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Fiscal Year 2025 Dollars & Cents Brochure Copyrighted May 20, 2024 City of Dubuque Consent Items # 025. City Council Meeting ITEM TITLE: Fiscal Year 2025 Dollars & Cents Brochure SUM MARY: City Manager providing a copy of the Fiscal Year 2025 Dollars & Cents Brochure. SUGGESTED Suggested Disposition: Receive and File DISPOSITION: ATTACHMENTS: Description Type FY2025 Dollars& Cents Brochure Supporting Documentation �� � ._ _>.,..� THECITYOF '���� �!. �'�-. -- .�.��.• � �� ♦°�`y — � �ia; w=1- .y= '3'"- . �� DLTB E � � z��._��` �� ��,���'�� � ,�,.�. ..�y • .• �..."4L.Y. � .yyi. .'����y��� ''�-.�_._� Masterpiece on the Mississippi �:. '��-� ; � ��� ��� �_. e.•�� n �. ..,,_-� . � . �. � y= . �.�n � � r. p 3 �.�„__" ' _ b'o�`.1 FISCAL YEAR - �r �;�� —��. �� ,.�. . ,` _ _ �,�� — s « � _ �'i-- ;s '.'i ,• • - 2025 __ � - , � _.�� t �. �E�e._ — , — �, _ ... _ _ � - , `� ' FY2025 CITY PROPERTY TAX RATE � $9�92638 per thousand dollars assessed value • Increase of 0.25% from FY2024 . � . . - . . - . . - . � . � Residential: Avg. value= $196,508 $815.07 $885.22 +$40.75 - Commercial: $150,000 value $649.33 $690.02 +$40.69 648 Commercial: $300,000 value $1,613.67 $2,030.08 +$416.41 265 Commercial: $450,000 value $2,683.02 $3,370.14 +$687.12 149 Commercial: Avg. value = $540,594* $3,328.86 $4,179.41 +$850.63 66 Industrial: Avg. value = $632,952 $4,817.26 $5,004.59 +$187.33 - *There are 541 commercial properties over the average value of$540,594. CITY PROPERTY TAX RATE COMPARISON WHERE PROPERTY TAXES GO $25 Waterloo = 125.8%higher than Dubuque FY25 Consolidated Rate of $30.13293* Average = 58.3%higher than Dubuque $22.42 *Not certified until May/June 2024. $20 $15.63 $15.71 $16.47 $16.61 $17.56 $17.85 $18.16 $15 �ii.�s Dubuque $lo $9'93 �io.os �10.53 County � � � � 18.7% /311%a $5 � � ' Other �o 2.1% o.p¢ e`' R,D,� ,La1 V�c1 Qp� `aS o� ,�a1 +�iS �cl �o0 1 i � • � �o`� P� F� F� a �o° `�Q e�`Q F� ��° ,�c' ,��,� po �e�� \�¢S �os� \o�o ¢aa�� Qa� \��5� J��� S�o`� y�'� i i 1 Q,o �o y� C, �o �,o i 'l.��S P,� �eS \�S V Moody's Upgrades Dubuque's Credit Rating Moody's Investors Service upgraded According to Moody's, "the Cityhas strong Moody's credit analysis of the City of the City of Dubuque's issuer rating financial operations and amp/e revenue-raising Dubuque states, "The City's healthy and outstanding general obligation f/exibility, which has resulted in steadily financial operations, with strong unlimited tax bonds in July 2023 improved available fund balance and cash. The reserves, have resulted in steady from Aa3 to Aa2, the third-highest city serves as a regional economic center and its improvement in availab/e fund balance rating possible. The improved rating regiona/economic growth rate has outpaced the and cash ratios." will assist the City in securing the nation overthe pastfive years. The city's local best terms for financial products like economy is likelyto remain strvngbecause of loans, which will provide substantial its mix of commercial and industrial industries, savings for the City and taxpayers. stable population and steady tax base growth." CI TY B U DG ET FY25 CITY BUDGET The City's total budget for FY25 is $263,563,969 The City of Dubuque's Fiscal Year (FY) 2025 budget runs from July 1,2024,through June 30,2025. The budget has two primary components:the operating ' ' � budget and the capital budget. The operating budget includes personnel costs and annual facility operating costs. It is funded primarily through local property and sales taxes. ■operat�ng Budget �Capital Budget ► The capital budget funds major improvements to City facilities and infrastructure.The capital ' ' • • • • budget is supported through multiple funding General Fund $88,382,931 $3,060,000 sources, including federal and state grants. Water Fund $10,490,348 $5,758,977 Sanitary Sewer Fund $14,686,578 $24,377,460 Stormwater Fund $4,741,714 $744,828 Refuse $3,773,749 $1,116,643 Parking $3,060,958 $86,282 GENERAL FUND UPDATED:The general fund is the operating fund for general City departments and their programs/services, such as public safety,culture& recreation, health &social services,and general government. HOW GENERAL FUND MONEY IS SPENT ACCURAL RESERVE PROJECTIONS The City maintains a general fund accrual reserve, • • • • • or working balance,to allow for unforeseen � � � • • . expenses that may occur.The goal is to have at least a 25%reserve. Public Safety 42.1��0 Culture & Recreation 18.5% • - • • • - - . . . •, . • . - - . I General Government 15.8% _ _ _ . _ _ _ I Public Works g.l��o `' ' Community & Economic FY25 $23,859,518 33.76% Development 6�5% FY26 $18,059,518 25.56% ICapital Projects 3.2% FY27 $18,059,518 25.56% Health & Social Services 1.3% FY28 $18,059,518 25.56% Debt Service 0.1% FY29 $18,059,518 25.56% Other I 3.3% I What's Included in Your Monthly Utility Bill? FY25 RATE RANKING AMONG IOWA'S LARGEST CITIES: Wqter Avg. Household Rate: 2nd Lowest � $4�.14 / month* (Highest,West Des Moines,is 11% higher than Dubuque,and average is O ($4.32 increase from FY2024) 2.67% higher than Dubuque) Sanitary Sewer Avg. Household Rate: 3rd Highest � $54.7$ � month*** (Highest,Des Moines,is 10%higher than Dubuque,and average is 16% i ($4.50 increase from FY2024) lower than Dubuque) .......� �.�.�...� CurbsideCollection Basic Rate $17.25/month* 2nd Lowest ($1.42 increase from FY2024) (Highest,Ames,is 73%higher than Curbside collection of recycling is Dubuque,and average is 27%higher 0 no extra charge. than Dubuque) Stormwater Avg. Household Rate: 2nd Highest 0 $10.50 / month** (Highest,Des Moines,is 68% higher than Dubuque,and average is 33% UI100 ($0.50 increase from FY2024) lower than Dubuque) � *Average household rate based on 6,000 gallons per month at$0.00597 per gallon **Monthly rate for majority of Dubuque households based on usage of one single family unit. Stormwater fees are based on the amount of impervious ground coverage on a property. Fees collected are only used for stormwater management activities such as the construction,maintenance and operation of the public stormwater management system. ***Average household rate based on 6,000 gallons per month at$0.00837 per gallon. The City's wastewater collection and treatment system operates as a self-supporting enterprise fund which means that it is funded only with revenue from user fees. DISCOUNTED CITY UTILITIES PROGRAM _ ; .>� � � . The City offers income-qualified residential ����;�� � �'� Ocustomers a reduction in monthly fees for all ,�. ��j �� four City utilities (water,sanitary sewer,curbside ' � ` � $ collection,and stormwater) of up to 50%of � the base rate. Customers must submit an � d application for consideration.Applications are ` '� ��` " renewed on an annual basis. � ' ...� _ � � LEARN MORE `�`� www.cityofdubuque.org/UtilityBilling or 563-589-4144 - - �- �`�"'"� •-�- $350 FY25 Total Debt (in millions) ° s3oo $295.5 $288.8 ''�'���'� �� �.-. �±'.r� , � $274.9 ��`�,��;;�, �� �'�-_ . � � u�'��k��� y�. .���- �' ��i ' . ,��Y,� $250 ,_ " y��� � _ - i fl �1�' .., ., - � �__ � ��--��, - _ , � szoo -� •' s�so $173.5 , " � -,.°� �� , 11 � , � 13 '�_; � ,�\ ;; � .� �� �I1111 $,00 Debt is being issued each �� � ' �i� ��� r,-�.��"� year, but more is being ti ��� ; �� `���i '� sso retired than is issued. ,�. " � � . t 'S��'�-' � / ,I � ._d '•� C �s ., $o "���:��� r '�. FY16 FY17 FY18 FY19 FY20 FY21 FY22 FY23 FY24 FY_ ��. _ . _._ �� � �� �� ' �� � . � ,00�ro FY25 Statutory Debt Limit Used 870�o The City of Dubuque's use of 90��� This chart shows the percentage of statutory debt debt can be compared to many so°ro limit in the FY2025 budget. By FY2034,the City will average homeowners who borrow be at 20%of the statutory debt limit. to buy their home. The City has �o°�o borrowed money at low interest so�ro rates to invest in infrastructure. 5o�io Unlike the federal government, the ao^io 350� City does not borrow money to cover operating expenses. 30% 20% 2O% • • I � ' • ' �o�io . . - � � � 0% FY16 FY17 FY18 FY19 FY20 FY21 FY22 FY23 FY24 FY25 FY26 FY27 FY28 FY29 FY30 FY31 FY32 FY33 FY34 Project Description and Amount Outstanding 1 Stormwater Improvements $64,248,671 Comparison of Statutory Debt Limit Utilized 2 Water&Resource Recovery Center $47,502,000 ao�ra (FY2023� 3 Water Improvements $30,750,599 67% 0 4 Sanitary Sewer Improvements $30,300,527 70% � 63/o a 5 TIF Incentives/Improvements $22,559,178 so% 56/0 54% o 51 /0 490�0 6 Parking Improvements $19,818,474 50% 42% 7 Industrial Park Expansions $12,167,689 ao% 35% Dubuque ranks as the fifth lowest 8 Public Safety Improvements $6,933,371 0 30% and is below the average of the other ° 24% g TIF Rebates/Bonds to Businesses $6,720,914 Z�a�o cities.The average is 21%higher than �$% 16% Dubuque and the highest(Des Moines) 10 Park&Recreation Improvements $5,160,528 �o% is 91%higher than Dubuque. TOtql $246,161,951 o% *$173 million has been s ent on street im rovements ey ey a5 00 0� •�ti� Je h� �.� ey �.� y P P ���� �`��r Q'a�` a�'e�` �e�� �G o�JA e�yry P��¢ P� �G ���`� resurfaced o23.Ov�eS40cteld 1�therlasts5 earbeen ey ey aac y� �a 5.� p Ao �o �u Y Q �ey,�p Ge ��� J,pJ Goo P°� � CM039-042924