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Source of Income Annual Report and Recommendation from the Housing Commission Copyrig hted March 1, 2021 City of Dubuque Action Items # 3. City Council Meeting ITEM TITLE: Source of Income Annual Report and Recommendation from the Housing Commission SUM MARY: City Manager transmitting the 2020 Source of I ncome Annual Report and recommendation from the Housing Commission for review, file, and direction by the City Council. Housing and Community Development DirectorAlexis Stegerwill make a presentation. SUGGESTED Receive and File; Presentation; Council Direction Suggested DISPOSITION: Disposition: ATTACHMENTS: Description Type Source of IncomeAnnual Report-MVM Memo City Manager Memo Staff Memo Staff Memo Source of I ncome Annual Report 2020 Supporting Documentation Housing Commission Recommendation Supporting Documentation PowerPoint Presentation Supporting Documentation Citizen Input_UPDATED 3/1/21 Supporting Documentation Dubuque THE CITY OF � ui-Aseria cih DuB E , . � . , � II � Maste iece on tj2e Mississi i zoo�•zoiz•zois YP pp zoi�*zoi9 TO: The Honorable Mayor and City Council Members FROM: Michael C. Van Milligen, City Manager SUBJECT: Source of Income Annual Report and Recommendation from the Housing Commission DATE: February 24, 2021 Housing and Community Development Director Alexis Steger is transmitting the 2020 Source of Income Annual Report for review and file by the City Council. Alexis will be making a presentation. While City staff is not recommending at this time adoption of a Source of Income Ordinance, the Housing Commission is recommending that the Mayor and City Council start the process to adopt a Source of Income Ordinance. The lowa State Legislature is currently considering passing legislation that would pre-empt local governments from having a Source of Income Ordinance. � Mic ael C. Van Milligen MCVM:jh Attachment cc: Crenna Brumwell, City Attorney Cori Burbach, Assistant City Manager Alexis M. Steger, Housing and Community Development Director �u�� Housing and Community Development THE CITY OF AII�Americ�ciry � Assisted Housing Program �U$ .�., ��► � 350 W. 6th Street, Suite 312 Dubuque, IA 52001 MRSt2Y'�J1QC2 On the M1581552�1�J1 20°7�2°'� �oPPORsuNirr �ff1Ce �563� 589-4230 zoii�zov TO: Michael C. Van Milligen, City Manager FROM: Alexis M. Steger, Housing and Community Development Director DATE: February 23, 2021 RE: Source of Income Annual Report and Housing Commission Recommendation BACKGROUND On February 20th, 2017 the City Council adopted the recommendations of the Source of Income Committee with the goal to rebrand and redesign a model Housing Choice Voucher program that responds to the local needs of Dubuque's demographics and ensures viable, livable and equitable opportunities for all qualifying residents. To meet this goal, the City Council chose to adopt a collective impact approach with two strategies presented by the Source of Income Committee: 1. Adopt and implement a mix of educational / outreach programs to increase participation in Housing Choice Voucher Program 2. Adopt and implement a mix of financial incentives / policies for creation of Housing Choice Voucher units throughout community On March 5t", 2018 the City Council received the first annual report on the Source of Income. At that time, the City Council expressed a need for additional data to inform decisions for the Housing Choice Voucher program. The annual report provides progress updates on implementation of the two strategies adopted by the City Council. To address the City Council's additional direction given in 2018, the report also presents nine essential data sets for measuring progress and provides recommendations for future changes to further reduce barriers to fair housing for Housing Choice Voucher holders specifically. DISCUSSION While monitoring the progress being made by the City of Dubuque and community partners to increase participation in the Housing Choice Voucher program, nine key performance indicators were identified: 1. Voucher Lease-up Rate 2. Assisted Units by Census Tract 3. Location of Assisted Housing Units Versus All Licensed Rental Properties 4. Location of Assisted Housing Units in School District Boundaries 5. New Affordable Units Created 6. Landlord Participation Rates 7. All Available Vacant Units 8. Rent Reasonableness 9. Analysis of Essential Services Throughout Community The key perFormance indicators report the progress in the areas identified by the Source of Income Committee and the City Council. These metrics are indications that the City is meeting the outcome of providing affordable housing choice to the residents of Dubuque, is Affirmatively Furthering Fair Housing and increasing participation in the housing choice voucher program. To collect data on these indicators, the Housing & Community Development Department started to culminate additional information from Housing Choice Voucher participants that allowed their voucher to expire before being used. This data started being collected on October 1, 2018 and provides details about why a voucher went unused. This annual report reflects the second full year of this data collected. Location of units currently leasing to a Housing Choice Voucher participant helps indicate the ability for Housing Choice Voucher holders to have a choice to live anywhere in the City of Dubuque. The ordinance passed in January 2019 requires landlords to report where they will accept Housing Choice Vouchers to receive a rental license. This year was the first year that this information was collected, and provides the base information needed to track future progress. There is still a lack of information available to the public about when a rental unit is vacant and available to be rented. There are many resources, websites and apps that can help locate vacant rental units. However, landlords do not use one specific source for all vacancies in Dubuque. Landlords will use free sites, paid advertising sites, create their own website to post vacancies, or just put up a "for rent" sign in the yard. Due to the inconsistency of reporting and advertising vacancies, the City of Dubuque is unable to track and report on the availability of units accurately. This also creates a barrier for residents trying to find units for rent, and can extend the amount of time it takes to lease-up. Potential tenants find it difficult to find a vacant apartment due to the lack of a centralized and publicized vacancy listing. City staff evaluated if a recommendation to City Council was necessary to create a requirement that when a rental unit is vacant and available for rent, that the unit be reported to the city to be made available on a central database. This recommendation will not be presented to City Council due to the cost of upkeep a central database would require. The City's ability to require housing choice vouchers be accepted as a source of income for rent payments, has the potential to be pre-empted by the State within the next two months. Both the State Senate and House have passed out of committee study bills that would eliminate the City's ability to implement a Source of Income ordinance. Due to this, the Source of Income Annual Report being presented focuses on landlord incentives, education/outreach and initiatives to increase acceptance of housing choice vouchers. On February 23, 2021, the City of Dubuque Housing Commission met to discuss the Source of Income Annual Report. At that meeting the commission voted unanimously to recommend to City Council the following: The Housing Commission recommends the City Council enact a Source of Income ordinance to prevent landlords from failing to rent to people based on the use of a Housing Choice Voucher. The Housing Commission recommendation is attached. RECOMMENDATION I respectfully request City Council review and file the 2020 Source of Income Annual Report and provide further direction. Cc: Gina Hodgson, Assisted Housing Supervisor Cori Burbach, Assistant City Manager Wally Wernimont, Planning Services Manager Kelly Larson, Human Rights Director Crenna Brumwell, City Attorney Randy Gehl, Public Information Officer h _ Sou rce of � � In m R co e e o rt � � p :� - � � � � �,,. - !.. �� _- _ _ � � �: � � -- � I, :�` � .. �, ,�.� �. � �u� _ �� - � -�� ; �— �. ��:. �-_ i � `�� y _ �' -� - - - � � � � � _ __ � _1 a� ,_._ J� - --- -- ° -- l~� -`_� , "� '�^. �+�" �� _ = � � � _ _ - - -- —_ — -- -- � �'- I � � � � �, , ,e_ ;C�- �,v�-'- _ - ^n ,� �i��- ��~ .� 1 -�-' �'i, r� �.�c8� ..._��,. ��,� � : "` �'"'•�. S+ �T-+--,�t `t i `�. , .�, _'�y� �`.�. i ._a s .;�.�'�� - � ._�-_ �,T.;-�' s�� _ �.�'._ . . , MARCH 1, 2021 City of Dubuque Authored by: Alexis M. Steger, Housing & Community Development Director T�E"'"°F Du8 E Masferp�ece on Phe Mtssissippi E I E !' Source of Income Report December 2020 On February 20t", 2017 the City Council adopted the recommendations of the Source of Income Committee with the goal to rebrand and redesign a model Housing Choice Voucher program that responds to the local needs of Dubuque's demographics and ensures viable, livable and equitable opportunities for all qualifying residents. To meet this goal, the City Council chose to adopt a collective impact approach with two strategies presented by the Source of Income Committee: 1. Adopt and implement a mix of educational / outreach programs to increase participation in Housing Choice Voucher Program 2. Adopt and implement a mix of financial incentives / policies for creation of Housing Choice Voucher units throughout community "The City of Dubuque is committed to Affirmatively Furthering Fair Housing�� Source of Income Committee On March 5t", 2018 the City Council received the first annual report on the Source of Income. At that time, the City Council expressed a need for additional data to inform future decisions for the Housing Choice Voucher program. On January 22nd, 2019 the City Council adopted an ordinance requiring landlords to identify if they will accept Housing Choice Vouchers, and at which units. This annual report provides progress updates on implementation of the two strategies adopted by the City Council, and analysis of the data available regarding how much "choice of housing" a Housing Choice Voucher holder has in the City of Dubuque. 2 Background Based on the City Council's direction, and input received, the Source of Income Committee recommended the strategy for implementation of Options#4 and #6 be part of a Re-Branding of the Housing Choice Voucher Program. The Committee's recommendations are discussed below. Housing Choice Voucher Program The Housing Choice Voucher program is the federal government's major program to assist families and individuals in finding decent, safe, and affordable housing in the private sector. The program is administered and funded by the U.S. Department of Housing and Urban Development (HUD). Since housing assistance is provided to residential rental property owners on behalf of the family or individual, participants can find their own housing, including single-family homes, townhouses, manufactured homes and apartments. The City's Housing and Community Development Department is authorized for 1,102 vouchers to assist low-income families and individuals This is an increase of 30 vouchers from last calendar year's authorization of 1,072. 50°0 of the households we serve are considered elderly and/or disabled. Eligible applicants for the Housing Choice Voucher Program must earn no more than 50°0 of the average median income for Dubuque according to eligibility guidelines set forth by HUD for fiscal year 2021. This income limit is calculated using Dubuque County median family income ($82,900). Applicants must also be 18 years of age. They are screened according to the City of Dubuque admissions policy to determine final eligibility at time of voucher issuance. FY 2021 Income Limits Summary for Dubuque, IA as set by HUD Median Family Persons in Household 1 2 3 4 5 6 7 8 Income 30%Income Limits $17,400 $19,9000 $22,400 $26,200 $30,680 $35,160 $39,640 $44,120 $82,900 50%Income Limits $29,050 $33,200 $37,350 $41,450 $44,800 $48,100 $51,400 $54,750 The Housing Choice Voucher program is the primary way the City of Dubuque provides affordable housing options for low (<50%) and very low income (<30%) households. The U.S. Census Bureau still estimates there are approximately 5,800 households in Dubuque below 50°o Area Median Income, which income qualify for housing assistance. This is an increase of 200 households from 2015's data. The Housing Demand Forecast provided by the lowa Finance Authority found in the attached lowa State Profile Table 111.20.50 shows the need increasing to 5,900 households by 2025. Unfortunately, there are simply not enough vouchers to provide support for all the households in need of affordable housing. 3 The Housing Choice Voucher program has had its challenges. In 2013, HUD's Office of Fair Housing and Equal Opportunity found Dubuque to be noncompliant with regards to its voucher residency preference policies, leading to a Voluntary Compliance Agreement. Since the finding, Dubuque has undertaken the following efforts to address this issue: • Maximizing voucher lease ups for five years • Maintain a monthly accounting of the voucher waiting list, including information on applications received, rejected and accepted, and applicant information such as race, ethnicity, and current or originating address • Completed a new Analysis of Impediments to Fair Housing in 2020 • Addressed Fair Housing in the 2021-2025 Consolidated Plan • Incorporated Fair Housing recommendations in the City's Equity Plan • Removed arrest records from the City's background checks provided to housing providers • Conducted annual training across City departments covered by the plan on how to apply an equity lens to programs, projects, and policies in order to interrupt bias and improve equitable outcomes. • Joined the Government Alliance on Race and Equity Source of Income Committee In December 2014, the City Council approved formation of a Source of Income Committee to conduct a two-year study examining the Housing Choice Voucher Program and its relationship to fair housing, with a goal of identifying ways to enhance fair housing in Dubuque. Committee members were drawn from City boards and commissions, Dubuque Area Landlords Association, and Dubuque Chapter of National Association for the Advancement of Colored People (NAACP). One of the concerns was the fact that not all landlords accept Housing Choice Vouchers. The Source of Income Committee name comes from the practice of landlords in identifying the source of income to pay rent prior to leasing an apartment. Some landlords specifically advertise that they do not accept these vouchers as a source of rent payment. The Source of Income Committee evaluated creation of an ordinance that would have considered it discrimination to not accept vouchers, researched the Housing Choice Voucher program, conducted residential rental surveys for housing providers and renters, and held community dialogues. In February 2017, the Source of Income Committee ultimately recommended a collective impact approach to adopt and implement a mix of educational, outreach, and financial programs to increase housing provider participation in the Housing Choice Voucher program. This effort will include marketing and redesign of the Housing Choice Voucher program, and adoption and implementation of a mix of educational/outreach programs to increase participation in the Housing Choice Voucher program. 4 The committee also recommended to adopt and implement a mix of financial incentives and policies for creation of Housing Choice Voucher units throughout the community. These incentives and policies will include fostering partnerships with private and non-profit housing developers to provide affordable, quality housing units. Equitable Poverty Reduction & Prevention Plan The City Council will consider adopting the Equitable Poverty Reduction & Prevention Plan in March 2021. In this plan, the category of"Affordable Safe Housing" has ten recommendations/promising practices. Of those recommendations the following three pertain to source of income: 1. Build on Initiatives identified in the Analysis of Impediments Report 2. More Aggressive Testing for Fair Housing 3. Enact a Source of Income Ordinance The plan provides several promising practices that can be implemented to increase landlord participation in the Housing Choice Voucher Program, but in the end the recommendation states: "If strategies that encourage acceptance of Housing Vouchers aren't successful within six months of the EPR&PP's release, pass an ordinance." While a Source of Income ordinance has been a recommendation in the Analysis of Impediments to Fair Housing and now in the Equitable Poverty Reduction & Prevention Plan, the State may restrict the City's ability to pass such an ordinance. Senate Study Bill 1079 which passed through the local government subcommittee on February 3, 2021 would preempt the City's ability to pass a source of income ordinance of any kind. House Study Bill 171 with the same bill language as the Senate Study Bill passed the local government subcommittee February 10, 2021. Specifically, each bill states: "A city shall not adopt or enforce an ordinance or regulation that prohibits an owner, lessor, sublessor, managing agent, or other person having the right to lease, sublease, or rent out a dwelling unit from refusing to lease or rent out the dwelling unit to a person because of the person's use of a federal housing choice voucher issues by the United Stated department of housing and urban development. Such an ordinance or regulation adopted prior to the effective date of this Act is void and unenforceable on and after the effective date of this Act." Since it is not prudent to pursue a Source of Income ordinance, until the end of the legislative session, the City of Dubuque is focusing on continuing strategies to educate and incentivize landlords per the 5 Equitable Poverty Reduction & Prevention Plan, Source of Income Committee and the Analysis of Impediments to Fair Housing recommendations. The U.S. Department of Housing & Urban Development (HUD) is conducting a "Move to Work Program" around landlord incentives for accepting housing choice vouchers that mirror recommendations from the Equitable Poverty Reduction & Prevention Plan. There are two categories of incentives being tested: monetary and non-monetary. Although this study is not complete, the Office of Inspector General conducted a limited review of this program and released initial findings on January 25, 2021. From the review, see appendix#9, the top five non-monetary incentives used by Public Housing Authorities were: 1. Direct Deposit of Rent 2. Landlord Portal 3. Landlord Workshop/Outreach 4. Landlord Liaison 5. Streamlined Inspection Process Questionnaire results on the effectiveness of these incentives: Effectiveness of tap 5 nonmonetary incentives Effecti�eness �Don't knol^�/Not sure �Effective Not very effecti�e Dir-ect depc_: 15 � a � �, Landlord porta �2 ' � � a� U TLandlord workshop/outreach 7 � � � � � C O E Landlord Ilaison g � 0 z Strearr�lined inspectlor� pracess 5 Number of PHAs Of these incentives being studied, the City of Dubuque has implemented direct deposits, a landlord portal, and a streamlined inspection process. In March 2021, additional landlord outreach strategies will begin. Although a landlord liaison is listed as a non-monetary incentive because it doesn't give direct monetary incentives to landlords, it does require an allocated budget to support the position. Therefore, this has not been explored further as a non-monetary incentive. 6 The top five (two were tied) monetary incentives used were: 1. New landlord bonus 2. Property damage reimbursement 3. Vacancy loss payment/re-rent bonus 4. Increased payment standards in high-opportunity areas 5. New landlord in high-opportunity areas bonus 6. Security deposit assistance Questionnaire results on the effectiveness of these incentives: Effecti�eness of top 5 manetary incenti�es Effecti�eness �Don't kno�vJNot sure �Effecti�e Not very effective � New landlord �onus 6 � Pro ert ckama e reimbur5ement I a � Y 9 � T N �� Vacancy loss payment/Re-rent bonus � � � .0 - � � Increased pmt standard in high opp areas ; � C O � Ne�v landlord ii� high app areas hanus ; 5ec�rity deposit assi5tai�ce z M1lumber of PHAs In FY 2019, the City Council considered a staff-recommended budget for property damage reimbursement, but ultimately decided not to fund the program. Housing & Community Development staff decided to take additional time to focus on non-monetary and improvements to internal processes to incentivize landlord participation. Non-monetary incentives have been in place for 2 years, and the City is continuing to build on the robustness of those incentives. Additionally, the FY 2022 budget proposes a program to provide landlord incentives through a vacancy loss payment/re-rent bonus in low poverty census tracts and in 3+ bedroom units. However, this program has not been recommended for funding. 7 Discussion The Source of Income Committee's recommended strategy for implementation of Options#4 and #6 was that they be part of a Rebranding of the Housing Choice Voucher Program sanctioned by the City Council. The information gathered by the Source of Income Committee over 23 months of review and research revealed that there is a huge deficit of understanding of the Housing Choice Voucher program among property owners and the public, necessitating rebranding. Re-branding the Housing Choice Voucher program will also address affirmatively furthering fair housing, the de-concentration of poverty, and the increased participation of housing providers into the Housing Choice Voucher program via the recommended options. GOAL: To rebrand and redesign the Housing Choice Voucher program into a model that responds to the local needs of Dubuque's demographics and ensures viable, livable and equitable opportunities for all qualifying residents. A re-brand and re-design of the Housing Choice Voucher program would represent the greatest response to the local needs of Dubuque's demographics, fair market and equitable opportunities, namely: • Equal housing opportunity and the development of affordable housing at all income levels. • Publicize economic impact of the Housing Choice Voucher program and the positive effect on the local economy. • Increase the participation of housing providers who will contract with the City for the Housing Choice Voucher program. • Connect residents to the Family Self-Sufficiency (FSS) program and Gaining Opportunities programming. • Improve the public understanding of the Housing Choice Voucher program. Re-Branding Housing Choice Voucher Program As part of the collective impact initiative, Inclusive Dubuque Fair Housing Committee held several meetings from 2018-2019 to develop an education plan for renters and landlords. This model was presented to the Housing & Community Development Department in 2019. The purpose of the model/committee is: "To increase participation in housing voucher program through a focus on education for both renters and housing providers" 8 There were six recommendations related to renter education and ten recommendations related to housing providers. Those recommendations can be found in Appendix#2 & #3. In addition to these recommendations, three optional policy changes were presented, including: • A tax incentive of reduction/elimination of tax for a license should be put in place to encourage participation in the program • Signing bonus for new housing providers registering for the program • Referral bonus to an individual referring new housing providers who execute a contract For these recommendations to work, policies and procedures of the Housing Choice Voucher Program needed to be revamped to address issues being experienced by landlords already participating in the program. These policies and procedures include proration for partial month rent, timely notifications of termination of vouchers, inspection responsiveness, caseworker/landlord relationships to address issues early in the lease period, and the ability to complete paperwork online. This undertaking started in 2019 with a new Administrative Plan and 5-Year Annual Plan for the Public Housing Authority which became effective August 21, 2020. Additionally, requirements for tenant briefings where tenant responsibility is addressed, were overwhelming and hard to understand at times. This is due to the many HUD requirements for these briefings. However, an online briefing was developed this year to assist with tenant education on tenant responsibilities. This can be referenced more than once by participants and completed over time instead of a one 3-hour session. An online briefing allows tenant responsibilities to be on the fore-front of the briefing, with a quiz administered at the end of the briefing to highlight important issues. Now that these policies and procedures are in place, educational materials and other incentives are being developed. In 2021, the landlord Housing Choice Voucher Information brochure was updated and mailed with rental licenses to promote acceptance of vouchers. These will also be mailed with all new rental license notice of inspection letters throughout the year. A landlord referral program is also being developed in 2021 to offer landlords peer references about renting to participants of the housing choice voucher program. Monetary incentive programs are being explored by city partner organizations as the acceptance of federal funds by landlords becomes imperative during COVID. The eviction moratorium is expected to end in 2021. Federal funding is available to help pay rent in arrears, but landlords must voluntarily accept this funding to help tenants avoid eviction. If eviction occurs, tenants may need help with a deposit and first months' rent for a new unit; however, a landlord may deny payment made by an agency and not the individual directly. The city will continue to work with partner organizations to provide incentives to landlords to accept assistance being provided to tenants, including accepting housing choice vouchers. 9 Implementation Strategy: Progress Report The Source of Income Committee recommended that the re-branding of the Housing Choice Voucher program include a combination of options#4 and #6 as shown below. Option #4. Adopt and implement a mix of educational/outreach programs to increase participation in Housing Choice Voucher program. a) Voluntary Voucher Provider Participation Pilot. The City Council approved an ordinance in January 2019 requiring landlords to identify if they accept Housing Choice Vouchers, and in what units, when applying for their annual rental licenses. This information was crucial to finalizing an incentive model or pilot program to increase units accepting vouchers in census areas that may not currently be offering many rental units to voucher holders.The first rental licenses with this information were released in the fall of 2020. HUD also completed research in February 2019 in nine major metropolitan areas on what barriers there are to accepting housing choice vouchers. The study showed that landlords would be more willing to accept housing choice vouchers if voucher payment standards were increased. The City of Dubuque received new Fair Market Rates in October 2020 that had a significant increase in rent rates for all bedroom sizes. This required the City of Dubuque Voucher Payment Standards for Housing Choice Vouchers to be increased. The data to show if this increase will help voucher holders lease up is anecdotal, as the City does not require landlords to report rent rates. Dubuque also offers exception rent areas in census tracts 8.01, 8.02, 12.01, 12.02, 12.04 and 12.05, where voucher payment standards are even higher, to allow greater location choice for voucher holders. � � - . . . . . $623 $718 $946 $1,249 $1,614 $1,857 • - ' . • . • $545 $665 $880 $1,120 $1,376 $1,582 $532 $612 $806 $1,065 $1,376 $1,582 b) Housing Provider Education Program on Benefits of Voucher Participation. A budget recommendation was proposed to City Council for$25,000 to develop an education program linked to rebranding the Housing Choice Voucher Program. The City Council approved the allocation of funds for FY 2019. This education program was delayed, while the Housing & Community Development Department worked on improving delivery of the Housing Choice Voucher program.The implementation of those 10 changes is crucial to the success of on-boarding and keeping new landlords for the Housing Choice Voucher Program that were implemented August 21, 2020. The Housing & Community Development Department created a brochure in 2018 for housing provider education on the program and benefits of the program. This brochure has been updated with new policies/procedures and was mailed with all rental license applications in February 2021 to help landlords understand the benefits of accepting housing choice vouchers (Appendix#4). Feedback provided from new landlords accepting housing choice vouchers showed that it was helpful to have a peer provide their experiences with accepting housing choice vouchers. With this in mind, the City of Dubuque is working to providing references/avenues for landlords to talk to other landlords about the program to encourage additional unit availability for voucher holders. c) Create brochures on Renter Responsibilities/ Being a Good Neighbor for all housing providers to distribute to their renters. In 2020, the focus of the Housing & Community Development Department was to start to distribute additional educational materials, including a renter responsibilities brochure, to all partners in the community. Unfortunately, the capacity to start this initiative was diminished due to the response to COVID-19. Housing staff were re-assigned to processing COVID related income changes, rent payment increases, supporting virtual services, extending voucher expiration timelines, and helping administer a Short-Term Rental Assistance Program and an emergency shelter. However, City Staff have already started educating renters through: • Incorporating the information into the Successful Rental Property Management training program. • Incorporating educational materials into the orientation sessions for all new renters participating in the Housing Choice Voucher program. d) Active webpage of Housing Choice Voucher-participating sites and available rental units. A listing of available rentals for Housing Choice Voucher program is available online at https://www.cityofdubuque.org/726/Rental-Assistance. Maps are available through lowa Housing Search, Facebook Marketplace, Access Dubuque, Craigslist, Trulia, Zillow and Dubuque Advertiser which are also available on this website. Although a central database of vacant units accepting Housing Choice Vouchers would be ideal, the up-keep and management of such a website/database is too large of a project for the City to undertake. A housing search using the websites provided above, provides a comprehensive listing of vacant units available for rent. 11 e) Collective self-monitoring by City, housing providers, public and select commissions. The goal is to use the collective impact model to structure the ongoing monitoring of the effectiveness of the participation pilot, education, and outreach programs around the common goal of increasing voluntary participation of housing providers in the Housing Choice Voucher program. The Housing & Community Development Department was assigned to serve as the backbone organization responsible for monitoring partners' collaborative efforts and City staff identified desired outcomes and develop indicators and performance measures that align with the Analysis of Impediments to Fair Housing. Collective impact also includes communicating and sharing progress on outcomes and measurements on a periodic basis (such as quarterly meetings and an annual report) amongst community partners, each of whom will collaborate on working towards the identified goal by doing what they and their organizations are uniquely equipped to do in order to assist the collective impact model. Various City departments meet monthly with the Dubuque Area Landlords Association, Neighborhood Associations, NAACP Friend of Fair Housing, as well as the Dubuque Renters Union which was disbanded at the end of 2018, but re-instated in 2021 to communicate on progress, ongoing challenges, outcomes and measurements. Option #6. Adopt and implement a mix of financial incentives/policies for creation of Housing Choice Voucher units throughout community. a) Foster partnerships with private and non-profit housing developers to provide affordable housing units; e.g., rent-to-own homes, adaptive reuse of historic properties, new construction. Housing & Community Development staff utilize the CHANGE Program (Comprehensive Housing Activities for Neighborhood Growth and Enrichment) to continue acquisition and rehab of older, historic and marginal properties. The CHANGE Initiative is a campaign of neighborhood revitalization and an extension of sustainability to specifically address marginal properties, affordable housing, and homeownership. From 2016 to 2022, the CHANGE program will provide $21.1 million to leverage tens of millions of dollars in private investments to improve 705 housing units of which 563 units have been completed to date. The City partnered with Four Mounds HEART Program to complete income-qualified homeowner unit rehabilitation of older and historic properties. This year they successfully completed the rehabilitation of 2243 Central Avenue and started on 2247 Central Avenue. A new partnership with Dubuque's True North was finalized in 2018 to address dilapidated, vacant single-family structure rental units, and rehabilitate them for affordable single-family homeownership. This initiative was continued by the Housing & Community Development Department in 2020, although slightly delayed by COVID-19. 12 Additionally, the City of Dubuque has entered into two agreements with the Affordable Housing Network, Inc. (AHNI). The first agreement to purchase, rehabilitate and resell units for affordable housing or manage units under a rent-to-own agreement. This is the first provider to offer a responsible rent-to-own program that assists residents with understanding maintenance responsibilities of a home, and help provide wrap-around services to increase success in the rent-to- own program. The second agreement entered into January 21, 2020 allowed AHNI to begin work in the same focus neighborhoods on rehabilitation of rental units. After rehabilitation of the rental units, they must be made available to residents making 60% or less of the area median income. b) Housing TIF (tax increment financing) incentives to build affordable housing, including but not limited to, mixed income housing developments; i.e., that include "market rate" and "low- income rate" units. After promoting approved housing TIF projects, such as Timber-Hyrst and English Ridge subdivisions, the City approved two more housing TIF districts: South Pointe and Rustic Point. From 2016 to 2022, Dubuque's four Housing TIF districts are projected to generate $2.8 million for affordable housing. By State law, approximately 38% of the future TIF revenues must be used to provide housing assistance to low and moderate-income households in the city. Information is shared with developers of residential property via the Housing & Community Development, Economic Development and Planning Services Departments. When utilizing Housing TIF, a developer must serve those that make 80%or less of the area median income through rent restrictions and accept Housing Choice Vouchers. c) Support for Low-Income, Workforce, and Senior Housing Tax Credit projects, with emphasis on outside areas of concentrated poverty. Two (2) projects involving the adaptive reuse of historic structures were completed in 2020 with support from the City, creating a total of 64 new affordable units accepting Housing Choice Vouchers: Marquette Hall, 2222 Queen Street Fa�ade Grant & Urban Revitalization Area Tax Abatement Developer: Cohen-Esrey Affordable Partners (Marquette Hall, LLC) 28 affordable senior apartments, applied for support in 2017 Currently available for rent Fifteenth Street Apartments, 180 West 15t" Street Urban Revitalization Area Tax Abatement Developer: Full Circle Communities, Fifteenth Street Apartments Limited Partnership 36 affordable apartments with a target population of Veterans and people with disabilities Currently available for rent 13 Two (2) projects involving new construction are moving forward with support from the City in the form of Urban Revitalization Area Tax Abatement, creating a total of 94 new units that will accept Housing Choice Vouchers. 87 of these units will remain affordable, in a census tract that is out of the area of concentrated poverty and has low representation of currently utilized housing choice vouchers: Gardens of Dubuque, 1895 Radford Road Radford Road Urban Revitalization Area Developer: Landover Corporation, Lake Barrington, IL 50 affordable family housing—individuals and families, applied for City Support August 2018 Approved; Under Construction, anticipated completion early 2022 Roosevelt West, 1897 Radford Road Radford Road Urban Revitalization Area Horizon Development Group, Madison, WI 37 affordable & 7 market rate senior apartments, applied for City Support January 2019 Application submitted Information on housing tax credit projects is shared with developers of residential property via the Housing & Community Development, Economic Development and Planning Services Departments. 14 Measurement & Data While monitoring the progress being made by the City of Dubuque and community partners to increase participation in the Housing Choice Voucher program, key performance indicators were identified in 2018. An additional key performance indicator was added in 2019, indicated in bold below: 1. Voucher Lease-up Rate 2. Assisted Units by Census Tract 3. Location of Assisted Housing Units vs All Licensed Rental Properties 4. Location of Assisted Housing Units in School Districts 5. New Affordable Units Created 6. Landlord Participation Rates 7. All Available Vacant Units 8. Rent Reasonableness 9. Analysis of Essential Services Throughout Community The key performance indicators report the progress in the areas identified by the Source of Income Committee and the City Council. These metrics are indications of the extent to which the City is meeting the outcome of providing affordable housing choice to the residents of Dubuque, is Affirmatively Furthering Fair Housing and is increasing participation in the housing choice voucher program. Voucher Lease-up Rate When a resident is issued a Housing Choice Voucher, there is an expiration date on the voucher. The time between being issued a Housing Choice Voucher and when a lease is signed is called the "lease up period". The average length of time it takes for participants to lease-up is a key performance indicator of the number of landlords/units participating in the housing choice voucher program, and availability of affordable units (low vacancy rate). Although the average length of time to lease-up is a key indicator for participation in the program by landlords and availability of affordable units, there are many reasons that it can take a resident longer to find a place to rent. These can be barriers in the ability to travel to see vacant units, the inability to relocate in the current family situation, finding time to locate vacant units, etc. This year, COVID-19 required the expiration date of vouchers to be extended for an indefinite amount of time as isolation, and state "lock-down" requirements were put into place. In the fall of 2020, vouchers were issued expiration dates as COVID restricting movement of residents were removed. 15 In October 2018, the Housing & Community Development Department started making additional efforts to contact those who failed to lease-up to determine the reason they allowed the voucher to expire. Of the seventy-seven (77) vouchers that were allowed to expire without leasing up, fifty-two (52) responded to inquiries from the Housing & Community Development Department about why lease up was not successful. Of those responding, seventeen (17) reported not being able to find a unit in their guidelines, twelve (12) reported family/life situations that prevented lease up, and four (4) reported that deposit requirements &funds to move prevented lease-up. An additional nineteen (19) respondents did not fall into these three categories, which included reasons such as "not interested anymore" and "transportation issues". The chart below shows the number of vouchers issued, successfully leased-up and the number allowed to expire. Issuance Success 30 30-60 60-90 90-120 120+ Avg. Issued Leased Failed Year Rate days Days Days Days Days Months 2016 67% 32% 36% 18% 10% 4% 2.2 349 234 115 2017 67.4% 31.5% 23.3% 22.9°/a 14.2°/a 7.1% 2.4 132 89 43 2018 69% 23.2% 31.6% 24.4% 11.3% 9.5% 2.1 244 168 71 2019 65% 21.4% 28.6% 20.8% 14.9% 14.3% 2.3 259 168 90 2020 68% 22% 35% 16% 16% 11% 2.2 393 205 77 *Success rate in 2020 assumes vouchers issued at year end will be successful at the previous year's success rate. Assisted Units by Census Tract A key performance indicator to determine if the City of Dubuque is creating/supporting low-income workforce, and senior housing outside areas of concentrated poverty, and moving voucher holders to them is the number of assisted housing units per census tract. This will show the trends of where housing choice voucher participants are leasing up. Significant changes to a census tract could indicate an increase or decrease in landlord participation and the additional availability of units accepting housing choice vouchers in a new census tract. It also indicates that city services support the other needs of residents, such as transportation, in these census tracts. 16 Below is a map of the City of Dubuque census tracts: � , ..'.,..._ .w" , 4H.'� H: � - .......""_...._o..."""".............. � ` 1• �R� f 1. ..�.. a�D` ..............._.............. � �o 03 „��sa° _ . :�. F,1� � _ .. n c� i � .. . . ...... G� � . .�'� � - t-] ., ��-- �D R■D�#��`�.,.''�� 5 - � ... �._ P4�.cr5:__ - �'� � �'. __ I Q �� I I . :: anr.seoe St • .��. ' / � `�i Nenve6yP0� ''•� 3 � � R�e:�ii'F,vRJ � � �q, � �� . . ... - Peiu Rtl 9' ` " o Su,P;,�� ; ;.fJ�� r5a�c.�•illc 69Ci9�� a ,� « r — � i�.oa ;°� � �.� �� - ; , � , ' 'y. nmJaS: �t / _ / �rhY GTarRF Pd ^ � ,� f'• .'"� , ,�," :4 r}-. _� � t ,.:��.:��:�� _ �,_ �45 j!� � lohn F Nenneay Fd� . r :� � ��' 17.D1 3 � '�;� � -:.� .. � r� K N. x�u � �;, . � -- �� J �� - � - - fi :5?. '�� --- ��' -- . _ „_�,. • 5 6;: :. ; ' ,a�_ - � : , _ c� ,� _�,�_ � T� ` .. �,5;: E :..;., r 1�.04 7 Z.05 � , �, - �� 7.0 7 a - ..,��,z�� - 12.01 � �� .� 72A2 7.�� r�r AsUu �43154 - � ��waa — zo:. `5�� `� � ` - ��—_____ _ . !sr�,.y�.. E Sl}G� w.r.••rx"` _. � - �',. ��.�:,i�x: � . .a'"� <� �.. � c5 6 - .S ��.x�:� s.: ,�-... �h" . �Ci �o�.o� �a� - � _; �'- � s.vz �_��,� �: �� 52.. ,. ,� 1- , e b� s,o1#, .� 4-�ti.;(� �aw�M��Rn f ' ' � .seroa�a°--n�� I- ..- . ... . ., rl� ,r '• - � _� -___- � � . ,� f61:' , . � ..,� , �20 � .. G._ --�n�_.. .. -� ' : . -'-... o a I l- �1 -�. o s '`�'"e r"a"'�.r� . - �? / y-� I r' � . _ ..-. . •? . ._.... � .i.^� �NFky ,r�� : 4„ � '� i ,s�raiRtl -� ;�: _......."' £a:dr�:OnO•.:.... � w ��z,:_� � i•;r n ;. � ....... . fi � . ,- ... .V . . .r ii�i.�i. � " - ...._,.....y . ......o .._ ... � . .. .. .,.,,a-..� .. . . �..-.. 7: � �. . ' ..�0� � ... ...... Le•:. 151 Below are the number of assisted housing units per census tract. Number of Assisted Units by Census Tract over Time zoo N Z8O �� 160 � 140 °�° 120 N ZOO — 0 80 — � 20 _ �I11J� �� IIIJ� ��I�� LI�J� YI1u� Iluu� 1 �I�LI� �I1I�� ..__ III11J� � _ 0 1.00 101.01 101.03 11.01 11.02 12.01* 12.02* 12.05* 3.00 4.00 5.00 6.00 7.01 7.02 8.01* 8.02* 9.00 V Nov-17 123 0 2 23 47 52 38 60 28 24 177 78 54 30 4 27 2 u May-18 124 1 2 28 45 49 44 65 25 23 186 88 55 30 5 29 5 u Dec-19 127 0 3 28 44 51 51 62 20 20 187 79 59 35 4 27 2 o Dec-20 166 2 0 30 47 58 53 61 18 20 193 93 71 35 5 26 6 Census Tracts(*indicates exception rent area) �1 Nov-17 �May-18 �Dec-19 u Dec-20 Tracking not only the number of assisted housing units per census tract, but the percentage of change over time in each census tract is important to understand the trends. Below is a chart showing the number of assisted housing units by census tract percent change over time. This chart 17 shows that, over time, the increase and decrease of units per census tract remains steady, indicating an insignificant change over time. % Change in # of Assisted Units by Census Tract Since Nov 2017 250% 200% �� 150% 100% � 50% �� _� �� 0% �F �f- -� �F �� E- -50% �� -100% �F -150% v O� Oti O� Oti O� ti 'V � O� O� O� O� Oti O� 'y 'V O� �i� ti Oy Oy 'yti 'Yy 1% `�% ni �. �. �. �. ^. ^. 4�p Wp �. � ti ti ti ti ti hJ �� L Census tracts 101.04, 101.05, 102.01 and 12.04 are not listed in the charts because they have not had any voucher utilization in the past five years. These census tracts are mostly in Dubuque County, which are served by another Public Housing Authority; however, census tract 12.04 is within the city limits and will house the new construction developments on Radford Road. The most notable positive change is the increased number of vouchers being utilized in census tract 12.02, which shows a consistent increase in vouchers. This census tract has increased from 38 vouchers to 53 vouchers. Additionally, all other low poverty census tracts have maintained or increased vouchers slightly. The number of vouchers being utilized in census tracts that are high concentration of poverty areas continues to climb. Census tracts 1.00, 5.00, 6.00 and 7.01 are high concentration of poverty areas that continue to increase in the number of vouchers utilized, increasing as much as 35% in census tract 1.00 since 2017. Overall, 65% of housing choice vouchers are currently being utilized in high concentration of poverty census tracts, an increase from 63% in 2017. 18 New this year, information collected from 2020 annual rental licenses provides the location of units that are willing to accept housing choice vouchers. This can be compared to all rental license locations to help evaluation if voucher holders are being steered toward certain areas of the city. Census HCV All %by Tract Accepted Rentals Tract Units Accepting HCV and Number of 101.04 0 93 0% Rental Units by Census Tract 102.01 0 12 0% 1400 12.04 2 193 1% 1200 9.00 51 666 8% Z000 101.01 3 36 8% soo 11.01 20 192 10% 60o I 8.02 13 124 10% Zpp �I II I� �_ �� .I _I . _� I I I � . . � _ 8.01 37 333 11% o � � 101.03 9 49 1$% � o � � � � � � r� o N c� r � a �n r m a N O O O O O c-I N O O O O O O O O O O O O O 3.00 79 353 22% o �,.� o� o 0 0 0 � � � � � � � � � o 0 0 0 � � � � 12.05 135 571 24% 7.01* 238 982 24% 6.00* 241 865 2s% Shown in the table to the left; there are housing choice 4.00* 132 456 29% voucher acceptance rate disparities in many of the low- 12.02 124 418 30% poverty census tracts. This could indicate the steering of 12.01 273 895 31% voucher holders into specific census tracts by landlords. High- 7.02* 180 546 33% concentrated poverty census tracts (Indicated by *) 5.00, 1.00* 648 1335 49% 11.02 241 482 50% 1.00, and 7.02 have some of the highest percentage of units 5.00* 613 904 68% accepting housing choice vouchers. Although, seven (7) low-poverty census tracts have 10%, or fewer units accepting housing choice vouchers, one census tract has a very significant number of units not accepting vouchers; census tract 9. This census tract includes the University of Dubuque and has 666 rental licenses with only 51 accepting vouchers. Location of Assisted Housing Units Vs All Rental Licensed Property Evaluating the location of assisted housing units compared to all licensed rental properties is important in understanding if there is a disparity in the age and location of the housing stock that are accepting Housing Choice Vouchers. Answering the question, "Are housing choice voucher holders being funneled towards certain locations more often than others?" The heat map below shows where assisted housing units are located in relationship to all licensed rental properties. 19 All Rental Licenses vs Locations Housing Choice Vouchers are Being Utilized � � ' �� l� ' ` ' o�' � �ii� �� U�i��u:, 1.1 � �ii� u� llua�!��:, l;l �� :--�' � � �v''� —��,�_.,. _'�, �� (�'"� _- � - `�' � " " �_ �' �-� `�� . _� �� i� �' . Qa�� --- -- � �� `:�, .� -- -. � � � � �,,., � �� -_�� _ �� _.� � �_'i~ � _'_ �� , f - � 1 � - -- r� � ��o� - � � Q�� ;��. - ��V�r � '� �"' � � ..� -�� ;� � -� � 1 � , "� � �.� __ J� - � � � - � � � - �-= � � �,5, � � � o�b�y�ea,�um�� o�b�y�ea,Yu��, !ce�:ar �o. � N- y . y i- � N- This heat map shows a consistent amount of housing choice vouchers being utilized where rental licenses exist, but it also shows the significant number of rentals in areas where the housing stock is aging. New this year is data collected with rental licenses as to where Housing Choice Vouchers would be accepted.The map below depicts where Housing Choice Vouchers would be accepted as reported by landlords with their rental license application for 2020: All Rental License Locations vs Where Housing Choice Vouchers Would be Accepted L�aO��o Do� Oa�7�3�t� � • � Dcc��'j �iiy �i JuLu!�u�, la1 �g �ii� ui Uu�u��u,, 1,1 �� d'"�, tij i'!.�,. _ `�'�� .t�"" _�� , ,t� � c�, - . „_ `T� ro � . �� -- -- � �`—�o '�",s�� . � -� �/� � � � �il �, �� rl �� 5� � �� m� � ,` � � �� _ - :� � ; „ �� ; � . - � " � � - ��. �_.. � � ��/�� ,,.� � � �=,�``� { • -�� ' � �, -� _ f�,,� � � � � .� _-_ .� -- � ``� �_5;_ - � � ��,�5�: � � � � o�n�a�ecurrm�r� � � o�e�a�ea�rn�m� l9 Y � � N- 9 Y � _ ,[j N- 4^iGs 2U The difference in where housing choice vouchers are accepted and where they are currently utilized is unrecognizable. This may indicate that housing choice voucher holders are moving into lower poverty census tracts when units are available to provide that opportunity. This opportunity would not be presented as often as units in a high concentration of poverty areas. Based on rental license locations, the City of Dubuque community does not offer as many rental opportunities in census tracts to the far west of city limits. This will limit the opportunities available for all renters, including those with housing choice vouchers. The City's efforts to create additional affordable housing and rental options in these areas continue. Location of Assisted Housing Units in School Districts Based on recent focus in the community about access to school districts for those receiving housing assistance, along with the recognition that advancing racial equity requires looking at the intersections across quality of life areas, the Housing & Community Development Department finds school district boundaries important to map in relation to current Assisted Housing Units. New this year, these maps are populated with the information on which units accept housing choice vouchers. This data was collected with the 2020 annual rental licenses. It was noted in 2019 that George Washington Carver Elementary and Table Mound Elementary did not have assisted voucher holders located within their boundaries. The 2020 maps that depict where housing choice vouchers would be accepted, show locations represented in all of the Dubuque Community School Districts. Although the units in certain districts are still limited in number, there is some choice of location for housing choice voucher holders for each school. Attached in the appendix are maps that show the high school, middle school and elementary school boundaries with assisted housing acceptance locations. New Affordable Units Created Based on the Source of Income Committee recommendations, the City of Dubuque now requires housing developers to accept housing choice vouchers in conjunction with approval of an affordable housing development agreement. Additionally, properties participating in the Bee Branch Healthy Homes Program and the Lead and Healthy Homes Programs through the City are required to accept housing choice vouchers as of November 2019. The Low-Income Housing Tax Credit (LIHTC) program is the largest source of new affordable housing in the United States. It does not provide housing subsidies. Instead, the program provides tax incentives to encourage developers to create affordable housing. The developers build the housing and agree to rent the housing at an affordable rent that is usually below market rates. Developers have a choice oftwo use restrictions based on Area Median Income (AMI): 21 • >20% of the units occupied by tenants @ <50%AMI, or • >40% of units occupied by tenants @ <60%AMI The LITHC program is an important partnership method for the City to provide affordable housing options for low (<50%AMI) and very low income (<30%AMI) households throughout Dubuque. The LITHC frequently provides the last critical element to ensure the financial feasibility of the project. Dubuque LIHTC Housing Projects: 2015-2020 There were 9 affordable housing projects approved by the City Council between 2015-2020 for an Urban Revitalization Area (URA) Designation in connection with an application to the State of lowa for the LIHTC program. Developments that have been completed provided 124 new affordable units, serving 18 current voucher holders, and an additional 50 affordable units are being constructed. One project is still pending approval from the lowa Finance Authority which would add an additional 37 affordable units. Approved Paragon Square, 2887-2901 Central Avenue Adaptive Reuse of school and convent for 28 affordable senior apartments Developer: Frantz Community Investors, Cedar Rapids, IA No rezoning; URA approved 11/16/15; developer withdrew Applewood IV, 3275 Pennsylvania Avenue New Construction of 60 affordable senior housing apartments Developer: Horizon Development Group, Inc. Rezoned on 9/14/15, no opposition; URA approved 04/18/16; Opened in October 2017 Marquette Hall, 2222 Queen Street Adaptive Reuse of school for 28 affordable senior apartments Developer: Cohen-Esrey Development Group, Overland Park, KS Rezoned on 12/14/15, no opposition; URA approved 04/03/17; Opened in December 2019 Central Avenue Historic Residences, 2887-2901 Central Avenue Adaptive Reuse of school and convent for 25 historic and affordable family housing & 3 historic market-rate family housing Developer: Cohen-Esrey Development Group, Overland Park, KS No rezoning; URA approved 11/16/15; Sold to new developer December 2019 22 Fifteenth Street Apartments, 180 West 15t"Street Adaptive Reuse of school for 36 affordable units - people with disabilities and veterans Developer: Full Circle Communities, Chicago, IL No rezoning; Parking variance 10/27/16, no opposition; URA approved 11/6/17; Currently Renting University Lofts, Alta Vista and University Ave. New construction for 48 apartments - affordable family workforce housing Developer: Miller-Valentine Group, Cincinnati, OH Rezoned on 12/16/15, no opposition; URA approved 11/6/17; developer withdrew Alta Vista Senior Apartments, 1225 Alta Vista Street(access off Nevada StreetJ New Construction of 60 senior housing apartments Developer: Horizon Development Group, Inc. Rezoned on 5/21/18, no opposition; URA approved 12/3/18; developer withdrew Gardens of Dubuque, 1895 Radford Road New Construction of 50 units of affordable family housing Developer: Landover Corporation Rezoned on 9/7/18, no opposition; URA approved 12/3/18; Under Construction Pendin�Approval Roosevelt West, 1897 Radford Road New Construction of 37 affordable senior apartments, 7 market rate senior apartments Developer: Horizons Development Group, Inc. Rezoning 02/04/2020, URA approved 12/03/2018, City Council Approved February 2020 The City Council has shown support for all of these projects to increase the availability of affordable housing units throughout the city, and continues to support developers in pursuit of additional opportunities for this program. Landlord Participation Rates In January 2019, the City Council passed an ordinance that requires landlords to identify with their annual rental license the units for which they would accept housing choice vouchers. This information was first gathered with the 2020 rental licenses. It should be noted, however, that the annual license is data from one point in time. Landlords may choose to take a voucher after reporting they wouldn't or chose to not accept housing choice vouchers after reporting they would. 23 After removing college dormitory units, the City had 8,225 units responding to the question, "Will you accept housing choice vouchers?"There were three responses available; Yes, No, and I Need More Information About Housing Choice Vouchers. Reponses received: Yes = 3,039 No = 5,020 Need More Information = 166 Based on the responses, 37% of eligible units will accept housing choice vouchers in the city. The question that still remains, "Is this enough to provide fair housing choice?" is complicated. Overall vacancy rate of rental units in the City of Dubuque plays a large role in availability of units that will accept housing choice vouchers. Out of 1,052 landlords, 314 will accept a housing choice voucher. All Available Vacant Units Vacancies change on a daily basis and keeping data on those vacancies is an overwhelming task for any organization. Self-reported vacancies are the only means to determine if rental units are available for housing choice voucher participants, and anyone else in the market, to rent. There are many resources, websites and apps that can help locate vacant rental units. However, landlords do not use one specific source for all vacancies in Dubuque. Landlords will use free sites, paid advertising sites, create their own website to post vacancies, or just put up a "for rent" sign in the yard. Due to the inconsistency of reporting and advertising vacancies, the City of Dubuque is unable to track and report on the availability of units accurately. Rent Reasonableness To determine rent reasonableness throughout the city, the Housing & Community Development Department currently uses HUDs fair market rent analysis that is released each year. Rent reasonableness should be evaluated for all units across the city to identify if rental rates are a barrier for housing choice voucher residents to have a choice on where to live throughout the city. To gather this information, landlords would need to voluntarily submit rental rates of their units or a survey would need to be conducted at least bi-annually to evaluate rent reasonableness. Analysis of Essential Services Throughout Community lowa's Low-Income Housing Tax Credit program has an extensive application process that includes consideration of a project's proximity to community services. The Housing & Community Development department feels the criteria set by the State of lowa for essential community service availability within proximity of an affordable housing project is important to consider for all affordable housing projects in the city. Enclosed is a series of maps that show various community services which depict what community services may/may not be readily available throughout the city. 24 Recommendations Recommendations from the Housing Commission The Housing Commission met on February 23, 2021. At this meeting the Source of Income draft report, with the information about pending State legislation regarding Source of Income ordinance pre-emption, was presented to the Commission. The Commission discussed the need for a Source of Income ordinance now, not to wait for the State Legislature to finish consideration of a pre-emption bill. It was discussed that three other cities in lowa already have the ordinance in place. The Commission decided to provide a recommendation to City Council, with a unanimous vote, for Dubuque to enact a Source of Income ordinance as soon as possible to prevent landlords from failing to rent to people based on the use of a Housing Choice Voucher. Recommendations from the Housing& Community Development Department The City has been collecting and analyzing relevant data regarding the acceptance of housing choice vouchers for just over two years. Collecting data does not change the acceptance rate of landlords, but has taken 100% of the time and effort allocated to increasing voucher acceptance by the City budget. City staff have spent over a year streamlining the program so that it makes better business sense for landlords to participate in the Housing Choice Voucher Program. They have implemented non-monetary incentives with no additional staff support. Additionally, COVID-19 severely diminished capacity as focus was pulled to emergency programs. The Housing Choice Voucher Program injects $6,500,000 directly into the economy, an amount that is diminishing as the City is unable to lease-up program participants. Two years ago, the program contributed $7,000,000 into the Dubuque economy. The City needs to commit to being an equitable community, and it starts with landlords. Many times, the first interaction a person may have in Dubuque is with a landlord. The experience a tenant has with landlords during their search for housing, and during their tenancy, will set the expectations/tone of our community for 40% of our population. We need to continuing supporting them through education, resources, incentives to provide affordable housing, and staff availability. A larger commitment to these efforts, in both staff time available and funding allocated by the City Council, will be needed if a significant change is expected without a Source of Income ordinance within the next five years. No additional budget is currently committed to these efforts for FY 2022. 25 Appendix Additional information referenced in the report: 1. Source of Income Committee Final Report, February 2017 2. Inclusive Dubuque Renter Residents Recommendations 3. Inclusive Dubuque Housing Providers Recommendations 4. Opportunities & Benefits for Housing Providers Brochure 5. Assisted Housing Locations in Dubuque Community School District Boundaries 6. Service Proximity Maps 7. Analysis of Impediments to Fair Housing Summary 8. Dubuque City Profile, lowa Site Profile— Housing Section Only 9. Office of Inspector General Review of Landlord Incentives Move to Work Program 26 Appendix #1 THE CITY OF D B E U Masterpiece on the Mississippi City of Dubuque Source of Income Committee Final Report February 2017 Table of Contents Introduction ..................................................................................................................................................3 Background ...................................................................................................................................................3 Discussion......................................................................................................................................................3 Recommendation..........................................................................................................................................4 ImplementationStrategy ..............................................................................................................................5 Summary ...................................................................................................................................................................... 9 Dubuque All America City I I � zna� • za�z • zo�3 SOURCE OF INCOME COMMITTEE MEMBERS: • Alvin Nash � Housing and Community Development Director • Kelly Larson � Human Rights Director • Crenna Brumwell � City Attorney • Laura Carstens � Planning Services Manager • Janet Walker � Assisted Housing Supervisor • Patrick Norton � Zoning Advisory Commission • Lisa Eubanks � Resident Advisory Board • Teresa Caldwell � Community Development Advisory Commission • John Pregler � Long Range Planning Advisory Commission • Jim Holz � Housing Commission • Anthony Allen � Human Rights Commission • Kathy Sutton � NAACP • Tom LoGuidice � NAACP • Jerry Maro � Dubuque Area Landlords Association • Lynn Lampe � Dubuque Area Landlords Association • Diane McClain � Dubuque Area Landlords Association • Tom Smith � Dubuque Area Landlords Association Source of Income Committee Final Report Introduction The City of Dubuque's Source of Income Committee is pleased to present the City Council with our final report in response to direction from the City Council at the November 28, 2016 work session. The direction provided by the City Council was to continue work on expanding option #4 and option #6: Option#4. Adopt and implement a mix of educational/outreach programs to increase participation in Housing Choice Voucher program. Option#6. Adopt and implement a mix of financial incentives/policies for creation of Housing Choice Voucher units throughout community. Background In December 2014, the City Council approved forming a Source of Income Committee to conduct a two- year study, and then report their findings and options. Committee members were drawn from City Boards and Commissions, Dubuque Area Landlords Association, and Dubuque Chapter of NAACP to meet with City staff from the Legal, Housing& Community Development, Human Rights, and Planning Services Departments to study the issue. In this two-year period,the Source of Income Committee undertook the following work: o researched definitions related to fair housing and source of income o conducted research and prepared a comparative analysis of source of income ordinances at the state, city and county levels o reviewed data and information on the Housing Choice Voucher Program o developed, distributed and analyzed results of residential rental surveys for housing providers and a separate one for renters o planned, conducted, and analyzed input received at community dialogues opportunities with key stakeholders Discussion On November 28, 2016, the Source of Income Committee provided a preliminary report to the City Council on the results of this work, and then outlined six preliminary options. The options being: (1) Maintain the status quo (2) Add a Source of Income definition to the current discrimination ordinance (3) Create a Source of Income Housing Ordinance separate from discrimination ordinance (4) Adopt and implement a mix of education/outreach programs to increase participation in the Housing Choice Voucher program (5) Adopt and implement a mix of financial incentives to increase participation in the Housing Choice Voucher program (6) Adopt and implement a mix of financial incentives/policies for creation of Housing Choice Voucher units throughout the community ❑u6cique � �cacm ��Ilr 3 Source of Income Committee Final Report The City Council concurred on Option #4 as a baseline and directed staff to continue work on expanding upon that option.The City Manager informed the City Council that the City already is doing most of Option #6.The City Council also concurred that the City is already doing most of Option #6. The Source of Income Committee met on November 30 and December 15, 2016 to discuss specifically: (1) What do you think the City can do to increase housing provider participation in the Housing Choice Voucher program using a combination of Options#4 and #6, without an ordinance? (2) Is there anything that you or your organization can do to help the City meet this goal? Recommendation The Source of Income Committee is recommending a collective impact approach to implementing the City Council's direction to continue to work on expanding option #4 and option #6 through a re-branding and redesign of the Housing Choice Voucher program. There are a variety of programs that exist within different public, private and non-profit agencies that are not collectively orchestrated to address low-income renter issues around the city like they could. It is also clear the that the topic of Housing Choice Vouchers and greater issues related to affordable, quality low- income rental units is complex and a collective impact model is needed. Collective impact initiatives involve a backbone organization, in this case the City, and a structured process that leads to a common agenda, shared measurement, continuous communication, and mutually reinforcing activities among all participants. The collective impact model for Re-branding the Housing Choice Voucher program will be led by the City's Housing& Community Development Department as the backbone organization. The Department will utilize the Commissions and other advisory groups that play an important role in the governance of Department programs. Members are community volunteers whose contributions help maintain and improve the quality of life for Dubuque residents. Housing Commission:Carries out analyses of housing needs and meeting such needs and making results of such studies available to the public; recommends proposed projects in area of low-and moderate- income housing; and monitors the City's housing programs. Community DevelopmentAdvisory Commission: Identifies community development needs, particularly the needs of persons of low and moderate income through monitoring and evaluating program activities funded by the Community Development Block Grant. ResidentAdvisory eoard: Provides the City and the Assisted Housing Participants with a forum to provide input about the policies and procedures for the Assisted Housing Program. The Source of Income Committee has served an important research and dialogue role for the past two years. The time has come to move into an implementation strategy that reaches the broader realm of community partners beyond the individuals who represented these partners on the committee. ❑u6cique � 7�amu�cacm ��Ilr 4 Source of Income Committee Final Report The collective impact model would be used to structure the ongoing monitoring of the various programs of options#4 and#6 around the common goal of increasing voluntary participation of housing providers in the Housing Choice Voucher program under the City Housing Commission and creating more affordable housing options and opportunities. The City of Dubuque would serve as the backbone organization responsible for monitoring partners' collaborative efforts and working with them to identify outcomes, indicators and performance measures. The City of Dubuque would communicate and share progress on outcomes and measurements on a periodic basis amongst community partners. Implementation Strategy for Options #4 and #6 Based on the City Council's direction at the November 28`"work session, and Committee input received, the Source of Income Committee recommends the strategy for implementation of Options#4 and #6 be part of a Re-Branding of the Housing Choice Voucher Program.This re-brand was not presented at the City Council work session, but was discussed and supported by the Committee at their November and December, 2016 and January, 2017 meetings. The Source of Income Committee recommends that City Council sanction a rebrand of the Dubuque Housing Choice Voucher program.The information gathered by the Source of Income Committee over 23 months of review and research revealed that there is a huge deficit of understanding of the Housing Choice Voucher program among property owners and the public, necessitating re-branding. Rebranding the Housing Choice Voucher program will also address affirmatively furthering fair housing, the de-concentration of poverty, and the increased participation of housing providers into the Housing Choice Voucher source of income option. We want to modernize and rebrand what is known as the Housing Choice Voucher program and how it is managed and delivered as a product in Dubuque and perhaps cities around the country. Goal: To rebrand and redesign a model Housing Choice Voucher program that responds to the local needs of Dubuque's demographics and ensures viable, livable and equitable opportunities for all qualifying residents. A rebrand and redesign of the Housing Choice Voucher program would represent the greatest response to the local needs of Dubuque's demographics, fair market and equitable opportunities, namely: • Connect Housing Choice Vouchers to sustainability. • Equal housing opportunity and the development of affordable housing at all income levels. • The Housing Choice Voucher program is one of the largest assistance to the low-income veterans, seniors and persons with disabilities in the City.The faces and stories of program residents as well as program Housing Providers should be made readily available to the entire community. • Publicize economic impact of the Housing Choice Voucher program and the positive effect on the local economy. ❑u6cique � us�cacnr ��Ilr s Source of Income Committee Final Report • Increase the participation of housing providers who will contract with the City for the Housing Choice Voucher program. • Connect residents to the Family Self-Sufficiency(FSS) program and the Circles Initiatives. • Improve the public understanding of the Housing Choice Voucher program. The Source of Income Committee recommends that the rebranding of the Housing Choice Voucher program include a combination of options#4 and #6 as follows. (Note: Changes are recommended to original wording for Option#4 and Option#6 from what the City Council reviewed and approved are highlighted below in yellow). (1) Voluntary Voucher Provider Participation Pilot. a. Research best practices to create a model for Dubuque. b. Develop a budget estimate for implementing a pilot program. c. Once approved, partner with the Dubuque Area Landlords Association to recruit participants. (2) Housing Provider Education Program on Benefits of Voucher Participation. a. Research best practices to create a program for Dubuque. b. Develop a budget estimate to develop an education program and to make presentations to housing providers, community partners and other interested groups. I (3) Create ��*„ ��^�'��r^�' brochures on Renter Responsibilities/ Being a Good Neighbor for all housing providers to distribute to their renters. a. Develop a budget estimate for printing and distribution costs. b. Once approved, work with housing providers who accept Housing Choice Vouchers and the Dubuque Area Landlords Association to develop the brochure. c. Once developed, partner with the Dubuque Area Landlords Association to encourage all licensed housing providers to distribute the brochure. d. Incorporate the program into the Successful Rental Property Management training program. e. Incorporate the brochure into the annual rental license renewal mailing. f. Incorporate the brochure into the orientation sessions for all new renters participating in the Housing Choice Voucher program. ❑u6cique � us�cacnr ��Ilr 6 Source of Income Committee Final Report g. Share the information with new customers in the City of Dubuque Utility Billing Department. h. Share the information with developers of rental property via the Economic Development and Planning Services Departments. (4) Active webpage of Housing Choice Voucher-participating sites and available rental units. a. Develop a draft webpage and test with housing providers and renters. b. Implement webpage and promote through a variety of traditional, electronic and social media to reach housing providers and renters. (5) Collective self-monitoring by City, housing providers, public and select commissions. a. Use the collective impact model to structure the ongoing monitoring of the effectiveness of the participation pilot, education, and outreach programs around the common goal of increasing voluntary participation of housing providers in the Housing Choice Voucher program. b. Assign the City of Dubuque Housing &Community Development Department to serve as the backbone organization responsible for monitoring partners' collaborative efforts and create a task force of City staff to identify desired outcomes and develop indicators and performance measures that align with the Voluntary Compliance Agreement (VCA) Action Plan submitted to HUD. c. Communicate and share progress on outcomes and measurements on a periodic basis (such as quarterly meetings and an annual report) amongst community partners, each of whom will collaborate on working towards the identified goal by doing what they and their organizations are uniquely equipped to do in order to assist, including but not limited to the following community partners: o Dubuque Area Landlords Association, o Dubuque Chapter of NAACP, o Licensed Housing Providers, o Housing Choice Voucher renters, o Housing Commission, o Community Development Advisory Commission, o Resident Advisory Board, o Human Rights Commission, o Long Range Planning Advisory Commission, o Zoning Advisory Commission. ❑u6cique � 7�amu�cacm ��I�r � Source of Income Committee Final Report d. Utilize progress on outcomes and measurements to provide periodic updates to HUD as part of the VCA Action Plan reporting requirements. (a) Foster partnerships with private and non-profit housing developers to provide u^��^rt ��^��^ `��affordable housin� units; e.g., rent-to-own homes, adaptive reuse of historic properties, new construction. (i) Research best practices for rent-to-own, rehab and new construction to create affordable housing opportunities throughout the City. (ii) Utilize CHANGE Program (Comprehensive Housing Activities for Neighborhood Growth and Enrichment) to continue acquisition and rehab of older, historic and marginal properties. I (b) Housing TIF (tax increment financing) incentives to build affordable housin�, includin� but not limited to, mixed income housing developments; i.e., that include "market rate" and "low- income rate" units. (i) Research best practices for housing TIF incentives to create components for the Housing Choice Voucher program in Dubuque. (ii) Utilize CHANGE program to provide housing TIF funds to low/moderate income households using Housing Choice Voucher program (e.g., down payment assistance, rent-to-own program). (iii) Promote approved housing TIF projects, such as Timber-Hyrst and English Ridge subdivisions, that serve as a source of funding for affordable housing. (iv) Share the information with developers of residential property via the Economic Development and Planning Services Departments. (c) Support for Low Income, Workforce, and Senior Housing Tax Credit projects, with emphasis outside areas of concentrated poverty. (i) Research best practices for housing tax credits to create components for the Housing Choice Voucher program in Dubuque. (ii) Promote approved housing tax credit projects, such as Applewood IV, University Lofts, Marquette Place, and Fifteenth Street Apartments, as examples. (iii) Share the information with developers of residential property via the Economic Development and Planning Services Departments. ❑u6cique � 7�amu�cacm ��Ilr s Source of Income Committee Final Report The City of Dubuque is committed to Affirmatively Furthering Fair Housing through improving existing and implementing new programs, policies, regulations, and practices. This commitment is evidenced by the City's Voluntary Compliance Agreement with the U.S. Department of Housing and Urban Development (HUD) and the City Council's 2016—2018 Policy Agenda of Goals & Priorities. This City commitment includes Re-Branding the Housing Choice Voucher Program and increasing affordable housing opportunities and housing provider participation in the Housing Choice Voucher program through a mix of educational/outreach programs and financial incentives/ policies as outlined above. ❑u6cique � 7�amu�cacm ��I�r 9 Appenclix#2 Recommendations Part One: Renters/Residents �1� Community Foundation of Greater Dubuque iNc�usivE dubuque CnnnP�tina PP�nIP•StrPnuthPnin�Cnmmi initv Tab le of Contents Preface • 3 Ripple Charts • 4 Recommendations • 6 Sector Participants • 8 Appendix Documents • 9 Document One: The Ultimate Guide to Housekeeping Document Two: Participant Statistical Summary Housing Choice Voucher Document Three: Memo: Frequency Voucher Holders Move Document Four: Memo: Employee Changes to Support Family Self-Sufficiency Document Five: Multicultural Family Center Testimonials Document Six: A Good Place to Live! Document Seven: Sample of Community Engagement and Support Document Eight: Washington Neighborhood Newsletter Document Nine: Sample: Social Services Page 2 Community Foundation of Greater Dubuque• Inclusive Dubuque P ref ace We engaged in activities to get a big picture understanding of our city in terms of employment and unemployment, wealth, aging, population growth, diversity, and growing poverty. * We spent several sessions on developing a clarity of purpose statement. To increase participation in the housing voucher program through a focus on education for both renters and housing providers. Finally, we used a "RIPPLE" tool to guide our thinking and recommendations**. *www.cityofdubuque.org./844/Demographi�s **�onservacy.uwm.edu/handle/11299/190639 Housing Choice Voucher I Educational Materials for Renters/Residents and Housing Providers Page 3 Ri le Effect pp Ma in Tool pp g What are people doing differently as a result of the program, initiative, etc? Are are the steps taken by groups, initiatives, etc. affecting others? � What changes are happening in the community's systems, institutions and organizations? Page 4 Community Foundation of Greater Dubuque• Inclusive Dubuque Ri le Effect pp Ma in Tool: Renters pp g � Programs Family Self-Sufficiency Multi-Cultural Engagement Housing Basics Groups Impacted Community Engagement Social Services Valunteers School Stability Groups Pawer of Kids Behavior Changes Reduction of Fear Language Acquisition Empowerment for Renters New Competencies Housing Choice Voucher I Educational Materials for Renters/Residents and Housing Providers Page 5 Recommendations Related to Renter Education Housing voucher holders are more like(y to face (ow income rea(ities and have a greater need for support to be self-sufficient. For Renters/Residents the Inclusive Dubuque Neighborhood Sector developed a series of recommendations that includes the following: 1. Recommends that the City of Dubuque alter allowable aspects of the Housing Voucher Program to modify how their services are provided and that a committee work to develop an impact statement and appropriate measures (see behavior changes). 2. Helping families to develop financial and other aspects of growing independence and income stability is important. We endorse changes to the Family Self-Sufficiency Programing. See Document 4 3. Provision by the City of Dubuque Housing and Community Development to make available to renter/residents' information that is sensitive to the need for renters to find and receive cultural and language support services (e.g. Marshallese and Spanish-speaking). See Document 5 4. Recommends that the Housing Choice Voucher orientation program be simplified to the following: • HUD required orientation points • Housing basics including how to find and maintain a unit • Community engagement opportunities See Docs. 6, 7, 8 Materials should be multi-media and interactive to make learning as accessible as possible. Page 6 Community Foundation of Greater Dubuque• Inclusive Dubuque 5. Recommends that periodic on-line and in person workshops be available so that Housing Providers, social service agencies, school, and volunteer groups are conversant with Housing Choice Voucher program in the City of Dubuque. See Document 9 6. Recommend that education/support groups such as schools, language acquisition centers and engagement groups include home basics in their curriculum. Age-appropriate curriculum can help families along with the support of housing providers. We seek to encourage an environment that may contribute to stability in residence and school achievement. Housing Choice Voucher I Educational Materials for Renters/Residents and Housing Providers Page 7 Sector Parti c i ants p • Tom Lo Guidice, NAACP, Dubuque Branch • Tom Smith, Housing Provider • Gail Weitz, NAACP, Dubuque Branch • Gwen Kirchhof, Almost Home • Mary Gotz, Housing Provider • Cate Richter, Assisted Housing Coordinator, City of Dubuque • Jerelyn 0'Connor, Neighborhood Development Specialist, City of Dubuque • Mark Dalsing, Chief of Police, City of Dubuque • John McEnany, Juvenile Court Officer, lowa Courts • Wendy Lyons, Residential Manager, Dept. of Correctional Services • Julie Beck Green, Housing Provider • Deborah Schmidt, Executive Director, Habitat for Humanity •Indigo Channing, President of Renters Union • Kris Neyen, City of Dubuque Housing Page 8 Community Foundation of Greater Dubuque• Inclusive Dubuque Appendix#3 Recommendations Part Two: Housing Providers �1� Community Foundation of Greater Dubuque iNc�usivE dubuque CnnnP�tina PP�nIP•StrPnuthPnin�Cnmmi initv Tab le of Contents Preface • 3 Ripple Charts • 4 Recommendations • 6 Sector Participants • 9 Appendix Documents • 10 Document One: C.H.A.N.G.E. 2016-2021 Document Two: 2018 City Council Goals � Priorities Document Three: Dubuque's True North Focus Area Document Four: Participant Statistical Summary Housing Choice Voucher Document Five: Housing Authority to Introduce Section 8 Incentives for Landlords: Santa Barbara Article Page 2 Community Foundation of Greater Dubuque• Inclusive Dubuque P ref ace We engaged in activities to get a big picture understanding of our city in terms of employment and unemployment, wealth, aging, population growth, diversity, and growing poverty. * We spent several sessions on developing a clarity of purpose statement. To increase participation in the housing voucher program through a focus on education for both renters and housing providers. Finally, we used a "RIPPLE" tool to guide our thinking and recommendations**. *www.cityofdubuque.org./844/Demographi�s **�onservacy.uwm.edu/handle/11299/190639 Housing Choice Voucher I Recommendations for Renters/Residents and Housing Providers Page 3 Ri le EfFect pp Ma in Tool pp g What are people doing differently as a result of the program, initiative, etc? Are are the steps taken by groups, initiatives, etc. affecting others? � What change are happening in the community's systems, institutions and organizations? Page 4 Community Foundation of Greater Dubuque• Inclusive Dubuque Ri le EfFect pp Ma in Tool: Housin Provi �er pp g g Strategic Changes Housing Provider Education P°`"y Improvements � Image of Program Housing Provider Participation Diversity of Geographical Choice Behavior Changes Releators Social Service Providers Participation in Self-Sufficiency Program Housing Choice Voucher I Recommendations for Renters/Residents and Housing Providers Page 5 Recommendations Re late d to H o u s i n P rov i de rs g The Housing Choice Voucher Program is a voluntary participation program provided by housing providers working with the City of Dubuque. For Housing Providers currently participating and those interested in the program, we believe it is important to include the fo(lowing in trainings: 1. In 2015,the City of Dubuque responded to city policies and practices that acted as impediments to fair housing. Progress has been made since that time in removing impediments. An updated chart of impediments addressed and city policy changes should be provided as a part of housing provider education. Special attention and explanation should be provided to housing providers related to vouchers. 2.The Dubuque Area Landlords Association (DALA) Board of Directors has recommended that trainings for housing providers encourage avenues for positive advertising.The Asso�iation is willing to use advertising that does not include "No Section 8" and to urge their membership and other housing providers to be proactive in advertising. We applaud this building "common ground" effort. 3. Inspections policies have changed over time. Housing providers should receive explanations of the tiered process and progress to date on implementing the new policy. 4. Housing providers who participate in the program have been affected by changes in the inspection policies. Housing providers should be provided with how pre and post International Code policy will affect future inspections. 5. Housing Choice Vouchers may be used toward the purchase of a home. The Department of Housing and Community Development provides regular orientation sessions on comprehensive housing activities for neighborhood growth and enrichment.The sessions will soon provide orientation that includes the True North program. The current orientation programs are comprehensive and offered only at the Federal Building. We recommend that: •The orientation be offered in a variety of settings (e.g. Chomsky Park, St.John's Church, Multicultural Family Center) •That orientation offering includes specific programs (e.g. True North) as well as comprehensive program options described in C.H.A.N.G.E See documents 1 (C.H.A.N.G.E. 2016-2021), 2 (Council Priorities 2018-19), and 3 (True North Map). Make the document style consistent with the renters/residents documents Page 6 Community Foundation of Greater Dubuque• Inclusive Dubuque There is an on-going need for accurate data to inform a) housing providers b) Department of Housing and Community Development and c) the City Council. The data provided should include: 6. Monthly reports of renter participation (see Document 4: Department of Housing and Community Development website and attached sample chart). 7. Shadow maps of participation as reported to the City Council. 8. Information on bedroom number by area of the city of Dubuque. Information should be broken down to show open units and bedroom number relationships. Reducing the concentration of Housing Choice Vouchers requires information by area. 9.An accurate accounting system that reflects numbers of housing providers and numbers of units provided. Comparison by year requires provision numbers and explanations.The percentage reports used in the past are misleading and a source of division in the community. 10. Voluntary participation by housing providers can grow if the following are considered: • Benefits of participating in the Housing Voucher Program • Attention to the free advertising that the program provides • Orientation programs for renters designed to inform Renter/Residents of housing basics and developing self-sufficiency • Awareness of no-fee inspections for housing providers participating in the program Housing Choice Voucher I Recommendations for Renters/Residents and Housing Providers Page 7 At the federal level, the incentives for participation in the Housing Voucher Program are being rethought. HUD provided workshops for housing providers are giving attention to rethinking and highlighting some programs around the country. Consideration of change in city policy and housing provider education may include the following: • A tax incentive or reduction/elimination of tax for a license should be put in place to encourage participation in the program. • Signing bonus for new housing providers registering for the program • Referral bonus to an individual referring new housing providers who execute a contract See Document 5 Page 8 Community Foundation of Greater Dubuque• Inclusive Dubuque \ Sector Parti c i ants p • Tom Lo Guidice, NAACP, Dubuque Branch • Tom Smith, Housing Provider • Gail Weitz, NAACP, Dubuque Branch • Gwen Kirchhof, Almost Home • Mary Gotz, Housing Provider • Cate Richter, Assisted Housing Coordinator, City of Dubuque • Jerelyn 0'Connor, Neighborhood Development Specialist, City of Dubuque • Mark Dalsing, Chief of Police, City of Dubuque • John McEnany, Juvenile Court Officer, lowa Courts • Wendy Lyons, Residential Manager, Dept. of Correctional Services • Julie Beck Green, Housing Provider • Deborah Schmidt, Executive Director, Habitat for Humanity •Indigo Channing, President of Renters Union • Kris Neyen, City of Dubuque Housing Housing Choice Voucher I Recommendations for Renters/Residents and Housing Providers Page 9 � . i THE CITY OF , � � � I DUB E ' � Masterpiece on the Mississippi I ' I " I I ' 1 : � 1 1 1 • • • 1 • � � �, . � � . � � � � � . � � � . � � � � i � � � � � � � - � . � . - � � � � � ' � � � � � 1 � i i i � ' � � i . � - � • i i . � � � � i . � � i � - i The City of Dubuque seeks to increase the number of housing providers (landlords) that participate in Dubuque's Housing Choice Voucher (HCV) Program. Being an HCV housing provider offers significant benefits and can also give you the satisfaction of making it possible for low- ' Housing Choice Voucher rent income individuals and families to enjoy decent, safe, and sanitary payments are deposited directly into housing. More than half of all Dubuque HCV residents are elderly and/ the landlord s account. or disabled. � You screen and select your own tenants. The City may be able to Making sure everyone has a decent place to live is an important priority provide you with helpful tenant for the City of Dubuque. Dubuque's rental assistance programs are background information. designed so most participating households pay about 30% of their . You use your own lease and tenant monthly adjusted income towards their rent, keeping housing affordable. rules. Why is affordable housing important? When people have a safe, affordable place to live, they are able to reach their full potential. � You set your own rent! The Housing Choice Voucher can even pay a little WHAT IS THE HOUSING CHOICE VOUCHER PROGRAM? more for rent in certain areas of the city. The Housing Choice Voucher (HCV) Program is the federal government's . You may rent to as many or as few major program to assist families and individuals in finding decent, safe, and Housing Choice Voucher residents as affordable housing in the private sector. Since housing assistance is provided y0U Ch00Se. on behalf of the family or individual, participants are able to find their own housing, including single-family homes, townhouses, and apartments. The HCV • You manage the property according Program promotes fair, equitable housing by allowing voucher recipients more to lowa Landlord/Tenant Law. None choices for qualify, safe, affordable housing. of your rights as a landlord change because of Housing Choice Voucher Dubuque's Housing Choice Voucher Program is a federally funded program occupancy. administered by the City of Dubuque Housing and Community Development Department and is designed to assist lower-income households with their • The City of Dubuque offers free monthly rental payments. Voucher recipients choose their own units on the advertising of vacant HCV units. open market and they normally pay 30-40% of their income towards rent and . There is no inspection fee for units utilities. The remainder of the rent is paid directly to the landlord by the City of inspected for HCV participation Dubuque Housing and Community Development Department. and the HCV InSpeCtlOns meet the Many low-income households in our community rely on housing providers who requirements for the rental licensing are willing to participate in the program. The subsidy paid on behalf of the inspection. resident helps households to rent in many different neighborhoods in Dubuque. • � • . , � � . � . . � . . � � . Y'' ,._ 6, � I � ' ,r w ' ' �� • �- � If you have a vacant unit to rent, consider advertising � 1 'C� ,� "Housing Vouchers Welcome" or "will accept Housing � _:• ` Vouchers." You can list your vacant units with the ` —� City for free! You still have all rights to select or deny �''� the applicant for your housing unit based on your own .t . \ � � criteria. — �\. As you probably know, housing providers are required to conduct a background check on prospective tenants before renting to them, through this program or otherwise. Upon request, the City can provide you with � �` that background check for HCV clients. , � �� Once you have selected your tenant, the HCV ►��'1 participant will have a "Request for Tenancy Approval" ^�` ��+ � 1'� packet for you to complete the necessary forms. When � �; ` , , � ' � those forms are returned to our office, along with the � � � M1 �:�s lease (leaving only the dates blank), City staff will r �- � contact you to schedule an initial inspection to ensure that it meets the Property Maintenance Code of the City � of Dubuque. ��!�, _ Once the unit passes inspection, and the lease and � contract are completed, the housing provider will start to receive payments on behalf of the resident on the date agreed upon by all parties. The lease is an agreement between the resident and the housing provider for a one-year period. The contract is an F � d agreement between the housing provider and the City 1�>�- / �; a� of Dubuque Housing and Community Development '` �,��¢- � � Department. The resident is responsible for the payment � of the security deposit directly to the housing provider. � _ The amount of the security deposit should be the same � <� �' as what you charge other non-assisted tenants. -� �� `` �. _ 4 \ �` ' 1 , y l<= � � `�` Fi\��, '�,'++; , S>•, '} `\ �� 1 - r:, <� - � � ' � � _ _ - � � • 1 � � � � ' � � � 1 � • ' ' � � . � � � � � � . � . � . EQUAL HOUSING ' ' OPPORTUNITY • - • • � � - � - • . � . � � � • � � � • � � � - � � � � • � � � • • - � • � . . • 1 . 1 • . ' / I / ' � / / / . 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MIDDLE PENNSYLVANIA �g� m `'��,� v v m 20 � _ DODGE \�� N \ � __ � _ "' \ / S2 6 N KEY 1-Mile Buffer of Full Service Grocery Stores Affordable Housing Project Site � � Approved � Proposed 151 US NWY 15�N 2 1 0 2 Miles LOW INCOME HOUSING TAX CREDIT AFFORDABLE HOUSING PROJECTS 2013-2018 Within 1-Mile of a Licensed Childcare Center 52 � S2 v A �G KENNEDY PO O� iy 9 T L`� h'y�Rti �O F �ti � � W � �� PR,�ER�P� z ��v-�m� �� d a Q � � � � O Z ASBURY -n ) m L�(N � 1 Z (1 \ A , z U m � � o � � � m � 2� �f �� 9�N / � � �'�'7 MIDDLE — PENNSYLVANIA �g� m `'��,� v v m 20 � �,,,- DODGE � �� m � ' — � / � Sz 6 N KEY O1-Mile Buffer of Licensed Childcare Centers Affordable Housing Project Site � � Approved � Proposed 151 US NWY 15�N 2 1 0 2 Miles LOW INCOME HOUSING TAX CREDIT AFFORDABLE HOUSING PROJECTS 2013-2018 Within 1-Mile of a School 52 S2 v A �G KENNEDY PO O� iy 9 T L`� �yORti �O F �ti � w 1 �� Q¢ � � PR��P�. z �� o�m E !J a Q � � � 0 z ASBURY -n ) m L�(N �\ Z (1 z U m � �j'\/ o � � � m � 2� �� 9�N � � � � � MIDDLE PENNSYLVANIA �g� m `'��,� v v m 20 � DODGE � p� \ �� m � _ / Sz 6 N KEY 1-Mile Buffer of Schools Affordable Housing Project Site � � Approved � Proposed 151 US NWY 15�N 2 1 0 2 Miles LOW INCOME HOUSING TAX CREDIT AFFORDABLE HOUSING PROJECTS 2013-2018 Within 1-Mile of a Park 52 S2 v G KENNEDY PO 9 T S�L` �yOR� �O ,F\ �ti � V � w 1 �� Qe � � P��P�. z �� 0�0 .E d a Q � � / O ^ � Z ASBURY m � 20� �� Z z , m � 0 / ^ � °m � � �a - �� 9�N � — y � - MIDDLE PENNSYLVANIA �5� m `��\�(c v v m 20 � �-� DODGE L� �� ' � Sz 6 N � KEY O1-Mile Buffer of Parks Affordable Housing Project Site � � Approved � Proposed 151 US NWY 15�N 2 1 0 2 Miles LOW INCOME HOUSING TAX CREDIT AFFORDABLE HOUSING PROJECTS 2013-2018 Within 1-Mile of a Library 52 S2 q p -� G � KENNEDY Po 9 s�L�� y�ryORti ` �o F � �ti � �, ea' ��P�- ' * �°'`�� '� <a P�CE oz �O � � � / 7 o ^ _ z ASBURY m � ZO�N z z m � / � o ; � � �m � , � 2� �� 9�N � � �i MIDDLE PENNSYLVANIA i �g�� N J��J� r m v � � 20 � DODGE �f Q^ � � � �/ � m � ' / S2 6 N KEY 1-Mile Buffer of Library Affordable Housing Project Site � � Approved � Proposed 151 US NWY 15�N 2 1 0 2 Miles LOW INCOME HOUSING TAX CREDIT AFFORDABLE HOUSING PROJECTS 2013-2018 Within 1-Mile of Senior Center 52 S2 q p -� G � KENNEDY Po 9 s�L�� y�ryORti ` �o F � �ti � �, ea' ��P�- ' * �°'`�� '� <a P�CE oz �O a Q � � O � Z ASBURY m � Zo�N z z m � � � - o � \ °m � � � � N 'p� � 9� 7' _ � ! MIDDLE PENNSYLVANIA �g� m `��\�`c � I v m 20 � DODGE � - p� . m � _ / S2 6 N KEY O1-Mile Buffer of Senior Center Affordable Housing Project Site � � Approved � Proposed 151 US NWY 15�N 2 1 0 2 Miles LOW INCOME HOUSING TAX CREDIT AFFORDABLE HOUSING PROJECTS 2013-2018 Within 1-Mile of Cultural Arts Facility 52 S2 q AG KENNEDY � PO 9 T .. ��L�� y�Rti / �� ti � C� Q� �\P� > * ��t�� '��Q� P�CE oz �O � � � O I /� z t y ASBURY m � Zo�N z z m � � - o � °m � � �a �� 9�N � _ � y � MIDDLE PENNSYLVANIA �g� m J�\�� v v m 20 � � DODGE f i �� G]� \ , � f m � _ / S2 6 N KEY O1-Mile Buffer of Cultural Arts Facility Affordable Housing Project Site � � Approved � Proposed 151 US NWY 15�N 2 1 0 2 Miles LOW INCOME HOUSING TAX CREDIT AFFORDABLE HOUSING PROJECTS 2013-2018 lowa Opportunity Index Census Tracts 52 S2 \ q p -� G � KENNEDY Po 9 s�,L` y�ryoR� ?� � �� R�P�" � � F�'�� d P�CE Z 2`O � � � O � Z ASBURY p m U Zo�N \/ z z � m o � � °m � � �a � �, �� 9�N �v � � MIDDLE PENNSYLVANIA �g� m `��\�`c v v m 20 � � DODGE R \ / � S2 � N � KEY Olowa Opportunity Index Census Tracts Affordable Housing Project Site � � Approved � Proposed 151 US NWY 15�N 2 1 0 2 Miles Appendix #7 Ana I sis of I m ed i ments to Fa i r Y p Housin Choice � 2019 P�MENTOF THE CITY OF ��Q* �II�III *N� Du8 E a �2 . . G9 I��II��I Q� Masterpiece on the Mississippz 6AN DE��"� Housing & Community Development Department 350 West 6t" Street, Suite 31 � Dubuque, IA 52001 . EXECUTIVE SUMMARY This document is an Analysis of Impediments to Fair Housing Choice (AI)for the City of Dubuque, lowa. An AI is required by the U.S. Department of Housing and Urban Development (HUD) for any community that receives federal housing and community development funds.Those funds flow from the Community Development Block Grant (CDBG) which invests in affordable housing, anti-poverty programs, and infrastructure development. Dubuque is required to conduct an analysis in conjunction with their Five-Year CDBG Consolidated Plan. This Executive Summary presents major findings from the 2019 analysis of what stands in the way of housing choice and access to opportunity in Dubuque. It also offers action items to address the barriers. This AI is comprised of seven primary sections that provide data,trends, maps and analysis. Generally, this AI is organized as a look back, an examination of the current ecosystem, and a look forward. Each major section includes a summary of findings and potential solutions. Housing is not simply shelter. Where we live has a profound impact on our lives. Housing choice affects child well-being, economic mobility, and our community's economic growth. The AI contains all elements of HUD's suggested format. One section, Access to Opportunity,was affected by federal technology system issues; HUD's Affirmatively Furthering Fair Housing that enables extraction of opportunity indices data tables was not functional. The City of Dubuque is aware of significant impediments to fair housing choice.Through its comprehensive plan, Imagine Dubuque, the City sets forth strategies to expand affordable housing, improve the conditions of aging housing stock, and ensure that the Housing Choice Voucher('Section 8') program implementation doesn't result in segregation and the concentration of poverty in isolated neighborhoods. Additionally,the City's forthcoming Equitable Poverty Prevention Plan will provide best practice approaches to address poverty that hurts Dubuque's youngest and oldest residents,women, and communities of color the most. As HUD's Fair Housing Planning Guide notes, community members know their community best. Over 400 Dubuque residents provided input into this AI through discovery sessions,focus groups, stakeholder interviews, a communitywide survey, and public meetings. AI citizen participation was integrated with the City's Equitable Poverty Prevention Plan activities because poverty and housing choice are inextricably linked. Residents' insights, along with analysis of U.S. Census Bureau and other relevant data, drove the proposed five-year fair housing goals. Dubuque's issues mirror nationwide issues.The widened wealth gap, both minimum wages and median incomes that have not kept pace with the cost of living, and the results of mass incarceration and systemic racism all contribute to the Dubuque's fair housing context. This analysis finds that persons of color and low income residents in Dubuque experience a greater housing cost burden, more housing problems,and inequitable access to opportunity. But Dubuque is a community that has galvanized to collaboratively solve problems in the past. Building upon Imagine Dubuque and integrating efforts with the forthcoming Equitable Poverty Prevention Plan, this analysis serves not simply as a means to meet federal requirements, but as support for the City of Dubuque as it strives to create a more equitable,viable and livable community for all residents. � • • • • � . • � • • • • . : • � Key Themes ■ Cost Burden & Living (Self-Sufficiency) Wage ■ Available,Affordable Housing ■ Substandard Housing ■ Access to Opportunity ■ Potential Bias & Discrimination Impediments and Contributing Factors 1. Lack of affordable, safe housing. 2. Housing Choice Vouchers(HCVs) are not accepted as source of income for rental units; lack of a Source of Income Ordinance and/or state legislation creates disparate impact on protected classes. 3. Lack of information about available units that accept HCVs and lack of communication and relationships between HCV tenants/applicants and landlords. 4. Fair housing materials not available in languages other than English; low complaints indicate low Human Rights Commission effectiveness. 5. Residents report they perceive bias and discrimination in public and private housing practices. 6. Recent predatory practices by Mobile Home community owners are pricing people out of their residences. 7. Community participants perceive that arrest records are a barrier to acceptance of HCVs and also report that they find the background check process confusing. 8. Lack of eviction data and analysis to assess disparate impact based on protected class. 9. Lack of living wage that empowers self-sufficiency; state law prohibits local control over minimum wage setting; and lower median earnings and wages for women (Gender Pay Gap). 10. Lack of access to child care is a barrier to opportunity such as employment. 11. The nonprofit service array is confusing to consumers (e.g. no single point of entry). 12. Negative community perceptions about poverty impact fair housing and access to opportunity. 13. Law enforcement actions disproportionately impact people of color. 14. Lack of public transit may negatively impact access to educational opportunity. 15. Lack of confidence that the City is focused on equitable housing choice for all residents. Proposed Fair Housing Goals ■ Advance equity with fair housing advocacy, education, and enforcement. ■ Increase and promote safe, affordable housing. ■ Implement local government policies that encourage equity and decrease disparate impacts. ■ Increase access to opportunity and the building of social capital. � • • • • � . • � • • • • . : • � 2019 PROPOSED FAIR HOUSING PLAN : , . .. •' � • Goal One: Advance equity with fair housing advocacy,education and enforcement. Housing Choice Vouchers are High Continue obtaining accurate Housing Choice Voucher not accepted as source of data from landlords as to the number of units, location income for rental units. of units,vacancies, and denials of rental applications; identify landlords unwilling to accept HCVs and conduct targeted outreach and education. Lack of communication and Medium Implement communication and trust-building activities relationships between HCV for landlords and HCV program participants such as tenants/applicants and "Meet and Lease" events or other national promising landlords. approaches. Human Rights Commission High Conduct an assessment of HRC and support capacity effectiveness. building efforts, including publication of a strategic plan. Fair housing materials not High Review the inventory of fair housing education available in languages spoken in materials (e.g. fact sheets) and update to reflect the the community. languages spoken in the community and what community members say they most want and need. Residents report they perceive High Establish an external, independent fair housing testing potential bias and/or program for residential, accessibility, sales and lending, discrimination in public and or insurance discrimination to identify the problems private housing practices. members of protected classes face when seeking housing in Dubuque. Goal Two: Increase and promote safe,affordable housing. Lack of affordable, safe High Continue implementation of the Imagine Dubuque housing. strategies, and the City Housing and Community Development Department's efforts to affirmatively further fair housing through licensing and tiered inspections, making decisions more transparent. Lack of confidence that the Medium To build community trust, publish short (e.g. one pager City is focused on equitable and/or data dashboard if possible) updates regarding housing choice for all the increase in safe, affordable housing. residents. Recent predatory pricing High City Council, as at least one member has publicly stated, practices by Mobile Home should take any and all appropriate action to protect community owners are pricing the residents in mobile home communities.This people out of their residences. protection may come in the form of an ordinance or other action but promotes safe, affordable housing for the over 800 Dubuque residents who live in mobile homes. I • • • • ' � • � • • • • � : • � Goal Three: Implement local government policies that encourage equity and decrease disparate impacts. Arrest records used as a High Audit the background check process for disparate barrier to landlord acceptance impact. of HCVs and background check process is confusing to residents. Lack of eviction data and High Implement quarterly review of eviction data to evaluate analysis to assess for disparities/discriminatory impact. discrimination and disparities and provide support to residents facing evictions. Lack of living wage that Medium Educate regarding the impact of the state's minimum empowers self-sufficiency; wage and conduct activities to increase wages. state law prohibits local control over minimum wage setti ng. Lack of a Source of Income High Continue exploring a Source of Income Ordinance. Ordinance and/or state legislation creates disparate impact on protected classes. Lack of access to child care is a Medium Evaluate the potential for including child care proximity barrier to opportunity such as into housing development proposals and assess the employment. feasibility of a local subsidy to support child care and/or preschool accessibility, affordability and quality. Goal Four: Increase access to opportunity and the building of social capital. Lower median earnings and High Assess, develop and implement metrics and strategies to wages for women. reduce the Gender Wage Gap. Negative community High Increase community awareness about the impact of perceptions about poverty poverty and toxic stress on the brain; develop impact fair housing and access measurable equity and inclusion metrics. to opportunity. Law enforcement actions High Evaluate disparities in arrest rates by race and detail disproportionately impact metrics and actions to decrease racially disproportionate people of color. arrest rates. The nonprofit service array is Medium Use assessments currently underway(Equitable Poverty confusing to consumers. Prevention Plan process and another group's review) regarding the nonprofit services array and gaps to make necessary improvements that increase access to opportunity. Lack of public transit may Low Assess the need for public transit to Northeast lowa negatively impact access to Community College programs in Peosta and make educational opportunity. improvements as indicated. Flgure 1 2019 Proposed Fair Housing Plan � I • • • • ' � • � ' • • • � • � � � � � � ' � VOLUME III : . IOWA STATE D u b u u Q� C �t PROFILE a y IFA Volume III:City Profiles Dubuque city HousiNc The Census Bureau reports building permit authorizations and "per unit" valuation of building permits by county annually. Single-family construction usually represents most residential development in the county. Single-family building permit authorizations in Dubuque County increased from 68 authorizations in 2018 to 72 in 2019. The real value of single-family building permits decreased from 319,027 dollars in 2017 to 396,706 dollars in 2018. This compares to an increase in permit value statewide, with values rising from 250,478 dollars in 2017 to 251,517 dollars in 2018. Additional details are given in Table 111.20.19. . . - i • . . . . . . . - Authorized Construction in Permit Issuing Areas Per Unit Valuation, Year (Real 2019$) Single- Duplex Tri-and Multi-Family Total Single-Family Multi-Family Family Units Four-Plex Units Units Units Units 1980 72 2 3 0 77 137,217 0 1981 16 0 0 0 16 206,679 0 1982 8 0 0 5 13 120,266 70,074 1983 13 0 0 0 13 201,855 0 1984 27 2 0 0 29 169,574 0 1985 26 0 4 5 35 135,964 64,649 1986 72 0 0 10 82 169,596 63,370 1987 80 0 3 29 112 172,152 53,076 1988 88 18 8 0 114 179,582 0 1989 98 0 8 27 133 161,921 37,559 1990 112 10 32 55 209 148,883 99,459 1991 116 4 16 18 154 145,860 94,726 1992 170 6 40 58 274 149,371 76,916 1993 125 30 52 23 230 150,631 72,210 1994 105 22 27 78 232 150,806 66,884 1995 84 22 27 76 209 151,268 65,878 1996 69 10 0 47 126 187,462 75,125 1997 59 4 3 66 132 192,928 78,204 1998 67 12 11 46 136 171,930 146,009 1999 55 12 0 17 84 172,333 59,954 2000 40 24 32 12 108 166,961 112,726 2001 67 22 21 0 110 207,954 0 2002 76 36 6 61 179 169,700 183,868 2003 78 34 0 70 182 179,014 65,467 2004 86 38 6 401 531 143,573 126,815 2005 104 38 9 5 156 150,862 107,730 2006 93 22 6 6 127 151,301 112,275 2007 77 22 9 12 120 156,324 50,615 2008 44 12 0 0 56 151,072 0 2009 75 14 0 52 141 134,945 105,905 2010 113 20 0 182 315 116,286 76,020 2011 112 8 0 106 226 135,140 74,208 2012 120 0 3 72 195 156,701 73,811 2013 107 4 0 0 111 124,197 0 2014 82 0 0 0 82 154,179 0 2015 76 0 0 0 76 169,860 0 2016 99 0 0 84 183 220,240 105,496 2017 67 0 0 0 67 319,027 0 2018 68 0 0 0 68 396,706 0 2019 72 0 0 6 78 378,472 66,667 Dubuque city 111.20.26 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city Diagram 111.20.11 Single-Family Permits Dubuque city Census Bureau Data, 1980-2019 Dubu ue cit 11.S.Census Permit Data 400,OOD 160 140 350,000 w r� E N � 120 " a soo,000 � a � � ioo a LL � � � m z5o,000 " � so �, � o in E 60 � � 2D0,000 � z � j 40 150,000 2Q � 0 o � ni rn � ui co r� co rn o � ni m a u� �o n co rn o � N M � �n co n m rn o � ry m a �n �a n � rn O� 00 N 0] CO O� D7 CO CO N Ol 6� 6� T Q� 6� 6� � 6i O1 O O O O O O O O O O � � � � � � N � � � 61 6i Oi m 6� 01 6i 6i 01 6� Oi 61 6i O1 6� Oi 61 6i Qi O1 O O O O O O O O O O O O O O O O O O O O r-I r-I r-I c-I r-I r-I r-I r-I c-I r-I r-I r-I r-I i--I r-I r-I r-I r-I r-I r-I N N N N N N N N N N N N N N N N N N N N Year _ Value of Single Family Permits , � Number of Single Family Permits , Dubuque city 111.20.27 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city Diagram 111.20.12 Total Permits by Unit Type Dubuque city Census Bureau Data, 1980-2019 �ubu ue cit U.S.Census Bureau Permit Data 500 400 � .� � � � �� 300 a� d 0 a`� � � 200 � z . 100 0 o � c� m � �n io n co rn o � r� m � �n io r m rn o � r� m � �n �n n ao rn o � r� m � �n � n co rn � co o� oo ro o0 0o co � oo rn rn rn rn rn rn rn rn o, rn o 0 0 0 0 0 0 0 0 0 � � � � � N ,� � � � O� Ol 6l 01 61 Ol 01 01 O1 01 Ol Ol 01 61 6l 01 Ol Ol 01 6� O Q O O 4 O O Q O O Q O O 4 O O Q O O O rl rl rl rl rl rl rl rl rl rl rl rl rl rl rl rl rl rl rl rl N N N N N N N N N N N N N N N N N N N N Year � Single Family Units � Duplex Units Triplex Units Apartment Units 1 Dubuque city 111.20.28 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city Households by type and tenure are shown in Table 111.20.20. Family households represented 59.1 percent of households, while non-family households accounted for 40.9 percent. These changed from 59.1 percent and 40.9 percent, respectively. , . - � i . . . . - . . . . - � � -. � - - �- - Household Type 2010 Census 2018 Five-Year ACS Households Households Households %of Total Family Households 13,888 59.1% 14,150 59.1% Married-Couple Family 10,256 73.8% 10,437 73.8% Owner-Occupied 9,016 87.9% 8,830 84.6% Renter-Occupied 1,240 12.1% 1,607 15.4% Other Family 3,632 26.2% 3,713 25.7% Male Householder, No Spouse Present 1,015 27.9% 1,106 27.3% Owner-Occupied 624 61.5% 619 56% Renter-Occupied 391 38.5% 487 44% Female Householder, No Spouse Present 2,617 72.1% 2,607 70.5% Owner-Occupied 1,271 48.6% 1,162 44.6% Renter-Occupied 1,346 51.4% 1,445 55.4% Non-Family Households 9,618 40.9% 9,776 40.9% Owner-Occupied 4,535 47.2% 4,564 46.7% Renter-Occupied 5,083 52.8% 5,212 53.3% Total 23,506 100.0% 23,926 100.0% Table 111.20.21 below shows housing units by type in 2010 and 2018. In 2010, there were 24,985 housing units, compared with 25,918 in 2018. Single-family units accounted for 65.6 percent of units in 2018, compared to 66.6 in 2010. Apartment units accounted for 16.6 percent in 2018, compared to 15.9 percent in 2010. . . - i . . . . - . . . - � � : � • -- - 2010 Five-Year ACS 2018 Five-Year ACS Unit Type Units %of Total Units %of Total Single-Family 16,648 66.6% 17,008 65.6% Duplex 1,600 6.4% 1,628 6.3% Tri-or Four-Plex 1,830 7.3% 2,136 8.2% Apartment 3,975 15.9% 4,302 16.6% Mobile Home 932 3.7% 844 3.3% Boat, RV,Van, Etc. 0 0% 0 0% Total 24,985 100.0% 25,918 100.0% Dubuque city 111.20.29 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city Table 111.20.22, shows housing units by tenure from 2010 to 2018. By 2018, there were 25,918 housing units. An estimated 63.4 percent were owner-occupied, and 7.7 percent were vacant. . i . . . . . . - 2010 Census 2018 Five-Year ACS Tenure _ Units %of Total Units %of Total Occupied Housing Units 23,506 93.9% 23,926 92.3% Owner-Occupied 15,446 65.7% 15,175 63.4% Renter-Occupied 8,060 34.3% 8,751 36.6% Vacant Housing Units 1,523 6.1% 1,992 7.7% Total Housing Units 25,029 100.0°/a 25,918 100.0°/a Households by income for the 2010 and 2018 5-year ACS are shown in Table 111.20.23. Households earning more than 100,000 dollars per year represented 17.1 percent of households in 2018, compared to 11.3 percent in 2010. Meanwhile, households earning less than 15,000 dollars accounted for 12.6 percent of households in 2018, compared to 13 percent in 2000. . . - i . . . . . � . . - ► 2010 Five-Year ACS 2018 Five-Year ACS Income Households %of Total Households %of Total Less than$15,000 3,062 13% 3,010 12.6% $15,000 to$19,999 1,463 6.2% 1,266 5.3% $20,000 to$24,999 1,761 7.5% 1,342 5.6% $25,000 to$34,999 3,300 14% 2,328 9.7% $35,000 to$49,999 4,049 17.1% 3,460 14.5% $50,OOOto$74,999 4,504 19.1% 4,937 20.6% $75,000 to$99,999 2,821 11.9% 3,495 14.6% $100,000 or More 2,663 11.3% 4,088 17.1% Total 23,623 100.0°/a 23,926 100.0% Dubuque city 111.20.30 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city Table 111.20.24 shows households by year home built for the 2010 and 2018 5-year ACS data. Housing units built between 2000 and 2009, account for 5.6 percent of households in 2010 and 7 percent of households in 2018. Housing units built in 1939 or earlier represented 29.1 percent of households in 2018 and 33.7 percent of households in 2010. . i . . . . . . . . - 2010 Five-Year ACS 2018 Five-Year ACS Year Built Households %of Total Households %of Total 1939 or Earlier 7,964 33.7% 6,968 29.1% 1940 to 1949 1,602 6.8% 1,455 6.1% 1950 to 1959 3,104 13.1% 3,038 12.7% 1960 to 1969 3,068 13% 3,158 13.2% 1970 to 1979 3,254 13.8% 3,356 14% 1980 to 1989 1,485 6.3% 1,341 5.6% 1990 to 1999 1,822 7.7% 1,747 7.3% 2000 to 2009 1,324 5.6% 1,686 7% 2010 or Later . . 1,177 4.9% Total 23,623 100.0% 23,926 100.0% The distribution of unit types by race are shown in Table 111.20.25. An estimated 70 percent of white households occupy single-family homes, while 49.8 percent of black households do. Some 15.2 percent of white households occupied apartments, while 14.8 percent of black households do. An estimated 35.4 percent of Asian, and 0 percent of American Indian households occupy single-family homes. . . - � � . . . . � . . � - �. American Native Two or Unit Type White Black Indian Asian Hawaiian/Pacific Other More Races Islanders Single-Family 70% 49.8% 0% 35.4% 35% 5.9% 75.8% Duplex 4.9% 13.6% 79.3% 6.6% 23.3% 58.8% 1.5% Tri-or Four- 6.3% 21.9% Oo�a o 0 0 0 Plex 31.8/0 41.7/0 35.3/0 8.1/o Apartment 15.2% 14.8% 20.7% 22.8% 0% 0% 14.6% Mobile Home 3.7% 0% 0% 3.3% 0% 0% 0% Boat, RV,Van, 0% 0% 0% 0% 0% 0% 0% Etc. Total 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% Dubuque city 111.20.31 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city The disposition of vacant units between 2010 and 2018 are shown in Table 111.20.26. By 2018, for rent units accounted for 36.1 percent of vacant units, while for sale units accounted for 6.9 percent. "Other" vacant units accounted for 43.7 percent of vacant units, representing a total of 871 "other" vacant units. . . - � . � . . . . . . � . Disposition 2010 Census 2018 Five-Year ACS Units %of Total Units %of Total For Rent 669 43.9% 719 36.1% For Sale 208 13.7% 137 6.9% Rented Not Occupied 26 1.7% 77 3.9% Sold NOt OCCUpied 60 3.9% 104 5.2% For Seasonal, Recreational,or Occasional Use 108 7.1% 84 4.2% For Migrant Workers 2 0.1% 0 0% Other Vacant 450 29.5% 871 43.7% Total 1,523 100.0% 1,992 100.0% As shown in Table 111.20.27, the age of a structure can influence its value. In Dubuque city, structures built in 1939 or earlier had a median value of 110,400 dollars, structures built between 1950 and 1959 had a median value of 127,800 dollars, and those built between 1990 to 1999 had a median value of 194,000 dollars. The newest structures tended to have the highest values and those built between 2010 and 2013 and from 2014 or later had median values of 187,000 dollars and, 223,800 dollars, respectively. In 2018 in Dubuque city, the median value of owner-occupied structures was 138,400 dollars. . . - � • • . - . - . . � � - ■- Year Structure Built Median Value 1939 or earlier 110,400 1940 to 1949 109,900 1950 to 1959 127,800 1960 to 1969 143,900 1970 to 1979 155,700 1980 to 1989 184,300 1990 to 1999 194,000 2000 to 2009 221,000 2010 to 2013 187,000 2014 or later 223,800 Median Value 138,400 Dubuque city 111.20.32 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city . . ...,. r � � , Households are classified as having housing problems if they face overcrowding, incomplete plumbing or kitchen facilities, or cost burdens. Overcrowding is defined as having from 1.1 to 1.5 people per room per residence, with severe overcrowding defined as having more than 1.5 people per room. Households with overcrowding are shown in Table 111.20.28. In 2018, an estimated 0.6 percent of households were overcrowded, and an additional 0.9 percent were severely overcrowded. . i • . • . • • . • . � . . - � � : � : - �. . No Overcrowding Overcrowding Severe Overcrowding Data Source Total Households %of Total Households %of Total Households %of Total Owner 2010 Five-Year ACS 15,820 99.6% 48 0.3% 10 0.1% 15,878 2018 Five-YearACS 15,095 99.5% 43 0.3% 37 0.2% 15,175 Renter 2010 Five-Year ACS 7,579 97.9°/o 112 1.4% 54 0.7% 7,745 2018 Five-Year ACS 8,493 97.1% 90 1% 168 1.9% 8,751 Total 2010 Five-Year ACS 23,399 99.1% 160 0.7% 64 0.3% 23,623 2018 Five-Year ACS 23,588 98.6% 133 0.6% 205 0.9% 23,926 Incomplete plumbing and kitchen facilities are another indicator of potential housing problems. According to the Census Bureau, a housing unit is classified as lacking complete plumbing facilities when any of the following are not present: piped hot and cold water, a flush toilet, and a bathtub or shower. Likewise, a unit is categorized as deficient when any of the following are missing from the kitchen: a sink with piped hot and cold water, a range or cook top and oven, and a refrigerator. Dubuque city 111.20.33 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city There were a total of 115 households with incomplete plumbing facilities in 2018, representing 0.5 percent of households in Dubuque city. This is compared to 0.5 percent of households lacking complete plumbing facilities in 2010. . . - � • . . . . . . . . . . - Households 2010 Five-Year ACS 2018 Five-Year ACS With Complete Plumbing Facilities 23,499 23,811 Lacking Complete Plumbing Facilities 124 115 Total Households 23,623 23,926 Percent Lacking 0.5% 0.5% There were 373 households lacking complete kitchen facilities in 2018, compared to 23,623 households in 2010. This was a change from 1.3 percent of households in 2010 to 1.6 percent in 2018. . . • � i . . . . . . ._. - Households 2010 Five-Year ACS 2018 Five-Year ACS With Complete Kitchen Facilities 23,325 23,553 Lacking Complete Kitchen Facilities 298 373 Total Households 23,623 23,926 Percent Lacking 1.3% 1.6% Cost burden is defined as gross housing costs that range from 30 to 50 percent of gross household income; severe cost burden is defined as gross housing costs that exceed 50 percent of gross household income. For homeowners, gross housing costs include property taxes, insurance, energy payments, water, and sewer service, and refuse collection. If the homeowner has a mortgage, the determination also includes principal and interest payments on the mortgage loan. For renters, this figure represents monthly rent and selected electricity and natural gas energy charges. In Dubuque city 14.5 percent of households had a cost burden and 12.8 percent had a severe cost burden. Some 19.3 percent of renters were cost burdened, and 24.7 percent were severely cost burdened. Owner-occupied households without a mortgage had a cost burden rate of 6.5 percent and a severe cost burden rate of 4.7 percent. Owner occupied households with a mortgage had a cost burden rate of 15.3 percent, and severe cost burden at 6.7 percent. Dubuque city 111.20.34 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city • 1 • • - . • . - . � . . - -• 1 : 1 : - . _ . Less Than 30% 31°/a-50% Above 50% Not Computed Data Source Total Households %of Total Households %of Total Households %of Total Households %of Total Owner With a Mortgage 2010Five-YearACS 7,562 73.9% 1,997 19.5% 679 6.6% 0 0% 10,238 2018Five-YearACS 7,068 77.7% 1,394 15.3% 607 6.7% 23 0.3% 9,092 Owner Without a Mortgage 2010Five-YearACS 5,083 90.1% 332 5.9% 200 3.5% 25 0.4% 5,640 2018 Five-Year ACS 5,334 87.7% 396 6.5% 283 4.7% 70 1.2% 6,083 Renter 2010 Five-YearACS 3,998 51.6% 1,711 22.1% 1,731 22.3% 305 3.9% 7,745 2018 Five-YearACS 4,392 50.2% 1,689 19.3% 2,164 24.7% 506 5.8% 8,751 Total 2010 Five-Year ACS 16,643 70.5% 4,040 17.1% 2,610 11% 330 1.4% 23,623 2018 Five-Year ACS 16,794 70.2% 3,479 14.5% 3,054 12.8% 599 2.5% 23,926 Dubuque city 111.20.35 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city Table 111.20.32 shows the HUD calculated Median Family Income (MFI) for a family of four for Dubuque County. As can be seen in 2019 the MFI was 84,100 dollars, which compared to 76,900 dol lars for the State of lowa. . � . . � . . - •. Year MFI State of lowa MFI 2000 51,200 49,100 2001 54,600 52,500 2002 54,600 53,700 2003 55,200 54,900 2004 56,500 55,800 2005 58,500 57,650 2006 58,700 57,800 2007 59,500 57,800 2008 59,200 58,300 2009 62,500 62,000 2010 62,900 62,400 2011 63,700 64,000 2012 64,600 64,800 2013 66,100 64,700 2014 70,600 65,300 2015 65,700 67,500 2016 67,400 68,400 2017 66,400 69,900 2018 75,100 73,100 2019 84,100 76,900 Diagram 111.20.13 Estimated Median Family Income Dubuque County vs. lowa HUD Data:2000-2019 Dubu ue Count HUD Median Famil Income Data 80,000 � 70,D00 � 60,000 0 � 50,000 a � 40,000 � m 30,000 � m � 20,000 10,000 0 24D0 2001 2002 2D03 24D4 2005 2006 2D07 20d8 2009 2D10 2011 2012 2013 2Q14 2015 2016 2D17 2d18 2019 Years Dubuque County � 5tate of lowa Dubuque city 111.20.36 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city c. C . � .� x:,.,. From January through June of 2020, a telephone . . - � survey was conducted with landlords and rental - • ' ' • � - - property managers throughout lowa. Table ' ' ' � 111.20.33 presents some basic statistics about the Completed Total vacancy Absorption Year Surve s Units Rate Rate completed surveys. y 2017 0 0 0 0 Table 111.20.34, shows the amount of total and 2019 71 2,419 4.3 30.3 2020 30 1,053 3.8 26.1 vacant units with their associated vacancy rates. At the time of the survey, there were an estimated 64 single-family units in Dubuque city, with 2 of them available. This translates into a vacancy rate of 3.1 percent in Dubuque city, which compares to a single-family vacancy rate of 3.5 percent for the State of lowa. There were 986 apartment units reported in the survey, with 38 of them available, which resulted in a vacancy rate of 3.9 percent. This compares to a statewide vacancy rate of 3.5 percent for apartment units across the state. . . - � . . . . . � � . - ..- Unit Type Total Units Vacant Units Vacancy Rate Single-Family 64 2 3.1% Apartments 986 38 3.9% Mobile Homes 0 0 0% "Other"Units 1 0 0% Don't Know 2 0 0% Total 1,053 40 3.8% Table 111.20.35, reports units by bedroom size. As can be seen there were 399 two-bedroom apartment units and 66 three-bedroom units. Overall, the 404 two-bedroom units accounted for 38.4 percent of all units, and the 84 three-bedroom units accounted for 8 percent. Several respondents choose not to provide bedroom sizes, which accounted for the 62 units listed as "Don't Know". Additional details for additional unit types are reported below. . . - � . - . . . . . . - � � . - . .-. _ .•- Number of Single- qpartment Mobile "Other" Don't Bedrooms Family Units Homes Units Know Total Units Efficiency 0 133 0 0 � 133 One 0 354 0 0 � 354 Two 5 399 0 0 � 404 Three 17 66 0 1 � 84 Four 12 4 0 0 • 16 Don't Know 30 30 0 0 2 62 Total 64 986 0 1 2 1,053 Dubuque city 111.20.37 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city Table 111.20.36,displays the vacancy rate of , . - i . single-family units by the number of � - • = - • • • bedrooms. Three-bedroom units were the ' ' ' " most common type of reported single- � � � family unit, which had a vacancy rate of 0 gedrooms Units Available Units Vacancy Rates percent. stua�o 0 0 o°ro Table 111.20.37,displays the vacancy rate of �ne o 0 0°�0 apartment units by the number of T"'o s o o�io bedrooms. The most common apartment Three �� o o��o units were Two-bedroom units, which had Four �2 2 16.7% a vacancy rate of 0.8 percent. �on't know so 0 o°io Total 64 2 3.1% . • - 1 � • . . • . . • � • � Number of Units Available Units Vacancy Rates Bedrooms Efficiency 133 18 13.5% One 354 12 3.4% Two 399 3 0.8% Three 66 0 0% Four 4 0 0% Don't know 30 5 16.7% Total 986 38 3.9% Average market-rate rents by unit type are shown in Table 111.20.38. Not all respondents were able to disclose the rental amounts for their units, so there may be some statistical aberrations in the computed rental rates, but generally those units with more bedrooms had higher rents. . � . .• . . . . . . - � � . - - .•- Number of Single-Family Apartment Mobile "Other" Total Bedrooms Units Units Homes Units Efficiency $0 $470.5 $0 $0 $470.5 One $625 $638.1 $0 $0 $637.3 Two $827.5 $777.2 $0 $0 $795.6 Three $896.9 $856.8 $0 $800 $895.8 Four $1125 $1133.3 $0 $0 $1128.6 Total $932.1 $753.2 $0 $800 $816.6 Dubuque city 111.20.38 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city Table 111.20.39, shows the average rental rates for assisted units by bedroom size and unit type. Since assistance is often based on income of the resident or other case by case determinations average assisted rents can vary across bedroom size. . . - i � . . - - . . - . . . . . . - � � - . - .�- - Number of Single-Family Apartment Mobile °�Other"Units Total Bedrooms Units Units Homes Efficiency $0 $425 $0 $0 $425 One $0 $607.5 $0 $0 $607.5 Two $650 $764.5 $0 $0 $758.2 Three $0 $0 $0 $0 $0 Four $1200 $0 $0 $0 $1200 Total $925 $640.7 $0 $0 $777.4 Table 111.20.40, shows vacancy rates for single-family units by average rental rates for Dubuque city. The most common rent for single-family units was between 750 and 1,000 dollars and the units in this price range had a vacancy rate of 0 percent. . . - � - i . . . . . - � � . - ••- Single-Family Available Average Rents Units Single-Family Vacancy Rate Units $500 or below 0 0 0% $501 to$750 3 0 0% $751 to$1,000 43 0 0% $1,001to$1,250 16 2 12.5% $1,251 to$1,500 0 0 0% Above$1,500 0 0 0% Missing 2 0 0% Total 64 2 3.1% The average rent and availability of apartment units is displayed in Table 111.20.41. The most common rent for apartment rents was between 750 and 1,000 dollars and the units in this price range had a vacancy rate of 0.9 percent. Dubuque city 111.20.39 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city . • - 1 � • . � • • 1 1 - • -- - --- -- Average Rents Apartment Available Vacancy Rate Units Apartment Units Less Than$500 214 22 10.3% $500 to$749 125 3 2.4% $750 to$999 452 4 0.9% $1,000 to$1,249 79 6 7.6% $1,250 to$1,499 0 0 0% Above$1,500 0 0 0% Missing 116 3 2.6% Total 986 38 3.9% Respondents were asked if utilities are included in the rent and as shown in Table 111.20.42, 13 respondents, or 46.4 percent, included some sort of utility in the rent. . . - � - . - . . . . - � � . - - ..- Period Respondent Yes 13 No 15 %Offering Utilities 46.4% The type of utility included in the rent is shown in Table 111.20.43. There were 1 respondent who included electricity, 5 respondents who included natural gas, 12 respondents who included water and sewer and 6 respondents included trash collection in the rent. . . - i - . - . . . . � � - . - - ..- - Type of Utility Provided Respondent Electricity 1 Natural Gas 5 Water/Sewer 12 Trash Collection 6 Dubuque city 111.20.40 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city • ,�:1.�,, o,....s � ^ ..,a:,.,. The survey also asked respondents if any of their units were accessible to persons with disabilities. As can be seen in, Table 111.20.44, there were 0 single-family units which property managers considered accessible, with an additional 168 accessible apartment units. In addition to the units there were 0 mobile homes and 0 "other" units, which property managers deemed accessible to persons with a disability. Respondents also indicated there were a total of 20 persons with disabilities currently residing in accessible units. . � . . - . . . . . . - � � . - ..- Single- Number of Apartment Mobile "Other" Don't Bedrooms Family Units Homes Units Know Total Units Efficiency 0 5 0 0 5 One 0 44 0 0 44 Two 0 55 0 0 55 Three 0 1 0 0 1 Four 0 1 0 0 1 Don't Know 0 62 0 0 30 92 Total 0 168 0 0 30 198 Table 111.20.45, shows the breakdown of accessible and not accessible single-family units by bedroom size. As can be seen 0 percent or 0 two-bedroom single-family units are accessible, with 0 percent of three-bedroom units were considered accessible. Overall, 0 percent of all single-family units were considered accessible by survey respondents. . . - i - . . . . - . . . . . . - � � - . • ..- - Number of Not Accessible Single-Family Percentage Bedrooms Accessible Units Units Accessible Studio 0 0 0 0% One 0 0 0 0% Two 5 0 5 0% Three 17 0 17 0% Four 12 0 12 0% Don't know 30 0 30 0% Total 64 0 64 0% Table 111.20.46, shows the breakdown of accessible and not accessible apartment units by bedroom size.As can be seen 13.8 percent or 55 two-bedroom apartment units are accessible,with 1.5 percent of three-bedroom units were considered accessible. Overall, 17 percent of all apartment units were considered accessible by survey respondents. Dubuque city 111.20.41 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city . • 1 � . •. • . . - . • • • • � � •� � Number of Not Accessible Apartment Percentage Bedrooms Accessible Units Units Accessible Studio 128 5 133 3.8% One 310 44 354 12.4% Two 344 55 399 13.8% Three 65 1 66 1.5% Four 3 1 4 25% Don't know -32 62 30 206.7% Total 818 168 986 17% Table 111.20.47, shows the number of survey respondents � _ � , who keep a waiting list. As can be seen 5 respondents said � , � . . � , � they keep a waitlist, with an estimated 59 number of . . . - persons on the wait list. ' ' " ' �" ' '•" Period Respondent Respondents were also asked how they would rate the need Yes 5 for renovation of existing units. As shown in Table 111.20.48, No 23 1 respondent said there was no need for renovating single- Waitiists�Ze 59 family units, with 4 respondents saying there was extreme need for renovating single-family units. Likewise, 1 respondent indicated no need for renovating existing apartment units, with 4 respondents saying there was extreme need for renovating existing apartment units. . . � . . . . - . . . . . . . . . - Need Single-Family Apartments Mobile Homes Other Units No Need 1 1 1 1 Low Need 4 4 3 4 Moderate Need 14 14 14 7 High Need 1 1 1 1 Extreme Need 4 4 4 3 Average Need 3.1 3.1 3.2 3.1 Dubuque city 111.20.42 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city Respondents were also asked how they would rate the need for the construction of new units. As shown in Table 111.20.49, 9 respondents said there was no need for new single-family units, with 2 respondents saying there was extreme need for constructing new single-family units. Likewise, 9 respondents indicated no need for new apartment units, with 2 respondents saying there was extreme need for constructing new apartment units. . i • . . . . - . . . . . . . . - � � - . - .�- - Need Single-Family Apartments Mobile Homes Other Units No Need 9 9 9 6 Low Need 7 7 7 4 Moderate Need 3 3 2 2 High Need 1 1 1 1 Extreme Need 2 2 2 1 Average Need 2.1 2.1 2 2.1 Dubuque city 111.20.43 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city The 2020 Housing Needs Forecast reports housing demand projections from 2020 to 2050, with a base year of 2020. This forecast spans the period of 2020 through 2050 and offer predictions of the demand for housing. This report uses the modified population projections based on projections released from Woods & Poole Economic, Inc (W&P). Income categories were calculated using the Housing and Urban Development CHAS (Comprehensive Housing Affordability Strategy) data and are expressed as a percentage of area Median Family Income (MFI). This distribution is assumed to remain constant over the forecast horizon. Homeownership rates were forecasted based on historical trends. Table 111.20.50 shows household forecasts by tenure and income, from the Strong growth model. As can be seen in 2020 there were 13,722 owner—occupied and 7,913 renter-occupied households, for a total of 21,635 households. In 2030 there will be a projected 22,201 households of which 14,081 are projected to be owner occupied and the remaining 8,120 are expected to be renter-occupied. By 2050, there are projected to be 14,290 owner-occupied households, of which 792 owner- occupied households are expected to have incomes of 0-30 percent of MFI and 2,591 are projected to have incomes of 50.1-80.0 percent of MFI. In 2050, there are projected to be 8,241 renter households, of which 2,302 renter households are expected to have incomes between 0 and 30.0 percent of inedian family income 1,867 renter households with incomes between 50.1-80.0 percent of MFI. Overall households are projected to reach 22,531 occupied units by 2050, of which 3,094 are expected to have incomes on between 0 and 30 percent of MFI. Dubuque city 111.20.44 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city • 1 1 • • � - • • � . . - Income 2020 2025 2030 2035 2040 2045 2050 (%of MFI) 0-30% 760 771 780 786 789 790 792 30.1-50% 1,246 1,264 1,279 1,289 1,293 1,295 1,298 50.1-80% 2,488 2,524 2,553 2,573 2,582 2,586 2,591 80.1-95% 1,390 1,410 1,427 1,438 1,443 1,445 1,448 95.1-115% 1,750 1,776 1,796 1,810 1,816 1,819 1,823 115+% 6,087 6,176 6,246 6,294 6,317 6,326 6,339 Total 13,722 13,922 14,081 14,189 14,239 14,261 14,290 � 0-30% 2,211 2,243 2,269 2,286 2,294 2,298 2,302 30.1-50% 1,600 1,623 1,642 1,654 1,660 1,663 1,666 50.1-80% 1,793 1,819 1,840 1,854 1,861 1,863 1,867 80.1-95% 575 584 590 595 597 598 599 95.1-115% 607 615 622 627 630 630 632 115+% 1,128 1,144 1,157 1,166 1,170 1,172 1,175 Total 7,913 8,028 8,120 8,182 8,211 8,224 8,241 ` . 0-30% 2,971 3,014 3,049 3,072 3,083 3,088 3,094 30.1-50% 2,846 2,887 2,920 2,943 2,953 2,958 2,964 50.1-80% 4,281 4,343 4,393 4,427 4,442 4,449 4,458 80.1-95% 1,965 1,994 2,017 2,032 2,039 2,043 2,047 95.1-115% 2,357 2,391 2,418 2,437 2,446 2,449 2,454 115+% 7,215 7,320 7,404 7,461 7,487 7,499 7,514 Total 21,635 21,950 22,201 22,371 22,451 22,485 22,531 Dubuque city 111.20.45 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city `.._ _1__._.. • • • T �L1 • • •••t_, ca_._a_�_. i�-•• • • •,• The following table set shows Comprehensive Housing Affordability Strategy (CHAS) data. Each year, the U.S. Department of Housing and Urban Development (HUD) receives custom tabulations of American Community Survey (ACS) data from the U.S. Census Bureau. These data, known as the "CHAS" data (Comprehensive Housing Affordability Strategy), demonstrate the extent of housing problems and housing needs, particularly for low income households. The CHAS data are used by local governments to plan how to spend HUD funds, and may also be used by HUD to distribute grant funds. To make this dataset more accessible to the average user the income brackets were replaced with actual Median Family Income (MFI) from Dubuque County. Below is a table showing the MFI breakdown: Dubuque Countv Income Brackets Actual Income 0-30% MFI $0 to$25,230 30.1%-50% MFI $25,231 to $42,050 50.1%-80% MFI $42,051 to $67,280 80.1%- 100% MFI $67,281 to $84,100 100%+ MFI Above$84,100 Dubuque city 111.20.46 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city Housing Problems by Income, Race, and Tenure Table 111.20.51 through Table 111.20.56 show households with housing problems by race/ethnicity. These tables can be used to determine if there is a disproportionate housing need for any racial or ethnic groups. If any racial/ethnic group faces housing problems at a rate of ten percentage points or high than the jurisdiction average, then they have a disproportionate share of housing problems. Housing problems are defined as any household that has overcrowding, inadequate kitchen or plumbing facilities, or are cost burdened (pay more than 30 percent of their income on housing). In Dubuque city, 39 black homeowner households face housing problems, 25 Asian households, and 29 Hispanic homeowner households face housing problems. . . - i . . - . . . . . . . . . . . . � � - � � . . .. . Non-Hispanic by Race Income Hispanic(Any Total White Black Asian American Pacific Other Race) Indian Islander Race With Housing Problems $0 to$25,230 80% 100% 0% 0% 0% 100% 0% 79.4% $25,231 to$42,050 45.4% 100% 100% 0% 0% 0% 100% 46.9% $42,051 to$67,280 24.6% 0% 100% 0% 0% 0% 38.5% 25.3% $67,281 to$84,100 11.9% 0% 0% 0% 0% 0% 0% 11.9% Above$84,100 2.5% 10.3% 0% 0% 0% 0% 0% 2.5% Total 15.8% 52.7% 55.6% 0% 0% 6.5% 23.6% 16.1% Without Housing Problems $0 to$25,230 7.3% 0% 0% 0% 0% 0% 100% $2% $25,231 to$42,050 54.6% 0% 0% 0% 0% 0% 0% 53.1% $42,051 to$67,280 75.4% 0% 0% 0% 0% 100% 61.5% 74.7% $67,281 to$84,100 88.1% 0% 0% 0% 0% 100% 100% 88.1% Above$84,100 97.5% 89.7% 100% 100% 100% 100% 100% 97.5% Total 83.5% 47.3% 44.4% 100% 100% 93.5% 76.4% 83.2% Dubuque city 111.20.47 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city • 1 . • . . . • . . . • • . • � . . - � • ■ - � Non-Hispanic by Race Hispanic Income American Pacific Other (Any Total White Black Asian Indian Islander Race Race) With Housing Problems $0 to$25,230 660 10 0 0 0 4 0 674 $25,231 to$42,050 610 25 10 0 0 0 4 649 $42,051 to$67,280 660 0 15 0 0 0 25 700 $67,281 to$84,100 230 0 0 0 0 0 0 230 Above$84,100 200 4 0 0 0 0 0 204 Total 2,360 39 25 0 0 4 29 2,457 Without Housing Problems $0 to$25,230 60 0 0 0 0 0 10 70 $25,231 to$42,050 735 0 0 0 0 0 0 735 $42,051 to$67,280 2,020 0 0 0 0 4 40 2,064 $67,281to$84,100 1,700 0 0 0 0 4 4 1,708 Above$84,100 7,950 35 20 4 15 50 40 8,114 Total 12,465 35 20 4 15 58 94 12,691 Not Computed $0 to$25,230 105 0 0 0 0 0 0 105 $25,231 to$42,050 0 0 0 0 0 0 0 0 $42,051 to$67,280 0 0 0 0 0 0 0 0 $67,281 to$84,100 0 0 0 0 0 0 0 0 Above$84,100 0 0 0 0 0 0 0 0 Total 105 0 0 0 0 0 0 105 Total $0 to$25,230 825 10 0 0 0 4 10 849 $25,231 to$42,050 1,345 25 10 0 0 0 4 1,384 $42,051 to$67,280 2,680 0 15 0 0 4 65 2,764 $67,281to$84,100 1,930 0 0 0 0 4 4 1,938 Above$84,100 8,150 39 20 4 15 50 40 8,318 Total 14,930 74 45 4 15 62 123 15,253 Dubuque city 111.20.48 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city In total, some 4,155 households face housing problems in Dubuque city. Of these, some 408 black households, 95 Asian households, and 155 Hispanic renter households face housing problems. , . - � . . . . . . . . . . . . . - � � . . .- - Non-Hispanic by Race Hispanic Income American Pacific Other (Any Total White Black Asian Indian Islander Race Race) With Housing Problems $0 to$25,230 1,555 270 20 10 0 120 75 2,050 $25,231to 955 130 40 4 0 4 65 1,198 $42,050 $42,051 to 670 4 25 0 35 4 15 753 $67,280 $67,281 to 50 4 0 0 40 0 0 94 $84,100 Above$84,100 50 0 10 0 0 0 0 60 Total 3,280 408 95 14 75 128 155 4,155 Without Housing Problems $0 to$25,230 190 30 10 0 4 0 4 238 $25,231to 445 40 25 0 0 40 30 580 $42,050 $42,051to 1,095 10 70 4 0 35 30 1,244 $67,280 $67,281 to 635 40 4 0 0 20 15 714 $84,100 Above$84,100 1,555 40 80 0 0 0 20 1,695 Total 3,920 160 189 4 4 95 99 4,471 Not Computed $0 to$25,230 90 50 0 0 10 0 20 170 $25,231 to 0 0 0 0 0 0 0 0 $42,050 $42,051 to 0 0 0 0 0 0 0 0 $67,280 $67,281 to 0 0 0 0 0 0 0 0 $84,100 Above$84,100 0 0 0 0 0 0 0 0 Total 90 50 0 0 10 0 20 170 Total $0 to$25,230 1,835 350 30 10 14 120 99 2,458 $25,231 to 1,400 170 65 4 0 44 95 1,778 $42,050 $42,051to 1,765 14 95 4 35 39 45 1,997 $67,280 $67,281 to 685 44 4 0 40 20 15 808 $84,100 Above$84,100 1,605 40 90 0 0 0 20 1,755 Total 7,290 618 284 18 89 223 274 8,796 Dubuque city 111.20.49 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city • 1 • • • • . . . • . • . � . . - 1 1 . � - • ■ Non-Hispanic by Race Income American Pacific Other Hispanic Total White Black Asian Indian Islander Race �Any Race) With Housing Problems $0 to$25,230 84.7% 77.1% 66.7% 100% 0% 100% 75.8% 83.4% $25,231 to 68.2% 76.5% 61.5% 100% 0% 9.1% 68.4% 67.4% $42,050 $42,051 to 38% 28.6% 26.3°/a 0% 100% 10.3% 33.3% 37.7% $67,280 $67,281 to 7.3/0 9.1/0 0/0 0/o $84,100 � o ° ° 100% 0% 0% 11.6% Above$84,100 3.1% 0% 11.1% 0% 0% 0% 0% 3.4% Total 45% 66% 33.5°/o 77.8°/o 84.3% 57.4% 56.6% 47.2% Without Housing Problems $0 to$25,230 10.4% 8.6% 33.3% 0% 28.6% 0% 4% 9.7% $25,231 to 31.8% 23.5% 38.5% 0% 0% 90.9% 31.6% 32.6% $42,050 $42,051 to 62% 71.4% 73.7% 100o�a �o�o 0 0 0 $67,280 89.7/0 66.7/0 62.3/o $67,281 to 92,7% 90.9% 100% 0% 0% 100% 100% 88.4% $84,100 Above$84,100 96.9% 100% 88.9% 0% 0% 0% 100% 96.6% Total 53.8% 25.9% 66.5% 22.2% 4.5% 42.6% 36.1% 50.8% Overall, there are 6,612 households with housing problems in Dubuque County. This includes 447 black households, 120 Asian households, 14 American Indian, 75 Pacific Islander, and 132 "other" race households with housing problems. As for ethnicity, there are 184 Hispanic households with housing problems. This is shown in Table 111.20.56. Dubuque city 111.20.50 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city • 1 • • • • . . . . . . . . � . . - 1 1 . ' - � Non-Hispanic by Race Hispanic Income yyhite Black Asian American Pacific Other �Any Race) Total Indian Islander Race With Housing Problems $0 to $3.3% 77.8% 66.7% 100% 0% 100% 68.8% 82.4% $25,230 $25,231 to 57% 79.5% 66.7% 100% 0% 9.1% 69.7% 58.4% $42,050 $42,051 to 2g g% 28.6°/a 36.4% 0% 100% 9.3% 36.4% 30.5% $67,280 $67,281 to 10.7% 9.1% 0% 0% 100% 0% 0% 11.8% $84,100 AbOV2 2.6% 5.1% 9.1% 0% 0% 0% 0% 2.6% $84,100 Total 25.4% 64.6% 36.5% 63.6% 72.1% 46.3% 46.3% 27.5% Without Housing Problems $0 to g 4% 8.3% 33.3% 0% 28.6% 0% 12.8% 9.3% $25,230 $25,231 to 43% 20.5% 33.3% Oo�a �o�o 0 0 0 $42,050 90.9/0 30.3/0 41.6/o $42,051 to 70.1% 71.4% 63.6% 100% 0% 90.7% 63.6% 69.5% $67,280 $67,281 to gg.3% 90.9% 100% 0% 0% 100% 100% 88.2% $84,100 Above 97.4% 94.9°/a 90.9% 100% 100% 100% 100% 97.4% $84,100 Total 73.7% 28.2°/o 63.5% 36.4% 18.3% 53.7% 48.6% 71.4% Dubuque city 111.20.51 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city . • - 1 . . . . • . . . . • . . � • • - - • ■ - Non-Hispanic by Race Hispanic Income American Pacific Other (Any Total White Black Asian Indian Islander Race Race) With Housing Problems $Oto$25,230 2,215 280 20 10 0 124 75 2,724 $25,231to$42,050 1,565 155 50 4 0 4 69 1,847 $42,051 to$67,280 1,330 4 40 0 35 4 40 1,453 $67,281 to$84,100 280 4 0 0 40 0 0 324 Above$84,100 250 4 10 0 0 0 0 264 Total 5,640 447 120 14 75 132 184 6,612 Without Housing Problems $0 to$25,230 250 30 10 0 4 0 14 308 $25,231 to$42,050 1,180 40 25 0 0 40 30 1,315 $42,051 to$67,280 3,115 10 70 4 0 39 70 3,308 $67,281 to$84,100 2,335 40 4 0 0 24 19 2,422 Above$84,100 9,505 75 100 4 15 50 60 9,809 Total 16,385 195 209 8 19 153 193 17,162 Not Computed $0 to$25,230 195 50 0 0 10 0 20 275 $25,231 to$42,050 0 0 0 0 0 0 0 0 $42,051 to$67,280 0 0 0 0 0 0 0 0 $67,281 to$84,100 0 0 0 0 0 0 0 0 Above$84,100 0 0 0 0 0 0 0 0 Total 195 50 0 0 10 0 20 275 Total $0 to$25,230 2,660 360 30 10 14 124 109 3,307 $25,231 to$42,050 2,745 195 75 4 0 44 99 3,162 $42,051 to$67,280 4,445 14 110 4 35 43 110 4,761 $67,281to$84,100 2,615 44 4 0 40 24 19 2,746 Above$84,100 9,755 79 110 4 15 50 60 10,073 Total 22,220 692 329 22 104 285 397 24,049 Dubuque city 111.20.52 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city These racial/ethnic groups were also disproportionately impacted by severe housing problems, as seen in Table 111.20.60. Severe housing problems include overcrowding at a rate of more than 1.5 persons per room and housing costs exceeding 50 percent of the household income. Some 360 black homeowner households face severe housing problems, as well as 60 Asian homeowner households, and 4 Hispanic homeowner households. . � . . - . . . . . . . . . . . . . . - � - - . _. . Non-Hispanic by Race Hispanic Income American Pacific Other (Any Total White Black Asian Indian Islander Race Race) With A Severe Housing Problem $0 to$25,230 66.5% 100% 0% 0% 0% 100% 0% 66.2% $25,231 to 15.7% 0% 100% 0% 0% 0% 100% 16.2% $42,050 $42,051 to 26% 0% 100% 0% 0% 0% 0% 3.1% $67,280 $67,281 to 2.1% 0% 0% 0% 0% 0% 0% 2.1% $84,100 Above$84,100 0.6% 0% 0% 0% 0% 0% 0% 0.5% Total 6.1% 13.3 55.6% 0% 0% 6.5% 3.3% 6.3% Without A Severe Housing Problems $0 to$25,230 20.7% 0% 0% 0% 0% 0% 100% 21.3% $25,231 to g4.3% 100% 0% 0% 0% 0% 0% 83.8% $42,050 $42,051 to 97.4% 0% 0% Oo�o 0 0 0 0 $67,280 0/0 100/0 100/0 96.9/o $67,281 to 97,g% 0% 0% 0% 0% 100% 100% 97.9% $84,100 Above$84,100 99.4% 100% 100% 100% 100% 100% 100% 99.5% Total 93.2% 86.7% 44.4% 100% 100% 93.5% 96.7% 93.1% Dubuque city 111.20.53 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city • 1 : . . . • . • . • • . • � . • - 1 1 . � ._ �. . Non-Hispanic by Race Income American Pacific Other Hispanic Total White Black Asian Indian Islander Race �Any Race) With A Severe Housing Problem $0 to$25,230 6�o$ 71.4% 66.7% 100% 0% 69.6% 75.8% 69.9% $25,231 to 25.7 58.8% 23.1% 0% 0% 0% 44.4% 29% $42,050 % $42,051 to 12.5 0% 0% 0% 100% Oo�o 0 0 $67,280 % 9.1/0 13/o $67,281 to 2.9% 0% 0% 0% 100% 0% 0% 7.4% $84,100 Above$84,100 2.8% 0% 0% 0% 0% 0% 0% 2.6% Total 264 56.9% 12.1% 55.6% 84.3% 36.4% 44.4% 29.5% Without A Severe Housing Problems $0 to$25,230 2�a3 14.3% 33.3% 0% 28.6% 30.4% 4% 23.2% $25,231 to 74.3 41.2% 76.9% 100% 0% 100% 55.6% 71% $42,050 % $42,051 to 87�5 100% 100% 100% Oo�o 0 0 0 $67,280 % 100/0 90.9/0 87/o $67,281 to 97�1 100% 100% 0% 0% 100% 100% 92.6% $84,100 % Above$84,100 9�2 100% 100% 0% 0% 0% 100% 97.4% Total ��4 35% 87.9% 44.4% 84.3% 63.6% 48.1% 68.6% Dubuque city 111.20.54 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city . • 1 ' • • . . • . . . . . • • � . . - 1 1 . � ■ Non-Hispanic by Race Hispanic Income White Black Asian American Indian Pacific Islander Other Race (Any Race) Total With A Severe Housing Problem $0 to$25,230 68.7% 72.2% 66.7% 100% 0% 70.6% 68.8% 69% $25,231 to 20.8% 51.3% 33.3% 0% 0% 0% 46.8% 23.4% $42,050 $42,051 t0 6.5% 0% 13% 0% 100% Oo�o 0 0 $67,280 3.7/0 7.2/o $67,281 to 2 3% 0% 0% 0% 100% 0% 0% 3.6% $84,100 Above$84,100 0.9% 0% 0% 0% 0% 0% 0% 0.9% Total 12.8% 52.2% 18% 45.5°/o 72.1% 29.8% 31.5% 14.8% Without A Severe Housing Problems $0 to$25,230 23.9% 13.9% 33.3% 0% 28.6% 29.4% 12.8% 22.7% $25,231 to 79.2% 48.7% 66.7% 100% 0% 100% o 0 $42,050 53.2/0 76.6/o $42,051 to g3.5% 100% 87% 100% 0% 100% 96.3% 92.8% $67,280 $67,281 to g7,7% 100% 100% 0% 0% 100% 100% 96.4% $84,100 Above$84,100 99.1% 100% 100% 100% 100% 100% 100% 99.1% Total 86.4% 40.6% 82% 54.5% 18.3% 70.2% 63.4% 84.1% Dubuque city 111.20.55 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city . • - 1 . 1 • • • � • . • . . • • 1 . -- -. . - Non-Hispanic by Race Income Hispanic Total White Black Asian American Pacific Other Race (Any Race) Indian Islander With A Severe Housing Problem $0 to$25,230 1,825 260 20 10 0 84 75 2,274 $25,231 to$42,050 570 100 25 0 0 0 44 739 $42,051 to$67,280 290 0 15 0 35 0 4 344 $67,281 to$84,100 60 0 0 0 40 0 0 100 Above$84,100 90 0 0 0 0 0 0 90 Total 2,835 360 60 10 75 84 123 3,547 Without A Severe Housing Problems $0 to$25,230 635 50 10 0 4 35 14 748 $25,231 to$42,050 2,170 95 50 4 0 45 50 2,414 $42,051 to$67,280 4,155 10 100 4 0 44 105 4,418 $67,281 to$84,100 2,560 45 4 0 0 24 19 2,652 Above$84,100 9,665 80 110 4 15 50 60 9,984 Total 19,185 280 274 12 19 198 248 20,216 Not Computed $0 to$25,230 195 50 0 0 10 0 20 275 $25,231 to$42,050 0 0 0 0 0 0 0 0 $42,051 to$67,280 0 0 0 0 0 0 0 0 $67,281 to$84,100 0 0 0 0 0 0 0 0 Above$84,100 0 0 0 0 0 0 0 0 Total 195 50 0 0 10 0 20 275 Total $0 to$25,230 2,655 360 30 10 14 119 109 3,297 $25,231 to$42,050 2,740 195 75 4 0 45 94 3,153 $42,051 to$67,280 4,445 10 115 4 35 44 109 4,762 $67,281 to$84,100 2,620 45 4 0 40 24 19 2,752 Above$84,100 9,755 80 110 4 15 50 60 10,074 Total 22,215 690 334 22 104 282 391 24,038 Dubuque city 111.20.56 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city As seen in Table 111.20.62, the most common housing problem tends to be housing cost burdens. More than 3,060 households have a cost burden and 2,945 have a severe cost burden. Some 1,560 renter households are impacted by cost burdens, and 2,075 are impacted by severe cost burdens. On the other hand, some 1,500 owner-occupied households have cost burdens, and 870 have severe cost burdens. There are a total of 1,500 owner-occupied and 1,560 renter-occupied households with a cost burden of greater than 30 percent and less than 50 percent. An additional 870 owner-occupied 2,075 renter- occupied households had a cost burden greater than 50 percent of income. Overall, there are 17,160 households without a housing problem. . . - i . . . . . . . . . . . . - Housing Problem $0 to $25,231 to $42,051 to $67,281 to Above Total $25,230 $42,050 $67,280 $84,100 $84,100 Owner-Occupied Lacking complete plumbing or 1.3% 0.0% 0.0% 0.0% 0.0% 0.1% kitchen facilities Severely Overcrowded with>1.51 people per room(and complete 0.0% 0.0% 0.0% 0.8% 0.2% 0.2% kitchen and plumbing) Overcrowded-With 1.01-1.5 people per room(and none of the 0.0% 0.0% 0.6% 0.2% 0.4% 0.4% above problems) Housing cost burden greater that 50%of income(and none of the 58.8% 18.1% 3.1% 1.3% 0.0% 5.1% above problems) Housing cost burden greater than 30%of income(and none of the 15.7% 36.6% 25.5% 9.5% 2.3% 10.6% above problems) Zero/negative income(and none 13.1% 0.0% 0.0% 0.0% 0.0% 0.7% of the above problems) has none of the 4 housing 11.1°/o 45.3o�o 0 0 0 0 problems 70.8/0 88.2/0 97.1/0 83.0/o Total 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% Renter-Occupied Lacking complete plumbing or 3.7% 4.8% 3.6% 1.1% 2.2% 3.3% kitchen facilities Severely Overcrowded with>1.51 people per room(and complete 1.5% 2.0% 0.2% 3.9% 0.0% 1.2% kitchen and plumbing) Overcrowded-With 1.01-1.5 people per room(and none of the 0.4% 0.2% 1.4% 0.0% 0.0% 0.4% above problems) Housing cost burden greater that 50%of income(and none of the 61.5% 19.7% 4.7% 1.7% 0.5% 21.3% above problems) Housing cost burden greater than 30%of income(and none of the 12.8% 42.0% 27.7% 5.0% 1.0% 18.3% above problems) Zero/negative income(and none g 3% 0.0% 0.0% ° ° ° of the above problems) 0.0/0 0.0/0 2.2/o has none of the 4 housing 11.7% 31.3% 62.4% 88.3% 96.3% 53.3% problems Total 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% Dubuque city 111.20.57 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city • 1 . . . • . . • • � . . - 1 1 . � - - $0 to $25,231 to $42,051 to $67,281 to Above Housing Problem $25,230 $42,050 $67,280 $84,100 $84,100 Total Owner-Occupied Lacking complete plumbing or kitchen facilities 10 0 0 0 10 20 Severely Overcrowded with>1.51 people per 0 0 0 25 10 35 room(and complete kitchen and plumbing) Overcrowded-With 1.01-1.5 people per room 0 0 15 0 25 40 (and none of the above problems) Housing cost burden greater that 50%of income 550 230 70 20 0 870 (and none of the above problems) Housing cost burden greater than 30%of income 115 420 615 190 160 1,500 (and none of the above problems) Zero/negative income(and none of the above 105 0 0 0 0 105 problems) has none of the 4 housing problems 65 735 2,065 1,710 8,110 12,685 Total 845 1,385 2,765 1,945 8,315 15,255 Renter-Occupied Lacking complete plumbing or kitchen facilities 75 100 145 0 25 345 Severely Overcrowded with>1.51 people per 25 20 4 45 0 94 room(and complete kitchen and plumbing) Overcrowded-With 1.01-1.5 people per room 30 20 35 0 0 85 (and none of the above problems) Housing cost burden greater that 50%of income 1,590 380 75 10 20 2,075 (and none of the above problems) Housing cost burden greater than 30%of income 330 680 490 40 20 1,560 (and none of the above problems) Zero/negative income(and none of the above 165 0 0 0 0 165 problems) has none of the 4 housing problems 245 575 1,245 715 1,695 4,475 Total 2,460 1,775 1,994 810 1,760 8,799 Total Lacking complete plumbing or kitchen facilities 85 100 145 0 35 365 Severely Overcrowded with>1.51 people per 25 20 4 70 10 129 room(and complete kitchen and plumbing) Overcrowded-With 1.01-1.5 people per room 30 20 50 0 25 125 (and none of the above problems) Housing cost burden greater that 50°/o of income 2,140 610 145 30 20 2,945 (and none of the above problems) Housing cost burden greater than 30%of income 445 1,100 1,105 230 180 3,060 (and none of the above problems) Zero/negative income(and none of the above 2�0 0 0 0 0 270 problems) has none of the 4 housing problems 310 1,310 3,310 2,425 9,805 17,160 Total 3,305 3,160 4,759 2,755 10,075 24,054 --i 2��v�rlor.0 For owner occupied housing, elderly non-family households are most likely to be impacted by housing cost burdens, with 24.3 percent of these households having a cost burden or severe cost burden. For lower income owner households, elderly non-family households and large families are most likely to experience cost burdens. Some 74.6 percent of elderly non-family and 100 percent of large family households below 30 percent HAMFI face cost burdens or severe cost burdens. These data are shown in Table 111.20.63 Dubuque city 111.20.58 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city . • - 1 . � • � - � • • � • • � • • • - - • • � Income Elderly Small Large Elderly Other Total Family Family Family Non-Family Household No Cost Burden $0 to$25,230 15 10 0 40 0 65 $25,231 to$42,050 160 55 0 320 200 735 $42,051 to$67,280 615 610 95 505 260 2,085 $67,281 to$84,100 410 760 75 215 275 1,735 Above$84,100 1,605 4,500 540 420 1,085 8,150 Total 2,805 5,935 710 1,500 1,820 12,770 Cost Burden $0 to$25,230 30 25 4 50 4 113 $25,231 to$42,050 45 110 40 125 105 425 $42,051 to$67,280 75 190 75 50 225 615 $67,281 to$84,100 40 90 20 15 25 190 Above$84,100 65 70 0 0 25 160 Total 255 485 139 240 384 1,503 Severe Cost Burden $0 to$25,230 75 120 0 185 170 550 $25,231 to$42,050 20 75 50 50 40 235 $42,051 to$67,280 30 0 0 20 15 65 $67,281 to$84,100 20 0 0 0 0 20 Above$84,100 0 0 0 0 0 0 Total 145 195 50 255 225 870 Cost Burden Not Computed $0 to$25,230 25 0 0 40 50 115 $25,231 to$42,050 0 0 0 0 0 0 $42,051 to$67,280 0 0 0 0 0 0 $67,281 to$84,100 0 0 0 0 0 0 Above$84,100 0 0 0 0 0 0 Total 25 0 0 40 50 115 Total $0 to$25,230 145 155 4 315 224 843 $25,231to$42,050 225 240 90 495 345 1,395 $42,051 to$67,280 720 800 170 575 500 2,765 $67,281to$84,100 470 850 95 230 300 1,945 Above$84,100 1,670 4,570 540 420 1,110 8,310 Total 3,230 6,615 899 2,035 2,479 15,258 Dubuque city 111.20.59 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city Renter households are impacted at a higher rate by cost burdens than owner households. Some 4,690 renter occupied households faced cost burdens, compared to 15.6 percent of owner occupied households. Of these, there are 250 renter households with incomes less than 30 percent HAMFI facing housing problems. Dubuque city 111.20.60 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city • 1 . • � - • • • � � • • • • • - � � � - � � . ' � '- �- - Income Elderly Small Large Elderly Other Total Family Family Family Non-Family Household No Cost Burden $0 to$25,230 0 55 0 125 70 250 $25,231 to$42,050 15 135 25 130 350 655 $42,051 to$67,280 45 475 40 200 550 1,310 $67,281 to$84,100 85 330 15 50 285 765 Above$84,100 45 525 55 190 895 1,710 Total 190 1,520 135 695 2,150 4,690 Cost Burden $0 to$25,230 0 85 10 65 200 360 $25,231 to$42,050 35 220 35 170 250 710 $42,051 to$67,280 20 165 40 125 145 495 $67,281 to$84,100 20 10 0 10 0 40 Above$84,100 10 10 0 0 0 20 Total 85 490 85 370 595 1,625 Severe Cost Burden $0 to$25,230 40 550 155 185 760 1,690 $25,231 to$42,050 10 155 4 105 135 409 $42,051 to$67,280 10 40 0 135 10 195 $67,281 to$84,100 10 0 0 0 0 10 Above$84,100 10 0 0 25 0 35 Total 80 745 159 450 905 2,339 Cost Burden Not Computed $0 to$25,230 0 45 0 45 75 165 $25,231 to$42,050 0 0 0 0 0 0 $42,051 to$67,280 0 0 0 0 0 0 $67,281 to$84,100 0 0 0 0 0 0 Above$84,100 0 0 0 0 0 0 Total 0 45 0 45 75 165 Total $0 to$25,230 40 735 165 420 1,105 2,465 $25,231 to$42,050 60 510 64 405 735 1,774 $42,051 to$67,280 75 680 80 460 705 2,000 $67,281 to$84,100 115 340 15 60 285 815 Above$84,100 65 535 55 215 895 1,765 Total 355 2,800 379 1,560 3,725 8,819 Dubuque city 111.20.61 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city In total, some 3,124 households face cost burdens, and 3,193 face severe cost burdens. This includes 15,252 owner households and 8,808 renter households, as seen in Table 111.20.65. . � . . . . . . - . . . . . - � � . . � ■• �. . Race No Cost Cost Burden Severe Cost Not Total Burden Burden Computed Owner-Occupied White 12,530 1,445 840 115 14,930 Black 35 30 10 0 75 Asian 30 0 10 0 40 American Indian 4 0 0 0 4 Pacific Islander 15 0 0 0 15 Other Race 60 0 4 0 64 Hispanic 95 25 4 0 124 Total 12,769 1,500 868 115 15,252 Renter-Occupied White 4,020 1,390 1,790 90 7,290 Black 155 60 350 50 615 Asian 205 70 20 0 295 American Indian 4 4 10 0 18 Pacific Islander 80 0 0 10 90 Other Race 95 50 80 0 225 Hispanic 130 50 75 20 275 Total 4,689 1,624 2,325 170 8,808 Total White 16,550 2,835 2,630 205 22,220 Black 190 90 360 50 690 Asian 235 70 30 0 335 American Indian 8 4 10 0 22 Pacific Islander 95 0 0 10 105 OtherRace 155 50 84 0 289 Hispanic 225 75 79 20 399 Total 17,458 3,124 3,193 285 24,060 Dubuque city 111.20.62 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city � __J n_ • ^ • - _..L Table 111.20.66 shows the risk of lead-based paint for households with young children present. As seen, there are an estimated 1,350 households built between 1940 and 1979 with young children present, and 1,260 built prior to 1939. . . � . . . . - . . . . . . . . . . . . . - One or more No children age Income children age 6 Total or younger 6 or younger Built 1939 or Earlier $0 to$25,230 275 1,115 1,390 $25,231 to$42,050 190 805 995 $42,051 to$67,280 260 1,195 1,455 $67,281 to$84,100 230 680 910 Above$84,100 305 2,210 2,515 Total 1,260 6,005 7,265 Built 1940 to 1979 $0 to$25,230 165 1,060 1,225 $25,231 to$42,050 205 1,205 1,410 $42,051 to$67,280 260 1,970 2,230 $67,281 to$84,100 180 1,180 1,360 Above$84,100 540 4,015 4,555 Total 1,350 9,430 10,780 Built 1980 or Later $0 to$25,230 95 590 685 $25,231 to$42,050 65 690 755 $42,051 to$67,280 75 1,005 1,080 $67,281 to$84,100 85 400 485 Above$84,100 360 2,645 3,005 Total 680 5,330 6,010 Total $0 to$25,230 535 2,765 3,300 $25,231 to$42,050 460 2,700 3,160 $42,051 to$67,280 595 4,170 4,765 $67,281 to$84,100 495 2,260 2,755 Above$84,100 1,205 8,870 10,075 Total 3,290 20,765 24,055 Dubuque city 111.20.63 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city •-• • • • • • *i__J_ Table 111.20.67 shows the rate of housing problems for elderly households. Some 995 elderly and 970 extra-elderly households have housing problems. Of these, some 305 elderly households with housing problems have incomes less than 30 percent HAMFI, and 340 extra-elderly households have incomes below 30 percent HAMFI. . � . . . . . . . . . . . . - . . . � � . . .- - Income Elderly Extra-Elderly Non-Elderly Total With Housing Problems $0 to$25,230 305 340 2,080 2,725 $25,231to$42,050 285 290 1,270 1,845 $42,051to$67,280 240 265 945 1,450 $67,281 to$84,100 85 30 210 325 Above$84,100 80 45 145 270 Total 995 970 4,650 6,615 Without Housing Problems $0 to$25,230 49 125 135 309 $25,231 to$42,050 225 410 680 1,315 $42,051to$67,280 745 660 1,905 3,310 $67,281to$84,100 575 270 1,590 2,435 Above$84,100 1,925 755 7,130 9,810 Total 3,519 2,220 11,440 17,179 Not Computed $0 to$25,230 25 80 170 275 $25,231 to$42,050 0 0 0 0 $42,051 to$67,280 0 0 0 0 $67,281 to$84,100 0 0 0 0 Above$84,100 0 0 0 0 Total 25 80 170 275 Total $0 to$25,230 379 545 2,385 3,309 $25,231to$42,050 510 700 1,950 3,160 $42,051 to$67,280 985 925 2,850 4,760 $67,281to$84,100 660 300 1,800 2,760 Above$84,100 2,005 800 7,275 10,080 Total 4,539 3,270 16,260 24,069 Dubuque city 111.20.64 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city Dubuque city Real Estate Transactions Real estate transactions for Dubuque city as reported by the lowa Department of Revenue are presented below. In 2019, single-family units had an average sales price of 175,731 dollars, while duplex units had an average sales price of 105,389 dollars. In comparison, in Dubuque city, the average sales price of a Townhouse or Condo was 228,931 dollars in 2019. . i . . . - . . - . . . - UnitType 2016 2017 2018 2019 Average SingleFamily $143,597 $153'84 $157,020 $��'�3 $155,727 Duplex $96,368 $�9'83 $89,142 $�9'38 $106,050 Tri/FourPlex $86,783 $96,957 $123,163 $�25'�� $107,973 Townhouse/Condo $177,373 $�$$'20 $170,845 $22$'93 $186,597 Multi-Family $186,243 $445'12 $256,194 $318,20 $308,994 Mobile Home $0 $0 $0 $0 $0 The number of transactions by unit type are presented below for Dubuque city. In 2019, there were 605 single-family home sales and 13 apartment unit sales. . . i . � . - . . . , . � � Unit Type 2016 2017 2018 2019 Total Single Family 750 1,115 1,026 605 3,496 Duplex 30 49 56 40 175 Tri/Four Plex 12 14 14 11 51 Townhouse/Condo 46 39 54 36 175 Multi-Family 14 18 17 13 62 Mobile Home 0 0 0 0 0 The average sales price of a single-family home built before 1939 in Dubuque city was 118,743 dollars in 2019, compared to 328,170 dollars for a single-family home built after 2010. The average sales price of a single-family home sold in Dubuque city between 2016 and 2019 is 155,727 dollars. Dubuque city 111.20.65 Final Report:September 18,2020 IFA Volume III:City Profiles Dubuque city . • - 1 1 . . - • . • . � • .� • 1 1 Year Built 2016 2017 2018 2019 Average Before 1939 $95,457 $97,190 $110,154 $118,743 $104,012 1940-1949 $133,382 $115,239 $131,798 $138,830 $128,571 1950-1959 $129,741 $134,193 $136,594 $149,417 $136,338 1960-1966 $142,170 $154,847 $159,717 $154,595 $153,605 1970-1979 $167,105 $173,669 $171,438 $189,368 $175,321 1980-1989 $215,121 $212,348 $236,594 $289,165 $234,556 1990-1999 $210,454 $260,360 $253,935 $229,535 $242,675 2000-2009 $218,743 $258,399 $239,371 $272,467 $247,157 2010 or Later $256,894 $249,999 $246,640 $328,170 $266,176 Average $143,597 $151,843 $157,020 $175,731 $155,727 The number of single-family homes sold by year built in Dubuque city is presented below. In 2019 there was a total of 605 single-family homes sold, with 68 homes built between 1970 and 1979, 17 homes built between 1980 and 1989, and 26 homes built between 1990 and 1999 being sold. In total, there have been 3,496 single-family homes sold in Dubuque city between 2016 and 2019. . . - � . - . . . . . � . , � Year Built 2016 2017 2018 2019 Total Before1939 262 410 355 194 1,221 1940-1949 41 59 65 37 202 1950-1959 113 157 140 80 490 1960-1966 112 154 163 94 523 1970-1979 60 87 82 68 297 1980-1989 24 23 24 17 88 1990-1999 41 59 55 26 181 2000-2009 28 55 52 23 158 2010 orLater 61 104 88 64 317 Total 750 1,115 1,026 605 3,496 Dubuque city 111.20.66 Final Report:September 18,2020 Appendix #9 ""�',�!� �FFI�E �F IN�PE�T�R GENERAL �� L1,5. Department of Housing and Urhan Development January 25, 2021 MEMORANDUM NO: 2021-LA-0803 Memo�andum TO: Robert Mulderig Deputy Assistant Secretary, Office of Public Housing Investments, PI � �� FROM: Tanya E. Schulze Regional Inspector General for Audit, 9DGA SUBJECT: Use of Landlord Incentives in the Housing Choice Voucher Program INTRODUCTION We conducted this limited review to determine the use of landlord incentives to increase landlord participation and retention and expand housing options for program participants outside areas of low-income or minority concentration. SCOPE AND METHODOLOGY Our review covered the period January 1, 2016, to December 31, 2019. We conducted the review from July through October 2020. To accomplish our review, we developed and sent a questionnaire to all Moving To Work(MTW)public housing agencies (PHA) regarding the use of landlord incentives. MTW PHAs were selected due to program flexibilities that allow these PHAs to design and test innovative, locally designed strategies that use Federal dollars more efficiently and help increase housing choices for low-income families. These flexibilities include the option of offering landlord incentives. We obtained contact information for each MTW PHA from the U.S. Department of Housing and Urban Development (HUD) and then sent a hyperlink to our questionnaire via email. We structured the questionnaire with branching questions to obtain the respondents' opinion. A branching question is one that causes the questionnaire to differentiate what item follows. One such branching question asked whether the subject agency had any form of landlord incentive. A "No"response brought the "Submit"button and ended the questionnaire; "Yes" opened another section and more questions. We received responses from 34 of the 39� PHAs contacted, a response rate of 89 percent. ' Considered as separate PHAs by HUD,we counted one City PHA and one County PHA as a single respondent because they responded as a single entity. Based on the questionnaire responses, we separated the PHAs into four categories: (1) no incentives, (2) no monetary incentives, (3)popular incentives with mixed effectiveness, and(4) popular incentives effective. We then nonstatistically selected 24 PHAs for follow up phone interviews and completed 22 interviews.� Of the 24 selected, we selected all PHAs in the first three categories. For the fourth category,popular incentives effective, we selected all PHAs that reported using at least 4 of the 10 most popular incentives. This sampling method did not allow us to project our results but was sufficient to meet the objective of our review. We relied on computer-processed data in Microsoft Forms. We performed adequate testing to find the data sufficiently reliable to meet our objective. We conducted the review in accordance with generally accepted government auditing standards. Those standards require that we plan and perform the review to obtain sufficient, appropriate evidence to provide a reasonable basis for our findings and conclusions based on our objective. We believe the evidence obtained provides a reasonable basis for our conclusions based on our objective. We determined that internal controls were not relevant to our objective. Our objective was not to evaluate or provide assurance of HUD's internal controls. Therefore, we did not assess HUD's controls or express an opinion on them. BACKGROUND HUD's Housing Choice Voucher Program provides funding to assist very low-income families, the elderly, and the disabled in affording decent, safe, and sanitary housing in the private market. PHAs administer the program locally. A family issued a voucher for housing is responsible for finding a unit with a landlord that agrees to rent under the terms of the program, which includes meeting minimum health and safety standards. The PHA pays a housing subsidy directly to the landlord on behalf of the family, and the family pays the difference between the subsidized amount and the actual rent charged by the landlord. MTW is a demonstration program for PHAs, which provides the opportunity to design and test innovative, locally designed strategies that use Federal dollars more efficiently, help residents find employment and become self-sufficient, and increase housing choices for low-income families. MTW allows PHAs exemptions from many existing public housing and voucher rules and provides funding flexibility with how they use their Federal funds. PHAs in the MTW demonstration have pioneered a number of innovative policy interventions that have been proven to be successful at the locallevel and then rolled out to the rest of the country's PHAs. As of July 21, 2020, there were 39 MTW PHAs nationwide. Through these flexibilities, some MTW PHAs have offered landlord incentives to encourage landlord participation and increase housing choices for program participants. The challenge facing families is to find both a suitable unit and a willing landlord. In 2018, several studies by HUD's Office of Policy Development and Research identified reasons why some landlords choose to participate in the Housing Choice Voucher Program while others do not. These included bureaucratic factors, financial considerations, and preconceptions about the �Two PHAs did not respond. 2 tenants. The studies recommended ways in which HUD and PHAs could make the Housing Choice Voucher Program more appealing to landlords. Recommendations included • offering one-time signing bonuses or financial incentives for new landlords or for landlords in low-poverty neighborhoods, • providing security deposits or insurance against damages, • paying a vacancy loss fee if an existing program landlord rerents a unit to a new program tenant, • adopting fair market rents or payment standards that are better aligned with market rents, and • streamlining the inspection process. HUD has a Landlord Task Force, which is looking into strategies to attract new landlords at non- MTW PHAs. Created in 2018 in response to Secretary Carson's concern over the decline in landlord participation in the Housing Choice Voucher Program, the Task Force gathers data and holds forums for landlords and PHAs to identify causes and make recommendations for declining landlord participation. HUD has developed a Housing Choice Voucher Landlord Strategy Guidebook for Public Housing Agencies3 as part of the work being done by the Landlord Task Force. As of October 19, 2020, HUD had issued the first three chapters of the Guidebook. The chapters included Administrative Flexibilities To Enhance Landlord Satisfaction, Education and Outreach, and Technology. The purpose of the Guidebook is to share strategies that PHAs can implement to improve landlord participation in the program. HUD also has a Housing Choice Voucher Mobility Demonstration with PHA applications due by February 1, 202L The Demonstration will implement, test, and evaluate whether housing mobility programs expand access to opportunity neighborhoods. This demonstration will allow participating PHAs throughout the country to implement housing mobility programs by offering mobility-related services to increase the number of voucher families with children living in opportunity areas. In addition to offering mobility-related services,participating PHAs will wark together in their regions to adopt administrative policies that further enable housing mobility, increase landlord participation, and reduce barriers to families moving across PHA jurisdictions through portability. There are also a limited number of non-MTW agencies that provide incentives. Generally, these PHAs finance incentives through nonrestricted funds or partnerships with local governments and nonprofits. Recently, non-MTW agencies in Boston, MA, and Covington, KY, used Coronavirus Aid, Relief, and Economic Security Act funding to pay for landlord incentives. However, it is worth noting that the use of nonmonetary incentives, such as those listed below, are not unique or limited to MTW PHAs. 3 https://www.hud.gov/program_offices/public_indian_housing/programs/hcv/landlord/guidebook 3 RESULTS OF REVIEW The majority of responsive PHAs used the program and funding flexibilities of MTW to offer landlord incentives as a tool to increase landlord participation and retention and expand housing options outside areas of low-income or minority concentration. PHAs offered varying types of incentives, but because each PHA operates in a unique environment, there was no one best approach. Details of the questionnaires and telephone interviews are described below. Extent of Landlord Incentive Use Of the 34 PHAs that responded to our questionnaire, 28 (82 percent) indicated that they used some form of incentive to recruit or retain landlords in the Housing Choice Voucher Program during the period January 1, 2016, through December 31, 2019. Use of landlord incentive Category Description Count Percentage of 34 PHAs Incentive Used an form of incentive 28 82% No incentive Did not use an form of incentive 6 18% Tvnes of Landlord Incentives Many of the 28 PHAs with some form of incentive used either nonmonetary or monetary incentives, as classified by the responding PHAs: 27 (96 percent) nonmonetary and 20 (71 percent) monetary. A total of 19 (68 percent) PHAs used a combination of monetary and nonmonetary incentives. T e of landlord incentive, as classified b PHA Category Count Percentage �of 28 PHAs) Nonmoneta incentives 27 96% Moneta incentives 20 71% Both moneta and nonmonetary incentives 19 68% Based on the responses received, we identified the five nonmonetary incentives that were most popular among the PHAs. These included direct housing assistance payment deposit, online access specifically for landlords' use (a portal), workshops and outreach activities, landlord liaison, and streamlining the inspection process. 4 Questionnaire results—nonmonetary incentives Top 5 nonmonetary incentives used by PHAs Direct deposlt 17 �, a Y Landlord portal 13 �, > � �, V ; Landlord workshop/outreach 11 � v � 0 � Landlord liaison g C 0 Z Streamlined inspection prowss 5 Num6er of PHAs We also identified the five monetary incentives that were most popular among the PHAs. These included a bonus to landlords new to the Housing Choice Voucher Program, property damage reimbursement, vacancy loss or bonus for renting to another program participant (rerent), higher payment standard for high-opportunity areas,4 new landlord in high-opportunity areas bonus, and security deposit assistance. Questionnaire results—monetary incentives Top 5 monetary incentives used by PHAs Ne4t'�dndl0i"C� �OI�US 1 � Property damage reimk�ursement 8 a T N '— Vacancy loss payment/Re-rent bonus 6 C N V C � Increased pmt standard in high opp areas 4 �, C 0 � Nevd lai�dlord in iiigh opp areas bonus ; Securlty deposlt assistance 3 Number of PHAs 4 High-opportuniry areas,as defined and idenrified by the responding PHAs,often provide access to certain amenities or community attributes that are believed to increase economic mobility for their residents. https://m£freddiemaacom/docs/Affordable_Housin _in_High Opportunitv_Areas.pdf,page 2 5 We ended the questionnaire with four questions, which asked about the general effectiveness of the PHAs' incentives. The responses indicated that the incentives were effective in keeping landlords in the program (82 percent)but not as effective at getting existing landlords to add more units to the program (61 percent). Incentive effectiveness In your opinion, did the incentives help ... Count Percentage of 28 PHAs) Increase the number of new landlords? 20 71% Increase the units rovided b existin landlords? 17 61% Retain units in the Housin Choice Voucher Pro ram? 23 82% Expand housing options outside areas of low-income or 19 68% minorit concentration? Questionnaire Followu� Based on the PHAs' responses, we identified the five most popular nonmonetary incentives and the five most popular monetary incentives. For each of these popular incentives, we reviewed the PHAs' responses about its effectiveness. While the majority of PHAs thought that the popular incentives were effective, a handful of PHAs thought the landlord portal, workshops and outreach, and new landlord bonus were not very effective. Questionnaire results—effectiveness of nonmonetary incentives Effecti�eness of top 5 nonmonetary incentives Effecti�eness •Don't knotiv/Not sure •Effective Not very effective Direct depos: 15 � Q a a Landlord portal �z '— 1 c � � ;, Landlord workshop/outreach 7 � � � � C O E Landlord Ilaison g � 0 Z Streamlined inspectio�� process 5 Number af PHAs 6 Questionnaire results—effectiveness of monetary incentives Effectiveness of top 5 manetary incentives E#fecti�eness •Don't kno�v/Not sure •Effective Not very effective � Ne�v landlord bonus �� 6 1 Y � Q Property damage reimbursement 6 T N � Vacancy loss payment/Re-rent bonus 6 v V � � 1 � Increased pmt standard in high opp areas 3 � v C O � New landlord iri high opp areas bonus 3 Secu�ity deposit assistance Z Number of PHAs We conducted phone interviews to gain insight into why some PHAs used no incentives at all, why a PHA did or did not use monetary incentives, and why the incentives were or were not effective. Questionnaire res onse Cate or Descri tion Count No incentives PHA did not use an landlord incentives. 6 No monetary PHA did not use monetary incentives but used g5 incentives nonmoneta incentives. Popular incentives PHA used popular incentive types that were effective with mixed at some PHAs but not effective at other PHAs. 46 effectiveness Popular incentives PHA used popular incentive types and thought they � effective were effective. Followup Phone Interview Results • Category: No Incentives We spoke with all six PHAs that reported they did not use any form of incentive'. Some PHAs stated that they did not use any form of incentive due to administrative burden or focus on other programs and strategies (such as self-sufficiency and special vouchers programs). Others said the PHA rental market did not require an incentive because the s One is also in"popular incentives with mixed effectiveness." �Includes the PHA also listed in"no monetary incentives." �These six PHAs selected"No"when asked whether they used any form of landlord incentive. 7 program participants did not have difficulty in finding a unit. Two PHAs stated that although they did not currently offer incentives, they were considering using them. • Category: No Monetary Incentives We interviewed seven of the eight PHAs that used at least one nonmonetary incentive but did not use a monetary incentive. Four indicated that they did not offer monetary incentives because this type of incentive was not needed to find a suitable unit in the rental market. PHAs stated that this condition was due to the PHA's having enough landlords in its program, great relationships with its participating landlords, or no housing inventory shortage. One of the PHAs added that better renters and processes attract landlords. One PHA was located in an area that passed a source-of-income discrimination law, and the PHA stated that this law helped expand housing choices to program participants. Two of the PHAs indicated that because their nonmonetary incentives were working well, they were not considering monetary ones. • Cate�ory: Popular Incentives With Mixed Effectiveness This category consists of incentives that many PHAs reported they used. Some PHAs believed these incentives were effective, while others that used the same incentive felt they were not effective One example was the new landlord bonus. Of the 10 PHAs with this incentive, 6 believed it was effective. One PHA that dealt with a lot of corporate landlords reported that its $100 new landlord bonus was not effective because it created an accounting problem. Another PHA stated that it was uncertain about the new landlord bonus' effectiveness. The landlord workshop and outreach were also popular and used by 11 PHAs. However, two PHAs found that this was not an effective incentive for them due to low attendance. Additionally, one stated that the workshop attracted only a few new landlords, which were probably already interested in the program. Finally, the landlord portal was very popular and was used by 13 PHAs. Only one considered this portal not to be effective due to its lack of use. • Cate�ory: Popular Incentives Effective We noted that incentives cited as effective addressed common landlord concerns; for example, streamlining the inspection process and having a single point of contact, such as a liaison or move-in desk. The PHAs said that landlords took notice of bonuses far new landlords and rerenting as well as vacancy loss payments. Some of the most popular incentives used by the PHAs included o new landlord bonus, o vacancy loss rerent (continuity) bonus, and o landlord liaison. The new landlord bonus was the most popular monetary incentive and was used by 10 PHAs. We spoke with six, which stated that it was effective for a variety of reasons. For example, one PHA stated that the bonus compensated for the additional paperwork. 8 Another PHA stated that splitting the $1,000 bonus into two payments helped retain the landlord or was the deciding factor in a landlord's decision to participate in the program. Another popular monetary incentive was the vacancy loss rerent(continuity)bonus, which was used by six PHAs. We spoke with one PHA, which stated that this was particularly effective because the landlord did not lose rent while waiting for a new tenant to be processed. One of the more popular nonmonetary incentives was the landlord liaison. Used by nine PHAs, this person was either a dedicated PHA employee or one whose duties included other PHA activities. We spoke with one PHA that had a liaison who streamlined the landlord on-boarding process and served as its single point of contact. The move-in desk was a separate position, which kept the inspection process on track and used reminder software specific to that purpose. High-O�ortunit_y AreasB Two PHAs we spoke with had success in using incentives to move program participants into high-opportunity areas. High-opportunity areas often provide access to certain amenities or community attributes that are believed to increase economic mobility for their residents. To do so, one said that it used small-area fair market rents while also streamlining its inspection and lease-up procedures. As a result, it thought its program participants were more competitive with market-rate tenants. Another PHA found that there may be other reasons why program participants do not move to high-opportunity areas, such as the desire to remain near family and other support groups. CONCLUSION The majority (28 of 34) of responsive MTW PHAs used the program and funding flexibilities of the MTW program to offer landlord incentives. These PHAs offered many types of landlord incentives as a tool to increase landlord participation and retention and expand housing options outside areas of low-income or minority concentration. PHAs offered nonmonetary or monetary incentives or a combination of both. Because each PHA operates in a unique rental housing market, there was no consensus on the best or most effective type of incentives. However, PHAs generally stated that the incentives they offered were at least somewhat effective. PHAs that did not use any form of incentive stated that their voucher holders had no difficulty in finding a suitable unit or that they were considering an incentive in the future. These insights from PHAs can help HUD better serve and connect with its crucial partners, the landlords. At the same time, it should be acknowledged that the effectiveness of an incentive varies widely, depending the environment in which the PHA operates. HUD should consider • conducting further studies to determine the effectiveness of incentives, • assessing whether expanding implementation of incentives beyond MTW PHAs is appropriate, and • using the results of this review to assist with its Landlord Task Force and Housing Choice Voucher Mobility Demonstration. 8 Defined and identified by the responding PHAs. 9 AUDITEE COMMENTS We held an exit conference with HUD and discussed the results of our review. HUD chose not to provide a written response. 10 �ub�que TI IE CITY OF -" A��Am�a6�Y � . � �� ..... �� ar,�.zc�iz>�ois 1Vlr�st��ieceon t1ceNlississi��pi 2a�;�zals TO: The Honorable Mayor and City Council Members FROM: City of Dubuque Housing Commission �� c=U-��= DATE: February 25, 2021 RE: Source of Income Ordinance Recommendation INTRODUCTION The purpose of this memorandum is to request that the City Council adopt a Source of Income Ordinance in the City of Dubuque as soon as possible. BACKGROUND The Housing Commission has been reviewing data annually regarding the status of landlords willing to accept Housing Choice Vouchers as a source of payment. Since 2014, implementing a Source of Income ordinance preventing a landlord from refusing to rent to someone utilizing a Housing Choice Voucher has been discussed as a possible option for the City of Dubuque. DISCUSSION The Housing Commission met on February 23, 2021 . At this meeting, the Source of Income draft report, with the information about pending State legislation regarding Source of Income ordinance pre-emption, was presented to the Commission. We discussed the need to make a stand for a Source of Income Ordinance. We also discussed that the City of Dubuque should have a Source of Income ordinance. The additional vouchers available through the VASH Program can be rejected as renters, solely based on the use of their voucher as payment. We want to voice an urgency to adopt a Source of Income ordinance in order "to strike while the iron is hot, not to wait for legislature". We need to enact an ordinance now. Commission member Wooden stated: "The peop/e that we are trying to support with vouchers deserve that much from us. We need to move it to #1 priority." We want to call attention to the fact that the following cities in lowa each have a Source of Income ordinance; Des Moines, lowa City and Marion. Dubuque should be no different. Commission member Weitz stated: "IYs time to say yes! Dubuque needs an ordinance_" The HCV Program brings $6.5 million into Dubuque economy annually. This is guaranteed income to the landlord, and it is a great contribution to the local economy that should not be ignored. '•ti ' v P r.� Cil ..: ...._. '..p ' ' 3_C Vv.6"`�5`., D�.:LJQti_,I., i�., Lil: � :nnria�.>nc:StS � e_.q . v�'.tiia�.�itY�''dchcU'.:'.o'f;ll':nesi-ng Based on the data presented and the meeting discussion, Housing Commission Members decided to recommend, by unanimous vote, for the City of Dubuque to enact a Source of Income ordinance as soon as possible to prevent landlords from failing to rent to people based on the use of a Housing Choice Voucher. RECOMMENDATION We respectfully request City Council consider enacting a Source of Income ordinance as soon as possibie to prevent landlords from failing to rent to people based on the use of a Housing Choice Voucher. cc: Alexis Steger, Housing & Community Development Director Michael Van Milligen, City Manager :cn��"d.6"St., Gi:L�nue,I �' I '."ini'i�: �fi:._`.'r9_:7239 i ivb�i�.+1.�•ii'n?dUhUGue.: 'I':nuii�g . ..._., outa_`�.ZO�_ ' ' ' ' '.. ' . .. y 3i�/ �'=.� . �., � � :� � .y: .�. $ � .. � . �-� � �� ,�. ��. .� I', . 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N�r; , • - • . - • • • . • • • - • . • . .- � SOURC . �► ' December 2014, City Council approved formation of � � � Source of Income Committee � • Members consisted of: City Boards & Commissions, Dubuque Area Landlords Association, Dubuque Chapter of NAACP and City Staff . � . . - � ' � � w . �� • 2-year study commenced ' Final Report Submitted February 2017 � - . . -, . i R ECOMM ' Option #4 Adopt and implement a mix of educational � ovtreach programs to increase participation in Hovsing Choice Vovcher program. • Option #6. Adopt and implement a mix of financial incentives � policies for creation of Hovsing Choice Vovcher units throvghovt community. • � - � � � � � � � � � � � — - Re�ommendations Re�ommendations Part Qne: RenterslResidents Part Two_Housing Providers �� Cammimir.y Fou ndarion � uf Grenur Dxdayur Cammu n it y Fo u nd arion �rcr.,,,�r nubkyu� i�vc�u5i�� dUbuque i�vc�uSivF dUbu�ue connectine Froole•5��un2�henine ccirinmi:i�v Cunri�cl.iiE F��ool<•sl'�neLhenin�'Cornnui:il� RECOMMENDA� IMPEDIMENTS ' Goal One: Housing Choice Vouchers • Continue obtaining accurate Housing are not accepted as source of Choice Voucher data from landlords income for rental units. as to the number of units, location of unites, vacancies, and denials of rental applications; identify landlords unwilling to accept HCVs and conduct targeted outreach and education �- RE- BRA HERS ' Internal Process • Internal Policy • Pro-ration of month rent�extend the • Adopt new Administrative Plan in period of eligible days August 2020 • Landlord connection to caseworkers • Inspections — free�expedited • Duplicative Paperwork Elimination • Virtual Briefings PERFORMANCE ME SURE E TS Source of Income Performance Indicators with the goal to rebrand the Housing Choice Voucher Program ' Voucher Lease-Up Rate • New Affordable Units Created • Assisted units by Census Tract • Landlord Participation Rates • Locations of Assisted Housing Units • All Available Vacant Units vs. All Licensed Rental Properties • Rent Reasonableness ' Locations of Assisted Housing Units . . . . Analysis of Essential Services by School District throughout the Community • � , , • . � • • • / / Will you accept a Housing Choice Voucher? • Yes - - • No � � - - _ • Need More Information • • � • • • • ' • - • • • • • - • - -- �• q /� �e��er.n .� ;, 1�1.V� �40 �] 1 R�'ufF��r.Yn� ` _ x� ... ._ r.� ��I�'.i�'L1Ll/LI�'Li_{�f _ �-'a _ �.v'.. ' ! C4 � } �� 4 107.04 �;`g 5 , - . .F: -_ _ 0. .e��: 6:�` �r � .5A I ��. - ��Hana;c,e�i�- .ti �. �'� :�i NanneoyRO� ' � '� 3' _ � � V� ��.,a � �1.. ' �.iRc SW,,,,,, � Fa,c:;illc E-9G9�� ° , a __.=�...,��' i�.a� a5� � � :,��a;� � � 4 �a �ti tiy J_.Y_ # .:,��,' '�c`., r' � a+:s rnm i�n / �ti c�" +' lonnFkennxryRd t ' �'� ii � ��"� 1'1.0 7 :..� �: ' - � . • , �C] � � � � v ;;,� F� � 3 Y ;� �'4 3� • � � 'S1. � ' � ` 6 ti; .. � , _ ,j� =� �*., , � tt - �2.04 ��.o� "� `�' � �!51: � : 't 2.07 �.01 r�' _ 9 ° - i z.oz 7.02 �,o rewb . :52: �1 c��,�=��+n aa zo, - • ' • ' • • ' • • ' ' . ':.iy,"i i�'.. :51'.Z] i,,.�:�� . f .. �i� �] 8.D2 �,�.��.�,. « �� ;�1 �: •- . p .� .� / � �,_ - 4. �r ..4. �� a .. o �.. I � tt.._ 61�v Q '�2ti� � - �. -..� . . !� I � �F �' �$ . �'t - ;,s .� . �m_ onR. -. � :'rwp��..w �":-a • ?a':In� , � � ,: - .5�..-.:::. . �s �:�� ., i .._ _. �:l-� _ ' .:.� .� q --- . �ox �. �,= •� � _ 'isr', � �'� _.- I _ �I 1� I I I I J I II� IJ I IL�1 II I i ll � .� � � � �� '�� u ��ii7�i�i`�iiiii�iff�i�iiri�►i��i� J �� m��mmm�m�m�m� l! J I I �! • • , • � � . � ` , , • � _ � � � . � � 0 93 0% � � 0 12 0% � � 2 193 1 % � 51 666 8% � 3 36 8% � 20 192 10% � 13 124 10% � 37 333 11 % � 9 49 18% � 79 353 22% � 135 571 24% � 238 982 24% � 241 865 28% +� 132 456 29% � 124 418 30% " � 273 895 31 % � � � 180 546 33% � 648 1335 49% � 241 482 50% 613 904 68% CCEPTED VS A OPERTY R�ental Licren�e aensity Units Will�ing ta A.c�cept HC"�U �ensity �� $ �� _ �� .�� _ .� � °� � e�� - � � c � �aaaE M 3 r� � -�� csnN� �i � � � ! '� ; �` .e a � � *�`,y'�'�n � $ � a � �rR�uww e �� #er s�wwrn e� ��. 't � +*u*awaa� � 4 a�� ; � � wn w�m � �t ri�rb� ,�� r$ �' � � �f�ri+w ■�� ,�nm � r�w��y�b � _ � � a �.} �� y�AL a � '�1��_ � L yfj � 4AlR�R�* �� -.—�k�� +� 4W�M * �� rmlE ee . ��R� � �' � W oeli s l�M11s'�1N�IA�wY[u .•� � �IGYE �� 3' � � �i � � �a�u ao �� s �� ' '� aur�s � �"�� f � � -4� � �� `��' �� '�._`� � . OI�111��RT� • 0�Yl��k7�G 'l� � � � � _T-� _ � � �t�� _,€,� _ � � �s � � � '�� v�'. � �� .� s �U�` �w . s � � �,�"� �� swaur�p ��•4 6 ��,� '�� yw�raa ��• 6 � � �� . i i �um.v��"� i Go�e�n�� x AFFORDABLE - 020 Nine (9) Projects approved by City Council for Urban Revitalization Area • 124 New Affordable Units Operating, serving 18 Housing Choice Vouchers • 50 New Affordable Units under construction ' 37 New Affordable units proposed February 2020 . ota n ew � n ro ress T ,\� � 3 5950 STI LL MISSI NG RELEVANT DATA � � � � � fs� -�, :9s9 r+�� 3 ~:� :t. 3 ' Real Time Vacant Unit Information �` � " 1 • Including those that accept Housing ers ' �" • Rent Rates for all Units — What is available that is affordable � _ � � Accaunt News S rts Obifs Cammuni TH Siore TH 5ervice Center Weblinks Features �.,e.ardi ]o6s�Harr�e_s�Apar[ments�Cars�RVs/8oats�Merchandise�5ervices�Pets�Notices�Fartn�Auctions�Garage Sales�P3ace an Ad Your Pix&Flix �Mo� �: } " :i F�� — ..,��a�d.��, 1�-�-l� Your Pix&Flix �More i�- f r� ." - ` V L 7:1 ii�. .. .J. - � EAGLE '��,•. p' 111 �'` POIf+FT -h. :,i'.�r�, 7a,:='�-�r 5;,•inn l�allr�� CoR��Pf ❑ISTRiC7 ,:;: - � ��. Y .:a�� c � 1:1 ,rr - -�:"v �{n�P6 St4� �. ��f I O a ce �' Asbury Rd Asbury Rd ? Kaufman�qy� �' � ' t AS6iJRV � 1 F �}T � �. WEST EN❑ � pISTRICT _ _ � - 1 - - °sr•. , :1 F 1 1 1 r - � 1 � 11 � - i ��:,_:.;•;:�.r.::�:.I COLLEGE = GRANOVIEW � 2 � r� F � DISTRIGT 6 � - LL �y � � 3 " -�-.' _ � � [C � � ' `� � ' ❑ y - �� VJ�i'�R[' � � �= � 2 y � p ' � i - .• _ fl � "��.^ � " � . 'n �1�:d ' `°"`S + dIJ�UQUE ��.i: Pennsyl��,ii�� ,"insylyaniaave - 14 F1 - j �� J:,•,irl• :.. R � ' � - + � ' `[y :11 ! `'" -.S�[3w r - ' .. :_'' Q . _ . � .. , .. h _ � r...-- ''c�f-,h + _- '''13ruSi �7 _ x a Pa.� 1 1 ` Q � 1 F 4 � �� . . 7 . _ �0�7ha.. Y 'Z` t�Sr . . �. L,o'•�le St Doncre.Sr t p . i F Cr,(l;Ir Sl �Qrr',•�, d��e S . tF' 5� `� e d _,�;. 11 ACE Mp6 1iDMELE dov�r�ta�^�n Du�uq�e.�V�e do n�t �c��pt �ecti�r� �.Pl�ase �arr�plete the t�n�r�t appli�atian b� NINE TOTAL UNITS D�scription - % $�OOlMonth �alus lJtilities � $�00 Depa�it . - 6 Month lease minirnum • - • • • • - • , K ��,�r and Dryer located in the Unit `� 3r� Story • Five Do Not Accept Vouchers [No Section 8 H�use] [No �ets] �f�� . ��{rl'1��1��1 �I �15 �J�III�I��. �� 5. �� UPD�4TE�: Ne�ly Painted �I�TI��I ��, H��l�lrl� ��1��1�� 1�� . �� Ne�v Refrigerat�r L�� Ne�r ICitch�r7 H� Bath Faucets Ne�r Bathr�om 11ar�it�r Ne�r �ind�v� Blinds Ne�v Li�ring � Bedr��rr� Lights ��h�r� �r�� r��r �r� �it�. ��r�� rl�ir�� r�l�, IV� n,�� , �o� � �I�I�1�� . �� I�LI�I I�� f��J��l��. �� No �mokingF No H�usir,gr N� Pets! i:a_'-'"' I - EAGLE •�., 1 I I i �1�t POIf+FT 'J'T. � :i '-j'��'' ,•inn Vallr� �GorteP Pr oisTR��r • .� �� -. Y .:�� s , � r I:1 a6 �' - " -- C - � - 'r - �. : t'R� $gt 9� �ti�7; o �.a� �c �arPr- ~! � �`�� A;bury��l A�L•�,:�yf�c' o�. Kaufman+�Ave .a� ?: � A561JRY � 11 `� V`T •- WEST EN❑ � ❑ISTRICF _ � : � 3 ,�. -. _ y� 1 1 1 `r - � h�" ' :I F a ' y � � �'w p '` � a � - — � ,. 11 � COL�EGE i �. p - , GRANOVdEW � � DISTRICT 2 � .r � -'- � � - ii � II n Ul � 2 • �.;i'• ... m _ _ _ ' 1 - 4 — �.:.. , ;i: •.:� Pennsylva�ii�� - �r��•- �+ � dUgUQUE F, : � ,;��:. � � � � � ��,� � :�� i:: - a '_'_ ��F�-' � � .,i..�r i: y�3S _ ¢ vj _ x ,•.,.a 1 I a, c� '. 1 F � -- � 7 ti � . � �pcicye s� SI n S '� iF '-r;�.'•�,,5, '7'7�ge d. ,;e =� �.-.c1 P .� II ACE Mp6 NDMELE �� SIX TOTAL UNITS ��r-�� , �til iti �� r��t i r��l��. f�,l� f��i r�� r ��. �1 ��r I��. �� L�� I�� I� � � ET� � � � E�T I � I� � � �� L�� • • � � � • � • • • • • • • • • • soon as possible to prevent landlords from failing to rent to people based on the use of a Housing Choice Voucher" STAFF RECOMMEN A • We have data that shows disparate impact on housing choice (refer to Census Tract Data� by those that need Housing Assistance. • To recognize any significant changes, larger commitment from the City Council in the following areas: • Funding for Incentives�Education�0utreach • Commit to Fair Housing Testing • Advertising specifically "Students Welcome" and no "No Section 8"— Are we allowing discrimination based on familial status without an ordinance? • 49% of participants are racial minorities - Are landlords showing units and using "I don't accept Section 8" as a way to not rent to a racial minority? � � . - � • � . �I��J\I�JI\ Effecti�eness �f t� p 5 nonmonetar�r in�enti�re� Effecti�eness � Don't kna�,��Not sure • Effecti�re �l�t �rery effec�i�e , Dire�t depos � 5 � � � � �, La n d I a��c; ._ . 4..-a 1 � � 1.� � � � �� Landl�rd ��rkshop��utrea+cf• 7 L � � � r-+ � � � � La�dlard I�a�sa� g � � z St��eamlir�ed ir�spection process � Nurnber of PHAs Effecti�en �ss of top 5 mvn �tar}� incer�ti�es . . . 'I�lot sure � Effec�i�re � Nat very effective .i � � �perty darr�age reim�ursemer�t � � � � �� llacancy loss pa�ment/Re-rerrt bonus � � � � .� � 1 ` Increa�ed pmt stancfard in high app area� 3 � � � � � � Ne�v landlard in high op� area� bonu� 3 , Securit�r depasit as�istance � Number af PHAs - , 1 � r1 � 1f f � + i � . , . . , . . i i r� % � � � . . f�� , � . �' �� ` If you haue a Vacan[unit ta ren[,cunsider adVertising , �7 � (��f � "Housing Vouchers Welcorne"ar"will accept Housing �� .� � Vouchers." You can list ynur vacant units with the "�� City far free! Yau still haVe all rights to select or deny F x�� the applicant for your housing unit based on your o-wn � criteria. , _ ~ • � - . � • M As you pro6a61y know,haus�ng proViders are required � ta conduct a background check an prospective tenants 6efore renting to them,through this program or . — _ � otherwise.Llpon roquest,the City can provide you with � ti that hsckground check for HCV clients. ' �� Once you have selected your tenant,the HCV � , parkicipant will have s"Request for Tenancy Approval" packet for you to complete the necessary farms.When i r`'' 'r t � those forms are returned to our ofFice,alang with the -F i�� "� � lease{leauing only the dates blankl,City staff will � �. contact you to schedule an initial inspection to ensure � i thak it meets the Property Maintenance Code of the City fi of 6ubuque_ � �� nce the unit passes inspection,and the lease and -__ _ _ cantract are completed,the housing providerwill start to receive payments on behalf af the resident � on the date agreed upon hy all parties_ The lease is � � an agreement 6etween the resident and the housing � proVider for a one-year periad. The contract is an ti �eement 6etween the hausing proVider and the City �, � 4� �i of Duhuque Hausing and Cornmunity Qevelapment � • � .__ I 6epartment_The resident is responsi6le for the payment � of the security deposit directly to the housing pro4ider. v ' The amour`of the security deposit should he the same � � • , � � . • • � � �ti� �� +� ', �' as what y�4�harge other non-assisted tenants. � � ' i� —a�+7��. - 'i. � �5 ``ll`� -�.�. - • � � � � � � � � � • - - — � eouu nvUsiNc ' ' pPPpRT�iNifY a� — I .i' r 1 + • . ► � t , r r r Adrienne Breitfelder From: Roy D. Buol Sent: Sunday, February 28, 2021 4:52 PM To: Mike Van Milligen; Adrienne Breitfelder Subject: Fwd: Source of Income Ordinance and the Dubuque City Council Sent from my iPhone Begin forwarded message: From: Craig Beytien <cbeytien@hotmail.com> Date: February 28, 2021 at 3:14:05 PM CST To: "Roy D. Buol" <rdbuol@cityofdubuque.org> Subject: Source of Income Ordinance and the Dubuque City Council Honorable Roy D. Buol Mayor City of Dubuque Dear Roy: We read with interest the article in the TH on the "source of income" ordinance the Housing Commission is unanimously recommending the Council adopt. It may be that the State Legislature acts and nullifies any action a municipality might attempt. However, as a Landlord with three lower-income apartments, the idea that elderly or those disabled are being discriminated again is simply untrue. That population is often consider desirable as a tenant, as they are typically longer term, quiet, and reliable. The issue is people coming in from other states taking advantage of our voucher program, obtaining them and then leaving to return with a voucher in hand. Many are on longer waiting lists in other states and use Dubuque as a "quick pass"to obtain a voucher. This takes courage to talk loudly about Such dialogue is "verboten" given the cancel culture that currently neuters open debate. As our building on Central Avenue is subsidized,we are required to take Section 8. We do not have any qualms about that and simply want responsible people in our building regardless of their source of income. In such situations, leases must be month to month, so people from other states are encouraged to take advantage of our program then leaving within in a few months to return to their own State. This mobility of residents adds significant costs to Landlords just to manage the requirements of the program, let the cost of advertising, cleaning, managing showings, and often loss of revenue. Property owners outside of those subsidized should have the right to determine who should be able to reside on their property. This is another attack on personal property rights and a trend in the progressive playbook to harm those who have invested greatly in our community. This incremental punishment of those who take the risk and initiative to offer housing is unfair and is a disincentive to encouraging others to build more capacity let alone improve current housing options. Once again, here's an example of a municipality attacking all landlords, because some exercise higher selectivity in their tenant selection. i Over thirty percent of rental venues already take vouchers.That's a significant number. We urge to ask many more questions about this before you take a position? 1. What is the turnover rate of people obtaining a voucher in Dubuque,then departing the city within 6 months of assuming residency? 2. Why can't those Landlords with Section 8 residents require a minimum 6 month or 1-year lease? Month to month adds to turnover and voucher abuse. 3. What evidence is Housing offering to justify this quite dramatic change? Is this just a "feeling" so supported by real data? 4. Are we aware of the impact of residential instability and mobility on our increasing crime rate? Craig and Kristina Beytien 1838 Central Ave. Dubuque, IA 52001 630-926-5761 Click here to report this email as spam. 2 Adrienne Breitfelder From: Roy D. Buol Sent: Monday, March 1, 2021 10:44 AM To: Mike Van Milligen; Adrienne Breitfelder Subject: Fwd: S.O.I discussion Sent from my iPhone Begin forwarded message: From:Janel <JMaro125@msn.com> Date: March 1, 2021 at 8:36:09 AM CST To: "Roy D. Buol" <rdbuol@cityofdubuque.org> Cc: "Ric W.Jones" <rjones@cityofdubuque.org>, Brad Cavanagh <Bcavanagh@cityofdubuque.org>, "David T. Resnick" <dresnick@cityofdubuque.org>, Kevin Lynch <klynch@cityofdubuque.org>, Danny Sprank<Dsprank@cityofdubuque.org>, Laura Roussell <Lroussell@cityofdubuque.org> Subject:S.O.I discussion To the Honorable mayor and city council; Tonight you will be asked by the housing commission to consider a S.O.I. ordinance. The Dubuque area landlord association is strongly opposed to a requirement that housing providers must accept vouchers from a federal program that is 100%voluntary. Landlords should not be forced to do business with the federal government unless they choose to do so. Over the past several years some changes in the program as well as incentives has more landlords participating than ever before. Recent data shows about 33% of landlords accept vouchers with about 3,000 units available when they come open for voucher holders to consider. Our association working with the housing department and promoting the program is working, there is not a need to mandate this program. You may hear that voucher holders have a hard time finding a place to live, let me assure you it's not because the units are not available, it may be because of rental history, waiting until a few days before the voucher is to expire before they start looking for a place and many other reasons. A S.O.I. ordinance and taking away the property rights of housing providers has a negative effect. It's best for all of us working together to improve the program that will get the best results. Thank you. Jerry Maro President Dubuque Area Landlord Association Sent from Windows Mail i Click here to report this email as spam. 2 Adrienne Breitfelder From: Citizen Support Center <dubuqueia@mycusthelp.net> Sent: Monday, March 1, 2021 3:53 PM To: Adrienne Breitfelder Subject: "Contact Us" inquiry from City of Dubuque website Contact Us Name: Margie White Address:3197 Highland Park Drive Ward: Phone:5635881574 Email: r2mlwhite@aol.com City Department: City Council Message:Good afternoon.Thank you all for your service to the City of Dubuque. I have been a Landlord for over 42 years in Dubuque and I work closely with the City of Dubuque and the Housing Voucher program as well as ECIA. I first of all want to say I am against the Source of Income. I rent to a majority of people who are involved with the Section 8 program and will continue to do so, but I do not think anyone should be forced to participate in the program.This is a choice we as property owners/managers should be able to make; not a mandate by the City.We were told that some changes would be made to make the program more desirable and at least some education on it, but I have not seen any progress in that are. The second issue I'd like to address is that I know there is a statistic that says there are a lot of vouchers not filled and waiting to be filled and some that expire. I just want to tell you from the property manager side that many of the voucher holders wait until the very last minute to make appointments to look at units and then apply.We probable receive 4-10 calls a week from voucher holders that have had their voucher for well over 2 months and now have less than 2 weeks or less to come look,apply, and be accepted, and paper work handed into the City. I just wanted you to know that it is not because of units not being available, but because the Voucher holder does not do their part to find a place in a timely fashion.Thank you very much for letting me share this information with you. Click here to report this email as spam. i