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CAFR Report Submission for Fiscal Year Ended June 30, 2019City of Dubuque Action Items # 2. ITEM TITLE: SUMMARY: SUGGESTED DISPOSITION: Copyrighted April 20, 2020 Submission of Fiscal Year Ended June 30, 2019 Comprehensive Annual Financial Report (CAFR) and Auditor's Communication with Those Charged with Governance City Manager transmitting the Fiscal Year Ended June 30, 2019 Comprehensive Annual Financial Report (CAFR). Budget Staff will make a presentation. A representative from the City's auditing firm, Eide Bailey, LLP, will be available to answer questions. Suggested Disposition: Receive and File; Presentation ATTACHMENTS: Description Comprehensive Annual Financial Report 6/30/19 - MVM Memo CAFR Staff Memo 6/30/19 CAFR 6/30/19 Compliance Report 6/30/19 Letter to Council FY19 CAFR Staff Presentation (revised) FY19 CAFR Finance Staffing Turnover Chart FY19 CAFR Transit Compliance Memo FY19 CAFR Housing CDBG Compliance Changes Type City Manager Memo Staff Memo Supporting Documentation Supporting Documentation Supporting Documentation Supporting Documentation Supporting Documentation Supporting Documentation Supporting Documentation Masterpiece on the Mississippi TO: The Honorable Mayor and City Council Members FROM: Michael C. Van Milligen, City Manager Dubuque kritil All-A.aia City 111111 2007.2012.2013 2017*2019 SUBJECT: Submission of Fiscal Year Ended June 30, 2019 Comprehensive Annual Financial Report (CAFR) and Auditor's Communication with Those Charged with Governance DATE: April 16, 2020 The City of Dubuque received an unmodified Auditor's opinion for the Fiscal Year 2019 financial statements. This means that the City's financials are materially accurate, there were no disagreements between City staff and audit staff, and all proposed audit adjustments were made. The financial audit is performed yearly and is required by the Municipal Oversight Law and governmental auditing standards. A financial audit is an examination of the financial records of a governmental unit that is conducted in accordance with generally accepted auditing standards. The result of the audit is a report rendered by an independent auditor of how appropriately a government's financial statements depict its financial condition and results of its operations. An independent audit is one performed by persons not in any way affiliated with the government being audited in order to ensure complete objectivity and professionalism. The independent auditor's opinion will usually fall into one of four categories: 1. Unmodified Opinion —The statements present fairly the financial position and results of operations of the government unit on a basis consistent with prior years. This is the so called "clean opinion." 2. Modified Opinion —The opinion is like the above but with certain exceptions to generally accepted accounting principles which are clearly explained in the opinion. 3. Adverse Opinion —This "bad opinion" states that the financial statements do not fairly present the financial position and the results of operation of the governmental unit. The opinion would include the reasons for the adverse opinion. 4. Disclaimer of Opinion —The auditor cannot render an opinion usually because the financial records are incomplete or the scope of the audit is too restrictive. In addition to financial audits, auditors perform compliance audits in which the auditor reviews operations in terms of compliance with various laws and regulations regarding financial operations. Compliance audits have always been a vital part of governmental audits. Although audits are required by Iowa law, there are several more fundamental reasons why a local government should have an independent audit: • The audit provides a professional opinion of the financial condition of the government unit. • Audited financial statements provide reliable financial information to evaluate the financial health and stability of the governmental unit. • The auditor should provide recommendations to strengthen and improve the management and efficiency of the governmental unit. • The audit will ensure that the local government is in compliance with all applicable legal provisions. As I said, the City of Dubuque received an unmodified Auditor's opinion for the Fiscal Year 2019 financial statements, however, the auditor had several findings and recommendations for improvement and the City is in concurrence with those recommendations. The City has obtained hundreds of millions of dollars in federal and state grants and operational subsidies from multiple different government agencies. It is my responsibility as City Manager to make sure the internal structures exist to support all of the grant reporting requirements. In my attempt to be cost conscious, I expected too much of too few to take on these extra monitoring and tracking duties. Also, the City had some employee retirements, and with the competitive employment environment (when unemployment was under 2%), the City lost some employees to other employers. While the departments competently implemented the grants and managed the programs and projects achieving the intended goals, in some isolated circumstances, not all of the governmental requirements for tracking and reporting were met according to the grant standards. Corrective action has been taken, new positions have been created and changes made that will support future compliance. City staff had become aware of some of the issues before the audit and changes had already been implemented, but some of the issues were identified through the audit process. Therefore, while corrective action has been taken this Fiscal Year 2019 audit for the year ended June 30, 2019 was completed deep enough into the current fiscal year (FY 2020) that some of these comments will also appear in next year's audit of FY 2020, even though the corrective action has already been taken. 2 As you will see from the presentation of Finance and Budget Director Jennifer Larson, we believe we now have the right people in the right positions to meet all of the audit and grant administration requirements. Finance and Budget Director Jennifer Larson will make a presentation and then we are available, along with a representative of the auditing firm Eide Bailey LLP, Partner Brian Unsen, to answer questions. I respectfully recommend you receive and file the Fiscal Year 2019 annual audit. Mic ael C. Van Milligen MCVM:jh Attachment cc: Crenna Brumwell, City Attorney Teri Goodmann, Assistant City Manager Cori Burbach, Assistant City Manager Jennifer Larson, Director of Finance and Budget 3 Masterpiece on the Mississippi TO: Michael C. Van Milligen, City Manager FROM: Jenny Larson, Director of Finance and Budget Dubuque btrEi AIi AneficaCity 1I I / �®► 2007.2012.2013 SUBJECT: Submission of Fiscal Year Ended June 30, 2019 Comprehensive Annual Financial Report (CAFR) and Auditor's Communication with Those Charged with Governance DATE: April 20, 2020 INTRODUCTION The purpose of this memorandum is to submit the Fiscal Year 2019 CAFR audited by Eide Bailly, LLP, Auditor's Communication with Those Charged with Governance Letter along with the City Finance staff's responses to auditor's findings. The City's independent auditor issued an unmodified opinion or "clean" opinion on the financial statements. BACKGROUND Iowa state code requires an annual audit by independent certified public accountants or the State Auditor. In addition to meeting the requirements set forth in state statues, the audit also was designed to meet the requirements of an annual single audit in conformity with the provisions of Title 2 U.S. Code of Federal Regulations (CFR) Part 200 Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Award (Uniform Guidance). This Comprehensive Annual Financial Report is in conformance with the standards set by Title 2 U.S. Code of Federal Regulations (CFR) Part 200. This federal regulation mandates audit standards for federal programs. The government -wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund and fiduciary fund financial statements. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Separate financial statements are required for Dubuque Metropolitan Area Solid Waste Agency, Dubuque Initiatives and Subsidiaries and Dubuque Convention and Visitors Bureau (CVB) and have been received. The financial information for these entities is included in the City of Dubuque CAFR. AUDITOR'S COMMUNICATION with THOSE CHARGED with GOVERNANCE Included is a separate letter from Eide Bailly, LLP. The letter contains audit information required by auditing standards to be communicated to the Mayor and City Council. ACTION STEP It is recommended that the City Council receives and files the Fiscal Year 2019 reports identified above and receives and files this communication and related enclosures. Copies of the financial statements for the Dubuque Metropolitan Area Solid Waste Agency are available in the Finance Department if desired by Council members. Finance will make a brief presentation at the City Council meeting and Brian Unsen, audit partner from Eide Bailly LLC, will be available for any questions. JL/cm Enclosures: Fiscal Year 2019 CAFR Auditor's Communication with Those Charged with Governance Letter Auditor's Compliance letter COMPREHENSIVE ANNUAL FINANCIAL REPORT FISCAL YEAR ENDED JUNE 30, 2019 DUBUQUE, IOWA THE CITY OF Masterpiece on the Mississippi 11111: I' 2007.2012.2013 ` 2017*2019%'•y ; • 4at?gG. .,.�" • 40.11 1?;:11": • -. `• ��rt %A. r • it , Y Comprehensive Annual Financial Report For The Fiscal Year Ended June 30, 2019 City of Dubuque, Iowa Prepared by: Department of Finance THIS PAGE IS INTENTIONALLY LEFT BLANK Introductory Section June 30, 2019 City of Dubuque, Iowa THIS PAGE IS INTENTIONALLY LEFT BLANK CITY OF DUBUQUE, IOWA TABLE OF CONTENTS Exhibit Page INTRODUCTORY SECTION Table of Contents 1-2 Letter of Transmittal 3-11 City Organizational Chart 13 Officials 14 Certificate of Achievement for Excellence in Financial Reporing 15 FINANCIAL SECTION Independent Auditor's Report 19-21 Management's Discussion and Analysis 23-32 Basic Financial Statements Government -wide Financial Statements Statement of Net Position 1 34-35 Statement of Activities 2 36 Fund Financial Statements Balance Sheet — Governmental Funds 3 38-39 Reconciliation of the Governmental Funds Balance Sheet to the Statement of Net Position 3-1 41 Statement of Revenues, Expenditures, and Changes in Fund Balances — Governmental Funds 4 42-43 Reconciliation of the Governmental Funds Statement of Revenues, Expenditures, and Changes in Fund Balances to the Statement of Activities 4-1 45 Statement of Net Position — Proprietary Funds 5 46-49 Statement of Revenues, Expenses, and Changes in Fund Net Position — Proprietary Funds 6 50-51 Statement of Cash Flows — Proprietary Funds 7 52-55 Statement of Fiduciary Assets and Liabilities — Agency Funds 8 56 Notes to Financial Statements 57-111 Required Supplementary Information Schedule of Receipts, Expenditures, and Changes in Balances — Budget and Actual (Budgetary Basis) — Governmental Funds and Enterprise Funds 114 Note to Required Supplementary Information — Budgetary Reporting 115 Schedule of the City's Proportionate Share of Net Pension Liability — Iowa Employees' Retirement System 116 Schedule of City's Contribution — Iowa Employees' Retirement System 117 Notes to Required Supplementary Information — Net Pension Liability IPERS 118 Schedule of the City's Proportionate Share of Net Pension Liability — Municipal Fire and Police Retirement System of Iowa 119 Schedule of City's Contributions — Municipal Fire and Police Retirement System of Iowa 120 Notes to Required Supplementary Information — Net Pension Liability MFPRSI 121 Schedule of Changed in Total OPEB Liability, Realted Ratios and Notes 122 Supplementary Information Combining Fund Statements Combining Balance Sheet — Nonmajor Governmental Funds A-1 126-128 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances — Nonmajor Governmental Funds A-2 130-132 Combining Statement of Net Position — Nonmajor Enterprise Funds B-1 134 Combining Statement of Revenues, Expenses, and Changes in Fund Net Position — Nonmajor Enterprise Funds B-2 135 1 CITY OF DUBUQUE, IOWA TABLE OF CONTENTS FINANCIAL SECTION (continued) Exhibit Page Combining Statement of Cash Flows — Nonmajor Enterprise Funds B-3 136-137 Combining Statement of Net Position — Internal Service Funds C-1 140-141 Combining Statement of Revenues, Expenses, and Changes in Fund Net Position (Deficit) — Internal Service Funds C-2 142-143 Combining Statement of Cash Flows — Internal Service Funds C-3 14-145 Combining Statement of Changes in Assets and Liabilities — Agency Funds D-1 148 STATISTICAL SECTION (Unaudited) Table Page Statistical Section Contents 151 Financial Trends Net Position by Component 1 152-153 Changes in Net Position 2 154-157 Fund Balances of Governmental Funds 3 158-159 Changes in Fund Balances of Governmental Funds 4 160-161 Revenue Capacity Taxable and Assessed Value of Property 5 162 Property Tax Rates — Direct and Overlapping Governments 6 163 Principal Property Taxpayers 7 164 Property Tax Levies and Collections 8 165 Debt Capacity Ratios of Outstanding Debt by Type 9 166-167 Ratios of General Bonded Debt Outstanding 10 168 Direct and Overlapping Governmental Activities Debt 11 169 Legal Debt Margin Information 12 170-171 Revenue Debt Coverage 13 172 Water and Sewer Receipt History 14 173 Water Meters by Rate Class 15 174 Largest Water and Sewer Customers 16 175 Sales Tax Increment Actual Receipts and Cumulative Sales Tax Balance Remaining 17 176 Demographic and Economic Information Demographic and Economic Statistics 18 177 Principal Employers 19 179 Operating Information Full -Time Equivalent City Government Employees by Function/Department 20 180-181 Operating Indicators by Function/Program 21 182-183 Capital Asset Statistics by Function 22 184-185 Retail 23 186 COMPLIANCE SECTION Independent Auditor's Report on Internal Control over Financial Reporting and on Compliance and other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 189-190 Independent Auditor's Report on Compliance with Requirements for Each Majo Program and on Internal Control Over Compliance Required by The Uniform Guidance 191-193 Schedule of Expenditures of Federal Awards 194-196 Notes to the Schedule of Expenditures of Federal Awards 197 Schedule of Findings and Questioned Costs 198-206 2 Masterpiece on the Mississippi March 30, 2020 Honorable Mayor, City Council Members, and Citizens of the City of Dubuque: Dubuque AII•America City CIVIC L.U11- 2007.2012.2013 2017*2019 Finance Department 50 West 13th Street Dubuque, Iowa 52001-4805 Office (563) 589-4133 Fax (563) 690-6689 TTY (563) 690-6678 finance@cityofdubuque.org www.cityofdubuque.org The City of Dubuque, Iowa, pursuant to the requirements set forth by state and federal regulations, hereby submits the Comprehensive Annual Financial Report (CAFR) for the fiscal year ended June 30, 2019. Responsibility for both the accuracy of the data and the completeness and fairness of the presentation, including all disclosures, rests with the City. Understanding the cost of internal controls should not exceed anticipated benefits, the objective is to provide reasonable, rather than absolute, assurance that the financial statements are free of any material misstatements. To the best of our knowledge and belief, the enclosed data is accurate in all material respects, and is reported in a manner designed to present fairly the financial position and results of operations of the various funds and activities of the City. All disclosures necessary to enable the reader to gain an understanding of the City's financial operations have been included. The Code of Iowa requires an annual audit by independent certified public accountants or the State Auditor. The accounting firm of Eide Bailly LLP conducted the audit for fiscal year 2019. In addition to meeting the requirements set forth in state statutes, the audit also was designed to meet the requirements of an annual single audit in conformity with the provisions of Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirement, Cost Principals, and Audit Requirements for Federal Awards (Uniform Guidance). Information related to this single audit, including the Schedule of Expenditures of Federal Awards, findings, recommendations, and the auditor's report on internal control over financial reporting and compliance with requirements applicable to laws, regulations, contracts, and grants, are included in the Compliance Section of this report. The independent auditors' report is included in the Financial Section of this report. The City provides a full range of services including: police and fire protection; sanitation services; the construction and maintenance of roads, streets, and infrastructure; inspection and licensing functions; maintenance of grounds and buildings; regional airport; library; recreational activities; and cultural events. In addition to general government activities, the municipality owns and operates enterprises for a water system, water resource and recovery center (wastewater treatment), stormwater system, parking facilities, refuse collection, road salt and public transportation. This report includes all funds of the City of Dubuque, as well as its component units. Component units are legally separate entities for which the City is financially accountable. This report includes the Dubuque Metropolitan Area Solid Waste Agency (DMASWA), Dubuque Initiatives and Subsidiaries, and Dubuque Convention and Visitors Bureau as discretely presented component units. A discretely presented component unit is reported in a separate column in the government -wide financial statements to emphasize that it is legally separate from the City of Dubuque and to differentiate its financial position and results of operations from those of the City. The City appoints a voting majority to the DMASWA governing board and operates the landfill. Dubuque Initiatives is organized to render service to the City Council of the City of Dubuque on matters of community interest, and in the event of dissolution, any assets or property of the 3 organization are transferred to the City. Dubuque Convention and Visitors Bureau's purpose is to strengthen the Dubuque area economy by competitively marketing the area as a destination for conventions, tour groups, sporting events, and individual travelers. The organization's board members include one City Council member, the City of Dubuque Mayor, and the City Manager. In the event of dissolution, any assets or property of the organization shall be transferred to the City. The City collects hotel/motel taxes and forwards 50% to Dubuque Convention and Visitors Bureau as the primary source of funds for its operations. Generally Accepted Accounting Principles (GAAP) require that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management's Discussion and Analysis (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City of Dubuque's MD&A can be found immediately following the independent auditor's report. PROFILE OF THE CITY The City of Dubuque, incorporated in 1833, is located on the Mississippi River in northeast Iowa, adjacent to the states of Illinois and Wisconsin. Julien Dubuque, the city's namesake, first began mining lead in the area now known as Dubuque in 1788. Dubuque is the oldest city in Iowa and has a unique combination of the old and new, ranging from a historic downtown, numerous examples of Victorian architecture, and a Civil War era shot tower, to expanding industrial parks, multiple retail centers, revitalized riverfront and millwork districts and two casinos, one with a pari-mutuel dog track. The City of Dubuque has a stable, diversified economic base and is a major tri-state retail center. The City currently has a land area of 31.6 square miles, and a census 2010 population of 57,637. The U.S. Census Bureau's 2018 population estimate for Dubuque is 57,941. As the largest city in the tri-state area, Dubuque serves as the hub of a trade area with a population estimated at 250,000. As of July 2019, the City's unemployment rate was 2.4%, below the state unemployment rate of 2.5% and the 3.7% national rate. The City of Dubuque is empowered to levy a property tax on real property located within the city limits. The City has operated under a council-manager form of government since 1920. Policymaking and legislative authorities are vested in the governing council, which consists of a mayor and a six -member council. The city council is elected on a non -partisan basis. The mayor is elected to a four-year term. Council members are elected to four-year, staggered terms with three council members elected every two years. Four of the council members are elected within their respective wards; the mayor and the two remaining council members are elected at -large. The governing council is responsible, among other things, for setting policy, passing ordinances, adopting the budget, appointing committees, and hiring the city manager, city attorney, and city clerk. The city manager is responsible for overseeing the day-to-day operations of the government, making recommendations to the city council on the budget, and other matters, appointing the heads of the government's departments, and hiring employees. ECONOMIC CONDITION AND OUTLOOK The economic condition and outlook of Dubuque continues to thrive. The City's economy has a diverse employer base including manufacturing, technology, health services, insurance, education, and government. The top 10 employers in the area employ less than 19% of the total workforce and cover five different industries, which insulates the City against the negative impact from a downturn in any one area of the economy. Several industry experts and associations have recognized the community's efforts to diversify its economy. 4 Industrial Dubuque Industrial Center West (DICW): Over 550 saleable acres were acquired in 1997. The DICW comprises 36 businesses with two additional businesses scheduled to arrive within the next 18 months. In November 2017, the Iowa Economic Development Authority (IEDA) announced that a "development -ready" site near Dubuque's Industrial Center West is the latest industrial site to achieve certification through the Iowa Certified Sites Program. It joins 18 other sites in the state that have been designated as project -ready. The city -owned property consists of six parcels covering 163 total acres, of which 103 acres are developable. Medline Industries, Inc. announced plans to invest in a new 130,000-square-foot facility in the Dubuque Industrial Center West. The medical supply company will add more than 100 jobs and invest nearly $20 million in the new customer service facility to be located on Innovation Drive. This project is scheduled to be completed, with the new building occupied, by the end of 2019. Universal Tank and Fabrication announced in November of 2017 that it plans to expand their operations. This locally -grown company manufactures high -quality pressure vessels and tanks for customers across the country. Universal Tank opened in October 2007 starting with 24 employees. Today this company employs more than 50 with plans to grow. Dubuque Industrial Center South (DIGS): In May 2017, Flexsteel Industries announced plans to relocate their manufacturing operations to a new site in the Dubuque Industrial Center South. The company will invest over $28 Million to construct and equip a new state-of-the-art, 250,000-square-foot facility. The new facility has been operational since January 2019. This project came as a welcome development after months of collaboration by private and public entities. Dubuque Technology Park: Located on the south side of the City is a 100-acre park designed to accommodate growing office businesses. Eight businesses are currently located in the park. Commercial and Retail Downtown Development: Over $780 million has been invested in the downtown area in building rehabilitation, new construction, and public improvements where more than 9,000 people work. Over 350 IBM employees work on two renovated floors of the nine -story Roshek Building where Heartland Financial relocated existing staff to the third and fourth floors. RSM US LLC occupies a portion of the second floor. Cottingham & Butler, headquartered in Dubuque and the nation's 30th largest insurance broker, has invested over $4.7 million and added over 200 employees to its Dubuque staff bringing their total local employment to nearly 700. Historic Millwork District: The Historic Millwork District is saturated with history. It imbues the area with authenticity and character while offering valuable lessons about the importance of sustainable urban design strategies. Dubuque's Historic Millwork District is a keystone to the region's aggressive economic development strategy. With one million square feet of historic warehouse space ideal for urban mixed -use development, the District is perfectly suited to attract entrepreneurs, designers, residents, institutions, and businesses prepared to fuel Dubuque's globally competitive and sustainable economy. The District is currently home to multiple eateries, breweries, and shopping venues. To date, nearly $100 million has been invested into the transformation of the Millwork District and it is attracting entrepeneurs, residents, institutions, and businesses that are fueling Dubuque's competitive economy. Construction of a 54-room Marriot Townplace Suite extended -stay hotel broke ground in June 2017 and opened in the spring of 2019. The four-story hotel is in the Historic Millwork District and was designed to model the existing architecture in the area. Brewery Neighborhood Conservation District: The former Dubuque Brewing and Malting Company complex (aka H&W Building) is a collection of buildings constructed primarily of red brick between 1896 and 1934 on the northeast corner of Jackson and 30th Streets. The complex is eligible for the National 5 Register of Historic Places and is in Dubuque's Brewery Neighborhood Conservation District. The southern portion of the building was purchased by 3000 Jackson LC in March 2017 and work to restore the building began. The new owner obtained a demolition permit to deconstruct the unsound section of the structure and plan to stabilize and make immediate repairs to prevent further deterioration. Although a portion of the historic structure will be demolished, there are plans to repair, stabilize, and eventually completely restore the property in the future. This is anticipated to be a $30 million project. Commercial Development: Fiscal Year 2019 was an exceptional year for commercial development as many businesses broke ground on new projects in Dubuque. The Plaza 20 retail center was chosen to be the site of a new VA Clinic that will occupy approximately 22,000 sq,ft. of the former K-Mart building and JoAnn Fabric is currently remodeling approximately 30,000 square feet of the former K-Mart building. In addition plans for a new Sonic Drive-Thru have been submitted for the northside of Plaza 20. Plan review and construction bgan on Phase I of the Mt. Carmel campus for constrction of a new senior housing development by BVM-PHS Senior Housing, Inc. When all four phases are completed, a total of 450 dwelling units will be available. Health Services ENT Medical Building completed construction of a new 9,000 sq. ft. medical facility along Cedar Cross Road in the summer of 2019. Mercy Medical Center along with Medical Associates Clinic has begun construction of a $25 million project to build a two-story building east of the hospital to serve as a hematology/oncology outpatient clinic. Iowa Health Facilities Council did grant their approval for a certificate of need for a linear acceletor included in the project. Education The Dubuque community takes great pride in the quality of its educational system and it is a top priority for Dubuque citizens and leaders. Dubuque's public -school system was ranked #7 out of 2,200 school districts nationwide. The Dubuque community schools district provides K-12 education through 11 elementary schools, three junior high schools, one middle school, and three high schools. Dubuque also offers two private school systems accredited by the State of Iowa. Holy Family Catholic Schools offers K-12 education at four elementary schools, one K-5 Spanish Immersion Program, a middle school, and a high school. The Dubuque Lutheran School offers K-5 education at one elementary school. Dubuque boasts three private, liberal arts colleges offering a wide variety of undergraduate and graduate degree programs, a community college with a diverse certificate and degree programs, and a Bible college. The tri-state area features an additional state university and two more community colleges for a total of 18,000 college students. The University of Dubque began the building permit process for a 17,000 square foot Welcome Center addition and a new 4,000 square foot student clinic Dubuque Hempstead is amid a 27,000 sq. ft. aquatic facility on the north side of the school. The City's recent awards and recognition from a variety of sources include: • The National Civic League named Dubuque a 2019 All -America City. This makes the fifth time in twelve years Dubuque has received this award which recognizes communities whose citizens work together to identify and tackle community -wide challenges and achieve uncommon results. Dubuque 6 received the 2019 award for the civic infrastructure built on the Inclusive Dubuqe network of over 60 partners working to advance justice and social equity, and Imagine Dubuque 2017: A Call to Action, the comphrensive planning process that collected input from 6,000 residents to identify a roadmap for Dubuque's future. The application and presentation also featured three projects deonstrating how partners are impacting health outcomes for all residents. "Health Care for All" highlights the progress Crescent Community Health Center has made, the impact of the Pacific Islander Health Prject, and the recent work of the Brain Health Task Force. The Bee Branch Creek Restoration Project was the seond project highlighted and the collaborative work happening by the Dubuque Easts Well coalition to increase access to healthy local foods is the third. • In 2018, Dubuque became a LEED-Certified City. As one of the 75 STAR -certified cities and counties in the U.S., Dubuque was recently named a LEED Certified City. STAR stands for Sustainability Tools for Assessing and Rating Communities. STAR Communities is a national framework for measuring and advancing local government's environmental, economic and community efforts to achieve sustainability. Leadership in Energy and Enviromental Design, or LEED, for Cities is a program from the U.S. Green Building Council (USGBC) that advances healthy, green, and economically strong cities and communities. MAJOR INITIATIVES For the Year. The City of Dubuque staff, following the adopted priorities of the mayor and city council, has been involved in a variety of projects throughout the year. These projects reflect the City's commitment to continue to provide high quality services to the residents and stakeholders of Dubuque within the budget guidelines set by the mayor and city council. Bee Branch Watershed Flood Mitigation Project: The City's $232 million Bee Branch Watershed Flood Mitigation Project is a 20-year, multi -phased investment to mitigate flooding, improve water quality, stimulate investment, and enhance quality of life within the Bee Branch Watershed. The City has received more than $160 million in state and federal funds for the project. The $60 million Upper Bee Branch Creek Restoration phase of the project was completed, and a ribbon -cutting ceremony was held in July 2017 to celebrate the opening of the Bee Branch Creek Greenway. The $25.9 million Bee Branch Creek Railroad Culverts Project was awarded in early 2019 and construction is underway. When complete in the summer of 2021, the improvements will increase the level of flood proectection for over 1,300 homes and businesses from a 1 in 75- year rain event to a 1 in 500 - year rain event. In 2016, the City of Dubuque was awarded a total of $31.5 million through the U.S. Department of Housing & Urban Development (HUD) National Disaster Resilience Competition (NDRC) Grant awarded to the State of Iowa's "Iowa Watershed Approach." This total includes $8.4 million for the Bee Branch Healthy Homes Resiliency Program in the form of five-year forgivable loans to improve 320 housing units, including owner -occupied homes; single -unit rentals; and small, multi -family residential units. The grant will also provide $23.1 million for stormwater infrastructure improvements related to the Bee Branch Watershed Flood Mitigation Project. Specifically, this includes $9 million towards the $18 million project to install culverts to pass floodwaters from the Upper Bee Branch to the Lower Bee Branch through the railway yard on Garfield Avenue. The grant will also provide $11.5 million towards the $15.4 million project to provide drainage improvements from the Bee Branch Creek to the west along 22nd Street up Kaufmann Avenue all the way to Kane Street. Finally, the grant will provide $2.6 million towards the $11 3 million project to provide drainage improvements from the Bee Branch Creek to the west along 17th Street to West Locust Street and along West Locust Street towards Kirkwood Street. The HUD Resiliency Grant will expedite the completion of the Bee Branch Watershed Flood Mitigation Project, expanding its scope to lessen the flood damage caused by future flash floods. 7 As part of the Bee Branch project, the City will convert 240 alleys in the Bee Branch Watershed to "green alleys" which feature permeable concrete pavers. These specifically designed pavers allow water to pass through the surface and filter into the soil below. The green alleys are expected to reduce the amount of stormwater run-off in the watershed by up to 80 percent and prevent flooding. In addition to reducing stormwater run-off, the green alleys will replenish ground water and help prevent pollutants on roadways from running off into the storm sewer system, and ultimately, the Mississippi River. As of fall 2018, more than 80 alleys have been completed. Jule Operations and Training Center: The City of Dubuque's Public Transit Division, completed the Jule Operations and Training Center (JOTC) in Spring, 2018. The 41,000-square-foot facility replaced the century -old facility on Central Avenue and provides numerous operating efficiencies. The JOTC was constructed on a city -owned, Superfund site. The facility includes bus storage, dispatch and administrative offices, indoor classroom and outdoor vehicle training areas. The $6.8 million project was supplemented with nearly $5.3 million in state and federal funds. Southwest Arterial: In 2013, the City of Dubuque and the Dubuque Metropolitan Area Transportation Study (DMATS) successfully negotiated a Memorandum of Understanding with the Iowa Department of Transportation (Iowa DOT) for the transfer of jurisdiction of the Southwest Arterial / U.S. Hwy 52 project, a 6.1-mile, four -lane, divided freeway with priority -one access control and will provide an alternative route for traffic through southwestern Dubuque. It will connect the Dubuque Technology Park on U.S. Hwy 61 / 151 with the new Dubuque Industrial Center West and the existing Dubuque Industrial Center near U.S. Hwy 20 / Dodge. Property acquisition was completed in 2016 and a groundbreaking ceremony was held in October 2016. Extensive construction is currently under way between US20 to US61-151. Highway paving will occur during the 2019 construction season. The Iowa DOT, DMATS, Dubuque County, and the City of Dubuque have budgeted - $160 million to complete the 4-lane construction of the Southwest Arterial and is scheduled for completion in the summer of 2020. Following the completion of the Southwest Arterial, the project has the potential to generate $80 million in property taxes, $1.67 billion in economic output, $653 million in labor income, and $1.02 billion in value added from 2021 to 2030. The Southwest Arterial will also annually generate $135 million in state and local taxes and $130 million in federal tax from new economic development, as well as save $30 million for the 10-year period. This project will also generate $16 million in property tax, $304 million in economic output, $24 million in state and local taxes, and $24 million in federal taxes due to economic development, in addition to $3 million in safety savings from 2030 onwards. Side benefits include removing over 500 commercial vehicles a day from downtown streets and encouraging redevelopment on Central Avenue and White Street. Almost 1,000 trucks per day will be removed from U.S. Hwy 20 / Dodge. Additional traffic will be removed from Kelly Lane, Fremont Avenue, Cedar Cross Road, Rockdale Road, and other residential streets. For the Future. The mayor and city council will continue to take action to achieve their goals of maintaining a strong local economy, sustaining stable property tax levies, and enhancing the safety and security of residents through neighborhood vitality. City staff will work to implement the city council's vision for Dubuque. A program of comprehensive service reviews has continued as a vehicle for analyzing City services, identifying opportunities for improvement, and determining areas of possible cost reductions. The goal of the service review program is to ensure that services desired by the citizens are provided in the most cost effective and efficient method possible. The city council's goals for the next five years and beyond include the following: • Robust Local Economy: Diverse Businesses and Jobs with Economic Prosperity • Vibrant Community Healthy and Safe • Livable Neighborhoods and Housing: Great Place to Live 8 • Financially Responsible, High -Performance City Organization: Sustainable, Equitable, and Effective Service Delivery • Sustainable Environment: Preserving and Enhancing Natural Resources • Partnership for a Better Dubuque: Building Our Community that is Viable, Livable, and Equitable Diverse Arts, Culture, Parks, and Recreation Experiences and Activities • Connected Community: Equitable Transportation, Technology Infrastructure, and Mobility FINANCIAL INFORMATION Internal Controls: City management is responsible for establishing and maintaining internal controls to ensure that the assets of the government are protected from loss, theft, or misuse, and to ensure that adequate accounting data is compiled to allow for the preparation of financial statements in conformity with generally accepted accounting principles. Single Audit: As a recipient of federal and state financial assistance, the City of Dubuque's government is responsible for ensuring that adequate internal controls are in place to ensure compliance with applicable laws, regulations, contracts, and grants related to those programs. These internal controls are subject to periodic evaluation by management. As a part of the City's single audit described earlier, tests are made to determine the adequacy of internal controls, including that portion related to federal programs, as well as to determine that the government has complied with applicable laws, regulations, contracts, and grants. Budgeting Controls: In addition, the government maintains budgetary controls. The objective of these budgetary controls is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the city council. All funds, except for fiduciary fund types which include pension trust funds, private purpose trust funds, and agency funds are included in the annual budget process. The level of budgetary control (that is the level at which expenditures cannot legally exceed the appropriated amount) is established by state programs. The government also maintains an encumbrance accounting system as one technique for accomplishing budgetary control. Encumbered amounts lapse at year-end; however, encumbrances generally are re -appropriated as part of the following year's budget. As demonstrated by the statements and schedules included in the financial section of this report, the City continues to meet its responsibility for sound financial management. Cash Management: Cash temporarily idle during the year was invested in demand deposits, certificates of deposit, federal agency obligations, and authorized mutual funds. The City (including DMASWA) received cash basis investment earnings of $1,995,330 for the year. The investment policy adopted by the city council stresses the importance of capital preservation. The policy directives intend to minimize credit and market risks while maintaining a competitive yield on the portfolio. Risk Management: The City of Dubuque is a member of a statewide risk pool for local governments, the Iowa Communities Assurance Pool (ICAP). The coverage for general and auto liability, as well as public official and police professional liability are acquired through this pool. Workers' compensation coverage up to $750,000 for each accident is provided through self-insurance. The accumulated reserve provision for such claims reflected a $592,470 net position as of June 30, 2019. The City has also established a self-insurance plan for medical, prescription drug, and short-term disability. The accumulated reserve provision for such claims equaled $4,793,496 as of June 30, 2019. All self -insured health plans are certified as actuarially sound and certificates of compliance have been filed with the State of Iowa. Bond Rating: Moody's Investors Service assigned a Aa3 rating to the $2.2M GO Bonds, Series 2019A and $860,000M Taxable GO Refunding Bonds, Series 2019B and $4.2M GO Refunding Bonds, Series 2019C. 9 Moody's maintained a Aa3 rating on outstanding general obligation unlimited tax (GOULT) debt; a Aa3 rating on outstanding second lien sales tax increment debt that is ultimately backed by an unlimited property tax pledge; and an A2 rating on outstanding senior lien sales tax increment revenue bonds. The ratings incorporate the city's growing economy bolstered by the role as a regional economic center for northeast Iowa; revenue raising flexibility thorugh multiple property tax levies; relatively low resident income level and and elevated leverage related to debt and pensions.. In September 2019, Moody's also affirmed the A2 rating on the water revenue debt. The A2 rating incorporates the system's large and diverse customer base and unlimited rate setting authority and moderate debt burden with limited plans for future debt issuance. The rating also considers the system's strong debt service coverage and liquidity. Moody's provides credit ratings and research covering debt instruments and securities. The purpose of Moody's ratings is to provide investors with a simple system to gauge future relative creditworthiness of securities. The firm uses nine rating classifications to designate least credit risk to greatest credit risk: Aaa, Aa, A, Baa, Ba, B, Caa, Ca, and C. Moody's appends numerical modifiers 1, 2, and 3 to each rating classification. AWARDS AND ACKNOWLEDGEMENTS Awards: The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Dubuque, Iowa, for its Comprehensive Annual Financial Report for the fiscal year ended June 30, 2018. This was the 31st consecutive year that the City has achieved this prestigious award. In order to be awarded a Certificate of Achievement, a government unit must publish an easily readable and efficiently organized comprehensive annual financial report. This report must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe our current comprehensive annual financial report continues to meet the Certificate of Achievement program requirements, and we are submitting it to the GFOA to determine its eligibility for another certificate. GFOA also awarded a Distinguished Budget Presentation Award to the City of Dubuque, Iowa, for its annual budget for the fiscal year ended June 30, 2020. In order to receive this award, a governmental unit must publish a budget document that meets program criteria as a policy document, as an operations guide, as a financial plan, and as a communications device. This was the 14th consecutive year that the City has achieved this prestigious award. This award is valid for a period of one year. The City of Dubuque's investment policy was awarded the Certification of Excellence in July 2009 by the Association of Public Treasurers of the United States and Canada. The investment policy is reviewed every five years by the APT US&C. The investment policy was successfully recertified in 2016. 10 Acknowledgments: The preparation of this report could not be accomplished without the efficient and dedicated services of the entire Finance Department staff. We also thank the mayor and city council for their interest and support in planning and conducting the financial operations of the City of Dubuque in a responsible and progressive manner. We also thank the independent certified public accountants, Eide Bailly LLP, whose competent assistance and technical expertise have enabled the production of this report. Sincerely, Michael C. Van Milligen Jennifer M. Larson City Manager Director of Finance and Budget 11 THIS PAGE IS INTENTIONALLY LEFT BLANK 12 Citizens of Dubuque City Attorney Library Management/Legislative Sustainability I I Training & Workforce Development Human Relations Recreation Civic Center Multicultural Family Center Parks I Grand River Center I I Cable TV Geographic Information Systems I I Parking Elected by the Citizens of Dubuque City Council City Manager Building Services Emergency Communications Finance & Budget Health Services Human Rights Leisure Service Planning Services Public i Information Transportation Services Water & Resource Recovery Center Appointed by the City Council City Clerk Economic Development Airport Neighborhood I Development Fire —111 Housing & Community Development I Information Services Police Public Works Water Apppointed by the Library Board of Trustees Arts & Cultural. Affairs II Ambulance Services Emergency Management Appointed by the Airport Commission Appointed by the City Manager 13 cnm94-930919 CITY OF DUBUQUE, IOWA OFFICIALS JUNE 30, 2019 CITY COUNCIL Roy D. Buol Ric W. Jones David T. Resnick Brett M. Shaw Laura J. Roussell Danny Sprank Brad M. Cavanagh COUNCIL APPOINTED OFFICIALS Michael C. Van Milligen Barry A. Lindahl Crenna M. Brumwell Maureen A. Quann Kevin S. Firnstahl DEPARTMENT MANAGERS Todd E. Dalsing Cori L. Burbach Therese H. Goodmann David A. Johnson Gus N. Psihoyos Jill M. Connors Jennifer M. Larson Jennifer J. Raber Rick A. Steines Mary Rose Corrigan Alexis M. Steger Kelly R. Larson Christine A. Kohlmann Marie L. Ware Susan A. Henricks Jerelyn N. O'Connor Shelley M. Stickfort Randy W. Gehl John L. Klostermann Laura B. Carstens Mark M. Dalsing Gina S. Bell V Renee Tyler Denise C. Blakeley Ihrig William J. O'Brien Mayor Council Member — At Large Council Member — At Large Council Member — 1st Ward Council Member — 2nd Ward Council Member — 3rd Ward Council Member — 4th Ward City Manager Senior Counsel City Attorney Assistant City Attorney City Clerk Airport Manager Assistant City Manager Assistant City Manager Building Services Manager City Engineer Economic Development Director Director of Finance and Budget Finance Manager Fire Chief Health Services Manager Housing and Community Development Manager Human Rights Director Information Services Manager Leisure Services Manager Library Director Neighborhood Development Specialist Human Resources Manager Public Information Officer Public Works Director Planning Services Manager Police Chief Sustainable Community Coodinator Transportation Services Director Water Department Manager Water & Resource Recovery Center Manager 14 Government Finance Officers Association Certificate f Achievement for Excellence in Financial Reporting Pies n ted to City of Dubuque Iowa For its Comprehensive Annual Financial Report for the Fiscal Year Ended June 30, 2018 Executive Director/CEO 15 THIS PAGE IS INTENTIONALLY LEFT BLANK 16 Financial Section June 30, 2019 City of Dubuque, Iowa 17 THIS PAGE IS INTENTIONALLY LEFT BLANK 18 EideBailly® CPAs & BUSINESS ADVISORS Independent Auditor's Report To the Honorable Mayor and Members of the City Council City of Dubuque, Iowa Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, the business - type activities, the aggregate discretely presented component units, each major fund, and the aggregate remaining fund information of the City of Dubuque, Iowa as of and for the year ended June 30, 2019 and the related notes to the financial statements, which collectively comprise the City's basic financial statements as listed in the table of contents. Management's Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor's Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We did not audit the financial statements of Dubuque Initiatives and Subsidiaries, which represent 34 percent, 42 percent, and 32 percent, of the assets, net position, and revenues of the aggregate discretely presented component units. Those statements were audited by other auditors whose report has been furnished to us, and our opinion, insofar as it relates to the amounts included for Dubuque Initiatives and Subsidiaries, is based on the report of the other auditors. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. The financial statements of Dubuque Initiatives and Subsidiaries and Dubuque Convention and Visitors Bureau, discretely presented component units, were not audited in accordance with Government Auditing Standards. What inspires you, inspires us. I eidebailly.com 1545 Associates Dr., Ste. 101 Dubuque, IA 52002-2299 I T 563 556 1790 I F 563.557.7842 EOE 19 An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor's judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity's internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Opinions In our opinion, based on our audit report and the report of other auditors, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business -type activities, the aggregate discretely presented component units, each major fund, and the aggregate remaining fund information of the City of Dubuque, Iowa, as of June 30, 2019, and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management's discussion and analysis and the other required supplementary information listed in the table of contents be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquires of management about the methods or preparing the information and comparing the information for consistency with management's responses to our inquires, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. 20 Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Dubuque, Iowa's financial statements. The introductory section, combining nonmajor fund financial statements, and statistical section are presented for purposes of additional analysis and are not a required part of the financial statements. The accompanying schedule of expenditures of federal awards is presented for purposes of additional analysis as required by the audit requirements of Title 2 U.S. Code of Federal Regulations (CFR) Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance), and is also not a required part of the financial statements. The combining nonmajor fund financial statements and the schedule of expenditures of federal awards are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining nonmajor fund financial statements and the schedule of expenditures of federal awards are fairly stated, in all material respects, in relation to the basic financial statements as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued a report dated March 30, 2020, on our consideration of the City of Dubuque, Iowa's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, grant agreements, and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City's internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City's internal control over financial reporting and compliance. Dubuque, Iowa March 30, 2020 21 THIS PAGE IS INTENTIONALLY LEFT BLANK 22 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2019 This section of the City of Dubuque's annual financial report presents our discussion and analysis of the City's financial performance during the fiscal year that ended on June 30, 2019. Please read it in conjunction with the transmittal letter at the front of this report and the City's financial statements found in the next section of this report. FINANCIAL HIGHLIGHTS • The net position of the City of Dubuque increased to $571,955,020 compared to net position of $546,413,451 for fiscal year 2018. • Governmental program revenues increased by $3,041,677 from fiscal year 2018. This increase was due largely in part to a significant increase in grant revenues in public works in relation to the HUD Resiliency grant. • The City's business type activities program revenues increased $1,274,743. Charges for services increased $495,583. Water (3%), sewer (3%), stormwater (6.74%), and refuse (1.72%) rates were increased in fiscal year 2019. The Stormwater Fund had a $4,400,028 State of Iowa Flood Mitigation grant (Sales Tax Increment) for the Bee Branch Creek Restoration project. Capital contributions from outside developers was $1,815,431 for completed subdivisions. Capital contributions received from governmental funds were $7,130,614 and are shown in the transfers line and are detailed out in Note 5. • Program expenses of the City's governmental activites decreased approximately 3.1%, or $2,895,086 from fiscal year 2018 to fiscal year 2019. The decrease was seen in community and economic development, which is due to a decrease in expenditures related to the HUD Resiliency grant and a decrease in loans to developers. OVERVIEW OF THE FINANCIAL STATEMENTS The City's basic financial statements consist of government -wide financial statements, fund financial statements, and notes to the financial statements. This discussion and analysis is intended to serve as an introduction to the basic financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government -wide Financial Statements The government -wide financial statements are designed to provide readers with a broad overview of the City's finances, in a manner similar to private -sector business. The paragraphs below provide a brief description of the government -wide financial statements. The statement of net position presents information on all of the City's assets, deferred outflows, liabilities, and deferred inflows, with the difference between assets plus deferred outflows, and liabilities plus deferred inflows reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. To assess the overall health of the City, you need to consider additional non -financial factors such as changes in the City's property tax base and the condition of the City's infrastructure. 23 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2019 The statement of activities presents information showing how the City's net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will result in cash flows in future fiscal periods such as uncollected taxes and earned but unused sick and vacation leave. The government -wide financial statements include not only the City itself (known as the primary government), but also three other legally separate entities (known as component units), the Dubuque Metropolitan Area Solid Waste Agency (DMASWA), Dubuque Initiatives (DI) and Subsidiaries, and the Dubuque Convention and Visitors Bureau (CVB) for which the City of Dubuque is considered financially accountable. Financial information for DMASWA, DI, and CVB are reported separately from the financial information presented for the primary government. The Dubuque Metropolitan Area Solid Waste Agency, Dubuque Initiatives and Subsidiaries, and Dubuque Convention and Visitors Bureau issue separate financial statements. Dubuque Initiatives and Subsidiaries' financial statements are prepared on a calendar year basis while the Dubuque Metropolitan Area Solid Waste Agency's and Dubuque Convention and Visitors Bureau's financial statements are prepared on the same fiscal year basis as the City of Dubuque. The government -wide financial statements are divided into two categories: Governmental activities. This category consists of services provided by the City that are principally supported by taxes and intergovernmental revenues. Basic City services such as police, fire, public works, planning, parks, library, and general administration are governmental activities. Business -type activities. These activities are supported primarily by user fees. The services provided by the City in this category include water, sewer, storm water, refuse, salt, parking, transit and the America's River Project. Fund Financial Statements A fund is a group of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City uses fund accounting to ensure and demonstrate compliance with legal requirements for financial transactions and reporting. All of the funds of the City can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. However, unlike the government -wide financial statements, governmental fund financial statements focus on near -term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near -term financial requirements. Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long-term impact of the City's near -term financial decisions. Both the governmental fund balance sheet and governmental fund statement of revenues, expenditures, and changes in fund balances are followed by a reconciliation to facilitate this comparison between governmental funds and governmental activities. 24 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2019 The City maintains four individual major governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the general fund, tax increment financing fund, community development fund and debt service fund, all of which are considered to be major funds. Data from all other governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these nonmaj or governmental funds is provided in the form of combining statements elsewhere in this report. The City legally adopts an annual budget by function. A budgetary comparison schedule has been provided. Proprietary funds. The City maintains two different types of proprietary funds. Enterprise funds are used to report the same functions presented as business -type activities in the government -wide financial statements. The City uses enterprises funds to account for its sewer, water, storm water, and refuse utilities, transit service, parking facilities, salt, and America's River Project. Internal service funds are accounting devices used to accumulate and allocate costs internally among the City's various functions. The City uses internal service funds to account for its engineering services, garage services, stores/printing, health insurance, and workers' compensation. The City's internal service funds predominately benefit the governmental activities and have been included in the governmental activities in the government -wide financial statements. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government -wide financial statements because the resources of those funds are not available to support the City's own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. The City has three fiduciary funds, an agency fund reporting resources held for the Dubuque Racing Association for improvements at the greyhound racing facility, an agency fund used for reporting resources from Mediacom for purchasing equipment relevant to public, educational, and governmental (PEG) access broadcasting and an agency fund used for reporting resources held for the decomissioning of the prior Flexsteel site. Notes to the financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government -wide and fund financial statements. Required supplementary information. In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information concerning the budget and actual results of the City, the City's proportionate share of the net pension liability and related contributions for both of the City's pension plans, and the schedule of changes in total OPEB liability. Other information. The combining statements referred to earlier in connection with nonmajor governmental funds, nonmajor enterprise funds, internal service funds, and agency funds, are presented immediately following the required supplementary information. 25 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2019 GOVERNMENT -WIDE FINANCIAL ANALYSIS Net position. As noted earlier, net position may serve as a useful indicator of a government's financial position when observed over time. The analysis that follows focuses on the change in net position for the governmental and business -type activities. The largest part of the City's net position reflects its net investment in capital assets such as land, buildings, infrastructure, machinery, and equipment less any related debt used to acquire those assets that is still outstanding. The debt related to the investment in capital assets is liquidated with resources other than capital assets. Restricted net position represents resources subject to external restrictions, constitutional provisions or enabling legislation on how they can be used. Unrestricted net position is the part of net position that can be used to finance day-to-day operations without constraints established by debt covenants, legislation, or other legal requirements. Current and other assets Capital assets Total assets Deferred outflows of resources Long-term liabilities Other liabilities Total liabilities Deferred inflows of resources Net position: Net investment in capital assets Restricted Unrestricted Total net position CITY OF DUBUQUE'S NET POSITION Governmental Activities 2019 2018 Business -type Activities Total 2019 2018 2019 2018 $ 106,778,226 $ 98,759,738 $ 40,258,747 $ 41,127,304 $ 147,036,973 $ 139,887,042 420,219,770 417,486,552 351,502,432 341,272,457 771,722,202 758,759,009 526,997,996 516,246,290 391,761,179 382,399,761 918,759,175 898,646,051 12,964,250 13,056,573 1,486,850 1,698,734 14,451,100 14,755,307 119,522,431 122,035,984 184,920,514 191,234,961 304,442,945 313,270,945 15,275,931 13,787,948 12,499,475 10,538,592 27,775,406 24,326,540 134,798,362 135,823,932 197,419,989 201,773,553 332,218,351 337,597,485 28,519,375 29,021,411 517,529 369,011 29,036,904 29,390,422 385,005,220 28,321,603 (36,682 314) $ 376,644,509 379,040,697 27,269,997 (41,853,174) $ 364,457,520 179,561,228 3,131,716 12,617,567 $ 195,310,511 168,205,523 3,053,616 10,696,792 $ 181,955,931 564,566,448 31,453,319 (24,064,747) $ 571,955,020 547,246,220 30,323,613 (31,156,382) $ 546,413,451 Net position of the governmental activities increased $12,186,989 over fiscal year 2018 balance of $364,457,520. Governmental activities had $2,704,343 of capital assets donated from developers and the federal government and a contribution of land from the component unit Dubuque Metropolitan Area Solid Waste Agency of $183,393. Overall grant revenues increased by $4,897,402. This was primarily due to the public works grant for the HUD Resiliency grant. 26 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2019 Net position for the business -type activities increased $13,354,580 over fiscal year 2018 of $181,955,931. Charges for services increased $495,583. Grants increased $779,160. The increase in net position is primarily due to transfers of capital assets from governmental funds of $7,130,614. A portion of the City's net position $31,453,319 or 5.5% represents resources that are subject to external restrictions on how they may be used. At the close of fiscal year 2019, the City has negative total unrestricted net position. The government -wide negative unrestricted results from TIF (governmental activities) debt being used to finance capital assets of the business -type activities, along with $50,051,502 in pension liability and $6,121,366 in OPEB Liability. Governmental activities. Taxes are the largest source of governmental revenues with property taxes of $37,973,888 in 2019. Other governmental revenues included gaming $8,730,986, local option sales taxes $8,940,109, and charges for services $16,138,161. Governmental operating expenses during 2019 totaled $94,000,641. The largest programs were public safety of $29,637,417, public works of $24,835,035, community and economic development of $15,837,039, and culture and recreation of $12,916,646. Business -type activities. Operating revenue increased $495,583. Operating expenses increased from $31,981,878 in 2018 to $34,100,914 in 2019. The increase was primarily in supplies and services expenses. Nonoperating expenses consist of interest expense of $4,791,204. Investment earnings increased from $268,283 in 2018 to $798,497 in 2019. 27 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2019 CITY OF DUBUQUE CONDENSED STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION Governmental Activities Business -type Activities Total 2019 2018 2019 2018 2019 2018 Revenues: Program revenues Charges for services $ 16,138,161 $ 17,993,886 $ 34,258,453 $ 33,762,870 $ 50,396,614 $ 51,756,756 Operating grants and contributions 23,198,271 21,569,356 1,917,366 1,648,403 25,115,637 23,217,759 Capital grants and contributions 11,048,200 7,779,713 6,215,459 5,705,262 17,263,659 13,484,975 General revenues Property taxes 37,973,888 39,632,246 - - 37,973,888 39,632,246 Local option sales tax 8,940,109 8,610,948 - - 8,940,109 8,610,948 Hotel/motel tax 2,113,273 2,286,469 - - 2,113,273 2,286,469 Utility franchise fees 5,072,350 4,832,958 5,072,350 4,832,958 Gaming 8,730,986 8,062,251 - - 8,730,986 8,062,251 Unrestricted investment earnings 1,858,476 688,769 798,497 268,283 2,656,973 957,052 Gain on sale of capital assets 94,980 309,857 80,479 4,680 175,459 314,537 Total revenues 115,168,694 111,766,453 43,270,254 41,389,498 158,438,948 153,155,951 Expenses: Public safety 29,637,417 29,482,962 - - 29,637,417 29,482,962 Public works 24,835,035 20,393,871 - - 24,835,035 20,393,871 Health and social services 1,442,658 883,217 - - 1,442,658 883,217 Culture and recreation 12,916,646 14,323,710 - - 12,916,646 14,323,710 Community and economic development 15,837,039 21,109,384 - - 15,837,039 21,109,384 General government 5,944,116 7,573,081 - - 5,944,116 7,573,081 Interest on long-term debt 3,387,730 3,129,502 - - 3,387,730 3,129,502 Sewage disposal works - - 12,177,352 11,614,347 12,177,352 11,614,347 Water utility - - 7,892,423 7,109,421 7,892,423 7,109,421 Stormwaterutility - - 7,025,525 6,159,039 7,025,525 6,159,039 Parking facilities - - 2,850,531 2,866,510 2,850,531 2,866,510 America's River Project 19,874 10,143 19,874 10,143 Refuse collection - - 4,215,881 4,244,551 4,215,881 4,244,551 Transit system - - 4,533,060 4,722,979 4,533,060 4,722,979 Salt - - 182,092 119,421 182,092 119,421 Total expenses 94,000,641 96,895,727 38,896,738 36,846,411 132,897,379 133,742,138 Increase in net position before 21,168,053 14,870,726 4,373,516 4,543,087 25,541,569 19,413,813 Transfers (8,981,064) (5,423,015) 8,981,064 5,423,015 - - Increase in net position 12,186,989 9,447,711 13,354,580 9,966,102 25,541,569 19,413,813 Net position, beginning 364,457,520 355,009,809 181,955,931 171,989,829 546,413,451 526,999,638 Net position, ending $ 376,644,509 $ 364,457,520 $ 195,310,511 $ 181,955,931 $ 571,955,020 $ 546,413,451 28 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2019 Governmental funds. The focus of the City's governmental funds is to provide information on near -term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City's financing requirements. The City's governmental funds reported a combined fund balance of $62,912,469 at June 30, 2019. $5,706,879 is in nonspendable for inventory, receivables, and prepaid items. $69,412 is nonspendable endowment corpus. $34,597,019 is restricted for debt service and bond ordinance, road use tax funds, capital improvements, community development programs, employee benefits, endowments, and various grants. Council ordinance has committed $3,009,111 for capital improvements. $1,438,616 is assigned for capital improvements and equipment. This leaves $18,091,432 for unassigned fund balances in the government funds. The General Fund's fund balance reserve goal is 20% of revenues. The fund balance of the General Fund increased by $4,439,155 to $26,314,568. Gaming revenues increased by $646,451 or 8.0% in fiscal year 2019. Charges for Services increased $906,681 coupled with increases in taxes and investment earnings. General Fund expenditures increased from $57,584,098 in 2018 to $59,398,698 in 2019. The $1,814,600 increase was primarily in the public works function $572,426, but increases were also in the public safety, culture and recreation, and general government functions. The fund balance of special revenue fund Tax Increment Financing increased by $49,944 to $9,161,732. Tax revenues decreased by $2,293,773 due to three subareas of tax increment financing districts retiring on June 30, 2018, Subarea B of Dubuque Industrial Center West and Subareas A and B of Technology Park. Tax Increment Financing expenditures decreased $1,526,497. The fund balance of the special revenue Community Development Fund increased by $1,408,919 to $7,262,493. Intergovernmental revenue increased from $6,376,831 in 2018 to $11,277,705 in 2019 primarily for HUD Resiliency grant. The Debt Service Fund paid $5,509,605 in principal and $3,032,311 in interest and fiscal charges during fiscal year 2019. Proprietary funds. The City's proprietary funds provide the same type of information found in the government -wide financial statements, but in more detail. The combined net position of the enterprise funds at June 30, 2019, totaled $195,310,511 of which the unrestricted is $12,617,567. The Sewer Fund had an increase of $938,006 for total net position of $29,466,324. Operating expenses increased $662,267 primarily for repairs and maintenance and supplies and services. The Sewer Fund operating income from operations was $2,054,077. The Water Utility had an increase in net position by $2,336,030 for total net position of $31,358,499. Water rates were increased 3% in 2019. The Storm Water Utility had an increase in net position of $10,365,000. Ending net position is $70,062,557. Storm Water Utility had capital contributions of $11,776,579 which consisted of a capital grant $4,400,028, contribution from developers $245,937 and contribution of assets from governmental funds $7,130,614. 29 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2019 The Parking Facilities had a decrease in net position of $2,544. Ending net position is $48,072,205. Operating income increased $31,374. Parking Facilities had operating income of $417,717 after depreciation of $1,193,543 for fiscal year 2019. Other Enterprise Funds net position decreased by $281,912 to $16,350,926. This was primarily due to Transit's decrease of $431,679 in net position. BUDGETARY HIGHLIGHTS There were two amendments to the City's 2018-2019 cash basis budget. The first amendment was passed in October 2018 to reflect operating and capital budget carryovers (continuing appropriation authority) from fiscal year 2019 and amended the fiscal year 2019 budget for operating and capital City Council actions since the beginning of the fiscal year. The second budget amendment was passed in April 2019 to reflect City Council actions since the second budget amendment and amendments to add additional appropriation authority due to increased revenues. The final budget for total cash basis receipts increased by $45,644,681. The increase was primarily attributable to revenue associated with capital projects and operating carryovers which mainly include grants to intergovernmental funds. The final budget for total expenditures increased $76,769,264 from the original budget. The increase was primarily attributable to purchase order encumbrances carryover, capital projects, and operating carryovers from the prior year and expenditures associated with new grants received. Actual cash basis revenues were $41,830,848 less than the final amended budget; and, cash basis expenditures were $91,584,914 less than the final amended budget due primarily to projected capital projects not completed by fiscal year end. 30 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2019 CAPITAL ASSETS AND DEBT ADMINISTRATION Capital assets. The City's investment in capital assets for its governmental and business -type activities as of June 30, 2019, amounts to $771,722,202 (net of accumulated depreciation). This investment in capital assets includes land, buildings, improvements other than buildings, machinery and equipment, infrastructure, and construction in progress. Additional information on the City's assets can be found in Note 6 to the financial statements in this report. Land Buildings Improvements other than buildings Machinery and equipment Infrastructure Construction in progress Accumulated depreciation CAPITAL ASSETS (net of accumulated depreciation) Govememental Activities 2019 2018 $ 78,777,620 141,858,066 25,455,654 51,673,620 236,909,112 56,019,934 (170,474,236) $ 420,219,770 Business -type Activities 2019 2018 $ 78,309,999 $ 141,320,127 24,045,686 50,688,060 234,204,768 49,954,930 (161,037,018) $ 417,486,552 $ 24,805,263 159,586,137 177,818,388 113,861,028 11,853,774 (136,422,158) 351,502,432 $ 24,399,223 158,539,345 168,060,566 112,329,961 5,819,782 (127,876,420) Total 2019 2018 $ 103,582,883 301,444,203 203,274,042 165,534,648 236,909,112 67,873,708 (306,896,394) $ 102,709,222 299,859,472 192,106,252 163,018,021 234,204,768 55,774,712 (288,913,438) $ 341,272,457 $ 771,722,202 $ 758,759,009 Major expenditures during 2018-2019 were for the construction work on the Salt Building, Skate Park development, water main projects, the English Mill pump stations, and Bee Branch storm water projects. Long-term debt. At year end, the City had $257,596,051 of debt outstanding. During fiscal year 2019, the City issued $3,100,000 of general obligation bonds to provide for the acquisition and construction of major capital facilities. Revenue capital loan notes have been issued for the planning and construction of sewer, stormwater, and water capital projects through the State of Iowa State Revolving Loan Funds (SRF). The City issued an additional $3,436,611of SRF debt in 2019 including $5,000 for the Bee Branch stormwater construction project, $30,940 for green alley projects reducing stormwater run off, $233,631 for the Catfish Creek stabilization project, $408,803 for CIWA purchase, $1,541,796 for Kerper sewer project, $444,163 for Roosevelt tower, and $772,278 for upper Bee Branch culverts. The City has pledged income derived from the acquired or constructed assets to pay debt service. The City continues to operate under the State debt capacity limitations. The State limits the amount of general obligation debt outstanding to 5% of the assessed value of all taxable property in the community Thus the City's debt capacity is $221,512,756. With $117,222,925 of debt applicable against the capacity, the City is utilizing 52.92% of this limit. Additional information on the City's long-term debt can be found in Note 7 of this report. 31 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2019 ECONOMIC FACTORS The City's unemployment rate as of December, 2019 was 2.9%, up from 2.5% in December, 2018. The national average was 3.5% for December 2019, according to the Bureau of Labor Statistics. State of Iowa was 2.7% as reported in December, 2019. The assessed valuation of taxable property, net of exemptions, increased by 2.93% to $2,757,549,000. In fiscal year 2019, the minimum monthly refuse rate increased from $15.11 to $15.36, sewer and water rates increased 3%, and the storm water monthly fee increased from $7.27 to $7.76 per single family unit (SFU). Requests for information. This financial report is designed to provide a general overview of the City's finances for all those with an interest in the government's finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the Director of Finance and Budget, 50 West 13th Street, Dubuque, Iowa 52001-4864. 32 Basic Financial Statements Fiscal Year Ended June 30, 2019 City of Dubuque, Iowa 33 CITY OF DUBUQUE, IOWA STATEMENT OF NET POSITION JUNE 30, 2019 Primary Government Component Units Dubuque Dubuque Metropolitan Dubuque Convention Governmental Business -type Area Solid Initiatives and and Visitors Activities Activities Total Waste Agency Subsidiaries Bureau ASSETS CURRENT ASSETS Cash and pooled cash investments $ 48,452,726 $ 25,863,488 $ 74,316,214 $ 5,951,989 $ 1,747,043 $ 69,699 Receivables Property tax Delinquent 202,491 - 202,491 - Succeeding year 25,575,669 - 25,575,669 - - - Accounts and other 2,297,399 3,456,795 5,754,194 443,729 175,195 17,323 Special assessments 799,386 89,402 888,788 - - - Accrued interest 214,153 87,342 301,495 79,937 Notes 477,844 - 477,844 - 30,232 Intergovernmental 7,927,108 2,430,661 10,357,769 30,381 - - Inventories 1,185,302 1,047,667 2,232,969 - 133,347 5,636 Prepaid items 601,164 120,622 721,786 8,682 - - Total Current Assets 87,733,242 33,095,977 120,829,219 6,514,718 2,085,817 92,658 NONCURRENT ASSETS Expendable restricted cash and investments 9,385,756 7,162,770 16,548,526 7,434,961 1,240,078 233,865 Nonexpendable restricted cash and investments 69,412 - 69,412 - - - Notes receivable 9,589,816 - 9,589,816 - 137,030 Capital assets Land 78,777,621 24,805,263 103,582,884 2,737,804 100,000 - Buildings 141,858,066 159,586,137 301,444,203 386,779 12,000,000 265,111 Improvements other than buildings 25,455,654 177,818,388 203,274,042 16,901,278 - 27,491 Machinery and equipment 51,673,620 113,861,028 165,534,648 4,112,793 31,735 93,141 Infrastructure 236,909,111 - 236,909,111 - - - Construction in progress 56,019,935 11,853,774 67,873,709 556,340 Accumulated depreciation (170,474,237) (136,422,158) (306,896,395) (10,346,650) (503,300) (105,318) Total Noncurrent Assets 439,264,754 358,665,202 797,929,956 21,783,305 13,005,543 514,290 Total Assets 526,997,996 391,761,179 918,759,175 28,298,023 15,091,360 606,948 DEFERRED OUTFLOWS OF RESOURCES Pension related deferred outflows 12,769,935 1,445,799 14,215,734 135,496 OPEB related deferred outflows 194,315 41,051 235,366 4,501 Total Deferred Outflows of Resources 12,964,250 1,486,850 14,451,100 139,997 34 CITY OF DUBUQUE, IOWA STATEMENT OF NET POSITION (continued) JUNE 30, 2019 EXHIBIT 1 (continued) LIABILITIES CURRENT LIABILITIES Accounts payable Accrued payroll Loans payable Notes payable General obligation bonds payable Revenue bonds payable Tax increment financing bonds payable Accrued compensated absences Accrued interest payable Intergovernmental payable Unearned revenue Total Current Liabilities NONCURRENT LIABILITIES Loans payable Notes payable General obligation bonds payable Revenue bonds payable Landfill closure and postclosure care Tax increment financing bonds payable Accrued compensated absences Net pension liability Total OPEB liability Total Noncurrent Liabilities Total Liabilities DEFERRED INFLOWS OF RESOURCES Pension related deferred inflows Succeeding year property tax Deferred amount on refunding Total deferred inflows of resources NET POSITION Net investment in capital assets Restricted for/by: Bond ordinance development agreement Debt service Employee benefits Community development Iowa Finance Authority Trust Capital projects Franchise agreement Endowments, expendable Endowments, nonexpendable Other State statute Landfill closure and post closure care Minority interest Unrestricted Total Net Position See notes to financial statements. Primary Government Component Units Governmental Business -type Activities Activities $ 6,994,399 1,649,241 84,977 85,174 4,968,670 550,000 403,220 241,975 2,499 295,776 $ 2,315,297 298,364 1,030,988 5,153,368 2,946,330 330,000 54,366 370,762 Total Dubuque Metropolitan Area Solid Waste Agency $ 9,309,696 $ 237,773 $ 1,947,605 29,989 1,115,965 - 5,238,542 - 7,915,000 410,000 330,000 - 550,000 - 457,586 3,857 612,737 20,888 446,113 2,499 89,684 295,776 - Dubuque Initiatives and Subsidiaries 124,500 $ 547,300 Dubuque Convention and Visitors Bureau 302,346 68,695 7,769 25,000 49,531 15,275,931 12,499,475 27,775,406 792,191 1,117,913 453,341 3,899,133 90,880 41,949,158 18,816,434 5,173,324 44,539,774 5,053,728 2,121,343 6,020,476 - - 106,502,221 106,593,101 - 3,142,084 36,299,675 78,248,833 8,137,529 - 32,767,700 32,767,700 - - - 3,547,590 - 18,816,434 - 650,209 5,823,533 229,449 5,511,728 50,051,502 516,544 1,067,638 6,121,366 117,066 18,149 119,522,431 184,920,514 304,442,945 12,548,178 3,142,084 18,149 134,798,362 197,419,989 332,218,351 13,340,369 4,259,997 471,490 2,693,749 25,575,669 249,957 473,891 3,167,640 44,412 25,575,669 - 43,638 293,595 - 28,519,375 517,529 29,036,904 44,412 385,005,220 2,140,740 11,257 45,577 8,969,550 542,224 14,458,202 630,380 108,242 69,412 1,346,019 (36,682,314) 12,617,567 179,561,228 564,566,448 8,282,862 7,939,051 3,131,716 5,272,456 11,257 45,577 8,969,550 542,224 14,458,202 630,380 108,242 69,412 1,346,019 (24,064,747) 162,004 1,243,320 1,217,867 4,147,186 2,892,312 280,425 (144,967) $ 376,644,509 $ 195,310,511 $ 571,955,020 $ 15,053,239 $ 10,831,363 $ 135,458 35 CITY OF DUBUQUE, IOWA STATEMENT OF ACTIVITIES FOR THE YEAR ENDED JUNE 30, 2019 EXHIBIT 2 Functions/Programs Expenses Primary government Governmental Activities: Program Revenues Net (Expense) Revenue and Changes in Net Position Primary Government Component Units Dubuque Operating Capital Grants Metropolitan Dubuque Dubuque Charges for Grants and and Total Program Governmental Business -type Area Solid Initiatives and Convention and Services Contributions Contributions Revenues Activities Activities Total Waste Agency Subsidiaries Visitors Bureau Public safety $ 29,637,417 $ 2,535,504 $ 1,406,325 $ - $ 3,941,829 $ (25,695,588) $ - $ (25,695,588) Public works 24,835,035 7,327,692 8,694,003 9,379,514 25,401,209 566,174 - 566,174 Health and social services 1,442,658 361,482 4,730 400 366,612 (1,076,046) - (1,076,046) Culture and recreation 12,916,646 2,459,644 740,326 467 3,200,437 (9,716,209) (9,716,209) Community and economic development 15,837,039 802,994 12,295,841 1,383,101 14,481,936 (1,355,103) - (1,355,103) General government 5,944,116 2,650,845 57,046 284,718 2,992,609 (2,951,507) - (2,951,507) Interest on long-term debt 3,387,730 - - - - (3,387,730) - (3,387,730) Total govemmental activities 94,000,641 16,138,161 23,198,271 11,048,200 50,384,632 (43,616,009) - (43,616,009) Business -type activities Sewage disposal works 12,177,352 12,479,684 - 619,104 13,098,788 921,436 921,436 Water utility 7,892,423 8,959,023 327 950,390 9,909,740 2,017,317 2,017,317 Stormwater utility 7,025,525 4,714,670 37,879 4,645,965 9,398,514 2,372,989 2,372,989 Parking facilities 2,850,531 3,066,118 78,149 - 3,144,267 293,736 293,736 America's River Project 19,874 361 - 361 (19,513) (19,513) Refuse collection 4,215,881 4,351,428 - 4,351,428 135,547 135,547 Transit system 4,533,060 512,385 1,801,011 2,313,396 (2,219,664) (2,219,664) Salt 182,092 174,784 - 174,784 (7,308) (7,308) Total business -type activities 38,896,738 34,258,453 1,917,366 6,215,459 42,391,278 3,494,540 3,494,540 Total primary government $ 132,897,379 $ 50,396,614 $ 25,115,637 $ 17,263,659 $ 92,775,910 $ (43,616,009) $ 3,494,540 $ (40,121,469) Component units Dubuque Metropolitan Area Solid Waste Agency $ 4,670,928 $ 5,800,636 $ - $ 62,803 $ 5,863,439 $ 1,192,511 $ - $ Dubuque Initiatives and Subsidiaries 3,370,868 3,406,503 - 3,406,503 - 35,635 Dubuque Convention and Visitors Bureau 1,349,269 1,297,463 80,250 1,377,713 - 28,444 Total Component Units $ 9,391,065 $ 10,504,602 $ 80,250 $ 62,803 $ 10,647,655 1,192,511 35,635 28,444 See notes to financial statements General revenues Property taxes 37,973,888 37,973,888 Local option sales tax 8,940,109 8,940,109 Hotel motel tax 2,113,273 - 2,113,273 Utility franchise fees 5,072,350 - 5,072,350 Gaming 8,730,986 - 8,730,986 Unrestricted investment earnings 1,858,476 798,497 2,656,973 272,564 244,408 365 Gain on disposal of capital assets 94,980 80,479 175,459 378,556 (24,161,156) Transfers (8,981,064) 8,981,064 - - - Total general revenues and transfers 55,802,998 9,860,040 65,663,038 651,120 (23,916,748) 365 Change in Net Position 12,186,989 13,354,580 25,541,569 1,843,631 (23,881,113) 28,809 Net position, beginning of year 364,457,520 181,955,931 546,413,451 13,209,608 34,712,476 106,649 Net position, ending of year $ 376,644,509 $ 195,310,511 $ 571,955,020 $ 15,053,239 $ 10,831,363 $ 135,458 36 THIS PAGE IS INTENTIONALLY LEFT BLANK 37 CITY OF DUBUQUE, IOWA BALANCE SHEET GOVERNMENTAL FUNDS JUNE 30, 2019 EXHIBIT 3 General Special Revenue Tax Increment Community Financing Development ASSETS Cash and pooled cash investments $ 21,180,768 $ 6,356,579 $ 765,358 Receivables Property tax Delinquent 145,303 29,277 - Succeeding year 21,888,257 - - Accounts and other 1,605,042 175,674 - Special assessments 23,996 - - Accrued interest 106,012 50,696 12,568 Notes 4,575,806 289,800 4,260,637 Intergovernmental 1,064,874 - 4,587,500 Inventories 228,414 - 579,319 Prepaid items 565,258 - 15,503 Restricted cash and pooled cash investments 229,995 2,320,109 - Total Assets $ 51,613,725 $ 9,222,135 $ 10,220,885 LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCES LIABILITIES Accounts payable Accrued payroll Intergovernmental payable Unearned revenue Total Liabilities DEFERRED INFLOW OF RESOURCES Unavailable revenues Succeeding year property tax Special assessments Grants Other Total Deferred Inflows of Resources $ 1,506,410 $ 1,497,545 295,776 60,403 $ 1,427,298 27,269 3,299,731 60,403 1,454,567 21,888,257 - - 23,996 - - 37,008 - 1,503,825 50,165 - - 21,999,426 - 1,503,825 FUND BALANCES Nonspendable Endowment corpus - - - Inventory 228,414 - - Long-term notes receivable 4,575,806 - - Prepaid items 565,258 - 15,503 Restricted Endowments - - - Library Police - - - Veterans - - - Debt service - - - Bond ordinance - 2,140,740 - Capital improvements 229,995 7,020,992 - Franchise agreement - - - Special assessments - - - Iowa Finance Authority Trust - Community programs - - 8,432,037 Employee benefits - - - Committed, capital improvements - - - Assigned DRA gaming and distribution 1,438,616 - - Unassigned 19,276,479 - (1,185,047) Total Fund Balances 26,314,568 9,161,732 7,262,493 Total Liabilities, Deferred Inflows of Resources, and Fund Balances $ 51,613,725 $ 9,222,135 $ 10,220,885 See notes to financial statements. 38 Debt Service Other Governmental Funds Total $ 9,974 $ 12,554,168 $ 40,866,847 1,678 26,233 202,491 264,712 3,422,700 25,575,669 - 288,794 2,069,510 - 775,390 799,386 27 24,973 194,276 - 941,417 10,067,660 - 2,274,734 7,927,108 - 301,495 1,109,228 - 20,403 601,164 6,905,064 9,455,168 $ 276,391 $ 27,535,371 $ 98,868,507 $ - $ 1,915,747 $ 4,909,858 - 96,504 1,621,318 - 2,499 2,499 - - 295,776 2,014,750 6,829,451 264,712 3,422,700 25,575,669 - 740,272 764,268 - 1,174,266 2,715,099 422 20,964 71,551 265,134 5,358,202 29,126,587 - 69,412 69,412 301,495 529,909 - - 4,575,806 - 20,403 601,164 - 108,242 108,242 - 1,160,414 1,160,414 - 7,045 7,045 - 143,442 143,442 11,257 - 11,257 - - 2,140,740 - 13,552,043 20,803,030 - 630,380 630,380 - 35,118 35,118 - 542,224 542,224 - 537,513 8,969,550 - 45,577 45,577 3,009,111 3,009,111 - - 1,438,616 - - 18,091,432 11,257 20,162,419 62,912,469 $ 276,391 $ 27,535,371 $ 98,868,507 39 THIS PAGE IS INTENTIONALLY LEFT BLANK 40 CITY OF DUBUQUE, IOWA RECONCILIATION OF THE GOVERNMENTAL FUNDS BALANCE SHEET TO THE STATEMENT OF NET POSITION JUNE 30, 2019 EXHIBIT 3-1 Total fund balances - governmental funds $ 62,912,469 Amounts reported for the governmental activities in the statement of net position are different because: Capital assets used in governmental activities are not financial resources and therefore are not reported in the funds. Cost of capital assets Accumulated depreciation $ 590,337,417 (170,251,971) Some of the City's revenues will be collected after year-end but are not available soon enough to pay for the current period's expenditures and therefore are unavailable in the funds. Those revenues consist of: Property tax 43,394 Special assessments 764,268 Grants and other 2,743,256 Pension and OPEB related deferred outflows of resources and deferred inflows of resources are not due and payable in the current year and, therefore, are not reported in the government funds as follows: Deferred inflows or resources (2,568,267) Deferred outflows of resources 12,581,419 Internal service funds are used by the City's management to charge the costs of equipment maintenance and self-insurance programs to individual funds. The assets and liabilities of the internal service funds are included in governmental activities in the statement of net position. Some liabilities are not due and payable in the current period and therefore are not reported in the funds. Those liabilities consist of: General obligation bonds (46,917,828) Tax increment financing bonds (19,366,434) Notes payable (176,054) Loans payable (3,984,110) Deferred amount on debt refundings (249,957) Accrued interest (241,975) Compensated absences (5,576,544) Net pension liability (43,080,322) Total OPEB liability (5,053,728) 420,085,446 3,550,918 10,013,152 4,729,476 (124,646,952) Net position of governmental activities $ 376,644,509 See notes to financial statements. 41 CITY OF DUBUQUE, IOWA STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30, 2019 EXHIBIT 4 REVENUES Taxes Special assessments Licenses and permits Intergovernmental Charges for services Fines and forfeits Investment earnings Contributions Gaming Miscellaneous Total Revenues General Special Revenue Tax Increment Community Financing Development 34,820,667 $ 10,304,175 $ - - - 5,923 1,619,892 - - 1,782,975 - 11,277,705 12,216,232 - 5,869 404,400 - 812,591 517,254 114,900 803,422 175,674 17,105 8,708,702 - - 635,684 16,520 38,176 61,804,565 11,013,623 11,459,678 EXPENDITURES Current Public safety 28,801,990 - - Public works 6,323,084 - Health and social services 1,036,184 - 10,000 Culture and recreation 12,748,806 - 140,895 Community and economic development 3,979,103 2,662,073 3,374,795 General government 6,010,230 - 1,945 Debt service Principal - - - Interest and fiscal charges 98,198 - 91,255 Capital projects 401,103 6,444,902 Total Expenditures 59,398,698 2,662,073 10,063,792 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES 2,405,867 8,351,550 1,395,886 OTHER FINANCING SOURCES (USES) Issuance of debt - - - Premium on bonds - - - Transfers in 4,911,818 617,479 30,000 Transfers out (2,939,034) (8,919,085) (16,967) Insurance recovery 8,503 - Sale of capital assets 52,001 - Total Other Financing Sources (Uses) 2,033,288 (8,301,606) 13,033 NET CHANGE IN FUND BALANCES FUND BALANCES, BEGINNING FUND BALANCES, ENDING See notes to financial statements. 4,439,155 49,944 1,408,919 21,875,413 9,111,788 5,853,574 $ 26,314,568 $ 9,161,732 $ 7,262,493 42 Debt Service Other Governmental Funds Total $ 295,092 $ 8,681,967 $ 54,101,901 - 107,255 113,178 1,619,892 - 18,299,015 31,359,695 - 253,935 12,476,036 - - 404,400 763 256,338 1,701,846 - 347,715 1,343,916 - - 8,708,702 - 836,424 1,526,804 295,855 28,782,649 113,356,370 5,930 28,807,920 6,528,309 12,851,393 - 1,046,184 147,347 13,037,048 5,714,220 15,730,191 558,919 6,571,094 5,509,605 - 5,509,605 3,032,311 99,147 3,320,911 - 13,299,049 20,145,054 8,541,916 26,3 52,921 107,019,400 (8,246,061) 2,429,728 6,336,970 - 2,883,875 2,883,875 - 81,693 81,693 8,008,195 3,458,460 17,025,952 (11,995) (6,989,321) (18,876,402) - 79,340 87,843 - 44,034 96,035 7,996,200 (249,861) 261,118 (441,919) 1,298,996 1,987,809 18,174,610 7,635,966 55,276,503 $ 11,257 $ 20,162,419 $ 62,912,469 43 THIS PAGE IS INTENTIONALLY LEFT BLANK 44 CITY OF DUBUQUE, IOWA RECONCILIATION OF THE GOVERNMENTAL FUNDS STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES TO THE STATEMEMT OF ACTIVITIES FOR THE YEAR ENDED JUNE 30, 2019 EXHIBIT 4-1 Net change in fund balances - total governmental funds Amounts reported for governmental activities in the statement of activities are different because: Capital outlays are reported as expenditures in governmental funds. However, in the statement of activities, the cost of capital assets is allocated over their estimated useful lives and reported as depreciation expense. In the current period, these amounts are: Capital assets expended in governmental funds $ 17,156,396 Transfers of capital assets to enterprise funds (7,130,614) Contributions from developers and federal government 2,704,343 Contribution of land from Dubuque Metropolitan Area Solid Waste Agency 183,393 Depreciation expense (10,150,009) In the statement of activities, only the gain or loss on the sale of capital assets is reported, whereas in the governmental funds, the entire proceeds from the sale increase financial resources. Thus, the change in net position differs from the change in fund balances by the book value of the asset being disposed. Because some revenues will not be collected for several months after the City's fiscal year ends, they are not considered "available" revenues and are deferred in the governmental funds. Deferred inflows of resources increased (decreased) by these amounts this year: Property tax (2,281) Special assessments 65,678 Grants and other (1,473,263) Debt proceeds provide current financial resources to governmental funds, but issuing debt increases long-term liabilities in the statement of net position. Repayment of debt principal is an expenditure in the governmental funds, but it reduces long-term liabilities in the statement of net position and does not affect the statement of activities. Also, governmental funds report the effect of issuance discounts and premiums when debt is first issued, whereas these amounts are deferred and amortized in the statement of activities. Debt issuances including premium (2,965,566) Debt repayments 5,509,605 $ 7,635,966 2,763,509 (6,110) (1,409,866) 2,544,039 Some items reported in the statement of activities do not require the use of current financial resources and therefore are not reported as expenditures in governmental funds. These items consist of: Decrease in accrued interest 7,936 Amortization of bond discount/premium 36,177 Increase in compensated absences (70,884) Deferred amount on debt refundings 22,608 Pension adjustment (720,451) OPEB adjustment (70,631) Total additional expenses (795,245) Internal service funds are used by management to charge the costs of certain activities to individual funds. The change in net position of the internal service funds is reported with governmental activities. 1,454,696 Change in net position of governmental activities $ 12,186,989 See notes to financial statements. 45 CITY OF DUBUQUE, IOWA STATEMENT OF NET POSITION PROPRIETARY FUNDS JUNE 30, 2019 Business -type Activities -Enterprise Funds Sewage Disposal Water Stormwater Works Utility Utility ASSETS CURRENT ASSETS Cash and pooled cash investments $ 5,018,754 $ 7,271,730 $ 10,802,141 Receivables Accounts 1,464,655 1,030,700 520,820 Accrued interest 48,007 10,379 26,652 Intergovernmental 1,254,074 Prepaid items 17,097 185 81,814 Inventories 316,038 731,629 Total Current Assets 6,864,551 9,044,623 12,685,501 NONCURRENT ASSETS Restricted cash and pooled cash investments 359,650 2,028,595 4,289,479 Capital assets Land 254,858 209,244 21,393,569 Buildings 72,269,461 11,212,597 Improvements to other than buildings 50,281,764 2,007,510 120,240,066 Machinery and equipment 39,590,547 60,734,420 1,132,413 Construction in progress 3,422,663 4,077,146 4,353,965 Accumulated depreciation (63,412,924) (28,514,497) (17,290,328) Net Capital Assets 102,406,369 49,726,420 129,829,685 Total Noncurrent Assets 102,766,019 51,755,015 134,119,164 Total Assets 109,630,570 60,799,638 146,804,665 DEFERRED OUTFLOWS OF RESOURCES Pension related deferred outflows OPEB related deferred outflows 351,157 315,244 90,911 9,002 10,353 4,141 Total Deferred Outflows of Resources 360,159 325,597 95,052 46 EXHIBIT 5 Business -type Activities -Enterprise Funds Parking Other Enterprise Facilities Funds Total Governmental Activities - Internal Service Funds $ 1,069,243 $ 1,701,620 $ 25,863,488 $ 7,585,879 129,673 400,349 3,546,197 227,889 2,304 - 87,342 19,877 - 1,176,587 2,430,661 - 9,357 12,169 120,622 - - 1,047,667 76,074 1,210,577 3,290,725 33,095,977 7,909,719 485,046 7,162,770 2,911,592 36,000 24,805,263 62,337,568 13,766,511 159,586,137 3,806,644 1,482,404 177,818,388 - 2,790,731 9,612,917 113,861,028 356,590 11,853,774 (18,480,437) (8,723,972) (136,422,158) (222,266) 53,366,098 16,173,860 351,502,432 134,324 53,851,144 16,173,860 358,665,202 134,324 55,061,721 19,464,585 391,761,179 8,044,043 93,607 594,880 1,445,799 1,936 15,619 41,051 382,831 95,543 610,499 1,486,850 382,831 47 CITY OF DUBUQUE, IOWA STATEMENT OF NET POSITION PROPRIETARY FUNDS JUNE 30, 2019 LIABILITIES CURRENT LIABILITIES Accounts payable Accrued payroll Loans payable - current General obligation bonds payable Revenue bonds payable Capital loan notes payable Accrued compensated absences Accrued interest payable Total Current Liabilities NONCURRENT LIABILITIES Loans payable General obligation bonds payable Revenue bonds payable Capital loan notes payable Accrued compensated absences Net pension liability Total OPEB liability Total Noncurrent Liabilities Total Liabilities DEFERRED INFLOWS OF RESOURCES Pension related deferred inflows Deferred amount on refunding Total Deferred Inflows of Resources NET POSITION Net investment in capital assets Restricted by bond ordinance/development agreement Unrestricted Total Net Position See notes to financial statements. Business -type Activities -Enterprise Funds Sewage Disposal Works Water Utility Stormwater Utility $ 1,157,304 $ 575,427 $ 468,219 65,367 69,240 18,912 - 1,000,000 - 609,717 697,587 975,221 330,000 2,822,000 728,368 1,603,000 13,475 27,043 - 137,457 67,776 145,756 4,805,320 3,495,441 3,211,108 9,853,254 64,019,796 146,901 1,338,701 234,131 75,592,783 2,000,000 11,626,532 4,180,683 6,649,556 227,569 1,201,795 269,251 26,155,386 8,692,583 28,587,017 35,832,869 9,662 346,570 107,700 73,576,401 80,398,103 115,099 11,203 126,302 29,650,827 103,328 12,581 115,909 76,787,509 29,797 19,854 49,651 33,899,824 (4,433,500) $ 29,466,324 24,052,026 566,670 6,739,803 59,012,862 2,080,000 8,969,695 $ 31,358,499 $ 70,062,557 48 EXHIBIT 5 Business -type Activities -Enterprise Funds Parking Other Enterprise Facilities Funds Total Governmental Activities - Internal Service Funds $ 27,731 $ 86,616 $ 2,315,297 $ 2,084,541 19,974 124,871 298,364 27,923 30,988 - 1,030,988 - 649,337 14,468 2,946,330 - - 330,000 - - 5,153,368 - 8,009 5,839 54,366 - 16,922 2,851 370,762 - 752,961 234,645 12,499,475 2,112,464 121,343 - 2,121,343 5,760,110 367,196 36,299,675 - 32,767,700 - 106,502,221 12,780 253,297 650,209 - 356,845 2,267,817 5,511,728 1,459,452 50,338 406,218 1,067,638 - 6,301,416 3,294,528 184,920,514 1,459,452 7,054,377 3,529,173 197,419,989 3,571,916 30,682 194,985 473,891 125,482 43,638 - 30,682 194,985 517,529 125,482 46,804,320 15,792,196 179,561,228 134,324 485,046 3,131,716 782,839 558,730 12,617,567 4,595,152 $ 48,072,205 $ 16,350,926 $ 195,310,511 $ 4,729,476 49 CITY OF DUBUQUE, IOWA STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION PROPRIETARY FUNDS FOR THE YEAR ENDED JUNE 30, 2019 Business -type Activities -Enterprise Funds Sewage Disposal Works OPERATING REVENUES Charges for sales and services $ 12,316,439 $ Other 163,245 Total Operating Revenues 12,479,684 OPERATING EXPENSES Employee expense Utilities Repairs and maintenance Supplies and services Insurance Depreciation Total Operating Expenses OPERATING INCOME (LOSS) NONOPERATING REVENUES (EXPENSES) Intergovernmental Investment earnings Contributions Interest expense Gain (loss) on disposal of assets Net Nonoperating Revenues (Expenses) INCOME (LOSS) BEFORE CAPITAL CONTRIBUTIONS AND TRANSFERS CAPITAL CONTRIBUTIONS TRANSFERS IN TRANSFERS OUT CHANGE IN NET POSITION NET POSITION, BEGINNING NET POSITION, ENDING See notes to financial statements. 3,849,978 719,616 713,107 1,637,395 93,142 3,412,369 10,425,607 Water Utility 8,894,841 $ 64,182 8,959,023 2,614,288 728,946 226,070 2,080,976 76,090 1,313,288 7,039,658 Stormwater Utility 4,663,762 50,908 4,714,670 1,232,784 42,185 59,745 1,858,268 35,640 1,812,775 5,041,397 2,054,077 1,919,365 (326,727) 187,533 (1,751,745) 8,872 327 201,464 (852,765) 1,607 8,193 347,136 29,686 (1,984,128) (1,555,340) 498,737 619,104 (179,835) (649,367) (1,599,113) 1,269,998 950,390 258,526 (142,884) (1,925,840) 11,776,579 514,261 938,006 28,528,318 $ 29,466,324 2,336,030 29,022,469 10,365,000 59,697,557 $ 31,358,499 $ 70,062,557 50 EXHIBIT 6 Business -type Activities -Enterprise Funds Parking Facilities Other Enterprise Funds $ 2,888,869 $ 177,249 Total 4,974,928 $ 64,030 Governmental Activities - Internal Service Funds 33,738,839 $ 15,747,917 519,614 68,524 3,066,118 779,678 298,736 217,589 66,810 92,045 1,193,543 2,648,401 5,038,958 34,258,453 5,011,451 13,488,179 93,143 1,882,626 964,884 2,181,395 1,626,250 7,269,699 67,074 363,991 1,183,049 8,915,024 8,945,851 34,100,914 15,816,441 2,302,140 33,280 96,731 11,975,253 75,418 40,781 14,523,603 417,717 (3,906,893) 157,539 1,292,838 41,197 78,149 (197,510) (4,620) 1,716,731 21,167 84,280 (5,056) 70,000 1,725,251 798,497 192,115 (4,791,204) 75,859 173 156,630 5,055 (82,784) 334,933 280,000 (617,477) 1,887,122 (2,019,771) 1,737,880 (21) (1,999,482) (1,841,943) 13,346,073 2,790,667 (940,217) 161,858 1,454,696 (2,544) 48,074,749 $ 48,072,205 (281,912) 13,354,580 1,454,696 16,632,838 181,955,931 3,274,780 $ 16,350,926 $ 195,310,511 $ 4,729,476 51 CITY OF DUBUQUE, IOWA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS YEAR ENDED JUNE 30, 2019 Business -type Activities -Enterprise Funds Sewage Disposal Water Stormwater Parking Works Utility Utility Facilities CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers $ 12,343,792 $ 8,907,490 $ 4,647,375 $ 2,861,056 Cash payments to suppliers for goods and services (2,215,306) (3,079,776) (1,794,564) (651,965) Cash payments to employees for services (3,778,571) (2,679,374) (1,189,837) (785,320) Other operating receipts 163,245 64,182 50,908 177,249 NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES 6,513,160 3,212,522 1,713,882 1,601,020 CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Transfers from other funds 258,526 514,261 280,000 Transfers to other funds (179,835) (142,884) (617,477) Payment of interfund balances Contributions 29,686 78,149 Intergovernmental grant proceeds NET CASH PROVIDED BY (USED FOR) NONCAPITAL FINANCING ACTIVITIES (179,835) 115,642 543,947 (259,328) CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Proceeds from sale of capital assets 45,823 1,607 230 Acquisition and construction of capital assets (3,537,606) (1,737,955) (4,022,064) (449,067) Proceeds from issuance of debt 1,572,736 852,966 1,010,910 Premium on debt issuance - Payment of debt (3,473,317) (2,192,687) (2,426,254) (686,949) Interest paid (1,763,432) (870,936) (2,083,292) (214,122) Intergovernmental grant proceeds 327 4,162,281 NET CASH (USED FOR) CAPITAL AND RELATED FINANCING ACTIVITIES (7,155,796) (3,946,678) (3,358,419) (1,349,908) CASH FLOWS FROM INVESTING ACTIVITIES Interest received 153,012 219,124 358,057 NET INCREASE (DECREASE) IN CASH AND POOLED INVESTMENTS CASH AND CASH EQUIVALENTS, BEGINNING 42,283 (669,459) (399,390) (742,533) 34,067 6,047,863 9,699,715 15,834,153 1,520,222 CASH AND CASH EQUIVALENTS, ENDING $ 5,378,404 $ 9,300,325 $ 15,091,620 $ 1,554,289 52 EXHIBIT 7 Business -type Activities -Enterprise Funds Other Enterprise Funds Total Governmental Activities - Internal Service Funds $ 4,981,978 $ 33,741,691 $ 15,682,764 (2,759,855) (10,501,466) (11,650,145) (5,079,800) (13,512,902) (2,403,186) 64,030 519,614 68,524 (2,793,647) 10,246,937 1,697,957 1,737,880 2,790,667 (21) (940,217) 84,280 192,115 1,645,638 1,645,638 3,467,777 (27,798) 3,688,203 (27,798) 70,000 117,660 (494,063) (10,240,755) 216,125 3,652,737 6,112 6,112 (14,426) (8,793,633) (4,850) (4,936,632) 4,162,608 (221,102) 23,216 5,055 (16,600) 173 (16,031,903) (11,372) 795,692 148,888 476,244 (1,301,071) 1,807,675 1,225,376 34,327,329 5,778,204 $ 1,701,620 $ 33,026,258 $ 7,585,879 (Continued) 53 CITY OF DUBUQUE, IOWA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS YEAR ENDED JUNE 30, 2019 RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES Operating income (loss) Business -type Activities -Enterprise Funds Sewage Disposal Water Stormwater Parking Works Utility Utility Facilities $ 2,054,077 $ 1,919,365 $ (326,727) $ 417,717 Adjustments to reconcile operating income (loss) to net cash provided by (used for) operating activities Depreciation 3,412,369 1,313,288 1,812,775 1,193,543 Change in assets and liabilities (Increase) decrease in receivables 27,353 12,649 (16,387) (27,813) (Increase) decrease in inventories and prepaid items (109,728) 1,601 (23,706) 17,096 Increase (decrease) in accounts payable 1,057,682 30,705 224,980 6,119 Increase (decrease) in accrued liabilities (5,006) 3,406 (2,793) (1,414) Increase (decrease) net pension liability 57,846 (126,489) (17,087) 32,499 (Increase) decrease in deferred outflows 10,440 59,152 11,188 (1,974) Increase in deferred inflows 44,873 30,502 9,859 12,897 Increase (decrease) in net OPEB liability (36,746) (31,657) 41,780 (47,650) Total Adjustments 4,459,083 1,293,157 2,040,609 1,183,303 NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES $ 6,513,160 $ 3,212,522 $ 1,713,882 $ 1,601,020 NONCASH CAPITAL AND RELATED FINANCING ACTIVITIES Contribution of capital assets from outside sources $ 619,104 $ 950,390 $ 245,937 $ Contributions of capital assets from Governmental Activities $ See notes to financial statements. $ $ 7,130,614 $ 54 EXHIBIT 7 (continued) Business -type Activities -Enterprise Funds Other Enterprise Funds Total Governmental Activities- lnternal Service Funds $ (3,906,893) $ 157,539 $ 1,292,838 1,183,049 8,915,024 40,781 7,050 2,852 (65,153) (791) (115,528) 6,522 (7,713) 1,311,773 524,015 (9,176) (14,983) (911) (308,281) (361,512) (230,496) 133,078 211,884 97,535 53,743 151,874 32,826 62,287 (11,986) - 1,113,246 10,089,398 405,119 $ (2,793,647) $ 10,246,939 $ 1,697,957 - $ 1,815,431 $ - $ - $ 7,130,614 $ - 55 CITY OF DUBUQUE, IOWA STATEMENT OF FIDUCIARY ASSETS AND LIABILITIES AGENCY FUNDS JUNE 30, 2019 EXHIBIT 8 Agency Funds ASSETS Cash and pooled cash investments $ 2,725,992 Accounts receivable 50,729 Prepaids 12,054 Accrued interest 2,820 Notes receivable 1,700,000 Total Assets $ 4,491,595 LIABILITIES Due to other agency $ 4,491,595 Total Liabilities $ 4,491,595 See notes to financial statements. 56 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 The notes to financial statements contain a summary of significant accounting policies and other notes considered necessary for an understanding of the financial statements of the City and are an integral part of this report. The index to the notes is as follows: 1. Summary of Significant Accounting Policies 2. Deficit Fund Equity 3. Cash on Hand, Deposits, and Investments 4. Notes Receivable 5. Interfund Balances and Transfers 6. Capital Assets 7. Long -Term Debt 8. Risk Management 9. Commitments and Contingent Liabilities 10. Other Postemployment Benefits (OPEB) 11. Employee Pension Plans 12. Landfill Closure and Postclosure Care 13. Leases Where City is Lessor 14. Subsequent Events 15. Prospective Accounting Pronouncements 16. Tax Abatements 57 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Reporting Entity The City of Dubuque, Iowa, is a municipal corporation governed by an elected mayor and a six -member council. As required by accounting principles generally accepted in the United States of America, these financial statements present the City and its component units, entities for which the City is considered to be financially accountable. The City has no blended component units. The discretely presented component units are reported in separate columns in the government -wide financial statements to emphasize that they are legally separate from the City. Discretely Presented Component Units The Dubuque Metropolitan Area Solid Waste Agency was created under the provisions of Chapter 28E of the Code of Iowa by the City of Dubuque and Dubuque County. The purpose of the Agency is to provide solid waste management for the Dubuque metropolitan area. The City appoints a voting majority of the Agency's governing board and has authority over those persons responsible for the day-to-day operations of the Agency. The Agency is presented as a proprietary fund type and has a June 30 year end. During the year ended June 30, 2019, $553,509 of the Dubuque Metropolitan Area Solid Waste Agency's charges for services were related to services provided to the City of Dubuque. Dubuque Initiatives and Subsidiaries is a non-profit corporation organized under the laws of Iowa and Section 501(c)(3) of the Internal Revenue Code. The Organization was created to render service to the City Council of the City of Dubuque, Iowa, on matters of community interest. The Organization's articles require that its board members include two city council members, the mayor, and the city manager of the City of Dubuque, Iowa; and in the event of dissolution, any assets or property of the Organization be transferred to the City of Dubuque, Iowa. During the fiscal year 2008, the City of Dubuque, Iowa guaranteed debt issued by Dubuque Initiatives and Subsidiaries for the rehabilitation of the Roshek Building. The Organization is presented as a proprietary fund type and has a December 31 year end. Dubuque Convention and Visitors Bureau is a non-profit corporation organized under the laws of Iowa and Section 501(c)(3) of the Internal Revenue Code. The Organization's purpose is to strengthen the Dubuque area economy by competitively marketing the area as a destination for conventions, tour groups, sporting events and individual travelers. The Organization's articles require that its board members include one City Council member, the City of Dubuque Mayor and the City Manager. In the event of dissolution, any assets or property of the Organization shall be distributed to the City of Dubuque, Iowa after paying or making provision for the payment of all liabilities of the Corporation. The City collects hotel/motel taxes and forwards 50% to the CVB as the primary source of funds for its operations. The CVB is presented as a governmental fund type and has a June 30 year end. Dubuque Initiatives and Subsidiaries and the Dubuque Convention and Visitors Bureau present their financial information in accordance with the Financial Accounting Standards Board (FASB). Complete financial statements for the Component Units may be obtained from the City of Dubuque's Finance Department for the Dubuque Metropolitan Area Solid Waste Agency and Dubuque Area Convention and Visitors Bureau, and the Economic Development Office for Dubuque Initiatives and Subsidiaries. These offices are located at: City Hall, 50 West 13th Street, Dubuque, Iowa 52001. 58 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) Jointly Governed Organizations The City participates in several jointly governed organizations that provide goods or services to the citizenry of the City but do not meet the criteria of a joint venture since there is no ongoing financial interest or responsibility by the participating governments. City officials are members of the following boards and commissions: City of Dubuque Conference Board Dubuque County E-911 Committee Dubuque Drug Task Force Government -wide and Fund Financial Statements The government -wide financial statements (i.e., the statement of net position and the statement of activities) report information on all of the nonfiduciary activities of the primary government and its component units. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business -type activities, which rely to a significant extent on fees and charges for services. Likewise, the primary government is reported separately from the legally separate component units for which the primary government is financially accountable. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those clearly identifiable with a specific function or segment. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants, contributions, and interest restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds, proprietary funds, and a fiduciary fund, even though the latter is excluded from the government -wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. Measurement Focus, Basis of Accounting, and Financial Statement Presentation The government -wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund and fiduciary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the City considers revenues to be available if they are collected within 60 days of the end of the current fiscal period (year-end). 59 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, franchise taxes, licenses, interest, special assessments, and grants are susceptible to accrual. Sales taxes are considered measurable and available at the time the underlying transaction occurs, provided they are collected by the City within 60 days after year-end. All other revenue items are considered to be measurable and available only when cash is received by the City. The City reports the following major governmental funds: The General Fund is the City's primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. The Tax Increment Financing Fund is used to account for the receipt of property taxes, for the payment of projects within the tax increment financing district, and for the payment of remaining principal and interest costs on the tax increment financing districts' long-term debt service. The Community Development Fund is used to account for the use of Community Development Block Grant funds as received from federal and state governmental agencies. The Debt Service Fund is used to account for the accumulation of resources and payment of general obligation bond principal and interest from governmental resources and special assessment bond principal and interest from special assessment levies when the government is obligated in some manner for the payment. The City reports the following major proprietary funds: The Sewage Disposal Works Fund is used to account for the operations of the City's sewage disposal works and services. The Water Utility Fund is used to account for the operations of the City's water facilities and services. The Stormwater Utility Fund is used to account for the operations of the City's stormwater services. The Parking Facilities Fund is used to account for the operations of the City -owned parking ramps and other parking facilities. Additionally, the City reports the internal service fund type. Internal service funds are used to account for general, garage, stores/printing, health insurance, and worker's compensation insurance services provided by one department to other departments of the City on a cost -reimbursement basis. These funds cannot be used to support City activities. Fiduciary funds, other than agency funds, use the economic resources measurement focus and the full accrual basis of accounting. Agency funds use the full accrual basis of accounting but do not have a measurement focus and therefore report only assets and liabilities. The City reports Agency Funds to account for assets held by the City as an agent under the cable franchise agreement, for the Dubuque Racing Association, and for the decommissioning of the prior Flexsteel site. 60 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) As a general rule the effect of interfund activity has been eliminated from the government -wide financial statements. Exceptions to this general rule are charges between the City's water and sewer function and various other functions of the City. Eliminations of these charges would distort the direct costs and program revenues reported for the various functions concerned. Amounts reported as program revenues include 1) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the City's enterprise funds and of the City's internal service funds are charges to customers for sales and services. Operating expenses for enterprise funds and internal service funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. When both restricted and unrestricted resources are available for use, it is the City's policy to use restricted resources first, then unrestricted resources as they are needed. Assets, Deferred Outflows of Resources, Liabilities, Deferred Inflows of Resources, and Net Position/Fund Balance Deposits and Investments The City's cash, pooled cash investments, and cash equivalents are considered to be cash on hand, demand deposits, and short-term investments with original maturities of three months or less from the date of acquisition. The cash balances of most City funds are pooled and invested. Interest earned on investments is recorded in the General Fund unless otherwise provided by law. Investments are stated at fair value except for the investment in the Iowa Public Agency Investment Trust and non-negotiable certificates of deposit which are valued at amortized cost. For purposes of the Statement of Cash Flows, all short-term cash investments that are highly liquid are considered to be cash equivalents. Cash equivalents are readily convertible to known amounts of cash and, at the day of purchase, have a maturity date no longer than three months. Receivables and Payables Activity between funds that are representative of lending/borrowing arrangements outstanding at year-end are referred to as either "due to/from other funds" (i.e., the current portion of interfund loans) or "advances to/from other funds" (i.e., the non -current portion of interfund loans). All other outstanding balances between funds are reported as "due to/from other funds." Any residual balances outstanding between the governmental activities and business -type activities are reported in the government -wide financial statements as "internal balances." 61 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) Advances between funds, as reported in the fund financial statements, are offset by a nonspendable fund balance account in applicable governmental funds to indicate that they are not available for appropriation and are not expendable available financial resources. Property tax receivable is recognized in the funds on the levy or lien date, which is the date that the tax asking is certified by the City to the County Board of Supervisors. Current year delinquent property tax receivable represents taxes collected by the County but not remitted to the City at June 30, 2019, and 2019 unpaid taxes. The succeeding year property tax receivable represents taxes certified by the City to be collected in the next fiscal year for the purposes set out in the budget for the next fiscal year. By statute, the City is required to certify its budget to the County Auditor by March 15 of each year for the subsequent fiscal year. However, by statute, the tax asking and budget certification for the following fiscal year becomes effective on the first day of that year. Although the succeeding year property tax receivable has been recorded, the related revenue is reported as a deferred inflow of resources in both the government -wide and fund financial statements and will not be recognized as revenue until the year for which it is levied. Property taxes are levied as of July 1 on property values assessed as of January 1 of the previous year. The tax levy is divided into two billings. The billings are due September 1 and March 1. On September 30 and March 31, the bill becomes delinquent, and penalties and interest may be assessed by the City. Special asssessment receivable represents the amounts due from individuals for work done which benefits their property. These assessments are payable by invidviduals in not less than ten nor more than twenty annual installments. Each annual installment with interest on the unpaid balance is due on September 30 and is subject to the same interest and penalties as the other tax. Inventories and Prepaid Items Inventories included in the governmental funds are valued at cost using the first -in first -out (FIFO) method. The costs of governmental fund inventories are recorded as expenditures when consumed rather than when purchased. Inventories of materials and supplies in the enterprise funds are determined by actual count and priced on the FIFO method. Inventories included in internal service funds are stated at cost and consist of consumable supplies. The cost of these supplies is recorded as an expense at the time they are removed from inventory for use. Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items. The costs of governmental fund prepaids are recorded as expenditures when consumed rather than when purchased. 62 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) Restricted Assets Certain proceeds of the City's enterprise fund revenue bonds, as well as certain resources set aside for their repayment, are classified as restricted assets on the statement of net position because their use is limited by applicable bond covenants. The "revenue bond operating" account is used to report resources set aside to subsidize potential deficiencies from the enterprise fund's operation that could adversely affect debt service payments. The "revenue bond sinking" account is used to segregate resources accumulated for debt service payments over the next twelve months. The "revenue bond reserve" account is used to report resources set aside to make up potential future deficiencies in the revenue bond sinking account. Certain assets of the special revenue funds and capital project funds are classified as restricted assets because their use is limited by debt agreement, the City's cable television franchise agreement, or Iowa Finance Authority housing program agreement. Certain assets of the Dubuque Metropolitan Area Solid Waste Agency are classified as restricted assets because their use is restricted by state statute for certain specified uses. Capital Assets Capital assets, which include property, plant, equipment, intangibles, and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), are reported in the applicable governmental or business -type activities columns in the government -wide statement of net position and in the proprietary funds statement of net position. Capital assets are defined by the government as assets with an initial, individual cost of more than $100,000 for infrastructure and intangible assets, $20,000 for building assets, and $10,000 for the remaining assets, and an estimated useful life of more than one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at acquisition value at the date of donation. The costs of normal maintenance and repair not adding to the value of the asset or materially extending asset lives are not capitalized. All of the City's infrastructure has been recorded, including infrastructure acquired prior to June 30, 1980. Major outlays for capital assets and improvements are capitalized as projects are constructed. There was no interest incurred during the construction phase of capital assets of business -type activities to capitalize with the value of the assets constructed in the current year. Property, plant, and equipment of the primary government, as well as the component units, are depreciated using the straight-line method over the following estimated useful lives: Assets Years Buildings 40 to 125 Improvements other than buildings 15 to 50 Machinery and equipment 2 to 30 Infrastructure and intangibles 15 to 75 63 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) Deferred Outflows of Resources Deferred outflows of resources represent a consumption of net position that applies to a future period(s) and will not be recognized as an outflow of resources (expense/expenditure) until then. Deferred outflows of resources consist of unrecognized items not yet charged to pension and OPEB expense and contributions from the employer after the measurement date but before the end of the employer's reporting period. Compensated Absences The City allows employees to accumulate a limited amount of earned but unused vacation and sick pay benefits. Vacation pay is payable to employees upon retirement or termination. Sick pay is payable only upon retirement, in which event, employees with twenty years or more of service are paid 100% of their accrued sick leave balance over a five year period. All vacation pay and applicable sick pay benefits are accrued when incurred in the government -wide and proprietary fund financial statements. A liability for these amounts is reported in governmental funds only if they have matured, for example, as a result of employee resignations and retirements. Long -Term Obligations In the government -wide financial statements and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business -type activities, or proprietary fund type statement of net position. Bond premiums and discounts, and deferred amounts on refunding are deferred and amortized over the life of the bonds using the straight-line method. Bonds payable are reported net of the applicable bond premium or discount. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuance's are reported as other financing sources while discounts on debt issuance's are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. Pensions For purposes of measuring the net pension liability, deferred outflows of resources, and deferred inflows of resources related to pensions, and pension expense, information about fiduciary net position of the Iowa Public Employees' Retirement System and the Municipal Fire and Police Retirement System (Systems') and additions to/deductions from the Systems' fiduciary net position have been determined on the same basis as they are reported by the Systems'. For this purpose, benefit payments (including refunds of employee contributions) are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. For the governmental activities, the net pension liability is generally liquidated by the General Fund, Community Development Fund, and Seciton VIII Housing Fund. 64 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) Total OPEB Liability For purposes of measuring the total OPEB liability, deferred outflows of resources related to OPEB and OPEB expense, information has been determined based on the City's actuary report. For this purpose, benefit payments are recognized when due and payable in accordance with the benefit terms. For the governmental activities, the total OPEB liability is generally liquidated by the General Fund, Community Development Fund, and Section VIII Housing Fund. Deferred Inflows of Resources Deferred inflows of resources represents an acquisition of net position that applies to a future period(s) and will not be recognized as an inflow of resources (revenue) until that time. Although certain revenues are measurable, they are not available. Available means collected within the current year or expected to be collected soon enough thereafter to be used to pay liabilities of the current year. Deferred inflows of resources in the governmental fund financial statements represent the amount of assets that have been recognized, but the related revenue has not been recognized since the assets are not collected within the current year or expected to be collected soon enough thereafter to be used to pay liabilities of the current year. Deferred inflows of resources consist of property tax receivable and other receivables not collected within sixty days after year end. Deferred inflows of resources in the Statement of Net Position consist of succeeding year property tax and tax increment financing receivable that will not be recognized as revenue until the year for which they are levied, and unrecognized items not yet charged to pension expense. Net Position/Fund Balance The Dubuque Metropolitan Area Solid Waste Agency's restricted net position represents outside third -party restrictions and amounts restricted for minority interest of the Agency. The Agency is restricted to using certain amounts for purposes specified by state statute. The net position restricted for minority interest is calculated at 22.7% of unrestricted net position, based on the 1976 revenue bond resolution authorizing the issuance of revenue bonds for the construction of the landfill. In the government -wide and proprietary fund financial statements, net position is displayed in three components as follows: • Net investment in capital assets: This consists of capital assets, net of accumulated depreciation, less the outstanding balances of any bonds, notes or other borrowings that are attributable to the acquisition, construction, or improvement of those assets. Net investment in capital assets excludes unspent debt proceeds. Unspent debt proceeds were $5,878,778 for the governmental activities and $6,111,055 for business -type activities. • Restricted: This consists of net position that is legally restricted by outside parties or by law through constitutional provisions or enabling legislation. Net position restricted through enabling legislation as of June 30, 2019 consists of $11,257 for debt service and $45,577 for employee benefits. All other restrictions are by outside parties through grants, debt agreements or donors. • Unrestricted: This consists of net position that does not meet the definition of restricted or net investment in capital assets. 65 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 1 — SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) In the governmental fund financial statements, fund balances are classified as follows: • Nonspendable: Nonspendable fund balances cannot be spent because they are not expected to be converted to cash or they are legally or contractually required to remain intact. • Restricted: Restricted fund balances are restricted to specific purposes when constraints placed on the use of the resources are either externally imposed by creditors, grantor or state or federal laws or imposed by law through constitutional provisions or enabling legislation. • Committed: Committed fund balances can be used only for specific purposes determined pursuant to constraints formally imposed by the City Council through resolution approved prior to year-end. Those committed amounts cannot be used for any other purpose unless the City Council removes or changes the specified use by resolution. • Assigned: Assigned fund balances contain self-imposed constraints of the government to be used for a particular purpose. Intent can be expressed by the City Council or by an official or body to which the City Council delegates the authority. The City Council has by resolution delegated the authority to the City Manager, and Director of Finance and Budget. • Unassigned: Unassigned fund balances are amounts not included in the other spendable classifications. Positive unassigned fund balance amount is only appropriate in the general fund. However in governmental funds, other than the general fund, if expenditures incurred for specific purposes exceed the amounts that are restricted, committed, or assigned to those purposes, it may be necessary to report a negative unassigned fund balance in that fund. Sometimes the government will fund outlays for a particular purpose from both restricted and unrestricted resources (the total of committed, assigned, and unassigned fund balance). In order to calculate the amounts to report as restricted, committed, assigned, and unassigned fund balance in the governmental fund financial statements a flow assumption must be made about the order in which the resources are considered to be applied. It is the government's policy to consider restricted fund balance to have been depleted before using any of the components of unrestricted fund balance. Further, when the components of unrestricted fund balance can be used for the same purpose, committed fund balance is depleted first, followed by assigned fund balance. Unassigned fund balance is applied last. The budget guideline of the City of Dubuque maintains a General Fund working balance or operating reserve of 20% of the total General Fund operating revenue requirements. An operating reserve or working balance must be carried into a fiscal year to pay operating costs until tax money, or other anticipated revenue is received. The State of Iowa recommends a reasonable amount for a working balance as (a) anticipated revenues for the first three months of the fiscal year, less anticipated expenditures or (b) 5% of the total General Fund operating budget, excluding fringes and tort liability expenses. The City's rating agency, Moody's Investor Service, recommends a reserve balance of at least 10% for "A" rated cities. This is based on the fact that a large portion of the revenue sources are beyond the City's control and therefore uncertain. 66 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) Budgets and Budgetary Accounting The budgetary comparison and related disclosures are reported as Required Supplementary Information. Other Significant Accounting Policies Other significant accounting policies are set forth in the financial statements and the notes thereto. 67 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 2 — DEFICIT FUND EQUITY The following funds have deficit net position amounts as of June 30, 2019: Internal Service Funds: General Service $ 757,419 The General Service deficit will be addressed during next fiscal year's reallocation of expenses. NOTE 3 — CASH ON HAND, DEPOSITS, AND INVESTMENTS Cash on Hand. Cash on hand represents authorized change funds and petty cash funds used for current operating purposes. The carrying amount at year-end was $15,581 for the City and $1,200 for the Dubuque Metropolitan Area Solid Waste Agency. Deposits. At year-end, the City's carrying amount of deposits was $63,317,613, and the bank balance was $63,989,227. The City's deposits in banks at June 30, 2019, were entirely covered by federal depository insurance or by the State Sinking Fund in accordance with Chapter 12C of the Code of Iowa. This chapter provides for additional assessments against the depositories to insure there will be no loss of public funds. The carrying amount of deposits for the Dubuque Metropolitan Area Solid Waste Agency was $13,385,750, and the bank balance was $13,466,750. The Agency's deposits in banks at June 30, 2019, were entirely covered by federal depository insurance or by the State Sinking Fund in accordance with Chapter 12C of the Code of Iowa. 68 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 3 — CASH ON HAND, DEPOSITS, AND INVESTMENTS (continued) Investments. As of June 30, 2019, the City had the following investments and maturities. (The City assumes callable bonds will not be called): Investment Type Investment Maturities (In Years) Less Than 1 1 to 5 6 to 10 More than 10 Total Money Market Funds- U.S. Treasury $ 1,654,590 $ $ - $ - $ 1,654,590 U.S. Treasury Securities 497,970 1,792,373 - 2,777,261 5,067,604 Federal Agency Obligations 7,094,931 12,163,818 40,875 3,965,025 23,264,649 Managed Accounts L/T CD 242,070 242,070 Corporate Stock 98,037 98,037 $ 9,587,598 $ 13,956,191 $ 40,875 $ 6,742,286 $ 30,326,950 The City and the Dubuque Metropolitan Solid Waste Agency are authorized by statute to invest public funds in obligations of the United States government, its agencies and instrumentality's; certificates of deposit or other evidences of deposit at federally insured depository institutions approved by the City Council or Board of Trustees and the Treasurer of the State of Iowa; prime eligible bankers acceptances; certain high rated commercial paper; perfected repurchase agreements; certain registered open-end management investment companies; certain joint investment trusts; and warrants or improvement certificates of a drainage district. Corporate stock was donated in 1957 to the City to establish the Ella Lyons Peony Trail Permanent Trust Fund. The City uses the fair value hierarchy established by generally accepted accounting principles based on the valuation inputs used to measure the fair value of the asset. Level 1 inputs are quoted prices in active markets for identical assets. Level 2 inputs are significant other observable inputs. Level 3 inputs are significant unobservable inputs. All the of the City's investments, except for U.S. Treasury Securities, Federal Agency Obligations, and Managed Accounts L/T CD which were valued by the custodians of the securities using pricing models based on credit quality, time to maturity, stated interest rates, and market -rate assumptions (Level 2 inputs), were determined using the last reported sales price at current exchange rates. (Level 1 inputs) Interest Rate Risk. The City's investment policy limits the investment of operating funds (funds expected to be expended in the current budget year or within 15 months of receipt) to instruments that mature within 397 days. Funds not identified as operating funds may be invested in instruments with maturities longer than 397 days, but the maturities shall be consistent with the needs and use of the City. Credit Risk. The City's investment policy limits investments in commercial paper and other corporate debt to the top two highest classifications. The City did not invest in any commercial paper or other corporate debt during the year. The City's investments in Money Market Funds and US Agencies were rated AAA. Concentration of Credit Risk. The City's investment policy does not allow for a prime bankers' acceptance or commercial paper and other corporate debt balances to be greater than ten percent of its total deposits and investments. The policy also limits the amount that can be invested in a single issue to five percent of its total deposits and investments. The City held no such investments during the year. 69 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 3 — CASH ON HAND, DEPOSITS, AND INVESTMENTS (continued) Custodial Credit Risk - Deposits. In the case of deposits, this is the risk that in the event of a bank failure, the City's deposits may not be returned to it. The City's deposits are entirely covered by federal depository insurance or by the State Sinking Fund in accordance with Chapter 12C of the Code of Iowa. This chapter provides for additional assessments against the depositories to insure there will be no loss of public funds. Custodial Credit Risk — Investments. For an investment, this is the risk that, in the event of the failure of the counterparty, the City will not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. The City had no custodial risk with regards to investments, since all investments were held by the City or its agent in the City's name Due to legal and budgetary reasons, the General Fund is assigned a portion of the investments earnings associated with other funds. These funds are the employee benefits, community development, road use tax, cable TV, general construction, transit system, general service, garage service, and stores/printing funds. The Dubuque Metropolitan Area Solid Waste Agency had a money market account valued at $1,477,100 as of June 30, 2019. A reconciliation of cash and investments as shown on the government -wide statement of net position for the primary government and statement of fiduciary assets and liabilities follows: Cash on hand $ 15,581 Carrying amount of deposits 63,317,613 Carrying amount of investments 30,326,950 Total $ 93,660,144 Government -wide Cash and pooled cash investments $ 74,316,214 Cash and pooled cash investments - temporarily restricted 16,548,526 Cash and pooled cash investments - permanently restricted 69,412 Fiduciary Cash and pooled cash investments 2,725,992 Total $ 93,660,144 A reconciliation of cash and investments as shown on the government -wide statement of net position for the Dubuque Metropolitan Solid Waste Agency follows: Cash on hand $ 1,200 Carrying amount of deposits 13,385,750 Total $ 13,386,950 Cash and pooled cash investments $ 5,951,989 Cash and pooled cash investments - temporarily restricted 7,434,961 Total $ 13,386,950 70 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 3 — CASH ON HAND, DEPOSITS, AND INVESTMENTS (continued) A reconciliation of cash and investments as shown on the government -wide statement of net position for the Dubuque Initiatives and Subsidiaries (December 31, 2018) follows: Deposits $ 1,747,043 Beneficial interest in assets held by others 1,240,078 Total $ 2,987,121 Cash and pooled cash investments $ 1,747,043 Cash and pooled cash investments -temporarily restricted 1,240,078 Total $ 2,987,121 A reconciliation of cash and investments as shown on the government -wide statement of net position for the Dubuque Convention and Visitors Bureau (June 30, 2019) follows: Deposits Total $ 303,564 $ 303,564 Cash and pooled cash investments $ 69,699 Cash and pooled cash investments -temporarily restricted 233,865 Total $ 303,564 71 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 4 — NOTES RECEIVABLE The City provides low interest and no interest loans to promote economic and community development, provide opportunities for home ownership to low and moderate income citizens and improve rental properties for low income citizens. Loans may contain a forgivable portion if recipient meets specific conditions such as job creation for economic development or residency requirements community development. Loans are secured by mortgage liens against the property. At June 30, 2019 the City had the following notes receivable. Downtown Rehabilitation Harry & Rosey's Clark Wolff Dubuque Museum of Art Gronen Adaptive HJD Landlord LLC Interstate Building LLP Lower Main Development, LLC Original Interest Balance Rate Loan Program Urban Development Action Grant 40 Main, LLC - Note A Downtown Housing Incentive Caradco Landlord, LLC 40 Main Real Estate Loan Sales Tax Construction DB&T Community Development Corporation $ 300,000 150,000 300,000 3 % 3 3 300,000 2 466,000 300,000 300,000 300,000 Loan 4,500,000 156,583 1,700,000 Current Issued Maturity Balance Portion 2011 7/1/2031 $ 245,270 $ 17,241 2001 5/1/2022 27,845 9,274 1999 7/1/2021 84,937 44,578 2006 5/1/2036 157,272 8,043 3 2016 4/1/2036 466,000 3 2010 9/22/2015 237,130 17,993 3 2006 3/1/2026 108,980 13,489 2009 6/30/2036 255,000 15,000 3 2012 6/1/2030 3,334,111 35,239 2009 8/1/2022 156,583 2012 2/1/2032 1,700,000 $ 6,773,128 $ 160,857 72 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 4 — NOTES RECEIVABLE (continued) Interest Rate Community Development Installment Loans Receivables Residential Rehabilitation Installment Loan Programs First Time Home Buyers Local Housing Assistance Program (LHAP) Homebuyers Assistance Program Infill RRP Reserve Washington Neighborhood Revitalize The Accessibility Rehabilitation Program (for rentals) Iowa Finance Authority HOME Program (1) Historic Preservation Revolving Loan Fund/Historic Preservation Housing Forgivable Loan Program MicroLending TIF Receivables Roasting Solutions (1) Principal payments deferred if one tenant is low income Balance 6 %$ 273,428 6 30,814 6 1,389,469 6 224,079 195,342 42,630 6 271,748 283,898 157,021 Current Portion $ 49,000 12,000 114,000 4,000 28,000 13,000 15,000 16,987 51,000 6 39,813 7,000 96,490 7,000 289,800 - $ 3,294,532 $ 316,987 At December 31, 2018, Dubuque Initiatives and Subsidiaries had the following notes receivable: City of Dubuque, 5.00%, unsecured, matures July 2023 Less: current maturities Noncurrent portion $ 167,262 (30,232) $ 137,030 73 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 5 — INTERFUND BALANCES AND TRANSFERS Interfund transfers for the year ended June 30, 2019, consisted of the following: Transfers From Tax Sewer Non Increment Community Debt Nonmajor Disposal Water Parking Major Transfer to General Financing Development Services Governmental Works Utility Facilities Enterprise Total General $ - $ 430,641 $ - $ - $ 4,195,409 $ 142,884 $ 142,884 $ - $ - $ 4,911,818 Tax increment financing 2 - - - 617,477 - 617,479 Community development 30,000 - - - - - 30,000 Debt service 608,734 6,347,085 1,052,376 - - - - 8,008,195 Nonmajor Governmental 345,425 1,580,288 1,532,726 - - - 21 3,458,460 Water utility - 251,069 7,457 - - - - 258,526 Stormwater utility 258,990 - 16,967 201,353 36,951 - - - 514,261 Parking facilities - 280,000 - - - - 280,000 Nonmajor enterprise 1,725,885 - 11,995 1,737,880 $ 2,939,034 $ 8,919,085 $ 16,967 $ 11,995 $ 6,989,321 $ 179,835 $ 142,884 $ 617,477 $ 21 $ 19,816,619 Net capital assets of $7,130,614 were transferred from governmental capital assets to Storm Water Utility. The transfer was reported as a capital contribution in the Storm Water Utility Fund. No amounts were reported in the governmental funds, as the amounts did not involve the transfer of financial resources. Transfers are used to (1) move revenues from the fund that statute or budget requires to collect them to the fund that statute or budget requires to expend them, (2) move receipts restricted to debt service from the funds collecting the receipts to the debt service fund as debt service payments become due, (3) use unrestricted revenues collected in the general fund to finance various programs accounted for in other funds in accordance with budgetary authorizations, and (4) fund capital projects. 74 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 6 — CAPITAL ASSETS Capital asset activity for the year ended June 30, 2019, was as follows: Primary Government: Governmental activities: Capital assets, not being depreciated: Land Construction in Progress Total Capital assets, not being depreciated Beginning Transfers Transfers Ending Balance In Out Increases Decreases Balance $ 78,309,999 $ 49,954,930 128,264,929 Capital assets, being depreciated: Buildings 141,320,127 Improvements other than buildings 24,045,686 Machinery and equipment 50,688,060 Infrastructure 234,204,768 Total capital assets, being depreciated 450,258,641 $ $ 467,622 $ - $ 78,777,621 - 8,478,171 (2,413,166) 56,019,935 8,945,793 (2,413,166) 134,797,556 537,939 - 141,858,066 1,409,968 - 25,455,654 1,745,241 (759,681) 51,673,620 2,704,343 - 236,909,111 6,397,491 (759,681) 455,896,451 Less accumulated depreciation for: Buildings (43,428,233) - (2,435,652) - (45,863,885) Improvements other than buildings (11,650,829) - (823,388) - (12,474,217) Machinery and Equipment (27,347,712) - (3,264,813) 753,571 (29,858,954) Infrastructure (78,610,244) - (3,666,937) - (82,277,181) Total accumulated depreciation (161,037,018) - (10,190,790) 753,571 (170,474,237) Total capital assets, being depreciated, net 289,221,623 (3,793,299) (6,110) 285,422,214 Governmental activities capital assets, net $ 417,486,552 $ $ $ 5,152,494 $ (2,419,276) $ 420,219,770 75 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 6 — CAPITAL ASSETS (continued) Business -type activities: Capital assets, not being depreciated: Land Construction in progress Total Capital assets, not being depreciated Beginning Transfers Transfers Ending Balance In Out Increases Decreases Balance $ 24,399,223 $ 5,819,782 30,219,005 - $ 406,040 $ - $ 24,805,263 16,283,821 (10,249,829) 11,853,774 - 16,689,861 (10,249,829) 36,659,037 Capital assets, being depreciated: Buildings 158,539,345 - 1,046,792 - 159,586,137 Improvements other than buildings 168,060,566 - 9,757,822 - 177,818,388 Machinery and equipment 112,329,961 - 1,905,204 (374,137) 113,861,028 Total capital assets, being depreciated 438,929,872 - 12,709,818 (374,137) 451,265,553 Less accumulated depreciation for: Buildings (53,250,239) - (2,116,386) - (55,366,625) Improvements other than buildings (33,599,020) - (2,976,189) - (36,575,209) Machinery and equipment (41,027,161) - (3,822,449) 369,286 (44,480,324) Total accumulated depreciation (127,876,420) - (8,915,024) 369,286 (136,422,158) Total capital assets, being depreciated, net 311,053,452 - - 3,794,794 (4,851) 314,843,395 Business -type activities capital assets, net $ 341,272,457 $ - $ - $ 20,484,655 $ (10,254,680) $ 351,502,432 76 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 6 — CAPITAL ASSETS (continued) Depreciation expense was charged to functions/programs for the primary government as follows: Governmental activities: Public safety $ 958,946 Public works 6,053,671 Health and social services 5,496 Culture and recreation 2,220,911 Community and economic development 68,878 General government 842,107 Capital assets held by the government's internal service funds are charged to various functions based on their usage of their assets 40,781 Total depreciation expense - governmental activities $ 10,190,790 Business -type activities: Sewage disposal works $ 3,412,369 Water utility 1,313,288 Stormwater utility 1,812,775 Parking facilities 1,193,543 Refuse collection 273,008 Salt 27,639 Transit system 882,402 Total depreciation expense - business -type activities $ 8,915,024 77 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 6 — CAPITAL ASSETS (continued) Dubuque Metropolitan Area Solid Waste Agency (Component Unit): Capital assets, not being depreciated: Land Construction in progress Total Capital assets, not being depreciated Beginning Transfers Transfers Ending Balance In Out Increases Decreases Balance $ 2,952,666 $ 3,629,793 6,582,459 $ - $ - $ (214,862) $ 2,737,804 338,235 (3,411,688) 556,340 338,235 (3,626,550) 3,294,144 Capital assets, being depreciated: Buildings 207,715 - 179,064 - 386,779 Improvements other than buildings 13,668,654 - 3,232,624 - 16,901,278 Machinery and equipment 4,048,113 - 64,680 - 4,112,793 Total capital assets, being depreciated 17,924,482 - - 3,476,368 - 21,400,850 Less accumulated depreciation for: Buildings (61,379) - (12,745) - (74,124) Improvements other than buildings (7,134,672) - (333,088) - (7,467,760) Machinery and equipment (2,560,108) - (244,658) - (2,804,766) Total accumulated depreciation (9,756,159) - (590,491) - (10,346,650) Total capital assets, being depreciated, net 8,168,323 2,885,877 11,054,200 Dubuque Metropolitan Area Solid Waste, capital assets $ 14,750,782 $ - $ - $ 3,224,112 $ (3,626,550) $ 14,348,344 Depreciation expense of $590,491 was charged to the Dubuque Metropolitan Area Solid Waste Agency. 78 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 6 — CAPITAL ASSETS (continued) Dubuque Initiatives (Component Unit): Beginning Ending Balance Increases Decreases Balance Capital assets, not being depreciated: Land $ 117,723 $ - $ (17,723) $ 100,000 Construction in Progress 121,193 (121,193) - Total Capital assets, not being depreciated 238,916 - (138,916) 100,000 Capital assets, being depreciated: Buildings & Land Improvements 45,676,454 335,546 (34,012,000) 12,000,000 Other Property 31,735 - 31,735 Total capital assets, being depreciated 45,708,189 335,546 (34,012,000) 12,031,735 Less accumulated depreciation for: Buildings (9,131,349) (1,311,171) 9,969,849 (472,671) Improvements other than buildings (30,556) (73) (30,629) Total accumulated depreciation (9,161,905) (1,311,244) 9,969,849 (503,300) Total capital assets, being depreciated, net 36,546,284 (975,698) (24,042,151) 11,528,435 Dubuque Initiatives, capital assets $ 36,785,200 $ (975,698) $ (24,181,067) $ 11,628,435 The Dubuque Initiatives component unit has recognized a loss on impairment of $24,161,156 as of December 31, 2018 due the Organization including all operations of the Roshek Building of which Dubuque Initiatives is the managing and sole member. Fair value of assets measured on a nonrecurring basis at December 31, 2018 include the Organization's building and improvements. During the year ended December 31, 2018, the Roshek Building, with a carrying amount of $36,161,156 was written down to its fair value of $12,000,000 resulting in an impairment loss off $24,161,156. The fair value was based on information derived from third -party appraisers and real estate market participants and is considered a Level 2 fair value measurement. During December 2019, the Organization sold the Roshek Building for approximately $12,000,000. 79 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 7 — LONG-TERM DEBT General Obligation Bonds. The City issues general obligation bonds to provide funds for the acquisition and construction of major capital facilities. General obligation bonds have been issued for both governmental and business -type activities. The original amount of general obligation bonds issued in prior years was $111,020,000. During fiscal year 2019, the City issued $3,100,000 of general obligation bonds. General obligation bonds are direct obligations and pledge the full faith and credit of the City. These bonds generally are issued as serial bonds with varying amounts of principal maturing annually and with interest payable semi-annually. General obligation bonds outstanding at June 30, 2019, are as follows: Date of Interest Purpose Issue Maturity Dates Rates Corporate Purpose Series 2012A 03/15/2012 06/01/14-06/01/31 2.00-3.00 Corporate Purpose and Refund Series 2012B Corporate Purpose (taxable) Series 2012C Corporate Purpose Series 2012D Corporate Purpose Series 2012E Corporate Purpose (taxable) Series 2012F Corporate Purpose Series 2012H Corporate Purpose (taxable) and Refund Series 2012I Corporate Purpose Series 2014B Corporate Purpose (taxable) Series 2014C Corporate Purpose Series 2016A Corporate Purpose Refunding Series 2016B Corporate Purpose Series 2016C Corporate Purpose Series 2017A Corporate Purpose Refunding Series 2017B Corporate Purpose Refunding Series 2017C Corporate Purpose Series 2018A Corporate Purpose Refunding Series 2018B Corporate Purpose Series 2019A Corporate Purpose Series 2019B 03/15/2012 06/01/13-06/01/31 2.00-3.13 06/28/2012 06/01/14-06/01/32 2.00-3.90 06/28/2012 06/01/14-06/01/32 2.00-3.46 12/12/2012 06/01/14-06/01/32 2.00-3.00 12/10/2012 06/01/14-06/01/22 1.00-2.20 12/10/2012 06/01/15-06/01/32 2.00-3.00 12/04/2013 06/01/13-06/01/21 0.30-2.20 12/08/2014 06/01/16-06/01/34 3.00-3.65 12/08/2014 06/01/16-06/01/34 3.00-4.16 04/04/2016 06/01/17-06/01/35 2.00-3.75 04/04/2016 06/01/16-06/01/28 2.00-3.00 04/04/2016 06/01/17-06/01/35 2.00-3.13 04/17/2017 06/01/18-06/01/30 3.00 04/17/2017 06/01/18-06/01/30 3.00 04/17/2017 06/01/18-06/01/30 3.00-3.45 03/19/2018 06/01/18-06/01/31 3.00-4.00 03/19/2018 06/01/18-06/01/26 3.00-3.15 06/20/2019 06/01/22-06/01/39 3.00 06/20/2019 06/20/20-06/01/27 3.00 Amount Originally Issued Amount Outstanding End of Year $ 4,380,000 $ 3,115,000 7,495,000 6,965,000 7,175,000 3,640,000 5,275,000 5,140,000 4,370,000 2,410,000 1,035,000 410,000 2,385,000 1,630,000 7,285,000 18,835,000 7,615,000 2,830,000 10,920,000 4,145,000 8,495,000 700,000 16,855,000 7,180,000 2,445,000 6,440,000 3,610,000 6,165,000 9,745,500 8,440,000 2,120,000 4,950,000 1,880,000 4,635,000 1,005,000 900,000 2,240,000 2,240,000 860,000 860,000 $ 114,120,500 $ 84,700,000 80 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 7 — LONG-TERM DEBT (continued) Annual debt service requirements to maturity for general obligation bonds are as follows: Fiscal Year Governmental Activities June 30 Principal Interest 2020 $ 4,968,670 $ 1,347,330 2021 4,626,539 1,232,653 2022 3,500,837 1,116,908 2023 3,372,337 1,033,913 2024 3,121,001 951,424 2025-2029 15,818,038 3,528,668 2030-2034 9,756,960 1,228,984 2035-2039 984,753 30,345 Total $ 46,149,135 $ 10,470,225 Business -type Activities Principal Interest $ 2,946,330 2,878,462 2,969,163 3,037,663 2,988,999 14,686,643 8,743,359 300,246 $ 1,186,021 1,103,647 1,021,393 936,020 845,547 2,893,063 860,225 9,224 $ 38,550,865 $ 8,855,140 Tax Increment Financing Bonds. The City issues tax increment financing bonds to provide funds for urban renewal projects. The City pledges property tax revenues from the tax increment financing districts to pay debt service. These bonds are generally issued as serial bonds with varying amounts of principal maturing annually and with interest payable semi-annually. Tax increment financing bonds outstanding at June 30, 2019, are as follows: Date of Purpose Issue Maturity Dates Diamond Jo Parking Ramp 10/16/07 06/01/11-06/01/37 Interest Rates 7.50% Amount Originally Issued $ 23,025,000 Amount Outstanding Current End of Year Portion $ 19,535,000 $ 550,000 Annual debt service requirements to maturity for tax increment financing bonds are as follows: Fiscal Year Governmental Activities June 30 Principal Interest 2020 2021 2022 2023 2024 2025-2029 2030-2034 2035-2037 Total $ 550,000 590,000 635,000 680,000 730,000 4,565,000 6,555,000 5,230,000 $ 1,465,125 1,423,875 1,379,625 1,332,000 1,281,000 5,516,000 3,506,250 803,250 $ 19,535,000 $ 16,707,125 81 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 7 — LONG-TERM DEBT (continued) Revenue Bonds. The City also issues bonds where the City pledges income derived from the acquired or constructed assets to pay debt service. These bonds are generally issued as serial bonds with varying amounts of principal maturing annually and with interest payable semi-annually. Revenue bonds outstanding at June 30, 2019, are as follows: Purpose Date of Issue Maturity Dates Water Utility Series 2008D Water Utility Series 2010D Sales Tax Incrementa1 2014 Sales Tax Incrementa1 2015A 11/04/2008 09/21/2010 06/14/2014 06/15/2015 06/01/10-06/01/23 06/01/12-06/01/30 06/01/23-06/01/29 06/01/23-06/01/31 Interest Rates Amount Originally Issued Amount Outstanding End of Year 3.00-5.00 % 2.00-4.00 4.00-5.00 3.25-4.00 $ 1,195,000 5,700,000 7,190,000 20,800,000 $ 34,885,000 $ 410,000 4,085,000 7,190,000 20,800,000 $ 32,485,000 The City has pledged future water customer revenues, net of specified operating expenses, to repay $1,195,000 of water revenue bonds, issued in November 2008, to provide financing for water main replacements and repairs, construction of water main extensions, and the acquisition and installation of a pump station radio communication equipment and facilities. The bonds are payable solely from water customer net operating revenues and are payable through 2023. The City has pledged future water customer revenues, net of specified operating expenses, to repay $5,700,000 of water revenue bonds, issued in November 2010, to provide funds to pay costs of constructing and equipping improvements, and extensions to the municipal water system. The bonds are payable solely from water customer net operating revenues and are payable through 2030. Net operating income is expected to equal or exceed 1.25% of the annual principal and interest payments on both bonds. The City shall at all times prescribe, fix, and maintain and collect rates, fees and other charges for their services and facilities furnished by the system that are fully sufficient at all times which will (a) equal at least 125% of the debt service requirement of all bonds and parity obligations then outstanding for the year of computation; (b) enable the City to make all required payments, if any, into the debt service reserve fund. For the current year, principal and interest paid and total customer net revenues (operating revenues, plus interest earnings, plus depreciation expense) were $497,638 and $3,434,117, respectively. Except with respect to the Senior SRF Bonds, or any future SRF bonds, the City covenants to establish and maintain a debt service reserve fund in the amount determined to be a reasonable reserve for the payment of principal and interest on the Bonds and outstanding parity obligations, (b) the maximum annual principal and interest requirements on the bonds and outstanding parity obligations, or (c) 125% of the average annual principal and interest requirements on the bonds. During the year ended June 30, 2019, the City was in compliance with the revenue bonds' provisions. Pursuant to the Master Resolutions, approved by the City Council, Sales Tax Increment Revenues received as a result of the Flood Mitigation Program under the Award Agreement shall be applied solely for the benefit of the holders of the Series 2016A Bonds $20,800,000, and outstanding from time to time, any other Senior Bonds, the Series 2014 Bonds, $7,190,000 and any other second lien bonds that may be issued in the future under the Master Resolution. The bonds provide financing for costs for acquisition, construction and installation and equipping of the Bee Branch Watershed Flood Mitigation Project. The total principal and interest remaining to be paid on all revenue bonds is $41,173,140. 82 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2018 NOTE 7 — LONG-TERM DEBT (continued) The City issued $7,190,000 Sales Tax Increment Revenue Bonds, June 2014 and $20,800,000 June 2016, for the purpose of paying costs of the acquisition, construction and installation and equipping of the Bee Branch Watershed Flood Mitigation Project. The master resolution establishes a Debt Service Reserve Account that may secure one or more series of Bonds. Upon the issuance of the Series 2016A Bonds a deposit of $2,080,000 was made into the Debt Service Reserve Account, and the Series 2016A Bonds shall be secured by amounts held in the Debt Service Reserve Account. The Series 2014 Bonds are revenue bonds secured by and payable as provided in the Master Resolution from all Pledged Revenues which are pledged under the Master Resolution to the payment of the principal and interest of the Series 2014 Bonds. There shall be no deposit made into the Debt Service Reserve Account for Series 2014 Bonds, there is no debt service reserve requirement applicable to the Series 2014 Bonds, and Series 2014 Bonds shall not be secured by any amounts held in the Debt Service Reserve Account. Revenue bond debt service requirements to maturity are as follows: Fiscal Year June 30 Business -type Activities Principal 2020 $ 330,000 2021 340,000 2022 355,000 2023 2,490,000 2024 3,535,000 2025-2029 19,710,000 2030-2031 5,725,000 Total $ 32,485,000 Interest $ 934,308 922,698 910,598 897,275 1,139,525 3,548,338 335,400 $ 8,688,142 Notes Payable. Notes payable have been issued to provide funds for economic development and for the purchase of capital assets. Notes payable at June 30, 2019, are as follows: Purpose 40 Main LLC Amount Amount Date of Interest Originally Outstanding Issue Maturity Dates Rates Issued End of Year 08/06/09 06/30/11-06/30/21 6.50 % $ 690,529 $ 176,054 Current Portion $ 85,174 During Fiscal Year 2010, the City issued $690,529 Urban Renewal Tax Increment Revenue Notes, Taxable Series 2009 (40 Main LLC Project). Interest is payable each December 31 and June 30 at a rate of 6.50%. Principal payments are due each December 31 and June 30 and range from $24,764 to $45,195 with final maturity in 2021. The proceeds were used for the construction of eighteen apartments for market -rate rental and 7,800 square feet of retail space by the Developer on the Development Property in accordance with the terms of the Development Agreement. The debt is owned by Premier Bank and; therefore, constitutes a direct borrowing. Annual debt service requirements to maturity for notes payable are as follows: Fiscal Year Governmental Activities June 30 Principal Interest 2020 $ 85,174 $ 10,235 2021 90,880 4,529 Total $ 176,054 $ 14,764 83 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 7 — LONG-TERM DEBT (continued) Capital Loan Notes. Revenue capital loan notes have been issued for the planning and construction of sewer, stormwater, and water capital projects through the State of Iowa State Revolving Loan Funds. The City issued an additional $5,000 of SRF debt in 2019 as part of the Bee Branch stormwater construction project and $30,940 for green alley projects reducing stormwater run off, $233,631 for the Catfish Creek stabilization project, $408,803 for CIWA purchase, $1,541,796 for Kerper sewer project, $444,163 for Roosevelt tower, and $772,278 for upper Bee Branch culverts. The City has pledged income derived from the acquired or constructed assets to pay debt service. Capital loan notes payable at June 30, 2019, are as follows: Final Amount Date Maturity Interest Amount Outstanding Current Purpose Authorized Date Rates Authorized End of Year Portion Drinking Water 10/18/07 06/01/28 2.00 % $ 1,037,000 $ 482,000 $ 47,000 Clean Water 01/14/09 06/01/28 2.00 1,847,000 971,000 95,000 North Catfish Creek Stormwater 01/13/10 06/01/30 3.25 800,000 502,000 39,000 North Catfish Creek Sewer 01/13/10 06/01/30 3.25 912,000 573,000 44,000 Water Meter Replacement 02/12/10 06/01/30 3.25 7,676,000 2,140,000 149,000 Water and Resource Recovery Center 08/18/10 06/01/39 2.00 74,285,000 60,444,000 2,488,000 Bee Branch Stormwater 10/27/10 06/01/41 3.25 7,850,000 6,429,000 205,000 Cogeneration 05/17/13 06/01/33 2.00 3,048,000 2,257,000 141,000 Meter Replacement Sewer 05/31/13 06/01/30 3.25 3,058,000 2,140,000 149,000 Bee Branch Stormwater 06/19/15 06/01/37 1.43 31,417,953 28,761,589 1,148,000 CIWA Purchase 07/07/17 06/01/37 2.00 10,198,000 4,311,761 523,000 Roosevelt Tower 09/22/17 06/01/40 2.00 475,000 444,163 9,368 Kerper Blvd 03/08/19 06/01/38 2.00 2,763,000 1,427,796 116,000 Bee Branch Culverts 06/07/19 06/01/40 2.00 16,382,000 772,279 - $ 161,748,953 $ 111,655,588 $ 5,153,368 On October 18, 2007 the City entered into an agreement with the Iowa Finance Authority Drinking Water Program Revolving Loan Fund for a line of credit up to $1.037 million. This line of credit was issued to finance the clear well improvements by the Water Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2008, with the last payment in Fiscal Year 2028.The note payable is payable solely from the Water Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On January 14, 2009 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $1.847 million. This line of credit was issued to finance the West 32nd Stormwater Detention Basin improvements by the Stormwater Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2009, with the last payment in Fiscal Year 2028.The note payable is payable solely from the Stormwater Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On January 13, 2010 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $800,000. This line of credit was issued to finance the North Catfish Creek improvements by the Stormwater Fund. The interest rate for this line of credit is 3.25%. Annual payments began in Fiscal Year 2010, with the last payment in Fiscal Year 2030.The note payable is payable solely from the Stormwater Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On January 13, 2010 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $912,000. This line of credit was issued to finance the North Catfish Creek improvements by the Sanitary Sewer Fund. The interest rate for this line of credit is 3.25%. Annual payments began in Fiscal Year 2010, with the last payment in Fiscal Year 84 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 7 — LONG-TERM DEBT (continued) 2030. The note payable is payable solely from the Sanitary Sewer Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On February 12, 2010 the City entered into an agreement with the Iowa Finance Authority Drinking Water Program Revolving Loan Fund for a line of credit up to $7.676 million. This line of credit was issued to finance the Water Meter Replacements by the Water Fund. The interest rate for this line of credit is 3.25% Annual payments began in Fiscal Year 2010, with the last payment in Fiscal Year 2031. The note payable is payable solely from the Water Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On August 18, 2010 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $74.285 million. This line of credit was issued to finance the Water & Resource Recovery Center Renovation and the Green Alley Sponsorship Program by the Sanitary Sewer Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2011, with the last payment in Fiscal Year 2039. The note payable is payable solely from the Sanitary Sewer Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On October 27, 2010 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $7.85 million. This line of credit was issued to finance the Lower Bee Branch Creek Restoration by the Stormwater Fund. The interest rate for this line of credit is 3.25%. Annual payments began in Fiscal Year 2011, with the last payment in Fiscal Year 2041. The note payable is payable solely from the Stormwater Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On May 17, 2013 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $3.048 million. This line of credit was issued to finance the Water & Resource Recovery Center Cogeneration by the Sanitary Sewer Fund. The interest rate for this line of credit is 3.25%. Annual payments began in Fiscal Year 2011, with the last payment in Fiscal Year 2041. The note payable is payable solely from the Sanitary Sewer Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On May 31, 2013 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $3.058 million. This line of credit was issued to finance the Meter Replacements by the Sanitary Sewer Fund. The interest rate for this line of credit is 3.25%. Annual payments began in Fiscal Year 2011, with the last payment in Fiscal Year 2041. The note payable is payable solely from the Sanitary Sewer Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On June 19, 2015 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $31.418 million. This line of credit was issued to finance the Upper Bee Branch Creek Restoration project and Catfish Creek Sponsorship project by the Sales Tax Increment Fund. The interest rate for this line of credit is 1.43%. Annual payments began in Fiscal Year 2016, with the last payment in Fiscal Year 2037. The note payable is payable solely from the Sales Tax Increment Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On July 7, 2017 the City entered into an agreement with the Iowa Finance Authority Drinking Water Program Revolving Loan Fund for a line of credit up to $10.198 million. This line of credit was issued to finance the purchase of the Central Iowa Water Association Water System and Improvements by the 85 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 7 — LONG-TERM DEBT (continued) Water Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2018, with the last payment in Fiscal Year 2037. The note payable is payable solely from the Water Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On September 22, 2017 the City entered into an agreement with the Iowa Finance Authority Drinking Water Program Revolving Loan Fund for a line of credit up to $475,000. This line of credit was issued to finance the planning and design of the Roosevelt Water Tower by the Water Fund. The interest rate for this line of credit is 0%. Annual payments will begin in Fiscal Year 2020, with the last payment in Fiscal Year 2040. The note payable is payable solely from the Water Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On March 8, 2019 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $2.763 million. This line of credit was issued to finance the reconstruction of the Kerper Sanitary Sewer project and the Eagle Point Park Sponsorship Project by the Sanitary Sewer Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2019, with the last payment in Fiscal Year 2038. The note payable is payable solely from the Sanitary Sewer Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On June 7, 2019 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $16.382 million. This line of credit was issued to finance the construction of the Bee Branch Creek Restoration Railroad Culverts project by the Stormwater Fund. The interest rate for this line of credit is 2.00%. Annual payments will begin in Fiscal Year 2020, with the last payment in Fiscal Year 2040. The note payable is payable solely from the Stormwater Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. Annual debt service requirements to maturity for capital loan notes are as follows: Fiscal Year Business -type Activities June 30 Principal Interest 2020 $ 5,153,368 $ 2,226,516 2021 5,916,019 2,121,044 2022 5,423,679 2,000,273 2023 5,427,790 1,889,128 2024 5,538,188 1,780,699 2025-2029 28,316,954 7,320,182 2030-2034 25,995,204 4,352,929 2035-2039 29,095,386 2,087,880 2040-2041 789,000 38,675 Total $ 111,655,588 $ 23,817,326 At June 30, 2019, the City of Dubuque had $22,341,408 of capital loan note funds available. These funds are available to the City by filing a disbursement request with the State of Iowa. The City expects to use the remaining available funds in fiscal year 2020. The Sewer Utility revenue capital loan notes covenants include a requirement for the utility to produce net revenue of at least 110% of the current year debt service requirement. 86 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 7 - LONG-TERM DEBT (continued) Loans Payable. Loans payable have been issued to fund several City projects. Loans payable at June 30, 2019, are as follows: Purpose Parking Lot Purchase Iowa Finance Authority Bowling & Beyond Inc. Central Iowa Water Date of Issue 07/08/08 08/26/11 10/15/12 12/01/16 Maturity Dates 01/01/09-07/01/23 06/01/20-06/01/30 12/04/12-12/04/32 12/01/17-12/01/21 Interest Rates Amount Originally Issued Amount Outstanding End of Year Current Portion 5.0 % $ 400,000 $ 152,330 $ 30,988 3.0 4,500,000 3,334,111 34,977 - 1,000,000 650,000 50,000 3.0 5,000,000 3,000,000 1,000,000 $ 10,900,000 $ 7,136,441 $ 1,115,965 On July 8, 2008, the City issued a $400,000 loan. Interest is payable each July 1 and January 1 at a rate of 5.00%. Principal payments are due each July 1 and January 1 and range from $9,111 to $18,645 with final maturity in 2024. The proceeds were used to purchase parking lots 87, 88, and the north 20 feet 3 inches of lot 86. The debt is owned by Dubuque Initiatives and; therefore, constitutes a direct borrowing. On August 26, 2011, the City issued $4.5 million loan. Interest is payable each December 1 and June 1 at a rate of 3.00%. Principal payments are due each December 1 and June 1 and range from $82,922 to $2,582,540 with final maturity in 2030. The proceeds were used to pay costs of funding workforce housing assistance loans to private developers constructing improvements and rehabilitating historic buildings for residential and commercial use in the Greater Downtown Urban Renewal Area. The debt is owned by the Iowa Finance Authority and; therefore, constitutes a direct borrowing. On October 15, 2012, the City terminated the leases with Bowling & Beyond Dubuque, Inc. and entered into a lease buyout agreement. The purchase price is $1.0 million. There is no interest. Principal payments are due each July 25 in the amount of $50,000 with final maturity in 2032. The debt is owned by Michael K. Schmidt and; therefore, constitutes a direct borrowing. On December 1, 2016, the City issued a $5,000,000 loan. Interest is payable each December 1 at a rate of 3.00%. Principal payments of $1 million are due each December 1 with final maturity in 2022. The proceeds were used to purchase water supply, service and territory. The debt is owned by Iowa Association of Regional Utilities (D/B/A Central Iowa Water Association) and; therefore, constitutes a direct borrowing. Annual debt service requirements to maturity for loans payable are as follows: Fiscal Year June 30 Governmental Activities Principal 2020 $ 84,977 2021 251,870 2022 257,926 2023 264,164 2024 270,589 2025-2029 1,456,269 2030-2032 1,398,315 Total $ 3,984,110 Interest $ 100,023 98,974 92,918 86,680 80,255 297,950 37,450 $ 794,250 Business -type Activities Principal Interest $ 1,030,988 1,032,557 1,034,205 35,937 18,644 $ 97,234 65,665 34,017 2,285 466 466 $ 3,152,331 $ 200,133 87 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 7 — LONG-TERM DEBT (continued) Changes in Long-term Liabilities. Long-term liability activity for the year ended June 30, 2019, was as follows: Governmental activities: General obligation bonds Unaccreted premium Unamortized discounts Total general obligation bonds Tax increment financing bonds Unamortized discounts Total tax increment financing bonds Notes payable Loans payable Compensated absences Total governmental activities Business -type activities: General obligation bonds Unaccreted premium Unamortized discounts Total general obligation bonds Revenue bonds Unaccreted premium Unamortized discounts Total revenue bonds Notes payable Loans payable Compensated absences Total business -type activities Balance Beginning of Year Additions Reductions Balance End Due Within of Year One Year $ 48,101,448 $ 2,883,875 $ (4,836,188) $ 46,149,135 $ 4,968,670 782,611 81,693 (52,213) 812,091 - (50,561) - 7,163 (43,398) 48,833,498 2,965,568 (4,881,238) 46,917,828 4,968,670 20,045,000 (510,000) 19,535,000 550,000 (177,438) 8,872 (168,566) - 19,867,562 (501,128) 19,366,434 550,000 255,881 (79,827) 176,054 85,174 4,067,700 (83,590) 3,984,110 84,977 5,505,660 2,713,127 (2,642,243) 5,576,544 403,220 $ 78,530,301 $ 5,678,695 $ (8,188,026) $ 76,020,970 $ 6,092,041 $ 41,238,549 774,203 (32,842) 41,979,910 32,800,000 733,168 (59,035) 33,474,133 112,765,210 4,181,826 727,812 $ 216,125 6,112 222,237 3,436,611 334,805 $ 193,128,891 $ 3,993,653 $ (2,903,809) (56,133) 3,800 $ 38,550,865 724,182 (29,042) (2,956,142) 39,246,005 (315,000) (66,360) 4,927 32,485,000 666,808 (54,108) (376,433) 33,097,700 (4,546,232) (1,029,495) (358,042) 111,655,589 3,152,331 704,575 $ 2,946,330 2,946,330 330,000 330,000 5,153,368 1,030,988 54,366 $ (9,266,344) $ 187,856,200 $ 9,515,052 For the governmental activities, compensated absences are generally liquidated by the General Fund, Community Development Fund, and Section VIII Housing Fund. Legal Debt Margin Calculation. Estimated actual value $ 4,430,255,110 Debt limit - 5% of total actual 221,512,756 valuation Debt applicable to limit (117,222,925) Legal debt margin $ 104,289,831 88 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 7 — LONG-TERM DEBT (continued) Dubuque Metropolitan Area Solid Waste Agency General Obligation Bonds. Dubuque County, Iowa issued a general obligation landfill facilities bond to provide funds for the acquisition and construction of major capital facilities. The Dubuque Area Metropolitan Solid Waste Agency will reimburse Dubuque County for interest and principal payments from operating revenue. These bonds generally are issued as serial bonds with varying amounts of principal maturing annually and with interest payable semi-annually. The amount outstanding as of June 30, 2019 is as follows: Amount Amount Interest Originally Outstanding Purpose Date of Issue Maturity Date Rate Issued End of Year Landfill Facility 12/30/2014 06/01/16-06/01/34 2.0-4.0 % $ 4,500,000 $ 3,735,000 Landfill Facility 12/28/2016 06/01/17-06/01/36 3.0 5,100,000 4,595,000 $ 9,600,000 $ 8,330,000 Annual debt service requirements to maturity of the general obligation bond is as follows: Fiscal Year June 30 Principal Interest 2020 410,000 250,659 2021 425,000 238,359 2022 435,000 225,609 2023 450,000 210,459 2024 465,000 198,609 2025-2029 2,525,000 791,588 2030-2034 2,950,000 392,625 2035-2036 670,000 32,825 Total $ 8,330,000 $ 2,340,733 Changes in Long -Term Liabilities. Long term liability activity for the year ended June 30, 2019 is as follows: Balance Beginning Balance Due Within of Year Additions Reductions End of Year One Year General obligation bond $ 8,730,000 $ - $ (400,000) $ 8,330,000 $ 410,000 Unaccreted premium 230,386 (12,857) 217,529 Total general obligation bond $ 8,960,386 $ $ (412,857) $ 8,547,529 $ 410,000 89 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 8 — RISK MANAGEMENT The City is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; and natural disasters for which the government carries commercial insurance purchased from independent third parties and participates in a local government risk pool. The City assumes liability for deductibles and claims in excess of coverage limitations. The City has established a Health Insurance Reserve Fund for insuring benefits provided to City employees and covered dependents which is included in the Internal Service Fund Type. Health benefits were self -insured up to an individual stop -loss amount of $120,000, and an aggregate stop -loss of 125% of expected claims. Coverage from a private insurance company is maintained for losses in excess of the stop -loss amount. All claims handling procedures are performed by a third -party claims administrator. Incurred but not reported claims have been accrued as a liability based upon the claims administrator's estimate. Settled claims have not exceeded commercial coverage in any of the past three fiscal years. The estimated liability does not include any allocated or unallocated claims adjustment expense. The City has established a Workers' Compensation Reserve Fund for insuring benefits provided to City employees which is included in the Internal Service Fund Type. Workers' compensation benefits were self -insured up to a specific stop -loss amount of $750,000, and an aggregate -stop loss consistent with statutory limits for 2019. Coverage from a private insurance company is maintained for losses in excess of the stop -loss amount. All claims handling procedures are performed by a third -party claims administrator. Incurred but not reported claims have been accrued as a liability based upon the claims administrator's estimate. Settled claims have not exceeded commercial coverage in any of the past three fiscal years. The estimated liability does not include any allocated or unallocated claims adjustment expense. The City purchases private insurance to include sworn Police Officers and Fire Fighters medical claims under a self- insured retention of $750,000 for each accident. All funds of the City participate in both programs and make payments to the Health Insurance Reserve Fund and the Workers' Compensation Reserve Fund based on actuarial estimates of the amounts needed to pay prior and current year claims. The claims liability of $975,946 in the Health Insurance Reserve Fund and $1,023,090 in the Workers' Compensation Reserve Fund is based on the requirements of Governmental Accounting Standards Board Statement No. 10, which requires that a liability for claims be reported if information prior to the issuance of the financial statements indicates that it is probable that a liability has been incurred at the date of the financial statements and the amount of the loss can be reasonably estimated. Changes in reported liabilities, all of which are expected to be paid within one year of year end, for the fiscal years ended June 30, 2019 and 2018, are summarized as follows: Liabilities at June 30, 2017 Claims and changes in estimates during fiscal year 2018 Claim payments Liabilities at June 30, 2018 Claims and changes in estimates during fiscal year 2019 Claim payments Liabilities at June 30, 2019 Health Workers' Insurance Compensation Reserve Fund Reserve Fund $ 704,944 $ 1,118,237 9,540,883 721,516 (9,745,993) (843,066) 499,834 996,687 9,637,510 693,551 (9,161,398) (667,148) $ 975,946 $ 1,023,090 90 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 8 — RISK MANAGEMENT (continued) The City is a member in the Iowa Communities Assurance Pool (Pool), as allowed by Chapter 670.7 of the Code of Iowa. The Pool is a local government risk -sharing pool whose 775 members include various governmental entities throughout the State of Iowa. The Pool was formed in August 1986 for the purpose of managing and funding third -party liability claims against its members. The Pool provides coverage and protection in the following categories: general liability, automobile liability, automobile physical damage, public officials' liability, police professional liability, property, inland marine, and boiler/machinery. The City acquires automobile physical damage coverage through the Pool. All other property, inland marine, and boiler/machinery insurance is acquired through commercial insurance. There have been no reductions in insurance coverage from prior years. Each member's annual casualty contributions to the Pool fund current operations and provide capital. Annual operating contributions are those amounts necessary to fund, on a cash basis, the Pool's general and administrative expenses, claims, claims expenses, and reinsurance expenses due and payable in the current year, plus all or any portion of any deficiency in capital. Capital contributions are made during the first six years of membership and are maintained not to exceed 300 percent of the total current members' basis rates or to comply with the requirements of any applicable regulatory authority having jurisdiction over the Pool. The Pool also provides property coverage. Members who elect such coverage make annual property operating contributions which are necessary to fund, on a cash basis, the Pool's general and administrative expenses and reinsurance premiums, all of which are due and payable in the current year, plus all or any portion of any deficiency in capital. Any year-end operating surplus is transferred to capital. Deficiencies in operations are offset by transfers from capital and, if insufficient, by the subsequent year's member contributions. The City has property insurance coverage in addition to the Pool. The City's property and casualty contributions to the risk pool are recorded as expenditures from its operating funds at the time of payment to the risk pool. The City's annual contributions to the Pool for the year ended June 30, 2019, were $457,116. The Pool uses reinsurance and excess risk -sharing agreements to reduce its exposure to large losses. The Pool retains general, automobile, police professional, and public officials' liability risks up to $500,000 per claim. Excess coverage is provided for claims exceeding $500,000 under various reinsurance agreements. Property and automobile physical damage risks are retained by the Pool up to $250,000 each occurrence, each location, with excess coverage reinsured on an individual -member basis. The Pool's Iowa Risk Management Agreement with its members provides that in the event a casualty claim, property loss or series of claims exceeds the amount of risk -sharing protection provided by the member's risk -sharing certificate, or in the event that a series of casualty claims exhausts total members' equity plus any reinsurance and any excess risk -sharing recoveries, then payment of such claims shall be the obligation of the respective individual member. As of June 30, 2019, settled claims have not exceeded the risk pool or reinsurance company coverage since the Pool's inception. 91 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 8 — RISK MANAGEMENT (continued) Members agree to continue membership in the Pool through the Iowa Risk Management Agreement for a period of not less than one full year. After such period, a member who has given 60 days' prior written notice may withdraw from the Pool. Upon withdrawal, a formula set forth in the Pool's intergovernmental contract with it's members is applied to determine the amount (if any) to be refunded to the withdrawing member. NOTE 9 — COMMITMENTS AND CONTINGENT LIABILITIES Grants The City has received financial assistance from numerous federal and state agencies in the form of grants and entitlements. The disbursement of funds received under these programs generally requires compliance with terms and conditions specified in the grant agreements and is subject to audit by the grantor agencies. Any disallowed claims resulting from such audits could become a liability of the applicable fund. However, in the opinion of management, liabilities resulting from disallowed claims, if any, will not have a material effect on the City's financial position as of June 30, 2019. Litigation The City Attorney reported that various claims and lawsuits were on file against the City. The City Attorney has estimated that all potential settlements and lawsuits against the City not covered by insurance would not materially affect the financial position of the City. The City has authority to levy additional taxes (outside the regular limit) to cover uninsured judgments against the City. Construction Contracts The City has recognized as a liability only that portion of construction contracts representing construction completed through June 30, 2019. The City has additional commitments for signed construction contracts of $34,063,822 as of June 30, 2019. These commitments will be funded by federal and state grants, cash reserves, and bond proceeds. Dubuque Metropolitan Area Solid Waste Agency has recognized a liability for only that portion of construction contracts representing construction completed through June 30, 2019. DMASWA has an additional commitments for a signed construction contracts of $546,862 as of June 30, 2019. These commitments will be partially funded by bond proceeds. Southwest Arterial The City is currently in process of constructing the Southwest Arterial. As of June 30, 2019, the City has expended $51,230,118 on the project. Upon completion of the project, the Southwest Arterial will be reverted to the State of Iowa. 92 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 10 — OTHER POST EMPLOYMENT BENEFITS (OPEB) Plan Description - The City operates a single -employer retiree benefit plan which provides postemployment benefits for eligible participants enrolled in the City -sponsored plans, which include the employees of the Dubuque Metropolitan Area Solid Waste Agency (a component unit). The Plan does not issue a stand-alone financial report. No assets are accumulated in a trust that meets the criteria in paragraph 4 of GASB Statement 75. The benefits are provided in the form of: An implicit rate subsidy where pre-65 retirees receive health insurance coverage by paying a combined retiree/active rate for the self -insured medical and prescription drug plan. An explicit rate subsidy where the City pays the full cost of a $1,000 policy in the fully -insured life insurance plan. To be eligible for the health insurance coverage, retirees must be at least 55 years old, have completed 4 years of service, and be vested with either the Iowa Public Employee's Retirement System (IPERS) or the Municipal Fire and Police Retirement System of Iowa (MFPRSI). In addition to the health eligibility coverage requirements, one must have belonged to a bargaining group to be eligible for life insurance benefits. There are approximately 522 active and 89 retired members in the plan, as of most recent actuarial valuation report. Funding Policy - The contribution requirements of plan members are established and may be amended by the City. The City currently finances the retiree benefit plan on a pay-as-you-go basis. Total OPEB Liability - The City's OPEB liability of $6,121,366 was measured as of June 30, 2019, and was determined by an actuarial valuation as of July 1, 2017. The City's proportion is based on the number of employees in the plan. The City's proportion was 98.1% as of June 30, 2019. Changes in the Total OPEB Liability Total OPEB Liability beginning of year Changes for the year: Service cost Interest Other changes Changes in assumptions Benefit payments Net Changes Total OPEB Liability end of year Total OPEB Liabiilty $ 6,016,233 296,597 172,576 2,582 85,951 (452,573) 105,133 $ 6,121,366 93 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 10 — OTHER POST EMPLOYMENT BENEFITS (OPEB) (continued) Actuarial Methods and Assumptions - The total OPEB liability in the July 1, 2017 actuarial valuation was determined using the following actuarial assumptions and the entry age normal actuarial cost method, applied to all periods included in the measurement. Rate of inflation effective June 30, 2018 3.00% per annum Rates of salary increase 4.00% per annum, effective June 30, 2018 including inflation Discount rate 2.79% compounded annually, effective June 30, 2019 including inflation Healthcare cost trend rate 7.0% initial rate decreasing by 0.25% effective June 30, 2018 annually to an ultimate rate of 5.00% Discount Rate - The discount rate used to measure the total OPEB liability was 2.79% which reflects the index rate for 20-year tax-exempt general obligation municipal bonds with an average rating of AA/Aa or higher as of the measurement date. Mortality rates are from the RP 2014 Combined Annuitant Mortality Table. Annual retirement and termination probabilities were developed consistent with the City's experience and the IPERS and MFPRSI retirement patterns. Projected claim costs of the medical plan are $11,955-$17,015 per year for retirees depending on the age of retiree. The actuarial assumptions used in the July 1, 2017 valuation were based on the results of actual experience dates study with dates corresponding to those listed above. Sensitivity of the City's Total OPEB Liability to Changes in the Discount Rate - The following presents the total OPEB Liability of the City, as well as what the City's total OPEB liability would be if it were calculated using a discount rate that is 1% lower (1.79%) or 1% higher (3.79%) than the current discount rate. 1% Decrease (1.79%) Discount Rate (2.79%) 1% Increase (3.79%) Total OPEB Liability $ 6,593,124 $ 6,121,366 $ 5,682,587 Sensitivity of the City's Total OPEB Liability to Changes in the Healthcare Cost Trend Rates - The following presents the total OPEB Liability of the City, as well as what the City's total OPEB liability would be if it were calculated using healthcare cost trend rates that are 1% lower (6.00%) or 1% higher (8.00%) than the current healthcare cost trend rates. 1% Decrease (6.00%) Healthcare Cost Trend 1% Increase (8.00%) Rate (7.00%) Total OPEB Liability $ 5,488,823 $ 6,121,366 $ 6,873,092 94 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 10 — OTHER POST EMPLOYMENT BENEFITS (OPEB) (continued) OPEB Expense and Deferred Outflows of Resources Related to OPEB - For the year ended June 30, 2019 the City recognized OPEB expense of $498,134. At June 30, 2019 the City reported deferred outflows of resources related to OPEB from the following sources: Changes in Assumptions Deferred Outflows of Resources $ 235,366 The amount reported as deferred outflows of resources related to OPEB will be recognized as OPEB expense as follows: Year Ending June 30 Amount 2020 $ 29,081 2021 29,081 2022 29,081 2023 29,081 2024 29,081 Thereafter 89,961 $ 235,366 Dubuque Metropolitan Area Solid Waste Agency Specific (DMASWA) OPEB Disclosures Total OPEB Liability- DMASWA OPEB liability of $117,066 was measured as of June 30, 2019, and was determined by an actuarial valuation as of July 1, 2017. The Agency's portion is based on the number of employees in the plan. The Agency's portion was 1.9% as of June 30, 2019. Total OPEB Liability Total OPEB Liability beginning of year $ 116,294 Changes for the year: Service Cost 5,672 Interest 3,300 Other Changes (1,188) Changes in assumptions 1,643 Benefit payments (8,655) Net Changes 772 Total OPEB Liability end of year $ 117,066 95 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 10 — OTHER POST EMPLOYMENT BENEFITS (OPEB) (continued) Sensitivity of the City's Total OPEB Liability to Changes in the Discount Rate- The following presents the total OPEB Liability of the DMASWA, as well as what the DMASWA's total OPEB liability would be if it were calculated using a discount rate that is 1% lower (1.79%) or 1% higher (3.79%) than the current discount rate. 1% Decrease (1.79%) Discount Rate (2.79%) 1% Increase (3.79%) Total OPEB Liability $ 126,088 $ 117,066 $ 108,675 Sensitivity of the DMASWA's Total OPEB Liability to Changes in the Healthcare Cost Trend Rates- The following presents the total OPEB Liability of the DMASWA, as well as what the DMASWA's total OPEB liability would be if it were calculated using healthcare cost trend rates that are 1% lower (6.00%) or 1% higher (8.00%) than the current healthcare cost trend rates. Total OPEB Liability 1% Decrease (6.00%) Healthcare Cost Trend 1% Increase (8.00% Rate (7.0%) $ 104,969 $ 117,066 $ 131,442 OPEB Expense and Deferred Outflows of Resources Related to OPEB - For the year ended June 30, 2019 the DMASWA recognized OPEB expense of $9,648. At June 30, 2019 the DMASWA reported deferred outflows of resources related to OPEB from the following sources: Changes in Assumptions Deferred Outflows of Resources $ 4,501 The amount reported as deferred outflows of resources related to OPEB will be recognized as OPEB expense as follows: Year Ending June 30 Amount 2020 $ 556 2021 556 2022 556 2023 556 2024 556 Thereafter 1,721 $ 4,501 96 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 11— EMPLOYEE PENSION PLANS Aggregate Pension Expense The primary government participates in two public pension systems, Iowa Public Employees' Retirement System (IPERS) and Municipal Fire and Police Retirement System of Iowa (MFPRSI). The component unit DMASWA participates in IPERS only. The following secitons outline the pension related disclosures for each pension of both entities. The aggregate amount of recognized pension expense for the period associated with the net pension liability for all plans is $6,737,358 for the primary government. Other aggregate amounts related to pension are separately displayed in the financial statements. Iowa Public Employees Retirement System IPERS Plan Description — IPERS membership is mandatory for employees of the City, except for those covered by another retirement system. Employees of the City are provided with pensions through a cost -sharing multiple employer defined benefit pension plan administered by Iowa Public Employees' Retirement System (IPERS). IPERS issues a stand-alone financial report which is available to the public by mail at 7401 Register Drive P.O. Box 9117, Des Moines, Iowa 50306-9117 or at www.ipers.org. IPERS benefits are established under Iowa Code chapter 97B and the administrative rules thereunder. Chapter 97B and the administrative rules are the official plan documents. The following brief description is provided for general informational purposes only. Refer to the plan documents for more information. Pension Benefits — A Regular member may retire at normal retirement age and receive monthly benefits without an early -retirement reduction. Normal retirement age is age 65, anytime after reaching age 62 with 20 or more years of covered employment, or when the member's years of service plus the member's age at the last birthday equals or exceeds 88, whichever comes first. These qualifications must be met on the member's first month of entitlement to benefits. Members cannot begin receiving retirement benefits before age 55. The formula used to calculate a Regular member's monthly IPERS benefit includes: • A multiplier based on years of service. • The member's highest five-year average salary, except members with service before June 30, 2012 will use the highest three-year average salary as of that date if greater than the highest five-year average salary. If a member retires before normal retirement age, the member's monthly retirement benefit will be permanently reduced by an early -retirement reduction. The early -retirement reduction is calculated differently for service earned before and after July 1, 2012. For service earned before July 1, 2012, the reduction is 0.25% for each month that the member receives benefits before the member's earliest normal retirement age. For service earned starting July 1, 2012, the reduction is 0.50% for each month that the member receives benefits before age 65. Generally, once a member selects a benefit option, a monthly benefit is calculated and remains the same for the rest of the member's lifetime. However, to combat the effects of inflation, retirees who began receiving benefits prior to July 1990 receive a guaranteed dividend with the regular November benefit payments. 97 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 11— EMPLOYEE PENSION PLANS (continued) Disability and Death Benefits - A vested member who is awarded federal Social Security disability or Railroad Retirement disability benefits is eligible to claim IPERS benefits regardless of age. Disability benefits are not reduced for early retirement. If a member dies before retirement, the member's beneficiary will receive a lifetime annuity or a lump -sum payment equal to the present actuarial value of the member's accrued benefit or calculated with a set formula, whichever is greater. When a member dies after retirement, death benefits depend on the benefit option the member selected at retirement. Contributions - Contribution rates are established by IPERS following the annual actuarial valuation, which applies IPERS' Contribution Rate Funding Policy and Actuarial Amortization Method. State statute limits the amount rates can increase or decrease each year to 1 percentage point. IPERS Contribution Rate Funding Policy requires that the actuarial contribution rate be determined using the "entry age normal" actuarial cost method and the actuarial assumptions and methods approved by the IPERS Investment Board. The actuarial contribution rate covers normal cost plus the unfunded actuarial liability payment based on a 30-year amortization period. The payment to amortize the unfunded actuarial liability is determined as a level percentage of payroll, based on the Actuarial Amortization Method adopted by the Investment Board. In fiscal year 2019, pursuant to the required rate, Regular members contributed 6.29% of covered payroll and the City contributed 9.44% for a total rate of 15.73%. The City's total contributions to IPERS for the year ended June 30, 2019 were $2,402,552. The Dubuque Metropolitan Area Solid Waste Agency's total contributions to IPERS for the year ended June 30, 2019 were $58,840. City Specific IPERS Disclosures Net Pension Liabilities, Pension Expense, and Deferred Outflows of Resources and Deferred Inflows of Resources Related to Pensions - At June 30, 2019, the City reported a liability of $21,091,719 for its proportionate share of the net pension liability. The net pension liability was measured as of June 30, 2018, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City's proportion of the net pension liability was based on the City's share of contributions to IPERS relative to the contributions of all IPERS participating employers. At June 30, 2018, the City's collective proportion was .33329% which was a decrease of -0.00161% from its proportion measured as of June 30, 2017. 98 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 11— EMPLOYEE PENSION PLANS (continued) For the year ended June 30, 2019, the City recognized pension expense of $2,584,658. At June 30, 2019, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Differences between expected and actual experience Deferred Outflows Deferred Inflows of Resources of Resources $ 115,643 $ 476,707 Changes of assumptions 3,008,864 Net difference between projected and actual 579,533 earnings on IPERS' investments Changes in proportion and differences between City's contributions and City's proportionate share of contributions 5,543 757,210 City contributions subsequent to the measurement date 2,402,552 Total $ 5,532,602 $ 1,813,450 $2,402,552 reported as deferred outflows of resources related to pensions resulting from the City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended June 30, 2020. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized in pension expense as follows: Year Ended June 30 Total 2020 $ 1,142,646 2021 546,065 2022 (282,073) 2023 (64,647) 2024 (25,391) $ 1,316,600 Sensitivity of the City's Proportionate Share of the Net Pension Liability to Changes in the Discount Rate- The following presents the City's proportionate share of the net pension liability calculated using the discount rate of 7.00%, as well as what the City's proportionate share of the net pension liability would be if it were calculated using a discount rate that is 1.00% lower (6.00%) or 1.00% higher (8.00%) than the current rate. 99 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 11— EMPLOYEE PENSION PLANS (continued) 1% Discount 1% Decrease Rate Increase (6.0)% (7.0)% (8.0)% City's proportionate share of the net pension liability: $ 35,796,886 $ 21,091,719 $ 8,756,270 Dubuque Metropolitan Area Sold Waste Agency Specific (DMASWA) IPERS Disclosures Net Pension Liabilities, Pension Expense, and Deferred Outflows of Resources and Deferred Inflows of Resources Related to Pensions - At June 30, 2019, the DMASWA reported a liability of $516,544 for its proportionate share of the net pension liability. The net pension liability was measured as of June 30, 2018, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The DMASWA's proportion of the net pension liability was based on the DMASWA's share of contributions to the pension plan relative to the contributions of all IPERS participating employers. At June 30, 2018, the DMASWA's collective proportion was 0.0081976% which was a decrease of 0.0003264% from its proportion measured as of June 30, 2017. For the year ended June 30, 2019, the DMASWA recognized pension expense of $46,753. At June 30, 2019, the DMASWA reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows Deferred Inflows of Resources of Resources Differences between expected and actual experience $ 2,832 $ 11,675 Changes of assumptions 73,688 - Net difference between projected and actual - 14,193 earnings on IPERS' investments Net changes in proportion and differences between Agency's contributions and Agency's proportionate share of contributions 136 18,544 Agency contributions subsequent to the measurement date 58,840 Total $ 135,496 $ 44,412 100 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 11— EMPLOYEE PENSION PLANS (continued) $58,840 reported as deferred outflows of resources related to pensions resulting from the Agency contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended June 30, 2020. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized in pension expense as follows: Year Ended June 30 Total 2020 $ 28,098 2021 13,428 2022 (6,936) 2023 (1,590) 2024 (756) $ 32,244 Sensitivity of the Agency's Proportionate Share of the Net Pension Liability to Changes in the Discount Rate - The following presents the Agency's proportionate share of the net pension liability calculated using the discount rate of 7.00%, as well as what the Agency's proportionate share of the net pension liability would be if it were calculated using a discount rate that is 1% lower (6.00%) or 1% higher (8.00%) than the current rate. 1% Discount 1% Decrease Rate Increase (6.00)% (7.00)% (8.00)% Agency's proportionate share of the net pension liability: $ 876,678 $ 516,544 $ 214,444 There were no non -employer contributing entities at 'PERS. Actuarial Assumptions - The total pension liability in the June 30, 2018, actuarial valuation was determined using the following actuarial assumptions, applied to all periods included in the measurement: Rate of inflation 2.60% per annum (effective June 30, 2017) Rates of salary increase 3.25 to 16.25% average, including inflation. (effective June 30, 2017) Rates vary by membership group. Long-term Investment rate of return 7.00% , compounded annually, net of investment (effective June 30, 2017) expense, including inflation. Wage Growth 3.25% per annum based on 2.60% inflation (effective June 30, 2017) and 0.65% real wage inflation 101 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 11— EMPLOYEE PENSION PLANS (continued) The actuarial assumptions used in the June 30, 2018 valuation were based on the results of an economic assumption study dated March 24, 2017 and a demographic assumption study dated June 28, 2018. Mortality rates used in the 2018 valuation were based on the RP-2014 Employee and Healthy Annuitant Tables with MP-2017 generational adjustments. The long-term expected rate of return on IPERS' was determined using a building-block method in which best -estimate ranges of expected future real rates (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. These ranges are combined to produce the long-term expected rate of return by weighting the expected future real rates of return by the target asset allocation percentage and by adding expected inflation. The target allocation and best estimates of arithmetic real rates of return for each major asset class are summarized in the following table: Asset Class Asset Allocation Long -Term Expected Real Rate of Return Domestic equity 22 % 6.01% International equity 15 6.48 Global smart beta equity 3 6.23 Core plus fixed income 27 1.97 Public credit 3.5 3.93 Public real assets 7 2.91 Cash 1.0 (0.25) Private equity 11 10.81 Private real assets 8 4.14 Private credit 3 3.11 Total 100 % Discount Rate - The discount rate used to measure the total pension liability was 7.00%. The projection of cash flows used to determine the discount rate assumed that employee contributions will be made at the contractually required rate and that contributions from the City will be made at contractually required rates, actuarially determined. Based on those assumptions, the IPERS' fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive employees. Therefore, the long-term expected rate of return on IPERS' investments was applied to all periods of projected benefit payments to determine the total pension liability. IPERS' Fiduciary Net Position - Detailed information about the pension plan's fiduciary net position is available in the separately issued IPERS financial report which is available on IPERS' website at www.ipers.org. Payables to IPERS - At June 30, 2019, the City reported payables to the defined benefit pension plan of $2,648 for legally required employer contributions. There were no legally required employee contributions which had been withheld from employee wages but not yet remitted to IPERS. 102 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 11— EMPLOYEE PENSION PLANS (continued) Municipal Fire and Police Retirement System of Iowa (MFPRSI) Plan Description — MFPRSI membership is mandatory for fire fighters and police officers covered by the provisions of Chapter 411 of the Code of Iowa. Employees of the City are provided with pensions through a cost -sharing multiple employer defined benefit pension plan administered by MFPRSI. MFPRSI issues a stand-alone financial report which is available to the public by mail at 7155 Lake Drive, Suite #201, West Des Moines, Iowa 50266 or at www.mfprsi.org. MFPRSI benefits are established under Chapter 411 of the Code of Iowa and the administrative rules thereunder. Chapter 411 of the Code of Iowa and the administrative rules are the official plan documents. The following brief description is provided for general informational purposes only. Refer to the plan documents for more information. Pension Benefits - Members with 4 or more years of service are entitled to pension benefits beginning at age 55. Full service retirement benefits are granted to members with 22 years of service, while partial benefits are available to those members with 4 to 22 years of service based on the ratio of years completed to years required (i.e., 22 years). Members with less than 4 years of service are entitled to a refund of their contribution only, with interest, for the period of employment. Benefits are calculated based upon the member's highest 3 years of compensation. The average of these 3 years becomes the member's average final compensation. The base benefit is 66% of the member's average final compensation. Members who perform more than 22 years of service receive an additional 2% of the member's average final compensation for each additional year of service, up to a maximum of 8 years. Survivor benefits are available to the beneficiary of a retired member according to the provisions of the benefit option chosen, plus an additional benefit for each child. Survivor benefits are subject to a minimum benefit for those members who chose the basic benefit with a 50% surviving spouse benefit. Active members, at least 55 years of age, with 22 or more years of service have the option to participate in the Deferred Retirement Option Program (DROP). The DROP is an arrangement whereby a member who is otherwise eligible to retire and commence benefits opts to continue to work. A member can elect a 3, 4, or 5 year DROP period. By electing to participate in DROP, the member is signing a contract indicating the member will retire at the end of the selected DROP period. During the DROP period the member's retirement benefit is frozen and a DROP benefit is credited to a DROP account established for the member. Assuming the member completes the DROP period, the DROP benefit is equal to 52% of the member's retirement benefit at the member's earliest date eligible and 100% if the member delays enrollment for 24 months. At the member's actual date of retirement, the member's DROP account will be distributed to the member in the form of a lump sum or rollover to an eligible plan. Disability and Death Benefits — Disability benefits may be either accidental or ordinary. Accidental disability is defined as a permanent disability incurred in the line of duty, with benefits equivalent to the greater of 60% of the member's average final compensation or the member's service retirement benefit calculation amount. Ordinary disability occurs outside the call of duty and pays benefits equivalent to the greater of 50% of the member's average final compensation for those with 5 or more years of service or the member's service retirement benefit calculation amount and 25% of average final compensation for those with less than 5 years of service. 103 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 11— EMPLOYEE PENSION PLANS (continued) Death benefits are similar to disability benefits. Benefits for accidental death are 50% of the average final compensation of the member plus an additional amount for each child, or the provisions for ordinary death. Ordinary death benefits consist of a pension equal to 40% of the average final compensation of the member plus an additional amount for each child, or a lump -sum distribution to the designated beneficiary equal to 50% of the previous year's earnable compensation of the member or equal to the amount of the member's total contributions plus interest. Benefits are increased (escalated) annually in accordance with Chapter 411.6 of the Code of Iowa which states a standard formula for the increases. The surviving spouse or dependents of an active member who dies due to a traumatic personal injury incurred in the line of duty receives a $100,000 lump -sum payment. Contributions - Member contribution rates are set by state statute. In accordance with Chapter 411 of the Code of Iowa, the contribution rate was 9.40% of earnable compensation for the year ended June 30, 2019. Employer contribution rates are based upon an actuarially determined normal contribution rate and set by state statute. The required actuarially determined contributions are calculated on the basis of the entry age normal method as adopted by the Board of Trustees as permitted under Chapter 411 of the Code of Iowa. The normal contribution rate is provided by state statute to be the actuarial liabilities of the plan less current plan assets, with such total divided by 1 % of the actuarially determined present value of prospective future compensation of all members, further reduced by member contributions and state appropriations. Under the Code of Iowa the employer's contribution rate cannot be less than 17.00% of earnable compensation. The contribution rate was 26.02% for the year ended June 30, 2019. The City's contributions to MFPRSI for the year ended June 30, 2019 was $3,695,595. If approved by the state legislature, state appropriation may further reduce the employer's contribution rate, but not below the minimum statutory contribution rate of 17.00% of earnable compensation. The State of Iowa therefore is considered to be a nonemployer contributing entity in accordance with the provisions of the Governmental Accounting Standards Board Statement No. 67 — Financial Reporting for Pension Plans, (GASB 67). There were no state appropriations to MFPRSI during the fiscal year ended June 30, 2019. Net Pension Liabilities, Pension Expense, and Deferred Outflows of Resources and Deferred Inflows of Resources Related to Pensions - At June 30, 2019, the City reported a liability of $28,959,783 for its proportionate share of the net pension liability. The net pension liability was measured as of June 30, 2018, and the total pension liability used to calculate the new pension liability was determined by an 104 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 11— EMPLOYEE PENSION PLANS (continued) actuarial valuation as of that date. The City's proportion of the net pension liability was based on the City's share of contributions to the pension plan relative to the contributions of all MFPRSI participating employers. At June 30, 2018, the City's proportion was 4.863891% which was an increase of 0.079023% from it proportions measured as of June 30, 2017. For the year ended June 30, 2019, the City recognized pension expense of $4,152,700. At June 30, 2019, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows Deferred Inflows of Resources of Resources Net difference between expected and $ 777,429 $ 392,854 actual experience Changes of assumptions 2,473,460 231,423 Net difference between projected and actual earnings on pension plan investments 1,416,546 Changes in proportion and differences between 320,102 729,913 City contributions and proportionate share of contributions City contributions subsequent to the 3,695,595 measurement date Total $ 8,683,132 $ 1,354,190 $3,695,595 is reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended June 30, 2020. Amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized in pension expense as follows: Year Ended June 30 Total 2020 $ 531,641 2021 2,191,141 2022 1,141,940 2023 (389,323) 2024 157,948 $ 3,633,347 105 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 11— EMPLOYEE PENSION PLANS (continued) Actuarial Assumptions - The total pension liability in the June 30, 2018 actuarial valuation was determined using the following actuarial assumptions, applied to all periods included in the measurement: Rate of inflation 3.00% per annum Rates of salary increase 3.75% to 15.11% including inflation Investment rate of return 7.50%, net of pension plan investment expense, including inflation The actuarial assumptions used in the June 30, 2018 valuation were based on the results of an actuarial experience study for the period from July 1, 2007 to June 30, 2017. Mortality rates were based on the RP-2014 Blue Collar Healthy Annuitant Table with males set -forward zero years, females set -forward one year and disabled individuals set -forward one year (male only rates), with generational projection of future mortality improvement with 50% of Scale BB beginning 2017. The long-term expected rate of return on MFPRSI investments was determined using a building-block method in which best -estimate ranges of expected future real rates (i.e., expected returns, net of investment expense and inflation) are developed for each major asset class. These ranges are combined to produce the long-term expected rate of return by weighting the expected future real rates of return by the target asset allocation percentage and by adding expected inflation. The best estimates of geometric real rates of return for each major asset class are summarized in the following table: Asset Class Long -Term Expected Target Allocation Real Rate of Return Core plus fixed income Emerging markets debt Domestic equities Master limited partnerships (MLP) International equities Core investments Strategic investments Private equity Private non -core real estate Private core real estate Real estate Total 7.0% 3.0 12.5 5.0 12.5 5.0 5.0 40.0% 35.0 15.0 10.0 100.0% 3.3% 6.3 5.8 9.0 7.3 6.0 9.0 8.0 6.0 106 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 11— EMPLOYEE PENSION PLANS (continued) Discount Rate - The discount rate used to measure the total pension liability was 7.50%. The projection of cash flows used to determine the discount rate assumed employee contributions will be made at the contractually required rates, actuarially determined. Based on those assumptions, MFPRSI fiduciary net position was projected to be available to make all projected future benefit payments to current active and inactive employees. Therefore, the long-term expected rate of return on MFPRSI investments was applied to all periods of projected benefit payments to determine the total pension liability. Sensitivity of City's Proportionate Share of the Net Pension Liability to Changes in the Discount Rate - The following presents the City's proportionate share of the net pension liability calculated using the discount rate of 7.50%, as well as what the city's proportionate share of the net pension liability would be if it were calculated using a discount rate that is 1.00% lower (6.50%) or 1.00% higher (8.50%) than the current rate. 1% Decrease (6.50)% Discount 1% Rate Increase (7.50)% (8.50)% City's proportionate share of the net pension liability: $ 48,318,399 $ 28,959,783 $ 12,931,488 MFPRSI Fiduciary Net Position - Detailed information about the pension plan's fiduciary net position is available in the separately issued MFPRSI financial report which is available on MFPRSI's website at www.mfprsi.org. Payables to MFPRSI - At June 30, 2019, City of Dubuque, Iowa reported payables to the defined benefit pension plan of $0 for legally required employer contributions. There were no legally required employee contributions which had been withheld from employee wages but not yet remitted to MFPRSI. 107 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 12 — LANDFILL CLOSURE AND POST CLOSURE CARE To comply with federal (40 CFR 258.74) and state regulations (IAC 113.14 (455b)), the Dubuque Metropolitan Area Solid Waste agency (DMASWA) is required to complete a closure and post -closure plan and to provide funding necessary to effect that plan, including the proper monitoring and care of the landfill after closure. Once the landfill is no longer accepting waste and is closed, the owner is responsible for maintaining the final cover, monitoring ground water and methane gas, and collecting leachate (the liquid that drains out of waste) for thirty years. State governments are primarily responsible for implementation and enforcement of those requirements and have been given flexibility to tailor requirements to accommodate local conditions that exist. A variety of financial mechanisms can be used to demonstrate compliance with federal and state financial assurance rules. The Agency utilizes the dedicated fund mechanism, which is funded through the tipping fees it receives. The Agency files an annual report with the State to provide compliance with its legal requirements of maintaining a balance per the prescribed formula. Any adjustments to the account are made prior to June 30. The Agency is required to estimate total landfill closure and post -closure care costs and recognize a portion of these costs each year based on the percentage of estimated total landfill capacity used that period. Estimated total costs, for closure and post -closure, would consist of four components: (1) the cost of equipment and facilities used in post -closure monitoring and care, (2) the cost of final cover (material and labor), (3) the cost of environmental monitoring of the landfill during the post -closure period and (4) the cost of any environmental cleanup required after closure. Estimated total cost is based on an engineer's estimate for these services is required to be updated annually for changes due to inflation or deflation, technology, and/or changes to applicable laws or regulations. The Agency's estimated closure and post -closure care expected costs are as follows: 2019 Closure $ 3,019,861 Post -closure care 2,307,129 Totals $ 5,326,990 The total closure and post -closure care costs for the DMASWA has been estimated at approximately $5,326,990 as of June 30, 2019, and the portion of the liability, that has been recognized is $3,547,590. This liability represents the cumulative amount reported to date based on the use of 100% of the estimated capacity of cells 1, 2, 3, 4, 5, 6, 7 and 8, and 95% of cell 9 Phase I and 41% of cell 9 Phase II and 35% of cell 9 Phase III. The Agency has accumulated resources to fund closure and post -closure costs; they are included in assets whose use is limited on the balance sheet and total $4,790,910 as of June 30, 2019. The Agency will recognize the remaining estimated cost of closure and post closure care of $1,779,400 over the estimated remaining life of 17 years as the remaining capacity is filled. NOTE 13 — LEASES WHERE CITY IS LESSOR The City of Dubuque leases riverfront property, airport property (hangars and terminal space), farm land, parking areas, space for antennas on top of water towers, and concession areas under operating leases. The most significant lease is the lease of the greyhound racing and gambling facility and related parking area to the Dubuque Racing Association (DRA). The City's cost of the leased DRA assets total $10,144,771. The carrying amount of the assets at June 30, 2019 is $6,014,509, with $142,423 of depreciation expense during the year ended June 30, 2019. The DRA lease amount is based on the association's gross gambling receipts. During the year ended June 30, 2019, the DRA lease generated $5,149,188 in lease revenue. 108 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 14 — SUBSEQUENT EVENTS On May 20, 2019 a public hearing was held on a $4.4 million Water Revenue Capital Loan SRF Note. The loan funds will be used to pay costs of acquisition, construction, reconstruction, extending, remodeling, improving, repairing and equipping all or part of the Municipal Water Utility, including those costs associated with the Roosevelt Street water tower and water distribution improvements project and the Eagle Point water treatment plant and water distribution improvements project; and refunding the Water Revenue Capital Loan Notes Anticipation Project Note, Series 2017, dated September 22, 2017. The Water Revenue Capital Loan Notes have an interest rate of 2.00 percent per annum maturing on June 1, 2040. Complete action was taken on July 8, 2019. On July 3, 2019 General Obligation Refunding Bonds, Series 2019C were issued for $4,240,000 with an average interest rate of 3.00 percent per annum maturing on June 1, 2032. The Series 2019C General Obligation Refunding Bonds were issued at a premium of $192,045 less costs of issuance and underwriter's discount totaling $57,458. Net proceeds were $4,374,587. The Series 2019C General Obligation Refunding Bonds were issued to refund the outstanding portion of the Series 2012D General Obligation Bonds, which were outstanding in the aggregate principal amount of $4,370,000. The refunded Series 2012D were called for redemption on July 3, 2019 and are considered defeased. The net effect of the issuance of the Series 2019C Bonds was a decrease in total debt service of $193,675 in gross savings, or $166,784 in present value savings. On September 16, 2019 a public hearing was held on a $25,000 General Fund Lease Agreement. The general fund lease proceeds will be used in order to provide funds to pay costs of the acquisition of personal property for the City, and more specifically, for the lease of a printer. The lease is a 60-month operating lease with Midwest Business Products. On September 16, 2019 a public hearing was held on a $170,000 General Fund Lease Agreement. The general fund lease proceeds will be used in order to provide funds to pay costs of the acquisition of personal property for the City, and more specifically, for the lease of a postage machine. The lease is a 60-month operating lease with Postal Source. On October 7, 2019 the City Council approved the Termination of Redevelopment Project Agreement between and among Flexsteel Industries Inc., Dubuque County, Dubuque Initiatives and the City of Dubuque and the Amendment to Offer to Buy Real Estate and Acceptance between Dubuque County and the City of Dubuque. In 2017, the City of Dubuque, Dubuque Initiatives and Flexsteel entered into agreements designed to accomplish three objectives: (1) build a new Flexsteel manufacturing facility in Dubuque; (2) avoid the creation of a potential blight on Dubuque's north end; and (3) facilitate the rehabilitation and reutilization of the Flexsteel property at 3200 Jackson Street for new business development. The first goal has been accomplished with the new Flexsteel manufacturing facility in Dubuque's Industrial Center South. The second goal is underway with environmental and demolition activity at 3200 Jackson Street. Regarding the third goal, Flexsteel has decided to retain and redevelop the Jackson Street property, rather than the original plan to transfer the property to Dubuque Initiatives for redevelopment using financial assistance from the City, Dubuque County, the State of Iowa and Flexsteel. To implement this change required the parties to terminate the Redevelopment Agreement for the property at 3200 Jackson. In addition to Flexsteel retaining the property, the Termination Agreement releases the City, Dubuque County and the State of Iowa from their pledged financial assistance of approximately $3,000,000. Additionally, the initial real estate sales agreement between the City and Dubuque County for the land purchased by Flexsteel to build its new facility was amended. The Amendment provides for the return of escrowed funds to the City and Dubuque County which were originally targeted to support the redevelopment of 3200 Jackson. The City of Dubuque had $683,567of escrow funds released back to the City on November 25, 2019. 109 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 15 — PROSPECTIVE ACCOUNTING PRONOUNCEMENTS The Governmental Accounting Standards Board (GASB) has issued statements not yet implemented by the City. The statements which might impact the City are as follows: Statement No. 84, Fiduciary Activities, will be effective for the fiscal year June 30, 2020. The objective of this Statement is to improve guidance regarding the identification of certain fiduciary activities for accounting and reporting purposes and how those activities should be reported. Statement No. 87, Leases, will be effective for the fiscal year June 30, 2021. The objective of this Statement is to better meet the information needs of financial statements users by improving accounting and financial reporting for leases by governments. Statement No. 89, Accounting for Interest Cost Incurred before the End of a Construction Period, will be effective for the fiscal year June 30, 2021. The objectives of this Statement are to enhance the relevance and comparability of information about capital assets and cost of borrowing for a reporting period and to simplify accounting for interest cost incurred before the end of a construction period. Statement No. 90, Majority Equity Interest -an amendment of GASB Statement No. 14 and No. 61, will be effective for the fiscal year June 30, 2020. The primary objective of this Statement are to improve the consistency and comparability of reporting a government's majority equity interest in a legally separate organization and to improve the relevance of financial statement information for certain component units. Statement No. 91, Conduit Debt Obligations, will be effective for the fiscal year June 30, 2022. The primary objectives of this Statement are to provide a single method of reporting conduit debt obligations by issuers and eliminated diversity in practice associated with (1) commitments extended by issuers, (2) arrangements associated with conduit debt obligations, and (3) related note disclosures. Statement No. 92, Omnibus 2020, issued January 2020, will be effective for the City beginning with its fiscal year ending June 30, 2022 except for the requirements related to the effective date of Statement No. 87 and Implementation Guide 2019-3, reinsurance recoveries, and terminology used to refer to derivative instruments effective upon issuance. The objectives of this Statement are to enhance comparability in accounting and financial reporting and to improve the consistency of authoritative literature by addressing practice issues that have been identified during implementation and application of certain GASB Statements. This Statement addresses a variety of topics including leases, intra-entity transfers, assets accumulated for postemployment benefits, applicability of Statement No. 84 to postemployment benefit arrangements, measurement of liabilities related to asset retirement obligations in a government acquisition, reporting by public entity risk pools for amounts that are recoverable from reinsurers or excess insurers, nonrecurring fair value measurements of assets or liabilities, and terminology to refer to derivative instruments. The City's management has not yet determined the effect these statements will have on the City's financial statements. 110 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2019 NOTE 16 — TAX ABATEMENTS Governmental Accounting Standards Board Statement No. 77 defines tax abatements as a reduction in tax revenues that results from an agreement between one or more governments and an individual or entity in which (a) one or more governments promise to forgo tax revenues to which they are otherwise entitled and (b) the individual or entity promises to take a specific action after the agreement has been entered into that contributes to economic development or otherwise benefits the governments or the citizens of those governments. City Tax Abatements The City provides tax abatements for urban renewal and economic development projects with tax increment financing as provided for in Chapter 15A and 403 of the Code of Iowa. For these types of projects, the City enters into agreements with developers which require the City, after developers meet the terms of the agreements, to rebate a portion of the property tax paid by the developers, to pay the developers an economic development grant or to pay the developers a predetermined dollar amount. No other commitments were made by the City as a part of these agreements. For the year ended June 30, 2019, the City abated $2,542,358 of property tax under the urban renewal and economic development projects. 111 THIS PAGE IS INTENTIONALLY LEFT BLANK 112 Required Supplementary Information June 30, 2019 City of Dubuque, Iowa 113 CITY OF DUBUQUE, IOWA SCHEDULE OF RECEIPTS, DISBURSEMENTS AND CHANGES IN BALANCES - BUDGET AND ACTUAL (BUDGETARY BASIS) GOVERNMENTAL AND ENTERPRISE FUNDS FOR THE YEAR ENDED JUNE 30, 2019 RECEIPTS Property tax Tax increment financing Other City tax Licenses and permits Use of money and property Intergovernmental Charges for fees and service Special assessments Miscellaneous Total Receipts EXPENDITURES Public safety Public works Health and social services Culture and recreation Community and economic development General government Debt service Capital projects Business -type activities Total Expenditures EXCESS (DEFICIENCY) OF RECEIPTS OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES, NET EXCESS DEFICIENCY OF RECEIPTS AND OTHER FINANCING SOURCES OVER (UNDER) EXPENDITURES AND OTHER FINANCING USES BALANCE, BEGINNING OF YEAR BALANCE, ENDING OF YEAR Actual $ 26,470,768 9,867,968 17,758,632 1,646,185 15,855,965 37,963,794 39,585,889 140,536 9,670,160 158,959,897 Budgeted Amounts Original Final $ 25,766,328 10,182,997 18,093,849 1,562,233 13,276,669 34,564,606 43,495,519 30,000 8,173,863 155,146,064 $ 25,766,328 10,182,997 18,093,849 1,633,906 13,951,522 79,092,743 43,532,641 30,000 8,506,759 200,790,745 Final to Actual Variance $ 704,440 (315,029) (335,217) 12,279 1,904,443 (41,128,949) (3,946,752) 110,536 1,163,401 (41,830,848) 28,828,548 29,625,497 30,325,550 1,497,002 13,177,053 12,601,671 13,884,882 707,829 988,853 1,003,132 1,129,771 140,918 12,149,878 12,657,491 13,693,874 1,543,996 14,216,512 14,224,282 14,553,885 337,373 9,036,511 9,504,245 9,744,730 708,219 10,593,529 10,602,063 11,008,961 415,432 27,813,562 27,768,715 83,066,966 55,253,404 43,181,009 56,814,009 74,161,750 30,980,741 159,985,455 174,801,105 251,570,369 91,584,914 (1,025,558) 6,565,819 5,540,261 75,342,368 $ 80,882,629 See Notes to Required Supplementary Information. (19,655,041) 11,406,977 (8,248,064) 39,769,337 $ 31,521,273 (50,779,624) 18,618,270 (32,161,354) 88,559,720 $ 56,398,366 49,754,066 (12,052,451) 37,701,615 $ 37,701,615 114 CITY OF DUBUQUE, IOWA NOTE TO REQUIRED SUPPLEMENTARY INFORMATION — BUDGETARY REPORTING FOR THE YEAR ENDED JUNE 30, 2019 The budgetary comparison is presented as Required Supplementary Information in accordance with Governmental Accounting Standards Board Statement No. 41 for governments with significant budgetary perspective differences resulting from not being able to present budgetary comparisons for the General Fund and each major Special Revenue Fund. The Code of Iowa requires the adoption of an annual budget by the City Council on or before March 31 of each year which becomes effective July 1 and constitutes the appropriation for each function specified therein until amended. The legal level of control (the level on which expenditures may not legally exceed appropriations) is the function level for the City as a whole, rather than at the fund or fund type level. The internal service fund or agency fund activity is not included in the adopted budget. The City's budget is prepared on the cash basis of accounting with an adjustment for accrued payroll following required public notice and hearings. After the initial annual budget is adopted, it may be amended for specified purposes. Budget amendments must be prepared and adopted in the same manner as the original budget. Management is not authorized to amend the budget or to make budgetary transfers between functions without the approval of the City Council. Management may make budgeting transfers between funds as long as the transfers are within the same function. The City has adopted a policy relative to budgetary control and amendment which provides for control at the line -item level and review of the current year's budget at the time the next year's budget is prepared. This usually results in amending the appropriations of all functions to adjust to current conditions. Supplemental appropriations are only provided when unanticipated revenues or budget surpluses become available. Appropriations as adopted lapse at the end of the fiscal year. The budget for the fiscal year ended June 30, 2019, was amended two times during the year to allow the City to increase function expenditures by $76,769,264 primarily for the carry -forward of unfinished capital improvement projects. During the year ended June 30, 2019, no function expenses exceeded the budgeted amount. The following is a reconciliation of the budgetary basis to the modified accrual basis of accounting: Receipts/Revenue Expenditures/Expenses Deficiency of Receipts/Revenue Under Expenditures/Expenses Other Financing Sources Net Balance, Beginning Balance, Ending Budgetary Basis $ 158,959,897 159,985,455 Accrual Adjustments $ (8,553,352) $ 150,406,545 (14,073,937) 145,911,518 Modified Accrual/Accrual Basis Governmental Enterprise Funds Funds Modified Accrual Accrual Basis Basis $ 113,356,370 $ 37,050,175 107,019,400 38,892,118 Total $ 150,406,545 145,911,518 (1,025,558) 5,520,585 4,495,027 6,336,970 (1,841,943) 4,495,027 6,565,819 9,929,700 16,495,519 1,298,996 15,196,523 16,495,519 5,540,261 15,450,285 20,990,546 7,635,966 13,354,580 20,990,546 75,342,368 161,890,066 237,232,434 55,276,503 181,955,931 237,232,434 $ 80,882,629 $ 177,340,351 $ 258,222,980 $ 62,912,469 $ 195,310,511 $ 258,222,980 115 CITY OF DUBUQUE, IOWA SCHEDULE OF THE CITY'S PROPORTIONATE SHARE OF NET PENSION LIABILITY IOWA PUBLIC EMPLOYEES' RETIREMENT SYSTEM LAST FIVE FISCAL YEARS* (IN THOUSANDS) Required Supplementary Information 2019 2018 2017 2016 2015 City's proportion of the net pension liability (asset) 0.33329% 0.33490% 0.34275% 0.35135% 0.37035% City's proportionate share of the net pension liability $ 21,091 $ 22,309 $ 21,570 $ 17,358 $ 14,688 City's covered payroll $ 25,024 $ 24,961 $ 24,597 $ 24,039 $ 24,210 City's proportionate share of the net pension liability as a percentage of its covered payroll 84.28% 89.38% 87.69% 72.21% 60.67% Plan fiduciary net position as a percentage of the total 83.62% 82.21% 81.82% 85.19% 87.61% pension liability *In accordance with GASB Statement No. 68, the amounts presented for each fiscal year were determined as of June 30 of the preceding fiscal year. Note: GASB Statement No. 68 requires ten years of information to be presented in this table. However, until a full 10-year trend is compiled, the City will present information for those years for which information is available. 116 CITY OF DUBUQUE, IOWA SCHEDULE OF THE CITY CONTRIBUTION IOWA PUPLIC EMPLOYEES RETIREMENT SYSTEM LAST 10 FISCAL YEARS (IN THOUSANDS) Required Supplementary Information Statutorily required contribution 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 $ 2,403 $ 2,235 $ 2,229 $ 2,196 $ 2,151 $ 2,164 $ 2,022 $ 2,022 $ 1,573 $ 1,415 Contributions in relation to the statutorily required contribution (2,403) (2,235) (2,229) (2,196) (2,151) (2,164) (2,022) (2,022) (1,573) (1,415) Contribution deficiency (excess) $ - $ - $ $ - $ - $ - $ $ - $ - $ City's covered payroll $ 25,423 $ 25,024 $ 24,961 $ 24,597 $ 24,039 $ 24,210 $ 23,321 $ 23,676 $ 22,627 $ 21,275 Contributions as a percentage of covered payroll 9.45% 8.93% 8.93% 8.93% 8.95% 8.94% 8.67% 8.54% 6.95% 6.65% 117 CITY OF DUBUQUE, IOWA NOTES TO REQUIRED SUPPLEMENTARY INFORMATION -- PENSION LIABILITY IOWA PUBLIC EMPLOYEES' RETIREMENT SYSTEMS YEAR ENDED JUNE 30, 2019 Changes of benefit terms: Legislation passed in 2010 modified benefit terms for current Regular members. The definition of final average salary changed from the highest three to the highest five years of covered wages. The vesting requirement changed from four years of service to seven years. The early retirement reduction increased from 3% per year measured from the member's first unreduced retirement age to a 6% reduction for each year of retirement before age 65. Changes of assumption: The 2018 valuation implemented the following refinements as a result of a demographic assumption study dated June 28, 2018: • Changed mortality assumptions to the RP-2014 mortality tables with mortality improvements modeled using Scale MP-2017. • Adjusted retirement rates • Lowered disability rates • Adjusted the probability of a vested Regular member electing to receive a deferred benefit. • Adjusted the merit component of the salary increase assumption. The 2017 valuation implemented the following refinements as a result of an experience study dated March 24, 2017: • Decreased the inflation assumption from 3.00% to 2.60%. • Decreased the assumed rate of interest on member accounts from 3.75% to 3.50% per year. • Decreased the discount rate from 7.50% to 7.00%. • Decreased the wage growth assumption from 4.00% to 3.25%. • Decreased the payroll growth assumption from 4.00% to 3.25%. The 2014 valuation implemented the following refinements as a result of a quadrennial experience study: • Decreased the inflation assumption from 3.25% to 3.00%. • Decreased the assumed rate of interest on member accounts from 4.00% to 3.75% per year. • Adjusted male mortality rates for retirees in the Regular membership group. • Reduced retirement rates for sheriffs and deputies between the ages of 55 and 64. • Moved from an open 30-year amortization period to a closed 30-year amortization period for the UAL (unfunded actuarial liability) beginning June 30, 2014. Each year thereafter, changes in the UAL from plan experience will be amortized on a separate closed 20-year period. The 2010 valuation implemented the following refinements as a result of a quadrennial experience study: • Adjusted retiree mortality assumptions. • Modified retirement rates to reflect fewer retirements. • Lowered disability rates at most ages. • Lowered employment termination rates. • Generally increased the probability of terminating members receiving a deferred retirement benefit. • Modified salary increase assumptions based on various service duration. 118 CITY OF DUBUQUE, IOWA SCHEDULE OF THE CITY'S PROPORTIONATE SHARE OF NET PENSION LIABILITY MUNICIPAL FIRE AND POLICE RETIREMENT SYSTEM OF IOWA LAST FIVE FISCAL YEARS* (IN THOUSANDS) Required Supplementary Information 2019 2018 2017 2016 2015 City's proportion of the net pension liability (asset) 4.8639% 4.7840% 4.9533% 4.9854% 5.0788% City's proportionate share of the net pension liability $ 28,960 $ 28,062 $ 30,971 $ 23,423 $ 18,410 City's covered payroll $ 14,118 $ 13,552 $ 13,423 $ 13,052 $ 12,968 City's proportionate share of the net pension liability as a percentage of its covered payroll 205.13% 207.07% 230.73% 179.46% 141.96% Plan fiduciary net position as a percentage of the 81.07% 80.60% 78.20% 83.04% 86.27% total pension liability *In accordance with GASB Statement No. 68, the amounts presented for each fiscal year were determined as of June 30 of the preceding fiscal year. Note: GASB Statement No. 68 requires ten years of information to be presented in this table. However, until a full 10-year trend is compiled, the City will present information for those years for which information is available. 119 CITY OF DUBUQUE, IOWA SCHEDULE OF THE CITY CONTRIBUTION MUNICIPAL FIRE AND POLICE RETIREMENT SYSTEM OF IOWA LAST 10 FISCAL YEARS (IN THOUSANDS) Required Supplementary Information 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 Statutorily required contribution $ 3,696 $ 3,626 $ 3,513 $ 3,727 $ 3,969 $ 3,906 $ 3,310 $ 3,177 $ 2,404 $ 1,966 Contributions in relation to the statutorily required contribution (3,696) (3,626) (3,513) (3,727) (3,969) (3,906) (3,310) (3,177) (2,404) (1,966) Contribution deficiency (excess) $ - $ - $ - $ - $ - $ - $ - $ - $ - City's covered payroll $ 14,203 $ 14,118 $ 13,552 $ 13,423 $ 13,052 $ 12,968 $ 12,672 $ 12,831 $ 12,080 $ 11,565 Contributions as a percentage of covered payroll 26.02% 25.68% 25.92% 27.77% 30.41% 30.12% 26.12% 24.76% 19.90% 17.00% 120 CITY OF DUBUQUE, IOWA NOTES TO REQUIRED SUPPLEMENTARY INFORMATION -- PENSION LIABILITY MUNICIPAL FIRE AND POLICE RETIREMENT SYSTEM OF IOWA YEAR ENDED JUNE 30, 2019 Changes of benefit terms: There were no significant changes of benefit terms. Changes of assumptions The 2017 valuation added five years projection of future mortality improvement with Scale BB. The 2016 valuation changed postretirement mortality rates to the RP-2000 Blue Collar Combined Healthy Mortality Table with males set -back two years, females set -forward one year and disabled individuals set -forward one year (male only rates), with no projection of future mortality improvement. The 2015 valuation phased in the 1994 Group Annuity Mortality Table for post retirement mortality. This resulted in a weighting of 1/12 of the 1971 Group Annuity Mortality Table and 11/12 of the 1994 Group Annuity Mortality Table. The 2014 valuation phased in the 1994 Group Annuity Mortality Table for post retirement mortality. This resulted in a weighting of 2/12 of the 1971 Group Annuity Mortality Table and 10/12 of the 1994 Group Annuity Mortality Table. 121 CITY OF DUBUQUE, IOWA SCHEDULE OF CHANGES IN TOTAL OPEB LIABILITY, RELATED RATIOS AND NOTES LAST TWO FISCAL YEARS 2019 2018 Service Cost $ 296,597 $ 277,469 Interest Cost 172,576 172,219 Changes in assumptions 85,951 138,371 Other Changes 2,582 58,589 Benefit payments (452,573) (474,856) Net change in total OPEB Liability 105,133 171,792 Total OPEB liability beginning of year 6,016,233 5,844,441 Total OPEB liability end of year $ 6,121,366 $ 6,016,233 Covered -employee payroll $ 39,626,000 $ 39,782,000 Total OPEB liability as a percentage of covered -employee payroll 15.45% 15.12% Notes to Schedule of Changes in the Total OPEB Liability and Related Ratios No assets are accumulated in a trust that meets the criteria in paragraph 4 of GASB Statement 75. Changes in benefit terms: There were no significant changes in benefit terms. Change in assumptions: Changes in assumptions and other inputs reflect the effects of changes in the discount rate, health care trend rates and other changes. Note: GASB Statement No. 75 requires ten years of information to be presented in this table. However, until a 10-year trend is completed, the City will present information for those years for which information is available. 122 THIS PAGE IS INTENTIONALLY LEFT BLANK 123 NONMAJOR GOVERNMENTAL FUNDS SPECIAL REVENUE FUNDS Special revenue funds are used to account for specific revenues that are legally restricted to expenditure for particular purposes. Road Use Tax Fund — This fund is used to account for state revenues allocated to the City for maintenance and improvement of City streets. Section VIII Housing Fund — This fund is used to account for the operations of federal Section VIII existing, voucher, and moderate rehabilitation projects. Employee Benefits Fund — This fund is used to account for pension and related employee benefit costs for those employees paid wages from the General Fund. Special Assessments Fund — This fund is used to account for the financing of public improvements that are deemed to benefit primarily the properties against which special assessments are levied and to accumulate monies for the payment of principal and interest on the outstanding long-term debt service. Cable TV Fund — This fund is used to account for the monies and related costs as set forth in the cable franchise agreement between the City of Dubuque and the cable franchisee. Library Expendable Gifts Trust — This fund is used to account for contributions given to the library to be spent for specific purposes. IFA Housing Trust — This fund is used to account for funds received under the Iowa Finance Authority State Housing Trust Fund Program. Police Expendable Gifts Fund — This fund is used to account for contributions given to the police department to be spent for specific purposes. Veteran's Memorial - This fund is used to account for contributions given to the Veteran's Memorial for specific purposes and for maintainance. 124 NONMAJOR GOVERNMENTAL FUNDS CAPITAL PROJECTS FUNDS Capital projects funds are used to account for the acquisition and construction of major capital facilities other than those financed by proprietary funds and trust funds. Airport Construction Fund — This fund is used to account for the resources and costs related to airport capital improvements. Sales Tax Construction Fund — This fund is used to account for the resources and costs related to capital improvements financed through the local option sales tax. General Construction Fund — This fund is used to account for the resources and costs related to general capital improvements. Street Construction Fund — This fund is used to account for the resources and costs related to street capital improvements. PERMANENT FUNDS Permanent funds are used to report resources that are legally restricted to the extent that only earnings, not principal, may be used for purposes that support the reporting City's programs. Ella Lyons Peony Trail Trust Fund — This fund is used for dividends and maintenance cost related to the City Peony Trail, per trust agreement. Library Gifts Trust Fund — This fund is used to account for testamentary gifts to the City library. 125 CITY OF DUBUQUE, IOWA COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS JUNE 30, 2019 Special Revenue Funds Road Use Section VIII Employee Special Tax Housing Benefits Assessments ASSETS Cash and pooled cash investments $ 4,535,294 $ 458,748 $ 25,942 $ Receivables Property tax Delinquent - 26,233 Succeeding year - 3,422,700 Accounts and other 3,730 74,121 - Special assessments Accrued interest 1,434 Notes - - Intergovernmental 594,972 4,617 - Inventories 301,495 - - Prepaid items 743 11,373 - Restricted cash and pooled cash investments 200,556 - 775,390 Total Assets $ 5,436,234 $ 750,849 $ 3,474,875 $ 775,390 LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCES LIABILITIES Accounts payable $ 546,214 $ 176,023 $ $ Accrued payroll 58,680 23,441 Intergovernmental payable - 2,499 Total Liabilities 604,894 201,963 DEFERRED INFLOWS OF RESOURCES Unavailable revenues Succeeding year property tax - 3,422,700 Special assessments - 740,272 Grants - Other 3,730 6,598 Total Deferred Inflows of Resources 3,730 - 3,429,298 740,272 FUND BALANCES Nonspendable: Endowment corpus - - Inventory 301,495 - - Prepaid items 743 11,373 Restricted: Endowments Library - - Police - - Veterans - - Capital improvements 4,525,372 - - Franchise agreement - - Special assessments Iowa Finance Authority Trust - Community programs 537,513 - Employee benefits - 45,577 Committed, capital improvements - - Total Fund Balances 35,118 4,827,610 548,886 45,577 35,118 Total Liabilities, Deferred Inflows of Resources and Fund Balances $ 5,436,234 $ 750,849 $ 3,474,875 $ 775,390 126 EXHIBIT A-1 Special Revenue Funds Capital Projects Funds Library Police IFA Expendable Expendable Veteran's Housing Airport General Cable TV Gifts Trust Gifts Trust Memorial Trust Construction Construction $ 499,375 $ 1,159,919 $ 7,026 $ 143,442 $ 301,481 $ 464,593 $ 2,211,874 144,940 1,786 3,230 19 266,377 1,294 542 17,522 78,555 7,947 - - - - - - - 1,249,203 1,244,413 $ 654,048 $ 1,163,149 $ 7,045 $ 143,442 $ 567,858 $ 1,793,645 $ 3,474,351 $ 2,463 $ 1,610 $ $ $ 25,634 $ 88,205 $ 101,578 13,258 1,125 15,721 2,735 25,634 88,205 101,578 78,555 6,446 78,555 6,446 7,947 - 1,160,414 - - - 7,045 - - - - 143,442 - - - - - 1,626,885 3,366,327 630,380 - - - 542,224 638,327 1,160,414 7,045 143,442 542,224 1,626,885 3,366,327 $ 654,048 $ 1,163,149 $ 7,045 $ 143,442 $ 567,858 $ 1,793,645 $ 3,474,351 (Continued) 127 CITY OF DUBUQUE, IOWA COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS JUNE 30, 2019 EXHIBIT A-1 (CONTINUED) Capital Projects Funds Permanent Funds Total Ella Lyons Library Nonmajor Sales Tax Street Peony Trail Gifts Governmental Construction Construction Trust Trust Funds ASSETS Cash and pooled cash investments $ 600,569 $ 2,145,905 $ - $ - $ 12,554,168 Receivables Property tax Delinquent - - 26,233 Succeeding year - - 3,422,700 Accounts and other 66,003 288,794 Special assessments - 775,390 Accrued interest 10,471 5,976 167 54 24,973 Notes 657,518 - - 941,417 Intergovernmental 142,011 1,454,579 - 2,274,734 Inventories - - 301,495 Prepaid items 340 - 20,403 Restricted cash and pooled cash investments 4,033,459 - 158,192 19,241 6,905,064 Total Assets LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCES $ 5,444,028 $ 3,672,803 $ 158,359 $ 19,295 $ 27,535,371 LIABILITIES Accounts payable $ 151,203 $ 822,817 $ $ $ 1,915,747 Accrued payroll 96,504 Intergovernmental payable - - 2,499 Total Liabilities 151,203 822,817 2,014,750 DEFERRED INFLOWS OF RESOURCES Unavailable revenues Succeeding year property tax - - 3,422,700 Special assessments - 740,272 Grants 1,095,711 1,174,266 Other 4,190 20,964 Total Deferred Inflows of Resources 1,099,901 - 5,358,202 FUND BALANCES Nonspendable: Endowment corpus - 57,412 12,000 69,412 Inventory - - 301,495 Prepaid items 340 20,403 Restricted: Endowments 100,947 7,295 108,242 Library - - 1,160,414 Police - - 7,045 Veterans - - 143,442 Capital improvements 4,033,459 - - 13,552,043 Franchise agreement - - 630,380 Special assessments 35,118 Iowa Finance Authority Trust 542,224 Community programs 537,513 Employee benefits - - 45,577 Committed, capital improvements 1,259,366 1,749,745 - 3,009,111 Total Fund Balances Total Liabilities, Deferred Inflows of Resources and Fund Balances 5,292,825 1,750,085 158,359 19,295 20,162,419 $ 5,444,028 $ 3,672,803 $ 158,359 $ 19,295 $ 27,535,371 128 THIS PAGE IS INTENTIONALLY LEFT BLANK 129 CITY OF DUBUQUE, IOWA COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30, 2019 Special Revenue Funds Road Use Section VIII Employee Special Tax Housing Benefits Assessments REVENUES Taxes $ $ $ 4,211,912 $ Special assessments - - 107,255 Intergovernmental 7,484,694 5,398,025 Charges for services - - Investment earnings 11,607 35,348 Contributions 182 - - Miscellaneous 36,509 45,626 4,618 Total Revenues 7,521,203 5,455,440 4,211,912 147,221 EXPENDITURES Governmental activities Current Public safety Public works 6,528,309 Culture and recreation - - Community and economic development 5,614,840 - General government 1,956 - 230 Debt service Interest and fiscal charges 400 Capital projects 928,846 Total Expenditures 7,459,511 5,614,840 230 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES 61,692 (159,400) 4,211,682 147,221 OTHER FINANCING SOURCES (USES) Issuance of debt - - Premium on bonds - Transfers in 184,681 Transfers out (1,154,318) - (4,190,790) (140,253) Insurance recovery - - Sale of capital assets 43,306 - - Total Other Financing Sources (Uses) (1,111,012) 184,681 (4,190,790) (140,253) NET CHANGE IN FUND BALANCES (1,049,320) 25,281 20,892 6,968 FUND BALANCES, BEGINNING 5,876,930 523,605 24,685 28,150 FUND BALANCES, ENDING $ 4,827,610 $ 548,886 $ 45,577 $ 35,118 130 EXHIBIT A-2 Special Revenue Funds Capital Projects Funds Library Police IFA Expendable Expendable Veteran's Housing Airport General Cable TV Gifts Trust Gifts Trust Memorial Trust Construction Construction $ - $ - $ - $ - $ - $ - $ - 103,229 255,210 12,805 - 7,013 - - 226,267 11,998 26,782 167 2,848 25,052 24,190 - 467 4,200 14,220 - 11,656 579,059 105,084 - - 36,032 591,057 139,346 4,367 17,068 103,229 506,529 84,683 - 5,930 - 133,762 11,774 - - - - 99,380 556,733 - - - 2,500 56,162 383,369 2,381,736 559,233 133,762 5,930 11,774 99,380 383,369 2,437,898 31,824 5,584 (1,563) 5,294 3,849 123,160 (2,353,215) - 1,575,000 44,544 50,000 156,552 1,534,648 (202,034) (385,930) - 728 - - 50,000 (45,482) 2,768,990 31,824 5,584 (1,563) 5,294 53,849 77,678 415,775 606,503 1,154,830 8,608 138,148 488,375 1,549,207 2,950,552 $ 638,327 $ 1,160,414 $ 7,045 $ 143,442 $ 542,224 $ 1,626,885 $ 3,366,327 (Continued) 131 CITY OF DUBUQUE, IOWA COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30, 2019 EXHIBIT A-2 (CONTINUED) Capital Projects Funds Permanent Funds Total Ella Lyons Library Nonmajor Sales Tax Street Peony Trail Gifts Governmental Construction Construction Trust Trust Funds REVENUES Taxes $ 1,788,022 $ 2,682,033 $ - $ - $ 8,681,967 Special assessments - 107,255 Intergovernmental 5,045,052 - - 18,299,015 Charges for services 20,655 - 253,935 Investment earnings 76,156 27,452 14,296 442 256,338 Contributions 270,625 46,365 - 347,715 Miscellaneous 7,856 21,576 - 64 836,424 Total Revenues 2,142,659 7,843,133 14,296 506 28,782,649 EXPENDITURES Governmental activities Current Public safety 5,930 Public works - - 6,528,309 Culture and recreation - 1,811 147,347 Community and economic development - - 5,714,220 General government 558,919 Debt service Interest and fiscal charges 39,473 612 99,147 Capital projects 1,677,588 7,927,510 - 13,299,049 Total Expenditures 1,717,061 7,928,122 1,811 26,352,921 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES 425,598 (84,989) 12,485 506 2,429,728 OTHER FINANCING SOURCES (USES) Issuance of debt 1,308,875 2,883,875 Premium on bonds 37,149 81,693 Transfers in 4,343 1,528,236 3,458,460 Transfers out (619,795) (296,201) - (6,989,321) Insurance recovery 79,340 - 79,340 Sale of capital assets - - 44,034 Total Other Financing Sources (Uses) 730,572 1,311,375 - (441,919) NET CHANGE IN FUND BALANCES 1,156,170 1,226,386 12,485 506 1,987,809 FUND BALANCES, BEGINNING 4,136,655 523,699 145,874 18,789 18,174,610 FUND BALANCES, ENDING $ 5,292,825 $ 1,750,085 $ 158,359 $ 19,295 $ 20,162,419 132 NONMAJOR ENTERPRISE FUNDS Enterprise funds are used to account for operations that are financed and operated in a manner similar to private business enterprises -- where the intent of the City Council is that the costs of providing goods or services to the general public on a continuing basis be financed or recovered primarily through user charges; or where the City Council has decided that periodic determination of net income is appropriate for accountability purposes. Refuse Collection Fund — This fund is used to account for the operations of the City's refuse collection services. Transit System Fund — This fund is used to account for the operations of the City's bus and other transit services. Salt Fund — This fund is used to account for the operations of the City's salt distribution. America's River Project — This fund is used to account for all projects covered by the Vision Iowa Grant, including all matching funds. 133 CITY OF DUBUQUE, IOWA COMBINING STATEMENT OF NET POSITION NONMAJOR ENTERPRISE FUNDS JUNE 30, 2019 EXHIBIT B-1 Refuse Transit Collection System ASSETS Salt Total Other America's Enterprise River Project Funds CURRENT ASSETS Cash and pooled cash investments $ 897,298 $ 782,017 $ 21,940 $ 365 $ 1,701,620 Receivables Accounts 397,764 2,585 - 400,349 Intergovernmental 1,176,587 - 1,176,587 Prepaid items 12,169 - 12,169 Total Current Assets 1,295,062 1,973,358 21,940 365 3,290,725 NONCURRENT ASSETS Capital assets Land 36,000 - 36,000 Buildings 13,591,053 175,458 - 13,766,511 Improvements to other than buildings 796,092 686,312 1,482,404 Machinery and equipment 2,770,443 6,806,132 36,342 - 9,612,917 Accumulated depreciation (1,856,963) (6,717,068) (149,941) (8,723,972) Net Capital Assets 913,480 14,512,209 748,171 16,173,860 Total Noncurrent Assets 913,480 14,512,209 748,171 16,173,860 Total Assets 2,208,542 16,485,567 770,111 365 19,464,585 DEFERRED OUTFLOWS OF RESOURCES Pension related deferred outflows OPEB related deferred outflows Total Deferred Outflows of Resources LLABILITIES 241,473 353,407 - - 594,880 9,002 6,617 15,619 250,475 360,024 - - 610,499 CURRENT LIABILITIES Accounts payable 23,034 63,582 - - 86,616 Accrued payroll 50,796 74,075 124,871 General obligation bonds payable 5,200 9,268 14,468 Accrued compensated absences 1,639 4,200 5,839 Accrued interest payable 2,141 710 - - 2,851 Total Current Liabilities 82,810 151,835 234,645 NONCURRENT LIABILITIES General obligation bonds payable 67,209 299,987 - - 367,196 Accrued compensated absences 234,408 18,889 253,297 Net pension liability 920,551 1,347,266 2,267,817 Total OPEB liability 234,131 172,087 406,218 Total Noncurrent Liabilities 1,456,299 1,838,229 - - 3,294,528 Total Liabilities 1,539,109 1,990,064 - - 3,529,173 DEFERRED INFLOWS OF RESOURCES Pension related deferred inflows 79,148 115,837 - - 194,985 NET POSITION Net investment in capital assets 841,071 14,202,954 748,171 - 15,792,196 Unrestricted (311) 536,736 21,940 365 558,730 Total Net Position $ 840,760 $ 14,739,690 $ 770,111 $ 365 $ 16,350,926 134 CITY OF DUBUQUE, IOWA COMBINING STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION NONMAJOR ENTERPRISE FUNDS FOR THE YEAR ENDED JUNE 30, 2019 EXHIBIT B-2 OPERATING REVENUES Charges for sales and services Other Total Operating Revenues OPERATING EXPENSES Employee expense Utilities Repairs and maintenance Supplies and services Insurance Depreciation Total Operating Expenses OPERATING INCOME (LOSS) NONOPERATING REVENUES Intergovernmental Investment earnings Contributions Interest expense Gain on disposal of assets Net Nonoperating Revenues INCOME (LOSS) BEFORE TRANSFERS TRANSFERS IN TRANSFERS OUT CHANGE IN NET POSITION NET POSITION, BEGINNING NET POSITION, ENDING Refuse Collection Transit System America's Salt River Project Total Other Enterprise Funds $ 4,350,067 $ 1,361 4,351,428 450,077 $ 174,784 $ 62,308 - 512,385 174,784 - $ 4,974,928 361 64,030 361 5,038,958 2,681,581 18,137 323,540 896,623 21,035 273,008 2,329,870 75,006 640,405 556,239 46,039 882,402 939 153,514 27,639 - 5,011,451 93,143 964,884 19,874 1,626,250 - 67,074 1,183,049 4,213,924 4,529,961 182,092 19,874 8,945,851 137,504 21,162 (1,957) (4,017,576) 1,716,731 84,280 (3,099) 70,000 (7,308) (19,513) (3,906,893) 5 1,716,731 21,167 84,280 (5,056) 70,000 19,205 1,867,912 5 1,887,122 156,709 (2,149,664) 1,718,006 (21) (7,303) (19,513) (2,019,771) 19,874 1,737,880 (21) 156,709 684,051 (431,679) (7,303) 15,171,369 777,414 361 (281,912) 4 16,632,838 $ 840,760 $ 14,739,690 $ 770,111 $ 365 $ 16,350,926 135 CITY OF DUBUQUE, IOWA COMBINING STATEMENT OF CASH FLOWS NONMAJOR ENTERPRISE FUNDS YEAR ENDED JUNE 30, 2019 CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers Cash payments to suppliers for goods and services Cash payments to employees for services Other operating receipts NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Transfers from other funds Transfers to other funds Contributions Intergovernmental grant proceeds NET CASH PROVIDED BY NONCAPITAL FINANCING ACTIVITIES CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Proceeds from issuance of debt Premium on debt issuance Acquisition and construction of capital assets Proceeds from sale of capital assets Principal Paid Interest paid NET CASH PROVIDED BY (USED FOR) CAPITAL AND RELATED FINANCING ACTIVITIES CASH FLOWS FROM INVESTING ACTIVITIES Interest received NET INCREASE (DECREASE) IN CASH AND POOLED INVESTMENTS CASH AND POOLED INVESTMENTS, BEGINNING CASH AND POOLED INVESTMENTS, ENDING Refuse Collection $ 4,356,805 (1,243,761) (2,699,857) 1,361 414,548 America's Total Other Transit River Enterprise System Salt Project Funds $ 450,389 (1,341,767) (2,379,943) 62,308 $ 174,784 $ - $ 4,981,978 (154,453) (19,874) (2,759,855) (5,079,800) 361 64,030 (3,209,013) 20,331 (19,513) (2,793,647) 1,718,006 (21) 84,280 1,645,638 3,447,903 19,874 19,874 1,737,880 (21) 84,280 1,645,638 3,467,777 (450,302) (5,158) (2,119) (457,579) 23,207 216,125 6,112 (43,761) 70,000 (9,268) (2,731) 236,477 9 216,125 6,112 (494,063) 70,000 (14,426) (4,850) (221,102) 23,216 (19,824) 475,367 20,340 361 476,244 917,122 306,650 1,600 4 1,225,376 $ 897,298 782,017 $ 21,940 $ 365 $ 1,701,620 136 CITY OF DUBUQUE, IOWA COMBINING STATEMENT OF CASH FLOWS NONMAJOR ENTERPRISE FUNDS YEAR ENDED JUNE 30, 2019 EXHIBIT B-3 RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES Operating income (loss) Business -type Activities - Enterprise Funds America's Total Other Refuse River Enterprise Collection Transit Salt Project Funds $ 137,504 $ (4,017,576) $ (7,308) $ (19,513) $ (3,906,893) Adjustments to reconcile operating income (loss) to net cash provided by (used for) operating activities Depreciation 273,008 882,402 27,639 1,183,049 Change in assets and liabilities Decrease in receivables 6,738 312 - 7,050 (Increase) in inventories and prepaid items (791) (791) Increase (Decrease) in accounts payable 15,574 (23,287) - (7,713) (Decrease) in accrued liabilities (3,966) (5,210) (9,176) (Decrease) in net pension liability (64,792) (243,489) - (308,281) Decrease in deferred outflows 36,469 96,609 133,078 Increase in deferred inflows 25,124 28,619 - 53,743 Increase (Decrease) in total OPEB liability (11,111) 73,398 62,287 Total Adjustments 277,044 808,563 27,639 1,113,246 NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES $ 414,548 $ (3,209,013) $ 20,331 $ (19,513) $ (2,793,647) 137 THIS PAGE IS INTENTIONALLY LEFT BLANK 138 INTERNAL SERVICE FUNDS Internal service funds are used to account for the financing of goods or services provided by one department to other departments of the government and to other government units, on a cost -reimbursement basis. General Service Fund - This fund is used to account for engineering, street, and general services supplied to other departments. Garage Service Fund - This fund is used to account for maintenance and repair services for the City's automotive equipment. Stores/Printing Fund - This fund is used to account for printing, supplies, and other services provided to other departments. Health Insurance Reserve Fund - This fund is used to account for health insurance costs. Workers' Compensation Reserve Fund - This fund is used to account for workers' compensation costs. 139 CITY OF DUBUQUE, IOWA COMBINING STATEMENT OF NET POSITION INTERNAL SERVICE FUNDS JUNE 30, 2019 General Garage Stores/ Service Service Printing ASSETS CURRENT ASSETS Cash and pooled cash investments $ $ 448,010 $ 633 Receivables Accounts Accrued interest Inventories 66,492 9,582 Total Current Assets 514,502 10,215 NONCURRENT ASSETS Capital assets Machinery and equipment 356,590 Accumulated depreciation (222,266) Net Capital Assets 134,324 Total Noncurrent Assets - 134,324 Total Assets 648,826 10,215 DEFERRED OUTFLOWS OF RESOURCES Pension related deferred outflows LIABILITIES 241,214 141,617 CURRENT LIABILITIES Accounts payable 78,073 7,432 Accrued payroll 27,923 Total Current Liabilities 105,996 7,432 NONCURRENT LIABILITIES Net pension liability 919,569 539,883 Total Noncurrent Liabilities 919,569 539,883 Total Liabilities 919,569 645,879 7,432 DEFERRED INFLOWS OF RESOURCES Pension related deferred inflows 79,064 46,418 NET POSITION Net investment in capital assets 134,324 Unrestricted (757,419) (36,178) 2,783 Total Net Position (Deficit) $ (757,419) $ 98,146 $ 2,783 140 EXHIBIT C-1 Health Workers' Insurance Compensation Reserve Reserve Total $ 5,526,163 $ 1,611,073 $ 7,585,879 227,889 227,889 15,390 4,487 19,877 76,074 5,769,442 1,615,560 7,909,719 356,590 (222,266) 134,324 - 134,324 5,769,442 1,615,560 8,044,043 382,831 975,946 1,023,090 2,084,541 27,923 975,946 1,023,090 2,112,464 - 1,459,452 1,459,452 975,946 1,023,090 3,571,916 - 125,482 134,324 4,793,496 592,470 4,595,152 $ 4,793,496 $ 592,470 $ 4,729,476 141 CITY OF DUBUQUE, IOWA COMBINING STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION (DEFICITS) INTERNAL SERVICE FUNDS FOR THE YEAR ENDED JUNE 30, 2019 OPERATING REVENUES Charges for sales and services Other General Garage Stores/ Service Service Printing $ 1,420,518 $ 2,321,484 $ 555,623 33,074 Total Operating Revenues 1,420,518 2,354,558 555,623 OPERATING EXPENSES Employee expense 1,296,453 1,005,687 Utilities 26,191 7,089 Repairs and maintenance 96,731 Supplies and services - 1,095,232 548,960 Insurance 15,568 Depreciation 40,781 Total Operating Expenses 1,296,453 2,280,190 556,049 OPERATING INCOME (LOSS) 124,065 74,368 (426) NONOPERATING REVENUES (EXPENSES) Intergovernmental - 173 Investment earnings - Gain on disposal of assets 5,055 CHANGE IN NET POSITION 124,065 79,596 (426) NET POSITION (DEFICIT), BEGINNING (881,484) 18,550 3,209 NET POSITION (DEFICIT), ENDING $ (757,419) $ 98,146 $ 2,783 142 EXHIBIT C-2 Health Workers' Insurance Compensation Reserve Reserve Total $ 10,542,427 $ 907,865 $ 15,747,917 5,654 29,796 68,524 10,548,081 93 7, 661 15,816,441 2,302,140 33,280 96,731 9,637,510 693,551 11,975,253 59,850 75,418 40,781 9,637,510 753,401 14,523,603 910,571 184,260 1,292,838 118,748 173 37,882 156,630 5,055 1,029,319 222,142 1,454,696 3,764,177 370,328 3,274,780 $ 4,793,496 $ 592,470 $ 4,729,476 143 CITY OF DUBUQUE, IOWA COMBINING STATEMENT OF CASH FLOWS INTERNAL SERVICE FUNDS YEAR ENDED JUNE 30, 2019 CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers Cash payments to suppliers for goods and services Cash payments to employees for services Other operating receipts NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Payments of interfund balances NET CASH (USED FOR) NONCAPITAL FINANCING ACTIVITIES CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Acquisition and construction of capital assets Intergovernmental grant proceeds Proceeds from sale of capital assets NET CASH (USED FOR) CAPITAL AND RELATED FINANCING ACTIVITIES CASH FLOWS FROM INVESTING ACTIVITIES Interest received NET INCREASE (DECREASE) IN CASH AND POOLED INVESTMENTS CASH AND POOLED INVESTMENTS, BEGINNING CASH AND POOLED INVESTMENTS, ENDING General Service Garage Service $ 1,420,518 $ (1,392,720) 27,798 (27,798) (27,798) Stores/ Printing 2,321,484 $ (1,218,045) (1,010,466) 33,074 126,047 (16,600) 173 5,055 (11,372) 114,675 333,335 555,623 (557,942) (2,319) (2,319) 2,952 $ 448,010 $ RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES Operating income $ 124,065 $ Adjustments to reconcile operating income to net cash provided by (used for) operating activities Depreciation Change in assets and liabilities (Increase) in receivables (Increase) Decrease in inventories and prepaid items Increase in accounts payable (Decrease) in net pension liability Decrease in deferred outflows Increase in deferred inflows (Decrease) in accrued liabilities Total Adjustments (188,282) 73,692 18,323 (96,267) 633 74,368 $ 40,781 (3,569) 19,246 (42,214) 23,843 14,503 (911) 51,679 (426) (4,147) 2,254 (1,893) NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES $ 27,798 $ 126,047 $ (2,319) 144 EXHIBIT C-3 Health Workers' Insurance Compensation Reserve Reserve Total $ 10,477,274 $ 907,865 $ 15,682,764 (9,161,398) (712,760) (11,650,145) (2,403,186) 5,654 29,796 68,524 1,321,530 112,483 1,434,013 4,092,150 224,901 1,697,957 (27,798) (27,798) (16,600) 173 5,055 (11,372) 36,405 148,888 261,306 1,807,675 1,349,767 5,778,204 $ 5,526,163 $ 1,611,073 $ 7,585,879 $ 910,571 $ 184,260 $ 1,292,838 40,781 (65,153) (65,153) 14,238 6,522 476,112 26,403 524,015 (230,496) 97,535 32,826 (911) 410,959 40,641 405,119 $ 1,321,530 $ 224,901 $ 1,697,957 145 THIS PAGE IS INTENTIONALLY LEFT BLANK 146 AGENCY FUNDS The agency fund is used to report resources held by the City in a purely custodial capacity. Cable Equipment Fund — This fund is used to account for resources received under the cable franchise agreement to support public, educational, and governmental access and internet use grants. Dog Track Depreciation Fund — This fund is used to account for the resources held for improvements at the greyhound racing facility. Flexsteel Decomission Fund —This fund is used to account for the resources held for the decomissioning of the prior Flexsteel site. 147 CITY OF DUBUQUE, IOWA COMBINING STATEMENT OF CHANGES IN ASSETS AND LIABILITIES AGENCY FUND FOR THE YEAR ENDED JUNE 30, 2019 EXHIBIT D-1 Balance Balance Beginning End of Year Additions Deductions of Year CABLE EQUIPMENT FUND ASSETS Cash and pooled cash investments $ 650,012 $ 201,308 $ 103,896 $ 747,424 Prepaids 21,246 12,054 21,246 12,054 Accounts receivable 49,207 50,729 49,207 50,729 Total Assets $ 720,465 $ 264,091 $ 174,349 $ 810,207 LIABILITIES Due to other agency $ 720,465 $ 264,091 $ 174,349 $ 810,207 Total Liabilities $ 720,465 $ 264,091 $ 174,349 $ 810,207 DOG TRACK DEPRECIATION FUND ASSETS Cash and pooled cash investments $ 945,469 $ 142,306 $ 75,046 $ 1,012,729 Accrued interest 2,108 2,820 2,108 2,820 Total Assets $ 947,577 $ 145,126 $ 77,154 $ 1,015,549 LIABILITIES Due to other agency $ 947,577 $ 145,126 $ 77,154 $ 1,015,549 FLEXSTEEL DECOMISSION FUND ASSETS Cash and pooled cash investments $ 665,839 $ 300,000 $ - $ 965,839 Notes receivable 2,000,000 - 300,000 1,700,000 Total Assets $ 2,665,839 $ 300,000 $ 300,000 $ 2,665,839 LIABILITIES Due to other agency $ 2,665,839 $ Total Liabilities $ 2,665,839 $ $ $ 2,665,839 $ 2,665,839 TOTAL AGENCY FUNDS ASSETS Cash and pooled cash investments $ 2,261,320 $ 643,614 $ 178,942 $ 2,725,992 Prepaids 21,246 12,054 21,246 12,054 Accounts receivable 49,207 50,729 49,207 50,729 Notes receivable 2,000,000 300,000 1,700,000 Accrued interest 2,108 2,820 2,108 2,820 Total Assets $ 4,333,881 $ 709,217 $ 551,503 $ 4,491,595 LIABILITIES Due to other agency 4,333,881 409,217 251,503 4,491,595 Total Liabilities $ 4,333,881 $ 409,217 $ 251,503 $ 4,491,595 148 Statistical Section (Unaudited) June 30, 2019 City of Dubuque, Iowa 149 THIS PAGE IS INTENTIONALLY LEFT BLANK 150 CITY OF DUBUQUE, IOWA STATISTICAL SECTION This statistical section of the City's comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the City's overall financial health. Contents Page Financial Trends These schedules contain trend information to help the reader understand how the City's financial performance and well-being have changed over time. Revenue Capacity These schedules contain information to help the reader assess the City's most significant local revenue source, the property tax. Debt Capacity These schedules present information to help the reader assess the affordability of the City's current levels of outstanding debt and the City's ability to issue additional debt in the future. Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the City's financial activities take place and to help make comparisons over time and with other governments. Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the City's financial report relates to the services the City provides and the activities it performs. 150 160 164 175 178 Sources: Unless otherwise noted, the information in these schedules is derived from the comprehensive annual financial reports for the relevant year. 151 CITY OF DUBUQUE, IOWA NET POSITION BY COMPONENT LAST TEN FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) Fiscal - 2010 2011 2012 2013 2014 Govemmental activities Net investment in capital assets $ 309,126,684 $ 329,416,245 $ 347,890,769 $ 342,046,442 $ 354,732,451 Restricted 26,064,318 23,738,199 26,180,100 23,491,207 21,501,638 Unrestricted (11,256,312) (4,891,381) (16,876,988) (8,361,688) (18,151,279) Total governmental activities net position $ 323,934,690 $ 348,263,063 $ 357,193,881 $ 357,175,961 $ 358,082,810 Business -type activities Net investment in capital assets $ 124,805,513 $ 135,026,753 $ 132,237,734 $ 138,498,777 $ 138,842,390 Restricted 129,642 893,519 957,802 6,011,848 5,315,519 Unrestricted 11,679,961 2,603,799 10,665,596 (641,384) (593,202) Total business -type activities net position $ 136,615,116 $ 138,524,071 $ 143,861,132 $ 143,869,241 $ 143,564,707 Primary govemment Net investment in capital assets $ 433,932,197 $ 464,442,998 $ 480,128,503 $ 480,545,219 $ 493,574,841 Restricted 26,193,960 24,631,718 27,137,902 29,503,055 26,817,157 Unrestricted 423,649 (2,287,582) (6,211,392) 9,003,072 (18,744,481) Total primary government net positions $ 460,549,806 $ 486,787,134 $ 501,055,013 $ 501,045,202 $ 501,647,517 152 TABLE 1 Year 2015 2016 2017 2018 2019 $ 348,173,267 $ 369,244,904 $ 375,578,520 $ 379,040,697 $ 385,005,220 22,047,405 21,473,309 23,955,112 27,269,997 28,321,603 (49,579,334) (47,166,839) (43,921,629) (41,853,174) (36,682,314) $ 320,641,338 $ 343,551,374 $ 355,612,003 $ 364,457,520 $ 376,644,509 $ 148,487,126 $ 161,326,743 $ 164,448,390 $ 168,205,523 $ 179,561,228 7,796,668 4,254,907 3,796,752 3,053,616 3,131,716 (4,568,933) (7,339,071) 3,876,760 10,696,792 12,617,567 $ 151,714,861 $ 158,242,579 $ 172,121,902 $ 181,955,931 $ 195,310,511 $ 496,660,393 $ 530,571,647 $ 540,026,910 $ 547,246,220 $ 564,566,448 29,844,073 25,728,216 27,751,864 30,323,613 31,453,319 (54,148,267) (54,505,910) (40,044,869) (31,156,382) (24,064,747) $ 472,356,199 $ 501,793,953 $ 527,733,905 $ 546,413,451 $ 571,955,020 153 CITY OF DUBUQUE, IOWA CHANGES IN NET POSITION LAST TEN FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) Expenses Governmental activities: Public safety Public works Health and social services Culture and recreation Community and economic development General government Interest on long-term debt Total governmental activities expenses Business -type activities: Sewage disposal works Water utility Stormwater utility Parking facilities America's River Project Refuse collection Transit system Salt Total business -type activities expenses Total primary government expenses Program Revenues Governmental activities: Charges for services Public safety Public works Culture and recreation Other activities Operating grants and contributions Capital grants and contributions Total governmental activities program revenues Business -type activities: Charges for services Sewage disposal works Water utility Stormwater utility Parking facilities America's River Project Refuse collection Transit system Salt Operating grants and contributions Capital grants and contributions Total business -type activities program revenues Total primary government program revenues Fiscal - 2010 $ 22,067,988 22,121,629 852,099 11,446,084 15,422,099 7,963,016 3,101,897 82,974,812 6,631,326 6,093,827 2,213,144 4,003,776 423,158 2,703,887 2,832,066 2011 $ 23,759,068 18,978,423 1,072,347 10,911,733 12,890,841 9,052,704 3,294,951 79,960,067 7,899,011 6,523,993 2,811,321 4,775,834 180,086 2,828,891 2,947,958 671,647 2012 $ 26,326,367 22,917,747 913,954 12,749,558 22,030,950 6,133,983 3,294,912 94,367,471 9,718,669 7,410,710 2,750,767 3,152,055 22,787 3,173,075 3,629,750 661,395 24,901,184 28,638,741 30,519,208 $ 107,875,996 $ 108,598,808 $ 124,886,679 2,348,064 4,046,583 2,192,886 2,412,880 20,830,113 10,748,522 42,579,048 5,893,730 5,326,202 2,282,625 2,399,843 7,000 2,893,017 273,433 1,652,277 3,800,582 24,528,709 2,579,573 5,331,667 2,108,177 2,530,234 14,204,627 23,482,866 50,237,144 6,643,974 5,638,277 2,993,539 2,750,610 3,082,197 193,236 773,258 2,773,933 6,536,527 31,385,551 $ 67,107,757 $ 81,622,695 2,915,562 5,178,439 2,321,553 2,873,298 23,013,997 16,560,811 52,863,660 7,827,281 6,037,073 3,180,134 2,908,989 3,257,960 278,835 665,942 1,579,493 5,323,486 31,059,193 $ 83,922,853 2013 2014 $ 28,292,481 $ 27,578,517 21,607,536 21,306,882 716,970 1,055,398 13,647,178 13,696,331 17,388,720 14,591,257 6,248,483 9,610,084 4,049,640 3,684,993 91,951,008 91,523,462 9,375,748 6,817,772 3,347,304 3,586,405 22,770 3,468,859 3,492,095 346,066 11,481,103 8,812,340 3,431,096 3,732,492 33,579 3,750,366 3,847,320 56,468 30,457,019 35,144,764 $ 122,408,027 $ 126,668,226 2,495,737 4,472,479 2,488,844 3,264,979 13,995,316 10,791,945 2,624,455 5,829,293 2,321,265 3,921,256 12,784,907 12,162,649 37,509,300 39,643,825 8,924,785 6,922,582 3,192,256 2,883,865 3,346,795 307,314 395,000 2,264,695 1,240,583 10,025,673 7,248,790 3,224,504 2,920,148 3,700,922 275,907 45,600 1,717,208 2,920,942 29,477,875 32,079,694 $ 66,987,175 $ 71,723,519 TABLE 2 Year 2015 2016 2017 2018 2019 $ 25,525,937 19,207,837 928,968 13,002,690 18,064,831 6,420,173 3,903,667 $ 26,851,624 $ 30,020,343 24,323,023 19,608,137 967,936 815,251 12,993,331 13,653,509 15,464,781 18,096,170 4,101,423 8,982,668 2,963,134 3,467,685 87,054,103 87,665,252 94,643,763 12,019,866 7,800,393 4,131,562 3,383,419 24,000 3,740,404 4,245,823 244,691 35,590,158 $ 122,644,261 2,532,114 6,092,356 2,547,843 3,493,143 11,992,439 9,704,043 36,361,938 10,582,662 7,463,430 3,490,040 3,036,214 3,783,493 397,545 232,271 1,866,535 10,020,715 40,872,905 12,817,669 6,483,229 5,021,523 3,420,296 21,521 3,968,761 4,274,967 181,617 36,189,583 $ 123,854,835 11,326,661 6,807,217 6,234,015 3,547,856 22,893 4,208,268 4,237,054 45,039 36,429,003 $ 131,072,766 2,713,065 2,930,068 5,765,075 5,681,107 2,723,270 2,767,636 3,887,056 3,541,205 15,301,219 15,028,527 18,667,619 13,360,280 49,057,304 43,308,823 12,158,439 8,406,928 3,754,148 3,247,383 1,605 3,857,340 463,688 81,720 1,648,077 7,607,721 12,442,584 8,553,225 4,076,396 3,286,947 4 4,185,051 459,258 86,887 1,700,171 14,160,820 41,227,049 48,951,343 $ 77,234,843 $ 90,284,353 $ 92,260,166 $ 29,482,962 20,393,871 883,217 14,323,710 21,109,384 7,573,081 3,129,502 $ 29,637,417 24,835,035 1,442,658 12,916,646 15,837,039 5,944,116 3,387,730 96,895,727 94,000,641 11,614,347 7,109,421 6,159,039 2,866,510 10,143 4,244,551 4,722,979 119,421 36,846,411 $ 133,742,138 2,600,751 6,654,101 2,874,493 5,864,541 21,569,356 7,779,713 12,177,352 7,892,423 7,025,525 2,850,531 19,874 4,215,881 4,533,060 182,092 38,896,738 $ 132,897,379 2,535,504 7,327,692 2,459,644 3,815,321 23,198,271 11,048,200 47,342,955 50,384,632 12,659,662 8,906,136 4,367,963 3,034,744 4 4,232,542 465,550 96,273 1,648,403 5,705,262 12,479,684 8,959,023 4,714,670 3,066,118 4,351,428 512,385 174,784 1,917,366 6,215,459 41,116,539 42,390,917 $ 88,459,494 $ 92,775,549 (Continued) 155 CITY OF DUBUQUE, IOWA CHANGES IN NET POSITION LAST TEN FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) Net (Expense)/Revenue Governmental activities Business -type activities Total primary government net expense General Revenues and Other Changes in Net Position Governmental activities: General Revenues Property taxes Local option sales tax Hotel/motel tax Utility franchise fees Gaming Unrestricted investment earnings Gain on sale of capital assets Other Transfers Total governmental activities Business -type activities: General Revenues Unrestricted investment earnings Gain on sale of capital assets Extraordinary item Transfers Total business -type activities Total primary government Change in Net Position Governmental activities Business -type activities Total primary government Fiscal - 2010 2011 $ (40,395,764) $ (29,722,923) (372,475) 2,746,810 $ (40,768,239) $ (26,976,113) $ 24,876,073 8,112,471 1,678,806 1,591,712 8,209,761 1,339,709 880,930 (3,104,762) 43,584,700 $ 28,249,114 7,929,761 1,826,809 2,488,858 13,327,223 668,363 149,937 622,494 (1,211,263) 54,051,296 2012 $ (41,503,811) 539,985 $ (40,963,826) $ 30,816,614 8,459,888 1,903,944 2,272,481 8,785,453 1,529,149 1,417,048 (4,749,948) 50,434,629 2013 2014 $ (54,441,708) $ (51,879,637) (979,144) (3,065,070) $ (55,420,852) $ (54,944,707) $ 32,668,554 8,764,787 1,953,763 2,568,347 8,452,298 201,153 907,122 (1,092,236) $ 33,264,283 8,211,366 2,006,514 2,609,421 7,878,008 777,958 483,782 (2,444,846) 54,423,788 52,786,486 294,562 184,581 206,672 65,321 135,461 23,699 19,337 84,178 384,697 180,229 - (2,253,036) (243,722) (555,031) - 3,104,762 1,211,263 4,749,948 1,092,236 2,444,846 3,423,023 (837,855) 4,797,076 987,253 2,760,536 $ 47,007,723 $ 53,213,441 $ 55,231,705 $ 55,411,041 $ 55,547,022 $ 3,188,936 3,050,548 $ 24,328,373 1,908,955 $ 6,239,484 $ 26,237,328 $ 8,930,818 5,337,061 $ 14,267,879 $ (17,920) 8,109 $ 906,849 (304,534) $ (9,811) $ 602,315 156 TABLE 2 (continued) Year 2015 2016 2017 2018 2019 $ (50,692,165) 5,282,747 $ (38,607,948) 5,037,466 $ (45,409,418) $ (33,570,482) $ 36,277,719 8,760,246 2,623,551 2,828,688 7,397,709 668,134 19,495 (7,288,593) 51,286,949 185,356 6,571 7,288,593 $ 36,518,506 9,155,411 2,128,042 4,360,107 8,440,161 1,082,165 813,492 (979,900) 61,517,984 407,528 102,824 979,900 $ (51,334,940) 12,522,340 $ (49,552,772) 4,270,124 $ (43,616,009) 3,494,540 $ (38,812,600) $ (45,282,648) $ (40,121,469) $ 39,678,473 8,890,046 2,821,745 4,558,847 8,098,324 335,577 83,720 (1,071,163) 63,395,569 231,746 54,074 1,071,163 7,480,520 1,490,252 1,356,983 $ 39,632,246 8,610,948 2,286,469 4,832,958 8,062,251 688,769 309,857 $ 37,973,888 8,940,109 2,113,273 5,072,350 8,730,986 1,858,476 94,980 (5,423,015) (8,981,064) 59,000,483 55,802,998 268,283 798,497 4,680 80,479 5,423,015 8,981,064 5,695,978 9,860,040 $ 58,767,469 $ 63,008,236 $ 64,752,552 $ 64,696,461 $ 65,663,038 $ 594,784 12,763,267 $ 22,910,036 6,527,718 $ 12,060,629 13,879,323 $ 9,447,711 9,966,102 $ 12,186,989 13,354,580 $ 13,358,051 $ 29,437,754 $ 25,939,952 $ 19,413,813 $ 25,541,569 157 CITY OF DUBUQUE, IOWA FUND BALANCES, GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) Fiscal - 2010 2011* 2012 2013 2014 General Fund Reserved $ 5,199,760 $ $ - $ - Unreserved 8,622,705 - Nonspendable 868,631 5,613,359 6,646,278 6,549,063 Restricted - Assigned 8,904,490 5,549,803 3,434,440 1,904,805 Unassigned 6,139,306 9,371,016 8,806,171 7,356,066 Total general fund $ 13,822,465 $ 15,912,427 $ 20,534,178 $ 18,886,889 $ 15,809,934 All Other Governmental Funds Reserved $ 24,404,656 $ $ $ Unreserved, reported in: Special revenue funds 4,011,022 Debt service fund Capital projects funds (989,025) Permanent funds 33,273 - Nonspendable 10,320,305 10,975,468 9,092,520 8,640,780 Restricted 18,010,570 31,362,126 30,738,046 23,620,615 Committed 5,203,472 5,843,671 10,827,172 10,548,592 Unassigned (377,363) (429,344) - - Total all other governmental funds $ 27,459,926 $ 33,156,984 $ 47,751,921 $ 50,657,738 $ 42,809,987 *Classification changed in 2011 due to adoption of GASB 54. 158 TABLE 3 Year 2015 2016 2017 2018 2019 6,082,043 6,049,052 5,585,672 5,414,922 5,369,478 2,208 - 229,995 647,772 1,015,935 1,590,065 1,267,250 1,438,616 8,693,524 10,908,497 12,582,596 15,193,241 19,276,479 $ $ 15,423,339 $ 17,973,484 $ 19,760,541 21,875,413 $ 26,314,568 1,183,423 553,292 944,856 415,271 406,813 30,496,183 27,450,187 28,103,397 30,347,598 34,367,024 12,298,896 7,635,502 6,592,154 4,660,158 3,009,111 - - - (2,021,937) (1,185,047) $ 43,978,502 $ 35,638,981 $ 35,640,407 33,401,090 $ 36,597,901 159 CITY OF DUBUQUE, IOWA CHANGES IN FUND BALANCES, GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) Revenues Taxes Special assessments Licenses and permits Intergovernmental Charges for services Fines and forfeits Investment earnings Contributions Gaming Miscellaneous Total revenues Expenditures Current Public safety Public works Health and social services Culture and recreation Community and economic development General government Debt service Principal Interest Capital projects Total expenditures Excess (deficiency) of revenues over (under) expenditures Other Financing Sources (Uses) Issuance of bonds Discount on bonds Premiums on bonds Issuance of refunding bonds Payment to refunded bonds escrow agent Transfers in Transfers out Insurance recovery Sale of capital assets Total other financing sources (uses) Net change in fund balances Debt service as a percentage of noncapital expenditures Fiscal - 2010 $ 36,252,156 318,178 1,115,472 27,310,624 8,063,284 224,601 1,348,615 2,333,995 8,209,761 2,111,834 87,288,520 2011 $ 40,428,894 232,535 1,170,922 26,171,082 8,723,086 454,117 654,587 1,297,621 13,327,223 2,075,262 94,535,329 2012 $ 43,443,669 596,138 1,570,022 37,574,783 9,296,329 525,389 1,511,437 1,578,376 8,785,453 1,319,558 106,201,154 21,979,729 23,950,386 24,476,772 19,251,625 14,429,415 12,385,929 813,609 1,040,114 828,837 14,909,517 11,279,951 10,873,474 14,654,816 12,361,176 22,237,140 6,368,308 7,686,929 6,335,947 2,651,765 2,820,371 3,224,680 3,145,735 3,321,157 3,220,546 14,831,118 15,102,893 23,459,891 98,606,222 91,992,392 107,043,216 (11,317,702) 4,722,176 (31,990) 554,796 8,885,000 (9,405,000) 7,993,297 (10,562,137) 62,610 2,218,752 $ (9,098,950) 7.74% 2,542,937 6,996,722 (39,547) 1,642 705,000 (690,000) 15,850,523 (18,961,892) 628,482 753,153 5,244,083 (842,062) 27,215,363 (71,689) 123,990 8,773,387 (18,336,603) 132,425 2,221,877 20,058,750 S 7,787,020 $ 19,216,688 8.49% 7.65% 2013 2014 $ 45,440,973 175,486 1,271,771 26,580,831 8,952,179 484,128 180,016 370,154 8,452,298 1,315,915 $ 46,034,361 154,692 1,136,941 23,050,052 10,264,257 455,219 756,809 678,561 7,878,008 1,705,275 93,223,751 92,114,175 26,506,714 13,416,108 680,466 11,218,019 18,678,496 5,035,108 3,182,240 3,991,115 16,636,698 27,644,190 13,942,772 1,049,194 12,351,497 14,420,980 5,898,293 4,595,808 3,650,694 18,779,651 99,344,964 102,333,079 (6,121,213) (10,218,904) 6,577,268 4,949,148 (4,949,148) 15,295,630 (16,981,203) 49,209 2,438,837 15,862,516 (17,294,762) 59,796 666,648 7,379,741 (705,802) 1,258,528 S (10,924,706) 8.57% 9.51% 160 TABLE 4 Year 2015 2016 2017 2018 2019 $ 50,490,204 85,501 1,198,420 20,828,524 10,711,243 362,661 668,134 789,268 7,397,709 1,466,542 93,998,206 27,570,773 11,200,427 939,172 12,300,454 16,418,909 5,977,605 4,910,735 3,577,829 14,829,037 97,724,941 $ 51,580,084 $ 55,949,111 111,193 261,233 1,480,643 1,505,564 29,302,824 26,314,297 10,919, 854 10, 816,025 421,925 484,687 1,082,165 335,577 1,440,405 689,237 8,440,161 8,098,324 1,367,875 1,811,681 106,147,129 106,265,736 28,036,551 29,155,128 14,597, 823 11,728,716 1,015,987 868,280 11,909,029 12,397,294 13,473,413 16,474,553 6,436,114 7,287,586 10,302,412 17,615,698 3,707,268 3,579,807 31,504,5 81 16,260,851 120,983,178 115,367,913 $ 55,362,621 122,968 1,642,498 27,229,554 11,559,017 407,322 688,769 816,922 8,062,251 1,589,072 107,480,994 28,581,466 11,687,309 854,045 12,776,591 20,350,200 6,755,479 7,989,850 3,274,200 17,402,848 $ 54,101,901 113,178 1,619,892 31,359,695 12,476,036 404,400 1,701,846 1,343,916 8,708,702 1,526,804 113,356,370 28,807,920 12,851,393 1,046,184 13,037,048 15,730,191 6,571,094 5,509,605 3,320,911 20,145,054 109,671,988 107,019,400 (3,726,735) (14,836,049) (9,102,177) (2,190,994) 6,336,970 11,137,321 72,852 18,073,553 (25,241,795) 106,288 360,436 3,933,882 292,521 4,650,000 17,397,007 (18,376,907) 86,359 1,063,814 4,508,655 9,046,676 $ 781,920 S (5,789,373) 230,000 319,384 11,023,700 18,814,586 (19,917,219) 41,345 378,861 10,890,657 $ 1,788,480 110,000 16,915 1,778,325 18,889,096 (20,980,391) 98,058 2,154,546 2,883,875 81,693 17,025,952 (18,876,402) 87,843 96,035 2,066,549 1,298,996 $ (124,445) $ 7,635,966 9.97% 15.17% 20.94% 11.96% 9.84% 161 CITY OF DUBUQUE, IOWA TAXABLE AND ASSESSED VALUE OF PROPERTY TABLE 5 LAST TEN FISCAL YEARS (IN THOUSANDS OF DOLLARS) Total Taxable Value to Real Property Exemptions Total Total Levy Fiscal Taxable Assessed Real Taxable Assessed Assessed Total Direct Year Year Value Value Property Value Value Value Tax Rate 2008 2010 $ 2,033,135 $ 3,239,112 $ 9,246 $ 2,023,889 $ 3,239,112 62.48 % 9.85777 2009 2011 2,159,622 3,349,823 8,885 2,150,737 3,349,823 64.20 10.02742 2010 2012 2,243,474 3,406,186 8,875 2,234,599 3,406,186 65.60 10.45111 2011 2013 2,337,129 3,476,638 8,872 2,328,257 3,476,638 66.97 10.78478 2012 2014 2,398,151 3,503,774 8,799 2,389,352 3,503,774 68.19 11.02586 2013 2015 2,522,048 3,686,202 8,729 2,513,319 3,686,202 68.18 11.02588 2014 2016 2,508,933 3,723,003 8,631 2,500,302 3,723,003 67.16 11.02590 2015 2017 2,652,700 3,914,425 8,086 2,644,614 3,914,425 67.56 11.16739 2016 2018 2,686,813 3,931,498 7,783 2,679,030 3,931,498 68.14 10.89220 2017 2019 2,765,470 4,141,732 7,921 2,757,549 4,141,732 66.58 10.59725 Source: Dubuque County Assessor's and Auditor's Offices Ok 162 CITY OF DUBUQUE, IOWA PROPERTY TAX RATES DIRECT AND OVERLAPPING GOVERNMENTS LAST TEN FISCAL YEARS TAX RATES PER $1,000 ASSESSED VALUE TABLE 6 Dubuque Board of Ratio of Levy Fiscal Dubuque School Education and Area 1 Dubuque Dubuque Year Year City District Independents Voc. Tech County Total City to Total 2008 2010 $ 9.85777 $ 16.87918 $ 0.57970 $ 0.99471 $ 6.40435 $ 34.71571 28.40 % 2009 2011 10.02742 16.88349 0.55740 1.03532 6.50193 35.00556 28.65 2010 2012 10.45111 16.87685 0.67766 1.07379 6.49167 35.57108 29.38 2011 2013 10.78477 15.40388 0.71653 0.98407 6.43124 34.32049 31.42 2012 2014 11.02586 14.60281 0.75274 0.90455 6.43124 33.71720 32.70 2013 2015 11.02588 13.99630 0.66355 0.90807 6.43124 33.02504 33.39 2014 2016 11.02590 14.05629 0.63899 0.91036 6.38779 33.01933 33.39 2015 2017 11.16739 14.97697 0.63146 0.93757 6.29673 34.01012 32.84 2016 2018 10.89220 14.95665 0.62780 1.09993 6.34143 33.91801 32.17 2017 2019 10.58844 14.59791 0.65204 1.09993 5.97760 32.91592 32.11 Separate components of the Dubuque City Rate is as follows: Levy Fiscal Public Employee Debt Year Year General Transit Insurance Benefits Service Total 2008 2010 $ 8.10000 $ 0.60000 $ 0.21492 $ 0.90583 $ 0.03702 $ 9.85777 2009 2011 8.10000 0.54469 0.20531 1.12441 0.05300 10.02741 2010 2012 8.10000 0.35273 0.19508 1.75052 0.05278 10.45111 2011 2013 8.10000 0.49516 0.13965 2.02267 0.02729 10.78477 2012 2014 8.10000 0.38382 0.16288 2.33093 0.04823 11.02586 2013 2015 8.10000 0.48268 0.16595 2.23209 0.04516 11.02588 2014 2016 8.10000 0.48461 0.16428 2.16440 0.11261 11.02590 2015 2017 8.10000 0.49739 0.14963 2.30637 0.11400 11.16739 2016 2018 8.10000 0.66319 0.15561 1.89350 0.07990 10.89220 2017 2019 8.10000 0.62877 0.13933 1.62026 0.10008 10.58844 Source: Dubuque County Auditor's Office. 163 CITY OF DUBUQUE, IOWA PRINCIPAL PROPERTY TAXPAYERS CURRENT YEAR AND NINE YEARS AGO (IN THOUSANDS OF DOLLARS) TABLE 7 2019 2010 Percentage of Percentage of Total City Total City Taxable Taxable Taxable Taxable Taxpayer Value Rank Value Value Rank Value Peninsula Gaming Company LLC $ 63,779 1 2.31 % $ 56,784 1 2.79 % Kennedy Mall Inc. 38,960 2 1.41 31,133 2 1.53 Progressive Processing LLC (Hormel) 25,375 3 0.92 Walter Development LLC 25,067 4 0.91 GRDT Investments LLC (Queck) 24,488 5 0.89 MAR Holdings LLC (Medical Assoc.) 21,343 6 0.77 19,157 3 0.94 Nordstrom, Inc. 14,800 7 0.54 16,884 5 0.83 Platinum Holdings LLC 13,500 8 0.49 11,179 7 0.55 McGraw Hill Global Education LLC 13,500 9 0.49 14,440 6 0.71 Flexsteel Industries Inc. 13,304 10 0.48 Lexington Dubuque LLC 9,844 10 0.48 Otto A LLC 17,500 4 0.86 Asbury Dubuque LLC 9,925 9 0.49 Minglewood Limiited Partnership 9,948 8 0.49 $ 254,116 9.21 % $ 196,794 9.67 % Source: Dubuque County Auditor's Office 164 CITY OF DUBUQUE, IOWA PROPERTY TAX LEVIES AND COLLECTIONS LAST TEN FISCAL YEARS (IN THOUSANDS OF DOLLARS ) TABLE 8 Total Percent of Total Tax Ratio of Tax Current Current Delinquent Total Tax Collections Outstanding Delinquent Fiscal Levy Levy Tax Taxes Tax Collections to Total Delinquent Taxes to Total Year Year (1) Collections Collected Collections (2) Tax Levy Taxes Tax Levy 2010 2009 $ 19,124 $ 19,117 99.9 % $ (10) $ 19,107 99.9 % $ 202 1.06 2011 2010 19,906 19,793 99.4 13 19,806 99.5 276 1.39 2012 2011 21,340 21,339 100.0 1 21,340 99.9 185 0.87 2013 2012 22,789 22,752 99.8 7 22,759 99.9 182 0.80 2014 2013 23,993 23,915 99.7 8 23,923 99.7 211 0.88 2015 2014 24,866 24,715 99.4 7 24,722 99.4 362 1.46 2016 2015 24,944 24,889 100.0 84 24,973 100.0 288 1.15 2017 2016 26,435 26,318 99.6 2 26,320 99.6 354 1.34 2018 2017 25,924 26,026 100 1 26,027 100.4 199 0.77 2019 2018 26,556 26,442 99.6 4 26,446 99.6 202 0.76 (1) Excludes tax increment levy. (2) Includes taxes collected in June by the County but not received by the City until July. 165 CITY OF DUBUQUE RATIOS OF OUTSTANDING DEBT BY TYPE LAST TEN FISCAL YEARS Fiscal Year Governmental Activities General Obligation Bonds 2010 $ 27,887,864 2011 32,561,048 2012 53,087,811 2013 56,517,165 2014 52,568,648 2015 59,614,941 2016 58,869,812 2017 53,800,719 2018 48,833,498 2019 46,917,828 Tax Increment Financing Bonds $ 24,449,674 23,037,222 22,258,283 21,920,537 21,556,435 21,165,946 20,764,818 20,333,690 19,867,562 19,366,434 Tax Increment Financing Notes Other Loans Payable Business - General Obligation Bonds $ 1,049,696 $ 282,857 $ 23,957,802 1,931,348 282,857 25,254,652 1,767,664 4,735,714 35,108,003 1,235,903 5,638,871 34,921,131 1,030,036 5,541,428 32,738,862 811,608 5,444,285 45,868,394 625,429 5,347,142 46,806,473 451,763 4,650,000 44,487,023 255,881 4,067,700 41,979,910 176,054 3,984,110 39,246,005 Note: Details regarding the City's outstanding debt can be found in the notes to the financial statements. 2016 data changed to include premium and discounts in the outstanding computation. (1) Population and personal income data can be found in Table 18. * Personal Income unavailable at report date 166 TABLE 9 Type Activities Capital Other Total Percentage of Loan Revenue Loans Primary Personal Per Notes Bonds Payable Government Income (1) Capita (1) $ 8,289,621 $ 1,115,430 $ 371,978 $ 87,404,922 3.9 % $ 1,515 33,195,408 6,777,793 2,252,109 125,292,437 5.1 2,174 61,957,749 6,521,188 331,235 185,767,647 7.1 3,223 75,415,431 6,260,299 309,304 202,218,641 7.8 3,508 82,924,949 14,151,437 286,263 210,798,058 8.1 3,657 85,477,970 34,543,432 262,055 253,188,631 10.0 4,393 104,156,549 34,196,999 236,623 271,003,845 9.9 4,637 110,513,944 33,840,566 5,209,900 273,287,605 10.1 4,648 112,765,210 33,474,133 4,181,826 265,425,720 9.1 4,555 111,655,589 33,097,700 3,152,331 257,596,051 * 4,555 167 CITY OF DUBUQUE RATIOS OF GENERAL BONDED DEBT OUTSTANDING LAST TEN FISCAL YEARS DOLLARS IN THOUSANDS EXCEPT PER CAPITA TABLE 10 Percentage of Percentage of General Taxable Taxable Assessed Assessed Fiscal Obligation Value of Value of Value of Value of Per Year Bonds Property Property Property Property Capita 2010 $ 51,846 $ 2,023,899 2.56 % $ 3,239,112 1.60 % $ 899 2011 57,816 2,159,622 2.68 3,349,823 1.73 1,003 2012 88,196 2,243,474 3.93 3,406,186 2.59 1,530 2013 91,438 2,337,129 3.91 3,476,638 2.63 1,586 2014 85,308 2,398,151 3.56 3,503,774 2.43 1,480 2015 105,483 2,522,048 4.18 3,686,202 2.86 1,830 2016 105,676 2,508,933 4.21 3,723,003 2.84 1,808 2017 98,288 2,652,700 3.71 3,914,425 2.51 1,672 2018 90,813 2,686,813 3.38 3,931,498 2.31 1,558 2019 86,164 2,765,470 3.12 4,141,732 2.08 1,487 *Prior year information has been modified to net GO Bonds with the fund balance in Debt Service. *General Obligation Bonds are netted with the fund balance in the Debt Service fund. 168 CITY OF DUBUQUE, IOWA DIRECT AND OVERLAPPING DEBT AS OF JUNE 30, 2019 TABLE 11 Jurisdiction Net General Obligation Bonded Debt Outstanding Tax Increment Financing Bonds (1) Tax Increment Financing Notes Sales Tax Revenue Bonds Direct, City of Dubuque, Iowa $ 84,699,999 $ 19,535,000 $ 176,054 $ Overlapping: Dubuque County Dubuque Community School District Northeast Iowa Community College Total Overlapping Total Loans Payable $ 3,984,111 21,020,000 - - 245,712 18,060,000 23,002,435 39,080,000 - - 23,248,147 $ 123,779,999 $ 19,535,000 $ 176,054 $ - $ 27,232,258 Source: Dubuque County Auditor, Dubuque Community School District and Northeast Iowa Community College (1) Excludes sales tax revenue bonds. Percentage Applicable to City 100.00 % 70.82 % 53.95 % 54.02 % Note: Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of Dubuque. This process recognizes that, when considering the city's ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore respo- nsible for repaying the debt, of each overlapping government. Amount Applicable to Government $ 108,395,164 15,060,377 22,181,927 37,242,305 $ 145,637,469 169 CITY OF DUBUQUE, IOWA LEGAL DEBT MARGIN INFORMATION LAST TEN FISCAL YEARS (IN THOUSANDS OF DOLLARS) 2010 2011 2012 2013 Debit limit $ 167,247 $ 174,333 $ 177,668 $ 181,668 Total net debt applicable to limit 79,273 109,636 142,551 144,118 Legal debit margin $ 87,974 $ 64,697 $ 35,117 $ 37,550 Total net debt applicable to the debt limit as a percentage of debt limit 47.40% 62.89% 80.23% 79.33% 170 TABLE 12 2014 2015 2016 2017 2018 2019 $ 183,621 $ 193,114 $ 196,031 $ 207,174 $ 209,049 $ 221,513 131,289 154,643 152,386 141,076 124,926 117,223 $ 52,332 $ 38,471 $ 43,645 $ 66,098 $ 84,123 $ 104,290 71.50% 80.08% 77.74% 68.10% Legal Debt Margin Calculation for Fiscal Year 2019 Estimated actual value Debt limit - 5% of total actual valuation Debt applicable to limit: (Including GO Debt, TIF Debt, and Lease Obligations Paid from General Fund) $ 4,430,255,110 $ 221,512,756 (117,222,925) Legal debt margin $ 104,289,831 59.76% 52.92% 171 CITY OF DUBUQUE, IOWA REVENUE DEBT COVERAGE LAST TEN FISCAL YEARS ( IN THOUSANDS OF DOLLARS ) TABLE 13 Gross Operating Net Revenue Current Fiscal Year's Fiscal Revenues Expenses Available For Debt Service Requirements Year (1) (2) Debt Service Principal Interest Total Coverage (3) WATER UTILITY 2010 5,353 5,153 200 70 52 122 1.64 2011 5,680 5,316 364 70 182 252 1.44 2012 6,087 5,895 192 255 238 493 0.39 2013 6,944 5,391 1,553 260 231 491 3.16 2014 7,283 7,384 (101) 432 344 776 (0.13) 2015 7,511 6,322 1,189 275 218 493 2.41 2016 8,508 4,826 3,682 285 211 496 7.42 2017 8,589 4,678 3,911 473 305 778 5.03 2018 8,962 4,989 3,973 489 288 777 5.11 2019 9,160 5,726 3,434 505 345 850 4.04 STORMWATER UTILITY (a) 2010 2,357 1,320 1,037 75 58 133 7.80 2011 3,023 1,679 1,344 100 178 278 4.83 2012 3,211 1,497 1,714 231 243 474 3.62 2013 3,194 2,019 1,175 462 268 730 1.61 2014 3,240 1,833 1,407 320 309 629 2.24 2015 3,551 2,162 1,389 331 311 642 2.16 2016 3,948 2,140 1,808 341 301 642 2.82 2017 4,224 2,601 1,623 352 291 643 2.52 2018 4,486 2,374 2,112 363 283 646 3.27 2019 5,062 3,229 1,833 343 273 616 2.98 SEWAGE DISPOSAL WORKS 2010 5,995 5,331 664 - 7 7 94.86 2011 6,699 6,029 670 33 382 415 1.61 2012 7,878 7,018 860 34 1,129 1,163 0.74 2013 8,951 6,113 2,838 1,719 1,443 3,162 0.90 2014 10,083 6,754 3,329 2,326 1,423 3,749 0.89 2015 10,629 6,950 3,679 2,603 1,358 3,961 0.93 2016 12,237 7,702 4,535 2,610 1,435 4,045 1.12 2017 12,475 6,082 6,393 2,652 1,454 4,106 1.56 2018 12,731 6,360 6,371 2,707 1,476 4,183 1.52 2019 12,667 7,013 5,654 2,878 1,429 4,307 1.31 a) Excludes the 2015 Lower Bee Branch Stormwater SRF debt service paid by Sales Tax Increment revenue. (1) Total revenues (including interest). (2) Total operating expenses exclusive of depreciation. (3) Coverage is computed by dividing net revenue available for debt service by debt service requirement. 172 CITY OF DUBUQUE, IOWA WATER AND SEWER RECEIPT HISTORY LAST TEN FISCAL YEARS TABLE 14 Fiscal Year Water Sewer Gallons Revenue Revenue Billed 2010 $ 5,209,591 $ 5,710,768 1,822,051,488 2011 5,561,910 6,502,740 1,903,364,420 2012 6,298,768 8,682,927 1,914,175,940 2013 6,701,771 8,472,382 1,945,227,547 2014 7,028,091 9,756,996 1,845,151,329 2015 7,231,393 10,417,833 1,864,028,948 2016 8,159,240 11,772,847 1,883,797,577 2017 8,248,796 12,000,115 1,844,997,668 2018 8,525,072 12,015,480 1,632,426,374 2019 8,636,521 12,266,217 1,750,735,443 Source: Cash basis receipt ledgers. *Revenue includes penalties and investment earnings collected. New in 2015 - revenue does not include sales tax. All years reflect this change. WATER RATE SCHEDULE HISTORY Steps Gallons 2019 2018 2017 2016 2015 2014 2013 2012 First 22,440 @ $ 0.00512 $ 0.00488 $ 0.00474 $ 0.00447 $ 0.00406 $ 0.00387 $ 0.00355 $ 0.00309 Next 89,760 @ 0.00419 0.00399 0.00387 0.00365 0.00332 0.00316 0.00290 0.00252 Next 261,800 @ 0.00391 0.00372 0.00361 0.00340 0.00309 0.00294 0.00270 0.00235 Next 374,000 @ 0.00345 0.00329 0.00280 0.00301 0.00274 0.00261 0.00239 0.00208 Excess @ 0.00302 0.00288 0.00280 0.00264 0.00240 0.00229 0.00210 0.00183 173 CITY OF DUBUQUE, IOWA WATER METERS BY RATE CLASS LAST TEN FISCAL YEARS TABLE 15 Fiscal Year Residential Commercial Industrial Government Total 2010 20,204 1,887 71 48 22,210 2011 20,338 1,904 79 51 22,372 2012 20,532 1,902 79 52 22,565 2013 20,753 1,921 80 53 22,807 2014 20,887 1,945 81 68 22,981 2015 20,969 1,968 83 76 23,096 2016 21,157 1,972 84 104 23,317 2017 21,522 2,061 83 114 23,780 2018 20,498 2,019 83 115 22,715 2019 20,523 2,148 80 147 22,898 174 CITY OF DUBUQUE, IOWA LARGEST WATER AND SEWER CUSTOMERS FISCAL YEAR 2019 TABLE 16 Percentage of Percentage of Water Total Water Sewer Total Sewer Customer Receipts Rank Receipts Receipts Rank Receipts Rousselot Inc #155296 $ 379,383 1 4.39 % Hormel Foods Corporation* 199,349 2 2.31 $ 455,343 1 3.71 % Prairie Farms Dairy Inc 138,403 3 1.60 Hormel Foods Corporation* 112,207 4 1.30 249,491 2 2.03 Peninsula Gaming Co LLC 48,029 5 0.56 64,413 9 0.52 Finley Hospital 47,345 6 0.55 78,698 4 0.64 APC, INC. 46,370 7 0.54 Alpine Park Community 46,121 8 0.53 93,356 3 0.76 Georgia Pacific 42,987 9 0.50 73,560 6 0.60 Stonehill Nursing Home 41,786 10 0.48 76,304 5 0.62 IADU Table Mound MHP LLC 66,301 8 0.54 Yes Companies Exp Fred, LLC 67,473 7 0.55 Grand Harbor Resor & Waterpark 60,482 10 0.49 Total Receipts 8,636,521 $ 12,266,217 *Same company, separate accounts. Previously combined several accounts under same business, now listed separately. 175 CITY OF DUBUQUE, IOWA SALES TAX INCREMENT BONDS FISCAL YEAR ENDING JUNE 30, 2019 TABLE 17 Fiscal Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 Estimated Sales Tax Increment Revenue Receipts* Senior Lien Series 2015A Net Debt Service (1) * $ 2,037,489 $ * 2,532,846 * 3,945,134 * 3,654,915 * 4,207,297 4,783,907 5,574,673 6,380,938 6,866,198 6,956,351 6,957,401 6,952,046 6,952,532 6,947,494 6,723,750 6,250,000 4,467,912 2,217,912 2,250,000 (762,650) (762,650) (762,650) (762,650) (762,650) (2,767,650) (2,771,000) (2,768,969) (2,771,031) (2,768,719) (2,768,394) (2,767,300) (2,768,800) (2,766,400) Remaining Revenues After Senior Lien Debt Service Second Lien Series 2014 Net Debt Service (2) $ 2,037,489 $ 2,532,846 3,945,134 2,892,265 3,444,647 4,021,257 4,812,023 5,618,288 4,098,548 4,185,351 4,188,432 4,181,015 4,183,813 4,179,100 3,956,450 3,481,200 1,701,512 2,217,912 2,250,000 * Actual receipts. (1) Net of capitalized interest and the debt service reserve fund. (2) Net of capitalized interest. (323,100) (323,100) (323,100) (323,100) (323,100) (323,100) (438,100) (1,393,500) (1,400,500) (1,344,250) (1,363,000) (1,365,000) (1,365,000) Remaining Revenues After Second Lien Debt Service $ 2,037,489 2,532,846 3,622,034 2,569,165 3,121,547 3,698,157 4,488,923 5,295,188 3,660,448 2,791,851 2,787,932 2,836,765 2,820,813 2,814,100 2,591,450 3,481,200 1,701,512 2,217,912 2,250,000 176 CITY OF DUBUQUE, IOWA DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN CALENDAR YEARS TABLE 18 Per Capita Public Personal Median School Unemployment Personal Income Age Enrollment Rate Year Population Income (1) (2) (3) (4) 2010 57,686 $ 2,188,952,956 $ 37,946 37 10,517 6.4 % 2011 57,637 2,354,759,635 40,855 37 10,467 5.8 2012 57,637 2,453,952,912 42,576 37 10,469 5.2 2013 57,637 2,489,053,845 43,185 39 10,513 4.6 2014 57,637 2,560,293,177 44,421 39 10,578 4.4 2015 57,637 2,645,653,574 45,902 38 10,634 3.7 2016 58,436 2,734,454,184 46,794 38 10,588 3.9 2017 58,799 2,717,101,790 46,210 38 10,556 2.9 2018 58,276 2,903,485,148 49,823 37 10,507 2.2 2019 57,941 * * 38 10,459 2.2 Data Sources: (1) U.S. Department of Commerce, Bureau of Economic Analysis. (2) Greater Dubuque Development Corporation. (3) Dubuque Community School District. (4) Iowa Department of Employment Services as of June 30. * Unavailable at report date. 177 THIS PAGE IS INTENTIONALLY LEFT BLANK 178 CITY OF DUBUQUE, IOWA PRINCIPAL EMPLOYERS CURRENT YEAR AND NINE YEARS AGO TABLE 19 2019 2010 Percentage of Percentage of # of Total City # of Total City Employer Employees Rank Employment (1) Employees Rank Employment (1) John Deere (2) 2,600 1 4.57 % 1,627 2 3.07 % Dubuque Community Schools 1,957 2 3.44 1,800 1 3.40 Mercy One 1,410 3 2.48 1,324 3 2.50 Medical Associates 1,061 4 1.86 743 7 1.40 Unity Point Health -Finley Hospital 975 5 1.71 920 5 1.74 Andersen Windows 750 6 1.32 750 6 1.42 City of Dubuque 737 7 1.30 664 8 1.25 Sedgwick 725 8 1.27 Cottingham & Butler 650 9 1.14 Dubuque Bank & Trust and Heartland Financial USA, 600 10 1.05 IBM 1,300 4 2.45 Prudential Retirement 550 9 1.04 Dubuque Racing Association 500 10 0.94 Holy Family Catholic Schools 500 10 0.94 11,465 20.15 % 10,678 20.16 % Source: Greater Dubuque Development Corp. (1) Based on the percentage of total employment for Dubuque area from the U.S. Department of Labor, Bureau of Labor Statistics. (2) Located just outside City Limits. 179 CITY OF DUBUQUE, IOWA FULL-TIME EQUIVALENT CITY GOVERNMENT EMPLOYEES BY FUNCTION/DEPARTMENT LAST TEN FISCAL YEARS 2010 2011 2012 2013 Public Safety Emergency Communications 13.00 13.00 13.00 13.00 Fire 90.00 90.00 90.00 90.00 Police 110.84 113.34 114.25 115.00 Building Services 8.00 9.00 9.00 9.00 Public Works Public Works 87.42 87.42 87.42 86.17 Engineering 26.00 27.00 27.00 29.00 Health & Social Services Health Services 4.00 4.00 4.00 4.00 Human Rights 3.00 3.00 4.00 5.00 Cultural and Recreation Civic Center 0.15 0.15 0.15 0.15 Library 18.00 18.00 18.00 19.00 Park 22.51 22.50 23.50 23.50 Recreation 8.43 8.93 9.93 9.93 Community & Economic Development Community / Economic Dev 3.00 3.00 3.00 3.00 Housing Services 22.00 22.25 23.00 25.80 Planning Services 8.00 8.00 8.00 8.00 General Government Airport 12.00 12.00 12.00 12.00 Cable TV 2.00 2.00 2.00 2.00 City Clerk's Office 3.00 3.00 3.00 3.00 City Manager's Office 15.00 15.00 14.00 15.00 Finance 14.00 14.00 14.00 14.00 Legal 4.66 5.00 5.00 5.00 Information Services 7.00 7.00 7.00 7.50 Business Type Water 24.00 25.00 25.00 25.00 Water & Resource Recovery Center 18.00 18.00 18.00 18.00 Parking 9.00 9.00 9.00 9.00 Transit 6.00 7.00 6.00 6.00 Total 539.01 546.59 549.25 557.05 Source: City Budget Records Departments with employees who are allocated to more than one function are reflected in the area with largest number of employees. 180 TABLE 20 2014 2015 2016 2017 2018 2019 13.00 13.00 13.00 14.00 14.00 14.00 90.00 90.00 90.00 90.00 90.00 90.00 115.08 115.88 116.00 116.00 116.00 117.00 9.24 11.66 12.00 12.00 12.00 11.00 86.42 86.42 86.42 86.42 86.42 87.42 29.00 29.00 30.00 30.00 26.06 26.00 4.00 4.00 4.00 4.00 4.00 4.00 5.00 5.00 5.00 5.00 5.00 5.00 0.15 0.15 0.15 0.15 0.15 0.15 19.00 19.00 19.00 19.00 19.00 19.00 23.50 23.50 23.50 22.50 22.50 22.50 9.93 10.93 11.93 11.93 11.93 11.93 4.00 4.00 2.00 2.00 3.00 3.00 27.00 26.00 21.00 25.00 25.00 23.52 8.00 8.00 8.00 8.00 8.00 8.00 12.00 12.00 12.00 12.00 12.00 12.00 2.00 2.00 2.00 2.00 2.00 2.00 3.00 3.00 3.00 3.00 3.00 3.00 15.00 16.00 16.00 16.00 17.00 17.50 14.08 14.88 15.00 15.00 15.00 14.00 5.00 5.00 5.00 5.00 4.00 4.00 8.00 8.00 8.00 8.00 8.00 8.00 26.00 26.00 25.00 25.00 25.00 24.00 18.00 18.00 17.00 17.00 17.00 15.00 9.00 9.00 9.00 8.00 7.00 6.32 8.00 13.00 13.00 14.00 20.00 561.72 568.42 567.00 570.00 567.06 562.02 181 CITY OF DUBUQUE, IOWA OPERATING INDICATORS BY FUNCTION/PROGRAM LAST TEN FISCAL YEARS Fiscal - 2010 2011 2012 2013 Public Safety Police Physical arrests 6,365 6,350 6,319 6,106 Traffic violations 8,901 12,289 11,836 12,089 Parking violations 37,056 35,799 34,910 35,516 Fire Number of calls answered 4,557 4,884 5,307 4,792 Inspections conducted 1,035 555 589 512 Sewer Sewage system Daily average treatment in gallons 9,068,000 8,132,000 7,817,000 10,987,000 Maximum daily capacity of treatment plant in gallons 21,131,000 23,240,000 23,240,000 23,240,000 Water systems Daily average consumption in gallons 7,684,000 7,636,000 7,226,000 6,953,000 Maximum daily capacity of plant in gallons 18,000,000 18,000,000 18,000,000 18,000,000 Refuse (Municipal Collection) Tonnage Sources: Various City Departments. Statistics updated for fiscal year 2017 10,615 10,660 11,180 10,535 182 TABLE 21 Year 2014 2015 2016 2017 2018 2019 5,532 3,767 3,397 3,238 3,519 3,403 8,959 7,354 9,058 9,063 9,415 8,369 36,768 37,635 38,880 33,953 32,857 25,685 5,165 5,603 5,750 5,990 5,949 6,058 471 791 993 1,649 1,675 1,232 7,091,000 7,237,000 7,016,000 7,377,000 7,900,000 7,930,000 24,500,000 24,500,000 24,500,000 24,500,000 24,500,000 24,500,000 7,235,000 6,956,000 7,068,184 7,200,000 6,917,000 6,133,000 18,000,000 18,000,000 18,000,000 18,000,000 18,000,000 18,000,000 10,311 10,690 11,098 11,284 11,481 11,569 183 CITY OF DUBUQUE, IOWA CAPITAL ASSETS BY FUNCTION LAST TEN FISCAL YEARS Fiscal 2010 2011 2012 2013 Public safety Police Stations 1 1 1 1 Patrol units 22 22 22 22 Fire Stations 6 6 6 6 Aerial trucks 3 3 3 3 Public works Streets Miles (1) 321 325 328 329 Street lights (1) 1,916 1,931 2,081 2,084 Health and social services Hospital 2 2 2 2 Number of patient beds 389 389 389 389 Cultural and recreation Library 1 1 1 1 Golf 1 1 1 1 Parks 48 48 51 51 Acreage 901 901 1,001 1,001 Recreation Civic center 1 1 1 1 Swimming pools 2 2 2 2 Softball fields 7 7 7 7 Baseball fields 1 1 1 Tennis courts 20 20 20 20 Sewer Sewage system Miles of sanitary sewer (1) 300 300 304 304 Miles of storm sewers (1) 144 150 155 141 Number of treatment plants 1 1 1 1 Number of service connectors 21,599 21,702 22,393 22,428 Water systems Miles of water mains 318 319 320 321 Number of service connectors 21,986 22,092 22,161 22,536 Number of city owned fire hydrants 2,843 2,854 2,863 2,879 Sources: Various City Departments. (1) City GIS System 184 TABLE 22 Year 2014 2015 2016 2017 2018 2019 1 1 1 1 1 1 22 22 22 22 22 22 6 6 6 6 6 6 3 3 3 3 3 3 331 333 332 336 334 340 2,110 2,161 2,162 2,184 2,312 2,436 2 2 2 2 2 2 389 373 373 373 373 373 1 1 1 1 1 1 1 1 1 1 1 1 51 53 53 53 53 53 1,001 974 974 974 974 974 1 1 1 1 1 1 2 2 2 2 2 2 7 11 11 11 11 10 1 1 1 1 1 1 20 20 20 20 20 16 307 320 322 326 321 332 144 145 147 152 156 158 1 1 1 1 1 1 22,888 22,928 23,119 23,343 23,423 23,488 315 318 329 337 370 410 22,702 22,787 22,970 23,443 23,546 23,605 2,336 2,346 2,380 2,450 2,973 2,539 185 CITY OF DUBUQUE, IOWA RETAIL SALES LAST TEN CALENDAR YEARS TABLE 23 Year Taxable Number of Retail Sales Businesses 2010 $ 971,050,048 2011 1,014,284,468 2012 1,060,222,499 2013 1,057,837,212 2014 1,240,664,593 2015 1,305,893,119 2016 1,316,561,626 2017 1,324,993,666 2018 1,323,052,623 2019 Data Sources: Iowa Department of Revenue * Unavailable at report date * 2,043 2,009 1,993 2,008 3,337 3,347 2,997 2,971 2,970 186 Compliance Section June 30, 2019 City of Dubuque, Iowa 187 THIS PAGE IS INTENTIONALLY LEFT BLANK 188 EideBailly® CPAs & BUSINESS ADVISORS Independent Auditor's Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards To the Honorable Mayor and Members of the City Council City of Dubuque, Iowa We have audited, in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business -type activities, the aggregate discretely presented component units, each major fund, and the aggregate remaining fund information of the City of Dubuque, Iowa, (City) as of and for the year ended June 30, 2019, and the related notes to the financial statements, which collectively comprise the City's basic financial statements, and have issued our report thereon dated March 30, 2020. The financial statements of Dubuque Initiatives and Subsidiaries, a discretely presented component unit which was audited by other auditors, were not audited in accordance with Government Auditing Standards, and accordingly, this report does not extend to those financial statements. The financial statements of Dubuque Convention and Visitors Bureau, a discretely presented component unit, were not audited in accordance with Government Auditing Standards, and accordingly, this report does not extend to those financial statements. Internal Control over Financial Reporting In planning and performing our audit of the financial statements, we considered the City's internal control over financial reporting (internal control) to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, we do not express an opinion on the effectiveness of the City's internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the entity's financial statements will not be prevented or detected and corrected on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. What inspires you, inspires us. I eidebailly.com 1545 Associates Dr., Ste. 101 Dubuque, IA 52002-2299 I T 563 556 1790 I F 563.557.7842 EOE 189 Our consideration of internal control over financial reporting was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control over financial reporting that might be material weaknesses or significant deficiencies and therefore, material weaknesses or significant deficiencies may exist that have not been identified. We did identify a certain deficiency in internal control, described in the accompanying schedule of findings and questioned costs as item 2019-001 that we consider to be a material weakness. Compliance and Other Matters As part of obtaining reasonable assurance about whether the City's financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. However, we noted certain immaterial instances of non-compliance which are described in Part IV of the accompanying schedule of findings and questioned costs. Comments involving statutory and other legal matters about the City's operations for the year ended June 30, 2019 are based exclusively on knowledge obtained from procedures performed during our audit of the financial statements of the City and are reported in Part IV of the accompanying schedule of findings and questioned costs. Since our audit was based on tests and samples, not all transactions that might have had an impact on the comments were necessarily audited. The comments involving statutory and other legal matters are not intended to constitute legal interpretations of those statutes. City's Responses to Findings The City's responses to the findings identified in our audit are described in the accompanying schedule of findings and questioned costs. The City's responses were not subjected to the auditing procedures applied in the audit of the financial statements and, accordingly, we express no opinion on them. Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City's internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City's internal control and compliance. Accordingly, this communication is not suitable for any other purpose. Dubuque, Iowa March 30, 2020 190 EideBailly® CPAs & BUSINESS ADVISORS Independent Auditor's Report on Compliance for Each Major Federal Program and Report on Internal Control Over Compliance Required by the Uniform Guidance To the Honorable Mayor and Members of the City Council City of Dubuque, Iowa Report on Compliance for Each Major Federal Program We have audited the City of Dubuque, Iowa's (City) compliance with the types of compliance requirements described in the OMB Compliance Supplement that could have a direct and material effect on each of the City's major federal programs for the year ended June 30, 2019. The City's major federal programs are identified in the summary of auditor's results section of the accompanying schedule of findings and questioned costs. Management's Responsibility Management is responsible for compliance with federal statutes, regulations, and the terms and conditions of its federal awards applicable to its federal programs. Auditor's Responsibility Our responsibility is to express an opinion on the compliance for each of the City's major federal programs based on our audit of the types of compliance requirements referred to above. We conducted our audit of compliance in accordance with auditing standards generally accepted in the United States of America; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States; and the audit requirements of Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance). Those standards and the Uniform Guidance require that we plan and perform the audit to obtain reasonable assurance about whether noncompliance with the compliance requirements referred to above that could have a direct and material effect on a major federal program occurred. An audit includes examining, on a test basis, evidence about the City's compliance with those requirements and performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our qualified and unmodified opinions on compliance for major federal programs. However, our audit does not provide a legal determination of the City's compliance. What inspires you, inspires us. I eidebailly.com 1545 Associates Dr., Ste. 101 Dubuque, IA 52002-2299 I T 563 556 1790 I F 563.557.7842 EOE 191 Basis for Qualified Opinion on CDBG Entitlement Grants Cluster As described in the accompanying schedule of findings and questioned costs, the City did not comply with requirements regarding CFDA 14.218 CDBG Entitlement Grants Cluster as described in finding numbers 2019-002 for Allowable Cost/Cost Principles and 2019-003 for Reporting. Compliance with such requirements is necessary, in our opinion, for the City to comply with the requirements applicable to that program. Qualified Opinion on CDBG Entitlement Grants Cluster In our opinion, except for the noncompliance described in the Basis for Qualified Opinion paragraph, the City complied, in all material respects, with the types of compliance requirements referred to above that could have a direct and material effect on the CDBG Entitlement Grants Cluster for the year ended June 30, 2019. Unmodified Opinion on Each of the Other Major Federal Programs In our opinion, the City complied, in all material respects, with the types of compliance requirements referred to above that could have a direct and material effect on each of its other major federal programs identified in the summary of auditor's results section of the accompanying schedule of findings and questioned costs for the year ended June 30, 2019. The City's responses to the noncompliance findings identified in our audit are described in the accompanying schedule of findings and questioned costs. The City's responses were not subjected to the auditing procedures applied in the audit of compliance and, accordingly, we express no opinion on the responses. Report on Internal Control over Compliance Management of the City is responsible for establishing and maintaining effective internal control over compliance with the types of compliance requirements referred to above. In planning and performing our audit of compliance, we considered the City's internal control over compliance with the types of requirements that could have a direct and material effect on each major federal program to determine the auditing procedures that are appropriate in the circumstances for the purpose of expressing an opinion on compliance for each major federal program and to test and report on internal control over compliance in accordance with the Uniform Guidance, but not for the purpose of expressing an opinion on the effectiveness of internal control over compliance. Accordingly, we do not express an opinion on the effectiveness of the City's internal control over compliance. Our consideration of internal control over compliance was for the limited purpose described in the preceding paragraph and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies and therefore, material weaknesses or significant deficiencies may exist that have not been identified. However, as discussed below, we identified certain deficiencies in internal control over compliance that we consider to be material weaknesses and a significant deficiency. 192 A deficiency in internal control over compliance exists when the design or operation of a control over compliance does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, noncompliance with a type of compliance requirement of a federal program on a timely basis. A material weakness in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance, such that there is a reasonable possibility that material noncompliance with a type of compliance requirement will not be prevented, or detected and corrected, on a timely basis. We consider the deficiencies in internal control over compliance described in the accompanying schedule of findings and questioned costs as items 2019-002, 2019-003, and 2019-005 to be material weaknesses. A significant deficiency in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance with a type of compliance requirement of a federal program that is less severe than a material weakness in internal control over compliance, yet important enough to merit attention by those charged with governance. We consider the deficiency in internal control over compliance described in the accompanying schedule of findings and questioned costs as item 2019-004 to be a significant deficiency. The City's responses to the internal control over compliance findings identified in our audit are described in the accompanying schedule of findings and questioned costs. The City's responses were not subjected to the auditing procedures applied in the audit of compliance and, accordingly, we express no opinion on the responses. The purpose of this report on internal control over compliance is solely to describe the scope of our testing of internal control over compliance and the results of that testing based on the requirements of the Uniform Guidance. Accordingly, this report is not suitable for any other purpose. Dubuque, Iowa March 30, 2020 193 City of Dubuque, Iowa Schedule of Expenditures of Federal Awards Year Ended June 30, 2019 Federal Grantor/Pass-Through Grantor/Program or Cluster Title Pass -through Federal Entity Amounts Passed- CFDA Identifying Through to Number Number Expenditures Subrecipients Department of Housing and Urban Development Direct program CDBG - Entitlement Grants Cluster Community Development Block Grants/Entitlement Grants 14.218 $ 143,819 $ 125,441 Community Development Block Grants/Entitlement Grants 14.218 37,935 - Community Development Block Grants/Entitlement Grants 14.218 591,189 - Community Development Block Grants/Entitlement Grants 14.218 661,584 Community Development Block Grants/Entitlement Grants 14.218 139,085 - Total CDBG - Entitlement Grants Cluster Continuum of Care Program Pass -through program from Iowa Economic Development Authority CDBG - Disaster Recovery Grants - Pub. L. No. 113-2 Cluster National Resiliency Disaster Recovery Competition Direct program Section 8 Project -Based Cluster Lower Income Housing Assistance Program - Section 8 Moderate Rehabilitation Housing Voucher Cluster Section 8 Housing Choice Vouchers Section 8 Housing Choice Vouchers 1,573,612 125,441 14.267 82,411 14.272 B-13-DS-19-001 9,737,453 14.856 93,317 14.871 14.871 5,162,973 133,518 Total Housing Voucher Cluster 5,296,491 Lead -Based Paint Hazard Control in Privately -Owned Housing Total Department of Housing and Urban Development Department of Justice Pass -through program from Iowa Department of Justice Violence Against Women Formula Grants Violence Against Women Formula Grants 14.900 646,179 16.588 16.588 V W-18-42B-CJ VW-19-14-CJ 17,429,463 125,441 406 2,072 2,478 Public Safety Partnership and Community Policing Grants 16.710 18-COPS-HEROIN-02 2,000 Public Safety Partnership and Community Policing Grants 16.710 14-CAMP-04 4,997 6,997 194 City of Dubuque, Iowa Schedule of Expenditures of Federal Awards Year Ended June 30, 2019 Federal Grantor/Pass-Through Grantor/Program or Cluster Title Pass -through Federal Entity Amounts Passed- CFDA Identifying Through to Number Number Expenditures Subrecipients Department of Justice (continued) Direct program Edward Byrne Memorial Justice Assistance Grant Program 16.738 $ 11,597 $ Edward Byrne Memorial Justice Assistance Grant Program 16.738 9,245 Pass -through program from Dubuque County Sheriff's Office Edward Byrne Memorial Justice Assistance Grant Program 16.738 16-JAG-249317 30,813 51,655 Total Department of Justice 61,130 Department of Transportation Direct program Airport Improvement Program Airport Improvement Program 20.106 52,019 20.106 26,536 78,555 Highway Planning and Construction Cluster Pass -through program from Iowa Department of Transportation Highway Planning and Construction 20.205 HDP-2100-(679)-71-31 194,022 Highway Planning and Construction 20.205 HDP-2100-(667)-71-31 860,735 Highway Planning and Construction 20.205 STP-U-2100(634)-70-31 472,677 Highway Planning and Construction 20.205 HDP-2100-(664)-71-31 36,753 Highway Planning and Construction 20.205 STP-A-2100(688)-86-31 180,486 Highway Planning and Construction 20.205 STP-A-2100(689)-86-31 283,953 Highway Planning and Construction 20.205 STP-A-2100(692)-86-31 289,459 Highway Planning and Construction 20.205 STP-A-2100(693)-86-31 108,771 Highway Planning and Construction 20.205 HDP-2100-(678)-71-31 167 Total Highway Planning and Construction Cluster 2,427,023 Federal Transit Cluster Direct program Federal Transit - Formula Grants Federal Transit - Formula Grants 20.507 202,953 20.507 1,175, 502 Total Federal Transit Cluster 1,378,455 Pass -through program from Iowa Department of Transportation Formula Grants for Rural Areas Transit Services Programs Cluster Enhanced Mobility of Seniors and Individuals with Disabilities 20.509 I C B-CY 18 812 20.513 IA-2016-026-022-10 50,667 195 City of Dubuque, Iowa Schedule of Expenditures of Federal Awards Year Ended June 30, 2019 Federal Grantor/Pass-Through Grantor/Program or Cluster Title Pass -through Federal Entity Amounts Passed- CFDA Identifying Through to Number Number Expenditures Subrecipients Department of Transportation (continued) Pass -through program from Iowa Department of Public Safety Highway Safety Cluster State and Community Highway Safety 20.600 PAP 18-402-MOOP $ 9,139 $ State and Community Highway Safety 20.600 PAP 19-402-MOOP 16,535 Total Highway Safety Cluster 25,674 Total Department of Transportation 3,961,186 Environmental Protection Agency Direct program Brownsfields Assessment and Cleanup Cooperative Agreements 66.818 30,703 Brownsfields Assessment and Cleanup Cooperative Agreements 66.818 48,204 Brownsfields Assessment and Cleanup Cooperative Agreements 66.818 27,488 Total Environmental Protection Agency 106,395 Corporation for National and Community Service Pass -through program from Iowa Commission on Volunteers AmeriCorps 94.006 17-AC-10 52,325 AmeriCorps 94.006 17-AF-05 12,085 AmeriCorps 94.006 18-AC-10 122,832 AmeriCorps 94.006 18-AF-05 20,502 AmeriCorps 94.006 18-FP-02 25,009 Total Corporation for National and Community Service 232,753 Total Federal Financial Assistance $ 21,790,927 $ 125,441 196 City of Dubuque, Iowa Notes to the Schedule of Expenditures of Federal Awards Year Ended June 30, 2019 Note 1- Basis of Presentation The accompanying schedule of expenditures of federal awards (the schedule) includes the federal award activity of the City of Dubuque, Iowa, (the City) under programs of the federal government for the year ended June 30, 2019. The information is presented in accordance with the requirements of Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance). Because the schedule presents only a selected portion of the operations of the City, it is not intended to and does not present the financial position, changes in net position, fund balance, or cash flows of the City. Note 2 - Significant Accounting Policies Expenditures reported in the schedule are reported on the modified accrual basis of accounting, except for subrecipient expenditures, which are recorded on the cash basis. Such expenditures are recognized following the cost principles contained in the Uniform Guidance, wherein certain types of expenditures are not allowable or are limited as to reimbursement. Note 3 - Indirect Cost Rate The City has not elected to use the 10% de minimis cost rate. 197 City of Dubuque, Iowa Schedule of Findings and Questioned Costs Year Ended June 30, 2019 Part I: Summary of the Independent Auditor's Results: FINANCIAL STATEMENTS Type of auditor's report issued Unmodified Internal control over financial reporting: Material weaknesses identified Yes Significant deficiencies identified not considered to be material weaknesses None reported Noncompliance material to financial statements noted? No FEDERAL AWARDS Internal control over major programs: Material weaknesses identified Significant deficiencies identified not considered to be material weaknesses Type of auditor's report issued on compliance for major programs: Yes Yes Unmodified for all major federal programs except for Community Development Block Grants/ Entitlement Grants, which was qualified Any audit findings disclosed that are required to be reported in accordance with Uniform Guidance 2 CFR 200.516: Yes Identification of major programs: Name of Federal Program CDBG - Entitlement Grants Cluster Community Development Block Grants/Entitlement Grants 14.218 National Resiliency Disaster Recovery Competition 14.272 Federal Transit Cluster Federal Transit - Formula Grants 20.507 Dollar threshold used to distinguish between type A and type B programs: $750,000 Auditee qualified as low -risk auditee? No CFDA Number 198 City of Dubuque, Iowa Schedule of Findings and Questioned Costs Year Ended June 30, 2019 Part II: Financial Statement Findings 2019-001 Material Audit Adjustments Material Weakness Criteria: A properly designed system of internal control over financial reporting allows entities to initiate, authorize, record, process, and report financial data reliably in accordance with generally accepted accounting principles. Condition: During the course of our engagement, we proposed significant audit adjustments to accounts receivable, intergovernmental receivables, notes receivables, inventory, capital assets, accounts payable, and the schedule of expenditures of federal awards. Cause: The City's existing internal controls over accounts receivable, intergovernmental receivables, notes receivables, inventory, capital assets, accounts payable, and the schedule of expenditures of federal awards are limited. Effect: The effect of this condition was financial data not in accordance with generally accepted accounting principles. Recommendation: We recommend the City increase procedures over accounts receivable, intergovernmental receivables, notes receivables, inventory, capital assets, accounts payable, and the Schedule of Expenditures of Federal Awards. Views of Responsible Officials: We agree with the auditor's comments. The City of Dubuque Finance Department has experienced significant staff turnover, including all management staff, in the past twelve months. The following action will be taken to improve the situation. Staff recruitment efforts will focus on candidates with government accounting experience. In addition, outside training will be provided for existing staff on government accounting, certified annual financial report preparation, and audit workpapers. A budget/financial analyst was hired on January 28, 2020 to focus on grants and develop a process to assist departments with grant management and reporting. This new position will also complete the Schedule of Expenditures of Federal Awards and attend specialized grant training. Part III: Federal Award Findings and Questioned Costs: 2019-002 US Department of Housing and Urban Development CDBG — Entitlement Grants Cluster CFDA # 14.218 Community Development Block Grant/Entitlement Grants Federal Award Numbers B-17-MC-19-0004, B-17-MC-19-0004, B-17-MC-19-0004, and B-17-MC-19-0004 for the fiscal year ended June 30, 2019 Allowable Costs/Cost Principles Material Weakness in Internal Control over Compliance and Material Noncompliance 199 City of Dubuque, Iowa Schedule of Findings and Questioned Costs Year Ended June 30, 2019 Part III: Federal Award Findings and Questioned Costs: (continued) Criteria: A properly designed system of internal control over compliance with the requirements of federal programs allows entities to meet those requirements set forth by the federal government in administering federal grants. The Uniform Guidance (2 CFR 200.430) requires charges to Federal awards for salaries and wages must be based on records that accurately reflect the work performed. Records must support the distribution of the employee's salaries or wages among specific activities or cost objectives. Condition: During our testing of payroll expenditures and related time sheets, we noted that the time sheets maintained as part of the City's records did not reflect the specific activities being performed by the employee. Cause: The City's internal controls over compliance are not properly designed to capture the information required by Uniform Guidance. Effect: The City did not comply with the Uniform Guidance regarding employee records. Questioned Costs: Salaries and benefits of $246,995 were included in program expenditures. We were unable to determine the amount of questioned costs, if any, because we were unable to determine the actual time incurred by the employees. Context/Sampling: A non -statistical sample of 60 transactions, which included 10 payroll related items were selected for testing. The 10 payroll items tested accounted for $32,000 of the $246,995 of salaries and benefits included in program expenditures. Repeat Finding from Prior Year(s): No Recommendation: We recommend the City develop, document, and retain a formal time study that complies with the requirements of the Uniform Guidance. Views of Responsible Officials: We agree with the auditor's comments. The following action will be taken to improve the situation. The City of Dubuque is recording salary and wages based on actual activities performed in a day on timesheets, backed by outlook calendar attachments until another time study can be completed. The time study completed in FY 2019 was over 3 months and was documented by 30-minute intervals for each activity completed. Unfortunately, not every employee's documentation was placed in the permanent payroll files and was therefore unavailable for review and needs to be re-created in a new time study. 200 City of Dubuque, Iowa Schedule of Findings and Questioned Costs Year Ended June 30, 2019 Part III: Federal Award Findings and Questioned Costs: (continued) 2019-003 US Department of Housing and Urban Development CDBG — Entitlement Grants Cluster CFDA # 14.218 Community Development Block Grant/Entitlement Grants Federal Award Numbers B-17-MC-19-0004, B-17-MC-19-0004, B-17-MC-19-0004, and B-17-MC-19-0004 for the fiscal year ended June 30, 2019 Reporting Material Weakness in Internal Control over Compliance and Material Noncompliance Criteria: Federal regulations require the submission of quarterly financial reports of the program. Condition: Required quarterly reports for September 30, 2018 and December 31, 2018 were not filed with the granting agency. Cause: Staff turnover resulted in a miscommunication on the responsibility for submitting the quarterly reports (SF-425). Effect: The City did not comply with the reporting requirements. Questioned Costs: None. Context/Sampling: 2 of the 4 quarterly reports were not filed. Repeat Finding from Prior Year(s): No Recommendation: We recommend the City develop and implement procedures to ensure reports are prepared and reviewed in compliance with the reporting requirements of the grant. Views of Responsible Officials: We agree with the Auditor's comments. Officials found that HUD informs only those on the distribution list when a report is missing. This allowed a single employee to ignore the requests for quarterly reporting, without raising the awareness of anyone else in the organization that the reports were not completed. The following action will be taken to improve the situation. The City of Dubuque has mandated two employees receive notifications from HUD. Additionally, one employee is responsible for the preparation of the report, another is responsible for review and submission of the report. The Director is then responsible for the signature of approval. This ensures that three employees have responsibility and sign off to check the quarterly report has been submitted. Additionally, the Community Development Advisory Commission adopted a schedule of Federally Required Submissions, so they can monitor the status of those submissions. Employees that prepare the agenda for the Commission are not part of the submission process, and therefore are a secondary control to ensure the Commission receives documentation that required reports are filed. Commission meeting minutes from the Community Development Advisory Commission are placed on the City Council agenda for review and approval; therefore, a third control mechanism for ensuring required documentation is submitted timely. 201 City of Dubuque, Iowa Schedule of Findings and Questioned Costs Year Ended June 30, 2019 Part III: Federal Award Findings and Questioned Costs: (continued) 2019-004 U.S. Department of Transportation CFDA 20.507, Federal Transit — Formula Grants Federal Award Numbers IA-2018-013-00 and IA-2019-022-00 for the fiscal year ended June 30, 2019 Procurement, Suspension and Debarment Significant Deficiency in Internal Control over Compliance Criteria: The Uniform Guidance, Section 200.303 Internal Controls, requires the non-federal entity establish and maintain effective internal controls over federal awards that provide reasonable assurance that awards are being managed in compliance with federal statutes, regulations and the terms and conditions of the federal award. Non-federal entities are also prohibited from contracting with or making subawards under covered transactions to parties that are suspended or debarred. "Covered transactions" include those procurement contracts for goods and services awarded under a non -procurement transaction (e.g., grant or cooperative agreement) that are expected to equal or exceed $25,000 or meet other criteria as specified in 2 CFR section 180.220. When a non-federal entity enters into a covered transaction with an entity at a lower tier, the nonfederal entity must verify that the entity, as defined in 2 CFR section 180.995 and agency adopting regulations, is not suspended or debarred or otherwise excluded from participating in the transaction. This verification may be accomplished by (1) checking the Excluded Parties List System (EPLS) maintained by the General Services Administration (GSA) and available at https://www.sam.gov/portal/public/SAM/, (2) collecting a certification from that entity, or (3) adding a clause or condition to the covered transaction with that entity. Condition: We tested compliance and internal controls over suspension and debarment and noted five vendors with fiscal year 2019 expenditures over $25,000, in which there was no documentation to support a System of Award Management (SAM) verification was performed to determine if the entity was suspended or debarred. Cause: There is a lack of oversight, awareness, or understanding of all of the specific requirements under the Uniform Guidance and applicable CFR sections. Controls were not adequately designed to ensure compliance with all of these requirements. Effect: Failure to provide documentation of performance of the SAM's verification being performed may result in disallowed cost. In addition, a lack of specific policies increases the overall risk that employees are not aware of the requirements with contracting and awarding contracts to lower tier entities. Questioned Costs: None reported 202 City of Dubuque, Iowa Schedule of Findings and Questioned Costs Year Ended June 30, 2019 Part III: Federal Award Findings and Questioned Costs: (continued) 2019-005 Context/Sampling: All vendors with fiscal year 2019 expenditures over $25,000, which totaled six, were selected for suspension and debarment testing. Repeat Finding from Prior Years: No Recommendation: We recommend that management maintain adequate supporting documentation and records to document history and methods of procurement and the procedures performed to comply with the Uniform Guidance. Views of Responsible Officials: We agree with the auditor's comments. The City of Dubuque Finance Department and Transportation Services Departments have experienced significant staff turnover, including all management staff, in the past twelve months. The following action will be taken to improve the situation. A budget/financial analyst was hired on January 28, 2020 to focus on grants and develop a process to assist departments with grant management and reporting. This new position will also attend specialized grant training. The Finance Department will incorporate suspension and debarment checks into the procurement process to ensure compliance with grants. In addition, the Finance Department will train departments on the process of suspension and debarment checks related to grants. US Department of Housing and Urban Development CFDA # 14.272 National Disaster Resilience Competition (CDBG-NDR) Federal Award Numbers 13-NDRI-001 and 13-NDRI-011 for the fiscal year ended June 30, 2019 Matching, Level of Effort, Earmarking and Reporting Material Weakness in Internal Control over Compliance Criteria: 2 CFR Section 200.306 states that the recipient or subrecipient must meet all federal matching requirements, including recording and reporting verifiable and accurate documentation. Condition: The City did not have proper controls in place to document or track and report matching funds. Cause: Management failed to implement a system to track and report matching funds. Effect: Without a formal structure in place to monitor matching funds, the City was unable to accurately document and report the matching requirement. Questioned Costs: None. Context/Sampling: A non -statistical sample of 4 reports out of 11 reports were selected for testing. 203 City of Dubuque, Iowa Schedule of Findings and Questioned Costs Year Ended June 30, 2019 Part III: Federal Award Findings and Questioned Costs: (continued) Repeat Finding from Prior Year(s): No Recommendation: We recommend the City perform additional review procedures relating to matching funds and reporting. Views of Responsible Officials: We agree with the auditor's comments. The following action will be taken to improve the situation. Two employees are responsible for preparing and then submitting reports on expenditures for the grant. The first prepares the report based on the financial reporting system, the second employee then takes that information and loads it into the State reporting system. There was not an additional step that required review that the submission matched the information provided to that employee. The City of Dubuque now requires the State submission report be reviewed for accuracy by a separate employee and recorded as reviewed by that employee be signature and placement into the draw folder. Part IV: Other Findings Related to Required Statutory Reporting: 2019-IA-A Certified Budget — Disbursements during the year ended June 30, 2019 did not exceed the budget by function. 2019-IA-B Questionable Expenditures — We noted no expenditures that we believe may not meet the requirements of public purpose as defined in an Attorney General's opinion dated April 25, 1979. 2019-IA-C Travel Expense — No expenditures of City money for travel expenses of spouses of City officials or employees were noted. 2019-IA-D Business Transactions — Business transactions between the City and City officials or employees are detailed as follows: Name, Title, and Business Connection Transaction Description Amount Mike Kerth, City employee, spouse is Supplies $ 19,263 co-owner of Steve's Ace Hardware Riley Fairchild, City employee, spouse is owner of Fairchild Business Coaching Kevin Esser, City employee, spouse is Janice Esser Gina Hodgson, City employee, spouse is Bob Hodgson Services Rehab Grant Crop Cover 12,695 10,000 990 204 City of Dubuque, Iowa Schedule of Findings and Questioned Costs Year Ended June 30, 2019 Part IV: Other Findings Related to Required Statutory Reporting (continued): 2019-IA-E In accordance with Chapter 362.5(3)(j) of the Code of Iowa, the transaction with Gina Hodgson does not appear to represent conflict of interest since the total transaction was less than $1,500 during the fiscal year. The transactions with Mike Kerth, Riley Fairchild, and Kevin Esser may represent a conflict of interest since they were not entered into through competitive bidding in accordance with Chapter 362.5(3)(d) of the Code of Iowa. Bond Coverage — Surety bond coverage of City officials and employees is in accordance with statutory provisions. The amount of coverage should be reviewed annually to ensure the coverage is adequate for current operations. 2019-IA-F Council Minutes — No transactions were found that we believe should have been approved in the Council minutes but were not. 2019-IA-G 2019-IA-H Deposits and Investments — No instances of non-compliance with the deposit and investment provisions of Chapters 12B and 12C of the Code of Iowa and the City's investment policy were noted. Revenue Debt — The Stormwater Utility revenue capital loan notes include a requirement for the Utility to maintain rates in each year for the payment of the expenses of the Utility and to meet principal and interest on the notes. In fiscal year 2019, the net revenues of the Utility were less than the current year debt service requirement on the notes. No instances of non-compliance with the provisions of the Sewage Disposal Works or Water Utility revenue debt resolutions were noted. Recommendation — The City should review the debt covenant requirements and contact their bond consultants. Response — We agree with the auditor's comments. When the City of Dubuque issued Series 2015B State Revolving Fund loan, the dedicated source of repayment is from the flood mitigation fund (sales tax increment). The required coverage is being provided from sales tax increment. At the date of issuance, it was intended that if the flood mitigation fund has a sufficient balance to provide debt payments, the Series 2015B State Revolving Fund Loan could be excluded from the debt covenant calculation of stormwater revenue bonds. However, the loan documents for the Series 2015B State Revolving Fund Loan did not reflect excluding the series from the bond covenant calculation as intended. The following action will be taken to improve the situation. City of Dubuque staff have contacted the Iowa Finance Authority to amend the loan agreement for the Series 2015B State Revolving Fund loan. The Iowa Finance Authority has agreed to a loan amendment. The City of Dubuque will meet surety bond coverage for future fiscal years after the loan is amended. 205 City of Dubuque, Iowa Schedule of Findings and Questioned Costs Year Ended June 30, 2019 Part IV: Other Findings Related to Required Statutory Reporting (continued): 2019-IA-I 2019-IA-J 2019-IA-K 2019-IA-L Annual Urban Renewal Report — The annual urban renewal report was properly approved and certified to the Iowa Department of Management on or before December 1. However, we noted instances in which TIF debt balances did not reconcile with City records. Recommendation — The City should implement additional preparation and review procedures relating to the Annual Urban Renewal Report. Response — We agree with the auditor's comments. The City of Dubuque Finance Department has experienced significant staff turnover, including all management staff, in the past twelve months. The following action will be taken to improve the situation. Additional staff will be trained on preparing the Annual Urban Renewal Report so that an internal review can take place prior to submitting the report to the State of Iowa. Tax Increment Financing — Chapter 403.19 of the Code of Iowa provides a municipality shall certify indebtedness to the County Auditor. While performing our audit procedures, we noted instances in which TIF debt balances did not reconcile with City records. Recommendation — The City should implement additional preparation and review procedures relating to the annual TIF Debt Certification to the County. Response — We agree with the auditor's comments. The City of Dubuque Finance Department has experienced significant staff turnover, including all management staff, in the past twelve months. The following action will be taken to improve the situation. Additional staff will be trained on preparing the Tax Increment Financing certification of indebtedness so that an internal review can take place prior to submitting the report to Dubuque County. Solid Waste Tonnage Fees Retained — No instances of non-compliance with the solid waste fees used or retained in accordance with provisions of Chapter 4556.310 of the Code of Iowa by the Dubuque Metropolitan Area Solid Waste Agency, a component unit of the City, were noted. Financial Assurance — The Dubuque Metropolitan Area Solid Waste Agency, a component unit of the City, has demonstrated financial assurance for closure and postclosure care costs by establishing a local government dedicated fund as provided in 567-113.14(6) of the Iowa Administrative Code. 206 Compliance Section June 30, 2019 City of Dubuque, Iowa eidebailly.com EideBailly® CPAs & BUSINESS ADVISORS Independent Auditor's Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards To the Honorable Mayor and Members of the City Council City of Dubuque, Iowa We have audited, in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business -type activities, the aggregate discretely presented component units, each major fund, and the aggregate remaining fund information of the City of Dubuque, Iowa, (City) as of and for the year ended June 30, 2019, and the related notes to the financial statements, which collectively comprise the City's basic financial statements, and have issued our report thereon dated March 30, 2020. The financial statements of Dubuque Initiatives and Subsidiaries, a discretely presented component unit which was audited by other auditors, were not audited in accordance with Government Auditing Standards, and accordingly, this report does not extend to those financial statements. The financial statements of Dubuque Convention and Visitors Bureau, a discretely presented component unit, were not audited in accordance with Government Auditing Standards, and accordingly, this report does not extend to those financial statements. Internal Control over Financial Reporting In planning and performing our audit of the financial statements, we considered the City's internal control over financial reporting (internal control) to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, we do not express an opinion on the effectiveness of the City's internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the entity's financial statements will not be prevented or detected and corrected on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. What inspires you, inspires us. I eidebailly.com 1545 Associates Dr., Ste. 101 Dubuque, IA 52002-2299 I T 563 556 1790 I F 563.557.7842 EOE Our consideration of internal control over financial reporting was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control over financial reporting that might be material weaknesses or significant deficiencies and therefore, material weaknesses or significant deficiencies may exist that have not been identified. We did identify a certain deficiency in internal control, described in the accompanying schedule of findings and questioned costs as item 2019-001 that we consider to be a material weakness. Compliance and Other Matters As part of obtaining reasonable assurance about whether the City's financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. However, we noted certain immaterial instances of non-compliance which are described in Part IV of the accompanying schedule of findings and questioned costs. Comments involving statutory and other legal matters about the City's operations for the year ended June 30, 2019 are based exclusively on knowledge obtained from procedures performed during our audit of the financial statements of the City and are reported in Part IV of the accompanying schedule of findings and questioned costs. Since our audit was based on tests and samples, not all transactions that might have had an impact on the comments were necessarily audited. The comments involving statutory and other legal matters are not intended to constitute legal interpretations of those statutes. City's Responses to Findings The City's responses to the findings identified in our audit are described in the accompanying schedule of findings and questioned costs. The City's responses were not subjected to the auditing procedures applied in the audit of the financial statements and, accordingly, we express no opinion on them. Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City's internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City's internal control and compliance. Accordingly, this communication is not suitable for any other purpose. Dubuque, Iowa March 30, 2020 EideBailly® CPAs & BUSINESS ADVISORS Independent Auditor's Report on Compliance for Each Major Federal Program and Report on Internal Control Over Compliance Required by the Uniform Guidance To the Honorable Mayor and Members of the City Council City of Dubuque, Iowa Report on Compliance for Each Major Federal Program We have audited the City of Dubuque, Iowa's (City) compliance with the types of compliance requirements described in the OMB Compliance Supplement that could have a direct and material effect on each of the City's major federal programs for the year ended June 30, 2019. The City's major federal programs are identified in the summary of auditor's results section of the accompanying schedule of findings and questioned costs. Management's Responsibility Management is responsible for compliance with federal statutes, regulations, and the terms and conditions of its federal awards applicable to its federal programs. Auditor's Responsibility Our responsibility is to express an opinion on the compliance for each of the City's major federal programs based on our audit of the types of compliance requirements referred to above. We conducted our audit of compliance in accordance with auditing standards generally accepted in the United States of America; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States; and the audit requirements of Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance). Those standards and the Uniform Guidance require that we plan and perform the audit to obtain reasonable assurance about whether noncompliance with the compliance requirements referred to above that could have a direct and material effect on a major federal program occurred. An audit includes examining, on a test basis, evidence about the City's compliance with those requirements and performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our qualified and unmodified opinions on compliance for major federal programs. However, our audit does not provide a legal determination of the City's compliance. What inspires you, inspires us. I eidebailly.com 1545 Associates Dr., Ste. 101 Dubuque, IA 52002-2299 I T 563 556 1790 I F 563.557.7842 EOE Basis for Qualified Opinion on CDBG Entitlement Grants Cluster As described in the accompanying schedule of findings and questioned costs, the City did not comply with requirements regarding CFDA 14.218 CDBG Entitlement Grants Cluster as described in finding numbers 2019-002 for Allowable Cost/Cost Principles and 2019-003 for Reporting. Compliance with such requirements is necessary, in our opinion, for the City to comply with the requirements applicable to that program. Qualified Opinion on CDBG Entitlement Grants Cluster In our opinion, except for the noncompliance described in the Basis for Qualified Opinion paragraph, the City complied, in all material respects, with the types of compliance requirements referred to above that could have a direct and material effect on the CDBG Entitlement Grants Cluster for the year ended June 30, 2019. Unmodified Opinion on Each of the Other Major Federal Programs In our opinion, the City complied, in all material respects, with the types of compliance requirements referred to above that could have a direct and material effect on each of its other major federal programs identified in the summary of auditor's results section of the accompanying schedule of findings and questioned costs for the year ended June 30, 2019. The City's responses to the noncompliance findings identified in our audit are described in the accompanying schedule of findings and questioned costs. The City's responses were not subjected to the auditing procedures applied in the audit of compliance and, accordingly, we express no opinion on the responses. Report on Internal Control over Compliance Management of the City is responsible for establishing and maintaining effective internal control over compliance with the types of compliance requirements referred to above. In planning and performing our audit of compliance, we considered the City's internal control over compliance with the types of requirements that could have a direct and material effect on each major federal program to determine the auditing procedures that are appropriate in the circumstances for the purpose of expressing an opinion on compliance for each major federal program and to test and report on internal control over compliance in accordance with the Uniform Guidance, but not for the purpose of expressing an opinion on the effectiveness of internal control over compliance. Accordingly, we do not express an opinion on the effectiveness of the City's internal control over compliance. Our consideration of internal control over compliance was for the limited purpose described in the preceding paragraph and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies and therefore, material weaknesses or significant deficiencies may exist that have not been identified. However, as discussed below, we identified certain deficiencies in internal control over compliance that we consider to be material weaknesses and a significant deficiency. A deficiency in internal control over compliance exists when the design or operation of a control over compliance does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, noncompliance with a type of compliance requirement of a federal program on a timely basis. A material weakness in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance, such that there is a reasonable possibility that material noncompliance with a type of compliance requirement will not be prevented, or detected and corrected, on a timely basis. We consider the deficiencies in internal control over compliance described in the accompanying schedule of findings and questioned costs as items 2019-002, 2019-003, and 2019-005 to be material weaknesses. A significant deficiency in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance with a type of compliance requirement of a federal program that is less severe than a material weakness in internal control over compliance, yet important enough to merit attention by those charged with governance. We consider the deficiency in internal control over compliance described in the accompanying schedule of findings and questioned costs as item 2019-004 to be a significant deficiency. The City's responses to the internal control over compliance findings identified in our audit are described in the accompanying schedule of findings and questioned costs. The City's responses were not subjected to the auditing procedures applied in the audit of compliance and, accordingly, we express no opinion on the responses. The purpose of this report on internal control over compliance is solely to describe the scope of our testing of internal control over compliance and the results of that testing based on the requirements of the Uniform Guidance. Accordingly, this report is not suitable for any other purpose. Dubuque, Iowa March 30, 2020 City of Dubuque, Iowa Schedule of Expenditures of Federal Awards Year Ended June 30, 2019 Federal Grantor/Pass-Through Grantor/Program or Cluster Title Pass -through Federal Entity Amounts Passed- CFDA Identifying Through to Number Number Expenditures Subrecipients Department of Housing and Urban Development Direct program CDBG - Entitlement Grants Cluster Community Development Block Grants/Entitlement Grants 14.218 $ 143,819 $ 125,441 Community Development Block Grants/Entitlement Grants 14.218 37,935 - Community Development Block Grants/Entitlement Grants 14.218 591,189 - Community Development Block Grants/Entitlement Grants 14.218 661,584 Community Development Block Grants/Entitlement Grants 14.218 139,085 - Total CDBG - Entitlement Grants Cluster Continuum of Care Program Pass -through program from Iowa Economic Development Authority CDBG - Disaster Recovery Grants - Pub. L. No. 113-2 Cluster National Resiliency Disaster Recovery Competition Direct program Section 8 Project -Based Cluster Lower Income Housing Assistance Program - Section 8 Moderate Rehabilitation Housing Voucher Cluster Section 8 Housing Choice Vouchers Section 8 Housing Choice Vouchers 1,573,612 125,441 14.267 82,411 14.272 B-13-DS-19-001 9,737,453 14.856 93,317 14.871 14.871 5,162,973 133,518 Total Housing Voucher Cluster 5,296,491 Lead -Based Paint Hazard Control in Privately -Owned Housing Total Department of Housing and Urban Development Department of Justice Pass -through program from Iowa Department of Justice Violence Against Women Formula Grants Violence Against Women Formula Grants 14.900 646,179 16.588 16.588 V W-18-42 B-CJ VW-19-14-CJ 17,429,463 125,441 406 2,072 2,478 Public Safety Partnership and Community Policing Grants 16.710 18-COPS-HEROIN-02 2,000 Public Safety Partnership and Community Policing Grants 16.710 14-CAMP-04 4,997 6,997 City of Dubuque, Iowa Schedule of Expenditures of Federal Awards Year Ended June 30, 2019 Federal Grantor/Pass-Through Grantor/Program or Cluster Title Pass -through Federal Entity Amounts Passed- CFDA Identifying Through to Number Number Expenditures Subrecipients Department of Justice (continued) Direct program Edward Byrne Memorial Justice Assistance Grant Program 16.738 $ 11,597 $ Edward Byrne Memorial Justice Assistance Grant Program 16.738 9,245 Pass -through program from Dubuque County Sheriff's Office Edward Byrne Memorial Justice Assistance Grant Program 16.738 16-JAG-249317 30,813 51,655 Total Department of Justice 61,130 Department of Transportation Direct program Airport Improvement Program Airport Improvement Program 20.106 52,019 20.106 26,536 78,555 Highway Planning and Construction Cluster Pass -through program from Iowa Department of Transportation Highway Planning and Construction 20.205 HDP-2100-(679)-71-31 194,022 Highway Planning and Construction 20.205 HDP-2100-(667)-71-31 860,735 Highway Planning and Construction 20.205 STP-U-2100(634)-70-31 472,677 Highway Planning and Construction 20.205 HDP-2100-(664)-71-31 36,753 Highway Planning and Construction 20.205 STP-A-2100(688)-86-31 180,486 Highway Planning and Construction 20.205 STP-A-2100(689)-86-31 283,953 Highway Planning and Construction 20.205 STP-A-2100(692)-86-31 289,459 Highway Planning and Construction 20.205 STP-A-2100(693)-86-31 108,771 Highway Planning and Construction 20.205 HDP-2100-(678)-71-31 167 Total Highway Planning and Construction Cluster 2,427,023 Federal Transit Cluster Direct program Federal Transit - Formula Grants Federal Transit - Formula Grants 20.507 202,953 20.507 1,175, 502 Total Federal Transit Cluster 1,378,455 Pass -through program from Iowa Department of Transportation Formula Grants for Rural Areas Transit Services Programs Cluster Enhanced Mobility of Seniors and Individuals with Disabilities 20.509 ICB-CY18 812 20.513 IA-2016-026-022-10 50,667 City of Dubuque, Iowa Schedule of Expenditures of Federal Awards Year Ended June 30, 2019 Federal Grantor/Pass-Through Grantor/Program or Cluster Title Pass -through Federal Entity Amounts Passed- CFDA Identifying Through to Number Number Expenditures Subrecipients Department of Transportation (continued) Pass -through program from Iowa Department of Public Safety Highway Safety Cluster State and Community Highway Safety 20.600 PAP 18-402-MOOP $ 9,139 $ State and Community Highway Safety 20.600 PAP 19-402-MOOP 16,535 Total Highway Safety Cluster 25,674 Total Department of Transportation 3,961,186 Environmental Protection Agency Direct program Brownsfields Assessment and Cleanup Cooperative Agreements 66.818 30,703 Brownsfields Assessment and Cleanup Cooperative Agreements 66.818 48,204 Brownsfields Assessment and Cleanup Cooperative Agreements 66.818 27,488 Total Environmental Protection Agency 106,395 Corporation for National and Community Service Pass -through program from Iowa Commission on Volunteers AmeriCorps 94.006 17-AC-10 52,325 AmeriCorps 94.006 17-AF-05 12,085 AmeriCorps 94.006 18-AC-10 122,832 AmeriCorps 94.006 18-AF-05 20,502 AmeriCorps 94.006 18-FP-02 25,009 Total Corporation for National and Community Service 232,753 Total Federal Financial Assistance $ 21,790,927 $ 125,441 City of Dubuque, Iowa Notes to the Schedule of Expenditures of Federal Awards Year Ended June 30, 2019 Note 1- Basis of Presentation The accompanying schedule of expenditures of federal awards (the schedule) includes the federal award activity of the City of Dubuque, Iowa, (the City) under programs of the federal government for the year ended June 30, 2019. The information is presented in accordance with the requirements of Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance). Because the schedule presents only a selected portion of the operations of the City, it is not intended to and does not present the financial position, changes in net position, fund balance, or cash flows of the City. Note 2 - Significant Accounting Policies Expenditures reported in the schedule are reported on the modified accrual basis of accounting, except for subrecipient expenditures, which are recorded on the cash basis. Such expenditures are recognized following the cost principles contained in the Uniform Guidance, wherein certain types of expenditures are not allowable or are limited as to reimbursement. Note 3 - Indirect Cost Rate The City has not elected to use the 10% de minimis cost rate. City of Dubuque, Iowa Schedule of Findings and Questioned Costs Year Ended June 30, 2019 Part I: Summary of the Independent Auditor's Results: FINANCIAL STATEMENTS Type of auditor's report issued Unmodified Internal control over financial reporting: Material weaknesses identified Yes Significant deficiencies identified not considered to be material weaknesses None reported Noncompliance material to financial statements noted? No FEDERAL AWARDS Internal control over major programs: Material weaknesses identified Significant deficiencies identified not considered to be material weaknesses Type of auditor's report issued on compliance for major programs: Yes Yes Unmodified for all major federal programs except for Community Development Block Grants/ Entitlement Grants, which was qualified Any audit findings disclosed that are required to be reported in accordance with Uniform Guidance 2 CFR 200.516: Yes Identification of major programs: Name of Federal Program CDBG - Entitlement Grants Cluster Community Development Block Grants/Entitlement Grants 14.218 National Resiliency Disaster Recovery Competition 14.272 CFDA Number Federal Transit Cluster Federal Transit - Formula Grants 20.507 Dollar threshold used to distinguish between type A and type B programs: $750,000 Auditee qualified as low -risk auditee? No City of Dubuque, Iowa Schedule of Findings and Questioned Costs Year Ended June 30, 2019 Part II: Financial Statement Findings 2019-001 Material Audit Adjustments Material Weakness Criteria: A properly designed system of internal control over financial reporting allows entities to initiate, authorize, record, process, and report financial data reliably in accordance with generally accepted accounting principles. Condition: During the course of our engagement, we proposed significant audit adjustments to accounts receivable, intergovernmental receivables, notes receivables, inventory, capital assets, accounts payable, and the schedule of expenditures of federal awards. Cause: The City's existing internal controls over accounts receivable, intergovernmental receivables, notes receivables, inventory, capital assets, accounts payable, and the schedule of expenditures of federal awards are limited. Effect: The effect of this condition was financial data not in accordance with generally accepted accounting principles. Recommendation: We recommend the City increase procedures over accounts receivable, intergovernmental receivables, notes receivables, inventory, capital assets, accounts payable, and the Schedule of Expenditures of Federal Awards. Views of Responsible Officials: We agree with the auditor's comments. The City of Dubuque Finance Department has experienced significant staff turnover, including all management staff, in the past twelve months. The following action will be taken to improve the situation. Staff recruitment efforts will focus on candidates with government accounting experience. In addition, outside training will be provided for existing staff on government accounting, certified annual financial report preparation, and audit workpapers. A budget/financial analyst was hired on January 28, 2020 to focus on grants and develop a process to assist departments with grant management and reporting. This new position will also complete the Schedule of Expenditures of Federal Awards and attend specialized grant training. Part III: Federal Award Findings and Questioned Costs: 2019-002 US Department of Housing and Urban Development CDBG — Entitlement Grants Cluster CFDA # 14.218 Community Development Block Grant/Entitlement Grants Federal Award Numbers B-17-MC-19-0004, B-17-MC-19-0004, B-17-MC-19-0004, and B-17-MC-19-0004 for the fiscal year ended June 30, 2019 Allowable Costs/Cost Principles Material Weakness in Internal Control over Compliance and Material Noncompliance City of Dubuque, Iowa Schedule of Findings and Questioned Costs Year Ended June 30, 2019 Part III: Federal Award Findings and Questioned Costs: (continued) Criteria: A properly designed system of internal control over compliance with the requirements of federal programs allows entities to meet those requirements set forth by the federal government in administering federal grants. The Uniform Guidance (2 CFR 200.430) requires charges to Federal awards for salaries and wages must be based on records that accurately reflect the work performed. Records must support the distribution of the employee's salaries or wages among specific activities or cost objectives. Condition: During our testing of payroll expenditures and related time sheets, we noted that the time sheets maintained as part of the City's records did not reflect the specific activities being performed by the employee. Cause: The City's internal controls over compliance are not properly designed to capture the information required by Uniform Guidance. Effect: The City did not comply with the Uniform Guidance regarding employee records. Questioned Costs: Salaries and benefits of $246,995 were included in program expenditures. We were unable to determine the amount of questioned costs, if any, because we were unable to determine the actual time incurred by the employees. Context/Sampling: A non -statistical sample of 60 transactions, which included 10 payroll related items were selected for testing. The 10 payroll items tested accounted for $32,000 of the $246,995 of salaries and benefits included in program expenditures. Repeat Finding from Prior Year(s): No Recommendation: We recommend the City develop, document, and retain a formal time study that complies with the requirements of the Uniform Guidance. Views of Responsible Officials: We agree with the auditor's comments. The following action will be taken to improve the situation. The City of Dubuque is recording salary and wages based on actual activities performed in a day on timesheets, backed by outlook calendar attachments until another time study can be completed. The time study completed in FY 2019 was over 3 months and was documented by 30-minute intervals for each activity completed. Unfortunately, not every employee's documentation was placed in the permanent payroll files and was therefore unavailable for review and needs to be re-created in a new time study. City of Dubuque, Iowa Schedule of Findings and Questioned Costs Year Ended June 30, 2019 Part III: Federal Award Findings and Questioned Costs: (continued) 2019-003 US Department of Housing and Urban Development CDBG — Entitlement Grants Cluster CFDA # 14.218 Community Development Block Grant/Entitlement Grants Federal Award Numbers B-17-MC-19-0004, B-17-MC-19-0004, B-17-MC-19-0004, and B-17-MC-19-0004 for the fiscal year ended June 30, 2019 Reporting Material Weakness in Internal Control over Compliance and Material Noncompliance Criteria: Federal regulations require the submission of quarterly financial reports of the program. Condition: Required quarterly reports for September 30, 2018 and December 31, 2018 were not filed with the granting agency. Cause: Staff turnover resulted in a miscommunication on the responsibility for submitting the quarterly reports (SF-425). Effect: The City did not comply with the reporting requirements. Questioned Costs: None. Context/Sampling: 2 of the 4 quarterly reports were not filed. Repeat Finding from Prior Year(s): No Recommendation: We recommend the City develop and implement procedures to ensure reports are prepared and reviewed in compliance with the reporting requirements of the grant. Views of Responsible Officials: We agree with the Auditor's comments. Officials found that HUD informs only those on the distribution list when a report is missing. This allowed a single employee to ignore the requests for quarterly reporting, without raising the awareness of anyone else in the organization that the reports were not completed. The following action will be taken to improve the situation. The City of Dubuque has mandated two employees receive notifications from HUD. Additionally, one employee is responsible for the preparation of the report, another is responsible for review and submission of the report. The Director is then responsible for the signature of approval. This ensures that three employees have responsibility and sign off to check the quarterly report has been submitted. Additionally, the Community Development Advisory Commission adopted a schedule of Federally Required Submissions, so they can monitor the status of those submissions. Employees that prepare the agenda for the Commission are not part of the submission process, and therefore are a secondary control to ensure the Commission receives documentation that required reports are filed. Commission meeting minutes from the Community Development Advisory Commission are placed on the City Council agenda for review and approval; therefore, a third control mechanism for ensuring required documentation is submitted timely. City of Dubuque, Iowa Schedule of Findings and Questioned Costs Year Ended June 30, 2019 Part III: Federal Award Findings and Questioned Costs: (continued) 2019-004 U.S. Department of Transportation CFDA 20.507, Federal Transit — Formula Grants Federal Award Numbers IA-2018-013-00 and IA-2019-022-00 for the fiscal year ended June 30, 2019 Procurement, Suspension and Debarment Significant Deficiency in Internal Control over Compliance Criteria: The Uniform Guidance, Section 200.303 Internal Controls, requires the non-federal entity establish and maintain effective internal controls over federal awards that provide reasonable assurance that awards are being managed in compliance with federal statutes, regulations and the terms and conditions of the federal award. Non-federal entities are also prohibited from contracting with or making subawards under covered transactions to parties that are suspended or debarred. "Covered transactions" include those procurement contracts for goods and services awarded under a non -procurement transaction (e.g., grant or cooperative agreement) that are expected to equal or exceed $25,000 or meet other criteria as specified in 2 CFR section 180.220. When a non-federal entity enters into a covered transaction with an entity at a lower tier, the nonfederal entity must verify that the entity, as defined in 2 CFR section 180.995 and agency adopting regulations, is not suspended or debarred or otherwise excluded from participating in the transaction. This verification may be accomplished by (1) checking the Excluded Parties List System (EPLS) maintained by the General Services Administration (GSA) and available at https://www.sam.gov/portal/public/SAM/, (2) collecting a certification from that entity, or (3) adding a clause or condition to the covered transaction with that entity. Condition: We tested compliance and internal controls over suspension and debarment and noted five vendors with fiscal year 2019 expenditures over $25,000, in which there was no documentation to support a System of Award Management (SAM) verification was performed to determine if the entity was suspended or debarred. Cause: There is a lack of oversight, awareness, or understanding of all of the specific requirements under the Uniform Guidance and applicable CFR sections. Controls were not adequately designed to ensure compliance with all of these requirements. Effect: Failure to provide documentation of performance of the SAM's verification being performed may result in disallowed cost. In addition, a lack of specific policies increases the overall risk that employees are not aware of the requirements with contracting and awarding contracts to lower tier entities. Questioned Costs: None reported City of Dubuque, Iowa Schedule of Findings and Questioned Costs Year Ended June 30, 2019 Part III: Federal Award Findings and Questioned Costs: (continued) 2019-005 Context/Sampling: All vendors with fiscal year 2019 expenditures over $25,000, which totaled six, were selected for suspension and debarment testing. Repeat Finding from Prior Years: No Recommendation: We recommend that management maintain adequate supporting documentation and records to document history and methods of procurement and the procedures performed to comply with the Uniform Guidance. Views of Responsible Officials: We agree with the auditor's comments. The City of Dubuque Finance Department and Transportation Services Departments have experienced significant staff turnover, including all management staff, in the past twelve months. The following action will be taken to improve the situation. A budget/financial analyst was hired on January 28, 2020 to focus on grants and develop a process to assist departments with grant management and reporting. This new position will also attend specialized grant training. The Finance Department will incorporate suspension and debarment checks into the procurement process to ensure compliance with grants. In addition, the Finance Department will train departments on the process of suspension and debarment checks related to grants. US Department of Housing and Urban Development CFDA # 14.272 National Disaster Resilience Competition (CDBG-NDR) Federal Award Numbers 13-NDRI-001 and 13-NDRI-011 for the fiscal year ended June 30, 2019 Matching, Level of Effort, Earmarking and Reporting Material Weakness in Internal Control over Compliance Criteria: 2 CFR Section 200.306 states that the recipient or subrecipient must meet all federal matching requirements, including recording and reporting verifiable and accurate documentation. Condition: The City did not have proper controls in place to document or track and report matching funds. Cause: Management failed to implement a system to track and report matching funds. Effect: Without a formal structure in place to monitor matching funds, the City was unable to accurately document and report the matching requirement. Questioned Costs: None. Context/Sampling: A non -statistical sample of 4 reports out of 11 reports were selected for testing. City of Dubuque, Iowa Schedule of Findings and Questioned Costs Year Ended June 30, 2019 Part III: Federal Award Findings and Questioned Costs: (continued) Repeat Finding from Prior Year(s): No Recommendation: We recommend the City perform additional review procedures relating to matching funds and reporting. Views of Responsible Officials: We agree with the auditor's comments. The following action will be taken to improve the situation. Two employees are responsible for preparing and then submitting reports on expenditures for the grant. The first prepares the report based on the financial reporting system, the second employee then takes that information and loads it into the State reporting system. There was not an additional step that required review that the submission matched the information provided to that employee. The City of Dubuque now requires the State submission report be reviewed for accuracy by a separate employee and recorded as reviewed by that employee be signature and placement into the draw folder. Part IV: Other Findings Related to Required Statutory Reporting: 2019-IA-A Certified Budget — Disbursements during the year ended June 30, 2019 did not exceed the budget by function. 2019-IA-B Questionable Expenditures — We noted no expenditures that we believe may not meet the requirements of public purpose as defined in an Attorney General's opinion dated April 25, 1979. 2019-IA-C Travel Expense — No expenditures of City money for travel expenses of spouses of City officials or employees were noted. 2019-IA-D Business Transactions — Business transactions between the City and City officials or employees are detailed as follows: Name, Title, and Business Connection Transaction Description Amount Mike Kerth, City employee, spouse is Supplies $ 19,263 co-owner of Steve's Ace Hardware Riley Fairchild, City employee, spouse is owner of Fairchild Business Coaching Kevin Esser, City employee, spouse is Janice Esser Gina Hodgson, City employee, spouse is Bob Hodgson Services Rehab Grant Crop Cover 12,695 10,000 990 City of Dubuque, Iowa Schedule of Findings and Questioned Costs Year Ended June 30, 2019 Part IV: Other Findings Related to Required Statutory Reporting (continued): 2019-IA-E In accordance with Chapter 362.5(3)(j) of the Code of Iowa, the transaction with Gina Hodgson does not appear to represent conflict of interest since the total transaction was less than $1,500 during the fiscal year. The transactions with Mike Kerth, Riley Fairchild, and Kevin Esser may represent a conflict of interest since they were not entered into through competitive bidding in accordance with Chapter 362.5(3)(d) of the Code of Iowa. Bond Coverage — Surety bond coverage of City officials and employees is in accordance with statutory provisions. The amount of coverage should be reviewed annually to ensure the coverage is adequate for current operations. 2019-IA-F Council Minutes — No transactions were found that we believe should have been approved in the Council minutes but were not. 2019-IA-G 2019-IA-H Deposits and Investments — No instances of non-compliance with the deposit and investment provisions of Chapters 12B and 12C of the Code of Iowa and the City's investment policy were noted. Revenue Debt — The Stormwater Utility revenue capital loan notes include a requirement for the Utility to maintain rates in each year for the payment of the expenses of the Utility and to meet principal and interest on the notes. In fiscal year 2019, the net revenues of the Utility were less than the current year debt service requirement on the notes. No instances of non-compliance with the provisions of the Sewage Disposal Works or Water Utility revenue debt resolutions were noted. Recommendation — The City should review the debt covenant requirements and contact their bond consultants. Response — We agree with the auditor's comments. When the City of Dubuque issued Series 2015B State Revolving Fund loan, the dedicated source of repayment is from the flood mitigation fund (sales tax increment). The required coverage is being provided from sales tax increment. At the date of issuance, it was intended that if the flood mitigation fund has a sufficient balance to provide debt payments, the Series 2015B State Revolving Fund Loan could be excluded from the debt covenant calculation of stormwater revenue bonds. However, the loan documents for the Series 2015B State Revolving Fund Loan did not reflect excluding the series from the bond covenant calculation as intended. The following action will be taken to improve the situation. City of Dubuque staff have contacted the Iowa Finance Authority to amend the loan agreement for the Series 2015B State Revolving Fund loan. The Iowa Finance Authority has agreed to a loan amendment. The City of Dubuque will meet surety bond coverage for future fiscal years after the loan is amended. City of Dubuque, Iowa Schedule of Findings and Questioned Costs Year Ended June 30, 2019 Part IV: Other Findings Related to Required Statutory Reporting (continued): 2019-IA-I 2019-IA-J 2019-IA-K 2019-IA-L Annual Urban Renewal Report — The annual urban renewal report was properly approved and certified to the Iowa Department of Management on or before December 1. However, we noted instances in which TIF debt balances did not reconcile with City records. Recommendation — The City should implement additional preparation and review procedures relating to the Annual Urban Renewal Report. Response — We agree with the auditor's comments. The City of Dubuque Finance Department has experienced significant staff turnover, including all management staff, in the past twelve months. The following action will be taken to improve the situation. Additional staff will be trained on preparing the Annual Urban Renewal Report so that an internal review can take place prior to submitting the report to the State of Iowa. Tax Increment Financing — Chapter 403.19 of the Code of Iowa provides a municipality shall certify indebtedness to the County Auditor. While performing our audit procedures, we noted instances in which TIF debt balances did not reconcile with City records. Recommendation — The City should implement additional preparation and review procedures relating to the annual TIF Debt Certification to the County. Response — We agree with the auditor's comments. The City of Dubuque Finance Department has experienced significant staff turnover, including all management staff, in the past twelve months. The following action will be taken to improve the situation. Additional staff will be trained on preparing the Tax Increment Financing certification of indebtedness so that an internal review can take place prior to submitting the report to Dubuque County. Solid Waste Tonnage Fees Retained — No instances of non-compliance with the solid waste fees used or retained in accordance with provisions of Chapter 4556.310 of the Code of Iowa by the Dubuque Metropolitan Area Solid Waste Agency, a component unit of the City, were noted. Financial Assurance — The Dubuque Metropolitan Area Solid Waste Agency, a component unit of the City, has demonstrated financial assurance for closure and postclosure care costs by establishing a local government dedicated fund as provided in 567-113.14(6) of the Iowa Administrative Code. EideBailly® CPAs & BUSINESS ADVISORS March 30, 2020 To the Honorable Mayor and Members of the City Council City of Dubuque, Iowa We have audited the financial statements of the City of Dubuque, Iowa (City) as of and for the year ended June 30, 2019, and have issued our report thereon dated March 30, 2020. We did not audit the financial statements of Dubuque Initiatives and Subsidiaries (presented as a discretely presented component unit). Those financial statements were audited by other auditors whose report thereon has been furnished to us, and our opinion, insofar as it relates to the amounts included for Dubuque Initiative and Subsidiary is based solely on the reports of the other auditors. Professional standards require that we advise you of the following matters relating to our audit. The financial statements of Dubuque Initiatives and Subsidiaries and Dubuque Convention and Visitors Bureau, discretely presented component units, were not audited in accordance with Government Auditing Standards, and accordingly, this report does not extend to those financial statements. Our Responsibility in Relation to the Financial Statement Audit under Generally Accepted Auditing Standards and Government Auditing Standards and our Compliance Audit under the Uniform Guidance As communicated in our letter dated June 3, 2019, our responsibility, as described by professional standards, is to form and express an opinion about whether the financial statements that have been prepared by management with your oversight are presented fairly, in all material respects, in accordance with accounting principles generally accepted in the United States of America and to express an opinion on whether the City complied with the types of compliance requirements described in the OMB Compliance Supplement that could have a direct and material effect on each of the City's major federal programs. Our audit of the financial statements and major program compliance does not relieve you or management of its respective responsibilities. Our responsibility, as prescribed by professional standards, is to plan and perform our audit to obtain reasonable, rather than absolute, assurance about whether the financial statements are free of material misstatement. An audit of financial statements includes consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity's internal control over financial reporting. Accordingly, as part of our audit, we considered the internal control of the City solely for the purpose of determining our audit procedures and not to provide any assurance concerning such internal control. What inspires you, inspires us. I eidebailly.com 1545 Associates Dr., Ste. 101 Dubuque, IA 52002-2299 I T 563 556 1790 I F 563.557.7842 EOE Our responsibility, as prescribed by professional standards as it relates to the audit of the City's major federal program compliance, is to express an opinion on the compliance for each of the City's major federal programs based on our audit of the types of compliance requirements referred to above. An audit of major program compliance includes consideration of internal control over compliance with the types of compliance requirements referred to above as a basis for designing audit procedures that are appropriate in the circumstances and to test and report on internal control over compliance in accordance with the Uniform Guidance, but not for the purpose of expressing an opinion on the effectiveness of internal control over compliance. Accordingly, as a part of our major program compliance audit, we considered internal control over compliance for these purposes and not to provide any assurance on the effectiveness of the City's internal control over compliance. We are also responsible for communicating significant matters related to the audit that are, in our professional judgment, relevant to your responsibilities in overseeing the financial reporting process. However, we are not required to design procedures for the purpose of identifying other matters to communicate to you. We have provided our comments regarding internal controls during our audit in our Independent Auditor's Report on Internal Control over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards dated March 30, 2020. We have also provided our comments regarding compliance with the types of compliance requirements referred to above and internal controls over compliance during our audit in our Independent Auditor's Report on Compliance with Each Major Federal Program and Report on Internal Control Over Compliance Required by the Uniform Guidance dated March 30, 2020. Planned Scope and Timing of the Audit We conducted our audit consistent with the planned scope and timing we previously communicated to you. Compliance with All Ethics Requirements Regarding Independence The engagement team, others in our firm, as appropriate, our firm, and other firms utilized in the engagement, if applicable, have complied with all relevant ethical requirements regarding independence. Qualitative Aspects of the Entity's Significant Accounting Practices Significant Accounting Policies Management has the responsibility to select and use appropriate accounting policies. A summary of the significant accounting policies adopted by the City is included in Note 1 to the financial statements. There have been no initial selection of accounting policies and no changes in significant accounting policies or their application during year ended June 30, 2019. No matters have come to our attention that would require us, under professional standards, to inform you about (1) the methods used to account for significant unusual transactions and (2) the effect of significant accounting policies in controversial or emerging areas for which there is a lack of authoritative guidance or consensus. 2 Significant Accounting Estimates Accounting estimates are an integral part of the financial statements prepared by management and are based on management's current judgments. Those judgments are normally based on knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ markedly from management's current judgments. The most sensitive accounting estimates affecting the financial statements are health insurance and worker's compensation liabilities, total OPEB liability, and net pension liability. Management's estimate of incurred but not reported health insurance and workers' compensation liabilities are based on third -party administrator's calculations and estimates. We evaluated the key factors and assumptions used to develop incurred but not reported liabilities in determining that they are reasonable in relation to the financial statements taken as a whole. Management's estimate of total OPEB liability, related deferred outflows of resources, and OPEB expense are based on a calculation of actuarially determined contributions for health insurance benefits. We evaluated they key factors and assumptions used to develop other postemployment benefits liability in determining that it is reasonable in relation to the financial statements taken as a whole. Management's estimates of the net pension liability, pension related deferred outflows of resources and deferred inflows of resources, and pension expense are based on plan level actuarial reports, allocated to the City using annual employer contributions. We evaluated the key factors and assumptions used to develop the pension related balances in determining that they are reasonable in relation to the financial statements taken as a whole. Financial Statement Disclosures Certain financial statement disclosures involve significant judgment and are particularly sensitive because of their significance to financial statement users. The most sensitive disclosures affecting the City's financial statements relate to net pension liability and total OPEB liability. Significant Difficulties Encountered during the Audit We encountered no significant difficulties in dealing with management relating to the performance of the audit. Uncorrected and Corrected Misstatements For purposes of this communication, professional standards require us to accumulate all known and likely misstatements identified during the audit, other than those that we believe are trivial, and communicate them to the appropriate level of management. Further, professional standards require us to also communicate the effect of uncorrected misstatements related to prior periods on the relevant classes of transactions, account balances or disclosures, and the financial statements as a whole. There were no uncorrected financial misstatements identified. 3 The following misstatements that we identified as a result of our audit procedures were brought to the attention of, and corrected by, management: Equity Increase (Decrease) Fund Governmental Activities To reduce capital assets To increase capital assets Governmental/ Business -type $ (2,034,178) 183,393 General Fund To increase accounts receivable 169,782 169,782 To reduce notes receivable (246,293) (246,293) To record property taxes payable (79,289) (79,289) Tax Increment Financing Fund To reduce other financing sources (material misstatement) (300,000) (300,000) To reduce accounts receivable (material misstatement) (175,675) (175,675) Community Development Fund To increase grant receivable (material misstatement) 1,356,194 1,940,746 To record inventory (material misstatement) 129,232 129,232 To reduce notes receivable (23,961) (23,961) Water Utility Fund To record long-term debt for bond issuance costs To record capital assets Stormwater Utility Fund To reduce grant receivable (81,910) 205,024 (81,910) 205,024 (1,134,435) (1,134,435) Sales Tax Construction Fund (nonmajor fund) To reduce accounts payable 178,500 Street Construction Fund (nonmajor fund) To record intergovernmental receivable To reduce accounts payable Refuse Collection Fund (nonmajor fund) To reduce accounts payable Transit System Fund (nonmajor fund) To remove unavailable revenue (material misstatement) Flexsteel Decommission Fund (agency fund) To increase cash and reduce notes receivable by $300,000 313,710 87,858 87,858 80,487 80,487 1,175,502 1,175,502 The original Schedule of Expenditures of Federal Awards also required adjustments of over $4,000,000 to program expenditures. 4 Disagreements with Management For purposes of this letter, professional standards define a disagreement with management as a matter, whether or not resolved to our satisfaction, concerning a financial accounting, reporting, or auditing matter, which could be significant to the financial statements or the auditor's report. No such disagreements arose during the course of the audit. Representations Requested from Management We have requested certain written representations from management that are included in the management representation letter dated March 30, 2020. Management's Consultations with Other Accountants In some cases, management may decide to consult with other accountants about auditing and accounting matters. Management informed us that, and to our knowledge, there were no consultations with other accountants regarding auditing and accounting matters. Other Significant Matters, Findings, or Issues In the normal course of our professional association with the City, we generally discuss a variety of matters, including the application of accounting principles and auditing standards, business conditions affecting the entity, and business plans and strategies that may affect the risks of material misstatement. None of the matters discussed resulted in a condition to our retention as the City's auditors. This report is intended solely for the information and use of the Mayor, City Council, and management of the City of Dubuque, Iowa, and is not intended to be and should not be used by anyone other than these specified parties. Sincerely, EIDE BAILLY LLP Dubuque, Iowa 5 hi CITY OF DUBUQUE AUDIT PRESENTATION TO THE CITY COUNCIL FOR YEAR ENDED JUNE 30, 2019 FISCALYEAR 2019 CERTIFIED ANNUAL FINANCIAL REPORT EideBailly • Financial audit performed annually • Required by the Municipal Oversight Law and governmental auditing standards • Examination of City's financial records • Conducted in accordance with generally accepted auditing standards • Report rendered by an independent auditor of how appropriately financial statements depict its financial condition and results of its operations • Performed by persons not in any way affiliated with the City in order to ensure complete objectivity and professionalism TYPES OF INDEPENDENTAUDITOR'S OPINIONS EideBailly Unmodified Opinion —The statements present fairly the financial position and results of operations of the government unit on a basis consistent with prior years. This is the so called "clean opinion." Modified Opinion —The opinion is like the above but with certain exceptions to generally accepted accounting principles which are clearly explained in the opinion. Adverse Opinion —This "bad opinion" states that the financial statements do not fairly present the financial position and the results of operation of the governmental unit. The opinion would include the reasons for the adverse opinion. Disclaimer of Opinion —The auditor cannot render an opinion usually because the financial records are incomplete or the scope of the audit is too restrictive. COMPLIANCE AUDIT EideBailly Auditors perform compliance audits in which the auditor reviews operations in terms of compliance with various laws and regulations regarding grants and financial operations Compliance audits have always been a vital part of governmental audits. BENEFITS OF AN AUDIT EideBailly • The audit provides a professional opinion of the financial condition of the government unit. • Audited financial statements provide reliable financial information to evaluate the financial health and stability of the governmental unit. • Recommendations to strengthen and improve the management and efficiency of the governmental unit. • Ensure that the local government is in compliance with all applicable legal provisions. AUDIT RESULTS EideBailly • Auditors' Opinion on Financial Statements — Unmodified • Sometimes referred to as a "clean" audit. This is the highest level of assurance auditors can provide over financial statements. • Financial Statements are materially accurate • No disagreements with auditors • All proposed audit adjustments were made GOVERNMENT - WIDE SUMMARY • Governmental activities increased the City's net position by $12.2M. • Operating and capital grants and contributions increased by $4.9M • Overall revenues increased by $3.4M, while expenses decreased by $2.9M (excluding transfers out to business type activities) GOVERNMENT - WIDE SUMMARY • Business -type activities increased the City's net position by $13.4M • Charges for services increased by $496k. • Total expenses increased by $2.1M. • Operating and capital grants and contributions saw an increase of $779k. • GENERAL FUND REVENUE The General Fund is the City's primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. Interest, Fines & Forfeitures, & Other, 4% Charges for Service 20% Intergovernmental, 3% 1 Licenses & Permits, Gaming, 14% 3% o TAX REVENUE 3YEAR HISTORY Thousands $34,821 35,000 30,000 25,000 20,000 15,000 10,000 5,000 ■ Property Tax ■ Franchise Fee ■ Local Option Sales Tax Hotel/Motel ■ Backfill ■ Pari-Mutuel $33,558 $33,381 2019 2018 2017 2019 2018 2017 $22,288 $21,244 $20,679 $5,072 $4,833 $4,559 $4,470 $4,305 $4,445 $2,113 $2,286 $2,822 $851 $844 $856 $27 $36 $20 • GENERAL FUND REVENUE 3YEAR HISTORY $61,805 Dollars in 000s $60,000 /. $50,000 $40,000 $30,000 $20,000 $10,000 $- $57,685 $57,121 2019 2018 2017 Taxes $ 34,821 $ 33,558 $ 33,381 Licenses & Permits $ 1,620 $ 1,642 $ 1,506 Intergovernmental $ 1,783 $ 1,204 $ 1,609 Charges for Services $ 12,216 $ 11,310 $ 10,549 Interest, Fines & Forfeitures, & Other $ 2,656 $ 1,909 $ 1,978 Gaming $ 8,709 $ 8,062 $ 8,098 • GENERAL FUND EXPENDITURES Community & Economic Development, 7% Culture & Recreat 21% Health & Social Services, 2% General Government, 10% I Public Works, 11% Debt Service, 0% Capital Projects, 1% Public Safety, 48% o GENERAL FUND EXPENDITURES THREEYEAR HISTORY Dollars in 000s $60,000 $50,000 $40,000 $30,000 $20,000 $10,000 V so $57,584 58,889 2019 2018 2017 ■ Public Safety ■ Health & Social Services ■ Community & Economic Development ■ Debt Service Public Safety Public Works Health & Social Services Culture & Recreation Community & Economic Development General Government Debt Service Capital Projects 2019 $28,802 $6,323 $1,036 $12,749 $3,979 $6,011 $98 $401 ■ Public Works ■ Culture & Recreation ■ General Government ■ Capital Projects 2018 2017 $28,569 $29,091 $5,751 $6,351 $844 $858 $12,482 $12,022 $3,736 $3,788 $6,202 $6,780 $0 $0 $0 $0 • COMPARISON OF GENERAL FUND BALANCES (Dollars in 000s) $19,276 2019-33.21% $15,193 2018-26.38% 2017-21.37% ■ Annual Expenditures* ■ Unassigned Fund Balance *Annual expenditure figure exclude transfers to other funds • NET INVESTMENT IN CAPITAL ASSETS Dollars in 000s 400,000 350,000 300,000 250,000 200,000 150,000 100,000 50,000 168,206 2019 2018 ■ Governmental Activities ■ Business -Type activites 375,579 2017 164,448 • UNFUNDED LEGACY COSTS (Dollars in OOOs) 60,000 50,000 40,000 30,000 20,000 10,000 0 50,052 6,121 2019 Retiree Healthcare (OPEB) Liability 50,371 5,110 i 2018 ■ Pension Liability (IPERS/MFPRSI) 2017 Legacy costs are ongoing costs that arise from spending that does not increase revenue. • AUDIT RESULTS EideBailly • Auditors' Opinion on Financial Statements — Unmodified • Sometimes referred to as a "clean" audit. This is the highest level of assurance auditors can provide over financial statements. • Financial Statements are materially accurate • No disagreements with auditors • All proposed audit adjustments were made • Audit performed yearly • Audit required by Iowa State Code COMPLIANCE AUDIT RESULTS EideBailly • 3 level of audit deficiencies • Material weakness — highest level, material adjustments identified • Significant deficiency — does not rise to material level but still something those charged with governance should be aware of • Control deficiency — lowest level, compensating controls in place to mitigate likelihood of a material misstatement • Previous audit results • 2018 — unmodified, no material weaknesses or significant deficiencies • 2017—unmodified • 1 material weakness over financial reporting • 3 significant deficiencies over federal awards • 2016 — unmodified • 3 material weaknesses over financial reporting • 2 significant deficiencies over federal awards COMPLIANCE AUDIT RESULTS EideBailly • Report on Internal Control Over Financial Reporting and on Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards • Material weakness — Material audit adjustments over balance sheet and schedule of federal awards • Caused by lack of internal controls due to transition of consolidating Finance and Budget departments along with employee turnover • Changes made — staff recruitment and new positions • No significant deficiencies or material noncompliance were identified CAUSE OF MATERIAL ADJUSTMENTS EideBaillyr • Significant Finance Staff Turnover, including Finance Director (3/29/19) and Assistant Finance Director (2/1/19) • Other staff changes include Payroll Specialist, Accountant promoted to Assistant Public Works Director, Finance Manager, Budget Manager, City Treasurer (twice), Payroll Accountant • Highly competitive job market lead to increased employee turnover • Finance and Budget Departments were consolidated on 3/29/19 • Budget and Audit and Financial Statements deadlines are at the same time • Temporary internal assistance with the Schedule of Expenditures of Federal Awards • Temporary external assistance with preparation of the financials CHANGES MADE • Employees with government experience hired • Residency policy change allowed for expanded candidate pool • Cassie Ross hired as Assistant Finance Director 4/1/20 • Certified Public Accountant • 7 Years experience as RSM Auditor with focus in governmental entities • Schedule of Expenditure Federal Awards • Certified Annual Financial Report • Government Accounting • Financial Statement Relationship Analysis/Analytical Review • Journal Entries • Implementing New Accounting Standards • Bachelor's Degree in Accounting and Management from Loras College EideBaillyr CHANGES MADE • Teresa Putchio hired as Senior Payroll Accountant 3/30/20 • Finance Director and Payroll Accountant for Grant County for 17 years • Payroll • Accounts Payable • Financial Reporting • Audit • Bachelor's Degree in Accounting from Loras College EideBaillyr • CHANGES MADE • New Position Created to Focus on Grants • Develop a full inventory of all City grants • Attend grant training • Review grant contracts • Meet with departments • Develop best practices • Provide grant tools EideBaillyr CHANGES MADE • Elena Fox hired 1/28/20 as Budget/Financial Analyst Focused on grants • Project Manager for Advanced Data -Comm • Intelligence Analyst, Sergeant for United States Marine Corps • Implemented, constructed, and maintained projects • Budgets and Reporting • Operating Procedures • Bachelor's Degree in Business Administration from Campbell University • Master's in Business Administration from the University of Dubuque EideBaillyr 0 CHANGES MADE • Kayla Morrison hired as Budget/Financial Analyst on 04/02/20 • City of Asbury as Parks and Recreation Director • Budget development • Goals and policies • Quarterly newsletter for residents • Assisting with utility billing, payroll and bank reconciliations • City of Clive • City of West Des Moines. EideBaillyr • COMPLIANCE AUDIT RESULTS (CONTINUE[ EideBailly • Auditors' Opinion on compliance for major programs • Unmodified for all major federal programs except for Community Development Block Grants/Entitlement Grants, which was qualified • Independent Auditors' Report on Compliance for Each Major Federal Program, Report on Internal Control, and Report on the Schedule of Expenditures of Federal Awards Required by the Uniform Guidance • Material weaknesses • Material weakness in internal control and material noncompliance over CBDG allowable costs/cost principles requirement • Material weakness in internal control and material noncompliance over CBDG reporting requirement • Material weakness over internal controls for Housing and Urban Development Resiliency grant CAUSE OF MATERIAL WEAKNESSES EideBailly • CDBG payroll expenditures did not have appropriate backup that identified time worked in the program and resulted in questioned costs • 2 CDBG quarterly reports not filed with Housing and Urban Development • HUD Resiliency Grant — lack of review of City matching funds reported to the State of Iowa 0 CHANGES MADE EideBailly • CDBG funded employees are tracking time in 30-minute increments based on actual activities performed in a day on timesheets which is supported by outlook calendar attachments • Time study will be done, and documentation will go into employee payroll files for support • Multiple employees receive alerts when reports and due and hold each other accountable to get reports submitted timely. There has also been multiple levels of review implemented over these reports. • City staff is now reviewing the match being report by ECIA before and after report submitted to the state 00.-> COMPLIANCE AUDIT RESULTS (CONTINUE[ EideBailly • Independent Auditors' Report on Compliance for Each Major Federal Program, Report on Internal Control, and Report on the Schedule of Expenditures of Federal Awards Required by the Uniform Guidance (continued) • Significant deficiency • Federal Transit — Formula Grants internal control deficiency related the procurement, suspension and debarment requirement • Due to material weaknesses identified, the City will be a high -risk auditee for the next 2 years • Auditors will have to perform additional testing due to this • Granting agencies may ask for additional information regarding this • CAUSE OF MATERIAL WEAKNESSES EideBailly • The suspension and debarment process protects the federal government from fraud, waste and abuse by using a number of tools to avoid doing business with non -responsible contractors. • Suspension - Immediate need, temporary measure, twelve-month limit, usually used pending the completion of investigation or legal proceedings, based upon adequate evidence, usually an indictment • Debarment - usually three years in length, based upon a preponderance of the evidence, usually a conviction • System for Award Management (Sam.gov) is used to search for vendors that are suspended or debarred CAUSE OF MATERIAL WEAKNESSES EideBailly • Suspension and Debarment verifications not performed for Transit purchases of $25,000 or more CHANGES MADE EideBailly • Suspension and debarment verifications on SAM.gov will be completed on frequently used vendors at beginning of fiscal year • Suspension and debarment verifications will be completed on all new vendors • Finance is reviewing possibility of building in suspension/debarment verifications in the paperless accounts payable process Feb '19 Finance and Budget Consolidated; Budget Director becomes Finance & Budget Director 3/29/19 May '19 o� y you fiezt t. trr06 VQ<rt 47 Feb '20 Orange = exiting the dept Green = new employee `ryo ``ryo a o• •9 B co coo ta *a tzr ..0 �0 . , C�(tr Apr V �` `20 July o Finance Dept Staffing Turnover Dec '19 Masterpiece on the Mississippi TO: Mike Van Milligen, City Manager Jenifer Larson, Finance Director FROM: Renee Tyler, Director of Transportation RE: Transportation Services - Eide Bailly Audit DATE: April 15, 2020 Dubuque All -America City 2007.2012.2013 2017*2019 Introduction The purpose of this memo is to provide a response to the findings from the Eide Bailly Audit respective to the Transportation Services department. Discussion As noted in the audit Transportation Services underwent changes in senior leadership. Certain reporting requirements were not met during the course of the change. The result was a lack of compliance for verifying transactions over $25,000. The verification process includes 1. Checking the Excluded Parties List System via General Services Administration's SAM.GOV portal, 2. Collecting a certification from the vendor, or 3. Adding a clause or condition to the covered transition with the vendor. Recommended Actions As a result of the audit Transportation Service is performing the checks prior to the award of a bid. Additionally, per the advice of the Assistant Finance Director, the department will review purchases at the end of the fiscal year. A verification check will be performed on individual vendors with purchases exceeding $25,000 annually. Last Finance suggested implementing a check and balance notification to help grantee departments stay on task with required vendor verification. How work in CDBG was completed prior to February 2019 Housing Financial Specialists (2) ♦ y Rehab Supervisor Community Development Specialist There was not a segregation of duties prior to February 2019; the Community Development Specialist oversaw completing and submitting work with no oversight. All contact from HUD was filtered through the Community Development Specialist, so checks and balances were not in place. How work in CDBG is completed March 2019 Forward Housing & Community Development Director I I 1 Community Development Specialist 1 I 1 Housing Financial Specialist Rehabilitation Supervisor aCommunity Development Advisory Commission Housing Financial Specialist To segregate duties and oversite of CDBG, the Community Development Advisory Commission (CDAC) adopted all reporting due dates into their bylaws. Those deadlines are required to be placed on the agenda, with the receipt of submission from HUD, by a city employee who is removed from the preparation of the reports. Additionally, HUD is provided two city employees as primary contacts for updates and notifications for reporting due dates (The Housing & Community Development Director will always be a contact). Segregating the preparation, the submission and the communication with HUD between many employees and the Commission allows all required deadlines to be met. If for any reason the required reports have not been submitted, many facets of the organization would be aware of the situation so it can be remedied expediently. *Note this is not an organization chart but a process and information flow chart. To further segregate duties, no employees report to the Community Development Specialist. That position monitors CDBG compliance with regulations.