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Submission of Fiscal Year Ended June 30, 2022 Annual Comprehensive Financial Report (ACFR) and Results of the 2022 Financial Statement Audit, Including Required CommunicationsCity of Dubuque City Council Meeting Action Items # 04. Copyrighted July 17, 2023 ITEM TITLE: Submission of Fiscal Year Ended June 30, 2022 Annual Comprehensive Financial Report (ACFR) and Results of the 2022 Financial Statement Audit, Including Required Communications SUMMARY: City Manager transmitting the Fiscal Year 2022 Annual Comprehensive Financial Report (ACFR) and Results of the 2022 Financial Statement Audit, Including Required Communications. SUGGESTED DISPOSITION: ATTACHMENTS: Description MVM Memo Staff Memo FY22 Audit Presentation Finance and Budget staff will make a presentation. Receive and File; Presentation Suggested Disposition: FY22 Annual Comprehensive Financial Report FY22 Auditor Required Communication Type City Manager Memo Staff Memo Supporting Documentation Supporting Documentation Supporting Documentation THE C Dubuque DUjIBQTE WAWca 914 Masterpiece on the Mississippi YP pp aoo�•o 13 zai7*20*�oi9 TO: The Honorable Mayor and City Council Members FROM: Michael C. Van Milligen, City Manager SUBJECT: Submission of Fiscal Year Ended June 30, 2022 Annual Comprehensive Financial Report (ACFR) and Results of the 2022 Financial Statement Audit, Including Required Communications DATE: July 10, 2023 Chief Financial Officer Jennifer Larson is transmitting the Fiscal Year 2022 Annual Comprehensive Financial Report (ACFR) and Results of the 2022 Financial Statement Audit, Including Required Communications. The City's independent auditor issued an unmodified opinion on the financial statements. Chief Financial Officer Jennifer Larson will make a presentation and then Chief Financial Officer Jennifer Larson and I are available, along with a representative of the auditing firm FORVIS LLP virtually, Partner Jessica Richter, to answer questions. I respectfully recommend you receive and file the Fiscal Year 2022 annual audit. Micl4ael C. Van Milligen MCVM:jI Attachment cc: Crenna Brumwell, City Attorney Cori Burbach, Assistant City Manager Jennifer Larson, Chief Financial Officer Brian DeMoss, Finance Manager THE C DUUB--'&-FE Masterpiece on the Mississippi TO: Michael C. Van Milligen, City Manager Dubuque All -America Cily 2007-2012.2013 2017*2019 FROM: Jenny Larson, Chief Financial Officer SUBJECT: Submission of Fiscal Year Ended June 30, 2022 Annual Comprehensive Financial Report (ACFR) and Results of the 2022 Financial Statement Audit, Including Required Communications DATE: July 10, 2023 INTRODUCTION The purpose of this memorandum is to submit the Fiscal Year 2022 ACFR audited by FORVIS, LLP and Results of the 2022 Financial Statement Audit, Including Required Communications. The City's independent auditor issued an unmodified opinion or "clean" opinion on the financial statements. BACKGROUND Iowa state code requires an annual audit by independent certified public accountants or the State Auditor. In addition to meeting the requirements set forth in state statues, the audit also was designed to meet the requirements of an annual single audit in conformity with the provisions of Title 2 U.S. Code of Federal Regulations (CFR) Part 200 Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Award (Uniform Guidance). This Annual Comprehensive Financial Report is in conformance with the standards set by Title 2 U.S. Code of Federal Regulations (CFR) Part 200. This federal regulation mandates audit standards for federal programs. The government -wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund and fiduciary fund financial statements. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Separate financial statements are required for Dubuque Metropolitan Area Solid Waste Agency, Dubuque Initiatives and Subsidiaries and Dubuque Convention and Visitors Bureau (CVB) and have been received. The financial information for these entities is included in the City of Dubuque ACFR. Results of the 2022 Financial Statement Audit, Including Required Communications Included is a separate letter from FORVIS, LLP. The letter contains audit information required by auditing standards to be communicated to the Mayor and City Council. ACTION STEP It is recommended that the City Council receives and files the Fiscal Year 2022 reports identified above and receives and files this communication and related enclosures. Copies of the financial statements for the Dubuque Metropolitan Area Solid Waste Agency are available in the Finance Department if desired by Council members. Finance will make a brief presentation at the City Council meeting and Jessica Richter, audit partner from FORVIS LLP, will be available for any questions. JML Enclosures: Fiscal Year 2022 ACFR Results of the 2022 Financial Statement Audit, Including Required Communications •l m P111:111• w ' r r r �' �. •a � � r �� : �� ram- � t - ML 14 w. At L i : �_ , �� Jam.. �•+ • �,� Ali FISCALYEAR2022ANNUAL COMPREHENSIVE FINANCIAL REPORT Ih. Financial audit performed annually A Required by the Municipal Oversight Law and governmental auditing standards Ar �� Examination of City's financial records I=1 Conducted in accordance with generally accepted auditing standards Report rendered by an independent auditor of how appropriate financial statements depict its financial condition and results of its operations Performed by persons not in any way affiliated with the City in order to ensure complete objectivity and professionalism TYPES OF INDEPENDENT AUDITOR'S OPINIONS Unmodified Opinion —The statements present fairly the financial position and results of operations of the government unit on a basis consistent with prior years. This is the so called "clean opinion." Modified Opinion —The opinion is like the above but with certain exceptions to generally accepted accounting principles which are clearly explained in the opinion. Adverse Opinion —This "bad opinion" states that the financial statements do not fairly present the financial position and the results of operation of the governmental unit. The opinion would include the reasons for the adverse opinion. Disclaimer of Opinion —The auditor cannot render an opinion usually because the financial records are incomplete or the scope of the audit is too restrictive. COMPLIANCE AUDIT Auditors perform compliance audits in which the auditor reviews operations in terms of compliance with various laws and regulations regarding grants and financial operations. • The audit provides a professional opinion of the financial condition of the government unit. Audited financial statements provide reliable financial information to evaluate the financial health and stability of the governmental unit. Ensure that the local government is in compliance with all applicable legal provisions. Recommendations to strengthen and improve the management and efficiency of the governmental unit. 5 AUDITOR CHANGE N ()IIV/S C�. AUDIT RESULTS • Auditors' Opinion on Financial Statements — Unmodified • Sometimes referred to as a "clean" audit. This is the highest level of assurance auditors can provide over financial statements. • Financial Statements are materially accurate • No disagreements with auditors • All proposed material audit adjustments were made GOVERNMENT= WIDE SUMMARY • Governmental activities increased the City's net position by $18.1M. • Charges for services increased by $2.2M and gaming increased by $4M • Overall expenditures decreased by $3.3M (excluding transfers out to business type activities) GOVERNMENT= WIDE SUMMARY • Business -type activities increased the City's net position by $17.1M • Total expenses increased by $1.9M. • Charges for services increased by $2.5M. 0 GENERAL FUND REVENUE The General Fund is the City's primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. Interesi Forfeiture Charges for Services 21% Intergov Gamine. 16% L% 3% rio TAX REVENUE 3YEAR HISTORY 40,000 35,000 30,000 N 25,000 C6 N 0 20,000 15,000 10,000 5,000 $39,707 `40% 2021 $ 36,518 `10111 $ 33,381 2022 2021 2020 Property Tax $23,544 $23,052 $20,679 Franchise Fee $6,045 $4,921 $4,559 Local Option Sales Tax $6,369 $5,664 $4,445 Hotel/Motel $2,916 $2,036 $2,822 Backfill Pari-Mutuel $799 $34 $810 $35 $856 $20 0 GENERAL FUND REVENUE 3YEAR HISTORY ,,,yd ZIIIIII11 50000 40000 30000 20000 10000 0 2022 2021 $67,869 Taxes Licenses & Permits ■ Intergovernmental ■ Charges for Services ■ Interest, Fines & Forfeitures, & Other ■ Gaming 2022 2021 2020 Taxes $ 39,707 $ 36,518 $ 35,405 Licenses & Permits $ 2,212 $ 1,984 $ 1,497 Intergovernmental $ 5,545 $ 3,535 $ 1,886 Charges for Services $ 15,969 $ 13,396 $ 10,586 Interest, Fines & Forfeitures, & Other $ 1,765 $ 4,359 $ 3,340 Gaming $ 12,000 $ 8,077 $ 7,394 $60,108 2020 i GENERAL FUND EXPENDITURES Community & Economic Development, 7 Culture & Recreation; 21% Debt Service, 0% General Government, Services, 1% Public Works, 11% Capital Projects, 4% Public Safety, 46% 1 E13 GENERAL FUND EXPENDITURES THREEYEAR HISTORY $70,000 $60,000 $50,000 $40,000 cN 00 $30,000 O .S $20,000 N i 03 $10,000 O 0 $0 2022 2021 2020 ■ Public Safety ■ Health & Social Services ■ Community & Economic Development ■ Debt Service Public Safety Public Works Health & Social Services Culture & Recreation Community & Economic Development General Government Debt Service Capital Projects ■ Public Works ■ Culture & Recreation ■ General Government ■ Capital Projects 2022 2021 2020 $31,256 $29,038 $29,515 $7,565 $5,323 $5,511 $861 $964 $992 $14,403 $11,674 $12,967 $4,494 $3,938 $4,028 $6,963 $6,949 $6,846 $126 $42 $45 $2,256 $2,344 $597 r14 COMPARISON OF GENERAL FUND BALANCES 2022-53.90% 2021-46.50% ■ Annual Expenditures* ■ Unassigned Fund Balance *Annual expenditure figure exclude transfers to other funds 2020-33.27% r15 NET INVESTMENT IN CAPITAL ASSETS , 1414111011 350,000 V) 300,000 O O •S 250,000 Ln i ca O 200,000 150,000 100,000 50,000 2022 2021 2020 ■ Governmental Activities ■ Business -Type activites r16 UNFUNDED LEGACY COSTS 70,000 50,000 i Ln 0 0 0 30,000 c� 20,000 10,000 10,405 2022 60,799 2021 0 Retiree Healthcare (OPEB) Liability 0 Pension Liability (IPERS/MFPRSI) 50,126 2020 AUDIT RESULTS • Auditors' Opinion on Financial Statements — Unmodified • Sometimes referred to as a "clean" audit. This is the highest level of assurance auditors can provide over financial statements. • Financial Statements are materially accurate • No disagreements with auditors • All proposed material audit adjustments were made • Audit performed yearly • Audit required by Iowa State Code E18 COMPLIANCE AUDIT RESULTS • Material weakness — highest level, materi; adjustments identified • Significant deficiency — does not rise to material level but still something those charged with governance should be awar( of • Control deficiency— lowest level, compensating controls in place to mitigat( likelihood of a material misstatement • 2021— unmodified • 1 significant deficiency over financial reporting • 2020 — unmodified • 1 material weakness over financial reporting • 2019 — unmodified • 1 material weakness over financial reporting • 3 material weaknesses and 1 significant deficiency over federal awards E COMPLIANCE AUDIT RESULTS • Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards • Material weakness over restatement of prior year financial statements • GASB 9 — cash flows reporting • GASB 84 — fiduciary activities • Workers' compensation fund claims classification • No Significant Deficiencies identified in FY23 GASB STATEMENT NO. g RESTATEMENT • GASB Statement No. 9, Reporting Cash Flows of Proprietary and Nonexpendable Trust Funds and Governmental Entities That Use Proprietary Fund Accounting. • Cash and cash equivalents are defined to include investments which have an original maturity of three months or less. • During 2022, the City corrected beginning cash and cash equivalents at July 1, 2021, to exclude investments not meeting its cash equivalents definition. tormwater Water Utility Utility Total Cash and investments - July 1, 2021, as previously reported 121 242952 1625851515 2819102467 Adjustment to correct misstatement (25,200) (2,0 0,000) (2,605,200) Cash and cash equivalents - July 1, 2021, as restated 1 L799,752 14,5055515 6.305, 67 rzs GASB STATEMENT NO. 84 RESTATEMENT • GASB Statement No. 84, Fiduciary Activities, changed the definition, criteria and reporting of fiduciary activities as well as redefined various fiduciary fund types and changed fund type terminology. • Cable Equipment Fund, previously reported as a custodial fund, does not meet definition of a fiduciary activity because funds can be used for city purposes under Iowa Code Section 477A7.4 Governmental General Fund Activities Fiduciary Funds Net position/fund balance - July 1, 2021, as S .3419 55106 391152.35754 21304,920 previously reported Adjustment to correct misstatement 1,126,802 1,126,902 (1,126,802) Net position/fund balance - July 1, 2021, as restated 36,111.908 392,65 1556 1.17811 1 E22 WORKERS' COMPENSATION RESERVE RESTATEMENT • Police and Fire Injury claims are required to be charged to the General Fund by Iowa Code • During FY21 and FY22, Police and Fire injury claims were incorrectly charged to the workers' compensation reserve fund • Restatement moves $973,070 of fund balance from General Fund to Workers' Compensation Internal Service Fund Net position/fund balance - July 1, 2021, as previously reported Adjustment to correct misstatement Net position/fund balance - July 1, 202 t, as restated Internal Service General Fund Funds 4198 ,10 311151161 9737070 9737070 34101210 41)08 ,2, 1 COMPLIANCE AUDIT RESULTS 11 Auditors' Opinion on compliance for major programs Unmodified for all major federal programs Independent Auditors' Report on Compliance for Each is Major Federal Program, Report on Internal Control, No findings 41" and Report on the Schedule of Expenditures of Federal Awards Required by the Uniform Guidance NKYOU FINANCE@CITYOFDUBUQUE.ORG HTTP://WWW.CITYOFDU BUQU E.ORG Dubuque Arboretum VA Y 7 ANNUAL COMPREHENSIVE 0 Photo Courtesy of: City of Dubuque Staff Cover Design by: Kristin Hill Annual Comprehensive Financial Report For The Fiscal Year Ended June 30, 2022 City of Dubuque, Iowa Prepared by: Department of Finance THIS PAGE IS INTENTIONALLY LEFT BLANK Introductory Section June 30, 2022 City of Dubuque, Iowa THIS PAGE IS INTENTIONALLY LEFT BLANK CITY OF DUBUQUE, IOWA TABLE OF CONTENTS Exhibit Pale INTRODUCTORY SECTION (Unaudited) Table of Contents 1-2 Letter of Transmittal 3-11 City Organizational Chart 12 Officials 13 Certificate of Achievement for Excellence in Financial Reporing 14 FINANCIAL SECTION Independent Auditor's Report 17-19 Management's Discussion and Analysis (Unaudited) 21-30 Basic Financial Statements Government -wide Financial Statements Statement of Net Position 1 32-33 Statement of Activities 2 34 Fund Financial Statements Balance Sheet —Governmental Funds 3 36-37 Reconciliation of the Governmental Funds Balance Sheet to the Statement of Net Position 3-1 39 Statement of Revenues, Expenditures, and Changes in Fund Balances — Governmental Funds 4 40-41 Reconciliation of the Governmental Funds Statement of Revenues, Expenditures, and Changes in Fund Balances to the Statement of Activities 4-1 43 Statement of Net Position — Proprietary Funds 5 44-47 Statement of Revenues, Expenses, and Changes in Fund Net Position — Proprietary Funds 6 48-49 Statement of Cash Flows — Proprietary Funds 7 50-53 Statement of Fiduciary Net Position - Custodial Funds 8 54 Statement of Changes in Fiduciary Net Position - Custodial Funds 9 55 Notes to Financial Statements 58-117 Required Supplementary Information (Unaudited) Schedule of Receipts, Expenditures, and Changes in Balances — Budget and Actual (Budgetary Basis) — Governmental Funds and Enterprise Funds 121 Note to Required Supplementary Information — Budgetary Reporting 122 Schedule of the City's Proportionate Share of Net Pension Liability — Iowa Employees' Retirement System 123 Schedule of City's Contribution — Iowa Employees' Retirement System 124 Notes to Required Supplementary Information — Net Pension Liability IPERS 125 Schedule of the City's Proportionate Share of Net Pension Liability — Municipal Fire and Police Retirement System of Iowa 126 Schedule of City's Contributions — Municipal Fire and Police Retirement System of Iowa 127 Notes to Required Supplementary Information — Net Pension Liability MFPRSI 128 Schedule of Changed in Total OPEB Liability, Related Ratios and Notes 129 Supplementary Information Combining Fund Statements Combining Balance Sheet — Nonmajor Governmental Funds A-1 132-134 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances — Nonmajor Governmental Funds A-2 136-138 Combining Statement of Net Position — Nonmajor Enterprise Funds B-1 141 Combining Statement of Revenues, Expenses, and Changes in Fund Net Position — Nonmajor Enterprise Funds B-2 142 CITY OF DUBUQUE, IOWA TABLE OF CONTENTS FINANCIAL SECTION (continued) Exhibit Page Combining Statement of Cash Flows — Nonmajor Enterprise Funds B-3 143-144 Combining Statement of Net Position — Internal Service Funds C-1 146-147 Combining Statement of Revenues, Expenses, and Changes in Fund Net Position (Deficit) — Internal Service Funds C-2 148-149 Combining Statement of Cash Flows — Internal Service Funds C-3 150-151 STATISTICAL SECTION (Unaudited) Table Page Statistical Section Contents 155 Financial Trends Net Position by Component 1 156-157 Changes in Net Position 2 158-161 Fund Balances of Governmental Funds 3 162-163 Changes in Fund Balances of Governmental Funds 4 164-165 Revenue Capacity Taxable and Assessed Value of Property 5 166 Property Tax Rates — Direct and Overlapping Governments 6 167 Principal Property Taxpayers 7 168 Property Tax Levies and Collections 8 169 Debt Capacity Ratios of Outstanding Debt by Type 9 170-171 Ratios of General Bonded Debt Outstanding 10 172 Direct and Overlapping Governmental Activities Debt 11 173 Legal Debt Margin Information 12 174-175 Revenue Debt Coverage 13 176 Water and Sewer Receipt History 14 177 Water Meters by Rate Class 15 178 Largest Water and Sewer Customers 16 179 Sales Tax Increment Actual Receipts and Cumulative Sales Tax Balance Remaining 17 180 Demographic and Economic Information Demographic and Economic Statistics 18 181 Principal Employers 19 182 Operating Information Full -Time Equivalent City Government Employees by Function/Department 20 184-185 Operating Indicators by Function/Program 21 186-187 Capital Asset Statistics by Function 22 188-189 Retail Sales 23 190 COMPLIANCE SECTION Independent Auditor's Report on Internal Control over Financial Reporting and on Compliance and other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 193-194 Independent Auditor's Report on Compliance with Requirements for Each Major Program and on Internal Control Over Compliance Required by The Uniform Guidance 195-197 Schedule of Expenditures of Federal Awards 198-201 Notes to the Schedule of Expenditures of Federal Awards 202 Schedule of Findings and Questioned Costs 203-209 2 THE CITY OF DUTBQTE Masterpiece on the Mississippi June 6, 2023 Finance Department Dubuque 50 West IPStreet Dubuque, Iowa 52001-4805 All-AmericaGlW Office (563) 589-4133 Fax (563) 690-6689 I I TTY (563) 690-6678 finance@cityofdubuque.org 2007-2012.2013 www.cityofdubuque.org 2017*2019 Honorable Mayor, City Council Members, and Citizens of the City of Dubuque: The City of Dubuque, Iowa, pursuant to the requirements set forth by state and federal regulations, hereby submits the Annual Comprehensive Financial Report (ACFR) for the fiscal year ended June 30, 2022. Responsibility for both the accuracy of the data and the completeness and fairness of the presentation, including all disclosures, rests with the City. Understanding the cost of internal controls should not exceed anticipated benefits, the objective is to provide reasonable, rather than absolute, assurance that the financial statements are free of any material misstatements. To the best of our knowledge and belief, the enclosed data is accurate in all material respects, and is reported in a manner designed to present fairly the financial position and results of operations of the various funds and activities of the City. All disclosures necessary to enable the reader to gain an understanding of the City's financial operations have been included. The Code of Iowa requires an annual audit by independent certified public accountants or the State Auditor. The accounting firm of FORVIS LLP conducted the audit for fiscal year 2022. The independent auditors' report is included in the Financial Section of this report. In addition to meeting the requirements set forth in state statutes, the audit also was designed to meet the requirements of an annual single audit in conformity with the provisions of Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirement, Cost Principals, and Audit Requirements for Federal Awards (Uniform Guidance). Information related to this single audit, including the Schedule of Expenditures of Federal Awards, findings, recommendations, and the auditor's report on internal control over financial reporting and compliance with requirements applicable to laws, regulations, contracts, and grants, are included in the Compliance Section of this report. The City provides a full range of services including: police and fire protection; sanitation services; the construction and maintenance of roads, streets, and infrastructure; inspection and licensing functions; maintenance of grounds and buildings; regional airport; library; recreational activities; and cultural events. In addition to general government activities, the municipality owns and operates enterprises for a water system, water resource and recovery center (wastewater treatment), stormwater system, parking facilities, refuse collection, road salt and public transportation. This report includes all funds of the City of Dubuque, as well as its component units. Component units are legally separate entities for which the City is financially accountable. The City has no blended component units. This report includes the Dubuque Metropolitan Area Solid Waste Agency (DMASWA), Dubuque Initiatives and Subsidiaries, and Dubuque Convention and Visitors Bureau as discretely presented component units. A discretely presented component unit is reported in a separate column in the government -wide financial statements to emphasize that it is legally separate from the City of Dubuque and to differentiate its financial position and results of operations from those of the City. The City appoints a voting majority to the DMASWA governing board and operates the landfill. Dubuque Initiatives, Inc. is a sustainable, non-proft organization, working as a community partner and catalyst, to undertake challenging projects involving job creation and/or community revitalization that supports a viable, livable and equitable 3 community. In the event of dissolution, any assets or property of the organization are transferred to the City. Dubuque Convention and Visitors Bureau's purpose is to strengthen the Dubuque area economy by competitively marketing the area as a destination for conventions, tour groups, sporting events, and individual travelers. The organization's board members include one City Council member, the City of Dubuque Mayor, and the City Manager. In the event of dissolution, any assets or property of the organization shall be transferred to the City. The City collects hotel/motel taxes and forwards 50% to Dubuque Convention and Visitors Bureau as the primary source of funds for its operations. Generally Accepted Accounting Principles (GAAP) require that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management's Discussion and Analysis (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City of Dubuque's MD&A can be found immediately following the independent auditor's report. PROFILE OF THE CITY The City of Dubuque, incorporated in 1833, is located on the Mississippi River in northeast Iowa, adjacent to the states of Illinois and Wisconsin. Julien Dubuque, the city's namesake, first began mining lead in the area now known as Dubuque in 1788. Dubuque is the oldest city in Iowa and has a unique combination of the old and new, ranging from a historic downtown, numerous examples of Victorian architecture, and a Civil War era shot tower, to expanding industrial parks, multiple retail centers, revitalized riverfront and millwork districts and two casinos, one with a pari-mtuel dog track. The City of Dubuque has a stable, diversified economic base and is a major tri-state retail center. The City currently has a land area of 31.6 square miles, and a census 2020 population of 59,667. As the largest city in the tri-state area, Dubuque serves as the hub of a trade area with a population estimated at 250,000. As of October 2021, the City's unemployment rate was 3.0%, slightly above the state unemployment rate of 2.9% and below the 3.7% national rate. The City of Dubuque is empowered to levy a property tax on real property located within the city limits. The City has operated under a council-manager form of government since 1920. Policymaking and legislative authorities are vested in the governing council, which consists of a mayor and a six -member council. The city council is elected on a non -partisan basis. The mayor is elected to a four-year term. Council members are elected to four-year, staggered terms with three council members elected every two years. Four of the council members are elected within their respective wards; the mayor and the two remaining council members are elected at -large. The governing council is responsible, among other things, for setting policy, passing ordinances, adopting the budget, appointing committees, and hiring the city manager, city attorney, and city clerk. The city manager is responsible for overseeing the day-to-day operations of the government, making recommendations to the city council on the budget, and other matters, appointing the heads of the government's departments, and hiring employees. ECONOMIC CONDITION AND OUTLOOK The economic condition and outlook of Dubuque continues to thrive. The City's economy has a diverse employer base including manufacturing, technology, health services, insurance, education, and government. The top 10 employers in the area employ less than 22% of the total workforce and cover five different industries, which insulates the City against the negative impact from a downturn in any one area of the economy. Several industry experts and associations have recognized the community's efforts to diversify its economy. Although COVID-19 negatively impacted our national economy, as of July 2021 Dubuque County has experienced the second highest percentage increase in the number of jobs from one year ago, a 4.6% increase. Local unemployment rates are slightly higher (3.0%) than statewide (2.9%) and below the national (3.7%) figures. 4 Industrial Dubuque Industrial Center West and South (DICW and DICS): Over 550 saleable acres were acquired in 1997, with an additional 163 acres purchased in 2015. The three areas of Dubuque Industrial Centex comprise 45 businesses with two of those businesses having arrived in 2019, along with two company expansions. 2020 saw the arrival of one business, adding over 270 jobs, with additional business expansions underway in 2021. The area continues to have available locations for further investment and job creation. Dubuque Technology Park: Located on the south side of the City is a 100-acre park designed to accommodate growing office businesses. Eight businesses are currently located in the park. Dubuque Industrial Crossroads: Located at the intersection of US Highways 151/61 and Iowa 32 (Southwest Arterial), the City acquired 156 acres to accomodate future business development. In addition, 2022 saw expansions to several industrial businesses: Green Industrial Supply (88,000 sf), Dubuque Screw Products (23,000 sf), Klauer Manufacturing (67,197 sf), and Tri-State Quality Metals (31,350 sf). A new 75,000 sq ft industrial building was constructed on Old Highway 20. Commercial and Retail Downtown Development: Over $800 million has been invested in the downtown area in building rehabilitation, new construction, and public improvements where more than 9,000 people work. Heartland Financial and Cottingham & Butler partnered in 2019 to purchase the Roshek Building in order to accommodate their quickly expanding workforce. Their subsequent buildout provides office space on all floors of the building to support hundreds of additional Heartland and Cottingham & Butler employees at this location. The COVID-19 pandemic has changed business practices in relation to on -site employment, but all floors of the facility are prepared for a full return to the office. This continued use of an iconic historic building in Dubuque's downtown supports our local retail. Historic Millwork District: The Historic Millwork District is saturated with history. It imbues the area with authenticity and character while offering valuable lessons about the importance of sustainable urban design strategies. Dubuque's Historic Millwork District is a keystone to the region's aggressive economic development strategy. With one million square feet of historic warehouse space ideal for urban mixed -use development, the District is perfectly suited to attract entrepreneurs, designers, residents, institutions, and businesses prepared to fuel Dubuque's globally competitive and sustainable economy. The District is currently home to multiple eateries, breweries, and shopping venues. To date, nearly $100 million has been invested into the transformation of the Millwork District and it is attracting entrepreneurs, residents, institutions, and businesses that are fueling Dubuque's competitive economy. Dupaco completed a $30+ million project to renovate the Voices Building in 2021. The building is now home to the credit union's operations center and will include a mix of retail, entertainment and community space on the lower floors. This historic rehabilitation is yet another feather in the cap of local developers and contractors as well as a great addition to a more vibrant district. Kretschmer Lofts completed in 2022, is an historic rehabilitation of a former Kretschmer-Tredway Company that used to manufacture plumbing and heating supplies. It is now 48 apartments providing housing in the heart of the millwork district. Brewery Neighborhood Conservation District: The former Dubuque Brewing and Malting Company complex (aka H&W Building) is a collection of buildings constructed primarily of red brick between 1896 5 and 1934 on the northeast corner of Jackson and 30th Streets. The complex is eligible for the National Register of Historic Places and is in Dubuque's Brewery Neighborhood Conservation District. The southern portion of the building was purchased by 3000 Jackson LC in March 2017 and work to restore the building began. The new owner obtained a demolition permit to deconstruct the unsound section of the structure and plan to stabilize and make immediate repairs to prevent further deterioration. Although a portion of the historic structure will be demolished, there are plans to repair, stabilize, and eventually completely restore the property in the future. The property was rezoned in May 2020 to accommodate an anticipated $30 million mixed -use development providing commercial/retail and residential space. Commercial Development: While COVID-19 slowed commercial construction season beginning in March 2020, building permit revenues still show a strong year for commercial remodels and new development. JoAnn Fabric completed work on a new 30,000 square foot facility. The University of Dubuque constructed a new student clinic, welcome center and outdoor space known as Wallace Commons. Hormel completed renovations to add a new product line at their facility in the Industrial Park. Phase I of Mt. Carmel campus for construction of a new senior housing development by BVM-PHS Senior Housing, Inc. has been completed. Phase II is in plan review. When all four phases are completed, a total of 450 dwelling units will be available. In 2022, The John F. Kennedy Road Commercial Corridor sees continued redevelopment with the construction of 7500 sf Green State Credit Union on a 55,407 sf site at the corner of Stoneman Road and JFK„ a five (5) unit 11,407 sf multi -tenant commercial building on a 63,346 sf site at 3415 Stoneman Road and Collins Community Credit Union constructing a 29,799 sf three (3) story building on a 100,137 sf site at the former Shopko Site. Asbury Plaza continues to be developed with construction of a Tidal Wave Auto Spa (tunnel carwash) and future construction of a Starbucks facility. Residential In 2022, the following residential developments were completed or under construction: The Gardens of Dubuque — 1895 Radford Road, a 50-unit affordable workforce housing development. Roosevelt West — 1865 Radford Road, a 44-unit affordable senior housing development. Old Prescott School — It 99 Central, a 14-unit market rate housing development. Miller 4-Plex — Eastgate Court, a four -unit market rate housing development. Vintage Estates of Dubuque — End of Barnwood Lane, a 35 single-family cooperative community development Rustic Point Estates 42 — NE corner of Kennedy/Derby Grange Roads composed of 45 single-family/duplex lots. Silver Oaks Subdivision 43 — end of Elmwood Drive, composed of 128 single family/duplex lots. Health Services ENT Medical Building completed construction of a new 9,000 sq. ft. medical facility along Cedar Cross Road in the summer of 2019. MercyOne Dubuque along with Medical Associates Clinic constructied a $25 million project to build a two-story building east of the hospital to serve as a hematology/oncology outpatient clinic. Iowa Health Facilities Council did grant their approval for a certificate of need for a linear acceletor included in the prof ect. 0 Grand River Medical Center constructed a 45,000 square foot, three-story, acute care medical facility in Westmark Business Park off of the Northwest Arterial and Pennsylvania Avenue. Medical Associates Clinic is in the process of grading 5 1/2 acres located on the northwest corner of the intersection of Chavenelle Road and the Northwest Arterial for a future medical clinic. Crescent Community Health Center, a Federally Qualified Health Center (FQHC), expanded services and their clinic space at 1690 Elm Street to include behavioral health services, and an urgent care clinic. The clinic is now expanding dental services as well as it's wellness services in an out building at their address, Crescent acquired In Focus pharmacy, located on the second floor of 1690 Elm Street, and will now offer pharmacy services. Education The Dubuque community takes great pride in the quality of its educational system and it is a top priority for Dubuque citizens and leaders. Dubuque's public -school system was ranked #7 out of 2,200 school districts nationwide. The Dubuque community schools district provides K-12 education through 11 elementary schools, three junior high schools, one middle school, and three high schools. Dubuque also offers two private school systems accredited by the State of Iowa. Holy Family Catholic Schools offers K-12 education at two elementary schools, one K-5 Spanish Immersion Program, a middle school, and a high school. The Dubuque Lutheran School offers K-5 education at one elementary school. Dubuque boasts three private, liberal arts colleges offering a wide variety of undergraduate and graduate degree programs, a community college with a diverse certificate and degree programs, and a Bible college. The tri-state area features an additional state university and two more community colleges for a total of 18,000 college students. The University of Dubuque completed the building process for a 17,000 square foot Welcome Center addition and a new 4,000 square foot student clinic. Dubuque Hempstead completed and opened a 27,000 sq. ft. aquatic facility on the north side of the school. A two-story addition is being added to the Alternative Learning Center. The City's recent awards and recognition from a variety of sources include: • The National Civic League named Dubuque a 2019 All -America City. This makes the fifth time in twelve years Dubuque has received this award which recognizes communities whose citizens work together to identify and tackle community -wide challenges and achieve uncommon results. Dubuque received the 2019 award for the civic infrastructure built on the Inclusive Dubuque network of over 60 partners working to advance justice and social equity, and Imagine Dubuque 2017: A Call to Action, the comphrensive planning process that collected input from 6,000 residents to identify a roadmap for Dubuque's future. The application and presentation also featured three projects demonstrating how partners are impacting health outcomes for all residents. "Health Care for All" highlights the progress Crescent Community Health Center has made, the impact of the Pacific Islander Health Project, and the recent work of the Brain Health Task Force. The Bee Branch Creek Restoration Project was the second project highlighted and the collaborative work happening by the Dubuque Easts Well coalition to increase access to healthy local foods is the third. 7 MAJOR INITIATIVES For the Year. The City of Dubuque staff, following the adopted priorities of the mayor and city council, has been involved in a variety of projects throughout the year. These projects reflect the City's commitment to continue to provide high quality services to the residents and stakeholders of Dubuque within the budget guidelines set by the mayor and city council. Creating an Equitable Community for All: Several City Council policy agenda priorities in the past year focused on creating a more equitable community for all. Notably, Council prioritized implementation of the Equitable Poverty Reduction and Prevention Plan and Equitable Fine and Fee Reform. In 2021, the City Council prioritized the creation of an Equitable Poverty Reduction and Prevention Plan. The Plan was delivered to Council by Public Works LLC, and lays out an implementation strategy to reduce poverty, especially in communities of color. The FY22 budget recommended funding for Public Works LLC to continue assisting the City in implementation. It also recommends the creation of a new Office of Shared Prosperity and Neighborhood Support. The Equitable Fine and Fee Reform prioity examines how the City's fines and fee structures impact our most vulnerable population, particularly communities of color. Key issues include a thorough analysis of quantitative and qualitative data to understand impact, legislative advocacy at the county, state, and federal level, and actions to restructure fine and fee schedules and practices. Staff capacity to manage recommended programs will be key to successful implementation. The Community Impact Division was established in Leisure Services with two positions, Community Diversion and Prevention Coordinator and Community Service Outreach Coordinator to focus on this work. Bee Branch Watershed Flood Mitigation Project: The City's $237 million Bee Branch Watershed Flood Mitigation Project is a 20-year, multi -phased investment to mitigate flooding, improve water quality, stimulate investment, and enhance quality of life within the Bee Branch Watershed. The City has received more than $160 million in state and federal funds for the project. The $60 million Upper Bee Branch Creek Restoration phase of the project was completed in the summer of 2017. The $25.9 million Bee Branch Creek Railroad Culverts Project was awarded in early 2019 and was completed in late 2022. Since the fall of 2021, the improvements have provided for an increase in the level of flood protection for over 1,300 homes and businesses from a 1 in 75- year rain to a 1 in 500 - year rain. In 2016, the City of Dubuque was awarded a total of $31.5 million through the U.S. Department of Housing & Urban Development (HUD) National Disaster Resilience Competition (NDRC) Grant awarded to the State of Iowa's "Iowa Watershed Approach." This total includes $8.4 million for the Bee Branch Healthy Homes Resiliency Program in the form of five-year forgivable loans to improve 320 housing units, including owner -occupied homes; single -unit rentals; and small, multi -family residential units. The grant also provided $24.9 million for stormwater infrastructure improvements related to the Bee Branch Watershed Flood Mitigation Project. Specifically, this includes funding towards the $25.9 million Bee Branch Creek Railroad Culverts Project that involves the installation of six 8-foot diameter culverts to pass floodwaters from the Upper Bee Branch to the Lower Bee Branch through the railway yard on Garfield Avenue. The grant also provided funding to provide drainage improvements from the Bee Branch Creek to the west along 22nd Street up Kaufmann Avenue to North Main Street. Finally, the grant provided funding for drainage improvements from the Bee Branch Creek to the west along 17th Street from Elm Street to N. Main Street. The HUD Resiliency Grant will expedite the completion of the Bee Branch Watershed Flood Mitigation Project, lessening the potential flood damage caused by future flash floods. 9 Another phase of the Bee Branch project is the $18.9 million Bee Branch Stormwater Pumping Project that involves improvements where the Bee Branch Watershed drains into the Mississippi. The improvements to the pump station will provide more pumping capacity and allow for gravity flow under some circumstances such that it will be able to accommodate what is statistically considered a 500-year event - the same level of protection to be provided by the upstream Bee Branch Creek Restoration Project. The City was awarded a $2.5 million U. S. Economic Development Administration (EDA) grant. However, since being awarded the grant, the estimated project cost has increased by $8.9 million, due in part to site challenges. The City is evaluating alternative designs that would be ready for bidding in late 2023. Unfortunately, the economic impact of the COVID-19 pandemic did delay the project. Chaplain Schmitt Island Master Plan: As part of a commitment to create a variety of fun things to do for all, the City is part of a team lead by the Dubuque Racing Association who is implementing the Chaplain Schmitt Island Master Plan. The Plan identifies a strategy to redevelop the island, beginning with the additional enhancements to the Veterans Memorial Plaza and including developing/redeveloping recreational amenities, business development, self-sufficiency of the Q Casino, and redevelopment of the 16th Street Corridor onto the island. The Dubuque Ice Arena transferred from a non-profit operation to City to now management by Schmitt Island Development Corporation, the first of many partnerships to be developed with this partner. The work will be done while focusing on the environmental integrity of the island with the US Army Corps of Engineers and the Iowa Department of Natural Resources. For the Future. The mayor and city council will continue to take action to achieve their goals of maintaining a strong local economy, sustaining stable property tax levies, and enhancing the safety and security of residents through neighborhood vitality. City staff will work to implement the city council's vision for Dubuque. A program of comprehensive service reviews has continued as a vehicle for analyzing City services, identifying opportunities for improvement, and determining areas of possible cost reductions. The goal of the service review program is to ensure that services desired by the citizens are provided in the most cost effective and efficient method possible. The city council's goals for the next five years and beyond include the following: • Robust Local Economy: Diverse Businesses and Jobs with Economic Prosperity • Vibrant Community: Healthy and Safe • Livable Neighborhoods and Housing: Great Place to Live • Financially Responsible, High -Performance City Organization: Sustainable, Equitable, and Effective Service Delivery • Sustainable Environment: Preserving and Enhancing Natural Resources • Partnership for a Better Dubuque: Building Our Community that is Viable, Livable, and Equitable • Diverse Arts, Culture, Parks, and Recreation Experiences and Activities • Connected Community: Equitable Transportation, Technology Infrastructure, and Mobility FINANCIAL INFORMATION Internal Controls: City management is responsible for establishing and maintaining internal controls to ensure that the assets of the government are protected from loss, theft, or misuse, and to ensure that adequate accounting data is compiled to allow for the preparation of financial statements in conformity with generally accepted accounting principles. Single Audit: As a recipient of federal and state financial assistance, the City of Dubuque's government is responsible for ensuring that adequate internal controls are in place to ensure compliance with applicable laws, regulations, contracts, and grants related to those programs. These internal controls are subject to periodic evaluation by management. 9 As a part of the City's single audit described earlier, tests are made to determine the adequacy of internal controls, including that portion related to federal programs, as well as to determine that the government has complied with applicable laws, regulations, contracts, and grants. Budgeting Controls: In addition, the government maintains budgetary controls. The objective of these budgetary controls is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the city council. All funds, except for fiduciary fund types which include pension trust funds, private purpose trust funds, and custodial funds are included in the annual budget process. The level of budgetary control (that is the level at which expenditures cannot legally exceed the appropriated amount) is established by state programs. The government also maintains an encumbrance accounting system as one technique for accomplishing budgetary control. Encumbered amounts lapse at year-end; however, encumbrances generally are re -appropriated as part of the following year's budget. As demonstrated by the statements and schedules included in the financial section of this report, the City continues to meet its responsibility for sound financial management. Cash Management: Cash temporarily idle during the year was invested in demand deposits, certificates of deposit, federal agency obligations, and authorized mutual funds. The City (including DMASWA) had investment losses of $244,598 for the year. The investment policy adopted by the city council stresses the importance of capital preservation. The policy directives intend to minimize credit and market risks while maintaining a competitive yield on the portfolio. Risk Management: The City of Dubuque is a member of a statewide risk pool for local governments, the Iowa Communities Assurance Pool (ICAP). The coverage for general and auto liability, as well as public official and police professional liability are acquired through this pool. The City has established a Workers' Compensation Reserve Fund for insuring benefits provided to City employees which is included in the Internal Service Fund Type. As of May 15, 2020 the City changed workers' compensation coverage providers. Under this new agreement, the City is fully insured for all claims with the exception of sworn Police Officers and Fire Fighters medical claims. All claims handling procedures are performed by a third -party claims administrator. Incurred but not reported claims have been accrued as a liability based upon the claims administrator's estimate. Settled claims have not exceeded commercial coverage in any of the past three fiscal years. The estimated liability does not include any allocated or unallocated claims adjustment expense. The City purchases private insurance to include sworn Police Officers and Fire Fighters medical claims under a self- insured retention of $750,000 for each accident.The accumulated reserve provision for such claims reflected a $634,701 net position as of June 30, 2022. The City has also established a self-insurance plan for medical, prescription drug, and short-term disability. The accumulated reserve provision for such claims equaled $4,244,462 as of June 30, 2022. All self -insured health plans are certified as actuarially sound and certificates of compliance have been filed with the State of Iowa. Bond Rating: Moody's Investors Service affirmed the Aa3 rating on outstanding general obligation unlimited tax (GOULT) debt on May 6, 2022; a Aa3 rating on outstanding second lien sales tax increment debt that is ultimately backed by an unlimited property tax pledge; and an A2 rating on outstanding senior lien sales tax increment revenue bonds. The Aa3 rating reflects the city's growing tax base that serves as a regional economic center with slightly below average resident incomes and healthy reserves supported by significant revenue raising flexibility. Leverage is slightly elevated and could grow further because of outstanding capital needs. On July 13, 2021, Moody's upgraded the rating on the water revenue debt from A2 to Al. The Al rating reflects the water enterprise's very strong cash position, updated system condition, and strong capital and operational planning with unlimited rate setting authority. Moody's provides credit ratings and research covering debt instruments and securities. The purpose of Moody's ratings is to provide investors with a simple system to gauge future relative creditworthiness of securities. The firm uses nine rating classifications to designate least credit risk to greatest credit risk: Aaa, 10 Aa, A, Baa, Ba, B, Caa, Ca, and C. Moody's appends numerical modifiers 1, 2, and 3 to each rating classification. AWARDS AND ACKNOWLEDGEMENTS Awards: The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Dubuque, Iowa, for its Annual Comprehensive Financial Report for the fiscal year ended June 30, 2021. This was the 34th consecutive year that the City has achieved this prestigious award. In order to be awarded a Certificate of Achievement, a government unit must publish an easily readable and efficiently organized annual comprehensive financial report. This report must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe our current annual comprehensive financial report continues to meet the Certificate of Achievement program requirements, and we are submitting it to the GFOA to determine its eligibility for another certificate. GFOA also awarded a Distinguished Budget Presentation Award to the City of Dubuque, Iowa, for its annual budget for the fiscal year ended June 30, 2023. In order to receive this award, a governmental unit must publish a budget document that meets program criteria as a policy document, as an operations guide, as a financial plan, and as a communications device. This was the 17th consecutive year that the City has achieved this prestigious award. This award is valid for a period of one year. The City of Dubuque's investment policy was awarded the Certification of Excellence in July 2009 by the Association of Public Treasurers of the United States and Canada. The investment policy is to be reviewed every five years by the APT US&C. The investment policy was successfully recertified in 2016. Acknowledgments: The preparation of this report could not be accomplished without the efficient and dedicated services of the entire Finance Department staff. We also thank the mayor and city council for their interest and support in planning and conducting the financial operations of the City of Dubuque in a responsible and progressive manner. We also thank the independent certified public accountants, FORVIS LLP, whose competent assistance and technical expertise have enabled the production of this report. Sincerely, Michael C. Van Milligen City Manager Jennifer M. Larson Chief Financial Officer 11 U brarV ! Airport Managemendl e!pMalive City Ma nager 5wtai rrabilily Ertomonkic I E pr eFgmocyRm Dewelopm e m Commenicationns AP is b Culkaraf — llMBir s _ Engineerkj i IR FseJiteet Human A Oils r h�aa�dilent Finance & Fi re 9 ArAulam Eme+RenCr So view Morli2ement r He using i Heats h Services Community 41�-- d pQrglapment Codc EnNrci mcnd Hunrarr tnlormatia A MOUF ilij— $9ry�rC95 Services Services l��Ci�3�4lI Civic Ce�= t Pellc Pub lie I nler 'MUtUCUnurat Ceog:raphic InJormabon Fareg, Gerder Sprerm Shared PrMperItj bliC Ne igh bnrhaod Support Or Transportation bL Services jo — Water A Resource ka,c airery Center KEY Fluted by The Appointed hw tho A ppoir ld bF I he Appa irrled by the AV pni'ded by lho citizens of Dubuque City Council Library Hoard of Airpo it Co ni ni issio n C ily MaRwr Trustees CM6W111 00121 12 CITY OF DUBUQUE, IOWA OFFICIALS JUNE 30, 2022 CITY COUNCIL Bradley M. Cavanagh Ric W. Jones David T. Resnick Susan R. Farber Laura J. Roussell Danny C. Sprank Katy A. Wethal COUNCIL APPOINTED OFFICIALS Michael C. Van Milligen Barry A. Lindahl Crenna M. Brumwell Jason D. Lehman Adrienne N. Breitfelder DEPARTMENT MANAGERS Todd E. Dalsing Cori L. Burbach Gus N. Psihoyos Jennifer M. Larson Therese H. Goodmann Jill M. Connors Mark P. Murphy Amy R. Scheller Mary Rose Corrigan Alexis M. Steger Shelley M. Stickfort Gisella M. Aitken-Shadle Christine A. Kohlmann Marie L. Ware Nicholas L. Rossman Randy W. Gehl John L. Klostermann Wally C. Wernimont Jeremy R. Jensen Gina S. Bell Ryan C. Knuckey Christopher J. Lester William J. O'Brien Mayor Council Member — At Large Council Member — At Large Council Member — 1 st Ward Council Member — 2nd Ward Council Member — 3rd Ward Council Member — 4th Ward City Manager Senior Counsel City Attorney Assistant City Attorney City Clerk Airport Manager Assistant City Manager City Engineer Chief Financial Officer Director of Strategic Partnerships Economic Development Director Emergency Communications Manager Fire Chief Health Services Manager Housing and Community Development Manager Human Resources Director Human Rights Director Information Services Manager Leisure Services Manager Library Director Public Information Officer Public Works Director Planning Services Manager Police Chief Sustainable Community Coodinator Transportation Services Director Water Department Manager Water & Resource Recovery Center Manager 13 Government Finance Officers Association Certificate of Achievement for Excellence in Financial Reporting Presented to City of Dubuque Iowa For its Annual Comprehensive Financial Deport For the Fiscal Year Ended June 30, 2021 14 Financial Section June 30, 2022 City of Dubuque, Iowa 15 THIS PAGE IS INTENTIONALLY LEFT BLANK 16 FORWS 1401 50th Street, Suite 350 / West Des Moines, IA 50266 P 515.223.0159 / F 515.223.5429 forvis.com Independent Auditor's Report Honorable Mayor and City Council City of Dubuque, Iowa Dubuque, Iowa Report on the Audit of the Financial Statements Opinions We have audited the financial statements of the governmental activities, the business -type activities, the aggregate discretely presented component units, each major fund, and the aggregate remaining fund information of the City of Dubuque, Iowa (the City), as of and for the year ended June 30, 2022, and the related notes to the financial statements, which collectively comprise the City's basic financial statements as listed in the table of contents. In our opinion, based on our audit and the reports of the other auditors, the accompanying financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business -type activities, the aggregate discretely presented component units, each major fund, and the aggregate remaining fund information of the City, as of June 30, 2022, and the respective changes in financial position, and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. We did not audit the financial statements of Dubuque Initiatives and Subsidiaries and Dubuque Convention and Visitors Bureau, which represent 30% and 19%, respectively, of the assets and revenues of the discretely presented component units as of June 30, 2022. Those statements were audited by other auditors, whose reports have been furnished to us, and our opinion, insofar as it relates to the amounts included for Dubuque Initiatives and Subsidiaries and Dubuque Convention and Visitors Bureau, is based solely on the reports of the other auditors. Basis for Opinions We conducted our audit in accordance with auditing standards generally accepted in the United States of America (GAAS) and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States (Government Auditing Standards). Our responsibilities under those standards are further described in the "Auditor's Responsibilities for the Audit of the Financial Statements" section of our report. We are required to be independent of the City, and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. The financial statements of the Dubuque Initiatives and Subsidiaries and the Dubuque Convention and Visitors Bureau were not audited in accordance with Government Auditing Standards. Emphasis of Matter As described in Note 18 to the financial statements, in 2022, the City adopted Governmental Accounting Standards Board Statement No. 87, Leases. Our opinions are not modified with respect to this matter. FORVIS is a trademark of FORVIS, LLP, registration of which is pending with the U.S. Patent and Trademark Office -�) PRAXITV �� mpowering Business Glabolly 17 The 2021 financial statements, before they were restated for the matters discussed in Note 18, were audited by other auditors, and their report thereon dated December 22, 2021, expressed an unmodified opinion. Our opinions are not modified with respect to this matter. Responsibilities of Management for the Financial Statements Management is responsible for the preparation and fair presentation of the financial statements in accordance with accounting principles generally accepted in the United States of America, and for the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the City's ability to continue as a going concern for 12 months beyond the financial statement date, including any currently known information that may raise substantial doubt shortly thereafter. Auditor's Responsibilities for the Audit of the Financial Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinions. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with GAAS and Government Auditing Standards will always detect a material misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the financial statements. In performing an audit in accordance with GAAS and Government Auditing Standards, we: Exercise professional judgment and maintain professional skepticism throughout the audit. Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, no such opinion is expressed. Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements. Conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise substantial doubt about the City's ability to continue as a going concern for a reasonable period of time. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control -related matters that we identified during the audit. 18 Required Supplementary Information Accounting principles generally accepted in the United States of America require that management's discussion and analysis, budgetary comparison, pension, and other postemployment benefit information be presented to supplement the basic financial statements. Such information is the responsibility of management and, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with GAAS, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Supplementary Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements. The combining nonmajor fund statements and the schedule of expenditures of federal awards, as required by Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards, are presented for purposes of additional analysis and are not a required part of the basic financial statements.8F8F Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. The information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with GAAS. In our opinion, the combining nonmajor fund statements and the schedule of expenditures of federal awards is fairly stated, in all material respects, in relation to the basic financial statements as a whole. Other Information Management is responsible for the other information included in the annual comprehensive financial report.11 F11 F The other information comprises the introductory and statistical sections but does not include the basic financial statements and our auditor's report thereon. Our opinions on the basic financial statements do not cover the other information, and we do not express an opinion or any form of assurance thereon. In connection with our audit of the basic financial statements, our responsibility is to read the other information and consider whether a material inconsistency exists between the other information and the basic financial statements, or the other information otherwise appears to be materially misstated. If, based on the work performed, we conclude that an uncorrected material misstatement of the other information exists, we are required to describe it in our report. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated June 6, 2023, on our consideration of City's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements, and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of City's internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City's internal control over financial reporting and compliance. FOFV I5, 1.-P West Des Moines, Iowa June 6, 2023 19 THIS PAGE IS INTENTIONALLY LEFT BLANK 20 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2022 This section of the City of Dubuque's annual financial report presents our discussion and analysis of the City's financial performance during the fiscal year that ended on June 30, 2022. Comparative information from the previously issued financial statements for the year ended June 30, 2021, is also included. The 2021 information has not been restated for the implementation of GASB Statement No. 87. Please read it in conjunction with the transmittal letter at the front of this report and the City's financial statements found in the next section of this report. FINANCIAL HIGHLIGHTS The net position of the City of Dubuque increased to $665,485,190 compared to net position of $629,117,651 for fiscal year 2021. Governmental program revenues decreased by $10,547,982 from fiscal year 2021. This decrease was due largely in part to a significant decrease in grant revenues in public works related to the completion and closeout of the Southwest Arterial project. There was also decreased grant revenue in community and economic development related to completion and closeout of the HUD Resiliency grant. The City's business type activities program revenues decreased $4,338,940. Charges for services increased by $2,520,736. Rate increases included 5% for water, 9% for sewer, 1.69% for stormwater, and no increase for refuse in fiscal year 2022. The Stormwater Fund had decreased grant revenue related to the completion and closeout of the Bee Branch Creek Restoration project. There were no capital contributions from outside developers for completed subdivisions. Capital contributions received from governmental funds were $3,533,890 and are shown in the transfers line and are detailed out in Note 6. Expenses of the City's governmental activities decreased approximately 3.6%, or $3,280,894 from fiscal year 2021 to fiscal year 2022. The decrease was seen mainly in public safety, community and economic development, and general government, which is due to a high number of vacant positions in public safety, a deficit in Parking paid by Greater Downtown TIF in fiscal year 2021, and notes receivable written off in fiscal year 2021 as well as a reduction in net pension liability in fiscal year 2022. The City implemented Governmental Accounting Standards Board Statement No. 87, Leases, for the year ended June 30, 2022. This resulted in a restatement as of July 1, 2021 for lease receivables, lease payables, deferred inflows of resources and leased assets. The effect of implementing this Statement did not result in a restatement of beginning net position as the City did not have capital leases under previous guidance. See Note 18 for further information. OVERVIEW OF THE FINANCIAL STATEMENTS The City's basic financial statements consist of government -wide financial statements, fund financial statements, and notes to the financial statements. This discussion and analysis is intended to serve as an introduction to the basic financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government -wide Financial Statements The government -wide financial statements are designed to provide readers with a broad overview of the City's finances, in a manner similar to private -sector business. The paragraphs below provide a brief description of the government -wide financial statements. 21 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2022 The statement of net position presents information on all of the City's assets, deferred outflows of resources, liabilities, and deferred inflows of resources, with the difference between assets plus deferred outflows, and liabilities plus deferred inflows of resources reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. To assess the overall health of the City, additional non -financial factors should be considered, such as changes in the City's property tax base and the condition of the City's infrastructure. The statement of activities presents information showing how the City's net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will result in cash flows in future fiscal periods such as uncollected taxes and earned but unused sick and vacation leave. The government -wide financial statements include not only the City itself (known as the primary government), but also three other legally separate entities (known as component units), the Dubuque Metropolitan Area Solid Waste Agency (DMASWA), Dubuque Initiatives (DI) and Subsidiaries, and the Dubuque Convention and Visitors Bureau (CVB) for which the City of Dubuque is considered financially accountable. Financial information for DMASWA, DI, and CVB are reported separately from the financial information presented for the primary government. The Dubuque Metropolitan Area Solid Waste Agency, Dubuque Initiatives and Subsidiaries, and Dubuque Convention and Visitors Bureau issue separate financial statements. Dubuque Initiatives and Subsidiaries' financial statements are prepared on a calendar year basis while the Dubuque Metropolitan Area Solid Waste Agency's and Dubuque Convention and Visitors Bureau's financial statements are prepared on the same fiscal year basis as the City of Dubuque. The government -wide financial statements are divided into two categories: Governmental activities. This category consists of services provided by the City that are principally supported by taxes and intergovernmental revenues. Basic City services such as police, fire, public works, planning, parks, library, and general administration are governmental activities. Business -type activities. These activities are supported primarily by user fees. The services provided by the City in this category include water, sewer, storm water, refuse, salt, parking, and transit. Fund Financial Statements A fund is a group of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City uses fund accounting to ensure and demonstrate compliance with legal requirements for financial transactions and reporting. All of the funds of the City can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. However, unlike the government -wide financial statements, governmental fund financial statements focus on near -term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near -term financial requirements. 22 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2022 Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long-term impact of the City's near -term financial decisions. Both the governmental fund balance sheet and governmental fund statement of revenues, expenditures, and changes in fund balances are followed by a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City maintains four individual major governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the general fund, tax increment financing fund, community development fund and debt service fund, all of which are considered to be major funds. Data from all other governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds is provided in the form of combining statements elsewhere in this report. The City legally adopts an annual budget by function. A budgetary comparison schedule has been provided. Proprietary funds. The City maintains two different types of proprietary funds. Enterprise funds are used to report the same functions presented as business -type activities in the government -wide financial statements. The City uses enterprises funds to account for its sewer, water, storm water, and refuse utilities, transit service, parking facilities, and salt. Internal service funds are accounting devices used to accumulate and allocate costs internally among the City's various functions. The City uses internal service funds to account for its engineering services, garage services, stores/printing, health insurance, and workers' compensation. The City's internal service funds predominately benefit the governmental activities and have been included in the governmental activities in the government -wide financial statements. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government -wide financial statements because the resources of those funds are not available to support the City's own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. The City has two fiduciary funds, a custodial fund reporting resources held for the Dubuque Racing Association for improvements at the greyhound racing facility and a custodial fund used for reporting resources from Mediacom for purchasing equipment relevant to public, educational, and governmental (PEG) access broadcasting. Notes to the financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government -wide and fund financial statements. Required supplementary information. In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information concerning the budget and actual results of the City, the City's proportionate share of the net pension liability and related contributions for both of the City's pension plans, and the schedule of changes in total OPEB liability. Other information. The combining statements referred to earlier in connection with nonmajor governmental funds, nonmajor enterprise funds, internal service funds, and custodial funds, are presented immediately following the required supplementary information. 23 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2022 GOVERNMENT -WIDE FINANCIAL ANALYSIS Net position. As noted earlier, net position may serve as a useful indicator of a government's financial position when observed over time. The analysis that follows focuses on the change in net position for the governmental and business -type activities. The largest part of the City's net position reflects its net investment in capital assets such as land, buildings, infrastructure, machinery, and equipment less any related debt used to acquire those assets that is still outstanding. The debt related to the investment in capital assets is liquidated with resources other than capital assets and lease assets. Restricted net position represents resources subject to external restrictions, constitutional provisions or enabling legislation on how they can be used. Unrestricted net position is the part of net position that can be used to finance day-to-day operations without constraints established by debt covenants, legislation, or other legal requirements. CITY OF DUBUQUE'S NET POSITION Governmental Activities Business -type Activities Total 2022 2021* 2022 2021* 2022 2021* Current and other assets $ 196,804,646 $ 141,183,538 $ 53,694,044 $ 50,637,097 $ 250,498,690 $ 191,820,635 Capital and lease assets 420,411,188 416,838,707 387,565,873 379,026,143 807,977,061 795,864,850 Total assets 617,215,834 558,022,245 441,259,917 429,663,240 1,058,475,751 987,685,485 Deferred outflows of resources 8,681,034 15,610,050 1,031,486 1,285,787 9,712,520 16,895,837 Long-term liabilities 85,447,508 125,830,851 165,553,863 179,327,896 251,001,371 305,158,747 Other liabilities 40,251,472 27,787,317 15,658,748 13,622,200 55,910,220 41,409,517 Total liabilities 125,698,980 153,618,168 181,212,611 192,950,096 306,911,591 346,568,264 Deferred inflows of resources 90,404,860 28,490,373 5,386,630 405,034 95,791,490 28,895,407 Net position: Net investment in capital assets 386,739,779 387,768,367 219,652,664 207,159,931 606,392,443 594,928,298 Restricted 35,584,078 34,083,157 3,124,213 2,942,894 38,708,291 37,026,051 Unrestricted (12,530,829) (30,327,770) 32,915,285 27,491,072 20,384,456 (2,836,698) Total net position $ 409,793,028 $ 391,523,754 $ 255,692,162 $ 237,593,897 $ 665,485,190 $ 629,117,651 *Not restated for the implementation of GASB Statement No. 87 Net position of the governmental activities increased $18,269,274 over fiscal year 2021 balance of $391,523,754. Governmental activities had $179,824 of capital assets donated from developers. Cash increased by $26,096,467, deferred outflows of resources decreased by $6,929,016, unearned revenue increased by $9,924,364 related to American Rescue Plan Act funds received but not spent, net pension liability decreased by $44,832,120, pension related deferred inflows increased by $29,478,117, OPEB related deferred inflows increased by $701,692, and lease related deferred inflows increased by $31,759,771 based on the implementation of GASB Statement No. 87. 24 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2022 Net position for the business -type activities increased $18,098,265 over fiscal year 2021 of $237,593,897. Charges for services increased $2,520,736. Grants decreased $6,859,676. The Stormwater Fund had decreased grant revenue related to the completion and closeout of the Bee Branch Creek Restoration project. The increase in net position is also due to transfers of capital assets from governmental funds of $3,533,890. A portion of the City's net position $38,708,291 or 5.8% represents resources that are subject to external restrictions on how they may be used. At the close of fiscal year 2022, the City has negative total unrestricted net position. The government -wide negative unrestricted results from TIF (governmental activities) debt being used to finance capital assets of the business -type activities, pension related deferred outflows $8,013,648, OPEB related deferred outflows $667,386, along with $10,405,354 in pension liability and $5,527,160 in OPEB liability. Governmental activities. Taxes are the largest source of governmental revenues with property taxes of $39,406,493 in 2022. Other governmental revenues included gaming $12,000,140, local option sales taxes $12,738,941, and charges for services $22,700,982. In calendar year 2021, gross gaming revenues were up 43.0% for the DRA and the Diamond Jo was up 52.1 % as compared to calendar year 2020. In calendar year 2021, the DRA showed increases in hotel room revenue, food and beverage sales, and other revenue as compared to calendar year 2020. The current Dubuque market is approximately $130 million annually in 2021 up from the $88 million market in 2020 and up from the $120 million market in 2019. DRA share of the market was 41.2% in 2021 and 41.2% in 2019. Local option sales taxes increased based on an increase in online sales. Governmental operating expenses during 2022 totaled $94,086,645. Public Safety decreased $2,034,718 due to approximately fourteen vacant police officer positions, public works increased $992,925 due to the asphalt milling program increased from five center line miles to ten center line miles, culture and recreation increased $3,111,030 due to one pool open during 2022 as compared to no pools open in 2021 and all summer and fall programming offered during 2022, community and economic development decreased $1,301,781 due to the change in OPEB and pension liability, and general government decreased $2,835,496 based on recording internal service funds to government wide and the change in OPEB and pension liability. Business -type activities. Operating revenue increased $2,581,683 based on rate increases of 3% in water and sanitary sewer, 2.60% in refuse, and 6.76% in stormwater. In addition, late fees, penalties, collections, and parking meter enforcement were reinstated at the beginning Fiscal Year 2022. Operating expenses increased from $33,785,256 in 2021 to $33,935,701 in 2022. The increase was primarily in supplies and services and utilities expense. Nonoperating expenses consist of interest expense of $3,312,924. Investment earnings decreased from $130,706 in 2021 to $119,466 in 2022. 25 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2022 CITY OF DUBUQUE CONDENSED STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION Governmental Activities Business -type Activities Total 2022 2021* 2022 2021* 2022 2021* Revenues: Program revenues Charges for services $ 22,700,982 $ 20,510,357 $ 37,103,148 $ 34,582,412 $ 59,804,130 $ 55,092,769 Operating grants and contributions 19,956,589 24,436,818 2,281,855 9,894,477 22,238,444 34,331,295 Capital grants and contributions 4,007,842 12,266,220 7,444,056 6,691,110 11,451,898 18,957,330 General revenues Property taxes 39,406,493 39,524,078 - - 39,406,493 39,524,078 Local option sales tax 12,738,941 11,328,295 12,738,941 11,328,295 Hotellmotel tax 2,915,854 2,036,045 2,915,854 2,036,045 Utility franchise fees 6,044,713 4,920,610 6,044,713 4,920,610 Gaming 12,000,140 8,077,003 12,000,140 8,077,003 Unrestricted investment earnings (390,365) 142,102 119,466 130,706 (270,899) 272,808 Gain (loss) on sale of capital assets 244,104 296,969 (206,351) - 37,753 296,969 Total revenues 119,625,293 123,538,497 46,742,174 51,298,705 166,367,467 174,837,202 Expenses: Public safety 30,548,958 32,583,676 - - 30,548,958 32,583,676 Public works 21,942,380 20,949,455 21,942,380 20,949,455 Health and social services 1,003,870 1,487,042 1,003,870 1,487,042 Culture and recreation 14,452,466 11,341,436 14,452,466 11,341,436 Community and economic development 16,866,498 18,168,279 16,866,498 18,168,279 General government 7,210,508 10,046,004 7,210,508 10,046,004 Interest on long-term debt 2,004,709 2,791,647 2,004,709 2,791,647 Dubuque Metropolitan Area Solid Waste Agency 57,256 - 57,256 - Sewage disposal works - 12,197,134 12,277,013 12,197,134 12,277,013 Water utility 7,212,652 7,968,029 7,212,652 7,968,029 Stormwater utility 6,047,606 6,164,947 6,047,606 6,164,947 Parking facilities 2,972,990 3,334,222 2,972,990 3,334,222 Refuse collection 4,452,838 4,546,168 4,452,838 4,546,168 Transit system 4,027,600 4,494,303 4,027,600 4,494,303 Salt - 129,265 147,524 129,265 147,524 Total expenses 94,086,645 97,367,539 37,040,085 38,932,206 131,126,730 136,299,745 Increase in net position before transfers and special items 25,538,648 26,170,958 9,702,089 12,366,499 35,240,737 38,537,457 Transfers (7,430,546) (12,845,032) 7,430,546 12,845,032 - - Special item - Transfer of roads - 337,419 - - - 337,419 Increase in net position 18,108,102 13,663,345 17,132,635 25,211,531 35,240,737 38,874,876 Net position, beginning, as restateed 391,684,926 377,860,409 238,559,527 212,382,366 630,244,453 590,242,775 Net position, ending $ 409,793,028 $ 391,523,754 $ 255,692,162 $ 237,593,897 $ 665,485,190 $ 629,117,651 *Not restated for the implementation of GASB Statement No. 87 26 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2022 Governmental funds. The focus of the City's governmental funds is to provide information on near -term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City's financing requirements. The City's governmental funds reported a combined fund balance of $98,239,621 at June 30, 2022. $4,721,936 is in nonspendable for inventory, long-term receivables, and prepaid items. $69,412 is nonspendable endowment corpus. $42,342,262 is restricted for debt service and bond ordinance, road use tax funds, capital improvements, community development programs, employee benefits, endowments, and various grants. Council ordinance has committed $10,202,856 for capital improvements. $4,292,669 is assigned for capital improvements and equipment. This leaves $36,610,486 for unassigned fund balances in the government funds. The General Fund's fund balance reserve goal is 20% of revenues. The fund balance of the General Fund increased by $9,582,585 to $44,721,423. Gaming revenues increased by $3,923,137 or 6.73% in fiscal year 2022. Charges for Services increased $2,572,905 coupled with an increase in taxes and a decrease in investment earnings. General Fund expenditures increased from $60,271,801 in 2021 to $67,924,133 in 2022. The $7,652,332 increase was primarily in the public works and culture and recreation functions. The fund balance of special revenue fund Tax Increment Financing increased by $1,131,646 to $10,592,428. Tax revenues increased by $26,291 due to expansions and new businesses added in Dubuque Industrial Center West. Tax Increment Financing expenditures decreased $200,934. The fund balance of the special revenue Community Development Fund increased by $794,235 to $6,604,724. Intergovernmental revenue decreased from $9,799,286 in 2021 to $4,648,280 in 2022 primarily due to the closeout and completion of the HUD Resiliency grant. The Debt Service Fund paid $4,462,667 in principal and $2,439,179 in interest and fiscal charges during fiscal year 2022. Proprietary funds. The City's proprietary funds provide the same type of information found in the government -wide financial statements, but in more detail. The combined net position of the enterprise funds at June 30, 2022, totaled $254,507,764 of which the unrestricted is $31,730,887. The Sewer Fund had an increase of $1,575,653 for total net position of $32,880,246. Operating expenses increased $131,357 primarily for utilities and supplies and services. The Sewer Fund operating income from operations was $3,125,736. The Water Utility had an increase in net position by $3,589,407 for total net position of $40,535,894. There was a 5% increase in water rates in 2022. The Storm Water Utility had an increase in net position of $8,597,079. Ending net position is $110,094,603. Storm Water Utility had capital contributions of $1,783,427 which consisted of a contribution of assets from governmental funds $1,760,600 and had intergovernmental revenues of $7,252,125 which consisted of a capital grant for $7,021,167. 27 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2022 The Parking Facilities had a increase in net position of $1,798,975. Ending net position is $50,024,348. Operating income increased by $685,055. Parking Facilities had operating loss of $255,558 after depreciation of $1,140,199 for fiscal year 2022. Other Enterprise Funds net position increased by $1,352,753 to $20,972,673. This was primarily due to Transit's increase of $1,149,244 in net position. BUDGETARY HIGHLIGHTS There were two amendments to the City's 2021-2022 cash basis budget. The first amendment was passed in September 2021 to reflect operating and capital budget carryovers (continuing appropriation authority) from fiscal year 2021 and amended the fiscal year 2022 budget for operating and capital City Council actions since the beginning of the fiscal year. The second budget amendment was passed in May 2022 to reflect City Council actions since the first budget amendment and amendments to add additional appropriation authority due to increased revenues. The final budget for total cash basis receipts increased by $46,002,504. The increase was primarily attributable to revenue associated with capital projects and operating carryovers which mainly include grants to intergovernmental funds. The final budget for total expenditures increased $113,076,415 from the original budget. The increase was primarily attributable to purchase order encumbrances carryover, capital projects, and operating carryovers from the prior year and expenditures associated with new grants received. Actual cash basis revenues were $20,093,182 less than the final amended budget; and, cash basis expenditures were $128,480,048 less than the final amended budget due primarily to projected capital projects not completed by fiscal year end. 28 CITY OF DUBUQUE9 IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2022 CAPITAL AND LEASE ASSETS AND DEBT ADMINISTRATION Capital and lease assets. The City's investment in capital and lease assets for its governmental and business -type activities as of June 30, 2022, amounts to $807,977,061 (net of accumulated depreciation and amortization). This investment in capital and lease assets includes land, buildings, improvements other than buildings, machinery and equipment, infrastructure, and construction in progress. Additional information on the City's assets can be found in Note 6 to the financial statements in this report. CAPITAL ASSETS (net of accumulated depreciation) Governmental Activities Business -type Activities Total 2022 2021* 2022 2021* 2022 2021* Land $ 109,344,920 $ 105,126,171 $ 24,996,358 $ 24,793,823 $ 134,341,278 $ 129,919,994 Buildings 143,501,321 143,301,022 157,433,288 158,590,934 300,934,609 301,891,956 Improvements other than buildings 28,347,112 27,926,021 191,738,459 183,083,727 220,085,571 211,009,748 Machinery and equipment 56,334,774 55,449,960 124,741,230 115,764,515 181,076,004 171,214,475 Leased equipment 55,894 - 267,361 - 323,255 - Leased building 208,093 - 10,990 219,083 - Infrastructure 272,137,258 265,956,732 - - 272,137,258 265,956,732 Construction in progress 4,048,607 3,038,876 42,436,293 44,479,731 46,484,900 47,518,607 Accumulated depreciation (193,566,791) (183,960,075) (154,058,106) (147,686,587) (347,624,897) (331,646,662) $ 420,411,188 $ 416,838,707 $ 387,565,873 $ 379,026,143 $ 807,977,061 $ 795,864,850 *Not restated for the implementation of GASB Statement No. 87 Major expenditures during 2021-2022 were for the construction work on stormwater Bee Branch Creek Restoration, Roosevelt water tower, Airport runway sensor update, and water main replacements. Long-term debt. At year end, the City had $244,331,588 of debt outstanding. During fiscal year 2022, the City issued $9,565,000 of general obligation bonds, which were used for financing new projects. Revenue capital loan notes have been issued for the planning and construction of sewer, stormwater, and water capital projects through the State of Iowa State Revolving Loan Funds (SRF). The City issued an additional $4,295,419 of SRF debt in 2022. The City has pledged income derived from the acquired or constructed assets to pay debt service. During fiscal year 2022, the City issued $3,505,000 of water revenue refunding bonds, which were used for refunding the water revenue bonds series 2008D and 201 OD. The refunded bonds were called on August 23, 2021 at a call price of 100%. The refunding was undertaken to reduce total debt service payments The results of the transaction is a reduction of $578,395 in future debt service payments for an economic gain of $487,437 The City continues to operate under the State debt capacity limitations. The State limits the amount of general obligation debt outstanding to 5% of the assessed value of all taxable property in the community. Thus the City's debt capacity is $241,616,084. With $101,870,161 of debt applicable against the capacity, the City is utilizing 42.16% of this limit. Additional information on the City's long-term debt can be found in Note 7 of this report. 29 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2022 ECONOMIC FACTORS The City's unemployment rate as of October, 2022 was 3.0%, down from 3.2% in October, 2021. The national average was 3.7% for October 2022, according to the Bureau of Labor Statistics. State of Iowa was 2.9% as reported in October, 2022. The assessed valuation of taxable property, net of exemptions, increased by 2.34% to $2,973,185,000. In fiscal year 2022, there was no increase to the minimum monthly refuse rate of $14.99, a 9% increase to sewer rate, a 5% increase to water rates, and a 1.69% increase to the storm water monthly fee ($8.43 per single family unit (SFU)). Impacts of the COVID-19 Pandemic. In mid -March of 2020, the COVID-19 outbreak was declared a global pandemic. The disruption to businesses across a range of industries in the United States continues to evolve. Local, regional, and national economies, including that of the City of Dubuque, have been impacted by the pandemic. To date, the outbreak has not created a material disruption to the operations of the City of Dubuque. In still an uncertain pandemic environment, the City has maintained its commitment to the community and financial discipline during the economic recovery. Fiscal year 2022 resulted in an increase in General Fund balance. This was due to the team effort of the City Council and City staff, as well as the recovering economy and CARES (Coronavirus Aid, Relief, and Economic Security) Act funding, and the ARPA (American Rescue Plan Act) funding. There are still however, revenue concerns going forward. City Council and City staff plan to use caution going forward in fiscal year 2023 due to the uncertainty of the economy. Requests for information. This financial report is designed to provide a general overview of the City's finances for all those with an interest in the government's finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the Chief Financial Officer, 50 West 13th Street, Dubuque, Iowa 52001-4864. 30 Basic Financial Statements Fiscal Year Ended June 30, 2022 City of Dubuque, Iowa 31 CITY OF DUBUQUE, IOWA STATEMENT OF NET POSITION JUNE 30, 2022 ASSETS CURRENT ASSETS Cash and investments Receivables Property tax Delinquent Succeeding year Accounts and other Leases Special assessments Accrued interest Notes Intergovernmental Due from governmental activities Inventories Prepaid items Total Current Assets NONCURRENT ASSETS Expendable restricted cash and investments Nonexpendable restricted cash and investments Notes receivable Lease receivable Capital and lease assets Land Buildings Improvements other than buildings Machinery and equipment Infrastructure Leased equipment Leased real estate Construction in progress Accumulated depreciation and amortization Total Noncurrent Assets Total Assets Primary Government Component Units Dubuque Dubuque Metropolitan Dubuque Convention Governmental Business -type Area Solid Initiatives and and Visitors Activities Activities Total Waste Agency Subsidiaries Bureau $ 107,648,260 $ 40,721,991 $ 148,370,251 $ 9,920,236 $ 10,330,132 $ 835,405 478,323 478,323 26,205,437 - 26,205,437 - - - 3,458,750 4,338,978 7,797,728 700,790 22,612 26,162 1,460,628 153,714 1,614,342 45,692 - - 309,139 - 309,139 - 77,164 14,298 91,462 8,442 - 541,787 - 541,787 - 297,468 4,743,761 1,268,750 6,012,511 - - 1,184,398 1,184,398 - - 1,354,665 1,308,600 2,663,265 - 274,164 8,386 467,373 62,013 529,386 6,821 - 2,500 146,745,287 49,052,742 195,798,029 10,681,981 10,924,376 872,453 12,600,134 3,936,349 16,536,483 5,533,853 1,818,645 306,462 69,412 - 69,412 - - - 6,944,615 - 6,944,615 - 265,976 30,445,198 704,953 31,150,151 38,747 - 109,344,921 24,996,358 134,341,279 2,737,804 - 143,501,321 157,433,288 300,934,609 368,779 265,111 28,347,112 191,738,459 220,085,571 19,854,404 27,491 56,334,774 124,741,230 181,076,004 4,176,483 128,280 272,137,257 - 272,137,257 - - 55,894 267,361 323,255 208,093 10,990 219,083 - 4,048,608 42,436,293 46,484,901 874,435 (193,566,792) (154,058,106) (347,624,898) (10,258,714) - (161,330) 470,470,547 392,207,175 862,677,722 23,325,791 2,084,621 566,014 617,215,834 441,259,917 1,058,475,751 34,007,772 13,008,997 1,438,467 DEFERRED OUTFLOWS OF RESOURCES Pension related deferred outflows 8,013,648 883,837 8,897,485 78,790 OPEB related deferred outflows 667,386 147,649 815,035 10,427 Total Deferred Outflows of Resources 8,681,034 1,031,486 9,712,520 89,217 32 CITY OF DUBUQUE, IOWA EXHIBIT 1 (continued) STATEMENT OF NET POSITION (continued) JUNE 30, 2022 Primary Government Component Units Dubuque Dubuque Metropolitan Dubuque Convention Governmental Business -type Area Solid Initiatives and and Visitors Activities Activities Total Waste Agency Subsidiaries Bureau LIABILITIES CURRENT LIABILITIES Due to business -type activities $ 1,184,398 $ - $ 1,184,398 $ - $ - $ - Accounts payable 6,928,664 2,854,118 9,782,782 746,617 691 342,880 Accrued payroll 2,519,266 438,552 2,957,818 36,511 - 58,160 Leases payable 44,395 26,868 71,263 - - Loans payable 263,230 35,937 299,167 4,069 Notes payable - 6,313,000 6,313,000 - - General obligation bonds payable 3,435,308 3,119,664 6,554,972 450,000 Revenue bonds payable - 2,480,000 2,480,000 - Tax increment financing bonds payable 680,000 - 680,000 - Accrued compensated absences 656,212 60,768 716,980 3,237 Accrued interest payable 219,450 329,841 549,291 16,550 Intergovernmental payable 4,682 - 4,682 98,718 - Unearned revenue 24,015,223 24,015,223 - 19,480 OPEB liability 300,644 300,644 - - - Total Current Liabilities 40,251,472 15,658,748 55,910,220 1,351,633 691 424,589 NONCURRENT LIABILITIES Lease Payable 164,142 224,935 389,077 - - - Loans payable 3,210,157 18,643 3,228,800 2,804 Notes payable - 106,795,033 106,795,033 - - General obligation bonds payable 43,890,847 27,457,332 71,348,179 6,788,958 Revenue bonds payable - 29,197,659 29,197,659 - Landfill closure and postclosure care - - - 3,153,143 Tax increment financing bonds payable 16,974,438 - 16,974,438 - Accrued compensated absences 6,358,364 777,307 7,135,671 233,020 Net pension liability 10,296,117 109,237 10,405,354 10,341 OPEB liability 4,553,443 973,717 5,527,160 82,958 - Total Noncurrent Liabilities 85,447,508 165,553,863 251,001,371 10,268,420 - 2,804 Total Liabilities 125,698,980 181,212,611 306,911,591 11,620,053 691 427,393 DEFERRED INFLOWS OF RESOURCES Pension related deferred inflows 31,190,046 4,151,414 35,341,460 420,000 - - OPEB related deferred inflows 948,490 236,420 1,184,910 52,548 Lease related deferred inflows 31,759,771 849,691 32,609,462 82,674 Succeeding year property tax 26,205,437 - 26,205,437 - Deferred amount on refunding 301,116 149,105 450,221 - Total deferred inflows of resources 90,404,860 5,386,630 95,791,490 555,222 - NET POSITION Net investment in capital assets 386,739,779 219,652,664 606,392,443 10,514,233 259,552 Restricted for/by: Bond ordinance development agreement 2,140,740 3,124,213 5,264,953 - - Debt service 59,117 - 59,117 Employee benefits 10,156 10,156 Community development 7,223,503 7,223,503 Iowa Finance Authority Trust 1,638,134 1,638,134 Capital projects 22,528,507 22,528,507 Franchise agreement 525,796 525,796 Endowments, expendable 102,047 102,047 Endowments, nonexpendable 69,412 69,412 Other 1,286,666 1,286,666 - State statute - - 304,409 Landfill closure and post closure care 2,076,301 Minority interest 2,049,077 - - Unrestricted (12,530,829) 32,915,285 20,384,456 6,977,694 13,008,306 751,522 Total Net Position $ 409,793,028 $ 255,692,162 $ 665,485,190 $ 21,921,714 $ 13,008,306 $ 1,011,074 See notes to financial statements. 33 CITY OF DUBUQUE, IOWA STATEMENT OF ACTIVITIES EXHIBIT 2 FOR THE YEAR ENDED JUNE 30, 2022 Program Revenues Net (Expense) Revenue and Changes in Net Position Primary Government Component Units Dubuque Operating Capital Grants Metropolitan Dubuque Dubuque Charges for Grants and and Total Program Governmental Business -type Area Solid Initiatives and Convention and Functions/Programs Expenses Services Contributions Contributions Revenues Activities Activities Total Waste Agency Subsidiaries Visitors Bureau Primary government Governmental Activities: Public safety Public works Health and social services Culture and recreation Community and economic development General government Interest on long-term debt Dubuque Metropolitan Area Solid Waste Agency Total governmental activities Business -type activities Sewage disposal works Water utility Storrnwater utility Parking facilities Refuse collection Transit system Salt Total business -type activities Total primary government Component units Dubuque Metropolitan Area Solid Waste Agency Dubuque Initiatives and Subsidiaries Dubuque Convention and Visitors Bureau Total Component Units See notes to financial statements $ 30,548,958 $ 5,443,744 $ 1,289,679 $ 32,120 $ 6,765,543 $ (23,783,415) $ $ (23,783,415) 21,942,380 9,406,558 8,587,120 1,107,496 19,101,174 (2,841,206) (2,841,206) 1,003,870 426,401 11,351 900 438,652 (565,218) (565,218) 14,452,466 3,564,782 776,595 - 4,341,377 (10,111,089) (10,111,089) 16,866,498 1,140,618 9,098,761 573,889 10,813,268 (6,053,230) (6,053,230) 7,210,508 2,533,695 193,083 2,293,437 5,020,215 (2,190,293) (2,190,293) 2,004,709 - - - - (2,004,709) (2,004,709) $ 57,256 $ 185,184 $ - $ - $ 185,184 $ 127,928 $ $ 127,928 94,086,645 22,700,982 19,956,589 4,007,842 46,665,413 (47,421,232) (47,421,232) 12,197,134 13,870,390 13,870,390 1,673,256 1,673,256 7,212,652 10,153,939 10,153,939 2,941,287 2,941,287 6,047,606 5,233,932 104,537 7,163,378 12,501,847 6,454,241 6,454,241 2,972,990 2,692,362 87,134 - 2,779,496 (193,494) (193,494) 4,452,838 4,646,568 - - 4,646,568 193,730 193,730 4,027,600 405,194 2,090,184 280,678 2,776,056 (1,251,544) (1,251,544) 129,265 100,763 - - 100,763 (28,502) (28,502) 37,040,085 37,103,148 2,281,855 7,444,056 46,829,059 9,788,974 9,788,974 $ 131,126,730 $ 59,804,130 $ 22,238,444 $ 11,451,898 $ 93,494,472 $ (47,421,232) $ 9,788,974 $ (37,632,258) $ 6,063,344 $ 7,884,856 $ 42,508 $ $ 7,927,364 132,840 1,501 - 1,501 1,432,778 1,370,899 254,807 1,625,706 $ 7,628,962 $ 9,257,256 $ 297,315 $ $ 9,554,571 General revenues Property taxes Local option sales tax Hotel motel tax Utility franchise fees Gaming Unrestricted investment earnings Miscellaneous Gain (loss) on disposal of capital assets Transfers Total general revenues and transfers Change in Net Position Net position, beginning of year, as restated Net position, ending of year $ 1,864,020 $ - $ - (131,339) - - - 192,928 1,864,020 (131,339) 192,928 39,406,493 39,406,493 12,738,941 12,738,941 2,915,854 2,915,854 6,044,713 6,044,713 12,000,140 12,000,140 - - (390,365) 119,466 (270,899) 26,425 - 552 - - - - 274,063 - 244,104 (206,351) 37,753 (13,299) - (7,430,546) 7,430,546 - - - - 65,529,334 7,343,661 72,872,995 13,126 274,063 552 18,108,102 17,132,635 35,240,737 1,877,146 142,724 193,480 391,684,926 238,559,527 630,244,453 20,044,568 12,865,582 817,594 $ 409,793,028 $ 255,692,162 $ 665,485,190 $ 21,921,714 $ 13,008,306 $ 1,011,074 34 THIS PAGE IS INTENTIONALLY LEFT BLANK 35 CITY OF DUBUQUE, IOWA BALANCESHEET GOVERNMENTAL FUNDS JUNE 30. 2022 Revenue EXHIBIT 3 Tax Increment Community General Financing Development ASSETS Cash and investments $ 63,557,629 $ 7,177,417 $ 2,605,812 Receivables Property tax Delinquent 257,950 189,285 - Succeeding year 23,899,430 - Accounts and other 3,240,660 Special assessments 9,075 - - Accrued interest 29,479 38,809 766 Notes 3,003,823 - 3,483,065 Intergovernmental 1,318,816 924,276 Leases 31,905,826 - Due from other funds 737,499 - Inventories 273,198 302,133 Prepaid items 354,542 - 13,424 Restricted cash and investments 277,705 3,211,039 - Total Assets 128,865,632 10,616,550 7,329,476 LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCES LIABILITIES Accounts payable 1,696,842 24,122 578,168 Accrued payroll 2,277,884 - 42,822 Intergovernmental payable - - Due to other funds - Unearned revenue 24,009,013 - - Total Liabilities 27,983,739 24,122 620,990 DEFERRED INFLOW OF RESOURCES Unavailable revenues Succeeding year property tax 23,899,430 Lease related deferred inflows 31,759,771 Special assessments 9,075 - Grants 20,137 103,762 Other 472,057 - Total Deferred Inflows of Resources 56,160,470 103,762 FUND BALANCES Nonspendable Endowment corpus - - Inventory 273,198 302,133 Long-term notes receivable 3,003,823 - Prepaid items 354,542 13,424 Restricted Endowments - - Library Police Veterans Debt service - Bond ordinance - 2,140,740 Capital improvements 186,705 8,451,688 Franchise agreement - - Special assessments Iowa Finance Authority Trust - Community programs 6,289,167 Employee benefits - Committed, capital improvements - Assigned 4,292,669 Unassigned 36,610,486 - - Total Fund Balances 44,721,423 10,592,428 6,604,724 Total Liabilities, Deferred Inflows of Resources, and Fund Balances $ 128,865,632 $ 10,616,550 $ 7,329,476 See notes to financial statements. 36 Other Governmental Debt Service Funds Total $ 57,478 $ 26,176,215 $ 99,574,551 4,280 26,808 478,323 68,771 2,237,236 26,205,437 - 80,086 3,320,746 - 300,064 309,139 19 6,213 75,286 - 999,514 7,486,402 2,500,669 4,743,761 - 31,905,826 - 737,499 675,409 1,250,740 99,407 467,373 - 9,180,802 12,669,546 130,548 42,282,423 189,224,629 2,407,485 4,706,617 152,500 2,473,206 4,682 4,682 737,499 737,499 6,210 24,015,223 3,308,376 31,937,227 68,771 2,237,236 26,205,437 - - 31,759,771 294,374 303,449 - 159,920 283,819 2,660 20,588 495,305 71,431 2,712,118 59,047,781 69,412 69,412 675,409 1,250,740 - 3,003,823 99,407 467,373 102,047 102,047 1,117,446 1,117,446 8,667 8,667 - 154,834 154,834 59,117 - 59,117 - - 2,140,740 20,717,710 29,356,103 525,796 525,796 5,719 5,719 1,638,134 1,638,134 934,336 7,223,503 10,156 10,156 10,202, 856 10,202,856 - 4,292,669 - - 36,610,486 59,117 36,261,929 98,239,621 $ 130,548 $ 42,282,423 $ 189,224,629 37 THIS PAGE IS INTENTIONALLY LEFT BLANK m CITY OF DUBUQUE, IOWA RECONCILIATION OF THE GOVERNMENTAL FUNDS BALANCE SHEET EXHIBIT 3-1 TO THE STATEMENT OF NET POSITION JUNE 30, 2022 Total fund balances - governmental funds $ 98,239,621 Amounts reported for the governmental activities in the statement of net position are different because: Capital and lease assets used in governmental activities are not financial resources and therefore are not reported in the funds. Cost of capital and leased assets 613,616,652 Accumulated depreciation (193,267,213) Some of the City's revenues will be collected after year-end but are not available soon enough to pay for the current period's expenditures and therefore are unavailable in the funds. Those revenues consist of: Special assessments 303,449 Grants and other 779,124 Pension and OPEB related deferred outflows of resources and deferred inflows of resources are not due and payable in the current year and, therefore, are not reported in the government funds as follows: Deferred inflows of resources (30,921,915) Deferred outflows of resources 8,449,786 420,349,439 1,082,573 (22,472,129) Internal service funds are used by the City's management to charge the costs of equipment maintenance and self-insurance programs to individual funds. The assets and liabilities of the internal service funds are included in governmental activities in the statement of net position. 5,094,309 Internal service funds allocated to business -type activities (1,184,398) Some liabilities are not due and payable in the current period and therefore are not reported in the funds. Those liabilities consist of: General obligation bonds (47,326,155) Tax increment financing bonds (17,654,438) Loans payable (3,473,387) Lease payable (208,537) Deferred amount on debt ref endings (301,116) Accrued interest (219,450) Compensated absences (7,014,576) Net pension liability (10,264,641) Total OPEB liability (4,854,087) (91,316,387) Net position of governmental activities $ 409,793,028 See notes to financial statements. 39 CITY OF DUBUQUE, IOWA STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES EXHIBIT 4 GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30, 2022 REVENUES Taxes Special assessments Licenses and permits Intergovernmental Charges for services Fines and forfeits Investment earnings Contributions Gaming Miscellaneous Total Revenues EXPENDITURES Current Public safety Public works Health and social services Culture and recreation Community and economic development General government Debt service Principal Interest and fiscal charges Capital projects Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Issuance of debt Premium on bonds Transfers in Transfers out Insurance recovery Sale of capital assets Total Other Financing Sources (Uses) NET CHANGE IN FUND BALANCES FUND BALANCES, BEGINNING, AS RESTATED FUND BALANCES, ENDING See notes to financial statements. Revenue Tax Increment Community General Financing Development $ 39,706,726 $ 12,204,539 $ - - - 2,500 2,211,503 - 5,545,057 4,648,280 15,969,352 17,991 303,348 - (322,002) (298,949) 40,079 715,711 43,279 12,000,140 - - 1,068,618 500,000 11,685 77,198,453 12,405,590 4,763,814 31,255,943 7,565,186 - 860,876 20,000 14,403,168 - 84,538 4,494,164 2,654,994 3,106,165 6,962,506 - - 55,450 - 71,205 869 2,255,635 - 576,007 67,924,133 2,654,994 3,787,579 9,274,320 9,750,596 976,235 3,440,819 53,983 70,000 (3,426,356) (8,672,933) (252,000) 11,500 282,302 308,265 (8,618,950) (182,000) 9,582,585 1,131,646 794,235 35,138,838 9,460,782 5,810,489 $ 44,721,423 $ 10,592,428 $ 6,604,724 40 Other Governmental Debt Service Funds Total $ 291,884 $ 8,902,852 $ 61,106,001 - 40,496 42,996 - 2,211,503 17,375,620 27,568,957 164,750 16,152,093 - - 303,348 93,821 85,562 (401,489) - 50,921 809,911 - 12,000,140 - 1,289,786 2,870,089 385,705 27,909,987 122,663,549 74 31,256,017 8,078,039 15,643,225 - 880,876 138,998 14,626,704 8,501,510 18,756,833 968,275 7,930,781 4,462,667 - 4,518,117 2,439,179 182,432 2,693,685 - 14,603,765 17,435,407 6,901,846 32,473,093 113,741,645 (6,516,141) (4,563,106) 8,921,904 9,565,000 9,565,000 - 123,888 123,888 6,520,520 2,783,238 12,868,560 (3,844) (4,410,083) (16,765,216) 5,827 17,327 - 180 282,482 6,516,676 8,068,050 6,092,041 535 3,504,944 15,013,945 58,582 32,756,985 83,225,676 $ 59,117 $ 36,261,929 $ 98,239,621 41 THIS PAGE IS INTENTIONALLY LEFT BLANK 42 CITY OF DUBUQUE, IOWA RECONCILIATION OF THE GOVERNMENTAL FUNDS STATEMENT OF REVENUES, EXHIBIT 4-1 EXPENDITURES, AND CHANGES IN FUND BALANCES TO THE STATEMEMT OF ACTIVITIES FOR THE YEAR ENDED JUNE 30, 2022 Net change in fund balances - total governmental funds $ 15,013,945 Amounts reported for governmental activities in the statement of activities are different because: Capital outlays are reported as expenditures in governmental funds. However, in the statement of activities, the cost of capital assets is allocated over their estimated useful lives and reported as depreciation expense. In the current period, these amounts are: Capital assets expended in governmental funds 16,815,291 Transfers of capital assets to enterprise funds (3,553,890) Contributions from developers 179,824 Depreciation and amortization expense (10,286,457) 3,154,768 In the statement of activities, only the gain or loss on the sale of capital assets is reported, whereas in the governmental funds, the entire proceeds from the sale increase financial resources. Thus, the change in net position differs from the change in fund balances by the book value of the asset being disposed. 146,402 Because some revenues will not be collected for several months after the City's fiscal year ends, they are not considered "available" revenues and are deferred in the governmental funds. Deferred inflows of resources increased (decreased) by these amounts this year: Property tax 10,188 Special assessments (40,597) Grants and other (3,594,441) (3,624,850) Debt proceeds provide current financial resources to governmental funds, but issuing debt increases long-term liabilities in the statement of net position. Repayment of debt principal is an expenditure in the governmental funds, but it reduces long-term liabilities in the statement of net position and does not affect the statement of activities. Also, governmental funds report the effect of issuance discounts and premiums when debt is first issued, whereas these amounts are deferred and amortized in the statement of activities. Debt issuances including premium (9,688,888) Debt repayments 4,530,380 (5,158,508) Some items reported in the statement of activities do not require the use of current financial resources and therefore are not reported as expenditures in governmental funds. These items consist of: Increase in accrued interest (19,907) Amortization of bond discount/premium 544,568 Increase in compensated absences (467,986) Deferred amount on debt refundings 25,093 Pension adjustment 7,744,030 OPEB adjustment (36,761) Total additional expenses 7,789,037 Internal service funds are used by management to charge the costs of certain activities to individual funds. The change in net position of the internal service funds is reported with governmental activities. 787,308 Change in net position of governmental activities $ 18,108,102 See notes to financial statements. 43 CITY OF DUBUQUE, IOWA STATEMENT OF NET POSITION PROPRIETARY FUNDS JUNE 30, 2022 ASSETS CURRENT ASSETS Cash and investments Receivables Accounts Leases Accrued interest Intergovernmental Prepaid items Inventories Total Current Assets NONCURRENT ASSETS Restricted cash and investments Lease receivable Capital and lease assets Land Buildings Improvements to other than buildings Machinery and equipment Leased equipment Leased real estate Construction in progress Accumulated depreciation and amortization Net Capital and Lease Assets Total Noncurrent Assets Total Assets DEFERRED OUTFLOWS OF RESOURCES Pension related deferred outflows OPEB related deferred outflows Total Deferred Outflows of Resources Business -type Activities -Enterprise Funds Sewage Disposal Works Water Stormwater Utility Utility $ 4,659,562 $ 10,327,549 $ 19,127,764 1,887,052 1,207,358 616,836 - 153,714 - 6,677 1,062 6,042 - - 118,538 2,338 8,325 27,486 260,629 1,027,727 - 6,816,258 12,725,735 19, 896,666 308,960 1,138,785 2,080,000 - 704,953 - 254,858 209,244 21,596,104 72,257,722 11,080,162 - 53,994,700 1,635,950 130,000,151 39,055,561 70,350,329 1,480,213 267,361 - - 1,861,094 3,568,099 35,216,155 (71,840,278) (31,156,968) (23,078,846) 95,851,018 55,686,816 165,213,777 96,159,978 57,530,554 167,293,777 102,976,236 70,256,289 187,190,443 168,433 192,387 36,962 26,394 49,963 8,343 194,827 242,350 45,305 44 Business -type Activities -Enterprise Funds Parking Other Enterprise Facilities Funds Total Governmental Activities - Internal Service Funds $ 2,118,197 $ 4,488,919 $ 40,721,991 $ 8,073,711 218,367 409,365 4,338,978 138,004 - - 153,714 - 517 - 14,298 1,878 - 1,150,212 1,268,750 - 9,168 14,696 62,013 - - 20,244 1,308,600 103,924 2,346,249 6,083,436 47,868,344 8,317,517 181,319 227,285 3,936,349 - - - 704,953 - 2,900,152 36,000 24,996,358 - 62,216,456 11,878,948 157,433,288 - 4,625,254 1,482,404 191,738,459 - 2,174,614 11,680,513 124,741,230 361,329 - - 267,361 - 10,990 - 10,990 - 1,790,945 - 42,436,293 - (21,209,639) (6,772,375) (154,058,106) (299,580) 52,508,772 18,305,490 387,565,873 61,749 52,690,091 18,532,775 392,207,175 61,749 55,036,340 24,616,211 440,075,519 8,379,266 69,856 416,199 883,837 231,248 14,069 48,880 147,649 - 83,925 465,079 1,031,486 231,248 EXHIBIT 5 45 CITY OF DUBUQUE, IOWA STATEMENT OF NET POSITION PROPRIETARY FUNDS JUNE 30, 2022 LIABILITIES CURRENT LIABILITIES Accounts payable Leases Payable Accrued payroll Loans payable General obligation bonds payable Revenue bonds payable Capital loan notes payable Accrued compensated absences Accrued interest payable Total Current Liabilities NONCURRENT LIABILITIES Leases Payable Loans payable General obligation bonds payable Revenue bonds payable Capital loan notes payable Accrued compensated absences Net pension liability Total OPEB liability Total Noncurrent Liabilities Total Liabilities DEFERRED INFLOWS OF RESOURCES Pension related deferred inflows OPEB related deferred inflows Leases related deferred inflows Deferred amount on refunding Total Deferred Inflows of Resources NET POSITION Net investment in capital assets Restricted by bond ordinance/development agreement Unrestricted Total Net Position Adjustment to reflect the consolidation of internal service fund activities related to enterprise funds. NET POSITION OF BUSINESS -TYPE ACTIVITIES See notes to financial statements. Business -type Activities -Enterprise Funds Sewage Disposal Works Water Stormwater Utility Utility $ 580,826 $ 722,687 $ 1,312,312 21,197 - - 95,244 105,909 20,147 668,359 772,998 1,067,374 - 360,000 2,120,000 3,290,000 741,000 2,282,000 22,812 32,078 881 114,204 44,689 156,188 4,792,642 2,779,361 6,958,902 224,935 - 7,810,371 9,190,424 5,384,153 - 2,951,386 26,246,273 56,094,622 12,480,019 38,220,392 183,280 266,511 14,114 23,347 26,823 4,696 209,987 251,466 66,366 64,546,542 25,166,629 69,935,994 69,339,184 27,945,990 76,894,896 880,107 1,003,032 199,225 51,355 49,137 35,272 - 849,691 - 20,171 114,895 11,752 951,633 2,016,755 246,249 36,179,232 29,264,606 89,045,381 - 567,025 2,080,000 (3,298,986) 10,704,263 18,969,222 $ 32,880,246 $ 40,535,894 $ 110,094,603 46 Business -type Activities -Enterprise Funds Parking Other Enterprise Facilities Funds Total Governmental Activities - Internal Service Funds $ 34,044 $ 204,249 $ 2,854,118 $ 2,222,047 5,671 - 26,868 - 27,944 189,308 438,552 46,060 35,937 - 35,937 - 558,464 52,469 3,119,664 - - - 2,480,000 - - - 6,313,000 - - 4,997 60,768 - 11,158 3,602 329,841 - 673,218 454,625 15,658,748 2,268,107 - - 224,935 - 18,643 - 18,643 - 4,019,728 1,052,656 27,457,332 - - - 29,197,659 - - - 106,795,033 - 17,682 295,720 777,307 - 7,722 46,649 109,237 31,475 57,034 388,864 973,717 - 4,120,809 1,783,889 165,553,863 31,475 4,794,027 2,238,514 181,212,611 2,299,582 288,459 1,780,591 4,151,414 1,216,623 11,144 89,512 236,420 - - - 849,691 - 2,287 - 149,105 - 301,890 1,870,103 5,386,630 1,216,623 47,857,208 17,306,237 219,652,664 61,749 477,188 - 3,124,213 - 1,689,952 3,666,436 31,730,887 5,032,560 $ 50,024,348 $ 20,972,673 254,507,764 $ 5,094,309 1,184,398 $ 255,692,162 EXHIBIT 5 47 CITY OF DUBUQUE, IOWA STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION PROPRIETARY FUNDS FOR THE YEAR ENDED JUNE 30, 2022 OPERATING REVENUES Charges for sales and services Other Total Operating Revenues OPERATING EXPENSES Employee expense Utilities Repairs and maintenance Supplies and services Insurance Depreciation Total Operating Expenses OPERATING INCOME (LOSS) NONOPERATING REVENUES (EXPENSES) Intergovernmental Investment earnings Contributions Interest expense Gain (loss) on disposal of assets Net Nonoperating Revenues (Expenses) INCOME (LOSS) BEFORE CAPITAL CONTRIBUTIONS AND TRANSFERS CAPITAL CONTRIBUTIONS TRANSFERS IN TRANSFERS OUT CHANGE IN NET POSITION NET POSITION, BEGINNING, AS RESTATED NET POSITION, ENDING Adjustment to reflect the consolidation of internal service fund activities related to enterprise funds CHANGE IN NET POSITION OF BUSINESS -TYPE ACTIVITIES See notes to financial statements. Business -type Activities -Enterprise Funds Sewage Disposal Works Water Stormwater Utility Utility $ 13,801,896 $ 10,106,464 $ 5,172,452 65,395 45,704 17,282 13,867,291 10,152,168 5,189,734 3,522,154 2,574,015 1,274,403 836,734 946,065 39,877 958,035 214,915 54,740 1,853,916 1,598,658 1,524,225 119,023 109,846 57,923 3,451,693 1,224,193 1,961,305 10,741,555 6,667,692 4,912,473 3,125,736 3,484,476 277,261 - - 7,252,125 10,335 45,840 48,929 - - 37,161 (1,524,005) (584,832) (1,166,986) 3,099 1,771 (1,496) (1,510,571) (537,221) 6,169,733 1,615,165 2,947,255 6,446,994 - - 1,783,427 103,372 785,036 497,100 (142,884) (142,884) (130,442) 1,575,653 3,589,407 8,597,079 31,304,593 36,946,487 101,497,524 $ 32,880,246 $ 40,535,894 $ 110,094,603 48 Business -type Activities -Enterprise Funds Governmental Other Activities - Parking Enterprise Internal Facilities Funds Total Service Funds $ 2,552,283 $ 5,044,615 $ 36,677,710 $ 15,453,366 140,079 85,389 353,849 132,285 2,692,362 5,130,004 37,031,559 15,585,651 772,899 4,723,849 12,867,320 1,893,972 326,728 112,992 2,262,396 38,475 169,944 1,043,183 2,440,817 118,700 422,537 1,760,891 7,160,227 11,843,942 115,613 94,655 497,060 686,760 1,140,199 930,491 8,707,881 24,449 2,947,920 8,666,061 33,935,701 14,606,298 (255,558) (3,536,057) 3,095,858 979,353 - 2,370,862 9,622,987 - 4,518 7,506 117,128 13,462 87,134 - 124,295 - (36,426) (675) (3,312,924) - - (190,224) (186,850) 13,263 55,226 2,187,469 6,364,636 26,725 (200,332) (1,348,588) 9,460,494 1,006,078 1,773,290 - 3,556,717 - 280,000 2,701,341 4,366,849 - (53,983) - (470,193) - 1,798,975 1,352,753 16,913,867 1,006,078 48,225,373 19,619,920 237,593,897 4,088,231 $ 50,024,348 $ 20,972,673 $ 254,507,764 $ 5,094,309 218,768 $ 17,132,635 EXHIBIT 6 49 CITY OF DUBUQUE, IOWA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS YEAR ENDED JUNE 30, 2022 CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers Cash payments to suppliers for goods and services Cash payments to employees for services Other operating receipts NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Transfers from other funds Transfers to other funds Payment of interfund balances Contributions Intergovernmental grant proceeds NET CASH PROVIDED BY (USED FOR) NONCAPITAL FINANCING ACTIVITIES CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Proceeds from sale of capital assets Acquisition and construction of capital assets Principal and interest received from lease receivable Proceeds from issuance of debt Premium on debt issuance Payment of debt Interest paid Intergovernmental grant proceeds NET CASH PROVIDED (USED FOR) CAPITAL AND RELATED FINANCING ACTIVITIES CASH FLOWS PROVIDED BY INVESTING ACTIVITIES Interest received NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS Business -type Activities -Enterprise Funds Sewage Disposal Water Stormwater Parking Works Utility Utility Facilities $ 13,937,495 $ 10,413,704 $ 5,333,119 $ 2,476,936 (3,535,076) (2,896,658) (1,536,608) (1,055,905) (3,757,033) (2,891,616) (1,334,111) (851,939) 65,395 45,704 17,282 140,079 6,710,781 4,671,134 2,479,682 709,171 103,372 785,036 497,100 280,000 (142,884) (142,884) (130,442) (53,983) 37,161 87,134 (39,512) 642,152 403,819 313,151 3,099 1,771 (1,496) - (991,723) (3,416,920) (6,250,820) (17,655) - 12,137 - 434,604 4,635,256 2,730,557 - 181,309 - (3,751,436) (6,824,140) (3,283,549) (583,376) (1,596,246) (796,903) (1,450,631) (105,291) 9,944,578 (5,901,702) (6,207,490) 1,688,639 (706,322) 13,808 35,586 50,109 4,301 783,375 (858,618) 4,622,249 320,301 CASH AND CASH EQUIVALENTS, BEGINNING, AS RESTATED 4,185,147 11,799,752 14,505,515 1,979,215 CASH AND CASH EQUIVALENTS, ENDING $ 4,968,522 $ 10,941,134 $ 19,127,764 $ 2,299,516 50 EXHIBIT 7 Business -type Activities -Enterprise Funds Governmental Other Activities - Enterprise Internal Funds Total Service Funds $ 5,154,391 $ 37,315,645 $ 15,499,710 (2,961,840) (11,986,087) (12,714,478) (5,220,877) (14,055,576) (2,277,122) 85,389 353,849 132,285 (2,942,937) 11,627,831 640,395 2,701,341 4,366,849 - (470,193) - (3,034) - 124,295 2,466,901 2,466,901 5,168,242 6,487,852 (3,034) 3,374 13,263 (2,925,649) (13,602,767) (31,282) 12,137 7,800,417 181,309 (39,479) (14,481,980) (1,763) (3,950,834) 9,944,578 (2,966,891) (14,093,766) (18,019) 7,506 111,310 14,840 (734,080) 4,133,227 634,182 5,450,284 37,919,913 6,466,459 $ 4,716,204 $ 42,053,140 $ 7,100,641 (Continued) 51 CITY OF DUBUQUE, IOWA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS YEAR ENDED JUNE 30. 2022 Business -type Activities -Enterprise Funds Sewage Disposal Water Stormwater Parking Works Utility Utility Facilities RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES Operating income (loss) $ 3,125,736 $ 3,484,476 $ 277,261 $ (255,558) Adjustments to reconcile operating income (loss) to net cash provided by (used for) operating activities Depreciation Noncash lease revenue Change in assets and liabilities (Increase) decrease in receivables (Increase) decrease in inventories and prepaid items Increase (decrease) in accounts payable Increase (decrease) in accrued liabilities Increase (decrease) net pension liability (Increase) decrease in deferred outflows - pension related (Increase) decrease in deferred outflows - OPEB related Increase in deferred inflows - pension related Increase in deferred inflows - OPEB related Increase in deferred amount on refunding Increase (decrease) in total OPEB liability Total Adjustments NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES 3,451,693 1,224,193 1,961,305 1,140,199 - (39,576) - - 135,599 307,240 160,667 (75,347) 40,014 (321,883) 13,618 (95) 192,618 294,709 126,539 (20,988) 47,671 26,997 4,825 8,559 (1,209,256) (1,378,516) (272,744) (374,056) 94,121 106,960 22,138 11,467 (9,138) (31,844) (1,311) (10,186) 832,642 948,915 188,542 273,756 39,979 37,192 30,636 8,585 - 13,734 - - (30,898) (1,463) (31,794) 2,835 3,585,045 1,186,658 2,202,421 964,729 $ 6,710,781 $ 4,671,134 $ 2,479,682 $ 709,171 RECONCILIATION OF CASH AND CASH EQUIVALENTS TO SPECIFIC ASSETS ON THE COMBINED STATEMENT OF NET POSITION Cash and investments 4,968,522 11,466,334 21,207,764 2,299,516 Less items not meeting the definition of cash equivalents - (525,200) (2,080,000) - Cash and cash equivalents at end of the year 4,968,522 10,941,134 19,127,764 2,299,516 NONCASH CAPITAL AND RELATED FINANCING ACTIVITIES Contribution of capital assets from outside sources $ - $ - $ 22,827 $ - Amortization of bond discount (premium) $ 65,953 $ 20,097 $ 282,840 $ 67,386 Acquisition of capital assets through accounts and retainage payable $ 317,393 $ 428,614 $ 977,726 $ 22,175 Contributions of capital assets from Governmental Activities $ - $ - $ 1,760,600 $ 1,773,290 See notes to financial statements. 52 EXHIBIT 7 (continued) Business-tvne Activities -Enterprise Funds Governmental Other Activities - Enterprise Internal $ (3,536,057) $ 3,095,858 $ 979,353 930,491 8,707,881 24,449 - (39,576) - 109,776 637,935 46,344 (14,455) (282,801) (51,598) 64,336 657,214 24,997 51,019 139,071 4,803 (2,327,313) (5,561,885) (1,670,284) 89,481 324,167 131,239 (17,387) (69,866) - 1,689,173 3,933,028 1,151,092 68,751 185,143 - - 13,734 (50,752) (112,072) 593,120 8,531,973 (338,958) $ (2,942,937) $ 11,627,831 $ 640,395 4,716,204 44,658,340 7,100,641 - (2,605,200) - 4,716,204 42,053,140 7,100,641 $ $ 22,827 $ $ 852 $ 437,128 $ $ 121,413 $ 1,867,321 $ $ $ 3,533,890 $ 53 CITY OF DUBUQUE, IOWA STATEMENT OF FIDUCIARY NET POSITION EXHIBIT 8 CUSTODIAL FUNDS JUNE 30, 2022 ASSETS Cash and investments Accrued interest Total Assets NET POSITION Restricted for individuals, organizations, and other governments Total Net Position See notes to financial statements. Dog Track Depreciation Fund $ 1,225,256 413 1,225,669 1,225,669 $ 1,225,669 54 CITY OF DUBUQUE, IOWA STATEMENT OF CHANGES IN FIDUCIARY NET POSITION EXHIBIT 9 CUSTODIAL FUNDS FOR THE YEAR ENDED JUNE 30, 2022 ADDITIONS Racing association Miscellaneous Total Additions DEDUCTIONS Equipment acquisition Total Deductions CHANGE IN NET POSITION NET POSITION, BEGINNING, AS RESTATED NET POSITION, ENDING See notes to financial statements. Dog Track Depreciation Fund $ 60,000 2,895 62,895 15,344 15,344 47,551 1,178,118 $ 1,225,669 55 THIS PAGE IS INTENTIONALLY LEFT BLANK 56 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2022 The notes to financial statements contain a summary of significant accounting policies and other notes considered necessary for an understanding of the financial statements of the City and are an integral part of this report. The index to the notes is as follows: 1. Summary of Significant Accounting Policies 2. Deficit Fund Equity 3. Cash on Hand, Deposits, and Investments 4. Notes Receivable 5. Interfund Balances and Transfers 6. Capital Assets 7. Long -Term Debt 8. Risk Management 9. Commitments and Contingent Liabilities 10. Other Postemployment Benefits (OPEB) 11. Employee Pension Plans 12. Landfill Closure and Postclosure Care 13. Leases Where City is Lessor 14. Subsequent Events 15. Contingencies 16. Prospective Accounting Pronouncements 17. Tax Abatements 18. Adoption of New Standard 57 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Reporting Entity The City of Dubuque, Iowa, is a municipal corporation governed by an elected mayor and a six -member council. As required by accounting principles generally accepted in the United States of America, these financial statements present the City and its component units, entities for which the City is considered to be financially accountable. The City has no blended component units. The discretely presented component units are reported in separate columns in the government -wide financial statements to emphasize that they are legally separate from the City. Discretely Presented Component Units The Dubuque Metropolitan Area Solid Waste Agency was created under the provisions of Chapter 28E of the Code of Iowa by the City of Dubuque and Dubuque County. The purpose of the Agency is to provide solid waste management for the Dubuque metropolitan area. The City appoints a voting majority of the Agency's governing board and has authority over those persons responsible for the day-to-day operations of the Agency. The Agency has a June 30 year end. During the year ended June 30, 2022, $578,554 of the Dubuque Metropolitan Area Solid Waste Agency's charges for services were related to services provided to the City of Dubuque. Dubuque Initiatives and Subsidiaries is a non-profit corporation organized under the laws of Iowa and Section 501(c)(3) of the Internal Revenue Code. The Organization was created to render service to the City Council of the City of Dubuque, Iowa, on matters of community interest. The Organization's articles require that its board members include two city council members, the mayor, and the city manager of the City of Dubuque, Iowa; and in the event of dissolution, any assets or property of the Organization be transferred to the City of Dubuque, Iowa. During the fiscal year 2008, the City of Dubuque, Iowa guaranteed debt issued by Dubuque Initiatives and Subsidiaries for the rehabilitation of the Roshek Building. The Organization has a December 31 year end. Dubuque Convention and Visitors Bureau is a non-profit corporation organized under the laws of Iowa and Section 501(c)(3) of the Internal Revenue Code. The Organization's purpose is to strengthen the Dubuque area economy by competitively marketing the area as a destination for conventions, tour groups, sporting events and individual travelers. The Organization's articles require that its board members include one City Council member, the City of Dubuque Mayor and the City Manager. In the event of dissolution, any assets or property of the Organization shall be distributed to the City of Dubuque, Iowa after paying or making provision for the payment of all liabilities of the Corporation. The City collects hotel/motel taxes and forwards 50% to the CVB as the primary source of funds for its operations. The CVB has a June 30 year end. Dubuque Initiatives and Subsidiaries and the Dubuque Convention and Visitors Bureau present their financial information in accordance with the Financial Accounting Standards Board (FASB). Complete financial statements for the Component Units may be obtained from the City of Dubuque's Finance Department for the Dubuque Metropolitan Area Solid Waste Agency and Dubuque Area Convention and Visitors Bureau, and the Economic Development Office for Dubuque Initiatives and Subsidiaries. These offices are located at: City Hall, 50 West 13th Street, Dubuque, Iowa 52001. 58 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2022 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) Jointly Governed Organizations The City participates in several jointly governed organizations that provide goods or services to the citizenry of the City but do not meet the criteria of a joint venture since there is no ongoing financial interest or responsibility by the participating governments. City officials are members of the following boards and commissions: City of Dubuque Conference Board Dubuque County E-911 Committee Dubuque Drug Task Force Government -wide and Fund Financial Statements The government -wide financial statements (i.e., the statement of net position and the statement of activities) report information on all of the nonfiduciary activities of the primary government and its component units. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business -type activities, which rely to a significant extent on fees and charges for services. Likewise, the primary government is reported separately from the legally separate component units for which the primary government is financially accountable. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those clearly identifiable with a specific function or segment. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants, contributions, and interest restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter is excluded from the government -wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. Measurement Focus, Basis of Accounting, and Financial Statement Presentation The government -wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund and fiduciary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the City considers revenues to be available if they are collected within 60 days of the end of the current fiscal period (year-end). 59 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, franchise taxes, licenses, interest, special assessments, and grants are susceptible to accrual. Sales taxes are considered measurable and available at the time the underlying transaction occurs, provided they are collected by the City within 60 days after year-end. All other revenue items are considered to be measurable and available only when cash is received by the City. The City reports the following major governmental funds: The General Fund is the City's primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. The Tax Increment Financing Fund is used to account for the receipt of property taxes, for the payment of projects within the tax increment financing district, and for the payment of remaining principal and interest costs on the tax increment financing districts' long-term debt service. The Community Development Fund is used to account for the use of Community Development Block Grant funds as received from federal and state governmental agencies. The Debt Service Fund is used to account for the accumulation of resources and payment of general obligation bond principal and interest from governmental resources and special assessment bond principal and interest from special assessment levies when the government is obligated in some manner for the payment. The City reports the following major proprietary funds: The Sewage Disposal Works Fund is used to account for the operations of the City's sewage disposal works and services. The Water Utility Fund is used to account for the operations of the City's water facilities and services. The Stormwater Utility Fund is used to account for the operations of the City's stormwater services. The Parking Facilities Fund is used to account for the operations of the City -owned parking ramps and other parking facilities. Additionally, the City reports the internal service fund type. Internal service funds are used to account for general, garage, stores/printing, health insurance, and worker's compensation insurance services provided by one department to other departments of the City on a cost -reimbursement basis. These funds cannot be used to support City activities. Fiduciary funds, including the custodial funds, use the economic resources measurement focus and the full accrual basis of accounting. The City reports Custodial Funds to account for assets held by the City as an agent for the Dubuque Racing Association. This fund is used to account for the resources held for improvements at the greyhound racing facility. 60 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) As a general rule the effect of interfund activity has been eliminated from the government -wide financial statements. Exceptions to this general rule are charges between the City's water and sewer function and various other functions of the City. Eliminations of these charges would distort the direct costs and program revenues reported for the various functions concerned. Amounts reported as program revenues include 1) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the City's enterprise funds and of the City's internal service funds are charges to customers for sales and services. Operating expenses for enterprise funds and internal service funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. When both restricted and unrestricted resources are available for use, it is the City's policy to use restricted resources first, then unrestricted resources as they are needed. Assets, Deferred Outflows of Resources, Liabilities, Deferred Inflows of Resources, and Net Position/Fund Balance Deposits and Investments The City's cash, investments, and cash equivalents are considered to be cash on hand, demand deposits, and short-term investments with original maturities of three months or less from the date of acquisition. The cash balances of most City funds are pooled and invested. Interest earned on investments is recorded in the General Fund unless otherwise provided by law. Investments are stated at fair value except for the investment in the Iowa Public Agency Investment Trust and non-negotiable certificates of deposit which are valued at amortized cost. For purposes of the Statement of Cash Flows, all short-term cash investments that are highly liquid are considered to be cash equivalents. Cash equivalents are readily convertible to known amounts of cash and, at the day of purchase, have a maturity date no longer than three months. Receivables and Payables Activity between funds that are representative of lendingiborrowing arrangements outstanding at year-end are referred to as either "due to/from other funds" (i.e., the current portion of interfund loans) or "advances to/from other funds" (i.e., the non -current portion of interfund loans). All other outstanding balances between funds are reported as "due to/from other funds." Any residual balances outstanding between the governmental activities and business -type activities are reported in the government -wide financial statements as "internal balances." 61 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) Advances between funds, as reported in the fund financial statements, are offset by a nonspendable fund balance account in applicable governmental funds to indicate that they are not available for appropriation and are not expendable available financial resources. Property tax receivable is recognized in the funds on the levy or lien date, which is the date that the tax asking is certified by the City to the County Board of Supervisors. Current year delinquent property tax receivable represents taxes collected by the County but not remitted to the City at June 30, 2022, and 2022 unpaid taxes. The succeeding year property tax receivable represents taxes certified by the City to be collected in the next fiscal year for the purposes set out in the budget for the next fiscal year. By statute, the City is required to certify its budget to the County Auditor by March 31 of each year for the subsequent fiscal year. However, by statute, the tax asking and budget certification for the following fiscal year becomes effective on the first day of that year. Although the succeeding year property tax receivable has been recorded, the related revenue is reported as a deferred inflow of resources in both the government -wide and fund financial statements and will not be recognized as revenue until the year for which it is levied. Property taxes are levied as of July 1 on property values assessed as of January 1 of the previous year. The tax levy is divided into two billings. The billings are due September 1 and March 1. On September 30 and March 31, the bill becomes delinquent, and penalties and interest may be assessed by the City. Special assessment receivable represents the amounts due from individuals for work done which benefits their property. These assessments are payable by individuals in not less than ten nor more than twenty annual installments. Each annual installment with interest on the unpaid balance is due on September 30 and is subject to the same interest and penalties as the other tax. Inventories and Prepaid Items Inventories included in the governmental funds are valued at cost using the first -in first -out (FIFO) method. The costs of governmental fund inventories are recorded as expenditures when consumed rather than when purchased. Inventories of materials and supplies in the enterprise funds are determined by actual count and priced on the FIFO method. Inventories included in internal service funds are stated at cost and consist of consumable supplies. The cost of these supplies is recorded as an expense at the time they are removed from inventory for use. Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items. The costs of governmental fund prepaids are recorded as expenditures when consumed rather than when purchased. 62 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) Restricted Assets Certain proceeds of the City's enterprise fund revenue bonds, as well as certain resources set aside for their repayment, are classified as restricted assets on the statement of net position because their use is limited by applicable bond covenants. The "revenue bond operating" account is used to report resources set aside to subsidize potential deficiencies from the enterprise fund's operation that could adversely affect debt service payments. The "revenue bond sinking" account is used to segregate resources accumulated for debt service payments over the next twelve months. The "revenue bond reserve" account is used to report resources set aside to make up potential future deficiencies in the revenue bond sinking account. Certain assets of the special revenue funds and capital project funds are classified as restricted assets because their use is limited by debt agreement, the City's cable television franchise agreement, or Iowa Finance Authority housing program agreement. Certain assets of the Dubuque Metropolitan Area Solid Waste Agency are classified as restricted assets because their use is restricted by state statute for certain specified uses. Capital and Lease Assets Capital assets, and lease assets which include property, plant, equipment, intangibles, and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), are reported in the applicable governmental or business -type activities columns in the government -wide statement of net position and in the proprietary funds statement of net position. Capital assets are defined by the government as assets with an initial, individual cost of more than $100,000 for infrastructure and intangible assets, $20,000 for building assets, and $10,000 for the remaining assets including lease assets, and an estimated useful life of more than one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at acquisition value at the date of donation. The costs of normal maintenance and repair not adding to the value of the asset or materially extending asset lives are not capitalized. All of the City's infrastructure has been recorded, including infrastructure acquired prior to June 30, 1980. Major outlays for capital assets and improvements are capitalized as projects are constructed. Capital assets of the primary government, as well as the component units, are depreciated or amortized using the straight-line method over the following estimated useful lives: Assets Years Buildings 40 to 125 Improvements other than buildings 15 to 50 Machinery and equipment 2 to 30 Infrastructure and intangibles 15 to 75 63 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) Leases - Lessor The City is a lessor in leases of real estate and buildings. The City recognizes a lease receivable and a deferred inflow of resources in the government -wide, proprietary, and governmental fund financial statements. For regulated lessor contracts, the City recognizes inflows of resources (revenues) based on the payment provisions of the lease contract. At the commencement of a lease, the City initially measures the lease receivable at the present value of payments expected to be received during the lease term. Subsequently, the lease receivable is reduced by the principal portion of lease payments received. The deferred inflow of resources is initially measured as the initial amount of the lease receivable, adjusted for lease payments received at or before the lease commencement date. Subsequently, the deferred inflow of resources is recognized as revenue over the life of the lease term. Key estimates and judgments include how the City determines 1) the discount rate it uses to discount the expected lease receipts to present value 2) lease term, and 3) lease receipts. The City uses its estimated incremental borrowing rate as the discount rate for leases. The lease term includes the noncancellable period of the lease. Lease receipts included in the measurement of the lease receivable is composed of fixed payments from the lessee. The City monitors changes in circumstances that would require a remeasurement of its lease and will remeasure the lease asset and liability if certain changes occur that are expected to significantly affect the amount of the lease liability. Deferred Outflows of Resources Deferred outflows of resources represent a consumption of net assets that applies to a future period(s) and will not be recognized as an outflow of resources (expense/expenditure) until then. Deferred outflows of resources consist of unrecognized items not yet charged to pension and OPEB expense and contributions from the employer after the measurement date but before the end of the employer's reporting period. Compensated Absences The City allows employees to accumulate a limited amount of earned but unused vacation and sick pay benefits. Vacation pay is payable to employees upon retirement or termination. Sick pay is payable only upon retirement, in which event, employees with twenty years or more of service are paid 100% of their accrued sick leave balance over a five year period. All vacation pay and applicable sick pay benefits are accrued when incurred in the government -wide and proprietary fund financial statements. A liability for these amounts is reported in governmental funds only if they have matured, for example, as a result of employee resignations and retirements. Leases - Lessee The City is a lessee in leases of real estate, buildings, and equipment. The City recognizes a lease liability and an intangible right -to -use lease asset (lease asset) in the government -wide and proprietary financial statements. 64 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) At the commencement of a lease, the City initally measures the lease liability at the present value of payments expected to be made during the lease term. Subsequently, the lease liability is reduced by the principal portion of lease payments made. The lease asset is initially measured as the initial amount of the lease liability, adjusted for lease payments made at or before the lease commencement date, plus certain initial direct costs. Subsequently, the lease asset is amortized on a straight-line basis over the shorter of the lease term or the useful life of the underlying asset. Key estimates and judgments related to leases include how the City determines 1) the discount rate it uses to discount the expected lease payments to present value 2) lease term, and 3) lease payments. The City uses the interest rate charged by the lessor as the discount rate. When the interest rate charged by the lessor is not provided, the City generally uses its estimated incremental borrowing rate as the discount rate for leases. The lease term includes the noncancellable period of the lease. Lease payments included in the measurement of the lease liability are composed of fixed payments and purchase option price that the City is reasonably certain to exercise. The City monitors changes in circumstances that would require a remeasurement of its lease and will remeasure the lease asset and liability if certain changes occur that are expected to significantly affect the amount of the lease liability. Lease assets are reported with other capital assets and lease liabilities are reported with long-term debt on the statement of net position. Long -Term Obligations In the government -wide financial statements and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business -type activities, or proprietary fund type statement of net position. Bond premiums and discounts, and deferred amounts on refunding are deferred and amortized over the life of the bonds using the straight-line method. Bonds payable are reported net of the applicable bond premium or discount. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuance's are reported as other financing sources while discounts on debt issuance's are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. Pensions For purposes of measuring the net pension liability, deferred outflows of resources, and deferred inflows of resources related to pensions, and pension expense, information about fiduciary net position of the Iowa Public Employees' Retirement System and the Municipal Fire and Police Retirement System (Systems') and additions to/deductions from the Systems' fiduciary net position have been determined on the same basis as they are reported by the Systems'. For this purpose, benefit payments (including refunds of employee contributions) are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. For the governmental activities, the net pension liability is generally liquidated by the General Fund, Community Development Fund, and Section VIII Housing Fund. 65 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) Total OPEB Liability For purposes of measuring the total OPEB liability, deferred outflows of resources related to OPEB and OPEB expense, information has been determined based on the City's actuary report. For this purpose, benefit payments are recognized when due and payable in accordance with the benefit terms. For the governmental activities, the total OPEB liability is generally liquidated by the General Fund, Community Development Fund, and Section VIII Housing Fund. Deferred Inflows of Resources Deferred inflows of resources represents a consumption of net assets that applies to a future period(s) and will not be recognized as an inflow of resources (revenue) until that time. Although certain revenues are measurable, they are not available. Available means collected within the current year or expected to be collected soon enough thereafter to be used to pay liabilities of the current year. Deferred inflows of resources in the governmental fund financial statements represent the amount of assets that have been recognized, but the related revenue has not been recognized since the assets are not collected within the current year or expected to be collected soon enough thereafter to be used to pay liabilities of the current year. Deferred inflows of resources consist of property tax receivable and other receivables not collected within sixty days after year end. Deferred inflows of resources in the Statement of Net Position consist of succeeding year property tax and tax increment financing receivable that will not be recognized as revenue until the year for which they are levied, and unrecognized items not yet charged to pension, OPEB, and lease expense. Net Position/Fund Balance The Dubuque Metropolitan Area Solid Waste Agency's restricted net position represents outside third -party restrictions and amounts restricted for minority interest of the Agency. The Agency is restricted to using certain amounts for purposes specified by state statute. The net position restricted for minority interest is calculated at 22.7% of unrestricted net position, based on the 1976 revenue bond resolution authorizing the issuance of revenue bonds for the construction of the landfill. In the government -wide and proprietary fund financial statements, net position is displayed in three components as follows: • Net investment in capital assets: This consists of capital and lease assets, net of accumulated depreciation and amortization, less the outstanding balances of any bonds, notes or other borrowings that are attributable to the acquisition, construction, or improvement of those assets. Net investment in capital assets excludes unspent debt proceeds. Unspent debt proceeds were $8,774,391 for the governmental activities and $1,108,006 for business -type activities. • Restricted: This consists of net position that is legally restricted by outside parties or by law through constitutional provisions or enabling legislation. Net position restricted through enabling legislation as of June 30, 2022 consists of $59,117 for debt service and $10,156 for employee benefits. All other restrictions are by outside parties through grants, debt agreements or donors. • Unrestricted: This consists of net position that does not meet the definition of restricted or net investment in capital assets. CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) In the governmental fund financial statements, fund balances are classified as follows: • Nonspendable: Nonspendable fund balances cannot be spent because they are not expected to be converted to cash or they are legally or contractually required to remain intact. • Restricted: Restricted fund balances are restricted to specific purposes when constraints placed on the use of the resources are either externally imposed by creditors, grantor or state or federal laws or imposed by law through constitutional provisions or enabling legislation. • Committed: Committed fund balances can be used only for specific purposes determined pursuant to constraints formally imposed by the City Council through resolution approved prior to year-end. Those committed amounts cannot be used for any other purpose unless the City Council removes or changes the specified use by resolution. • Assigned: Assigned fund balances contain self-imposed constraints of the government to be used for a particular purpose. Intent can be expressed by the City Council or by an official or body to which the City Council delegates the authority. The City Council has by resolution delegated the authority to the City Manager, and Director of Finance and Budget. • Unassigned: Unassigned fund balances are amounts not included in the other spendable classifications. Positive unassigned fund balance amount is only appropriate in the general fund. However in governmental funds, other than the general fund, if expenditures incurred for specific purposes exceed the amounts that are restricted, committed, or assigned to those purposes, it may be necessary to report a negative unassigned fund balance in that fund. Sometimes the government will fund outlays for a particular purpose from both restricted and unrestricted resources (the total of committed, assigned, and unassigned fund balance). In order to calculate the amounts to report as restricted, committed, assigned, and unassigned fund balance in the governmental fund financial statements a flow assumption must be made about the order in which the resources are considered to be applied. It is the government's policy to consider restricted fund balance to have been depleted before using any of the components of unrestricted fund balance. Further, when the components of unrestricted fund balance can be used for the same purpose, committed fund balance is depleted first, followed by assigned fund balance. Unassigned fund balance is applied last. The budget guideline of the City of Dubuque maintains a General Fund working balance or operating reserve of 20% of the total General Fund operating revenue requirements. An operating reserve or working balance must be carried into a fiscal year to pay operating costs until tax money, or other anticipated revenue is received. The State of Iowa recommends a reasonable amount for a working balance as (a) anticipated revenues for the first three months of the fiscal year, less anticipated expenditures or (b) 5% of the total General Fund operating budget, excluding fringes and tort liability expenses. The City's rating agency, Moody's Investor Service, recommends a reserve balance of at least 10% for "A" rated cities. This is based on the fact that a large portion of the revenue sources are beyond the City's control and therefore uncertain. None of the City's policies qualify as stabilization arrangements. 67 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30.2022 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) Budgets and Budgetary Accounting The budgetary comparison and related disclosures are reported as Required Supplementary Information. Other Significant Accounting Policies Other significant accounting policies are set forth in the financial statements and the notes thereto. Implementation of GASB Statement No. 87 As of July 1, 2021 the City adopted GASB Statement No. 87, Leases. The objective of this Statement is to better meet the information needs of financial statement users by improving accounting and financial reporting for leases by governments. The effect on the implementation of this standard on beginning net position is disclosed in Note 18. CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 2 — DEFICIT FUND EQUITY The following fund had a deficit net position amount as of June 30, 2022: Internal Service Fund: General Service $ 223,643 The General Service deficit will be addressed during next fiscal year's reallocation of expenses. NOTE 3 — CASH ON HAND, DEPOSITS, AND INVESTMENTS Cash on Hand. Cash on hand represents authorized change funds and petty cash funds used for current operating purposes. The carrying amount at year-end was $12,231 for the City and $1,200 for the Dubuque Metropolitan Area Solid Waste Agency. Deposits. At year-end, the City's carrying amount of deposits was $136,833,179, and the bank balance was $136,430,667. The City's deposits in banks at June 30, 2022, were entirely covered by federal depository insurance or by the State Sinking Fund in accordance with Chapter 12C of the Code of Iowa. This chapter provides for additional assessments against the depositories to insure there will be no loss of public funds. The carrying amount of deposits for the Dubuque Metropolitan Area Solid Waste Agency was $16,243,521, and the bank balance was $15,452,889. The Agency's deposits in banks at June 30, 2022, were entirely covered by federal depository insurance or by the State Sinking Fund in accordance with Chapter 12C of the Code of Iowa. CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2022 NOTE 3 — CASH ON HAND, DEPOSITS, AND INVESTMENTS (continued) Investments. As of June 30, 2022, the City had the following investments and maturities. (The City assumes callable bonds will not be called): Investment Maturities (In Years) Investment Type Less Than 1 1 to 5 6 to 10 More than 10 Total Money Market Funds- U.S. Treasury $ 1,081,109 $ - $ - $ - $ 1,081,109 U.S. Treasury Securities 1,231,123 1,557,252 1,561,957 2,458,172 6,808,504 Federal Agency Obligations 798,077 12,442,555 2,504,562 5,641,221 21,386,415 Corporate Stock 79,968 - - - 79,968 $ 3,190,277 $ 13,999,807 $ 4,066,519 $ 8,099,393 $ 29,355,996 The City and the Dubuque Metropolitan Solid Waste Agency are authorized by statute to invest public funds in obligations of the United States government, its agencies and instrumentality's; certificates of deposit or other evidences of deposit at federally insured depository institutions approved by the City Council or Board of Trustees and the Treasurer of the State of Iowa; prime eligible bankers acceptances; certain high rated commercial paper; perfected repurchase agreements; certain registered open-end management investment companies; certain joint investment trusts; and warrants or improvement certificates of a drainage district. Corporate stock was donated in 1957 to the City to establish the Ella Lyons Peony Trail Permanent Trust Fund. The City uses the fair value hierarchy established by generally accepted accounting principles based on the valuation inputs used to measure the fair value of the asset. Level 1 inputs are quoted prices in active markets for identical assets. Level 2 inputs are significant other observable inputs. Level 3 inputs are significant unobservable inputs. All of the City's investments, except for U.S. Treasury Securities, Federal Agency Obligations, and Managed Accounts L/T CD which were valued by the custodians of the securities using pricing models based on credit quality, time to maturity, stated interest rates, and market -rate assumptions (Level 2 inputs), were determined using the last reported sales price at current exchange rates. (Level 1 inputs) Interest Rate Risk. The City's investment policy limits the investment of operating funds (funds expected to be expended in the current budget year or within 15 months of receipt) to instruments that mature within 397 days. Funds not identified as operating funds may be invested in instruments with maturities longer than 397 days, but the maturities shall be consistent with the needs and use of the City. Credit Risk. The City's investment policy limits investments in commercial paper and other corporate debt to the top two highest classifications. The City did not invest in any commercial paper or other corporate debt during the year. The City's investments in Money Market Funds and US Agencies were rated AAA by Standard & Poor's. Concentration of Credit Risk. The City's investment policy does not allow for a prime bankers' acceptance or commercial paper and other corporate debt balances to be greater than ten percent of its total deposits and investments. The policy also limits the amount that can be invested in a single issue to five percent of its total deposits and investments. The City held no such investments during the year. 70 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2022 NOTE 3 — CASH ON HAND, DEPOSITS, AND INVESTMENTS (continued) Custodial Credit Risk - Deposits. In the case of deposits, this is the risk that in the event of a bank failure, the City's deposits may not be returned to it. The City's deposits are entirely covered by federal depository insurance or by the State Sinking Fund in accordance with Chapter 12C of the Code of Iowa. This chapter provides for additional assessments against the depositories to insure there will be no loss of public funds. Custodial Credit Risk — Investments. For an investment, this is the risk that, in the event of the failure of the counterparty, the City will not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. The City had no custodial risk with regards to investments, since all investments were held by the City or its agent in the City's name. Due to legal and budgetary reasons, the General Fund is assigned a portion of the investments earnings associated with other funds. These funds are the employee benefits, community development, road use tax, cable TV, general construction, transit system, general service, garage service, and stores/printing funds. A reconciliation of cash and investments as shown on the government -wide statement of net position for the primary government and statement of fiduciary assets and liabilities follows: Cash on hand $ 12,231 Carrying amount of deposits 136,833,179 Carrying amount of investments 29,355,996 Total $ 166,201,406 Government -wide Cash and investments $ 148,370,251 Cash and investments - expendable 16,536,483 Cash and investments - nonexpendable 69,412 Fiduciary Cash and investments 1,225,256 Total $ 166,201,402 A reconciliation of cash and investments as shown on the government -wide statement of net position for the Dubuque Metropolitan Solid Waste Agency follows: Cash on hand Carrying amount of deposits Total Cash and investments Cash and investments - restricted Total $ 1,200 15,452,889 $ 15,454,089 $ 9,920,236 5,533,853 $ 15,454,089 71 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30. 2022 NOTE 3 — CASH ON HAND, DEPOSITS, AND INVESTMENTS (continued) A reconciliation of cash and investments as shown on the government -wide statement of net position for the Dubuque Initiatives and Subsidiaries (December 31, 2021) follows: Deposits Beneficial interest in assets held by others Total Cash and investments Cash and investments -restricted Total $ 10,330,132 1,818,645 $ 12,148,777 $ 10,330,132 1,818,645 $ 12,148,777 A reconciliation of cash and investments as shown on the government -wide statement of net position for the Dubuque Convention and Visitors Bureau (June 30, 2022) follows: Deposits Total Cash and investments Cash and investments -restricted Total $ 1,141,867 $ 1,141,867 $ 835,405 306,462 $ 1,141,867 72 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2022 NOTE 4 - NOTES RECEIVABLE The City provides low interest and no interest loans to promote economic and community development, provide opportunities for home ownership to low and moderate income citizens and improve rental properties for low income citizens. Loans may contain a forgivable portion if recipient meets specific conditions such as job creation for economic development or residency requirements community development. Loans are secured by mortgage liens against the property. At June 30, 2022 the City had the following notes receivable. Original Interest Current Balance Rate Issued Maturity Balance Portion Downtown Rehabilitation Loan Program Judy Davison $ 300,000 3 % 2020 12/1/2040 $ 284,000 $ - Gronen Adaptive 300,000 2 2006 5/l/2036 132,653 8,540 CARich Properties, LLC 120,000 - 2020 9/l/2030 99,000 12,000 Franklin Investments, LLC 300,000 3 2021 4/1/2041 258,000 - HJD Landlord LLC 466,000 3 2016 4/l/2036 436,785 25,868 Interstate Building LLP 300,000 3 2010 9/22/2015 181,492 19,685 Downtown Housing Incentive Loan Caradco Landlord, LLC 4,500,000 3 2012 6/1/2030 2,974,369 213,174 $ 4,366,299 $ 279,267 Interest Current Rate Rnlnnre Pnrtinn Community Development Installment Loans Receivables Residential Rehabilitation Installment Loan Programs First Time Home Buyers Local Housing Assistance Program (LHAP) Homebuyers Assistance Program Infill RRP Reserve Washington Neighborhood Revitalize The Accessibility Rehabilitation Program (for rentals) Iowa Finance Authority HOME Program (1) Historic Preservation Revolving Loan Fund/Historic Preservation Housing Forgivable Loan Program MicroLending (1) Principal payments deferred if one tenant is low income 6 % $ 241,300 $ 48,000 6 2,260 1,440 6 1,084,072 143,000 6 214,606 3,607 - 99,006 7,000 - 30,895 12,000 6 267,375 6,000 - 998,074 25,473 - 97,955 13,000 6 5,824 1,000 - 78,736 2,000 $ 3,120,103 $ 262,520 73 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2022 NOTE 4 — NOTES RECEIVABLE (continued) At December 31, 2021, Dubuque Initiatives and Subsidiaries had the following notes receivable: City of Dubuque, 5.00%, unsecured, matures July 2023 $ 71,896 Various Small Businessses, 1%, unsecured, matures July 2023 (2) 538,263 Less: allowance for doubtful accounts (46,715) Less: current maturities (297,468) Noncurrent portion $ 265,976 (2) The Organization offered local small businesses $10,000 to provide bridge financing for working capital until borrower received additional funding from state, federal or local program funding related to COVID-19. There were 76 local participants that participated in this bridge loan program. Notes receivable are unsecured and due in monthly payments ranging from $135 to $338 beginning five months from the date of the note, including interest at 1.00%. All unpaid principal and interest due at various dates from March 2023 through May 2024. 74 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2022 NOTE 5 — INTERFUND BALANCES AND TRANSFERS Interfund balances at June 30, 2022, include amounts due to/from other funds. Interfund balances are as follows: Due From Due To Other Funds Other Funds Governmental activities: General Fund $ 737,497 $ - Nonmajor Governmental - 737,497 $ 737,497 $ 737,497 These balances result from a time lag between the date that 1) transactions are recorded in the accounting system, and 2) payments between funds are made. 75 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 5 - INTERFUND BALANCES AND TRANSFERS (continued) Interfund transfers for the year ended June 30, 2022, consisted of the following: Transfers From Tax Sewer Increment Community Debt Nonmajor Disposal Water Stormwater Parking Transfer to General Financing Development Service Governmental Works Utility Utility Facilities Total General $ $ 447,277 $ $ $ 2,669,425 $ 142,884 $ 142,884 $ 38,349 $ $ 3,440,819 Community Development 70,000 - - - - 70,000 Tax increment financing - - 53,983 53,983 Debt service 401,929 4,994,997 1,123,594 - - 6,520,520 Nonmajor Governmental 214,721 2,118,616 252,000 105,808 92,093 2,783,238 Sewage Disposal Works 99,058 - - 4,314 - 103,372 Water utility 22,352 762,043 641 - 785,036 Stormwater utility 178,000 - 319,100 - 497,100 Parking facilities - 280,000 - - 280,000 Nonmajor enterprise 2,510,296 - - 3,844 187,201 - 2,701,341 $ 3,426,356 $ 8,672,933 $ 252,000 $ 3,844 S 4,410,083 $ 142,884 $ 142,884 $ 130,442 $ 53,983 $ 17,235,409 Net capital assets of $1,760,600 and $1,773,290 were transferred from governmental capital assets to Storm Water Utility and Parking Facilities, respectively. The transfer was reported as a capital contribution in the Storm Water Utility and Parking Facilities Funds. No amounts were reported in the governmental funds, as the amounts did not involve the transfer of financial resources. Transfers are used to (1) move revenues from the fund that statute or budget requires to collect them to the fund that statute or budget requires to expend them, (2) move receipts restricted to debt service from the funds collecting the receipts to the debt service fund as debt service payments become due, (3) use unrestricted revenues collected in the general fund to finance various programs accounted for in other funds in accordance with budgetary authorizations, and (4) fund capital projects. 76 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2022 NOTE 6 — CAPITAL AND LEASE ASSETS Capital asset activity for the year ended June 30, 2022, was as follows: Primary Government: Governmental activities: Beginning Balance Transfers Transfers Ending (as restated) In out Increases Decreases Balance Capital assets, not being depreciated: Land $ 105,126,171 $ $ - $ 4,218,750 $ $ 109,344,921 Construction in Progress 3,038,876 (3,533,890) 8,360,717 (3,817,095) 4,048,608 Total Capital assets, not being depreciated 108,165,047 (3,533,890) 12,579,467 (3,817,095) 113,393,529 Capital and lease assets, being depreciated: Buildings 143,301,022 215,627 (15,328) 143,501,321 Improvements other than buildings 27,926,021 421,091 - 28,347,112 Machinery and equipment 55,449,960 1,587,861 (703,046) 56,334,774 Leased equipment 56,386 - (492) 55,894 Leased real estate 208,093 - - 208,093 Infrastructure 265,956,732 6,180,525 - 272,137,257 Total capital and lease assets, being depreciated 492,898,214 8,405,104 (718,866) 500,584,452 Less accumulated depreciation and amortization for: Buildings (48,134,720) (2,406,260) 7,153 (50,533,827) Improvements other than buildings (13,618,463) (860,256) - (14,478,719) Machinery and Equipment (32,560,003) (2,968,775) 677,797 (34,850,981) Leased equipment (33,430) - (33,430) Leased real estate (20,809) (20,809) Infrastructure (89,646,889) (4,002,138) (93,649,027) Total accumulated depreciation and amortization (183,960,075) (10,291,668) 684,950 (193,566,792) Total capital and lease assets, being depreciated, net 308,938,139 (1,886,564) (33,916) 307,017,659 Governmental activities capital and lease assets, net $ 417,103,186 $ $ (3,533,890) $ 10,692,903 $ (3,851,011) $ 420,411,188 77 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2022 NOTE 6 — CAPITAL AND LEASE ASSETS (continued) Business -type activities: Capital and lease assets, not being depreciated: Land Construction in progress Total Capital and lease assets, not being depreciated Capital and lease assets, being depreciated: Buildings Improvements other than buildings Machinery and equipment Leased equipment Leased real estate Total capital and lease assets, being depreciated Less accumulated depreciation and amortization for: Buildings Improvements other than buildings Machinery and equipment Leased equipment Leased real estate Total accumulated depreciation Total capital and lease assets, being depreciated, net Beginning Balance Transfers (as restated) In $ 24,793,823 $ - $ 44,479,731 3,533,890 _ 69,273,554 3,533,890 Transfers Ending Out Increases Decreases Balance $ 202,535 $ - $ 24,996,358 10,628,614 (16,205,942) 42,436,293 10,831,149 (16,205,942) 67,432,651 158,590,934 - - (1,157,646) 157,433,288 183,083,727 - 8,654,732 - 191,738,459 115,764,515 - 10,369,672 (1,392,957) 124,741,230 267,361 - - 267,361 10,990 - - 10,990 457,717,527 - 19,024,404 (2,550,603) 474,191,328 (58,694,999) - (2,067,646) 951,043 (59,811,602) (41,747,419) - (3,046,232) - (44,793,651) (47,244,169) - (3,564,385) 1,385,319 (49,423,235) - (24,123) - (24,123) (5,495) (5,495) (147,686,587) - (8,707,881) 2,336,362 (154,058,106) 310,030,940 - Business -type activities capital and lease assets, net $ 379,304,494 $ 3,533,890 $ - 10,316,523 (214,241) 320,133,222 $ 21,147,672 $ (16,420,183) $ 387,565,873 78 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2022 NOTE 6 — CAPITAL AND LEASE ASSETS (continued) Depreciation and amortization expense was charged to functions/programs for the primary government as follows: Governmental activities: Public safety $ 816,930 Public works 6,143,146 Health and social services 2,426 Culture and recreation 2,431,871 Community and economic development 43,070 General government 829,776 Capital assets held by the government's internal service funds are charged to various functions based on their usage of their assets 24,449 Total depreciation and amortization expense - governmental activities $ 10,291,668 Business -type activities: Sewage disposal works $ 3,451,693 Water utility 1,224,193 Stormwater utility 1,961,305 Parking facilities 1,140,199 Refuse collection 207,266 Salt 27,639 Transit system 695,586 Total depreciation and amortization expense - business -type activities $ 8,707,881 79 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 6 — CAPITAL AND LEASE ASSETS (continued) Dubuque Metropolitan Area Solid Waste Agency (Component Unit): Capital assets, not being depreciated: Land Construction in progress Total Capital assets, not being depreciated Capital assets, being depreciated: Buildings Improvements other than buildings Machinery and equipment Total capital assets, being depreciated Less accumulated depreciation for: Buildings Improvements other than buildings Machinery and equipment Total accumulated depreciation Total capital assets, being depreciated, net Dubuque Metropolitan Area Solid Waste, capital assets Beginning Balance Increases Ending Decreases Balance $ 2,737,804 $ - $ - $ 2,737,804 866,875 7,560 - 874,435 3,604,679 7,560 - 3,612,239 368,779 - - 368,779 19,869,824 - (15,420) 19,854,404 4,280,286 165,963 (269,766) 4,176,483 24,518,889 165,963 (285,186) 24,399,666 (120,096) (34,434) - (154,530) (6,920,784) (747,673) 7,196 (7,661,261) (2,431,749) (275,865) 264,691 (2,442,923) (9,472,629) (1,057,972) 271,887 (10,258,714) 15,046,260 (892,009) (13,299) 14,140,952 $ 18,650,939 $ (884,449) $ (13,299) $ 17,753,191 Depreciation expense of $1,057,972 was charged to the Dubuque Metropolitan Area Solid Waste Agency. CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 7 — LONG-TERM DEBT General Obligation Bonds. The City issues general obligation bonds to provide funds for the acquisition and construction of major capital facilities. General obligation bonds have been issued for both governmental and business -type activities. The original amount of general obligation bonds issued in prior years was $92,080,500. During fiscal year 2022, the City issued $9,565,000 of general obligation bonds, which were used for financing new projects. General obligation bonds are direct obligations and pledge the full faith and credit of the City. These bonds generally are issued as serial bonds with varying amounts of principal maturing annually and with interest payable semi-annually. General obligation bonds outstanding at June 30, 2022, are as follows: Date of Interest Purpose Issue Maturity Dates Rates Corporate Purpose Series 2016A 04/04/2016 06/01/17-06/01/35 2.00-3.75 Corporate Purpose Refunding Series 2016B 04/04/2016 06/01/16-06/01/28 2.00-3.00 Corporate Purpose Series 2016C 04/04/2016 06/01/17-06/01/35 2.00-3.13 Corporate Purpose Series 2017A 04/17/2017 06/01/18-06/01/30 3.00 Corporate Purpose Refunding Series 2017B 04/17/2017 06/01/18-06/01/30 3.00 Corporate Purpose Refunding Series 2017C 04/17/2017 06/01/18-06/01/30 3.00-3.45 Corporate Purpose Series 2018A 03/19/2018 06/01/18-06/01/31 3.00-4.00 Corporate Purpose Refunding Series 2018B 03/19/2018 06/01/18-06/01/26 3.00-3.15 Corporate Purpose Series 2019A 06/20/2019 06/01/22-06/01/39 3.00 Corporate Purpose Series 2019B 06/20/2019 06/20/20-06/01/27 3.00 Corporate Purpose Refunding Series 2019C 07/03/2019 06/01/20-06/01/32 3.00 Corporate Purpose Refunding Series 2021A 06/02/2021 06/01/22-06/01/41 2.00 Corporate Purpose Refunding Series 2021B 06/02/2021 06/01/22-06/01/36 2.00 Corporate Purpose Refunding Series 2022A 05/16/2022 06/01/22-06/01/42 4.00-4.125 Corporate Purpose Refunding Series 2022B 05/16/2022 06/01/22-06/01/42 4.00-4.70 Amount Amount Originally Outstanding $ 2,830,000 $ 2,040,000 10,920,000 2,665,000 4,145,000 3,035,000 8,495,000 3,232,584 9,745,500 6,245,000 2,120,000 1,455,000 4,950,000 3,614,978 1,005,000 540,000 2,240,000 2,175,000 860,000 545,000 4,240,000 3,200,000 27,995,000 25,935,000 12,535,000 11,580,000 2,345,000 2,345,000 7,220,000 7,220,000 T 101 Far, SM T 7G 8)7 GA7 81 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2021 NOTE 7 — LONG-TERM DEBT (continued) Annual debt service requirements to maturity for general obligation bonds are as follows: Fiscal Year June 30 2023 2024 2025 2026 2027 2028-2032 2033-2037 2038-2042 Total Governmental Activities Principal $ 3,435,308 3,368,871 3,636,269 3,616,038 3,791,973 16,668,597 7,015,683 4,564,783 $ 46,097,522 Interest $ 1,213,783 1,165,192 1,086,971 999,548 911,442 3,145,834 1,509,640 572,858 $ 10,605,268 Business -type Activities Principal Interest $ 3,119,664 $ 765,642 3,061,127 681,944 3,018,770 600,014 2,908,939 519,489 2,983,045 442,200 11,433,980 1,109,196 2,979,317 145,398 225,198 11,130 $ 29,730,040 $ 4,275,013 Tax Increment Financing Bonds. The City issues tax increment financing bonds to provide funds for urban renewal projects. The City pledges property tax revenues from the tax increment financing districts to pay debt service. These bonds are generally issued as serial bonds with varying amounts of principal maturing annually and with interest payable semi-annually. Tax increment financing bonds outstanding at June 30, 2022, are as follows: Amount Amount Date of Interest Originally Outstanding Current Purpose Issue Maturity Dates Rates Issued End of Year Portion Diamond Jo Parking Ramp 10/16/07 06/01/11-06/01/37 7.50% $ 23,025,000 $ 17,760,000 $ 680,000 Annual debt service requirements to maturity for tax increment financing bonds are as follows: Fiscal Year June 30 2023 2024 2025 2026 2027 2028-2033 2034-2037 Total Governmental Activities Principal $ 680,000 730,000 785,000 845,000 910,000 5,675,000 8,135,000 $ 17,760,000 Interest $ 1,332,000 1,281,000 1,226,250 1,167,375 1,104,000 4,409,375 1,918,500 $ 12,438,500 82 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 7 — LONG-TERM DEBT (continued) Revenue Bonds. The City also issues bonds where the City pledges income derived from the acquired or constructed assets to pay debt service. These bonds are generally issued as serial bonds with varying amounts of principal maturing annually and with interest payable semi-annually. During fiscal year 2022, the City issued $3,505,000 Water Revenue Refunding Bonds, Series 2021C for the purpose of refunding the Water Revenue Bonds Series 2008D and 201OD, the refunded bonds. The refunded bonds were called on August 23, 2021 at a call price of 100%. The refunding was undertaken to reduce total debt service payments. The results of the transaction is a reduction of $578,395 in future debt service payments for an economic gain of $487,437. Revenue bonds outstanding at June 30, 2022, are as follows: Amount Amount Date of Interest Originally Outstanding Purpose Issue Maturity Dates Rates Issued End of Year Sales Tax Incremental 2014 06/14/2014 06/01/23-06/01/29 4.00-5.00 $ 7,190,000 $ 7,190,000 Sales Tax Incremental 2015A 06/15/2015 06/01/23-06/01/31 3.25-4.00 20,800,000 20,800,000 Water Revenue Refunding Series 2021C 07/19/2021 06/01/22-06/01/30 2.00 3,505,000 3,165,000 $ 31,495,000 $ 31,155,000 The City shall at all times prescribe, fix, and maintain and collect rates, fees and other charges for their services and facilities furnished by the system that are fully sufficient at all times which will (a) provide for 100% of the budgeted Operation and Maintenance Expenses and for the accumulation in the Revenue Fund of a reasonable reserve; and b) produce net revenues in each fiscal year which (1) equal at least 125% of the debt service requirement of all bonds and parity obligations then outstanding for the year of computation; (2) enable the City to make all required payments, if any, into the debt service reserve fund. For the current year, principal and interest paid and total customer net revenues (operating income, plus interest earnings, plus depreciation expense) were $373,699 and $4,754,509, respectively. During the year ended June 30, 2022, the City was in compliance with the revenue bonds' provisions. Pursuant to the Master Resolutions, approved by the City Council, Sales Tax Increment Revenues received as a result of the Flood Mitigation Program under the Award Agreement shall be applied solely for the benefit of the holders of the Series 2015A Bonds $20,800,000, and outstanding from time to time, any other Senior Bonds, the Series 2014 Bonds, $7,190,000 and any other second lien bonds that may be issued in the future under the Master Resolution. The bonds provide financing for costs for acquisition, construction and installation and equipping of the Bee Branch Watershed Flood Mitigation Project. The total principal and interest remaining to be paid on all revenue bonds is $36,884,663. 83 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2021 NOTE 7 — LONG-TERM DEBT (continued) The City issued $7,190,000 Sales Tax Increment Revenue Bonds, June 2014 and $20,800,000 June 2015, for the purpose of paying costs of the acquisition, construction and installation and equipping of the Bee Branch Watershed Flood Mitigation Project. The master resolution establishes a Debt Service Reserve Account that may secure one or more series of Bonds. Upon the issuance of the Series 2015A Bonds a deposit of $2,080,000 was made into the Debt Service Reserve Account, and the Series 2015A Bonds shall be secured by amounts held in the Debt Service Reserve Account. The Series 2014 Bonds are revenue bonds secured by and payable as provided in the Master Resolution from all Pledged Revenues which are pledged under the Master Resolution to the payment of the principal and interest of the Series 2014 Bonds. There shall be no deposit made into the Debt Service Reserve Account for Series 2014 Bonds, there is no debt service reserve requirement applicable to the Series 2014 Bonds, and Series 2014 Bonds shall not be secured by any amounts held in the Debt Service Reserve Account. Revenue bond debt service requirements to maturity are as follows: Fiscal Year Business -type Activities June 30 Principal Interest 2023 $ 2,480,000 $ 987,500 2024 3,515,000 1,075,600 2025 3,655,000 943,169 2026 3,740,000 806,381 2027 3,895,000 670,019 2028-2031 13,870,000 1,246,994 Total $ 31,155,000 $ 5,729,663 Note Payable. A note payable in the amount of $690,529 has been issued in a prior year to provide funds for economic development and for the purchase of capital assets. Principal and interest in the amounts of $46,195 and $1,510, respectively, were paid in Fiscal Year 2022. The amount outstanding at June 30, 2022 is $0. 84 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2021 NOTE 7 - LONG-TERM DEBT (continued) Capital Loan Notes. Revenue capital loan notes have been issued for the planning and construction of sewer, stormwater, and water capital projects through the State of Iowa State Revolving Loan Funds. The City issued an additional $345,742 of SRF debt in 2022 as part of the Catfish and Granger Creek sanitary sewer construction project, $49,037 for sanitary sewer master plan, $32,548 for Auburn and Custer project, $7,277 for the Granger Creek/Twin Ridge project, $78,390 for the Catfish Creek watershed stabilization project, $2,652,167 for the Upper Bee Branch Culverts, $1,030,000 for a CIWA purchase, and $100,257 for the Water Webber Extension. The City has pledged income derived from the acquired or constructed assets to pay debt service. Capital loan notes payable at June 30, 2022, are as follows: Final Amount Date Maturity Interest Amount Outstanding Current Authorized Date Rates Authorized End of Year Portion Clear Wells 10/18/07 06/01/28 2.00 West 32nd St. Detention Basin 01/14/09 06/01/28 2.00 North Catfish Creek Stormwater 01/13/10 06/01/30 2.00 North Catfish Creek Sewer 01/13/10 06/01/30 2.00 Water Meter Replacement 02/12/10 06/01/30 2.00 Water and Resource Recovery Center 08/18/10 06/01/39 2.00 Bee Branch Stormwater 10/27/10 06/01/41 2.00 Cogeneration 05/17/13 06/01/33 2.00 Meter Replacement Sewer 05/31/13 06/01/30 2.00 Lower Bee Branch Stormwater 02/28/14 06/01/33 2.00 Bee Branch Stormwater 04/30/21 06/01/37 1.43 CIWA Purchase 07/07/17 06/01/37 2.00 Roosevelt Tower 09/22/17 06/01/40 2.00 Kerper Blvd 03/08/19 06/01/38 0.75 Bee Branch Culverts 06/07/19 06/01/40 2.00 Catfish and Granger Creek Sanitary 03/19/21 03/19/24 0.00 Auburn/Custer/Center PI/Hawthorne 03/19/21 03/19/24 0.00 Sanitary Sewer Master Plan 03/19/21 03/19/24 0.00 Granger Creek / Twin Ridge 01/07/22 01/07/25 0.00 Water Webber Extension 01/07/22 01/07/25 0.00 % $ 1,037,000 $ 337,000 $ 52,000 1,847,000 677,000 104,000 800,000 382,000 43,000 912,000 436,000 49,000 7,676,000 1,679,000 164,000 74,285,000 52,835,000 2,640,000 7,850,000 5,795,000 225,000 3,048,000 1,825,000 150,000 3,05 8,000 1,679,000 164,000 1,029,000 201,000 16,000 22,138,000 19,328,652 1,193,000 10,198,000 7,075,761 501,000 4,400,000 4,029,000 188,000 2,992,000 2,160,538 123,000 16,382,000 14,118,739 701,000 350,000 349,709 - 160,000 32,548 - 970,000 59,551 - 465,000 7,278 - 1,570,000 100,257 - $ 161,167,000 $ 113,108,033 $ 6,313,000 On October 18, 2007 the City entered into an agreement with the Iowa Finance Authority Drinking Water Program Revolving Loan Fund for a line of credit up to $1.037 million. This line of credit was issued to finance the clear well improvements by the Water Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2008, with the last payment in Fiscal Year 2028. The note payable is payable solely from the Water Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On January 14, 2009 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $1.847 million. This line of credit was issued to finance the West 32nd Stormwater Detention Basin improvements by the Stormwater Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2009, with the last payment in Fiscal Year 2028.The note payable is payable solely from the Stormwater Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On January 13, 2010 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $800,000. This line of credit was issued to finance the North Catfish Creek improvements by the Stormwater Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2010, with the last payment in Fiscal Year 2030.The note payable is payable solely from the Stormwater Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. 85 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2021 NOTE 7 — LONG-TERM DEBT (continued) On January 13, 2010 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $912,000. This line of credit was issued to finance the North Catfish Creek improvements by the Sanitary Sewer Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2010, with the last payment in Fiscal Year 2030. The note payable is payable solely from the Sanitary Sewer Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On February 12, 2010 the City entered into an agreement with the Iowa Finance Authority Drinking Water Program Revolving Loan Fund for a line of credit up to $7.676 million. This line of credit was issued to finance the Water Meter Replacements by the Water Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2010, with the last payment in Fiscal Year 2030. The note payable is payable solely from the Water Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On August 18, 2010 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $74.285 million. This line of credit was issued to finance the Water & Resource Recovery Center Renovation and the Green Alley Sponsorship Program by the Sanitary Sewer Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2011, with the last payment in Fiscal Year 2039. The note payable is payable solely from the Sanitary Sewer Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On October 27, 2010 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $7.85 million. This line of credit was issued to finance the Bee Branch Creek Restoration by the Stormwater Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2011, with the last payment in Fiscal Year 2041. The note payable is payable solely from the Stormwater Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On May 17, 2013 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $3.048 million. This line of credit was issued to finance the Water & Resource Recovery Center Cogeneration by the Sanitary Sewer Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2013, with the last payment in Fiscal Year 2033. The note payable is payable solely from the Sanitary Sewer Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On May 31, 2013 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $3.058 million. This line of credit was issued to finance the Meter Replacements by the Sanitary Sewer Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2013, with the last payment in Fiscal Year 2030. The note payable is payable solely from the Sanitary Sewer Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. 0 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2021 NOTE 7 — LONG-TERM DEBT (continued) On February 28, 2014 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $1.029 million. This line of credit was issued to finance the costs of construction storm water drainage projects and improvements, including those costs associated with the Lower Bee Branch Creek Resoration Project by the Stormwater Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2014, with the last payment in Fiscal Year 2033. The note payable is payable solely from the Stormwater Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On June 19, 2015 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $31.418 million. This line of credit was refunded on April 30, 2021 for $22,138,000 to change the type of debt from revenue debt to general obligation debt. This line of credit was issued to finance the Upper Bee Branch Creek Restoration project and Catfish Creek Sponsorship project by the Stormwater Fund. The interest rate for this line of credit is 1.43%. Annual payments began in Fiscal Year 2016, with the last payment in Fiscal Year 2037. The note payable is payable solely from the Stormwater Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On July 7, 2017 the City entered into an agreement with the Iowa Finance Authority Drinking Water Program Revolving Loan Fund for a line of credit up to $10.198 million. This line of credit was issued to finance the purchase of the Central Iowa Water Association Water System and Improvements by the Water Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2018, with the last payment in Fiscal Year 2037. The note payable is payable solely from the Water Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On March 8, 2019 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $2.992 million. This line of credit was issued to finance the reconstruction of the Kerper Sanitary Sewer project and the Eagle Point Park Sponsorship Project by the Sanitary Sewer Fund. The interest rate for this line of credit is 0.75%. Annual payments began in Fiscal Year 2019, with the last payment in Fiscal Year 2038. The note payable is payable solely from the Sanitary Sewer Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On June 7, 2019 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $16.382 million. This line of credit was issued to finance the construction of the Bee Branch Creek Restoration Railroad Culverts project by the Stormwater Fund. The interest rate for this line of credit is 2.00%. Annual payments will begin in Fiscal Year 2020, with the last payment in Fiscal Year 2040. The note payable is payable solely from the Stormwater Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On September 22, 2017 the City entered into an agreement with the Iowa Finance Authority Drinking Water Facilities Financing Program Revolving Loan Fund for a line of credit up to $4.4 million. This line of credit was issued to finance the Roosevelt Street water tower and water distribution improvements and the Eagle Point water treatment plant and water distribution improvements project by the Water Fund. The interest rate for this line of credit is 2.00%. Annual payments will begin in Fiscal Year 2020, with the last payment in Fiscal Year 2040. The note payable is payable solely from the Water Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. 87 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2021 NOTE 7 — LONG-TERM DEBT (continued) On March 19, 2021 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $350,000. This line of credit was issued to finance the planning and design of the Catfish and Granger Creek Sanitary Sewer projects by the Sanitary Sewer Fund. The interest rate for this line of credit is 0%. The line of credit matures in Fiscal Year 2024. The note payable is payable solely from the Sanitary Sewer Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On March 19, 2021 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $160,000. This line of credit was issued to finance the planning and design of the Auburn and Custer/Center Place/Cooper and Maiden/Hawthorne to Fengler Sanitary Sewer projects by the Sanitary Sewer Fund. The interest rate for this line of credit is 0%. The line of credit matures in Fiscal Year 2024. The note payable is payable solely from the Sanitary Sewer Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On March 19, 2021 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $970,000. This line of credit was issued to finance the planning and design of the Sanitary Sewer Master Plan project by the Sanitary Sewer Fund. The interest rate for this line of credit is 0%. The line of credit matures in Fiscal Year 2024. The note payable is payable solely from the Sanitary Sewer Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On January 7, 2022 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $400,000. This line of credit was issued to finance the planning and design of the Sanitary Sewer 42-Ince Force Main Stabilization project by the Sanitary Sewer Fund. The interest rate for this line of credit is 0%. The line of credit matures in Fiscal Year 2025. The note payable is payable solely from the Sanitary Sewer Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On January 7, 2022 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $465,000. This line of credit was issued to finance the planning and design of the Sanitary Sewer Granger Creek Interceptor Sewer Improvements project by the Sanitary Sewer Fund. The interest rate for this line of credit is 0%. The line of credit matures in Fiscal Year 2025. The note payable is payable solely from the Sanitary Sewer Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On January 7, 2022 the City entered into an agreement with the Iowa Finance Authority Drinking Water Facilities Financing Program Revolving Loan Fund for a line of credit up to $1.57 million. This line of credit was issued to finance the planning and design of the Webber Property Water Distribution System Improvements project by the Water Fund. The interest rate for this line of credit is 0%. The line of credit matures in Fiscal Year 2025. The note payable is payable solely from the Water Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 7 — LONG-TERM DEBT (continued) Annual debt service requirements to maturity for capital loan notes are as follows: Fiscal Year Business -type Activities June 30 Principal Interest 2023 $ 6,313,000 $ 2,202,656 2024 6,443,000 2,080,618 2025 6,595,531 1,966,992 2026 6,733,206 1,839,326 2027 6,870,670 1,708,935 2028-2032 35,074,645 6,515,220 2033-2037 33,364,137 3,144,198 2038-2042 11,649,478 435,691 2043-2044 64,366 1,937 Total $ 113,108,033 $ 19,895,573 At June 30, 2022, the City of Dubuque had $2,965,657 of capital loan note funds available. These funds are available to the City by filing a disbursement request with the State of Iowa. The City expects to use the remaining available funds in fiscal years 2023 and 2024. The Sewer Utility revenue capital loan notes covenants include a requirement for the utility to produce net revenue of at least 110% of the current year debt service requirement. Loans Payable. Loans payable have been issued to fund several City projects. Loans payable at June 30, 2022, are as follows: Amount Amount Date of Interest Originally Outstanding Current Purpose Issue Maturity Dates Rates Issued End of Year Portion Parking Lot Purchase 07/08/08 01/01/09-07/01/23 5.0 % $ 400,000 $ 54,580 $ 35,937 Iowa Finance Authority 08/26/11 06/01/20-06/01/30 3.0 4,500,000 2,973,387 213,230 Bowling & Beyond Inc. 10/15/12 12/04/12-12/04/32 - 1,000,000 500,000 50,000 Central Iowa Water 12/01/16 12/01/17-12/01/21 3.0 5,000,000 - - $ 10,900,000 $ 3,527,967 $ 299,167 On July 8, 2008, the City issued a $400,000 loan. Interest is payable each July 1 and January 1 at a rate of 5.00%. Principal payments are due each July 1 and January 1 and range from $9,111 to $18,645 with final maturity in 2024. The proceeds were used to purchase parking lots 87, 88, and the north 20 feet 3 inches of lot 86. The debt is owned by Dubuque Initiatives and; therefore, constitutes a direct borrowing. On August 26, 2011, the City issued $4.5 million loan. Interest is payable each December 1 and June 1 at a rate of 3.00%. Principal payments are due each December 1 and June 1 and range from $82,922 to $2,582,540 with final maturity in 2030. 99 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 7 - LONG-TERM DEBT (continued) The proceeds were used to pay costs of funding workforce housing assistance loans to private developers constructing improvements and rehabilitating historic buildings for residential and commercial use in the Greater Downtown Urban Renewal Area. The debt is owned by the Iowa Finance Authority and; therefore, constitutes a direct borrowing. On October 15, 2012, the City terminated the leases with Bowling & Beyond Dubuque, Inc. and entered into a lease buyout agreement. The purchase price is $1.0 million. There is no interest. Principal payments are due each July 25 in the amount of $50,000 with final maturity in 2032. The debt is owned by Michael K. Schmidt and; therefore, constitutes a direct borrowing. On December 1, 2016, the City issued a $5,000,000 loan. Interest is payable each December 1 at a rate of 3.00%. Principal payments of $1 million are due each December 1 with final maturity in 2022. The proceeds were used to purchase water supply, service and territory. Principal and interest in the amounts of $1,000,000 and $30,000, respectively, were paid in Fiscal Year 2022. The amount outstanding at June 30, 2022 is $0. Annual debt service requirements to maturity for loans payable are as follows: Fiscal Year June 30 2023 2024 2025 2026 2027 2028-2032 Total Governmental Activities Principal $ 263,230 269,674 276,314 283,154 290,202 2,090,813 $ 3,473,387 Interest $ 87,614 81,170 74,530 67,690 60,642 137,482 $ 509,128 Business -type Activities Principal Interest $ 35,937 $ 2,286 18,643 466 $ 54,580 $ 2,752 Leases Payable. The City has entered into lease agreements for office space and equipment as a lessee. The following is a recap of leases as of June 30, 2022 in which the City is a lessee: Amount Date of Maturity Discount Initial Outstanding Current Purpose Issue Dates Rate Liability End of Year Portion Governmental Activities Building Leases 7/l/2021 6/30/2031 1.57% $ 208,093 $ 186,155 $ 22,013 Equipment Leases 2/24/2022 10/31/2023 3.80% 56,386 22,382 22,382 $ 264,479 $ 208,537 $ 44,395 Business -Type Activities Building Leases 7/l/2021 7/31/2032 3.03% $ 267,361 $ 246,133 $ 21,198 Equipment Leases 7/l/2021 6/30/2023 1.74% 10,990 5,670 5,670 $ 278,351 $ 251,803 $ 26,868 a CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 7 - LONG-TERM DEBT (continued) Annual debt service requirements to maturity for leases payable are as follow: Fiscal Year Governmental Activities Business -Type Activities June 30 Principal Interest Principal Interest 2023 $ 44,395 $ 2,943 $ 26,868 $ 7,218 2024 22,355 2,423 21,830 6,532 2025 22,714 2,064 22,519 5,843 2026 23,074 1,704 23,211 5,151 2027 23,439 1,339 23,924 4,438 2028-2032 72,560 1,774 131,094 10,718 2033-2037 - - 2,357 7 $ 208,537 $ 12,247 $ 251,803 $ 39,907 Changes in Long-term Liabilities. Long-term liability activity for the year ended June 30, 2022, was as follows: Balance Beginning of Year Balance End Due Within (as restated) Additions Reductions of Year One Year Governmental activities: General obligation bonds $ 40,050,792 $ 9,565,000 $ (3,518,270) $ 46,097,522 $ 3,435,308 Unaccreted premium 1,730,758 123,888 (626,013) 1,228,633 - Unamortized discounts (36,185) - 36,185 - - Total general obligation bonds 41,745,365 9,688,888 (4,108,098) 47,326,155 3,435,308 Tax increment financing bonds 18,395,000 - (635,000) 17,760,000 680,000 Unamortized discounts (150,822) - 45,260 (105,562) - Total tax increment financing bonds 18,244,178 - (589,740) 17,654,438 680,000 Notes payable 46,195 - (46,195) - - Loans payable 3,748,361 - (274,974) 3,473,387 263,230 Lease payable 264,478 (55,941) 208,537 44,395 Compensated absences 6,546,590 4,088,814 (3,620,828) 7,014,576 656,212 Total governmental activities $ 70,595,167 $ 13,777,702 $ (8,695,776) $ 75,677,093 $ 5,034,750 Business -type activities: General obligation bonds $ 32,787,266 $ - $ (3,057,226) $ 29,730,040 $ 3,119,664 Unaccreted premium 1,340,483 - (480,794) 859,689 - Unamortized discounts (23,574) - 10,841 (12,733) - Total general obligation bonds 34,104,175 - (3,527,179) 30,576,996 3,119,664 Revenue bonds 31,815,000 3,505,000 (4,165,000) 31,155,000 2,480,000 Unaccreted premium 534,089 181,309 (154,846) 560,552 - Unamortized discounts (44,254) - 6,361 (37,893) - Total revenue bonds 32,304,835 3,686,309 (4,313,485) 31,677,659 2,480,000 Notes payable 115,011,616 4,295,417 (6,199,000) 113,108,033 6,313,000 Loans payable 1,088,786 - (1,034,206) 54,580 35,937 Lease payable 278,351 (26,548) 251,803 26,868 Compensated absences 770,681 469,593 (402,199) 838,075 60,768 Total business -type activities $ 183,558,444 $ 4,765,010 $ (15,476,069) $ 176,507,146 $ 12,009,369 For the governmental activities, compensated absences are generally liquidated by the General Fund, Community Development Fund, and Section VIII Housing Fund. 91 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 7 — LONG-TERM DEBT (continued) Legal Debt Margin Calculation. Estimated actual value Debt limit - 5% of total actual valuation Debt applicable to limit Legal debt margin $ 4,832,321,670 241,616,084 (101,870,161) $ 139,745,923 Dubuque Metropolitan Area Solid Waste Agency General Obligation Bonds. Dubuque County, Iowa issued a general obligation landfill facilities bond to provide funds for the acquisition and construction of major capital facilities. The Dubuque Area Metropolitan Solid Waste Agency will reimburse Dubuque County for interest and principal payments from operating revenue. These bonds generally are issued as serial bonds with varying amounts of principal maturing annually and with interest payable semi-annually. The amount outstanding as of June 30, 2022 is as follows: Purpose Landfill Facility Landfill Facility Date of Issue 12/30/2014 12/28/2016 Interest Maturity Date Rate 06/01/16-06/01/34 2.0-4.0 % 06/01/17-06/01/36 3.0 Amount Amount Originally Outstanding Issued End of Year $ 4,500,000 $ 3,120,000 5,100,000 3,940,000 $ 9,600,000 $ 7,060,000 Annual debt service requirements to maturity of the general obligation bond is as follows: Fiscal Year June 30 2023 2024 2025 2026 2027 2028-2032 2033-2037 Total Principal $ 450,000 465,000 475,000 490,000 505,000 2,770,000 1,905,000 $ 7,060,000 Interest $ 210,459 198,609 186,065 172,965 158,865 563,548 186,070 $ 1,676,581 92 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2022 NOTE 7 — LONG-TERM DEBT (continued) Changes in Long -Term Liabilities. Long term liability activity for the year ended June 30, 2022 is as follows: Balance Beginning of Year Additions General obligation bond $ 7,495,000 $ Unaccreted premium 191,815 _ Total general obligation bond $ 7,686,815 $ Balance Due Within Reductions End of Year One Year $ (435,000) $ 7,060,000 $ 450,000 - (12,857) 178,958 - $ (447,857) $ 7,238,958 $ 450,000 93 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 8 — RISK MANAGEMENT The City is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; and natural disasters for which the government carries commercial insurance purchased from independent third parties and participates in a local government risk pool. The City assumes liability for deductibles and claims in excess of coverage limitations. The City has established a Health Insurance Reserve Fund for insuring benefits provided to City employees and covered dependents which is included in the Internal Service Fund Type. Health benefits were self -insured up to an individual stop -loss amount of $120,000, and an aggregate stop -loss of 125% of expected claims. Coverage from a private insurance company is maintained for losses in excess of the stop -loss amount. All claims handling procedures are performed by a third -party claims administrator. Incurred but not reported claims have been accrued as a liability based upon the claims administrator's estimate. Settled claims have not exceeded commercial coverage in any of the past three fiscal years. The estimated liability does not include any allocated or unallocated claims adjustment expense. The City has established a Workers' Compensation Reserve Fund for insuring benefits provided to City employees which is included in the Internal Service Fund Type. Coverage from a private insurance company is maintained for losses in excess of the stop -loss amount. As of May 15, 2020 the City changed workers' compensation coverage providers. Under this new agreement, the City is fully insured for all claims with the exception of sworn Police Officers and Fire Fighters medical claims. All claims handling procedures are performed by a third -party claims administrator. Incurred but not reported claims have been accrued as a liability based upon the claims administrator's estimate. Settled claims have not exceeded commercial coverage in any of the past three fiscal years. The estimated liability does not include any allocated or unallocated claims adjustment expense. The City purchases private insurance to include sworn Police Officers and Fire Fighters medical claims under a self- insured retention of $750,000 for each accident. All funds of the City participate in both programs and make payments to the Health Insurance Reserve Fund and the Workers' Compensation Reserve Fund based on actuarial estimates of the amounts needed to pay prior and current year claims. The claims liability of $873,202 in the Health Insurance Reserve Fund and $1,321,184 in the Workers' Compensation Reserve Fund is based on the requirements of Governmental Accounting Standards Board Statement No. 10, which requires that a liability for claims be reported if information prior to the issuance of the financial statements indicates that it is probable that a liability has been incurred at the date of the financial statements and the amount of the loss can be reasonably estimated. Changes in reported liabilities, all of which are expected to be paid within one year of year end, for the fiscal years ended June 30, 2022 and 2021, are summarized as follows: Health Workers' Insurance Compensation Reserve Fund Reserve Fund Liabilities at June 30, 2020 $ 873,589 $ 499,557 Claims and changes in estimates during fiscal year 2021 9,965,588 1,559,917 Claim payments (9,744,760) (979,695) Liabilities at June 30, 2021 1,094,417 1,079,779 Claims and changes in estimates during fiscal year 2022 7,797,669 1,114,182 Claim payments (8,018,884) (872,777) Liabilities at June 30, 2022 $ 873,202 $ 1,321,184 94 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 8 — RISK MANAGEMENT (continued) The City is a member in the Iowa Communities Assurance Pool (Pool), as allowed by Chapter 670.7 of the Code of Iowa. The Pool is a local government risk -sharing pool whose 787 members include various governmental entities throughout the State of Iowa. The Pool was formed in August 1986 for the purpose of managing and funding third -party liability claims against its members. The Pool provides coverage and protection in the following categories: general liability, automobile liability, automobile physical damage, public officials' liability, police professional liability, property, inland marine, and boiler/machinery. The City acquires automobile physical damage coverage through the Pool. All other property, inland marine, and boiler/machinery insurance is acquired through commercial insurance. There have been no reductions in insurance coverage from prior years. Each member's annual casualty contributions to the Pool fund current operations and provide capital. Annual operating contributions are those amounts necessary to fund, on a cash basis, the Pool's general and administrative expenses, claims, claims expenses, and reinsurance expenses due and payable in the current year, plus all or any portion of any deficiency in capital. Capital contributions are made during the first six years of membership and are maintained not to exceed 300 percent of the total current members' basis rates or to comply with the requirements of any applicable regulatory authority having jurisdiction over the Pool. The Pool also provides property coverage. Members who elect such coverage make annual property operating contributions which are necessary to fund, on a cash basis, the Pool's general and administrative expenses and reinsurance premiums, all of which are due and payable in the current year, plus all or any portion of any deficiency in capital. Any year-end operating surplus is transferred to capital. Deficiencies in operations are offset by transfers from capital and, if insufficient, by the subsequent year's member contributions. The City has property insurance coverage in addition to the Pool. The City's property and casualty contributions to the risk pool are recorded as expenditures from its operating funds at the time of payment to the risk pool. The City's annual contributions to the Pool for the year ended June 30, 2022, were $1,189,619. The Pool uses reinsurance and excess risk -sharing agreements to reduce its exposure to large losses. The Pool retains general, automobile, police professional, and public officials' liability risks up to $500,000 per claim. Excess coverage is provided for claims exceeding $500,000 under various reinsurance agreements. Property and automobile physical damage risks are retained by the Pool up to $250,000 each occurrence, each location, with excess coverage reinsured on an individual -member basis. The Pool's Iowa Risk Management Agreement with its members provides that in the event a casualty claim, property loss or series of claims exceeds the amount of risk -sharing protection provided by the member's risk -sharing certificate, or in the event that a series of casualty claims exhausts total members' equity plus any reinsurance and any excess risk -sharing recoveries, then payment of such claims shall be the obligation of the respective individual member. As of June 30, 2022, settled claims have not exceeded the risk pool or reinsurance company coverage since the Pool's inception. 95 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 8 — RISK MANAGEMENT (continued) Members agree to continue membership in the Pool through the Iowa Risk Management Agreement for a period of not less than one full year. After such period, a member who has given 60 days' prior written notice may withdraw from the Pool. Upon withdrawal, a formula set forth in the Pool's intergovernmental contract with it's members is applied to determine the amount (if any) to be refunded to the withdrawing member. NOTE 9 — COMMITMENTS AND CONTINGENT LIABILITIES Grants The City has received financial assistance from numerous federal and state agencies in the form of grants and entitlements. The disbursement of funds received under these programs generally requires compliance with terms and conditions specified in the grant agreements and is subject to audit by the grantor agencies. Any disallowed claims resulting from such audits could become a liability of the applicable fund. However, in the opinion of management, liabilities resulting from disallowed claims, if any, will not have a material effect on the City's financial position as of June 30, 2022. Litigation The City Attorney reported that various claims and lawsuits were on file against the City. The City Attorney has estimated that all potential settlements and lawsuits against the City not covered by insurance would not materially affect the financial position of the City. The City has authority to levy additional taxes (outside the regular limit) to cover uninsured judgments against the City. Construction Contracts The City has recognized as a liability only that portion of construction contracts representing construction completed through June 30, 2022. The City has additional commitments for signed construction contracts of $3,478,235 as of June 30, 2022. These commitments will be funded by federal and state grants, cash reserves, and bond proceeds. Dubuque Metropolitan Area Solid Waste Agency has recognized a liability for only that portion of construction contracts representing construction completed through June 30, 2022. DMASWA has an additional commitments for a signed construction contracts of $28,284 as of June 30, 2022. These commitments will be partially funded by bond proceeds. CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 10 — OTHER POST EMPLOYMENT BENEFITS (OPEB) Plan Description - The City operates a single -employer retiree benefit plan which provides postemployment benefits for eligible participants enrolled in the City -sponsored plans, which include the employees of the Dubuque Metropolitan Area Solid Waste Agency (a component unit). The Plan does not issue a stand-alone financial report. No assets are accumulated in a trust that meets the criteria in paragraph 4 of GASB Statement 75. The benefits are provided in the form of: An implicit rate subsidy where pre-65 retirees receive health insurance coverage by paying a combined retiree/active rate for the self -insured medical and prescription drug plan. An explicit rate subsidy where the City pays the full cost of a $1,000 policy in the fully -insured life insurance plan. To be eligible for the health insurance coverage, retirees must be at least 55 years old, have completed 4 years of service, and be vested with either the Iowa Public Employee's Retirement System (IPERS) or the Municipal Fire and Police Retirement System of Iowa (MFPRSI). In addition to the health eligibility coverage requirements, one must have belonged to a bargaining group to be eligible for life insurance benefits. There are approximately 615 active and 40 retired members in the plan, as of most recent actuarial valuation report. Funding Policy - The contribution requirements of plan members are established and may be amended by the City. The City currently finances the retiree benefit plan on a pay-as-you-go basis. Total OPEB Liability - The City's OPEB liability of $5,827,804 was measured as of June 30, 2022, and was determined by an actuarial valuation as of June 30, 2022. The City's proportion is based on the number of employees in the plan. The City's proportion was 98.60% as of June 30, 2022. Changes in the Total OPEB Liability Total OPEB Liability beginning of year Changes for the year: Service cost Interest Other changes Changes in experience Changes in assumptions Benefit payments Net Changes Total OPEB Liability end of year Total OPEB Liability $ 6,311,802 306,094 134,580 42,042 281,561 (887,322) (360,953) (483,998) $ 5,827,804 97 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 10 — OTHER POST EMPLOYMENT BENEFITS (OPEB) (continued) Actuarial Methods and Assumptions - The total OPEB liability in the June 30, 2022 actuarial valuation was determined using the following actuarial assumptions and the entry age normal actuarial cost method, applied to all periods included in the measurement. Rate of inflation effective June 30, 2022 Rates of salary increase effective June 30, 2022 Discount rate effective June 30, 2022 Healthcare cost trend rate effective June 30, 2022 3.00% per annum 4.00% per annum, including inflation 4.09 % compounded annually, including inflation 6.00% initial rate decreasing to an ultimate rate of 4.50% (ultimate rate reached in Fiscal Year 2037) Discount Rate - The discount rate used to measure the total OPEB liability was 4.09% which reflects the index rate for 20-year tax-exempt general obligation municipal bonds with an average rating of AA/Aa or higher as of the measurement date. The rate used is the S&P Municipal Bond 20-Year High -Grade Index as of June 30, 2022. Mortality rates are from the PubG.H-2010 Mortality Table with Mortality Improvement using Scale MP-2020. Annual retirement and termination probabilities were developed consistent with the City's experience and the IPERS and MFPRSI retirement patterns. Projected claim costs of the medical plan are $12,791-$18,208 per year for retirees depending on the age of retiree. The actuarial assumptions used in the June 30, 2022 valuation were based on the results of actual experience dates study with dates corresponding to those listed above. Sensitivity of the City's Total OPEB Liability to Changes in the Discount Rate - The following presents the total OPEB Liability of the City, as well as what the City's total OPEB liability would be if it were calculated using a discount rate that is 1% lower (3.09%) or 1% higher (5.09%) than the current discount rate. 1% Decrease (3.09%) Discount Rate (4.09%) 1% Increase (5.09%) Total OPEB Liability $ 5,423,805 5,827,804 $ 6,268,178 Sensitivity of the City's Total OPEB Liability to Changes in the Healthcare Cost Trend Rates - The following presents the total OPEB Liability of the City, as well as what the City's total OPEB liability would be if it were calculated using healthcare cost trend rates that are 1 % lower (5.00%) or 1 % higher (7.00%) than the current healthcare cost trend rates. 1% Decrease (5.00%) Healthcare Cost Trend 1% Increase (7.00%) Rate (6.00%) Total OPEB Liability $ 6,454,838 $ 5,827,804 $ 5,294,144 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2022 NOTE 10 — OTHER POST EMPLOYMENT BENEFITS (OPEB) (continued) OPEB Expense and Deferred Outflows of Resources Related to OPEB - For the year ended June 30, 2022 the City recognized OPEB expense of $396,244. At June 30, 2022 the City reported deferred outflows of resources related to OPEB from the following sources: Deferred Outflows of Resources Deferred Inflows of Resources Changes in Experience $ 249,455 $ 171,592 Changes in Assumptions 483,087 967,164 Change in Proportion 82,493 46,154 $ 815,035 $ 1,184,910 The net amount reported as deferred outflows of resources and deferred inflows of resources related to OPEB will be recognized as OPEB expense in future periods as follows: Year Ending June 30 2023 2024 2025 2026 2027 Thereafter Net Deferred Outflows (Inflows) of Resources $ (39,754) (39,754) (39,754) (39,754) (39,754) (171,105) $ (369,875) Dubuque Metropolitan Area Solid Waste Agency Specific (DMASWA) OPEB Disclosures Total OPEB Liability- DMASWA OPEB liability of $82,958 was measured as of June 30, 2022, and was determined by an actuarial valuation as of June 30, 2022. The Agency's portion is based on the number of employees in the plan. The Agency's portion was 1.40% as of June 30, 2022. Total OPEB Liability Total OPEB Liability beginning of year $ 132,488 Changes for the year: Service Cost 4,357 Interest 1,916 Changes in experience 4,008 Other Changes (42,042) Changes in assumptions (12,631) Benefit payments (5,138) Net Changes (49,530) Total OPEB Liability end of year $ 82,958 99 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2022 NOTE 10 — OTHER POST EMPLOYMENT BENEFITS (OPEB) (continued) Sensitivity of the City's Total OPEB Liability to Changes in the Discount Rate- The following presents the total OPEB Liability of the DMASWA, as well as what the DMASWA's total OPEB liability would be if it were calculated using a discount rate that is 1 % lower (3.09%) or 1 % higher (5.09%) than the current discount rate. Total OPEB Liability 1% Decrease (3.09%) Discount Rate (4.09%) 1% Increase (5.09%) 77,207 $ 82,958 $ 89,227 Sensitivity of the DMASWA's Total OPEB Liability to Changes in the Healthcare Cost Trend Rates- The following presents the total OPEB Liability of the DMASWA, as well as what the DMASWA's total OPEB liability would be if it were calculated using healthcare cost trend rates that are 1% lower (5.00%) or 1% higher (7.00%) than the current healthcare cost trend rates. 1% Decrease (5.00%) Healthcare Cost Trend 1% Increase (7.00%) Rate (6.00%) Total OPEB Liability $ 91,884 $ 82,958 $ 75,361 OPEB Expense and Deferred Outflows of Resources Related to OPEB - For the year ended June 30, 2022 the DMASWA recognized OPEB expense of $5,640. At June 30, 2022 the DMASWA reported deferred outflows of resources and deferred inflows of resources related to OPEB from the following sources: Deferred Outflows of Resources Changes in Experience $ 3,551 Changes in Assumptions 6,876 Change in Proportion - $ 10,427 Deferred Inflows of Resources $ 2,443 13,766 36,339 $ 52,548 The net amount reported as deferred outflows of resources and deferred inflows of resources related to OPEB will be recognized as OPEB expense in future periods as follows: Year Ending June 30 2023 2024 2025 2026 2027 Thereafter Net Deferred Outflows (Inflows) of Resources $ (5,310) (5,310) (5,310) (5,310) (5,310) (15,571) $ (42,121) 100 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 11—EMPLOYEE PENSION PLANS Aggregate Pension Expense The primary government participates in two public pension systems, Iowa Public Employees' Retirement System (IPERS) and Municipal Fire and Police Retirement System of Iowa (MFPRSI). The component unit DMASWA participates in IPERS only. The following secitons outline the pension related disclosures for each pension of both entities. The aggregate reduction in pension expense for the period associated with the net pension liability for all plans is $1,258,377 for the primary government. Other aggregate amounts related to pension are separately displayed in the financial statements. See table below for breakdown between IPERS and MFPRSI: IPERS MFPRSI Total Net Pension Liability $ 441,239 $ 9,964,114 $ 10,405,353 Deferred Inflows 18,741,129 16,600,331 35,341,460 Deferred Outflows 5,596,634 3,300,851 8,897,485 Pension Expense (Decrease) (1,534,099) 275,722 (1,258,377) Iowa Public Employees Retirement System IPERS Plan Description — IPERS membership is mandatory for employees of the City, except for those covered by another retirement system. Employees of the City are provided with pensions through a cost -sharing multiple employer defined benefit pension plan administered by Iowa Public Employees' Retirement System (IPERS). IPERS issues a stand-alone financial report which is available to the public by mail at 7401 Register Drive P.O. Box 9117, Des Moines, Iowa 50306-9117 or at www.ipers.orgy. IPERS benefits are established under Iowa Code chapter 97B and the administrative rules thereunder. Chapter 97B and the administrative rules are the official plan documents. The following brief description is provided for general informational purposes only. Refer to the plan documents for more information. Pension Benefits — A Regular member may retire at normal retirement age and receive monthly benefits without an early -retirement reduction. Normal retirement age is age 65, anytime after reaching age 62 with 20 or more years of covered employment, or when the member's years of service plus the member's age at the last birthday equals or exceeds 88, whichever comes first. These qualifications must be met on the member's first month of entitlement to benefits. Members cannot begin receiving retirement benefits before age 55. The formula used to calculate a Regular member's monthly IPERS benefit includes: • A multiplier based on years of service. • The member's highest five-year average salary, except members with service before June 30, 2012 will use the highest three-year average salary as of that date if greater than the highest five-year average salary. If a member retires before normal retirement age, the member's monthly retirement benefit will be permanently reduced by an early -retirement reduction. The early -retirement reduction is calculated differently for service earned before and after July 1, 2012. For service earned before July 1, 2012, the reduction is 0.25% for each month that the member receives benefits before the member's earliest normal retirement age. For service earned starting July 1, 2012, the reduction is 0.50% for each month that the member receives benefits before age 65. 101 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 11— EMPLOYEE PENSION PLANS (continued) Generally, once a member selects a benefit option, a monthly benefit is calculated and remains the same for the rest of the member's lifetime. However, to combat the effects of inflation, retirees who began receiving benefits prior to July 1990 receive a guaranteed dividend with the regular November benefit payments. Disability and Death Benefits - A vested member who is awarded federal Social Security disability or Railroad Retirement disability benefits is eligible to claim IPERS benefits regardless of age. Disability benefits are not reduced for early retirement. If a member dies before retirement, the member's beneficiary will receive a lifetime annuity or a lump -sum payment equal to the present actuarial value of the member's accrued benefit or calculated with a set formula, whichever is greater. When a member dies after retirement, death benefits depend on the benefit option the member selected at retirement. Contributions - Contribution rates are established by IPERS following the annual actuarial valuation, which applies IPERS' Contribution Rate Funding Policy and Actuarial Amortization Method. State statute limits the amount rates can increase or decrease each year to 1 percentage point. IPERS Contribution Rate Funding Policy requires that the actuarial contribution rate be determined using the "entry age normal" actuarial cost method and the actuarial assumptions and methods approved by the IPERS Investment Board. The actuarial contribution rate covers normal cost plus the unfunded actuarial liability payment based on a 30-year amortization period. The payment to amortize the unfunded actuarial liability is determined as a level percentage of payroll, based on the Actuarial Amortization Method adopted by the Investment Board. In fiscal year 2022, pursuant to the required rate, Regular members contributed 6.29% of covered payroll and the City contributed 9.44% for a total rate of 15.73%. The City's total contributions to IPERS for the year ended June 30, 2022 were $2,534,695. The Dubuque Metropolitan Area Solid Waste Agency's total contributions to IPERS for the year ended June 30, 2022 were $64,159. City Specific IPERS Disclosures Net Pension Liabilities, Pension Expense, and Deferred Outflows of Resources and Deferred Inflows of Resources Related to Pensions - At June 30, 2022, the City reported a liability of $441,239 for its proportionate share of the net pension liability. The net pension liability was measured as of June 30, 2021, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City's proportion of the net pension liability was based on the City's share of contributions to IPERS relative to the contributions of all IPERS participating employers. At June 30, 2021, the City's collective proportion was 0.314740% which was a decrease of-0.015874% from its proportion measured as of June 30, 2020. The City allocations to governmental and business -type activities according to the proportionate share of conributions in the prior year. 102 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 11—EMPLOYEE PENSION PLANS (continued) For the year ended June 30, 2022, the City recognized a reduction of pension expense of $1,534,099. At June 30, 2022, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Differences between expected and actual experience Changes of assumptions Net difference between projected and actual earnings on IPERS' investments Changes in proportion and differences between City's contributions and City's proportionate share of contributions City contributions subsequent to the measurement date Deferred Outflows Deferred Inflows of Resources of Resources 335,721 288,607 141,828 2,534,695 $ 337,083 15,986,764 276,484 Total $ 3,300,851 $ 16,600,331 The $2,534,695 reported as deferred outflows of resources related to pensions resulting from the City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended June 30, 2023. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized in pension expense as follows: Year Net Deferred Ended Outflows (Inflows) June 30 of Resources 2023 $ (3,914,085) 2024 (3,936,312) 2025 (3,634,230) 2026 (4,366,714) 2027 17,166 $ (15,834,175) Sensitivitv of the Citv's Proportionate Share of the Net Pension Liabilitv to Chances in the Discount Rate- The following presents the City's proportionate share of the net pension liability calculated using the discount rate of 7.00%, as well as what the City's proportionate share of the net pension liability would be if it were calculated using a discount rate that is 1.00% lower (6.00%) or 1.00% higher (8.00%) than the current rate. 103 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 11—EMPLOYEE PENSION PLANS (continued) 1 % Discount 1 % Decrease Rate Increase (6.0)% (7.0)% (8.0)% City's proportionate share of the net pension liability (asset): $ 15,616,856 $ 441,239 $ (12,276,895) Dubuque Metropolitan Area Sold Waste Agency Specific (DMASWA) IPERS Disclosures Net Pension Liabilities. Pension Expense. and Deferred Outflows of Resources and Deferred Inflows of Resources Related to Pensions - At June 30, 2022, the DMASWA reported a liability of $10,341 for its proportionate share of the net pension liability. The net pension liability was measured as of June 30, 2021, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The DMASWA's proportion of the net pension liability was based on the DMASWA's share of contributions to the pension plan relative to the contributions of all IPERS participating employers. At June 30, 2021, the DMASWA's collective proportion was 0.007376% which was an increase of 0.001034% from its proportion measured as of June 30, 2020. For the year ended June 30, 2022, the DMASWA recognized pension expense of $35,954. At June 30, 2022, the DMASWA reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows Deferred Inflows of Resources of Resources Differences between expected and actual experience $ 7,867 $ 7,902 Changes of assumptions 6,764 Net difference between projected and actual - 374,677 earnings on IPERS' investments Net changes in proportion and differences between Agency's contributions and Agency's proportionate share of contributions - 37,421 Agency contributions subsequent to the measurement date 64,159 - Total 78,790 $ 420,000 104 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 11—EMPLOYEE PENSION PLANS (continued) $64,159 reported as deferred outflows of resources related to pensions resulting from the Agency contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended June 30, 2023. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized in pension expense as follows: Year Ended June 30 Total 2023 $ (100,203) 2024 (100,772) 2025 (93,039) 2026 (111,791) 2027 436 $ (405,369) Sensitivitv of the Aeencv's Proportionate Share of the Net Pension Liabilitv to Chances in the Discount Rate - The following presents the Agency's proportionate share of the net pension liability calculated using the discount rate of 7.00%, as well as what the Agency's proportionate share of the net pension liability would be if it were calculated using a discount rate that is 1% lower (6.00%) or 1% higher (8.00%) than the current rate. 1% Decrease (6.00)% Agency's proportionate share of the net pension liability (asset): $ 366,002 There were no non -employer contributing entities at IPERS. Discount 1% Rate Increase (7.00)% (8.00)% $ 10,341 $ (287,725) Actuarial Assumptions - The total pension liability in the June 30, 2021, actuarial valuation was determined using the following actuarial assumptions, applied to all periods included in the measurement: Rate of inflation Rates of salary increase Long-term Investment rate of return Wage Growth 2.60% per annum 3.25 to 16.25% average, including inflation. Rates vary by membership group. 7.00% , compounded annually, net of investment expense, including inflation. 3.25% per annum based on 2.60% inflation and 0.65% real wage inflation 105 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 11—EMPLOYEE PENSION PLANS (continued) The actuarial assumptions used in the June 30, 2021 valuation were based on the results of an economic assumption study dated March 24, 2017 and a demographic assumption study dated June 28, 2018. Mortality rates were based on the RP-2014 Generational Mortality Tables with adjustments based on different membership groups. Future mortality improvements used Projection Scale MP-2017. The long-term expected rate of return on IPERS' was determined using a building-block method in which best -estimate ranges of expected future real rates (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. These ranges are combined to produce the long-term expected rate of return by weighting the expected future real rates of return by the target asset allocation percentage and by adding expected inflation. The target allocation and best estimates of arithmetic real rates of return for each major asset class are summarized in the following table: Asset Long -Term Expected Asset Class Allocation Real Rate of Return Domestic equity 22.0 % 4.43% International equity 17.5 6.01 Global smart beta equity 6.0 5.10 Core plus fixed income 26.0 0.29 Public credit 4.0 2.08 Cash 1.0 (0.25) Private equity 13.0 9.51 Private real assets 7.5 4.63 Private credit 3.0 2.87 Total 100 % Discount Rate - The discount rate used to measure the total pension liability was 7.00%. The projection of cash flows used to determine the discount rate assumed that contributions from employees and employers will be made at the contractually required rates, which are set by the Contribution Rate Funding Policy and derived from the actuarial valuation. Based on those assumptions, the IPERS' fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive employees. Therefore, actuarial asumed investment return was applied to all periods of projected benefit payments to determine the total pension liability. IPERS' Fiduciary Net Position - Detailed information about the pension plan's fiduciary net position is available in the separately issued IPERS financial report which is available on IPERS' website at www.ipers.org. Payables to IPERS - At June 30, 2022, the City reported payables to the defined benefit pension plan of $142,166 for legally required employer contributions. There were no legally required employee contributions which had been withheld from employee wages but not yet remitted to IPERS. 106 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2022 NOTE 11—EMPLOYEE PENSION PLANS (continued) Municipal Fire and Police Retirement System of Iowa (MFPRSI) Plan Description — MFPRSI membership is mandatory for fire fighters and police officers covered by the provisions of Chapter 411 of the Code of Iowa. Employees of the City are provided with pensions through a cost -sharing multiple employer defined benefit pension plan administered by MFPRSI. MFPRSI issues a stand-alone financial report which is available to the public by mail at 7155 Lake Drive, Suite #201, West Des Moines, Iowa 50266 or at www.mfprsi.org. MFPRSI benefits are established under Chapter 411 of the Code of Iowa and the administrative rules thereunder. Chapter 411 of the Code of Iowa and the administrative rules are the official plan documents. The following brief description is provided for general informational purposes only. Refer to the plan documents for more information. Pension Benefits - Members with 4 or more years of service are entitled to pension benefits beginning at age 55. Full service retirement benefits are granted to members with 22 years of service, while partial benefits are available to those members with 4 to 22 years of service based on the ratio of years completed to years required (i.e., 22 years). Members with less than 4 years of service are entitled to a refund of their contribution only, with interest, for the period of employment. Benefits are calculated based upon the member's highest 3 years of compensation. The average of these 3 years becomes the member's average final compensation. The base benefit is 66% of the member's average final compensation. Members who perform more than 22 years of service receive an additional 2% of the member's average final compensation for each additional year of service, up to a maximum of 8 years. Survivor benefits are available to the beneficiary of a retired member according to the provisions of the benefit option chosen, plus an additional benefit for each child. Survivor benefits are subject to a minimum benefit for those members who chose the basic benefit with a 50% surviving spouse benefit. Active members, at least 55 years of age, with 22 or more years of service have the option to participate in the Deferred Retirement Option Program (DROP). The DROP is an arrangement whereby a member who is otherwise eligible to retire and commence benefits opts to continue to work. A member can elect a 3, 4, or 5 year DROP period. By electing to participate in DROP, the member is signing a contract indicating the member will retire at the end of the selected DROP period. During the DROP period the member's retirement benefit is frozen and a DROP benefit is credited to a DROP account established for the member. Assuming the member completes the DROP period, the DROP benefit is equal to 52% of the member's retirement benefit at the member's earliest date eligible and 100% if the member delays enrollment for 24 months. At the member's actual date of retirement, the member's DROP account will be distributed to the member in the form of a lump sum or rollover to an eligible plan. Disability and Death Benefits — Disability benefits may be either accidental or ordinary. Accidental disability is defined as a permanent disability incurred in the line of duty, with benefits equivalent to the greater of 60% of the member's average final compensation or the member's service retirement benefit calculation amount. Ordinary disability occurs outside the call of duty and pays benefits equivalent to the greater of 50% of the member's average final compensation for those with 5 or more years of service or the member's service retirement benefit calculation amount and 25% of average final compensation for those with less than 5 years of service. 107 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 11—EMPLOYEE PENSION PLANS (continued) Death benefits are similar to disability benefits. Benefits for accidental death are 50% of the average final compensation of the member plus an additional amount for each child, or the provisions for ordinary death. Ordinary death benefits consist of a pension equal to 40% of the average final compensation of the member plus an additional amount for each child, or a lump -sum distribution to the designated beneficiary equal to 50% of the previous year's earnable compensation of the member or equal to the amount of the member's total contributions plus interest. Benefits are increased (escalated) annually in accordance with Chapter 411.6 of the Code of Iowa which states a standard formula for the increases. The surviving spouse or dependents of an active member who dies due to a traumatic personal injury incurred in the line of duty receives a $100,000 lump -sum payment. Contributions - Member contribution rates are set by state statute. In accordance with Chapter 411 of the Code of Iowa, the contribution rate was 9.40% of earnable compensation for the year ended June 30, 2022. Employer contribution rates are based upon an actuarially determined normal contribution rate and set by state statute. The required actuarially determined contributions are calculated on the basis of the entry age normal method as adopted by the Board of Trustees as permitted under Chapter 411 of the Code of Iowa. The normal contribution rate is provided by state statute to be the actuarial liabilities of the plan less current plan assets, with such total divided by 1 % of the actuarially determined present value of prospective future compensation of all members, further reduced by member contributions and state appropriations. Under the Code of Iowa the employer's contribution rate cannot be less than 17.00% of earnable compensation. The contribution rate was 26.18% for the year ended June 30, 2022. The City's contributions to MFPRSI for the year ended June 30, 2022 was $3,823,085. If approved by the state legislature, state appropriation may further reduce the employer's contribution rate, but not below the minimum statutory contribution rate of 17.00% of earnable compensation. The State of Iowa therefore is considered to be a nonemployer contributing entity in accordance with the provisions of the Governmental Accounting Standards Board Statement No. 67 — Financial Reporting for Pension Plans, (GASB 67). There were no state appropriations to MFPRSI during the fiscal year ended June 30, 2022. Net Pension Liabilities, Pension Expense, and Deferred Outflows of Resources and Deferred Inflows of Resources Related to Pensions - At June 30, 2022, the City reported a liability of $9,964,114 for its proportionate share of the net pension liability. The net pension liability was measured as of June 30, 2021, and the total pension liability used to calculate the new pension liability was determined by an actuarial valuation as of that date. The City's proportion of the net pension liability was based on the City's share of contributions to the pension plan relative to the contributions of all MFPRSI participating employers. At June 30, 2021, the City's proportion was .044369% which was a decrease of 0.002944% from it proportions measured as of June 30, 2020. This is funded by governemental activities only. 108 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 11—EMPLOYEE PENSION PLANS (continued) For the year ended June 30, 2022, the City recognized pension expense of $275,722. At June 30, 2022, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Net difference between expected and actual experience Changes of assumptions Net difference between projected and actual earnings on pension plan investments Changes in proportion and differences between City contributions and proportionate share of contributions City contributions subsequent to the measurement date Total Deferred Outflows Deferred Inflows of Resources of Resources $ 1,155,818 $ 112,133 375,272 - - 16,648,816 242,459 1,980,180 3,823,085 - $ 5,596,634 $ 18,741,129 $3,823,085 is reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended June 30, 2023. Amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized in pension expense as follows: Year Ended June 30 2023 2024 2025 2026 2027 Net Deferred Outflows (Inflows) of Resources $ (3,517,689) (3,704,384) (4,210,213) (5,465,396) (69,898) $ (16,967,580) 109 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 11—EMPLOYEE PENSION PLANS (continued) Actuarial Assumptions - The total pension liability in the June 30, 2021 actuarial valuation was determined using the following actuarial assumptions, applied to all periods included in the measurement: Rate of inflation Rates of salary increase Investment rate of return 3.00% per annum 3.75% to 15.11% including inflation 7.50%, net of pension plan investment expense, including inflation The actuarial assumptions used in the June 30, 2021 valuation were based on the results of an actuarial experience study for the 10-year period ending June 30, 2020. Mortality rates were based on the RP-2014 Blue Collar Healthy Annuitant Table with males set -forward zero years, females set -forward two years and disabled individuals set -forward three years (male only rates), with generational projection of future mortality improvement with 50% of Scale BB beginning 2017. The long-term expected rate of return on MFPRSI investments was determined using a building-block method in which best -estimate ranges of expected future real rates (i.e., expected returns, net of investment expense and inflation) are developed for each major asset class. These ranges are combined to produce the long-term expected rate of return by weighting the expected future real rates of return by the target asset allocation percentage and by adding expected inflation. The best estimates of geometric real rates of return for each major asset class are summarized in the following table: Asset Class Long -Term Expected Real Rate of Return Large Cap 7.5% Small Cap 8.1 International Large Cap 7.2 Emerging Markets 7.9 Global Infrastructure 7.5 Private Non -Core Real Estate 11.5 Private Credit 6.4 Private Equity 10.8 Core Plus Fixed Income 4.0 Private Core Real Estate 7.2 110 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 11—EMPLOYEE PENSION PLANS (continued) Discount Rate - The discount rate used to measure the total pension liability was 7.50%. The projection of cash flows used to determine the discount rate assumed employee contributions will be made at the contractually required rates, actuarially determined. Based on those assumptions, MFPRSI fiduciary net position was projected to be available to make all projected future benefit payments to current active and inactive employees. Therefore, the long-term expected rate of return on MFPRSI investments was applied to all periods of projected benefit payments to determine the total pension liability. Sensitivity of Ci . 's Proportionate Share of the Net Pension Liability to Changes in the Discount Rate - The following presents the City's proportionate share of the net pension liability calculated using the discount rate of 7.50%, as well as what the city's proportionate share of the net pension liability would be if it were calculated using a discount rate that is 1.00% lower (6.50%) or 1.00% higher (8.50%) than the current rate. 1 % Discount 1 % Decrease Rate Increase (6.50)% (7.50)% (8.50)% City's proportionate share of the net pension liability (asset): $ 29,485,903 $ 9,964,114 $ (6,237,842) MFPRSI Fiduciary Net Position - Detailed information about the pension plan's fiduciary net position is available in the separately issued MFPRSI financial report which is available on MFPRSI's website at www.mfprsi.org. Payables to MFPRSI - At June 30, 2022, City of Dubuque, Iowa reported payables to the defined benefit pension plan of $193,112 for legally required employer contributions. There were no legally required employee contributions which had been withheld from employee wages but not yet remitted to MFPRSI. ill CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 12 — LANDFILL CLOSURE AND POST CLOSURE CARE To comply with federal (40 CFR 258.74) and state regulations (IAC 113.14 (455b)), the Dubuque Metropolitan Area Solid Waste agency (DMASWA) is required to complete a closure and post -closure plan and to provide funding necessary to effect that plan, including the proper monitoring and care of the landfill after closure. Once the landfill is no longer accepting waste and is closed, the owner is responsible for maintaining the final cover, monitoring ground water and methane gas, and collecting leachate (the liquid that drains out of waste) for thirty years. State governments are primarily responsible for implementation and enforcement of those requirements and have been given flexibility to tailor requirements to accommodate local conditions that exist. A variety of financial mechanisms can be used to demonstrate compliance with federal and state financial assurance rules. The Agency utilizes the dedicated fund mechanism, which is funded through the tipping fees it receives. The Agency files an annual report with the State to provide compliance with its legal requirements of maintaining a balance per the prescribed formula. Any adjustments to the account are made prior to June 30. The Agency is required to estimate total landfill closure and post -closure care costs and recognize a portion of these costs each year based on the percentage of estimated total landfill capacity used that period. Estimated total costs, for closure and post -closure, would consist of four components: (1) the cost of equipment and facilities used in post -closure monitoring and care, (2) the cost of final cover (material and labor), (3) the cost of environmental monitoring of the landfill during the post -closure period and (4) the cost of any environmental cleanup required after closure. Estimated total cost is based on an engineer's estimate for these services is required to be updated annually for changes due to inflation or deflation, technology, and/or changes to applicable laws or regulations. The Agency's estimated closure and post -closure care expected costs are as follows: 2022 Closure $ 4,273,142 Post -closure care 2,492,768 Totals $ 6,765,910 The total closure and post -closure care costs for the DMASWA has been estimated at approximately $6,765,910 as of June 30, 2022, and the portion of the liability, that has been recognized is $3,153,143. This liability represents the cumulative amount reported to date based on the use of 100% of the estimated capacity of cells 1, 2, 3, 4, 5, 6, 7, 8, and 36% of cell 9. The Agency has accumulated resources to fund closure and post -closure costs; they are included in assets whose use is limited on the balance sheet and total $5,229,444 as of June 30, 2022. The Agency will recognize the remaining estimated cost of closure and post closure care of $3,612,767 over the estimated remaining life of 16 years as the remaining capacity is filled. 112 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 13 - LEASES WHERE CITY IS LESSOR The City of Dubuque leases riverfront property, farm land, parking areas, and space for antennas on top of water towers. The following are the leases in effect at June 30, 2022 in which the City is a lessor: Governmental Activities: Lease Term Discount Original Balance as of Due Within Rent Interest Lease Type Beginning Ending Rate Balance June 30, 2022 One Year Revenue Revenue Land 7/1/2021 7/l/2055 1.58 %- 3.57% $ 23,120,733 $ 21,919,373 $ 1,100,825 $ 1,339,149 $ 674,706 Building 7/1/2021 6/30/2056 1.72% - 3.57% 10,171,479 9,805,681 351,771 393,067 320,290 Other 7/1/2021 11/30/2038 3.40 194,951 180,772 8,032 20,308 - $ 33,487,163 $ 31,905,826 $ 1,460,628 $ 1,752,524 $ 994,996 In the governmental activities the lease term for the various leases began on July 1, 2021, with the exception of one land lease in the amount of $93,505 that was entered into in January 2022. The lease term for the lease arrangements end at various dates through June 30, 2056. The most significant lease is the lease of the greyhound racing and gambling facility and related parking parking areas to the Dubuque Racing Association (DRA). The DRA lease amount is based on the association's gross gambling receipts. Total rent related to this variable lease was $6,607,531. Business -Type Activities: Lease Term Discount Original Balance as of Due Within Rent Interest Lease Type Beginning Ending Rate Balance June 30, 2022 One Year Revenue Revenue 1.85% - Land 7/1/2021 2/28/2038 3.39% $ 889,248 $ 791,401 $ 86,448 $ 97,847 $ 10,547 Building 7/1/2021 6/30/2023 1.74% 131,606 67,266 67,266 64,340 1,590 $ 1,020,854 $ 858,667 $ 153,714 $ 162,187 $ 12,137 In the business -type activities, the lease term for the various leases began on July 1, 2021, with the exception of one land lease in the amount of $131,587 that was entered into in November 2021. The lease term for the lease arrangements end at various dates through February 28, 2038. The City recognized revenue of $843,810 for payments from regulated leases not previously included in the above schedules. The following is a schedule of the future minimum payments under regulated leases: Year EndinLy Total to be Daid 6/30/2023 $ 668,545 6/30/2024 493,995 6/30/2025 334,785 6/30/2026 164,549 6/30/2027 113,407 Thereafter 2,578,469 4,353,750 Dubuque Metropolitan Area Solid Waste Agency (Component Unit): The Agency is a lessor in one land lease that matures in April 2024. The initial lease arrangement was for $129,470 in which $84,439 is outstanding as of June 30, 2022. The current portion is $45,692. Rent and interest revenue on the lease for the year ending June 30, 2022 was $45,031 and $1,876, respectively. The discount rate is 1.91%. 113 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 14 — SUBSEQUENT EVENTS On March 3, 2023, Taxable Sewer Revenue Capital Loan Notes (Water Quality Financing Program), Series 2023A were issued for $1,950,000 with an average interest rate of 1.00 per annum maturing on June 1, 2043. The loan funds wil be used to pay the costs of acquisition, construction, reconstruction, extending, remodeling, improving, repairing and equipping all or part of the Municipal Sewer System, including those costs associated with force main stabilization improvements. NOTE 15 — CONTINGENCIES In March 2020, the COVID-19 outbreak was declared a global pandemic. The disruption to businesses across a range of industries in the United States continues to evolve. The full impact to local, regional and national economies, including that of the City of Dubuque, remains uncertain. To date, the outbreak has not created a material disruption to the operations of the City of Dubuque. However, the extent of the financial impact of COVID-19 will depend on future developments, including the spread of the virus, duration and timing of the economic recovery. Due to these uncertainties, management cannot reasonably estimate the potential impact to the City of Dubuque. NOTE 16 — PROSPECTIVE ACCOUNTING PRONOUNCEMENTS The Governmental Accounting Standards Board (GASB) has issued statements not yet implemented by the City. The statements which might impact the City are as follows: GASB Statement No. 91, Conduit Debt Obligations, will be effective for the fiscal year June 30, 2023. The primary objectives of this Statement are to provide a single method of reporting conduit debt obligations by issuers and eliminated diversity in practice associated with (1) commitments extended by issuers, (2) arrangements associated with conduit debt obligations, and (3) related note disclosures. GASB Statement No. 94, Public -Private and Public -Public Partnerships and Availability Payment Arrangements, issued March 2020, will be effective for the City beginning with its fiscal year ending June 30, 2023. The primary objective of this Statement is to improve financial reporting by addressing issues related to public -private and public -public partnership arrangements (PPPs). GASB Statement No. 96, Subscription -Based Information Technology Arrangements, issued in May 2020, will be effective for fiscal year ending June 30, 2023. This Statement provides guidance on the accounting and financial reporting for subscription -based information technology arrangements (SBITAs) for government end users (governments). GASB Statement No. 99, Omnibus 2022 will enhance comparability in the application of accounting and financial reporting requirements and will improve the consistency of authoritative literature. Consistent authoritative literature enables governments and other stakeholders to more easily locate and apply the correct accounting and financial reporting provisions, which improves the consistency with which such provisions are applied. The comparability of financial statements also will improve as a result of this Statement. Better consistency and comparability improve the usefulness of information for users of state and local government financial statements. The statement will be effective for the City at various times between upon issuance and with its year ending June 30, 2025. 114 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 16 — PROSPECTIVE ACCOUNTING PRONOUNCEMENTS (continued) GASB Statement No. 100, Accounting Changes and Error Corrections will improve the clarity of the accounting and financial reporting requirements for accounting changes and error corrections, which will result in greater consistency in application in practice. In turn, more understandable, reliable, relevant, consistent, and comparable information will be provided to financial statement users for making decisions or assessing accountability. In addition, the display and note disclosure requirements will result in more consistent, decision useful, understandable, and comprehensive information for users about accounting changes and error corrections. The statement will be effective for the City with its year ending June 30, 2025. GASB Statement No. 101, Compensated Absences will through its unified recognition and remeasurement model, result in a liability for compensated absences that more appropriately reflects when a government incurs an obligation. In addition, the model can be applied consistently to any type of compensated absence and will eliminate potential comparability issues between governments that offer different types of leave. The model also will result in a more robust estimate of the amount of compensated absences that a government will pay or settle, which will enhance the relevance and reliability of information about the liability for compensated absences. The statement will be effective for the City with its year ending June 30, 2025. The City's management has not yet determined the effect these statements will have on the City's financial statements. NOTE 17 — TAX ABATEMENTS Governmental Accounting Standards Board Statement No. 77 defines tax abatements as a reduction in tax revenues that results from an agreement between one or more governments and an individual or entity in which (a) one or more governments promise to forgo tax revenues to which they are otherwise entitled and (b) the individual or entity promises to take a specific action after the agreement has been entered into that contributes to economic development or otherwise benefits the governments or the citizens of those governments. City Tax Abatements The City provides tax abatements for urban renewal and economic development projects with tax increment financing as provided for in Chapter 15A and 403 of the Code of Iowa. For these types of projects, the City enters into agreements with developers which require the City, after developers meet the terms of the agreements, to rebate a portion of the property tax paid by the developers, to pay the developers an economic development grant or to pay the developers a predetermined dollar amount. No other commitments were made by the City as a part of these agreements. For the year ended June 30, 2022, the City abated $11,832,504 of property tax under the urban renewal and economic development projects. 115 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 18 — RESTATEMENT Adoption of New Accounting Standard As of July 1, 2021 the City adopted GASB Statement No. 87, Leases. The objective of this Statement is to better meet the information of financial statement users by improving accounting and financial reporting for leases by governments. The City restated the following balances as of July 1, 2021: Deferred Inflows Lease assets Lease Pavable Lease Receivable of Resources Governmental Activities $ 264,479 $ 264,479 $ 33,451,430 $ 33,451,430 General Fund Business -Type Activities Sewage Disposal Works Parking Facilities Water Utility $ - $ - $ 33,451,430 $ 33,451,430 267,361 $ 267,361 10,990 10,990 - - 889,267 889,267 $ 278,351 $ 278,351 $ 889,267 $ 889,267 The effect of implementing this Statement did not result in a restatement of beginning net position/fund balance as the city did not have capital leases under previous guidance. Change in Fund Type GASB Statement No. 84, Fiduciary Activities, changed the definition, criteria and reporting of fiduciary activities as well as redefined various fiduciary fund types and changed fund type terminology. The activity of the Cable Equipment Fund, previously reported as a custodial fund, does not meet the definition of a fiduciary activity under GASB 84 as the funds can be used for city purposes under Iowa Code Section 477A7.4. The Cable Equipment Fund should have been moved into General Fund during the previous year as of the standard effective date for years ended June 30, 2021. The change resulted in a restatement of beginning net position/fund balance as follows: Governmental General Fund Activities Fiduciary Funds Net position/fund balance - July 1, 2021, as $ 34,985,106 $ 391,523,754 $ 2,304,920 previously reported Adjustment to correct misstatement 1,126,802 1,126,802 (1,126,802) Net position/fund balance - July 1, 2021, as restated 36,111,908 392,650,556 1,178,118 116 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2022 NOTE 18 — RESTATEMENT (continuted) Workers' Compensation Reserve Police and Fire injury claims were incorrectly charged to the Workers' Compensation Reserve Fund instead of the General Fund as required by Iowa State Code. The change resulted in a restatement of beginning net position and fund balance on July 1, 2021 to adjust the claims that should have been recorded in the General Fund. Changes to beginning net position or fund balance are as follows: Net position/fund balance - July 1, 2021, as previously reported Adjustment to correct misstatement Net position/f ind balance - July 1, 2021, as restated Internal Service General Fund Funds $ 34,985,106 $ 3,115,161 (973,070) 973,070 34,012,036 4,088,231 This change also resulted in a restatement of beginning cash and cash equivalents reported in the cash flow statement for the internal service fund. Beginning cash flows was adjusted by $973,070. Cash Flow Statements In prior years, the City's cash flow statements included cash and investments with certain investments not meeting its accounting policy definition of cash and cash equivalents as provided for by GASB Statement No. 9, Reporting Cash Flows of Proprietary and Nonexpendable Trust Funds and Governemental Entitites That Use Proprietary Fund Accounting. Cash and cash equivalents are defined to include investments which have an original maturity of three months or less. During 2022, the City corrected beginning cash and cash equivalents at July 1, 2021 to exclude investments not meeting its cash equivalents definition. This change resulted in a restatement of beginning cash and cash equivalents reported in the cash flow statement of each respective fund as follows: Stormwater Water Utility Utility Total Cash and investments - July 1, 2021, as previously reported $ 12,324,952 $ 16,585,515 $ 28,910,467 Adjustment to correct misstatement (525,200) (2,080,000) (2,605,200) Cash and cash equivalents - July 1, 2021, as restated 11,799,752 14,505,515 26,305,267 117 THIS PAGE IS INTENTIONALLY LEFT BLANK 118 Required Supplementary Information June 30, 2022 City of Dubuque, Iowa 119 THIS PAGE IS INTENTIONALLY LEFT BLANK 120 CITY OF DUBUQUE, IOWA SCHEDULE OF RECEIPTS, DISBURSEMENTS AND CHANGES IN BALANCES - BUDGET AND ACTUAL (BUDGETARY BASIS) GOVERNMENTAL AND ENTERPRISE FUNDS FOR THE YEAR ENDED JUNE 30, 2022 RECEIPTS Property tax Tax increment financing Other City tax Licenses and permits Use of money and property Intergovernmental Charges for fees and service Special assessments Miscellaneous Total Receipts EXPENDITURES Public safety Public works Health and social services Culture and recreation Community and economic development General government Debt service Capital projects Business -type activities Total Expenditures EXCESS (DEFICIENCY) OF RECEIPTS OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES, NET Actual $ 26,320,408 11,832,504 22,549,055 2,163,762 18,986,654 52,661,363 46,559,220 94,871 10,020,010 191,187,847 30,844,979 14,212,887 855,079 13,423,062 15,539,505 10,675,959 8,720,233 28,044,260 53,515,597 175,831,561 15,356,286 Budgeted Amounts Final to Actual Original Final Variance $ 25,530,416 11,666,215 20,772,861 1,955,835 16,031,663 34,070,391 46,147,596 187,000 8,916,548 165,278,525 31,484,833 14,455,614 1,073,072 13,886,463 16,259,431 10,723,620 9,785,741 33,838,359 59,728,061 191,23 5,194 (25,956,669) $ 25,530,416 11,666,215 20,772,861 2,093,373 16,046,842 77,758,769 46,846,043 188,000 10,378,510 211,281,029 32,693,546 16,454,801 1,043,534 16,666,892 18,502,285 11,901,235 9,804,328 112,351,600 84,893,388 304,311,609 (93,030,580) $ 789,992 166,289 1,776,194 70,389 2,939,812 (25,097,406) (286,823) (93,129) (358,500) (20,093,182) 1,848,567 2,241,914 188,455 3,243,830 2,962,780 1,225,276 1,084,095 84,307,340 31,377,791 128,480,048 108,386,866 18,266,215 12,331,457 41,889,281 (23,623,066) EXCESS DEFICIENCY OF RECEIPTS AND OTHER FINANCING SOURCES OVER (UNDER) EXPENDITURES AND OTHER FINANCING USES 33,622,501 (13,625,212) (51,141,299) 84,763,800 BALANCE, BEGINNING OF YEAR 122,551,667 75,132,117 137,843,052 (15,291,385) BALANCE, ENDING OF YEAR $ 156,174,168 $ 61,506,905 $ 86,701,753 $ 69,472,415 See Notes to Required Supplementary Information. 121 CITY OF DUBUQUE, IOWA NOTE TO REQUIRED SUPPLEMENTARY INFORMATION — BUDGETARY REPORTING FOR THE YEAR ENDED JUNE 30, 2022 The budgetary comparison is presented as Required Supplementary Information in accordance with Governmental Accounting Standards Board Statement No. 41 for governments with significant budgetary perspective differences resulting from not being able to present budgetary comparisons for the General Fund and each major Special Revenue Fund. The Code of Iowa requires the adoption of an annual budget by the City Council on or before March 31 of each year which becomes effective July 1 and constitutes the appropriation for each function specified therein until amended. The legal level of control (the level on which expenditures may not legally exceed appropriations) is the function level for the City as a whole, rather than at the fund or fund type level. The internal service fund or custodial fund activity is not included in the adopted budget. The City's budget is prepared on the cash basis of accounting with an adjustment for accrued payroll following required public notice and hearings. After the initial annual budget is adopted, it may be amended for specified purposes. Budget amendments must be prepared and adopted in the same manner as the original budget. Management is not authorized to amend the budget or to make budgetary transfers between functions without the approval of the City Council. Management may make budgeting transfers between funds as long as the transfers are within the same function. The City has adopted a policy relative to budgetary control and amendment which provides for control at the line -item level and review of the current year's budget at the time the next year's budget is prepared. This usually results in amending the appropriations of all functions to adjust to current conditions. Supplemental appropriations are only provided when unanticipated revenues or budget surpluses become available. Appropriations as adopted lapse at the end of the fiscal year. The budget for the fiscal year ended June 30, 2022, was amended two times during the year to allow the City to increase function expenditures by $113,076,415 primarily for the carry -forward of unfinished capital improvement projects. During the year ended June 30, 2022, no functional expenses exceeded the budgeted amount. The following is a reconciliation of the budgetary basis to the modified accrual basis of accounting: Governmental Enterprise Modified Funds Funds Budgetary Accrual Accrual/Accrual Modified Accrual Basis Adjustments Basis Accrual Basis Basis Total Receipts/Revenue $ 191,187,847 $ (21,815,179) $ 169,372,668 $ 122,663,549 $ 46,709,119 $ 169,372,668 Expenditures/Expenses 175,831,561 (24,841,291) 150,990,270 113,741,645 37,248,625 150,990,270 Deficiency of Receipts/Revenue Under Expenditures/Expenses 15,356,286 3,026,112 18,382,398 8,921,904 9,460,494 18,382,398 Other Financing Sources 18,266,215 (4,720,801) 13,545,414 6,092,041 7,453,373 13,545,414 Net 33,622,501 (1,694,689) 31,927,812 15,013,945 16,913,867 31,927,812 Balance, Beginning 122,551,667 198,267,906 320,819,573 83,225,676 237,593,897 320,819,573 Balance, Ending $ 156,174,168 $ 196,573,217 $ 352,747,385 $ 98,239,621 $ 254,507,764 $ 352,747,385 122 CITY OF DUBUQUE, IOWA SCHEDULE OF THE CITY'S PROPORTIONATE SHARE OF NET PENSION LIABILITY IOWA PUBLIC EMPLOYEES' RETIREMENT SYSTEM LAST EIGHT FISCAL YEARS* (IN THOUSANDS) Required Supplementary Information 2022 2021 2020 2019 2018 2017 2016 2015 City's proportion of the net pension liability (asset) 0.31474% 0.33061% 0.33194% 0.33329% 0.33490% 0.34275% 0.35135% 0.37035% City's proportionate share of the net pension $ 441 $ 23,063 $ 19,350 $ 21,091 $ 22,309 $ 21,570 $ 17,358 $ 14,688 liability City's covered payroll $ 25,496 $ 26,048 $ 25,423 $ 25,024 $ 24,961 $ 24,597 $ 24,039 $ 24,210 City's proportionate share of the net pension liability as a percentage of its covered payroll 1.73% 88.54% 76.11% 84.28% 89.38% 87.69% 72.21% 60.67% Plan fiduciary net position as a percentage of the 100.81% 82.90% 85.45% 83.62% 82.21% 81.82% 85.19% 87.61% total pension liability *In accordance with GASB Statement No. 68, the amounts presented for each fiscal year were determined as of June 30 of the preceding fiscal year. Note: GASB Statement No. 68 requires ten years of information to be presented in this table. However, until a full 10-year trend is compiled, the City will present information for those years for which information is available. 123 CITY OF DUBUQUE, IOWA SCHEDULE OF THE CITY CONTRIBUTION IOWA PUPLIC EMPLOYEES RETIREMENT SYSTEM LAST 10 FISCAL YEARS (IN THOUSANDS) Required Supplementary Information Statutorily required contribution Contributions in relation to the statutorily required contribution Contribution deficiency (excess) City's covered payroll Contributions as a percentage of covered payroll $ 2,535 $ 2,407 $ 2,460 $ 2,403 $ 2,235 2,229 2,196 2,151 2,164 2,022 (2,535) (2,407) (2,460) (2,403) (2,235) (2,229) (2,196) (2,151) (2,164) (2,022) $ 26,888 $ 25,496 $ 26,048 $ 25,423 $ 25,024 $ 24,961 $ 24,597 $ 24,039 $ 24,210 $ 23,321 9.43% 9.44% 9.44% 9.45% 8.93% 8.93% 8.93% 8.95% 8.94% 8.67% 124 CITY OF DUBUQUE, IOWA NOTES TO REQUIRED SUPPLEMENTARY INFORMATION -- PENSION LIABILITY IOWA PUBLIC EMPLOYEES' RETIREMENT SYSTEMS YEAR ENDED JUNE 30, 2022 Changes of benefit terms: There are no significant changes in benefit terms. Changes of assumption: The 2021, 2020, and 2019 valuations did not include any changes of assumptions. The 2018 valuation implemented the following refinements as a result of a demographic assumption study dated June 28, 2018: • Changed mortality assumptions to the RP-2014 mortality tables with mortality improvements modeled using Scale MP-2017. • Adjusted retirement rates • Lowered disability rates • Adjusted the probability of a vested Regular member electing to receive a deferred benefit. • Adjusted the merit component of the salary increase assumption. The 2017 valuation implemented the following refinements as a result of an experience study dated March 24, 2017: • Decreased the inflation assumption from 3.00% to 2.60%. • Decreased the assumed rate of interest on member accounts from 3.75% to 3.50% per year. • Decreased the discount rate from 7.50% to 7.00%. • Decreased the wage growth assumption from 4.00% to 3.25%. • Decreased the payroll growth assumption from 4.00% to 3.25%. The 2014 valuation implemented the following refinements as a result of a quadrennial experience study: • Decreased the inflation assumption from 3.25% to 3.00%. • Decreased the assumed rate of interest on member accounts from 4.00% to 3.75% per year. • Adjusted male mortality rates for retirees in the Regular membership group. • Reduced retirement rates for sheriffs and deputies between the ages of 55 and 64. • Moved from an open 30-year amortization period to a closed 30-year amortization period for the UAL (unfunded actuarial liability) beginning June 30, 2014. Each year thereafter, changes in the UAL from plan experience will be amortized on a separate closed 20-year period. 125 CITY OF DUBUQUE, IOWA SCHEDULE OF THE CITY'S PROPORTIONATE SHARE OF NET PENSION LIABILITY MUNICIPAL FIRE AND POLICE RETIREMENT SYSTEM OF IOWA LAST EIGHT FISCAL YEARS* (IN THOUSANDS) Required Supplementary Information 2022 2021 2020 2019 2018 2017 2016 2015 City's proportion of the net pension liability (asset) City's proportionate share of the net pension liability City's covered payroll City's proportionate share of the net pension liability as a percentage of its covered payroll Plan fiduciary net position as a percentage of the total pension liability 0.4437% 4.7313% 4.6919% 4.8639% 4.7840% 4.9533% 4.9854% 5.0788% $ 9,964 $ 37,737 $ 30,775 $ 28,960 $ 28,062 $ 30,971 $ 23,423 $ 18,410 $ 14,418 $ 14,879 $ 14,203 $ 14,118 $ 13,552 $ 13,423 $ 13,052 $ 12,968 69.11% 253.63% 216.68% 205.13% 207.07% 230.73% 179.46% 141.96% 93.62% 76.47% 79.94% 81.07% 80.60% 78.20% 83.04% 86.27% *In accordance with GASB Statement No. 68, the amounts presented for each fiscal year were determined as of June 30 of the preceding fiscal year. Note: GASB Statement No. 68 requires ten years of information to be presented in this table. However, until a full 10-year trend is compiled, the City will present information for those years for which information is available. 126 CITY OF DUBUQUE, IOWA SCHEDULE OF THE CITY CONTRIBUTION MUNICIPAL FIRE AND POLICE RETIREMENT SYSTEM OF IOWA LAST 10 FISCAL YEARS (IN THOUSANDS) Required Supplementary Information Statutorily required contribution $ 3,823 $ 3,649 $ 3,632 $ 3,696 $ 3,626 $ 3,513 $ 3,727 $ 3,969 $ 3,906 $ 3,310 Contributions in relation to the statutorily required contribution (3,823) (3,649) (3,632) (3,696) (3,626) (3,513) (3,727) (3,969) (3,906) (3,310) Contribution deficiency (excess) $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - City's covered payroll $ 14,603 $ 14,418 $ 14,879 $ 14,203 $ 14,118 $ 13,552 $ 13,423 $ 13,052 $ 12,968 $ 12,672 Contributions as a percentage of covered payroll 26.18% 25.31% 24.41% 26.02% 25.68% 25.92% 27.77% 30.41% 30.12% 26.12% 127 CITY OF DUBUQUE, IOWA NOTES TO REQUIRED SUPPLEMENTARY INFORMATION -- PENSION LIABILITY MUNICIPAL FIRE AND POLICE RETIREMENT SYSTEM OF IOWA YEAR ENDED JUNE 30, 2022 Changes of benefit terms: There were no significant changes of benefit terms. Changes of assumptions The 2021, 2020, and 2019 valuations did not include any changes of assumptions. The 2018 valuation changed postretirement mortality rates were based on the RP-2014 Blue Collor Healthy Annuitant Table with males set -forward zero years, females set -forward two years and disabled individuals set -forward three years (male only rates), with generational projection of future mortality improvement with 50% of Scale BB beginning in 2017. The 2017 valuation added five years projection of future mortality improvement with Scale BB. The 2016 valuation changed postretirement mortality rates to the RP-2000 Blue Collar Combined Healthy Mortality Table with males set -back two years, females set -forward one year and disabled individuals set -forward one year (male only rates), with no projection of future mortality improvement. The 2015 valuation phased in the 1994 Group Annuity Mortality Table for post retirement mortality. This resulted in a weighting of 1/12 of the 1971 Group Annuity Mortality Table and 11/12 of the 1994 Group Annuity Mortality Table. The 2014 valuation phased in the 1994 Group Annuity Mortality Table for post retirement mortality. This resulted in a weighting of 2/12 of the 1971 Group Annuity Mortality Table and 10/12 of the 1994 Group Annuity Mortality Table. 128 CITY OF DUBUQUE, IOWA SCHEDULE OF CHANGES IN TOTAL OPEB LIABILITY, RELATED RATIOS AND NOTES LAST FIVE FISCAL YEARS Service Cost Interest Cost Changes in assumptions Changes in experience Other Changes Benefit payments Net change in total OPEB Liability Total OPEB liability beginning of year Total OPEB liability end of year Covered -employee payroll Total OPEB liability as a percentage of covered -employee payroll 2022 2021 2020 2019 2018 $ 306,094 $ 303,146 $ 288,187 $ 296,597 $ 277,469 134,580 152,598 165,496 172,576 172,219 (887,322) 254,038 (19,982) 85,951 138,371 281,561 13 (242,263) - - 42,042 (11,228) (49,950) 2,582 58,589 (360,953) (269,461) (380,158) (452,573) (474,856) (483,998) 429,106 (238,670) 105,133 171,792 6,311,802 5,882,696 6,121,366 6,016,233 5,844,441 $ 5,827,804 $ 6,311,802 $ 5,882,696 $ 6,121,366 $ 6,016,233 $ 42,133,307 $ 41,593,187 $ 34,543,167 $ 39,626,000 $ 39,782,000 13.83% 15.18% 17.03% 15.45% 15.12% Notes to Schedule of Changes in the Total OPEB Liabilitv and Related Ratios No assets are accumulated in a trust that meets the criteria in paragraph 4 of GASB Statement 75. Changes in benefit terms: There were no significant changes in benefit terms. Change in assumptions: Changes in assumptions and other inputs reflect the effects of changes in the discount rate, health care trend rates and other changes. In Fiscal Year 2022, mortality assumption was adjusted to include mortality improvement scale MP-2020 and the withdrawal assumption was change from Table T-2 from the Pension Actuary's Handbook to Table T-3. Note: GASB Statement No. 75 requires ten years of information to be presented in this table. However, until a 10-year trend is completed, the City will present information for those years for which information is available. 129 NONMAJOR GOVERNMENTAL FUNDS SPECIAL REVENUE FUNDS Special revenue funds are used to account for specific revenues that are legally restricted to expenditure for particular purposes. Road Use Tax Fund — This fund is used to account for state revenues allocated to the City for maintenance and improvement of City streets. Section VIII Housing Fund — This fund is used to account for the operations of federal Section VIII existing, voucher, and moderate rehabilitation projects. Employee Benefits Fund — This fund is used to account for pension and related employee benefit costs for those employees paid wages from the General Fund. Special Assessments Fund — This fund is used to account for the financing of public improvements that are deemed to benefit primarily the properties against which special assessments are levied and to accumulate monies for the payment of principal and interest on the outstanding long-term debt service. Cable TV Fund — This fund is used to account for the monies and related costs as set forth in the cable franchise agreement between the City of Dubuque and the cable franchisee. Library Expendable Gifts Trust — This fund is used to account for contributions given to the library to be spent for specific purposes. IFA Housing Trust — This fund is used to account for funds received under the Iowa Finance Authority State Housing Trust Fund Program. Police Expendable Gifts Fund — This fund is used to account for contributions given to the police department to be spent for specific purposes. Veteran's Memorial - This fund is used to account for contributions given to the Veteran's Memorial for specific purposes and for maintainance. 130 NONMAJOR GOVERNMENTAL FUNDS CAPITAL PROJECTS FUNDS Capital projects funds are used to account for the acquisition and construction of major capital facilities other than those financed by proprietary funds and trust funds. Airport Construction Fund — This fund is used to account for the resources and costs related to airport capital improvements. Sales Tax Construction Fund — This fund is used to account for the resources and costs related to capital improvements financed through the local option sales tax. General Construction Fund — This fund is used to account for the resources and costs related to general capital improvements. Street Construction Fund — This fund is used to account for the resources and costs related to street capital improvements. PERMANENT FUNDS Permanent funds are used to report resources that are legally restricted to the extent that only earnings, not principal, may be used for purposes that support the reporting City's programs. Ella Lyons Peony Trail Trust Fund — This fund is used for dividends and maintenance cost related to the City Peony Trail, per trust agreement. Library Gifts Trust Fund — This fund is used to account for testamentary gifts to the City library. 131 CITY OF DUBUQUE, IOWA COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS JUNE 30, 2022 ASSETS Cash and investments Receivables Property tax Delinquent Succeeding year Accounts and other Special assessments Accrued interest Notes Intergovernmental Inventories Prepaid items Restricted cash and investments Total Assets LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCES LIABILITIES Accounts payable Accrued payroll Intergovernmental payable Due to other funds Unearned revenue Total Liabilities DEFERRED INFLOWS OF RESOURCES Unavailable revenues Succeeding year property tax Special assessments Grants Other Total Deferred Inflows of Resources FUND BALANCES Nonspendable: Endowment corpus Inventory Prepaid items Restricted: Endowments Library Police Veterans Capital improvements Franchise agreement Special assessments Iowa Finance Authority Trust Community programs Employee benefits Committed, capital improvements Total Fund Balances Total Liabilities, Deferred Inflows of Resources and Fund Balances Revenue Funds Road Use Section VIII Employee Special Tax Housing Benefits Assessments $ 8,743,918 $ 551,176 $ - $ 29 - - 26,808 - - 2,237,236 76,100 - - - - - 300,064 - 39 - 631,376 7,548 359,949 - 2,832 27,712 - 421,688 - - 9,814,175 1,008,163 2,264,044 300,093 551,686 - 96,261 35,223 - 4,682 - 6,210 647,947 46,115 2,237,236 - - 294,374 - - 16,652 - - - 2,253,888 294,374 359,949 - 2,832 27,712 8,803,447 - 5,719 - 934,336 - - - 10,156 9,166,228 962,048 10,156 5,719 $ 9,814,175 $ 1,008,163 $ 2,264,044 $ 300,093 132 EXHIBIT A-1 Revenue Funds Capital Projects Funds Library Police IFA Expendable Expendable Veteran's Housing Airport General Sales Tax Cable TV Gifts Trust Gifts Trust Memorial Trust Construction Construction Construction $ 551,331 $ 1,118,912 $ 8,664 $ 154,834 $ 595,233 $ - $ - $ 3,622,356 238 377 3 - - (195) 89 1,978 - - - - 975,274 - 24,240 - - 67,627 309,548 289,256 190,015 - - - - 315,460 - 21,882 - - - - 46,637 - - - - - 1,266,039 3,082,582 4,239,065 573,451 1,119,289 8,667 154,834 1,638,134 1,575,392 3,711,627 8,100,051 6,600 - - - 131,717 106,694 342,076 19,173 1,843 - - - - - - - 578,024 159,475 - 25,773 1,843 - - 709,741 266,169 342,076 - - 159,920 - - - 159,920 - - - - 315,460 - 21,882 - - - 46,637 1,117,446 - - - - 8,667 - - - 154,834 - - - - - - 705,731 3,129,998 2,078,909 525,796 - - - - - - - 1,638,134 - - - - - - 5,632,429 547,678 1,117,446 8,667 154,834 1,638,134 705,731 3,445,458 7,757,975 $ 573,451 $ 1,119,289 $ 8,667 $ 154,834 $ 1,638,134 $ 1,575,392 $ 3,711,627 $ 8,100,051 (Continued) 133 CITY OF DUBUQUE, IOWA COMBINING BALANCE SHEET EXHIBIT A-1 (CONTINUED) NONMAJOR GOVERNMENTAL FUNDS JUNE 30, 2022 ASSETS Cash and investments Receivables Property tax Delinquent Succeeding year Accounts and other Special assessments Accrued interest Notes Intergovernmental Inventories Prepaid items Restricted cash and investments Total Assets LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCES LIABILITIES Accounts payable Accrued payroll Intergovernmental payable Due to other funds Unearned revenue Total Liabilities DEFERRED INFLOWS OF RESOURCES Unavailable revenues Succeeding year property tax Special assessments Grants Other Total Deferred Inflows of Resources FUND BALANCES Nonspendable: Endowment corpus Inventory Prepaid items Restricted: Endowments Library Police Veterans Capital improvements Franchise agreement Special assessments Iowa Finance Authority Trust Community programs Employee benefits Committed, capital improvements Total Fund Balances Total Liabilities, Deferred Inflows of Resources and Fund Balances Capital Projects Funds Permanent Funds Total Ella Lyons Library Nonmajor Street Peony Trail Gifts Governmental Construction Trust Trust Funds $ 10,829,762 $ - $ - $ 26,176,215 26,808 2,237,236 3,986 - 80,086 - - - 300,064 3,653 25 6 6,213 - - - 999,514 1,005,299 - 2,500,669 - - 675,409 344 - 99,407 - 152,977 18,451 9,180,802 11,843,044 153,002 18,457 42,282,423 1,268,712 - 2,407,485 - - 152,500 - - 4,682 - - 737,499 - - 6,210 1,268,712 - 3,308,376 2,237,236 - - 294,374 - - 159,920 3,936 - 20,588 3,936 - 2,712,118 57,412 12,000 69,412 - - - 675,409 344 - 99,407 - 95,590 6,457 102,047 - - - 1,117,446 - - 8,667 - - 154,834 5,999,625 - 20,717,710 - - 525,796 - - 5,719 - - 1,638,134 - - 934,336 - - 10,156 4,570,427 - 10,202,856 10,570,396 153,002 18,457 36,261,929 $ 11,843,044 $ 153,002 $ 18,457 $ 42,282,423 134 THIS PAGE IS INTENTIONALLY LEFT BLANK 135 CITY OF DUBUQUE, IOWA COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30, 2022 Special Revenue Funds Road Use Section VIII Employee Special Tax Housing Benefits Assessments REVENUES Taxes $ - $ - $ 2,533,381 $ - Special assessments - - - 40,496 Intergovernmental 7,927,145 7,047,573 - - Charges for services - - - - Investment earnings - 1,946 - 16,480 Contributions - - - - Miscellaneous 303,997 53,250 - 11,944 Total Revenues 8,231,142 7,102,769 2,533,381 68,920 EXPENDITURES Governmental activities Current Public safety - - - - Public works 6,757,785 - - 2 Culture and recreation - - - - Community and economic development - 6,771,350 - - General government 5,437 - 118 - Debt service Interest and fiscal charges - - - - Capital projects 163,458 - - - Total Expenditures 6,926,680 6,771,350 118 2 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES 1,304,462 331,419 2,533,263 68,918 OTHER FINANCING SOURCES (USES) Issuance of debt - - - - Premium on bonds - - - - Transfers in 95,752 160,671 - - Transfers out (148,765) - (2,548,880) (92,503) Insurance recovery - - - - Sale of capital assets 180 - - - Total Other Financing Sources (Uses) (52,833) 160,671 (2,548,880) (92,503) NET CHANGE IN FUND BALANCES 1,251,629 492,090 (15,617) (23,585) FUND BALANCES, BEGINNING 7,914,599 469,958 25,773 29,304 FUND BALANCES, ENDING $ 9,166,228 $ 962,048 $ 10,156 $ 5,719 136 Special Revenue Funds Capital Projects Funds Library Police IFA Expendable Expendable Veteran's Housing Airport General Cable TV Gifts Trust Gifts Trust Memorial Trust Construction Construction $ - $ - $ - $ - $ - $ - $ - 132,629 570,761 289,256 - 7,576 - - - 121,736 - 1,280 2,598 20 492 - 3,855 24,969 - (10) 319 49,790 - - 822 399,258 95,655 - - - - 310,743 400,538 105,819 339 50,282 132,629 696,352 625,790 74 - - - - - - - - 306,334 8,094 - 98,993 - 39,207 - - - - - - - 528 - 1,729,632 554,167 - - - - - - 361 - - - - - 121,792 - - - - - 911,654 8,568,501 554,528 98,993 74 39,207 528 1,217,988 10,428,019 (153,990) 6,826 265 11,075 132,101 (521,636) (9,802,229) 7,236,280 73,510 50,000 78,807 2,313,089 - - - (182,305) - - - 50,000 (103,498) 9,622,879 (153,990) 6,826 265 11,075 182,101 (625,134) (179,350) 701,668 1,110,620 8,402 143,759 1,456,033 1,330,865 3,624,808 $ 547,678 $ 1,117,446 $ 8,667 $ 154,834 $ 1,638,134 $ 705,731 $ 3,445,458 EXHIBIT A-2 (Continued) 137 CITY OF DUBUQUE, IOWA COMBINING STATEMENT OF REVENUES, EXHIBIT A-2 (CONTINUED) EXPENDITURES, AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30, 2022 REVENUES Taxes Special assessments Intergovernmental Charges for services Investment earnings Contributions Miscellaneous Total Revenues EXPENDITURES Governmental activities Current Public safety Public works Culture and recreation Community and economic development General government Debt service Interest and fiscal charges Capital projects Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Issuance of debt Premium on bonds Transfers in Transfers out Insurance recovery Sale of capital assets Total Other Financing Sources (Uses) NET CHANGE IN FUND BALANCES FUND BALANCES, BEGINNING FUND BALANCES, ENDING Capital Projects Funds Permanent Funds Ella Lyons Sales Tax Street Peony Trail Construction Construction Trust Total Library Nonmajor Gifts Governmental Trust Funds $ 2,547,789 $ 3,821,682 $ - $ - $ 8,902,852 - - - - 40,496 - 1,408,256 - - 17,375,620 - 35,438 - - 164,750 22,843 25,837 (14,801) 43 85,562 - - - - 50,921 - 114,927 - 12 1,289,786 2,570,632 5,406,140 (14,801) 55 27,909,987 - - - 74 - 1,005,824 - - 8,078,039 - 798 - 138,998 - - - - 8,501,510 408,553 - - - 968,275 60,112 167 - - 182,432 1,202,710 3,757,442 - - 14,603,765 1,671,375 4,763,433 798 - 32,473,093 899,257 642,707 (15,599) 55 (4,563,106) 2,328,720 - - - 9,565,000 50,378 - - - 123,888 46,393 38,526 - - 2,783,238 (1,078,199) (359,431) - - (4,410,083) - 5,827 - - 5,827 - - - - 180 1,347,292 (315,078) - - 8,068,050 2,246,549 327,629 (15,599) 55 3,504,944 5,511,426 10,242,767 168,601 18,402 32,756,985 $ 7,757,975 $ 10,570,396 $ 153,002 $ 18,457 $ 36,261,929 138 THIS PAGE IS INTENTIONALLY LEFT BLANK 139 NONMAJOR ENTERPRISE FUNDS Enterprise funds are used to account for operations that are financed and operated in a manner similar to private business enterprises -- where the intent of the City Council is that the costs of providing goods or services to the general public on a continuing basis be financed or recovered primarily through user charges; or where the City Council has decided that periodic determination of net income is appropriate for accountability purposes. Refuse Collection Fund — This fund is used to account for the operations of the City's refuse collection services. Transit System Fund — This fund is used to account for the operations of the City's bus and other transit services. Salt Fund — This fund is used to account for the operations of the City's salt distribution. 140 CITY OF DUBUQUE, IOWA COMBINING STATEMENT OF NET POSITION NONMAJOR ENTERPRISE FUNDS JUNE 30.2022 ASSETS CURRENT ASSETS Cash and investments Receivables Accounts Intergovernmental Prepaid items Inventories Total Current Assets NONCURRENT ASSETS Restricted cash and investments Capital assets Land Buildings Improvements to other than buildings Machinery and equipment Accumulated depreciation and amortization Net Capital Assets Total Noncurrent Assets Total Assets DEFERRED OUTFLOWS OF RESOURCES Total Other Refuse Transit Enterprise Collection System Salt Funds $ 1,000,583 $ 3,421,119 $ 67,217 $ 4,488,919 407,830 1,535 - 409,365 - 1,150,212 - 1,150,212 - 14,696 - 14,696 - 20,244 - 20,244 1,408,413 4,607,806 67,217 6,083,436 - 227,285 - 227,285 - 36,000 - 36,000 - 11,703,490 175,458 11,878,948 - 796,092 686,312 1,482,404 2,962,580 8,681,591 36,342 11,680,513 (1,963,210) (4,576,307) (232,858) (6,772,375) 999,370 16,640,866 665,254 18,305,490 999,370 16,868,151 665,254 18,532,775 2,407,783 21,475,957 732,471 24,616,211 Pension related deferred outflows 142,221 273,978 - 416,199 OPEB related deferred outflows 26,069 22,811 - 48,880 Total Deferred Outflows of Resources 168,290 296,789 - 465,079 LIABILITIES CURRENT LIABILITIES Accounts payable 58,671 145,578 - 204,249 Accrued payroll 77,170 112,138 - 189,308 General obligation bonds payable 6,000 46,469 - 52,469 Accrued compensated absences 4,997 - - 4,997 Accrued interest payable 1,632 1,970 - 3,602 Total Current Liabilities 148,470 306,155 - 454,625 NONCURRENT LIABILITIES General obligation bonds payable 49,396 1,003,260 - 1,052,656 Accrued compensated absences 236,305 59,415 - 295,720 Net pension liability 19,102 27,547 - 46,649 Total OPEB liability 207,393 181,471 - 388,864 Total Noncurrent Liabilities 512,196 1,271,693 - 1,783,889 Total Liabilities 660,666 1,577,848 - 2,238,514 DEFERRED INFLOWS OF RESOURCES Pension related deferred inflows OPEB related deferred inflows Total Deferred Inflows of Resources NET POSITION Net investment in capital assets Unrestricted Total Net Position 751,871 1,028,720 - 1,780,591 53,292 36,220 - 89,512 805,163 1,064,940 - 1,870,103 943,974 15,697,009 665,254 17,306,237 166,270 3,432,949 67,217 3,666,436 $ 1,110,244 $ 19,129,958 $ 732,471 $ 20,972,673 EXHIBIT B-1 141 CITY OF DUBUQUE, IOWA EXHIBIT B-2 COMBINING STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION NONMAJOR ENTERPRISE FUNDS FOR THE YEAR ENDED JUNE 30, 2022 Total Other Refuse Transit Enterprise Collection System Salt Funds OPERATING REVENUES Charges for sales and services $ 4,598,971 $ 344,881 $ 100,763 $ 5,044,615 Other 47,597 37,792 - 85,389 Total Operating Revenues 4,646,568 382,673 100,763 5,130,004 OPERATING EXPENSES Employee expense 2,735,219 1,988,630 - 4,723,849 Utilities 22,854 90,138 - 112,992 Repairs and maintenance 346,907 694,520 1,756 1,043,183 Supplies and services 1,121,383 539,638 99,870 1,760,891 Insurance 27,899 66,756 - 94,655 Depreciation 207,266 695,586 27,639 930,491 Total Operating Expenses 4,461,528 4,075,268 129,265 8,666,061 OPERATING (LOSS) 185,040 (3,692,595) (28,502) (3,536,057) NONOPERATING REVENUES (EXPENSES) Intergovernmental - 2,370,862 - 2,370,862 Investment earnings 4,943 2,563 - 7,506 Interest expense (1,305) 630 - (675) Gain on disposal of assets - (190,224) - (190,224) Net Nonoperating Revenues 3,638 2,183,831 - 2,187,469 (LOSS) BEFORE TRANSFERS 188,678 (1,508,764) (28,502) (1,348,588) TRANSFERS IN 43,333 2,658,008 - 2,701,341 CHANGE IN NET POSITION 232,011 1,149,244 (28,502) 1,352,753 NET POSITION, BEGINNING 878,233 17,980,714 760,973 19,619,920 NET POSITION, ENDING $ 1,110,244 $ 19,129,958 $ 732,471 $ 20,972,673 142 CITY OF DUBUQUE, IOWA COMBINING STATEMENT OF CASH FLOWS NONMAJOR ENTERPRISE FUNDS YEAR ENDED JUNE 30, 2022 CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers Cash payments to suppliers for goods and services Cash payments to employees for services Other operating receipts NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Transfers from other funds Contributions Intergovernmental grant proceeds NET CASH PROVIDED BY NONCAPITAL FINANCING ACTIVITIES CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Proceeds from issuance of debt Acquisition and construction of capital assets Principal Paid Interest paid NET CASH PROVIDED BY (USED FOR) CAPITAL AND RELATED FINANCING ACTIVITIES CASH FLOWS FROM INVESTING ACTIVITIES Interest received NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS CASH AND CASH EQUIVALENTS, BEGINNING CASH AND CASH EQUIVALENTS, ENDING Total Other Refuse Transit Enterprise Collection System Salt Funds $ 4,710,282 $ 343,346 $ 100,763 $ 5,154,391 (1,579,735) (1,280,479) (101,626) (2,961,840) (2,957,062) (2,263,815) - (5,220,877) 47,597 37,792 - 85,389 221,082 (3,163,156) (863) (2,942,937) 43,333 2,658,008 - 2,701,341 - 2,466,901 - 2,466,901 43,333 5,124,909 - 5,168,242 (688,271) (2,237,378) - (2,925,649) (5,800) (33,679) - (39,479) (1,763) - - (1,763) (695,834) (2,271,057) - (2,966,891) 4,943 2,563 - 7,506 (426,476) (306,741) (863) (734,080) 1,427,059 3,955,145 68,080 5,450,284 $ 1,000,583 3,648,404 $ 67,217 $ 4,716,204 143 CITY OF DUBUQUE, IOWA COMBINING STATEMENT OF CASH FLOWS EXHIBIT B-3 NONMAJOR ENTERPRISE FUNDS YEAR ENDED JUNE 30, 2022 Business -type Activities - Enterprise Funds Total Other Refuse Enterprise Collection Transit Salt Funds RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES Operating income (loss) $ 185,040 $ (3,692,595) $ (28,502) $ (3,536,057) Adjustments to reconcile operating income (loss) to net cash provided by (used for) operating activities Depreciation Change in assets and liabilities (Increase) Decrease in receivables Decrease in inventories and prepaid items Increase in accounts payable Increase (Decrease) in accrued liabilities (Decrease) in net pension liability Decrease in deferred outflows - pension related Decrease in deferred outflows - OPEB related Increase in deferred inflows - pension related Increase in deferred inflows - OPEB related Increase in total OPEB liability Total Adjustments NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES NONCASH CAPITAL AND RELATED FINANCING ACTIVITIES Amortization of bond discount (premium) Acquisition of capital assets through accounts and retainage payable 207,266 695,586 27,639 930,491 111,311 (1,535) - 109,776 - (14,455) - (14,455) (60,692) 125,028 - 64,336 17,182 33,837 - 51,019 (1,031,644) (1,295,669) - (2,327,313) 81,599 7,882 - 89,481 (8,813) (8,574) - (17,387) 711,409 977,764 - 1,689,173 41,916 26,835 - 68,751 (33,492) (17,260) - (50,752) 36,042 529,439 27,639 593,120 $ 221,082 $ (3,163,156) $ (863) $ (2,942,937) $ 275 $ 577 $ - $ 852 $ - $ 121,413 $ - $ 121,413 144 INTERNAL SERVICE FUNDS Internal service funds are used to account for the financing of goods or services provided by one department to other departments of the government and to other government units, on a cost -reimbursement basis. General Service Fund - This fund is used to account for engineering, street, and general services supplied to other departments. Garage Service Fund - This fund is used to account for maintenance and repair services for the City's automotive equipment. Stores/Printing Fund - This fund is used to account for printing, supplies, and other services provided to other departments. Health Insurance Reserve Fund - This fund is used to account for health insurance costs. Workers' Compensation Reserve Fund - This fund is used to account for workers' compensation costs. 145 CITY OF DUBUQUE, IOWA COMBINING STATEMENT OF NET POSITION INTERNAL SERVICE FUNDS JUNE 30, 2022 ASSETS CURRENT ASSETS Cash and investments Receivables Accounts Accrued interest Inventories Total Current Assets NONCURRENT ASSETS Capital assets Machinery and equipment Accumulated depreciation and amortization Net Capital Assets Total Noncurrent Assets Total Assets DEFERRED OUTFLOWS OF RESOURCES Pension related deferred outflows LIABILITIES CURRENT LIABILITIES Accounts payable Accrued payroll Total Current Liabilities NONCURRENT LIABILITIES Net pension liability Total Noncurrent Liabilities Total Liabilities DEFERRED INFLOWS OF RESOURCES Pension related deferred inflows NET POSITION Net investment in capital assets Unrestricted Total Net Position (Deficit) General Garage Stores/ Service Service Printing $ 429,499 $ 783,830 $ - - 80,752 23,172 429,499 864,582 23,172 - 361,329 - - (299,580) - - 61,749 - - 61,749 - 429,499 926,331 23,172 147,789 83,459 - - 94,932 6,014 6 46,054 - 6 140,986 6,014 19,869 11,606 - 19,869 11,606 - 19,875 152,592 6,014 781,056 435,567 - 61,749 - (223,643) 359,882 17,158 $ (223,643) $ 421,631 $ 17,158 146 Health Workers' Insurance Compensation Reserve Reserve Total $ 4,977,981 $ 1,882,401 $ 8,073,711 138,004 - 138,004 1,679 199 1,878 - - 103,924 5,117,664 1,882,600 8,317,517 - 361,329 - (299,580) - 61,749 - - 61,749 5,117,664 1,882,600 8,379,266 231,248 873,202 1,247,899 2,222,047 - - 46,060 873,202 1,247,899 2,268,107 - - 31,475 - - 31,475 873,202 1,247,899 2,299,582 - - 1,216,623 - - 61,749 4,244,462 634,701 5,032,560 $ 4,244,462 $ 634,701 $ 5,094,309 EXHIBIT C-1 147 CITY OF DUBUQUE, IOWA COMBINING STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION (DEFICITS) INTERNAL SERVICE FUNDS FOR THE YEAR ENDED JUNE 30, 2022 OPERATING REVENUES Charges for sales and services Other Total Operating Revenues OPERATING EXPENSES Employee expense Utilities Repairs and maintenance Supplies and services Insurance Depreciation Total Operating Expenses OPERATING INCOME (LOSS) NONOPERATING REVENUES (EXPENSES) Investment earnings Gain on disposal of assets Net Nonoperating Revenues (Expenses) CHANGE IN NET POSITION NET POSITION (DEFICIT), BEGINNING, AS RESTATED NET POSITION (DEFICIT), ENDING General Garage Stores/ Service Service Printing $ 1,700,641 $ 2,425,262 $ 549,344 - 28,387 - 1,700,641 2,453,649 549,344 1,023,166 870,806 - - 31,237 7,238 - 118,700 - - 1,224,072 524,312 - 9,613 - - 24,449 - 1,023,166 2,278,877 531,550 677,475 174,772 17,794 13,263 - 13,263 - 677,475 188,035 17,794 (901,118) 233,596 (636) $ (223,643) $ 421,631 $ 17,158 148 Health Workers' Insurance Compensation Reserve Reserve Total $ 10,100,972 $ 677,147 $ 15,453,366 47,119 56,779 132,285 10,148,091 733,926 15,585,651 - - 1,893,972 - - 38,475 - - 118,700 9,834,366 261,192 11,843,942 - 677,147 686,760 - - 24,449 9,834,366 938,339 14,606,298 313,725 (204,413) 979,353 13,003 459 13,462 - - 13,263 13,003 459 26,725 326,728 (203,954) 1,006,078 3,917,734 838,655 4,088,231 $ 4,244,462 $ 634,701 $ 5,094,309 EXHIBIT C-2 149 CITY OF DUBUQUE, IOWA COMBINING STATEMENT OF CASH FLOWS INTERNAL SERVICE FUNDS YEAR ENDED JUNE 30, 2022 CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers Cash payments to suppliers for goods and services Cash payments to employees for services Other operating receipts NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Proceeds from interfund balances CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Proceeds from sale of capital assets Acquisition and construction of capital assets NET CASH PROVIDED BY (USED FOR) CAPITAL AND RELATED FINANCING ACTIVITIES CASH FLOWS FROM INVESTING ACTIVITIES Interest received NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS CASH AND CASH EQUIVALENTS, BEGINNING, AS RESTATED CASH AND CASH EQUIVALENTS, ENDING RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES Operating income Adjustments to reconcile operating income to net cash provided by (used for) operating activities Depreciation Change in assets and liabilities (Increase) in receivables (Increase) Decrease in inventories and prepaid items Increase (Decrease) in accounts payable (Decrease) in net pension liability Decrease in deferred outflows - pension related Increase in deferred inflows - pension related Increase in accrued liabilities Total Adjustments NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES General Garage Stores/ Service Service Printing $ 1,700,641 $ 2,425,262 $ 549,344 - (1,342,368) (546,310) (1,271,142) (1,005,980) - - 28,387 - 429,499 105,301 3,034 - - (3,034) - 13,263 - - (31,282) - - (18,019) - 429,499 87,282 - - 696,548 - $ 429,499 $ 783,830 $ - $ 677,475 $ 174,772 $ 17,794 - 24,449 - - (34,725) (16,873) - 75,979 2,113 (1,071,733) (598,551) - 84,731 46,508 - 739,020 412,072 - 6 4,797 - (247,976) (69,471) (14,760) $ 429,499 $ 105,301 $ 3,034 150 Health Workers' Insurance Compensation Reserve Reserve Total $ 10,147,316 $ 677,147 $ 15,499,710 (10,055,581) (770,219) (12,714,478) - - (2,277,122) 47,119 56,779 132,285 138,854 (36,293) 640,395 - - (3,034) - - 13,263 - - (31,282) - - (18,019) 14,047 793 14,840 152,901 (35,500) 634,182 4,825,080 1,917,901 6,466,459 $ 4,977,981 $ 1,882,401 $ 7,100,641 $ 313,725 $ (204,413) $ 979,353 24,449 46,344 - 46,344 - - (51,598) (221,215) 168,120 24,997 - (1,670,284) - 131,239 - 1,151,092 - 4,803 (174,871) 168,120 (338,958) $ 138,854 $ (36,293) $ 640,395 EXHIBIT C-3 151 THIS PAGE IS INTENTIONALLY LEFT BLANK 152 Statistical Section (Unaudited) June 30, 2022 City of Dubuque, Iowa 153 THIS PAGE IS INTENTIONALLY LEFT BLANK 154 CITY OF DUBUQUE, IOWA STATISTICAL SECTION This statistical section of the City's annual comprehensive financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the City's overall financial health. Contents Page Financial Trends These schedules contain trend information to help the reader understand how the City's financial performance and well-being have changed over time. 156 Revenue Capacity These schedules contain information to help the reader assess the City's most significant local revenue source, the property tax. 166 Debt Capacity These schedules present information to help the reader assess the affordability of the City's current levels of outstanding debt and the City's ability to issue additional debt in the future. 170 Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the City's financial activities take place and to help make comparisons over time and with other governments. 181 Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the City's financial report relates to the services the City provides and the activities it performs. 184 Sources: Unless otherwise noted, the information in these schedules is derived from the annual comprehensive financial reports for the relevant year. 155 CITY OF DUBUQUE, IOWA NET POSITION BY COMPONENT LAST TEN FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) Fiscal - 2013 2014 2015 2016 2017 Governmental activities Net investment in capital assets $ 342,046,442 $ 354,732,451 $ 348,173,267 $ 369,244,904 $ 375,578,520 Restricted 23,491,207 21,501,638 22,047,405 21,473,309 23,955,112 Unrestricted (8,361,688) (18,151,279) (49,579,334) (47,166,839) (43,921,629) Total governmental activities net position $ 357,175,961 $ 358,082,810 $ 320,641,338 $ 343,551,374 $ 355,612,003 Business -type activities Net investment in capital assets $ 138,498,777 $ 138,842,390 $ 148,487,126 $ 161,326,743 $ 164,448,390 Restricted 6,011,848 5,315,519 7,796,668 4,254,907 3,796,752 Unrestricted (641,384) (593,202) (4,568,933) (7,339,071) 3,876,760 Total business -type activities net position $ 143,869,241 $ 143,564,707 $ 151,714,861 $ 158,242,579 $ 172,121,902 Primary government Net investment in capital assets $ 480,545,219 $ 493,574,841 $ 496,660,393 $ 530,571,647 $ 540,026,910 Restricted 29,503,055 26,817,157 29,844,073 25,728,216 27,751,864 Unrestricted (9,003,072) (18,744,481) (54,148,267) (54,505,910) (40,044,869) Total primary government net positions $ 501,045,202 $ 501,647,517 $ 472,356,199 $ 501,793,953 $ 527,733,905 156 Year TABLE 1 2018 2019 2020 2021 2022 $ 379,040,697 $ 385,005,220 $ 387,344,725 $ 387,768,367 $ 386,739,779 27,269,997 28,321,603 26,501,434 34,083,157 35,584,078 (41,853,174) (36,682,314) (35,985,750) (30,327,770) (12,530,829) $ 364,457,520 $ 376,644,509 $ 377,860,409 $ 391,523,754 $ 409,793,028 $ 168,205,523 $ 179,561,228 $ 191,757,112 $ 207,159,931 $ 219,652,664 3,053,616 3,131,716 3,187,364 2,942,894 3,124,213 10,696,792 12,617,567 17,437,890 27,491,072 32,915,285 $ 181,955,931 $ 195,310,511 $ 212,382,366 $ 237,593,897 $ 255,692,162 $ 547,246,220 $ 564,566,448 $ 579,101,837 $ 594,928,298 $ 606,392,443 30,323,613 31,453,319 29,688,798 37,026,051 38,708,291 (31,156,382) (24,064,747) (18,547,860) (2,836,698) 20,384,456 $ 546,413,451 $ 571,955,020 $ 590,242,775 $ 629,117,651 $ 665,485,190 157 CITY OF DUBUQUE, IOWA CHANGES IN NET POSITION LAST TEN FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) Expenses Governmental activities: Public safety Public works Health and social services Culture and recreation Community and economic development General government Interest on long-term debt Total governmental activities expenses Business -type activities: Sewage disposal works Water utility Stormwater utility Parking facilities America's River Project Refuse collection Transit system Salt Total business -type activities expenses Total primary government expenses Program Revenues Governmental activities: Charges for services Public safety Public works Culture and recreation Other activities Operating grants and contributions Capital grants and contributions Total governmental activities program revenues Business -type activities: Charges for services Sewage disposal works Water utility Stormwater utility Parking facilities America's River Project Refuse collection Transit system Salt Operating grants and contributions Capital grants and contributions Total business -type activities program revenues Total primary government program revenues Fiscal - 2013 2014 2015 2016 2017 $ 28,292,481 21,607,536 716,970 13,647,178 17,388,720 6,248,483 4,049,640 91,951,008 9,375,748 6,817,772 3,347,304 3,586,405 22,770 3,468,859 3,492,095 346,066 30,457,019 $ 122,408,027 2,495,737 4,472,479 2,488,844 3,264,979 13,995,316 10,791,945 37,509,300 8,924,785 6,922,582 3,192,256 2,883,865 3,346,795 307,314 395,000 2,264,695 1,240,583 29,477,875 $ 66,987,175 $ 27,578,517 21,306,882 1,055,398 13,696,331 14,591,257 9,610,084 3,684,993 91,523,462 11,481,103 8,812,340 3,431,096 3,732,492 33,579 3,750,366 3,847,320 56,468 35,144,764 $ 126,668,226 2,624,455 5,829,293 2,321,265 3,921,256 12,784,907 12,162,649 39,643,825 10,025,673 7,248,790 3,224,504 2,920,148 3,700,922 275,907 45,600 1,717,208 2,920,942 32,079,694 $ 71,723,519 $ 25,525,937 19,207,837 928,968 13,002,690 18,064,831 6,420,173 3,903,667 87,054,103 12,019,866 7,800,393 4,131,562 3,383,419 24,000 3,740,404 4,245,823 244,691 35,590,158 $ 122,644,261 2,532,114 6,092,356 2,547,843 3,493,143 11,992,439 9,704,043 36,361,938 10,582,662 7,463,430 3,490,040 3,036,214 3,783,493 397,545 232,271 1,866,535 10,020,715 40,872,905 $ 77,234,843 $ 26,851,624 24,323,023 967,936 12,993,331 15,464,781 4,101,423 2,963,134 87,665,252 12,817,669 6,483,229 5,021,523 3,420,296 21,521 3,968,761 4,274,967 181,617 36,189,583 $ 123,854,835 2,713,065 5,765,075 2,723,270 3,887,056 15,301,219 18,667,619 49,057,304 12,158,439 8,406,928 3,754,148 3,247,383 1,605 3,857,340 463,688 81,720 1,648,077 7,607,721 41,227,049 $ 90,284,353 158 TABLE 2 Year 2018 2019 2020 2021 2022 $ 29,482,962 $ 29,637,417 $ 32,079,903 $ 32,583,676 $ 30,548,958 20,393,871 24,835,035 22,667,132 20,949,455 21,942,380 883,217 1,442,658 1,677,181 1,487,042 1,003,870 14,323,710 12,916,646 13,576,571 11,341,436 14,452,466 21,109,384 15,837,039 17,848,570 18,168,279 16,866,498 7,573,081 5,944,116 8,821,692 10,046,004 7,210,508 3,129,502 3,387,730 2,929,997 2,791,647 2,004,709 96,895,727 94,000,641 99,601,046 97,367,539 94,029,389 11,614,347 12,177,352 11,725,889 12,248,931 12,197,134 7,109,421 7,892,423 7,631,411 7,604,425 7,212,652 6,159,039 7,025,525 5,887,171 6,164,947 6,047,606 2,866,510 2,845,911 3,414,851 3,334,222 2,972,990 10,143 19,874 3,161 - - 4,244,551 4,215,881 4,387,683 4,546,168 4,452,838 4,722,979 4,533,060 4,748,463 4,494,303 4,027,600 119,421 182,092 333,556 147,524 129,265 36,846,411 38,892,118 38,132,185 38,540,520 37,040,085 $ 133,742,138 $ 132,892,759 $ 137,733,231 $ 135,908,059 $ 131,069,474 2,600,751 2,535,504 2,641,633 4,942,529 5,443,744 6,654,101 7,327,692 6,732,825 10,937,121 9,406,558 2,874,493 2,459,644 2,237,000 2,876,779 3,564,782 5,864,541 3,815,321 5,455,952 1,753,928 4,100,714 21,569,356 23,198,271 14,484,320 24,436,818 19,956,589 7,779,713 11,048,200 15,450,271 12,266,220 4,007,842 47,342,955 50,384,632 47,002,001 57,213,395 46,480,229 12,659,662 12,479,684 12,606,632 13,070,575 13,870,390 8,906,136 8,959,023 9,273,720 9,608,742 10,153,939 4,367,963 4,714,670 5,061,855 5,177,696 5,233,932 3,034,744 3,066,118 2,313,344 2,007,307 2,692,362 4 4 4,232,542 4,351,428 4,448,317 4,424,410 4,646,568 465,550 512,385 400,576 168,493 405,194 96,273 174,784 346,753 125,189 100,763 1,648,403 1,917,366 2,967,619 9,894,477 2,281,855 5,705,262 6,215,459 6,410,594 6,691,110 7,444,056 41,116,539 42,390,921 43,829,410 51,167,999 46,829,059 $ 88,459,494 $ 92,775,553 $ 90,831,411 $ 108,381,394 $ 93,309,288 (Continued) 159 CITY OF DUBUQUE, IOWA CHANGES IN NET POSITION LAST TEN FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) Net (Expense)/Revenue Governmental activities Business -type activities Total primary government net expense General Revenues and Other Changes in Net Position Governmental activities: General Revenues Property taxes Local option sales tax Hotel/motel tax Utility franchise fees Gaming Unrestricted investment earnings Gain on sale of capital assets Other Transfers Special item - Transfer of roads Total governmental activities Business -type activities: General Revenues Unrestricted investment earnings Gain on sale of capital assets Extraordinary item Transfers Total business -type activities Total primary government Change in Net Position Governmental activities Business -type activities Total primary government Fiscal - 2013 2014 2015 2016 2017 $ (54,441,708) $ (51,879,637) $ (50,692,165) $ (38,607,948) $ (51,334,940) (979,144) (3,065,070) 5,282,747 5,037,466 12,522,340 $ (55,420,852) $ (54,944,707) $ (45,409,418) $ (33,570,482) $ (38,812,600) $ 32,668,554 $ 33,264,283 $ 36,277,719 $ 36,518,506 $ 39,678,473 8,764,787 8,211,366 8,760,246 9,155,411 8,890,046 1,953,763 2,006,514 2,623,551 2,128,042 2,821,745 2,568,347 2,609,421 2,828,688 4,360,107 4,558,847 8,452,298 7,878,008 7,397,709 8,440,161 8,098,324 201,153 777,958 668,134 1,082,165 335,577 907,122 483,782 19,495 813,492 83,720 (1,092,236) (2,444,846) (7,288,593) (979,900) (1,071,163) 65,321 135,461 185,356 407,528 231,746 384,697 180,229 6,571 102,824 54,074 (555,031) - - - - 1,092,236 2,444,846 7,288,593 979,900 1,071,163 987,223 2,760,536 7,480,520 1,490,252 1,356,983 $ 55,411,011 $ 55,547,022 $ 58,767,469 $ 63,008,236 $ 64,752,552 $ (17,920) $ 906,849 $ 594,784 $ 22,910,036 $ 12,060,629 8,079 (304,534) 12,763,267 6,527,718 13,879,323 $ (9,841) $ 602,315 $ 13,358,051 $ 29,437,754 $ 25,939,952 160 TABLE 2 (continued) Year 2018 2019 2020 2021 2022 $ (49,552,772) $ (43,616,009) $ (52,599,045) $ (40,154,144) $ (47,549,160) 4,270,124 3,494,540 5,697,225 12,235,793 9,788,974 $ (45,282,648) $ (40,121,469) $ (46,901,820) $ (27,918,351) $ (37,760,186) $ 39,632,246 $ 37,973,888 $ 38,354,691 $ 39,524,078 $ 39,406,493 8,610,948 8,940,109 9,652,332 11,328,295 12,738,941 2,286,469 2,113,273 2,117,506 2,036,045 2,915,854 4,832,958 5,072,350 4,976,472 4,920,610 6,044,713 8,062,251 8,730,986 7,394,294 8,077,003 12,000,140 688,769 1,858,476 1,857,420 142,102 (390,365) 309,857 94,980 23,866 296,969 244,104 (5,423,015) (8,981,064) (10,561,636) (12,845,032) (7,430,546) 59,000,483 55,802,998 53,814,945 53,480,070 65,529,334 268,283 798,497 796,494 130,706 119,466 4,680 80,479 16,500 - (206,351) 5,423,015 8,981,064 10,561,636 12,845,032 7,430,546 5,695,978 9,860,040 11,374,630 12,975,738 7,343,661 $ 64,696,461 $ 65,663,038 $ 65,189,575 $ 66,455,808 $ 72,872,995 $ 9,447,711 $ 12,186,989 $ 1,215,900 $ 13,325,926 $ 17,980,174 9,966,102 13,354,580 17,071,855 25,211,531 17,132,635 $ 19,413,813 $ 25,541,569 $ 18,287,755 $ 38,537,457 $ 35,112,809 161 CITY OF DUBUQUE, IOWA FUND BALANCES, GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) Fiscal - 2013 2014 2015 2016 2017 General Fund Nonspendable $ 6,646,278 $ 6,549,063 $ 6,082,043 $ 6,049,052 $ 5,585,672 Restricted - - - - 2,208 Assigned 3,434,440 1,904,805 647,772 1,015,935 1,590,065 Unassigned 8,806,171 7,356,066 8,693,524 10,908,497 12,582,596 Total general fund $ 18,886,889 $ 15,809,934 $ 15,423,339 $ 17,973,484 $ 19,760,541 All Other Governmental Funds Nonspendable $ 9,092,520 $ 8,640,780 $ 1,183,423 $ 553,292 $ 944,856 Restricted 30,738,046 23,620,615 30,496,183 27,450,187 28,103,397 Committed 10,827,172 10,548,592 12,298,896 7,635,502 6,592,154 Unassigned - - - - - Total all other governmental funds $ 50,657,738 $ 42,809,987 $ 43,978,502 $ 35,638,981 $ 35,640,407 162 Year TABLE 3 2018 2019 2020 2021 2022 $ 5,414,922 $ 5,369,478 $ 5,145,558 $ 3,895,638 $ 3,631,563 - 229,995 219,741 197,264 186,705 1,267,250 1,438,616 1,396,196 2,868,215 4,292,669 15,193,241 19,276,479 20,128,223 28,023,989 36,610,486 $ 21,875,413 $ 26,314,568 $ 26,889,718 $ 34,985,106 $ 44,721,423 $ 415,271 $ 406,813 $ 1,030,515 $ 960,898 $ 1,159,785 30,347,598 34,367,024 30,247,351 40,785,902 42,155,557 4,660,158 3,009,111 5,823,218 7,901,868 10,202,856 (2,021,937) (1,185,047) (2,703,558) (1,561,830) - $ 33,401,090 $ 36,597,901 $ 34,397,526 $ 48,086,838 $ 53,518,198 163 CITY OF DUBUQUE, IOWA CHANGES IN FUND BALANCES, GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) Revenues Taxes Special assessments Licenses and permits Intergovernmental Charges for services Fines and forfeits Investment earnings Contributions Gaming Miscellaneous Total revenues Expenditures Current Public safety Public works Health and social services Culture and recreation Community and economic development General government Debt service Principal Interest Capital projects Total expenditures Excess (deficiency) of revenues over (under) expenditures Other Financing Sources (Uses) Issuance of bonds Discount on bonds Premiums on bonds Issuance of refunding bonds Payment to refunded bonds escrow agent Transfers in Transfers out Insurance recovery Sale of capital assets Total other financing sources (uses) Special Items Transfer of roads Total special items Net change in fund balances Debt service as a percentage of noncapital expenditures Fiscal - $ 45,440,973 $ 46,034,361 $ 50,490,204 $ 51,580,084 $ 55,949,111 175,486 154,692 85,501 111,193 261,233 1,271,771 1,136,941 1,198,420 1,480,643 1,505,564 26,580,831 23,050,052 20,828,524 29,302,824 26,314,297 8,952,179 10,264,257 10,711,243 10,919,854 10,816,025 484,128 455,219 362,661 421,925 484,687 180,016 756,809 668,134 1,082,165 335,577 370,154 678,561 789,268 1,440,405 689,237 8,452,298 7,878,008 7,397,709 8,440,161 8,098,324 1,315,915 1,705,275 1,466,542 1,367,875 1,811,681 93,223,751 92,114,175 93,998,206 106,147,129 106,265,736 26,506,714 27,644,190 27,570,773 28,036,551 29,155,128 13,416,108 13,942,772 11,200,427 14,597,823 11,728,716 680,466 1,049,194 939,172 1,015,987 868,280 11,218,019 12,351,497 12,300,454 11,909,029 12,397,294 18,678,496 14,420,980 16,418,909 13,473,413 16,474,553 5,035,108 5,898,293 5,977,605 6,436,114 7,287,586 3,182,240 4,595,808 4,910,735 10,302,412 17,615,698 3,991,115 3,650,694 3,577,829 3,707,268 3,579,807 16,636,698 18,779,651 14,829,037 31,504,581 16,260,851 99,344,964 102,333,079 97,724,941 120,983,178 115,367,913 (6,121,213) (10,218,904) (3,726,735) (14,836,049) (9,102,177) 6,577,268 4,949,148 (4,949,148) - 15,295,630 15, 862,516 (16,981,203) (17,294,762) 49,209 59,796 2,438,837 666,648 7,379,741 (705,802) 11,137,321 3,933,882 230,000 72,852 292,521 319,384 - 11,023,700 - 4,650,000 - 18,073,553 17,397,007 18,814,586 (25,241,795) (18,376,907) (19,917,219) 106,288 86,359 41,345 360,436 1,063,814 378,861 4,508,655 9,046,676 10,890,657 8.57% 9.51% 9.97% 15.17% 20.94% 164 Year TABLE 4 2018 2019 2020 2021 2022 $ 55,362,621 $ 54,101,901 $ 54,818,674 $ 57,809,028 $ 61,106,001 122,968 113,178 76,394 101,219 42,996 1,642,498 1,619, 892 1,497,086 1,983,531 2,211,503 27,229,554 31,359,695 28,618,060 31,984,376 27,568,957 11,559,017 12,476,036 10,994,598 13,480,915 16,152,093 407,322 404,400 365,458 375,268 303,348 688,769 1,701,846 1,699,015 120,890 (401,489) 816,922 1,343,916 1,163,721 3,564,843 809,911 8,062,251 8,708,702 7,394,294 8,077,003 12,000,140 1,589,072 1,526,804 3,517,089 1,399,203 2,870,089 107,480,994 113,356,370 110,144,389 118,896,276 122,663,549 28,581,466 28,807,920 29,518,515 29,038,359 31,256,017 11,687,309 12,851,393 11,838,812 12,104,310 15,643,225 854,045 1,046,184 1,340,544 1,067,491 880,876 12,776,591 13,037,048 13,199,378 11,917,333 14,626,704 20,350,200 15,730,191 16,685,406 17,531,856 18,756,833 6,755,479 6,571,094 7,447,439 7,499,790 7,930,781 7,989,850 5,509,605 7,065,499 27,524,288 4,518,117 3,274,200 3,320,911 3,044,421 2,997,621 2,693,685 17,402,848 20,145,054 21,089,439 15,308,122 17,435,407 109,671,988 107,019,400 111,229,453 124,989,170 113,741,645 (2,190,994) 6,336,970 (1,085,064) (6,092,894) 8,921,904 110,000 2,883,875 1,372,907 - 9,565,000 16,915 81,693 62,182 953,857 123,888 1,778,325 25,605,950 18,889,096 17,025,952 17,146,200 13,730,128 12,868,560 (20,980,391) (18,876,402) (19,858,343) (19,145,976) (16,765,216) 98,058 87,843 71,604 136,979 17,327 2,154,546 96,035 665,289 924,656 282,482 2,066,549 1,298,996 (540,161) 22,205,594 6,092,041 - - 5,672,000 - 5,672,000 11.96% 9.84% 11.01% 28.27% 7.48% 165 CITY OF DUBUQUE, IOWA TAXABLE AND ASSESSED VALUE OF PROPERTY LAST TEN FISCAL YEARS (IN THOUSANDS OF DOLLARS) Real Property Exemptions Total Levy Fiscal Taxable Assessed Real Taxable Assessed Year Year Value Value Property Value Value 2011 2013 2,337,129 3,476,638 8,872 2,328,257 3,476,638 2012 2014 2,398,151 3,503,774 8,799 2,389,352 3,503,774 2013 2015 2,522,048 3,686,202 8,729 2,513,319 3,686,202 2014 2016 2,508,933 3,723,003 8,631 2,500,302 3,723,003 2015 2017 2,652,700 3,914,425 8,086 2,644,614 3,914,425 2016 2018 2,686,813 3,931,498 7,783 2,679,030 3,931,498 2017 2019 2,765,470 4,141,732 7,921 2,757,549 4,141,732 2018 2020 2,825,245 4,185,444 7,640 2,817,605 4,185,444 2019 2021 2,912,635 4,378,243 7,531 2,905,104 4,378,243 2020 2022 2,980,617 4,463,262 7,432 2,973,185 4,463,262 Source: Dubuque County Assessor's and Auditor's Offices Total Taxable Value to Total Assessed Value 66.97 68.19 68.18 67.16 67.56 68.14 66.58 67.50 66.53 66.61 TABLE 5 Total Direct Tax Rate _ 10.78478 11.02586 11.02588 11.02590 11.16739 10.89220 10.58844 10.33144 10.14400 9.88899 166 CITY OF DUBUQUE, IOWA PROPERTY TAX RATES TABLE 6 DIRECT AND OVERLAPPING GOVERNMENTS LAST TEN FISCAL YEARS TAX RATES PER $1,000 ASSESSED VALUE Levy Fiscal Dubuque Year Year City 2011 2013 10.78477 2012 2014 11.02586 2013 2015 11.02588 2014 2016 11.02590 2015 2017 11.16739 2016 2018 10.89220 2017 2019 10.58844 2018 2020 10.33144 2019 2021 10.14400 2020 2022 9.88899 Dubuque Board of Ratio of School Education and Area 1 Dubuque Dubuque District Independents Voc. Tech County Total City to Total 15.40388 0.71653 0.98407 6.43124 34.32049 31.42 % 14.60281 0.75274 0.90455 6.43124 33.71720 32.70 13.99630 0.66355 0.90807 6.43124 33.02504 33.39 14.05629 0.63899 0.91036 6.38779 33.01933 33.39 14.97697 0.63146 0.93757 6.29673 34.01012 32.84 14.95665 0.62780 1.09993 6.34143 33.91801 32.17 14.59791 0.65204 1.09993 5.97760 32.91592 32.11 14.71233 0.64911 1.03168 5.94098 32.66554 31.63 14.66255 0.62819 0.94734 5.91098 32.29306 31.41 14.55590 0.61829 0.90520 5.74009 31.70847 31.19 Separate components of the Dubuque City Rate is as follows: Levy Fiscal Public Employee Debt Year Year General Transit Insurance Benefits Service Total 2011 2013 8.10000 0.49516 0.13965 2.02267 0.02729 10.78477 2012 2014 8.10000 0.38382 0.16288 2.33093 0.04823 11.02586 2013 2015 8.10000 0.48268 0.16595 2.23209 0.04516 11.02588 2014 2016 8.10000 0.48461 0.16428 2.16440 0.11261 11.02590 2015 2017 8.10000 0.49739 0.14963 2.30637 0.11400 11.16739 2016 2018 8.10000 0.66319 0.15561 1.89350 0.07990 10.89220 2017 2019 8.10000 0.62877 0.13933 1.62026 0.10008 10.58844 2018 2020 8.10000 0.61307 0.13974 1.38492 0.09371 10.33144 2019 2021 8.10000 0.63405 0.14103 1.17623 0.09269 10.14400 2020 2022 8.10000 0.60512 0.16791 0.92381 0.09215 9.88899 Source: Dubuque County Auditor's Office. 167 CITY OF DUBUQUE, IOWA PRINCIPAL PROPERTY TAXPAYERS CURRENT YEAR AND NINE YEARS AGO (IN THOUSANDS OF DOLLARS) 2022 2013 Taxable Taxpayer Value Rank Peninsula Gaming Company LLC $ 57,487 1 Kennedy Mall Inc. 30,088 2 Progressive Proccessing LLC (Hormel) 22,852 3 MAR Holdings LLC (Medical Assoc.) 20,273 4 Nordstrom, Inc. 13,320 5 KMDE LLC 12,433 6 McGraw HIll Global Education LLC 12,150 7 Platinum Holdings LLC 12,150 8 GRDT Investments LLC (Queck) 11,812 9 MIZE Propco LP 10,817 10 ITC Midwest LL Otto A LLC CenturyLINK $ 203,382 Source: Dubuque County Auditor's Office TABLE 7 Percentage of Percentage of Total City Total City Taxable Taxable Taxable Value Value Rank Value 1.93 % $ 56,784 1 2.43 % 1.01 26,940 3 1.15 0.77 21,397 4 0.92 0.68 18,815 5 0.80 0.45 17,221 7 0.74 0.42 0.41 14,729 8 0.63 0.41 11,588 10 0.50 0.40 0.36 37,147 2 1.59 14,100 9 0.60 18,745 6 0.80 6.84 % $ 237,466 10.16 % 168 CITY OF DUBUQUE, IOWA PROPERTY TAX LEVIES AND COLLECTIONS LAST TEN FISCAL YEARS (IN THOUSANDS OF DOLLARS) TABLE 8 Total Percent of Total Tax Ratio of Tax Current Current Delinquent Total Tax Collections Outstanding Delinquent Fiscal Levy Levy Tax Taxes Tax Collections to Total Delinquent Taxes to Total Year Year (1) Collections Collected Collections (2) Tax Levy Taxes Tax Levy 2013 2012 $ 22,789 $ 22,752 99.8 % $ 7 $ 22,759 99.9 % $ 182 0.80 % 2014 2013 23,993 23,915 99.7 8 23,923 99.7 211 0.88 2015 2014 24,866 24,715 99.4 7 24,722 99.4 362 1.46 2016 2015 24,944 24,889 100.0 84 24,973 100.0 288 1.15 2017 2016 26,435 26,318 99.6 2 26,320 99.6 354 1.34 2018 2017 25,924 26,026 100 1 26,027 100.4 199 0.77 2019 2018 26,556 26,442 99.6 4 26,446 99.6 202 0.76 2020 2019 26,360 26,106 99.0 1 26,107 99.0 1,096 4.16 2021 2020 26,263 26,289 100.1 239 26,528 101.0 611 2.33 2022 2021 26,260 26,142 99.6 41 26,183 99.7 478 1.82 (1) Excludes tax increment levy. (2) Includes taxes collected in June by the County but not received by the City until July. 169 CITY OF DUBUQUE RATIOS OF OUTSTANDING DEBT BY TYPE LAST TEN FISCAL YEARS Governmental Activities Business - General Tax Increment Tax Increment General Fiscal Obligation Financing Financing Other Loans Obligation Year Bonds Bonds Notes Payable Bonds 2013 56,517,165 21,920,537 1,235,903 5,638,871 34,921,131 2014 52,568,648 21,556,435 1,030,036 5,541,428 32,738,862 2015 59,614,941 21,165,946 811,608 5,444,285 45,868,394 2016 58,869,812 20,764,818 625,429 5,347,142 46,806,473 2017 53,800,719 20,333,690 451,763 4,650,000 44,487,023 2018 48,833,498 19,867,562 255,881 4,067,700 41,979,910 2019 46,917,828 19,366,434 176,054 3,984,111 39,246,002 2020 41,985,513 18,825,306 91,860 3,899,294 36,220,856 2021 41,745,365 18,244,178 46,195 3,748,361 34,104,175 2022 47,326,155 17,654,438 - 3,473,387 30,576,996 Note: Details regarding the City's outstanding debt can be found in the notes to the financial statements. 2016 data changed to include premium and discounts in the outstanding computation. (1) Population and personal income data can be found in Table 18. * Personal Income unavailable at report date 170 TABLE 9 Type Activities Capital Other Total Percentage of Loan Revenue Loans Primary Personal Per Notes Bonds Payable Government Income (1) Capita (1) $ 75,415,431 $ 6,260,299 $ 309,304 $ 202,218,641 7.8 % $ 3,508 82,924,949 14,151,437 286,263 210,798,058 8.1 3,657 85,477,970 34,543,432 262,055 253,188,631 10.0 4,393 104,156,549 34,196,999 236,623 271,003,845 9.9 4,637 110,513,944 33,840,566 5,209,900 273,287,605 10.1 4,648 112,765,210 33,474,133 4,181,826 265,425,720 9.1 4,555 111,655,588 33,097,700 3,152,331 257,596,048 8.4 4,446 116,965,647 32,706,767 2,152,331 252,847,074 7.9 4,368 115,011,616 32,304,834 1,088,786 246,293,510 7.0 4,135 113,108,033 31,677,659 54,580 243,871,248 * 4,125 171 CITY OF DUBUQUE RATIOS OF GENERAL BONDED DEBT OUTSTANDING LAST TEN FISCAL YEARS DOLLARS IN THOUSANDS EXCEPT PER CAPITA TABLE 10 Percentage of Percentage of General Taxable Taxable Assessed Assessed Fiscal Obligation Value of Value of Value of Value of Per Year Bonds Property Property Property Property Capita 2013 $ 91,438 $ 2,337,129 3.91 % $ 3,476,638 2.63 % $ 1,586 2014 85,308 2,398,151 3.56 3,503,774 2.43 1,480 2015 105,483 2,522,048 4.18 3,686,202 2.86 1,830 2016 105,676 2,508,933 4.21 3,723,003 2.84 1,808 2017 98,288 2,652,700 3.71 3,914,425 2.51 1,672 2018 90,813 2,686,813 3.38 3,931,498 2.31 1,558 2019 86,164 2,765,470 3.12 4,141,732 2.08 1,487 2020 78,206 2,825,245 2.77 4,185,444 1.87 1,351 2021 75,850 2,912,635 2.60 4,378,243 1.73 1,310 2022 77,903 2,980,617 2.62 4,463,262 1.75 1,350 *Prior year information has been modified to net GO Bonds with the fund balance in Debt Service. *General Obligation Bonds are netted with the fund balance in the Debt Service fund. 172 CITY OF DUBUQUE, IOWA DIRECT AND OVERLAPPING DEBT AS OF JUNE 30, 2022 TABLE 11 Net General Tax Tax Obligation Increment Increment Sales Tax Percentage Amount Bonded Debt Financing Financing Revenue Loans Applicable Applicable to Jurisdiction Outstanding Bonds (1) Notes Bonds Payable to City Government Direct, City of Dubuque, Iowa $ 75,827,582 $ 17,760,000 $ - $ - $ 3,473,388 100.00 % $ 97,060,970 Overlapping: Dubuque County 17,365,000 - - - 124,492 72.69 % 12,713,112 Dubuque Community School District - - - - - 96.19 % - Northeast Iowa Community College 36,735,000 - - - 16,910,000 72.78 % 39,042,831 Total Overlapping 54,100,000 - - - 17,034,492 51,755,943 Total $ 129,927,582 $ 17,760,000 $ - $ - $ 20,507,880 $ 148,816,913 Source: Dubuque County Auditor, Dubuque Community School District and Northeast Iowa Community College (1) Excludes sales tax revenue bonds. Note: Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of Dubuque. This process recognizes that, when considering the city's ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore respo- nsible for repaying the debt, of each overlapping government. 173 CITY OF DUBUQUE, IOWA LEGAL DEBT MARGIN INFORMATION LAST TEN FISCAL YEARS (IN THOUSANDS OF DOLLARS) 2013 2014 2015 2016 Debit limit $ 181,668 $ 183,621 $ 193,114 $ 196,031 Total net debt applicable to limit 144,118 131,289 154,643 152,386 Legal debit margin $ 37,550 $ 52,332 $ 38,471 $ 43,645 Total net debt applicable to the debt limit as a percentage of debt limit 79.33% 71.50% 80.08% 77.74% 174 TABLE 12 2017 2018 2019 2020 2021 2022 $ 207,174 $ 209,049 $ 221,513 $ 239,298 $ 239,298 $ 241,616 141,076 124,926 117,223 109,021 102,256 101,870 $ 66,098 $ 84,123 $ 104,290 $ 130,277 $ 137,042 $ 139,746 68.10% 59.76% 52.92% 45.56% 42.73% 42.16% Legal Debt Margin Calculation for Fiscal Year 2022 Estimated actual value Debt limit - 5% of total actual valuation Debt applicable to limit: (Including GO Debt, Loans Payable, and TIF Debt) Legal debt margin $ 4,832,321,670 $ 241,616,084 (101,870,161) $ 139,745,923 175 CITY OF DUBUQUE, IOWA REVENUE DEBT COVERAGE TABLE 13 LAST TEN FISCAL YEARS ( IN THOUSANDS OF DOLLARS) Gross Operating Net Revenue Current Fiscal Year's Fiscal Revenues Expenses Available For Debt Service Requirements Coverage Year (1) (2) Debt Service Principal Interest Total (3) WATER UTILITY 2013 6,944 5,391 $ 1,553 260 231 $ 491 $ 3.16 2014 7,283 7,384 (101) 432 344 776 (0.13) 2015 7,511 6,322 1,189 275 218 493 2.41 2016 8,508 4,826 3,682 285 211 496 7.42 2017 8,589 4,678 3,911 473 305 778 5.03 2018 8,962 4,989 3,973 489 288 777 5.11 2019 9,160 5,726 3,434 505 345 850 4.04 2020 9,497 5,599 3,898 1,049 371 1,420 2.75 2021 9,684 5,605 4,079 1,235 411 1,646 2.48 2022 10,198 5,443 4,755 1,234 355 1,589 2.99 STORMWATER UTILITY 2013 3,194 2,019 1,175 462 268 730 1.61 2014 3,240 1,833 1,407 320 309 629 2.24 2015 3,551 2,162 1,389 331 311 642 2.16 2016 3,948 2,140 1,808 341 301 642 2.82 2017 4,224 2,601 1,623 352 291 643 2.52 2018 4,486 2,374 2,112 363 283 646 3.27 2019 5,062 3,229 1,833 343 273 616 2.98 2020 5,303 1,964 3,339 1,503 711 2,214 1.51 2021 5,194 2,285 2,909 1,039 381 1,420 2.05 2022 5,239 2,951 2,287 1,064 414 1,478 1.55 SEWAGE DISPOSAL WORKS 2013 8,951 6,113 2,838 1,719 1,443 3,162 0.90 2014 10,083 6,754 3,329 2,326 1,423 3,749 0.89 2015 10,629 6,950 3,679 2,603 1,358 3,961 0.93 2016 12,237 7,702 4,535 2,610 1,435 4,045 1.12 2017 12,475 6,082 6,393 2,652 1,454 4,106 1.56 2018 12,731 6,360 6,371 2,707 1,476 4,183 1.52 2019 12,667 7,013 5,654 2,878 1,429 4,307 1.31 2020 12,777 6,645 6,132 2,946 1,362 4,308 1.42 2021 13,040 7,195 5,845 3,006 1,373 4,379 1.33 2022 13,878 7,290 6,588 3,065 1,309 4,374 1.51 (1) Total revenues (including interest). (2) Total operating expenses exclusive of depreciation. (3) Coverage is computed by dividing net revenue available for debt service by debt service requirement. 176 CITY OF DUBUQUE, IOWA WATER AND SEWER RECEIPT HISTORY LAST TEN FISCAL YEARS Water Fiscal Year Revenue 2013 2014 2015 2016 2017 2018 2019 2020 2021 6,701,771 7,028,091 7,231,393 8,159,240 8,248,796 8,525,072 8,636,521 8,958,162 9,040,349 2022 9,969,922 Source: Cash basis receipt ledgers. TABLE 14 Sewer Gallons Revenue Billed $ 8,472,382 1,945,227,547 9,756,996 1,845,151,329 10,417,833 1,864,028,948 11,772,847 1,883,797,577 12,000,115 1,844,997,668 12,015,480 1,632,426,374 12,266,217 1,750,735,443 12,395,751 1,738,198,948 12,583,458 1,774,274,430 13,806,812 1,897,915,407 *Revenue includes penalties and investment earnings collected. New in 2015 - revenue does not include sales tax. All years reflect this change. New in 2020 - revenue does not include bonds. WATER RATE SCHEDULE HISTORY Steps Gallons 2022 2021 2020 2019 2018 2017 2016 2015 First 22,440 @ $ 0.00553 $ 0.00527 $ 0.00512 $ 0.00488 $ 0.00474 $ 0.00447 $ 0.00406 $ 0.00387 Next 89,760 @ 0.00454 0.00432 0.00419 0.00399 0.00387 0.00365 0.00332 0.00316 Next 261,800 @ 0.00423 0.00403 0.00391 0.00372 0.00361 0.00340 0.00309 0.00294 Next 374,000 @ 0.00373 0.00355 0.00345 0.00329 0.00280 0.00301 0.00274 0.00261 Excess @ 0.00327 0.00311 0.00302 0.00288 0.00280 0.00264 0.00240 0.00229 177 CITY OF DUBUQUE, IOWA WATER METERS BY RATE CLASS LAST TEN FISCAL YEARS TABLE 15 Fiscal Year Residential Commercial Industrial Government Total 2013 20,753 1,921 80 53 22,807 2014 20,887 1,945 81 68 22,981 2015 20,969 1,968 83 76 23,096 2016 21,157 1,972 84 104 23,317 2017 21,522 2,061 83 114 23,780 2018 20,498 2,019 83 115 22,715 2019 20,523 2,148 80 147 22,898 2020 21,886 1,941 69 138 24,034 2021 22,866 2,010 70 148 25,094 2022 23,360 2,138 75 171 25,744 178 CITY OF DUBUQUE, IOWA LARGEST WATER AND SEWER CUSTOMERS FISCAL YEAR 2022 Customer Simmons Pet Food, Inc. Rousselot Inc #155296 Prairie Farms Dairy Inc Hormel Foods Corporation* Hormel Foods Corporation* Yes Companies Exp Fred, LLC APC, Inc. Finley Hospital Stonehill Nursing Home Alpine Park MHC LLC IADU Table Mound MHP LLC Midwest Car Washes LLC* Platinum Holdings LLC Midwest Car Washes LLC* Total Receipts TABLE 16 Percentage of Percentage of Water Total Water Sewer Total Sewer Receipts Rank Receipts Receipts Rank Receipts $ 549,608 1 5.51 % 281,117 2 2.82 251,523 3 2.52 191,675 4 1.92 $ 434,299 1 3.15 % 165,668 5 1.66 373,088 2 2.70 55,180 6 0.55 113,243 3 0.82 53,772 7 0.54 48,264 8 0.48 70,619 6 0.51 45,574 9 0.46 70,619 5 0.59 43,063 10 0.43 84,757 4 0.61 65,289 7 0.47 61,363 8 0.44 59,946 9 0.43 58,761 10 0.43 *Same company, separate accounts. Previously combined several accounts under same business, now listed separately. 179 CITY OF DUBUQUE, IOWA SALES TAX INCREMENT BONDS FISCAL YEAR ENDING JUNE 30, 2022 Estimated Sales Tax Senior Lien Increment Series 2015A Fiscal Revenue Net Debt Service Year Receipts* (1) 2015 * $ 2,037,489 $ - 2016 * 2,532,846 - 2017 * 3,945,134 - 2018 * 3,654,915 (762,650) 2019 * 4,207,297 (762,650) 2020 * 4,709,559 (762,650) 2021 * 4,068,763 (762,650) 2022 * 9,751,827 (762,650) 2023 6,866,198 (2,767,650) 2024 6,956,351 (2,771,000) 2025 6,957,401 (2,768,969) 2026 6,952,046 (2,771,031) 2027 6,952,532 (2,768,719) 2028 6,947,494 (2,768,394) 2029 6,723,750 (2,767,300) 2030 6,250,000 (2,768,800) 2031 4,467,912 (2,766,400) 2032 2,217,912 - 2033 2,250,000 - * Actual receipts. Remaining Revenues After Senior Lien Debt Service 2,037,489 2,532,846 3,945,134 2,892,265 3,444,647 3,946,909 3,306,113 8,989,177 4,098,548 4,185,351 4,188,432 4,181,015 4,183,813 4,179,100 3,956,450 3,481,200 1,701,512 2,217,912 2,250,000 (1) Net of capitalized interest and the debt service reserve fund. (2) Net of capitalized interest. Second Lien Series 2014 Net Debt Service (2) (323,100) (323,100) (323,100) (323,100) (323,100) (323,100) (43 8,100) (1,393,500) (1,400,500) (1,344,250) (1,363,000) (1,365,000) (1,365,000) TABLE 17 Remaining Revenues After Second Lien Debt Service 2,037,489 2,532,846 3,622,034 2,569,165 3,121,547 3,623,809 2,983,013 8,666,077 3,660,448 2,791,851 2,787,932 2,836,765 2,820,813 2,814,100 2,591,450 3,481,200 1,701,512 2,217,912 2,250,000 180 CITY OF DUBUQUE, IOWA DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN CALENDAR YEARS TABLE 18 Per Capita Public Personal Median School Unemployment Personal Income Age Enrollment Rate Year Population Income (1) (2) (3) (4) 2012 57,637 2,453,952,912 42,576 37 10,469 5.2 % 2013 57,637 2,489,053,845 43,185 39 10,513 4.6 2014 57,637 2,560,293,177 44,421 39 10,578 4.4 2015 57,637 2,645,653,574 45,902 38 10,634 3.7 2016 58,436 2,734,454,184 46,794 38 10,588 3.9 2017 58,799 2,717,101,790 46,210 38 10,556 2.9 2018 58,276 2,903,485,148 49,823 37 10,507 2.2 2019 57,941 3,049,782,476 52,636 38 10,459 2.2 2020 59,667 3,294,692,406 55,218 38 10,558 9.1 2021 59,565 3,286,655,724 56,782 39 10,371 5.4 2022 59,119 * * 39 10,120 2.9 Data Sources: (1) U.S. Department of Commerce, Bureau of Economic Analysis. (2) Greater Dubuque Development Corporation. (3) Dubuque Community School District. (4) Iowa Department of Employment Services as of June 30. * Unavailable at report date. 181 CITY OF DUBUQUE, IOWA PRINCIPAL EMPLOYERS TABLE 19 CURRENT YEAR AND NINE YEARS AGO 2022 2013 Percentage of Percentage of # of Total City # of Total City Employer Employees Rank Employment (1) Employees Rank Employment (1) John Deere (2) 2,830 1 5.21 % 2,400 1 4.44 % Dubuque Community Schools 2,000 2 3.68 1,946 2 3.60 Mercy One Medical Centr 1,440 3 2.65 1,000 5 1.85 Medical Associates 1,100 4 2.03 1,046 4 1.93 Unity Point Health -Finley Hospital 1,012 5 1.86 859 6 1.59 Cottingham & Butler 800 9 1.47 Andersen Windows 750 6 1.38 City of Dubuque 737 7 1.36 691 7 1.28 Sedgwick 700 8 1.29 Dupaco Community Credit Union 641 10 1.18 IBM 1,300 3 2.40 Diamond Jo 600 8 1.11 Eagle Window and Door 528 10 0.98 Prudential Retirement 550 9 1.02 12,010 22.10 % 10,920 20.22 % Source: Greater Dubuque Development Corp. (1) Based on the percentage of total employment for Dubuque area from the U.S. Department of Labor, Bureau of Labor Statistics. (2) Located just outside City Limits. 182 THIS PAGE IS INTENTIONALLY LEFT BLANK 183 CITY OF DUBUQUE, IOWA FULL-TIME EQUIVALENT CITY GOVERNMENT EMPLOYEES BY FUNCTION/DEPARTMENT LAST TEN FISCAL YEARS 2013 2014 2015 2016 Public Safety Emergency Communications 13.00 13.00 13.00 13.00 Fire 90.00 90.00 90.00 90.00 Police 115.00 115.08 115.88 116.00 Building Services 9.00 9.24 11.66 12.00 Public Works Public Works 86.17 86.42 86.42 86.42 Engineering 29.00 29.00 29.00 30.00 Health & Social Services Health Services 4.00 4.00 4.00 4.00 Human Rights 5.00 5.00 5.00 5.00 Cultural and Recreation Civic Center 0.15 0.15 0.15 0.15 Library 19.00 19.00 19.00 19.00 Park 23.50 23.50 23.50 23.50 Recreation 9.93 9.93 10.93 11.93 Community & Economic Development Community / Economic Dev 3.00 4.00 4.00 2.00 Housing Services 25.80 27.00 26.00 21.00 Planning Services 8.00 8.00 8.00 8.00 General Government Airport 12.00 12.00 12.00 12.00 Cable TV 2.00 2.00 2.00 2.00 City Clerk's Office 3.00 3.00 3.00 3.00 City Manager's Office 15.00 15.00 16.00 16.00 Finance 14.00 14.08 14.88 15.00 Legal 5.00 5.00 5.00 5.00 Information Services 7.50 8.00 8.00 8.00 Business Type Water 25.00 26.00 26.00 25.00 Water & Resource Recovery Center 18.00 18.00 18.00 17.00 Parking 9.00 9.00 9.00 9.00 Transit 6.00 6.32 8.00 13.00 Total 557.05 561.72 568.42 567.00 Source: City Budget Records Departments with employees who are allocated to more than one function are reflected in the area with largest number of employees. 184 TABLE 20 2017 2018 2019 2020 2021 2022 14.00 14.00 14.00 15.00 15.00 15.00 90.00 90.00 90.00 91.00 92.00 92.00 116.00 116.00 117.00 118.00 119.00 119.00 12.00 12.00 11.00 11.00 11.00 12.00 86.42 86.42 87.42 87.42 89.42 89.42 30.00 26.06 26.00 27.00 28.00 28.00 4.00 4.00 4.00 5.00 6.00 6.00 5.00 5.00 5.00 5.00 4.00 4.00 0.15 0.15 0.15 0.15 0.15 0.15 19.00 19.00 19.00 19.00 20.00 20.00 22.50 22.50 22.50 22.50 22.50 22.50 11.93 11.93 11.93 11.93 11.93 12.93 2.00 3.00 3.00 3.00 3.00 3.00 25.00 25.00 23.52 27.00 29.00 29.00 8.00 8.00 8.00 8.00 8.00 8.00 12.00 12.00 12.00 12.00 12.00 12.00 2.00 2.00 2.00 2.00 2.00 2.00 3.00 3.00 3.00 3.00 3.00 3.00 16.00 17.00 17.50 15.50 18.00 18.00 15.00 15.00 14.00 19.00 19.00 19.00 5.00 4.00 4.00 4.00 5.00 5.00 8.00 8.00 8.00 8.00 8.00 8.00 25.00 25.00 24.00 25.00 25.00 25.00 17.00 17.00 15.00 15.00 15.00 15.00 8.00 7.00 - - - - 13.00 14.00 20.00 23.00 23.00 23.00 570.00 567.06 562.02 577.50 589.00 591.00 185 CITY OF DUBUQUE, IOWA OPERATING INDICATORS BY FUNCTION/PROGRAM LAST TEN FISCAL YEARS Fiscal - 2013 2014 2015 2016 Public Safety Police Physical arrests 6,106 5,532 3,767 3,397 Traffic violations 12,089 8,959 7,354 9,058 Parking violations 35,516 36,768 37,635 38,880 Fire Number of calls answered 4,792 5,165 5,603 5,750 Inspections conducted 512 471 791 993 Sewer Sewage system Daily average treatment in gallons 10,987,000 7,091,000 7,237,000 7,016,000 Maximum daily capacity of treatment plant in gallons 23,240,000 24,500,000 24,500,000 24,500,000 Water systems Daily average consumption in gallons 6,953,000 7,235,000 6,956,000 7,068,184 Maximum daily capacity of plant in gallons 18,000,000 18,000,000 18,000,000 18,000,000 Refuse (Municipal Collection) Tonnage 10,535 10,311 10,690 11,098 Sources: Various City Departments. Statistics updated for fiscal year 2017 186 TABLE 21 Year 2017 2018 2019 2020 2021 2022 3,238 3,519 3,403 2,830 2,491 2,573 9,063 9,415 8,369 7,156 5,312 6,317 33,953 32,857 25,685 18,044 20,428 19,851 5,990 5,949 6,058 6,304 7,277 7,814 1,649 1,675 1,232 1,260 296 807 7,377,000 7,900,000 7,930,000 8,730,000 6,682,013 6,682,013 24,500,000 24,500,000 24,500,000 24,500,000 24,500,000 24,500,000 7,200,000 6,917,000 6,133,000 6,210,000 6,390,000 6,510,000 18,000,000 18,000, 000 18,000,000 18,000, 000 13 ,000,000 13,000, 000 11,284 11,481 11,569 12,212 13,482 13,290 187 CITY OF DUBUQUE, IOWA CAPITAL ASSETS BY FUNCTION LAST TEN FISCAL YEARS Public safety Police Stations Patrol units Fire Stations Aerial trucks Public works Streets Miles (1) Street lights (1) Health and social services Hospital Number of patient beds Cultural and recreation Library Golf Parks Acreage Recreation Civic center Swimming pools Softball fields Baseball fields Accessible ballfield Tennis courts Sewer Sewage system Miles of sanitary sewer (1) Miles of storm sewers (1) Number of treatment plants Number of service connectors Water systems Miles of water mains Number of service connectors Number of city owned fire hydrants Sources: Various City Departments. (1) City GIS System 2013 2014 2015 2016 1 1 1 1 22 22 22 22 6 6 6 6 3 3 3 3 329 331 333 332 2,084 2,110 2,161 2,162 2 2 2 2 389 389 373 373 1 1 1 1 1 1 1 1 51 51 53 53 1,001 1,001 974 974 1 1 1 1 2 2 2 2 7 7 11 11 1 1 1 1 20 20 20 20 304 307 141 144 1 1 22,428 22,888 321 315 22,536 22,702 2,879 2,336 320 322 145 147 1 1 22,928 23,119 318 329 22,787 22,970 2,346 2,380 188 TABLE 22 2017 2018 2019 2020 2021 2022 1 1 1 1 1 1 22 22 22 22 22 22 6 6 6 6 6 6 3 3 3 3 3 3 336 334 340 331 329 336 2,184 2,312 2,436 2,489 2,507 2,566 2 2 2 2 2 2 373 373 373 373 373 373 1 1 1 1 1 1 1 1 1 1 1 1 53 53 53 53 53 53 974 974 974 985 985 985 1 1 1 1 1 1 2 2 2 2 2 2 11 11 10 10 9 9 1 1 1 1 1 1 20 20 16 16 16 16 326 321 332 333 308 311 152 156 158 151 160 157 1 1 1 1 1 1 23,343 23,423 23,488 23,601 22,299 23,109 337 370 410 325 293 330 23,443 23,546 23,605 23,695 23,770 23,966 2,450 2,973 2,539 2,553 2,596 2,622 189 CITY OF DUBUQUE, IOWA RETAIL SALES LAST TEN CALENDAR YEARS Taxable Number of Year Retail Sales Businesses 2013 1,057,837,212 2,008 2014 1,240,664,593 3,337 2015 1,305,893,119 3,347 2016 1,316,561,626 2,997 2017 1,324,993,666 2,971 2018 1,323,052,623 2,970 2019 1,353,208,250 3,353 2020 1,331,820,839 3,375 2021 1,479,425,072 2,906 2022 Data Sources: Iowa Department of Revenue * Unavailable at report date TABLE 23 190 Compliance Section June 30, 2022 City of Dubuque, Iowa 191 THIS PAGE IS INTENTIONALLY LEFT BLANK 192 FORWS 1401 50th Street, Suite 350 / West Des Moines, IA 50266 P 515.223.0159 / F 515.223.5429 forvis.com Report on Internal Control over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards Independent Auditor's Report The Honorable Mayor and Members of City Council City of Dubuque, Iowa Dubuque, Iowa We have audited, in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business -type activities, the aggregate discretely presented component units, each major fund and the aggregate remaining fund information of the City of Dubuque, Iowa (the City), as of and for the year ended June 30, 2022, and the related notes to the financial statements, which collectively comprise the City's basic financial statements and have issued our report thereon dated June 6, 2023, which contained emphasis of matter paragraphs regarding a change in accounting principle and restatement of previously issued financial statements reported on by other auditors. Our report includes a reference to other auditors who audited the financial statements of the Dubuque Initiatives and Subsidiaries and the Dubuque Convention and Visitors Bureau, as described in our report on the City's financial statements. The financial statements of the Dubuque Initiatives and Subsidiaries and the Dubuque Convention and Visitors Bureau were not audited in accordance with Government Auditing Standards, and accordingly, this report does not include reporting on internal control over financial reporting or compliance and other matters associated with the Dubuque Initiatives and Subsidiaries and the Dubuque Convention and Visitors Bureau or that are reported on separately by those auditors who audited the financial statements of the Dubuque Initiatives and Subsidiaries and the Dubuque Convention and Visitors Bureau. Report on Internal Control over Financial Reporting In planning and performing our audit of the financial statements, we considered the City's internal control over financial reporting (internal control) as a basis for designing audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, we do not express an opinion on the effectiveness of the City's internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control such that there is a reasonable possibility that a material misstatement of the entity's financial statements will not be prevented, or detected and corrected, on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. FORVIS is a trademark of FORVIS, LLP, registration of which is pending with the U.S. Patent and Trademark Office ��� PRAXITY P193u Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies, and therefore, material weaknesses or significant deficiencies may exist that were not identified. We identified a deficiency in internal control, described in the accompanying schedule of findings and questioned costs as item 2022-01 that we consider to be a material weakness. Report on Compliance and Other Matters As part of obtaining reasonable assurance about whether the City's financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements, noncompliance with which could have a direct and material effect on the financial statements. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. City's Response to Findings Government Auditing Standards requires the auditor to perform limited procedures on the City's response to the findings identified in our audit and described in the accompanying schedule of findings and questioned costs. The City's response was not subjected to the other auditing procedures applied in the audit of the financial statements, and accordingly, we express no opinion on the response. Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City's internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the entity's internal control and compliance. Accordingly, this communication is not suitable for any other purpose. FOF,V I5, l.LP West Des Moines, Iowa June 6, 2023 194 FORWS 1401 50th Street, Suite 350 / West Des Moines, IA 50266 P 515.223.0159 / F 515.223.5429 forvis.com Report on Compliance for Each Major Federal Program and Report on Internal Control over Compliance Independent Auditor's Report The Honorable Mayor and Members of City Council City of Dubuque, Iowa Dubuque, Iowa Report on Compliance for Each Major Federal Program We have audited the City of Dubuque (the City's) compliance with the types of compliance requirements identified as subject to audit in the OMB Compliance Supplement that could have a direct and material effect on each of the City's major federal programs for the year ended June 30, 2022. The City's major federal programs are identified in the summary of auditor's results section of the accompanying schedule of findings and questioned costs. In our opinion, the City complied, in all material respects, with the compliance requirements referred to above that could have a direct and material effect on each of its major federal programs for the year ended June 30, 2022. Basis for Opinion on the Major Federal Program We conducted our audit of compliance in accordance with auditing standards generally accepted in the United States of America (GAAS); the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States (Government Auditing Standards); and the audit requirements of Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance). Our responsibilities under those standards and the Uniform Guidance are further described in the "Auditor's Responsibilities for the Audit of Compliance" section of our report. We are required to be independent of the City and to meet our other ethical responsibilities, in accordance with relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion on compliance for each major federal program. Our audit does not provide a legal determination of the City's compliance with the compliance requirements referred to above. Responsibilities of Management for Compliance Management is responsible for compliance with the requirements referred to above and for the design, implementation, and maintenance of effective internal control over compliance with the requirements of laws, statutes, regulations, rules, and provisions of contracts or grant agreements applicable to the City's federal programs. FORVIS is a trademark of FORVIS, LLP, registration of which is pending with the U.S. Patent and Trademark Office ��� PRAXITY P 195u5 Auditor's Responsibilities for the Audit of Compliance Our objectives are to obtain reasonable assurance about whether material noncompliance with the compliance requirements referred to above occurred, whether due to fraud or error, and express an opinion on the City's compliance based on our audit. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with GAAS, Government Auditing Standards, and the Uniform Guidance will always detect material noncompliance when it exists. The risk of not detecting material noncompliance resulting from fraud is higher than for that resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Noncompliance with the compliance requirements referred to above is considered material, if there is a substantial likelihood that, individually or in the aggregate, it would influence the judgment made by a reasonable user of the report on compliance about the City's compliance with the requirements of its major federal program as a whole. In performing an audit in accordance with GAAS, Government Auditing Standards, and the Uniform Guidance, we: • Exercise professional judgment and maintain professional skepticism throughout the audit. • Identify and assess the risks of material noncompliance, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the City's compliance with the compliance requirements referred to above and performing such other procedures as we considered necessary in the circumstances. • Obtain an understanding of the City's internal control over compliance relevant to the audit in order to design audit procedures that are appropriate in the circumstances and to test and report on internal control over compliance in accordance with the Uniform Guidance, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control over compliance. Accordingly, no such opinion is expressed. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and any significant deficiencies and material weaknesses in internal control over compliance that we identified during the audit. Report on Internal Control over Compliance A deficiency in internal control over compliance exists when the design or operation of a control over compliance does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, noncompliance with a type of compliance requirement of a federal program on a timely basis. A material weakness in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance, such that there is a reasonable possibility that material noncompliance with a type of compliance requirement of a federal program will not be prevented, or detected and corrected, on a timely basis. A significant deficiency in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance with a type of compliance requirement of a federal program that is less severe than a material weakness in internal control over compliance, yet important enough to merit attention by those charged with governance. Our consideration of internal control over compliance was for the limited purpose described in the "Auditor's Responsibilities for the Audit of Compliance" section above and was not designed to identify all deficiencies in internal control over compliance that might be material weaknesses or significant deficiencies in internal control over compliance. Given these limitations, during our audit we did not identify any deficiencies in internal control over compliance that we consider to be material weaknesses, as defined above. However, material weaknesses or significant deficiencies in internal control over compliance may exist that were not identified. 196 Our audit was not designed for the purpose of expressing an opinion on the effectiveness of internal control over compliance. Accordingly, no such opinion is expressed. The purpose of this report on internal control over compliance is solely to describe the scope of our testing of internal control over compliance and the results of that testing based on the requirements of the Uniform Guidance. Accordingly, this report is not suitable for any other purpose. FOU 15, LLP West Des Moines, Iowa June 6, 2023 197 City of Dubuque, Iowa Schedule of Expenditures of Federal Awards Year Ended June 30, 2022 Federal Grantor/Pass-Through Grantor/Program or Cluster Title U.S. Department of Agriculture Direct program: Soil and Water Conservation Environmental Quality Incentives Program Conservation Stewardship Program Total U.S. Department of Agriculture U.S. Department of Housing and Urban Development Community Development Block Grant (CDBG) - Entitlements Cluster: Direct program: CDBG - Entitlement Grants CDBG - Entitlement Grants CDBG - Entitlement Grants CDBG - Entitlement Grants COVID-19 - CDBG/Entitlement Grants Pass -through program from: Iowa Economic Development Authority CDBG - Entitlement Grants Total CDBG - Entitlements Grants Cluster Direct program: Continuum of Care Program Pass -through program from: Iowa Economic Development Authority CDBG - Disaster Recovery Grants - Pub. L. No. 113-2 Cluster National Resiliency Disaster Recovery Corporation Direct program: Section 8 Project -Based Cluster Lower Income Housing Assistance Program - Section 8 Moderate Rehabilitation Housing Voucher Cluster Section 8 Housing Choice Vouchers Section 8 Housing Choice Vouchers COVID-19 Section 8 Housing Choice Vouchers Section 8 Housing Choice Vouchers VASH Total Housing Voucher Cluster Family Sufficiency Program Lead -Based Paint Hazard Control in Privately -Owned Housing Lead Hazard Reduction Demonstration Grant Healthy Homes Production Program Older Adults Hoe Modification Grant Program Total U.S. Department of Housing and Urban Development Pass -Through Assistance Entity Listing Identifying Number Number 10.902 10.912 10.924 14.218 14.218 14.218 14.218 14.218 14.218 B-21-MC-19-0004 14.267 14.272 14.856 14.871 14.871 14.871 14.871 14.896 14.900 14.905 14.913 14.921 B-1 3-DS-1 9-001 Amounts Passed -Through Expenditures to Subrecipients $ 36,255 $ 3,184 4,759 44,198 113,773 - 216,896 120,582 166,414 71,204 540,858 42,312 296,503 - 86,498 1,420,942 234,098 90,583 1,198,453 64,661 688,880 5,696,558 179,076 5,309 6,569,823 104,063 955,923 78,859 8,095 45,811 10,537,213 234,098 The accompanying notes are an integral part of this Schedule. 198 City of Dubuque, Iowa Schedule of Expenditures of Federal Awards (Continued) Year Ended June 30, 2022 Federal Grantor/Pass-Through Grantor/Program or Cluster Title U.S. Department of Interior Direct program: Outdoor Recreation Acquisition, Development and Planning Total U.S. Department of Interior U.S. Department of Justice Direct program: COVID-19 Coronavirus Emergency Supplemental Funding Program Pass -through program from: Iowa Department of Justice: Violence Against Women Formula Grants Violence Against Women Formula Grants Pass -through program from: Iowa Department of Justice: Public Safety Partnership and Community Policing Grants Public Safety Partnership and Community Policing Grants Direct program: Edward Byne Memorial Justice Assistance Grant Program Edward Byne Memorial Justice Assistance Grant Program Edward Byne Memorial Justice Assistance Grant Program Total U.S. Department of Justice U.S. Department of Transportation Direct program: Airport Improvement Program Airport Improvement Program Airport Improvement Program Airport Improvement Program COVID019 - Airport Improvement Program Highway Planning and Construction Cluster: Pass -through program from: Iowa Department of Transportation Highway Planning and Construction Highway Planning and Construction Total Highway Planning and Construction Cluster Federal Transit Cluster: Direct program: COVID-19 - Federal Transit Formula Grants Federal Transit - Formula Grants Federal Transit - Formula Grants Buses and Bus Facilities Formula and Discretionary Program Total Federal Transit Cluster Pass -Through Assistance Entity Amounts Listing Identifying Passed -Through Number Number Expenditures to Subrecipients 15.916 142,211 142,211 16.034 666 16.588 15JOVW-21-GG-00577-STOP 456 16.588 2020-WF-AX-0024 909 1,365 16.710 19-CAM P-05 3,176 16.710 19-COPS-HEROIN-02 2,309 5,485 16.738 12,557 16.738 9,121 16.738 31,650 53,328 60,844 20.106 278,412 20.106 13,780 20.106 5,289 20.106 73,495 20.106 220,715 186,278 777,969 20.205 HDP-2100(679)-71-31 277 20.205 EDP-2100(696)-7Y-31 289,256 289,533 20.507 236,556 20.507 520,575 20.507 1,073,189 1,830,320 20.526 44,122 1,874,442 The accompanying notes are an integral part of this Schedule. 199 City of Dubuque, Iowa Schedule of Expenditures of Federal Awards (Continued) Year Ended June 30, 2022 Federal Grantor/Pass-Through Grantor/Program or Cluster Title U.S. Department of Transportation (continued) Transit Services Program Cluster: Pass -through program from: Iowa Department of Transportation Enhanced Mobility of Seniors and Individuals with Disabilities Highway Safety Cluster: Pass -through program from: Iowa Department of Public Safety State and Community Highway Safety State and Community Highway Safety Total Highway Safety Cluster Total U.S. Department of Transportation U.S. Department of Transportation Pass -through program from: Iowa Department of Revenue COVID-19 Coronavirus Relief Fund COVID-19 Coronavirus Relief Fund Direct or Pass -Through program from: COVID-19 - Coronavirus State and Local Fiscal Recovery Funds Total U.S. Department of the Treasury National Endowment for the Arts Pass -through program from: Iowa Department of Revenue COVID-19 - Promotion of the Arts Partnership Agreements Total National Endowment for the Arts Small Business Administration Pass -through program from: Iowa Department of Revenue Shuttered Venue Operators Grant Total Small Business Administration Environmental Protection Agencv Direct program: Brownsfields Assessment and Cleanup Cooperative Agreements Brownsfields Assessment and Cleanup Cooperative Agreements Brownsfields Assessment and Cleanup Cooperative Agreements Total Environmental Protection Agency U.S. Department of Health and Human Services Pass -through program from: Dubuque County Health Department Food and Drug Administration Research Food and Drug Administration Research Direct or Pass -Through program from: HRSA COVID-19 - Claims Reimbursements for the Uninsured Program and the COVID-19 Coverage Assistance Fund Total U.S. Department of Health and Human Services Assistance Listing Number Pass -Through Entity Identifying Number 20.513 2020-001-00-DFY21 20.600 PAP 21-402-MOAL 20.600 PAP 22-402-MOPT 21.019 21.019 21.027 45.025 CRF 009J 202210-11356 202210-11173 Amounts Passed -Through Expenditures to Subrecipients 120,091 1,572 5,114 6,686 3,068,721 20,664 15,000 35,664 2,998,902 3,034,566 218 218 59.075 SBAHQ21SVO14578 362,080 362,080 66.818 3,221 66.818 7,112 66.818 123,194 133,527 93.103 G-MP-2108-09662 1,049 93.103 GR-OATR-202110-01233 1,494 2,543 93.461 160 2,703 The accompanying notes are an integral part of this Schedule. 200 City of Dubuque, Iowa Notes to the Schedule of Expenditures of Federal Awards Year Ended June 30, 2022 Pass -Through Assistance Entity Amounts Federal Grantor/Pass-Through Listing Identifying Passed -Through Grantor/Program or Cluster Title Number Number Expenditures to Subrecipients Corporation for National and Community Service Pass -through program from: Iowa Commission on Volunteers AmeriCorps State and National 94.006 20-AC-10 21,231 AmeriCorps State and National 94.006 20-AF-05 5,553 AmeriCorps State and National 94.006 21-AC-10 146,501 AmeriCorps State and National 94.006 21-AC-05 80,063 AmeriCorps State and National 94.006 253,348 AmeriCorps Volunteer Generation Fund 94.021 21-VGF-12 12,503 AmeriCorps Volunteer Generation Fund 94.021 21-VGF-12 12,494 24,997 Total Corporation for National and Community Service 278,345 U.S. Department of Homeland Security Direct program: COVID-19 - Disaster Grants - Public Assistance (Presidentially Declared Disasters) 97.036 66,635 Total U.S. Department of Homeland Security 66,635 Total 17,731,261 234,098 The accompanying notes are an integral part of this Schedule. 201 City of Dubuque, Iowa Notes to the Schedule of Expenditures of Federal Awards Year Ended June 30, 2022 Note 1. Basis of Presentation The accompanying schedule of expenditures of federal awards (the Schedule) includes the federal award activity of City of Dubuque, Iowa (the City) under programs of the federal government for the year ended June 30, 2022. The information in this Schedule is presented in accordance with the requirements of Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance). Because the Schedule presents only a selected portion of the operations of the City, it is not intended to and does not present the financial position, changes in net position or cash flows of the City. Note 2. Summary of Significant Accounting Policies The City's summary of significant accounting policies is presented in note 1 to the City's basic financial statements for the year ended June 30, 2022. Governmental and proprietary funds account for the City's federal grant activity. Expenditures reported on the Schedule are reported on either the modified accrual basis of accounting or accrual basis of accounting, depending on the basis of accounting used by the respective fund for which the activity is reported. Such expenditures are recognized following, as applicable, the cost principles in OMB-87, Cost Principles for State, Local and Indian Tribal Governments, the cost principles contained in the Uniform Guidance, or other applicable regulatory guidance, wherein certain types of expenditures are not allowable or are limited as to reimbursement. Therefore, some amounts presented in the schedule may differ from amounts presented in, or used in the preparation of, the basic financial statements or report to federal agencies. Negative amounts shown on the Schedule represent adjustments or credits made in the normal course of business to amounts reported as expenditures in prior periods. Federal financial assistance provided to a subrecipient is treated as an expenditure when it is paid to the subrecipient. Note 3: Indirect Cost Rate The City has elected not to use the 10 percent de minimis indirect cost rate allowed under the Uniform Guidance. 202 City of Dubuque, Iowa Schedule of Findings and Questioned Costs Year Ended June 30, 2022 Section 1 - Summary of Auditor's Results Financial Statements 1. The type of report the auditor issued on whether the financial statements audited were prepared in accordance with GAAP: ® Unmodified ❑ Qualified ❑ Adverse ❑ Disclaimer 2. Internal control over financial reporting: Significant deficiency(ies) identified? ❑ Yes ® None reported Material weakness(es) identified? ® Yes ❑ No 3. Noncompliance material to the financial statements noted? ❑ Yes ® No Federal Awards 4. Internal control over major federal awards programs: Significant deficiency(ies)? ❑ Yes ® None reported Material weakness(es)? ❑ Yes ® No 5. Type of auditor's report issued on compliance for major federal programs: ® Unmodified ❑ Qualified ❑ Adverse ❑ Disclaimer 6. Any audit finding disclosed that are required to be reported by 2 CFR 200.516(a)? ❑ Yes ® No 203 City of Dubuque, Iowa Schedule of Findings and Questioned Costs (Continued) Year Ended June 30, 2022 Identification of major federal programs: Assitance Listing Number Name of Federal Program or Cluster Housing Voucher Cluster Federal Transit Cluster 20.106 Airport Improvement Program 21.027 Coronavirus State and Local Fiscal Recovery Funds Dollar threshold used to distinguish between Type A and Type B programs: $750,000. Auditee qualified as a low -risk auditee? ❑ Yes ® No 204 City of Dubuque, Iowa Schedule of Findings and Questioned Costs (Continued) Year Ended June 30, 2022 Section II - Financial Statement Findings Reference Number Finding 2022-01 Finding: Restatement of Prior Year Financial Statements Criteria or Specific Requirement: Management is responsible for establishing and maintaining effective internal controls over financial reporting. Effective internal controls are an important component of a system that helps ensure transactions are recorded timely and in the proper reporting period, thereby providing accurate financial data. Specifically, the City should have controls in place to ensure transactions are recorded in accordance with applicable accounting standards/guidance. Condition: The following issues were noted during the 2022 audit, causing the prior period's statements to be restated: a) GASB Statement No. 9 (GASB 9), Reporting Cash Flows of Proprietary and Nonexpendable Trust Funds and Governmental Entities That Use Proprietary Fund Accounting requires that the cash flow statement focus and explain the change of cash and cash equivalents. GASB 9 defines cash equivalents as short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity they present insignificant risk of changes in value due to changes in interest rates. GASB 9 clarifies that investments with original maturities of three months or less meet the definition of a cash and cash equivalent. The City's cash flow statements reconciled to cash and investments which included certain investments not meeting its accounting policy definition of cash and cash equivalents as provided for by GASB 9. b) GASB Statement No. 84 (GASB 84), Fiduciary Activities changed the definition, criteria and reporting of fiduciary activities as well as redefined various fiduciary fund types and changed fund type terminology. The Cable Equipment Fund, previously a custodial fund, did not meet the definition of a fiduciary activity outlined in GASB 84 as the funds can be used for City purposes under Iowa Code Section 477A7.4. c) Police and fire injury claims were incorrectly charged to the Workers' Compensation Reserve Fund instead of the General Fund as required by Iowa State Code. Effect: The conditions above had the following effects: a) During 2022, the City corrected beginning cash and cash equivalents at July 1, 2021 to exclude investments not meeting its cash equivalents definition. This change resulted in a restatement of beginning cash and cash equivalents reported in the cash flow statement by $2.6 million. b) During 2022, the City corrected the fixed type to General Fund. This change resulted in a restatement of beginning net position/fund balance of $1.1 million. c) During 2022, the City corrected the payments to record them in the General Fund. This change resulted in a restatement of beginning net position/fund balance of $973 thousand. Causes: a) The City pools its cash and investments and reports them on a combined basis in the statement of net position. Management utilized the combined cash and investment amount to prepare the cash flow statement and therefore, investments not meeting the City's accounting policy definition of cash and cash equivalents were improperly included as a cash equivalent in the cash flow statement. b) The City had overlooked the section of the Iowa Code providing for use of the funds for City purposes. c) The City experienced a change in personnel who were not aware of the requirements and changed the transaction coding process. Recommendation: We recommend that the City strengthens controls over the application of accounting standards to ensure transactions are recorded in compliance with existing guidance and the Iowa State Code. Views of Responsible Officials: The City agrees with the finding. See separate report for planned corrective actions. 205 City of Dubuque, Iowa Schedule of Findings and Questioned Costs (Continued) Year Ended June 30, 2022 Section III — Federal Award Findings and Questioned Costs Reference Number Finding No matters are reportable 206 City of Dubuque, Iowa Summary Schedule of Prior Audit Findings Year Ended June 30, 2022 Reference Finding Status Number Significant Audit Adjustments - During the course of the engagement, the predecessor auditor proposed significant audit 2021-001 adjustments to intergovernmental receivables, unavailable revenues, and the schedule of expenditures of federal awards It was recommended the City increase review procedures over intergovernmental receivables, unavailable revenues, and the schedule of expenditures of federal awards. Implemented 207 City of Dubuque, Iowa Other Findings Related to Required Statutory Reporting Year Ended June 30, 2021 Reference Number Finding 2022-IA-A Certified Budget - Disbursements during the year ended June 30, 2022 did not exceed t e amount budgeted as per Chapter 384.20 of the Code of Iowa states, in part, "Public monies may not be expended or encumbered except under and annual or continuing appropriation." 2022-IA-B Questionable Expenditures - We noted no expenditures that we believe may fail to meet the requirements of public purpose as defined in an Attorney General's opinion dated April 25. 1979. 2022-IA-C Travel Expenses - No expenditures of City money for travel expenses of spouses of City officials or employees were noted. 2022-IA-D Business Transactions - Business transactions between the City and City Officials or employees are detailed as follows: According to Chapter 362.5 of the Code of Iowa, an officer or employee of the City shall not have an interest, direct or indirect, in a contract with that City. The provision does not apply to transactions that do not exceed a cumulative total purchase price of $1,500 in a fiscal year or to contracts made by a City upon competitive bid. All transactions were not entered into through competitive bidding. 2022-IA-E Restricted Donor Activity - No transactions were noted between the City, City officials, City employees and restricted donors in compliance with Chapter 68B of the Code of Iowa. 2022-IA-F Bond Coverage - Surety bond coverage of City officials and employees is in accordance with statutory provisions. The amount of coverage should be reviewed annually to ensure that the coverage is adequate for current operations. 20221A-G City Council Minutes - No transactions were found that we believe should have been approved in the City Council minutes but were not. 2022-IA-H Deposits and Investments - No instances of non-compliance with the deposit and investment provisions of Chapters 12B and 12C of the Code of Iowa and the City's investment oolicv were noted. 2022-IA-I Revenue Notes - No instances of non-compliance with revenue note provisions were noted. 208 City of Dubuque, Iowa Other Findings Related to Required Statutory Reporting (Continued) Year Ended June 30, 2022 Reference Number Finding 2022-IA-J Annual Urban Renewal Report - The Annual Urban Renewal Report was properly approved and certified to the Iowa Department of Management on or before December 1. 2022-IA-K Separately Maintained Records - Chapter 384.20 of the Code of Iowa states, in part, "A city shall keep accounts which show an accurate and detailed statement of all public funds collected, received, or expended for any city purpose, by any city officer, employee, or other person, and which show the receipt, use, and disposition of all city property." No such transactions were noted. 2022-IA-L Financial Condition - At June 30, 2022, the City had one fund that had a deficit balance. General Service Fund $(223,643) 2022-IA-M Solid Water Tonnage Fees Retained - No instances of non-compliance with the solid waste fees used or retained in accordance with provisions of Chapter 4556.310 of the Code of Iowa by the Dubuque Metropolitan Area Solid Waste Agency, a component of the City, were noted. 2022-IA-N Financial Assurance - The Dubuque Metropolitan Area Solid Waste Agency, a component unit of the City, has demonstrated financial assurance for closure and postclosure care costs by establishing a local government dedicated fund as provided in 567-113.14(6) of the Iowa Administrative Code. 209 FORWS Report to the Honorable Mayor, City Council, and Members of Management City of Dubuque, Iowa Results of the 2022 Financial Statement Audit, Including Required Communications West Des Moines, Iowa June 30, 2022 FORVIS is atradema rk of FORVI3, LL P, registration of which is pending with the U.S. Patent and Trademark Office www.forvis.com Required Communications Regarding Our Audit Strategy 8 Approach (AU-C 260) The following matters are required communications we must make to you, including these responsibilities: overview & Responsibilities Matter Discussion Scope of Our This report covers audit results related to your financial statements and supplementary Audit information: • As of and for the year ended June 30, 2022 • Conducted in accordance with our contract dated August 2, 2022 Our FORVIS is responsible for forming and expressing an opinion about whether the financial Responsibilities statements that have been prepared by management, with the oversight of those charged with governance, are prepared in accordance with accounting principles generally accepted in the United States of America (GAAP). Audit Scope & Inherent Limitations to Reasonable Assurance FORWS An audit performed in accordance with auditing standards generally accepted in the United States of America (GAAS) is designed to obtain reasonable, rather than absolute, assurance about the financial statements and about whether noncompliance with the types of compliance requirements described in OMB Uniform Guidance that could have a direct and material effect on a major federal award program occurred. The scope of our audit tests was City of Dubuque, Iowa 2 June 6, 2023 Matter Extent of Our Communication Independence Discussion established in relation to the financial statements taken as a whole and did not include a detailed audit of all transactions. In addition to areas of interest and noting prior communications made during other phases of the engagement, this report includes communications required in accordance with GAAS that are relevant to the responsibilities of those charged with governance in overseeing the financial reporting process, including audit approach, results, and internal control. The standards do not require the auditor to design procedures for the purpose of identifying other matters to be communicated with those charged with governance. The engagement team, others in our firm, as appropriate, and our firm, have complied with all relevant ethical requirements regarding independence. Your Our audit does not relieve management or those charged with governance of your Responsibilities 1 responsibilities. Your responsibilities and ours are further referenced in our contract. Distribution Restriction FORWS This communication is intended solely for the information and use of the following and is not intended to be, and should not be, used by anyone other than these specified parties: • Budget Committee • Members of City Council • Others within the City • Federal awarding agencies and other pass -through award agencies City of Dubuque, Iowa 3 June 6, 2023 Group Audits Referred -To Auditors Our audit strategy included the use of the work of a referred -to auditor, resulting in a division of responsibility over the group financial statements and our report thereon. We did not audit the financial statements of Dubuque Initiatives and Subsidiaries and Dubuque Convention and Visitors Bureau, discretely presented component units. Those statements were audited by other auditors, whose report has been furnished to us, and our opinion, insofar as it relates to the amounts included for Dubuque Initiatives and Subsidiaries and Dubuque Convention and Visitors Bureau, is based solely on the report of the other auditors. We have had communications with the other auditors during planning and throughout the audit regarding their qualifications to perform the audit, including independence, and consideration of materiality as a basis for referring to their audit report. Professional standards require that we provide you with information about our responsibilities in accordance with GAAS, as well as certain information related to the planned scope and timing of our audit. FORWS City of Dubuque, Iowa 4 June 6, 2023 OMB Uniform Guidance Overview & Responsibilities Matter Discussion Scope of Our We also provided reports as of June 30, 2022, on the following as required by GAS and OMB Audit Uniform Guidance: • Internal control over financial reporting and on compliance and other matters based on an audit of the financial statements performed in accordance with GAS • Compliance for each major federal award program • Internal control over compliance in accordance with OMB Uniform Guidance Reporting on Our audit also included reporting on the following: Major Federal Schedule of federal awards Award Programs • Schedule of findings and questioned costs • Data collection form FORWS City of Dubuque, Iowa 5 June 6, 2023 Other Information Accompanying the Audited Financial Statements The audited financial statements are presented along with management's comprehensive annual financial report (ACFR). Management, or those charged with governance, is responsible for preparing the ACFR. We were not engaged to audit the information contained in the ACFR, and as a result, our opinion does not provide assurance as to the completeness and accuracy of the information contained therein. As part of our procedures, we read the entire report to determine if financial information discussed in sections outside the financial statements materially contradicts the audited financial statements. If we identify any such matters, we bring them to management's attention and review subsequent revisions. FORWS City of Dubuque, Iowa 6 June 6, 2023 Auditor Objectives Related to Other Information Our objectives related to the other information accompanying the audited financial statements were to: • Consider whether a material inconsistency exists between the other information and the financial statements • Remain alert for indications that: o A material inconsistency exists between the other information and the auditor's knowledge obtained in the audit, or o A material misstatement of fact exists or the other information is otherwise misleading • Respond appropriately when we identify that such material inconsistencies appear to exist or when we otherwise become aware that other information appears to be materially misstated. Potential responsive actions would include requesting management to correct the identified inconsistency FORWS City of Dubuque, Iowa 7 June 6, 2023 Qualitative Aspects of Significant Accounting Policies & Practices The following matters are detailed in the following pages and included in our assessment: Significant Accounting Policies Significant accounting policies are described in Note 1 of the audited financial statements. With respect to new accounting standards adopted during the year, we call to your attention the following topics detailed in the following pages: • GASB 87, Leases Unusual Policies or Methods With respect to significant unusual accounting policies or accounting methods used for significant unusual transactions (significant transactions outside the normal course of business or that otherwise appear to be unusual due to their timing, size, or nature), we noted the following: • No matters are reportable Alternative Accounting Treatments We had discussions with management regarding alternative accounting treatments within GAAP for policies and practices for material items, including recognition, measurement, and disclosure considerations related to the accounting for specific transactions as well as general accounting policies, as follows: • The City presents budgetary information as allowed by GASB Statement No. 41. FORWS City of Dubuque, Iowa 8 June 6, 2023 Management Judgments & Accounting Estimates Accounting estimates are an integral part of financial statement preparation by management, based on its judgments. Significant areas of such estimates for which we are prepared to discuss management's estimation process and our procedures for testing the reasonableness of those estimates include: • Depreciation of capital assets • Estimated property tax collections • Actuarial assumptions in the calculation of the net pension liability and related deferred outflows and inflows • Actuarial assumptions in the calculation of the other post -employment benefit (OPEB) and related deferred outflows and inflows • Valuation of investments • Valuation of lease receivables and lease liabilities FORWS City of Dubuque, Iowa 9 June 6, 2023 Financial Statement Disclosures The following areas involve particularly sensitive financial statement disclosures for which we are prepared to discuss the issues involved and related judgments made in formulating those disclosures: • Footnote 7 — Long -Term Liabilities • Footnote 12 — Landfill Closure and Post -Closure Care • Footnote 18 — Restatement Our Judgment About the Quality of the City's Accounting Principles During the course of the audit, we made the following observations regarding the City's application of accounting principles: • No matters are reportable FORWS City of Dubuque, Iowa 10 June 6, 2023 GASB 87, Leases Effective July 1, 2021, the City adopted GASB 87, Leases. GASB 87 creates one model for recognizing leases for both lessees and lessors. Substantially all leases are recognized on the lessee's statement of net position. In the activity statement, lessees no longer report rent expense for the previously classified operating leases but instead report interest expense on the liability and amortization expense related to the asset. Lessors recognize a lease receivable and corresponding deferred inflow of resources. Interest income associated with the receivable are recognized using the effective interest method. Adoption of GASB 87 required significant time to identify a complete list of lease contracts for consideration of adoption and measure the lease assets and liabilities for recognition. In addition, due to adoption of the standard, the City's key performance indicators related to the statement of net position (such as the current ratio) are likely not comparable to historical results. FORWS City of Dubuque, Iowa 11 June 6, 2023 Adjustments Identified by Audit During the course of any audit, an auditor may propose adjustments to financial statement amounts. Management evaluates our proposals and records those adjustments that, in its judgment, are required to prevent the financial statements from being materially misstated. A misstatement is a difference between the amount, classification, presentation, or disclosure of a reported financial statement item and that which is required for the item to be presented fairly in accordance with the applicable financial reporting framework. Proposed & Recorded Adjustments Auditor -proposed and management -recorded entries include the following: • Correction of beginning cash and cash equivalents on the Statement of Cash Flows for business -type activity funds • Correction of work compensation activity between general fund and reserve • Correction of beginning Cable TV PEG Fund balances from fiduciary type to general fund Uncorrected Misstatements Some adjustments proposed were not recorded because their aggregate effect is not currently material; however, they involve areas in which adjustments in the future could be material, individually or in the aggregate. Uncorrected audit misstatements pertaining to the latest period presented that were determined by management to be immaterial, both individually and in the aggregate, but more than trivial to the financial statements as a whole are included as an attachment to this communication. FORWS City of Dubuque, Iowa 12 June 6, 2023 While these uncorrected misstatements were deemed to be immaterial to the current -year financial statements, it is possible that the impact of these uncorrected misstatements, or matters underlying these uncorrected misstatements, could potentially cause future -period financial statements to be materially misstated. Nature of Uncorrected Misstatements • Lease receivable and deferred inflows for certain leases FORWS City of Dubuque, Iowa 13 June 6, 2023 Other Required Communications Consultation with Other Accountants During our audit, we became aware that management had consulted with other accountants about the following auditing or accounting matters: • Adoption of GASB Statement No. 87, Leases Other Material Communications Listed below are other material communications between management and us related to the audit: • Management representation letter (see Attachments) We orally communicated to management other deficiencies in internal control identified during our audit that are not considered material weaknesses or significant deficiencies. FORWS City of Dubuque, Iowa 14 June 6, 2023 Required Communications Regarding Internal Control (AU-C 265) Consideration of Internal Control Over Financial Reporting In planning and performing our audit of the financial statements of City of Dubuque, Iowa as of and for the year ended June 30, 2022, in accordance with GAAS, we considered the City's internal control over financial reporting (internal control). This consideration served as a basis for designing audit procedures that are appropriate in the circumstance for the purpose of expressing our opinion on the financial statements. However, this consideration was not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, we do not express an opinion on the effectiveness of the City's internal control. Our consideration of internal control was for the limited purpose described in the preceding paragraphs and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies and, therefore, material weaknesses or significant deficiencies may exist that were not identified. FORWS City of Dubuque, Iowa 15 June 6, 2023 Categorizing Deficiencies by Severity Deficiency A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent or detect and correct misstatements on a timely basis. 000 ttl �. 000 FORWS Significant Deficiency A significant deficiency is a deficiency, or combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Material Weakness A material weakness is a deficiency, or a combination of deficiencies, in internal control, such that there is a reasonable possibility that material misstatements of the City's financial statements will not be prevented or detected and corrected on a timely basis. City of Dubuque, Iowa 16 June 6, 2023 Identified Deficiencies We identified certain deficiencies in internal control that we consider to be a material weakness Material Weaknesses • Refer to the Independent Auditor's Report on Internal Control Over Financial Reporting Based on an Audit of the Financial Statements Performed in Accordance with Government Auditing Standards. FORWS City of Dubuque, Iowa 17 June 6, 2023 Future Accounting Pronouncements GASB Statement No. 96, Subscription -Based Information Technology Arrangements (GASB 96) The standard defines a subscription -based information technology arrangements (SBITA), establishes that a SBITA would result in a right -to -use (RTU) asset and a corresponding liability, provides capitalization criteria, and requires new note disclosures. The statement's language and concepts closely mirror the lease guidance provided in Statement 87, Leases. This statement requires governments report a subscription asset and subscription liability for a SBITA and to disclose essential information about the arrangement. The disclosures will allow users to understand the scale and important aspects of a government's SBITA activities and evaluate a government's obligations and assets resulting from SBITAs. The requirements of this Statement are effective for the Agency's June 30, 2023 reporting period. SBITA assets and liabilities should be recognized and measured using the facts and circumstances at the beginning of the fiscal year of implementation. Governments are permitted —but not required —to include in the measurement of the subscription asset capitalizable outlays associated with the initial implementation stage and the operation and additional implementation stage incurred prior to the implementation. FORWS City of Dubuque, Iowa 18 June 6, 2023 GASB Statement No. 100, Accounting Changes and Error Corrections (GASB 100) GASB 100 updates accounting and financial reporting requirements for accounting changes and error corrections to address current diversity in practice by amending GASB Statement No. 62. It defines accounting changes as changes in accounting principles, changes in accounting estimates, and changes to or within the financial reporting entity and describes the transactions or other events that constitute those changes. For each type of accounting change and error correction, GASB 100 addresses accounting and reporting requirements, display, including display in the financial statements, note disclosures, and impact on required supplementary information (RSI) and supplementary information (SI). The requirements of GASB 100 are effective for accounting changes and error corrections made in fiscal years beginning after June 15, 2023, and all reporting periods thereafter. Earlier application is encouraged. GASB Statement No. 101, Compensated Absences (GASB 101) GASB 101 updates the recognition and measurement guidance for compensated absences under a unified model. It defines compensated absences and requires that liabilities be recognized in financial statements prepared using the economic resources measurement focus for leave that has not been used and leave that has been used but not yet paid or settled. A liability for compensated absences should be accounted for and reported on a basis consistent with governmental fund accounting principles for financial statements prepared using the current financial resources measurement focus. GASB 101 amends the existing requirement to disclose the gross increases and decreases in a liability for compensated absences to allow governments to disclose only the net change in the liability (as long as they identify it as a net change). In addition, governments are no longer required to disclose which governmental funds typically have been used to liquidate the liability for compensated absences. FORWS City of Dubuque, Iowa 19 June 6, 2023 The requirements of GASB 101 are effective for fiscal years beginning after December 15, 2023, and all reporting periods thereafter. Earlier application is encouraged. The changes adopted at transition to conform to the provisions of GASB 101, should be reported as a change in accounting principle in accordance with Statement No. 100, Accounting Changes and Error Corrections, including the related display and disclosure requirements. FORWS City of Dubuque, Iowa 20 June 6, 2023 Attachments Management Representation Letter As a material communication with management, included herein is a copy of the representation letter provided by management at the conclusion of our engagement. FORWS City of Dubuque, Iowa 21 June 6, 2023 DocuSign Envelope ID: 81147007-19FE-45FB-8FCA-2629DAF371CF Representation of. - City of Dubuque 50 West 13th Street Dubuque, IA 52001 Provided to: FORVIS, LLP Certified Public Accountants 1401 501h Street, Suite 350 West Des Moines, Iowa 50266 The undersigned ("We") are providing this letter in connection with FORVIS' audit of our financial statements as of and for the year ended June 30, 2022. We are also providing this letter in connection with: • Your audit of our compliance with requirements applicable to each of our major federal awards programs as of and for the year ended June 30, 2022. Our representations are current and effective as of the date of FORVIS' report: June 6, 2023. Our engagement with FORVIS is based on our contract for services dated: August 2, 2022. Our Responsibility & Consideration of Material Matters We confirm that we are responsible for the fair presentation of the financial statements subject to FORVIS' report in conformity with accounting principles generally accepted in the United States of America. We are also responsible for adopting sound accounting policies; establishing and maintaining effective internal control over financial reporting, operations, and compliance; and preventing and detecting fraud. Certain representations in this letter are described as being limited to matters that are material. Items are considered material, regardless of size, if they involve an omission or misstatement of accounting information that, in light of surrounding circumstances, makes it probable that the judgment of a reasonable person relying on the information would be changed or influenced by the omission or misstatement. An omission or misstatement that is monetarily small in amount could be considered material as a result of qualitative factors. Confirmation of Matters Specific to the Subject Matter of FORVIS' Report We confirm, to the best of our knowledge and belief, the following: Broad Matters We have fulfilled our responsibilities, as set out in the terms of our contract, for the preparation and fair presentation of the financial statements in accordance with accounting principles generally accepted in the United States of America. 2. We acknowledge our responsibility for the design, implementation, and maintenance of: a. Internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. DocuSign Envelope ID: 81147007-19FE-45FB-8FCA-2629DAF371CF City of Dubuque Page 2 b. Internal control to prevent and detect fraud. 3. We have provided you with: a. Access to all information of which we are aware that is relevant to the preparation and fair presentation of the financial statements, such as financial records and related data, documentation, and other matters. b. Additional information that you have requested from us for the purpose of the audit. c. Unrestricted access to persons within the entity from whom you determined it necessary to obtain audit evidence. d. All minutes of City Council meetings held through the date of this letter or summaries of actions of recent meetings for which minutes have not yet been prepared. All unsigned copies of minutes provided to you are copies of our original minutes approved by the City Council, if applicable, and maintained as part of our records. e. All significant contracts and grants. 4. We have responded fully and truthfully to all your inquiries. Government Auditing Standards 5. We acknowledge that we are responsible for compliance with applicable laws, regulations, and provisions of contracts and grant agreements. 6. We have identified and disclosed to you all laws, regulations, and provisions of contracts and grant agreements that have a direct and material effect on the determination of amounts in our financial statements or other financial data significant to the audit objectives. 7. We have identified and disclosed to you any violations or possible violations of laws, regulations, including those pertaining to adopting, approving, and amending budgets, and provisions of contracts and grant agreements, tax or debt limits, and any related debt covenants whose effects should be considered for recognition and/or disclosure in the financial statements or for your reporting on noncompliance. 8. We have taken or will take timely and appropriate steps to remedy any fraud, abuse, illegal acts, or violations of provisions of contracts or grant agreements that you or other auditors report. 9. We have a process to track the status of audit findings and recommendations. 10. We have identified to you any previous financial audits, attestation engagements, performance audits, or other studies related to the objectives of your audit and the corrective actions taken to address any significant findings and recommendations made in such audits, attestation engagements, or other studies. 11. We have provided our views on any findings, conclusions, and recommendations, as well as our planned corrective actions with respect thereto, to you for inclusion in the findings and recommendations referred to in your report on internal control over financial reporting and on compliance and other matters based on your audit of the financial statements performed in accordance with Government Auditing Standards. DocuSign Envelope ID: 81147007-19FE-45FB-8FCA-2629DAF371CF City of Dubuque Page 3 Federal Awards Programs (Uniform Guidance) 12. We have identified in the schedule of expenditures of federal awards all assistance provided (either directly or passed through other entities) by federal agencies in the form of grants, contracts, loans, loan guarantees, property, cooperative agreements, interest subsidies, commodities, insurance, direct appropriations, or in any other form. 13. We have disclosed to you all contracts or other agreements with service organizations, and we have disclosed to you all communications from the service organizations relating to noncompliance at the service organizations. 14. We have reconciled the schedule of expenditures of federal awards (SEFA) to the financial statements. 15. Federal awards -related revenues and expenditures are fairly presented, both in form and content, in accordance with the applicable criteria in the entity's financial statements. 16. We have evaluated all recipient organizations that received federal funding and have correctly identified all subrecipients on the schedule of expenditures of federal awards. 17. We have identified the types of compliance requirements described in the U.S. Office of Management and Budget (OMB) Compliance Supplement regarding activities allowed or unallowed; allowable costs/cost principles; cash management; eligibility; equipment and real property management; matching, level of effort, earmarking; period of performance of federal funds; procurement and suspension and debarment; program income; reporting; subrecipient monitoring; and special tests and provisions that are applicable to each of our federal awards programs. We have identified to you our interpretation of any applicable compliance requirements subject to varying interpretations. 18. We are responsible for complying, and have complied, with the requirements of Uniform Guidance. 19. We are responsible to understand and comply with the requirements of federal statutes, regulations, and the terms and conditions of federal awards related to each of our federal awards programs and have disclosed to you any and all instances of noncompliance with those requirements occurring during the period of your audit or subsequent thereto to the date of this letter of which we are aware. Except for any instances of noncompliance we have disclosed to you, we believe the entity has complied with all applicable compliance requirements. 20. We are responsible for the design, implementation, and maintenance of internal controls over compliance that provide reasonable assurance we have administered each of our federal awards programs in compliance with federal statutes, regulations, and the terms and conditions of the federal awards. 21. We have made available to you all federal awards (including amendments, if any) and any other correspondence or documentation relevant to each of our federal awards programs and to our compliance with applicable requirements of those programs. 22. The information presented in federal awards program financial reports and claims for advances and reimbursements is supported by the books and records from which our financial statements have been prepared. 23. The costs charged to federal awards are in accordance with applicable cost principles. 24. The reports provided to you related to federal awards programs are true copies of reports submitted or electronically transmitted to the federal awarding agency, the applicable payment system, or pass -through entity in the case of a subrecipient. DocuSign Envelope ID: 81147007-19FE-45FB-8FCA-2629DAF371CF City of Dubuque Page 4 25. Amounts claimed or used for matching were determined in accordance with Title 2 U.S. Code of Federal Regulations (CFR) Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance) regarding cost principles. 26. We have monitored any subrecipients to determine that they have expended federal awards in accordance with federal statutes, regulations, and the terms and conditions of the subaward and have met the audit and other requirements of the Uniform Guidance. 27. We have taken appropriate corrective action on a timely basis after receipt of any subrecipient's auditor's report that identified findings and questioned costs pertaining to federal awards programs passed through to the subrecipient by us. 28. We have considered the results of any subrecipient's audits received and made any necessary adjustments to our books and records. 29. We have disclosed to you any communications from federal awarding agencies and pass -through entities concerning possible noncompliance with the applicable compliance requirements for each of our federal awards programs, including any communications received from the end of the period of your audit through the date of this letter. 30. We have identified to you any previous compliance audits, attestation engagements, and internal or external monitoring related to the objectives of your compliance audit, including findings received and corrective actions taken to address any significant findings and recommendations made in such audits, attestation engagements, or other monitoring. 31. Except as described in the schedule of findings and questioned costs, we are in agreement with the findings contained therein and our views regarding any disagreements with such findings are consistent, as of the date of this letter, with the description thereof in that schedule. 32. We are responsible for taking corrective action on any audit findings and have developed a corrective action plan that meets the requirements of Uniform Guidance. 33. The summary schedule of prior audit findings correctly states the status of all audit findings of the prior audit's schedule of findings and questioned costs and any uncorrected open findings included in the prior audit's summary schedule of prior audit findings as of the date of this letter. 34. The reporting package does not contain any protected personally identifiable information. 35. No changes have been made in internal control over compliance or other factors that might significantly affect internal control, including any corrective action we have taken regarding significant deficiencies or material weaknesses in internal control over compliance subsequent to the period covered by the auditor's report. Misappropriation, Misstatements, & Fraud 36. We have informed you of all current risks of a material amount that are not adequately prevented or detected by our procedures with respect to: a. Misappropriation of assets. b. Misrepresented or misstated assets, deferred outflows of resources, liabilities, deferred inflows of resources, net position or fund balance. DocuSign Envelope ID: 81147007-19FE-45FB-8FCA-2629DAF371CF City of Dubuque Page 5 37. We have no knowledge of fraud or suspected fraud affecting the entity involving: a. Management or employees who have significant roles in internal control over financial reporting, or b. Others when the fraud could have a material effect on the financial statements. 38. We understand that the term "fraud" includes misstatements arising from fraudulent financial reporting and misstatements arising from misappropriation of assets. Misstatements arising from fraudulent financial reporting are intentional misstatements, or omissions of amounts or disclosures in financial statements to deceive financial statement users. Misstatements arising from misappropriation of assets involve the theft of an entity's assets where the effect of the theft causes the financial statements not to be presented in conformity with accounting principles generally accepted in the United States of America. 39. We have no knowledge of any allegations of fraud or suspected fraud affecting the entity received in communications from employees, former employees, customers, or other regulators, citizens, suppliers, or others. 40. We have assessed the risk that the financial statements may be materially misstated as a result of fraud and disclosed to you any such risk identified. Ongoing Operations 41. We acknowledge the current economic volatility presents difficult circumstances and challenges for our industry. Entities are potentially facing declines in the fair values of investments and other assets, declines in the volume of business, contributions, constraints on liquidity, difficulty obtaining financing or bonding, significant credit quality problems, including significant volatility in the values of real estate and other collateral supporting loans, etc.. We understand the values of the assets and liabilities recorded in the financial statements could change rapidly, resulting in material future adjustments to asset values, allowances for accounts and notes receivable, net realizable value of inventory, etc., that could negatively impact the entity's ability to meetdebt covenants or maintain sufficient liquidity. We acknowledge that you have no responsibility for future changes caused by the current economic environment and the resulting impact on the entity's financial statements. Further, management and governance are solely responsible for all aspects of managing the entity, including questioning the quality and valuation of investments, inventory, and other assets, evaluating assumptions regarding defined benefit pension plan obligations, reviewing allowances for uncollectible amounts; evaluating capital needs and liquidity plans; etc.. Related Parties 42. We have disclosed to you the identity of all of the entity's related parties and all the related -party relationships of which we are aware. In addition, we have disclosed to you all related -party transactions and amounts receivable from or payable to related parties of which we are aware, including any modifications during the year that were made to related -party transaction agreements which existed prior to the beginning of the year under audit, as well as new related -party transaction agreements that were executed during the year under audit. Related -party relationships and transactions have been appropriately accounted for and disclosed in accordance with accounting principles generally accepted in the United States of America. DocuSign Envelope ID: 81147007-19FE-45FB-8FCA-2629DAF371CF City of Dubuque Page 6 43. We understand that the term related party refers to: • Affiliates • Entities for which investments are accounted for by the equity method • Trusts for the benefits of employees, such as pension and profit-sharing trusts that are managed by or under the trusteeship of management • Principal owners and members of their immediate families • Management and members of their immediate families • Any other party with which the entity may deal if one party can significantly influence the management or operating policies of the other to an extent that one of the transacting parties might be prevented from fully pursuing its own separate interests. Another party is also a related party if it can significantly influence the management or operating policies of the transacting parties or if it has an ownership interest in one of the transacting parties and can significantly influence the other to an extent that one or more of the transacting parties might be prevented from fully pursuing its own separate interests. The term affiliate refers to a party that directly or indirectly controls, or is controlled by, or is under common control with, the entity. 44. Related -party transaction(s) asserted to or disclosed in the financial statements as arm's length were conducted on terms equivalent to those prevailing for comparable transactions with unrelated parties or, in the absence of comparable transactions, terms that would be offered in good faith to unrelated parties, and support regarding the assertion has been provided. Litigation, Laws, Rulings, & Regulations 45. We have disclosed to you all known actual or possible litigation and claims whose effects should be considered when preparing the financial statements. The effects of all known actual or possible litigation and claims have been accounted for and disclosed in accordance with accounting principles generally accepted in the United States of America. 46. We have no knowledge of communications, other than those specifically disclosed, from regulatory agencies, governmental representatives, employees, or others concerning investigations or allegations of noncompliance with laws and regulations, deficiencies in financial reporting practices, or other matters that could have a material adverse effect on the financial statements. 47. We have disclosed to you all known instances of violations or noncompliance or possible violations or suspected noncompliance with laws and regulations whose effects should be considered when preparing financial statements or as a basis for recording a loss contingency. 48. We have no reason to believe the entity owes any penalties or payments under the Employer Shared Responsibility Provisions of the Patient Protection and Affordable Care Act nor have we received any correspondence from the IRS or other agencies indicating such payments may be due. 49. We have not been designated as a potentially responsible party (PRP or equivalent status) by the Environmental Protection Agency (EPA) or other cognizant regulatory agency with authority to enforce environmental laws and regulations. DocuSign Envelope ID: 81147007-19FE-45FB-8FCA-2629DAF371CF City of Dubuque Page 7 Nonattest Services 50. You have provided nonattest services, including the following, during the period of this engagement: • Completing the auditee portion of the Form SF -SAC (Data Collection Form) through the Federal Audit Clearinghouse 51. With respect to these services: a. We have designated a qualified management -level individual to be responsible and accountable for overseeing the nonattest services. b. We have established and monitored the performance of the nonattest services to ensure they meet our objectives. c. We have made any and all decisions involving management functions with respect to the nonattest services and accept full responsibility for such decisions. d. We have evaluated the adequacy of the services performed and any findings that resulted. e. Established and maintained internal controls, including monitoring ongoing activities. f. We have received the deliverables from you and have stored these deliverables in information systems controlled by us. We have taken responsibility for maintaining internal control over these deliverables. Financial Statements & Reports 52. The entity has restated the beginning net position/fund balance and business type activities cash and cash equivalents to conform with accounting principles generally accepted in the United States of America. Management has provided you with all relevant information regarding the restatement. We are not aware of any other known matters that required correction in the financial statements. 53. With regard to supplementary information: a. We acknowledge our responsibility for the presentation of the supplementary information in accordance with the applicable criteria. b. We believe the supplementary information is fairly presented, both in form and content, in accordance with the applicable criteria. c. The methods of measurement and presentation of the supplementary information are unchanged from those used in the prior period, and we have disclosed to you any significant assumptions or interpretations underlying the measurement and presentation of the supplementary information. d. We believe the significant assumptions or interpretations underlying the measurement and/or presentation of the supplementary information are reasonable and appropriate. 54. With regard to other information that is presented in the form of our annual comprehensive financial report (ACFR): a. We confirm that the ACFR comprises the annual report for the entity. b. We have provided you with the final draft of the ACFR. DocuSign Envelope ID: 81147007-19FE-45FB-8FCA-2629DAF371CF City of Dubuque Page 8 Transactions, Records, & Adjustments 55. All transactions have been recorded in the accounting records and are reflected in the financial statements. 56. We have everything we need to keep our books and records. 57. We have disclosed any significant unusual transactions the entity has entered into during the period, including the nature, terms, and business purpose of those transactions. 58. We believe the effects of the uncorrected financial statement misstatements and omitted disclosures summarized in the attached schedule and aggregated by you during the current engagement are immaterial, both individually and in the aggregate, to the financial statements taken as a whole. We understand that, depending on both the nature of the uncorrected misstatement[s] and the federal and state income tax rules applicable thereto, each uncorrected misstatement may or may not be taken into account for purposes of determining our federal and/or state taxable income and any income tax liability for the current year. Governmental Accounting & Disclosure Matters 59. Interfund, internal, and intra-entity activity and balances have been appropriately classified and reported. 60. With regard to deposit and investment activities: a. All deposit, repurchase and reverse repurchase agreements, and investment transactions have been made in accordance with legal and contractual requirements. b. Investments, derivative instrument transactions, and land and other real estate held by endowments are properly valued. c. Disclosures of deposit and investment balances and risks in the financial statements are consistent with our understanding of the applicable laws regarding enforceability of any pledges of collateral. d. We understand that your audit does not represent an opinion regarding the enforceability of any collateral pledges. 61. The financial statements include all component units, appropriately present majority equity interests in legally separate organizations and joint ventures with an equity interest, and properly disclose all other joint ventures and other related organizations. 62. We have identified and evaluated all potential fiduciary activities. The financial statements include all fiduciary activities required by GASB Statement No. 84, Fiduciary Activities, as amended. 63. Components of net position (net investment in capital assets, restricted, and unrestricted) and classifications of fund balance (nonspendable, restricted, committed, assigned, and unassigned) are properly classified and, if applicable, approved. 64. Capital assets, including infrastructure and intangible assets, are properly capitalized, reported, and, if applicable, depreciated or amortized. DocuSign Envelope ID: 81147007-19FE-45FB-8FCA-2629DAF371CF City of Dubuque Page 9 65. We have appropriately disclosed the entity's policy regarding whether to first apply restricted or unrestricted resources when an expense is incurred for purposes for which both restricted and unrestricted net position/fund balance is available and have determined that net position is properly recognized under the policy. 66. The entity has properly separated information in debt disclosures related to direct borrowings and direct placements of debt from other debt and disclosed any unused lines of credit, collateral pledged to secure debt, terms in debt agreements related to significant default or termination events with finance -related consequences, and significant subjective acceleration clauses in accordance with GASB Statement No. 88. 67. We have identified and evaluated all potential tax abatements, and we believe there are no material tax abatements other than those that have been disclosed in the notes to the financial statements. 68. The entity's ability to continue as a going concern was evaluated and that appropriate disclosures are made in the financial statements as necessary under GASB requirements. 69. The supplementary information required by the Governmental Accounting Standards Board, consisting of management's discussion and analysis, budgetary comparisons, pension, and other postemployment benefit information, has been prepared and is measured and presented in conformity with the applicable GASB pronouncements, and we acknowledge our responsibility for the information. The information contained therein is based on all facts, decisions, and conditions currently known to us and is measured using the same methods and assumptions as were used in the preparation of the financial statements. We believe the significant assumptions underlying the measurement and/or presentation of the information are reasonable and appropriate. There has been no change from the preceding period in the methods of measurement and presentation. 70. With regard to pension and other postretirement benefits (OPEB): a. We believe that the actuarial assumptions and methods used to measure pension and OPEB liabilities and costs for financial accounting purposes are appropriate in the circumstances. b. We have provided you with the entity's most current pension and OPEB plan instrument for the audit period, including all plan amendments. c. The participant data provided to you related to pension and OPEB plans are true copies of the data submitted or electronically transmitted to the plan's actuary. d. The participant data that we provided the plan's actuary for the purposes of determining the actuarial present value of accumulated plan benefits and other actuarially determined amounts in the financial statements were complete. General Government Matters 71. The financial statements properly classify all funds and activities in accordance with GASB Statement No.54, Fund Balance Reporting and Governmental Fund Type Definitions, as amended. 72. All funds that meet the quantitative criteria in GASB Statement No.34, Basic Financial Statements —and Management's Discussion and Analysis —for State and Local Governments, as amended, and No.37, Basic Financial Statements —and Management's Discussion and Analysis —for State and Local Governments: Omnibus —an amendment of GASB Statements No. 21 and No. 34, for presentation as major are identified and presented as such and all other funds that are presented as major are particularly important to financial statement users. DocuSign Envelope ID: 81147007-19FE-45FB-8FCA-2629DAF371CF City of Dubuque Page 10 73. Expenses have been appropriately classified in or allocated to functions and programs in the statement of activities, and allocations have been made on a reasonable basis. 74. Revenues are appropriately classified in the statement of activities within program revenues, general revenues, contributions to term or permanent endowments, or contributions to permanent fund principal. 75. We have appropriately disclosed that the entity is following either its established accounting policy regarding which governmental fund resources (that is, restricted, committed, assigned, or unassigned) are considered to be spent first for expenditures for which more than one resource classification is available or is following paragraph 18 of GASB Statement No. 54 to determine the fund balance classifications for financial reporting purposes and have determined that fund balance is properly recognized under the policy. 76. We have exercised due care in the preparation of the introductory and statistical sections included in our annual comprehensive financial report (ACFR) and are not aware of any information contained therein that is inconsistent with the information contained in our basic financial statements. Accounting & Disclosure 77. All transactions entered into by the entity are final. We are not aware of any unrecorded transactions, side agreements, or other arrangements (either written or oral) that are in place. 78. Except as reflected in the financial statements, there are no: a. Plans or intentions that may materially affect carrying values or classifications of assets, deferred outflows of resources, liabilities, deferred inflows of resources, net position, or fund balance. b. Material transactions omitted or improperly recorded in the financial records. c. Material unasserted claims or assessments that are probable of assertion or other gain/loss contingencies requiring accrual or disclosure, including those arising from environmental remediation obligations. d. Events occurring subsequent to the balance sheet/statement of net position date through the date of this letter, which is the date the financial statements were available to be issued, requiring adjustment or disclosure in the financial statements. e. Agreements to purchase assets previously sold. f. Arrangements with financial institutions involving compensating balances or other arrangements involving restrictions on cash balances, lines of credit, or similar arrangements. g. Guarantees, whether written or oral, under which the entity is contingently liable. h. Known or anticipated asset retirement obligations. 79. Except as disclosed in the financial statements, the entity has: a. Satisfactory title to all recorded assets, and those assets are not subject to any liens, pledges, or other encumbrances. b. Complied with all aspects of contractual and grant agreements, for which noncompliance would materially affect the financial statements. DocuSign Envelope ID: 81147007-19FE-45FB-8FCA-2629DAF371CF City of Dubuque Page 11 80. We agree with the findings of specialists in evaluating the pension and OPEB liabilities, arbitrage calculations, and post -closure costs and have adequately considered the qualification of the specialists in determining the amounts and disclosures used in the financial statements and underlying accounting records. We did not give or cause any instructions to be given to the specialists with respect to the values or amounts derived in an attempt to bias their work, and we are not otherwise aware of any matters that have had impact on the independence or objectivity of the specialists. Revenue, Accounts Receivable, & Inventory 81. Adequate provisions and allowances have been accrued for any material losses from: a. Uncollectible receivables. b. Excess or obsolete inventories. c. Sales commitments, including those unable to be fulfilled. d. Purchase commitments in excess of normal requirements or at prices in excess of prevailing market prices. Estimates 82. We have identified all accounting estimates that could be material to the financial statements, and we confirm the appropriateness of the methods and the consistency in their application, the accuracy and completeness of data, and the reasonableness of significant assumptions used by us in making the accounting estimates, including those measured at fair value reported in the financial statements. 83. Significant estimates that may be subject to a material change in the near term have been properly disclosed in the financial statements. We understand that "near term" means the period within one year of the date of the financial statements. In addition, we have no knowledge of concentrations, which refer to volumes of business, revenues, available sources of supply, or markets, , existing at the date of the financial statements that would make the entity vulnerable to the risk of severe impact in the near term that have not been properly disclosed in the financial statements. Fair Value 84. With respect to the fair value measurements of financial and nonfinancial assets and liabilities, if any, recognized in the financial statements or disclosed in the notes thereto: a. The underlying assumptions are reasonable and they appropriately reflect management's intent and ability to carry out its stated course of action. b. The measurement methods and significant assumptions used in determining fair value are appropriate in the circumstances for financial statement measurement and disclosure purposes and have been consistently applied. c. The significant assumptions appropriately reflect market participant assumptions. d. The disclosures related to fair values are complete, adequate, and in conformity with U.S. GAAP. e. There are no subsequent events that require adjustments to the fair value measurements and disclosures included in the financial statements. DocuSign Envelope ID: 81147007-19FE-45FB-8FCA-2629DAF371CF City of Dubuque Page 12 Tax -Exempt Bonds 85. Tax-exempt bonds issued have retained their tax-exempt status. 86. We have notified you of any instances of noncompliance with applicable disclosure requirements of the SEC Rule 15c2-12 and applicable state laws. GASB Statement 87, Leases 87. In connection with the adoption of GASB Statement No. 87, Leases (GASB 87), we represent the following: a. We have identified a complete population of potential leases as of the implementation date. b. We have reviewed all significant contracts to identify lease and nonlease components as of the earliest date of adoption. Allocation of contract prices between lease and nonlease components are based upon standalone prices or other reasonable factors. c. Measurements of the lease assets and liabilities are based upon facts and circumstances that existed at the beginning of the period of implementation. d. The estimates related to any options to extend or terminate the lease terms within the measurement of lease assets and liabilities agree to management's plans for the leases. e. The discount rates for each lease are based upon what would be obtained by the entity for similar loans as an incremental rate. The classification and accounting of related -party leases between entities, for which separate financial statements are issued, have been modified to recognize the substance of the transaction rather than only its legal form. g. We have adequate controls in place to prevent and/or detect errors in lease assets and liabilities on a recurring basis. h. The footnotes to the financial statements appropriately describe the adoption of GASB 87 and include all additional disclosures required under the Statement. 5DocuSigned by: " �,aVSbin CFO - Jenny Larson, CFO jlarson@cityofdubuque.org DocuSign Envelope ID: 81147007-19FE-45FB-8FCA-2629DAF371CF City of Dubuque, IA ATTACHMENT This analysis and the attached "Schedule of Uncorrected Misstatements (Adjustments Passed)" reflect the effects on the financial statements if the uncorrected misstatements identified were corrected. Governmental Activities (Government -Wide Statements) Current Assets Non -Current Assets & Deferred Outflows Current Liabilities Non -Current Liabilities & Deferred Inflows Current Ratio Total Assets & Deferred Outflows Total Liabilities & Deferred Inflows Total Net Position General Revenues & Transfers Net Program Revenues/ Expenses Change in Net Position QUANTITATIVE ANALYSIS Before Subsequentto Misstatements Misstatements Misstatements % Change 146,745,287 180,000 146,925,287 0.12% 479,151,581 258,652 479,410,233 0.05% (40,251,472) (40,251,472) (175,852,368) (175,852,368) 3.65 625,896,868 438,652 626,335,520 0.07% (216,103,840) (438,652) (216,542,492) 0.20% (409,793,028) (409,793,028) (65,529,334) (65,529,334) 47,421,232 47,421,232 (18,108,102) (18,108,102) DocuSign Envelope ID: 81147007-19FE-45FB-8FCA-2629DAF371CF Client: City of Dubuque, IA Governmental Activities (Government -Wide Statements( Period Ending: June 30, 2022 scxFow.FOFuxcoaascrrou�ssrareee rs rxo�usrxsxrs aassFo) uwi 1F1. nal N)o. F wm.s� �eeses Malwere dassifietl es F e�aiatl b�tware am. marere�a M1oultl be recoNetl es lease 180.000 U. 0 (—.652) 0 0 0 0 0 Nvable antl Eeferted InOwv 100,000 250.652 (630,652) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 ON 0 0 0 0 0 0 0 0 0 I L real w••ad aala.xaema n3e.eszi oe enFn nosuoe DocuSign Envelope ID: 81147007-19FE-45FB-8FCA-2629DAF371CF City of Dubuque, IA ATTACHMENT This analysis and the attached "Schedule of Uncorrected Misstatements (Adjustments Passed)" reflect the effects on the financial statements if the uncorrected misstatements identified were corrected. Total Assets & Deferred Outflows Total Liabilities & Deferred Inflows Total Fund Balance Revenues Expenditures Change in Fund Balance QUANTITATIVE ANALYSIS Before Subsequent to Misstatements Misstatements Misstatements % Change 128,865,632 1 438,653 1 129,304,285 0.34% 84,144,209(438,653)1(84,582,862) 0.52% (44,721,423 (44,721,423) (77,198,453) (77,198,453) 67,924,133 67,924,133 9,582,585 9,582,585 DocuSign Envelope ID: 81147007-19FE-45FB-8FCA-2629DAF371CF Client: City of Dubuque, IA General Fund Period Ending: June 30, 2022 scxenu—ueconaEcnrorussraTE—TS(A—STrrxrsrasseo) ualO, . r cnanpem Pone -d r (J) Pmtlauns Iona ealaaw �aPrroaq.netl(P) ses mat were olasslnea as F raeuemw bN ware �wt TM1erekre M1oultl be rewrtletl as lease C36,853 (d38,653) 8 8 8 0 0 ivable end tlafertetl inflow ease recNvable C38,853 8 Oekrtetl lnPow (0.te.653) 8 8 8 8 0 0 0