individuals, seniors, immigrants, persons with disabilities, and all individuals and families living in
poverty.
A core goal of the Equitable Poverty Prevention Plan is self-sufficiency for all individuals and families in
Dubuque. The city partners with a number of providers and leads several initiatives to support residents
Consolidated Plan DUBUQUE 202
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in achieving self-sufficiency, including:
Increasing Income
• Opportunity Dubuque
• Family Self-Sufficiency including Gaining Opportunities
• FountainofYouth
• Dream Center
• Small Business Development Program
• Project Hope
Building Savings
• Work with local financial institutions to set up Individual Development Accounts
• Promote Bank On Dubuque to increase financial literacy
• Promote the Family Self Sufficiency Program and the escrowed savings account
Acquiring Assets
• Provide direct homeownership assistance to homebuyers
Other
• Purchase of Service Grants
Actions planned to develop institutional structure
High performance government is recognized as essential to coordinating effective community
development activities. The program areas of administration, housing, economic, and neighborhood
development are designed to ensure all functions perform in a complementary manner to efficiently
and effectively use public and private resources to accomplish goals.The data-driven approach to
decision making allows evaluations based on outcomes designed to identify: 1. What did we do? And 2.
Who is better off because of our work.
The City will continue to cultivate partnerships with the goal of creating opportunity for residents to
access wealth building resources.
Within the institution, steps are being taken to encourage and promote high-performing, fiscally
responsible government. This outcome-driven process is focused on data analysis, community
engagement, and strategic initiatives designed to support and retain Dubuque's population. Employers
Consolidated Plan DUBUQUE 203
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in Dubuque are looking for a skilled workforce, and the Housing & Community Development
Department has strategically partnered with the private sector to connect unemployed and
underemployed populations to training and skills necessary to meet local employer's needs.
Multiple departments continue compiling a data library and develop uniform data collection and
tracking systems across departments to more effectively address neighborhood, housing, and economic
development concerns identified by citizens and staff. The work being completed by these departments
focuses on equity and identifying how the institution can provide more equitable services.
To address housing discrimination, the City took steps to increase staff understanding of fair housing,
discrimination, and the history of racism in the community. Fair housing training was completed in
October 2019, in accordance with the VCA. Staff from multiple City Departments, including Police
Department Staff, attended the training Fair housing training was also provided to specific departments
and organizations serving the public with housing needs. New employees, board and commission
members receive fair housing training and education within 30 days of beginning service.
Actions planned to enhance coordination between public and private housing and social
service agencies
The City has a strong region-wide network of housing and community development partners at the local,
county, state and federal level.The City coordinates regular meetings with neighborhood groups,
housing providers, and advocacy groups working to promote quality, affordable housing.The
Community Development Advisory Commission, Resilient Community Advisory Commission, and
Housing Commission members work to enhance coordination and create strategies for citizen
involvement in the planning process. The City requires housing developers seeking City support to hold
neighborhood meetings for residents, service providers, businesses, and other impacted populations to
learn about the project. This approach allows residents time to learn about the project and has resulted
in stronger community support for affordable housing projects.
The City has developed strategies to ensure housing developers relate to the community in which they
plan to provide housing, as well as local service providers. Programs seeking City support must
demonstrate active public engagement in the planning of the project and demonstrate what support
services will be available to residents. Locations of projects are carefully considered to ensure residents
will have access to areas of opportunity relevant to the target population being served. The City actively
seeks out federal, state, local, and private sector partners that can meet the range of housing needs
across the community.
The City launched the C.H.A.N.G.E. initiative (Comprehensive Housing Activities for Neighborhood
Growth and Enrichment) to identify and rehabilitate downtown housing units.The program will acquire,
rehabilitate, and sell previously dilapidated properties to income eligible households, coordinate local,
state, and federal resources to have the greatest impact for occupied properties, and support
neighborhood and community development to ensure rich partnerships, programs, and economic and
Consolidated Plan DUBUQUE 204
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social resiliency. Through a partnership with Community Housing Initiatives, and True North, multiple
single-family homes are being rehabilitated into affordable homeownership opportunities.
Discussion:
The City of Dubuque works to be responsive to the need in the community and continually improves
strategies to encourage and support the development of affordable housing.These efforts, in
conjunction with opportunities for recreation, art, education, health living environments, and safe,
desirable neighborhoods combine to further the City's community development goals.
Consolidated Plan DUBUQUE 205
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Program Specific Requirements
AP-90 Program Specific Requirements — 91.220(I)(1,2,4)
I ntrod uctio n:
Community Development Block Grant Program (CDBG)
Reference 24 CFR 91.220(I)(1)
Projects planned with all CDBG funds expected to be available during the year are identified in the
Projects Table.The following identifies program income that is available for use that is included in
projects to be carried out.
1. The total amount of program income that will have been received before the start of the next
program year and that has not yet been reprogrammed 0
2. The amount of proceeds from section 108 loan guarantees that will be used during the year to
address the priority needs and specific objectives identified in the grantee's strategic plan. 0
3. The amount of surplus funds from urban renewal settlements 0
4. The amount of any grant funds returned to the line of credit for which the planned use has not
been included in a prior statement or plan 0
5. The amount of income from float-funded activities 0
Total Program Income: 0
Other CDBG Requirements
1.The amount of urgent need activities 0
<TYPE=[text] REPORT_GUID=[A698417B4C924AE0218B42865313DACF]
DELETE_TABLE_I F_EMPTY=[YES]>
2. The estimated percentage of CDBG funds that will be used for activities that
benefit persons of low and moderate income. Overall Benefit- A consecutive
period of one, two or three years may be used to determine that a minimum
overall benefit of 70%of CDBG funds is used to benefit persons of low and
moderate income. Specify the years covered that include this Annual Action Plan. 0.00%
Consolidated Plan DUBUQUE 206
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Consolidated Plan DUBUQUE 207
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Attachments
Consolidated Plan DUBUQUE 208
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tltnen4artiopatim Comments
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Complete Responses: 328
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Conmlitlatetl Plan DUBUQUE 211
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QL When i[ comes m poverry in Dubuque, would yau say iCs'
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Ql: When i[ comes [o poverty in Dubuque, would you say iPs'
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Conmlitlatetl Plan DUBUQUE 212
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Q2 To wha[ degree does each of Ne following lead [o poverty4
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QZ To wha[ degree does each of Ne following lead [o poverty4
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Conmlitlatetl Plan DUBUQUE 213
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Q3: To wha[ degree do each of Ne following leatl [o povertyP
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Q3: To wha[ degree do each of Ne following leatl [o povertyP
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Conmlitlatetl Plan DUBUQUE 214
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Q4: Do you think there's aconnec�ion be�ween pover�y antl race? (Move
ffie slider)
-
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Q4: Do you think there's aconnec�ion be�ween pover�y antl race? (Move
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Conmlitlatetl Plan DUBUQUE 215
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Q5: Choose the top three strategies that you think retluce poverty the
mosL (Only check [hree)
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Conmlitlatetl Plan DUBUQUE 216
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Q6: Please share yourgender?
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Q6: Please share yourgender?
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Q7: Please share your age:
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Conmlitlatetl Plan DUBUQUE 218
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Q8: Which bes[ describes your racelethniciry'
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Conmlitlatetl Plan DUBUQUE 219
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