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City Assessor Assessed and Taxable Valuations PresentationCity of Dubuque City Council Meeting Action Items # 01. Copyrighted January 16, 2024 ITEM TITLE: City Assessor Assessed and Taxable Valuations Presentation SUMMARY: City Assessor Troy Patzner will make a presentation on 2023 assessed and taxable valuations. SUGGESTED Receive and File; PresentationSuggested Disposition: DISPOSITION: ATTACHMENTS: Description Type Presentation Supporting Documentation 2023 Assessment and Taxably Values Budgetary Presentation Dubuque pity Council January 16, 2024 Troy Patzner, Dubuque City Assessor Tax Cycle Timing Jan 1, 2023 --Assessed values are set for changes made to properties in calendar year2022 including bi-annual revaluation July 1, 2023 to June 30, 2024 — Ownership and accrual period. Nov 01, 2023 -- Assessment Limitations ("Rollback") set for each class by Dept. of Revenue; Auditors can now calculate taxable values. December to April 2024— Budgetary hearings to determine revenue needs, and by extension, levy rates. April 30, 2024 -- New Budget Deadline per S.F. 718 (2023) July/August 2024 —Tax bills are calculated, mailed to owners. Sept 2024/March 2025 — First and second half taxes due. 1/16/2024 Dubuque City Assessors Presentation What Causes Taxes to Change for a Property? Common reasons: Changes in governmental spending needs (levy rates) Changes to credits and/or exemptions Assessed value changes for parcel(s) including new construction, revaluation, or credit/exemption eligibility Legislature "shifts" tax burden between classes of property Agricultural Residential/Res3+ Commercial Industrial Utilities and Railroads 1/16/2024 Dubuque City Assessors Presentation What Causes Assessment Changes? (Revaluation versus New Construction) Revaluation changes tend to be related to: Equalization Process (Odd numbered years) Reappraisal Review Jurisdiction -wide changes; based on statistics, review, and can be more subjective in nature. New Construction changes are typically recent physical changes to a property ("hammer and nails") New 2023 legislation mandates the Auditor to file a report with the Department of Revenue indicating if assessed value changes were made due to revaluation or new construction. 1/16/2024 Dubuque City Assessors Presentation Residential Properties 2023 was a unique revaluation year, with historic assessment value increases made in the City, the county, and the rest of the state due to an unusually strong real estate market. For most of the state, assessed values increased from 20%-30% between the 2021 and 2023 revaluation cycles. Value Changes due to Revaluation only: Dubuque City Residential/Res 3+ : 23.52% 1/16/2024 Dubuque City Assessors Presentation Rollback -- Residential State's Assessment Limitation, or "Rollback", plays a major role in tax calculations, working as a counter -balance to assessment increases by adjusting the percentage of an assessed value that becomes taxable value. 2023J. Residential parcels receive a 46.3428% rollback factor meaning taxable value is only 46.3428% of Assessed Value 2022 rollback was 54.6501% A Department of Revenue error in the calculation of the 2022 Residential rollback caused last Spring's last-minute budgetary scramble that changed the rollback from an initial 56.49% down to the final 54.6501% Not an ongoing issue - due to an IDR misinterpretation of state code changes for 2022. 1/16/2024 Dubuque City Assessors Presentation Residential Properties (Including Res 3+and Ag Dwellings) Example of how the State's Rollback moderates Taxable values after large market -driven increases in Assessed values Last year (2022) This year (2023) Change % Assessed value Rollback Taxable value $1761000 $2181000 +23.86% 54.6501% 46.3428% -15.2% $961184 $1011027 +5.04% 1/16/2024 Dubuque City Assessors Presentation Commercial and Industrial Properties Commercial properties saw 20-30% Assessed value increases in most of Iowa, with Dubuque being also in that range Industrial properties are not subject to equalization but saw increases in the City of Dubuque Per Senate File 619 (2021), the state -reimbursed "backfill" amount is reduced by 1/8 each year until depleted in FY 2029—$487,841 was reimbursed from the state for 2023, down from $585,410 in 2022 (a $97,568 reduction) "Two-tier Assessment Limitations" replaced the "Business Property Tax Credit" for 2022 First $150,000 in assessed value for Commercial/ Industrial/Railroad properties have the same rollback as Residential properties (46.34% in 2023) Assessed value above $150,000 has 90% rollback for calculating taxable value 1/16/2024 Dubuque City Assessors Presentation Commercial & Industrial Properties Example of new Two-tier Limitations Taxable Value calculation: Assessed value Rollback Taxable value $300,000 Assessed Value Assessed $0-150,000 46.3428% $69,.510 Assessed $150,001-300,000 90.0000% $135,000 Total Taxable Value $204,510 1/16/2024 Dubuque City Assessors Presentation Assessed Value Added Due to New Construction (Partially -exempt and properties in TIF districts are included) Year City of Dubuque 2023 $51,078,360 2022 $33,210,380 2021 $37,978,310 2020 $40,100,710 2019 $49,891,578 1/16/2024 Dubuque City Assessors Presentation 2023 Total Assessed Value Changes Agricultural — Dubuque City: Residential/Res 3+/Ag Dwlg. - Dubuque City: Commercial - Dubuque City: Industrial — Dubuque City: 2023 Total Assessed Value Change +28.38% + $ 1/074/261 +24.26/0 + $852,569,438 +26.25% + $311,298,389 +5.58% + $ 9,458,840 + $1,174,400,928 1/16/2024 Dubuque City Assessors Presentation 5 Year Review of Taxable Value Changes 2019 $2.511 billion 2020 $2.582 billion 2021 $2.701 billion 2022 $2.689 billion 2023 $2.843 billion 1/16/2024 Dubuque City Assessors Presentation 12 Looking Ahead 2024- As this is an even year assessment (i.e., non -equalization year), most properties will not see adjustments to value unless changes are made to the property, or as part of ongoing reappraisal projects Next major changes to entire jurisdictions will be with 2025 Assessment To date, fewer homes in total being sold and sales prices remain higher due to an overall lack of supply of lower -end housing City of Dubuque continues with area -by -area reappraisal as time allows 1/16/2024 Dubuque City Assessors Presentation 2023 New Legislation House File 718 Creates levying limits on cities and counties based on amount of taxable value growth. Requires new mailings by County Auditors to property owners by March 20t" regarding how proposed levies would affect taxes. Creates new 65+ Homestead Exemption - $3,250 for 2023, $6,500 for 2024 (not reimbursed). Increases the Military Exemption from $1,852 to $4000. Requires Auditors to report the amount of change in assessed values due to new construction vs revaluation —multiple year review. 1/16/2024 Dubuque City Assessors Presentation Questions? Troy W. Patzner Dubuque City Assessor 1789 Elm Street, Suite A Dubuque, IA 52001 (563) 589-4416 Troy.Patzner@dubuquecountyiowa.gov 1/16/2024 Dubuque City Assessors Presentation 15