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Dollars and Cents Brochure D 0 s a .. THE CITY OF L LA R DUB EC E N S I FY2024 Masterpiece on the Mississippi lii Ar eame -,,, .. -,,,gl..-i4,..;...., ..—,..., :..-f-4!.'';-A ,.,, ,....,rni • --,.„,..-:.,4-010,- ! - - 4- • .. FY2024 Property Tax Rate `' • $9.9013 per thousand dollars assessed value • Increase of 1.90% from FY2023 Where Do Your Property Type Avg. Property Tax Cost %Property Tax Cost Change Property Taxes Go? Change from FY2023 from FY2023 FY2023 Consolidated Rate 0130.55266 Residential $23.25 more 2.94% increase Commercial $268.52 more 8.77% increase Industrial $296.26 more 6.55% increase -- City of Dubuque Dubuque 31.8% County 17.5% NICC $25 City Property Tax Rate Comparison 3.0% $Y0.81 Dubuque Community Other $20 School District 2.2% $17.56 $18.26 45.5% $144.79 $15.42 $15.63 $16.03 $16.78 $15 $11.76 um $9.96 $10.53 $10 • Highest-ranked city(Waterloo- $20.81) is $5 110% higher than Dubuque $6 ▪ Average of other 10 cities ($14.79) is ,4�' tp, P4k- °s,,,,s, ' ooa�JOJ�' S`°��c`� `°41:r m`4..`P �,°�Q°�` °�*'S' Asia\`�`S �.,t;-6 49% higher than Dubuque �,�o �� rya O o SP Q°'V Moody's Upgrades Dubuque's Credit Rating likely to remain strong because of Moody's Investors Service upgraded "the City has strong financial its mix of commercial and industrial the City of Dubuque's issuer rating and operations and ample revenue- industries, stable population and outstanding general obligation unlimited raising flexibility, which has resulted steady tax base growth." tax bonds in July 2023 from Aa3 to in steadily improved available fund Aa2, the third-highest rating possible. Moody's credit analysis of the City of The improved rating will assist the City balance and cash. The city serves as Dubuque states, "The City's healthy a regional economic center and its in securing the best terms for financial financial operations, with strong regional economic growth rate has products like loans, which will provide reserves, have resulted in steady substantial savings for the Cityand outpaced the nation over the past five g improvement in available fund taxpayers. According to Moody's, years. The city's local economy is balance and cash ratios." CITYBUDGET FY2024 City Budget The City's total budget for CAPITAL FY2024 is $237,525,419 BUDGET $76,554,143 The City of Dubuque's Fiscal Year (FY) 2024 budget runs from OPERATING July 1, 2023, through June 30, 2024. The budget has two BUDGET primary components: the operating budget and the capital budget. $160,911,216 The operating budget includes personnel costs and annual facility operating costs. It is funded primarily through local property and sales taxes. The capital budget funds major improvements to City facilities Major Funds Operating Capital and infrastructure. The capital budget is supported through General Fund $81,022,408 $115,000 multiple funding sources, including federal and state grants. Water Fund $9,777,127 $11,658,760 Sanitary Sewer Fund $12,440,629 $9,560,442 Stormwater Fund $4,872,784 $524,920 Refuse $3,827,298 $462,454 Parking $2,832,267 $106,409 GENERAL FUND The general fund is the operating fund for general City departments and their programs/services, such as public safety, culture & recreation, health & social services, and general government. How General Fund Money is Spent Category Portion of General Fund Public Safety 42.5% Culture & Recreation 18.7% General Government 15.3% Public Works 8.9% Community & Economic Development 6.6% Capital Projects 0.1% Health & Social Services 1.4% Debt Service 0.2% Other 6.3% General Fund Reserve Projections FY2023 FY2024 FY2025 FY2026 FY2027 The City maintains a general fund reserve, City's Spendable General Fund or working balance, to allow for unforeseen Cash Reserve Fund Balance $35,459,518 $29,659,518 $23,859,518 $18,059,518 $18,059,518 expenses that may occur. The goal is to %of Projected Revenue 5018% 41.97% 33.76% 25.56% 25.56% have at least a 20% reserve. What's Included in Your MonthlyUtiiity Bill? FY24 Rate: Ranking Among Iowa's Largest Cities: Water Avg. Household Rate: 2nd Lowest $35.82 / month* (Highest,West Des Moines, is 20%higher than Dubuque, (8% increase from FY2023) and average is 8%higher than Dubuque) Sanitary Avg. Household Rate: 4th Highest Sewer $50.22 / month*** (Highest, Davenport, is 21%higher than Dubuque, (6% increase from FY2023) and average is 15% lower than Dubuque) Curbside Basic Rate $15.83/month* Lowest (2.93% increase from FY2023) (Highest,Ames, is 84% higher than Dubuque, Collection Curbside collection of recycling is and average is 36% higher than Dubuque) (Trash&recycling) no extra charge. Stormwater Avg. Household Rate: 2nd Highest $10.00 / month** (Highest, Des Moines, is 64% higher than Dubuque, (11.11%increase from FY2023) and average is 34%lower than Dubuque) *Average household rate based on 6,000 gallons per month at$0.00597 per gallon **Monthly rate for majority of Dubuque households based on usage of one single family unit. Stormwater fees are based on the amount of impervious ground coverage on a property. Fees collected are only used for storm water management activities such as the construction, maintenance and operation of the public stormwater management system. ***Average household rate based on 6,000 gallons per month at$0.00837 per gallon. The City's wastewater collection and treatment system operates as a self-supporting enterprise fund which means that it is funded only with revenue from user fees. cC� REDUCED FEES FOR INCOME- E:03 ELIGIBLE RESIDENTS The City offers income-qualified residential customers a reduction in monthly fees for water, sanitary sewer, refuse collection, and stormwater utilities. Customers must submit an application for consideration. Applications are renewed on an annual basis. LEARN MORE www.cityofdubuque.org/UtilityBilling or 563-589-4144 • -•0000°o OOOOOOODoO%O4 • o 0 0 0 Q00000 DEBT REDUCTION PLAN : :°000g oc.0 00000000000; a co:. o O 000 00 0 ..... o 0 0 0 0 0 0 0 0 � Adopted August 2015 • . °o00000000000 0 o - . ••0 . 0 000000000o ry;^' • • • Total Debt (in millions) ' zi90 O 0 $35o Debt is being issued each year,but more is being retired than is issued. `` - ° $295.5 °4 ° -..r.' "_ r„ .a l L j $soo $277.2 F `c S= 'ate cl �"'.� .� $250.0 llif 41 1 ' ' 11"1 $200 *Forgivable SRF debt is not shown Fire Department Ladder Trucks - $150 (FY24$4,813,335;FY25$9,654,750; FY26$9,694,980;FY27$4,655,835; $155.9 7.� 510o and FY28$157,500) _ {' f r !r_ ig.14, $50 G i — (FY2024 Adopted) , .- ----- 1, '� FYI5 FY16 Fill FY10 FYI9 FY20 FY21 FY22 FY23 FY24 FY25 FY26 FY21 FY28 FY29 FY30 FY31 FY32 FY33 -- - - ! . 100% a Statutory Debt Limit Used 5lreetlmpravements _ . 90% This chart shows the percentage of statutory debt limit in so% the Fiscal Year(FY)2024 budget.By FY2033,the City will The City of Dubuque's use of debt 70% be at23%of the statutory debt limit. can be compared to many average 60% homeowners who borrow to buy their home. The City has borrowed 6609° 41% money at low interest rates to 40% invest in infrastructure. Unlike 30% T 1 the federal government, the City --4 does not borrow money to cover 20% _3 23% . operating expenses. 10% (FY2024 Adopted) 0% FY15 FY16 FY17 FY18 FY19 FY20 FY21 FY22 FY23 FY24 FY25 FY26 FY27 FY28 FY29 FY30 FY31 FY32 FY33 Top 10 Debt Uses Comparison of Statutory Debt Limit Utilized (as of June 30, 2023) 90% 81% (FY2022) # Project Description and Amount Outstanding 80% 1 Stormwater Improvements $70,680,924 70% 2 Water&Resource Recovery Center $50,195,000 60% 3 Water Improvements $27,025,430 60% 54% 54% 52% 51% 4 Sanitary Sewer Improvements $19,327,399 s0% 45% 41% 5 Parking Improvements $25,213,340 40% 37% 6 Downtown TIF Incentives/Improvements $19,327,482 Dubuque ranks as the fifth lowest and is below 7 Industrial Park Expansions $10,897,224 30�° the average of the other cities.The average is 24% ° 19/° 19°/° 8 Park and Recreation Improvements $6,973,814 20% 10%higher than Dubuque and the highest(Des Moines,81%)is 100%higher than Dubuque. 9 Public Safety improvements $4,406,310 10% 10 TIF Rebates/Bonds to Businesses $3,916,272 0% Total $239,824,195 \�QS \oo �ti� Q4aS Q& `�Qs Qe, \tip, �,� des �� <,, �'2 • row¢, o�� ice, ,e4 �o boo e� Q�s Q •�' ova $167 million has been spent on street improvements from 1997-2022. des y> S` ���� sib �p�S ��o� �Jo, o`�°G Over 52 miles of streets have been resurfaced or reconstructed VS Qa iO° in the last 5 years. CM034-072423