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Submission of Annual Public Housing Agency (PHA) Plan - Federal Fiscal Year 2023 (PHA Fiscal Year 2024) Annual Plan_HearingCity of Dubuque City Council Meeting Public Hearings # 01. Copyrighted April 3, 2023 ITEM TITLE: Submission of Annual Public Housing Agency (PHA) Plan — Federal Fiscal Year 2023 (PHA Fiscal Year 2024) Annual Plan SUMMARY: Proof of publication on notice of public hearing to consider City Council approval to submit the Federal Fiscal Year 2023 Annual PHA Plan along with the Certification for Consistency with the Consolidated Plan, and City Manager recommending approval. SUGGESTED DISPOSITION: ATTACHMENTS: Description MVM Memo Memo Resolution FFY2023 PHAAnnual Plan RESOLUTION Authorizing the Mayor to execute the Certification by State or Local Office of Public Housing Agency (PHA) Plan's Consistency with the Consolidated Plan and approval of the PHA Fiscal Year 2024 Annual Plan Suggested Disposition: Receive and File; Adopt Resolution(s) HUD Form 50077 - Mayor Approval HUD Form 50077 - Director Approval Proof of Publication Type City Manager Memo Staff Memo Resolutions Supporting Documentation Supporting Documentation Supporting Documentation Supporting Documentation THE CITY OF Dubuque DUJBQTE All -America City Masterpiece on the Mississippi � pp zo��.*o> zOl720zoi9 TO: The Honorable Mayor and City Council Members FROM: Michael C. Van Milligen, City Manager SUBJECT: Submission of Annual Public Housing Agency (PHA) Plan — Federal Fiscal Year 2023 (PHA Fiscal Year 2024) Annual Plan DATE: March 23, 2023 Housing & Community Development Director Alexis Steger is recommending City Council approve to submit the Federal Fiscal Year 2023 Annual PHA Plan along with the Certification for Consistency with the Consolidated Plan. Each year the City of Dubuque is required to submit a PHA (Public Housing Agency) Plan. The PHA Plan is a comprehensive guide to the policies, programs, operations and strategies for meeting local housing needs and goals. There are two parts to the PHA Plan: the 5-Year Plan which was submitted in fiscal year 2020 and the Annual Plan, which is submitted this year. Part of the submission includes the Certification by State or Local Office of PHA Consistency with the Consolidated Plan. The PHA Plan and Certifications follow HUD approved templates and must be submitted accordingly. Any local, regional, or State agency that receives funds to operate Federal Section 8 Housing Choice Voucher programs must submit a PHA Plan. To ensure public participation in the process, PHA Plans must be available for inspection by the public both during the public review period prior to the board hearing and submission to HUD. Public Notice was published 45 days in advance of this Public Hearing. The Housing Commission voted to approve the PHA Plan on Tuesday, January 31, 2023. The PHA Resident Advisory Board also reviewed the PHA Plan on February 6, 2023 and all comments and minutes from their meeting is included in the plan. I concur with the recommendation and respectfully request Mayor and City Council approval. v Micha I C. Van Milligen MCVM:sv Attachment cc: Crenna Brumwell, City Attorney Cori Burbach, Assistant City Manager Alexis Steger, Housing & Community Development Director THE C DUUB--*--TE Masterpiece on the Mississippi TO: Michael C Van Milligen, City Manager FROM: Alexis Steger, Housing & Community Development Director DATE: March 22, 2023 Dubuque All-AmericaNY 1IIII®r 2007•2012-2013 2017*2019 RE: Submission of Annual Public Housing Agency (PHA) Plan — Federal Fiscal Year 2023 (PHA Fiscal Year 2024) Annual Plan INTRODUCTION Each year the City of Dubuque is required to submit a PHA (Public Housing Agency) Plan. The PHA Plan is a comprehensive guide to the policies, programs, operations and strategies for meeting local housing needs and goals. There are two parts to the PHA Plan: the 5-Year Plan which was submitted fiscal year 2020 and the Annual Plan, which is submitted this year. Part of the submission includes the Certification by State or Local Office of PHA Consistency with the Consolidated Plan (HUD-50077 Form). BACKGROUND The PHA Plan and Certifications follow HUD approved templates and must be submitted accordingly. Any local, regional, or State agency that receives funds to operate Federal Section 8 Housing Choice Voucher programs must submit a PHA Plan. To ensure public participation in the process, PHA Plans must be available for inspection by the public both during the public review period prior to the board hearing and submission to HUD. Public Notice was published 45 days in advance of the Public Hearing held on April 3, 2023. The Housing Commission voted to approve the PHA Plan on Tuesday, January 31, 2023. The PHA Resident Advisory Board also reviewed the PHA Plan on February 6, 2023 and all comments and minutes from their meeting is included in the plan. RECOMMENDATION We are requesting approval to submit the Federal Fiscal Year 2023 Annual PHA Plan along with the Certification for Consistency with the Consolidated Plan. Prepared by Gina Hodgson Housing & Community Devel 350 W. 61" St Suite 312 Telephone (563) 690-6072 Return to Adrienne N. Breitfelder, City Clerk, 50 W. 131" St., Dubuque, IA 52001, (563) 589-4100 RESOLUTION NO. 94-23 RESOLUTION AUTHORIZING THE MAYOR TO EXECUTE THE CERTIFICATION BY STATE OR LOCAL OFFICE OF PUBLIC HOUSING AGENCY (PHA) PLAN'S CONSISTENCY WITH THE CONSOLIDATED PLAN AND APPROVAL OF THE PHA FISCAL YEAR 2024 ANNUAL PLAN Whereas, the U.S. Department of Housing and Urban Development requires submission of the Public Housing Agency (PHA) Plan on an annual basis; and Whereas, the U.S. Department of Housing and Urban Development requires Certification of the PHA Plan's Consistency with the Consolidated Plan; and Whereas, the Housing commission held a public meeting to review the Annual Plan on January 31, 2023; and Whereas, the Resident Advisory Board held a public meeting to review the Annual Plan on February 6, 2023; and Whereas, the City Council held a public hearing to receive comment on the proposed Public Housing Authority Fiscal Year 2024 Annual Plan on April 3, 2023 NOW, THEREFORE BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF DUBUQUE IOWA: Section 1: That the Mayor is hereby authorized and directed to certify the PHA Federal Fiscal Year 2023 Annual Plan's Consistency with the Consolidated Plan; and Section 2: That the Director of Housing and Community Development is hereby authorized to submit the PHA Annual Plan and the Certification as required by the U.S. Department of Housing and Urban Development. Passed, approved and adopted this 3rd day of April, 2023. Attest: Adrienne N. Breitfelder, City Clerk Streamlined Annual U.S. Department of Housing and Urban Development OMB No. 2577-0226 PHA Plan Office of Public and Indian Housing Expires 03/31/2024 (High Performer PHAs) PUBLIC NOTICE PROPOSED FISCAL YEAR 2023 PUBLIC HOUSING AGENCY (PHA) ANNUAL PLAN Notice is hereby given that the Dubuque City Council will conduct a public hearing on Monday, April 3, 2023 at a meeting to commence at 6:30 p.m. in City Council Chambers, 350 West 6th Street, Dubuque, Iowa. The City Council will consider a proposed Fiscal Year 2023 PHA Annual Plan. Interested parties may examine the contents of the proposed Plan at the City Clerk's Office, City Hall, 50 West 13t" Street; and the Housing and Community Development Department, 350 West 6t" Street, Suite 312, Dubuque Iowa, and the City Website at www.cityofdubuque.org/adminplan. Written comments may be submitted on or before the time of the public hearing to the City of Dubuque Housing and Community Development Department, 350 W 6t" St, Suite 312, Dubuque Iowa 52001 (563-690-6096) or ghodgson(b-cityofdubug ue.org. At said time and place of public hearing all interested citizens and parties will be given an opportunity to be heard for or against said plan. 1:2t EOUAI HOUSING OPPORTUNITY Page 1 of 10 form HUD-50075-HP (03/31 /2024) Purpose. The 5-Year and Annual PHA Plans provide a ready source for interested parties to locate basic PHA policies, rules, and requirements concerning the PHA's operations, programs, and services, including changes to these policies, and informs HUD, families served by the PHA, and members of the public of the PHA's mission, goals and objectives for serving the needs of low- income, very low- income, and extremely low- income families Applicability. The Form HUD-50075-HP is to be completed annually by High Performing PHAs. PHAs that meet the definition of a Standard PHA, Troubled PHA, HCV-Only PHA, Small PHA, or Qualified PHA do not need to submit this form. Definitions. (1) High -Performer PHA — A PHA that owns or manages more than 550 combined public housing units and housing choice vouchers and was designated as a high performer on both the most recent Public Housing Assessment System (PHAS) and Section Eight Management Assessment Program (SEMAP) assessments. (2) Small PHA - A PHA that is not designated as PHAS or SEMAP troubled, and that owns or manages less than 250 public housing units and any number of vouchers where the total combined units exceed 550. (3) Housing Choice Voucher (HCI9 Only PHA - A PHA that administers more than 550 HCVs, was not designated as troubled in its most recent SEMAP assessment and does not own or manage public housing. (4) Standard PHA - A PHA that owns or manages 250 or more public housing units and any number of vouchers where the total combined units exceed 550, and that was designated as a standard performer in the most recent PHAS or SEMAP assessments. (5) Troubled PHA - A PHA that achieves an overall PHAS or SEMAP score of less than 60 percent. (6) Qualified PHA -A PHA with 550 or fewer public housing dwelling units and/or housing choice vouchers combined and is not PHAS or SEMAP troubled. A. PHA Information. A.1 PHA Name: City of Dubuque PHA Code: IA087 PHA Type: ® High Performer PHA Plan for Fiscal Year Beginning: (MM/YYYY): 07/O1/2023 PHA Inventory (Based on Annual Contributions Contract (ACC) units at time of FY beginning, above) Number of Public Housing (PH) Units 0 Number of Housing Choice Vouchers (HCVs) 1,114 Total Combined 1,114 PHA Plan Submission Type: ® Annual Submission ❑Revised Annual Submission Availability of Information. In addition to the items listed in this form, PHAs must have the elements listed below readily available to the public. A PHA must identify the specific location(s) where the proposed PHA Plan, PHA Plan Elements, and all information relevant to the public hearing and proposed PHA Plan are available for inspection by the public. Additionally, the PHA must provide information on how the public may reasonably obtain additional information of the PHA policies contained in the standard Annual Plan but excluded from their streamlined submissions. At a minimum, PHAs must post PHA Plans, including updates, at each Asset Management Project (AMP) and main office or central office of the PHA. PHAs are strongly encouraged to post complete PHA Plans on their official website. PHAs are also encouraged to provide each resident council a copy of their PHA Plans. ❑ PHA Consortia: (Check box if submittin a Joint PHA Plan and complete table below) Participating PHAs PHA Code Program(s) in the Consortia not in the Consortia Consortia No. of Units in Each Program PH HCV Lead PHA: B. Plan Elements i Page 2 of 10 form HUD-50075-HP (03/31/2024) B.1 Revision of Existing PHA Plan Elements. (a) Have the following PHA Plan elements been revised by the PHA since its last Annual PHA Plan submission? Y N ❑ M Statement of Housing Needs and Strategy for Addressing Housing Needs. ❑ M Deconcentration and Other Policies that Govern Eligibility, Selection, and Admissions. ❑ M Financial Resources. ❑ M Rent Determination. ❑ M Homeownership Programs. ❑ M Safety and Crime Prevention. ❑ M Pet Policy. ❑ M Substantial Deviation. ❑ M Significant Amendment/Modification (b) If the PHA answered yes for any element, describe the revisions for each element below: Residency Preference implementation. (c) The PHA must submit its Deconcentration Policy for Field Office Review. B.2 New Activities. (a) Does the PHA intend to undertake any new activities related to the following in the PHA's current Fiscal Year? Y N ❑ M Hope VI or Choice Neighborhoods. ❑ M Mixed Finance Modernization or Development. ❑ M Demolition and/or Disposition. ❑ M Conversion of Public Housing to Tenant Based Assistance. ❑ M Conversion of Public Housing to Project -Based Rental Assistance or Project -Based Vouchers under RAD. ❑ M Project Based Vouchers. ❑ M Units with Approved Vacancies for Modernization. ❑ M Other Capital Grant Programs (i.e., Capital Fund Community Facilities Grants or Emergency Safety and Security Grants). (b) If any of these activities are planned for the current Fiscal Year, describe the activities. For new demolition activities, describe any public housing development or portion thereof, owned by the PHA for which the PHA has applied or will apply for demolition and/or disposition approval under section 18 of the 1937 Act under the separate demolition/disposition approval process. If using Project -Based Vouchers (PBVs), provide the projected number of project -based units and general locations, and describe how project basing would be consistent with the PHA Plan. B.3 Progress Report. Provide a description of the PHA's progress in meeting its Mission and Goals described in the PHA 5-Year Plan. Mission: The City of Dubuque Housing & Community Development Department's mission is to provide decent, safe, and affordable rental housing and to provide opportunities that promote self-sufficiency, economic independence, and homeownership opportunities for eligible Housing Choice Voucher participants. PHA Goal: Meet the need for quality, affordable rental homes — The City of Dubuque has worked with Greater Dubuque Development Corporation to identify the specific housing needs in the Community. Using that data, the City has been working with developers to address the housing needs and find ways to use Housing Tax Increment Financing as well as other possible revenue streams to help support and incentivize housing development in the City. The City of Dubuque PHA has also adopted the International Property Maintenance Code for building inspection compliance. This has helped to set the standard for quality units and fair housing opportunities to voucher holders and all tenants throughout the City. PHA Goal: Increase the Acceptance of Housing Choice Vouchers by Housing Providers — The City of Dubuque has increased landlord education about the HCV program as well as created a landlord education video to be shared among that specific group in hopes to dispel some of the HCV rumors while also providing information as to why/how HCV benefits the entire community. PHA also implemented a new, easier to use software that aides owners and tenants in communication and document transmittal, allowing the HCV program to progress with the times and provide ease of use. The voucher payments standards are reviewed yearly, if not more, and updated to reflect market changes and demand. PHA Goal: Implement local government policies that encourage equity and decrease disparate impacts — constant review of data surrounding voucher issuance and use in order to identify possible barriers or impacts that need to be addressed in order to run a fair and equitable program. PHA Goal: Increase access to opportunity and the building of social capital — The Childcare Initiative has been working hard to identify needs of and barriers to the community's workforce. Several needs were identified. One outcome is the opening of a new childcare facility that can address the childcare needs in the community and therefore, allowing working parents more opportunity and workforce advancement potential. Page 3 of 10 form HUD-50075-HP (03/31/2024) BA. Capital Improvements. Include a reference here to the most recent HUD -approved 5-Year Action Plan in EPIC and the date that it was approved. B.5 Most Recent Fiscal Year Audit. (a) Were there any findings in the most recent FY Audit? Y N (b) If yes, please describe: C. IL Other Document and/or Certification Requirements. C.1 Resident Advisory Board (RAB) Comments. (a) Did the RAB(s) have comments to the PHA Plan? Y N El ED (b) If yes, comments must be submitted by the PHA as an attachment to the PHA Plan. PHAs must also include a narrative describing their analysis of the RAB recommendations and the decisions made on these recommendations. Certification by State or Local Officials. C.2 Form HUD-50077-SL, Certification by State or Local Officials of PHA Plans Consistency with the Consolidated Plan, must be submitted by the PHA as an electronic attachment to the PHA Plan. C.3 Civil Rights Certification/Certification Listing Policies and Programs that the PHA has Revised since Submission of its Last Annual Plan. Form 50077-ST-HCV-HP, PHA Certifications of Compliance with PHA Plan, Civil Rights, and Related Laws and Regulations Including PHA Plan Elements that Have Changed must be submitted by the PHA as an electronic attachment to the PHA Plan. CA Challenged Elements. If any element of the PHA Plan is challenged, a PHA must include such information as an attachment with a description of any challenges to Plan elements, the source of the challenge, and the PHA's response to the public. (a) Did the public challenge any elements of the Plan? Y N If yes, include Challenged Elements. Page 4 of 10 form HUD-50075-HP (03/31/2024) D. DA Affirmatively Furthering Fair Housing (AFFH). 4MENIP Affirmatively Furthering Fair Housing. Provide a statement of the PHA's strategies and actions to achieve fair housing goals outlined in an accepted Assessment of Fair Housing (AFH) consistent with 24 CFR § 5.154(d)(5). Use the chart provided below. (PHAs should add as many goals as necessary to overcome fair housing issues and contributing factors.) Until such time as the PHA is required to submit an AFH, the PHA is not obligated to complete this chart. The PHA will fulfill, nevertheless, the requirements at 24 CFR § 903.7(o) enacted prior to August 17, 2015. See Instructions for further detail on completing this item. Fair Housing Goal: Describe fair housing strate;;ies and actions to achieve the zoal PHA Goal: Meet the need for quality, affordable rental homes Sub Goal: Support affordable housing developments outside areas of concentrated poverty to ensure equitable access to quality housing throughout the City. • Worked with Greater Dubuque Development Corporation to gauge the Housing needs in the Community. Using that data and knowledge, we continue to work with developers and owners looking to create and maintain affordable housing stock throughout the community. • Efforts continue to provide City support to developers seeking Low Income Housing Tax Credits for the creation of new affordable rental units. • Small Area FMRs adopted and utilized in area codes 52002 & 52003 in an effort to de -concentrate poverty and provide housing opportunities in all different areas of the city. Sub Goal: Preserve, rehabilitate, and promote quality affordable housing. • The City of Dubuque Housing & Community Development Department has many different programs that aide in the preservation and creation of quality, affordable housing. CDBG funds are utilized for housing rehabilitation purposes and blight reduction. • A first-time homebuyer program is available and helps align interested clients on the path to homeownership through education, down payment assistance, and a low interest loan to allow homeownership to be attained. • We also continue efforts to affirmatively further fair housing through our rental licensing and tiered inspections process by cracking down on non -licensed rental units and by adopting the International Property Maintenance Code to hold units to a higher standard with the goal of providing quality, healthy, and safe environments for citizens to choose to live in. PHA Goal: Increase the Acceptance of Housing Choice Vouchers by Housing Providers Sub Goal: Reduce negative community perceptions of poverty that impacts fair housing and access to opportunity for low-income residents • Complete an Equitable Poverty Prevention Plan and implement recommendations — In fiscal year 2020 the City hired a consultant to oversee the development of the Equitable Poverty Prevention Plan. Multiple avenues of research and community engagement assisted in the creation of the final plan that was presented to the City Council in January 2021. Recommendations from that plan were used as guiding principles to form budget requests and guide resource enhancements in the community. The City created an Office of Shared Prosperity as a new department with a focus on neighborhood equitability and inclusion. Fiscal Year 2022 focused on getting that department established and for data collection to begin. Fiscal Year 2023 will focus on beginning to evaluate available data while also identifying other needed data points to focus efforts on. • Continue efforts of re -branding the HCV Program adopted by City Council as an alternative to a Source of Income Ordinance — In fiscal year 2020 the City focused on researching ways to incentivize landlords to accept HCV Program vouchers. We are still implementing efforts to increase landlord education surrounding the HCV program, a landlord education video was released in Spring of 2022. Despite efforts to promote landlord incentives in fiscal year 2021, we learned that they were not successful in substantially Page 5 of 10 form HUD-50075-HP (03/31/2024) increasing landlord participation. Fiscal year 2023 will focus more on the landlord/PHA communication to ensure those landlords that do participate in the HCV program continue to accept vouchers. • Implement communication and trust -building activities for landlords and HCV program participants — In fiscal year 2022 City staff continued to meet with the Landlord Association monthly to trouble shoot the reasons for low participation numbers and portray an accurate picture of available units willing to accept HCV payments. Educational outreach, direct deposit payments and online landlord document access continue to be utilized and help to recruit and gauge interest in program participation by landlords. Fiscal year 2023 will be focusing on modifying the PHA website to be more user friendly and creating ease of accessibility for owners looking for information as well as locating documents, checklists, and regulations. Sub Goal: Streamline processes that create barriers for housing providers to accept vouchers. • Produce online briefing to increase awareness of tenant responsibility - The online briefing was created and went live in the summer of 2020. This has allowed the process to be more streamlined and convenient for clients to do at their leisure within a specific time frame and has allowed many to lease up at a quicker rate due to the ease of accessibility. This continued to be a pivotal asset in 2021-2022 due to the COVID-19 Pandemic and the health risk implications face to face meetings imposed. In person or phone briefings are carried out on a request basis. Fiscal year 2023 will focus on simplifying the information overload given at the briefing, with an emphasis on making sure clients understand the rules and regulations, while also answering many of the common questions/issues that arise for tenants utilizing the HCV program. • Update Voucher Payment Standards and review exception rent using Small Area FMRs by zip code in order to maximize payments to match the market while enticing areas outside of the 52001-zip code to accept HCV program participants as tenants. The Voucher Payment Standards were reviewed and revised to go into effect December 1, 2022. The PHA chose to increase VPS to 110% of FMR while continuing to offer exception rent areas in the form of Small Area FMRs in the 52002 & 52003 zip codes in an effort to promote lease ups in areas of the city that don't have a lot of voucher holders. The de -concentration of poverty initiative is guiding the higher VPS in the 52002 & 52003 zip codes, with the goal of allowing voucher holders the opportunity to have a choice to rent in other areas outside of the heavily voucher leased 52001 zip code area. Voucher Payments Standards continue to be reviewed based on market fluctuations due to unit demand and availability. • In fiscal year 2023 the City of Dubuque is pursuing the implementation of a residency preference for the HCV Waiting List lottery, whereas a preference point will be added to an applicant's application if they are currently a City of Dubuque resident. PHA believes this effort will lead to quicker lease ups and greater landlord participation. This change is needed due to the low number of vacant units available. To maintain funding levels needed, the PHA needs to serve tenants under a current lease that are in need of assistance. Fair Housing Goal: Describe fair housinz stratezies and actions to achieve the coal PHA Goal: Implement local government policies that encourage equity and decrease disparate impacts Sub goal: Conduct audits to decrease disparate impacts • Audit background check process from local ordinance requirements - In fiscal year 2020 the City began researching background check processes. The City runs free background checks for landlords on prospective tenants for the HCV program. Feedback received showed that these reports were confusing and could be adversely affecting tenants. We had cross -departmental staff examine the documents that housing providers receive, and most people were unable to read them correctly; According to HUD guidance and the Analysis of Impediments — best practice was not to rely on arrests in making rental decisions due to potential disparities and bias. While we did not have a way to know how each landlord used the information, we determined that we were likely contributing towards bias and inequity and stopped this practice. On October 22, 2020, arrest records were removed from the landlord background checks provided by the City. This continues to be our procedure. The background checks were reviewed again in April 2021 to ensure compliance with new forms. • A new software to manage the HCV caseload and expenditures was implemented in the Spring of 2022. This new software enables the PHA to gather additional metrics and data to be available to assist in the analysis of community needs and barriers. Page 6 of 10 form HUD-50075-HP (03/31/2024) • Efforts continue to translate all necessary documents into Spanish and Marshallese in order to break down communication barriers and allow easier accessibility to programs and information for the entire community. PHA is focusing efforts on translation services and interpreter needs and accessibility. • Efforts increased to create more social media presence to engage the community through education and awareness. A landlord education video was released in Spring of 2022. City staff is also researching the potential benefits of offering a tenant education course and other possible ways to lessen the burden of moving and unit damage. Sub Goal: Analyze data to increase equity Implement quarterly review of eviction data for disparate impacts — We will not be able to track this data due to the lack of capability in the County Offices to support reporting. We will continue to work with individuals and complaints about wrongful evictions at this time. Fair Housing Goal: Describe fair housing strategies and actions to achieve the goal PHA Goal: Increase access to opportunity and the building of social capital Sub Goal: Evaluate barriers that still exist, preventing residents from earning a livable wage, and address barriers to success. • Join the Childcare Initiative to find ways to fund/provide childcare without 2 year waiting periods — In fiscal year 2021 we participated in many of the Childcare Coalition meetings in order to help generate ideas and identify potential barriers, resources, and solutions to assist parents in their goals of balancing a family and a career. In 2022 the City of Dubuque PHA worked with Childcare initiative to put the data and research into action, the result is a new childcare facility to address the working parent barriers — scheduled to be opening in 2023. • Sustainability Coordinator was granted additional funding through the City's annual budget process to add a summer intern, it is a goal for that department to do some additional work to address the food deserts in the community. Instructions for Preparation of Form HUD-50075-HP Annual Plan for High Performing PHAs A. PHA Information. All PHAs must complete this section. (24 CFR §903.4) A.1 Include the full PHA Name, PHA Code, PHA Type, PHA Fiscal Year Beginning (MM/YYYY), PHA Inventory, Number of Public Housing Units and or Housing Choice Vouchers (HCVs), PHA Plan Submission Type, and the Availability of Information, specific location(s) of all information relevant to the public hearing and proposed PHA Plan. (24 CFR 003.230)(e)) PHA Consortia: Check box if submitting a Joint PHA Plan and complete the table. (24 CFR §943.128(a)) B. Plan Elements. BA Revision of Existing PHA Plan Elements. PHAs must: Identify specifically which plan elements listed below that have been revised by the PHA. To specify which elements have been revised, mark the "yes" box. If an element has not been revised, mark "no." ❑ Statement of Housing Needs and Strategy for Addressing Housing Needs. Provide a statement addressing the housing needs of low-income, very low-income and extremely low-income families and a brief description of the PHA's strategy for addressing the housing needs of families who reside in the Page 7 of 10 form HUD-50075-HP (03/31/2024) jurisdiction served by the PHA and other families who are on the public housing and Section 8 tenant -based assistance waiting lists. The statement must identify the housing needs of (i) families with incomes below 30 percent of area median income (extremely low-income); (ii) elderly families (iii) households with individuals with disabilities, and households of various races and ethnic groups residing in the jurisdiction or on the public housing and Section 8 tenant -based assistance waiting lists based on information provided by the applicable Consolidated Plan, information provided by HUD, and other generally available data. The statement of housing needs shall be based on information provided by the applicable Consolidated Plan, information provided by HUD, and generally available data. The identification of housing needs must address issues of affordability, supply, quality, accessibility, size of units, and location. Once the PHA has submitted an Assessment of Fair Housing (AFH), which includes an assessment of disproportionate housing needs in accordance with 24 CFR §5.154(d)(2)(iv), information on households with individuals with disabilities and households of various races and ethnic groups residing in the jurisdiction or on the waiting lists no longer needs to be included in the Statement of Housing Needs and Strategy for Addressing Housing Needs. (24 CFR §903.7(a). The identification of housing needs must address issues of affordability, supply, quality, accessibility, size of units, and location. (24 CFR 003.7(a)(2)(i)) Provide a description of the ways in which the PHA intends, to the maximum extent practicable, to address those housing needs in the upcoming year and the PHA's reasons for choosing its strategy. (24 CFR 4903.7(a)(2)(ii)) ❑ Deconcentration and Other Policies that Govern Eligibility, Selection and Admissions. Describe the PHA's admissions policy for deconcentration of poverty and income mixing of lower -income families in public housing. The Deconcentration Policy must describe the PHA's policy for bringing higher income tenants into lower income developments and lower income tenants into higher income developments. The deconcentration requirements apply to general occupancy and family public housing developments. Refer to 24 CFR §903.2(b)(2) for developments not subject to deconcentration of poverty and income mixing requirements. 24 CFR 003.7(b) Describe the PHA's procedures for maintaining waiting lists for admission to public housing and address any site -based waiting lists. 24 CFR 003.7(b) A statement of the PHA's policies that govern resident or tenant eligibility, selection and admission including admission preferences for both public housing and HCV. (24 CFR §903.7(b) Describe the unit assignment policies for public housing. 24 CFR §903.7(b) ❑ Financial Resources. A statement of financial resources, including a listing by general categories, of the PHA's anticipated resources, such as PHA operating, capital and other anticipated Federal resources available to the PHA, as well as tenant rents and other income available to support public housing or tenant -based assistance. The statement also should include the non -Federal sources of funds supporting each Federal program, and state the planned use for the resources. (24 CFR 003.7(c) ❑ Rent Determination. A statement of the policies of the PHA governing rents charged for public housing and HCV dwelling units, including applicable public housing flat rents, minimum rents, voucher family rent contributions, and payment standard policies. (24 CFR 003.7(d) ❑ Homeownership Programs. A description of any homeownership programs (including project number and unit count) administered by the agency or for which the PHA has applied or will apply for approval. For years in which the PHA's 5-Year PHA Plan is also due, this information must be included only to the extent that the PHA participates in homeownership programs under section 8(y) of the 1937 Act. (24 CFR &903.7(k) and 24 CFR §903.12(b). ❑ Safety and Crime Prevention (VAWA). A description of: 1) Any activities, services, or programs provided or offered by an agency, either directly or in partnership with other service providers, to child or adult victims of domestic violence, dating violence, sexual assault, or stalking; 2) Any activities, services, or programs provided or offered by a PHA that helps child and adult victims of domestic violence, dating violence, sexual assault, or stalking, to obtain or maintain housing; and 3) Any activities, services, or programs provided or offered by a public housing agency to prevent domestic violence, dating violence, sexual assault, and stalking, or to enhance victim safety in assisted families. (24 CFR &903.7(m)(5) ❑ Pet Policy. Describe the PHA's policies and requirements pertaining to the ownership of pets in public housing. (24 CFR 003.7(n)) ❑ Substantial Deviation. PHA must provide its criteria for determining a "substantial deviation" to its 5-Year Plan. (24 CFR §903.7(r)(2)(i) ❑ Significant Amendment/Modification. PHA must provide its criteria for determining a "Significant Amendment or Modification" to its 5-Year and Annual Plan.- For modifications resulting from the Rental Assistance Demonstration (RAD) program, refer to the `Sample PHA Plan Amendment' found in Notice PIH-212-32 REV-3, successor RAD Implementation Notices, or other RAD Notices. If any boxes are marked "yes", describe the revision(s) to those element(s) in the space provided. PHAs must submit a Deconcentration Policy for Field Office review. For additional guidance on what a PHA must do to deconcentrate poverty in its development and comply with fair housing requirements, see 24 CFR 903.2. (24 CFR §903.23(b)) B.2 New Activities. If the PHA intends to undertake any new activities related to these elements or discretionary policies in the current Fiscal Year, mark "yes" for those elements, and describe the activities to be undertaken in the space provided. If the PHA does not plan to undertake these activities, mark "no." ❑ HOPE VL 1) A description of any housing (including project name, number (if known) and unit count) for which the PHA will apply for HOPE VI; and 2) A timetable for the submission of applications or proposals. The application and approval process for Hope VI is a separate process. See guidance on HUD's website at: httns://www.hud.ggv/program_offices/public_indian_housing[programs/ph/hope(i . (Notice PIH 2011-47) ❑ Mixed Finance Modernization or Development. 1) A description of any housing (including name, project number (if known) and unit count) for which the PHA will apply for Mixed Finance Modernization or Development; and 2) A timetable for the submission of applications or proposals. The application and approval process for Mixed Finance Modernization or Development is a separate process. See guidance on HUD's website at: httns://www.hud.goy/program offices/publicindian housing(programs/ph/hope6/mfp2#4 ❑ Demolition and/or Disposition. With respect to public housing only, describe any public housing development(s), or portion of a public housing development projects, owned by the PHA and subject to ACCs (including project number and unit numbers [or addresses]), and the number of affected units along with their sizes and accessibility features) for which the PHA will apply or is currently pending for demolition or disposition approval under section 18 of the 1937 Act (42 U.S.C. 1437p); and (2) A timetable for the demolition or disposition. This statement must be submitted to the extent that approved and/or pending demolition and/or disposition has changed as described in the PHA's last Annual and/or 5-Year PHA Plan submission. The application and approval process for demolition and/or disposition is a separate process. Approval of the PHA Plan does not constitute approval of these activities. See guidance on HUD's website at: httn://www.hud.gov/offices/pih/centers/sac/demo_dispo/index.cfin. (24 CFR §903.7 1()i ) Page 8 of 10 form HUD-50075-HP (03/31/2024) ❑ Conversion of Public Housing under the Voluntary or Mandatory Conversion programs. Describe any public housing building(s) (including project number and unit count) owned by the PHA that the PHA is required to convert or plans to voluntarily convert to tenant -based assistance; 2) An analysis of the projects or buildings required to be converted; and 3) A statement of the amount of assistance received to be used for rental assistance or other housing assistance in connection with such conversion. See guidance on HUD's website at: hqp://www.hud.jzov/offices/pih/centers/sac/conversion.cfm. (24 CFR 6903.76)) ❑ Conversion of Public Housing under the Rental Assistance Demonstration (RAD) program. Describe any public housing building(s) (including project number and unit count) owned by the PHA that the PHA plans to voluntarily convert to Project -Based Assistance or Project -Based Vouchers under RAD. See additional guidance on HUD's website at: Notice PIH 2O12-32 REV-3, successor RAD Implementation Notices, and other RAD notices. ❑ Project -Based Vouchers. Describe any plans to use HCVs for new project -based vouchers. (24 CFR 083.57(b)(1)) If using project -based vouchers, provide the projected number of project -based units and general locations and describe how project -basing would be consistent with the PHA Plan. ❑ Units with Approved Vacancies for Modernization. The PHA must include a statement related to units with approved vacancies that are undergoing modernization in accordance with 24 CFR 090.145(a)(1). ❑ Other Capital Grant Programs (i.e., Capital Fund Community Facilities Grants or Emergency Safety and Security Grants). B.3 Progress Report. For all Annual Plans following submission of the first Annual Plan, a PHA must include a brief statement of the PHA's progress in meeting the mission and goals described in the 5-Year PHA Plan. (24 CFR 003.7(r)(1)) BA Capital Improvements. PHAs that receive funding from the Capital Fund Program (CFP) must complete this section. (24 CFR &903.7 (g)). To comply with this requirement, the PHA must reference the most recent HUD approved Capital Fund 5 Year Action Plan in EPIC and the date that it was approved. PHAs can reference the form by including the following language in the Capital Improvement section of the appropriate Annual or Streamlined PHA Plan Template: "See Capital Fund 5 Year Action Plan in EPIC approved by HUD on XX/XX/XXXX." B.5 Most Recent Fiscal Year Audit. If the results of the most recent fiscal year audit for the PHA included any findings, mark "yes" and describe those findings in the space provided. (24 CFR §903.7(p)) C. Other Document and/or Certification Requirements CA Resident Advisory Board (RAB) comments. If the RAB had comments on the annual plan, mark "yes," submit the comments as an attachment to the Plan and describe the analysis of the comments and the PHA's decision made on these recommendations. (24 CFR 003.13(c), 24 CFR §903.19) C.2 Certification by State of Local Officials. Form HUD-50077-SL, Certification by State or Local Officials of PHA Plans Consistency with the Consolidated Plan, must be submitted by the PHA as an electronic attachment to the PHA Plan. (24 CFR §903.15). Note: A PHA may request to change its fiscal year to better coordinate its planning with planning done under the Consolidated Plan process by State or local officials as applicable. C.3 Civil Rights Certification/ Certification Listing Policies and Programs that the PHA has Revised since Submission of its Last Annual Plan. Provide a certification that the following plan elements have been revised, provided to the RAB for comment before implementation, approved by the PHA board, and made available for review and inspection by the public. This requirement is satisfied by completing and submitting form HUD-50077 ST-HCV-HP, PHA Certifications of Compliance with PHA Plan, Civil Rights, and Related Laws and Regulations Including PHA Plan Elements that Have Changed. Form HUD-50077-ST-HCV-HP, PHA Certifications of Compliance with PHA Plan, Civil Rights, and Related Laws and Regulations Including PHA Plan Elements that Have Changed must be submitted by the PHA as an electronic attachment to the PHA Plan. This includes all certifications relating to Civil Rights and related regulations. A PHA will be considered in compliance with the certification requirement to affirmatively further fair housing if the PHA fulfills the requirements of §§ 903.7(o)(1) and 903.15(d) and: (i) examines its programs or proposed programs; (ii) identifies any fair housing issues and contributing factors within those programs, in accordance with 24 CFR 5.154; or 24 CFR 5.160(a)(3) as applicable (iii) specifies actions and strategies designed to address contributing factors, related fair housing issues, and goals in the applicable Assessment of Fair Housing consistent with 24 CFR 5.154 in a reasonable manner in view of the resources available; (iv) works with jurisdictions to implement any of the jurisdiction's initiatives to affirmatively farther fair housing that require the PHA's involvement; (v) operates programs in a manner consistent with any applicable consolidated plan under 24 CFR part 91, and with any order or agreement, to comply with the authorities specified in paragraph (o)(1) of this section; (vi) complies with any contribution or consultation requirement with respect to any applicable AFH, in accordance with 24 CFR 5.150 through 5.180; (vii) maintains records reflecting these analyses, actions, and the results of these actions; and (viii) takes steps acceptable to HUD to remedy known fair housing or civil rights violations. impediments to fair housing choice within those programs; addresses those impediments in a reasonable fashion in view of the resources available; works with the local jurisdiction to implement any of the jurisdiction's initiatives to affirmatively further fair housing; and assures that the annual plan is consistent with any applicable Consolidated Plan for its jurisdiction. (24 CFR §903.7(o)). CA Challenged Elements. If any element of the Annual PHA Plan or 5-Year PHA Plan is challenged, a PHA must include such information as an attachment to the Annual PHA Plan or 5-Year PHA Plan with a description of any challenges to Plan elements, the source of the challenge, and the PHA's response to the public. D. Affirmatively Furthering Fair Housing. D.1 Affirmatively Furthering Fair Housing. The PHA will use the answer blocks in item D.1 to provide a statement of its strategies and actions to implement each fair housing goal outlined in its accepted Assessment of Fair Housing (AFH) consistent with 24 CFR § 5.154(d)(5) that states, in relevant part: "To implement goals and priorities in an AFH, strategies and actions shall be included in program participants' ... PHA Plans (including any plans incorporated therein) .... Strategies and actions must affirmatively further fair housing ...." Use the chart provided to specify each fair housing goal from the PHA's AFH for which the PHA is the responsible program participant— whether the AFH was prepared solely by the PHA, jointly with one or more other PHAs, or in collaboration with a state or local jurisdiction — and specify the fair housing strategies and actions to be implemented by the PHA during the period covered by this PHA Plan. If there are more than three fair housing goals, add answer blocks as necessary. Page 9 of 10 form HUD-50075-HP (03/31/2024) Until such time as the PHA is required to submit an AFH, the PHA will not have to complete section D., nevertheless, the PHA will address its obligation to affirmatively further fair housing by fulfilling the requirements at 24 CFR 903.7(o)(3) enacted prior to August 17, 2015, which means that it examines its own programs or proposed programs; identifies any impediments to fair housing choice within those programs; addresses those impediments in a reasonable fashion in view of the resources available; works with local jurisdictions to implement any of the jurisdiction's initiatives to affirmatively further fair housing that require the PHA's involvement; and maintain records reflecting these analyses and actions. Furthermore, under Section 5A(d)(15) of the U.S. Housing Act of 1937, as amended, a PHA must submit a civil rights certification with its Annual PHA Plan, which is described at 24 CFR 903.7(o)(1) except for qualified PHAs who submit the Form HUD-50077-CR as a standalone document. This information collection is authorized by Section 511 of the Quality Housing and Work Responsibility Act, which added anew section 5A to the U.S. Housing Act of 1937, as amended, which introduced the 5-Year and Annual PHA Plan. The 5-Year and Annual PHA Plans provide a ready source for interested parties to locate basic PHA policies, rules, and requirements concerning the PHA's operations, programs, and services, and informs HUD, families served by the PHA, and members of the public of the PHA's mission, goals and objectives for serving the needs of low- income, very low- income, and extremely low- income families. Public reporting burden for this information collection is estimated to average 7.02 hours per response, including the time for reviewing instructions, searching existing data sources, gathering and maintaining the data needed, and completing and reviewing the collection of information. HUD may not collect this information, and respondents are not required to complete this form, unless it displays a currently valid OMB Control Number. Privacy Act Notice. The United States Department of Housing and Urban Development is authorized to solicit the information requested in this form by virtue of Title 12, U.S. Code, Section 1701 et seq., and regulations promulgated thereunder at Title 12, Code of Federal Regulations. Responses to the collection of information are required to obtain a benefit or to retain a benefit. The information requested does not lend itself to confidentiality. Page 10 of 10 form HUD-50075-HP (03/31/2024) C.1. RAB Meeting Minutes: Resident Advisory Board Meeting Minutes 2/6/2023 Present: Pamela Fisher, Susan Havens, Carolyn Steckel, Sandi Lindenberg, Claudette Close, John Place, Patti Breitbach 2 members of the public as support/transportation to RAB members were present Staff: Gina Hodgson — Presenter Crystal Kilgore Dawn DeMaio Hollie Ohnesorge LaMetra Murdock Topic: PHA Annual Plan Review and Admin Plan Changes Gina Hodgson called the meeting into order by 11:05 am. Gina introduced staff, welcomed attendees, and defined the purpose of the PHA Annual Plan and Administrative Plan and how the RAB impacts the plan with their feedback. Gina used a slideshow to review the current goals and subgoals of the PHA Annual Plan and progress made towards those goals within the last year. Gina reviewed the first goal: Meet the need for quality, affordable rental homes. She stated that the City Housing Department currently offers Small Area FMR's at 110% to provide more housing choice around the City. She then reviewed the second goal: Increase the acceptance of Housing Choice Vouchers by Housing Providers and it's subgoal which is to "Reduce negative community perceptions or poverty that impacts fair housing & access to opportunity for low-income residents. Gina reviewed that the Housing Department offered landlord incentives using Cares Act funding to increase landlord participation and a landlord engagement video was created and released. The third goal was: Implement local government policies that encourage and decrease disparate impacts. Out of this goal, arrest records were removed from background checks to landlords and only convictions are provided. The final goal presented was: Increase access to opportunity and the building of social capital. The subgoal was to evaluate barriers that still exist, preventing residents from earning a livable wage. Gina stated that a study conducted with multiple community agencies identified childcare as a barrier. Dubuque does not have enough affordable, quality childcare offered at different hours of the day to capture weekend and 2nd shift workers. A childcare is being built on the West End to alleviate some of these barriers. A RAB member had several questions about the childcare facility. He asked if the childcare center was going to be offered to all or just low-income families. He asked if there would be preference for low-income families. He asked if they are pre -signing people up and how many people will be served. Gina stated that she does not have specific details about the childcare center but that the Telegraph Herald had an in depth article about the plans of the facility and also stated that Greater Development Dubuque Corp may have information as well if they are interested in seeking more specifics. Another member of the RAB stated that they are porting to Cedar Rapids and asked if these goals apply to their new Housing Authority. Gina stated that the HUD HCV regulations will be the same but that the plan and admin plan will be specific to Cedar Rapids. Gina then began to cover the Admin Plan changes. She informed the group that we use the Nan McKay admin plan and it is updated each year to reflect changes in Federal Language and that we have recently updated to the 2022 model. She said that there have been simple changes such as language added in Chapter 3 that all VASH participants must be referred by the Iowa City Veteran's Medical Center in order to be eligible for the program. She also stated that language was added to reflect that The Rose of Dubuque who has a contract with us for 17 Project Based Units, will determine final eligibility of waiting list applicants. Language was added to the plan to update the allowance of virtual briefings. Gina then covered the Preference Point policy that will be introduced to Council for approval. The preference point will provide preference to an applicant who lives within the City of Dubuque or who has accepted employment within the City of Dubuque. The RAB did not provide any comment for the Administrative Plan changes or about the preference point and had no questions. The meeting concluded at 11:40 am. Minutes prepared by Hollie Ohnesorge Certification by State or Local Official of PHA Plans Consistency with the Consolidated Plan or State Consolidated Plan (All PHAs) U. S Department of Housing and Urban Development Office of Public and Indian Housing OMB No. 2577-0226 Expires 3/31/2024 Certification by State or Local Official of PHA Plans Consistency with the Consolidated Plan or State Consolidated Plan I, Brad M Cavanagh , the Mayor of the Citv of Dubuque Official's Name Official's Title certify that the 5-Year PHA Plan for fiscal years _2020-2024 and/or Annual PHA Plan for fiscal year 2023 of the _Gifu of Dubu ue IA087 is consistent with the PHA Name Consolidated Plan or State Consolidated Plan including the Analysis of Impediments (AI) to Fair Housing Choice or Assessment of Fair Housing (AFH) as applicable to the City of Dubuque Local Jurisdiction Name pursuant to 24 CFR Part 91 and 24 CFR §§ 903.7(o)(3) and 903.15. Provide a description of how the PHA Plan's contents are consistent with the Consolidated Plan or State Consolidated Plan. The City of Dubuque PHA Plan and the Consolidated Plan track the number of units per census tract and track the location of affordable housing and type. The activities and goals include actions the City will take to integrate affordable housing that is fully available without regard to race ethnicity, religion, national origin, sex, disability familial status gender, or sexual orientation Both plans include specific goals to expand opportunities for Housing Choice Voucher applicants and participants, includingstrategies to increase affordability. 1 hereby certify that all the information stated herein, as well as any information provided in the accompaniment herewith, is hue and accurate. Warning: HUD will prosecute false claims and statements. Conviction may result in criminal and/or civil penalties. (18 U.S.C. 1001, 1010, 1012:31 U.S.C. 3729, 3802) Brad M Cavanagh i tne: Mayor Signature: Date: 4 Dr'l f �-1. a oa 3 The United States Department AFOT&g and Urban Development is authorized to solicit the information requested in this form by virtue of Title 12, U.S. Code, Section 1701 at seq., and regulations promulgated thereunder at Title 12, Code of federal Regulations. Responses to the collection of information are required to obtain a benefit or to retain a benefit. The information requested does not lend itself to confidentiality. This information is collected to ensure consistency with the consolidated plan or state consolidated plan. Public reporting burden for this information collection is estimated to average 0.16 hours per year per response, including the time for reviewing instructions, searching existing data sources, gathering and maintaining the data needed, and completing and reviewing the collection of information. HUD may not collect this information, and respondents are not required to complete this form, unless it displays a currently valid OMB Control Number. Page 1 of 1 form HUD-SW77-SL (3/31/2024) Civil Rights Certification U.S. Department of Housing and Urban Development Office of Public and Indian Housing (Qualified PHAS) OMB Approval No. 2577-0226 Rv ires 3/31/2024 Civil Rights Certification Annual Certification and Board Resolution Acting on behalf of the Board of Commissioners ofthe Public Housing Agency (PHA) listed below, as its Chairperson or other authorized PIM official if there is no Board of Commissioners, 1 approve the submission ofthe 5-Year PHA Plan, hereinafter referred to as" the Plan", of which this document is apart, and make the following certification and agreements with the Department of Housing and Urban Development (HUD) for the fiscal year beginning Jtt1y 1. 2013 in which the PHA receives assistance under 42 U.S. C. 1437fand/or 1437g in connection with the missior; goals, and objectives ofthe public housing agency and implementation thereof - The PHA certifies that it will carry out the public housing program of the agency in conformity with title VI of the Civil Rights Act of 1964 (42 U.S.C. 2000d-2000d-4), the Fair Housing Act (42 U.S.C. 3601-19), Section 504 of the Rehabilitation Act of 1973 (29 U.S.C. 794), title II of the Americans with Disabilities Act (42 U.S.C. 12101 et seq.), and other applicable civil rights requirements and that it will affirmatively further fair housing in the administration of the program. In addition, if it administers a Housing Choice Voucher Program, the PHA certifies that it will administer the program in conformity with the Fair Housing Act, title VI of the Civil Rights Act of 1964, Section 504 of the Rehabilitation Act of 1973, title II of the Americans with Disabilities Act, and other applicable civil rights requirements, and that it will affirmatively further fair housing in the administration of the program. The PHA will affirmatively further fair housing, which means that it will take meaningful actions to further the goals identified in the Assessment of Fair Housing (AFH) conducted in accordance with the requirements of 24 CFR § 5.150 through 5.180, that it will take no action that is materially inconsistent with its obligation to affirmatively further fair housing, and that it will address fair housing issues and contributing factors in its programs, in accordance with 24 CFR § 903.7(o)(3). The PHA will fulfill the requirements at 24 CFR § 903.7(o) and 24 CFR § 903.15(d). Until such time as the PHA is required to submit an AFH, the PHA will fulfill the requirements at 24 CFR § 903.7(o) promulgated prior to August 17, 2015, which means that it examines its programs or proposed programs; identifies any impediments to fair housing choice within those programs; addresses those impediments in a reasonable fashion in view of the resources available; works with local jurisdictions to implement any of the jurisdiction's initiatives to affirmatively further fair housing that require the PHA's involvement; and maintains records reflecting these analyses and actions. Chy of Dubuque IA087 PHA Name PHA Number/HA Code f hereby certify that all the statement above, as well as any information provided in the accompaniment herewith, is true and accurate, Warning: HUD will prosecute false claims and statements. Conviction may result in criminal and/or civil penalties. (18 U.S.C. 1001, 1010, 1012; 31 U.S.C. 3729, 3802) Name of Executive Director: Name of Board Chairperson: Alexis Steger Brad M. Cavanagh Signature Date Signature ho/d3 The United States Department of Housing and Urban Development is authorized to collect the information requested In this form by virtue of Tide 12, U5. Code, Section 1701 at seq., and regulations promulgated thereunder at Title 12, Code of Federal Regulations. Responses to the collection of information are required to obtain a benefit or to retain a henent The Information requested does not lend itself to confidentiality. The information is collected to ensure that PHM carry out applicable civil rights requirements. Public repordngburden for this information collection is estimated to average0.16 hours per response, Including the time for reviewing Instructions, searching existing data sources, gathering, and maintaining the data needed, and completing and reviewing the collection of information. HUD may not collect this information, and respondents are not required to complete this form, unless it displays a currently valid OMB Control Number. Previous version is obsolete Page I of I form HUD-50077-CR (3/312024) STATE OF IOWA SS: DUBUQUE COUNTY CERTIFICATE OF PUBLICATION I, Kathy Goetzinger, a Billing Clerk for Woodward Communications, Inc., an Iowa corporation, publisher of the Telegraph Herald, a newspaper of general circulation published in the City of Dubuque, County of Dubuque and State of Iowa; hereby certify that the attached notice was published in said newspaper on the following dates: 02/10/2023 and for which the charge is 23.19 Su scribed to before me, a otary Public in a d for Dubuque County, Iowa, this loth day of February, 2023 44 2w- Notary Pu li in and for DubuqJ County, Iowa. ' r a JANET K. PAPE z° Commission Number 199aso My Commission Expires ��W" 12/11/2025 Ad text : PUBLIC NOTICE PROPOSED FISCAL YEAR 2023 PUBLIC HOUSING AGENCY (PHA) ANNUAL PLAN Notice is hereby given that the Dubuque City Council will conduct a public hearing on Monday, April 3, 2023 at a meeting to commence at 6:30 p.m. in City Council Chambers, 350 West 6th Street, Dubuque, Iowa. The City Council will consider a proposed Fiscal Year 2023 PHA Annual Plan. Interested parties may examine the contents of the proposed Plan at the City Clerk's Office, City Hall, 50 West 13th Street; and the Housing and Community Development Department, 350 West 6th Street, Suite 312, Dubuque Iowa, and the City Website at www.cityofdubuque.org/adminplan. Written comments may be submitted on or before the time of the public hearing to the City of Dubuque Housing and Community Development Department, 350 W 6th St, Suite 312, Dubuque Iowa 52001 (563-690-6096) or ghodgson@cityofdubuque.org. At said time and place of public hearing all interested citizens and parties will be given an opportunity to be heard for or against said plan. It 2/10 Apartment Hunting (https://www.apartmentguide.com/blog/topic/apartment-hunting/) / Money & Finance (https://www.apar-tmentguide.com/btog/topic/money-finance/) What is Section 42 Housing? • Section 42 falls under subsidized apartments, which simply means decent housing can be made affordable to those who fall in a certain income range • Federal rental assistance programs help about 5 million households with Low -comes to affordably rent modest housing • Section 42 is also known as a housing tax credit program or low-income housing tax credit Section 42 housing is subsidized hobs" g'and a"part o4a federal tax program that'aLLows builders and developers to provide affordable housing. Developers then receive a federal tax credit from the government. In order to receive the credit, the developers agree to maintain properties in a safe and decent condition, plus maintain income and rent restrictions while they are receiving the credit. A Benefits of living in a Section 42 property While having low rent is beneficial for those who can't afford to pay high rent, there are other perks that come with this type of housing. In order for developers to receive a tax credit from the government, there are certain rules they need to meet. These rules benefit the tenants. no What's so great about Section 42 housing? • Location: You may find Section 42 properties centered in downtown areas. This makes it easy for residents to walk to and from work (https://www.apartmentguide.com/blog/walk-to-work/) or take public transportation. • Maintenance: Section 42 buildings have high maintenance standards (https://www.apartmentguide.com/blog/apartment-maintenance-whats-provided/) so that the owners can keep their tax credit. That may mean regular checks to make sure appliances work, tiles in the bathroom and kitchen are maintained and all alarms such as fire extinguishers, fire alarms and carbon monoxide alarms are in working order. • Utility costs: These are often included in Section 42 rentals. This means utilities such as trash, recycling or water are included. Parking may even be covered. Bills that won't be covered include Wi-Fi and electricity. How to find Section 42 housing Like many housing programs, luck and good timing may play a big part in nabbing one. In order to find Section 42 housing, visit the HUD website (https://www.hud.gov/). Select your state, then your city or zip code to get a list of properties that offer Section 42 housing. You'll see what kind of requirements are needed in order to get going with your application. A In order to determine your eligibility, you'll need to send over financial and household information. Section 42 eligibility is determined by factors such as the number of people in your household and your gross income — which is how much you earn before taxes. They want to know about every asset you may possibly have access to. Expect to answer A questions and provide documents about any of the following: • Inheritance • Trust fund money • Alimony • Scholarships • Cash or liquid savings and they'll want to receive • Income verification from your employer(s) Be prepared to fill out a lot of paperwork upfront and every year after that you wish to renew your lease. Keep in mind that different properties under the program may have different expectations depending on specific terms and agreements between the landlord and the U.S. Department of Housing and Urban Development (HUD). You might also like 0 How to Ask Your Landlord to 21 Questions to Ask When What Seniors Should Look for Reduce Rent (Template) Touring an Apartment While Apartment Hunting (https://www.apartmentguide.co*4IlYilWAnuqdapartmentguide.cOtk)l1ftWAM%Bdapar-tmentguide.com[blog/seniors- letter-asking-your-landlord-to-tovaskieimn-touring-an-apartmpB#jnent-hunting/) rent/) C Section 8 vs. Section 42 housing: What's the difference? While there are certain eligibility requirements that must be met for both programs, the programs are definitely different(https://www.apartmentguide.com/blog/difference-between- section-8-section-42/). Section 42 properties have rents that are capped at a fixed amount and include utilities that are the resident's responsibility. A Whereas in Section 8 properties (https://www.apartmentguide.com/blog/find-apartments- accept-section-8/) the rent is based on 30 percent of the tenant's income and whatever is left is funded by the federal government. What are subsidized apartments? There may be confusion between what subsidized means and Section 42 apartments. If you live in a subsidized apartment, a portion of your rent is paid for by the government or housing program. Subsidized housing, also known as affordable housing, is assistance from the government to help people with low to moderate incomes pay for their rent and expenses related to housing. Subsidized apartment programs were created to help those with low incomes to live in adequate housing. These programs are usually run by federal agencies and private foundations. In order to qualify, residents of subsidized apartments need to meet certain requirements, including income restrictions. Section 42 isn't subsidized by the government. So, what do income -restricted apartments mean, exactly? Reduced or subsidized low-income apartments are also known as income -restricted and have income caps. This means in order to qualify, potential residents that may qualify for Section 42 can't have an income level higher than a certain amount. U Income -restricted apartments are good options for those who are Looking for affordable units and meet the income and household criteria. Qualifications depend on where you Live, as the income restrictions vary by each city. The Department of Housing and Urban Development in each state determines the maximum income allowed for each county, city and major metropolitan area. For example, in San Francisco, Section 42 requires a 60 percent cap on a potential renter's income limit. The income limit is based on the average mean income (AMI) in their county. Basically, Section 42 means developers can't charge rent that's higher than 30 percent of a tenant's income. Visit HUDUser.gov (https://www.huduser.gov/portal/datasets/iL.htmL#2019_query) to see the latest income limits in your area. It'll take research and time to find a place Looking for an affordable apartment can sometimes be stressful, but don't hesitate to dig into tax credit options to find what you're looking for. Go on HUD.gov to find out more about requirements specific to your situation and household. There are also online calculators (https://www.novoco.com/resource-centers/affordabLe- housing-tax-credits/rent-income-limit-calculator) that may give you a better sense of whether you qualify for Section 42 or other low-income programs. A If you think you'll qualify, consider looking around your community for a Section 42 property that might fit your needs. The information contained in this article is for educational purposes only and does not, and is not intended to, constitute Legal or financial advice. Readers are encouraged to seek professional financial or legal advice as they may deem it necessary. What's the Difference Between Section 8 and How Do You Qualify for How to Fill Out a Housing Section 8 Apartments? Choice Voucher Program Section 42 Housing? (https://www.apartmentguiAPPUC@ M*og/how- (https://www.apartmentguidec"n/Wogs£f3metweetior(4tqzfpAitrnvnW4rtmentguia between- section -8- section -42/) choice -voucher -program -al J