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Work Session_State Legislation/Property Tax Reform - Impact on CityCity of Dubuque City Council Meeting ITEM TITLE: SUMMARY: SUGGESTED DISPOSITION: ATTACHMENTS: Description MVM Memo Copyrighted July 17, 2023 Work Session - Top # 01. 5:30 PM - State Legislation/Property Tax Reform - Impact on City Revenue Chief Financial Officer Jennifer Larson will make a presentation on recent state legislation and property tax reform's impact on city revenue. Updated Presentation_Uploaded 7.17.23 House File 718 Presentation Type City Manager Memo Supporting Documentation Supporting Documentation THE C DUjIBQTE Masterpiece on the Mississippi TO: The Honorable Mayor and City Council Members FROM: Michael C. Van Milligen, City Manager SUBJECT: Work Session - Property Tax Legislation - House File 718 DATE: July 11, 2023 Dubuque WAWca 914 ii 2007-2012.2013 2017*2019 Chief Financial Officer Jennifer Larson is sharing information for the July 17, 2023, 5:30 p.m. Work Session on Property Tax Legislation - House File 718. Mic ael C. Van Milligen MCVM:sv Attachment cc: Crenna Brumwell, City Attorney Cori Burbach, Assistant City Manager Jennifer Larson, Chief Financial Officer Teri Goodmann, Director of Strategic Partnerships House File 718 New Property Tax Law . I'm IOrw Levy consolidation Adjusted city general fund levy Military service exemption expansion Single date annually for bond elections Property tax abatement agreements and limits Bond financing and reporting requirements ummary r � Levy limitation New homesteads _ 's based on property tax valuation exemption age growth tiers 65+ Required Changesto statement mailed budget timelines, _ to property forms, hearings & owners processes! r 1 County Auditor Regional transit reports - funding revaluation/other 4.,,., n� additions IA Levy Consolidation Adjusted City General Fund Levy (ACGL) What Levies are Combined? • 384.12 (1) Instrumental/Vocal Music • 384.12 (9) Aid to a Transit Company Groups • 384.12 (1 1) Rent, Insurance, Maintenance of Civic Center • 384.12 (2) Memorial Buildings • 384.12 (12) Operation &Maintenance of City -owned • 384.12 (3) Symphony Orchestra Civic Center • 384.12 (4) Cultural & Scientific Facilities . 384.12 (13) Planning a Sanitary Disposal Project • 384.12 (5) County Bridge • 384.12 (15) Levee Improvement Fund in a Special p p • 384.12 (6) Mississippi or Missouri River Charter City Bridge Construction • 384.12 (16) Maintain Institution Received by Gift/Devise • 384.12 (7) Bridge Purchase • 384.12 (18) City Emergency Medical District • 384.12 (8) Contract for Use of Bridge • 384.12 (20) Support Public Library 7/17/2023 House File 718 - New Property Tax Law Largest Cities - Combined Levies Used • Waterloo: Cultural &Scientific, Support Public Library • Council Bluffs: Owned Civic Center • Davenport: Support Public Library • Cedar Rapids: Instrumental/Music Groups, Memorial Building • Iowa City: Support Public Library • Sioux City: Non -Owned Civic Center, Owned Civic Center, Instrumental/Music Groups, Symphony Orchestra 07/17/2023 House File 718 - New Property Tax Law Levies Not Included in Adjusted City General Fund Levy Limitation • Debt Service • Tort and Self -Insurance • Pensions • Capital Improvement Reserve Fund • Employee Benefits • Support for Local Emergency Management • Operations and Maintenance of Commission Municipal Transit • Emergency Services District • Aviation Authority Levy to Exceed a Maximum Amount Set in Code - Newly -Defined Parameters 7/17/2023 House File 718 - New Property Tax Law Important Timing Notes 0 Fiscal Year 2024: Baseline of Adjusted City General Fund Levy Fiscal Year 2025-2028: � Levy Limit Calculation owl Limited to This Period Fiscal Year 2025: First Annual Adjusted City General Fund Levy Fiscal Year 2029: Adjusted City General Fund Levy Limited to $8.10 07/17/2023 House File 718 - New Property Tax Law Calculating the New Adjusted City General Fund Levy 1. Find City's non TIF taxable value including gas & electric and excluding ag land and ag building for Fiscal Year 2024 2. Find City's non TIF taxable value including gas & electric and excluding ag land and ag building for Fiscal Year 2025 2a. Calculate growth rate by taking difference between step #2 and step #1 and dividing by step #1 3. Calculate baseline general fund levy - combine all levy rates being merged in addition to existing general fund levy 07/17/2023 House File 718 - New Property Tax Lave Calculating the New Adjusted City General Fund Levy (continued) • Provides a mechanism for levy rate to be reduced if non TIF taxable growth triggers are met or exceeded • Goal is to bring all levies back under or to the $8.10 max rate over time • Reduces levy by constraining growth by 2% or 3% each year, depending on the trigger hit • Non TIF taxable growth under 3%, no reduction • Non TIF taxable growth over 3% but less than 6%, 2% reduction factor applied • Non TIF taxable growth over 6%, 3% reduction factor is applied 07/17/2023 House File 718 - New Property Tax Law Calculating the New Adjusted City General Fund Levy (continued) • (Current Year CGFL requested dollars/(Current Year non TIF taxable * reduction percentage))*1 000 = Budget Year CGFL Rate • Budget Year CGFL * (Budget Year non TIF taxable/1000) = Budget Year CGFL revenue 07/17/2023 House File 718 - New Property Tax Law 10 City of Dubuque Calcula tion 2016 $2,255,562,993 0.24% $8.10 $18,270,060 $8.10 $18,270,060 $0 2017 $2,358,056,508 0.57% $8.10 $19,100,258 $8.10 $19,100,258 $0 2018 $2,371,609,335 5.37% $8.10 $19,210,036 $7.94 $18,830,578 -$379,458 2019 $2,499,017,299 5.37% $8.10 $20,242,040 $7.78 $19,442,354 -$799,686I 2020 $2,542,043,245 2021 $2,579,355,511 2022 $2,646,230,849 2023 $2,695,861,021 2024 07/17/203 $2,684,506,784 1.72% $8.10 $20,590,550 1.47% $8.10 $20,892,780 2.59% $8.10 $21,434,470 1.88% $8.10 $21,836,474 0.421 % M $8.10 I $21,744,505 House File 718 - New Property Tax Law $8.10 $20,590,550 $8.10 $20,892,780 $8.10 $21,434,470 $8.10 $21,836,474 $8.10 $21,744,505 $0 $0 I $0 $0 I $0 Homestead Property Tax Credit & Exemption Property Owners 65 and Older M, New homestead exemption for property owners aged 65+ Fiscal Year 2026+: $6,500 additional exemption In addition to current homestead credit Current homestead credit will continue to be state funded Fiscal Year 2025: $3,250 additional exemption 65+ homestead exemption no state reimbursement 65+ Homestead Exemption Application Property Tax Homestead Tax Credit and Exemption laws Cade dhapter425 and Iowa Administrative Code rule 701-110.1 This application must he filed or postmarked to your city or county assessor on or before July 1 of We year in which the credit or exemption is first claimed. Upon tiling and allowance of the claim, the claim Is allowed on that homestead for successive years without further filing as long as the person qualifles for the homestead credl¢ or exemption. A claim filed after July 1 of the year for which the person is claiming the creditor e�mption shall be considered a claim fled for the following year. Contact information for all assessors can be found al the Iowa State Association of Assessors webate: x-a-assessors.org Prim property Imormatill Parcel number: Owner Owner Brrlhdate•: _1_!_ •Beginning with assessment year 2023, claimants aged 65 years or alder may claim a homestead exemption In addition to the homestead credit. Property location address: City: State Property owner mailing address: ZIP: City: State ZIP: County: Number of acres: Phone. Email: Type of ownership (check one): deed: J contract: L inheritance: Q other. rj Evidence of ownership on file in Ixmklpage or Instrument number: I began to occupy this homestead on this date: and will a Iry the dwelling house. in good faith, an July 1 and far at least six months during that calendar year, or I am confined in a nursing home, extended -care facility, or hospital and the homestead Is maintained and not leased or rented. or I am on active duty in the military. I declare residency in Iowa for purposes ❑f income laxati❑n and that no other application for homestead credit or exemption has been filed on other property - Previous address: City: _. Stale: ZIP: Do you still own she previous address? Yes L No.[]. If Yes, is the property for sale f] or rent ❑4 Was this property part of a distribution made pursuant to Iowa Code chapter 598 (Dissolution of Marriage)? Homestead Tax Credit and Exemption, page 2 certify that a smoke detector or smoke detectors meeting the requirements of Iowa Cade section 100.18 and Iowa Administrative Code chapter 661-210. has been installed. L er will he installed within 30 days of filing this application: 711 This homestead contains a fuel -fired heater or appliance, a fireplace, or an attached garage: Yes ❑ No fS it Yes, I certify [hat a carbon monoxide alarm meeting the requirements of Iowa Cade section 100.18: has been installed: Ell w will be installed within 30 days of filing [his application: ❑I was 65 years old or older on or before January 1 of the year of [his application and I am claiming the homestead exemption. Yes _1 No Ll I, the undersigned, declare under penalties of perjury or false cerllflcale, that I have examined this application, and, to the best of my knowledge and bellef, it Is true, correct, and complete. Slgnature: Date Written notification must he given to the assessor upon conveyance of this properly or Its discontinued use as your homestead ASSESSOR USE ONLY Assessor or authorized representative: Parcel number - recommend that the application fcr credk be: Allowed: ❑ Disallowed: ❑ If the claimant Is claiming [he homestead exemption, I recommend that the application for exemption be Allowed: ❑ Disallowed: ❑ It the assessor recommends disallowance, provide reasons for the recommendation below: • Applications were due 7/1 /2023 for Fiscal Year 2025 • If exemption is granted, exemption allowed for future years without future filing as long as claimant continues to qualify 07/17/2023 House File 718 - New Property Tax Law 18.9% of people in Dubuque are 65 and over Estimated 5,638 new exemptions for 65+ Average assessed value of residential home $159,503 • Fully implemented exemption would be $64.36 for City share of property taxes in FY 26 Fully implemented exemption would be $205.08 for all taxing bodies in FY 26 $345,484 estimated cost to City of Dubuque in FY26 Military Property Tax Credit & Exemption Increased Exemption Military Property Tax Credit & Exemption p Fiscal Year 2024 and Prior a $1,852 credit funded by the State of Iowa Fiscal Year 2025 increased to $4,000 and changes to exemption not funded by State of Iowa AA 2,011 households receive Military Service Property Tax Credit A 1 $79,656 estimated cost to City of Dubuque in FY 25 7/17/2023 House File 718 - New Property Tax Lave Property Tax Abatement Agreements and Limits Consult Bond Counsel M, ig Iowa Code Chapter 404 Urban i Revitalization Areas Requires minimum assessment agreements for commercial properties Applies to revitalization areas created 0 in Fiscal Year 2025 and after � Applied to first -year exemption applications in existing revitalization areas filed July 1, 2024 and after Prohibits property tax abatement for school of revitalization areas for residential projects Beginning and after district portion with revitalization areas created Fiscal Year 2025 gRg First -year exemption applications in existing revitalization areas filed July 1, 2024 and after Includes 7,266 properties and encompasses T, acres Application for improvements in 2023 is due by 2/1/24 Residential: 10% increase in assessed value, 10 years of tax exemption on 100% of increased valuation Commercial: 15% increase in assessed value, 3 years of tax exemption on 100% of increased valuation Dubuque Urban Revitalization Exemptions 07/17/2023 A 145 Residential exemptions Properties with 42 Multi -Residential Properties with exemptions Residential Total Savings: $87,843 Current Yearly Multi -Residential Total Current Yearly 0 Savings: $69,442 House File 718 - New Property Tax Law Transit Funding City of Des Moines Transit Funding -Des Moines Area Regional Transit Authority • Allows City of Des Moines to go up to 7.5% franchise fees, with any portion above 5% required to be dedicated to Des Moines Area Regional Transit Authority (DART) 07/17/2023 House File 718 - New Property Tax Law 24 County Auditor Valuation Reports Fiscal Year 2026 Beginning Fiscal year 2026 9 County Auditor valuation reports Aeports must distinguish between revaluation or other types of addition to the value within the abstract Local Government Budgets Taxpayer Statements Local Government Budgets and Taxpayer Statements March 15: Cities must file a report with Iowa Department of Management containing information specified by new law to be contained in mailings • March 20: County Auditor must send each property owner or taxpayer with the county by regular mail an individual statement with the specified information broken out by political subdivision comprising the taxpayer's district 07/17/2023 House File 718 - New Property Tax Law 28 Taxpayer Statements Must include: 1. Total Current Year Tax Rate and Dollars 2. Combined effective property tax rate for the district calculated using the sum of the current fiscal year's actual property tax certified for levy of all of district's levies 3. Proposed Budget Year Tax Rate and Dollars 4. If the property tax dollars specified under (3) exceed the current fiscal year's actual property tax dollars certified for levy specified in (1), a detailed statement of the major reasons for the increase, including the specific purposes or programs for which the district is proposing an increase; 07/17/2023 House File 718 - New Property Tax Law 29 Taxpayer Statements (continued) 5. An example comparing the amount of property taxes on a residential property with an actual value Of $100,000 in the current fiscal year and such amount on the residential property using the proposed property tax dollars for the budget year, including the percentage difference in such amounts; 6. An example comparing the amount of property taxes on a commercial property with an actual value of $100,000 in the current fiscal year and such amount on the commercial property using the proposed property tax dollars for the budget year, including the percentage difference in such amounts; 7. The district's percentage of total property taxes certified for levy in the owner's or taxpayer's taxing district in the current fiscal year among all taxing authorities; 8. The date, time, and location of the district's public hearing on the information contained in the statements. 9. Information on how to access the political subdivision's internet site, the political subdivision's statements under this section, and other budget documents for prior fiscal years. 07/17/2023 House File 718 - New Property Tax Law Public Hearing Public hearing on proposed property tax amounts for the budget year and new taxpayer statements • In addition to public hearing to adopt the budget • Must be separate from any other meeting of City Council, including any other meeting or hearing related to the budget City Council can decrease, but not increase, the proposed property tax amount to be included in budget 07/17/2023 House File 718 - New Property Tax Law 31 Budget Certification Deadline: April 30th instead of March 31 st 07/17/2023 House File 718 - New Property Tax Law Bond Elections Single Date Bond Elections • Effective July 1, 2023 and after • Elections on the question of issuing bonds • First Tuesday after the first Monday in November 07/17/2023 House File 718 - New Property Tax Law 34 Bond Financing Increase in Limits Bond Financing • Effective July 1, 2024 • 30% increase to limits for general corporate purpose referendum thresholds • Adjusted by CPI factor for every January beginning 1/1/25 • Estimate of annual increase in property taxes as result of bond issuance of a residential property with value of $100,000 be added to notice of proposed action • Department of Management to issue report on bond issuance to General Assembly each December 1 07/17/2023 House File 718 - New Property Tax Law Bond Financing Impact - Dubuque • Increases General Obligation Corporate threshold from $700,000 to $910,000 07/17/2023 House File 718 - New Property Tax Law 37 Annual Finance Report Requirement Changes Annual Financial Report Requirements 1W Effective December 1, 2025 List of bonds, notes, or other obligations issued by the city during the most recently completed fiscal years Applicable lists for other fiscal years beginning on or after 7/1 /2024, for which obligations remain unpaid Including amount of issuance, project or purpose of the issuance, whether the issuance was approved at the election, eligible to be subject to a petition for an election, or was exempt from approval at the election 07/17/2023 House File 718 - New Property Tax Lav, 39 Total Annual Impact Adjusted General Fund Levy Homestead Tax Exemption 65+ Military Tax Exemption Urban Revitalization Taxpayer Statement Mailing Cost we • i $360,000-$800,000 (Variable) $350,000 (Estimated) $801000 (Estimated) Total Estimate Developer $12,000 (estimated) $802,000-$1,242,000 "Mr 4R 07/17/2023 House File 718 - New Property Tax Law 40 IF �- _ - S - '� sIF House File 718 New Property Tax Law . I'm Io"rw Levy limitation Levy consolidation Adjusted city based on property general fund levy tax valuation growth tiers I Military service Property tax Required exemption abatement statement mailed agreements and to property expansion limits owners Single date Bond financing Regional transit annually for bond and reporting funding elections I requirements I New homestead exemption age 65+ Changes to budget timelines, forms, hearings & processes County Auditor reports - revaluation/other additions _ MOW 1-2 e 1 y J 1 � N a.- Levy Consolidation Adjusted City General Fund Levy What Levies are Combined? • 384.12 (1) Instrumental/Vocal Music • 384.12 (9) Aid to a Transit Company Groups • 384.12 (1 1) Rent, Insurance, Maintenance of Civic Center • 384.12 (2) Memorial Buildings • 384.12 (12) Operation &Maintenance of City -owned • 384.12 (3) Symphony Orchestra Civic Center • 384.12 (4) Cultural & Scientific Facilities . 384.12 (13) Planning a Sanitary Disposal Project • 384.12 (5) County Bridge • 384.12 (15) Levee Improvement Fund in a Special p p • 384.12 (6) Mississippi or Missouri River Charter City Bridge Construction • 384.12 (16) Maintain Institution Received by Gift/Devise • 384.12 (7) Bridge Purchase • 384.12 (18) City Emergency Medical District • 384.12 (8) Contract for Use of Bridge • 384.12 (20) Support Public Library 7/17/2023 House File 718 - New Property Tax Law Levies Not Included in Adjusted City General Fund Levy Limitation • Debt Service • Pensions • Employee Benefits • Operations and Maintenance of Municipal Transit • Aviation Authority • Tort and Self -Insurance • Capital Improvement Reserve Fund • Support for Local Emergency Management Commission • Emergency Services District • Levy to Exceed a Maximum Amount Set in Code - Newly -Defined Parameters 7/17/2023 House File 718 - New Property Tax Law Important Timing Notes 0 Fiscal Year 2024: Baseline of Adjusted City General Fund Levy Fiscal Year 2025-2028: � Levy Limit Calculation owl Limited to This Period Fiscal Year 2025: First Annual Adjusted City General Fund Levy Fiscal Year 2029: Adjusted City General Fund Levy Limited to $8.10 07/17/2023 House File 718 - New Property Tax Law Calculating the New Adjusted City General Fund Levy 1. Find City's non TIF taxable value including gas & electric and excluding ag land and ag building for the current fiscal year 2. Find City's non TIF taxable value including gas & electric and excluding ag land and ag building for the next fiscal year 2a. Calculate growth rate by taking difference between step #2 and step #1 and dividing by step #1 3. Calculate baseline general fund levy - combine all levy rates being merged in addition to existing general fund levy 07/17/2023 House File 718 - New Property Tax Lave Calculating the New Adjusted City General Fund Levy (continued) 4. Based on results of step #2 and #3, following options Tier I: Growth rate from step #2 is less than 3% • If ACGFL from step #3 is greater than $8.10 AND non TIF taxable value growth from step #2 is less than 1.03 , stop. Use calculated ACGFL for current year as maximum ACGFL for next budget year. • If ACGFL from step #3 is less than $8.10 AND non TIF taxable value growth from step #2 is less than 1.03, stop. $8.10 is your maximum ACGFL for the next budget year. 9/4/20XX House File 718 - New Property Tax Law Calculating the New Adjusted City General Fund Levy (continued) Tier II: Growth rate from step #2 is between than 3%-5.99% • If non TIF taxable value growth from step #2 is between 1.03 and 1.059, multiply your step #1 result by 1.02. Continue to Step 5. Tier III: Growth rate from step #2 is above 6% or greater • If non TIF taxable value growth from step #2 is 1.06 or greater, multiply your step #1 result by 1.03. Continue to Step 5. 07/17/2023 House File 718 - New Property Tax Law Calculating the New Adjusted City General Fund Levy (continued) 5. Sum property taxes certified with utility replacement request that are generated by levies combined instep #3 for current year 6. Calculate the new maximum Adjusted City General Fund Levy (ACGFL): 1,000*(amount from step #5 / amount from step #4) 07/17/2023 House File 718 - New Property Tax Law 10 City of Dubuque Calculation 2016 $2,255,562,993 0.24% $8.10 $18,270,060 $8.10 $18,270,060 $0 2017 $2,358,056,508 0.57% $8.10 $19,100,258 $8.10 $19,100,258 $0 i 2018 $2,371,609,335 5.37% $8.10 $19,210,036 $7.94 $18,830,578 -$379,458 2019 $2,499,017,299 5.37% $8.10 $20,242,040 $7.78 $19,442,354 -$799,686 2020 $2,542,043,245 1.72% $8.10 $20,590,550 $8.10 $20,590,550 $0 2021 $2,579,355,511 1.47% $8.10 $20,892,780 $8.10 $20,892,780 $0 2022 $2,646,230,849 2.59% $8.10 $21,434,470 $8.10 $21,434,470 $0 2023 $2,695,861,021 1.88% $8.10 $21,836,474 $8.10 $21,836,474 $0 2024 $2,684,506,784 -0.421 % $8.10 $21,744,505 $8.10 $21,744,505 $0 07/17/203 House File 718 - New Property Tax Law Homestead Property Tax Credit & Exemption Property Owners 65 and Older M, New homestead exemption for property owners aged 65+ Fiscal Year 2026+: $6,500 additional exemption In addition to current homestead credit Current homestead credit will continue to be state funded Fiscal Year 2025: $3,250 additional exemption 65+ homestead exemption no state reimbursement 65+ Homestead Exemption Application Property Tax Homestead Tax Credit and Exemption laws Cade dhapter425 and Iowa Administrative Code rule 701-110.1 This application must he filed or postmarked to your city or county assessor on or before July 1 of We year in which the credit or exemption is first claimed. Upon tiling and allowance of the claim, the claim Is allowed on that homestead for successive years without further filing as long as the person qualifles for the homestead credl¢ or exemption. A claim filed after July 1 of the year for which the person is claiming the creditor exemption shall be considered a claim fled for the following year. Contact information for all assessors can be found al the Iowa State Association of Assessors webate: iows-assessors.org Prim property Imormatill Parcel number: Owner Owner Brrlhdate•: _1_!_ •Beginning with assessment year 2023, claimants aged 65 years or alder may claim a homestead exemption In addition to the homestead credit. Property location address: City: State Property owner mailing address: ZIP: City: State ZIP: County: Number of acres: Phone. Email: Type of ownership (check one): deed: J contract: L inheritance: Q other. rj Evidence of ownership on file in Ixmklpage or Instrument number: I began to occupy this homestead on this date: and will a Iry the dwelling house. in good faith, an July 1 and far at least six months during that calendar year, or I am confined in a nursing home, extended -care facility, or hospital and the homestead Is maintained and not leased or rented. or I am on active duty in the military. I declare residency in Iowa for purposes ❑f income laxati❑n and that no other application for homestead credit or exemption has been filed on other property - Previous address: City: _. Stale: ZIP: Do you still own she previous address? Yes L No.[]. If Yes, is the property for sale f] or rent ❑4 Was this property part of a distribution made pursuant to Iowa Code chapter 598 (Dissolution of Marriage)? Homestead Tax Credit and Exemption, page 2 certify that a smoke detector or smoke detectors meeting the requirements of Iowa Cade section 100.18 and Iowa Administrative Code chapter 661-210. has been installed. L er will he installed within 30 days of filing this application: 711 This homestead contains a fuel -fired heater or appliance, a fireplace, or an attached garage: Yes ❑ No fS it Yes, I certify [hat a carbon monoxide alarm meeting the requirements of Iowa Cade section 100.18: has been installed: Ell w will be installed within 30 days of filing [his application: ❑I was 65 years old or older on or before January 1 of the year of [his application and I am claiming the homestead exemption. Yes _1 No Ll I, the undersigned, declare under penalties of perjury or false cerllflcale, that I have examined this application, and, to the best of my knowledge and bellef, it Is true, correct, and complete. Slgnature: Date Written notification must he given to the assessor upon conveyance of this properly or Its discontinued use as your homestead ASSESSOR USE ONLY Assessor or authorized representative: Parcel number - recommend that the application fcr credk be: Allowed: ❑ Disallowed: ❑ If the claimant Is claiming [he homestead exemption, I recommend that the application for exemption be Allowed: ❑ Disallowed: ❑ It the assessor recommends disallowance, provide reasons for the recommendation below: • Applications are due 7/1 /2023 for Fiscal Year 2025 • If exemption is granted, exemption allowed for future years without future filing as long as claimant continues to qualify 07/17/2023 House File 718 - New Property Tax Law WORM AN 18.9% of people in Dubuque are 65 and over Estimated 5,638 new exemptions for 65+ Average assessed value of residential home $159,503 Fully implemented exemption would be $64.36 in FY 26 $345,484 estimated cost to City of Dubuque in FY 26 Military Property Tax Credit & Exemption Increased Exemption Military Property Tax Credit & Exemption p Fiscal Year 2024 and Prior a $1,852 credit funded by the State of Iowa Fiscal Year 2025 increased to $4,000 and changes to exemption not funded by State of Iowa AA 2,011 households receive Military Service Property Tax Credit A 1 $79,656 estimated cost to City of Dubuque in FY 25 7/17/2023 House File 718 - New Property Tax Lave Property Tax Abatement Agreements and Limits Consult Bond Counsel M, 1 1 ig Iowa Code Chapter 404 Urban i Revitalization Areas Requires minimum assessment agreements for commercial properties Applies to revitalization areas created 0 in Fiscal Year 2025 and after � Applied to first -year exemption applications in existing revitalization areas filed July 1, 2024 and after Prohibits property tax abatement for school of revitalization areas for residential projects Beginning and after district portion with revitalization areas created Fiscal Year 2025 gRg First -year exemption applications in existing revitalization areas filed July 1, 2024 and after Includes 7,266 properties and encompasses T, acres Application for improvements in 2023 is due by 2/1/24 Residential: 10% increase in assessed value, 10 years of tax exemption on 100% of increased valuation Commercial: 15% increase in assessed value, 3 years of tax exemption on 100% of increased valuation Transit Funding City of Des Moines Transit Funding -Des Moines Area Regional Transit Authority • Allows City of Des Moines to go up to 7.5% franchise fees, with any portion above 5% required to be dedicated to Des Moines Area Regional Transit Authority (DART) 07/17/2023 House File 718 - New Property Tax Law 23 County Auditor Valuation Reports Fiscal Year 2026 Beginning Fiscal year 2026 9 County Auditor valuation reports Aeports must distinguish between revaluation or other types of addition to the value within the abstract Local Government Budgets Taxpayer Statements Local Government Budgets and Taxpayer Statements March 15: Cities must file a report with Iowa Department of Management containing information specified by new law to be contained in mailings • March 20: County Auditor must send each property owner or taxpayer with the county by regular mail an individual statement with the specified information broken out by political subdivision comprising the taxpayer's district 07/17/2023 House File 718 - New Property Tax Law 27 Taxpayer Statements Must include: 1. Sum of current fiscal year's actual property taxes certified for a levy for all the district's levies and the combined property tax rate per $1,000 2. Combined effective property tax rate for the district calculated using the sum of the current fiscal year's actual property tax certified for levy of all of district's levies 3. Combined amount of the property tax dollars to be certified for all of the district's levies for the budget year and the proposed combined property tax rate per $1,000 4. If the property tax dollars specified under (3) exceed the current fiscal year's actual property tax dollars certified for levy specified in (1), a detailed statement of the major reasons for the increase, including the specific purposes or programs for which the district is proposing an increase; 07/17/2023 House File 718 - New Property Tax Law 28 Taxpayer Statements (continued) 5. An example comparing the amount of property taxes on a residential property with an actual value Of $100,000 in the current fiscal year and such amount on the residential property using the proposed property tax dollars for the budget year, including the percentage difference in such amounts; 6. An example comparing the amount of property taxes on a commercial property with an actual value of $100,000 in the current fiscal year and such amount on the commercial property using the proposed property tax dollars for the budget year, including the percentage difference in such amounts; 7. The district's percentage of total property taxes certified for levy in the owner's or taxpayer's taxing district in the current fiscal year among all taxing authorities; 8. The date, time, and location of the district's public hearing on the information contained in the statements. 9. Information on how to access the political subdivision's internet site, the political subdivision's statements under this section, and other budget documents for prior fiscal years. 07/17/2023 House File 718 - New Property Tax Law 29 Public Hearing Public hearing on proposed property tax amounts for the budget year and new taxpayer statements • In addition to public hearing to adopt the budget • Must be separate from any other meeting of City Council, including any other meeting or hearing related to the budget City Council can decrease, but not increase, the proposed property tax amount to be included in budget 07/17/2023 House File 718 - New Property Tax Law 30 Budget Certification Deadline: April 30th instead of March 31 st 07/17/2023 House File 718 - New Property Tax Law Bond Elections Single Date Bond Elections • Effective July 1, 2023 and after • Elections on the question of issuing bonds • First Tuesday after the first Monday in November 07/17/2023 House File 718 - New Property Tax Law 33 Bond Financing Increase in Limits Bond Financing • Effective July 1, 2024 • 30% increase to limits to enter into loan agreements payable from general fund • 30%increase to limits for general corporate purpose referendum thresholds • Estimate of annual increase in property taxes as result of bond issuance of a residential property with value of $100,000 be added to notice of proposed action 07/17/2023 House File 718 - New Property Tax Law Bond Financing Impact - Dubuque • Increases General Obligation Corporate threshold from $700,000 to $910,000 07/17/2023 House File 718 - New Property Tax Law 36 Annual Finance Report Requirement Changes Annual Financial Report Requirements Effective December 1, 2025 CList of bonds, notes, or other obligations issued by the city during the most recently completed fiscal years Applicable lists for other fiscal years beginning on or after 7/1 /2024, for which obligations remain unpaid Including amount of issuance, project or purpose of the issuance, whether the issuance was approved at the election, eligible to be subject to a petition for an election, or was exempt from approval at the election 07/17/2023 House File 718 - New Property Tax Law Total Annual Impact Adjusted General Fund Levy Homestead Tax Exemption 65+ Military Tax Exemption Urban Revitalization Taxpayer Statement Mailing Cost Total Estimate m acW $360,000-$800,000 (Variable) $346,000 (Estimated) $801000 (Estimated) Developer $3,000 (estimated) $789,000-$1,229,000 "Mr ... -_ 07/17/2023 House File 718 - New Property Tax Law 39 IF �- _ - S - '� sIF