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Submission of Fiscal Year Ended June 30, 2023 Annual Comprehensive Financial Report (ACFR) and Results of the 2023 Financial Statement Audit, Including Required CommunicationsCity of Dubuque City Council /_[QIfQ►III=1iy 6RIE A Copyrighted October 21, 2024 ITEM TITLE: Submission of Fiscal Year Ended June 30, 2023 Annual Comprehensive Financial Report (ACFR) and Results of the 2023 Financial Statement Audit, Including Required Communications SUMMARY: City Manager transmitting the Fiscal Year 2023 Annual Comprehensive Financial Report (ACFR) and Results of the 2023 Financial Statement Audit, Including Required Communications. Finance staff will make a presentation. SUGGUESTED Receive and File; Presentation DISPOSITION: ATTACHMENTS: 1. MVM_memo 2. 2023_ACFR_Submission_Staff_memo 3. City of Dubuque Audit 2023 4. City of Dubuque - 23 ACFR 5. City of Dubuque Iowa Charged with Governance Final 2023 Page 1369 of 1713 THE CITY OF Dubuque DUB TEE1. All -America City Masterpiece on the Mississippi � pp zoo�•*o 13 zoi720zoi9 TO: The Honorable Mayor and City Council Members FROM: Michael C. Van Milligen, City Manager SUBJECT: Submission of Fiscal Year Ended June 30, 2023 Annual Comprehensive Financial Report (ACFR) and Results of the 2023 Financial Statement Audit, Including Required Communications DATE: October 14, 2024 Chief Financial Officer Jennifer Larson and Finance Manager Brian DeMoss, are transmitting the Fiscal Year 2023 Annual Comprehensive Financial Report (ACFR) and Results of the 2023 Financial Statement Audit, Including Required Communications. The City's independent auditor issued an unmodified opinion on the financial statements. Chief Financial Officer Jennifer Larson and Finance Manager Brian DeMoss will make a presentation and then Chief Financial Officer Jennifer Larson, Finance Manager Brian DeMoss and I are available, along with a representative of the auditing firm FORVIS LLP virtually, Partner Jessica Richter, to answer questions. I respectfully recommend you receive and fil the Fiscal Year 2023 annual audit. I �Z� k�4 la;:$� Micliael C. Van Milligen MCVM:jI Attachment CC' Crenna Brumwell, City Attorney Cori Burbach, Assistant City Manager Jennifer Larson, Chief Financial Officer Brian DeMoss, Finance Manager Page 1370 of 1713 THE CITY OF DUB E Masterpiece on the Mississippi TO: Michael C. Van Milligen, City Manager FROM: Jenny Larson, Chief Financial Officer Brian DeMoss, Finance Manager Dubuque AEI -America City 2007-2012.2013 2017*2019 SUBJECT: Submission of Fiscal Year Ended June 30, 2023 Annual Comprehensive Financial Report (ACFR) and Results of the 2023 Financial Statement Audit, Including Required Communications DATE: October 14, 2024 INTRODUCTION The purpose of this memorandum is to submit the Fiscal Year 2023 ACFR audited by FORVIS, LLP and Results of the 2023 Financial Statement Audit, Including Required Communications. The City's independent auditor issued an unmodified opinion or "clean" opinion on the financial statements. BACKGROUND Iowa state code requires an annual audit by independent certified public accountants or the State Auditor. In addition to meeting the requirements set forth in state statues, the audit also was designed to meet the requirements of an annual single audit in conformity with the provisions of Title 2 U.S. Code of Federal Regulations (CFR) Part 200 Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Award (Uniform Guidance). This Annual Comprehensive Financial Report is in conformance with the standards set by Title 2 U.S. Code of Federal Regulations (CFR) Part 200. This federal regulation mandates audit standards for federal programs. The government -wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund and fiduciary fund financial statements. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Page 1371 of 1713 Separate financial statements are required for Dubuque Metropolitan Area Solid Waste Agency, Dubuque Initiatives and Subsidiaries and Dubuque Convention and Visitors Bureau (CVB) and have been received. The financial information for these entities is included in the City of Dubuque ACFR. Results of the 2023 Financial Statement Audit, Including Required Communications Included is a separate letter from FORVIS, LLP. The letter contains audit information required by auditing standards to be communicated to the Mayor and City Council. ACTION STEP It is recommended that the City Council receives and files the Fiscal Year 2023 reports identified above and receives and files this communication and related enclosures. Copies of the financial statements for the Dubuque Metropolitan Area Solid Waste Agency are available in the Finance Department if desired by Council members. Finance will make a brief presentation at the City Council meeting and Jessica Richter, audit partner from FORVIS LLP, will be available virtually for any questions. 19 Enclosures: Fiscal Year 2023 ACFR Results of the 2023 Financial Statement Audit, Including Required Communications Page 1372 of 1713 C =1111:i1I9. Jim 9k� .t �5 a FISCALYEAR 2023 ANNUAL COMPREHENSIVE FINANCIAL REPORT di, Financial audit performed annually Required by the Municipal Oversight Law and governmental auditing standards �- Examination of City's financial records Conducted in accordance with generally accepted auditing standards Report rendered by an independent auditor of how appropriate financial statements depict its financial condition and results of its operations Performed by persons not in any way affiliated with the City in order to ensure complete objectivity and professionalism U Page 1374 of 1713 TYPES OF INDEPENDENT AUDITOR'S OPINIONS Unmodified Opinion —The statements present fairly the financial position and results of operations of the government unit on a basis consistent with prior years. This is the so called "clean opinion." Modified Opinion —The opinion is like the above but with certain exceptions to generally accepted accounting principles which are clearly explained in the opinion. Adverse Opinion —This "bad opinion" states that the financial statements do not fairly present the financial position and the results of operation of the governmental unit. The opinion would include the reasons for the adverse opinion. Disclaimer of Opinion —The auditor cannot render an opinion usually because the financial records are incomplete or the scope of the audit is too restrictive. Page 1375 of 1713 COMPLIANCE AUDIT Auditors perform compliance audits in which the auditor reviews operations in terms of compliance with various laws and regulations regarding grants and financial operations. 0 Page 1376 of 1713 The audit provides a professional opinion of the financial condition of the government unit. Audited financial statements provide reliable financial information to evaluate the financial health and stability of the governmental unit. Ensure that the local government is in compliance with all applicable legal provisions. Recommendations to strengthen and improve the management and efficiency of the governmental unit. 5 AUDIT RESULTS • Auditors' Opinion on Financial Statements —Unmodified • Sometimes referred to as a "clean" audit. This is the highest level of assurance auditors can provide over financial statements. • Financial Statements are materially accurate • No disagreements with auditors • All proposed material audit adjustments were made Page 1378 of 1713 GOVERNMENT - WIDE SUMMARY • Governmental activities increased the City's net position by $26.8M. • Program Revenue (Grants) Increased by 8.4 Million • Overall expenditures increased by $10.5 (excluding transfers out to business type activities) Page 1379 of 1713 GOVERNMENT - WIDE SUMMARY • Business -type activities increased the City's net position by $16.9 • Total expenses increased by $4.2 M • Charges for services increased by $1.7M n Page 1380 of 1713 GENERAL FUND REVENUE The General Fund is the City's primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. Gaming, 12% Interes Forfeitur � harges for Services, 20 Taxes, 49% Page 1381 of 1713 TAX REVENUE 3YEAR HISTORY $45,000 $40,000 $35,000 S30,000 $25,000 $20,000 $15,000 $10,000 $5,000 $0 ■ Property Tax ■ Franchise Fee ■ Local Option Sales Tax IN Hotel/Motel ■ Backfill ■ Pan-Mutuel 2023 2022 2023 2022 2021 $23,984 $23,544 $23,052 $6,348 $6,045 $4,921 $6,077 $6,369 $5,664 $3,072 $2,916 $2,036 $994 $799 $810 $0 $34 $35 2021 Page 1382 of 1713 GENERAL FUND REVENUE 3YEAR HISTORY $90,000 $80,000 $ 70,000 $60,000 $50,000 to 0 $40,000 t H $30,000 $20,000 $10,000 ■ 2023 2022 2021 2023 2022 2021 Taxes $ 40,475 $ 39,707 $ 35,405 Licenses & Permits $ 1,915 $ 2,212 $ 1,497 Intergovernmental $ 5,794 $ 5,545 $ 1,886 Charges for Services $ 16,435 $ 15,969 $ 10,586 Interest, Fines & Forfeitures, & Other $ 8,004 $ 1,765 $ 3,341 Gaming $ 9,847 $ 12,000 $ 7,394 Page 1383 of 1713 GENERAL FUND EXPENDITURES Communitl Economic Developmen Culture & Recreation, 2 Capital Projects, 5% ,-_„__,,Debt Service, 2% Health & Social Services, 1% Public Works, 11% Safety, 44% Page 1384 of 1713 GENERAL FUND EXPENDITURES THREEYEAR HISTDRY $70,000 560,000 $ 50,000 $40,000 $30,000 $ 20,000 $10,000 $0 2023 2022 ■ Public Safety ■ Public Works ■ Health & Social Services w Culture & Recreation ■Community & Economic Development ■ General Government ■ Debt Service ■ Capital Projects Public Safety $33,740 $31,256 $29,038 Public Works $8,526 $7,565 $5,323 Health & Social Services $996 $861 $964 Culture & Recreation $16,821 $14,403 $11,674 Community & Economic Development $4,795 $4,494 $3,938 General Government $7,128 $6,963 $6,949 Debt Service $1,177 $126 $42 Capital Projects $4,044 $2,256 $2,344 2021 Page 1385 of 1713 COMPARISON OF GENERALFUND ■ Annual Expenditures* ■ Unassigned Fund Balance BALANCES 7(n7' 2021 *Annual expenditure figure exclude transfers to other funds Page 1386 of 1713 NET INVESTMENT IN CAPITAL ASSETS 450,000 400,000 350,000 V) 300,000 0 0 250,000 c Ul 200,000 0 150,000 100,000 50,000 2023 ■ Governmental Activities 2022 2021 ■ Business -Type activites Page 1387 of 1713 UNFUNDED LEGACY COSTS $70,000 $ 50,000 V) 0 0 0 $ 30,000 o $20,000 $10,000 ME mm $0 2023 ■ Retiree Healthcare (OPEB) Liability 2022 2021 ■ Pension Liability IPERS/MFPRSI Page 1388 of 1713 AUDIT RESULTS • Auditors' Opinion on Financial Statements —Unmodified • Sometimes referred to as a "clean" audit. This is the highest level of assurance auditors can provide over financial statements. • Financial Statements are materially accurate • No disagreements with auditors • All proposed material audit adjustments were made • Audit performed yearly • Audit required by Iowa State Code Page 1389 of 1713 COMPLIANCE AUDIT RESULTS • Material weakness — highest level, material adjustments identified • Significant deficiency — does not rise t0A material level but still something those charged with governance should be aware of • Control deficiency —lowest level, compensating controls in place to mitigate likelihood of a material misstatement • 2022 —unmodified ' • Material weakness over financial reporting • 2021— unmodified _ • 1 significant deficiency over financial reporting • 2020 — unmodified • 1 material weakness over financial reporting Page 1390 of 1713 COMPLIANCE AUDIT RESULTS • Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards • Material weakness due to material audit adjustments related to new government audit standards. • No Significant Deficiencies identified in FY23 Page 1391 of 1713 GASB STATEMENT NO. 96 IMPLEMENTATION • GASB Statement No. 96, Subscription -Based Information Technology Arrangements (SBITA). Objective is to improve reporting related to SBITA. Reporting • During 2023, the City implemented the new standard noting the following changes at July 1, 2022: Subscription Subscription Assets Pavahle Governmental Activities ON 2.1 10.450 2. I 1 0.456 • The effect of implementation did not result in a restatement. Page 1392 of 1713 COMPLIANCE AUDIT RESULTS Auditors' Opinion on compliance for major programs Unmodified for all major federal programs Independent Auditors' Report on Compliance for Each Major Federal Program, Report on Internal Control, and Report on the Schedule of Expenditures of Federal No findings Awards Required by the Uniform Guidance E Page 1393 of 1713 I A-Z, Dubuque Arboretum THANKYOU F I N A N C E @ C ITYO F D U B U QU E. 0 R G RISM, HTTP://www.CITYOFDUBUQUE.ORG �21 I�m 1 a I I 111 1 I I I I 1 Page 1395 of 1713 THIS PAGE IS INTENTIONALLY LEFT BLANK Page 1396 of 1713 Introductory Section June 30, 2023 City of Dubuque, Iowa Page 1397 of 1713 THIS PAGE IS INTENTIONALLY LEFT BLANK Page 1398 of 1713 CITY OF DUBUQUE, IOWA TABLE OF CONTENTS Exhibit Page INTRODUCTORY SECTION (Unaudited) Table of Contents 1-2 Letter of Transmittal 3-11 City Organizational Chart 12 Officials 13 Certificate of Achievement for Excellence in Financial Reporting 14 FINANCIAL SECTION Independent Auditor's Report 15-17 Management's Discussion and Analysis (Unaudited) 18-27 Basic Financial Statements Government -wide Financial Statements Statement of Net Position 1 28-29 Statement of Activities 2 30 Fund Financial Statements Balance Sheet — Governmental Funds 3 31-32 Reconciliation of the Governmental Funds Balance Sheet to the Statement of Net Position 3-1 33 Statement of Revenues, Expenditures, and Changes in Fund Balances — Governmental Funds 4 34-35 Reconciliation of the Governmental Funds Statement of Revenues, Expenditures, and Changes in Fund Balances to the Statement of Activities 4-1 36 Statement of Net Position — Proprietary Funds 5 37-40 Statement of Revenues, Expenses, and Changes in Fund Net Position — Proprietary Funds 6 41-42 Statement of Cash Flows — Proprietary Funds 7 43-46 Statement of Fiduciary Net Position - Custodial Funds 8 47 Statement of Changes in Fiduciary Net Position - Custodial Funds 9 48 Notes to Financial Statements 49-107 Required Supplementary Information (Unaudited) Schedule of Receipts, Expenditures, and Changes in Balances — Budget and Actual (Budgetary Basis) — Governmental Funds and Enterprise Funds 108 Note to Required Supplementary Information — Budgetary Reporting 109 Schedule of the City's Proportionate Share of Net Pension Liability — Iowa Employees' Retirement System 110 Schedule of City's Contribution — Iowa Employees' Retirement System ill Notes to Required Supplementary Information — Net Pension Liability IPERS 112 Schedule of the City's Proportionate Share of Net Pension Liability — Municipal Fire and Police Retirement System of Iowa 113 Schedule of City's Contributions — Municipal Fire and Police Retirement System of Iowa 114 Notes to Required Supplementary Information — Net Pension Liability MFPRSI 115 Schedule of Changed in Total OPEB Liability, Related Ratios and Notes 116 Supplementary Information Combining Fund Statements Combining Balance Sheet—Nonmajor Governmental Funds A-1 117-119 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances — Nonmajor Governmental Funds A-2 120-122 Combining Statement of Net Position — Nonmajor Enterprise Funds B-1 123 Combining Statement of Revenues, Expenses, and Changes in Fund Net Position — Nonmajor Enterprise Funds B-2 124 Page 1399 of 1713 CITY OF DUBUQUE, IOWA TABLE OF CONTENTS FINANCIAL SECTION (continued) Exhibit Page Combining Statement of Cash Flows — Nonmajor Enterprise Funds B-3 125-126 Combining Statement of Net Position — Internal Service Funds C-1 127-128 Combining Statement of Revenues, Expenses, and Changes in Fund Net Position (Deficit) — Internal Service Funds C-2 129-130 Combining Statement of Cash Flows — Internal Service Funds C-3 131-132 STATISTICAL SECTION (Unaudited) Table Page Statistical Section Contents 133 Financial Trends Net Position by Component 1 134-135 Changes in Net Position 2 136-139 Fund Balances of Governmental Funds 3 140-141 Changes in Fund Balances of Governmental Funds 4 142-143 Revenue Capacity Taxable and Assessed Value of Property 5 144 Property Tax Rates — Direct and Overlapping Governments 6 155 Principal Property Taxpayers 7 146 Property Tax Levies and Collections 8 147 Debt Capacity Ratios of Outstanding Debt by Type 9 148-149 Ratios of General Bonded Debt Outstanding 10 150 Direct and Overlapping Governmental Activities Debt 11 151 Legal Debt Margin Information 12 152-153 Revenue Debt Coverage 13 154 Water and Sewer Receipt History 14 155 Water Meters by Rate Class 15 156 Largest Water and Sewer Customers 16 157 Sales Tax Increment Actual Receipts and Cumulative Sales Tax Balance Remaining 17 158 Demographic and Economic Information Demographic and Economic Statistics 18 159 Principal Employers 19 160 Operating Information Full -Time Equivalent City Government Employees by Function/Department 20 161-162 Operating Indicators by Function/Program 21 163-164 Capital Asset Statistics by Function 22 165-166 Retail Sales 23 167 COMPLIANCE SECTION Independent Auditor's Report on Internal Control over Financial Reporting and on Compliance and other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 168-169 Independent Auditor's Report on Compliance with Requirements for Each Major Program and on Internal Control Over Compliance Required by The Uniform Guidance 170-172 Schedule of Expenditures of Federal Awards 173-175 Notes to the Schedule of Expenditures of Federal Awards 176 Schedule of Findings and Questioned Costs 177-181 Page 1400 of 1713 THE CITY OF DUTBQTE Masterpiece on the Mississippi September 30, 2024 Finance Department Dubuque 50 West 13th Street Dubuque, Iowa 52001-4805 MI-AmerinQq �II Office (563) 589-4133 Fax (563) 690-6689 TTY (563) 690-6678 finance@cityofdubuque.org 2007-2012*2013 www.cityofdubuque.org 2017*2019 Honorable Mayor, City Council Members, and Residents of the City of Dubuque: The City of Dubuque, Iowa, pursuant to the requirements set forth by state and federal regulations, hereby submits the Annual Comprehensive Financial Report (ACFR) for the fiscal year ended June 30, 2023. Responsibility for both the accuracy of the data and the completeness and fairness of the presentation, including all disclosures, rests with the City. Understanding the cost of internal controls should not exceed anticipated benefits, the objective is to provide reasonable, rather than absolute, assurance that the financial statements are free of any material misstatements. To the best of our knowledge and belief, the enclosed data is accurate in all material respects, and is reported in a manner designed to present fairly the financial position and results of operations of the various funds and activities of the City. All disclosures necessary to enable the reader to gain an understanding of the City's financial operations have been included. The Code of Iowa requires an annual audit by independent certified public accountants or the State Auditor. The accounting firm of FORVIS LLP conducted the audit for fiscal year 2023. The independent auditors' report is included in the Financial Section of this report. In addition to meeting the requirements set forth in state statutes, the audit also was designed to meet the requirements of an annual single audit in conformity with the provisions of Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirement, Cost Principals, and Audit Requirements for Federal Awards (Uniform Guidance). Information related to this single audit, including the Schedule of Expenditures of Federal Awards, findings, recommendations, and the auditor's report on internal control over financial reporting and compliance with requirements applicable to laws, regulations, contracts, and grants, are included in the Compliance Section of this report. The City provides a full range of services including: police and fire protection; sanitation services; the construction and maintenance of roads, streets, and infrastructure; inspection and licensing functions; maintenance of grounds and buildings; regional airport; library; parks, recreational activities; and cultural events. In addition to general government activities, the municipality owns and operates enterprises for a water system, water resource and recovery center (wastewater treatment), stormwater system, parking facilities, refuse collection, road salt, and public transportation. This report includes all funds of the City of Dubuque, as well as its component units. Component units are legally separate entities for which the City is financially accountable. The City has no blended component units. This report includes the Dubuque Metropolitan Area Solid Waste Agency (DMASWA), Dubuque Initiatives and Subsidiaries, and Dubuque Convention and Visitors Bureau as discretely presented component units. A discretely presented component unit is reported in a separate column in the government -wide financial statements to emphasize that it is legally separate from the City of Dubuque and to differentiate its financial position and results of operations from those of the City. The City appoints a voting majority to the DMASWA governing board and operates the landfill. Dubuque Initiatives, Inc. is a sustainable, non-profit organization, working as a community partner and catalyst, to undertake challenging projects involving job creation and/or community revitalization that supports a viable, livable and equitable community. In the event of dissolution, any assets or property of the organization are transferred to the City. Travel Dubuque's purpose is to strengthen Page 141 of 1713 the Dubuque area economy by competitively marketing the area as a destination for conventions, tour groups, sporting events, and individual travelers. The organization's board members include one City Council member, the City of Dubuque Mayor, and the City Manager. In the event of dissolution, any assets or property of the organization shall be transferred to the City. The City collects hotel/motel taxes and forwards 50% to Dubuque Convention and Visitors Bureau as the primary source of funds for its operations. Generally Accepted Accounting Principles (GAAP) require that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management's Discussion and Analysis (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City of Dubuque's MD&A can be found immediately following the independent auditor's report. PROFILE OF THE CITY The City of Dubuque, incorporated in 1833, is located on the Mississippi River in northeast Iowa, adjacent to the states of Illinois and Wisconsin. Julien Dubuque, the city's namesake, first began mining lead in the area now known as Dubuque in 1788. Dubuque is the oldest city in Iowa and has a unique combination of the old and new, ranging from a historic downtown, numerous examples of Victorian architecture, and a Civil War era shot tower, to expanding industrial parks, multiple retail centers, revitalized riverfront and millwork districts and two casinos, one of which operating as a non-profit (DRA) with annual net revenues disbursed equally to the Citys' general fund, to the DRA for distribution to local non -profits in the form of grants, and for the redevelopment of Chaplain Schmitt Island. The City of Dubuque has a stable, diversified economic base and is a major tri-state retail center. The City currently has a land area of 32.3 square miles, and a census 2020 population of 59,667. As the largest city in the tri-state area, Dubuque serves as the hub of a trade area with a population estimated at 250,000. As of May 2024, the City's unemployment rate was 2.7%, below the state unemployment rate of 2.8% and below the 4.0% national rate. The City of Dubuque is empowered to levy a property tax on real property located within the city limits. The City has operated under a council-manager form of government since 1920. Policymaking and legislative authorities are vested in the governing council, which consists of a mayor and a six -member council. The city council is elected on a non -partisan basis. The mayor is elected to a four-year term. Council members are elected to four-year, staggered terms with three council members elected every two years. Four of the council members are elected within their respective wards; the mayor and the two remaining council members are elected at -large. The governing council is responsible, among other things, for setting policy, passing ordinances, adopting the budget, appointing committees, and hiring the city manager, city attorney, and city clerk. The city manager is responsible for overseeing the day-to-day operations of the government, making recommendations to the city council on the budget, and other matters, appointing the heads of the government's departments, and hiring employees. ECONOMIC CONDITION AND OUTLOOK The economic condition and outlook of Dubuque continues to thrive. The City's economy has a diverse employer base including manufacturing, technology, health services, insurance, education, and government. The top 10 employers in the area employ less than 21 % of the total workforce and cover five different industries, which insulates the City against the negative impact from a downturn in any one area of the economy. Several industry experts and associations have recognized the community's efforts to diversify its economy. Local unemployment rates are below (2.8%) statewide (2.9%) and below the national (4.0%) figures. Industrial In fiscal year 2023, the City of Dubuque experienced an expansion of industrial development in multiple regions of the city. These regions include the Dubuque Industrial Center West (DICW), the Dubuque Industrial Page 142 of 1713 Center South (DICS), the Kerper Boulevard industrial area, and the Dubuque Industrial Crossroads (DIC). The Dubuque Industrial Center West and South (DICW and DICS) together are a total 713 acres of developable land. Theses industrial centers contain more than forty-five difference businesses which have brought hundreds of jobs to the region. The area continues to have available lots for future investment and job creation. In fiscal year 2023 the DICW and DICS saw expansions to a number of existing businesses including: - Green Industrial Supply (1525 Innovation Drive): 88,000 square foot addition - Geisler Brothers Co. (1500 Radford Road): 55,985 square foot addition - Simmons Pet Food (501 Seippel Road): 254,880 square foot remodel and addition - Tri-State Quality Metals (651 Seippel Road): 31,350 square foot addition - Dubuque Screw Products (6500 Chavenelle Road): 23,000 square foot addition Also in 2023, along Kerper Boulevard, industrial development expansion included Klauer Manufacturing which constructed a 67,197 square foot addition to their existing facility. The year also brought about the beginning steps in the development of a new industrial center, the Dubuque Industrial Crossroads (DIC). The DIC is located at the southwest corner of the intersection of US Highways 151/61 and US Highway 52 (Southwest Arterial). Here, the city acquired 156 acres to accommodate future business development. Commercial and Retail Downtown Development: Over $800 million has been invested in the downtown area in building rehabilitation, new construction, and public improvements where more than 9,000 people work. Heartland Financial and Cottingham & Butler partnered in 2019 to purchase the Roshek Building in order to accommodate their quickly expanding workforce. Their subsequent buildout provides office space on all floors of the building to support hundreds of additional Heartland and Cottingham & Butler employees at this location. The COVID-19 pandemic has changed business practices in relation to on -site employment, but all floors of the facility are prepared for a full return to the office. This continued use of an iconic historic building in Dubuque's downtown supports our local retail. Historic Millwork District: The Historic Millwork District is saturated with history. It imbues the area with authenticity and character while offering valuable lessons about the importance of sustainable urban design strategies. Dubuque's Historic Millwork District is a keystone to the region's aggressive economic development strategy. With one million square feet of historic warehouse space ideal for urban mixed -use development, the District is perfectly suited to attract entrepreneurs, designers, residents, institutions, and businesses prepared to fuel Dubuque's globally competitive and sustainable economy. The District is currently home to multiple eateries, breweries, and shopping venues, as well as over 200 residential units, with nearly 200 additional units planned to begin construction in 2025. To date, nearly $100 million has been invested into the transformation of the Millwork District and it is attracting entrepreneurs, residents, institutions, and businesses that are fueling Dubuque's competitive economy. Brewery Neighborhood Conservation District: The former Dubuque Brewing and Malting Company complex (aka H&W Building) is a collection of buildings constructed primarily of red brick between 1896 and 1934 on the northeast corner of Jackson and 30th Streets. The complex is eligible for the National Register of Historic Places and is in Dubuque's Brewery Neighborhood Conservation District. The southern portion of the building was purchased by 3000 Jackson LC in March 2017 and work to restore the building began. The new owner obtained a demolition permit to deconstruct the unsound section of the structure and plan to stabilize and make immediate repairs to prevent further deterioration. Although a portion of the historic structure will be demolished, there are plans to repair, stabilize, and eventually completely restore the property in the future. The property was rezoned in May 2020 to accommodate an anticipated $30 million mixed -use development providing commercial/retail and residential space. Page 143 of 1713 Commercial Development: While COVID-19 slowed commercial construction season beginning in March 2020, building permit revenues still show a strong year for commercial remodels and new development. JoAnn Fabric completed work on a new 30,000 square foot facility. The University of Dubuque constructed a new student clinic, welcome center and outdoor space known as Wallace Commons. Hormel completed renovations to add a new product line at their facility in the Industrial Park. Phase I of Mt. Carmel campus for construction of a new senior housing development by BVM-PHS Senior Housing, Inc. has been completed. Phase II is in plan review. When all four phases are completed, a total of 450 dwelling units will be available. In 2022, The John F. Kennedy Road Commercial Corridor sees continued redevelopment with the construction of 7500 sf Green State Credit Union on a 55,407 sf site at the corner of Stoneman Road and JFK„ a five (5) unit 11,407 sf multi -tenant commercial building on a 63,346 sf site at 3415 Stoneman Road and Collins Community Credit Union constructing a 29,799 sf three (3) story building on a 100,137 sf site at the former Shopko Site. Asbury Plaza continues to be developed with the additions of Starbucks and future construction of a Brakes Plus facility. Residential In fiscal year 2023, the City of Dubuque saw an expansion of residential projects. Residential development included market rate apartments, single-family lots, duplex lots, a cooperative community, and workforce housing units. The following residential developments were reviewed, completed, or under construction during the fiscal year: - Fox Hills Apartments (3920 Plaza Drive): 390-unit market rate apartments - Silver Oaks Subdivision #3 (end of Elmwood Drive): 128 single-family/duplex lots - Vintae Estates of Dubuque (end of Barnwood Lane): 35 single-family cooperative community - Old Prescott School (1199 Central Avenue): 14-unit market rate apartments - Miller 4-Plex (end of Eastgate Court): 4-unit market rate apartments - Rustic Point Estates #2 (Kennedy Road & Derby Grange Road): 45 single-family/duplex lots - Roosevelt West (1895 Radford Road): 50-unit affordable workforce housing development - The Gardens of Dubuque (1895 Radford Road): 50-unit affordable workforce housing development Health Services MercyOne Dubuque along with Medical Associates Clinic constructed a $25 million project to build a two- story building east of the hospital to serve as a hematology/oncology outpatient clinic. Iowa Health Facilities Council did grant their approval for a certificate of need for a linear acceletor included in the project. Grand River Medical Center constructed a 45,000 square foot, three-story, acute care medical facility in Westmark Business Park off of the Northwest Arterial and Pennsylvania Avenue. Medical Associates Clinic is in the process of grading 5 1/2 acres located on the northwest corner of the intersection of Chavenelle Road and the Northwest Arterial for a future medical clinic. Crescent Community Health Center, a Federally Qualified Health Center (FQHC), expanded services and their clinic space at 1690 Elm Street to include behavioral health services, and an urgent care clinic. The clinic is now expanding dental services as well as it's wellness services in an out building at their address. Crescent acquired In Focus pharmacy, located on the second floor of 1690 Elm Street, and will now offer pharmacy services. Page 1 N of 1713 Education The Dubuque community takes great pride in the quality of its educational system and it is a top priority for Dubuque residents and leaders. Dubuque's public -school system was ranked #7 out of 2,200 school districts nationwide. The Dubuque community schools district provides K-12 education through 11 elementary schools, three junior high schools, one middle school, and three high schools. Dubuque also offers two private school systems accredited by the State of Iowa. Holy Family Catholic Schools offers K-12 education at two elementary schools, one K-5 Spanish Immersion Program, a middle school, and a high school. The Dubuque Lutheran School offers K-5 education at one elementary school. Dubuque boasts three private, liberal arts colleges offering a wide variety of undergraduate and graduate degree programs, a community college with a diverse certificate and degree programs, and a Bible college. The tri-state area features an additional state university and two more community colleges for a total of 18,000 college students. Mu/:1I117►41 lei UYI:rI►I/Oki For the Year. The City of Dubuque staff, following the adopted priorities of the mayor and city council, has been involved in a variety of projects throughout the year. These projects reflect the City's commitment to continue to provide high quality services to the residents and stakeholders of Dubuque within the budget guidelines set by the mayor and city council. Creating an Equitable Community for All: Several City Council policy agenda priorities in the past year focused on creating a more equitable community for all. Notably, Council prioritized implementation of the Equitable Poverty Reduction and Prevention Plan and Equitable Fine and Fee Reform. In 2021, the City Council prioritized the creation of an Equitable Poverty Reduction and Prevention Plan. The Plan was delivered to Council by Public Works LLC, and lays out an implementation strategy to reduce poverty, especially in communities of color. The FY22 budget recommended funding for Public Works LLC to continue assisting the City in implementation. It also recommends the creation of a new Office of Shared Prosperity and Neighborhood Support. The Equitable Fine and Fee Reform prioity examines how the City's fines and fee structures impact our most vulnerable population, particularly communities of color. Key issues include a thorough analysis of quantitative and qualitative data to understand impact, legislative advocacy at the county, state, and federal level, and actions to restructure fine and fee schedules and practices. Staff capacity to manage recommended programs will be key to successful implementation. The Community Impact Division was established in Leisure Services with two positions, Community Diversion and Prevention Coordinator and Community Service Outreach Coordinator to focus on this work. Bee Branch Watershed Flood Mitigation Project: The City's $237 million Bee Branch Watershed Flood Mitigation Project is a 20-year, multi -phased investment to mitigate flooding, improve water quality, stimulate investment, and enhance quality of life within the Bee Branch Watershed. The City has received more than $160 million in state and federal funds for the project. The $60 million Upper Bee Branch Creek Restoration phase of the project was completed in the summer of 2017. The $25.9 million Bee Branch Creek Railroad Culverts Project was awarded in early 2019 and was completed in late 2022. Since the fall of 2021, the Page 14705 of 1713 improvements have provided for an increase in the level of flood protection for over 1,300 homes and businesses from a 1 in 75- year rain to a 1 in 500 - year rain. In 2016, the City of Dubuque was awarded a total of $31.5 million through the U.S. Department of Housing & Urban Development (HUD) National Disaster Resilience Competition (NDRC) Grant awarded to the State of Iowa's "Iowa Watershed Approach." This total includes $8.4 million for the Bee Branch Healthy Homes Resiliency Program in the form of five-year forgivable loans to improve 320 housing units, including owner - occupied homes; single -unit rentals; and small, multi -family residential units. The grant also provided $24.9 million for stormwater infrastructure improvements related to the Bee Branch Watershed Flood Mitigation Project. Specifically, this includes funding towards the $25.9 million Bee Branch Creek Railroad Culverts Project that involves the installation of six 8-foot diameter culverts to pass floodwaters from the Upper Bee Branch to the Lower Bee Branch through the railway yard on Garfield Avenue. The grant also provided funding to provide drainage improvements from the Bee Branch Creek to the west along 22nd Street up Kaufmann Avenue to North Main Street. Finally, the grant provided funding for drainage improvements from the Bee Branch Creek to the west along 17th Street from Elm Street to N. Main Street. The HUD Resiliency Grant will expedite the completion of the Bee Branch Watershed Flood Mitigation Project, lessening the potential flood damage caused by future flash floods. Another phase of the Bee Branch project is the $18.9 million Bee Branch Stormwater Pumping Project that involves improvements where the Bee Branch Watershed drains into the Mississippi. The improvements to the pump station will provide more pumping capacity and allow for gravity flow under some circumstances such that it will be able to accommodate what is statistically considered a 500-year event - the same level of protection to be provided by the upstream Bee Branch Creek Restoration Project. The City was awarded a $2.5 million U. S. Economic Development Administration (EDA) grant. However, since being awarded the grant, the estimated project cost has increased by $8.9 million, due in part to site challenges. The City is evaluating alternative designs that would be ready for bidding in late 2023. Unfortunately, the economic impact of the COVID-19 pandemic did delay the project. Chaplain Schmitt Island Master Plan: As part of a commitment to create a variety of fun things to do for all, the City is part of a team lead by the DRA which is implementing the Chaplain Schmitt Island Master Plan. The Plan identifies a strategy to redevelop the island, beginning with the additional enhancements to the Veterans Memorial Plaza and including developing/redeveloping recreational amenities, business development, self-sufficiency of the Q Casino + Resort, construction of a new hotel, and redevelopment of the 16th Street Corridor onto the Island. The ImOn Arena (ice rink and event center) transferred from a non-profit operation to City to now management by Schmitt Island Development Corporation, the first of many partnerships to be developed with this partner. The work will be done while focusing on the environmental integrity of the island with the US Army Corps of Engineers and the Iowa Department of Natural Resources. For the Future. The mayor and city council will continue to take action to achieve their goals of maintaining a strong local economy, sustaining stable property tax levies, and enhancing the safety and security of residents through neighborhood vitality. City staff will work to implement the city council's vision for Dubuque. A program of comprehensive service reviews has continued as a vehicle for analyzing City services, identifying opportunities for improvement, and determining areas of possible cost reductions. The goal of the service review program is to ensure that services desired by the residents are provided in the most cost effective and efficient method possible. The city council's goals for the next five years and beyond include the following: • Robust Local Economy: Diverse Businesses and Jobs with Economic Prosperity • Vibrant Community: Healthy and Safe • Livable Neighborhoods and Housing: Great Place to Live • Financially Responsible, High -Performance City Organization: Sustainable, Equitable, and Effective Service Delivery Page 14%6 of 1713 • Sustainable Environment: Preserving and Enhancing Natural Resources • Partnership for a Better Dubuque: Building Our Community that is Viable, Livable, and Equitable • Diverse Arts, Culture, Parks, and Recreation Experiences and Activities • Connected Community: Equitable Transportation, Technology Infrastructure, and Mobility FINANCIAL INFORMATION Internal Controls: City management is responsible for establishing and maintaining internal controls to ensure that the assets of the government are protected from loss, theft, or misuse, and to ensure that adequate accounting data is compiled to allow for the preparation of financial statements in conformity with generally accepted accounting principles. Single Audit: As a recipient of federal and state financial assistance, the City of Dubuque's government is responsible for ensuring that adequate internal controls are in place to ensure compliance with applicable laws, regulations, contracts, and grants related to those programs. These internal controls are subject to periodic evaluation by management. As a part of the City's single audit described earlier, tests are made to determine the adequacy of internal controls, including that portion related to federal programs, as well as to determine that the government has complied with applicable laws, regulations, contracts, and grants. Budgeting Controls: In addition, the government maintains budgetary controls. The objective of these budgetary controls is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the city council. All funds, except for fiduciary fund types which include pension trust funds, private purpose trust funds, and custodial funds are included in the annual budget process. The level of budgetary control (that is the level at which expenditures cannot legally exceed the appropriated amount) is established by state programs. The government also maintains an encumbrance accounting system as one technique for accomplishing budgetary control. Encumbered amounts lapse at year-end; however, encumbrances generally are re -appropriated as part of the following year's budget. As demonstrated by the statements and schedules included in the financial section of this report, the City continues to meet its responsibility for sound financial management. Cash Management: Cash temporarily idle during the year was invested in demand deposits, certificates of deposit, federal agency obligations, and authorized mutual funds. The City (including DMASWA) had investment gains of $5,5584,933 for the year. The investment policy adopted by the city council stresses the importance of capital preservation. The policy directives intend to minimize credit and market risks while maintaining a competitive yield on the portfolio. Risk Management: The City of Dubuque is a member of a statewide risk pool for local governments, the Iowa Communities Assurance Pool (ICAP). The coverage for general and auto liability, as well as public official and police professional liability are acquired through this pool. The City has established a Workers' Compensation Reserve Fund for insuring benefits provided to City employees which is included in the Internal Service Fund Type. As of May 15, 2020 the City changed workers' compensation coverage providers. Under this new agreement, the City is fully insured for all claims with the exception of sworn Police Officers and Fire Fighters medical claims. All claims handling procedures are performed by a third - party claims administrator. Incurred but not reported claims have been accrued as a liability based upon the claims administrator's estimate. Settled claims have not exceeded commercial coverage in any of the past three fiscal years. The estimated liability does not include any allocated or unallocated claims adjustment expense. The City purchases private insurance to include sworn Police Officers and Fire Fighters medical claims under a self- insured retention of $750,000 for each accident. The accumulated reserve provision for such claims reflected a $1,035,888 net position as of June 30, 2023. The City has also established a self- insurance plan for medical, prescription drug, and short-term disability. The accumulated reserve provision Page 1 %7 of 1713 for such claims equaled $5,773,859 as of June 30, 2023. All self -insured health plans are certified as actuarially sound and certificates of compliance have been filed with the State of Iowa. Bond Rating: Moody's Investors Service upgraded to the Aa2 rating on outstanding general obligation unlimited tax (GOULT) debt on July 10, 2023; a Aa2 rating on outstanding second lien sales tax increment debt that is ultimately backed by an unlimited property tax pledge; and an Al rating on outstanding senior lien sales tax increment revenue bonds. The Aa2 rating reflects strong financial operations and ample revenue - raising flexibility, which has resulted in steadily improved available fund balance and cash. The City serves as a regional economic center and its regional economic growth rate has outpaced the nation over the past five years. On July 13, 2021, Moody's upgraded the rating on the water revenue debt from A2 to Al. The Al rating reflects the water enterprise's very strong cash position, updated system condition, and strong capital and operational planning with unlimited rate setting authority. Moody's provides credit ratings and research covering debt instruments and securities. The purpose of Moody's ratings is to provide investors with a simple system to gauge future relative creditworthiness of securities. The firm uses nine rating classifications to designate least credit risk to greatest credit risk: Aaa, Aa, A, Baa, Ba, B, Caa, Ca, and C. Moody's appends numerical modifiers 1, 2, and 3 to each rating classification. AWARDS AND ACKNOWLEDGEMENTS Awards: The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Dubuque, Iowa, for its Annual Comprehensive Financial Report for the fiscal year ended June 30, 2022. This was the 35th consecutive year that the City has achieved this prestigious award. In order to be awarded a Certificate of Achievement, a government unit must publish an easily readable and efficiently organized annual comprehensive financial report. This report must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe our current annual comprehensive financial report continues to meet the Certificate of Achievement program requirements, and we are submitting it to the GFOA to determine its eligibility for another certificate. GFOA also awarded a Distinguished Budget Presentation Award to the City of Dubuque, Iowa, for its annual budget for the fiscal year ended June 30, 2024. In order to receive this award, a governmental unit must publish a budget document that meets program criteria as a policy document, as an operations guide, as a financial plan, and as a communications device. This was the 18th consecutive year that the City has achieved this prestigious award. This award is valid for a period of one year. The City of Dubuque's investment policy was awarded the Certification of Excellence in July 2009 by the Association of Public Treasurers of the United States and Canada. The investment policy is to be reviewed every five years by the APT US&C. The investment policy was successfully recertified in 2023. Acknowledgments: The preparation of this report could not be accomplished without the efficient and dedicated services of the entire Finance Department staff. We also thank the mayor and city council for their interest and support in planning and conducting the financial operations of the City of Dubuque in a responsible and progressive manner. We also thank the independent certified public accountants, FORVIS LLP, whose competent assistance and technical expertise have enabled the production of this report. Sincerely, Page 44%8 of 1713 01-� kz,%4-1-1 Michael C. Van Milligen City Manager e/; -�/ -/ Jennifer M. Larson Chief Financial Officer Page 449 of 1713 KEY Library _ Management/Legislative Community Impact Multicultural Family Center Engineering Facilities Management Finance & Budget Health Services Human Resourci Leisure Services Recreation Parks Civic Center I Grand River Center Po Public Works Transportation Services Parking Transit Water & Resource Recovery Center THE CTTY OF i DUB E Masterpiece an the Mississippi City Clerk Airport Sustainability IEconomic Development Emergency Communications Equity & ` Human Rights P Fire Housing & Community Development Information Technology Planning Services I Arts & Cultural Affairs Ambulance Emergency Services Management I Code Enforcement Public Information Geographic Information Systems Shared Prosperity & Neighborhood Support Water Elected by the Appointed by the Appointed by the Appointed by the Appointed by the Citizens of Dubuque City Council Library Board of Airport Commission City Manager Trustees 12 Page 1410 of 1713 CITY OF DUBUQUE, IOWA OFFICIALS JUNE 30, 2023 CITY COUNCIL Brad M. Cavanagh Mayor Ric W. Jones Council Member, At —Large Representative David T. Resnick Council Member, At -Large Representative Susan R. Farber Council Member, Ward One Representative Laura J. Roussell Council Member, Ward Two Representative Daniel C. Sprank Council Member, Ward Three Representative Katy A. Wethal Council Member, Ward Four Representative COUNCIL APPOINTED OFFICIALS Michael C. Van Milligen City Manager Barry A. Lindahl Senior Counsel Crenna M. Brumwell City Attorney Jason Lehman Assistant City Attorney Adrienne N. Breitfelder City Clerk DEPARTMENT MANAGERS Todd E. Dalsing Airport Director Cori L. Burbach Assistant City Manager Gus N. Psihoyos City Engineer Jennifer M. Larson Chief Financial Officer Therese H. Goodmann Director of Strategic Partnerships Jill M. Connors Economic Development Director Jessica George-Rethwisch Emergency Communications Director Amy Scheller Fire Chief Mary Rose Corrigan Public Health Director Alexis M. Steger Housing and Community Development Director Shelley M. Stickfort Chief Human Resources Officer Antonio Mouzon Community Impact Director Christine A. Kohlmann Chief Information Officer Marie L. Ware Leisure Services Director Nicholas L. Rossman Library Director Randy W. Gehl Public Information Officer Arielle Swift Public Works Director Wally C. Wernimont Planning Services Director Jeremy Jensen Police Chief Gina S. Bell Director of Sustainable Ryan Knuckey Director of Transportation Services Christopher J. Lester Water Department Director Deron Muehring Water & Resource Recovery Center Director Gisella Aitken-Shandle Chief of Equity and Human Rights Anderson Sainci Director of the Office of Shared Prosperity & Neighborhood Support 13 Page 1411 of 1713 Government Finance Officers Association Certificate of Achievement for Excellence in Financial Reporting Presented to City of Dubuque Iowa For its Annual Comprehensive Financial Report For the Fiscal Year Ended June 30, 2022 Executive Director/CEO 14 Page 1412 of 1713 Independent Auditor's Report Honorable Mayor and City Council City of Dubuque, Iowa Dubuque, Iowa Report on the Audit of the Financial Statements Opinions We have audited the financial statements of the governmental activities, the business -type activities, the aggregate discretely presented component units, each major fund, and the aggregate remaining fund information of the City of Dubuque, Iowa (the City), as of and for the year ended June 30, 2023, and the related notes to the financial statements, which collectively comprise the City's basic financial statements as listed in the table of contents. In our opinion, based on our audit and the reports of the other auditors, the accompanying financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business -type activities, the aggregate discretely presented component units, each major fund, and the aggregate remaining fund information of the City, as of June 30, 2023, and the respective changes in financial position, and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. We did not audit the financial statements of Dubuque Initiatives and Subsidiaries and Dubuque Convention and Visitors Bureau, which represent 29% and 2%, respectively, of the assets and 1 % and 17%, respectively, of the revenues of the aggregate discretely presented component units as of June 30, 2023. Those statements were audited by other auditors, whose reports have been furnished to us, and our opinion, insofar as it relates to the amounts included for Dubuque Initiatives and Subsidiaries and Dubuque Convention and Visitors Bureau, are based solely on the reports of the other auditors. Basis for Opinions We conducted our audit in accordance with auditing standards generally accepted in the United States of America (GAAS) and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States (Government Auditing Standards). Our responsibilities under those standards are further described in the "Auditor's Responsibilities for the Audit of the Financial Statements" section of our report. We are required to be independent of the City, and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. The financial statements of the Dubuque Initiatives and Subsidiaries and the Dubuque Convention and Visitors Bureau, component units included in the financial statements of the aggregate discretely presented component units, were not audited in accordance with Government Auditing Standards. Emphasis of Matter As described in Note 17 to the financial statements, in 2023, the City adopted Governmental Accounting Standards Board Statement No. 96, Subscription Based Information Technology Arrangements. Our opinions are not modified with respect to this matter. 15 Page 1413 of 1713 Responsibilities of Management for the Financial Statements Management is responsible for the preparation and fair presentation of the financial statements in accordance with accounting principles generally accepted in the United States of America, and for the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the City's ability to continue as a going concern for 12 months beyond the financial statement date, including any currently known information that may raise substantial doubt shortly thereafter. Auditor's Responsibilities for the Audit of the Financial Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinions. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with GAAS and Government Auditing Standards will always detect a material misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the financial statements. In performing an audit in accordance with GAAS and Government Auditing Standards, we • Exercise professional judgment and maintain professional skepticism throughout the audit • Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. • Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, no such opinion is expressed. • Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements. • Conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise substantial doubt about the City's ability to continue as a going concern for a reasonable period of time. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control -related matters that we identified during the audit. 16 Page 1414 of 1713 Required Supplementary Information Accounting principles generally accepted in the United States of America require that management's discussion and analysis, budgetary comparison, pension, and other postemployment benefit information be presented to supplement the basic financial statements. Such information is the responsibility of management and, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with GAAS, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Supplementary Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements. The combining nonmajor fund statements and the schedule of expenditures of federal awards, as required by Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards, are presented for purposes of additional analysis and are not a required part of the basic financial statements. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. The information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with GAAS. In our opinion, the combining nonmajor fund statements and the schedule of expenditures of federal awards are fairly stated, in all material respects, in relation to the basic financial statements as a whole. Other Information Management is responsible for the other information included in the annual comprehensive financial report. The other information comprises the introductory and statistical sections but does not include the basic financial statements and our auditor's report thereon. Our opinions on the basic financial statements do not cover the other information, and we do not express an opinion or any form of assurance thereon. In connection with our audit of the basic financial statements, our responsibility is to read the other information and consider whether a material inconsistency exists between the other information and the basic financial statements, or the other information otherwise appears to be materially misstated. If, based on the work performed, we conclude that an uncorrected material misstatement of the other information exists, we are required to describe it in our report. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated September 29, 2024, on our consideration of City's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements, and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of City's internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City's internal control over financial reporting and compliance. West Des Moines, Iowa September 29, 2024 17 Page 1415 of 1713 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2023 This section of the City of Dubuque's annual financial report presents our discussion and analysis of the City's financial performance during the fiscal year that ended on June 30, 2023. Comparative information from the previously issued financial statements for the year ended June 30, 2022, is also included. The 2022 information has not been restated for the implementation of GASB Statement No. 96. Please read it in conjunction with the transmittal letter at the front of this report and the City's financial statements found in the next section of this report. FINANCIAL HIGHLIGHTS • The net position of the City of Dubuque increased to $709,270,904 compared to net position of $665,485,190 for fiscal year 2022. • Governmental program revenues increased by $8,397,772 from fiscal year 2022. This increase was due largely in part to a significant increase in grant revenues in public works related to the Northwest Arterial project. There was also an increase in general government capital grants related to Federal Covid Fund projects. • The City's business type activities program revenues increased by $5,798,047. Charges for services increased by $1,895,498. Rate increases included 5% for water, 5% for sewer, 1.69% for stormwater, and a 2.6 % increase for refuse in fiscal year 2023. Operating grants and contributions increased by $2,067,312. The Transit System had an increase in operating grants and contributions related to federal operating grants. Capital contributions received from governmental funds were $1,299,847 and are shown in the transfers line and are detailed out in Note 6. • Expenses of the City's governmental activities increased approximately 11.2%, or $10,503,323 from fiscal year 2022 to fiscal year 2023. The increase was seen mainly in culture and recreation, community and economic development and general government, which is due to additional programming costs in recreation, additional development related costs and subscription asset related amortization. • The City implemented Governmental Accounting Standards Board Statement No. 96, Subscription Based Information Technology Arrangements, for the year ended June 30, 2023. This resulted in a restatement as of July 1, 2022 for subscription assets and subscription liabilities. The effect of implementing this Statement did not result in a restatement of beginning net position. See Note 17 for further information. OVERVIEW OF THE FINANCIAL STATEMENTS The City's basic financial statements consist of government -wide financial statements, fund financial statements, and notes to the financial statements. This discussion and analysis is intended to serve as an introduction to the basic financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government -wide Financial Statements The government -wide financial statements are designed to provide readers with a broad overview of the City's finances, in a manner similar to private -sector business. The paragraphs below provide a brief description of the government -wide financial statements. Im Page 1416 of 1713 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2023 The statement of net position presents information on all of the City's assets, deferred outflows of resources, liabilities, and deferred inflows of resources, with the difference between assets plus deferred outflows, and liabilities plus deferred inflows of resources reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. To assess the overall health of the City, additional non -financial factors should be considered, such as changes in the City's property tax base and the condition of the City's infrastructure. The statement of activities presents information showing how the City's net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will result in cash flows in future fiscal periods such as uncollected taxes and earned but unused sick and vacation leave. The government -wide financial statements include not only the City itself (known as the primary government), but also three other legally separate entities (known as component units), the Dubuque Metropolitan Area Solid Waste Agency (DMASWA), Dubuque Initiatives (DI) and Subsidiaries, and the Dubuque Convention and Visitors Bureau (CVB) for which the City of Dubuque is considered financially accountable. Financial information for DMASWA, DI, and CVB are reported separately from the financial information presented for the primary government. The Dubuque Metropolitan Area Solid Waste Agency, Dubuque Initiatives and Subsidiaries, and Dubuque Convention and Visitors Bureau issue separate financial statements. Dubuque Initiatives and Subsidiaries' financial statements are prepared on a calendar year basis while the Dubuque Metropolitan Area Solid Waste Agency's and Dubuque Convention and Visitors Bureau's financial statements are prepared on the same fiscal year basis as the City of Dubuque. The government -wide financial statements are divided into two categories: Governmental activities. This category consists of services provided by the City that are principally supported by taxes and intergovernmental revenues. Basic City services such as police, fire, public works, planning, parks, library, and general administration are governmental activities. Business -type activities. These activities are supported primarily by user fees. The services provided by the City in this category include water, sewer, storm water, refuse, salt, parking, and transit. Fund Financial Statements A fund is a group of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City uses fund accounting to ensure and demonstrate compliance with legal requirements for financial transactions and reporting. All of the funds of the City can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. However, unlike the government - wide financial statements, governmental fund financial statements focus on near -term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near -term financial requirements. 19 Page 1417 of 1713 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2023 Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long-term impact of the City's near -term financial decisions. Both the governmental fund balance sheet and governmental fund statement of revenues, expenditures, and changes in fund balances are followed by a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City maintains four individual major governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the general fund, tax increment financing fund, community development fund and debt service fund, all of which are considered to be major funds. Data from all other governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds is provided in the form of combining statements elsewhere in this report. The City legally adopts an annual budget by function. A budgetary comparison schedule has been provided. Proprietary funds. The City maintains two different types of proprietary funds. Enterprise funds are used to report the same functions presented as business -type activities in the government -wide financial statements. The City uses enterprises funds to account for its sewer, water, storm water, and refuse utilities, transit service, parking facilities, and salt. Internal service funds are accounting devices used to accumulate and allocate costs internally among the City's various functions. The City uses internal service funds to account for its general services, garage services, stores/printing, health insurance, and workers' compensation. The engineering services fund is used to budget for engineering staff time expected to be spent on capital projects, but the actual time spent working on capital projects is directly charged to the funds that the capital projects are budgeted. The City's internal service funds predominately benefit the governmental activities and have been included in the governmental activities in the government -wide financial statements. Fiduciaryfunds. Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government -wide financial statements because the resources of those funds are not available to support the City's own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. The City has two fiduciary funds, a custodial fund reporting resources held for the Dubuque Racing Association for improvements at the greyhound racing facility and a custodial fund used for reporting resources from police seizures. Notes to the financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government -wide and fund financial statements. Required supplementary information. In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information concerning the budget and actual results of the City, the City's proportionate share of the net pension liability and related contributions for both of the City's pension plans, and the schedule of changes in the total OPEB liability. Other information. The combining statements referred to earlier in connection with nonmajor governmental funds, nonmajor enterprise funds, and internal service funds are presented immediately following the required supplementary information. 20 Page 1418 of 1713 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2023 CK1]1I_II 111//101 19 AIA 117 Do W 1►"Ll[e1 /\ W-11 M r1, ul Net position. As noted earlier, net position may serve as a useful indicator of a government's financial position when observed over time. The analysis that follows focuses on the change in net position for the governmental and business -type activities. The largest part of the City's net position reflects its net investment in capital assets such as land, buildings, infrastructure, machinery, and equipment less any related debt used to acquire those assets that is still outstanding. The debt related to the investment in capital assets is liquidated with resources other than capital assets, lease and subscription assets. Restricted net position represents resources subject to external restrictions, constitutional provisions or enabling legislation on how they can be used. Unrestricted net position is the part of net position that can be used to finance day-to-day operations without constraints established by debt covenants, legislation, or other legal requirements. Current and other assets Capital, lease, and subscription assets Total assets Deferred outflows of resources Long-term liabilities Other liabilities Total liabilities Deferred inflows of resources CITY OF DUBUQUE'S NET POSITION Governmental Activities Business -type Activities Total 2023 2022* 2023 2022* 2023 2022* $ 195,308,266 $ 196,804,646 $ 58,314,028 $ 53,694,044 $ 253,622,294 $ 250,498,790 434,690,348 420,411,188 388,775,568 387,565,873 823,465,916 807,977,061 = ---TrM= ---TTr,7= —7-77,7= —raM= 9,403,632 8,681,034 1,341,811 1,031,486 10,745,443 9,712,520 105,570,830 85,447,508 157,122,209 165,553,863 262,693,039 251,001,371 34,689,475 40,251,472 17,022,908 15,658,748 51,712,383 55,910,220 —140260,305 —�a�?ssa —rlrr i ---rRrz= —TrXT= 306,911,591 62,480,241 90,404,860 1,677,086 5,386,630 64,157,327 95,791,490 Net position: Net investment in capital assets 400,952,682 386,739,779 231,850,352 219,652,664 632,803,034 606,392,443 Restricted 47,002,287 35,584,078 2,828,344 3,124,213 49,830,631 39,708,291 Unrestricted (11,293,269) (12,530,829) 37,930,508 32,915,285 26,637,239 20,384,456 Total net position 436,661,700' $ ----T6T7= ­7777= $ --- 737= ---777= $ iiil *Not restated for the implementation of GASB Statement No. 96 Net position of the governmental activities increased $26,868,672 over fiscal year 2022 balance of $409,793,028. There was a $14,279,230 increase in capital assets. The increase is due to construction of building and infrastructure and the implementation of GASB 96. Unearned revenue decreased by $3,507,748 related to American Rescue Plan Act funds spent. The net pension liability increased by $23,357,985 which was offset by pension related deferred inflows that decreased by $27,924,619. 21 Page 1419 of 1713 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2023 Net position for the business -type activities increased $16,917,042 over fiscal year 2022 of $255,692,162. Charges for services increased $1,689,147. Operating grants and contributions increased $2,067,312 due to increased funding. Capital grants and contributions increased $1,835,237. The Transit Fund saw an increase in federal operating grants related to its operations. The largest portion of the City's net position, $632,803,334 or 89.2% reflects its investment in capital assets less any related debt used to acquire these assets that is still outstanding. Restricted net position in the amount of $49,830,631 or 7.0% represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net position of $26,637,239, or 3.8% may be used to meet the City's ongoing obligations to citizens and creditors. Governmental activities. Taxes are the largest source of governmental revenues with property taxes of $40,211,474 in 2023. Other governmental revenues included gaming $9,846,790, local option sales taxes $12,154,160, and charges for services $19,957,341. In calendar year 2023, gross gaming revenues decreased 9.7% for the Dubuque Racing Associations (DRA) and the Diamond Jo increased 3.6% as compared to calendar year 2022. Gross gaming revenue for DRA was impacted by construction disruption as the property underwent redevelopment starting in Spring 2023. In calendar year 2023, the DRA showed increases of 15.6%, in sports betting revenue, hotel room revenue, food and beverage sales, entertainment sales and other revenue as compared to calendar year 2022. This resulted in calendar year 2023 total gross revenue decreasing 5.0% as compared to calendar year 2022. The current Dubuque market is approximately $123.6 million annually in 2023 down from the $126 million market in 2022 and up from the $120 million market in 2019 (pre COVID). DRA share of the market was 37.8% in 2023 (impacted by construction disruption), 41.1% in 2022, 41.2% in 2021 and 41.2% in 2019. Local option sales taxes decreased based on a change in the timing of payments by the Iowa Department of Revenue. Governmental operating expenses during 2023 totaled $104,589,968. Public Safety increased $1,348,141 due to additional positions being filled at the police and fire departments. Public works increased $1,234,558 due to additional snow removal costs and street maintenance costs. Culture and recreation increased $2,830,123 due to additional programming costs in parks and recreation, specifically noting both City pools being open in 2023. Community and economic development increased $2,227,724 due to additional housing and grant activities. General government increased $2,383,974 due to subscription based asset costs and an increase in payment to other agencies due to a change in private management company for the Grand River Center. Business -type activities. Charges for services increased $1,689,147 based on rate increases included 5% for water, 5% for sewer, 1.69% for stormwater, and a 2.6% increase for refuse in fiscal year 2023. Operating grants and contributions increased $2,067,312 due to additional federal funding received in 2023. Operating expenses increased from $33,935,701 in 2022 to $37,757,629 in 2023. The increase was primarily in employee expense and supplies and services. Nonoperating expenses consist of interest expense of $3,821,170. Investment earnings increased from $119,466 in 2022 to $1,571,115 in 2023. 22 Page 1420 of 1713 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2023 CITY OF DUBUQUE CONDENSED STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION Governmental Activities Business -type Activities Total 2023 2022* 2023 2022* 2023 2022* Revenues: Program revenues Charges for services $ 19,957,341 $ 22,700,982 $ 38,792,295 $ 37,103,148 $ 58,749,636 $ 59,804,130 Operating grants and contributions 18,825,358 19,956,589 4,349,167 2,281,855 23,174,525 22,238,444 Capital grants and contributions 16,280,486 4,007,842 9,279,293 7,444,056 25,559,779 11,451,898 General revenues Property taxes 40,211,474 39,406,493 - - 40,211,474 39,406,493 Local option sales tax 12,154,160 12,738,941 12,154,160 12,738,941 Hotel/moteltax 3,071,858 2,915,854 3,071,858 2,915,854 Utility franchise fees 7,061,030 6,044,713 7,061,030 6,044,713 Gaming 9,846,790 12,000,140 - - 9,846,790 12,000,140 Unrestricted investment earnings 5,674,974 (390,365) 1,571,115 119,466 7,246,089 (270,899) Miscellaneous 2,058,660 - 435,822 - 2,494,482 - Gain on sale of capital assets - 244,104 57,732 (206,351) 57,732 37,753 Total revenues 135,142,1 1 -119,625,293 54,485,424 47742, 774 189,627,555 166,367,467 Expenses: Public safety 31,897,099 30,548,958 - - 31,897,099 30,548,958 Public works 23,176,938 21,942,380 23,176,938 21,942,380 Health and social services 966,542 1,003,870 966,542 1,003,870 Culture and recreation 17,282,589 14,452,466 17,282,589 14,452,466 Community and economic development 19,094,222 16,866,498 19,094,222 16,866,498 General government 9,651,738 7,267,764 9,651,738 7,267,764 Interest on long-term debt 2,520,840 2,004,709 - - 2,520,840 2,004,709 Sewage disposal works - 13,038,176 12,197,134 13,038,176 12,197,134 Water utility 8,140,552 7,212,652 8,140,552 7,212,652 Stormwater utility 6,493,098 6,047,606 6,493,098 6,047,606 Parking facilities 3,261,531 2,972,990 3,261,531 2,972,990 Refuse collection 5,599,895 4,452,838 5,599,895 4,452,838 Transit system 4,615,225 4,027,600 4,615,225 4,027,600 Salt - - 103,396 129,265 103,396 129,265 Total expenses 104,589,9 88 94,086,645 41,251,873 37,040,085 145,841,841 131,126,730 Increase in net position before transfers 30,552,163 25,538,648 13,233,551 9,702,089 43,785,714 35,240,737 Transfers (3,683,491) (7,430,546) 3,683,491 7,430,546 - - Increase innet position 26,868,6 22 18,108,102 16,917,042 17,132,635 43,785,714 35,240,737 Net position, beginning, as restated 409,793,028 391,684,926 255,692,162 238,559,527 665,485,190 630,244,453 Net position, ending $ 436,661,700 $ 409,793,028 27� $ 755,692,162 $ 709,270,904 $ 665,485,190 *Not restated for the implementation of GASB Statement No. 96 23 Page 1421 of 1713 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2023 Governmental funds. The focus of the City's governmental funds is to provide information on near -term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City's financing requirements. The City's governmental funds reported a combined fund balance of $100,515,736 at June 30, 2023. $3,795,901 is in nonspendable for inventory, long-term receivables, and prepaid items. $69,412 is nonspendable endowment corpus. $45,553,740 is restricted for debt service and bond ordinance, road use tax funds, capital improvements, community development programs, employee benefits, endowments, and various grants. Council ordinance has committed $3,769,015 for capital improvements. $4,336,311 is assigned for capital improvements and cable equipment replacement. This leaves $43,060,769 for unassigned fund balances in the government funds. The General Fund's fund balance reserve goal is 20% of revenues. The fund balance of the General Fund increased by $6,833,019 to $51,554,442. Charges for Services increased by $465,187, investment earnings increased by $4,862,537, and contributions increased by $1,160,246. These increases were offset by a decrease in gaming revenues of $2,153,350 or 17.9% in fiscal year 2023. General Fund expenditures increased from $67,924,133 in 2022 to $86,919,488 in 2023. The $18,995,355 increase was primarily due to purchases of capital assets of $11,481,795, increase in principal payments of $2,430,462 and increase in culture and recreation expenditures of $2,418,139. The fund balance of special revenue fund Tax Increment Financing increased by $5,360,492 to $15,952,920. Tax revenues increased by $705,619 due to an increase in debt certified in the North Cascade Housing TIF, which increased tax revenues. Investment earnings increased by $618,884. Tax Increment Financing transfers out decreased $2,201,208. The fund balance of the special revenue Community Development Fund decreased by $690,133 to $5,914,591. Intergovernmental revenue decreased from $4,648,280 in 2022 to $3,386,788 in 2023 primarily due to the decrease in Section 8 Housing related revenue. The fund balance of the Debt Service Fund decreased by $223,412 to a deficit of $164,295. The Debt Service Fund paid $4,378,537 in principal and $2,650,791 in interest and fiscal charges during fiscal year 2023. Proprietary funds. The City's proprietary funds provide the same type of information found in the government -wide financial statements, but in more detail. The combined net position of the enterprise funds at June 30, 2023, totaled $271,051,811 of which the unrestricted is $36,373,115. The Sewer Fund had an increase of $3,665,019 for total net position of $36,545,265. Operating expenses increased $964,345 primarily for utilities and supplies and services. The Sewer Fund operating income from operations was $3,327,040. The Water Utility had an increase in net position by $3,605,193 for total net position of $44,141,087. There was a 5% increase in water rates in 2023. The Storm Water Utility had an increase in net position of $7,941,351. Ending net position is $118,035,954. Storm Water Utility had capital contributions of $7,585,240 which consisted of a contribution of assets from governmental funds $391,046 and a capital grant of $7,079,324. 24 Page 1422 of 1713 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2023 The Parking Facilities had a decrease in net position of $33,411. Ending net position is $49,990,937. Parking Facilities had operating loss of $918,664 after depreciation of $1,095,203 for fiscal year 2023. Other Enterprise Funds net position increased by $1,365,895 to $22,338,568. This was primarily due to Transit's increase of $2,073,787 in net position which was offset by the decrease of $685,440 in Refuse Collection. BUDGETARY HIGHLIGHTS There were two amendments to the City's 2022-2023 cash basis budget. The first amendment was passed in October 2022 to reflect operating and capital budget carryovers (continuing appropriation authority) from fiscal year 2022 and amended the fiscal year 2023 budget for operating and capital City Council actions since the beginning of the fiscal year. The second budget amendment was passed in May 2023 to reflect City Council actions since the first budget amendment and amendments to add additional appropriation authority due to increased revenues. The final budget for total cash basis receipts increased by $29,856,772. The increase was primarily attributable to revenue associated with capital projects and operating carryovers which mainly include grants to intergovernmental funds. The final budget for total expenditures increased $115,301,373 from the original budget. The increase was primarily attributable to purchase order encumbrances carryover, capital projects, and operating carryovers from the prior year and expenditures associated with new grants received. Actual cash basis revenues were $38,442,762 less than the final amended budget; and, cash basis expenditures were $135,697,859 less than the final amended budget due primarily to projected capital projects not completed by fiscal year end. 25 Page 1423 of 1713 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2023 CAPITAL, LEASE AND SUBCRIPTION ASSETS AND DEBT ADMINISTRATION Capital, lease and subscription assets. The City's investment in capital, lease and subscription assets for its governmental and business -type activities as of June 30, 2023, amounts to $823,465,916 (net of accumulated depreciation and amortization). This investment in capital and lease assets includes land, buildings, improvements other than buildings, machinery and equipment, infrastructure, lease assets, subscription assets, and construction in progress. Additional information on the City's assets can be found in Note 6 to the financial statements in this report. CAPITAL, LEASE, AND SUBSCRIPTION ASSETS (net of accumulated depreciation/amortization) Land Buildings Improvements other than buildings Machinery and equipment Infrastructure Lease equipment Lease real estate Subscription assets Construction in progress Accumulated depreciation/amortization Total assets Governmental Activities Business -type Activities Total 2023 2022* 2023 2022* 2023 2022* $ 108,554,411 $ 109,344,920 147,433,210 143, 501,321 28,773,920 28,347,112 56,224,961 56,334,774 275,039,351 272,137,258 55,894 55,894 208,093 208,093 3,483,380 - 17,083,741 4,048,607 (202,166,613) (193,566,791) $ 434,690,348 $ 420,411,188 $ 24,996,358 $ 24,996,358 157,43 3,288 157,43 3,28 8 226,502,056 191,73 8,459 126,450,411 124,741,230 267,361 267,361 10,990 10,990 21,549 - 16,179,533 42,436,293 (163,085,978) (154,058,106) 38� $ 387,565,873 *Not restated for the implementation of GASB Statement No. 96 $ 133,550,769 $ 134,341,278 304,866,498 300,934,609 255,275,976 220,085,571 182,675,372 181,076,004 275,039,351 272,137,258 323,255 323,255 219,083 219,083 3,504,929 - 33,263,274 46,484,900 (365,252,591) (347,624,897) $ 823,465,916 $ 807,977,061 Major expenditures during 2022-2023 were for the construction work on Bee Branch Creek Railroad culverts, Ice Center remediation project, and the Northwest arterial rehab project. Long-term debt. At year end, the City had $239,143,838 of debt outstanding. During fiscal year 2023, the City implemented GASB 96, which resulted in increases to subscriptions payable in the amount of $1,798,899 as of year-end. Revenue capital loan notes have been issued for the planning and construction of sewer, stormwater, and water capital projects through the State of Iowa State Revolving Loan Funds (SRF). The City issued an additional $1,651,152 of SRF debt in 2023. The City has pledged income derived from the acquired or constructed assets to pay debt service. The City continues to operate under the State debt capacity limitations. The State limits the amount of general obligation debt outstanding to 5% of the assessed value of all taxable property in the community. Thus the City's debt capacity is $259,297,290. With $101,742,461 of debt applicable against the capacity, the City is utilizing 39.24% of this limit. Additional information on the City's long-term debt can be found in Note 7 of this report. 26 Page 1424 of 1713 CITY OF DUBUQUE, IOWA MANAGEMENT'S DISCUSSION AND ANALYSIS FOR THE YEAR ENDED JUNE 30, 2023 ECONOMIC FACTORS The City's unemployment rate as of June 2023 was unchanged from 3.0% in October 2022. The national average was 3.6% for June 2023, according to the Bureau of Labor Statistics. State of Iowa was 2.9% as reported in June 2023. The assessed valuation of taxable property, net of exemptions, increased by 2.34% to $2,973,185,000. In fiscal year 2023, there was 2.6 % increase to the minimum monthly refuse rate of $15.38, a 5% increase to sewer rate, a 5% increase to water rates, and a 1.69% increase to the storm water monthly fee ($9.00 per single family unit (SFU)). Rate increases included 5% for water, 5% for sewer, 1.69% for stormwater, and no increase for refuse in fiscal year 2023. Requests for information. This financial report is designed to provide a general overview of the City's finances for all those with an interest in the government's finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the Chief Financial Officer, 50 West 13th Street, Dubuque, Iowa 52001-4864. 27 Page 1425 of 1713 Basic Financial Statements Fiscal Year Ended June 30, 2023 City of Dubuque, Iowa Page 1426 of 1713 CITY OF DUBUQUE, IOWA STATEMENT OF NET POSITION JUNE 30, 2023 Primary Government Component Units Dubuque Metropolitan Dubuque Dubuque Governmental Business -type Area Solid Initiatives and Convention and Activities Activities Total Waste Agency Subsidiaries Visitors Bureau ASSETS CURRENT ASSETS Cash and investments $ 108,403,110 $ 43,354,028 $ 151,757,138 $ 11,192,033 $ 10,314,830 $ 365,402 Receivables Property tax Delinquent 465,807 - 465,807 - - - Succeeding year 26,623,300 - 26,623,300 - - - Accounts and other 3,445,219 4,569,793 8,015,012 527,960 14,643 109,399 Leases 1,437,046 90,807 1,527,853 39,747 - - Special assessments 733,077 170,937 904,014 - Accrued interest 815,921 321,632 1,137,553 70,903 - Notes 531,262 - 531,262 - 178,369 Intergovernmental 5,240,908 1,915,167 7,156,075 - Internal balances (1,974,860) 1,974,860 - - - Inventories 934,106 1,414,948 2,349,054 - 127,779 7,799 Prepaid items 575,541 112,469 688,010 31,330 - 2,500 Total Current Assets 147,230,437 53,924,641 201,155,078 11,861,973 10,635,621 485,100 NONCURRENT ASSETS Restricted cash and investments 12,460,024 3,777,185 16,237,209 5,826,770 1,575,837 289,370 Assets held for commercial development - - - - 426,419 - Notes receivable 6,384,486 - 6,384,486 55,191 Lease receivable 29,233,319 612,202 29,845,521 - - Capital, lease and subscription assets Land 108,554,411 24,996,358 133,550,769 2,737,804 - - Buildings 147,433,210 157,433,288 304,866,498 566,523 2,500,940 265,111 Improvements other than buildings 28,773,920 226,502,056 255,275,976 21,080,570 - 27,491 Machinery and equipment 56,224,961 126,450,411 182,675,372 5,041,085 143,890 Infrastructure 275,039,351 - 275,039,351 - - Lease equipment 55,894 267,361 323,255 41,493 Lease real estate 208,093 10,990 219,083 - Subscription assets 3,483,380 21,549 3,504,929 Construction in progress 17,083,741 16,179,533 33,263,274 Accumulated depreciation and amortization (202,166,613) (163,085,978) (365,252,591) (11,352,401) - (181,592) Total Noncurrent Assets 482,768,177 393,164,955 875,933,132 23,900,351 4,558,387 585,763 Total Assets $ 629,998,614 $ 447,089,596 $ 1,077,088,210 $ 35,762,324 $ 15,194,008 $ 1,070,863 DEFERRED OUTFLOWS OF RESOURCES Pension related deferred outflows $ 8,832,591 $ 1,142,975 $ 9,975,566 $ 83,804 $ $ OPEB related deferred outflows 571,041 198,836 769,877 14,919 Total Deferred Outflows of Resources $ 9,403,632 $ 1,341,811 $ 10,745,443 $ 98,723 $ $ 28 Page 1427 of 1713 CITY OF DUBUQUE, IOWA EXHIBIT I (continued) STATEMENT OF NET POSITION (Continued) JUNE 30, 2023 Primary Government Component Units Dubuque Metropolitan Dubuque Dubuque Governmental Business -type Area Solid Initiatives and Convention and Activities Activities Total Waste Agency Subsidiaries Visitors Bureau LIABILITIES CURRENT LIABILITIES Accounts payable $ 6,956,309 $ 3,428,442 $ 10,384,751 $ 359,254 $ 107,926 $ 318,258 Accrued payroll 870,150 154,630 1,024,780 11,992 56,817 Leases payable 22,354 21,833 44,187 - 41,334 Subscription payable 718,361 11,549 729,910 - Loans payable 269,674 - 269,674 Notes payable - 6,437,000 6,437,000 - General obligation bonds payable 3,368,873 3,061,127 6,430,000 465,000 Revenue bonds payable - 3,515,000 3,515,000 - Tax increment financing bonds payable 730,000 - 730,000 - - - Line of credit - - - - 2,500,000 - Accrued compensated absences 688,647 71,677 760,324 11,779 - 14,469 Accrued interest payable 227,779 321,650 549,429 35,351 - Intergovemmental payable - - - 98,718 - 7,958 Unearned revenue 20,507,475 20,507,475 - 10,501 OPEB liability 329,853 329,853 Total Current Liabilities 34,689,475 17,022,908 51,712,383 982,094 2,607,926 449,337 NONCURRENT LIABILITIES Lease Payable 141,788 203,103 344,891 - 2,963 Subscription payable 1,080,538 - 1,080,538 - Loans payable 2,940,483 - 2,940,483 Notes payable - 102,084,425 102,084,425 - General obligation bonds payable 40,345,552 24,241,864 64,587,416 6,311,101 - - Revenue bonds payable - 25,581,115 25,581,115 - - - Landfill closure and post -closure care - - - 3,610,397 - - Tax increment financing bonds payable 16,255,776 - 16,255,776 - Accrued compensated absences 6,599,148 753,951 7,353,099 215,540 Net pension liability 33,654,102 3,266,545 36,920,647 271,136 OPEB liability 4,553,443 991,206 5,544,649 89,459 Total Noncurrent Liabilities 105,570,830 157,122,209 262,693,039 10,497,633 2,963 Total Liabilities 140,260,305 174,145,117 314,405,422 11,479,727 2,607,926 452,300 DEFERRED INFLOWS OF RESOURCES Pension related deferred inflows 4,445,747 615,064 5,060,811 95,387 - - OPEB related deferred inflows 848,340 272,566 1,120,906 46,955 Lease related deferred inflows 30,299,378 673,281 30,972,659 35,878 Succeeding year property tax 26,623,300 - 26,623,300 - Deferred gain on refunding 263,476 116,175 379,651 Total deferred inflows of resources 62,480,241 1,677,086 64,157,327 178,220 NET POSITION Net investment in capital assets Restricted for/by: Bond ordinance development agreement Debt service Employee benefits Community development Iowa Finance Authority Trust Capital projects Franchise agreement Endowments, expendable Endowments, nonexpendable Other State statute Landfill closure and post closure care Minority interest Unrestricted Total Net Position See notes to financial statements. 400,952,682 231,850,352 632,803,034 11,297,480 5,060,955 2,828,344 7,889,299 124,192 - 124,192 20,312 20,312 14,790,275 14,790,275 1,638,134 1,638,134 21,531,697 21,531,697 1,073,474 1,073,474 102,047 102,047 87,869 87,869 2,573,332 2,573,332 - - - 350,364 1,866,009 - - 2,426,459 - - (11,293,269) 37,930,508 26,637,239 8,262,788 12,586,082 618,563 $ 436,661,700 $ 2 , 22609,204 $ 709,270904 $ 24,203,100 $ 12,586,082 $ 618,563 29 Page 1428 of 1713 CITY OF DUBUQUE, IOWA STATEMENT OF ACTIVITIES FOR THE YEAR ENDED NNE 30, 2023 Functions/Programs Primary government Governmental Activities: Public safety Public works Health and social services Culture and recreation Community and economic development General government Interest on long-term debt Total governmental activities Business -type activities Sewage disposal works Water utility Stormwater utility Parking facilities Refuse collection Transit system Salt Total business -type activities Total primary government Component units Dubuque Metropolitan Area Solid Waste Agency Dubuque Initiatives and Subsidiaries Dubuque Convention and Visitors Bureau Total Component Units General revenues Property taxes Local option sales tax Hotel motel tax Utility franchise fees Gaming Unrestricted investment earnings Miscellaneous Gain (loss) on disposal of capital assets Transfers Total general revenues and transfers Change in Net Position Net position, beginning of year Net position, ending of year See notes to financial statements Program Revenues Net (Expense) Revenue and Changes in Net Position Primary Government Operating Capital Grants Charges for Grants and and Total Program Governmental Business -type Expenses Services Contributions Contributions Revenues Activities Activities Total $ 31,897,099 $ 4,966,834 $ 916,835 $ - $ 5,883,669 $ (26,013,430) $ - $ (26,013,430) 23,176,938 5,707,265 7,441,175 11,254,259 24,402,699 1,225,761 - 1,225,761 966,542 167,639 17,504 - 185,143 (781,399) - (781,399) 17,282,589 3,233,591 531,783 - 3,765,374 (13,517,215) - (13,517,215) 19,094,222 988,475 9,697,465 160,446 10,846,386 (8,247,836) - (8,247,836) 9,651,738 4,893,537 220,596 4,865,781 9,979,914 328,176 - 328,176 2,520,840 (2,520,840) (2,520,840) 104,589,968 19,957,341 18,825,358 16,280,486 55,063,185 (49,526,783) (49,526,783) EXHIBIT 2 Component Units Dubuque Metropolitan Area Dubuque Dubuque Solid Waste Initiatives and Convention and Agency Subsidiaries Visitors Bureau 13,038,176 14,835,494 - 651,479 15,486,973 - 2,448,797 2,448,797 8,140,552 10,802,909 - 901,195 11,704,104 - 3,563,552 3,563,552 6,493,098 5,611,781 81,079 7,586,737 13,279,597 - 6,786,499 6,786,499 3,261,531 2,202,247 93,526 - 2,295,773 - (965,758) (965,758) 5,599,895 4,801,782 - - 4,801,782 - (798,113) (798,113) 4,615,225 458,919 4,174,562 139,882 4,773,363 - 158,138 158,138 103,396 79,163 - - 79,163 - (24,233) (24,233) 41,251,873 38,792,295 4,349,167 9,279,293 52,420,755 - 11,168,882 11,168,882 $ 145,841,841 $ 58,749,636 $ 23,174,525 $ 25,559,779 $ 107,483,940 $ (49,526,783) $ 11,168,882 $ (38,357,901) $ 6,012,582 $ 8,007,326 $ 50,946 $ - $ 8,058,272 $ 2,045,690 $ - $ - 232,055 4,993 - - 4,993 - (227,062) - 2,143,055 394,588 1,355,188 1,749,776 (393,279) $ 8,387,692 A 8,406,907 A 1,406,134 , 9,813,041 2,045,690 (227,062) (393,279) $ 40,211,474 $ - $ 40,211,474 - - - 12,154,160 - 12,154,160 - - - 3,071,858 - 3,071,858 - - - 7,061,030 - 7,061,030 - - - 9,846,790 - 9,846,790 - - - 5,674,974 1,571,115 7,246,089 225,986 (305,313) 768 2,058,660 435,822 2,494,482 - 110,151 - - 57,732 57,732 9,710 - - (3,683,491) 3,683,491 76,395,455 5,748,160 82,143,615 235,696 (195,162) 768 26,868,672 16,917,042 43,785,714 2,281,386 (422,224) (392,511) 409,793,028 255,692,162 665,485,190 21,921,714 13,008,306 1,011,074 $ 436,661,700 $ 272,609,204 $ 709,270,904 $ 24,203,100 $ 12,586,082 $ 618,563 KIM Page 1429 of 1713 THIS PAGE IS INTENTIONALLY LEFT BLANK Page 1430 of 1713 CITY OF DUBUQUE, IOWA BALANCESHEET GOVERNMENTAL FUNDS JUNE 30, 2023 Special Revenue ASSETS Cash and investments Receivables Property tax Delinquent Succeeding year Accounts and other Special assessments Accrued interest Notes Intergovernmental Leases Due from other funds Inventories Prepaid items Restricted cash and investments Total Assets LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCES LIABILITIES Accounts payable Accrued payroll Intergovernmental payable Due to other funds Unearned revenue Total Liabilities DEFERRED INFLOW OF RESOURCES Unavailable revenues Succeeding year property tax Lease related deferred inflows Special assessments Grants Other Total Deferred Inflows of Resources FUND BALANCES Nonspendable Endowment corpus Inventory Long-term notes receivable Prepaid items Restricted Endowments Library Police Veterans Debt service Bond ordinance Capital improvements Franchise agreement Special assessments Iowa Finance Authority Trust Community programs Employee benefits Committed, capital improvements Assigned Dubuque Racing gaming/distribution Cable equipment replacement Unassigned Total Fund Balances Total Liabilities, Deferred Inflows of Resources, and Fund Balances See notes to financial statements. Tax Incremental Community General Financing Development $ 64,110,644 $ 12,437,065 $ 3,027,197 191,496 256,292 - 23,866,093 - 3,100,189 68,213 - 535,533 144,562 - 2,780,505 - 2,995,085 2,386,670 386,721 30,670,365 - 3,010,351 - 268,191 80,632 324,448 - 12,660 216,513 3,211,039 131,529,211 16,048,958 6,502,295 2,825,426 96,038 156,624 766,801 - 13,613 - 417,467 20,507,475 - - 24,099,702 96,038 587,704 23,866,093 - - 30,299,378 68,213 777,637 863,746 55,875,067 268,191 80,632 2,557,886 - 324,448 12,660 2,920,215 13,032,705 6,604,724 2,992,649 1,343,662 44,067,606 (783,425) 51,554,442 15,952,920 5,914,591 $ 131,529,211 $ 16,048,958 $ 6,502,295 31 Page 1431 of 1713 EXHIBIT 3 Nonmajor Governmental Debt Service Funds Total $ - $ 20,447,411 $ 100,022,317 828 17,191 465,807 304,738 2,452,469 26,623,300 - 151,870 3,252,059 664,864 733,077 84,219 764,314 1,140,158 6,915,748 2,433,731 5,207,122 - 30,670,365 - 3,010,351 499,329 848,152 52,755 389,863 9,032,472 12,460,024 305,566 36,976,469 191,362,499 2,701,876 5,779,964 64,321 844,735 164,742 2,845,609 3,427,818 20,507,475 164,742 5,611,806 30,559,992 304,738 2,452,469 26,623,300 - - 30,299,378 652,096 720,309 - 994,083 1,771,720 381 7,937 872,064 305,119 4,106,585 60,286,771 - 69,412 69,412 499,329 848,152 - 2,557,886 52,755 389,863 92,132 92,132 1,129,237 1,129,237 8,885 8,885 - 201,288 201,288 59,117 - 59,117 - - 2,920,215 18,135,704 31,168,409 585,078 585,078 12,768 12,768 1,865,003 1,865,003 818,494 7,423,218 18,978 18,978 3,769,015 3,769,015 - 2,992,649 1,343,662 (223,412) 43,060,769 (164,295) 27,258,078 100,515,736 $ 305,566 $ 36,976, 669 $ 191,362,499 32 Page 1432 of 1713 THIS PAGE IS INTENTIONALLY LEFT BLANK Page 1433 of 1713 CITY OF DUBUQUE, IOWA RECONCILIATION OF THE GOVERNMENTAL FUNDS BALANCE SHEET TO THE STATEMENT OF NET POSITION JUNE 30, 2023 Total fund balances - governmental funds Amounts reported for the governmental activities in the statement of net position are different because: Capital, lease and subscription assets used in governmental activities are not financial resources and therefore are not reported in the funds. Cost of capital, lease and subscription assets Accumulated depreciation Some of the City's revenues will be collected after year-end but are not available soon enough to pay for the current period's expenditures and therefore are unavailable in the funds. Those revenues consist of - Special assessments Grants and other Pension and OPEB related deferred outflows of resources and deferred inflows of resources are not due and payable in the current year and, therefore, are not reported in the government funds as follows: Deferred inflows of resources Deferred outflows of resources Internal service funds are used by the City's management to charge the costs of equipment maintenance and self-insurance programs to individual funds. The assets and liabilities of the internal service funds are included in governmental activities in the statement of net position. Internal service funds allocated to business -type activities Some liabilities are not due and payable in the current period and therefore are not reported in the funds. Those liabilities consist of: General obligation bonds Tax increment financing bonds Loans payable Lease payable Subscription payable Deferred gain on debt refundings Accrued interest Compensated absences Net pension liability Total OPEB liability Net position of governmental activities See notes to financial statements. 636,495,632 (201,856,277) 720,309 2,643,784 (4,587,392) 9,185,103 (43,714,425) (16,985,776) (3,210,157) (164,142) (1,798,899) (263,476) (227,779) (7,287,795) (33,318,409) (4,883,296) EXHIBIT 3-1 100,515,736 434.639.355 3.364.093 4.597.711 6,956,352 (1,557,393) (111,854,154) 436,661,700 33 Page 1434 of 1713 CITY OF DUBUQUE, IOWA STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30, 2023 Special Revenue Tax Increment Community General Financing Development REVENUES Taxes $ 40,475,333 $ 12,910,158 $ - Special assessments - - 3,000 Licenses and permits 1,915,186 - - Intergovernmental 5,794,040 - 3,386,788 Charges for services 16,434,539 - 9,260 Fines and forfeits 369,273 - - Investment earnings 4,540,535 319,935 31,307 Contributions 1,875,957 522,933 33,689 Gaming 9,846,790 - - Miscellaneous 1,218,181 - 48,474 Total Revenues 82,469,834 13,753,026 3,512,518 EXPENDITURES Current Public safety 33,739,860 - - Public works 8,525,577 - - Health and social services 995,604 - 20,000 Culture and recreation 16,821,307 - 97,419 Community and economic development 4,794,754 2,714,639 3,424,801 General government 7,127,775 - - Debt service Principal 1,121,934 - - Interest and fiscal charges 55,247 - - Capital projects 4,043,866 - 860,431 Total Expenditures 77,225,924 2,714,639 4,402,651 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES 5,243,910 11,038,387 (890,133) OTHER FINANCING SOURCES (USES) Issuance of debt 811,353 - - Transfers in 3,091,414 - 200,000 Transfers out (2,651,986) (6,471,725) - Insurance recovery 255,138 - - Sale of capital assets 83,190 793,830 - Total Other Financing Sources (Uses) 1,589,109 (5,677,895) 200,000 NET CHANGE IN FUND BALANCES 6,833,019 5,360,492 (690,133) FUND BALANCES, BEGINNING 44,721,423 10,592,428 6,604,724 FUND BALANCES, ENDING $ 51,554,442 $ 15,952,920 $ 5,914,591 See notes to financial statements. 34 Page 1435 of 1713 EXHIBIT 4 Governmental Debt Service Funds Total $ 71,770 $ 9,039,057 $ 62,496,318 - 115,387 118,387 - - 1,915,186 - 21,981,542 31,162,370 - 112,033 16,555,832 - - 369,273 87,582 520,786 5,500,145 - 110,337 2,542,916 - - 9,846,790 - 620,664 1,887,319 159,352 32,499,806 132,394,536 - 8,928 33,748,788 - 9,011,452 17,537,029 - - 1,015,604 - 247,641 17,166,367 - 8,077,503 19,011,697 - 601,094 7,728,869 4,378,537 45,371 5,545,842 2,650,791 1,025 2,707,063 - 20,385,563 25,289,860 7,029,328 38,378,577 129,751,119 (6,869,976) (5,878,771) 2,643,417 811,353 6,646,564 654,015 10,591,993 - (3,851,926) (12,975,637) - 33,526 288,664 - 39,305 916,325 6,646,564 (3,125,080) (367,302) (223,412) (9,003,851) 2,276,115 59,117 36,261,929 98,239,621 $ (164,295) $ 27,258,078 $ 100,515,736 35 Page 1436 of 1713 CITY OF DUBUQUE, IOWA EXHIBIT 4-1 RECONCILIATION OF THE GOVERNMENTAL FUNDS STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES TO THE STATEMENT OF ACTIVITIES FOR THE YEAR ENDED JUNE 30, 2023 Net change in fund balances - total governmental funds 2,276,115 Amounts reported for governmental activities in the statement of activities are different because: Capital outlays are reported as expenditures in governmental funds. However, in the statement of activities, the cost of capital assets is allocated over their estimated useful lives and reported as depreciation expense. In the current period, these amounts are: Capital assets expended in governmental funds 23,793,645 Transfers of capital assets to enterprise funds (1,299,847) Contributions from developers 1,496,215 Depreciation and amortization expense (10,896,810) 13,093,203 In the statement of activities, only the gain or loss on the sale of capital assets is reported, whereas in the governmental funds, the entire proceeds from the sale increase financial resources. Thus, the change in net position differs from the change in fund balances by the book value of the asset being disposed. (913,743) Because some revenues will not be collected for several months after the City's fiscal year ends, they are not considered "available" revenues and are deferred in the governmental funds. Deferred inflows of resources increased (decreased) by these amounts this year: Special assessments 416,860 Grants and other 1,864,660 2,281,520 Debt proceeds provide current financial resources to governmental funds, but issuing debt increases long-term liabilities in the statement of net position. Repayment of debt principal is an expenditure in the governmental funds, but it reduces long-term liabilities in the statement of net position and does not affect the statement of activities. Also, governmental funds report the effect of issuance discounts and premiums when debt is first issued, whereas these amounts are deferred and amortized in the statement of activities. Debt issuances including premium (811,353) Debt repayments 5,545,842 4,734,489 Some items reported in the statement of activities do not require the use of current financial resources and therefore are not reported as expenditures in governmental funds. These items consist of: Increase in accrued interest (8,329) Amortization of bond discount/premium 165,085 Increase in compensated absences (273,219) Deferred amount on debt refundings 37,640 Pension adjustment 4,012,265 OPEB adjustment (25,402) Total additional expenses 3,908,040 Internal service funds are used by management to charge the costs of certain activities to individual funds. The change in net position of the internal service funds is reported with governmental activities. 1,489,048 Change in net position of governmental activities 26,868,672 See notes to financial statements. 36 Page 1437 of 1713 CITY OF DUBUQUE, IOWA STATEMENT OF NET POSITION PROPRIETARY FUNDS JUNE 30, 2023 Business -type Activities -Enterprise Funds ASSETS CURRENT ASSETS Cash and investments Receivables Accounts Accrued interest Intergovernmental Leases Due from other funds Prepaid items Inventories Total Current Assets NONCURRENT ASSETS Restricted cash and investments Lease receivable Capital and lease assets Land Buildings Improvements to other than buildings Machinery and equipment Lease equipment Lease real estate Construction in progress Subscription assets Accumulated depreciation and amortization Net Capital and Lease Assets Total Noncurrent Assets Total Assets DEFERRED OUTFLOWS OF RESOURCES Pension related deferred outflows OPEB related deferred outflows Total Deferred Outflows of Resources See notes to financial statements. Sewage Disposal Stormwater Works Water Utility Utility $ 4,748,802 $ 10,390,943 $ 20,544,144 2,108,456 1,307,621 691,957 - - 21,604 98,938 16,628 150,913 - 90,807 - - - 417,467 8,607 38,150 12,524 310,509 1,084,847 - 7,275,312 12,928,996 21,838,609 306,236 982,230 2,080,000 - 612,202 - 254,858 209,244 21,596,104 72,257,722 11,080,162 - 54,962,047 1,702, 821 163,729,530 39,185,243 71,521,482 1,720,563 267,361 - - 4,850,695 4,822,511 4,281,742 (75,203,606) (32,403,381) (25,276,879) 96,574,320 56,932,839 166,051,060 96,880,556 58,527,271 168,131,060 104,155,868 71,456,267 189,969,669 238,570 270,190 93,729 18,266 40,625 6,748 256,836 310,815 100,477 37 Page 1438 of 1713 Business -type Activities -Enterprise Funds Other Enterprise Parking Facilities Funds Total EXHIBIT 5 Governmental Activities - Internal Service Funds $ 2,142,149 $ 5,527,990 $ 43,354,028 $ 8,380,793 112,411 520,285 4,740,730 193,160 - 1,893,563 1,915,167 33,786 10,821 44,332 321,632 51,607 - - 90,807 - - - 417,467 - 10,656 42,532 112,469 185,678 - 19,592 1,414,948 85,954 2,276,037 8,048,294 52,367,248 8,930,978 181,319 227,400 3,777,185 - - - 612,202 - 2,900,152 36,000 24,996,358 - 62,216,456 11,878,948 157,433,288 - 4,625,254 1,482,404 226,502,056 - 2,284,678 11,738,445 126,450,411 361,329 - - 267,361 - 10,990 - 10,990 - 2,224,5 85 - 16,179,533 - - 21,549 21,549 - (22,304,842) (7,897,270) (163,085,978) (310,336) 51,957,273 17,260,076 388,775,568 50,993 52,138,592 17,487,476 393,164,955 50,993 54,414,629 25,535,770 445,532,203 8,981,971 70,050 470,436 1,142,975 218,529 24,256 108,941 198,836 - 94,306 579,377 1,341,811 218,529 m Page 1439 of 1713 CITY OF DUBUQUE, IOWA STATEMENT OF NET POSITION PROPRIETARY FUNDS JUNE 30, 2023 LIABILITIES CURRENT LIABILITIES Accounts payable Leases Payable Accrued payroll General obligation bonds payable Subscription liability Revenue bonds payable Capital loan notes payable Accrued compensated absences - current Accrued interest payable Total Current Liabilities NONCURRENT LIABILITIES Leases Payable General obligation bonds payable Revenue bonds payable Capital loan notes payable Accrued compensated absences Net pension liability Total OPEB liability Total Noncurrent Liabilities Total Liabilities DEFERRED INFLOWS OF RESOURCES Pension related deferred inflows OPEB related deferred inflows Leases related deferred inflows Deferred amount on refunding Total Deferred Inflows of Resources NET POSITION Net investment in capital assets Restricted by bond ordinance/development agreement Unrestricted Total Net Position Adjustment to reflect the consolidation of internal service fund activities related to enterprise funds. NET POSITION OF BUSINESS -TYPE ACTIVITIES See notes to financial statements. Business -type Activities -Enterprise Funds Sewage Disposal Stormwater Works Water Utility Utility $ 1,754,169 $ 600,175 $ 739,472 21,833 - - 30,695 40,115 11,661 683,736 784,451 965,883 - 370,000 3,145,000 3,191,000 919,000 2,327,000 16,606 16,121 16,202 107,723 41,276 159,739 5,805,762 2,771,138 7,364,957 203,103 - - 7,089,248 8,352,161 4,375,273 - 2,549,840 23,031,275 53,479,987 11,676,355 36,928,083 190,425 275,089 - 710,119 813,408 180,757 171,165 230,805 63,217 61,844,047 23,897,658 64,578,605 67,649,809 26,668,796 71,943,562 123,440 135,262 46,446 76,260 60,857 33,738 - 673,281 - 17,930 87,799 10,446 217,630 957,199 90,630 38,984,720 32,655,780 95,875,761 - 567,025 2,080,000 (2,439,455) 10,918,282 20,080,193 $ 36,545,265 $ 44,141,087 $ 118,035,954 39 Page 1440 of 1713 Business -type Activities -Enterprise Funds Parking Other Enterprise Facilities Funds Total EXHIBIT 5 Governmental Activities - Internal Service Funds $ 145,064 $ 189,562 $ 3,428,442 $ 1,176,345 - - 21,833 - 9,780 62,379 154,630 25,415 574,159 52,898 3,061,127 - - 11,549 11,549 - - - 3,515,000 - - - 6,437,000 - 1,701 21,047 71,677 - 9,592 3,320 321,650 - 740,296 340,755 17,022,908 1,201,760 - - 203,103 - 3,426,254 998,928 24,241,864 - - - 25,581,115 - - - 102,084,425 - 15,735 272,702 753,951 - 206,580 1,355,681 3,266,545 335,693 69,181 456,838 991,206 - 3,717,750 3,084,149 157,122,209 335,693 4,458,046 3,424,904 174,145,117 1,537,453 48,125 261,791 615,064 706,695 11,827 89,884 272,566 - - - 673,281 - - - 116,175 - 59,952 351,675 1,677,086 706,695 47,909,990 16,424,101 231,850,352 50,993 181,319 - 2,828,344 - 1,899,628 5,914,467 36,373,115 6,905,359 $ 49,990,937 7 22,338,568 271,051,811 $ 6,956,352 1,557,393 $ 272,609,204 40 Page 1441 of 1713 CITY OF DUBUQUE, IOWA STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION PROPRIETARY FUNDS FOR THE YEAR ENDED JUNE 30, 2023 OPERATING REVENUES Charges for sales and services Other Total Operating Revenues OPERATING EXPENSES Employee expense Utilities Repairs and maintenance Supplies and services Insurance Depreciation Total Operating Expenses OPERATING INCOME (LOSS) NONOPERATING REVENUES (EXPENSES) Intergovernmental Investment earnings Contributions Interest expense Gain (loss) on disposal of assets Net Nonoperating Revenues (Expenses) INCOME (LOSS) BEFORE CAPITAL CONTRIBUTIONS AND TRANSFERS Business -type Activities -Enterprise Funds Sewage Disposal Stormwater Works Water Utility Utility $ 14,835,234 $ 10,733,853 $ 5,572,643 197,706 45,722 39,138 15,032,940 10,779,575 5,611,781 3,932,200 2,949,429 1,282,887 1,171,396 990,126 46,930 779,540 568,514 33,462 2,208,371 1,840,469 1,067,161 144,343 128,568 30,384 3,470,050 1,323,313 2,198,033 11,705,900 7,800,419 4,658,857 3,327,040 2,979,156 952,924 - - 81,079 353,686 219,246 756,346 - - 1,497 (1,404,244) (424,926) (1,856,543) 260 23,334 7,690 (1,050,298) (182,346) (1,009,931) 2,276,742 2,796,810 (57,007) CAPITAL CONTRIBUTIONS 1,433,526 929,580 7,585,240 TRANSFERS IN 97,635 21,687 479,065 TRANSFERS OUT (142,884) (142,884) (65,947) CHANGE IN NET POSITION NET POSITION, BEGINNING NET POSITION, ENDING Adjustment to reflect the consolidation of internal service fund activities related to enterprise funds CHANGE IN NET POSITION OF BUSINESS -TYPE ACTIVITIES See notes to financial statements. 3,665,019 3,605,193 7,941,351 32,880,246 40,535,894 110,094,603 $ 36,545,265 $ 44,141,087 $ 118,035,954 41 Page 1442 of 1713 EXHIBIT 6 Business -type Activities -Enterprise Funds Governmental Activities - Other Enterprise Internal Service Parking Facilities Funds Total Funds $ 2,079,471 $ 5,330,093 $ 38,551,294 $ 15,013,586 167,458 60,228 510,252 106,122 2,246,929 5,390,321 39,061,546 15,119,708 832,639 5,605,274 14,602,429 940,689 306,258 135,121 2,649,831 47,733 107,856 1,076,828 2,566,200 211,240 701,345 2,372,350 8,189,696 12,158,424 122,292 112,392 537,979 110,403 1,095,203 1,124,895 9,211,494 10,756 3,165,593 10,426,860 37,757,629 13,479,245 (918,664) (5,036,539) 1,303,917 1,640,463 - 4,324,215 4,405,294 - 55,480 141,036 1,525,794 220,150 226,064 668 228,229 - (111,259) (24,198) (3,821,170) - - 49,294 80,578 1,430 170,285 4,491,015 2,418,725 221,580 (748,379) (545,524) 3,722,642 1,862,043 489,415 - 10,437,761 - 280,000 2,263,281 3,141,668 - (54,447) (351,862) (758,024) - (33,411) 1,365,895 16,544,047 1,862,043 50,024,348 20,972,673 254,507,764 5,094,309 $ 49,990,937 $ 22,338,568 $ 271,051,811 $ 6,956,352 372,995 $ 16,917,042 42 Page 1443 of 1713 CITY OF DUBUQUE, IOWA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS YEAR ENDED JUNE 30, 2023 CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers Cash payments to suppliers for goods and services Cash payments to employees for services Other operating receipts NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Transfers from other funds Transfers to other funds Payment of interfimd balances Contributions Intergovernmental grant proceeds NET CASH PROVIDED BY (USED FOR) NONCAPITAL FINANCING ACTIVITIES CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Proceeds from sale of capital assets Acquisition and construction of capital assets Principal and interest received from lease receivable Proceeds from issuance of debt Payment of debt Interest paid Capital contribution NET CASH PROVIDED (USED FOR) CAPITAL AND RELATED FINANCING ACTIVITIES CASH FLOWS PROVIDED BY INVESTING ACTIVITIES Interest received NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS CASH AND CASH EQUIVALENTS, BEGINNING CASH AND CASH EQUIVALENTS, ENDING See notes to financial statements. Business -type Activities -Enterprise Funds Sewage Disposal Water Stormwater Parking Works Utility Utility Facilities $ 14,613,830 $ 10,779,468 $ 5,497,522 $ 2,185,427 (3,843,410) (3,612,326) (392,388) (1,155,201) (4,141,631) (3,181,193) (1,326,739) (890,076) 197,706 45,722 39,138 167,458 6,826,495 4,031,671 3,817,533 307,608 97,635 21,687 479,065 280,000 (142,884) (142,884) (65,947) (54,447) - - (417,467) - - - 1,497 226,064 - 178,013 - (45,249) (121,197) 175,161 451,617 260 23,334 7,690 - (2,105,113) (1,968,070) (3,989,003) (29,594) - 9,780 - - 415,365 201,097 1,034,691 - (3,818,591) (1,959,653) (5,469,422) (618,728) (1,448,076) (513,803) (1,965,939) (132,127) - - 7,194,194 - (6,956,155) (4,207,315) (3,187,789) (780,449) 261,425 203,680 611,475 45,176 86,516 (93,161) 1,416,380 23,952 4,968,522 10,941,134 19,127,764 2,299,516 $ 5,055,038 $ 10,847,973 $ 20,544,144 $ 2,323,468 43 Page 1444 of 1713 EXHIBIT 7 Business -type Activities -Enterprise Funds Governmental Activities Other Enterprise Internal Funds Total Service Funds $ 5,219,173 $ 38,295,420 $ 14,914,590 (3,617,149) (12,620,474) (13,741,210) (5,994,891) (15,534,530) (1,154,325) 60,228 510,252 106,122 (4,332,639) 10,650,668 125,177 2,263,281 3,141,668 - (351,862) (758,024) - - (417,467) - 668 228,229 - 3,580,864 3,758,877 - 5,492,951 5,953,283 - 49,294 80,578 1,430 (179,345) (8,271,125) - - 9,780 - - 1,651,153 - (62,487) (11,928,881) - (25,292) (4,085,237) - - 7,194,194 - (217,830) (15,349,538) 1,430 96,704 1,218,460 180,475 1,039,186 2,472,873 307,082 4,716,204 42,053,140 8,073,711 $ 5,755,390 $ 44,526,013 $ 8,380,793 44 Page 1445 of 1713 CITY OF DUBUQUE, IOWA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS YEAR ENDED JUNE 30, 2023 RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES Operating income (loss) Adjustments to reconcile operating income (loss) to net cash provided by (used for) operating activities Depreciation Noncash lease revenue Change in assets and liabilities (Increase) decrease in receivables (Increase) decrease in inventories and prepaid items Increase (decrease)in accounts payable (Decrease) increase in accrued liabilities Increase in net pension liability (Increase) in deferred outflows - pension related Decrease (increase) in deferred outflows - OPEB related (Decrease) increase in deferred inflows - pension related Increase (decrease) in deferred inflows - OPEB related Increase in deferred amount on refunding (Decrease) increase in total OPEB liability Total Adjustments NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES Business -type Activities -Enterprise Funds Sewage Disposal Water Stormwater Parking AV-11. TTr;If., TTr;hf- P­04;P $ 3,327,040 $ 2,979,156 $ 952,924 $ (918,664) 3,470,050 1,323,313 2,198,033 1,095,203 - (176,410) - - (221,404) 45,615 (75,121) 105,956 (56,149) (86,945) 14,962 (1,488) 518,630 205,802 771,893 86,325 (63,610) (73,173) (7,279) (18,410) 686,772 786,585 176,061 198,858 (70,137) (77,803) (56,767) (194) 8,128 9,338 1,595 (10,187) (756,667) (867,770) (152,779) (240,334) 24,905 11,720 (1,534) 683 (2,241) (27,096) (1,306) (2,287) (38,822) (20,661) (3,149) 12,147 3,499,455 1,052,515 2,864,609 1,226,272 $ 6,826,495 $ 4,031,671 $ 3,817,533 $ 307,608 RECONCILIATION OF CASH AND CASH EQUIVALENTS TO SPECIFIC ASSETS ON THE COMBINED STATEMENT OF NET POSITION Cash and investments, current and restricted 5,055,038 11,373,173 22,624,144 2,323,468 Less items not meeting the definition of cash equivalents - (525,200) (2,080,000) - Cash and cash equivalents at end of the year 5,055,038 10,847,973 20,544,144 2,323,468 NONCASH CAPITAL AND RELATED FINANCING ACTIVITIES Contribution of capital assets from outside sources Amortization of bond discount (premium) Net acquisition of capital assets through accounts and retainage payable Contributions of capital assets from Governmental Activities Acquisition of capital assets through financing arrangement See notes to financial statements. $ 651,479 $ 901,195 $ 391,046 $ - $ 37,351 $ 85,464 $ 112,947 $ 19,302 $ 654,713 $ (328,314) $ (1,344,733) $ 24,695 $ 782,047 $ 28,385 $ - $ 489,415 45 Page 1446 of 1713 EXHIBIT 7 (continued) Business -type Activities -Enterprise Funds Governmental Other Activities Enterprise Internal Funds Total Service Funds $ (5,036,539) $ 1,303,917 $ 1,640,463 1,124,895 9,211,494 10,756 - (176,410) - (110,920) (255,874) (98,996) (27,184) (156,804) (167,708) 106,726 1,689,376 (1,045,702) (133,897) (296,369) (20,645) 1,309,032 3,157,308 304,218 (54,237) (259,138) 12,719 (60,061) (51,187) - (1,518,800) (3,536,350) (509,928) 372 36,146 - - (32,930) - 67,974 17,489 - 703,900 9,346,751 (1,515,286) $ (4,332,639) $ 10,650,668 $ 125,177 5,755,390 47,131,213 8,380,793 - (2,605,200) - 5,755,390 44,526,013 8,380,793 $ - $ 1,943,720 $ - $ 812 $ 255,876 $ - $ (121,413) $ (1,115,052) $ - $ - $ 1,299,847 $ - $ 21,549 $ 21,549 $ - 46 Page 1447 of 1713 CITY OF DUBUQUE, IOWA STATEMENT OF FIDUCIARY NET POSITON CUSTODIAL FUNDS YEAR ENDED JUNE 30, 2023 ASSETS EXHIBIT 8 Custodial Funds Cash and investments $ 327,398 Total Assets 327,398 NET POSITION Restricted for individuals, organizations, and other governments 327,398 Total Net Position See notes to financial statements. $ 327,398 47 Page 1448 of 1713 CITY OF DUBUQUE, IOWA STATEMENT OF CHANGES IN FIDUCIARY NET POSITION CUSTODIAL FUNDS FOR THE YEAR ENDED JUNE 30, 2023 ADDITIONS Collections on behalf of individuals Investment earnings Total Additions DEDUCTIONS Payment to individuals, organization, or other agencies Total Deductions CHANGE IN NET POSITION NET POSITION, BEGINNING NET POSITION, ENDING See notes to financial statements. EXHIBIT 9 Custodial Funds $ 345,525 9,350 354,875 1,253,146 1,253,146 (898,271) 1,225,669 $ 327,398 w Page 1449 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 The notes to financial statements contain a summary of significant accounting policies and other notes considered necessary for an understanding of the financial statements of the City and are an integral part of this report. The index to the notes is as follows: 1. Summary of Significant Accounting Policies 2. Deficit Fund Equity 3. Cash on Hand, Deposits, and Investments 4. Notes Receivable 5. Interfund Balances and Transfers 6. Capital Assets 7. Long -Term Debt 8. Risk Management 9. Commitments and Contingent Liabilities 10. Other Postemployment Benefits (OPEB) 11. Employee Pension Plans 12. Landfill Closure and Postclosure Care 13. Leases Where City is Lessor 14. Subsequent Events 15. Prospective Accounting Pronouncements 16. Tax Abatements 17. Adoption of New Standard 49 Page 1450 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2023 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Reporting Entity The City of Dubuque, Iowa, is a municipal corporation governed by an elected mayor and a six -member council. As required by accounting principles generally accepted in the United States of America, these financial statements present the City and its component units, entities for which the City is considered to be financially accountable. The City has no blended component units. The discretely presented component units are reported in separate columns in the government -wide financial statements to emphasize that they are legally separate from the City. Discretely Presented Component Units The Dubuque Metropolitan Area Solid Waste Agency was created under the provisions of Chapter 28E of the Code of Iowa by the City of Dubuque and Dubuque County. The purpose of the Agency is to provide solid waste management for the Dubuque metropolitan area. The City appoints a voting majority of the Agency's governing board and has authority over those persons responsible for the day-to-day operations of the Agency. The Agency has a June 30 year end. During the year ended June 30, 2023, $695,947 of the Dubuque Metropolitan Area Solid Waste Agency's charges for services were related to services provided to the City of Dubuque. Dubuque Initiatives and Subsidiaries is a non-profit corporation organized under the laws of Iowa and Section 501(c)(3) of the Internal Revenue Code. The Organization was created to render service to the City Council of the City of Dubuque, Iowa, on matters of community interest. The Organization's articles require that its board members include two city council members, the mayor, and the city manager of the City of Dubuque, Iowa; and in the event of dissolution, any assets or property of the Organization be transferred to the City of Dubuque, Iowa. During the fiscal year 2008, the City of Dubuque, Iowa guaranteed debt issued by Dubuque Initiatives and Subsidiaries for the rehabilitation of the Roshek Building. The Organization has a December 31 year end. Dubuque Convention and Visitors Bureau is a non-profit corporation organized under the laws of Iowa and Section 501(c)(3) of the Internal Revenue Code. The Organization's purpose is to strengthen the Dubuque area economy by competitively marketing the area as a destination for conventions, tour groups, sporting events and individual travelers. The Organization's articles require that its board members include one City Council member, the City of Dubuque Mayor and the City Manager. In the event of dissolution, any assets or property of the Organization shall be distributed to the City of Dubuque, Iowa after paying or making provision for the payment of all liabilities of the Corporation. The City collects hotel/motel taxes and forwards 50% to the CVB as the primary source of funds for its operations. The CVB has a June 30 year end. Dubuque Initiatives and Subsidiaries and the Dubuque Convention and Visitors Bureau present their financial information in accordance with the Financial Accounting Standards Board (FASB). Complete financial statements for the Component Units may be obtained from the City of Dubuque's Finance Department for the Dubuque Metropolitan Area Solid Waste Agency and Dubuque Area Convention and Visitors Bureau, and the Economic Development Office for Dubuque Initiatives and Subsidiaries. These offices are located at: City Hall, 50 West 13th Street, Dubuque, Iowa 52001. 50 Page 1451 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 1 — SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) Jointly Governed Organizations The City participates in several jointly governed organizations that provide goods or services to the citizenry of the City but do not meet the criteria of a joint venture since there is no ongoing financial interest or responsibility by the participating governments. City officials are members of the following boards and commissions: City of Dubuque Conference Board Dubuque County E-911 Committee Dubuque Drug Task Force Government -wide and Fund Financial Statements The government -wide financial statements (i.e., the statement of net position and the statement of activities) report information on all of the nonfiduciary activities of the primary government and its component units. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business -type activities, which rely to a significant extent on fees and charges for services. Likewise, the primary government is reported separately from the legally separate component units for which the primary government is financially accountable. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those clearly identifiable with a specific function or segment. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants, contributions, and interest restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter is excluded from the government -wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. Measurement Focus, Basis of Accounting, and Financial Statement Presentation The government -wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund and fiduciary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the City considers revenues to be available if they are collected within 60 days of the end of the current fiscal period (year-end). 51 Page 1452 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2023 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, franchise taxes, licenses, interest, special assessments, and grants are susceptible to accrual. Sales taxes are considered measurable and available at the time the underlying transaction occurs, provided they are collected by the City within 60 days after year-end. All other revenue items are considered to be measurable and available only when cash is received by the City. The City reports the following major governmental funds: The General Fund is the City's primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. The Tax Increment Financing Fund is used to account for the receipt of property taxes, for the payment of projects within the tax increment financing district, and for the payment of remaining principal and interest costs on the tax increment financing districts' long-term debt service. The Community Development Fund is used to account for the use of Community Development Block Grant funds as received from federal and state governmental agencies. The Debt Service Fund is used to account for the accumulation of resources and payment of general obligation bond principal and interest from governmental resources and special assessment bond principal and interest from special assessment levies when the government is obligated in some manner for the payment. The City reports the following major proprietary funds: The Sewage Disposal Works Fund is used to account for the operations of the City's sewage disposal works and services. The Water Utility Fund is used to account for the operations of the City's water facilities and services. The Stormwater Utility Fund is used to account for the operations of the City's stormwater services. The Parking Facilities Fund is used to account for the operations of the City -owned parking ramps and other parking facilities. Additionally, the City reports the internal service fund type. Internal service funds are used to account for general, garage, stores/printing, health insurance, and worker's compensation insurance services provided by one department to other departments of the City on a cost -reimbursement basis. These funds cannot be used to support City activities. Fiduciary funds, including the custodial funds, use the economic resources measurement focus and the full accrual basis of accounting. The City reports Custodial Funds to account for assets held by the City as an agent for the Dubuque Racing Association and assets obtained in police seizures. This fund is used to account for the resources held for improvements at the greyhound racing facility. 52 Page 1453 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2023 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) As a general rule the effect of interfund activity has been eliminated from the government -wide financial statements. Exceptions to this general rule are charges between the City's water and sewer function and various other functions of the City. Eliminations of these charges would distort the direct costs and program revenues reported for the various functions concerned. Amounts reported as program revenues include 1) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the City's enterprise funds and of the City's internal service funds are charges to customers for sales and services. Operating expenses for enterprise funds and internal service funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. When both restricted and unrestricted resources are available for use, it is the City's policy to use restricted resources first, then unrestricted resources as they are needed. Assets, Deferred Outflows of Resources, Liabilities, Deferred Inflows of Resources, and Net Position/Fund Balance Deposits and Investments The City's cash, investments, and cash equivalents are considered to be cash on hand, demand deposits, and short-term investments with original maturities of three months or less from the date of acquisition. The cash balances of most City funds are pooled and invested. Interest earned on investments is recorded in the General Fund unless otherwise provided by law. Investments are stated at fair value except for the investment in the Iowa Public Agency Investment Trust and non-negotiable certificates of deposit which are valued at amortized cost. For purposes of the Statement of Cash Flows, all short-term cash investments that are highly liquid are considered to be cash equivalents. Cash equivalents are readily convertible to known amounts of cash and, at the day of purchase, have a maturity date no longer than three months. Receivables and Payables Activity between funds that are representative of lending/borrowing arrangements outstanding at year-end are referred to as either "due to/from other funds" (i.e., the current portion of interfund loans) or "advances to/from other funds" (i.e., the non -current portion of interfund loans). All other outstanding balances between funds are reported as "due to/from other funds." Any residual balances outstanding between the governmental activities and business -type activities are reported in the government -wide financial statements as "internal balances." 53 Page 1454 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2023 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) Advances between funds, as reported in the fund financial statements, are offset by a nonspendable fund balance account in applicable governmental funds to indicate that they are not available for appropriation and are not expendable available financial resources. Property tax receivable is recognized in the funds on the levy or lien date, which is the date that the tax asking is certified by the City to the County Board of Supervisors. Current year delinquent property tax receivable represents taxes collected by the County but not remitted to the City at June 30, 2023, and 2023 unpaid taxes. The succeeding year property tax receivable represents taxes certified by the City to be collected in the next fiscal year for the purposes set out in the budget for the next fiscal year. By statute, the City is required to certify its budget to the County Auditor by March 31 of each year for the subsequent fiscal year. However, by statute, the tax asking and budget certification for the following fiscal year becomes effective on the first day of that year. Although the succeeding year property tax receivable has been recorded, the related revenue is reported as a deferred inflow of resources in both the government - wide and fund financial statements and will not be recognized as revenue until the year for which it is levied. Property taxes are levied as of July 1 on property values assessed as of January 1 of the previous year. The tax levy is divided into two billings. The billings are due September 1 and March 1. On September 30 and March 31, the bill becomes delinquent, and penalties and interest may be assessed by the City. Special assessment receivable represents the amounts due from individuals for work done which benefits their property. These assessments are payable by individuals in not less than ten nor more than twenty annual installments. Each annual installment with interest on the unpaid balance is due on September 30 and is subject to the same interest and penalties as the other tax. Inventories and Prepaid Items Inventories included in the governmental funds are valued at cost using the first -in first -out (FIFO) method. The costs of governmental fund inventories are recorded as expenditures when consumed rather than when purchased. Inventories of materials and supplies in the enterprise funds are determined by actual count and priced on the FIFO method. Inventories included in internal service funds are stated at cost and consist of consumable supplies. The cost of these supplies is recorded as an expense at the time they are removed from inventory for use. Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items. The costs of governmental fund prepaids are recorded as expenditures when consumed rather than when purchased. 54 Page 1455 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2023 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) Restricted Assets Certain proceeds of the City's enterprise fund revenue bonds, as well as certain resources set aside for their repayment, are classified as restricted assets on the statement of net position because their use is limited by applicable bond covenants. The "revenue bond operating" account is used to report resources set aside to subsidize potential deficiencies from the enterprise fund's operation that could adversely affect debt service payments. The "revenue bond sinking" account is used to segregate resources accumulated for debt service payments over the next twelve months. The "revenue bond reserve" account is used to report resources set aside to make up potential future deficiencies in the revenue bond sinking account. Certain assets of the special revenue funds and capital project funds are classified as restricted assets because their use is limited by debt agreement, the City's cable television franchise agreement, or Iowa Finance Authority housing program agreement. Certain assets of the Dubuque Metropolitan Area Solid Waste Agency are classified as restricted assets because their use is restricted by state statute for certain specified uses. Capital, Lease and Subscription Assets Capital assets, lease assets and subscription assets, which include property, plant, equipment, intangibles, and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), are reported in the applicable governmental or business -type activities columns in the government -wide statement of net position and in the proprietary funds statement of net position. Capital assets are defined by the government as assets with an initial, individual cost of more than $100,000 for infrastructure and intangible assets, $20,000 for building assets, and $10,000 for the remaining assets including lease assets and subscription assets, and an estimated useful life of more than one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at acquisition value at the date of donation. The costs of normal maintenance and repair not adding to the value of the asset or materially extending asset lives are not capitalized. All of the City's infrastructure has been recorded, including infrastructure acquired prior to June 30, 1980. Major outlays for capital assets and improvements are capitalized as projects are constructed. Capital assets of the primary government, as well as the component units, are depreciated or amortized using the straight-line method over the following estimated useful lives: Assets Years Buildings 40 to 125 Improvements other than buildings 15 to 50 Machinery and equipment 2 to 30 Infrastructure and intangibles 2 to 75 55 Page 1456 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2023 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) Leases - Lessor The City is a lessor in leases of real estate and buildings. The City recognizes a lease receivable and a deferred inflow of resources in the government -wide, proprietary, and governmental fund financial statements. For regulated lessor contracts, the City recognizes inflows of resources (revenues) based on the payment provisions of the lease contract. At the commencement of a lease, the City initially measures the lease receivable at the present value of payments expected to be received during the lease term. Subsequently, the lease receivable is reduced by the principal portion of lease payments received. The deferred inflow of resources is initially measured as the initial amount of the lease receivable, adjusted for lease payments received at or before the lease commencement date. Subsequently, the deferred inflow of resources is recognized as revenue over the life of the lease term. Key estimates and judgments include how the City determines 1) the discount rate it uses to discount the expected lease receipts to present value 2) lease term, and 3) lease receipts. The City uses its estimated incremental borrowing rate as the discount rate for leases. The lease term includes the noncancellable period of the lease. Lease receipts included in the measurement of the lease receivable is composed of fixed payments from the lessee. The City monitors changes in circumstances that would require a remeasurement of its lease and will remeasure the lease asset and liability if certain changes occur that are expected to significantly affect the amount of the lease liability. Deferred Outflows of Resources Deferred outflows of resources represent a consumption of net assets that applies to a future period(s) and will not be recognized as an outflow of resources (expense/expenditure) until then. Deferred outflows of resources consist of unrecognized items not yet charged to pension and OPEB expense and contributions from the employer after the measurement date but before the end of the employer's reporting period. Compensated Absences The City allows employees to accumulate a limited amount of earned but unused vacation and sick pay benefits. Vacation pay is payable to employees upon retirement or termination. Sick pay is payable only upon retirement, in which event, employees with twenty years or more of service are paid 100% of their accrued sick leave balance over a five year period. All vacation pay and applicable sick pay benefits are accrued when incurred in the government -wide and proprietary fund financial statements. A liability for these amounts is reported in governmental funds only if they have matured, for example, as a result of employee resignations and retirements. Leases - Lessee The City is a lessee in leases of real estate, buildings, and equipment. The City recognizes a lease liability and an intangible right -to -use lease asset (lease asset) in the government -wide and proprietary financial statements. 56 Page 1457 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2023 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) At the commencement of a lease, the City initially measures the lease liability at the present value of payments expected to be made during the lease term. Subsequently, the lease liability is reduced by the principal portion of lease payments made. The lease asset is initially measured as the initial amount of the lease liability, adjusted for lease payments made at or before the lease commencement date, plus certain initial direct costs. Subsequently, the lease asset is amortized on a straight-line basis over the shorter of the lease term or the useful life of the underlying asset. Key estimates and judgments related to leases include how the City determines 1) the discount rate it uses to discount the expected lease payments to present value 2) lease term, and 3) lease payments. The City uses the interest rate charged by the lessor as the discount rate. When the interest rate charged by the lessor is not provided, the City generally uses its estimated incremental borrowing rate as the discount rate for leases. The lease term includes the noncancellable period of the lease. Lease payments included in the measurement of the lease liability are composed of fixed payments and purchase option price that the City is reasonably certain to exercise. The City monitors changes in circumstances that would require a remeasurement of its lease and will remeasure the lease asset and liability if certain changes occur that are expected to significantly affect the amount of the lease liability. Lease assets are reported with capital assets and lease liabilities are reported with long-term debt on the statement of net position. Subscription -based Information Technology Agreements (SBITAs) The City is a subscriber to various information technology agreements. The City recognizes a subscription liability and an intangible right -to -use subscription asset (subscription asset) in the government -wide and proprietary financial statements. At the commencement of a subscription, the City initially measures the subscription liability at the present value of payments expected to be made during the subscription term. Subsequently, the subscription liability is reduced by the principal portion of subscription payments made. The subscription asset is initially measured as the initial amount of the subscription liability, adjusted for subscription payments made at or before the subscription commencement date, plus certain initial direct costs. Subsequently, the subscription asset is amortized on a straight-line basis over the shorter of the subscription term or the useful life of the underlying asset. Key estimates and judgments related to subscriptions include how the City determines 1) the discount rate it uses to discount the expected subscription payments to present value 2) subscription term, and 3) subscription payments. The City uses the interest rate charged by the vendor as the discount rate. When the interest rate charged by the vendor is not provided, the City generally uses its estimated incremental borrowing rate as the discount rate for subscriptions. The subscription term includes the noncancellable period of the Subscription. Subscription payments included in the measurement of the subscription liability are composed of fixed payments. The City monitors changes in circumstances that would require a remeasurement of its subscription and will remeasure the subscription asset and liability if certain changes occur that are expected to significantly affect the amount of the subscription liability. Subscription assets are reported with capital assets and subscription liabilities are reported with long-term debt on the statement of net position. 57 Page 1458 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2023 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) Long -Term Obligations In the government -wide financial statements and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business -type activities, or proprietary fund type statement of net position. Bond premiums and discounts, and deferred amounts on refunding are deferred and amortized over the life of the bonds using the straight-line method. Bonds payable are reported net of the applicable bond premium or discount. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. Pensions For purposes of measuring the net pension liability, deferred outflows of resources, and deferred inflows of resources related to pensions, and pension expense, information about fiduciary net position of the Iowa Public Employees' Retirement System and the Municipal Fire and Police Retirement System (Systems') and additions to/deductions from the Systems' fiduciary net position have been determined on the same basis as they are reported by the Systems'. For this purpose, benefit payments (including refunds of employee contributions) are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. For the governmental activities, the net pension liability is generally liquidated by the General Fund, Community Development Fund, and Section VIII Housing Fund. Total OPEB Liability For purposes of measuring the total OPEB liability, deferred outflows of resources related to OPEB and OPEB expense, information has been determined based on the City's actuary report. For this purpose, benefit payments are recognized when due and payable in accordance with the benefit terms. For the governmental activities, the total OPEB liability is generally liquidated by the General Fund, Community Development Fund, and Section VIII Housing Fund. Deferred Inflows of Resources Deferred inflows of resources represent a consumption of net assets that applies to a future period(s) and will not be recognized as an inflow of resources (revenue) until that time. Although certain revenues are measurable, they are not available. Available means collected within the current year or expected to be collected soon enough thereafter to be used to pay liabilities of the current year. Deferred inflows of resources in the governmental fund financial statements represent the amount of assets that have been recognized, but the related revenue has not been recognized since the assets are not collected within the current year or expected to be collected soon enough thereafter to be used to pay liabilities of the current year. Deferred inflows of resources consist of property tax receivable and other receivables not collected within sixty days after year end. Deferred inflows of resources in the Statement of Net Position consist of succeeding year property tax and tax increment financing receivable that will not be recognized as revenue until the year for which they are levied, and unrecognized items not yet charged to pension, OPEB, and lease revenue. 58 Page 1459 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2023 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) Net Position/Fund Balance The Dubuque Metropolitan Area Solid Waste Agency's restricted net position represents outside third -party restrictions and amounts restricted for minority interest of the Agency. The Agency is restricted to using certain amounts for purposes specified by state statute. The net position restricted for minority interest is calculated at 22.7% of unrestricted net position, based on the 1976 revenue bond resolution authorizing the issuance of revenue bonds for the construction of the landfill. In the government -wide and proprietary fund financial statements, net position is displayed in three components as follows: • Net investment in capital assets: This consists of capital, lease and subscription assets, net of accumulated depreciation and amortization, less the outstanding balances of any bonds, notes or other borrowings that are attributable to the acquisition, construction, or improvement of those assets. Net investment in capital assets excludes unspent debt proceeds. Unspent debt proceeds were $8,532,503 for the governmental activities and $948,842 for business -type activities. • Restricted: This consists of net position that is legally restricted by outside parties or by law through constitutional provisions or enabling legislation. Net position restricted through enabling legislation as of June 30, 2023 consists of $124,192 for debt service and $20,312 for employee benefits. All other restrictions are by outside parties through grants, debt agreements or donors. • Unrestricted: This consists of net position that does not meet the definition of restricted or net investment in capital assets. In the governmental fund financial statements, fund balances are classified as follows: • Nonspendable: Nonspendable fund balances cannot be spent because they are not expected to be converted to cash or they are legally or contractually required to remain intact. • Restricted: Restricted fund balances are restricted to specific purposes when constraints placed on the use of the resources are either externally imposed by creditors, grantor or state or federal laws or imposed by law through constitutional provisions or enabling legislation. • Committed: Committed fund balances can be used only for specific purposes determined pursuant to constraints formally imposed by the City Council through resolution approved prior to year-end. Those committed amounts cannot be used for any other purpose unless the City Council removes or changes the specified use by resolution. • Assigned: Assigned fund balances contain self-imposed constraints of the government to be used for a particular purpose. Intent can be expressed by the City Council or by an official or body to which the City Council delegates the authority. The City Council has by resolution delegated the authority to the City Manager, and Director of Finance and Budget. 59 Page 1460 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2023 NOTE 1— SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) Unassigned: Unassigned fund balances are amounts not included in the other spendable classifications. Positive unassigned fund balance amount is only appropriate in the general fund. However in governmental funds, other than the general fund, if expenditures incurred for specific purposes exceed the amounts that are restricted, committed, or assigned to those purposes, it may be necessary to report a negative unassigned fund balance in that fund. Sometimes the government will fund outlays for a particular purpose from both restricted and unrestricted resources (the total of committed, assigned, and unassigned fund balance). In order to calculate the amounts to report as restricted, committed, assigned, and unassigned fund balance in the governmental fund financial statements a flow assumption must be made about the order in which the resources are considered to be applied. It is the government's policy to consider restricted fund balance to have been depleted before using any of the components of unrestricted fund balance. Further, when the components of unrestricted fund balance can be used for the same purpose, committed fund balance is depleted first, followed by assigned fund balance. Unassigned fund balance is applied last. The budget guideline of the City of Dubuque maintains a General Fund working balance or operating reserve of 20% of the total General Fund operating revenue requirements. An operating reserve or working balance must be carried into a fiscal year to pay operating costs until tax money, or other anticipated revenue is received. The State of Iowa recommends a reasonable amount for a working balance as (a) anticipated revenues for the first three months of the fiscal year, less anticipated expenditures or (b) 5% of the total General Fund operating budget, excluding fringes and tort liability expenses. The City's rating agency, Moody's Investor Service, recommends a reserve balance of at least 10% for "A" rated cities. This is based on the fact that a large portion of the revenue sources are beyond the City's control and therefore uncertain. None of the City's policies qualify as stabilization arrangements. Budgets and Budgetary Accounting The budgetary comparison and related disclosures are reported as Required Supplementary Information. Other Significant Accounting Policies Other significant accounting policies are set forth in the financial statements and the notes thereto. Implementation of GASB Statement No. 96 As of July 1, 2022 the City adopted GASB Statement No. 96, Subscription -Based Information Technology Arrangements (SBITAs). The objective of this Statement is to better meet the information needs of financial statement users by improving accounting and financial reporting for SBITAs by governments. The effect on the implementation of this standard on beginning net position is disclosed in Note 17. .c Page 1461 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2023 NOTE 2 — DEFICIT FUND EQUITY The following funds had a deficit net position/fund balance amount as of June 30, 2023: Major Governmental Fund: Debt Service $ 164,295 Internal Service Fund: General Service 102,948 The Debt Service Fund deficit will be addressed the next fiscal year with additional transfers to the fund. The General Service Fund deficit will be addressed during next fiscal year's reallocation of expenses. NOTE 3 — CASH ON HAND, DEPOSITS, AND INVESTMENTS Cash on Hand. Cash on hand represents authorized change funds and petty cash funds used for current operating purposes. The carrying amount at year-end was $14,495 for the City and $1,200 for the Dubuque Metropolitan Area Solid Waste Agency. Deposits. At year-end, the City's carrying amount of deposits was $141,568,186, and the bank balance was $137,521,683. The City's deposits in banks at June 30, 2023, were entirely covered by federal depository insurance or by the State Sinking Fund in accordance with Chapter 12C of the Code of Iowa. This chapter provides for additional assessments against the depositories to insure there will be no loss of public funds. The carrying amount of deposits for the Dubuque Metropolitan Area Solid Waste Agency was $17,017,603 and the bank balance was $17,299,405. The Agency's deposits in banks at June 30, 2023, were entirely covered by federal depository insurance or by the State Sinking Fund in accordance with Chapter 12C of the Code of Iowa. Investments. As of June 30, 2023, the City had the following investments and maturities. (The City assumes callable bonds will not be called): Investment Maturities (In Years) Investment Type Less Than 1 1 to 5 6 to 10 More than 10 Total Money Market Funds- U.S. Treasury $ 1,840,938 $ - $ - $ - $ 1,840,938 U.S. Treasury Securities 720,879 3,484,088 678,047 - 4,883,014 Federal Agency Obligations 921,472 15,022,117 478,299 3,525,609 19,947,497 Corporate Stock 67,615 - - - 67,615 $ 3,550,904 $ 18,506,205 $ 1,156,346 $ 3,525,609 $ 26,739,064 The City and the Dubuque Metropolitan Solid Waste Agency are authorized by statute to invest public funds in obligations of the United States government, its agencies and instrumentality's; certificates of deposit or other evidences of deposit at federally insured depository institutions approved by the City Council or Board of Trustees and the Treasurer of the State of Iowa; prime eligible bankers acceptances; certain high rated commercial paper; perfected repurchase agreements; certain registered open-end management investment companies; certain joint investment trusts; and warrants or improvement certificates of a drainage district. 61 Page 1462 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 3 — CASH ON HAND, DEPOSITS, AND INVESTMENTS (continued) Corporate stock was donated in 1957 to the City to establish the Ella Lyons Peony Trail Permanent Trust Fund. The City uses the fair value hierarchy established by generally accepted accounting principles based on the valuation inputs used to measure the fair value of the asset. Level 1 inputs are quoted prices in active markets for identical assets. Level 2 inputs are significant other observable inputs. Level 3 inputs are significant unobservable inputs. All of the City's investments, except for U.S. Treasury Securities, Federal Agency Obligations, and Managed Accounts L/T CD which were valued by the custodians of the securities using pricing models based on credit quality, time to maturity, stated interest rates, and market -rate assumptions (Level 2 inputs), were determined using the last reported sales price at current exchange rates. (Level 1 inputs) Interest Rate Risk. The City's investment policy limits the investment of operating funds (funds expected to be expended in the current budget year or within 15 months of receipt) to instruments that mature within 397 days. Funds not identified as operating funds may be invested in instruments with maturities longer than 397 days, but the maturities shall be consistent with the needs and use of the City. Credit Risk. The City's investment policy limits investments in commercial paper and other corporate debt to the top two highest classifications. The City did not invest in any commercial paper or other corporate debt during the year. The City's investments in Money Market Funds and US Agencies were rated AAA by Standard & Poor's. Concentration of Credit Risk. The City's investment policy does not allow for a prime bankers' acceptance or commercial paper and other corporate debt balances to be greater than ten percent of its total deposits and investments. The policy also limits the amount that can be invested in a single issue to five percent of its total deposits and investments. The City held no such investments during the year. Custodial Credit Risk - Deposits. In the case of deposits, this is the risk that in the event of a bank failure, the City's deposits may not be returned to it. The City's deposits are entirely covered by federal depository insurance or by the State Sinking Fund in accordance with Chapter 12C of the Code of Iowa. This chapter provides for additional assessments against the depositories to insure there will be no loss of public funds. Custodial Credit Risk — Investments. For an investment, this is the risk that, in the event of the failure of the counterparty, the City will not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. The City had no custodial risk with regards to investments, since all investments were held by the City or its agent in the City's name. Due to legal and budgetary reasons, the General Fund is assigned a portion of the investment earnings associated with other funds. These funds are the employee benefits, community development, road use tax, cable TV, general construction, transit system, general service, garage service, and stores/printing funds. 62 Page 1463 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 3 — CASH ON HAND, DEPOSITS, AND INVESTMENTS (continued) A reconciliation of cash and investments as shown on the government -wide statement of net position for the primary government and statement of fiduciary assets and liabilities follows: Cash on hand $ 14,495 Carrying amount of deposits 141,568,186 Carrying amount of investments 26,739,064 Total $ 168,321,745 Government -wide Cash and investments $ 151,757,138 Cash and investments - restricted 16,237,209 Fiduciary Cash and investments 327,398 Total $ 168,321,745 A reconciliation of cash and investments as shown on the government -wide statement of net position for the Dubuque Metropolitan Solid Waste Agency follows: Cash on hand Carrying amount of deposits Total Cash and investments Cash and investments - restricted Total $ 1,200 17,017,603 $ 17,018,803 $ 11,192,033 5,826,770 $ 17,018,803 A reconciliation of cash and investments as shown on the government -wide statement of net position for the Dubuque Initiatives and Subsidiaries (December 31, 2022) follows: Deposits Beneficial interest in assets held by others Total Cash and investments Cash and investments -restricted Total $ 10,314,830 1,575,837 $ 11,890,667 $ 10,314,830 1,575,837 $ 11,890,667 63 Page 1464 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 3 — CASH ON HAND, DEPOSITS, AND INVESTMENTS (continued) A reconciliation of cash and investments as shown on the government -wide statement of net position for the Dubuque Convention and Visitors Bureau (June 30, 2023) follows: Deposits Total Cash and investments Cash and investments -restricted Total NOTE 4 — NOTES RECEIVABLE $ 654,772 $ 654,772 $ 365,402 289,370 $ 654,772 The City provides low interest and no interest loans to promote economic and community development, provide opportunities for home ownership to low- and moderate -income citizens and improve rental properties for low-income citizens. Loans may contain a forgivable portion if recipient meets specific conditions such as job creation for economic development or residency requirements community development. Loans are secured by mortgage liens against the property. At June 30, 2023 the City had the following notes receivable. Downtown Rehabilitation Loan Program Judy Davison Gronen Adaptive CARich Properties, LLC Franklin Investments, LLC HJD Landlord LLC Interstate Building LLP Downtown Housing Incentive Loan Caradco Landlord, LLC Original Interest Current Balance Rate Issued Maturity Balance Portion $ 300,000 3 % 2020 12/1/2040 $ 284,000 $ - 300,000 2 2006 5/l/2036 123,394 7,993 120,000 - 2020 9/l/2030 87,000 12,000 300,000 3 2021 4/l/2041 258,000 - 466,000 3 2016 4/1/2036 410,917 26,654 300,000 3 2010 9/22/2030 160,139 18,617 4,500,000 3 2012 6/l/2030 2,759,754 219,618 $ 4,083,204 $ 284,882 M Page 1465 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 4 — NOTES RECEIVABLE (continued) Community Development Installment Loans Receivables Residential Rehabilitation Installment Loan Programs First Time Home Buyers Local Housing Assistance Program (LHAP) Homebuyers Assistance Program Infill RRP Reserve Washington Neighborhood Revitalize The Accessibility Rehabilitation Program (for rentals) Iowa Finance Authority HOME Program (1) Historic Preservation Revolving Loan Fund/Historic Preservation Housing Forgivable Loan Program MicroLending (1) Principal payments deferred if one tenant is low income Interest Current Rate Balance Portion 6 % $ 219,333 $ 43,000 6 500 500 6 921,056 141,000 6 24,779 3,607 - 14,760 720 - 117,064 10,000 6 20,751 3,000 - 252,249 4,000 - 1,125,397 32,553 90,650 5,000 6 3,759 1,000 - 42,246 2,000 $ 2,832,544 $ 246,380 At December 31, 2022, Dubuque Initiatives and Subsidiaries had the following notes receivable: City of Dubuque, 5.00%, unsecured, matures July 2023 $ 18,645 Various Small Businesses, 1 %, unsecured, matures July 2023 (2) 274,514 Less: allowance for doubtful accounts (59,599) Total notes receivable $ 233,560 (2) The Organization offered local small businesses $10,000 to provide bridge financing for working capital until borrower received additional funding from state, federal or local program funding related to COVID-19. There were 76 local participants that participated in this bridge loan program. Notes receivable are unsecured and due in monthly payments ranging from $135 to $530 beginning five months from the date of the note, including interest at 1.00%. All unpaid principal and interest due at various dates from March 2023 through June 2024. 65 Page 1466 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 5 — INTERFUND BALANCES AND TRANSFERS Interfund balances at June 30, 2023, include amounts due to/from other funds. Interfund balances are as follows: General Fund Community Development Debt Service Nonmajor Governmental Stormwater Utility Due From Other Funds $ 3,010,351 417,467 $ 3,427,818 Due To Other Funds 417,467 164,742 2,845,609 $ 3,427,818 These balances result from a time lag between the date that 1) transactions are recorded in the accounting system, and 2) payments between funds are made. Page 1467 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 5 - INTERFUND BALANCES AND TRANSFERS (continued) Interfund transfers for the year ended June 30, 2023, consisted of the following: Transfers From Tax Increment Nonmajor Sewer Water Stormwater Parking Nonmajor Transfer to General Financing Governmental Disposal Works Utility Utility Facilities Enterprise Total General $ - $ 467,212 $ 2,338,434 $ 142,884 $ 142,884 $ - $ - $ - $ 3,091,414 Community Development - 200,000 - - - - - - 200,000 Debt Service 404,278 4,819,908 1,156,434 - - - 54,447 211,497 6,646,564 Nonmajor Governmental 172,382 423,205 58,428 - - - - 654,015 Sewage Disposal Works 31,008 - 680 - - 65,947 - - 97,635 Water Utility 21,687 - - - - - - - 21,687 Stormwater Utility 181,115 - 297,950 - - - - 479,065 Parking Facilities - 280,000 - - - - - 280,000 Nonmajor Enterprise 1,841,516 281,400 - - - - - 140,365 2,263,281 $ 2,651,986 $ 6,471,725 $ 3,851,926 $ 142,884 $ 142,884 $ 65,947 $ 54,447 $ 351,862 $ 13,733,661 Net capital assets of $782,047, $28,385 and $489,415 were transferred from governmental capital assets to Sewage Disposal Works, Water Utility and Parking Facilities, respectively. The transfers were reported as a capital contribution in those funds. No amounts were reported in the governmental funds, as the amounts did not involve the transfer of financial resources. Transfers are used to (1) move revenues from the fund that statute or budget requires to collect them to the fund that statute or budget requires to expend them, (2) move receipts restricted to debt service from the funds collecting the receipts to the debt service fund as debt service payments become due, (3) use unrestricted revenues collected in the general fund to finance various programs accounted for in other funds in accordance with budgetary authorizations, and (4) fund capital projects. 67 Page 1468 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2023 NOTE 6 — CAPITAL, LEASE AND SUBSCRIPTION ASSETS Capital, lease and subscription asset activity for the year ended June 30, 2023, was as follows: Primary Government: Governmental activities: Beginning Balance Transfers Transfers Ending (as restated) In out Increases Decreases Balance Capital assets, not being depreciated: Land $ 109,344,921 $ $ - $ 42,872 $ (833,382) $ 108,554,411 Construction in Progress 4,048,608 (1,299,847) 15,009,728 (674,748) 17,083,741 Total Capital assets, not being depreciated 113,393,529 (1,299,847) 15,052,600 (1,508,130) 125,638,152 Capital and lease assets, being depreciated: Buildings 143,501,321 4,088,449 (156,560) 147,433,210 Improvements other than buildings 28,347,112 426,808 28,773,920 Machinery and equipment 56,334,774 2,169,528 (2,279,341) 56,224,961 Lease equipment 55,894 - 55,894 Lease real estate 208,093 - 208,093 Subscription asset 2,110,456 1,372,924 3,483,380 Infrastructure 272,137,257 2,902,094 275,039,351 Total capital and lease assets, being depreciated 502,694,907 10,959,803 (2,435,901) 511,218,809 Less accumulated depreciation and amortization for: Buildings (50,533,827) (2,390,331) 136,604 (52,787,554) Improvements other than buildings (14,478,719) (879,609) - (15,358,328) Machinery and Equipment (34,850,981) (2,855,502) 2,171,144 (35,535,339) Lease equipment (33,430) (16,847) - (50,277) Lease real estate (20,809) (20,809) (41,618) Subscription asset (784,083) (784,083) Infrastructure (93,649,027) (3,960,387) - (97,609,414) Total accumulated depreciation and amortization (193,566,793) (10,907,568) 2,307,748 (202,166,613) Total capital and lease assets, being depreciated, net 309,128,114 52,235 (128,153) 309,052,196 Governmental activities capital and lease assets, net $ 422,521,643 $ $ (1,299,847) $ 15,104,835 $ (1,636,283) $ 434,690,348 Page 1469 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2023 NOTE 6 — CAPITAL, LEASE AND SUBSCRIPTION ASSETS (continued) Business -type activities: Beginning Balance Transfers Transfers Ending (as restated) In out Increases Decreases Balance Capital and lease assets, not being depreciated: Land $ 24,996,358 $ - $ $ $ $ 24,996,358 Construction in progress 42,436,293 1,299,847 6,465,436 (34,022,043) 16,179,533 Total Capital and lease assets, not being depreciated 67,432,651 1,299,847 6,465,436 (34,022,043) 41,175,891 Capital and lease assets, being depreciated / amortized: Buildings 157,433,288 - 157,433,288 Improvements other than buildings 191,738,459 34,763,597 226,502,056 Machinery and equipment 124,741,230 1,892,803 (183,622) 126,450,411 Lease equipment 267,361 - 267,361 Lease real estate 10,990 - 10,990 Subscription asset - 21,549 21,549 Total capital and lease assets, being depreciated / amortized 474,191,328 36,677,949 (183,622) 510,685,655 Less accumulated depreciation and amortization for: Buildings (59,811,602) (2,026,802) (61,838,404) Improvements other than buildings (44,793,651) (3,255,569) - (48,049,220) Machinery and equipment (49,423,235) (3,893,220) 183,622 (53,132,833) Lease equipment (24,123) (24,123) - (48,246) Lease real estate (5,495) (5,495) (10,990) Subscription asset (6,285) - (6,285) Total accumulated depreciation / amortization (154,058,106) (9,211,494) 183,622 (163,085,978) Total capital and lease assets, being depreciated, net 320,133,222 - 27,466,455 - 347,599,677 Business -type activities capital and lease assets, net $ 387,565,873 $ 1,299,847 $ $ 33,931,891 $ (34,022,043) $ 388,775,568 .• Page 1470 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2023 NOTE 6 — CAPITAL, LEASE AND SUBSCRIPTION ASSETS (continued) Depreciation and amortization expense was charged to functions/programs for the primary government as follows: Governmental activities: Public safety Public works Health and social services Culture and recreation Community and economic development General government Capital assets held by the government's internal service funds are charged to various functions based on their usage of their assets Total depreciation and amortization expense - governmental activities Business -type activities: Sewage disposal works Water utility Stormwater utility Parking facilities Refuse collection Salt Transit system Total depreciation and amortization expense - business -type activities $ 877,811 6,025,089 1,458 1,973,732 163,821 1,854,901 10,756 $ 10,907,568 $ 3,470,050 1,323,313 2,198,033 1,095,203 251,529 27,639 845,727 $ 9,211,494 70 Page 1471 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2023 NOTE 6 — CAPITAL, LEASE AND SUBSCRIPTION ASSETS (continued) Dubuque Metropolitan Area Solid Waste Agency (Component Unit): Beginning Ending Capital assets, not being depreciated: Land Construction in progress Total Capital assets, not being depreciated Capital assets, being depreciated: Buildings Improvements other than buildings Machinery and equipment Total capital assets, being depreciated Less accumulated depreciation for: Buildings Improvements other than buildings Machinery and equipment Total accumulated depreciation Total capital assets, being depreciated, net $ 2,737,804 $ - $ - $ 2,737,804 874,435 - (874,435) - 3,612,239 - (874,435) 2,737,804 368,779 197,744 - 566,523 19,854,404 1,226,166 21,080,570 4,176,483 896,050 (31,448) 5,041,085 24,399,666 2,319,960 (31,448) 26,688,178 (154,530) (40,366) - (194,896) (7,661,261) (782,738) 20,512 (8,423,487) (2,442,923) (302,031) 10,936 (2,734,018) (10,258,714) (1,125,135) 31,448 (11,352,401) 14,140,952 1,194,825 - 15,335,777 Dubuque Metropolitan Area Solid Waste, capital assets $ 17,753,191 1,194,825 (874,435) $ 18,073,581 Depreciation expense of $1,125,135 was charged to the Dubuque Metropolitan Area Solid Waste Agency. 71 Page 1472 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 7 — LONG-TERM DEBT General Obligation Bonds. The City issues general obligation bonds to provide funds for the acquisition and construction of major capital facilities. General obligation bonds have been issued for both governmental and business -type activities. The original amount of general obligation bonds issued in prior years was $101,645,500. During fiscal year 2023, the City did not issue and debt. General obligation bonds are direct obligations and pledge the full faith and credit of the City. These bonds generally are issued as serial bonds with varying amounts of principal maturing annually and with interest payable semi-annually. General obligation bonds outstanding at June 30, 2023, are as follows: Purpose Corporate Purpose Series 2016A Corporate Purpose Refunding Series 2016B Corporate Purpose Series 2016C Corporate Purpose Series 2017A Corporate Purpose Refunding Series 2017B Corporate Purpose Refunding Series 2017C Corporate Purpose Series 2018A Corporate Purpose Refunding Series 2018B Corporate Purpose Series 2019A Corporate Purpose Series 2019B Corporate Purpose Refunding Series 2019C Corporate Purpose Refunding Series 2021A Corporate Purpose Refunding Series 2021B Corporate Purpose Refunding Series 2022A Corporate Purpose Refunding Series 2022B Date of Issue 4/4/2016 4/4/2016 4/4/2016 4/17/2017 4/17/2017 4/17/2017 3/19/2018 3/19/2018 6/20/2019 6/20/2019 7/3/2019 6/2/2021 6/2/2021 5/16/2022 5/16/2022 Interest Maturity Dates Rates 06/01/17- 2.00-3.75 % $ 06/01/35 06/01/16- 2.00-3.00 06/01/28 06/01/17- 2.00-3.13 06/01/35 06/01/18- 3.00 06/01/30 06/01/18- 3.00 06/01/30 06/01/18- 3.00 3.45 06/01/30 06/01/18- 3.00-4.00 06/01/31 06/01/18- 3.00-3.15 06/01/26 06/01/22- 3 06/01/39 06/20/20- 3 06/01/27 06/01/20- 3 06/01/32 06/01/22- 2 06/01/41 06/01/22- 2 06/01/36 06/01/22- 4.00-4.125 06/01/42 06/01/22- 4.00-4.70 06/01 /42 Amount Amount Originally Outstanding Issued End of Year 2,830,000 $ 1,900,000 10,920,000 1,740,000 4,145,000 2,835,000 8,495,000 2,847,584 9,745,500 5,465,000 2,120,000 1,300,000 4,950,000 3,259,997 1,005,000 410,000 2,240,000 2,105,000 860,000 440,000 4,240,000 2,855,000 27,995,000 23,795,000 12, 53 5,000 10,755,000 2,345,000 2,345,000 7,220,000 7,220,000 $ 101,645,500 $ 69,272,581 72 Page 1473 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 7 — LONG-TERM DEBT (continued) Annual debt service requirements to maturity for general obligation bonds are as follows: Fiscal Year June 30 2024 2025 2026 2027 2028 2029-2033 2034-2038 2039-2043 Total Governmental Activities Principal $ 3,368,873 3,636,269 3,616,038 3,791,973 3,749,566 14,805,743 6,108,179 3,585,574 $ 42,662,215 Interest $ 1,165,192 1,086,971 999,548 911,442 815,947 2,729,985 1,291,845 390,556 $ 9,391,486 Business -type Activities Principal $ 3,061,127 3,018,770 2,908,939 2,983,045 2,995,476 9,726,764 1,756,821 159,424 $ 26,610,366 Interest $ 681,944 600,014 519,489 442,200 361,618 819,338 78,563 6,205 $ 3,509,371 Tax Increment Financing Bonds. The City issues tax increment financing bonds to provide funds for urban renewal projects. The City pledges property tax revenues from the tax increment financing districts to pay debt service. These bonds are generally issued as serial bonds with varying amounts of principal maturing annually and with interest payable semi-annually. Tax increment financing bonds outstanding at June 30, 2023, are as follows: Amount Amount Date of Maturity Interest Originally Outstanding Current Purpose Issue Dates Rates Issued End of Year Portion Diamond Jo Parking Ramp 10/16/2007 06/01/11-06/01/37 7.50% $ 23,025,000 $ 17,080,000 $ 730,000 Annual debt service requirements to maturity for tax increment financing bonds are as follows: Fiscal Year June 30 2024 2025 2026 2027 2028 2029-2033 2034-2038 Total Governmental Activities Principal $ 730,000 785,000 845,000 910,000 975,000 6,100,000 6,735,000 $ 17,080,000 Interest $ 1,281,000 1,226,250 1,167,375 1,104,000 1,055,750 3,963,750 1,308,375 $ 11,106,500 73 Page 1474 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 7 — LONG-TERM DEBT (continued) Revenue Bonds. The City also issues bonds where the City pledges income derived from the acquired or constructed assets to pay debt service. These bonds are generally issued as serial bonds with varying amounts of principal maturing annually and with interest payable semi-annually. Revenue bonds outstanding at June 30, 2023, are as follows: Purpose Sales Tax Incremental 2014 Sales Tax Incremental 2015A Water Revenue Refunding Series 2021C Date of Issue Maturity Dates 06/01/23- 6/14/2014 06/01/29 6/15/2015 06/01/23- 06/01/31 06/01 /22- 7/ 19/2021 06/01/30 Amount Amount Interest Originally Outstanding Rates Issued End of Year 4.00-5.00 % $ 7,190,000 $ 7,075,000 3.25-4.00 20,800,000 18,795,000 2.00 3,505,000 2,805,000 $ 31,495,000 $ 28,675,000 The City shall at all times prescribe, fix, and maintain and collect rates, fees and other charges for their services and facilities furnished by the system that are fully sufficient at all times which will (a) provide for 100% of the budgeted Operation and Maintenance Expenses and for the accumulation in the Revenue Fund of a reasonable reserve; and b) produce net revenues in each fiscal year which (1) equal at least 125% of the debt service requirement of all bonds and parity obligations then outstanding for the year of computation; (2) enable the City to make all required payments, if any, into the debt service reserve fund. For the current year, principal and interest paid and total customer net revenues (operating income, plus interest earnings, plus depreciation expense) were $423,300 and $4,503,361, respectively. During the year ended June 30, 2023, the City was in compliance with the revenue bonds' provisions. Pursuant to the Master Resolutions, approved by the City Council, Sales Tax Increment Revenues received as a result of the Flood Mitigation Program under the Award Agreement shall be applied solely for the benefit of the holders of the Series 2015A Bonds $20,800,000, and outstanding from time to time, any other Senior Bonds, the Series 2014 Bonds, $7,190,000 and any other second lien bonds that may be issued in the future under the Master Resolution. The bonds provide financing for costs for acquisition, construction and installation and equipping of the Bee Branch Watershed Flood Mitigation Project. The total principal and interest remaining to be paid on all revenue bonds is $33,417,163. 74 Page 1475 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 7 — LONG-TERM DEBT (continued) The City issued $7,190,000 Sales Tax Increment Revenue Bonds, June 2014 and $20,800,000 June 2015, for the purpose of paying costs of the acquisition, construction and installation and equipping of the Bee Branch Watershed Flood Mitigation Project. The master resolution establishes a Debt Service Reserve Account that may secure one or more series of Bonds. Upon the issuance of the Series 2015A Bonds a deposit of $2,080,000 was made into the Debt Service Reserve Account, and the Series 2015A Bonds shall be secured by amounts held in the Debt Service Reserve Account. The Series 2014 Bonds are revenue bonds secured by and payable as provided in the Master Resolution from all Pledged Revenues which are pledged under the Master Resolution to the payment of the principal and interest of the Series 2014 Bonds. There shall be no deposit made into the Debt Service Reserve Account for Series 2014 Bonds, there is no debt service reserve requirement applicable to the Series 2014 Bonds, and Series 2014 Bonds shall not be secured by any amounts held in the Debt Service Reserve Account. The Sales Tax Increment Revenue Bonds will be paid from increased sales tax revenues paid to the City by the Iowa Department of Revenue per the Iowa Code and related regulations and the Flood Mitigation grant award program. Revenue bond debt service requirements to maturity are as follows: Fiscal Year June 30 2024 2025 2026 2027 2028 2029-2033 Total Business -type Activities Principal Interest $ 3,515,000 $ 1,075,600 3,655,000 943,169 3,740,000 806,381 3,895,000 670,019 4,035,000 533,694 9,835,000 713,300 $ 28,675,000 $ 4,742,163 75 Page 1476 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2023 NOTE 7 - LONG-TERM DEBT (continued) Capital Loan Notes. Revenue capital loan notes have been issued for the planning and construction of sewer, stormwater, and water capital projects through the State of Iowa State Revolving Loan Funds. The City issued an additional $57,433 of SRF debt in 2023 as part of the sanitary sewer master plan, $26,388 for Auburn and Custer project, $191,000 for the High Strength Waste Improvement project, $140,544 for the Granger Creek/Twin Ridge project, $138,430 for the Catfish Creek watershed stabilization project, $896,261 for the Upper Bee Branch Culverts, $5,000 for the Roosevelt Tower project, and $196,097 for the Water Webber Extension. The City has pledged income derived from the acquired or constructed assets to pay debt service. Capital loan notes payable at June 30, 2023, are as follows: Final Date Maturity hiterest Amount Purpose Authorized Date Rates Authorized Clear Wells 10/18/2007 6/l/2028 2.00 % $ 1,037,000 West 32nd St. Detention Basin 1/14/2009 6/l/2028 2.00 1,847,000 North Catfish Creek Stormwater 1/13/2010 6/1/1930 2.00 800,000 North Catfish Creek Sewer 1/13/2010 6/1/1930 2.00 912,000 Water Meter Replacement 2/12/2010 6/1/1930 2.00 7,676,000 Water and Resource Recovery Center 8/18/2010 6/1/1939 2.00 74,285,000 Bee Branch Stormwater 10/27/2010 6/1/1941 2.00 7,850,000 Cogeneration 5/17/2013 6/1/1933 2.00 3,048,000 Meter Replacement Sewer 5/31/2013 6/1/1930 2.00 3,058,000 Lower Bee Branch Stormwater 2/28/2014 6/1/1933 2.00 1,029,000 Bee Branch Stormwater 4/30/2021 6/1/1937 1.43 22,138,000 CIWA Purchase 7/7/2017 6/1/1937 2.00 10,198,000 Roosevelt Tower 9/22/2017 6/1/1940 2.00 4,400,000 Kerper Blvd 3/8/2019 6/1/1938 0.75 2,992,000 Bee Branch Culverts 6/7/2019 6/1/1940 2.00 16,382,000 Catfish and Granger Creek Sanitary 3/19/2021 3/19/2024 - 350,000 Auburn/Custer/CenterPl/Hawthome 3/19/2021 3/19/2024 160,000 Sanitary Sewer Master Plan 3/19/2021 3/19/2024 970,000 Granger Creek/ Twin Ridge 1/7/2022 1/7/2025 465,000 Water Webber Extension 1/7/2022 1/7/2025 1,570,000 High Strength Waste 7/7/2023 7/7/2045 290,000 $ 161,457,000 Amount Outstanding Current End of Year Portion $ 285,000 $ 53,000 573,000 107,000 339,000 44,000 387,000 50,000 1,515,000 169,000 50,195,000 2,693,000 5,570,000 233,000 1,675,000 153,000 1,515,000 169,000 185,000 17,000 18,274,083 1,210,000 6,659,000 511,000 3,840,000 186,000 2,034,538 126,000 14,314,000 716,000 349,709 - 58,935 - 116,985 147,821 296,354 191,000 - $ 108,521,425 $ 6,437,000 On October 18, 2007 the City entered into an agreement with the Iowa Finance Authority Drinking Water Program Revolving Loan Fund for a line of credit up to $1.037 million. This line of credit was issued to finance the clear well improvements by the Water Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2008, with the last payment in Fiscal Year 2028. The note payable is payable solely from the Water Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On January 14, 2009 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $1.847 million. This line of credit was issued to finance the West 32nd Stormwater Detention Basin improvements by the Stormwater Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2009, with the last payment in Fiscal Year 2028.The note payable is payable solely from the Stormwater Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. 76 Page 1477 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2023 NOTE 7 — LONG-TERM DEBT (continued) On January 13, 2010 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $800,000. This line of credit was issued to finance the North Catfish Creek improvements by the Stormwater Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2010, with the last payment in Fiscal Year 2030.The note payable is payable solely from the Stormwater Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On January 13, 2010 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $912,000. This line of credit was issued to finance the North Catfish Creek improvements by the Sanitary Sewer Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2010, with the last payment in Fiscal Year 2030. The note payable is payable solely from the Sanitary Sewer Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On February 12, 2010 the City entered into an agreement with the Iowa Finance Authority Drinking Water Program Revolving Loan Fund for a line of credit up to $7.676 million. This line of credit was issued to finance the Water Meter Replacements by the Water Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2010, with the last payment in Fiscal Year 2030. The note payable is payable solely from the Water Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On August 18, 2010 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $74.285 million. This line of credit was issued to finance the Water & Resource Recovery Center Renovation and the Green Alley Sponsorship Program by the Sanitary Sewer Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2011, with the last payment in Fiscal Year 2039. The note payable is payable solely from the Sanitary Sewer Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On October 27, 2010 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $7.85 million. This line of credit was issued to finance the Bee Branch Creek Restoration by the Stormwater Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2011, with the last payment in Fiscal Year 2041. The note payable is payable solely from the Stormwater Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On May 17, 2013 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $3.048 million. This line of credit was issued to finance the Water & Resource Recovery Center Cogeneration by the Sanitary Sewer Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2013, with the last payment in Fiscal Year 2033. The note payable is payable solely from the Sanitary Sewer Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On May 31, 2013 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $3.058 million. This line of credit was issued to finance the Meter Replacements by the Sanitary Sewer Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2013, with the last payment in Fiscal Year 2030. The note payable is payable solely from the Sanitary Sewer Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. 77 Page 1478 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 7 — LONG-TERM DEBT (continued) On February 28, 2014 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $1.029 million. This line of credit was issued to finance the costs of construction storm water drainage projects and improvements, including those costs associated with the Lower Bee Branch Creek Restoration Project by the Stormwater Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2014, with the last payment in Fiscal Year 2033. The note payable is payable solely from the Stormwater Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On June 19, 2015 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $31.418 million. This line of credit was refunded on April 30, 2021 for $22.138 million to change the type of debt from revenue debt to general obligation debt. This line of credit was issued to finance the Upper Bee Branch Creek Restoration project and Catfish Creek Sponsorship project by the Stormwater Fund. The interest rate for this line of credit is 1.43%. Annual payments began in Fiscal Year 2016, with the last payment in Fiscal Year 2037. The note payable is payable solely from the Stormwater Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On July 7, 2017 the City entered into an agreement with the Iowa Finance Authority Drinking Water Program Revolving Loan Fund for a line of credit up to $10.198 million. This line of credit was issued to finance the purchase of the Central Iowa Water Association Water System and Improvements by the Water Fund. The interest rate for this line of credit is 2.00%. Annual payments began in Fiscal Year 2018, with the last payment in Fiscal Year 2037. The note payable is payable solely from the Water Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On March 8, 2019 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $2.992 million. This line of credit was issued to finance the reconstruction of the Kerper Sanitary Sewer project and the Eagle Point Park Sponsorship Project by the Sanitary Sewer Fund. The interest rate for this line of credit is 0.75%. Annual payments began in Fiscal Year 2019, with the last payment in Fiscal Year 2038. The note payable is payable solely from the Sanitary Sewer Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On June 7, 2019 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $16.382 million. This line of credit was issued to finance the construction of the Bee Branch Creek Restoration Railroad Culverts project by the Stormwater Fund. The interest rate for this line of credit is 2.00%. Annual payments will begin in Fiscal Year 2020, with the last payment in Fiscal Year 2040. The note payable is payable solely from the Stormwater Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On September 22, 2017 the City entered into an agreement with the Iowa Finance Authority Drinking Water Facilities Financing Program Revolving Loan Fund for a line of credit up to $4.4 million. This line of credit was issued to finance the Roosevelt Street water tower and water distribution improvements and the Eagle Point water treatment plant and water distribution improvements project by the Water Fund. The interest rate for this line of credit is 2.00%. Annual payments will begin in Fiscal Year 2020, with the last payment in Fiscal Year 2040. The note payable is payable solely from the Water Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. 78 Page 1479 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2023 NOTE 7 — LONG-TERM DEBT (continued) On March 19, 2021 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $350,000. This line of credit was issued to finance the planning and design of the Catfish and Granger Creek Sanitary Sewer projects by the Sanitary Sewer Fund. The interest rate for this line of credit is 0%. The line of credit matures in Fiscal Year 2024. The note payable is payable solely from the Sanitary Sewer Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On March 19, 2021 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $160,000. This line of credit was issued to finance the planning and design of the Auburn and Custer/Center Place/Cooper and Maiden/Hawthorne to Fengler Sanitary Sewer projects by the Sanitary Sewer Fund. The interest rate for this line of credit is 0%. The line of credit matures in Fiscal Year 2024. The note payable is payable solely from the Sanitary Sewer Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On March 19, 2021 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $970,000. This line of credit was issued to finance the planning and design of the Sanitary Sewer Master Plan project by the Sanitary Sewer Fund. The interest rate for this line of credit is 0%. The line of credit matures in Fiscal Year 2024. The note payable is payable solely from the Sanitary Sewer Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On January 7, 2022 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $400,000. This line of credit was issued to finance the planning and design of the Sanitary Sewer 42-Ince Force Main Stabilization project by the Sanitary Sewer Fund. The interest rate for this line of credit is 0%. The line of credit matures in Fiscal Year 2025. The note payable is payable solely from the Sanitary Sewer Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On January 7, 2022 the City entered into an agreement with the Iowa Finance Authority Clean Water Program Revolving Loan Fund for a line of credit up to $465,000. This line of credit was issued to finance the planning and design of the Sanitary Sewer Granger Creek Interceptor Sewer Improvements project by the Sanitary Sewer Fund. The interest rate for this line of credit is 0%. The line of credit matures in Fiscal Year 2025. The note payable is payable solely from the Sanitary Sewer Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On January 7, 2022 the City entered into an agreement with the Iowa Finance Authority Drinking Water Facilities Financing Program Revolving Loan Fund for a line of credit up to $1.57 million. This line of credit was issued to finance the planning and design of the Webber Property Water Distribution System Improvements project by the Water Fund. The interest rate for this line of credit is 0%. The line of credit matures in Fiscal Year 2025. The note payable is payable solely from the Water Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. On July 7, 2023 the City entered into an agreement with the Iowa Finance Authority Drinking Water Facilities Financing Program Revolving Loan Fund for a line of credit up to $290,000. This line of credit was issued to finance the planning and design of the High Strength Waste Improvement project by the Sanitary Sewer Fund. The interest rate for this line of credit is 2.0%. The line of credit matures in Fiscal Year 2046. The note payable is payable solely from the Sanitary Sewer Fund. The debt is owned by the Iowa Finance Authority and; therefore, constitutes direct borrowing. 79 Page 1480 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 7 — LONG-TERM DEBT (continued) Annual debt service requirements to maturity for capital loan notes are as follows: Fiscal Year Business -type Activities June 30 Principal Interest 2024 $ 6,437,000 $ 2,102,247 2025 6,612,914 1,997,030 2026 6,750,712 1,869,016 2027 6,896,3 87 1,742,096 2028 7,040,372 1,608,433 2029-2033 35,177,397 5,990,242 2034-2038 31,935,848 2,629,903 2039-2043 7,578,959 241,677 2044 - 2048 91,836 2,342 Total $ 108,521,425 $ 18,182,986 At June 30, 2023, the City of Dubuque had $4,229,436 of capital loan note funds available. These funds are available to the City by filing a disbursement request with the State of Iowa. The City expects to use the remaining available funds in fiscal years 2024 and 2025. The Sewer Utility revenue capital loan notes covenants include a requirement for the utility to produce net revenue of at least 110% of the current year debt service requirement. Loans Payable. Loans payable have been issued to fund several City projects. Loans payable at June 30, 2023, are as follows: Amount Amount Date of Interest Originally Outstanding Current Purpose Issue Maturity Dates Rates Issued End of Year Portion Iowa Finance Authority 8/26/2011 06/01/20-06/01/30 3.0 $ 4,500,000 $ 2,760,157 $ 219,674 Bowling & Beyond Inc. 10/15/2012 12/04/12-12/04/32 - 1,000,000 450,000 50,000 $ 5,500,000 3,210,157 $ 269,674 On August 26, 2011, the City issued $4.5 million loan. Interest is payable each December 1 and June 1 at a rate of 3.00%. Principal payments are due each December 1 and June 1 and range from $82,922 to $2,582,540 with final maturity in 2030. The proceeds were used to pay costs of funding workforce housing assistance loans to private developers constructing improvements and rehabilitating historic buildings for residential and commercial use in the Greater Downtown Urban Renewal Area. The debt is owned by the Iowa Finance Authority and; therefore, constitutes a direct borrowing. On October 15, 2012, the City terminated the leases with Bowling & Beyond Dubuque, Inc. and entered into a lease buyout agreement. The purchase price is $1.0 million. There is no interest. Principal payments are due each July 25 in the amount of $50,000 with final maturity in 2032. The debt is owned by Michael K. Schmidt and; therefore, constitutes a direct borrowing. :C Page 1481 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 7 - LONG-TERM DEBT (continued) Annual debt service requirements to maturity for loans payable are as follows: Fiscal Year June 30 2024 2025 2026 2027 2028 2029-2033 Total Principal $ 269,674 276,314 283,154 290,202 297,462 1,793,351 $ 3,210,157 Governmental Activities Interest $ 81,170 74,530 67,690 60,642 53,382 84,100 $ 421,514 Leases Payable. The City has entered into lease agreements for office space and equipment as a lessee. The following is a recap of leases as of June 30, 2023 in which the City is a lessee: Purpose Governmental Activities Building Leases Business -Type Activities Building Leases Amount Date of Maturity Discount Initial Outstanding Current Issue Dates Rate Liability End of Year Portion 7/1/2021 6/30/2031 1.57% $ 208,093 $ 164,142 $ 22,354 7/1/2021 7/31/2032 3.03% $ 267,361 $ 224,936 $ 21,833 Annual debt service requirements to maturity for leases payable are as follow: Fiscal Year June 30 2024 2025 2025 2026 2027 2028 - 2032 Governmental Activities Principal $ 22,354 22,714 23,074 23,438 23,807 48,755 $ 164,142 Interest $ 2,423 2,063 1,704 1,339 971 802 9,302 Business -Type Activities Principal Interest $ 21,833 $ 6,533 22,518 5,844 23,210 5,152 23,923 4,439 24,649 3,714 108,803 7,011 $ 224,936 $ 32,693 81 Page 1482 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 7 - LONG-TERM DEBT (continued) Subscriptions Payable. The City has entered into subscription agreements for various computer software programs. The following is a recap of subscriptions as of June 30, 2023: Purpose Governmental Activities Software Software Software Software Software Software Software Software Software Business -Type Activities Software Date of Maturity Discount Issue Dates Rate Amount Initial Outstanding Current Liability End of Year Portion 7/l/2022 7/l/2025 3.00% $ 28,262 $ 21,138 $ 8,891 10/1/2022 9/30/2025 3.87% 22,235 14,535 7,127 7/10/2022 7/9/2025 3.86% 24,865 16,255 7,971 6/l/2023 5/31/2026 5.08% 128,227 86,599 40,443 7/l/2022 4/30/2026 3.88% 1,884,766 980,190 480,551 7/l/2022 5/11/2027 3.89% 148,802 95,043 28,838 10/1/2022 9/30/2027 3.90% 350,570 301,242 66,442 6/l/2023 5/31/2028 4.83% 257,194 252,379 46,580 7/l/2022 11/30/2024 3.84% 76,889 31,518 31,518 $ 2,921,810 $ 1,798,899 $ 718,361 7/l/2022 11/30/2024 3.84% $ 76,890 $ 11,549 $ 11,549 Annual debt service requirements to maturity for subscriptions payable are as follow: Fiscal Year Governmental Activities Business -Type Activities June 30 Principal Interest Principal Interest 2024 $ 718,361 $ 84,000 $ 11,549 $ 451 2025 723,371 42,553 - - 2025 157,762 13,014 - - 2026 128,565 6,256 - - 2027 70,840 1,385 - - $ 1,798,899 $ 147,208 $ 11,549 $ 451 82 Page 1483 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2023 NOTE 7 — LONG-TERM DEBT (continued) Changes in Long-term Liabilities. Long-term liability activity for the year ended June 30, 2023, was as follows: Balance Beginning of Year Balance End Due Within (as restated) Additions Reductions of Year One Year Governmental activities: General obligation bonds $ 46,097,522 $ - $ (3,435,307) $ 42,662,215 $ 3,368,873 Unaccreted premium 1,228,633 - (176,423) 1,052,210 - Total general obligation bonds 47,326,155 - (3,611,730) 43,714,425 3,368,873 Tax increment financing bonds 17,760,000 - (680,000) 17,080,000 730,000 Unamortized discounts (105,562) - 11,338 (94,224) - Total tax increment financing bonds 17,654,438 - (668,662) 16,985,776 730,000 Loans payable 3,473,387 - (263,230) 3,210,157 269,674 Lease payable 208,537 - (44,395) 164,142 22,354 Subscriptions payable 2,110,456 811,353 (1,122,910) 1,798,899 718,361 Compensated absences 7,014,576 4,362,033 (4,088,814) 7,287,795 688,647 Total governmental activities $ 77,787,549 $ 5,173,386 $ (9,799,741) $ 73,161,194 $ 5,797,909 Business -type activities: General obligation bonds $ 29,730,040 $ - $ (3,119,674) $ 26,610,366 $ 3,061,127 Unaccreted premium 859,689 - (156,151) 703,538 - Unamortized discounts (12,733) - 1,820 (10,913) - Total general obligation bonds 30,576,996 - (3,274,005) 27,302,991 3,061,127 Revenue bonds 31,155,000 - (2,480,000) 28,675,000 3,515,000 Unaccreted premium 560,552 - (105,754) 454,798 - Unamortized discounts (37,893) - 4,210 (33,683) - Total revenue bonds 31,677,659 - (2,581,544) 29,096,115 3,515,000 Notes payable 113,108,033 1,651,152 (6,237,760) 108,521,425 6,437,000 Loans payable 54,580 - (54,580) - - Lease payable 251,803 - (26,867) 224,936 21,833 Subscriptions payable - 21,549 (10,000) 11,549 11,549 Compensated absences 838,075 457,146 (469,593) 825,628 71,677 Total business -type activities $ 176,507,146 $ 2,129,847 $ (12,654,349) $ 165,982,644 $ 13,118,186 For the governmental activities, compensated absences are generally liquidated by the General Fund, Community Development Fund, and Section VIII Housing Fund. 83 Page 1484 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 7 — LONG-TERM DEBT (continued) Legal Debt Margin Calculation. Estimated actual value $ 5,185,945,799 Debt limit - 5% of total actual valuation 259,297,290 Debt applicable to limit (93,412,875) Legal debt margin $ 165,884,415 Dubuque Metropolitan Area Solid Waste Agency General Obligation Bonds. Dubuque County, Iowa issued a general obligation landfill facilities bond to provide funds for the acquisition and construction of major capital facilities. The Dubuque Area Metropolitan Solid Waste Agency will reimburse Dubuque County for interest and principal payments from operating revenue. These bonds generally are issued as serial bonds with varying amounts of principal maturing annually and with interest payable semi-annually. The amount outstanding as of June 30, 2023 is as follows: Purpose Landfill Facility Landfill Facility Interest Date of Issue Maturity Date Rate 12/30/2014 06/01/16-06/01/34 2.0 - 4.0% 12/28/2016 06/01/17-06/01/36 3.0% Amount Amount Originally Outstanding Issued End of Year $ 4,500,000 $ 2,900,000 5,100,000 3,710,000 $ 9,600,000 $ 6,610,000 Annual debt service requirements to maturity of the general obligation bond is as follows: Fiscal Year June 30 Principal Interest 2024 $ 465,000 $ 198,609 2025 475,000 186,065 2026 490,000 172,965 2027 505,000 158,865 2028 520,000 144,328 2029-2033 2,860,000 480,055 2034-2036 1,295,000 74,760 Total $ 6,610,000 $ 1,415,647 0 Page 1485 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2023 NOTE 7 — LONG-TERM DEBT (continued) Changes in Long -Term Liabilities. Long term liability activity for the year ended June 30, 2023 is as follows: Balance Beginning of Year Balance Due Within (as restated) Additions Reductions End of Year One Year General obligation bond $ 7,060,000 $ - $ (450,000) $ 6,610,000 $ 465,000 Unaccreted premium 178,958 - (12,857) 166,101 - Total general obligation bond $ 7,238,958 $ - $ (462,857) $ 6,776,101 $ 465,000 NOTE 8 — RISK MANAGEMENT The City is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; and natural disasters for which the government carries commercial insurance purchased from independent third parties and participates in a local government risk pool. The City assumes liability for deductibles and claims in excess of coverage limitations. The City has established a Health Insurance Reserve Fund for insuring benefits provided to City employees and covered dependents which is included in the Internal Service Fund Type. Health benefits were self - insured up to an individual stop -loss amount of $120,000, and an aggregate stop -loss of 125% of expected claims. Coverage from a private insurance company is maintained for losses in excess of the stop -loss amount. All claims handling procedures are performed by a third -party claims administrator. Incurred but not reported claims have been accrued as a liability based upon the claims administrator's estimate. Settled claims have not exceeded commercial coverage in any of the past three fiscal years. The estimated liability does not include any allocated or unallocated claims adjustment expense. The City has established a Workers' Compensation Reserve Fund for insuring benefits provided to City employees which is included in the Internal Service Fund Type. Coverage from a private insurance company is maintained for losses in excess of the stop -loss amount. As of May 15, 2020 the City changed workers' compensation coverage providers. Under this new agreement, the City is fully insured for all claims with the exception of sworn Police Officers and Fire Fighters medical claims. All claims handling procedures are performed by a third -party claims administrator. Incurred but not reported claims have been accrued as a liability based upon the claims administrator's estimate. Settled claims have not exceeded commercial coverage in any of the past three fiscal years. The estimated liability does not include any allocated or unallocated claims adjustment expense. The City purchases private insurance to include sworn Police Officers and Fire Fighters medical claims under a self- insured retention of $750,000 for each accident. All funds of the City participate in both programs and make payments to the Health Insurance Reserve Fund and the Workers' Compensation Reserve Fund based on actuarial estimates of the amounts needed to pay prior and current year claims. The claims liability of $471,617 in the Health Insurance Reserve Fund and $703,944 in the Workers' Compensation Reserve Fund is based on the requirements of Governmental Accounting Standards Board Statement No. 10, which requires that a liability for claims be reported if information prior to the issuance of the financial statements indicates that it is probable that a liability has been incurred at the date of the financial statements and the amount of the loss can be reasonably estimated. 85 Page 1486 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 8 — RISK MANAGEMENT (continued) Changes in reported liabilities, all of which are expected to be paid within one year of year end, for the fiscal years ended June 30, 2023 and 2022, are summarized as follows: Liabilities at June 30, 2021 Claims and changes in estimates during fiscal year 2022 Claim payments Liabilities at June 30, 2022 Claims and changes in estimates during fiscal year 2023 Claim payments Liabilities at June 30, 2023 Health Insurance Reserve Fund 1,094,417 7,797,669 (8,018,884) 873,202 7,473,136 (7,874,721) 471,617 A portion of the Workers' Compensation Reserve is reported in the General Fund. Workers' Compensation Reserve Fund 1,079,779 1,114,182 (872,777) 1,321,184 561,620 (1,178,860) 703,944 The City is a member in the Iowa Communities Assurance Pool (Pool), as allowed by Chapter 670.7 of the Code of Iowa. The Pool is a local government risk -sharing pool whose 787 members include various governmental entities throughout the State of Iowa. The Pool was formed in August 1986 for the purpose of managing and funding third -party liability claims against its members. The Pool provides coverage and protection in the following categories: general liability, automobile liability, automobile physical damage, public officials' liability, police professional liability, property, inland marine, and boiler/machinery. The City acquires automobile physical damage coverage through the Pool. All other property, inland marine, and boiler/machinery insurance is acquired through commercial insurance. There have been no reductions in insurance coverage from prior years. Each member's annual casualty contributions to the Pool fund current operations and provide capital. Annual operating contributions are those amounts necessary to fund, on a cash basis, the Pool's general and administrative expenses, claims, claims expenses, and reinsurance expenses due and payable in the current year, plus all or any portion of any deficiency in capital. Capital contributions are made during the first six years of membership and are maintained not to exceed 300 percent of the total current members' basis rates or to comply with the requirements of any applicable regulatory authority having jurisdiction over the Pool. The Pool also provides property coverage. Members who elect such coverage make annual property operating contributions which are necessary to fund, on a cash basis, the Pool's general and administrative expenses and reinsurance premiums, all of which are due and payable in the current year, plus all or any portion of any deficiency in capital. Any year-end operating surplus is transferred to capital. Deficiencies in operations are offset by transfers from capital and, if insufficient, by the subsequent year's member contributions. The City has property insurance coverage in addition to the Pool. The City's property and casualty contributions to the risk pool are recorded as expenditures from its operating funds at the time of payment to the risk pool. The City's annual contributions to the Pool for the year ended June 30, 2023, were $1,429,332. Page 1487 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 8 — RISK MANAGEMENT (continued) The Pool uses reinsurance and excess risk -sharing agreements to reduce its exposure to large losses. The Pool retains general, automobile, police professional, and public officials' liability risks up to $500,000 per claim. Excess coverage is provided for claims exceeding $500,000 under various reinsurance agreements. Property and automobile physical damage risks are retained by the Pool up to $250,000 each occurrence, each location, with excess coverage reinsured on an individual -member basis. The Pool's Iowa Risk Management Agreement with its members provides that in the event a casualty claim, property loss or series of claims exceeds the amount of risk -sharing protection provided by the member's risk -sharing certificate, or in the event that a series of casualty claims exhausts total members' equity plus any reinsurance and any excess risk -sharing recoveries, then payment of such claims shall be the obligation of the respective individual member. As of June 30, 2023, settled claims have not exceeded the risk pool or reinsurance company coverage since the Pool's inception. Members agree to continue membership in the Pool through the Iowa Risk Management Agreement for a period of not less than one full year. After such period, a member who has given 60 days' prior written notice may withdraw from the Pool. Upon withdrawal, a formula set forth in the Pool's intergovernmental contract with its members is applied to determine the amount (if any) to be refunded to the withdrawing member. W1111 I *WolfJu Iu I M Mu l oleo lfy\►11ZK130I WE" oleo 8 0 El :31 N 11131 Grants The City has received financial assistance from numerous federal and state agencies in the form of grants and entitlements. The disbursement of funds received under these programs generally requires compliance with terms and conditions specified in the grant agreements and is subject to audit by the grantor agencies. Any disallowed claims resulting from such audits could become a liability of the applicable fund. However, in the opinion of management, liabilities resulting from disallowed claims, if any, will not have a material effect on the City's financial position as of June 30, 2023. Litigation The City Attorney reported that various claims and lawsuits were on file against the City. The City Attorney has estimated that all potential settlements and lawsuits against the City not covered by insurance would not materially affect the financial position of the City. The City has authority to levy additional taxes (outside the regular limit) to cover uninsured judgments against the City. Construction Contracts The City has recognized as a liability only that portion of construction contracts representing construction completed through June 30, 2023. The City has additional commitments for signed construction contracts of $486,394 as of June 30, 2023. These commitments will be funded by federal and state grants, cash reserves, and bond proceeds. 87 Page 1488 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 10 — OTHER POST EMPLOYMENT BENEFITS (OPEB) Plan Description - The City operates a single -employer retiree benefit plan which provides postemployment benefits for eligible participants enrolled in the City -sponsored plans, which include the employees of the Dubuque Metropolitan Area Solid Waste Agency (a component unit). The Plan does not issue a stand-alone financial report. No assets are accumulated in a trust that meets the criteria in paragraph 4 of GASB Statement 75. The benefits are provided in the form of: An implicit rate subsidy where pre-65 retirees receive health insurance coverage by paying a combined retiree/active rate for the self -insured medical and prescription drug plan. An explicit rate subsidy where the City pays the full cost of a $1,000 policy in the fully -insured life insurance plan. To be eligible for the health insurance coverage, retirees must be at least 55 years old, have completed 4 years of service, and be vested with either the Iowa Public Employee's Retirement System (IPERS) or the Municipal Fire and Police Retirement System of Iowa (MFPRSI). In addition to the health eligibility coverage requirements, one must have belonged to a bargaining group to be eligible for life insurance benefits. There are approximately 615 active and 40 retired members in the plan, as of most recent actuarial valuation report. Funding Policy - The contribution requirements of plan members are established and may be amended by the City. The City currently finances the retiree benefit plan on a pay-as-you-go basis. Total OPEB Liability - The City's OPEB liability of $5,874,502 reported as of June 30, 2023 was measured as of June 30, 2023 (the measurement date), and was determined by an actuarial valuation as of June 30, 2022, which was rolled forward to June 30, 2023. The City's proportion is based on the number of employees in the plan. The City's proportion was 98.50% as of June 30, 2023. Changes in the Total OPEB Liability Total OPEB Liability beginning of year Changes for the year: Service cost Interest Other changes Changes in experience Changes in assumptions Benefit payments Net Changes Total OPEB Liability end of year Total OPEB Liability $ 5,827,804 214,747 230,459 (5,704) 0 (18,042) (374,762) 46,698 $ 5,874,502 Page 1489 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 10 — OTHER POST EMPLOYMENT BENEFITS (OPEB) (continued) Actuarial Methods and Assumptions - The total OPEB liability in the June 30, 2023 actuarial valuation was determined using the following actuarial assumptions and the entry age normal actuarial cost method, applied to all periods included in the measurement. Rate of inflation effective June 30, 2023 Rates of salary increase effective June 30, 2023 Discount rate effective June 30, 2023 Healthcare cost trend rate effective June 30, 2023 3.00% per annum 4.00% per annum, including inflation 4.13 % compounded annually, including inflation 6.00% initial rate decreasing to an ultimate rate of 4.50% (ultimate rate reached in Fiscal Year 2037) Discount Rate - The discount rate used to measure the total OPEB liability was 4.13% which reflects the index rate for 20-year tax-exempt general obligation municipal bonds with an average rating of AA/Aa or higher as of the measurement date. The rate used is the S&P Municipal Bond 20-Year High -Grade Index as of June 30, 2023. Mortality rates are from the PubG.H-2010 Mortality Table with Mortality Improvement using Scale MP- 2020. Annual retirement and termination probabilities were developed consistent with the City's experience and the IPERS and MFPRSI retirement patterns. Projected claim costs of the medical plan are $12,791-$18,208 per year for retirees depending on the age of retiree. The actuarial assumptions used in the June 30, 2023 valuation were based on the results of actual experience dates study with dates corresponding to those listed above. Sensitivity of the City's Total OPEB Liability to Changes in the Discount Rate - The following presents the total OPEB Liability of the City, as well as what the City's total OPEB liability would be if it were calculated using a discount rate that is 1% lower (3.13%) or 1% higher (5.13%) than the current discount rate. 1% Decrease (3.13%) Discount Rate (4.13%) 1% Increase (5.13%) Total OPEB Liability $ 5,446,081 $ 5,874,502 $ 6,343,148 Sensitivity of the City's Total OPEB Liability to Changes in the Healthcare Cost Trend Rates - The following presents the total OPEB Liability of the City, as well as what the City's total OPEB liability would be if it were calculated using healthcare cost trend rates that are 1% lower (5.00%) or 1% higher (7.00%) than the current healthcare cost trend rates. Healthcare Cost 1% Decrease (5.00%) Trend Rate (6.00%) 1% Increase (7.00%) Total OPEB Liability $ 5,309,019 $ 5,874,502 $ 6,541,226 :• Page 1490 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 10 — OTHER POST EMPLOYMENT BENEFITS (OPEB) (continued) OPEB Expense and Deferred Outflows of Resources Related to OPEB - For the year ended June 30, 2023 the City recognized OPEB expense of $398,644. At June 30, 2023 the City reported deferred outflows of resources related to OPEB from the following sources: Changes in Experience Changes in Assumptions Change in Proportion Deferred Outflows Deferred Inflows of Resources of Resources $ 217,140 $ 147,507 409,814 856,767 142,923 116,632 $ 769,877 $ 1,120,906 The net amount reported as deferred outflows of resources and deferred inflows of resources related to OPEB will be recognized as OPEB expense in future periods as follows: Year Ending June 30 2024 2025 2026 2027 2028 Thereafter Net Deferred Outflows (Inflows) of Resources $ (42,595) (42,595) (42,595) (44,378) (67,268) (111,598) $ (351,029) Dubuque Metropolitan Area Solid Waste Agency Specific (DMASWA) OPEB Disclosures Total OPEB Liability- DMASWA OPEB liability of $89,459 was measured as of June 30, 2023 was measured as of June 30, 2023 (the measurement date), and was determined by an actuarial valuation as of June 30, 2022, which was rolled forward to June 30, 2023.. The Agency's portion is based on the number of employees in the plan. The Agency's portion was 1.50% as of June 30, 2023. Total OPEB Liability beginning of year Changes for the year: Service Cost Interest Changes in experience Other Changes Changes in assumptions Benefit payments Net Changes Total OPEB Liability end of year Total OPEB Liability $ 82,958 3,270 3,510 0 5,703 (275) (5,707) 6,501 $ 89,459 a Page 1491 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 10 — OTHER POST EMPLOYMENT BENEFITS (OPEB) (continued) Sensitivity of the City's Total OPEB Liability to Changes in the Discount Rate- The following presents the total OPEB Liability of the DMASWA, as well as what the DMASWA's total OPEB liability would be if it were calculated using a discount rate that is 1% lower (3.13%) or 1% higher (5.13%) than the current discount rate. 1% Decrease (3.13%) Discount Rate (4.13%) 1% Increase (5.13%) Total OPEB Liability $ 82,935 $ 89,459 $ 96,596 Sensitivity of the DMASWA's Total OPEB Liability to Changes in the Healthcare Cost Trend Rates- The following presents the total OPEB Liability of the DMASWA, as well as what the DMASWA's total OPEB liability would be if it were calculated using healthcare cost trend rates that are 1% lower (5.00%) or 1% higher (7.00%) than the current healthcare cost trend rates. Healthcare Cost 1% Decrease (5.00%) Trend Rate (6.00%) 1% Increase (7.00%) Total OPEB Liability $ 80,848 $ 89,459 $ 99,612 OPEB Expense and Deferred Outflows of Resources Related to OPEB - For the year ended June 30, 2023 the DMASWA recognized OPEB expense of $6,071. At June 30, 2023 the DMASWA reported deferred outflows of resources and deferred inflows of resources related to OPEB from the following sources: Changes in Experience Changes in Assumptions Change in Proportion Deferred Outflows of Resources $ 3,307 6,241 5,371 $ 14,919 Deferred Inflows of Resources $ 2,246 13,047 31,662 $ 46.955 The net amount reported as deferred outflows of resources and deferred inflows of resources related to OPEB will be recognized as OPEB expense in future periods as follows: Net Deferred Outflows (Inflows) Year Ending June 30 of Resources 2024 $ (4,657) 2025 (4,657) 2026 (4,657) 2027 (4,684) 2028 (5,033) Thereafter (8,348) $ (32,036) 91 Page 1492 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 11— EMPLOYEE PENSION PLANS Aggregate Pension Expense The primary government participates in two public pension systems, Iowa Public Employees' Retirement System (IPERS) and Municipal Fire and Police Retirement System of Iowa (MFPRSI). The component unit DMASWA participates in IPERS only. The following sections outline the pension related disclosures for each pension of both entities. The aggregate increase in pension expense for the period associated with the net pension liability for all plans is $2,114,014 for the primary government. Other aggregate amounts related to pension are separately displayed in the financial statements. See table below for breakdown between IPERS and MFPRSI: IPERS MFPRSI Total Net Pension Liability $ 12,640,114 $ 24,280,533 $ 36,920,647 Deferred Inflows 2,824,111 2,236,700 5,060,811 Deferred Outflows 4,325,966 5,649,600 9,975,566 Pension Expense (Decrease) (181,483) 2,295,497 2,114,014 Iowa Public Employees Retirement System IPERS Plan Description — IPERS membership is mandatory for employees of the City, except for those covered by another retirement system. Employees of the City are provided with pensions through a cost -sharing multiple employer defined benefit pension plan administered by Iowa Public Employees' Retirement System (IPERS). IPERS issues a stand-alone financial report which is available to the public by mail at 7401 Register Drive P.O. Box 9117, Des Moines, Iowa 50306-9117 or at www.ipers.org. IPERS benefits are established under Iowa Code chapter 97B and the administrative rules thereunder. Chapter 97B and the administrative rules are the official plan documents. The following brief description is provided for general informational purposes only. Refer to the plan documents for more information. Pension Benefits — A Regular member may retire at normal retirement age and receive monthly benefits without an early -retirement reduction. Normal retirement age is age 65, any time after reaching age 62 with 20 or more years of covered employment, or when the member's years of service plus the member's age at the last birthday equals or exceeds 88, whichever comes first. These qualifications must be met on the member's first month of entitlement to benefits. Members cannot begin receiving retirement benefits before age 55. The formula used to calculate a Regular member's monthly IPERS benefit includes: • A multiplier based on years of service. • The member's highest five-year average salary, except members with service before June 30, 2012 will use the highest three-year average salary as of that date if greater than the highest five-year average salary. If a member retires before normal retirement age, the member's monthly retirement benefit will be permanently reduced by an early -retirement reduction. The early -retirement reduction is calculated differently for service earned before and after July 1, 2012. For service earned before July 1, 2012, the reduction is 0.25% for each month that the member receives benefits before the member's earliest normal retirement age. For service earned starting July 1, 2012, the reduction is 0.50% for each month that the member receives benefits before age 65. 92 Page 1493 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 11— EMPLOYEE PENSION PLANS (continued) Generally, once a member selects a benefit option, a monthly benefit is calculated and remains the same for the rest of the member's lifetime. However, to combat the effects of inflation, retirees who began receiving benefits prior to July 1990 receive a guaranteed dividend with the regular November benefit payments. Disability and Death Benefits - A vested member who is awarded federal Social Security disability or Railroad Retirement disability benefits is eligible to claim IPERS benefits regardless of age. Disability benefits are not reduced for early retirement. If a member dies before retirement, the member's beneficiary will receive a lifetime annuity or a lump -sum payment equal to the present actuarial value of the member's accrued benefit or calculated with a set formula, whichever is greater. When a member dies after retirement, death benefits depend on the benefit option the member selected at retirement. Contributions - Contribution rates are established by IPERS following the annual actuarial valuation, which applies IPERS' Contribution Rate Funding Policy and Actuarial Amortization Method. State statute limits the amount rates can increase or decrease each year to 1 percentage point. IPERS Contribution Rate Funding Policy requires that the actuarial contribution rate be determined using the "entry age normal" actuarial cost method and the actuarial assumptions and methods approved by the IPERS Investment Board. The actuarial contribution rate covers normal cost plus the unfunded actuarial liability payment based on a 30-year amortization period. The payment to amortize the unfunded actuarial liability is determined as a level percentage of payroll, based on the Actuarial Amortization Method adopted by the Investment Board. In fiscal year 2023, pursuant to the required rate, Regular members contributed 6.29% of covered payroll and the City contributed 9.44% for a total rate of 15.73%. The City's total contributions to IPERS for the year ended June 30, 2023 were $2,879,498. The Dubuque Metropolitan Area Solid Waste Agency's total contributions to IPERS for the year ended June 30, 2023 were $71,555. City Specific IPERS Disclosures Net Pension Liabilities, Pension Expense, and Deferred Outflows of Resources and Deferred Inflows of Resources Related to Pensions - At June 30, 2023, the City reported a liability of $12,640,114 for its proportionate share of the net pension liability. The net pension liability was measured as of June 30, 2022, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City's proportion of the net pension liability was based on the City's share of contributions to IPERS relative to the contributions of all IPERS participating employers. At June 30, 2022, the City's collective proportion was 0.318463% which was a decrease of 0.03723% from its proportion measured as of June 30, 2021. The City allocations to governmental and business -type activities according to the proportionate share of contributions in the prior year. 93 Page 1494 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 11— EMPLOYEE PENSION PLANS (continued) For the year ended June 30, 2023, the City recognized a reduction of pension benefit of $181,483. At June 30, 2023, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Differences between expected and actual experience Changes of assumptions Net difference between projected and actual earnings on IPERS' investments Changes in proportion and differences between City's contributions and City's proportionate share of contributions City contributions subsequent to the measurement date Total Deferred Outflows Deferred Inflows of Resources of Resources $ 560,335 $ 173,141 10,725 301 1,353,084 875,408 1,297,585 2,879,498 $ 4,325,966 $ 2,824,111 The $2,879,498 reported as deferred outflows of resources related to pensions resulting from the City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended June 30, 2024. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized in pension expense as follows: Year Ended June 30 2024 2025 2026 2027 2028 Net Deferred Outflows (Inflows) of Resources $ (1,477,479) (1,046,388) (1,620,452) 2,724,760 41,916 $ (1,377,643) Sensitivitv of the Citv's Proportionate Share of the Net Pension Liabilitv to Chances in the Discount Rate - The following presents the City's proportionate share of the net pension liability calculated using the discount rate of 7.00%, as well as what the City's proportionate share of the net pension liability would be if it were calculated using a discount rate that is 1.00% lower (6.00%) or 1.00% higher (8.00%) than the current rate. Page 1495 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 11— EMPLOYEE PENSION PLANS (continued) City's proportionate share of the net pension liability (asset): 1 % Discount 1 % Decrease Rate Increase 6.00% 7.00% 8.00% 24,055,210 $ 12,640,114 $ 3,090,357 Dubuque Metropolitan Area Sold Waste Agency Specific (DMASWA) IPERS Disclosures Net Pension Liabilities, Pension Expense, and Deferred Outflows of Resources and Deferred Inflows of Resources Related to Pensions - At June 30, 2023, the DMASWA reported a liability of $271,136 for its proportionate share of the net pension liability. The net pension liability was measured as of June 30, 2022, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The DMASWA's proportion of the net pension liability was based on the DMASWA's share of contributions to the pension plan relative to the contributions of all IPERS participating employers. At June 30, 2022, the DMASWA's collective proportion was 0.006831% which was an increase of 0.000545% from its proportion measured as of June 30, 2021. For the year ended June 30, 2023, the DMASWA recognized pension expense of $3,893. At June 30, 2023, the DMASWA reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Differences between expected and actual experience Changes of assumptions Net difference between projected and actual earnings on IPERS' investments Net changes in proportion and differences between Agency's contributions and Agency's proportionate share of contributions Agency contributions subsequent to the measurement date Total Deferred Outflows Deferred Inflows of Resources of Resources 12,019 $ 3,714 230 29,024 62,642 71,555 $ 83,804 $ 95,387 95 Page 1496 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 11— EMPLOYEE PENSION PLANS (continued) The $71,555 reported as deferred outflows of resources related to pensions resulting from the Agency contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended June 30, 2024. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized in pension expense as follows: Year Ended June 30 2024 2025 2026 2027 2028 Total $ (89,516) (63,870) (99,311) 166,989 2,570 $ (83,138) Sensitivitv of the Aaencv's Proportionate Share of the Net Pension Liabilitv to Changes in the Discount Rate - The following presents the Agency's proportionate share of the net pension liability calculated using the discount rate of 7.00%, as well as what the Agency's proportionate share of the net pension liability would be if it were calculated using a discount rate that is 1% lower (6.00%) or 1% higher (8.00%) than the current rate. Agency's proportionate share of the net pension liability (asset): 1 % Discount 1 % Decrease Rate Increase 6.00% 7.00% 8.00% $ 505,159 $ 271,136 $ 64,897 There were no non -employer contributing entities at IPERS. Actuarial Assumptions - The total pension liability in the June 30, 2022, actuarial valuation was determined using the following actuarial assumptions, applied to all periods included in the measurement: Rate of inflation Rates of salary increase Long-term Investment rate of return Wage Growth 2.60% per annum 3.25 to 16.25% average, including inflation. Rates vary by membership group. 7.00% , compounded annually, net of investment expense, including inflation. 3.25% per annum based on 2.60% inflation and 0.65% real wage inflation Page 1497 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 11— EMPLOYEE PENSION PLANS (continued) The actuarial assumptions used in the June 30, 2022 valuation were based on the results of an actuarial experience study covering the four-year period ending June 30, 2021 (see report dated June 16, 2022). Mortality rates are based on the PubG-2010 Generational Mortality Tables, with age setbacks and age set forwards as well as other adjustments based on different membership groups. Future mortality improvements are anticipated using Projection Scale MP-2021. Different adjustments apply to pre - retirement, post -retirement, beneficiary and post -disability mortality tables. The long-term expected rate of return on IPERS' was determined using a building-block method in which best -estimate ranges of expected future real rates (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. These ranges are combined to produce the long- term expected rate of return by weighting the expected future real rates of return by the target asset allocation percentage and by adding expected inflation. The target allocation and best estimates of arithmetic real rates of return for each major asset class are summarized in the following table: Asset Long -Term Expecte, Asset Class Allocation Real Rate of Return Domestic equity 22.00 % 3.57% International equity 17.50 4.79 Global smart beta equity 6.00 4.16 Core plus fixed income 20.00 1.66 Public credit 4.00 3.77 Cash 1.00 0.77 Private equity 13.00 7.57 Private real assets 8.50 3.55 Private credit 8.00 3.63 Total 100 % Discount Rate - The discount rate used to measure the total pension liability was 7.00%. The projection of cash flows used to determine the discount rate assumed that contributions from employees and employers will be made at the contractually required rates, which are set by the Contribution Rate Funding Policy and derived from the actuarial valuation. Based on those assumptions, the IPERS' fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive employees. Therefore, actuarial assumed investment return was applied to all periods of projected benefit payments to determine the total pension liability. IPERS' Fiduciary Net Position - Detailed information about the pension plan's fiduciary net position is available in the separately issued IPERS financial report which is available on IPERS' website at www.ipers.org. Payables to IPERS - At June 30, 2023, the City reported payables to the defined benefit pension plan of $57,234 for legally required employer contributions. There were no legally required employee contributions which had been withheld from employee wages but not yet remitted to IPERS. 97 Page 1498 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 11— EMPLOYEE PENSION PLANS (continued) Municipal Fire and Police Retirement System of Iowa (MFPRSI) Plan Description_— MFPRSI membership is mandatory for fire fighters and police officers covered by the provisions of Chapter 411 of the Code of Iowa. Employees of the City are provided with pensions through a cost -sharing multiple employer defined benefit pension plan administered by MFPRSI. MFPRSI issues a stand-alone financial report which is available to the public by mail at 7155 Lake Drive, Suite #201, West Des Moines, Iowa 50266 or at www.mfprsi.org. MFPRSI benefits are established under Chapter 411 of the Code of Iowa and the administrative rules thereunder. Chapter 411 of the Code of Iowa and the administrative rules are the official plan documents. The following brief description is provided for general informational purposes only. Refer to the plan documents for more information. Pension Benefits - Members with 4 or more years of service are entitled to pension benefits beginning at age 55. Full -service retirement benefits are granted to members with 22 years of service, while partial benefits are available to those members with 4 to 22 years of service based on the ratio of years completed to years required (i.e., 22 years). Members with less than 4 years of service are entitled to a refund of their contribution only, with interest, for the period of employment. Benefits are calculated based upon the member's highest 3 years of compensation. The average of these 3 years becomes the member's average final compensation. The base benefit is 66% of the member's average final compensation. Members who perform more than 22 years of service receive an additional 2% of the member's average final compensation for each additional year of service, up to a maximum of 8 years. Survivor benefits are available to the beneficiary of a retired member according to the provisions of the benefit option chosen, plus an additional benefit for each child. Survivor benefits are subject to a minimum benefit for those members who chose the basic benefit with a 50% surviving spouse benefit. Active members, at least 55 years of age, with 22 or more years of service have the option to participate in the Deferred Retirement Option Program (DROP). The DROP is an arrangement whereby a member who is otherwise eligible to retire and commence benefits opts to continue to work. A member can elect a 3, 4, or 5 year DROP period. By electing to participate in DROP, the member is signing a contract indicating the member will retire at the end of the selected DROP period. During the DROP period the member's retirement benefit is frozen and a DROP benefit is credited to a DROP account established for the member. Assuming the member completes the DROP period, the DROP benefit is equal to 52% of the member's retirement benefit at the member's earliest date eligible and 100% if the member delays enrollment for 24 months. At the member's actual date of retirement, the member's DROP account will be distributed to the member in the form of a lump sum or rollover to an eligible plan. Disability and Death Benefits — Disability benefits may be either accidental or ordinary. Accidental disability is defined as a permanent disability incurred in the line of duty, with benefits equivalent to the greater of 60% of the member's average final compensation or the member's service retirement benefit calculation amount. Ordinary disability occurs outside the call of duty and pays benefits equivalent to the greater of 50% of the member's average final compensation for those with 5 or more years of service or the member's service retirement benefit calculation amount and 25% of average final compensation for those with less than 5 years of service. Page 1499 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 11— EMPLOYEE PENSION PLANS (continued) Death benefits are similar to disability benefits. Benefits for accidental death are 50% of the average final compensation of the member plus an additional amount for each child, or the provisions for ordinary death. Ordinary death benefits consist of a pension equal to 40% of the average final compensation of the member plus an additional amount for each child, or a lump -sum distribution to the designated beneficiary equal to 50% of the previous year's earnable compensation of the member or equal to the amount of the member's total contributions plus interest. Benefits are increased (escalated) annually in accordance with Chapter 411.6 of the Code of Iowa which states a standard formula for the increases. The surviving spouse or dependents of an active member who dies due to a traumatic personal injury incurred in the line of duty receives a $100,000 lump -sum payment. Contributions - Member contribution rates are set by state statute. In accordance with Chapter 411 of the Code of Iowa, the contribution rate was 9.40% of earnable compensation for the year ended June 30, 2023. Employer contribution rates are based upon an actuarially determined normal contribution rate and set by state statute. The required actuarially determined contributions are calculated on the basis of the entry age normal method as adopted by the Board of Trustees as permitted under Chapter 411 of the Code of Iowa. The normal contribution rate is provided by state statute to be the actuarial liabilities of the plan less current plan assets, with such total divided by 1 % of the actuarially determined present value of prospective future compensation of all members, further reduced by member contributions and state appropriations. Under the Code of Iowa, the employer's contribution rate cannot be less than 17.00% of earnable compensation. The contribution rate was 23.90% for the year ended June 30, 2023. The City's contributions to MFPRSI for the year ended June 30, 2023 was $3,946,616. If approved by the state legislature, state appropriation may further reduce the employer's contribution rate, but not below the minimum statutory contribution rate of 17.00% of earnable compensation. The State of Iowa therefore is considered to be a nonemployer contributing entity in accordance with the provisions of the Governmental Accounting Standards Board Statement No. 67 — Financial Reporting for Pension Plans, (GASB 67). There were no state appropriations to MFPRSI during the fiscal year ended June 30, 2023. Net Pension Liabilities, Pension Expense, and Deferred Outflows of Resources and Deferred Inflows of Resources Related to Pensions - At June 30, 2023, the City reported a liability of $24,280,533 for its proportionate share of the net pension liability. The net pension liability was measured as of June 30, 2022, and the total pension liability used to calculate the new pension liability was determined by an actuarial valuation as of that date. The City's proportion of the net pension liability was based on the City's share of contributions to the pension plan relative to the contributions of all MFPRSI participating employers. At June 30, 2022, the City's proportion was .043237% which was a decrease of 0.001132% from it proportions measured as of June 30, 2021. This is funded by governmental activities only. Page 1500 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 11— EMPLOYEE PENSION PLANS (continued) For the year ended June 30, 2023, the City recognized pension expense of $2,295,497. At June 30, 2023, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Net difference between expected and actual experience Changes of assumptions Net difference between projected and actual earnings on pension plan investments Changes in proportion and differences between City contributions and proportionate share of contributions City contributions subsequent to the measurement date Total Deferred Outflows Deferred Inflows of Resources of Resources $ 1,507,772 $ 31,218 68,110 - - 287,682 127,102 1,917,800 3,946,616 - $ 5,649,600 $ 2,236,700 The $3,946,616 reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended June 30, 2024. Amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized in pension expense as follows: Net Deferred Outflows (Inflows) Year Ended June 30 of Resources 2024 $ (474,125) 2025 (964,821) 2026 (2,187,466) 2027 3,076,417 2028 16,279 $ (533,716) 100 Page 1501 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 11— EMPLOYEE PENSION PLANS (continued) Actuarial Assumptions - The total pension liability in the June 30, 2022 actuarial valuation was determined using the following actuarial assumptions, applied to all periods included in the measurement: Rate of inflation Rates of salary increase Investment rate of return 3.00% per annum 3.75% to 15.11% including inflation 7.50%, net of pension plan investment expense, including inflation The actuarial assumptions used in the June 30, 2022 valuation were based on the results of an actuarial experience study for the 10-year period ending June 30, 2020. Mortality rates were based on the RP-2014 Blue Collar Healthy Annuitant Table with males set -forward zero years, females set -forward two years and disabled individuals set -forward three years (male only rates), with generational projection of future mortality improvement with 50% of Scale BB beginning 2017. The long-term expected rate of return on MFPRSI investments was determined using a building-block method in which best -estimate ranges of expected future real rates (i.e., expected returns, net of investment expense and inflation) are developed for each major asset class. These ranges are combined to produce the long-term expected rate of return by weighting the expected future real rates of return by the target asset allocation percentage and by adding expected inflation. The best estimates of geometric real rates of return for each major asset class are summarized in the following table: Long -Term Expecte, Asset Class Real Rate of Return Broad Fixed Income 4.9% Broad U.S. Equity 7.1 Global Equity 7.2 Broad Non -US Equity 7.4 Managed Futures 5.2 Core Real Estate 6.8 Opportunistic Real Estate 11.1 Global Infrastructure 6.9 Private Credit 10.1 Private Equity 12.1 101 Page 1502 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 11— EMPLOYEE PENSION PLANS (continued) Discount Rate - The discount rate used to measure the total pension liability was 7.50%. The projection of cash flows used to determine the discount rate assumed employee contributions will be made at the contractually required rates, actuarially determined. Based on those assumptions, MFPRSI fiduciary net position was projected to be available to make all projected future benefit payments to current active and inactive employees. Therefore, the long-term expected rate of return on MFPRSI investments was applied to all periods of projected benefit payments to determine the total pension liability. Sensitive . of City's Proportionate Share of the Net Pension Liability to Changes in the Discount Rate - The following presents the City's proportionate share of the net pension liability calculated using the discount rate of 7.50%, as well as what the city's proportionate share of the net pension liability would be if it were calculated using a discount rate that is 1.00% lower (6.50%) or 1.00% higher (8.50%) than the current rate. City's proportionate share of the net pension liability (asset): 1 % Discount 1 % Decrease Rate Increase -6.50% -7.50% -8.50% 43,943,238 $ 24,280,533 $ 7,989,713 MFPRSI Fiduciary Net Position - Detailed information about the pension plan's fiduciary net position is available in the separately issued MFPRSI financial report which is available on MFPRSI's website at www.mfprsi.org. Payables to MFPRSI - At June 30, 2023, City of Dubuque, Iowa reported payables to the defined benefit pension plan of $78,095 for legally required employer contributions. There were no legally required employee contributions which had been withheld from employee wages but not yet remitted to MFPRSI. 102 Page 1503 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2023 NOTE 12 — LANDFILL CLOSURE AND POST CLOSURE CARE To comply with federal (40 CFR 258.74) and state regulations (IAC 113.14 (455b)), the Dubuque Metropolitan Area Solid Waste agency (DMASWA) is required to complete a closure and post -closure plan and to provide funding necessary to effect that plan, including the proper monitoring and care of the landfill after closure. Once the landfill is no longer accepting waste and is closed, the owner is responsible for maintaining the final cover, monitoring ground water and methane gas, and collecting leachate (the liquid that drains out of waste) for thirty years. State governments are primarily responsible for implementation and enforcement of those requirements and have been given flexibility to tailor requirements to accommodate local conditions that exist. A variety of financial mechanisms can be used to demonstrate compliance with federal and state financial assurance rules. The Agency utilizes the dedicated fund mechanism, which is funded through the tipping fees it receives. The Agency files an annual report with the State to provide compliance with its legal requirements of maintaining a balance per the prescribed formula. Any adjustments to the account are made prior to June 30. The Agency is required to estimate total landfill closure and post -closure care costs and recognize a portion of these costs each year based on the percentage of estimated total landfill capacity used that period. Estimated total costs, for closure and post -closure, would consist of four components: (1) the cost of equipment and facilities used in post -closure monitoring and care, (2) the cost of final cover (material and labor), (3) the cost of environmental monitoring of the landfill during the post -closure period and (4) the cost of any environmental cleanup required after closure. Estimated total cost is based on an engineer's estimate for these services is required to be updated annually for changes due to inflation or deflation, technology, and/or changes to applicable laws or regulations. The Agency's estimated closure and post -closure care expected costs are as follows: Closure Post -closure care Totals 2023 4,542,350 2,649,812 $ 7,192,162 The total closure and post -closure care costs for the DMASWA has been estimated at approximately $7,192,162 as of June 30, 2023, and the portion of the liability, that has been recognized is $3,610,397. This liability represents the cumulative amount reported to date based on the use of 100% of the estimated capacity of cells 1, 2, 3, 4, 5, 6, 7, 8, and 36% of cell 9. The Agency has accumulated resources to fund closure and post -closure costs; they are included in assets whose use is limited on the balance sheet and total $5,476,406 as of June 30, 2023. The Agency will recognize the remaining estimated cost of closure and post closure care of $3,581,765 over the estimated remaining life of 16 years as the remaining capacity is filled. 103 Page 1504 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2023 NOTE 13 - LEASES WHERE CITY IS LESSOR The City of Dubuque leases riverfront property, farm land, parking areas, and space for antennas on top of water towers. The following are the leases in effect at June 30, 2023 in which the City is a lessor: Governmental Activities: Lease Type Lease Term Beginning Ending Discount Rate Original Balance Balance as of June 30, 2023 Due Within One Year Rent Revenue Interest Revenue Land 7/1/2021 7/l/2055 1.58%-3.57% $ 23,120,733 $ 21,041,016 $ 1,084,868 $ 1,221,381 $ 724,443 Building 7/1/2021 6/30/2056 1.72%-3.57% 10,171,479 9,457,308 343,941 491,616 336,941 Other 7/1/2021 11/30/2038 3.4 194,951 172,041 8,237 11,422 5,943 $ 33,487,163 $ 30,670,365 $ 1,437,046 $ 1,724,419 $ 1,067,327 In the governmental activities the lease term for the various leases began on July 1, 2021, with the exception of one land lease in the amount of $93,505 that was entered into in January 2022. The lease term for the lease arrangements end at various dates through June 30, 2056. The most significant lease is the lease of the greyhound racing and gambling facility and related parking areas to the Dubuque Racing Association (DRA). The DRA lease amount is based on the association's gross gambling receipts. Total rent related to this variable lease was $6,607,531. The City recognized revenue of $884,913 for payments from regulated leases not previously included in the above schedules. The following is a schedule of the future minimum payments under regulated leases: Year Ending Total to be paid 6/30/2024 $ 795,044 6/30/2025 485,798 6/30/2026 317,360 6/30/2027 287,489 6/30/2028 287,489 Thereafter 6,562,748 $ 8,735,928 Business -Type Activities: Lease Term Discount Original Balance as of Due Within Rent Interest Lease Type Beginning Ending Rate Balance June 30,2023 One Year Revenue Revenue Land 7/1/2021 2/28/2038 1.85%-3.39% $ 889,248 $ 703,009 $ 90,807 $ 155,269 $ 24,343 Building 7/1/2021 6/30/2023 1.74% 131,606 - - 65,803 544 $ 1,020,854 $ 703,009 $ 90,807 $ 221,072 $ 24,887 In the business -type activities, the lease term for the various leases began on July 1, 2021, with the exception of one land lease in the amount of $131,587 that was entered into in November 2021. The lease term for the lease arrangements end at various dates through February 28, 2038. Dubuque Metropolitan Area Solid Waste Agency (Component Unit): The Agency is a lessor in one land lease that matures in April 2024. The initial lease arrangement was for $129,470 in which $39,747 is outstanding as of June 30, 2023. The current portion is $39,747. Rent and interest revenue on the lease for the year ending June 30, 2023 was $46,796 and $1,087, respectively. The discount rate is 1.91%. 104 Page 1505 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2023 NOTE 14 — SUBSEQUENT EVENTS On September 18, 2023, a public hearing was held on a $1,000,000 Sewer Revenue Capital Loan Anticipation Project SRF Note. The loan funds will be used to pay costs of the planning and design of the improvements to various elements of the existing Cedar Street Lift Station, Terminal Street Lift Station, and the associated force mains between the two and to the City's public wastewater treatment facility. The Sewer Revenue Capital Loan Anticipation Project Notes will have an interest rate of 0 percent per annum for up to three years and have not been issued. On September 18, 2023, a public hearing was held on a $430,000 Sewer Revenue Capital Loan Anticipation Project SRF Note. The loan funds will be used to pay costs of planning and design of the improvements on Laurel Street, on Grove Terrace, on other streets as determined necessary, and the inspection and condition assessment of other aging sewer infrastructure. The State Revolving Capital Loan Notes will have an interest rate of 0 percent per annum for up to three years and have not been issued. NOTE 15 — PROSPECTIVE ACCOUNTING PRONOUNCEMENTS The Governmental Accounting Standards Board (GASB) has issued statements not yet implemented by the City. The statements which might impact the City are as follows: GASB Statement No. 99, Omnibus 2022 will enhance comparability in the application of accounting and financial reporting requirements and will improve the consistency of authoritative literature. Consistent authoritative literature enables governments and other stakeholders to more easily locate and apply the correct accounting and financial reporting provisions, which improves the consistency with which such provisions are applied. The comparability of financial statements also will improve as a result of this Statement. Better consistency and comparability improve the usefulness of information for users of state and local government financial statements. The statement will be effective for the City at various times between upon issuance and with its year ending June 30, 2025. GASB Statement No. 100, Accounting Changes and Error Corrections will improve the clarity of the accounting and financial reporting requirements for accounting changes and error corrections, which will result in greater consistency in application in practice. In turn, more understandable, reliable, relevant, consistent, and comparable information will be provided to financial statement users for making decisions or assessing accountability. In addition, the display and note disclosure requirements will result in more consistent, decision useful, understandable, and comprehensive information for users about accounting changes and error corrections. The statement will be effective for the City with its year ending June 30, 2025. GASB Statement No. 101, Compensated Absences will through its unified recognition and remeasurement model, result in a liability for compensated absences that more appropriately reflects when a government incurs an obligation. In addition, the model can be applied consistently to any type of compensated absence and will eliminate potential comparability issues between governments that offer different types of leave. The model also will result in a more robust estimate of the amount of compensated absences that a government will pay or settle, which will enhance the relevance and reliability of information about the liability for compensated absences. The statement will be effective for the City with its year ending June 30, 2025. 105 Page 1506 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS DUNE 30, 2023 NOTE 15 — PROSPECTIVE ACCOUNTING PRONOUNCEMENTS (continued) GASB Statement No. 102, Certain Risk Disclosures will improve financial reporting by providing users of financial statements with essential information that currently is not often provided. The disclosures will provide users with timely information regarding certain concentrations or constraints and related events that have occurred or have begun to occur that make a government vulnerable to a substantial impact. As a result, users will have better information with which to understand and anticipate certain risks to a government's financial condition. The statement will be effective for the City with its year ending June 30, 2025. GASB Statement No. 103, Financial Reporting Model Improvements will improve key components of the financial reporting model to enhance its effectiveness in providing information that is essential for decision making and assessing a government's accountability. This statement also addresses certain application issues. The statement will be effective for the City with its year ending June 30, 2025. The City's management has not yet determined the effect these statements will have on the City's financial statements. NOTE 16 — TAX ABATEMENTS Governmental Accounting Standards Board Statement No. 77 defines tax abatements as a reduction in tax revenues that results from an agreement between one or more governments and an individual or entity in which (a) one or more governments promise to forgo tax revenues to which they are otherwise entitled and (b) the individual or entity promises to take a specific action after the agreement has been entered into that contributes to economic development or otherwise benefits the governments or the citizens of those governments. City Tax Abatements The City provides tax abatements for urban renewal and economic development projects with tax increment financing as provided for in Chapter 15A and 403 of the Code of Iowa. For these types of projects, the City enters into agreements with developers which require the City, after developers meet the terms of the agreements, to rebate a portion of the property tax paid by the developers, to pay the developers an economic development grant or to pay the developers a predetermined dollar amount. No other commitments were made by the City as a part of these agreements. For the year ended June 30, 2023, the City abated $12,802,251 of property tax under the urban renewal and economic development projects. 106 Page 1507 of 1713 CITY OF DUBUQUE, IOWA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2023 NOTE 17 — ADOPTION OF NEW STANDARD As of July 1, 2022 the City adopted GASB Statement No. 96, Subscription -Based Information Technology Arrangements (SBITA). The objective of this Statement is to better meet the information of financial statement users by improving accounting and financial reporting for SBITAs by governments. The City restated the following balances as of July 1, 2022: Governmental Activities Subscription Assets Subscription Payable $ 2,110,456 $ 2,110,456 The effect of implementing this Statement did not result in a restatement of beginning net position/fund balance as the city did not have SBITAs under previous guidance. 107 Page 1508 of 1713 Required Supplementary Information June 30, 2023 City of Dubuque, Iowa Page 1509 of 1713 CITY OF DUBUQUE, IOWA SCHEDULE OF RECEIPTS, DISBURSEMENTS AND CHANGES IN BALANCES - BUDGET AND ACTUAL (BUDGETARY BASIS) GOVERNMENTAL AND ENTERPRISE FUNDS FOR THE YEAR ENDED JUNE 30, 2023 RECEIPTS Property tax Tax increment financing Other City tax Licenses and permits Use of money and property Intergovernmental Charges for fees and service Special assessments Miscellaneous Total Receipts EXPENDITURES Public safety Public works Health and social services Culture and recreation Community and economic development General government Debt service Capital projects Business -type activities Total Expenditures EXCESS (DEFICIENCY) OF RECEIPTS OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES, NET EXCESS DEFICIENCY OF RECEIPTS AND OTHER FINANCING SOURCES OVER (UNDER) EXPENDITURES AND OTHER FINANCING USES BALANCE, BEGINNING OF YEAR BALANCE, ENDING OF YEAR See Notes to Required Supplementary Information. Actual $ 26,230,795 12,802,251 22,998,721 1,971,587 18,862,137 40,864,979 43,780,650 235,024 14,591,524 182,337,668 34,247,064 15,349,486 992,669 15,060,300 16,122,859 13,007,080 8,944,963 31,939,806 65,156,356 200,820,583 (18,482,915) Budgeted Amounts Original Final $ 25,574,621 12,965,223 23,115,778 2,030,903 17,047,376 49,737,162 51,581,648 184,524 8,686,423 190,923,658 34,578,299 14,734,385 1,071,888 15,151,001 16,743,027 12,657,367 11,764,376 47,526,473 66,990,253 221,217,069 (30,293,411) $ 25,574,621 12,965,223 23,115,778 2,030,903 17,083,716 77,063,519 51,581,648 184,524 11,180,498 220,780,430 35,575,411 17,677,774 1,087,591 18,560,902 16,499,815 14,393,111 11,764,376 127,146,356 93,813,106 336,518,442 (115,738,012) Final to Actual Variance $ 656,174 (162,972) (117,057) (59,316) 1,778,421 (36,198,540) (7,800,998) 50,500 3,411,026 (38,442,762) 1,328,347 2,328,288 94,922 3,500,602 376,956 1,386,031 2,819,413 95,206,550 28,656,750 135,697,859 97,255,097 1,651,152 17,845,215 25,624,757 (23,973,605) (16,831,763) (12,448,196) (90,113,255) 73,281,492 156,174,168 83,973,157 179,887,926 156,174,168 $ 139,342,405 $ 71,524,961 $ 89,774,671 $ 229,455,660 Page 1510 of 1713 CITY OF DUBUQUE, IOWA NOTE TO REQUIRED SUPPLEMENTARY INFORMATION — BUDGETARY REPORTING FOR THE YEAR ENDED JUNE 30, 2023 The budgetary comparison is presented as Required Supplementary Information in accordance with Governmental Accounting Standards Board Statement No. 41 for governments with significant budgetary perspective differences resulting from not being able to present budgetary comparisons for the General Fund and each major Special Revenue Fund. The Code of Iowa requires the adoption of an annual budget by the City Council on or before March 31 of each year which becomes effective July 1 and constitutes the appropriation for each function specified therein until amended. The legal level of control (the level on which expenditures may not legally exceed appropriations) is the function level for the City as a whole, rather than at the fund or fund type level. The internal service fund or custodial fund activity is not included in the adopted budget. The City's budget is prepared on the cash basis of accounting with an adjustment for accrued payroll following required public notice and hearings. After the initial annual budget is adopted, it may be amended for specified purposes. Budget amendments must be prepared and adopted in the same manner as the original budget. Management is not authorized to amend the budget or to make budgetary transfers between functions without the approval of the City Council. Management may make budgeting transfers between funds as long as the transfers are within the same function. The City has adopted a policy relative to budgetary control and amendment which provides for control at the line -item level and review of the current year's budget at the time the next year's budget is prepared. This usually results in amending the appropriations of all functions to adjust to current conditions. Supplemental appropriations are only provided when unanticipated revenues or budget surpluses become available. Appropriations as adopted lapse at the end of the fiscal year. The budget for the fiscal year ended June 30, 2023, was amended two times during the year to allow the City to increase function expenditures by $115,301,373 primarily for the carry -forward of unfinished capital improvement projects. During the year ended June 30, 2023, no functional expenses exceeded the budgeted amount. The following is a reconciliation of the budgetary basis to the modified accrual basis of accounting: Governmental Enterprise Modified Funds Funds Budgetary Accrual Accrual/Accrual Modified Accrual Basis Adjustments Basis Accrual Basis Basis Total Receipts/Revenue $ 182,337,668 $ (4,641,691) $ 177,695,977 $ 132,394,536 $ 45,301,441 $ 177,695,977 Expenditures/Expenses 200,820,583 (19,797,101) 181,023,482 129,751,119 41,578,799 171,329,918 Deficiency of Receipts/Revenue Under Expenditures/Expenses (18,482,915) 15,155,410 (3,327,505) 2,643,417 3,722,642 6,366,059 Other Financing Sources 1,651,152 20,496,515 22,147,667 (367,302) 12,821,405 12,454,103 Net (16,831,763) 35,651,925 18,820,162 2,276,115 16,544,047 18,820,162 Balance, Beginning Balance, Ending 156,174,168 196,573,217 352,747,385 98,239,621 254,507,764 352,747,385 139,342,405 $ 232,225,142 $ 371,567,547 $ 100,515,736 $ 271,051,811 $ 371,567,547 109 Page 1511 of 1713 CITY OF DUBUQUE, IOWA SCHEDULE OF THE CITY'S PROPORTIONATE SHARE OF NET PENSION LIABILITY IOWA PUBLIC EMPLOYEES' RETIREMENT SYSTEM LAST EIGHT FISCAL YEARS* (IN THOUSANDS) Required Supplementary Information 2023 2022 2021 2020 2019 2018 2017 2016 2015 City's proportion of the net pension liability (asset) 0.31846% 0.31474% 0.33061 % 0.33194% 0.33329% 0.33490% 0.34275% 0.35135% 0.37035% City's proportionate share of the net pension liability $ 12,640 $ 441 $ 23,063 $ 19,350 $ 21,091 $ 22,309 $ 21,570 $ 17,358 $ 14,688 City's covered payroll $ 26,888 $ 25,496 $ 26,048 $ 25,423 $ 25,024 $ 24,961 $ 24,597 $ 24,039 $ 24,210 City's proportionate share of the net pension liability as a percentage of its covered payroll 47.01% 1.73% 88.54% 76.11% 84.28% 89.38% 87.69% 72.21% 60.67% Plan fiduciary net position as a percentage of the total pension liability 91.40% 100.81% 82.90% 85.45% 83.62% 82.21% 81.82% 85.19% 87.61% *In accordance with GASB Statement No. 68, the amounts presented for each fiscal year were determined as of June 30 of the preceding fiscal year. Note: GASB Statement No. 68 requires ten years of information to be presented in this table. However, until a full 10-year trend is compiled, the City will present information for those years for which information is available. 110 Page 1512 of 1713 CITY OF DUBUQUE, IOWA SCHEDULE OF THE CITY CONTRIBUTION IOWA PUPLIC EMPLOYEES RETIREMENT SYSTEM LAST 10 FISCAL YEARS (IN THOUSANDS) Required Supplementary Information 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 Statutorily required contribution $ 2,879 S 2,535 $ 2,407 $ 2,460 S 2,403 S 2,235 $ 2,229 S 2,196 $ 2,151 $ 2,164 Contributions in relation to the statutorily required contribution $ (2,879) $ (2,535) $ (2,407) $ (2,460) $ (2,403) $ (2,235) $ (2,229) $ (2,196) $ (2,151) $ (2,164) Contribution deficiency (excess) - - - - - - - - - - City's covered payroll $ 30,527 $ 26,888 $ 25,496 $ 26,048 $ 25,423 $ 25,024 $ 24,961 $ 24,597 $ 24,039 $ 24,210 Contributions as a percentage of covered payroll 9.43% 9.43% 9.44% 9.44% 9.45% 8.93% 8.93% 8.93% 8.95% 8.94% 111 Page 1513 of 1713 CITY OF DUBUQUE, IOWA NOTES TO REQUIRED SUPPLEMENTARY INFORMATION -- PENSION LIABILITY IOWA PUBLIC EMPLOYEES' RETIREMENT SYSTEMS YEAR ENDED JUNE 30. 2023 Changes of benefit terms: There are no significant changes in benefit terms. Changes of assumption: The 2022 valuation implemented the following refinements: • Mortality assumption was changed to the family of PubG-2010 Mortality Tables for all groups, with age setbacks and set forwards, as well as other adjustments. Future mortality improvements are modeled using Scale MP-2021. • Retirement rates were adjusted to partially reflect observed experience for regular member only. • Disability rates were lowered for Regular members only. • Termination rates were adjusted to partially reflect observed experience for all groups. The 2021, 2020, and 2019 valuations did not include any changes of assumptions. The 2018 valuation implemented the following refinements as a result of a demographic assumption study dated June 28, 2018: • Changed mortality assumptions to the RP-2014 mortality tables with mortality improvements modeled using Scale MP-2017. • Adjusted retirement rates • Lowered disability rates • Adjusted the probability of a vested Regular member electing to receive a deferred benefit. • Adjusted the merit component of the salary increase assumption. The 2017 valuation implemented the following refinements as a result of an experience study dated March 24, 2017: • Decreased the inflation assumption from 3.00% to 2.60%. • Decreased the assumed rate of interest on member accounts from 3.75% to 3.50% per year. • Decreased the discount rate from 7.50% to 7.00%. • Decreased the wage growth assumption from 4.00% to 3.25%. • Decreased the payroll growth assumption from 4.00% to 3.25%. The 2014 valuation implemented the following refinements as a result of a quadrennial experience study: • Decreased the inflation assumption from 3.25% to 3.00%. • Decreased the assumed rate of interest on member accounts from 4.00% to 3.75% per year. • Adjusted male mortality rates for retirees in the Regular membership group. • Reduced retirement rates for sheriffs and deputies between the ages of 55 and 64. • Moved from an open 30-year amortization period to a closed 30-year amortization period for the UAL (unfunded actuarial liability) beginning June 30, 2014. Each year thereafter, changes in the UAL from plan experience will be amortized on a separate closed 20-year period. 112 Page 1514 of 1713 CITY OF DUBUQUE, IOWA SCHEDULE OF THE CITY'S PROPORTIONATE SHARE OF NET PENSION LIABILITY MUNICIPAL FIRE AND POLICE RETIREMENT SYSTEM OF IOWA LAST EIGHT FISCAL YEARS* (IN THOUSANDS) Required Supplementary Information 2023 2022 2021 2020 2019 2018 2017 2016 2015 City's proportion of the net pension liability (asset) 4.32% 0.44% 4.73% 4.69% 4.86% 4.78% 4.95% 4.99% 5.08% City's proportionate share of the net pension liability $ 24,281 $ 9,964 $ 37,737 $ 30,775 $ 28,960 $ 28,062 $ 30,971 $ 23,423 $ 18,410 City's covered payroll $ 14,603 $ 14,418 $ 14,879 $ 14,203 $ 14,118 $ 13,552 $ 13,423 $ 13,052 $ 12,968 City's proportionate share of the net pension liability as a percentage of its covered payroll 166.27% 69.11% 253.63% 216.68% 205.13% 207.07% 230.73% 179.46% 141.96% Plan fiduciary net position as a percentage of the total pension liability 84.62% 93.62% 76.47% 79.94% 81.07% 80.60% 78.20% 83.04% 86.27% *In accordance with GASB Statement No. 68, the amounts presented for each fiscal year were determined as of June 30 of the preceding fiscal year. Note: GASB Statement No. 68 requires ten years of information to be presented in this table. However, until a full 10-year trend is compiled, the City will present information for those years for which information is available. 113 Page 1515 of 1713 CITY OF DUBUQUE, IOWA SCHEDULE OF THE CITY CONTRIBUTION MUNICIPAL FIRE AND POLICE RETIREMENT SYSTEM OF IOWA LAST 10 FISCAL YEARS (IN THOUSANDS) Required Supplementary Information 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 Statutorily required contribution S 3,947 $ 3,823 $ 3,649 $ 3,632 $ 3,696 $ 3,626 $ 3,513 $ 3,727 $ 3,969 S 3,906 Contributions in relation to the statutorily required contribution $ (3,947) $ (3,823) $ (3,649) $ (3,632) $ (3,696) $ (3,626) $ (3,513) $ (3,727) $ (3,969) $ (3,906) Contribution deficiency (excess) $ - $ - $ - $ - $ - $ - $ - $ - $ - $ - City's covered payroll $ 16,513 $ 14,603 $ 14,418 $ 14,879 $ 14,203 $ 14,118 $ 13,552 $ 13,423 $ 13,052 $ 12,968 Contributions as a percentage of covered payroll 23.90% 26.18% 25.31% 24.41% 26.02% 25.68% 25.92% 27.77% 30.41% 30.12% 114 Page 1516 of 1713 CITY OF DUBUQUE, IOWA NOTES TO REQUIRED SUPPLEMENTARY INFORMATION -- PENSION LIABILITY MUNICIPAL FIRE AND POLICE RETIREMENT SYSTEM OF IOWA YEAR ENDED JUNE 30, 2023 Changes of benefit terms: There were no significant changes of benefit terms. Changes of assumptions The 2022, 2021, 2020, and 2019 valuations did not include any changes of assumptions. The 2018 valuation changed postretirement mortality rates were based on the RP-2014 Blue Collar Healthy Annuitant Table with males set -forward zero years, females set -forward two years and disabled individuals set - forward three years (male only rates), with generational projection of future mortality improvement with 50% of Scale BB beginning in 2017. The 2017 valuation added five years projection of future mortality improvement with Scale BB. The 2016 valuation changed postretirement mortality rates to the RP-2000 Blue Collar Combined Healthy Mortality Table with males set -back two years, females set -forward one year and disabled individuals set -forward one year (male only rates), with no projection of future mortality improvement. The 2015 valuation phased in the 1994 Group Annuity Mortality Table for post -retirement mortality. This resulted in a weighting of 1/12 of the 1971 Group Annuity Mortality Table and 11/12 of the 1994 Group Annuity Mortality Table. The 2014 valuation phased in the 1994 Group Annuity Mortality Table for post -retirement mortality. This resulted in a weighting of 2/12 of the 1971 Group Annuity Mortality Table and 10/12 of the 1994 Group Annuity Mortality Table. 115 Page 1517 of 1713 CITY OF DUBUQUE, IOWA SCHEDULE OF CHANGES IN TOTAL OPEB LIABILITY, RELATED RATIOS AND NOTES LAST FIVE FISCAL YEARS Service Cost Interest Cost Changes in assumptions Changes in experience Other Changes Benefit payments Net change in total OPEB Liability Total OPEB liability beginning of year Total OPEB liability end of year Covered -employee payroll Total OPEB liability as a percentage of covered -employee payroll 2023 2022 2021 2020 2019 2018 $ 214,747 $ 306,094 $ 303,146 $ 288,187 $ 296,597 $ 277,469 230,459 134,580 152,598 165,496 172,576 172,219 (18,042) (887,322) 254,038 (19,982) 85,951 138,371 - 281,561 13 (242,263) - - (5,704) 42,042 (11,228) (49,950) 2,582 58,589 (374,762) (360,953) (269,461) (380,158) (452,573) (474,856) 46,698 (483,998) 429,106 (238,670) 105,133 171,792 5,827,804 6,311,802 5,882,696 6,121,366 6,016,233 5,844,441 $ 5,874,502 $ 5,827,804 $ 6,311,802 $ 5,882,696 $ 6,121,366 $ 6,016,233 $ 37,635,156 $ 42,133,307 $ 41,593,187 $ 34,543,167 $ 39,626,000 $ 39,782,000 15.61% 13.83% 15.18% 17.03% 15.45% 15.12% Notes to Schedule of Changes in the Total OPEB Liabilitv and Related Ratios No assets are accumulated in a trust that meets the criteria in paragraph 4 of GASB Statement 75. Changes in benefit terms: There were no significant changes in benefit terms. Change in assumptions: Changes in assumptions and other inputs reflect the effects of changes in the discount rate, health care trend rates and other changes. In Fiscal Year 2022, mortality assumption was adjusted to include mortality improvement scale MP-2020 and the withdrawal assumption was change from Table T-2 from the Pension Actuary's Handbook to Table T-3. Note: GASB Statement No. 75 requires ten years of information to be presented in this table. However, until a 10- year trend is completed, the City will present information for those years for which information is available. 116 Page 1518 of 1713 THIS PAGE IS INTENTIONALLY LEFT BLANK Page 1519 of 1713 NONMAJOR GOVERNMENTAL FUNDS SPECIAL REVENUE FUNDS Special revenue funds are used to account for specific revenues that are legally restricted to expenditure for particular purposes. Road Use Tax Fund — This fund is used to account for state revenues allocated to the City for maintenance and improvement of City streets. Section VIII Housing Fund — This fund is used to account for the operations of federal Section VIII existing, voucher, and moderate rehabilitation projects. Employee Benefits Fund — This fund is used to account for pension and related employee benefit costs for those employees paid wages from the General Fund. Special Assessments Fund — This fund is used to account for the financing of public improvements that are deemed to benefit primarily the properties against which special assessments are levied and to accumulate monies for the payment of principal and interest on the outstanding long-term debt service. Cable TV Fund — This fund is used to account for the monies and related costs as set forth in the cable franchise agreement between the City of Dubuque and the cable franchisee. Library Expendable Gifts Trust — This fund is used to account for contributions given to the library to be spent for specific purposes. IFA Housing Trust — This fund is used to account for funds received under the Iowa Finance Authority State Housing Trust Fund Program. Police Expendable Gifts Fund — This fund is used to account for contributions given to the police department to be spent for specific purposes. Veteran's Memorial - This fund is used to account for contributions given to the Veteran's Memorial for specific purposes and for maintenance. Page 1520 of 1713 NONMAJOR GOVERNMENTAL FUNDS CAPITAL PROJECTS FUNDS Capital projects funds are used to account for the acquisition and construction of major capital facilities other than those financed by proprietary funds and trust funds. Airport Construction Fund — This fund is used to account for the resources and costs related to airport capital improvements. Sales Tax Construction Fund — This fund is used to account for the resources and costs related to capital improvements financed through the local option sales tax. General Construction Fund — This fund is used to account for the resources and costs related to general capital improvements. Street Construction Fund — This fund is used to account for the resources and costs related to street capital improvements. PERMANENT FUNDS Permanent funds are used to report resources that are legally restricted to the extent that only earnings, not principal, may be used for purposes that support the reporting City's programs. Ella Lyons Peony Trail Trust Fund — This fund is used for dividends and maintenance cost related to the City Peony Trail, per trust agreement. Library Gifts Trust Fund — This fund is used to account for testamentary gifts to the City library. Page 1521 of 1713 CITY OF DUBUQUE, IOWA COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS JUNE 30, 2023 Special Revenue Funds Road Section Use VIII Employee Special Tax Housing Benefits Assessments ASSETS Cash and investments $ 8,325,195 $ 364,051 $ 9,724 $ Receivables Property tax - Delinquent - 17,191 Succeeding year - 2,452,469 Accounts and other 3,012 Special assessments - - - 664,864 Accrued interest 2,680 - Notes - - Intergovernmental 675,316 Inventories 255,364 - Prepaid items 28,907 249 Restricted cash and investments - 464,584 - - Total Assets 9,287,794 831,564 2,479,384 664,864 LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCES LIABILITIES Accounts payable 669,896 1,359 Accrued payroll 31,620 11,462 Due to other funds - - Total Liabilities 701,516 12,821 DEFERRED INFLOWS OF RESOURCES Unavailable revenues Succeeding year property tax 2,452,469 - Special assessments - - 652,096 Grants 4,750 - - Other - 7,937 - Total Deferred Inflows of Resources 7750 2,460,406 652,096 FUND BALANCES Nonspendable: Endowment corpus - Inventory 255,364 Prepaid items 28,907 249 Restricted: Endowments - - Library Police Veterans - Capital improvements 8,297,257 Franchise agreement - - Special assessments 12,768 Iowa Finance Authority Trust - - Community programs 818,494 - Employee benefits - 18,978 Committed, capital improvements - - - Total Fund Balances 8,581,528 818,743 18,978 12,768 Total Liabilities, Deferred Inflows of Resources and Fund Balances $ 9,287,794 $ 831,564 $ 2,479,384 $ 664,864 117 Page 1522 of 1713 Special Revenue Funds Library Police Expendable Expendable IFA Cable Gifts Gifts Veteran's Housing Airport TV Trust Trust Memorial Trust Construction $ 473,319 $ 1,122,094 $ 8,824 $ 201,640 $ 700,891 $ 4,673 EXHIBIT A-1 Capital Projects Funds Sales General Tax Construction Construction $ 3,181 $ 116,375 4,656 7,756 61 - 2,734 1,861 - - - 1,117,082 - 23,076 - 47,481 635,147 - 180,768 - - - 243,965 - 23,599 - - - - - - - - 1,269,785 3,006,435 4,130,769 617,949 1,129,850 8,885 201,640 1,865,454 1,912,339 3,278,518 4,311,537 2,995 - 352 117 458,020 75,025 576,936 6,277 613 - 334 - 3,330 176 - - - - 878,965 1,406,173 560,471 9,272 613 352 451 1,336,985 1,484,528 1,137,583 365,466 365,466 - 243,965 23,599 - 1,129,237 - - 8,885 - - 201,288 - - - - - 209,888 1,550,025 2,078,909 585,078 - - - 1,865,003 - - - - - - 1,095,045 608,677 1,129,237 8,885 201,288 1,865,003 209,888 1,793,990 3,173,954 $ 617,949 $ 1,129,850 $ 8,885 $ 201,640 $ 1,865,454 S 1,912,339 $ 3,278,518 $ 4,311,537 118 Page 1523 of 1713 CITY OF DUBUQUE, IOWA EXHIBIT A-1 COMBINING BALANCE SHEET (continued) NONMAJOR GOVERNMENTAL FUNDS JUNE 30, 2023 Capital Projects Funds Permanent Funds Ella Total Lyons Library Nonmajor Street Peony Gifts Governmental Construction Trail Trust Trust Funds ASSETS Cash and investments $ 9,233,819 $ $ $ 20,447,411 Receivables Property tax Delinquent - 17,191 Succeeding year - 2,452,469 Accounts and other 32,483 151,870 Special assessments - 664,864 Accrued interest 63,826 514 131 84,219 Notes - - - 1,140,158 Intergovernmental 895,019 2,433,731 Inventories - 499,329 Prepaid items - - 52,755 Restricted cash and investments - 141,977 18,922 9,032,472 Total Assets 10.225.147 142.491 19.053 36.976.469 LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCES LIABILITIES Accounts payable 917,176 2,701,876 Accrued payroll 10,509 64,321 Due to other funds - 2,845,609 Total Liabilities 927,685 5,611,806 DEFERRED INFLOWS OF RESOURCES Unavailable revenues Succeeding year property tax - 2,452,469 Special assessments - 652,096 Grants 623,867 994,083 Other - 7,937 Total Deferred Inflows of Resources 623,867 4,106,585 FUND BALANCES Nonspendable: Endowment corpus 57,412 12,000 69,412 Inventory - - 499,329 Long-term notes receivable - Prepaid items - - 52,755 Restricted: Endowments 85,079 7,053 92,132 Library - - 1,129,237 Police 8,885 Veterans - 201,288 Capital improvements 5,999,625 18,135,704 Franchise agreement - 585,078 Special assessments 12,768 Iowa Finance Authority Trust 1,865,003 Community programs 818,494 Employee benefits - 18,978 Committed, capital improvements 2,673,970 - - 3,769,015 Total Fund Balances 8,673,595 142,491 19,053 27,258,078 Total Liabilities, Deferred Inflows of Resources and Fund Balances $ 10,225,147 $ 142,491 $ 19,053 $ 36,976,469 119 Page 1524 of 1713 CITY OF DUBUQUE, IOWA COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30, 2023 REVENUES Taxes Licenses and permits Special assessments Intergovernmental Charges for services Investment earnings Contributions Miscellaneous Total Revenues EXPENDITURES Governmental activities Current Public safety Public works Culture and recreation Community and economic development General government Debt service Principal Interest and fiscal charges Capital projects Total Expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Issuance of debt Premium on bonds Transfers in Transfers out Insurance recovery Sale of capital assets Total Other Financing Sources (Uses) NET CHANGE IN FUND BALANCES FUND BALANCES, BEGINNING FUND BALANCES, ENDING Special Revenue Funds Road Section Use VIII Employee Special Tax Housing Benefits Assessments $ - $ - $ 2,337,260 $ - 115,387 8,340,291 6,022,137 - - 7,364 - 893 140,494 92,157 - - 8,480,785 6,121,658 2,337,260 116,280 7,196,084 - - - - 6,390,949 - - 5,805 - 1,573 - - 45,371 - - - 1,025 - - 1,840,887 - - - 9,042,776 6,437,345 1,573 - (561,991) (315,687) 2,335,687 116,280 3,461 172,382 - - (65,475) - (2,326,865) (109,231) 39,305 - - - (22,709) 172,382 (2,326,865) (109,231) (584,700) (143,305) 8,822 7,049 9,166,228 962,048 10,156 5,719 $ 8,581,528 $ 818,743 $ 18,978 $ 12,768 120 Page 1525 of 1713 EXHIBIT A-2 Special Revenue Funds Capital Projects Funds Library Police Expendable Expendable IFA Cable Gifts Gifts Veteran's Housing Airport General TV Trust Trust Memorial Trust Construction Construction $ 624,717 $ - $ - $ - $ - $ - $ - - - - - 181,093 493,549 560,417 - 18,745 - - - 67,929 - 19,932 35,175 277 2,554 - 17,003 62,030 - - - 55,450 - 51,894 2,990 2,221 65,109 - - 145 - 266,956 646,870 119,029 277 58,004 181,238 630,375 892,393 - - 59 - - - - - - - - - 400 132,481 - 107,238 - 11,550 - - 46,324 - - - - 6,074 - 1,680,480 585,871 - - - - - 7,845 - - - - - 944,764 1,048,231 585,871 107,238 59 11,550 6,074 945,164 2,915,361 60,999 11,791 218 46,454 175,164 (314,789) (2,022,968) - - - - 51,705 - 371,500 - - - - - (181,054) - - - - - 51,705 (181,054) 371,500 60,999 11,791 218 46,454 226,869 (495,843) (1,651,468) 547,678 1,117,446 8,667 154,834 1,638,134 705,731 3,445,458 $ 608,677 $ 1,129,237 $ 8,885 $ 201,288 $ 1,865,003 $ 209,888 $ 1,793,990 121 Page 1526 of 1713 EXHIBIT A-2 CITY OF DUBUQUE, IOWA (continued) COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30, 2023 Capital Projects Funds Permanent Funds Ella Total Sales Lyons Library Nonmajor Tax Street Peony Gifts Governmental Construction Construction Trail Trust Trust Funds REVENUES Taxes $ 2,430,832 $ 3,646,248 $ - $ - $ 9,039,057 Special assessments - - - - 115,387 Intergovernmental - 6,384,055 - - 21,981,542 Charges for services - 25,359 - - 112,033 Investment earnings 114,089 267,747 (6,871) 593 520,786 Contributions - - - 3 110,337 Miscellaneous 7,221 46,361 - - 620,664 Total Revenues 2,552,142 10,369,770 (6,871) 596 32,499,806 EXPENDITURES Governmental activities Current Public safety 8,869 - - - 8,928 Public works 6,368 1,676,119 - - 9,011,452 Culture and recreation 77,562 1,327 3,640 - 247,641 Community and economic development - - - - 8,077,503 General government - - - - 601,094 Debt service Principal - - - - 45,371 Interest and fiscal charges - - - - 1,025 Capital projects 6,108,201 10,443,480 - - 20,385,563 Total Expenditures 6,201,000 12,120,926 3,640 - 38,378,577 EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) EXPENDITURES (3,648,858) (1,751,156) (10,511) 596 (5,878,771) OTHER FINANCING SOURCES (USES) Issuance of debt - - - - - Premium on bonds - - - - - Transfers in - 54,967 - - 654,015 Transfers out (935,163) (234,138) - - (3,851,926) Insurance recovery - 33,526 - - 33,526 Sale of capital assets - - - - 39,305 Total Other Financing Sources (Uses) (935,163) (145,645) - - (3,125,080) NET CHANGE IN FUND BALANCES (4,584,021) (1,896,801) (10,511) 596 (9,003,851) FUND BALANCES, BEGINNING 7,757,975 10,570,396 153,002 18,457 36,261,929 FUND BALANCES, ENDING $ 3,173,954 $ 8,673,595 $ 142,491 $ 19,053 $ 27,258,078 122 Page 1527 of 1713 NONMAJOR ENTERPRISE FUNDS Enterprise funds are used to account for operations that are financed and operated in a manner similar to private business enterprises -- where the intent of the City Council is that the costs of providing goods or services to the general public on a continuing basis be financed or recovered primarily through user charges; or where the City Council has decided that periodic determination of net income is appropriate for accountability purposes. Refuse Collection Fund — This fund is used to account for the operations of the City's refuse collection services. Transit System Fund — This fund is used to account for the operations of the City's bus and other transit services. Salt Fund — This fund is used to account for the operations of the City's salt distribution. Page 1528 of 1713 CITY OF DUBUQUE, IOWA EXHIBIT B-1 COMBINING STATEMENT OF NET POSITION NONMAJOR ENTERPRISE FUNDS JUNE 30, 2023 Total Other Refuse Transit Enterprise Collection System Salt Funds ASSETS CURRENT ASSETS Cash and investments $ 300,669 $ 5,159,202 $ 68,119 $ 5,527,990 Receivables Accounts 498,925 17,546 3,814 520,285 Accrued interest 8,199 35,662 471 44,332 Intergovernmental - 1,893,563 - 1,893,563 Prepaid items 26,405 16,127 42,532 Inventories - 19,592 - 19,592 Total Current Assets 834,198 7,141,692 72,404 8,048,294 NONCURRENT ASSETS Restricted cash and investments 227,400 - 227,400 Capital assets Land 36,000 - 36,000 Buildings 11,703,490 175,458 11,878,948 Improvements to other than buildings - 796,092 686,312 1,482,404 Machinery and equipment 2,962,580 8,739,523 36,342 11,738,445 Subscription assets - 21,549 - 21,549 Accumulated depreciation and amortization (2,214,739) (5,422,034) (260,497) (7,897,270) Net Capital Assets 747,841 15,874,620 637,615 17,260,076 Total Noncurrent Assets 747,841 16,102,020 637,615 17,487,476 Total Assets 1,582,039 23,243,712 710,019 25,535,770 DEFERRED OUTFLOWS OF RESOURCES Pension related deferred outflows 199,607 270,829 - 470,436 OPEB related deferred outflows 42,262 66,679 108,941 Total Deferred Outflows of Resources 241,869 337,508 579,377 LIABILITIES CURRENT LIABILITIES Accounts payable 102,609 86,953 189,562 Accrued payroll 27,466 34,913 62,379 General obligation bonds payable 6,400 46,498 52,898 Subscription liability - 11,549 11,549 Accrued compensated absences 5,965 15,082 21,047 Accrued interest payable 1,435 1,885 3,320 Total Current Liabilities 143,875 196,880 340,755 NONCURRENT LIABILITIES General obligation bonds payable 42,743 956,185 998,928 Accrued compensated absences 227,483 45,219 272,702 Net pension liability 581,006 774,675 1,355,681 Total OPEB liability 228,418 228,420 456,838 Total Noncurrent Liabilities 1,079,650 2,004,499 3,084,149 Total Liabilities 1,223,525 2,201,379 3,424,904 DEFERRED INFLOWS OF RESOURCES Pension related deferred inflows 125,406 136,385 261,791 OPEB related deferred inflows 50,173 39,711 89,884 Total Deferred Inflows of Resources 175,579 176,096 - 351,675 NET POSITION Net investment in capital assets 698,698 15,087,788 637,615 16,424,101 Unrestricted (273,894) 6,115,957 72,404 5,914,467 Total Net Position $ 424,804 $ 21,203,745 $ 710,019 $ 22,338,568 123 Page 1529 of 1713 CITY OF DUBUQUE, IOWA COMBINING STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION NONMAJOR ENTERPRISE FUNDS FOR THE YEAR ENDED JUNE 30, 2023 OPERATING REVENUES Charges for sales and services Other Total Operating Revenues OPERATING EXPENSES Employee expense Utilities Repairs and maintenance Supplies and services Insurance Depreciation Total Operating Expenses OPERATING INCOME (LOSS) NONOPERATING REVENUES (EXPENSES) Intergovernmental Investment earnings Contributions Interest expense Gain on disposal of assets Net Nonoperating Revenues (Expenses) INCOME (LOSS) BEFORE TRANSFERS CAPITAL CONTRIBUTIONS TRANSFERS IN TRANSFERS OUT CHANGE IN NET POSITION NET POSITION, BEGINNING NET POSITION, ENDING EXHIBIT B-2 Total Other Refuse Transit Enterprise Collection System Salt Funds $ 4,792,011 $ 458,919 $ 79,163 $ 5,330,093 14,426 45,802 - 60,228 4,806,437 504,721 79,163 5,390,321 3,214,781 2,390,493 - 5,605,274 25,666 109,455 - 135,121 439,211 637,193 424 1,076,828 1,714,521 582,496 75,333 2,372,350 32,741 79,651 - 112,392 251,529 845,727 27,639 1,124,895 5,678,449 4,645,015 103,396 10,426,860 (872,012) (4,140,294) (24,233) (5,036,539) 9,771 4,314,444 - 4,324,215 42,519 96,736 1,781 141,036 668 - - 668 (1,217) (22,981) - (24,198) - 49,294 - 49,294 51,741 4,437,493 1,781 4,491,015 (820,271) 297,199 (22,452) (545,524) 275,196 1,988,085 - 2,263,281 (140,365) (211,497) - (351,862) (685,440) 2,073,787 (22,452) 1,365,895 1,110,244 19,129,958 732,471 20,972,673 $ 424,804 $ 21,203,745 $ 710,019 $ 22,338,568 124 Page 1530 of 1713 CITY OF DUBUQUE, IOWA COMBINING STATEMENT OF CASH FLOWS NONMAJOR ENTERPRISE FUNDS FOR THE YEAR ENDED JUNE 30, 2023 CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers Cash payments to suppliers for goods and services Cash payments to employees for services Other operating receipts NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Transfers from other funds Transfers to other funds Contributions Intergovernmental grant proceeds NET CASH PROVIDED BY NONCAPITAL FINANCING ACTIVITIES CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Proceeds from sale of capital assets Acquisition and construction of capital assets Principal Paid Interest paid NET CASH PROVIDED BY (USED FOR) CAPITAL AND RELATED FINANCING ACTIVITIES CASH FLOWS FROM INVESTING ACTIVITIES Interest received NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS CASH AND CASH EQUIVALENTS, BEGINNING CASH AND CASH EQUIVALENTS, ENDING Total Other Refuse Transit Enterprise Collection System Salt Funds $ 4,700,916 $ 442,908 $ 75,349 $ 5,219,173 (2,194,606) (1,346,786) (75,757) (3,617,149) (3,392,573) (2,602,318) - (5,994,891) 14,426 45,802 - 60,228 (871,837) (3,460,394) (408) (4,332,639) 275,196 1,988,085 - 2,263,281 (140,365) (211,497) - (351,862) 668 - - 668 9,771 3,571,093 - 3,580,864 145,270 5,347,681 - 5,492,951 - 49,294 - 49,294 - (179,345) - (179,345) (6,018) (56,469) - (62,487) (1,649) (23,643) - (25,292) (7,667) (210,163) - (217,830) 34,320 61,074 1,310 96,704 (699,914) 1,738,198 902 1,039,186 1,000,583 3,648,404 67,217 4,716,204 $ 300,669 $ 5,386,602 $ 68,119 $ 5,755,390 125 Page 1531 of 1713 CITY OF DUBUQUE, IOWA COMBINING STATEMENT OF CASH FLOWS NONMAJOR ENTERPRISE FUNDS FOR THE YEAR ENDED JUNE 30, 2023 RECONCILIATION OF OPERATING (LOSS) INCOME TO NET CASH (USED FOR) PROVIDED BY OPERATING ACTIVITIES Operating (loss) income Adjustments to reconcile operating income (loss) to net cash provided by (used for) operating activities Depreciation Change in assets and liabilities (Increase) Decrease in receivables (Increase) decrease in inventories and prepaid items Increase (decrease)in accounts payable (Decrease) increase in accrued liabilities Increase in net pension liability (Increase) in deferred outflows - pension related (Increase) in deferred outflows - OPEB related (Decrease) in deferred inflows - pension related (Decrease) increase in deferred inflows - OPEB related Increase in total OPEB liability Total Adjustments NET CASH (USED FOR) PROVIDED BY OPERATING ACTIVITIES NONCASH CAPITAL AND RELATED FINANCING ACTIVITIES Amortization of bond discount (premium) Net acquisition of capital assets through accounts and retainage payable Acquisition of capital assets through financing arrangement EXHIBIT B-3 Business -type Activities - Enterprise Funds Total Other Refuse Enterprise Collection Transit Salt Funds $ (872,012) $ (4,140,294) $ (24,233) $ (5,036,539) 251,529 845,727 27,639 1,124,895 (91,095) (16,011) (3,814) (110,920) (26,405) (779) - (27,184) 43,938 62,788 - 106,726 (57,558) (76,339) - (133,897) 561,904 747,128 - 1,309,032 (57,386) 3,149 - (54,237) (16,193) (43,868) - (60,061) (626,465) (892,335) - (1,518,800) (3,119) 3,491 - 372 21,025 46,949 - 67,974 175 679,900 23,825 703,900 $ (871,837) $ (3,460,394) $ (408) $ (4,332,639) $ 235 $ 577 $ - $ 812 $ - $ (121,413) $ - $ (121,413) $ - $ 21,549 $ - $ 21,549 126 Page 1532 of 1713 INTERNAL SERVICE FUNDS Internal service funds are used to account for the financing of goods or services provided by one department to other departments of the government and to other government units, on a cost -reimbursement basis. General Service Fund - This fund is used to account for engineering, street, and general services supplied to other departments. Garage Service Fund - This fund is used to account for maintenance and repair services for the City's automotive equipment. Stores/Printing Fund - This fund is used to account for printing, supplies, and other services provided to other departments. Health Insurance Reserve Fund - This fund is used to account for health insurance costs. Workers' Compensation Reserve Fund - This fund is used to account for workers' compensation costs. Page 1533 of 1713 CITY OF DUBUQUE, IOWA COMBINING STATEMENT OF NET POSITION INTERNAL SERVICE FUNDS JUNE 30, 2023 ASSETS CURRENT ASSETS Cash and investments Receivables Accounts Intergovernmental Accrued interest Inventories Prepaid expenses Total Current Assets NONCURRENT ASSETS Capital assets Machinery and equipment Accumulated depreciation and amortization Net Capital Assets Total Noncurrent Assets Total Assets DEFERRED OUTFLOWS OF RESOURCES Pension related deferred outflows LIABILITIES CURRENT LIABILITIES Accounts payable Accrued payroll Total Current Liabilities NONCURRENT LIABILITIES Net pension liability Total Noncurrent Liabilities Total Liabilities DEFERRED INFLOWS OF RESOURCES Pension related deferred inflows NET POSITION (DEFICIT) Net investment in capital assets Unrestricted Total Net Position (Deficit) General Garage Stores/ Service Service Printing $ 426,949 $ 481,010 $ 6,871 - 2,220 - - 33,786 - 75,019 10,935 1,475 - 426,949 593,510 17,806 - 361,329 - - (310,336) - - 50,993 - - 50,993 - 426,949 644,503 17,806 119,676 98,853 - - 93,379 - 667 24,748 - 667 118,127 - 335,693 - - 335,693 - 667 453,820 - 648,906 57,789 - - 50,993 - (102,948) 180,754 17,806 $ (102,948) $ 231,747 $ 17,806 127 Page 1534 of 1713 EXHIBIT C-1 Health Workers' Insurance Compensation Reserve Reserve Total $ 6,011,480 $ 1,454,483 $ 8,380,793 190,940 - 193,160 - - 33,786 41,553 10,054 51,607 - - 85,954 1,503 182,700 185,678 6,245,476 1,647,237 8,930,978 - - 361,329 - - (310,336) - - 50,993 - - 50,993 6,245,476 1,647,237 8,981,971 - - 218,529 471,617 611,349 1,176,345 - - 25,415 471,617 611,349 1,201,760 - - 335,693 - - 335,693 471,617 611,349 1,537,453 - - 706,695 - - 50,993 5,773,859 1,035,888 6,905,359 $ 5,773,859 $ 1,035,888 $ 6,956,352 128 Page 1535 of 1713 CITY OF DUBUQUE, IOWA COMBINING STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION (DEFICITS) INTERNAL SERVICE FUNDS FOR THE YEAR ENDED JUNE 30, 2023 OPERATING REVENUES Charges for sales and services Other Total Operating Revenues OPERATING EXPENSES Employee expense Utilities Repairs and maintenance Supplies and services Insurance Depreciation Total Operating Expenses OPERATING INCOME (LOSS) NONOPERATING REVENUES (EXPENSES) Investment earnings Gain on disposal of assets Net Nonoperating Revenues (Expenses) CHANGE IN NET POSITION NET POSITION (DEFICIT), BEGINNING NET POSITION (DEFICIT), ENDING General Garage Stores/ Service Service Printing $ - $ 2,796,061 $ 10,384 - 83,298 - - 2,879,359 10,384 (120,695) 1,061,384 - - 38,868 8,865 - 211,240 - - 1,738,716 871 - 9,709 - - 10,756 - (120,695) 3,070,673 9,736 120,695 (191,314) 648 1,430 - 1,430 120,695 (189,884) 648 (223,643) 421,631 17,158 $ (102,948) $ 231,747 $ 17,806 129 Page 1536 of 1713 EXHIBIT C-2 Health Workers' Insurance Compensation Reserve Reserve Total $ 11,427,511 $ 779,630 $ 15,013,586 - 22,824 106,122 11,427,511 802,454 15,119,708 - - 940,689 - - 47,733 - - 211,240 10,089,978 328,859 12,158,424 - 100,694 110,403 - - 10,756 10,089,978 429,553 13,479,245 1,337,533 372,901 1,640,463 191,864 28,286 220,150 - - 1,430 191,864 28,286 221,580 1,529,397 401,187 1,862,043 4,244,462 634,701 5,094,309 0 J,/ /J,OJ7 0 L,VJJ,000 ID V,7J V,J JG 130 Page 1537 of 1713 CITY OF DUBUQUE, IOWA COMBINING STATEMENT OF CASH FLOWS INTERNAL SERVICE FUNDS FOR THE YEAR ENDED JUNE 30, 2023 CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers Cash payments to suppliers for goods and services Cash payments to employees for services Other operating receipts NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Proceeds from sale of capital assets NET CASH PROVIDED BY (USED FOR) CAPITAL AND RELATED FINANCING ACTIVITIES CASH FLOWS FROM INVESTING ACTIVITIES Interest received NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS CASH AND CASH EQUIVALENTS, BEGINNING CASH AND CASH EQUIVALENTS, ENDING RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES Operating income Adjustments to reconcile operating income to net cash provided by (used for) operating activities Depreciation Change in assets and liabilities (Increase)in receivables Decrease (increase) in inventories and prepaid items (Decrease) increase in accounts payable (Decrease) increase in net pension liability Decrease (increase) in deferred outflows - pension related (Decrease) in deferred inflows - pension related Increase (decrease) in accrued liabilities Total Adjustments NET CASH PROVIDED BY (USED FOR) OPERATING ACTIVITIES General Garage Stores/ Service Service Printing $ - $ 2,760,055 $ 10,384 - (1,995,828) (3,513) (2,550) (1,151,775) - - 83,298 - (2,550) (304,250) 6,871 - 1,430 - - 1,430 - (2,550) (302,820) 6,871 429,499 783,830 - $ 426,949 $ 481,010 $ 6,871 120,695 (191,314) 648 - 10,756 - - (36,006) - - 4,258 12,237 - (1,553) (6,014) (19,869) 324,087 - 28,113 (15,394) - (132,150) (377,778) - 661 (21,306) - (123,245) (112,936) 6,223 $ (2,550) $ (304,250) $ 6,871 131 Page 1538 of 1713 Health Insurance Reserve $ 11,374,575 (10,493,066) 881,509 151,990 Workers' Compensation Reserve $ 769,576 $ (1,248,803) 22,824 (456,403) EXHIBIT C-3 Total 14,914,590 (13,741,210) (1,154,325) 106,122 125,177 1,430 1,430 28,485 180,475 1,033,499 (427,918) 307,082 4,977,981 1,882,401 8,073,711 $ 6,011,480 $ 1,454,483 $ 8,380,793 1,337,533 372,901 1,640,463 (52,936) (1,503) (401,585) (456,024) (10,054) (182,700) (636,550) (829,304) 10,756 (98,996) (167,708) (1,045,702) 304,218 12,719 (509,928) (20,645) (1,515,286) $ 881,509 $ (456,403) $ 125,177 132 Page 1539 of 1713 Statistical Section (Unaudited) June 30, 2023 City of Dubuque, Iowa Page 1540 of 1713 THIS PAGE IS INTENTIONALLY LEFT BLANK Page 1541 of 1713 CITY OF DUBUQUE, IOWA STATISTICAL SECTION This statistical section of the City's annual comprehensive financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the City's overall financial health. Contents Page Financial Trends These schedules contain trend information to help the reader understand how the City's financial performance and well-being have changed over time. 156 Revenue Capacity These schedules contain information to help the reader assess the City's most significant local revenue source, the property tax. 166 Debt Capacity These schedules present information to help the reader assess the affordability of the City's current levels of outstanding debt and the City's ability to issue additional debt in the future. 170 Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the City's financial activities take place and to help make comparisons over time and with other governments. 181 Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the City's financial report relates to the services the City provides and the activities it performs. 184 Sources: Unless otherwise noted, the information in these schedules is derived from the annual comprehensive financial reports for the relevant year. 133 Page 1542 of 1713 CITY OF DUBUQUE, IOWA NET POSITION BY COMPONENT LAST TEN FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) Fiscal - 2014 2015 2016 2017 2018 Governmental activities Net investment in capital assets $ 354,732,451 $ 348,173,267 $ 369,244,904 $ 375,578,520 $ 379,040,697 Restricted 21,501,638 22,047,405 21,473,309 23,955,112 27,269,997 Unrestricted (18,151,279) (49,579,334) (47,166,839) (43,921,629) (41,853,174) Total governmental activities net position $ 358,082,810 $ 320,641,338 $ 343,551,374 $ 355,612,003 $ 364,457,520 Business -type activities Net investment in capital assets $ 138,842,390 $ 148,487,126 $ 161,326,743 $ 164,448,390 $ 168,205,523 Restricted 5,315,519 7,796,668 4,254,907 3,796,752 3,053,616 Unrestricted (593,202) (4,568,933) (7,339,071) 3,876,760 10,696,792 Total business -type activities net position $ 143,564,707 $ 151,714,861 $ 158,242,579 $ 172,121,902 $ 181,955,931 Primary government Net investment in capital assets $ 493,574,841 $ 496,660,393 $ 530,571,647 $ 540,026,910 $ 547,246,220 Restricted 26,817,157 29,844,073 25,728,216 27,751,864 30,323,613 Unrestricted (18,744,481) (54,148,267) (54,505,910) (40,044,869) (31,156,382) Total primary government net positions $ 501,647,517 $ 472,356,199 $ 501,793,953 $ 527,733,905 $ 546,413,451 134 Page 1543 of 1713 Year TABLE 1 2019 2020 2021 2022 2023 $ 385,005,220 $ 387,344,725 $ 387,768,367 $ 386,739,779 $ 400,952,682 28,321,603 26,501,434 34,083,157 35,584,078 47,002,287 (36,682,314) (35,985,750) (30,327,770) (12,530,829) (11,293,269) $ 376,644,509 $ 377,860,409 $ 391,523,754 $ 409,793,028 $ 436,661,700 $ 179,561,228 $ 191,757,112 $ 207,159,931 $ 219,652,664 $ 231,850,352 3,131,716 3,187,364 2,942,894 3,124,213 2,828,344 12,617,567 17,437,890 27,491,072 32,915,285 37,930,508 $ 195,310,511 $ 212,382,366 $ 237,593,897 $ 255,692,162 $ 272,609,204 $ 564,566,448 $ 579,101,837 $ 594,928,298 $ 606,392,443 $ 632,803,034 31,453,319 29,688,798 37,026,051 38,708,291 49,830,631 (24,064,747) (18,547,860) (2,836,698) 20,384,456 26,637,239 $ 571,955,020 $ 590,242,775 $ 629,117,651 $ 665,485,190 $ 709,270,904 135 Page 1544 of 1713 CITY OF DUBUQUE, IOWA CHANGES IN NET POSITION LAST TEN FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) Expenses Governmental activities: Public safety Public works Health and social services Culture and recreation Community and economic development General government Interest on long-term debt Total governmental activities expenses Business -type activities: Fiscal - 2014 2015 2016 2017 $ 27,578,517 $ 25,525,937 $ 26,851,624 $ 30,020,343 21,306,882 19,207,837 24,323,023 19,608,137 1,055,398 928,968 967,936 815,251 13,696,331 13,002,690 12,993,331 13,653,509 14,591,257 18,064,831 15,464,781 18,096,170 9,610,084 6,420,173 4,101,423 8,982,668 3,684,993 3,903,667 2,963,134 3,467,685 $ 91,523,462 $ 87,054,103 $ 87,665,252 $ 94,643,763 Sewage disposal works $ 11,481,103 $ 12,019,866 $ 12,817,669 $ 11,326,661 Water utility 8,812,340 7,800,393 6,483,229 6,807,217 Stormwater utility 3,431,096 4,131,562 5,021,523 6,234,015 Parking facilities 3,732,492 3,383,419 3,420,296 3,547,856 America's River Project 33,579 24,000 21,521 22,893 Refuse collection 3,750,366 3,740,404 3,968,761 4,208,268 Transit system 3,847,320 4,245,823 4,274,967 4,237,054 Salt 56,468 244,691 181,617 45,039 Total business -type activities expenses 35,144,764 35,590,158 36,189,583 36,429,003 Total primary government expenses $ 126,668,226 $ 122,644,261 $ 123,854,8 55 $ 131,072,766 Program Revenues Governmental activities: Charges for services Public safety $ 2,624,455 $ 2,532,114 $ 2,713,065 $ 2,930,068 Public works 5,829,293 6,092,356 5,765,075 5,681,107 Culture and recreation 2,321,265 2,547,843 2,723,270 2,767,636 Other activities 3,921,256 3,493,143 3,887,056 3,541,205 Operating grants and contributions 12,784,907 11,992,439 15,301,219 15,028,527 Capital grants and contributions 12,162,649 9,704,043 18,667,619 13,360,280 Total governmental activities program revenues $ 39,643,825 $ 36,361,938 $ 49,057,304 $ 43,308,823 Business -type activities: Charges for services Sewage disposal works $ 10,025,673 $ 10,582,662 $ 12,158,439 $ 12,442,584 Water utility 7,248,790 7,463,430 8,406,928 8,553,225 Stormwater utility 3,224,504 3,490,040 3,754,148 4,076,396 Parking facilities 2,920,148 3,036,214 3,247,383 3,286,947 America's River Project - - 1,605 4 Refuse collection 3,700,922 3,783,493 3,857,340 4,185,051 Transit system 275,907 397,545 463,688 459,258 Salt 45,600 232,271 81,720 86,887 Operating grants and contributions 1,717,208 1,866,535 1,648,077 1,700,171 Capital grants and contributions 2,920,942 10,020,715 7,607,721 14,160,820 Total business -type activities program revenues 32,079,694 40,872,905 41,227,049 48,951,343 Total primary government program revenues $ 71,723,519 $ 77,234,843 $ 90,284,353 $ 92,260,166 136 Page 1545 of 1713 TABLE 2 Year 2018 2019 2020 2021 2022 2023 $ 29,482,962 $ 29,637,417 $ 32,079,903 $ 32,583,676 $ 30,548,958 $ 31,897,099 20,393,871 24,835,035 22,667,132 20,949,455 21,999,636 23,176,938 883,217 1,442,658 1,677,181 1,487,042 1,003,870 966,542 14,323,710 12,916,646 13,576, 571 11,341,436 14,452,466 17,282,589 21,109,384 15,837,039 17,848,570 18,168,279 16,866,498 19,094,222 7,573,081 5,944,116 8,821,692 10,046,004 7,210,508 9,651,738 3,129,502 3,387,730 2,929,997 2,791,647 2,004,709 2,520,840 $ 96,895,727 $ 94,000,641 $ 99,601,046 $ 97,367,539 $ 94,086,645 $ 104,589,968 $ 11,614,347 $ 12,177,352 $ 11,725,889 $ 12,248,931 $ 12,197,134 $ 13,038,176 7,109,421 7,892,423 7,631,411 7,604,425 7,212,652 8,140,552 6,159,039 7,025,525 5,887,171 6,164,947 6,047,606 6,493,098 2,866,510 2,845,911 3,414,851 3,334,222 2,972,990 3,261,531 10,143 19,874 3,161 - - - 4,244,551 4,215,881 4,387,683 4,546,168 4,452,838 5,599,895 4,722,979 4,533,060 4,748,463 4,494,303 4,027,600 4,615,225 119,421 182,092 333,556 147,524 129,265 103,396 36,846,411 38,892,118 38,132,185 38,540,520 37,040,085 41,251,873 $ 133,742,138 $ 132,892,759 $ 137,733,231 $ 135,908,059 $ 131,126,730 $ 145,841,841 $ 2,600,751 $ 2,535,504 $ 2,641,633 $ 4,942,529 $ 5,443,744 $ 4,966,834 6,654,101 7,327,692 6,732,825 10,937,121 9,591,742 5,707,265 2,874,493 2,459,644 2,237,000 2,876,779 3,564,782 3,233,591 5,864,541 3,815,321 5,455,952 1,753,928 4,100,714 6,049,651 21,569,356 23,198,271 14,484,320 24,436,818 19,956,589 18,825,358 7,779,713 11,048,200 15,450,271 12,266,220 4,007,842 16,280,486 $ 47,342,955 $ 50,384,632 $ 47,002,001 $ 57,213,395 $ 46,665,413 $ 55,063,185 $ 12,659,662 $ 12,479,684 $ 12,606,632 $ 13,070,575 $ 13,870,390 $ 14,835,494 8,906,136 8,959,023 9,273,720 9,608,742 10,153,939 10,802,909 4,367,963 4,714,670 5,061,855 5,177,696 5,233,932 5,611,781 3,034,744 3,066,118 2,313,344 2,007,307 2,692,362 2,202,247 4 4 - - 4,232,542 4,351,428 4,448,317 4,424,410 4,646,568 4,801,782 465,550 512,385 400,576 168,493 405,194 458,919 96,273 174,784 346,753 125,189 100,763 79,163 1,648,403 1,917,366 2,967,619 9,894,477 2,281,855 4,349,167 5,705,262 6,215,459 6,410,594 6,691,110 7,444,056 9,279,293 41,116,539 42,390,921 43,829,410 51,167,999 46,829,059 52,420,755 $ 88,459,494 $ 92,775,553 $ 90,831,411 $ 108,381,394 $ 93,494,472 $ 107,483,940 137 Page 1546 of 1713 CITY OF DUBUQUE, IOWA CHANGES IN NET POSITION LAST TEN FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) Net (Expense)/Revenue Governmental activities Business -type activities Total primary government net expense General Revenues and Other Changes in Net Position Governmental activities: General Revenues Property taxes Local option sales tax Hotel/motel tax Utility franchise fees Gaming Unrestricted investment earnings Miscellaneous Gain on sale of capital assets Transfers Total governmental activities Business -type activities: General Revenues Unrestricted investment earnings Miscellaneous Gain on sale of capital assets Transfers Total business -type activities Total primary government Change in Net Position Governmental activities Business -type activities Total primary government Fiscal - 2014 2015 2016 2017 $ (51,879,637) $ (50,692,165) $ (38,607,948) $ (51,334,940) (3,065,070) 5,282,747 5,037,466 12,522,340 $ (54,944,707) $ (45,409,418) $ (33,570,482) $ (38,812,600) $ 33,264,283 $ 36,277,719 $ 36,518,506 $ 39,678,473 8,211,366 8,760,246 9,155,411 8,890,046 2,006,514 2,623,551 2,128,042 2,821,745 2,609,421 2,828,688 4,360,107 4,558,847 7,878,008 7,397,709 8,440,161 8,098,324 777,958 668,134 1,082,165 335,577 483,782 19,495 813,492 83,720 (2,444,846) (7,288,593) (979,900) (1,071,163) $ 52,786,486 $ 51,286,949 $ 61,517,984 $ 63,395,569 $ 135,461 $ 185,356 $ 407,528 $ 231,746 180,229 6,571 102,824 54,074 2,444,846 7,288,593 979,900 1,071,163 2,760,536 7,480,520 1,490,252 1,356,983 $ 55,547,022 $ 58,767,469 $ 63,008,236 $ 64,752,552 $ 906,849 $ 594,784 $ 22,910,036 $ 12,060,629 (304,534) 12,763,267 6,527,718 13,879,323 $ 602,315 $ 13,358,051 $ 29,437,754 $ 25,939,952 138 Page 1547 of 1713 TABLE 2 (continued) Year 2018 2019 2020 2021 2022 2023 $ (49,552,772) $ (43,616,009) $ (52,599,045) $ (40,154,144) $ (47,421,232) $ (49,526,783) 4,270,124 3,494,540 5,697,225 12,235,793 9,788,974 11,168,882 $ (45,282,648) $ (40,121,469) $ (46,901,820) $ (27,918,351) $ (37,632,258) $ (38,357,901) $ 39,632,246 $ 37,973,888 $ 38,354,691 $ 39,524,078 $ 39,406,493 $ 40,211,474 8,610,948 8,940,109 9,652,332 11,328,295 12,738,941 12,154,160 2,286,469 2,113,273 2,117,506 2,036,045 2,915,854 3,071,858 4,832,958 5,072,350 4,976,472 4,920,610 6,044,713 7,061,030 8,062,251 8,730,986 7,394,294 8,077,003 12,000,140 9,846,790 688,769 1,858,476 1,857,420 142,102 (390,365) 5,674,974 - - - - - 2,058,660 309,857 94,980 23,866 296,969 244,104 - (5,423,015) (8,981,064) (10,561,636) (12,845,032) (7,430,546) (3,683,491) $ 59,000,483 $ 55,802,998 $ 53,814,945 $ 53,480,070 $ 65,529,334 $ 76,395,455 $ 268,283 $ 798,497 $ 796,494 $ 130,706 $ 119,466 $ 1,571,115 - - - - - 435,822 4,680 80,479 16,500 - (206,351) 57,732 5,423,015 8,981,064 10,561,636 12,845,032 7,430,546 3,683,491 5,695,978 9,860,040 11,374,630 12,975,738 7,343,661 5,748,160 $ 64,696,461 $ 65,663,038 $ 65,189,575 $ 66,455,808 $ 72,872,995 $ 82,143,615 $ 9,447,711 $ 12,186,989 $ 1,215,900 $ 13,325,926 $ 18,108,102 $ 26,868,672 9,966,102 13,354,580 17,071,855 25,211,531 17,132,635 16,917,042 $ 19,413,813 $ 25,541,569 $ 18,287,755 $ 38,537,457 $ 35,240,737 $ 43,785,714 139 Page 1548 of 1713 CITY OF DUBUQUE, IOWA FUND BALANCES, GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) General Fund Nonspendable Restricted Assigned Unassigned Total general fund All Other Governmental Funds Nonspendable Restricted Committed Unassigned Total all other governmental funds Fiscal - 2014 2015 2016 2017 $ 6,549,063 $ 6,082,043 $ 6,049,052 $ 5,585,672 - - - 2,208 1,904,805 647,772 1,015,935 1,590,065 7,356,066 8,693,524 10,908,497 12,582,596 $ 15,809,934 $ 15,423,339 $ 17,973,484 $ 19,760,541 $ 8,640,780 $ 1,183,423 $ 553,292 $ 944,856 23,620,615 30,496,183 27,450,187 28,103,397 10,548,592 12,298,896 7,635,502 6,592,154 $ 42,809,987 $ 43,978,502 $ 35,638,981 $ 35,640,407 140 Page 1549 of 1713 TABLE 3 Year 2018 2019 2020 2021 2022 2023 $ 5,414,922 $ 5,369,478 $ 5,145,558 $ 3,895,638 $ 3,631,563 $ 3,150,525 - 229,995 219,741 197,264 186,705 - 1,267,250 1,438,616 1,396,196 2,868,215 4,292,669 4,336,311 15,193,241 19,276,479 20,128,223 28,023,989 36,610,486 44,067,606 $ 21,875,413 $ 26,314,568 $ 26,889,718 $ 34,985,106 $ 44,721,423 $ 51,554,442 $ 415,271 $ 406,813 $ 1,030,515 $ 960,898 $ 1,159,785 $ 714,788 30,347,598 34,367,024 30,247,351 40,785,902 42,155,557 45,484,328 4,660,158 3,009,111 5,823,218 7,901,868 10,202,856 3,769,015 (2,021,937) (1,185,047) (2,703,558) (1,561,830) - (1,006,837) $ 33,401,090 $ 36,597,901 $ 34,397,526 $ 48,086,838 $ 53,518,198 $ 48,961,294 141 Page 1550 of 1713 CITY OF DUBUQUE, IOWA CHANGES IN FUND BALANCES, GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) Fiscal - 2014 2015 2016 2017 Revenues Taxes $ 46,034,361 $ 50,490,204 $ 51,580,084 $ 55,949,111 Special assessments 154,692 85,501 111,193 261,233 Licenses and permits 1,136,941 1,198,420 1,480,643 1,505,564 Intergovernmental 23,050,052 20,828,524 29,302,824 26,314,297 Charges for services 10,264,257 10,711,243 10,919,854 10,816,025 Fines and forfeits 455,219 362,661 421,925 484,687 Investment earnings 756,809 668,134 1,082,165 335,577 Contributions 678,561 789,268 1,440,405 689,237 Gaming 7,878,008 7,397,709 8,440,161 8,098,324 Miscellaneous 1,705,275 1,466,542 1,367,875 1,811,681 Total revenues $ 92,114,175 $ 93,998,206 $ 106,147,129 $ 106,265,736 Expenditures Current Public safety $ 27,644,190 $ 27,570,773 $ 28,036,551 $ 29,155,128 Public works 13,942,772 11,200,427 14,597,823 11,728,716 Health and social services 1,049,194 939,172 1,015,987 868,280 Culture and recreation 12,351,497 12,300,454 11,909,029 12,397,294 Community and economic development 14,420,980 16,418,909 13,473,413 16,474,553 General government 5,898,293 5,977,605 6,436,114 7,287,586 Debt service Principal 4,595,808 4,910,735 10,302,412 17,615,698 Interest 3,650,694 3,577,829 3,707,268 3,579,807 Capital projects 18,779,651 14,829,037 31,504,581 16,260,851 Total expenditures $ 102,333,079 $ 97,724,941 $ 120,983,178 $ 115,367,913 Excess (deficiency) of revenues over (under) expenditures $ (10,218,904) $ (3,726,735) $ (14,836,049) $ (9,102,177) Other Financing Sources (Uses) Issuance of debt $ - S 11,137,321 $ 3,933,882 $ 230,000 Discount on bonds - 72,852 292,521 319,384 Premiums on bonds - - - - Issuance of refunding bonds - - - 11,023,700 Payment to refunded bonds escrow agent - - 4,650,000 - Transfers in 15,862,516 18,073,553 17,397,007 18,814,586 Transfers out (17,294,762) (25,241,795) (18,376,907) (19,917,219) Insurance recovery 59,796 106,288 86,359 41,345 Sale of capital assets 666,648 360,436 1,063,814 378,861 Total other financing sources (uses) $ (705,802) $ 4,508,655 $ 9,046,676 $ 10,890,657 Special Items Transfer of roads $ - $ - $ - $ - Total special items $ - $ - $ - $ - Net change in fund balances $ (10,924,706) $ 781,920 $ (5,789,373) $ 1,788,480 Debt service as a percentage of noncapital expenditure 10% 10% 15% 21 % 142 Page 1551 of 1713 TABLE 4 Year 2018 2019 2020 2021 2022 2023 $ 55,362,621 $ 54,101,901 $ 54,818,674 $ 57,809,028 $ 61,106,001 $ 62,496,318 122,968 113,178 76,394 101,219 42,996 118,387 1,642,498 1,619,892 1,497,086 1,983,531 2,211,503 1,915,186 27,229,554 31,359,695 28,618,060 31,984,376 27,568,957 31,162,370 11,559,017 12,476,036 10,994,598 13,480,915 16,152,093 16,555,832 407,322 404,400 365,458 375,268 303,348 369,273 688,769 1,701,846 1,699,015 120,890 (401,489) 5,500,145 816,922 1,343,916 1,163,721 3,564,843 809,911 2,542,916 8,062,251 8,708,702 7,394,294 8,077,003 12,000,140 9,846,790 1,589,072 1,526,804 3,517,089 1,399,203 2,870,089 1,887,319 $ 107,480,994 $ 113,356,370 $ 110,144,389 $ 118,896,276 $ 122,663,549 $ 132,394,536 $ 28,581,466 $ 28,807,920 $ 29,518,515 11,687,309 12,851,393 11,838,812 854,045 1,046,184 1,340,544 12,776,591 13,037,048 13,199,378 20,350,200 15,730,191 16,685,406 6,755,479 6,571,094 7,447,439 7,989,850 5,509,605 7,065,499 3,274,200 3,320,911 3,044,421 17,402,848 20,145,054 21,089,439 $ 109,671,988 $ 107,019,400 $ 111,229,453 $ 29,038,359 $ 31,256,017 $ 33,748,788 12,104,310 15,643,225 17,537,029 1,067,491 880,876 1,015,604 11,917,333 14,626,704 17,166,367 17,531,856 18,756,833 19,011,697 7,499,790 7,930,781 7,728,869 27,524,288 4,518,117 5,545,842 2,997,621 2,693,685 2,707,063 15,308,122 17,435,407 25,289,860 $ 124,989,170 $ 113,741,645 $ 129,751,119 $ (2,190,994) $ 6,336,970 $ (1,085,064) $ (6,092,894) $ 8,921,904 $ 2,643,417 $ 110,000 $ 2,883,875 $ 1,372,907 $ - $ 9,565,000 $ 811,353 16,915 81,693 62,182 953,857 123,888 - 1,778,325 - - 25,605,950 - - 18,889,096 17,025,952 17,146,200 13,730,128 12,868,560 10,591,993 (20,980,391) (18,876,402) (19,858,343) (19,145,976) (16,765,216) (12,975,637) 98,058 87,843 71,604 136,979 17,327 288,664 2,154,546 96,035 665,289 924,656 282,482 916,325 $ 2,066,549 $ 1,298,996 $ (540,161) $ 22,205,594 $ 6,092,041 $ (367,302) $ - $ - $ - $ 5,672,000 $ - $ - $ - $ - $ - $ 5,672,000 $ - $ - $ (124,445) $ 7,635,966 $ (1,625,225) $ 21,784,700 $ 15,013,945 $ 21276,115 12% 10% 11% 28% 7% 8% 143 Page 1552 of 1713 CITY OF DUBUQUE, IOWA TAXABLE AND ASSESSED VALUE OF PROPERTY LAST TEN FISCAL YEARS (IN THOUSANDS OF DOLLARS) Real Property Exemptions Total Levy Fiscal Taxable Assessed Real Taxable Assessed Year Year Value Value Property Value Value 2012 2014 2,398,151 3,503,774 8,799 2,389,352 3,503,774 2013 2015 2,522,048 3,686,202 8,729 2,513,319 3,686,202 2014 2016 2,508,933 3,723,003 8,631 2,500,302 3,723,003 2015 2017 2,652,700 3,914,425 8,086 2,644,614 3,914,425 2016 2018 2,686,813 3,931,498 7,783 2,679,030 3,931,498 2017 2019 2,765,470 4,141,732 7,921 2,757,549 4,141,732 2018 2020 2,825,245 4,185,444 7,640 2,817,605 4,185,444 2019 2021 2,912,635 4,378,243 7,531 2,905,104 4,378,243 2020 2022 2,980,617 4,463,262 7,432 2,973,185 4,463,262 2021 2023 3,100,106 4,803,254 7,371 3,092,735 4,803,254 Source: Dubuque County Assessor's and Auditor's Offices TABLE 5 Total Taxable Value to Total Assessed Total Direct Value Tax Rate 68.19 11.02586 % 68.18 11.02588 67.16 11.02590 67.56 11.16739 68.14 10.89220 66.58 10.58844 67.50 10.33144 66.53 10.14400 66.61 9.88899 64.39 9.71686 144 Page 1553 of 1713 CITY OF DUBUQUE, IOWA PROPERTY TAX RATES DIRECT AND OVERLAPPING GOVERNMENTS LAST TEN FISCAL YEARS TAX RATES PER $1,000 ASSESSED VALUE TABLE 6 Dubuque Board of Ratio of Levy Fiscal Dubuque School Education and Area 1 Dubuque Dubuque Year Year City District Independents Voc. Tech County Total City to Total 2012 2014 11.02586 14.60281 0.75274 0.90455 6.43124 33.71720 32.70 % 2013 2015 11.02588 13.99630 0.66355 0.90807 6.43124 33.02504 33.39 2014 2016 11.02590 14.05629 0.63899 0.91036 6.38779 33.01933 33.39 2015 2017 11.16739 14.97697 0.63146 0.93757 6.29673 34.01012 32.84 2016 2018 10.89220 14.95665 0.62780 1.09993 6.34143 33.91801 32.11 2017 2019 10.58844 14.59791 0.65204 1.09993 5.97760 32.91592 32.17 2018 2020 10.33144 14.71233 0.64911 1.03168 5.94098 32.66554 31.63 2019 2021 10.14400 14.66255 0.62819 0.94734 5.91098 32.29306 31.41 2020 2022 9.88899 14.55590 0.61829 0.90520 5.74009 31.70847 31.19 2021 2023 9.71686 13.91240 0.66681 0.90520 5.35009 30.55136 31.80 Separate components of the Dubuque City Rate is as follows: Levy Fiscal Public Employee Debt Year Year General Transit Insurance Benefits Service Total 2012 2014 8.10000 0.38382 0.16288 2.33093 0.04823 11.02586 2013 2015 8.10000 0.48268 0.16595 2.23209 0.04516 11.02588 2014 2016 8.10000 0.48461 0.16428 2.16440 0.11261 11.02590 2015 2017 8.10000 0.49739 0.14963 2.30637 0.11400 11.16739 2016 2018 8.10000 0.66319 0.15561 1.89350 0.07990 10.89220 2017 2019 8.10000 0.62877 0.13933 1.62026 0.10008 10.58844 2018 2020 8.10000 0.61307 0.13974 1.38492 0.09371 10.33144 2019 2021 8.10000 0.63405 0.14103 1.17623 0.09269 10.14400 2020 2022 8.10000 0.60512 0.16791 0.92381 0.09215 9.88899 2021 2023 8.10000 0.58311 0.18212 0.82988 0.02175 9.71686 Source: Dubuque County Auditor's Office 145 Page 1554 of 1713 CITY OF DUBUQUE, IOWA PRINCIPAL PROPERTY TAXPAYERS CURRENT YEAR AND NINE YEARS AGO (IN THOUSANDS OF DOLLARS) TABLE 7 2023 2014 Percentage of Percentage of Total City Total City Taxable Taxable Taxable Taxable Taxpayer Value Rank Value Value Rank Value Peninsula Gaming Company LLC $ 57,487 1 1.85 % $ 61,326 1 2.56 % Kennedy Mall Inc. 30,088 2 0.97 35,312 2 1.47 Progressive Processing LLC (Hormel) 22,852 3 0.74 21,397 3 0.89 MAR Holdings LLC (Medical Assoc.) 20,336 4 0.66 21,307 4 0.89 KMDE LLC 16,887 5 0.54 Walter Development LLC 13,348 6 0.43 16,639 6 0.69 Nordstrom, Inc. 13,320 7 0.43 18,599 5 0.78 MGI Leasing Inc 12,547 8 0.40 MRE Propco LP 11,457 9 0.37 Roshek Property LLC 10,785 10 0.35 McGraw Hill Global Education LLC 15,907 7 0.66 Otto A LLC 14,100 8 0.59 Platinum Holdings LLC 11,817 9 0.49 Flexsteel Industries Inc. 11,409 10 0.48 $ 209,107 6.74 1Y,) $ 227,813 9.50 Source: Dubuque County Auditor's Office 146 Page 1555 of 1713 CITY OF DUBUQUE, IOWA PROPERTY TAX LEVIES AND COLLECTIONS LAST TEN FISCAL YEARS (IN THOUSANDS OF DOLLARS) TABLE 8 Total Percent of Total Tax Ratio of Tax Current Current Delinquent Total Tax Collections Outstanding Delinquent Fiscal Levy Levy Tax Taxes Tax Collections to Total Delinquent Taxes to Total Year Year (1) Collections Collected Collections (2) Tax Levy Taxes Tax Levy 2014 2013 $ 23,993 $ 23,915 99.7 % $ 8 $ 23,923 99.7 % $ 211 0.88 % 2015 2014 24,866 24,715 99.4 7 24,722 99.4 362 1.46 2016 2015 24,944 24,889 100.0 84 24,973 100.0 288 1.15 2017 2016 26,435 26,318 99.6 2 26,320 99.6 354 1.34 2018 2017 25,924 26,026 100 1 26,027 100.4 199 0.77 2019 2018 26,556 26,442 99.6 4 26,446 99.6 202 0.76 2020 2019 26,360 26,106 99.0 1 26,107 99.0 1,096 4.16 2021 2020 26,263 26,289 100.1 239 26,528 101.0 611 2.33 2022 2021 26,260 26,142 99.6 41 26,183 99.7 478 1.82 2023 2022 26,250 26,279 100.1 10.00 26,289 100.1 466 1.78 (1) Exclude tax increment levy. (2) Includes taxes collected in June by the County, but not received by the City until July. 147 Page 1556 of 1713 CITY OF DUBUQUE, IOWA RATIOS OF OUTSTANDING DEBT BY TYPE LAST TEN FISCAL YEARS Governmental Activities General Tax Increment Tax Increment Other Fiscal Obligation Financing Financing Loans Leases Subscriptions Year Bonds Bonds Notes Payable Payable Payable 2014 $ 52,568,648 $ 21,556,435 $ 1,030,036 $ 5,541,428 $ $ 2015 59,614,941 21,165,946 811,608 5,444,285 2016 58,869,812 20,764,818 625,429 5,347,142 2017 53,800,719 20,333,690 451,763 4,650,000 2018 48,833,498 19,867,562 255,881 4,067,700 2019 46,917,828 19,366,434 176,054 3,984,111 2020 41,985,513 18,825,306 91,860 3,899,264 2021 41,745,365 18,244,178 46,195 3,748,361 2022 47,326,155 17,654,438 - 3,473,387 208,537 - 2023 43,714,425 16,985,776 3,210,157 164,142 1,798,899 Notes: Details regarding the City's outstanding debt can be found in the notes to the financial statements 2016 data changed to include premium and discounts in the outstanding computation (1) Population and personal income data can be found in Table 18 * Personal income unavailable at report date. Business - General Obligation Bonds $ 32,738,862 45,868,394 46,806,473 44,487,023 41,979,910 39,246,002 36,220,856 34,104,175 30,576,996 27,302,991 Page 1557 of 1713 Type Activities Capital Other Total Percentage of Loan Revenue Loans Leases Subscriptions Primary Personal Notes Bonds Payable Payable Payable Government Income (1) $ 82,924,949 $ 14,151,437 $ 286,263 $ $ $ 210,798,058 8.1 % 85,477,970 34,543,432 262,055 253,188,631 10.0 104,156,549 34,196,999 236,623 271,003,845 9.9 110,513,944 33,840,566 5,209,900 273,287,605 10.1 112,765,210 33,474,133 4,181,826 265,425,720 9.1 111,655,588 33,097,700 3,152,331 257,596,048 8.4 116,965,647 32,706,767 2,152,331 252,847,544 7.7 115,011,616 32,304,834 1,088,786 246,293,510 7.5 113,108,033 31,677,569 54,850 251,803 - 244,331,768 6.9 108,521,425 29,096,115 - 224,936 11,549 231,030,415 TABLE 9 Per Capita 1 $ 3,657 4,393 4,637 4,648 4,555 4,446 4,238 4,135 4,133 3,924 149 Page 1558 of 1713 CITY OF DUBUQUE, IOWA RATIOS OF GENERAL BONDED DEBT OUTSTANDING LAST TEN FISCAL YEARS TABLE 10 DOLLARS IN THOUSANDS EXCEPT PER CAPITA Percentage of Percentage of General Taxable Taxable Assessed Assessed Fiscal Obligation Value of Value of Value of Value of Per Year Bonds Property Property Property Property Capita 2014 $ 85,308 $ 2,398,151 3.56 % $ 3,503,774 2.43 % $ 1,480 2015 105,483 2,522,048 4.18 3,686,202 2.86 1,830 2016 105,676 2,508,933 4.21 3,723,003 2.84 1,808 2017 98,288 2,652,700 3.71 3,914,425 2.51 1,672 2018 90,813 2,686,813 3.38 3,931,498 2.31 1,558 2019 86,164 2,765,470 3.12 4,141,732 2.08 1,487 2020 78,206 2,825,245 2.77 4,185,444 1.87 1,351 2021 75,850 2,912,635 2.60 4,378,243 1.73 1,310 2022 77,903 2,980,617 2.62 4,463,262 1.75 1,350 2023 71,017 3,100,106 2.29 4,803,254 1.48 1,206 Prior year information has been modified to net GO Bonds with the fund balance in Debt Service fund. General obligation bonds are netted with the fund balance in the Debt Service fund. 150 Page 1559 of 1713 CITY OF DUBUQUE, IOWA DIRECT AND OVERLAPPING DEBT AS OF JUNE 30, 2023 TABLE 11 Jurisdiction Net General Tax Obligation Increment Sales Tax Other Percentage Amount Bonded Debt Financing Revenue Loans Leases Subscriptions Applicable Applicable to Outstanding Bonds (1) Bonds Payable Payable Payable to City Government Direct, City of Dubuque, Iowa Overlapping: Dubuque County Dubuque Community School District Northeast Iowa Community College Total Overlapping Total (1) Excludes sales tax revenue bonds. $ 43,714,425 $ 16,985,776 $ 3,374,299 $ 3,210,157 $ 389,078 $ 1,810,448 100.00 % $ 69,484,183 15,760,000 83,284 72.69 % 11,516,483 - - 96.19 % - 33,820,000 19,525,000 72.78 % 38,824,491 49,580,000 - 19,608,284 - - 50,340,974 $ 93,294,425 $ 16,985,776 $ 3,374,299 $ 22,818,441 $ 389,078 $ 1,810,448 $ 119,825,157 Source: Dubuque County Auditor, Dubuque Community School District and Northeast Iowa Community College. Note: Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is bome by the residents and businesses of Dubuque. This process recognizes that, when considering the City's ability to issue and repay long-term debt, the entire debt burden bome by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. 151 Page 1560 of 1713 CITY OF DUBUQUE, IOWA LEGAL DEBT MARGIN INFORMATION LAST TEN FISCAL YEARS RN THOUSANDS OF DOLLARS) 2014 2015 2016 2017 Debt limit $ 183,621 $ 193,114 $ 196,031 $ 207,174 Total net debt applicable to limit 131,289 154,643 152,386 141,076 Legal debt margin $ 52,332 $ 38,471 $ 43,645 $ 66,098 Total net debt applicable to the debt limit as a percentage of debt limit 71.50% 80.08% 77.74% 68.10% 152 Page 1561 of 1713 TABLE 12 2018 2019 2020 2021 2022 2023 $ 209,049 $ 221,513 $ 239,298 $ 239,298 $ 241,616 $ 259,297 124,926 117,223 109,021 102,256 101,870 93,413 $ 84,123 $ 104,290 $ 130,277 $ 137,042 $ 139,746 $ 165,884 59.76% 52.92% 45.56% Legal Debt Margin Calculation for Fiscal Year 2023 Estimated actual value Debt limit - 5% of total actual valuation Debt applicable to limit: (Including GO Debt, Loans Payable, and TIF Debt) Legal debt margin 42.73% 42.16% 36.03% $ 5,185,945,799 259,297,290 (93,412,875) $ 165,884,415 153 Page 1562 of 1713 CITY OF DUBUQUE, IOWA REVENUE DEBT COVERAGE TABLE 13 LAST TEN FISCAL YEARS ( IN THOUSANDS OF DOLLARS) Gross Operating Net Revenue Current Fiscal Year's Fiscal Revenues Expenses Available For Debt Service Requirements Coverage Year (1) (2) Debt Service Principal Interest Total (3) WATER UTILITY 2014 $ 7,283 $ 7,384 $ (101) $ 432 $ 344 $ 776 $ -0.13 2015 7,511 6,322 1,189 275 218 493 2.41 2016 8,508 4,826 3,682 285 211 496 7.42 2017 8,589 4,678 3,911 473 305 778 5.03 2018 8,962 4,989 3,973 489 288 777 5.11 2019 9,160 5,726 3,434 505 345 850 4.04 2020 9,497 5,599 3,898 1,049 371 1,420 2.75 2021 9,684 5,605 4,079 1,235 411 1,646 2.48 2022 10,198 5,443 4,755 1,234 355 1,589 2.99 2023 10,999 6,477 4,522 827 262 1,089 4.15 STORMWATER UTILITY 2013 3,194 2,019 1,175 462 268 730 1.61 2014 3,240 1,833 1,407 320 309 629 2.24 2015 3,551 2,162 1,389 331 311 642 2.16 2016 3,948 2,140 1,808 341 301 642 2.82 2017 4,224 2,601 1,623 352 291 643 2.52 2018 4,486 2,374 2,112 363 283 646 3.27 2019 5,062 3,229 1,833 343 273 616 2.98 2020 5,303 1,964 3,339 1,503 711 2,214 1.51 2021 5,194 2,285 2,909 1,039 381 1,420 2.05 2022 5,238 2,951 2,287 1,064 414 1,478 1.55 2023 6,368 2,461 3,907 2,282 704 2,986 1.31 SEWAGE DISPOSAL WORKS 2013 8,951 6,113 2,838 1,719 1,443 3,162 0.90 2014 10,083 6,754 3,329 2,326 1,423 3,749 0.89 2015 10,629 6,950 3,679 2,603 1,358 3,961 0.93 2016 12,237 7,702 4,535 2,610 1,435 4,045 1.12 2017 12,475 6,082 6,393 2,652 1,454 4,106 1.56 2018 12,731 6,360 6,371 2,707 1,476 4,183 1.52 2019 12,667 7,013 5,654 2,878 1,429 4,307 1.31 2020 12,777 6,645 6,132 2,946 1,362 4,308 1.42 2021 13,040 7,195 5,845 3,006 1,373 4,379 1.33 2022 13,878 7,290 6,588 3,065 1,309 4,374 1.51 2023 15,387 8,236 7,151 3,129 1,244 4,373 1.64 (1) Total revenues (including interest). (2) Total operating expenses exclusive of depreciation. (3) Coverage is computed by dividing net revenue available for debt service by debt service requirement. 154 Page 1563 of 1713 CITY OF DUBUQUE, IOWA WATER AND SEWER RECEIPT HISTORY TABLE 14 LAST TEN FISCAL YEARS Fiscal Year Water Revenue Sewer Revenue Gallons Billed 2014 $ 7,028,091 $ 9,756,996 $ 1,845,151,329 2015 7,231,393 10,417,833 1,864,028,948 2016 8,159,240 11,772,847 1,883,797,577 2017 8,248,796 12,000,115 1,844,997,688 2018 8,525,072 12,015,480 1,632,426,374 2019 8,636,521 12,266,217 1,750,735,443 2020 8,958,162 12,395,751 1,738,198,948 2021 9,040,349 12,583,458 1,774,274,430 2022 9,969,922 13,806,812 1,879,915,407 2023 10,532,570 14,801,136 1,917,094,261 Source: Cash basis receipt ledgers. *Revenue includes penalties and investment earnings cc New in 2015 - revenue does not include sales tax. All y New in 2020 - revenue does not include bonds. WATER RATE SCHEDULE HISTORY Steps Gallons 2023 2022 2021 2020 2019 First 22,440 @ S 0.00553 0.00527 0.00512 0.00512 0.00488 Next 89,760 @ 0.00454 0.00432 0.00419 0.00419 0.00399 Next 261,800 @ 0.00423 0.00403 0.00310 0.00391 0.00372 Next 374,000 @ 0.00373 0.00355 0.00345 0.00345 0.00329 Excess @ 0.00327 0.00311 0.00302 0.00302 0.00288 2018 2017 2016 0.00474 0.00460 0.00447 0.00387 0.00376 0.00365 0.00361 0.00350 0.00340 0.00319 0.00310 0.00301 0.00280 0.00272 0.00264 155 Page 1564 of 1713 CITY OF DUBUQUE, IOWA WATER METERS BY RATE CLASS LAST TEN FISCAL YEARS TABLE 15 Fiscal Year Residential Commercial Industrial Government Total 2014 20,887 1,945 81 68 22,981 2015 20,969 1,968 83 76 23,096 2016 21,157 1,972 84 104 23,317 2017 21,522 2,061 83 114 23,780 2018 20,498 2,019 83 115 22,715 2019 20,523 2,148 80 147 22,898 2020 21,886 1,941 69 138 24,034 2021 22,866 2,010 70 148 25,094 2022 23,360 2,138 75 171 25,744 2023 22,214 2,051 73 167 24,505 Source: Water Department 156 Page 1565 of 1713 CITY OF DUBUQUE, IOWA LARGEST WATER AND SEWER CUSTOMERS FISCAL YEAR 2023 Customer Simmons Pet Food, Inc. $ Rousselot Inc #155296 Prairie Farms Dairy Inc Hormel Foods Corporation* Hormel Foods Corporation* APC, Inc. Finley Hospital Stonehill Nursing Home Yes Companies Exp Fred, LLC Mercy Health Services - Iowa Corp Discover Hospitality Alpine Park MHC LLC IADU Table Mound MHP LLC Midwest Car Washes LLC* Ronsan Enterprises In/Days Inn Total Receipts from all water $ and sewer customers Source: Water Department Percentage of Water Total Water Receipts Rank Receipts 773,946 1 7.35 % 313,550 2 2.98 270,997 3 2.57 183,635 4 1.74 $ 150,177 5 1.43 51,684 6 0.49 50,418 7 0.48 49,593 8 0.47 46,221 9 0.44 42,479 10 0.40 10,532,570 TABLE 16 Percentage of Sewer Total Sewer Receipts Rank Receipts 429,586 1 2.90 % 347,993 2 2.35 78,901 7 0.53 93,289 5 0.63 84,527 4 0.57 260,975 3 1.76 85,119 6 0.58 72,675 8 0.49 64,806 9 0.44 59,627 10 0.40 $ 14,801,136 * Same company, separate accounts. Previous years combined several accounts with the same business name. Now listed separately. 157 Page 1566 of 1713 CITY OF DUBUQUE, IOWA SALES TAX INCREMENT BONDS TABLE 17 FISCAL YEAR ENDING JUNE 30, 2023 Fiscal Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 Estimated Sales Tax Increment Revenue Receipts* $ 2,037,489 2,532,846 3,945,134 3,654,915 4,207,297 4,709,559 4,068,763 9,751,827 7,079,324 6,956,351 6,957,401 6,952,046 6,952,532 6,947,494 6,723,750 6,250,000 4,467,912 2,217,912 2,250,000 * Actual Receipts Senior Lien Series 2015A Net Debt Service (1) (762,650) (762,650) (762,650) (762,650) (762,650) (762,650) (2,771,000) (2,768,969) (2,771,031) (2,768,719) (2,768,394) (2,767,300) (2,768,800) (2,766,400) Remaining Revenues After Senior Lien Debt Service $ 2,037,489 2,532,846 3,945,134 2,892,265 3,444,647 3,946,909 3,306,113 8,989,177 6,316,674 4,185,351 4,188,432 4,181,015 4,183,813 4,179,100 3,956,450 3,481,200 1,701,512 2,217,912 2,250,000 (1) Net of capitalized interest and the debt service reserve fund (2) Net of capitalized interest Second Lien Series 2014 Net Debt Service (2) (323,100) (323,100) (323,100) (323,100) (323,100) (323,100) (323,100) (1,393,500) (1,400,500) (1,344,250) (1,363,000) (1,365,000) (1,365,000) Remaining Revenues After Second Lien Debt Service 2,037,489 2,532,846 3,622,034 2,569,165 3,121,547 3,623,809 2,983,013 8,666,077 5,993,574 2,791,851 2,787,932 2,836,765 2,820,813 2,814,100 2,591,450 3,481,200 1,701,512 2,217,912 2,250,000 158 Page 1567 of 1713 CITY OF DUBUQUE, IOWA DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN CALENDAR YEARS TABLE 18 Per Capita Public Personal Median School Unemployment Personal Income Age Enrollment Rate Year Population Income (1) (2) (3) (4) 2014 57,637 $ 2,560,293,177 44,421 39 10,578 4.4 % 2015 57,637 2,645,653,574 45,902 38 10,634 3.7 2016 58,436 2,734,454,184 46,794 38 10,588 3.9 2017 58,799 2,717,101,790 46,210 38 10,556 2.9 2018 58,276 2,903,485,148 49,823 37 10,507 2.2 2019 57,941 3,049,782,476 52,636 38 10,459 2.2 2020 59,667 3,294,692,406 55,218 38 10,558 9.1 2021 59,565 3,286,655,724 56,782 39 10,371 5.4 2022 59,119 3,550,095,950 60,050 39 10,120 2.9 2023 58,877 * 63,520 40 9,996 2.9 Data Sources: (1) U.S. Department of Commerce, Bureau of Economic Analysis (2) Greater Dubuque Development Corporation (3) Dubuque Community School District (4) Iowa Department of Employment Services as of June 30. * Unavailable at report date. 159 Page 1568 of 1713 THIS PAGE IS INTENTIONALLY LEFT BLANK Page 1569 of 1713 CITY OF DUBUQUE, IOWA PRINCIPAL EMPLOYERS CURRENT YEAR AND NINE YEARS AGO 2023 2014 TABLE 19 Percentage of Percentage of # of Total City # of Total City Employer Employees Rank Employment (1) Employees Rank Employment (1) John Deere (2) 2,600 1 4.79 % 2,400 1 4.30 % Dubuque Community Schools 1,957 2 3.60 1,946 2 3.49 Mercy One Medical Center 1,410 3 2.60 1,313 3 2.35 Medical Associates 1,061 4 1.95 1,011 5 1.81 Unity Point Health -Finley Hospital 975 5 1.80 859 6 1.54 Andersen Windows 750 6 1.38 City of Dubuque 737 7 1.36 698 7 1.25 Sedgwick 725 8 1.34 550 9 0.99 Cottingham & Butler 715 9 1.32 Dubuque Bank and Trust / Heartland 600 10 1.10 IBM 1,300 4 2.33 Diamond Jo 510 10 0.91 Eagle Window and Door 550 8 0.99 11,530 21.24 % 11,137 19.96 % Source: Greater Dubuque Development Corp. (1) Based on the percentage of total employment for Dubuque area from the U.S. Department of Labor, Bureau of Labor Statistics (2) Located just outside City Limits 160 Page 1570 of 1713 CITY OF DUBUQUE, IOWA FULL-TIME EQUIVALENT CITY GOVERNMENT EMPLOYEES BY FUNCTION/DEPARTMENT LAST TEN FISCAL YEARS 2014 2015 2016 2017 2018 Public Safety Emergency Communications 13.00 13.00 13.00 14.00 14.00 Fire 90.00 90.00 90.00 90.00 90.00 Police 115.08 115.88 116.00 116.00 116.00 5 Building Services 9.24 11.66 12.00 12.00 12.00 Public Works Public Works 86.42 86.42 86.42 86.42 86.42 Engineering 29.00 29.00 30.00 30.00 26.06 Health & Social Services Health Services 4.00 4.00 4.00 4.00 4.00 Human Rights 5.00 5.00 5.00 5.00 5.00 Cultural and Recreation Civic Center 0.15 0.15 0.15 0.15 0.15 Conference Center - - - - - Library 19.00 19.00 19.00 19.00 19.00 Park 23.50 23.50 23.50 22.50 22.50 Recreation 9.93 10.93 11.93 11.93 11.93 Community & Economic Development Community / Economic Dev 4.00 4.00 2.00 2.00 3.00 Housing Services 27.00 26.00 21.00 25.00 25.00 Planning Services 8.00 8.00 8.00 8.00 8.00 6 Office of Neighborhood Support and Shared Prosperity - - - - - General Government Airport 12.00 12.00 12.00 12.00 12.00 Cable TV 2.00 2.00 2.00 2.00 2.00 City Clerk's Office 3.00 3.00 3.00 3.00 3.00 City Manager's Office 15.00 16.00 16.00 16.00 17.00 4 Finance / Budget 14.08 14.88 15.00 15.00 15.00 Legal 5.00 5.00 5.00 5.00 4.00 Information Services 8.00 8.00 8.00 8.00 8.00 Business Type Water 26.00 26.00 25.00 25.00 25.00 Water & Resource Recovery Center 18.00 18.00 17.00 17.00 17.00 2 Parking 9.00 9.00 9.00 8.00 7.00 Transportation Services 6.32 8.00 13.00 13.00 14.00 Total 561.72 568.42 567.00 570.00 567.06 Source: City Budget Records Departments with employees who are allocated to more than one function reflected in area with largest number of employ IDepartment renamed in 2011. Formerly known as the Water Pollution Control. PParking division merged with Transit to become the Transportation Services Department 3Department renamed FY'19 Transportation Services when Parking division merged with Transit 4Finance and Budget consolidated in FY20. 5Building Services was disbanded and merged with Housing & Engineering in FY23 161 6Office of Neighborhood Support and Shared Prosperity created in FY23. Page 1571 of 1713 TABLE 20 2020 2021 2022 2023 15.00 15.00 15.00 16.00 91.00 92.00 92.00 99.00 118.00 119.00 119.00 120.00 11.00 11.00 12.00 - 87.42 89.42 89.42 90.42 27.00 28.00 28.00 36.00 5.00 6.00 6.00 7.00 5.00 4.00 4.00 3.00 0.15 0.15 0.15 0.15 - - - 0.15 19.00 20.00 20.00 21.00 22.50 22.50 22.50 23.35 11.93 11.93 12.93 16.93 3.00 3.00 3.00 3.00 27.00 29.00 29.00 35.00 8.00 8.00 8.00 8.00 3.00 12.00 12.00 12.00 13.00 2.00 2.00 2.00 2.00 3.00 3.00 3.00 4.00 15.50 18.00 18.00 21.00 19.00 19.00 19.00 19.00 4.00 5.00 5.00 5.00 8.00 8.00 8.00 11.00 25.00 25.00 25.00 25.00 15.00 15.00 15.00 15.00 23.00 23.00 23.00 27.00 577.50 589.00 591.00 624.00 162 Page 1572 of 1713 CITY OF DUBUQUE, IOWA OPERATING INDICATORS BY FUNCTION/PROGRAM LAST TEN FISCAL YEARS Public Safety Police Physical arrests Traffic violations Parking violations Fire Number of calls answered Inspections conducted Sewer Sewage system Daily average treatment in gallons Maximum daily capacity of treatment plant in gallons Water systems Daily average consumption in gallons Maximum daily capacity of plant in gallons Refuse (Municipal Collection) Tonnage Sources: Various City Departments. Statistics updated for fiscal year 2017. Fiscal - 2014 2015 2016 2017 5,532 3,767 3,397 3,238 8,959 7,354 9,058 9,063 36,768 37,635 38,880 33,953 5,165 5,603 5,750 5,990 471 791 993 1,649 7,091,000 7,237,000 7,016,000 7,377,000 24,500,000 24,500,000 24,500,000 24,500,000 7,235,000 6,956,000 7,068,184 7,200,000 18,000,000 18,000,000 18,000,000 18,000,000 10,311 10,690 11,098 11,284 163 Page 1573 of 1713 TABLE 21 Year 2018 2019 2020 2021 2022 2023 3,519 3,403 2,830 2,491 2,573 2,783 9,415 8,369 7,156 5,312 6,317 6,411 32,857 25,685 18,044 20,428 19,851 20,428 5,949 6,058 6,304 7,277 7,814 7,696 1,675 1,232 1,260 296 807 763 7,900,000 7,930,000 8,730,000 6,682,013 6,682,013 7,120,000 24,500,000 24,500,000 24,500,000 24,500,000 24,500,000 24,500,000 6,917,000 6,133,000 6,210,000 6,390,000 6,510,000 6,678,000 18,000,000 18,000,000 18,000,000 13,000,000 13,000,000 9,317,000 11,481 11,569 12,212 13,482 13,290 12,769 164 Page 1574 of 1713 CITY OF DUBUQUE, IOWA CAPITAL ASSETS BY FUNCTION LAST TEN FISCAL YEARS Public safety Police Stations Patrol units Fire Stations Aerial trucks Public works Streets Miles 0 Street Lights Health and social services Hospital Number of patient beds Cultural and recreation Library Golf Parks Acreage Recreation Civic center Swimming pools Softball fields Baseball fields Accessible ballfield Tennis courts Sewer Sewage system Miles of Sanitary Sewer 0 Miles of Storm Sanitary Sewer 0) Number of treatment plants Number of service connectors Water systems Miles of water mains Number of service connectors Number of city owned fire hydrants Sources: Various City Departments �') City GIS system 2014 2015 2016 2017 1 1 1 1 22 22 22 22 6 6 6 6 3 3 3 3 331 333 332 336 2,110 2,161 2,162 2,184 2 2 2 2 389 373 373 373 1 1 1 1 1 1 1 1 51 53 53 53 1,001 974 974 974 1 1 1 1 2 2 2 2 7 1 1 11 11 1 1 1 1 20 20 20 20 307 320 322 326 144 145 147 152 1 1 1 1 22,888 22,928 23,119 23,343 315 318 329 337 22,702 22,787 22,970 23,443 2,336 2,346 2,380 2,450 165 Page 1575 of 1713 TABLE 22 2018 2019 2020 2021 2022 2023 1 1 1 1 1 1 22 22 22 22 22 22 6 6 6 6 6 6 3 3 3 3 3 3 334 340 331 329 336 336 2,312 2,436 2,489 2,507 2,566 2,614 2 2 2 2 2 2 373 373 373 373 373 389 1 1 1 1 1 1 1 1 1 1 1 1 53 53 53 53 53 55 974 974 985 985 985 986 1 1 1 1 1 1 2 2 2 2 2 2 11 10 10 9 9 9 1 1 1 1 1 1 20 16 16 16 16 16 321 332 333 308 311 306 156 158 151 160 157 172 1 1 1 1 1 1 23,423 23,488 23,601 22,299 23,109 23,181 370 410 325 293 330 333 23,546 23,605 23,695 23,770 23,966 24,049 2,973 2,539 2,553 2,596 2,622 2,646 166 Page 1576 of 1713 CITY OF DUBUQUE, IOWA RETAIL SALES LAST TEN CALENDAR YEARS TABLE 23 Taxable Number of Year Retail Sales Businesses 2014 $ 1,240,664,593 3,337 2015 1,305,893,119 3,347 2016 1,316,561,626 2,997 2017 1,324,993,666 2,971 2018 1,323,052,623 2,970 2019 1,353,208,250 3,353 2020 1,331,820,839 3,375 2021 1,479,425,072 2,906 2022 1,306,938,795 2,731 2023 1,408,633,086 2,509 Data Sources: Iowa Department of Revenue 167 Page 1577 of 1713 Compliance Section June 30, 2023 City of Dubuque, Iowa Page 1578 of 1713 Report on Internal Control over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards Independent Auditor's Report The Honorable Mayor and Members of City Council City of Dubuque, Iowa Dubuque, Iowa We have audited, in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States (Government Auditing Standards), the financial statements of the governmental activities, the business -type activities, the aggregate discretely presented component units, each major fund and the aggregate remaining fund information of the City of Dubuque, Iowa (the City), as of and for the year ended June 30, 2023, and the related notes to the financial statements, which collectively comprise the City's basic financial statements and have issued our report thereon dated September 29, 2024, which contained an emphasis of matter paragraph regarding a change in accounting principle. Our report includes a reference to other auditors who audited the financial statements of the Dubuque Initiatives and Subsidiaries and the Dubuque Convention and Visitors Bureau, as described in our report on the City's financial statements. The financial statements of the Dubuque Initiatives and Subsidiaries and the Dubuque Convention and Visitors Bureau were not audited in accordance with Government Auditing Standards, and accordingly, this report does not include reporting on internal control over financial reporting or compliance and other matters associated with the Dubuque Initiatives and Subsidiaries and the Dubuque Convention and Visitors Bureau or that are reported on separately by those auditors who audited the financial statements of the Dubuque Initiatives and Subsidiaries and the Dubuque Convention and Visitors Bureau. Report on Internal Control over Financial Reporting In planning and performing our audit of the financial statements, we considered the City's internal control over financial reporting (internal control) as a basis for designing audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, we do not express an opinion on the effectiveness of the City's internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control such that there is a reasonable possibility that a material misstatement of the entity's financial statements will not be prevented, or detected and corrected, on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. .: Page 1579 of 1713 Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies, and therefore, material weaknesses or significant deficiencies may exist that were not identified. We identified a deficiency in internal control, described in the accompanying schedule of findings and questioned costs as item 2023-001 that we consider to be a material weakness. Report on Compliance and Other Matters As part of obtaining reasonable assurance about whether the City's financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements, noncompliance with which could have a direct and material effect on the financial statements. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. City's Response to Findings Government Auditing Standards requires the auditor to perform limited procedures on the City's response to the findings identified in our audit and described in the accompanying schedule of findings and questioned costs. The City's response was not subjected to the other auditing procedures applied in the audit of the financial statements, and accordingly, we express no opinion on the response. Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City's internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the entity's internal control and compliance. Accordingly, this communication is not suitable for any other purpose. West Des Moines, Iowa September 29, 2024 169 Page 1580 of 1713 Report on Compliance for Each Major Federal Program and Report on Internal Control over Compliance Independent Auditor's Report The Honorable Mayor and Members of City Council City of Dubuque, Iowa Dubuque, Iowa Report on Compliance for Each Major Federal Program Opinion on Each Major Federal Program We have audited the City of Dubuque (the City's) compliance with the types of compliance requirements identified as subject to audit in the OMB Compliance Supplement that could have a direct and material effect on each of the City's major federal programs for the year ended June 30, 2023. The City's major federal programs are identified in the summary of auditor's results section of the accompanying schedule of findings and questioned costs. In our opinion, the City complied, in all material respects, with the compliance requirements referred to above that could have a direct and material effect on each of its major federal programs for the year ended June 30, 2023. Basis for Opinion on Each Major Federal Program We conducted our audit of compliance in accordance with auditing standards generally accepted in the United States of America (GARS); the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States (Government Auditing Standards); and the audit requirements of Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance). Our responsibilities under those standards and the Uniform Guidance are further described in the "Auditor's Responsibilities for the Audit of Compliance" section of our report. We are required to be independent of the City and to meet our other ethical responsibilities, in accordance with relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion on compliance for each major federal program. Our audit does not provide a legal determination of the City's compliance with the compliance requirements referred to above. Responsibilities of Management for Compliance Management is responsible for compliance with the requirements referred to above and for the design, implementation, and maintenance of effective internal control over compliance with the requirements of laws, statutes, regulations, rules, and provisions of contracts or grant agreements applicable to the City's federal programs. 170 Page 1581 of 1713 Auditor's Responsibilities for the Audit of Compliance Our objectives are to obtain reasonable assurance about whether material noncompliance with the compliance requirements referred to above occurred, whether due to fraud or error, and express an opinion on the City's compliance based on our audit. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with GAAS, Government Auditing Standards, and the Uniform Guidance will always detect material noncompliance when it exists. The risk of not detecting material noncompliance resulting from fraud is higher than for that resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Noncompliance with the compliance requirements referred to above is considered material, if there is a substantial likelihood that, individually or in the aggregate, it would influence the judgment made by a reasonable user of the report on compliance about the City's compliance with the requirements of each major federal program as a whole. In performing an audit in accordance with GAAS, Government Auditing Standards, and the Uniform Guidance, we: • Exercise professional judgment and maintain professional skepticism throughout the audit. • Identify and assess the risks of material noncompliance, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the City's compliance with the compliance requirements referred to above and performing such other procedures as we considered necessary in the circumstances. • Obtain an understanding of the City's internal control over compliance relevant to the audit in order to design audit procedures that are appropriate in the circumstances and to test and report on internal control over compliance in accordance with the Uniform Guidance, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control over compliance. Accordingly, no such opinion is expressed. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and any significant deficiencies and material weaknesses in internal control over compliance that we identified during the audit. Report on Internal Control over Compliance A deficiency in internal control over compliance exists when the design or operation of a control over compliance does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, noncompliance with a type of compliance requirement of a federal program on a timely basis. A material weakness in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance, such that there is a reasonable possibility that material noncompliance with a type of compliance requirement of a federal program will not be prevented, or detected and corrected, on a timely basis. A significant deficiency in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance with a type of compliance requirement of a federal program that is less severe than a material weakness in internal control over compliance, yet important enough to merit attention by those charged with governance. Our consideration of internal control over compliance was for the limited purpose described in the "Auditor's Responsibilities for the Audit of Compliance" section above and was not designed to identify all deficiencies in internal control over compliance that might be material weaknesses or significant deficiencies in internal control over compliance. Given these limitations, during our audit we did not identify any deficiencies in internal control over compliance that we consider to be material weaknesses, as defined above. However, material weaknesses or significant deficiencies in internal control over compliance may exist that were not identified. 171 Page 1582 of 1713 Our audit was not designed for the purpose of expressing an opinion on the effectiveness of internal control over compliance. Accordingly, no such opinion is expressed. The purpose of this report on internal control over compliance is solely to describe the scope of our testing of internal control over compliance and the results of that testing based on the requirements of the Uniform Guidance. Accordingly, this report is not suitable for any other purpose. West Des Moines, Iowa September 29, 2024 172 Page 1583 of 1713 City of Dubuque, Iowa Notes to the Schedule of Expenditures of Federal Awards Year Ended June 30, 2023 Pass -Through Assistance Entity Amounts Federal Grantor/Pass-Through Listing Identifying Passed -Through Grantor/Program or Cluster Title Number Number Expenditures to Subrecipients U.S. Department of Agriculture Direct program: Soil and Water Conservation 10.902 $ 44,414 $ Environmental Quality Incentives Program 10.912 17,467 Conservation Stewardship Program 10.924 1,085 Total U.S. Department of Agriculture 62,966 U.S. Department of Housing and Urban Development Community Development Block Grant (CDBG) - Entitlements Cluster: Direct program: CDBG - Entitlement Grants 14.218 130,053 CDBG - Entitlement Grants 14.218 341,953 CDBG - Entitlement Grants 14.218 838,020 CDBG - Entitlement Grants 14.218 636,969 COVID-19 - CDBG/Entitlement Grants 14.218 195,834 Pass -through program from: Iowa Economic Development Authority COVID-19 CDBG - Entitlement Grants 14.218 20-CVE-004 204,587 Total CDBG - Entitlements Grants Cluster 2,347,416 Direct program: Section 8 Project -Based Cluster Lower Income Housing Assistance Program - Section 8 Moderate Rehabilitation 14.856 31,913 Housing Voucher Cluster Section 8 Housing Choice Vouchers 14.871 669,846 Section 8 Housing Choice Vouchers 14.871 5,156,229 Total Housing Voucher Cluster 5,826,075 Family Sufficiency Program 14.896 157,903 Lead -Based Paint Hazard Control in Privately -Owned Housing 14.900 626,887 Lead Hazard Reduction Demonstration Grant 14.905 430,576 Healthy Homes Production Program 14.913 221,158 Older Adults Hoe Modification Grant Program 14.921 172,770 Total U.S. Department of Housing and Urban Development 9,814,698 U.S. Department of Interior Direct program: Outdoor Recreation Acquisition, Development and Planning 15.916 540,789 Total U.S. Department of Interior 540,789 U.S. Department of Justice Direct program: Patrick Leahy Bulletproof Vest Partnership 16.607 14,800 Pass -through program from: Iowa Department of Justice: Violence Against Women Formula Grants 16.588 15JOVW-21-GG-00577-STOP 45 Pass -through program from: Iowa Department of Justice: Public Safety Partnership and Community Policing Grants 16.710 21-CAMP-04 2,178 Public Safety Partnership and Community Policing Grants 16.710 22-HEROIN-02 5,430 Public Safety Partnership and Community Policing Grants 16.710 19-COPS-HEROIN-02 876 8,484 Direct program: Edward Byne Memorial Justice Assistance Grant Program 16.738 11,161 Edward Byne Memorial Justice Assistance Grant Program 16.738 33,232 Edward Byne Memorial Justice Assistance Grant Program 16.738 15,600 59,993 Total U.S. Department of Justice 83,322 The accompanying notes are an integral part of this Schedule. Page 1584 8R713 City of Dubuque, Iowa Notes to the Schedule of Expenditures of Federal Awards Year Ended June 30, 2023 Assistance Federal Grantor/Pass-Through Listing Grantor/Program or Cluster Title Number U.S. Department of Transportation Direct program: Airport Improvement Program 20.106 Airport Improvement Program 20.106 Airport Improvement Program 20.106 Airport Improvement Program 20.106 COVID019 - Airport Improvement Program 20.106 Highway Research and Development Highway Planning and Construction: Pass -through program from: Iowa Department of Transportation Highway Planning and Construction Highway Planning and Construction Highway Planning and Construction Highway Planning and Construction Federal Transit Cluster: Direct program: Federal Transit - Formula Grants Federal Transit - Formula Grants Pass -through program from: Iowa Department of Transportation Federal Transit - Formula Grants Total Federal Transit Cluster Pass -through program from: Iowa Department of Transportation Buses and Bus Facilities Formula and Discretionary Program Total Federal Transit Cluster Transit Services Program Cluster: Pass -through program from: Iowa Department of Transportation Enhanced Mobility of Seniors and Individuals with Disabilities Enhanced Mobility of Seniors and Individuals with Disabilities Total Transit Services Cluster Highway Safety Cluster: Pass -through program from: Iowa Department of Public Safety State and Community Highway Safety State and Community Highway Safety Total Highway Safety Cluster Total U.S. Department of Transportation U.S. Department of Treasury Pass -Through program from: Iowa Finance Authority COVID-19 - Coronavirus State and Local Fiscal Recovery Funds Total U.S. Department of the Treasury 20.200 20.205 20.205 20.205 20.205 Pass -Through Entity Identifying Number Amounts Passed -Through Expenditures to Subrecipients (7,907) 115,665 54,385 96,195 109,944 368,282 650,060 EDP-2100(696)-7Y-31 4,704 TAP- U-2100-697-81-31 418,662 TAP-U-2100(703)--81-31 95,000 TAP-U-2100(703)--81-31 95,000 613,366 20.507 20.507 20.507 2019-004-02-FY20 20.526 20.513 20.513 219,563 1,839,677 636,800 2,696,040 2019-008-02-FY20 1,154,782 3,850,822 IA-2021-018-00 10,843 IA-2022-008-00 61,397 72,240 20.600 PAP 22-402-MOPT 4,666 20.600 PAP 23-402-MOPT 7,284 11,950 5,566,720 21.027 1505-0271 3,350,766 3,350,766 The accompanying notes are an integral part of this Schedule. 174 Page 1585 of 1713 City of Dubuque, Iowa Notes to the Schedule of Expenditures of Federal Awards Year Ended June 30, 2023 Pass -Through Assistance Entity Amounts Federal Grantor/Pass-Through Listing Identifying Passed -Through Grantor/Program or Cluster Title Number Number Expenditures to Subrecipients National Endowment for the Arts Pass -through program from: Iowa Department of Revenue Promotion of the Arts Grants to Organizations and Individuals 45.024 1896170-66-22 481,737 Total National Endowment for the Arts 481,737 Environmental Protection Agency Direct program: Brownsfields Assessment and Cleanup Cooperative Agreements 66.818 83,383 Brownsfields Assessment and Cleanup Cooperative Agreements 66.818 55,742 Brownsfields Assessment and Cleanup Cooperative Agreements 66.818 168,259 Total Environmental Protection Agency 307,384 U.S. Department of Health and Human Services Pass -through program from: Dubuque County Health Department Food and Drug Administration Research 93.103 R-BDEV-202110-01091 5,000 Total U.S. Department of Health and Human Services 5,000 Corooration for National and Community Service Pass -through program from: Iowa Commission on Volunteers AmeriCorps State and National 94.006 21-AC-10 18,431 AmeriCorps State and National 94.006 21-AC-05 22,719 AmeriCorps State and National 94.006 22-AC-10 81,358 AmeriCorps State and National 94.006 22-AF-05 57,240 179,748 AmeriCorps Volunteer Generation Fund 94.021 23-VGF-12 2,912 AmeriCorps Volunteer Generation Fund 94.021 22-VGF-12 14,046 16,958 Total Corporation for National and Community Service 196,706 Total 20,410,088 The accompanying notes are an integral part of this Schedule. 175 Page 1586 of 1713 City of Dubuque, Iowa Notes to the Schedule of Expenditures of Federal Awards Year Ended June 30, 2023 Note 1. Basis of Presentation The accompanying schedule of expenditures of federal awards (the Schedule) includes the federal award activity of City of Dubuque, Iowa (the City) under programs of the federal government for the year ended June 30, 2023. The information in this Schedule is presented in accordance with the requirements of Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance). Because the Schedule presents only a selected portion of the operations of the City, it is not intended to and does not present the financial position, changes in net position or cash flows of the City. Note 2. Summary of Significant Accounting Policies The City's summary of significant accounting policies is presented in note 1 to the City's basic financial statements for the year ended June 30, 2023. Governmental and proprietary funds account for the City's federal grant activity. Expenditures reported on the Schedule are reported on either the modified accrual basis of accounting or accrual basis of accounting, depending on the basis of accounting used by the respective fund for which the activity is reported. Such expenditures are recognized following, as applicable, the cost principles in OMB-87, Cost Principles for State, Local and Indian Tribal Governments, the cost principles contained in the Uniform Guidance, or other applicable regulatory guidance, wherein certain types of expenditures are not allowable or are limited as to reimbursement. Therefore, some amounts presented in the schedule may differ from amounts presented in, or used in the preparation of, the basic financial statements or report to federal agencies. Negative amounts shown on the Schedule represent adjustments or credits made in the normal course of business to amounts reported as expenditures in prior periods. Federal financial assistance provided to a subrecipient is treated as an expenditure when it is paid to the subrecipient. Note 3: Indirect Cost Rate The City has elected not to use the 10 percent de minimis indirect cost rate allowed under the Uniform Guidance. 176 Page 1587 of 1713 City of Dubuque, Iowa Schedule of Findings and Questioned Costs Year Ended June 30, 2023 Section 1 - Summary of Auditor's Results Financial Statements 1. The type of report the auditor issued on whether the financial statements audited were prepared in accordance with GAAP: ® Unmodified ❑ Qualified ❑ Adverse ❑ Disclaimer 2. Internal control over financial reporting: Significant deficiency(ies) identified? ❑ Yes ® None reported Material weakness(es) identified? ® Yes ❑ No 3. Noncompliance material to the financial statements noted? ❑ Yes ® No Federal Awards 4. Internal control over major federal awards programs: Significant deficiency(ies)? ❑ Yes ® None reported Material weakness(es)? ❑ Yes ® No 5. Type of auditor's report issued on compliance for major federal programs: ® Unmodified ❑ Qualified ❑ Adverse ❑ Disclaimer 6. Any audit finding disclosed that are required to be reported by 2 CFR 200.516(a)? ❑ Yes ® No 177 Page 1588 of 1713 City of Dubuque, Iowa Schedule of Findings and Questioned Costs (Continued) Year Ended June 30, 2023 Identification of major federal programs: Assistance Listing Number Name of Federal Program or Cluster Housing Voucher Cluster Federal Transit Cluster CDBG Entitlement Grants Cluster 21.027 Coronavirus State and Local Fiscal Recovery Funds Dollar threshold used to distinguish between Type A and Type B programs: $750,000. Auditee qualified as a low -risk auditee? ❑ Yes ® No 177 Page 1589 of 1713 City of Dubuque, Iowa Schedule of Findings and Questioned Costs (Continued) Year Ended June 30, 2023 Section II — Financial Statement Findings Reference Number Finding Material Weakness 2023-001 Finding: Calculation in error in subscription based information technology asset and liability. Criteria or specific requirement: Management is responsible for establishing effective internal controls over financial reporting. Condition: The incorrect contract terms for a subscription based information technology agreement were used resulting in an error in calculation of the related asset and liability of appro)amately $9.7 million. An audit adjustment was proposed and the City recorded. Cause: Inadequate review of work performed by third party providers. Effect: Misstatements could occur within the financial statements due to error or fraud and not be prevented or detected in a timely manner. Recommendation: We recommend management establish procedures to ensure all work performed by third parties is reviewed and reconciled. Views of Management: The City agrees with the finding. See separate report for planned corrective actions. Section III — Federal Award Findings and Questioned Costs Reference Number Finding No matters are reportable 178 Page 1590 of 1713 City of Dubuque, Iowa Summary Schedule of Prior Audit Findings Year Ended June 30, 2023 Reference Finding Status Number Restatement of Prior Year Financial Statements - During the course of the 2022-001 engagement, there were restatements to the prior year financial statements for various accounting errors. It was recommended to make the corrections. Implemented 179 Page 1591 of 1713 City of Dubuque, Iowa Other Findings Related to Required Statutory Reporting Year Ended June 30, 2023 Reference Number Finding 2023-IA-A Certified Budget - Disbursements during the year ended June 30, 2023 did not exceed the amount budgeted as per Chapter 384.20 of the Code of Iowa states, in part, "Public monies may not be expended or encumbered except under and annual or continuing appropriation." 2023-IA-B Questionable Expenditures - We noted no expenditures that we believe may fail to meet the requirements of public purpose as defined in an Attorney General's opinion dated April 25, 1979. 2023-IA-C Travel Expenses - No expenditures of City money for travel expenses of spouses of City officials or employees were noted. 2023-IA-D Business Transactions - Business transactions between the City and City Officials or employees are detailed as follows: Transaction Name, Title, and Business Connection Description Amount A Frame of Mind: Owner is spouse of City Employee John Hefel Services $ 587 Brian Hodgson, City employee Cover crop 3,345 According to Chapter 362.5 of the Code of Iowa, an officer or employee of the City shall not have an interest, direct or indirect, in a contract with that City. The provision does not apply to transactions that do not exceed a cumulative total purchase price of $1,500 in a fiscal year or to contracts made by a City upon competitive bid. All transactions were not entered into through competitive bidding. 2023-IA-E Restricted Donor Activity - No transactions were noted between the City, City officials, City employees and restricted donors in compliance with Chapter 68B of the Code of Iowa. 2023-IA-F Bond Coverage - Surety bond coverage of City officials and employees is in accordance with statutory provisions. The amount of coverage should be reviewed annually to ensure that the coverage is adequate for current operations. Page 1592 of 1713 City of Dubuque, Iowa Other Findings Related to Required Statutory Reporting (Continued) Year Ended June 30, 2023 Reference Number Findin 20231A-G City Council Minutes - No transactions were found that we believe should have been approved in the City Council minutes but were not. 2023-IA-H Deposits and Investments - No instances of non-compliance with the deposit and investment provisions of Chapters 12B and 12C of the Code of Iowa and the City's investment policy were noted. 2023-IA-1 Revenue Notes - No instances of non-compliance with revenue note provisions were noted. 2023-IA-J Annual Urban Renewal Report - The Annual Urban Renewal Report was properly approved and certified to the Iowa Department of Management on or before December 1. 2023-IA-K Separately Maintained Records - Chapter 384.20 of the Code of Iowa states, in part, "A city shall keep accounts which show an accurate and detailed statement of all public funds collected, received, or expended for any city purpose, by any city officer, 2023-IA-L Financial Condition - At June 30, 2023, the City had two funds that had a deficit balances. Debt Service Fund General Service Fund $(164,295) $(102,948) 2023-IA-M Solid Water Tonnage Fees Retained - No instances of non-compliance with the solid waste fees used or retained in accordance with provisions of Chapter 45513.310 of the Code of Iowa by the Dubuque Metropolitan Area Solid Waste Agency, a component of the City, were noted. 2023-IA-N Financial Assurance - The Dubuque Metropolitan Area Solid Waste Agency, a component unit of the City, has demonstrated financial assurance for closure and postclosure care costs by establishing a local government dedicated fund as provided in 567-113.14(6) of the Iowa Administrative Code. ii OR Page 1593 of 1713 Forvis Mazars Report to the Honorable Mayor, City Council and Members of Management of the City of Dubuque, Iowa City of Dubuque, Iowa Results of the 2023 Financial Statement Audit, Including Required Communications June 30, 2023 Required Communications Regarding Our Audit Strategy & Approach (AU-C 260) Overview & Responsibilities Matter Discussion Scope of Our Audit This report covers audit results related to your financial statements: • As of and for the year ended June 30, 2023 • Conducted in accordance with our contract dated September 18, 2023 Our Responsibilities Forvis Mazars is responsible for forming and expressing opinions about whether the financial statements that have been prepared by management, with the oversight of those charged with governance, are prepared in accordance with accounting principles generally accepted in the United States of America (GAAP). Audit Scope & An audit performed in accordance with auditing standards generally accepted in the United Inherent Limitations States of America (GAAS) and Government Auditing Standards issued by the Comptroller to Reasonable General of the United States (GAGAS) is designed to obtain reasonable, rather than absolute, Assurance assurance about the financial statements. The scope of our audit tests was established in relation to the opinion unit being audited and did not include a detailed audit of all transactions. Extent of Our In addition to areas of interest and noting prior communications made during other phases of Communication the engagement, this report includes communications required in accordance with GAAS that are relevant to the responsibilities of those charged with governance in overseeing the financial reporting process, including audit approach, results, and internal control. The standards do not require the auditor to design procedures for the purpose of identifying other matters to be communicated with those charged with governance. Independence The engagement team, others in our firm, as appropriate, and our firm, have complied with all relevant ethical requirements regarding independence. Your Our audit does not relieve management or those charged with governance of your Responsibilities responsibilities. Your responsibilities and ours are further referenced in our contract. forws mazars City of Dubuque, Iowa 1 September 29, 2024 Page 1594 of 1713 Matter Discussion Distribution This communication is intended solely for the information and use of the following and is not Restriction intended to be, and should not be, used by anyone other than these specified parties: • Budget Committee • Members of City Council • Others within the Entity • Federal awarding agencies and other pass -through award agencies Government Auditing Standards Matter Discussion Additional GAGAS We also provided reports as of June 30, 2023, on the following as required by GAGAS: Reporting Internal control over financial reporting and on compliance and other matters based • on an audit of the financial statements performed in accordance with GAGAS Reporting Our consideration of internal control over financial reporting and our tests of compliance were Limitations not designed with an objective of forming an opinion on the effectiveness of internal control or on compliance, and accordingly, we do not express such an opinion. Uniform Guidance Overview & Responsibilities Matter Discussion Scope of Our Audit We also provided reports as of June 30, 2023, on the following as required by U.S. Office of Management and Budget (OMB) Uniform Guidance: • Opinion on compliance for each major federal award program • Report on internal control over compliance • Schedule of Expenditures of Federal Awards Audit Scope & A compliance audit performed in accordance with OMB Uniform Guidance is designed to obtain Inherent Limitations reasonable, rather than absolute, assurance about whether noncompliance with the types of to Reasonable compliance requirements described in the OMB Compliance Supplement that could have a Assurance direct and material effect on a major federal award program occurred. Group Audits Referred -To Auditors Our audit strategy included the use of the work of a referred -to auditor, resulting in a division of responsibility over the group financial statements and our report thereon. We did not audit the financial statements of Dubuque Initiatives and Subsidiaries and Dubuque Convention and Visitors Bureau, discretely presented component units. Those statements were audited by other auditors, whose report has been furnished to us, and our opinion, insofar as it relates to the amounts included for Dubuque Initiatives and Subsidiaries and Dubuque Convention and Visitors Bureau, is based solely on the report of the other auditors. We have had communications with the other auditors during planning and throughout the audit regarding their qualifications to perform the audit, including independence, and consideration of forws mazars City of Dubuque, Iowa 2 September 29, 2024 Page 1595 of 1713 materiality as a basis for referring to their audit report. Professional standards require that we provide you with information about our responsibilities in accordance with GAAS, as well as certain information related to the planned scope and timing of our audit. Other Information Accompanying the Audited Financial Statements The audited financial statements are presented along with management's annual comprehensive financial report (ACFR). Management, or those charged with governance, is responsible for preparing the ACFR. We were not engaged to audit the information contained in the ACFR, and as a result, our opinions do not provide assurance as to the completeness and accuracy of the information contained therein. As part of our procedures, we read the entire report to determine if financial information discussed in sections outside the financial statements materially contradicts the audited financial statements. If we identify any such matters, we bring them to management's attention and review subsequent revisions. Auditor Objectives Related to Other Information Our objectives related to the other information accompanying the audited financial statements were to: • Consider whether a material inconsistency exists between the other information and the financial statements • Remain alert for indications that: o A material inconsistency exists between the other information and the auditor's knowledge obtained in the audit, or o A material misstatement of fact exists or the other information is otherwise misleading • Respond appropriately when we identify that such material inconsistencies appear to exist or when we otherwise become aware that other information appears to be materially misstated. Potential responsive actions would include requesting management to correct the identified inconsistency • Include the appropriate communication in our auditor's report, disclosing the procedures performed on the Other Information, as well as the results obtained Qualitative Aspects of Significant Accounting Policies & Practices Significant Accounting Policies Significant accounting policies are described in Note 1 of the audited financial statements. With respect to new accounting standards adopted during the year, we call to your attention the following topics: • GAS 96, Subscription Based Information Technology Arrangements Unusual Policies or Methods With respect to significant unusual accounting policies or accounting methods used for significant unusual transactions (significant transactions outside the normal course of business or that otherwise appear to be unusual due to their timing, size, or nature), we noted the following: • No matters are reportable Alternative Accounting Treatments We had discussions with management regarding alternative accounting treatments within GAAP for policies and practices for material items, including recognition, measurement, and disclosure considerations related to the accounting for specific transactions as well as general accounting policies, as follows: • The City presents budgetary information as allowed by GASB Statement No. 41 forws mazars City of Dubuque, Iowa 3 September 29, 2024 Page 1596 of 1713 Management Judgments & Accounting Estimates Accounting estimates are an integral part of financial statement preparation by management, based on its judgments. Significant areas of such estimates for which we are prepared to discuss management's estimation process and our procedures for testing the reasonableness of those estimates include: • Depreciation of capital assets • Estimated property tax collections • Actuarial assumptions in the calculation of net pension liability and related deferred inflows and outflows • Actuarial assumptions in the calculation of the other post -employment benefits (OPEB) and related deferred inflows and outflows • Valuation of investments • Valuation of lease receivables and lease liabilities • Valuation of subscription -based IT assets and subscription liabilities Financial Statement Disclosures The following areas involve particularly sensitive financial statement disclosures for which we are prepared to discuss the issues involved and related judgments made in formulating those disclosures: • Footnote 7 — Long -Term Liabilities • Footnote 12 — Landfill Closure and Post -Closure Care Our Judgment About the Quality of the Entity's Accounting Principles During the course of the audit, we made the following observations regarding the Entity's application of accounting principles: • No matters are reportable Adjustments Identified by Audit During the course of any audit, an auditor may propose adjustments to financial statement amounts. Management evaluates our proposals and records those adjustments that, in its judgment, are required to prevent the financial statements from being materially misstated. A misstatement is a difference between the amount, classification, presentation, or disclosure of a reported financial statement item and that which is required for the item to be presented fairly in accordance with the applicable financial reporting framework. Proposed & Recorded Adjustments Auditor -proposed and management -recorded entries include the following: • SBITA asset and liability Uncorrected Misstatements • No uncorrected misstatements to report Other Required Communications Consultation with Other Accountants During our audit, we became aware that management had consulted with other accountants about the following auditing or accounting matters: forws mazars City of Dubuque, Iowa 4 September 29, 2024 Page 1597 of 1713 • Adoption of GASB Statement No. 96, Subscription Based Information Technology Assets Other Material Communication Listed below is are other material communications between management and us related to the audit: • Management representation letter provided by management at the conclusion of our engagement (see Attachment) We orally communicated to management other deficiencies in internal control identified during our audit that are not considered material weaknesses or significant deficiencies. forws mazars City of Dubuque, Iowa 5 September 29, 2024 Page 1598 of 1713 Attachment A Management Representation Letter forws mazars City of Dubuque, Iowa 6 September 29, 2024 Page 1599 of 1713 Docusign Envelope ID: E2A3517F-ED76-4AF6-9D59-DOF7D1D5240D Representation of. - CITY OF DUBUQUE, IOWA 50 West 13th Street Dubuque, Iowa 52001 Provided to: Forvis Mazars, LLP Certified Public Accountants 1401 501h Street, Suite 350 West Des Moines, Iowa 50266 The undersigned ("We") are providing this letter in connection with Forvis Mazars' audit of our financial statements as of and for the year ended June 30, 2023. We are also providing this letter in connection with: • Your audit of our compliance with requirements applicable to each of our major federal awards programs as of and for the year ended June 30, 2023. Our representations are current and effective as of the date of Forvis Mazars' report: September 29, 2024. Our engagement with Forvis Mazars is based on our contract for services dated: September 18, 2023. Our Responsibility & Consideration of Material Matters We confirm that we are responsible for the fair presentation of the financial statements subject to Forvis Mazars' report in conformity with accounting principles generally accepted in the United States of America. We are also responsible for adopting sound accounting policies; establishing and maintaining effective internal control over financial reporting, operations, and compliance; and preventing and detecting fraud. Certain representations in this letter are described as being limited to matters that are material. Items are considered material, regardless of size, if they involve an omission or misstatement of accounting information that, in light of surrounding circumstances, makes it probable that the judgment of a reasonable person relying on the information would be changed or influenced by the omission or misstatement. An omission or misstatement that is monetarily small in amount could be considered material as a result of qualitative factors. Confirmation of Matters Specific to the Subject Matter of Forvis Mazars' Report We confirm, to the best of our knowledge and belief, the following: Broad Matters We have fulfilled our responsibilities, as set out in the terms of our contract, for the preparation and fair presentation of the financial statements in accordance with accounting principles generally accepted in the United States of America. 2. We acknowledge our responsibility for the design, implementation, and maintenance of: Page 1600 of 1713 Docusign Envelope ID: E2A3517F-ED76-4AF6-9D59-DOF7D1D5240D CITY OF DUBUQUE, IOWA Page 2 a. Internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. b. Internal control to prevent and detect fraud. 3. We have provided you with: a. Access to all information of which we are aware that is relevant to the preparation and fair presentation of the financial statements, such as financial records and related data, documentation, and other matters. b. Additional information that you have requested from us for the purpose of the audit. c. Unrestricted access to persons within the entity from whom you determined it necessary to obtain audit evidence. d. All minutes of governing body meetings held through the date of this letter or summaries of actions of recent meetings for which minutes have not yet been prepared. All unsigned copies of minutes provided to you are copies of our original minutes approved by the governing body, if applicable, and maintained as part of our records. e. All significant contracts and grants. 4. We have responded fully and truthfully to all your inquiries. Government Auditing Standards 5. We acknowledge that we are responsible for compliance with applicable laws, regulations, and provisions of contracts and grant agreements. 6. We have identified and disclosed to you all laws, regulations, and provisions of contracts and grant agreements that have a direct and material effect on the determination of amounts in our financial statements or other financial data significant to the audit objectives. 7. We have identified and disclosed to you any violations or possible violations of laws, regulations, including those pertaining to adopting, approving, and amending budgets, and provisions of contracts and grant agreements, tax or debt limits, and any related debt covenants whose effects should be considered for recognition and/or disclosure in the financial statements or for your reporting on noncompliance. 8. We have taken or will take timely and appropriate steps to remedy any fraud, abuse, illegal acts, or violations of provisions of contracts or grant agreements that you or other auditors report. 9. We have a process to track the status of audit findings and recommendations. 10. We have identified to you any previous financial audits, attestation engagements, performance audits, or other studies related to the objectives of your audit and the corrective actions taken to address any significant findings and recommendations made in such audits, attestation engagements, or other studies. Federal Awards Programs (Uniform Guidance) 11. We have identified in the schedule of expenditures of federal awards all assistance provided (either directly or passed through other entities) by federal agencies in the form of grants, contracts, loans, Page 1601 of 1713 Docusign Envelope ID: E2A3517F-ED76-4AF6-9D59-DOF7D1D5240D CITY OF DUBUQUE, IOWA Page 3 loan guarantees, property, cooperative agreements, interest subsidies, commodities, insurance, direct appropriations, or in any other form. 12. We have disclosed to you all contracts or other agreements with service organizations, and we have disclosed to you all communications from the service organizations relating to noncompliance at the service organizations. 13. We have reconciled the schedule of expenditures of federal awards (SEFA) to the financial statements. 14. Federal awards -related revenues and expenditures are fairly presented, both in form and content, in accordance with the applicable criteria in the entity's financial statements. 15. We have evaluated all recipient organizations that received federal funding and have correctly identified all subrecipients on the schedule of expenditures of federal awards. 16. We have identified the types of compliance requirements described in the U.S. Office of Management and Budget (OMB) Compliance Supplement regarding activities allowed or unallowed; allowable costs/cost principles; cash management; eligibility; equipment and real property management; matching, level of effort, earmarking; period of performance of federal funds; procurement and suspension and debarment; program income; reporting; subrecipient monitoring; and special tests and provisions that are applicable to each of our federal awards programs. We have identified to you our interpretation of any applicable compliance requirements subject to varying interpretations. 17. We are responsible for complying, and have complied, with the requirements of Uniform Guidance. 18. We are responsible to understand and comply with the requirements of federal statutes, regulations, and the terms and conditions of federal awards related to each of our federal awards programs and have disclosed to you any and all instances of noncompliance with those requirements occurring during the period of your audit or subsequent thereto to the date of this letter of which we are aware. Except for any instances of noncompliance we have disclosed to you, we believe the entity has complied with all applicable compliance requirements. 19. We are responsible for the design, implementation, and maintenance of internal controls over compliance that provide reasonable assurance we have administered each of our federal awards programs in compliance with federal statutes, regulations, and the terms and conditions of the federal awards. 20. We have made available to you all federal awards (including amendments, if any) and any other correspondence or documentation relevant to each of our federal awards programs and to our compliance with applicable requirements of those programs. 21. The information presented in federal awards program financial reports and claims for advances and reimbursements is supported by the books and records from which our financial statements have been prepared. 22. The costs charged to federal awards are in accordance with applicable cost principles. 23. The reports provided to you related to federal awards programs are true copies of reports submitted or electronically transmitted to the federal awarding agency, the applicable payment system, or pass -through entity in the case of a subrecipient. Page 1602 of 1713 Docusign Envelope ID: E2A3517F-ED76-4AF6-9D59-DOF7D1D5240D CITY OF DUBUQUE, IOWA Page 4 24. Amounts claimed or used for matching were determined in accordance with Title 2 U.S. Code of Federal Regulations (CFR) Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance) regarding cost principles. 25. We have disclosed to you any communications from federal awarding agencies and pass -through entities concerning possible noncompliance with the applicable compliance requirements for each of our federal awards programs, including any communications received from the end of the period of your audit through the date of this letter. 26. We have identified to you any previous compliance audits, attestation engagements, and internal or external monitoring related to the objectives of your compliance audit, including findings received and corrective actions taken to address any significant findings and recommendations made in such audits, attestation engagements, or other monitoring. 27. The summary schedule of prior audit findings correctly states the status of all audit findings of the prior audit's schedule of findings and questioned costs and any uncorrected open findings included in the prior audit's summary schedule of prior audit findings as of the date of this letter. 28. The reporting package does not contain any protected personally identifiable information. 29. No changes have been made in internal control over compliance or other factors that might significantly affect internal control, including any corrective action we have taken regarding significant deficiencies or material weaknesses in internal control over compliance subsequent to the period covered by the auditor's report. Misappropriation, Misstatements, & Fraud 30. We have informed you of all current risks of a material amount that are not adequately prevented or detected by our procedures with respect to: a. Misappropriation of assets. b. Misrepresented or misstated assets, deferred outflows of resources, liabilities, deferred inflows of resources, net position/fund balance. 31. We have no knowledge of fraud or suspected fraud affecting the entity involving: a. Management or employees who have significant roles in internal control over financial reporting, or b. Others when the fraud could have a material effect on the financial statements. 32. We have no knowledge of any allegations of fraud or suspected fraud affecting the entity received in communications from employees, former employees, customers, regulators, citizens, suppliers, or others. 33. We have assessed the risk that the financial statements may be materially misstated as a result of fraud and disclosed to you any such risk identified. Related Parties 34. We have disclosed to you the identity of all of the entity's related parties and all the related -party relationships of which we are aware. Page 1603 of 1713 Docusign Envelope ID: E2A3517F-ED76-4AF6-9D59-DOF7D1D5240D CITY OF DUBUQUE, IOWA Page 5 In addition, we have disclosed to you all related -party transactions and amounts receivable from or payable to related parties of which we are aware, including any modifications during the year that were made to related -party transaction agreements which existed prior to the beginning of the year under audit, as well as new related -party transaction agreements that were executed during the year under audit. Related -party relationships and transactions have been appropriately accounted for and disclosed in accordance with accounting principles generally accepted in the United States of America. 35. We understand that the term related party refers to: • Affiliates • Entities for which investments are accounted for by the equity method • Trusts for the benefits of employees, such as pension and profit-sharing trusts that are managed by or under the trusteeship of management • Component units • Management and members of their immediate families • Any other party with which the entity may deal if one party can significantly influence the management or operating policies of the other to an extent that one of the transacting parties might be prevented from fully pursuing its own separate interests. Another party is also a related party if it can significantly influence the management or operating policies of the transacting parties or if it has an ownership interest in one of the transacting parties and can significantly influence the other to an extent that one or more of the transacting parties might be prevented from fully pursuing its own separate interests. The term affiliate refers to a party that directly or indirectly controls, or is controlled by, or is under common control with, the entity. Litigation, Laws, Rulings, & Regulations 36. We have disclosed to you all known actual or possible litigation and claims whose effects should be considered when preparing the financial statements. The effects of all known actual or possible litigation and claims have been accounted for and disclosed in accordance with accounting principles generally accepted in the United States of America. 37. We have no knowledge of communications, other than those specifically disclosed, from regulatory agencies, governmental representatives, employees, or others concerning investigations or allegations of noncompliance with laws and regulations, deficiencies in financial reporting practices, or other matters that could have a material adverse effect on the financial statements. 38. We have disclosed to you all known instances of violations or noncompliance or possible violations or suspected noncompliance with laws and regulations whose effects should be considered when preparing financial statements or as a basis for recording a loss contingency. 39. We have no reason to believe the entity owes any penalties or payments under the Employer Shared Responsibility Provisions of the Patient Protection and Affordable Care Act, nor have we received any correspondence from the IRS or other agencies indicating such payments may be due. Page 1604 of 1713 Docusign Envelope ID: E2A3517F-ED76-4AF6-9D59-DOF7D1D5240D CITY OF DUBUQUE, IOWA Page 6 40. We have not been designated as a potentially responsible party (PRP or equivalent status) by the Environmental Protection Agency (EPA) or other cognizant regulatory agency with authority to enforce environmental laws and regulations. Nonattest Services 41. You have provided nonattest services, including the following, during the period of this engagement: • Completing the auditee portion of the Form SF -SAC (Data Collection Form) through the Federal Audit Clearinghouse 42. With respect to these services: a. We have designated a qualified management -level individual to be responsible and accountable for overseeing the nonattest services. b. We have established and monitored the performance of the nonattest services to ensure they meet our objectives. c. We have made any and all decisions involving management functions with respect to the nonattest services and accept full responsibility for such decisions. d. We have evaluated the adequacy of the services performed and any findings that resulted. e. We have established and maintained internal controls, including monitoring ongoing activities. f. When we receive final deliverables from you, we will store those deliverables in information systems controlled by us. We have taken responsibility for maintaining internal control over these deliverables. Financial Statements & Reports 43. With regard to supplementary information: a. We acknowledge our responsibility for the presentation of the supplementary information in accordance with the applicable criteria. b. We believe the supplementary information is fairly presented, both in form and content, in accordance with the applicable criteria. c. The methods of measurement and presentation of the supplementary information are unchanged from those used in the prior period, and we have disclosed to you any significant assumptions or interpretations underlying the measurement and presentation of the supplementary information. d. We believe the significant assumptions or interpretations underlying the measurement and/or presentation of the supplementary information are reasonable and appropriate. 44. With regard to other information that is presented in the form of our annual comprehensive financial report (ACFR): a. We confirm that the ACFR comprises the annual report for the entity. Page 1605 of 1713 Docusign Envelope ID: E2A3517F-ED76-4AF6-9D59-DOF7D1D5240D CITY OF DUBUQUE, IOWA Page 7 b. We have provided you with the final draft of the ACFR. Transactions, Records, & Adjustments 45. All transactions have been recorded in the accounting records and are reflected in the financial statements. 46. We have everything we need to keep our books and records. 47. We have disclosed any significant unusual transactions the entity has entered into during the period, including the nature, terms, and business purpose of those transactions. Governmental Accounting & Disclosure Matters 48. Interfund, internal, and intra-entity activity and balances have been appropriately classified and reported. 49. With regard to deposit and investment activities: a. All deposit, repurchase and reverse repurchase agreements, and investment transactions have been made in accordance with legal and contractual requirements. b. Investments, derivative instrument transactions, and land and other real estate held by endowments are properly valued. c. Disclosures of deposit and investment balances and risks in the financial statements are consistent with our understanding of the applicable laws regarding enforceability of any pledges of collateral. d. We understand that your audit does not represent an opinion regarding the enforceability of any collateral pledges. 50. The financial statements include all component units, appropriately present majority equity interests in legally separate organizations and joint ventures with an equity interest, and properly disclose all other joint ventures and other related organizations. 51. We have identified and evaluated all potential fiduciary activities. The financial statements include all fiduciary activities required by GASB Statement No. 84, Fiduciary Activities, as amended. 52. Components of net position (net investment in capital assets, restricted, and unrestricted) and classifications of fund balance (nonspendable, restricted, committed, assigned, and unassigned) are properly classified and, if applicable, approved. 53. Capital assets, including infrastructure and intangible assets, are properly capitalized, reported, and, if applicable, depreciated or amortized. 54. We have appropriately disclosed the entity's policy regarding whether to first apply restricted or unrestricted resources when an expense is incurred for purposes for which both restricted and unrestricted net position/fund balance is available and have determined that net position/fund balance is properly recognized under the policy. 55. The entity has properly separated information in debt disclosures related to direct borrowings and direct placements of debt from other debt and disclosed any unused lines of credit, collateral pledged to secure debt, terms in debt agreements related to significant default or termination Page 1606 of 1713 Docusign Envelope ID: E2A3517F-ED76-4AF6-9D59-DOF7D1D5240D CITY OF DUBUQUE, IOWA Page 8 events with finance -related consequences, and significant subjective acceleration clauses in accordance with GASB Statement No. 88. 56. We have identified and evaluated all potential tax abatements, and we believe there are no material tax abatements other than those that have been disclosed in the notes to the financial statements.The entity's ability to continue as a going concern was evaluated and that appropriate disclosures are made in the financial statements as necessary under GASB requirements. 57. The supplementary information required by the Governmental Accounting Standards Board, consisting of management's discussion and analysis, budgetary comparisons, pension, and other postemployment benefit information, has been prepared and is measured and presented in conformity with the applicable GASB pronouncements, and we acknowledge our responsibility for the information. The information contained therein is based on all facts, decisions, and conditions currently known to us and is measured using the same methods and assumptions as were used in the preparation of the financial statements. We believe the significant assumptions underlying the measurement and/or presentation of the information are reasonable and appropriate. There has been no change from the preceding period in the methods of measurement and presentation. 58. With regard to pension and other postretirement benefits (OPEB): a. We believe that the actuarial assumptions and methods used to measure pension and OPEB liabilities and costs for financial accounting purposes are appropriate in the circumstances. b. We have provided you with the entity's most current pension and OPEB plan instrument for the audit period, including all plan amendments. c. The participant data provided to you related to pension and OPEB plans are true copies of the data submitted or electronically transmitted to the plan's actuary. d. The participant data that we provided the plan's actuary for the purposes of determining the actuarial present value of accumulated plan benefits and other actuarially determined amounts in the financial statements were complete. General Government Matters 59. The financial statements properly classify all funds and activities in accordance with GASB Statement No.54, Fund Balance Reporting and Governmental Fund Type Definitions, as amended. 60. All funds that meet the quantitative criteria in GASB Statement No.34, Basic Financial Statements —and Management's Discussion and Analysis —for State and Local Governments, as amended, and No.37, Basic Financial Statements —and Management's Discussion and Analysis —for State and Local Governments. Omnibus —an Amendment of GASB Statements No. 21 and No. 34, for presentation as major are identified and presented as such and all other funds that are presented as major are particularly important to financial statement users. 61. Expenses have been appropriately classified in or allocated to functions and programs in the statement of activities, and allocations have been made on a reasonable basis. 62. Revenues are appropriately classified in the statement of activities within program revenues, general revenues, contributions to term or permanent endowments, or contributions to permanent fund principal. Page 1607 of 1713 Docusign Envelope ID: E2A3517F-ED76-4AF6-9D59-DOF7D1D5240D CITY OF DUBUQUE, IOWA Page 9 63. We have appropriately disclosed that the entity is following either its established accounting policy regarding which governmental fund resources (that is, restricted, committed, assigned, or unassigned) are considered to be spent first for expenditures for which more than one resource classification is available or is following paragraph 18 of GASB Statement No. 54 to determine the fund balance classifications for financial reporting purposes and have determined that fund balance is properly recognized under the policy. 64. We have exercised due care in the preparation of the introductory and statistical sections included in our annual comprehensive financial report (ACFR) and are not aware of any information contained therein that is inconsistent with the information contained in our basic financial statements. Accounting & Disclosure 65. All transactions entered into by the entity are final. We are not aware of any unrecorded transactions, side agreements, or other arrangements (either written or oral) that are in place,. 66. Except as reflected in the financial statements, there are no: a. Plans or intentions that may materially affect carrying values or classifications of assets, deferred outflows of resources, liabilities, deferred inflows of resources, net position, or fund balance. b. Material transactions omitted or improperly recorded in the financial records. c. Material unasserted claims or assessments that are probable of assertion or other gain/loss contingencies requiring accrual or disclosure, including those arising from environmental remediation obligations. d. Events occurring subsequent to the balance sheet/statement of net position date through the date of this letter, which is the date the financial statements were available to be issued, requiring adjustment or disclosure in the financial statements. e. Agreements to purchase assets previously sold. f. Arrangements with financial institutions involving compensating balances or other arrangements involving restrictions on cash balances, lines of credit, or similar arrangements. g. Guarantees, whether written or oral, under which the entity is contingently liable. h. Known or anticipated asset retirement obligations. 67. Except as disclosed in the financial statements, the entity has: a. Satisfactory title to all recorded assets, and those assets are not subject to any liens, pledges, or other encumbrances. b. Complied with all aspects of contractual and grant agreements, for which noncompliance would materially affect the financial statements. 68. We agree with the findings of specialists in evaluating the post -closure liability, pension liability and OPEB liability and have adequately considered the qualification of the specialists in determining the amounts and disclosures used in the financial statements and underlying accounting records. We did not give or cause any instructions to be given to the specialists with Page 1608 of 1713 Docusign Envelope ID: E2A3517F-ED76-4AF6-9D59-DOF7D1D5240D CITY OF DUBUQUE, IOWA Page 10 respect to the values or amounts derived in an attempt to bias their work, and we are not otherwise aware of any matters that have had impact on the independence or objectivity of the specialists. Revenue, Accounts Receivable, & Inventory 69. Adequate provisions and allowances have been accrued for any material losses from: a. Uncollectible receivables. b. Excess or obsolete inventories. c. Sales commitments, including those unable to be fulfilled. d. Purchase commitments in excess of normal requirements or at prices in excess of prevailing market prices. Estimates 70. We have identified all accounting estimates that could be material to the financial statements, and we confirm the appropriateness of the methods and the consistency in their application, the accuracy and completeness of data, and the reasonableness of significant assumptions used by us in making the accounting estimates, including those measured at fair value reported in the financial statements. 71. Significant estimates that may be subject to a material change in the near term have been properly disclosed in the financial statements. We understand that "near term" means the period within one year of the date of the financial statements. In addition, we have no knowledge of concentrations, which refer to volumes of business, revenues, available sources of supply, or markets, existing at the date of the financial statements that would make the entity vulnerable to the risk of severe impact in the near term that have not been properly disclosed in the financial statements. Fair Value 72. With respect to the fair value measurements of financial and nonfinancial assets and liabilities, if any, recognized in the financial statements or disclosed in the notes thereto: a. The underlying assumptions are reasonable and they appropriately reflect management's intent and ability to carry out its stated course of action. b. The measurement methods and significant assumptions used in determining fair value are appropriate in the circumstances for financial statement measurement and disclosure purposes and have been consistently applied. c. The significant assumptions appropriately reflect market participant assumptions. d. The disclosures related to fair values are complete, adequate, and in conformity with accounting principles generally accepted in the United States of America. e. There are no subsequent events that require adjustments to the fair value measurements and disclosures included in the financial statements. Tax -Exempt Bonds 73. Tax-exempt bonds issued have retained their tax-exempt status. Page 1609 of 1713 Docusign Envelope ID: E2A3517F-ED76-4AF6-9D59-DOF7D1D5240D CITY OF DUBUQUE, IOWA Page 11 74. We have notified you of any instances of noncompliance with applicable disclosure requirements of the SEC Rule 15c2-12 and applicable state laws. New Accounting Standards GASB Statement 96, Subscription -Based Information Technology Arrangements 75. In connection with the adoption of GASB Statement No. 96, Subscription -Based Information Technology Arrangements (GASB 96), we represent the following: a. We have identified a complete population of potential subscription -based information technology arrangements (SBITAs) as of the implementation date. b. We have reviewed all significant contracts to identify subscription and nonsubscription components as of the earliest date of adoption. Allocation of costs between subscription and nonsubscription components are based upon standalone prices or other reasonable factors. c. Measurements of the subscription assets and liabilities are based upon facts and circumstances that existed at the beginning of the period of implementation. d. The estimates related to any options to extend or terminate the SBITA terms within the measurement of subscription liability and an intangible right to use IT subscription asset agrees to management's plans for the SBITA. e. The discount rates for each SBITA are based upon what would be obtained by the entity for similar payment amounts during the subscription term as an incremental rate. f. We have adequate controls in place to prevent and/or detect errors in subscription assets and liabilities on a recurring basis. g. The footnotes to the financial statements appropriately describe the adoption of GASB 96 and include all additional disclosures required under the GASB 96. FDocuSigned by: un." (ow" Jenny Larson, jlarson@cityofdubuque.org Signed by: W Vt Auss Brian a Fs96?'Pf)bf;6e Manager bdemoss@cityofdubuque.org Page 1610 of 1713