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Proceedings on the Issuance of Not to Exceed $24,000,000 General Obligation Annual Appropriate Refunding Capital Loan Notes_Initiate Copyrig hted March 1, 2021 City of Dubuque Items to be set for Public Hearing # 3. City Council Meeting ITEM TITLE: Proceedings to Set the Public Hearing on the Issuance of Notto Exceed $24,000,000 General Obligation Annual Appropriation Refunding Capital Loan Notes SUM MARY: City Manager recommending that a public hearing be set for March 15, 2021, on the proposition of selling not to exceed $24,000,000 in General Obligation Annual Appropriation Refunding Bonds, the proceeds of which will be used to refund the Stormwater Revenue Capital Loan Notes, Series 2015B, dated June 19, 2015 and amended September 8, 2017. RESOLUTION Fixing date for a meeting on the authorization of a Loan and Disbursement Agreement and the issuance of not to exceed $24,000,000 General Obligation Annual Appropriation Refunding Capital Loan Notes of the City of Dubuque, lowa, and providing for publication of notice thereof SUGGESTED Receive and File; Adopt Resolution(s), Set Public Hearing for March 15, DISPOSITION: 2021Suggested Disposition: ATTACHMENTS: Description Type MVM Memo City Manager Memo Staff Memo Staff Memo Resolution Resolutions Notice of Public Hearing Supporting Documentation Bond Counsel Letter Supporting Documentation dubuque THE CITY OF � D�L E All•Aaerin6ih , �I ��� ► Maste iece on the Mississi i z°°'"�°lz.z°13 YP pp zoi�*�oi9 TO: The Honorable Mayor and City Council Members FROM: Michael C. Van Milligen, City Manager SUBJECT: Proceedings to Set the Public Hearing on the Issuance of Not to Exceed $24,000,000 General Obligation Annual Appropriation Refunding Capital Loan Notes DATE: February 22, 2021 Director of Finance and Budget Jennifer Larson recommends that a public hearing be set for March 15, 2021, on the proposition of selling not to exceed $24,000,000 in General Obligation Annual Appropriation Refunding Bonds, the proceeds of which will be used to refund the Stormwater Revenue Capital Loan Notes, Series 2015B, dated June 19, 2015 and amended September 8, 2017. The original Stormwater Utility Revenue Capital Loan Notes (State Revolving Loan Fund Program) was for $29,541,000 and was used for the Upper Bee Branch Creek Restoration. This loan qualified for green infrastructure principal forgiveness of $5,908,200. The principal was forgiven by the lowa Finance Authority in June 2020. The intent when the Series 2015B Stormwater Revenue Capital Loan Notes were issued was that the debt would be fully repaid by sales tax increment and not count against the Stormwater revenue bond covenant of 110%. The Stormwater revenue bond covenant requires that the net income in the Stormwater fund on an accrual basis exceed debt service on all revenue bonds paid by stormwater funds by 110%. When the loan documents for the Series 2015B Stormwater Revenue Capital Loan Notes were prepared, the Loan and Disbursements Agreements and Notes were payable out of the net earnings of the Stormwater Management Utility instead of the sales tax increment fund. This caused the Series 2015B Stormwater Revenue Capital Loan Notes to count against the Stormwater revenue bond covenant of 110%. The error in the loan documents was discovered during Fiscal Year 2020 when the Fiscal Year 2019 audit was completed. After discussions with City bond counsel and financial advisor, and lowa Finance Authority's bond counsel, it was determined that the best course of action for the City was to refund the Series 2015B Stormwater Revenue Capital Loan Notes as General Obligation Annual Appropriation refunding bonds. The sales tax increment revenue funding source is new in lowa, created as part of the Flood Mitigation program which established a $36 million Flood Recovery Fund for critical recovery and redevelopment projects in communities impacted by the devastating floods of 2019. Due to sales tax increment being such a new source of revenue for cities, the lowa Finance Authority did not want to amend the State Revolving Fund Loan to use sales tax increment as the funding source of the loan. In addition, the pandemic has made the sales tax increment revenue stream unpredictable and the forecasted revenue would not meet required revenue tests to allow sales tax increment to be used as a pledge for the debt. The General Obligation Annual Appropriation refunding bonds will have $1.5 million in annual debt service that will count against the City's statutory debt limit. The lowa Finance Authority has agreed to make the City a low-interest loan under the terms of a Loan and Disbursement Agreement, that loan will be secured and evidenced by a General Obligation Capital Loan Note (subject to annual Appropriation) that will be issued by the lowa Finance Authority at the time the loan is closed. I concur with the recommendation and respectfully request Mayor and City Council approval. �I:/v� �tv�r Michael C. Van Milligen MCVM/jml Attachment cc: Crenna Brumwell, City Attorney Cori Burbach, Assistant City Manager Jennifer Larson, Director of Finance and Budget 2 Dubuque THE CI'TY OF � All•Aoerica Ciry DuB E ;,�� � , IIW Maste iece on the Misszssi i Z°°'"z°lz"z°13 rP pp zol�*�0�9 TO: Michael C. Van Milligen, City Manager FROM: Jennifer Larson, Director of Finance and Budget SUBJECT: Proceedings to Set the Public Hearing on the Issuance of Not to Exceed $24,000,000 General Obligation Annual Appropriation Refunding Capital Loan Notes DATE: February 22, 2021 INTRODUCTION The purpose of this memorandum is to provide suggested proceedings for a public hearing on the issuance of a not to exceed $22,000,000 General Obligation Annual Appropriation Refunding Capital Loan Notes which refund the Stormwater Revenue Capital Loan Notes, Series 2015B, dated June 19, 2015 and amended September 8, 2017. A letter from attorney Kristin Cooper detailing information on the public hearing is enclosed. BACKGROUND The original Stormwater Utility Revenue Capital Loan Notes (State Revolving Loan Fund Program) was for $29,541,000 and was used for the Upper Bee Branch Creek Restoration. This loan qualified for green infrastructure principal forgiveness of $5,908,200. The principal was forgiven by the lowa Finance Authority in June 2020. DISCUSSION The intent when the Series 2015B Stormwater Revenue Capital Loan Notes were issued was that the debt would be fully repaid by sales tax increment and not count against the Stormwater revenue bond covenant of 110%. The Stormwater revenue bond covenant requires that the net income in the Stormwater fund on an accrual basis exceed debt service on all revenue bonds paid by stormwater funds by 110%. When the loan documents for the Series 2015B Stormwater Revenue Capital Loan Notes were prepared, the Loan and Disbursements Agreements and Notes were payable out of the net earnings of the Stormwater Management Utility instead of the sales tax increment fund. This caused the Series 2015B Stormwater Revenue Capital Loan Notes to count against the Stormwater revenue bond covenant of 110%. The error in the loan documents was discovered during Fiscal Year 2020 when the Fiscal Year 2019 audit was completed. After discussions with City bond counsel and financial advisor, and lowa Finance Authority's bond counsel, it was determined that the best course of action for the City was to refund the Series 2015B Stormwater Revenue Capital Loan Notes as General Obligation Annual Appropriation refunding bonds. The sales tax increment revenue funding source is new in lowa, created as part of the Flood Mitigation program which established a $36 million Flood Recovery Fund for critical recovery and redevelopment projects in communities impacted by the devastating floods of 2019. Due to sales tax increment being such a new source of revenue for cities, the lowa Finance Authority did not want to amend the State Revolving Fund Loan to use sales tax increment as the funding source of the loan. In addition, the pandemic has made the sales tax increment revenue stream unpredictable and the forecasted revenue would not meet required revenue tests to allow sales tax increment to be used as a pledge for the debt. The General Obligation Annual Appropriation refunding bonds will have $1.5 million in annual debt service that will count against the City's statutory debt limit. The lowa Finance Authority has agreed to make the City a low-interest loan under the terms of a Loan and Disbursement Agreement, that loan will be secured and evidenced by a General Obligation Capital Loan Note (subject to annual Appropriation) that will be issued by the lowa Finance Authority at the time the loan is closed. ACTION I respectfully recommend approval of resolution. Attachments cc: Crenna Brumwell, City Attorney Cori Burbach, Assistant City Manager Cassie Ross, Assistant Director of Finance ITEMS TO INCLUDE ON AGENDA FOR MARCH 1, 2021 CITY OF DUBUQUE, IOWA Not to Exceed $24,000,000 General Obligation Annual Appropriation Refunding Capital Loan Notes. . Resolution fiXing date for a meeting on the proposition to authorize a Loan and Disbursement Agreement and the issuance of Notes to evidence the obligations of the City thereunder. NOTICE MUST BE GIVEN PURSUANT TO IOWA CODE CHAPTER 21 AND THE LOCAL RULES OF THE CITY. - 1 - March 1, 2021 The City Council of the City of Dubuque, State of Iowa, met in regular session, via electronic means, Council having determined that it is impossible and impractical for all members of the Council, other City personnel, and members of the public to be physically present at this meeting due to the COVID-19 pandemic, at 6:30 o'clock P.M., on the above date. There were present Mayor Roy D. Buol, in the chair, and the following named Council Members: Brad Cavanagh, Rick Jones, Kevin Lynch, David Resnick, Laura Roussell, Danny Sprank Absent: ___________________________________________ * * * * * * * - 2 - Council Member Resnick introduced the following Resolution entitled "RESOLUTION FIXING DATE FOR A MEETING ON THE AUTHORIZATION OF A LOAN AND DISBURSEMENT AGREEMENT AND THE ISSUANCE OF NOT TO EXCEED $24,000,000 GENERAL OBLIGATION ANNUAL APPROPRIATION REFUNDING CAPITAL LOAN NOTES OF THE CITY OF DUBUQUE, IOWA, AND PROVIDING FOR PUBLICATION OF NOTICE THEREOF", and moved that the same be adopted. Council Member Sprank seconded the motion to adopt. The roll was called and the vote was, AYES: Roussell, Jones, Buol, Sprank, Lynch, Resnick, Cavanagh NAYS: ___________________________________________ Whereupon, the Mayor declared the resolution duly adopted as follows: RESOLUTION FIXING DATE FOR A MEETING ON THE AUTHORIZATION OF A LOAN AND DISBURSEMENT AGREEMENT AND THE ISSUANCE OF NOT TO EXCEED $24,000,000 GENERAL OBLIGATION ANNUAL APPROPRIATION REFUNDING CAPITAL LOAN NOTES OF THE CITY OF DUBUQUE, IOWA, AND PROVIDING FOR PUBLICATION OF NOTICE THEREOF WHEREAS, it is deemed necessary and advisable that the City of Dubuque, Iowa, should provide for the authorization of a Loan and Disbursement Agreement and the issuance of General Obligation Annual Appropriation Refunding Capital Loan Notes to the amount of not to exceed $24,000,000, as authorized by Sections 384.24A and 384.25, Code of Iowa, as amended, for the purpose of providing funds to pay costs of carrying out an essential corporate purpose project as hereinafter described; and WHEREAS, the Loan and Disbursement Agreement and Notes shall be payable from the Debt Service Fund, if not abated from other sources; and WHEREAS, before a Loan and Disbursement Agreement may be authorized and General Obligation Annual Appropriation Refunding Capital Loan Notes issued to evidence the obligation of the City thereunder, it is necessary to comply with the provisions of the City Code of Iowa, as amended, and to publish a notice of the proposal and of the time and place of the meeting at which the Council proposes to take action for the authorization of the Loan and Disbursement Agreement and Notes and to receive oral and/or written objections from any resident or property owner of the City to such action. - 3 - NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF DUBUQUE, IOWA: Section 1. That this Council meet via electronic means, at 6:30 o'clock P.M., on the 15th day of March, 2021, for the purpose of taking action on the matter of the authorization of a Loan and Disbursement Agreement and the issuance of not to exceed $24,000,000 General Obligation Annual Appropriation Refunding Capital Loan Notes to evidence the obligations of the City thereunder for an essential corporate purpose of the City, the proceeds of which will be used to pay costs of the settlement, adjustment, renewing, or extension of any part or all of the legal indebtedness of a city, whether evidenced by bonds, warrants, or judgments, or the funding or refunding of the same, including the Stormwater Revenue Capital Loan Notes, Series 2015B, dated June 19, 2015, and amended September 8, 2017. Section 2. The Clerk is authorized and directed to proceed on behalf of the City with the negotiation of terms of a Loan and Disbursement Agreement and the issuance of General Obligation Annual Appropriation Refunding Capital Loan Notes evidencing the City's obligations to a principal amount of not to exceed $24,000,000, to select a date for the final approval thereof, to cause to be prepared such notice and sale information as may appear appropriate, to publish and distribute the same on behalf of the City and this Council and otherwise to take all action necessary to permit the completion of a loan on a basis favorable to the City and acceptable to the Council. Section 3. That the Clerk is hereby directed to cause at least one publication to be made of a notice of said meeting, in a legal newspaper, printed wholly in the English language, published at least once weekly, and having general circulation in said City, said publication to be not less than four clear days nor more than twenty days before the date of said public meeting on the issuance of said Notes. Section 4. The notice of the proposed action shall be in substantially the following form: - 4 - (to be published between March 2, 2021 and March 10, 2021) NOTICE OF MEETING OF THE CITY COUNCIL OF THE CITY OF DUBUQUE, IOWA, ON THE MATTER OF THE PROPOSED AUTHORIZATION OF A LOAN AND DISBURSEMENT AGREEMENT AND THE ISSUANCE OF NOT TO EXCEED $24,000,000 GENERAL OBLIGATION ANNUAL APPROPRIATION REFUNDING CAPITAL LOAN NOTES FOR AN ESSENTIAL CORPORATE PURPOSE AND THE PUBLIC HEARING ON THE AUTHORIZATION AND ISSUANCE THEREOF PUBLIC NOTICE is hereby given that the City Council of the City of Dubuque, Iowa, will hold a public hearing on the 15th day of March, 2021, at 6:30 o'clock P.M., at which meeting the Council proposes to take additional action for the authorization of a Loan and Disbursement Agreement and the issuance of not to exceed $24,000,000 General Obligation Annual Appropriation Refunding Capital Loan Notes for an essential corporate purpose of the City, in order to pay costs of the settlement, adjustment, renewing, or extension of any part or all of the legal indebtedness of a city, whether evidenced by bonds, warrants, or judgments, or the funding or refunding of the same, including the Stormwater Revenue Capital Loan Notes, Series 2015B, dated June 19, 2015, and amended September 8, 2017. Principal and interest on the proposed Loan and Disbursement Agreement will be payable from the Debt Service Fund. Due to public health concerns related to COVID-19, this meeting of the City Council will be conducted electronically, pursuant to Iowa Code Section 21.8, as holding the meeting in person is impossible or impractical. Interested persons may attend or participate in the meeting by the following method: Please join my meeting from your computer, tablet or smartphone. https://global.gotomeeting.com/join/337661181 You can also dial in using your phone. United States (Toll Free): 1 877 568 4106 United States: +1 (571) 317-3129 Access Code: 337-661-181 Please check the posted agenda in advance of the meeting for any updates to the manner in which the public may access the meeting. At the above meeting the Council shall receive oral or written objections from any resident or property owner of the City, to the above action. After all objections have been received and considered, the Council will at this meeting or at any adjournment thereof, take additional action for the authorization of a Loan and Disbursement Agreement and the issuance of Notes to evidence the obligation of the City thereunder or will abandon the proposal. - 5 - This Notice is given by order of the City Council of the City of Dubuque Council, Iowa, as provided by Sections 384.24A and 384.25 of the City Code of Iowa, as amended. Dated this 5th day of March, 2021. Adrienne N. Breitfelder City Clerk, City of Dubuque, State of Iowa (End of Notice) PASSED AND APPROVED this 1st day of March, 2021. ATTEST: /�- 64gz City Clerk s. 4j Mayor m R O LL C AL L O R D E R F O R ME E TIN G O F March 1, 2021 R oussell, Jones, B uol, S prank, Lynch, R esnick, Cavanagh This meeting will be conducted as a virtual meeting. Due to social distancing guidelines related to the C O V ID-19 pandemic, C ity Council member s and City staff will par ticipate by webinar and will not meet in per son. The virtual meeting will be air ed live on CityChannel Dubuque (Mediacom cable channels 8 and 117.2), str eamed live and ar chived on the C ity’s website at www.cityofdubuque.org/media, and str eamed live on the City’s Facebook page at www.facebook.com/cityofdubuque. The public can provide audio and wr itten input dur ing sections of the agenda where public input is accepted as well as before and after the meeting. Input options during the live meeting include: Log into GoToMeeting using the login links, phone number s and access code below. This option includes audio input and written “chat” input. If you ar e par ticipating via computer, indicate which item you would like to speak to in the Chat function, or note you would like to speak dur ing the appropr iate section. If you are participating via phone, indicate which item you would like to speak to when phone lines ar e unmuted. All phone lines will be unmuted dur ing the C onsent Agenda, P ublic Hear ings, and Public Input per iods, and C ity staff will deter mine the speaking or der of attendees who would like to speak. All comments, whether audio or wr itten, must be accompanied by a name and addr ess. P lease join the meeting from your computer, tablet or smartphone. https://global.gotomeeting.com/join/337661181 You can also dial in using your phone. United States (Toll Free): 1 877 568 4106 United States: +1 (571) 317-3129 Access Code: 337-661-181 Commenting thr ough the C ity of Dubuque Facebook page at www.facebook.com/cityofdubuque. Individuals must include their name and addr ess in or der to be recogniz ed. Additionally, written public input can be accepted pr ior to or dur ing the meeting by: Contacting the City C ouncil directly from the City’s webpage at www.cityofdubuque.org/councilcontacts Thr ough the C ity Clerk’s O ffice email at ctyclerk@cityofdubuque.org C IT Y O F D U B U Q U E, IO W A C IT Y C O U N C IL ME E T IN G This meeting will be conducted virtually Please see the information above for viewing, listening, and public input options. March 1, 2021 Council meetings are video streamed live and archived at www.cityofdubuque.org/media and on Dubuque's CityChannel on the Mediacom cable system at cable channel 8 and digital 117.2 W O R K S E S S IO N 1.5:00 P M - D ream Center Page 1 STATE OF IOWA SS: DUBUQUE COUNTY CERTIFICATE OF PUBLICATION I, Kathy Goetzinger, a Billing Clerk for Woodward Communications, Inc., an Iowa corporation, publisher of the Telegraph Herald, a newspaper of general circulation published in the City of Dubuque, County of Dubuque and State of Iowa; hereby certify that the attached notice was published in said newspaper on the following dates: 03/05/2021 and for which the charge is 42.50 Subscribed to before me, a Notary P r lic in and far p Dubuque County, Iowa, 9 this Sth day of March, 2021 I' I Nota ublic in and far Dubuque County, Iowa. l w J a r c. a, Co mm is,slp n lumb er 19 9859 R Comm.E.xp, DEC 11,2022W,. k i Ad text : NOTICE OF MEETING OF THE CITY COUNCIL OF THE CITY OF DUBUQUE, IOWA, ON THE MATTER OF THE PROPOSED AUTHORIZATION OF A LOAN AND DISBURSEMENT AGREEMENT AND THE ISSUANCE OF NOT TO EXCEED 24,000,000 GENERAL OBLIGATION ANNUAL APPROPRIATION REFUNDING CAPITAL LOAN NOTES FOR AN ESSENTIAL CORPORATE PURPOSE AND THE PUBLIC HEARING ON THE AUTHORIZATION AND IS5UANCE THEREOF i. PUBLIC NOTICE is hereby given that the City Council of the City of Dubuque, Iowa, will hold a public hearing on the 15th day of March, 2021, at 6:30 o'clock P.M., at which meeting the Council proposes to take additional action for the authorization of a Loan and Disbursement Agreement and the issuance of not to exceed$24,000,000 General Obligation Annual Appropriation Refunding Capital Loan Notes for an essential corporate purpose of the City, in order to pay costs of the settlement, adjustment, renewing, or extension of any part or all of the legal indebtedness of a city, whether evidenced by bonds, warrants, or judgments, or the funding or refunding of the same, including the Stormwater Revenue Capital Loan Notes, Series 2015B, dated June 19, 2015, and amended September 8, 2017. Principal and interest on the li proposed Loan and Disbursement Agreement will be payable from i the Debt Service Fund. Due to public health concerns related to COVID-19, this meeting of the City Council will be conducted electronically, pursuant to Iowa Code Section 21.8, as holding the meeting in person is impossible or impractical. Interested persons may attend or participate in the meeting by the following method: https://global.gotomeeting.com/j oin/337661181 You can also dial in using your phone. United States (Toll Free): 1 877 568 4106 a United States: +1 (571) 317-3129 Access Code: 337-661-181 Please check the posted agenda in advance of the meeting for any updates to the manner in which the public may access the i meeting. At the above meeting the Council shall receive oral or written objections from any resident or property owner of the City, to the above action. After all objections have been received and considered, the Council will at this meeting ar at any adjournment thereof, take additional acti n for the autharization of a Loan and Disbursement Agreement and the issuance of Notes to evidence the obligation of the City thereunder or will abandon the proposal. This Notice is given by arder of the City Council of the City of Dubuque Council, Iowa, as provided by Sections 38424A and 384.25 of the City Code of Iowa, as amended. Dated this 5th day of March, 2021. Adrienne N. Breitfelder City Clerk, City of Dubuque, State of Iowa lt 3/5 (to be published between March 2, 2021 and March 10, 2021) NOTICE OF MEETING OF THE CITY COUNCIL OF THE CITY OF DUBUQUE, IOWA, ON THE MATTER OF THE PROPOSED AUTHORIZATION OF A LOAN AND DISBURSEMENT AGREEMENT AND THE ISSUANCE OF NOT TO EXCEED $24,000,000 GENERAL OBLIGATION ANNUAL APPROPRIATION REFUNDING CAPITAL LOAN NOTES FOR AN ESSENTIAL CORPORATE PURPOSE AND THE PUBLIC HEARING ON THE AUTHORIZATION AND ISSUANCE THEREOF PUBLIC NOTICE is hereby given that the City Council of the City of Dubuque, Iowa, will hold a public hearing on the 15th day of March, 2021, at o'clock .M., at which meeting the Council proposes to take additional action for the authorization of a Loan and Disbursement Agreement and the issuance of not to eXceed$24,000,000 General Obligation Annual Appropriation Refunding Capital Loan Notes for an essential corporate purpose of the City, in order to pay costs of the settlement, adjustment, renewing, or extension of any part or all of the legal indebtedness of a city, whether evidenced by bonds, warrants, or judgments, or the funding or refunding of the same, including the Stormwater Revenue Capital Loan Notes, Series 2015B, dated June 19, 2015, and amended September 8, 2017. Principal and interest on the proposed Loan and Disbursement Agreement will be payable from the Debt Service Fund. Due to public health concerns related to COVID-19, this meeting of the City Council will be conducted electronically,pursuant to Iowa Code Section 21.8, as holding the meeting in person is impossible or impracticaL Interested persons may attend or participate in the meeting by the following method: [include access info] Please check the posted agenda in advance of the meeting for any updates to the manner in which the public may access the meeting. At the above meeting the Council shall receive oral ar written objections from any resident or property owner of the City, to the above action. After all objections have been received and considered, the Council will at this meeting or at any adjournment thereof, take additional action for the authorization of a Loan and Disbursement Agreement and the issuance of Notes to evidence the obligation of the City thereunder or will abandon the proposal. This Notice is given by order of the City Council of the City of Dubuque Council, Iowa, as provided by Sections 384.24A and 384.25 of the City Code of Iowa, as amended. Dated this day of , 2021. City Clerk, City of Dubuque, State of Iowa (End of Notice) Ahlers&Cooney, P.C. A H L E R 5 C O O N E Y Attorneys at Law 100 Court Avenue, Suite 600 A T T ❑ R N E Y 5 Des Moines, lowa 50309-2231 Phone: 515-243-7611 Fax: 515-243-2149 www.ahlerslaw.com Kristin B. Cooper 515.246.0330 kcooper@ahlerslaw.com February 16, 2021 VIA EMAIL Ms. Jenny Larson Director of Finance & Budget City of Dubuque 50 West 13th Street Dubuque, Iowa 52001 RE: City of Dubuque, State of Iowa Not to Exceed $24,000,000 General Obligation Annual Appropriation Refunding Capital Loan Notes, Series 2021 (State of Iowa Revolving Loan Fund) Dear Jenny: We have now prepared and are including with this letter suggested proceedings to be acted upon by the City Council in fiXing the date of a meeting on the proposition to enter into a loan agreement and issue the above mentioned Notes and ordering publication of a notice of hearing consistent with the provisions of Code Sections 384.24A and 384.25. As you may recall, the borrowing of loan funds by the City through the Iowa Water Pollution Control Works Financing Program involves the same procedures applicable to the issuance and sale of municipal bonds generally. Although the Iowa Finance Authority(the "Authority") has agreed to make the City a low-interest loan under the terms of a Loan and Disbursement Agreement, that loan will be secured and evidenced by a General Obligation Capital Loan Note (subject to Annual Appropriation) that will be issued to the Authority at the time the loan is closed. Notice of this meeting must be published at least once in a legal newspaper,printed wholly in the English language, published at least once weekly, and having general circulation in the City. The date of�ublication is to be not less than four clear days nor more than twenty da� before the date of said public meeting on the issuance of the notes. In computing time, the date of publication should be eXcluded. If the last day falls on Sunday, the whole of the following Monday should be excluded. WISHARD t� BAILV - �SSS� GUERNSEY & Bni�v - 1893� BAILV t� STIPP - �90�� STIPP� PERRY� BANNISTER t� STARZINGER - �9�4� BANNISTER� CARPENTER� AHLERS $i COONEY - 1950; AHLERS, COONEY, DORWEILER, ALLBEE� HAYNIE $i SMITH - 1974; AHLERS� COONEY� DORWEILER, HAYNIE� SMITH $i ALLBEE� P.C. - 1990 February 16, 2021 Page 2 Please send us a completed copy of the proceedings for our file. Also attached is an extra copy of the notice of hearing to be delivered to the newspaper for publication purposes. We will prepare and send you proceedings for the hearing at a later date. Should you have any questions concerning the attached proceedings or the SRF Program,please don't hesitate to contact me. Very truly yours, Ahlers & Cooney, P.C. Kristin Billingsley Cooper FOR THE FIRM KBC:sb cc: Adrienne N. Breitfelder, City Clerk Trish Gleason, Assistant City Clerk Tionna Pooler, Independent Public Advisors, LLC 01830492-1\10422-000