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Adoption of the Fiscal Year 2026-2030 Community Development Block Grant Consolidated Plan and FY 2026 Annual Action Plan Copyrighted June 2, 2025 City of Dubuque CONSENT ITEMS # 8. City Council ITEM TITLE: Adoption of the Fiscal Year 2026-2030 Community Development Block Grant Consolidated Plan and FY 2026 Annual Action Plan SUMMARY: City Manager recommending City Council approve the attached resolution adopting the FY 2026-2030 Consolidated Plan and the FY 2026 Annual Action Plan as recommended by the Community Development Advisory Commission and direct staff to transmit this plan to the U.S. Department of Housing and Urban Development as required. RESOLUTION Adopting The Fiscal Year 2026-2030 (Program Year 2025-2029) Community Development Block Grant (CDBG) Consolidated Plan And Fiscal Year 2026 (Program Year 2025) Annual Action Plan SUGGUESTED Receive and File; Adopt Resolution(s) DISPOSITION: ATTAC H M ENTS: 1. MVM Memo 2. Staff Memo 3. Resolution 4. FY26-FY30 CDBG Consolidated Plan 5. FY26 Annual Action Plan 6. Certifications- SF424 7. Non-State-Certifications FY26 AAP Page 205 of 2490 Dubuque THE CITY QF � All•li�eriea Ciry DLT B E ��, . � �� � � MaSt� Z�C� alZ t�Q Mt55ZSSZ Z zoa�•zoiz•zai3 �' pp zai�*zaig TO: The Honorable Mayor and City Council Members FROM: Michael C. Van Milligen, City Manager SUBJECT: Adoption of the FY 2026-2030 Community Development Block Grant Consolidated Plan and FY 2026 Annual Action Plan DATE: May 28, 2025 Interim Housing & Community Development Director Cori Burbach is recommending City Council approve the attached resolution adopting the FY 2026-2030 Consolidated Plan and the FY 2026 Annual Action Plan as recommended by the Community Development Advisory Commission and direct staff to transmit this plan to the U.S. Department of Housing and Urban Development as required. The Draft FY2026-2030 Consolidated Plan and the FY2026 Annual Action Plan were out for public comment from January 16, 2025-February 16, 2025. The Community Development Advisory Commission held a public hearing on February 19, 2025 for the draft Consolidated Plan and Annual Action Plan. Additionally, the Final FY2026-2030 Consolidated Plan and the Final FY2026 Annual Action Plan were out for public comment from February 20, 2025-March 23, 2025. The Community Development Advisory Commission held a public hearing on March 26, 2025 for the final Consolidated Plan and Annual Action Plan. On March 26, 2025, CDAC unanimously approved the final Consolidated Plan and Annual Action Plan and recommended the City Council adopt the final Consolidated Plan and Annual Action Plan. The FY2026-2030 Consolidated Plan includes 5 year Strategic Goals including: • Repair and Rehabilitation of Existing Affordable Housing • Create Neighborhood Youth Services • Provide Inspection and Code Enforcement • Support Community Development and Improvements The identified Priorities are: • Improve Existing Owner-Occupied Structure • Eliminate Lead Based Paint and other Hazards • Accessible Housing Improvements for Special Needs Population • Improve Mobile Home Affordable Housing Stock • Improve Existing Affordable Rental Units Page 206 of 2490 • Support Services- Connections for Youth • Maintain Safety through Code Enforcement • Improve Physical Environments FY 2026 Annual Action Plan provides for the use of CDBG funds for the actual entitlement allocation of$1,037,080 and revenues of$94,868 in program income, for a total of $1,131,948. Based on the contingency provision on the Pre-Allocation Estimated Annual Action Plan, the slight increase of$1,359 in formula entitlement allocation will go toward Neighborhood Recreation Program- Public Services, increasing their allocation from $95,761 to $97,120. I concur with the recommendation and respectfully request Mayor and City Council approval. � Mic ael C. Van Milligen MCVM:sv Attachment cc: Crenna Brumwell, City Attorney Cori Burbach, Assistant City Manager & Interim Housing & Community Development Director Mary Bridget Corken-Deutsch, Community Development Specialist 2 Page 207 of 2490 Dubuque THE CITY OF � All•America Cip� D �/ Y J� �I i�N�\I[hN i i L A. � � � � �m� Maste iece on the Mississi i z°°'�z°iZxz°13 � pP zo1�*zoi9 TO: Michael Van Milligen, City Manager FROM: Cori Burbach, Interim Housing & Community Development Director DATE: May 22, 2025 RE: Adoption of the FY 2026-2030 Community Development Block Grant Consolidated Plan and FY 2026 Annual Action Plan INTRODUCTION The Housing & Community Development Department is submitting the attached FY2026-2030 Consolidated Plan and the FY 2026 Annual Action Plan for the City Council to adopt at the June 2, 2025 meeting. This memo transmits a resolution to adopt the FY2026-2030 Consolidated Plan and the FY 2026 Annual Action Plan. BACKGROUND The FY2026-2030 Consolidated Plan and the FY 2026 Annual Action Plan are required by the U.S. Department of Housing and Urban Development (HUD) for communities receiving Community Development Block Grant (CDBG) funds. This five-year plan is designed to be a collaborative process to help communities establish a unified vision for housing and community development initiatives. The Consolidated Plan was developed through an extensive community engagement process, which included focus groups with over 60 community partners and residents from diverse organizations, backgrounds, and demographics in the Dubuque community. Additionally, 11 stakeholder interviews and 458 survey responses informed the plan. To guide citizen participation and ensure compliance, staff followed the requirements outlined in 24 CFR 91.100 Subpart B-Citizen Participation and Consultation. Beyond community engagement, the plan was shaped by a comprehensive analysis of data sources, including HUD's Comprehensive Housing Affordability Strategy (CHAS) data, local data, a community needs assessment survey, census data, and a study of barriers to fair housing. DISCUSSION The FY2026-2030 Consolidated Plan outlines the city of Dubuque's housing and community development needs and presents strategies to address them. Serving as the City's blueprint for utilizing Community Development Block Grant (CDBG) funds, the plan focuses on providing decent, affordable housing, expanding economic opportunities, and fostering a suitable living environment. City staff and partner organizations deliver activities designed to increase affordability, availability and accessibility, and sustainability of resources in the community. As part of this effort, the Page 208 of 2490 Consolidated Plan includes the FY2026 Annual Action Plan, which details specific activities and funding allocations for the first year of the five-year plan. Citizen participation is a crucial part of the Consolidated Plan, ensuring a collaborative process that helps the community establish a unified vision for housing and community development. Throughout the plan's development, residents had multiple opportunities to provide feedback. Both the draft and final versions were made available at various locations across the community, in both physical and digital formats, to encourage public comment. The online documents included a feature for submitting comments directly, while all physical copies featured a cover page with a QR code, making it easy for residents to share their public comments. The Draft FY2026-2030 Consolidated Plan and the FY2026 Annual Action Plan were out for public comment from January 16, 2025-February 16, 2025. The Community Development Advisory Commission held a public hearing on February 19, 2025 for the draft Consolidated Plan and Annual Action Plan. Additionally, the Final FY2026-2030 Consolidated Plan and the Final FY2026 Annual Action Plan were out for public comment from February 20, 2025-March 23, 2025. The Community Development Advisory Commission held a public hearing on March 26, 2025 for the final Consolidated Plan and Annual Action Plan. On March 26, 2025, CDAC unanimously approved the final Consolidated Plan and Annual Action Plan and recommended the City Council adopt the final Consolidated Plan and Annual Action Plan. The FY2026-2030 Consolidated Plan includes 5 year Strategic Goals including: • Repair and Rehabilitation of Existing Affordable Housing • Create Neighborhood Youth Services • Provide Inspection and Code Enforcement • Support Community Development and Improvements The identified Priorities are: • Improve Existing Owner-Occupied Structure • Eliminate Lead Based Paint and other Hazards • Accessible Housing Improvements for Special Needs Population • Improve Mobile Home Affordable Housing Stock • Improve Existing Affordable Rental Units • Support Services- Connections for Youth • Maintain Safety through Code Enforcement • Improve Physical Environments FY 2026 Annual Action Plan provides for the use of CDBG funds for the actual entitlement allocation of$1,037,080 and revenues of$94,868 in program income, for a total of $1,131,948. Based on the contingency provision on the Pre-Allocation Estimated Annual Action Plan, the slight increase of$1,359 in formula entitlement 2 Page 209 of 2490 allocation will go toward Neighborhood Recreation Program- Public Services, increasing their allocation from $95,761 to $97,120. FY 2026 Annual Action Plan has several programs under Housing Developments including Housing Activities such as Rehab Program, Roof Replacement, and Accessibility improvements. There are several reoccurring programs such as Lead and Healthy Homes Program, Neighborhood Recreation Program, Zoning Enforcement, Rehab Services and Staff and a CDBG Community Application program. One new program includes Healthy Homes Grant Match which includes a roof replacement program. These activities will meet the 5-year Consolidated Plan Goals as well as the Goals and Priorities of the City Council. RECOMMENDATION I respectfully request the City Council approve the attached resolution adopting the FY 2026-2030 Consolidated Plan and the FY 2026 Annual Action Plan as recommended by the Community Development Advisory Commission and direct staff to transmit this plan to the U.S. Department of Housing and Urban Development as required. Prepared by: Mary Bridget Corken-Deutsch, Community Development Specialist 3 Page 210 of 2490 Prepared by Mary Bridget Corken-Deutsch Community Development Specialist 350 W. 611 St Dubuque IA 52001 (563)690-6094 Return to Adrienne N. Breitfelder, City Clerk, 50 W. 1311 St., Dubuque, IA 52001, (563) 589-4100 RESOLUTION NO. 180-25 A RESOLUTION ADOPTING THE FISCAL YEAR 2026-2030 (PROGRAM YEAR 2025- 2029) COMMUNITY DEVELOPMENT BLOCK GRANT (CDBG) CONSOLIDATED PLAN AND FISCAL YEAR 2026 (PROGRAM YEAR 2025) ANNUAL ACTION PLAN Whereas, the U.S. Department of Housing and Urban Development requires each entitlement city to submit a Consolidated Plan for Housing and Community Development, including the proposed use of its Community Development Block Grant funds at least 45 days prior to its program year; and Whereas, the City of Dubuque has, through a series of public meetings and hearings, finalized a Consolidated Plan and Annual Action Plan addressing both housing and non -housing needs in the community; and Whereas, copies of the draft and final FY 2026-2030 Consolidated Plan and draft and final FY26 Annual Action Plan were available for public comment 30 days, respectively, prior to the Community Development Advisory Commission's public hearings; and Whereas, Community Development Advisory Commission held a public hearing on February 19, 2025 to receive community input on the FY 2026-2030 Community Development Block Grant Draft Consolidated Plan and the FY 2026 Draft Annual Action Plan; and Whereas, the Community Development Advisory Commission held a public hearing on March 26, 2025 and unanimously recommended the City Council adopt the FY 2026-2030 Community Development Block Grant Final Consolidated Plan and the FY 2026 Final Annual Action Plan. NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF DUBUQUE, IOWA: Section 1. That the City of Dubuque FY 2026-2030 Community Development Block Grant Consolidated Plan and FY26 Annual Action Plan for Housing and Community Development is hereby approved and adopted. Section 2. That the City Council authorizes the Mayor to sign on behalf of the City of Dubuque, Iowa any documents in connection herewith. Section 3. The City Manager or his designee of the City of Dubuque is hereby authorized to direct staff to prepare and submit to the United States Department of Housing and Urban Development the FY 2026-2030 Community Development Block Grant Consolidated Plan and FY26 Annual Action Plan with all related documents, for the use of Community Development Block Grant funds based on this adopted budget and execute standard contracts and agreements. 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' � �-k ,� , l � � i ` t i x,� .; �'�y��f�.'s� d'���!'�� �' "'��"58� I.; �d a��'� ���t 5��� ,�.� � i .� ( ti � � I�'.� ��� � ._' _ i���I r F� �R ;i L�"i�ti ����� ,��.: .�# ,. , �i � .:."3�..}.a.-�w:t??�.� -,. . ����'��.`u��k�.'' , '� I �,'� .� �''-.��� .1� _ ,.�� . .. � .,.. f�a�:ws��n �'��''#`�.:. ri�'�9�h".`�� Dubuque THE CITY OF All-America Ciiy hnr,cmn�<a��c.,u1v.a�� � � � Z007*201.2*2013 1V��sterpiece on the Mississippi Zoi�*zo�9 CONSOLIDATED PLAN FY 2026-2030 For submittal to U.S. Department of Housing and Urban Development Page 213 of 2490 Dubuque THE CITY OF All-America Ciiy N,4I10NA[_C 1VIC:LL-�C'AJ� � � � Z007*201Z*2013 11/�as�erpiece on the Mississippi zoi�*�oig Executive Summary ES-05 Executive Summary - 24 CFR 91.200(c), 91.220(b) 1. Introduction Consolidated planning is a collaborative process whereby the City of Dubuque establishes a unified vision for community development actions.The U.S. Department of Housing and Urban Development (HUD) requires communities who receive funding under the HUD programs to complete a Consolidated Plan.The City of Dubuque is an entitlement city only for Community Development Block Grant(CDBG) funds on an annual basis. The Consolidated Plan integrates economic, physical, environmental, community, and human development data in a comprehensive and coordinated fashion.The Consolidated Plan planning process incorporated broad resident input, identified community needs, and local strengths and assets. From this qualitative and quantitative date,the Consolidated Plan is a coordinated response directly guided by the input, needs, and strengths of the community. The Consolidated Plan is an overall strategic plan that will guide our community for the next five years. From the data and broad resident input,the Consolidated Plan provides a guide to address the identified needs and offers a valuable opportunity to address specific challenges and trends. The Consolidated Plan will guide the work of the Housing& Community Development Department and other city departments for the next five years. Consolidated Plan DUBUQUE 1 OMB Control No:2506-0117(exp.09/30/2021) Page 214 of 2490 The Consolidated Plan suggests Dubuque continues to exhibit strengths and simultaneously,faces increased challenges and pressures. One such challenge is the need for quality, affordable housing. Housing affordability continues to be the largest housing problem experienced in Dubuque. The aging housing stock also presents issues with deterioration due to neglect, inability to afford repairs, presence of lead-based paints, and high costs associated with rehabilitating historic properties. The Consolidated Plan identified these housing problems that disproportionately impact low, extremely low, renters, elderly and people of color. The city of Dubuque will look to increase quality, safe, affordable housing opportunities and remove barriers for working families and people of color to access these opportunities. The city is addressing barriers to fair housing and taking proactive steps to affirmatively further fair housing. The Consolidated Plan for the City of Dubuque is for a five-year period, from July 1, 2025 (FY 2026)to June 30, 2030 (FY 2030).The City of Dubuque Housing and Community Development Department is the lead agency responsible for the development and administration of the Consolidated Plan.The Community Development Advisory Commission has ongoing review for the planning, implementation and assessment of the CDBG program to ensure citizen involvement in the use of these federal funds. As the entitlement from CDBG continues to decline,the city has found creative solutions to funding gaps by leveraging community resources and creating new opportunities to successfully complete projects. The city focuses on partnerships and collaboration with the public and private sector to continue work that provides opportunity and better quality of life for working families of Dubuque. 2. Summary of the objectives and outcomes identified in the Plan Needs Assessment Overview The City of Dubuque distinguishes between four different but complementary areas of program development in its overall CDBG program: Administration, Housing Development, Neighborhood Development, and Public Facilities.Administration ensures management, oversight, coordination, and compliance with federal regulations and reporting requirements. The City of Dubuque will address CDBG goals of affordability, sustainability, and accessibility through the following strategic goals over the five-year consolidated plan period. • Repair and Rehabilitation of Existing Affordable Housing • Create Neighborhood Youth Services • Provide Inspection and Code Enforcement • Support Neighborhood Development and Improvements 3. Evaluation of past performance In previous years, CDBG funds have been used to advance housing, economic development, neighborhood, and community goals.The Community Development Advisory Commission reviews Consolidated Plan DUBUQUE 2 OMB Control No:2506-0117(exp.09/30/2021) Page 215 of 2490 performance for housing activities.The Commission evaluates CDBG funded activities for equitable service delivery that affirmatively reaches out to minority populations. The City of Dubuque strives to meet or exceed the goals stated in the Consolidated Plan and Annual Action Plan.The City continues to obligate and disburse its CDBG funds in a timely manner and proposes to provide 100%overall benefit in FY 2026/PY2025 to low- and moderate-income persons, exceeding the regulatory 70%. CDBG Administrative Staff continue to provide technical assistance and develop monitoring and oversight skills for department staff responsible for administration of CDBG funded activities. 4. Summary of citizen participation process and consultation process Citizen participation drove the Consolidated Plan.The process involved focus groups, stakeholder interviews, a communitywide survey, public meetings/hearings of the Community Development Advisory Commission, and the City Council. The draft plan was compiled and presented to the Community Development Advisory Commission.This commission is comprised of 9 members,four must reside in areas where over 51%of residents earn less than 80% area median income (AMI),four are from the community at large, and one member is also a member of the Housing Commission. Members of the commission advise on the strategies, use, and effectiveness of activities and programs funded with CDBG and on the plan itself.Those recommendations are forwarded to the City Council for final adoption into the approved plan. Citizens may make public comment on an ongoing basis through the City's website, and drafts with a public comment half cover page are available at the Housing Department, City Hall, Carnegie Stout Public Library and Multicultural Family Center. Drafts are available during the planning process and the execution of the CDBG plan. The CDAC meets on a monthly basis in an open public meeting in an accessible location. The CDAC is empowered to ensure and encourage citizen participation though conducting public hearings, identifying community needs, advising the City Council is the prioritization of CDBG funding and policy decisions, advising the City Manager in the review of complaints and grievances, and participating in public information efforts. 5. Summary of public comments Draft and Final Drafts of the Consolidated Plan were submitted to CDAC and posted for 30 days for public comment on the City's website, Housing Department, City Hall, Carnegie Stout Public Library and Multicultural Family Center. No public comments were received. Public Hearings were set by the CDAC and advertised.The results of the survey and Focus Groups included open-ended comments. These and comments collected by other means are included in the Citizen Participation Comments appendix of this document. 6. Summary of comments or views not accepted and the reasons for not accepting them Consolidated Plan DUBUQUE 3 OMB Control No:2506-0117(exp.09/30/2021) Page 216 of 2490 All public comments are accepted. 7. Summary During the FY 2026-2030 Consolidated Plan Period,the city will continue to focus on increasing quality, safe, and affordable housing opportunities and removing barriers for working families and people of color can access. The city continuously evaluates past strategies and adjusts aimed at improving timely reporting, expenditure of funds, and monitoring of existing programming. The Community Development Advisory Commission will continue to evaluate equity in services, using data-driven approaches informed by the experience of providers and participants benefiting from CDBG funded services.The City of Dubuque Housing and Community Development funding continues to devote considerable resources to allow for community engagement in the development, evaluation, and execution of activities described in the plan. Consolidated Plan DUBUQUE 4 OMB Control No:2506-0117(exp.09/30/2021) Page 217 of 2490 The Process PR-05 Lead & Responsible Agencies 24 CFR 91.200(b) 1. Describe agency/entity responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source The following are the agencies/entities responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source. Agency Role Name Department/Agency CDBG Administrator DUBUQUE Housing& Community Development Department Table 1—Responsible Agencies Narrative The City of Dubuque Housing and Community Development Department is the agency responsible for development and administration of the Consolidated Plan.This department coordinates the citizen participation process, researches the analysis of the needs and prepares the Five-Year Consolidated Plan and Annual Action Plan document. Under the direction of the Housing& Community Development Director,the Community Development Specialist works with the Community Development Advisory Commission to identify needs, recommend funding allocations, and monitor progress for the CDBG program. It is also the lead entity responsible for coordinating the administration of the funding allocation process, monitoring oversight of all public and private agencies that administer programs that will implement the Action Plans and prepares the CAPER report. The Council-appointed resident advisory board,the Community Development Advisory Commission (CDAC), reviews the Five-Year Consolidated Plan and the Annual Action Plans. CDAC provides ongoing review of planning, implementation and assessment of the CDBG Program and meets in a public forum to ensure citizen involvement in the use of federal funds. Consolidated Plan Public Contact Information The City of Dubuque Housing& Community Development Department is the primary entity responsible for the development and implementation of the Consolidated Plan. Consolidated Plan DUBUQUE 5 OMB Control No:2506-0117(exp.09/30/2021) Page 218 of 2490 PR-10 Consultation —91.100, 91.110, 91.200(b), 91.300(b), 91.215(I) and 91.315(I) 1. Introduction As part of the consolidated planning process,the lead agency must consult with a wide variety of organizations to gain understanding of housing and community development needs.The process involved focus groups, stakeholder interviews, a communitywide survey, public meetings/hearings of the Community Development Advisory Commission, and the City Council. Additionally,the city made deliberate and thoughtful efforts to prioritize breadth of input and conducted targeted outreach to get input from organizations identified in 24 CFR 91.100 including agencies representing non-English speaking persons, minorities, persons with disabilities, and other vulnerable and/or marginalized communities. Provide a concise summary of the jurisdiction's activities to enhance coordination between public and assisted housing providers and private and governmental health, mental health and service agencies (91.215(I)). The city actively partners with public and private agencies to ensure funding priorities align with community development goals.The city engages in multiple community collaborations focused on increasing coordination and access to services.The City of Dubuque strives to use data-driven decision making and engagement with residents to better serve the community. The city has and will continue to seek out opportunities to meet with a variety of groups to better understand and address short-term and long-term community needs. Specifically,the Community Development Specialist meets regularly with community groups such as;the Homeless Advisory Coalition, Project HOPE, Food Network Providers, and others. Community partners continue to report lack of inental health services as a barrier to permanent housing.The city conducted community focus groups and stakeholder interviews to inform the CDBG plan that included representation from multiple city departments, non-governmental groups, schools, and non-profit organizations with representation from health, mental health, substance abuse, housing, and human services. The City Manager holds regular meetings with the Dubuque Area Landlord Association to discuss needs and concerns of housing providers.These meetings are attended by staff from multiple city departments and help to identify concerns and coordinate to achieve desirable outcomes. The City Manager facilitates meetings with the Equity and Human Rights Department, Friends of Fair Housing (a subgroup of NAACP members), the City's Legal Department, and Housing and Community Development Department to discuss needs of vulnerable populations living in substandard housing. Friends of Fair Housing is focused on building relationships with populations at-risk for homelessness and connecting them with resources to improve housing conditions. Consolidated Plan DUBUQUE 6 OMB Control No:2506-0117(exp.09/30/2021) Page 219 of 2490 Describe coordination with the Continuum of Care and efforts to address the needs of homeless persons (particularly chronically homeless individuals and families,families with children,veterans, and unaccompanied youth) and persons at risk of homelessness The Housing& Community Development Department works closely with the local Continuum of Care (CoC). Community Development and Housing Department staff participate in the local Homeless Advisory Coalition to remain informed and align priorities and funding to address the needs of residents experiencing or at risk of homelessness.The Community Development Department also partners with the CoC to ensure programming aligns with the needs identified in the Consolidated Plan. The city actively engages to partner with public and private agencies to ensure funding priorities align with community development goals.The city engages in multiple community collaborations focused on increasing coordination and access to services.The City of Dubuque strives to use data-driven decision making and engagement with residents to better serve the community. As a member of the Homeless Advisory Coalition,the Housing& Community Development Department staff participate in the coordinated entry meetings and the city provides support for the point in time homeless count. The city does not provide any public housing, and as such, needs to partner with area housing providers to ensure enough housing providers are willing and able to accept Housing Choice Vouchers (HCV), providing rental subsidies for homeless, disabled participants. As a member of the Continuum of Care and Homeless Advisory Coalition, the Housing&Community Development Department staff participate in the coordinated point-of-entry meetings, needs assessment, and the city provides support for the point-in-time homeless count. Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in determining how to allocate ESG funds, develop performance standards and evaluate outcomes, and develop funding, policies and procedures for the administration of HMIS The City of Dubuque Housing& Community Development Department coordinates with the lowa Finance Authority to maintain information on the Balance of State, changes in needs, barriers to addressing those needs,funding resources, and fair housing issues. 2. Describe Agencies, groups, organizations and others who participated in the process and describe the jurisdictions consultations with housing, social service agencies and other entities Consolidated Plan DUBUQUE 7 OMB Control No:2506-0117(exp.09/30/2021) Page 220 of 2490 Table 2—Agencies,groups,organizations who participated 1 Agency/Group/Organization COMMUNITY FOUNDATION OF GREATER DUBUQUE Agency/Group/Organization Type Services-Children Services-Elderly Persons Services-Persons with Disabilities Services-Health Services-Education Services-Employment Foundation What section of the Plan was addressed Non-Homeless Special Needs by Consultation? Anti-poverty Strategy How was the Agency/Group/Organization The city consulted with the Foundation regarding consulted and what are the anticipated Project Hope, and identifying community needs. The outcomes of the consultation or areas for Foundation has identified lack of quality childcare as improved coordination? a significant barrier to self-sufficiency for people living in poverty. They participated in focus groups, and to provide input into homeless and other community needs and best practices. 3 Agency/Group/Organization City of Dubuque Health Department Agency/Group/Organization Type Services-Persons with HIV/AIDS Services-Health Grantee Department What section of the Plan was addressed Housing Need Assessment by Consultation? Lead-based Paint Strategy Non-Homeless Special Needs How was the Agency/Group/Organization The City Housing and Community Development consulted and what are the anticipated Department coordinates with the Health Department outcomes of the consultation or areas for to deliver lead-based paint testing and remediation improved coordination? activities.They were also consulted on needs and data related to persons with HIV/AIDS as well as Non- Homeless Special needs populations. 4 Agency/Group/Organization City of Dubuque Housing&Community Development Department Agency/Group/Organization Type Housing PHA Grantee Department Consolidated Plan DUBUQUE 8 OMB Control No:2506-0117(exp.09/30/2021) Page 221 of 2490 What section of the Plan was addressed Housing Need Assessment by Consultation? Lead-based Paint Strategy Public Housing Needs Homelessness Strategy Anti-poverty Strategy How was the Agency/Group/Organization The Housing Choice Voucher program serves as the consulted and what are the anticipated Public Housing Authority(PHA) for the City and outcomes of the consultation or areas for provides information for the PHA sections of the Plan. improved coordination? Staff coordinate with other Departments to conduct housing analysis and implement fair housing actions. 5 Agency/Group/Organization City of Dubuque Leisure Services Department Agency/Group/Organization Type Services-Children Grantee Department What section of the Plan was addressed Non-Homeless Special Needs by Consultation? Public Facilities How was the Agency/Group/Organization The City of Dubuque Housing and Community consulted and what are the anticipated Development coordinates with the Recreation outcomes of the consultation or areas for Division to determine the demand for youth improved coordination? programs and to evaluate the need for improvements in parks and recreational areas. 6 Agency/Group/Organization Dubuque Community YMCA/YWCA Agency/Group/Organization Type Services- Housing Services-Victims of Domestic Violence Civic Leaders What section of the Plan was addressed Homelessness Strategy by Consultation? Homeless Needs- Families with children Non-Homeless Special Needs How was the Agency/Group/Organization The Dubuque Community Y was consulted for consulted and what are the anticipated homeless and non-homeless needs for victims of outcomes of the consultation or areas for domestic violence, equity, and childcare. improved coordination? Consolidated Plan DUBUQUE 9 OMB Control No:2506-0117(exp.09/30/2021) Page 222 of 2490 8 Agency/Group/Organization Greater Dubuque Development Corp Agency/Group/Organization Type Services- Housing Services-Children Services-Employment Services- Broadband Internet Service Providers Business Leaders Business and Civic Leaders What section of the Plan was addressed Economic Development by Consultation? Market Analysis How was the Agency/Group/Organization The City of Dubuque partners with GDDC to provide consulted and what are the anticipated workforce solutions, newcomer services, data and outcomes of the consultation or areas for resources for employers and job seekers, and improved coordination? technical assistance for small businesses. Consultation is primarily focused on needs of workforce and employers. 9 Agency/Group/Organization Affordable Housing Network, Inc. (AHNI) Agency/Group/Organization Type Housing What section of the Plan was addressed Non-Homeless Special Needs by Consultation? Market Analysis How was the Agency/Group/Organization The Affordable Housing Network, Inc.(AHNI) is a consulted and what are the anticipated partner with the City to bring affordable housing and outcomes of the consultation or areas for identify needs to support affordable housing for improved coordination? low/moderate income renters. 11 Agency/Group/Organization CRESCENT COMMUNITY HEALTH CENTER Agency/Group/Organization Type Services-Children Services-Health What section of the Plan was addressed Non-Homeless Special Needs by Consultation? Anti-poverty Strategy How was the Agency/Group/Organization Crescent Community Health Center leads efforts to consulted and what are the anticipated remove barriers for healthcare for low-income outcomes of the consultation or areas for populations as well as traditionally under-served improved coordination? populations.They provide critical services to recent immigrants predominantly from the Marshall Islands. 12 Agency/Group/Organization Community Solutions of Eastern lowa Agency/Group/Organization Type Services-homeless Consolidated Plan DUBUQUE 10 OMB Control No:2506-0117(exp.09/30/2021) Page 223 of 2490 What section of the Plan was addressed Homelessness Strategy by Consultation? Homeless Needs-Chronically homeless How was the Agency/Group/Organization Community Solutions of Eastern lowa (CSEI) is the consulted and what are the anticipated lead agency coordinating the CoC Eastern lowa outcomes of the consultation or areas for Service Region for single point of entry homeless improved coordination? services and provides funding, education, resources and capacity building. CSEI participated in focus groups that informed the Community Development Block Grant (CDBG) Consolidated plan and provided critical insight through Key Informant interviews to identify additional priority needs.The organization is a partner with the city providing shelter and homeless services.They were interviewed as key stakeholder to provide input into homeless and other community needs and best practices. 13 Agency/Group/Organization Planning Department Agency/Group/Organization Type Agency- Managing Flood Prone Areas Agency- Management of Public Land or Water Resources Other government- Local Grantee Department What section of the Plan was addressed Housing Need Assessment by Consultation? Economic Development How was the Agency/Group/Organization The city has begun a year-long initiative to engage the consulted and what are the anticipated community in updating the Unified Development outcomes of the consultation or areas for Code (UDC).The UDC has a significant impact on how improved coordination? our city develops, including how community development resources are allocated. 14 Agency/Group/Organization United Way of Dubuque Area Tri-States Agency/Group/Organization Type Services-homeless Services-Health What section of the Plan was addressed Homelessness Strategy by Consultation? Non-Homeless Special Needs Anti-poverty Strategy How was the Agency/Group/Organization United Way a partner in anti-poverty efforts and consulted and what are the anticipated emergency preparedness. outcomes of the consultation or areas for improved coordination? Consolidated Plan DUBUQUE 11 OMB Control No:2506-0117(exp.09/30/2021) Page 224 of 2490 15 Agency/Group/Organization Fountain of Youth Agency/Group/Organization Type Services-Employment Civic Leaders Neighborhood Organization What section of the Plan was addressed Anti-poverty Strategy by Consultation? How was the Agency/Group/Organization The Fountain of Youth hosted a focus group to gather consulted and what are the anticipated input on community development, housing, and anti- outcomes of the consultation or areas for poverty strategies. improved coordination? 16 Agency/Group/Organization Multicultural Family Center Agency/Group/Organization Type Services- Housing Services-Children Services-Education Services-Employment Service-Fair Housing Civic Leaders Services- Food Neighborhood Organization What section of the Plan was addressed Housing Need Assessment by Consultation? Economic Development Market Analysis Anti-poverty Strategy How was the Agency/Group/Organization Specific outreach was made to the Black Men's consulted and what are the anticipated Coalition throughout the year. As part of the outcomes of the consultation or areas for targeted effort on the Consolidated Plan and Analysis improved coordination? of Impediments to Fair Housing an additional interview was held. Specific strategies presented around Fair Housing, safe affordable quality housing, equity in housing, services needed in the downtown area have been incorporated into these plans and linkages made for incorporation into to Equitable Poverty Prevention planning. 17 Agency/Group/Organization IOWA FINANCE AUTHORITY Agency/Group/Organization Type Other government-State What section of the Plan was addressed Housing Need Assessment by Consultation? Homelessness Strategy Market Analysis Consolidated Plan DUBUQUE 12 OMB Control No:2506-0117(exp.09/30/2021) Page 225 of 2490 How was the Agency/Group/Organization The City of Dubuque Housing & Community consulted and what are the anticipated Development Department coordinates with the lowa outcomes of the consultation or areas for Finance Authority to maintain information on the improved coordination? Balance of State, changes in needs, barriers to addressing those need,funding resources, and fair housing issues. 18 Agency/Group/Organization lowa Legal Aid Agency/Group/Organization Type Services- Housing Service-Fair Housing What section of the Plan was addressed Housing Need Assessment by Consultation? How was the Agency/Group/Organization lowa Legal Aid provides annual Fair Housing training consulted and what are the anticipated to City staff,the CDAC, and the community at large. outcomes of the consultation or areas for The agency provides legal support on tenant-landlord improved coordination? as well as homeowner issues for income eligible residents.The city plans to continue to work with Legal Aid for training and technical assistance on Fair Housing and other Fair Housing events. 19 Agency/Group/Organization Dubuque Police Department Agency/Group/Organization Type Services - Housing Services-Children Services-Elderly Persons Services-Persons with Disabilities Services-Persons with HIV/AIDS Services-Victims of Domestic Violence Services-homeless Civic Leaders Grantee Department What section of the Plan was addressed Homelessness Strategy by Consultation? Homeless Needs-Chronically homeless Non-Homeless Special Needs Consolidated Plan DUBUQUE 13 OMB Control No:2506-0117(exp.09/30/2021) Page 226 of 2490 How was the Agency/Group/Organization City's Police Department recently created a division, consulted and what are the anticipated Crisis Intervention Team (CIT), due to the uptick in outcomes of the consultation or areas for brain health related calls. CIT is tasked with brain improved coordination? health crisis response, follow-up, and training. In addition, CIT coordinates with outreach workers with Community Solutions of Eastern lowa (CSEI), a CoC member,to identify unsheltered individuals and provide access to services. Many of these homeless individuals are chronically homeless and/or have substance/use abuse. CIT and community partners work to keep people with brain health issues out of jail, in treatment, and on the road to recovery and participated in stakeholder interviews. 20 Agency/Group/Organization Dubuque County Emergency Management Agency/Group/Organization Type Agency- Emergency Management What section of the Plan was addressed Disaster Preparedness by Consultation? How was the Agency/Group/Organization The Housing& Community Development Department consulted and what are the anticipated is part of the Dubuque County Emergency outcomes of the consultation or areas for Management Emergency Operations Center.Through improved coordination? this partnership, disaster preparedness is practiced to support low-moderate income persons during a disaster.Tom Berger, Director,was consulted in the assessment of needs of low-moderate income residents in the City of Dubuque in the development of this plan, in regards to the support during a disaster.This consultation was through informal meetings and partnership training opportunities. 21 Agency/Group/Organization Information Technology Agency/Group/Organization Type Services- Broadband Internet Service Providers Services- Narrowing the Digital Divide What section of the Plan was addressed Economic Development by Consultation? Market Analysis Consolidated Plan DUBUQUE 14 OMB Control No:2506-0117(exp.09/30/2021) Page 227 of 2490 How was the Agency/Group/Organization City of Dubuque Information Technology(IT) consulted and what are the anticipated Department provided critical insight through Key outcomes of the consultation or areas for Informant interviews regarding Broadband internet improved coordination? services provides and organization engaged in narrowing the digital divide. IT provides efficient, effective and functional use of resources to create a resilient and sustainable information technology deployment for the City of Dubuque. Identify any Agency Types not consulted and provide rationale for not consulting The consultation outreach and effort reflect the City's commitment to ensuring that all community members have a voice in the citizen participation process and that a wide net of partners was included in guiding Dubuque's CDBG planning. Other local/regional/state/federal planning efforts considered when preparing the Plan Name of Plan Lead Organization How do the goals of your Strategic Plan overlap with the goals of each plan? Continuum of lowa Finance Move homeless families quickly to permanent housing Care Authority Balance of reducing the time individuals and families experience State homelessness and coordinate resources to provide a continuum of services. 50% by 2030- Sustainability A voluntary effort adopted in 2013 to identify Community Department-City of opportunities to reduce Dubuque's community Climate Action & Dubuque greenhouse gas emissions. Resiliency* Analysis of Housing&Community Update of the 2020 analysis for 2025 to identify and Impediments Development-City of remove current barriers to fair housing. Promote equity 2025* Dubuque in housing and resources throughout the city of Dubuque. MSA Professionals was contracted to conduct the assessment. City Capital Budget Department- Goals are updated early the City's fiscal year to inform Improvement City of Dubuque continued planning and evaluation. Many goals align with Plan the strategic plan. Consolidated Plan DUBUQUE 15 OMB Control No:2506-0117(exp.09/30/2021) Page 228 of 2490 Name of Plan Lead Organization How do the goals of your Strategic Plan overlap with the goals of each plan? Dubuque University of lowa The City of Dubuque partnered with the University of Affordable lowa's Initiative for Sustainable Communities(IISC)to Housing Plan create an affordable housing action plan with three primary areas of focus: 1) evaluate the state of affordable housing in Dubuque; 2) identify promising approaches for supporting affordable housing; and 3) outline recommended measures to implement viable and impactful strategies for Dubuque Plan to Reduce Office of Shared City Council prioritized an Equitable Poverty Prevention Poverty Prosperity-City of Plan during City Council 2018-2020 Policy Agenda. Public Dubuque Works LLC was awarded to co-create a Community Action Plan to Reduce Poverty.The Neighborhood Development Division was transformed into the Office of Shared Prosperity and Neighborhood Support Imagine Dubuque Planning and Zoning The City's Comprehensive Plan aligns with the 2037 Department-City of Consolidated Plan and the Action Plan to remove barriers Dubuque to fair housing, improve housing stock, and increase economic vitality in the city of Dubuque and surrounding area. PHA-Annual Plan Housing&Community PHA plan provides detail about program operation, Development-City of populations served and strategy to assist low and very Dubuque low-income households and improve affordable safe rental housing. Annual Report Greater Dubuque Since November 4, 1984, Greater Dubuque Development Development Corporation (GDDC) has found ways to bring the public, Corporation private and non-profit communities together for the greater good. Over the past year, GDDC have made transformative progress through Workforce Solutions, Business Services, and Strategic Initiatives. Housing Needs East Central In April 2022,this document was prepared by East Central Assessment Intergovernmental Intergovernmental Association in partnership with Association (ECIA) Greater Dubuque Development Corporation. lowa and lowa Finance The lowa Profile serves as a comprehensive data Dubuque Housing Authority resource, offering policymakers and community leaders Report valuable insights across various domains such as housing, public health, safety,transportation, education, quality of life and economy. Consolidated Plan DUBUQUE 16 OMB Control No:2506-0117(exp.09/30/2021) Page 229 of 2490 Name of Plan Lead Organization How do the goals of your Strategic Plan overlap with the goals of each plan? lowa Homeless lowa Finance This 2024 Needs Assessment Report documents the Needs Authority extent and scope of homelessness throughout the State Assessment of lowa.The Report also identifies housing resources and service strategies needed to achieve a more optimal result where homelessness is prevented, when possible, quickly resolved when not preventable, and all persons experiencing a housing crisis are able to achieve housing stability and economic self-sufficiency. Table 3—Other local/regional/federal planning efforts Describe cooperation and coordination with other public entities, including the State and any adjacent units of general local government, in the implementation of the Consolidated Plan (91.215(I)) The City works in close coordination with the Omaha HUD office, lowa Finance Authority, State of lowa, and Dubuque County. Narrative (optional): Public and private partnerships remain a high priority for the City of Dubuque to identify and address community needs.The city has taken significant steps to coordinate resources to increase the quality of living for all residents. Effectively reducing barriers to fair housing requires coordination between government, housing providers, advocacy groups, residents, law-enforcement, legal, and policy makers. The city's coordinated approach hinges on providing education and resources about fair housing, successful rental property management, affordable housing resources, and expectations for safety and equity. Consolidated Plan DUBUQUE 17 OMB Control No:2506-0117(exp.09/30/2021) Page 230 of 2490 PR-15 Citizen Participation — 91.105, 91.115, 91.200(c) and 91.300(c) 1. Summary of citizen participation process/Efforts made to broaden citizen participation Summarize citizen participation process and how it impacted goal-setting The City of Dubuque facilitated a comprehensive citizen participation process that actively engaged diverse members of the community. The process involved focus groups, stakeholder interviews, a communitywide survey, public meetings/hearings of the Community Development Advisory Commission, and the City Council. Insights gathered from the public meetings,focus groups, and community forums that comprised the citizen participation process directly inform the Consolidated Plan goals.Additionally,the city made deliberate and thoughtful efforts to prioritize breadth of input and conducted targeted outreach to get input from organizations identified in 24 CFR 91.100 including agencies representing non-English speaking persons, minorities, persons with disabilities, and other vulnerable and/or marginalized communities. Efforts to broaden citizen participation centered around ensuring low-and middle-income residents were actively engaged. Outreach was conducted through city staff and the nonprofits that hosted focus groups.The community survey was available at the National Night Out, a large annual event, and widely distributed with help from government and community partners. The city ensures meaningful input in the planning, implementation, and assessment of the CDBG program through a Community Development Advisory Commission (CDAC). The 9-member council is comprised of four citizens-at-large, four citizens representing census tracts with 51% low/moderate income persons, and one representative from the housing commission.The commission is charged with ensuring meaningful community input in the plan, identifying community needs, advising the city council, and monitoring activities among other responsibilities. The Community Development Advisory Commission meets monthly and is open to the public. Meetings are at 5:30 pm in the Housing Conference Room, located in Dubuque's downtown on a bus route.The Community Development Advisory Commission reviews the Citizen Participation Plan annually.Agendas are posted in the Housing Department, City Hall, Carnegie Stout Public Library and Multicultural Family Center and distributed to a list serve where anyone can receive notification when agendas and reports are posted online.The commission provides citizens an opportunity to comment on proposed plans, performance, and reports. Comments can also be submitted in writing, by phone, or electronically through the City's website.The Citizen Participation Plan describes the roles, responsibilities, and contact information of entities involved in administering, reviewing, and approving activities included in this report. The Community Development Advisory Commission accepts comments on performance at all meetings but also has an online form for comments throughout the year. City staff is also available to accept comments on performance on a daily basis over the phone or through email Consolidated Plan DUBUQUE 18 OMB Control No:2506-0117(exp.09/30/2021) Page 231 of 2490 and brings any comments received to the Community Development Advisory Commission to be recorded in the minutes and commented on by the public/commission members. The Draft Consolidated Plan was posted on the city's website, Housing Department, City Hall, Carnegie Stout Public Library and Multicultural Family Center for public comment from January 16, 2025-February 16, 2025. A public hearing for the Draft Consolidated Plan will be held on February 19, 2025. The Final Consolidated Plan will be posted on the city's website, Housing Department, City Hall, Carnegie Stout Public Library and Multicultural Family Center for public comment from February 20, 2025-March 23, 2025. A public hearing for the Final Consolidated Plan will be presented to Community Development Advisory Commission on March 26, 2025. Public Comment and Public Hearing notices were posted and are attached in the appendices. Citizen Participation Outreach Sort Order Mode of Outreach Target of Outreach Summary of Summary of Summary of comments URL(If response/attendance comments received not accepted applicable) and reasons 1 Internet Outreach Non- Input is received No public All comments were targeted/broad throughout through a comments were accepted community public comment web received form on the CDAC website throughout the year 2 Public Hearing Non- January 15th CDAC No public All Comments received targeted/broad public meeting and comments were are accepted community public hearing on received. FINAL Analysis to Impediments to Fair Housing Consolidated Plan DUBUQUE 19 OMB Control No:2506-0117(exp.09/30/2021) Page 232 of 2490 Sort Order Mode of Outreach Target of Outreach Summary of Summary of Summary of comments URL(If response/attendance comments received not accepted applicable) andreasons 3 Public Hearing Non- February 19th CDAC No public All Comments received targeted/broad public meeting and comments were are accepted community public hearing on received. DRAFT CDBG Consolidated Plan 4 Public Hearing Non- March 26th CDAC No public All Comments received targeted/broad public meeting and comments were are accepted community public hearing on received. FINAL CDBG Consolidated Plan Table 4—Citizen Participation Outreach Consolidated Plan DUBUQUE 20 OMB Control No:2506-0117(exp.09/30/2021) Page 233 of 2490 Needs Assessment NA-OS Overview Needs Assessment Overview The Needs Assessment provides an understanding of the environment, and in conjunction with information gathered through consultations, and the citizen participation process, and the Analysis of Impediments provides the picture for the City's needs related to affordable housing, special needs housing, and community development in which the jurisdiction administers its programs over the course of the Consolidated Plan period. Together with Consultation,the Market Analysis,the Needs Assessment with the highest priority provide the basis for the strategic plan and the programs and projects to be administered. Many of the Housing and Urban Development tables have been prepopulated by HUD with a default data set based on the most recent comparable data available. The tables have been supplemented in some cases with alternative data sources and supporting information to provide the clearest and most current picture of the Needs in the City of Dubuque. Age ar�d S�x � i r . F� i I Label Estir�ate Estir�ate Estir�ate Estir€�ate Estir�ate Estir�ate Tota� �o�u��tion ��,.��� (x} �s,��s �x} �o,.��� �x} �ELELTED AGE CAT�GCDRIES 5#o �4 years 6,OSQ 10.356 3,Q38 10,5`�G 3,042 �0.0`�6 S5 ta 17 years 2,14Q 3,6°fo 925 3.210 1,215 4.0% iJnd�rl8years 11,581 19,596 5,548 �9,�96 6,033 �9,956 SStaZ4year� 7,745 �3.196 4,129 ��.39G 3,616 �1.99� 15 ta 44 years 24,4Q5 41.19G 12,720 43,�9G 11,685 38,596 1�years and aver 49,36� �3,29G 24,1�1 �3.3°�G 25,�49 �3.1°�6 TS years and over 47,734 80,5�6 23,4Q0 80,8�6 24,334 80.1�0 21 years and�ver 44,13� 74.�96 21,515 74.396 22,b12 74,55� fUyearsandover 15,4Q1 27.0�G 6,959 24,��6 9,002 29,6�6 62 years and over 14,355 24.�96 6,237 21.596 8,119 26.796 55 years and over 11,873 20,0�6 4,973 17.�96 6,90Q 22,7`�6 75 ye�rs and aver 5,463 9.2°r6 �,976 6.8i6 3,487 �1.596 Age and Sex City af�ubuque 2022 Five-Year ACS�501��� Demographics:Age and Sex Consolidated Plan DUBUQUE 21 OMB Control No:2506-0117(exp.09/30/2021) Page 234 of 2490 Age and Sex-Text The largest age category in the population is 15 to 44 years old, comprising 41.1%.This is important to note because this age group is an asset to our community in regard to our working population. Plac� of Birt�- Foreigr�-Barn .��i�. • . � a�� �, � +;, �� � i ..... _. ._.. L.7f�tt .�.::aN. ..n��. � ' � f #1 eountry of origin Marshell€s�ands 394�. .0,6b9G #2 country of�rignti Phili ppines 303 0,51�iG #k3 country af origin Mexico 295 0,5096 #4 country of orig�iti Bosnia and Her�egovi na 257 Q,43�iG #5 country af�rigin Chir�a, excluding Har�g Q,31°� ECong and Taivdan 385 #6 country af origin Saudi Arabia 121 0,2056 #7 country af origin G�aa#emala 11� Q.20°�6 #S country a#orig�n Spain 55 Q,0996 #9 country af origin Sou��rern Africa 49 0,08�G #10�oui�try af origin Vie�nam 45 0,07r6 Place of Birth for the Foreign-Born Popu1ation City of D�buque 2022 Five-Year ACS {B0�0Q5) Demographics: Place of Birth- Foreign-Born Place of Birth- Foreign-Born-Text The number of foreign-born persons is shown above. An estimated 0.66%of the population was born in Marshall Islands. In 2022, an estimated 4%of the people living in Dubuque are foreign-born, which is higher than the national percentage. In 2021, 2.78%of the population in Dubuque was foreign-born, which shows that the rate has been increasing slightly. Consolidated Plan DUBUQUE 22 OMB Control No:2506-0117(exp.09/30/2021) Page 235 of 2490 Li rr3i#ed �anguage �roficier�cy ancf �ar�gua�e S��ken at�iome � « � �� � #i LEP language Spanish �9 #2 LEP t.anguage Tagala� �irscl. Filipino� 31 #3 LEP�ang�age Arabic 29 #4 LE�Language Other Asian ar�d Pacific Island fanguages 27 #�5 LEP �ang�age Other fndo-Et�ropear� languages �S #6 LEP Language Vietr�air�ese 35 #7 LE� t,anguage Chinese {incl, Mar�d��in, �a��anese� �5 #S LEP 1_ang�age Fr�nch, Haitia�, ar Caj un 9 Germs� or other West Germanic lar�g€�ages 0 Russisn, �olish, or other�lavfc la nguages Q lCorean 0 Oth�er and�nspecEfie�f languages Q Household Limited English�-Speaking�tatus ' �i�y of��buque 2�22 Feve-Year ACS ��160Q2J Demographics: Language Spoken at Home Limited Language Proficiency and Language Spoken at Home-Text The vast majority of Dubuque residents, 94.6%, speak only English. An estimated 2.4%of the population speaks Spanish,followed by 1.6%Asian and Pacific Island languages spoken while at home. Following English, Spanish is the second most common language spoken at home by Dubuque residents (2.4%of households or 1.6%of the total population).The language demographics of Dubuque have remained virtually unchanged between 2017 and 2022. Consolidated Plan DUBUQUE 23 OMB Control No:2506-0117(exp.09/30/2021) Page 236 of 2490 Race ., . , , . . , F • f 1 { 1 � f 7Y1}�t� �JLU�� O�.OJ4 Black or Afri�an�4merican 24Q6 4.1°rG American Jndian snd Al�ska Nsfive 105 0.2r6 Asian 933 1.6% Natiue Hsweiian and Other Pacific Islat�der 670 1,796 �ther Races 467 Q.S9�G Twa or More Races 2661 4.5�6 Demagraphics—Race � C[ty of Qub�que 2D22 Five-Y�ar AC5�DPQ5J D EIVI�C R�4PH I�S-RA�E ■wh�ae �.s�i.�s�o.a� 4.zs� �; �fi� ■9bck ar Afrlc�n Arnerlt�n a.7� w ArnLYIC�1111d�f ifld OI�SILU PIoUV! ■/h5b11 w NatFre Haw�lbn�nd Other Pxi#Ic 15�17der w UtF�ef#k�C'e5 � ■7wa or N1are 3iapes c:.-:{ Demographics: Race Consolidated Plan DUBUQUE 24 OMB Control No:2506-0117(exp.09/30/2021) Page 237 of 2490 Ethr�icity � . � F. , � � . , � ` 1 1 �i �f k . 1 f His�anic ar Lat�na 1685 2.896 Nat Hispan�c ar Latino 57630 97,296 Derr�vgrapl7ics—Ethnicity �ity of D�b�q�re 2022 Five-Year r�CS �DP05J D�f1ADGRAPHiCS-ETH�1f�CITY a.ss� ■H3s�arv�or Latina I �1�ct Hispanic ur L�t��o �i,�<� Demographics: Ethnicity Consolidated Plan DUBUQUE 25 OMB Control No:2506-0117(exp.09/30/2021) Page 238 of 2490 CF�ang� in Race���I�th�icity (2010-2�22} �3 � � a+ •.�. -i..: �;. � .. � � �. � lhfhite 52,869 91.7096 52,073 87.8096 Black or Africa�r Arnerican 2,302 496 2,40b 4.1096 American Indian snd Alaska Nstive 155 0.3096 105 Q.2096 Asia�r 659 1.1096 933 1.6096 Nat�ve Hswaiian and O#her Pacific IsEander 268 0.5096 670 1.1096 �ther Races 36b U.6096 467 U.809� Two or Mare Races 1,Q�8 1.80�G �,�a61 4.5096 Nan-Hispanic or Latino 5b,254 97.609�G 57630 97.209b Hispanic�r Latino � 1,353 Z.409G 1685 2.8096 Derrsagrapl7fcs-C�range in Rac�and Eth�nicity�Z0�0-20�2} City of Du�uq�e 20�2 Five-Year�C�(DF05� City af Dubuque 2010�e�ennial Cens�s �P1, P9� Demographics: Change in Race and Ethnicity Change in Race and Ethnicity-Text During this time period,the total White population is estimated to have decreased by 3.9%.The total Black or African American population is estimated to have increased by 0.10%. Asian population is estimated to have increased by 0.50%. Native Hawaiian and Other Pacific Islander have increased by 0.60%. Consolidated Plan DUBUQUE 26 OMB Control No:2506-0117(exp.09/30/2021) Page 239 of 2490 NA-10 Housing Needs Assessment - 24 CFR 91.205 (a,b,c) Summary of Housing Needs The percentage of household income spent for mortgage costs or gross rent, commonly called cost- burden, is by far the most prevalent problem in Dubuque, for owned and rented households alike. According to Housing and Urban Development guidelines, households spending more than 30 percent of income for these housing costs are "cost-burdened". Cost-burdened is an emerging and legacy issue with the City's housing stock. It affects low-and moderate-income persons and working families disproportionally. In addition to being cost burdened, low-and moderate-income persons and working families also encounter potential added cost and health burden of energy-inefficient and/or aging housing. The lack of energy efficiency measures, lack of accessibility, and the persistence of lead paint in the city's aging housing stock create health, economic and equity challenges. These challenges exist in both renter and owner-occupied structures. These challenges exist in both renter and owner-occupied structures. Specifically, placing increasing economic stress on renting households, especially renting households who fall in the 0-30% AMI. Families make up most households in Dubuque. According to 2022 Five-year ACS,there were an estimated 25,198 households in the City of Dubuque. Families made up 56.24%of these households including both married-couple families (42.05%) and male householder, no spouse present(4.5%) and female householder, no spouse present(9.67%). Nonfamily households made up 43.76%of total households. Children are often present in these households. 46%of all households have one or more children under the age of 18 and 20.8%of household with at least one person 62-74 years of age. Additionally, 71%of Dubuque households are 1-2 person households. 67%of owner occupied households are 1-2 person households. 77%of renter occupied households are 1-2 persons households. Household average annual incomes have increased since 2010. Specifically, annual incomes have increased placing more households into the category of earning more than 100,000 dollars per year. In 2010, 11.3%of households earned more than 100,000 dollars per year. However, in 2022, 27.6%of households earned more than 100,000 dollars per year. In 2010, 13%of households earned less than 15,000 dollars a year.That percentage dropped in 2022 to 9.2%of households earning less than 15,000. This indicates that households in the extremely low-income category have decreased. Despite rising incomes, according to 2022 Five-year ACS, households continue to have at least one of four problems: (1) 2.4%of households have incomplete kitchen facilities, (2) 1.4%of households have incomplete plumbing facilities, (3) 1.4%of households have more than 1 person per room (overcrowding), and (4) 27%of households are cost burden greater than 30%. Overall, 15.9%of renters are costs burdened and 11.1%of homeowners are cost burdened. Renters who fall in the 0— Consolidated Plan DUBUQUE 27 OMB Control No:2506-0117(exp.09/30/2021) Page 240 of 2490 30%AMI and the>30-50%AMI are more likely to be cost burdened. Elderly homeowners are also impacted by cost-burdenedness. A 2024 CDBG community specific survey, focus groups, key stakeholder interviews and citizen participation in the Community Development Advisory Commission (CDAC) provided additional updates, ideas and confirmation of these resident driven ideas. Demographics Base Year: 2010 Most Recent Year: 2022 %Change Population 57,637 59,315 3% Households 23,506 25,198 7% Median Income $41,879.00 $63,520.00 52% Table 5-Housing Needs Assessment Demographics Alternate Data Source Name: 2022:ACS 5-Year Estimates Data Profiles Data Source Comments: Number of Households Table 0-30% >30-50% >50-80% >80-100% >100% HAMFI HAMFI HAMFI HAMFI HAMFI Total Households 3,275 3,030 4,960 2,765 10,120 Small Family Households 795 675 1,460 950 4,705 Large Family Households 60 105 220 240 700 Household contains at least one person 62-74 years of age 525 595 1,150 590 2,390 Household contains at least one person age 75 or older 520 755 940 235 1,045 Households with one or more children 6 years old or younger 400 280 830 434 730 Table 6-Total Households Table Data Source: 2016-2020 CHAS Consolidated Plan DUBUQUE 28 OMB Control No:2506-0117(exp.09/30/2021) Page 241 of 2490 Househo�dType � • � � � F � � � � . f , Married�o��le hauseE�old 10596 42.1 Cahabi#ing coupfe ho�seF�old 1927 7.6 MalehauseF�older, no spa�sefp�rtner 5422 �1.5 preserr� With childres�af the householder ui�der �8 �86 1.1 yesrs HouseF�older living alone 3993 �5.8 Femalehouseholder, i�o spo�sefpar�ner 7�53 �S.S prese�t With chiE�#ren of the hauseholder ui�der 18 1118 4.4 yesrs Householder living alone � 4797 19 Tot�lh��sehol�s �51�8 Ho�.�=el7old Type city of�ubuque 2o2z FGve-rear acs �oPoz} Household Type Consolidated Plan DUBUQUE 29 OMB Control No:2506-0117(exp.09/30/2021) Page 242 of 2490 HousehaEds-by Typ� ,�f.� .;:,,.�.� �er _-i.. � : �: Famfly hauseha�ds: 13r��g ��.�Ifl ���1�2 �{}.�QI9 : Married-caup{e farnily: 1d,256 43.6390 50,595 42.45�0 • p�nrner occup�ed 9,016 38.36� 9,263 Sb.7D96 • Ren#e�oecupied 1,240 5.271 1,333 5.3Q96 � « Otherfamily: 3,6.32 15.45! 3�576 14.1996 � Male householder,no spo�se�resent: 1,U15 4,3195 1,138 4,596 • Owner atee�pied 624 2.659� 7S7 3.12�6 • Rer�#er accupied 391 1.6Fi9� 351 1.4D96 � Female househalder,oo spause present: 2,617 1�.1.�� 2,438 9.6796 • 4uvner occup�ed 1,271 5.419� 1,128 4.5D96 • Re�ter accu�>ied 1,346 5.739� 1,31� 5.2096 NO►T�'dffllL�F34U5gFE4Id8: �,��5 �.��°J�n �1,��� $?..�fS�a • owner o�€€�pied a,535 14,z9� 5,1�3 zo.4a?�6 • Refilter DCCupied 5,0$3 21.6290 5,883 23.34S�a Total HauSeF�olds; 23,5Q6 25,1�8 Hcus�hold Type by T�nur� City of Dubuque 2d22 Five-Year AC5{B25411} City af�?�buque 2D1fl Decennial Cens�s(FiCT9} Households- by Type Household Type-Text Household types is shown above. Family households represented 56.24%of households, down 2.84%, while non-family households accounted for 43.76% up 2.84%from 2010. Consolidated Plan DUBUQUE 30 OMB Control No:2506-0117(exp.09/30/2021) Page 243 of 2490 HausehaEds by Incame � � � Less than�15,��0 3,�52 13,05`0 2,328 5.2°: $15,000#o$19,999 � 1,Ab3 5,2°l0 1,449 4.2°�a �aa,aooto��a,��� s,�al �,�� 1,1a� �.��� ��5,onn t4�aa,�9� a,�aa ��,o°�a �,�as �.�� ,�35,040 to$49,999 4,449 I7,13`0 3,�05 13.5`,� $�Q,d00 to$74,999 4,504 I9,1°10 4,789 19.0°la $75,O�d ta�j99,999 2,521 I1,9°ro 3,575 14.2°� $�0[3,OOQta$149,999 2,653 11,3°l0 6,5b2 27.6°1' Hauseha��s by income ctty o�a�,��,q��aoaz����-ve�r acs�s�so�y Ctty o#dubuque 2010 Five-Year ACS(52503J Households by Income Households by Income-Text Households by Income for the 2010 and 2022 5-year ACS are shown above. Households earning more than 100,000 dollars per year represented 11.3%of households in 2010 compared to 27.6% in 2022. Meanwhile, households earning less than 15,000 dollars accounted for 13%of households in 2010 compared to 9.2% in 2022. duhuque Hause#told Sixe Owner occupied Number of Rereter accupied IV�rn6er of Househatds Househalds f-person hausehald 4225 S-person househald AS65 2-person househald 6795 2-person household 2329 3-person household 2381 3-person househald 81$ 4-persan househald 1797 4-person hoasehald 783 5-person hausehald b86 5-person househald 2i1 6-persan ha�sehald 313 fi-person househald 63 7-ar-rnore persan hausehald 124 3-ar-more persan hausehald 98 Tatal awner�caupied: 1632i Total Renter Oaaupied: 887i Tctal: 25i98 Tenure 6y Household 5ize City of E�u6uque 20Z2 Five-YearACS(B25�09} Household Size Household Size-Text Consolidated Plan DUBUQUE 31 OMB Control No:2506-0117(exp.09/30/2021) Page 244 of 2490 71% of Dubuque households are 1-2 person households. 67%of owner occupied households are 1-2 person households. 77%of renter occupied households are 1-2 persons. Hausehaids wi#E�Chiidren Present Children under 18 years in households 11,528 7,147 1,155 3,140 AGE llnder 6 years 34.3�95 37.34°lp 3i.90°lq 24°l 6 to 11 years 32.20�a 30°fb 44.10°/d 32.50°! 12 ta 17 years 33.50°6 3Z.7a°fo 2A% 38.50% RELATI�N5HIP TO H4V5EHOL�ER 4wn ohild{bialogical,ste�ar 9D.7�� 98% Sa.3°/q 84.436 ado{�ted) Grandchild 4.30%fl 1.90°fo 9.�09'd 8.10% O#her relatiyes 3.50� 0,10°fp 4.80°/q 10.90% Faster child or ather unrelated c#�ild 1.5096 0°fp 5.50°/q 0.70% Children Characteris#ics C€ty of�u6uque 20�2 Five-Year ACS(50901) Households with Children Present Households with Children Present-Text 11,528 households have children under 18 years in the households.This represents 45.7%of households. Consolidated Plan DUBUQUE 32 OMB Control No:2506-0117(exp.09/30/2021) Page 245 of 2490 Housing Needs Summary Tables 1. Housing Problems (Households with one of the listed needs) Renter Owner 0-30% >30- >50- >80- Total 0-30% >30- >50- >80- Total AMI 50% 80% 100% AMI 50% 80% 100% AMI AMI AMI AMI AMI AMI NUMBER OF HOUSEHOLDS Substandard Housing- Lacking complete plumbing or kitchen facilities 70 70 230 0 370 0 20 0 0 20 Severely Overcrowded - With >1.51 people per room (and complete kitchen and plumbing) 30 35 15 0 80 0 0 0 0 0 Overcrowded - With 1.01-1.5 people per room (and none of the above problems) 25 10 30 0 65 0 0 4 30 34 Housing cost burden greater than 50%of income (and none of the above problems) 1,510 340 100 0 1,950 510 185 60 0 755 Housing cost burden greater than 30%of income (and none of the above problems) 295 715 345 40 1,395 190 530 765 170 1,655 Consolidated Plan DUBUQUE 33 OMB Control No:2506-0117(exp.09/30/2021) Page 246 of 2490 Renter Owner 0-30% >30- >50- >80- Total 0-30% >30- >50- >80- Total AMI 50% 80% 100% AMI 50% 80% 100% AMI AMI AMI AMI AMI AMI Zero/negative Income (and none of the above problems) 165 0 0 0 165 65 0 0 0 65 Table 7—Housing Problems Table Data 2016-2020 CHAS So u rce: Lacking��air�plete plun3bing facil�ties 34�3 1.4:0 Lac#cing�omplete kitchen facilities 594 2,430 Overcrowding 37i 1.430 Cost hurdened-�vuners � �794 11,130 Ca�t 6ur[�ened-Rei�#ers � 4017 15.9 0 +�`r 'i`�i�, � Hausii�g Problems City af Dubuq�e 2022 Five-Year ACS(�P��4) 4�cupied Housing Prohlems Cost�u rde ne d-Re rrte rs 15.90ak Cost ti ur�ened-Owne rs 11.104'a dvercrotvding � 7_�gf� La�king�ornpletekit�henfa�ilities . 2,� Lackingcompls�eplumtiir�facilitias � 1_A�46 O.fl6�'c 5.D6�'c 1�.���'u :S.00�c 20.0036 Housing Problems Housing Problems-Text Consolidated Plan DUBUQUE 34 OMB Control No:2506-0117(exp.09/30/2021) Page 247 of 2490 Households are classified as having housing problems if they face incomplete kitchen or plumbing facilities, overcrowding, or cost burdens. Cost is by far the most predominant housing issue in the City of Dubuque. According to 2022 Five Year ACS, 27%of households, owners and renters, experiencing some type of cost burden overall. 11.1%of homeowners are cost burdened and 15.9%of renters are cost burdened. Housis�g Prab#ett3s-1Citohert Faailit�es: H�USING PR�BLEM — I[IT�HEN �.a� A V�fith tompletg kittherr fatilities °7.fi5: * La�ki«gtampletekitchenfacilities Housing Problems- Kitchen Facilities HousiMg Prals�ems-Plurn#sing: H�U51NG PR[]BLENI — P�UIIABaNG Y.as� �< �t�S:IC�"i tOf:l�3IEiE�3IUY''lbl��fdCIl�lEt �$��" � � La�king�or�plete plumbing Fa�ilities Housing Problems- Plumbing Kitchen and Plumbing Facilities-Text Incomplete plumbing and kitchen facilities are an indicator of housing problems. Incomplete plumbing facilities are when any of the following are not present: The lack of piped hot and cold water, a flush Consolidated Plan DUBUQUE 35 OMB Control No:2506-0117(exp.09/30/2021) Page 248 of 2490 toilet, and a bathtub or shower. There was a total of 100 units without complete plumbing facilities or 1.4%of Dubuque households. (2022-Five-year ACS). This is up compared to 0.4%in 2017. Incomplete kitchen facilities are when any of the following are not present: A sink with piped hot and cold water, a range or cook top oven, and a refrigerator. There was a total of 300 complete kitchen facilities or 2.4%of Dubuque households (2022 Five-year ACS).This is down compared to 1.3% in 2017. 2. Housing Problems 2 (Households with one or more Severe Housing Problems: Lacks kitchen or complete plumbing, severe overcrowding, severe cost burden) Renter Owner 0-30% >30- >50- >80- Total 0- >30- >50- >80- Total AMI 50% 80% 100% 30% 50% 80% 100% AMI AMI AMI AMI AMI AMI AMI NUMBER OF HOUSEHOLDS Having 1 or more of four housing problems 1,635 460 375 0 2,470 510 205 65 30 810 Having none of four housing problems 735 1,095 1,530 890 4,250 395 1,270 2,995 1,850 6,510 Household has negative income, but none of the other housing problems 0 0 0 0 0 0 0 0 0 0 Table 8—Housing Problems 2 Data 2016-2020 CHAS Source: 3. Cost Burden > 30% Renter Owner 0-30% >30-50% >50- Total 0-30% >30- >50- Total AMI AMI 80% AMI 50% 80% AMI AMI AMI NUMBER OF HOUSEHOLDS Small Related 410 260 175 845 190 170 225 585 Large Related 45 30 15 90 0 25 89 114 Elderly 404 270 145 819 315 355 259 929 Other 1,050 535 145 1,730 190 180 250 620 Total need by 1,909 1,095 480 3,484 695 730 823 2,248 income Table 9—Cost Burden>30% Data 2016-2020 CHAS Source: Consolidated Plan DUBUQUE 36 OMB Control No:2506-0117(exp.09/30/2021) Page 249 of 2490 4. Cost Burden > 50% Renter Owner 0-30% >30- >50- Total 0-30% >30- >50- Total AMI 50% 80% AMI 50% 80% AMI AMI AMI AMI NUMBER OF HOUSEHOLDS Small Related 340 20 0 360 150 40 0 190 Large Related 20 0 0 20 0 0 4 4 Elderly 339 75 20 434 220 65 34 319 Other 835 245 90 1,170 135 80 15 230 Total need by 1,534 340 110 1,984 505 185 53 743 income Table 10—Cost Burden>50% Alternate Data Source Name: 2016-2020 CHAS Data Data Source Comments: 5. Crowding (More than one person per room) Renter Owner 0-30% >30- >50- >80- Total 0-30% >30- >50- >80- Total AMI 50% 80% 100% AMI 50% 80% 100% AMI AMI AMI AMI AMI AMI NUMBER OF HOUSEHOLDS Single family households 25 35 45 0 105 0 0 4 30 34 Multiple, unrelated family households 25 0 0 0 25 0 0 0 0 0 Other, non-family households 4 10 0 0 14 0 0 0 0 0 Total need by 54 45 45 0 144 0 0 4 30 34 income Table 11—Crowding Information—1/2 Data 2016-2020 CHAS Source: Consolidated Plan DUBUQUE 37 OMB Control No:2506-0117(exp.09/30/2021) Page 250 of 2490 ��r���ro�rrdir�� �rs ���rer� ��r�r�r�vwrdin� �a��F��-r������ :,� �a7 a F:,�}-�}����s � 0 �0 i0� 750 200 25� �00 350 �QQ ■Overcrowdirsg ■��rere�ercrow�ling Overcrowding Overcrowding-Text Overcrowding is defined as having from 1.1 to 1.5 people per room per residence, with severe overcrowding defined as having more than 1.5 people per room. In 2022, an estimated 162 households were overcrowded, and an additional 209 households were severely overcrowded. Renter Owner 0-30% >30- >50- Total 0-30% >30- >50- Total AMI 50% 80% AMI 50% 80% AMI AMI AMI AMI Households with Children Present 0 0 0 0 0 0 0 0 Table 12—Crowding Information—2/2 Data Source Comments: Not Available at the local level Describe the number and type of single person households in need of housing assistance. The 2022 5-Year ACS estimates that 8,790, or about 34.8%, are 1 person households, both owner and renter occupied. 4,225 owner occupied units housing units are single person and 4,565 are single person renters. As of January 2025, there were 88 single persons on the Housing Choice Voucher waiting list which constituted 55%of the total wait list. Estimate the number and type of families in need of housing assistance who are disabled or victims of domestic violence, dating violence, sexual assault and stalking. Consolidated Plan DUBUQUE 38 OMB Control No:2506-0117(exp.09/30/2021) Page 251 of 2490 As estimated by the 2022 Five-year ACS,the disability rate for females was 12.9%, compared to 12.87% for males. Among them, 6.6% have an ambulatory disability, 5.3% have an independent living disability, 4.7% have a cognitive disability, 3.2% hearing, 2.1%self-care disability, and 1.7%visual disability. What are the most common housing problems? Cost Burden is by far the most prevalent problem. Affordability, housing choice, and ensuring healthy homes are all important components of quality housing in Dubuque. Across the stakeholder groups, affordable housing was repeatedly mentioned as a barrier, and the data supports this. The percentage of household income spent for mortgage costs or gross rent, commonly called cost-burden, is by far the most prevalent problem in Dubuque,for owned and rented households alike. Overall overcrowding has decreased slightly, however severe overcrowding has increased significantly (with 1.01-1.5 people per room)to severely overcrowded (with >1.51 people per room). The lack of energy efficiency measures in much of Dubuque's housing stock and the persistence of lead paint in many structures, are a documented health, economic, and equity challenge for the city. Regulations at 24 CFR 91.100 require the plan to include the definitions for"standard condition" and "substandard condition but suitable for rehabilitation."The City of Dubuque defines Standard Condition as a housing unit that meets the standards set forth in the City of Dubuque Building& Property Maintenance Codes. A housing unit is in substandard condition but suitable for rehabilitation if the unit has at least three major systems in need of replacement (HVAC, plumbing, and electrical). Additionally, a housing unit is in substandard condition but suitable for rehabilitation if the repair an the estimated cost of making the needed replacements and repairs is less than 75%of the estimated cost of new construction of a comparable unit. Are any populations/household types more affected than others by these problems? Cost Burdened 55% of total renters who fall in the 0-30%AMI are cost burdened at greater than 30%. 31%of total renters who fall in the >30-50%AMI are cost burdened at greater than 30%. 50% of the renters who fall into the "Other" Household Types, which includes non-related and non- elderly households, are the most likely to be cost burdened. 36% of total homeowners who fall in the >50-80%AMI are cost burdened at greater than 30%. 32%of total homeowners who fall in the >30-50%AMI are cost burdened at greater than 30%. Consolidated Plan DUBUQUE 39 OMB Control No:2506-0117(exp.09/30/2021) Page 252 of 2490 41% of the homeowners who fall into the "Elderly" Household Types, which includes households with at least 1 person aged 62 or over, are the most likely to be cost burdened. Severely Cost Burdened 77% of total renters who fall in the 0-30%AMI are severely cost burdened at greater than 50%. 59% of the renters who fall into the "Other" Household Types, which includes non-related and non- elderly households, are the most likely to be severely cost burdened. 68% of total homeowners who fall in 0-30%AMI are severely cost burdened greater than 50%. 43% of homeowners who fall into the "Elderly" Household Types,which includes households with at least 1 person aged 62 or over, are the most likely to be severely cost burdened. Describe the characteristics and needs of Low-income individuals and families with children (especially extremely low-income) who are currently housed but are at imminent risk of either residing in shelters or becoming unsheltered 91.205(c)/91.305(c)).Also discuss the needs of formerly homeless families and individuals who are receiving rapid re-housing assistance and are nearing the termination of that assistance High housing costs, low vacancy rates for affordable housing, and poor-quality housing are most associated with instability and increased risk of homelessness. Single female head of households are more likely to be cost-burdened. Many individuals and families in the City of Dubuque may sleep in temporary arrangements (on the floors or couches of friends and family) due to the high cost burden and low availability of affordable housing. There were 200 children designated as homeless in the local school system at the time of the point in time study and their sleeping and family situation is unknown. HUD also does not consider those who may be frequently moving from on unstable housing situation to another as literally homeless, but many individuals and families in the City of Dubuque may sleep in temporary arrangements (on the floors or couches of friends and family) due to the high cost burden and low availability of affordable housing. Expansion and supporting the availability of rapid re-housing programs and resources has been identified as a need by local service providers. Housing and Community Development staff continue to partner with our community's Coordinated Entry. Coordinated Entry is considered one of the many interventions in a community's united effort to end and prevent homelessness. This process is an established, system-wide process to quickly coordinate access, assessment, prioritization, and referrals Consolidated Plan DUBUQUE 40 OMB Control No:2506-0117(exp.09/30/2021) Page 253 of 2490 to housing and services for people experiencing or at risk of homelessness. Coordinated Entry utilizes the Housing Helpline for families who are homeless and/or at risk of homelessness to access services. Coordinated Entry refers to the process used to assess and assist in meeting the housing needs of people at-risk of homelessness and people experiencing homelessness. It allows for a streamlined approach to services and prioritizes those with the highest barriers to housing instead of a "first come, first served" approach. Extremely Low-income and Low-income renters are more likely to be cost burdened. 55%of total renters who fall in the 0-30%AMI are cost burdened at greater than 30%. 31%of total renters who fall in the >30-50%AMI are cost burdened at greater than 30%. Almost half of large-family renters and half of small-family renters with extremely low incomes are cost burdened. If a jurisdiction provides estimates of the at-risk population(s), it should also include a description of the operational definition of the at-risk group and the methodology used to generate the estimates: Dubuque does not provide estimates of the at-risk populations. Specify particular housing characteristics that have been linked with instability and an increased risk of homelessness High housing costs, low vacancy rates for affordable housing, and poor-quality housing are most associated with instability and increased risk of homelessness. Single female head of households are more likely to be cost-burdened. Many individuals and families in the City of Dubuque may sleep in temporary arrangements (on the floors or couches of friends and family) due to the high cost burden and low availability of affordable housing. There were 162 children designated as homeless in the local school system at the time of the point in time study and their sleeping and family situation is unknown. Discussion The population in City of Dubuque remained steady increasing slightly from 57,637 persons in 2010 to an estimated 59,315 people in 2022, or by 2.9%. Household income has increased for$100,000 to $149,999 from 11.3% in 2010 to 27.6% in 2022. However, household income for$35,000 to $49,999 decreased from 17.1%to 13.5%.Additionally, household income for$50,000 to$74,999 stayed the same from 19.1%to 19%. Despite rising incomes, according to 2022 5-Year ACS data, households continue to have at least one of four problems: (1) 2.4%of households have incomplete kitchen facilities, (2) 1.4%of households have incomplete plumbing facilities, (3) 1.4%of households have more than 1 person per room (overcrowding), and (4) 27%of households are cost burden greater than 30%. Overall, 15.9%of renters are costs burdened and 11.1%of homeowners are cost burdened. Consolidated Plan DUBUQUE 41 OMB Control No:2506-0117(exp.09/30/2021) Page 254 of 2490 The percentage of household income spent for mortgage costs or gross rent, commonly called cost- burden, is by far the most prevalent problem in Dubuque, for owned and rented households alike. According to Housing and Urban Development guidelines, households spending more than 30 percent of income for these housing costs are "cost-burdened". Low income renters have a higher percentage of being cost burdened than moderate income homeowners. Consolidated Plan DUBUQUE 42 OMB Control No:2506-0117(exp.09/30/2021) Page 255 of 2490 NA-15 Disproportionately Greater Need: Housing Problems — 91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole. Introduction The City of Dubuque continues to make Equity and Affirmatively Furthering Fair Housing a priority. Fair Housing Training is provided to all direct service staff yearly.Training and development of staff regarding understanding implicit bias is ongoing. Outreach efforts and education materials for landlords to provide equitable access to affordable housing is continuous. Populations that may have increased barriers to affordable housing choice are targeted for outreach.The Housing&Community Development Department has a team dedicated to equitable serves that will focus on policy barriers, structural barriers, and other barriers to affordable housing option for all residents, especially those that have been marginalized. HUD defines a population as having a disproportionate share when the percentage of persons in a category of need who are members of a particular racial or ethnic group is at least 10 percentage points higher than the percentage of persons in category as a whole. Cost burden is by far the most common housing problem and impacts both low-and moderate-income households. In the lowest income category, 0-30%AMI it is not surprising that more than 80%of the income category has one or more housing problems. For the purposes of comparability, we default to the most recently available by race CHAS data for our analysis. 0%-30%of Area Median Income Housing Problems Has one or more of Has none of the Household has four housing four housing no/negative problems problems income, but none of the other housing problems Jurisdiction as a whole 2,630 650 0 White 2,135 540 0 Black/African American 405 50 0 Asian 10 20 0 American Indian, Alaska Native 0 0 0 Pacific Islander 25 15 0 Hispanic 30 15 0 Table 13-Disproportionally Greater Need 0-30%AMI Data Source: 2016-2020 CHAS *The four housing problems are: Consolidated Plan DUBUQUE 43 OMB Control No:2506-0117(exp.09/30/2021) Page 256 of 2490 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room,4.Cost Burden greater than 30% 30%-50% of Area Median Income Housing Problems Has one or more of Has none of the Household has four housing four housing no/negative problems problems income, but none of the other housing problems Jurisdiction as a whole 1,910 1,120 0 White 1,625 1,110 0 Black/African American 50 0 0 Asian 60 0 0 American Indian, Alaska Native 100 0 0 Pacific Islander 40 0 0 Hispanic 20 10 0 Table 14-Disproportionally Greater Need 30-50%AMI Data Source: 2016-2020 CHAS *The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30% 50%-80% of Area Median Income Housing Problems Has one or more of Has none of the Household has four housing four housing no/negative problems problems income, but none of the other housing problems Jurisdiction as a whole 1,550 3,405 0 White 1,320 3,165 0 Black/African American 200 75 0 Asian 0 39 0 American Indian, Alaska Native 0 0 0 Pacific Islander 0 20 0 Hispanic 30 40 0 Table 15-Disproportionally Greater Need 50-80%AMI Data Source: 2016-2020 CHAS *The four housing problems are: Consolidated Plan DUBUQUE 44 OMB Control No:2506-0117(exp.09/30/2021) Page 257 of 2490 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30% 80%-100%of Area Median Income Housing Problems Has one or more of Has none of the Household has four housing four housing no/negative problems problems income, but none of the other housing problems Jurisdiction as a whole 240 2,525 0 White 240 2,380 0 Black/African American 0 25 0 Asian 0 84 0 American Indian, Alaska Native 0 0 0 Pacific Islander 0 0 0 Hispanic 0 14 0 Table 16-Disproportionally Greater Need 80-100%AMI Data Source: 2016-2020 CHAS *The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30% Discussion In the lowest income category 0-30%AMI, more than 80%of the jurisdiction have one or more of the housing problems.The small number of minority households make it difficult to make inferences. In the 30-50%AMI, more than 63%of the jurisdiction have one or more of the housing problems. In the 50-80%AMI, more than 31%of the jurisdiction have one or more of the housing problems. In the 80-100%AMI, only 8%of the jurisdiction have one or more of the housing problems. The trend is the lowest AMI has the highest percentage of one or more housing problems and the highest AMI has the lowest percentage of one or more housing problems. It's notable that in the 30-50%AMI, each of the following subgroups had 100%of the subgroup population have 1 or more of 4 housing problems: • Black or African-American alone, non-Hispanic • Asian alone, non-Hispanic • American Indian or Alaska Native alone, non-Hispanic Consolidated Plan DUBUQUE 45 OMB Control No:2506-0117(exp.09/30/2021) Page 258 of 2490 • Pacific Islander alone, non-Hispanic The small numbers of minority groups make it difficult to establish disproportionality, and cost-burden is such a prevailing issue in the City of Dubuque. Therefore, all broad strategies to increase the affordability and accessibility of housing would likely benefit the small numbers of minority groups as well as the whole CDBG grantee area. Consolidated Plan DUBUQUE 46 OMB Control No:2506-0117(exp.09/30/2021) Page 259 of 2490 NA-20 Disproportionately Greater Need: Severe Housing Problems —91.205 �b)�2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole. Introduction A disproportionately greater need exists when the members of a racial or ethnic group at a given income level experience housing problems at a greater rate (10 percentage points or more) that the income level as a whole. Severe housing problems include: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room,4. Cost burden over 50% Severe overcrowding exists when a household has more than 1.5 persons per room, not including bathrooms, porches,foyers, halls, or half-rooms. Cost burden is by far the most common housing problem and impacts both low-and moderate-income households. 0%-30%of Area Median Income Severe Housing Problems* Has one or more of Has none of the Household has four housing four housing no/negative problems problems income, but none of the other housing problems Jurisdiction as a whole 2,145 1,130 0 White 1,770 910 0 Black/African American 335 125 0 Asian 0 30 0 American Indian, Alaska Native 0 0 0 Pacific Islander 25 15 0 Hispanic 15 30 0 Table 17—Severe Housing Problems 0-30%AMI Data Source: 2016-2020 CHAS *The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50% Consolidated Plan DUBUQUE 47 OMB Control No:2506-0117(exp.09/30/2021) Page 260 of 2490 30%-50% of Area Median Income Severe Housing Problems* Has one or more of Has none of the Household has four housing four housing no/negative problems problems income, but none of the other housing problems Jurisdiction as a whole 665 2,365 0 White 550 2,185 0 Black/African American 0 50 0 Asian 30 30 0 American Indian, Alaska Native 50 50 0 Pacific Islander 15 25 0 Hispanic 20 15 0 Table 18—Severe Housing Problems 30-50%AMI Data Source: 2016-2020 CHAS *The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50% 50%-80% of Area Median Income Severe Housing Problems* Has one or more of Has none of the Household has four housing four housing no/negative problems problems income, but none of the other housing problems Jurisdiction as a whole 440 4,525 0 White 240 4,245 0 Black/African American 170 105 0 Asian 0 39 0 American Indian, Alaska Native 0 0 0 Pacific Islander 0 20 0 Hispanic 30 40 0 Table 19—Severe Housing Problems 50-80%AMI Data Source: 2016-2020 CHAS *The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50% Consolidated Plan DUBUQUE 48 OMB Control No:2506-0117(exp.09/30/2021) Page 261 of 2490 80%-100%of Area Median Income Severe Housing Problems* Has one or more of Has none of the Household has four housing four housing no/negative problems problems income, but none of the other housing problems Jurisdiction as a whole 30 2,740 0 White 30 2,590 0 Black/African American 0 25 0 Asian 0 84 0 American Indian, Alaska Native 0 0 0 Pacific Islander 0 0 0 Hispanic 0 14 0 Table 20—Severe Housing Problems 80-100%AMI Data Source: 2016-2020 CHAS *The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50% Discussion In the lowest income category 0-30%AMI, more than 65%of the jurisdiction as a whole have one or more of the severe housing problems. In the next income category, 30-50%AMI, 21%of households had one or more of the severe housing problems. In the next income category, 50-80%AMI, only 8.8%of households had one or more severe housing problems. In the next income category, 80-100%AMI, only 1%of households had one or more severe housing problems. The trend is the lowest AMI has the highest percentage of one or more severe housing problems and the highest AMI has the lowest percentage of one or more severe housing problems. Even though the small numbers make it difficult to establish disproportionality and cost-burden is such a prevailing issue in the city of Dubuque, all broad strategies to increase the affordability, safety, and accessibility of housing would likely benefit these small minority groups as well as the whole CDBG grantee area. Income is relative to severe housing problems. 65%of 0-30%AMI households experience Consolidated Plan DUBUQUE 49 OMB Control No:2506-0117(exp.09/30/2021) Page 262 of 2490 severe housing problems compared to 1%of the 80-100%AMI households experience severe housing problems. Consolidated Plan DUBUQUE 50 OMB Control No:2506-0117(exp.09/30/2021) Page 263 of 2490 NA-25 Disproportionately Greater Need: Housing Cost Burdens — 91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole. Introduction: Cost burden is defined as gross housing costs that range from 30 to 50 percent of gross household income; severe cost burden is defined as gross housing costs that exceed 50 percent of gross household income. For homeowners,gross housing costs include property taxes, insurance, energy payments, water and sewer service, and refuse collection. If the homeowner has a mortgage, the determination also includes principal and interest payments on the mortgage loan. For renters,this figure represents monthly rent and selected electricity and natural gas energy charges. Housing Cost Burden Housing Cost Burden <=30% 30-50% >50% No/ negative income(not computed) Jurisdiction as a whole 17,755 3,385 2,780 230 White 16,665 3,040 2,325 160 Black/African American 380 155 335 45 Asian 265 40 30 20 American Indian, Alaska Native 0 50 50 0 Pacific Islander 45 50 0 4 Hispanic 245 15 40 0 Table 21—Greater Need: Housing Cost Burdens AMI Data Source: 2016-2020 CHAS Discussion: In the City of Dubuque, 14%of households were cost-burdened and 11.5%of households were severely cost-burdened. The small number of minority households make it difficult to make inferences. White households dominate all categories due to their large population size, making up 93.9%of households in the low cost burden category(<=30%), 89.8%of moderately cost-burdened households (30-50%), and 83.6%of severely cost-burdened households (>50%). Black households make up only 3.8%of the total households but represent 12.1% (335 of 2,780) of those with severe cost burdens (>50%) and 4.6% (155 of 3,385) of those with moderate cost burdens (30-50%). American Indian households make up less than 0.5%of the total households, but 100%of this group is cost- burdened, with 50%facing moderate cost burdens and 50%facing severe cost burdens.Asian, Pacific Islander, and Hispanic households generally show lower levels of housing cost burden. However, small Consolidated Plan DUBUQUE 51 OMB Control No:2506-0117(exp.09/30/2021) Page 264 of 2490 disparities remain in moderate to severe cost-burden cases,with 8.3%of Asians and 13.3%of Hispanics experiencing severe cost burdens (>50%), and 50%of Pacific Islanders are moderate cost burdened (30- 50%). While the small numbers of the minority group make it difficult to establish disproportionality and cost- burden is such a prevailing issue in the city of Dubuque, all broad strategies to increase the affordability, safety, and accessibility of housing would likely benefit these small minority groups as well as the whole CDBG grantee area. Consolidated Plan DUBUQUE 52 OMB Control No:2506-0117(exp.09/30/2021) Page 265 of 2490 NA-30 Disproportionately Greater Need: Discussion —91.205(b)(2) Are there any Income categories in which a racial or ethnic group has disproportionately greater need than the needs of that income category as a whole? In general, minority populations experience a disproportionately higher percentage of housing problems in all income categories compared to the total population. HUD defines a population as having a disproportionate share when a portion of a population is more than 10 percentage points higher than the jurisdiction average. In Dubuque, minority groups comprise only 7.7%of the total population. The small number of minority households, 6.1%, make it difficult to make inferences of disproportionately greater needs. (2022 Five-Year ACS,Table: CP05) However, while the small numbers make it difficult to establish disproportionality and cost-burden is such a prevailing issue in the city of Dubuque, all broad strategies to increase the affordability, safety, and accessibility of housing would likely benefit these small minority groups as well as the whole CDBG grantee area. If they have needs not identified above, what are those needs? A targeted approach to address minority populations, including the small sample sizes of Black or African American,Asian,American Indian or Alaska Native, and Pacific Islander, is warranted as affordability of rental units for these populations is crucial. Cultural and communication issues are a barrier for all minority populations to access affordable housing and the Housing Choice Voucher. However, Housing and Community Development staff is working diligently to remove these barriers as noted in this Consolidated Plan. Are any of those racial or ethnic groups located in specific areas or neighborhoods in your community? There are no large concentrations of housing problems by ethnic groups in specific areas. However, there is evidence that cost-burden is disproportionate among Black or African American, other minority groups, and 0-30%AMI. According to CPD maps, Census Tracts 1 and 5 have the highest rates of poverty and are also home to most Black or African American residents. Locally,the downtown area is referred to the as "the Flats". Consolidated Plan DUBUQUE 53 OMB Control No:2506-0117(exp.09/30/2021) Page 266 of 2490 NA-35 Public Housing—91.205(b) Introduction The City of Dubuque does not manage any public housing.This section will address Assisted Housing needs, including the Section 8 Housing Choice Voucher Program, Project Based Voucher Program, and Special Purpose Vouchers.These programs are restricted to low-income renters with incomes at 50%of area median income or less.The Housing Authority was serving 985 families in the voucher program as of December 1, 2024. In April of 2020,the City of Dubuque was awarded 24 Family Unification Program (FUP)Vouchers. FUP vouchers are reserved for families who face family separation or family reunification delays due to lack of adequate housing, as well as individuals who have aged out of the Foster Care system up to the age of 24.The Department of Health & Human Services make referrals to the City of Dubuque for qualified families and individuals to utilize these vouchers. In the subsequent year,the City of Dubuque acquired 6 VASH vouchers to house Veteran's who struggle with chronic homelessness.The City of Dubuque works with the lowa City Veteran's Medical Center who provide case management to Veteran's and refer them to the City of Dubuque for a VASH voucher.All 6 vouchers were quickly filled and another 6 were awarded in 2022 for a total of 12 VASH Vouchers. In April 2023,the City of Dubuque ended its Mod-Rehab Program. At that time, Mod-Rehab was serving 11 tenants. All 11 tenants were provided with Tenant Protection Vouchers which allowed them to continue to be assisted at their current unit, but also to participate in all the benefits of the Housing Choice Voucher program. Totals in Use Program Type Certificate Mod- Public Vouchers Rehab Housing Total Project- Tenant- Special Purpose Voucher based based Veterans Family Disabled Affairs Unification * Supportive Program Housing #of units vouchers in use 0 0 0 985 15 902 10 23 35 Consolidated Plan DUBUQUE 54 OMB Control No:2506-0117(exp.09/30/2021) Page 267 of 2490 Table 22-Public Housing by Program Type *includes Non-Elderly Disabled,Mainstream One-Year,Mainstream Five-year,and Nursing Home Transition Alternate Data Source Name: Public and Indian Housing Information Center Data Source Comments: Characteristics of Residents Program Type Certificate Mod- Public Vouchers Rehab Housing Total Project- Tenant- Special Purpose Voucher based based Veterans Family Affairs Unification Supportive Program Housing Average Annual Income 0 0 0 11,806 14,044 13,904 8,283 10,994 Average length of stay 0 0 0 3 3 5 2 2 Average Household size 0 0 0 2 1 2 1 3 # Homeless at admission 0 0 0 54 0 50 2 2 #of Elderly Program Participants (>62) 0 0 0 235 15 216 4 0 #of Disabled Families 0 0 0 370 11 351 5 3 #of Families requesting accessibility features 0 0 0 834 0 826 0 0 #of HIV/AIDS program participants 0 0 0 0 0 0 0 0 #of DV victims 0 0 0 0 0 0 0 0 Table 23—Characteristics of Public Housing Residents by Program Type Alternate Data Source Name: Public and Indian Housing Information Center Data Source Comments: Consolidated Plan DUBUQUE 55 OMB Control No:2506-0117(exp.09/30/2021) Page 268 of 2490 Race of Residents Program Type Race Certificate Mod- Public Vouchers Rehab Housing Total Project- Tenant- Special Purpose Voucher based based Veterans Family Disabled Affairs Unification * Supportive Program Housing White 0 0 0 541 15 478 7 18 23 Black/African American 0 0 0 443 0 424 1 6 12 Asian 0 0 0 5 0 3 2 0 0 American Indian/Alaska Native 0 0 0 7 0 7 0 0 0 Pacific Islander 0 0 0 11 0 11 0 0 0 Other 0 0 0 0 0 0 0 0 0 *includes Non-Elderly Disabled, Mainstream One-Year,Mainstream Five-year,and Nursing Home Transition Table 24—Race of Public Housing Residents by Program Type Alternate Data Source Name: Public and Indian Housing Information Center Data Source Comments: Ethnicity of Residents Program Type Ethnicity Certificate Mod- Public Vouchers Rehab Housing Total Project- Tenant- Special Purpose Voucher based based Veterans Family Disabled Affairs Unification * Supportive Program Housing Hispanic 0 0 0 32 0 29 2 0 1 Consolidated Plan DUBUQUE 56 OMB Control No:2506-0117(exp.09/30/2021) Page 269 of 2490 Progra m Type Ethnicity Certificate Mod- Public Vouchers Rehab Housing Total Project- Tenant- Special Purpose Voucher based based Veterans Family Disabled Affairs Unification * Supportive Program Housing Not Hispanic 0 0 0 953 15 873 8 23 34 *includes Non-Elderly Disabled,Mainstream One-Year,Mainstream Five-year,and Nursing Home Transition Table 25—Ethnicity of Public Housing Residents by Program Type Alternate Data Source Name: Public and Indian Housing Information Center Data Source Comments: Consolidated Plan DUBUQUE 57 OMB Control No:2506-0117(exp.09/30/2021) Page 270 of 2490 Section 504 Needs Assessment: Describe the needs of public housing tenants and applicants on the waiting list for accessible units: Most applicants are cost-burdened and do not have enough income to pay fair market rent.The Housing Choice Voucher(HCV)Waiting List indicates that 77%of applicants are considered to have extremely low-income and 15% are considered very low-income. Similarly,the Project Based Voucher(PBV) Waiting List indicates 75%of applicants are considered extremely low-income,while 25%of the applicants are considered very low-income. As of January 2025,the HCV waiting list is currently made up of 160 applicants. Of those applicants, 24 (15%) are disabled.The PBV waiting currently has 12 applicants. Of the applicants, 100%are elderly and a third are disabled.All PBV applicants indicate the need for assistance with daily living activities. Most immediate needs of residents of Public Housing and Housing Choice voucher holders The Housing Choice Voucher program is the primary way that the city provides affordable housing, however there are not enough vouchers for all the households in need of affordable housing. As of January 2025,the HCV waiting list was at 160. Housing choice is also an issue with a limited number of landlords accepting housing vouchers, and a subsequent concentration of vouchers in specific areas of town.There continues to be a need to distribute assisted housing/vouchers throughout the city. This coupled with the over representation of Black/African Americans in assisted living programs creates potential issues with neighborhoods segregated on both race and income. How do these needs compare to the housing needs of the population at large Recipients are more likely to be extremely low-income, and/or Black/African American.The Housing Choice Voucher(HCV)Waiting List indicates that 77%of applicants are considered to have extremely low-income and 15% are considered very low-income. Similarly,the Project Based Voucher(PBV) Waiting List indicates 75%of applicants are considered extremely low-income, while 25%of the applicants are considered very low-income. Where the general population is about 4.1% Black/African American, the Housing Choice Voucher program waiting list was 70% Black/African American at latest(January 2025) report. Most people on the HCV waiting lists are singles but 45%are families. For this population and the population at-large there is a need for affordable housing opportunities outside of areas of concentrated poverty. Discussion Consolidated Plan DUBUQUE 58 OMB Control No:2506-0117(exp.09/30/2021) Page 271 of 2490 The city is consistently reviewing policies to ensure more equitable housing policies are in place and there is equal access throughout the city of Dubuque.The city has made many changes to improve access to Fair Housing.The Analysis of Impediments to Fair Housing is updated in 2025 and attached as an appendix to this plan. Consolidated Plan DUBUQUE 59 OMB Control No:2506-0117(exp.09/30/2021) Page 272 of 2490 NA-40 Homeless Needs Assessment— 91.205(c) Introduction: The Housing& Community Development Department works closely with the local Continuum of Care (CoC). Community Development and Housing Department staff participate in the local Homeless Advisory Council to remain informed and align priorities and funding to address the needs of residents experiencing or at risk of homelessness.The Community Development Department also partners with the CoC to ensure programming aligns with the needs identified in the Consolidated Plan. The local CoC established a Coordinated Entry System which includes a network of service providers offering a range of services for homeless and at-risk of homelessness. The CoC conducts point-in-time homeless counts in January, as required, but also in summer months to identify people who may seek shelter during severe winter weather but are usually unsheltered. In addition to the Coordinated Entry System the City's Police Department recently created a division, Crisis Intervention Team (CIT), due to the uptick in brain health related calls. CIT is tasked with brain health crisis response, follow-up, and training. In addition, CIT coordinates with outreach workers with Community Solutions of Eastern lowa (CSEI), a CoC member, to identify unsheltered individuals and provide access to services. Many of these homeless individuals are chronically homeless and/or have substance/use abuse. CIT and community partners work to keep people with brain health issues out ofjail, in treatment, and on the road to recovery. The City has 5 organizations including Opening Doors (Theresa Shelter- Emergency, Maria House-Transitional), Dubuque Community Y Domestic Violence Shelter, Mary's Inn, St.John's Almost Home, Dubuque Rescue Mission (Emergency, Short Term,Transitional) providing access to emergency and transitional shelter services during the January 2025 point in time homeless count. Some of these organizations serve specific populations, such as pregnant women and victims of domestic violence.The bed capacity for these organizations is 201 and 134 persons were sheltered. The City Purchase of Services Grants provide funding opportunities for organizations meeting identified human services needs in the community. Organizations providing homeless services will continue applying for these resources to meet needs. Consolidated Plan DUBUQUE 60 OMB Control No:2506-0117(exp.09/30/2021) Page 273 of 2490 Homeless Needs Assessment Population Estimate the#of persons Estimate the# Estimate the# Estimate the# Estimate the# experiencing homelessness experiencing becoming exiting of days persons on a given night homelessness homeless homelessness experience each year each year each year homelessness Sheltered Unsheltered Persons in Households with Adult(s) and Child(ren) 0 0 0 0 0 0 Persons in Households with Only Children 0 51 0 0 0 0 Persons in Households with Only Adults 15 83 0 0 0 0 Chronically Homeless Individuals 0 0 0 0 0 0 Chronically Homeless Families 0 0 0 0 0 0 Veterans 0 0 0 0 0 0 Unaccompanied Child 0 0 0 0 0 0 Persons with HIV 0 0 0 0 0 0 Table 26-Homeless Needs Assessment Data Source Comments: Consolidated Plan DUBUQUE 61 OMB Control No:2506-0117(exp.09/30/2021) Page 274 of 2490 Eastern lowa Population Current Assessed Need Optimization Component System Gap Singles Crisis Response 176 163 _ Moderate (RRH) 69 102 -33 Intensive (PSH) 37 2I4 -f 77 Farnilies Crisis Response 39 61 -22 Moderate �RRH) f 2 80 -68 li�te���ive (PSk�-I� 7 3$ -31 Eastern lowa-Statewide Needs Assessment Eastern lowa-Statewide Needs Assessment-Text The data above shows Dubuque County's biggest Assessed Need for single individuals experiencing homelessness is intensive services, including Permanent Supportive Housing. For families the most Assessed Need is moderate services,specifically Rapid Rehousing. Consolidated Plan DUBUQUE 62 OMB Control No:2506-0117(exp.09/30/2021) Page 275 of 2490 5helter Capactity-January2925 Point In Time 5helter Name Type Capacity Guests 4'o-of Capacity Population 5erved Open4ng�oors-Theresa Shelter Ernergency 30 21 705� Warnen�Children Dpening�oors-Maris House Transitional 2A 7 29� Wornen 8�Chi[dren Rescue Mission-Jackson 5treet Ernergency 30 25 835� Men Rescue Mission-Main Sireet Ernergeney 40 36 94� Men Rescue Mission-Trsnsitiona� Trsnsitiona� 2S 19 9�5� Men �u6uque Cornrnunity Y Dornestic VioLence Program Ernergeney 28 16 57� Victirns FLeeing VioLence 5t.John's Almosi Horne Ernergency 20 5 255� Fsmi[ies Mary's Inn Maternity 8 5 63�` Pregnant Women January Point in Time-Sheltered Data ���elter ����aciiy- J�t�u��y PIT M ar}�'s inn ` St,lahn's Almas�Hame � aubuqueCammuniCyY aamesd�l�alen�e... RescueMissian-TransiCional �' � Rescue Missian-Main 5tr�et -' Rescue Mission-lackson 5treet Openi�g Doors-�ta�a H o�se � 4peningdoars-Ther�sa Shelter 0 � LQ 15 �4 �5 39 35 �4 �� ......,._ ■�';��: :i�.�! January Point in Time-Sheltered Capacity Indicate if the homeless population is: Has No Rural Homeless Consolidated Plan DUBUQUE 63 OMB Control No:2506-0117(exp.09/30/2021) Page 276 of 2490 If data is not available for the categories "number of persons becoming and exiting homelessness each year," and "number of days that persons experience homelessness," describe these categories for each homeless population type (including chronically homeless individuals and families,families with children,veterans and their families, and unaccompanied youth): Data is not readily available for the number of persons becoming homeless and exiting homelessness each year, nor is data readily available for number of days that persons experience homeless. However, providers of services report that they have seen recent increases in both individuals dealing with brain health or other disabilities, specifically for chronically homeless individuals but also families and children. The Dubuque Community School District reported 200 children with a homeless designation at the time of the January 2025 PIT study. As for veterans and their families, Dubuque has an active Dubuque County Veteran's Affairs Office that outreaches and provides financial assistance and other services such as a regional organization which supports homeless veterans outside of the city limits. Unaccompanied youth are connected with the City of Dubuque's Family Unification Program (FUP)vouchers which support youth who are in the foster care system. These vouchers are used as a prevention tool for unaccompanied youth to be housed once leaving the foster care system. Consolidated Plan DUBUQUE 64 OMB Control No:2506-0117(exp.09/30/2021) Page 277 of 2490 Nature and Extent of Homelessness: (Optional) Race: Sheltered: Unsheltered (optional) White 0 0 Black or African American 0 0 Asian 0 0 American Indian or Alaska Native 0 0 Pacific Islander 0 0 Ethnicity: Sheltered: Unsheltered (optional) Hispanic 0 0 Not Hispanic 0 0 Data Source Comments: The Dubuque PIT study does not collect information on race and ethnicity. Estimate the number and type of families in need of housing assistance for families with children and the families of veterans. The shelter statistics do not necessarily capture everyone who needs housing assistance. Providers of homeless services and stakeholders have reported many families with children doubling or tripling up. Often,families with children will move from one home to another by staying with friends or family. The number of children who were designated as homeless by the Dubuque Community School District in January 2025 was 200 children. Providers understand this number is underestimated due to the stigma surrounding homelessness and at-risk of homelessness. Families with children could benefit from homeless prevention dollars in order to stay in stable housing instead of losing housing. When families with children lose housing, it forces many to double or triple up and/or constantly move from place to place. Families with children could also end up in a homeless shelter once friends or family are no longer willing to share their housing. Describe the Nature and Extent of Homelessness by Racial and Ethnic Group. According to Institute for Community Alliance,the 2024 County Point in Time count totaled 116 individuals sheltered and 4 unsheltered. Of the 116 individuals sheltered, 32 were Black, 2 Multi-Racial (Non-Hispanic), 5 Multi-Racial & Hispanic and 72 White. Describe the Nature and Extent of Unsheltered and Sheltered Homelessness. The City has 5 organizations providing sheltered homelessness during the January 2025 point in time count. Some of these organizations serve specific populations, such as pregnant women and victims of Consolidated Plan DUBUQUE 65 OMB Control No:2506-0117(exp.09/30/2021) Page 278 of 2490 domestic violence. In our community,the CoC member, Community Solutions of Eastern lowa (CSEI), manages Coordinated Entry. Coordinated Entry is considered one of the many interventions in a community's united effort to end and prevent homelessness.This process is an established, system- wide process to quickly coordinate access, assessment, prioritization, and referrals to housing and services for people experiencing or at risk of homelessness. The Housing Helpline is a tool utilized by the coordinated entry for homeless, both unsheltered and sheltered, needing access to services. The Housing Helpline supports the following subgroups. At Risk: As part of the Coordinated Entry, service providers meet weekly to identify individuals on the Housing Helpline who are most at risk of becoming homeless. CSEI utilizes homeless prevention dollars and works closely with service agencies in the Dubuque community such as St. Vincent DePaul, Dubuque County's General Assistance and Hillcrest to provide services, delivery, and referrals for individuals most at risk of becoming homeless. Additionally,the City's competitive purchase of services grant is available to agencies that deliver homeless prevention assistance. Individuals: Demand for beds remains relatively low in the summer months gradually increasing through the fall. Men's emergency shelter beds are reaching capacity in the winter months. Rescue Mission has increased their capacity to provide overflow during winter months and transitional opportunities for men during periods of high need. The shelter statistics do not necessarily capture everyone who is struggling. Providers of homeless services and stakeholders have reported that many others are doubling or tripling in a home or are moving from one home to another staying with friends or family. Families: Opening Doors, specifically,Theresa Shelter and Maria House, Mary's Inn, and the YMCA Domestic Violence Shelter serve women and children including emergency and transitional options. St.John's Almost Home primarily serves men and children. However, St.John's Almost Home has some space available for families, including men, women, and children. Chronically Homeless/Disabled: Service providers continue to stretch limited resources to coordinate shelter for chronically homeless people and people with disabilities. Many residents at the men's emergency shelter are dealing with chronic mental health issues, while others are dealing with an acute problem and struggling to make ends meet financially. Regardless, Permanent Supportive Housing is a huge need in our community for housing homeless individuals with substance abuse, mental illness, HIV/AIDS related illness, or other Consolidated Plan DUBUQUE 66 OMB Control No:2506-0117(exp.09/30/2021) Page 279 of 2490 disabilities impacting their ability to maintain housing. Resources for support services, particularly mental health, have long waiting periods and limited beds for emergency treatment. Discussion: In the Dubuque community,there are fewer programs available for people seeking services. According to data collected through the lowa Statewide Needs Assessment,the greatest need in Dubuque is for Permanent Supportive Housing.The lowa Statewide Needs Assessment included system modeling which is a structured, data-informed process to develop estimates of the size and needs of a population of people experiences homelessness and assumption about the types and amounts of assistance that would effectively and equitably meet those needs. The Statewide Needs Assessment monitored these pathways: � Crisis Response programs including prevention, diversion, emergency shelter, and Direct to Housing • Moderate Intensity programs including Emergency Shelter and Rapid Rehousing which is a time- limited subsidy and case management • High Intensity programs including Emergency Shelter and Permanent Supportive Housing which is a long-term subsidy and optional services. Using the Statewide Needs Assessment data for Dubuque, our current system for singles utilizing the Crisis Response programs has more availability than the assessed need. However,for singles utilizing the Moderate Intensity programs,the current system is at 67%capacity compared to the assessed need. High Intensity programs are in a more dire state. For singles, our current system is only reaching 17% of the assessed need.The data show similar trends for families. For families utilizing Crisis Responses programs, the current system has 63%capacity based on the assessed need. For families utilizing the Moderate Intensity programs,the current system is only reaching 15%of the assessed need. Lastly,for families utilizing the High Intensity programs, again,the current system is only reaching 18% of the assessed need.This data shows the High Intensity programs including Emergency Shelter and Permanent Supportive Housing which is a long-term subsidy and optional services is our communities biggest gap. The City of Dubuque will continue to support Rapid Rehousing program. The expansion of permanent supportive housing has been identified as a need by local service providers in addition to the data provided in the Consolidated Plan. Housing and Community Development staff continue to work with the our CoC members to identify trends and needs in our community and create systems and supports to address these identified needs. Consolidated Plan DUBUQUE 67 OMB Control No:2506-0117(exp.09/30/2021) Page 280 of 2490 NA-45 Non-Homeless Special Needs Assessment - 91.205 (b,d) Introduction: According to HUD, special needs populations are not homeless but require supportive housing, including the elderly, frail elderly, persons with disabilities (mental, physical, developmental), persons with alcohol or other drug addiction, persons with HIV/AIDS and their families, and victims of domestic violence, dating violence, sexual assault and stalking. Because individuals in these groups face unique housing challenges and are vulnerable to becoming homeless, a variety of support services are needed in order for them to achieve and maintain a suitable and stable living environment. Describe the characteristics of special needs populations in your community: Disability Disability by age is estimated in the 2022 5-year ACS data.The disability rate for females was 12.9%, and 12.84%for males.The disability rate grew precipitously higher with age,with 39.36% of those over 75 experiencing a disability.The number of disabilities by type, as also estimated by the 2022 5-year ACS data; 6.6% have an ambulatory disability, 5.3% have an independent living disability, and 23.2% have a hearing difficulty. Elderly data Age is estimated in the 2022 5-year ACS data.Those 75 years and over represent 9.2%of our community. Domestic Violence The City of Dubuque had 382 Domestic Abuse Offenders from January 1, 2023-December 31, 2023. 74.08%were male, 25.92%were female. What are the housing and supportive service needs of these populations and how are these needs determined? Some respondents in the 2024 Housing and Community Development Survey indicated the need for expanded mental health services, childcare, services for abused or neglected children, and services for victims of domestic violence. Services for mental health services Mental health providers report that diminishing resources and rigid funding structures hinder their ability to meet the growing community needs.There's a call for more flexible and increased funding to Consolidated Plan DUBUQUE 68 OMB Control No:2506-0117(exp.09/30/2021) Page 281 of 2490 expand services. Additionally,there's a recognized need to increase the availability of prescribing providers to ensure timely access to necessary medications. Improving collaboration and communication among mental health service providers is essential to offer comprehensive and seamless care to individuals. Challenges such as transportation, appointment availability, and awareness of services prevent individuals from accessing mental health care. Efforts to mitigate these barriers are crucial. Lastly, expanding awareness and preventative education efforts in schools and the broader community is necessary to reduce stigma and promote early intervention. Services for Victims of Domestic Violence Immediate access to safe and confidential emergency shelters is crucial for individuals escaping abusive situations. Organizations like Dubuque Y Crisis Services provide such shelters, offering protection and support to victimized individuals and their families. Continuous availability of crisis hotlines and support lines is essential for victims seeking immediate assistance, guidance, and emotional support. The lowa Victim Service Call Center offers such support, providing guidance, resources, and a listening ear to any lowan in need. Navigating the legal system can be daunting for victims. Access to legal advocacy helps individuals obtain protective orders, understand their rights, and receive representation during legal proceedings. Waypoint's Domestic Violence Victim Services Program offers legal advocacy among its services. Beyond emergency shelter, access to transitional and permanent housing solutions is critical for victims rebuilding their lives independently. Friends of the Family offers services to help victims of domestic violence, sexual assault, and human trafficking find safe and secure housing. Additionally,the elderly are much more likely to be disabled, lower income, and in need of accessible affordable housing and services. Discuss the size and characteristics of the population with HIV/AIDS and their families within the Eligible Metropolitan Statistical Area: According to the lowa Department of Public Health, at the end of 2022,the number of new diagnoses reported to the lowa Department of Health and Human Services totaled one hundred and twenty (see chart below),which is 7% higher than the five-year average of 113 diagnoses between 2017 to 2021. In 2022, notable increases in diagnoses were observed among males, men who have sex with men (MSM), and people of Hispanic/Latino origin, for the third year in a row. Dubuque County sits just below the state average of 101 persons per 100,000 population according to the lowa Department of Public Health. If the PJ will establish a preference for a HOME TBRA activity for persons with a specific category of disabilities (e.g., persons with HIV/AIDS or chronic mental illness), describe their unmet need for housing and services needed to narrow the gap in benefits and services received by such persons. (See 24 CFR 92.209(c)(2) (ii)) NA Consolidated Plan DUBUQUE 69 OMB Control No:2506-0117(exp.09/30/2021) Page 282 of 2490 Discussion: The city is committed to furthering fair housing through strategies identified in our Goals, Priorities, and planned activities. The city's Purchase of Services Grants provide funding opportunities for organizations meeting identified human services needs in the community. Organizations providing homeless services will continue applying for these resources to meet needs. Consolidated Plan DUBUQUE 70 OMB Control No:2506-0117(exp.09/30/2021) Page 283 of 2490 NA-50 Non-Housing Community Development Needs — 91.215 (f) Describe the jurisdiction's need for Public Facilities: While there are no current CDBG public facilities projects underway,the city of Dubuque's Top and High Priorities include several public facilities to ensure safety in our community. Preliminary exploration has begun but there may be an opportunity for eligibility or coordination with Community Development Block Grant Programs. • Central Avenue Revitalization Plan Implementation • Construction of 14th Street Railroad Overpass and 16th Street Corridor Complete Streets Improvements: RAISE Grant and Matching Funds • Street Maintenance/Rehabilitation Program • Catfish Creek Sanitary Sewer Project: Old Mill Road Lift Station Project • Chaplain Schmitt Island Development How were these needs determined? Many of these needs were identified through the Imagine Dubuque 2037 comprehensive stakeholder engagement and planning process.These needs are also determined by City Council Goal Setting Sessions. A 2024 CDBG community survey,focus groups, key stakeholder interviews and citizen participation in the Community Development Advisory Commission (CDAC) provided additional updates, ideas and confirmation of these resident driven ideas. Describe the jurisdiction's need for Public Improvements: The City of Dubuque's comprehensive plan includes identification of needs to provide services that enhance the quality of life of the community with an eye on promoting mixed-use development both downtown, and key intersections. These mixed-use areas should provide a variety of residential choices, access to goods and services, and neighborhood amenities like parks and schools within a walkable environment. A 2024 CDBG community survey,focus groups, key stakeholder interviews and citizen participation in the Community Development Advisory Commission (CDAC) provided additional updates, ideas and confirmation of these resident driven ideas. Some of the ideas included: Transportation, Recreation/Parks To support existing and future residents, key recommendations for Public Improvements include: • Central Avenue Revitalization Plan Implementation Consolidated Plan DUBUQUE 71 OMB Control No:2506-0117(exp.09/30/2021) Page 284 of 2490 • Construction of 14th Street Railroad Overpass and 16th Street Corridor Complete Streets Improvements: RAISE Grant and Matching Funds • Street Maintenance/Rehabilitation Program • Catfish Creek Sanitary Sewer Project: Old Mill Road Lift Station Project • Chaplain Schmitt Island Development Key resident-driven land use recommendations include: • Promoting mixed-use, walkable, development patterns including residential, commercial, and institutional uses. • Encourage infill development where possible and protect important environmental assets as growth occurs to the west and south. How were these needs determined? Many of these needs were identified through the Imagine Dubuque 2037 comprehensive stakeholder engagement and planning process.These needs are also determined by City Council Goal Setting Sessions. A 2024 CDBG and poverty community survey,focus groups, key stakeholder interviews and citizen participation in the Community Development Advisory Commission (CDAC) provided additional updates, ideas and confirmation of these resident driven ideas. Describe the jurisdiction's need for Public Services: How were these needs determined? Many of these needs were identified through the Imagine Dubuque 2037, the City's comprehensive stakeholder engagement and planning process. Imagine Dubuque,was a community-driven approach, based on inclusive community engagement, issues and initiatives.The result is a focused, meaningful community plan with 32 goals and 110 recommendations in 7 major categories. A 2024 CDBG community specific survey, focus groups, key stakeholder interviews and citizen participation in the Community Development Advisory Commission (CDAC) provided additional updates, ideas and confirmation of these resident driven ideas. Consolidated Plan DUBUQUE 72 OMB Control No:2506-0117(exp.09/30/2021) Page 285 of 2490 Foad A�cess Fi�ure 36:Low�rroame and LawAoaess Map. . . _ _. . ' . �}. {{ .L e��ln�:ama d 1 uW Ar.coi�4+�'ofi 7My ] C�M'1���—�k� . . LF�nMLAak1�79miln�� } '� � 7 p }4 LrantlL/,a[117antl16mYcs�� �� � S � � � � Lf�nOL4d[z�nG24�ii�k��, . ' } � � ' r LLentlLA�xnpvrNclarctuw4� a ��� � tL eis20iB {,� � �y� �F ��t� ' � I' � .� � '� � � �. � y�~ L � ' '' WILi� - . ' " _ _ _ ' .�..�- WI" _N: . I'�.I�.�m Y � � '��� _ ' -.�o-�w� . lw��� kYirinii�t �Il..wh � � ' . . . ' _ , � ' � � �R . 'M�w _ r'{�f�i}��. � � 5 ���� � rnir .��Y�I Lasl uPde4ed;Th�i stlGY.JuIY 06.2a23 For rnore Iniormetia�conteeL�.I,.:.�:.. . ��l1FGB: '.'_- '_ ::-_� . =.-.�_, - _:.":.' _�.. : �. Food Access- Low Income and Low Access Map Food Access- Low Income and Low Access Map-Text While slightly older data,the U.S. Department of Agriculture's Food Access Research Atlas map above gives a spatial overview of food access indicators for low-income and other census tracts using different measures of supermarket accessibility.The map shows food access by census tract based on 2019 data (which was then updated July 6, 2023) and the distance one would need to travel to reach a full-service grocery store—the same areas within Dubuque where residents are more likely to live in poverty and rely upon public transit. Figure 32 shows that Tracts 3, 5, and 7.01 within the City of Dubuque have lower levels of food access than other areas in the community.The average person would have to travel at least a mile in order to reach a full-service grocery store. Consolidated Plan DUBUQUE 73 OMB Control No:2506-0117(exp.09/30/2021) Page 286 of 2490 Housing Market Analysis MA-05 Overview Housing Market Analysis Overview: The purpose of the Market Analysis is to provide an understanding of the environment in which the jurisdiction administers its programs over the course of the Consolidated Plan. Together with the Needs Assessment,the Market Analysis provides the basis for the Strategic Plan and the programs and projects to be administered. Based on the data provided,the City of Dubuque expects to focus its entitlement funds on preserving and increasing quality, safe, affordable housing for low- and moderate-income residents. In addition,there is a shortage of affordable housing units for low-and moderate-income residents. The housing market analysis provides information on the supply, demand, conditions, and cost of housing for families and households, renters and owners, minorities, elderly, and the disabled. The City of Dubuque developed around industry close to the Mississippi River during the 18th and 19th centuries. Consequently, its core is remarkably historic, with older neighborhoods in and around downtown exhibiting grid street patterns and walkable characteristics. In contrast, Dubuque's West End peripheral neighborhoods are auto oriented, higher income, and newer homes, developed during the mid to late 20th century. Downtown neighborhoods and those surrounding the City's Universities and Colleges provide a wide array of housing types.The historic nature of downtown Dubuque presents significant challenges and opportunities. Close to 75%of housing was built before 1980 and before regulations were in place for lead paint and before energy efficiency measures were standard in housing. The homes are affordable and in established neighborhoods, however it also increases housing issues with deferred maintenance, lead-based paints, inaccessibility, and energy inefficiencies. According the 2022 Five-Year American Community Survey (ACS) • The median house value is$178,000 • Owner-occupied housing rate is 64.7% • Owner costs with mortgage$1,301, without mortgage$598 • Median gross rent at$915 • 87.5%of households have a broadband internet subscription • Median real estate property tax,with mortgage$2,532,without mortgage $2,623 • Unemployment Rate is 5% Consolidated Plan DUBUQUE 74 OMB Control No:2506-0117(exp.09/30/2021) Page 287 of 2490 • Average temperature is 27 degrees Fahrenheit in January, 82 degrees Fahrenheit in July Figure 5;MaR of BLaokorAfrioan Amerioa�Alane. f �� � �� � x �. , � � yr[�}Jv�v�wc : �I '} p+m - � •iF'a#}q �i � i�ory+ 2� .J _' � ;"L'14lL � -�• � ., . � :. � � �i � r , J 4 . ` � A . �� 3��U�vP: -_ S. .�s��. �c i5!:i�.�i,.:{�..'_���� '�7� - CPD Map of Black and African American CPD Map of Black and African American-Text Black or African American residents of Dubuque are most likely to live in the Downtown, easternmost part of the City in census tracts 1 and 5. Consolidated Plan DUBUQUE 75 OMB Control No:2506-0117(exp.09/30/2021) Page 288 of 2490 Fig�xre 6: Map af Poverty Rate. 7 � �� � �Y Po�rry Rw �•r' i � — � t � ._ �+:Itics.s�f .� _ �:i I"}1yyv�wy ! - I I � � r�Jl Fhfw� �' � ' � _!�:�74f\}Kwlh . . ff� � ,ItS`���1r ' . ti � ' F .4 . - � � � . II � _ I -_ " � " — , ' � � � , � � �� i ,'I ��U�CE:�.'��r"�8��7r[�7^-i;'�tiS.i?�it?n0'if'kI.'C"'?c3JJSfr CPD Map of Poverty Rate CPD Map of Poverty Rate-Text As can be seen in Figure 6,tracts 1 and 5 which have the highest poverty rate in the City are also home to the most Black or African American residents. Consolidated Plan DUBUQUE 76 OMB Control No:2506-0117(exp.09/30/2021) Page 289 of 2490 Fig�re 7: M��af Law-Income Househn�ds. �-f � � ' 5 \ 5 � � �'.k �'� WFi.�� K � — � ..�Iti-vrl.Lk..�.nrn� .� �\ Li�S'1'F l ' �— � ' 4 � IiY-]LSIY � � / 5 . . � Y�I,H�trY � Nw.Sii�y r � � ..a ir� . .� � �� �+ �« /M1f�5 � _ `f / I � I' •'S � �{ � . + .� I k }�� �\ . 1 4 ' — ' f+ h� —�� _ ' � / � f��--� � �4t1f G'8=':t'��'fi�2�"'�?rWJ^:II���S.�7L1C�.�04'r'Cf7�1'S?�?��'Sf^s CPD Map of Low-Income Households CPD Map of Low-Income Households-Text Low-income households are predominantly located in the eastern side of the City in census tracts 1, 3,4, 5, 7.01, and 7.02.These tracts are also home to older housing stock and higher concentrations of rental units. Poverty rate and low income are similar, but different in the fact that poverty rate measures those below the poverty threshold, while low incomes is more broad and covers a range of individuals and families that are above the poverty threshold, but still face financial difficulties. Low-income households are also present on the western side of the city, specifically in tracts 12.02 and 12.05. Consolidated Plan DUBUQUE 77 OMB Control No:2506-0117(exp.09/30/2021) Page 290 of 2490 Fr�ure i�:Rerr#a�f�ou�irr�8u��tBefare����. = � �� ��� - ' � k � ' � � I � � � � 5 WP��Oxr SS ,_ - . ky• � k'S l '_f-�i[I:��hiY�i�p�4��-E1r'b�r i:�o . . fl � J a9+ix �;� fak20#7w i . � 38t�.3S2K �_rt-�..-�'4� � ]524.SaQ}\ .� , � •i+d3'x � . Tf � �.. - - _ Y 4� 4�. �l � #. k5. �� i�i � I � � � � �� I JOC�fCE_ '."�L:,'i'� ? L:�_�.�. ' � CPD Map of Rental Housing Built Before 1949 CPD Map of Rental Housing Built Before 1949-Text Over 50%of the rental units in census tracts 1, 3, and 7.02 were built before 1949. This does not immediately mean that they are in poor condition, but they are more prone to having issues due to their age and require more maintenance,which can be expensive for both the owner and renters. Consolidated Plan DUBUQUE 78 OMB Control No:2506-0117(exp.09/30/2021) Page 291 of 2490 Flgcrre �4:Rerr#er�ccupieaf IYou�irrg. � ��� . . .. _ fi---� 1'� � .� ��' `� x I �; � - } ... w. -1 � \ I �- ��Iri 4�.�to s�l ros�'"4 . \ � - � �a:w• 1 l�J r_aaa�s^. I. � 'Ix61� � � � Sid+475'l .� /' � . =+. -. '� - ' =1- . -- } � ri �' — 1 i �a��rce=._ _ ..; , ^. _ CPD Map of Renter Occupied Housing CPD Map of Renter Occupied Housing-Text The majority of renter occupied housing is located within tracts 1,5, and 7.01 in Downtown Dubuque. Additionally, a significant portion of rental units can be found in the Westend district's tract 12.02. Consolidated Plan DUBUQUE 79 OMB Control No:2506-0117(exp.09/30/2021) Page 292 of 2490 Fi�ure�4: Low Paverty Irr�ex Map. � ��L'wy�Pid�p'+ +�� � � �.i- _ � . .I �� L ♦� } � ��� J � � - IyFIlIr ' � � '�� + ��� I ��s[�Y��I�I * � � � - _ �e�' ' . J `- � � "� , . ♦_ � � � t .?� ��� � k' U�krG�Ita I ' J � r _ + 4 .^�. .a � - ' � *�* Q. � � � ' x jir�rw.r A tir.e [��� �� �� � ��. �� /����' ��• �y . � � ..� � �{ .. ' �, . . . �...��.�+�r�l,. -- .{�-.y ,�� ,�. • �.�+T o� LowPoaartylndax ASMiiy I '� _ Y.�r../J ���� f';+'y �i+ ���I � ��'�+�P� ` ' ' � � �--� � f t f � � . �� �w„ � 7 .. . F .4i I��r-��,i..nk � r'nF � r."'� '( Gal�r���. � � � � �.� � � •- I'�Lu�} � f'I .� ' _Y� ,�s� . =y ' . � ,� • °c'�,�� ' 'I�_ I��* I= � -5 � � . *' � . �� ��r � h z'i �c,�rr, �� � �' . . � ' ' ..r � . t� . �_5 ' � . v *L . - � T���, .:�.:M1: � 'iA�+�xf+�� 3,'.+UFCf3: � - ' 'i CPD Map of Low Poverty Index Map CPD Map of Low Poverty Index Map-Text The Poverty Index map above shows the poverty rate in each tract of Dubuque.The smaller circles indicate where areas of poverty are present.As can be seen here,tracts 1 and 5 in Downtown Dubuque have the highest rates of poverty in the City. The median income for the City of Dubuque is$59,317 (ACS 2022). For White Alone householders,the median income is$ 64,949 and for African American householders it is$ 38,262.The 20%Gender Income Gap (females less than males) disparately impacts all households but especially female-led households (5,946) which are nearly 42%of the percent of total family households (14,172) in Dubuque. Female-led households with no spouse present had a median income of$41,411 and $38,180 for those with children under the age of 18. Consolidated Plan DUBUQUE 80 OMB Control No:2506-0117(exp.09/30/2021) Page 293 of 2490 Figure�5: Lawto Mo�erate Incame Papulatiar� by Traot. � y__. . , r , _ _ . -� � . . . ca�J�- 114�,'o �OWMdQ +' .2�ab"_ _. ._ — .•�.-i�.iai � � - �• ii-,� y ���' ���� � • . .+ _ � � � -„� � �` � �. . - ��_ . ��� � 3'4UFCE:��3i: _ '1;'Y��?��.i-�O^.iC��^��L'rn�r��:i� ��i�:I ti�71�!fl^��;�'ir=C'f+P!P!����..^:.CC^-I CPD Map of Low to Moderate Income Population by Tract CPD Map of Low to Moderate Income Population by Tract-Text Areas of lowest income (dark blue) in Dubuque are found in Tract 5, which also reflects Figure 24 that showed this area being the highest in poverty. Low and moderate income tracts show us where the median family income is less than 50%(Low) or 50%-80% (Moderate) less than the Area Median Income in Dubuque Consolidated Plan DUBUQUE 81 OMB Control No:2506-0117(exp.09/30/2021) Page 294 of 2490 E��n��ni�� - In��rn�: Dubuqu� �r� L!� � . � �ER CAPIT�INuOh'.•=-�J THE PhST�12 Mv-VT-�S(II� 2422 INFlAT10N-#�JUSTEO DOLLARS��2�1 S-2C2� �"1=�I��51v��J.�==�'.1LL`�iYv���rv{L I��� _'���h ��x-�r:l I��'k�. ADJUSfE�DOLLARS).2�418-2:;22 - � � � � � � � o Urrited S�ates ■Oubuque E}����OL�CC�S: ��ty o� D�buq�ie�0�� F��e-Yea�A����rt9�0�, �190�) EJnit�d �ta�es �0�� FEve-Year A��(8�9��7, �190�} Economics- Income: Dubuque vs US Economics- Income: Dubuque vs US-Text Dubuque lags behind the US in Per Capita Income and Median Household Income. Consolidated Plan DUBUQUE 82 OMB Control No:2506-0117(exp.09/30/2021) Page 295 of 2490 E��n�mi�s - P�rr�r#�r, Health ���r�ra�e P�RSONS Ih�P�V�FkTY, P=RCEVT PERSOhS Vsl:THQUT��AL�H II�SUr�ANC�. .� UNafR AGE B5 YF4RS,PERCENT � � 0_00� 2,fl{}°Jo �,{}C14fi B.�d°�o $.�D�to 1�.�4�to 1�_00°�a i4_0046 Unsted�tates ■Dubuque D��B.SO1,ICC�S: �ity o� D�buq�Fe �0�� FFve-YearA�����37�1, ��701) �l�tted �tates �0�� FFve-Y�a r A����17��, �27�1� Economics- Poverty, Health Coverage Economics- Poverty, Health Coverage-Text Dubuque residents have a higher likelihood of having health insurance than the population of the nation as a whole. The Greater Dubuque Development Council reports that health insurance is the most highly desired employment benefit among Dubuque's workforce. Consolidated Plan DUBUQUE 83 OMB Control No:2506-0117(exp.09/30/2021) Page 296 of 2490 MA-10 Number of Housing Units— 91.210(a)&(b)(2) Introduction With a strong and growing employment base, demand for affordable housing is increasing. Affordability and the age of housing stock continue to pose significant challenges for the city. The following Market Analysis considers the volume and quality of housing stock, affordability, and other non-housing needs. All residential properties by number of units Property Type Number % 1-unit detached structure 16,886 62% 1-unit, attached structure 1,110 4% 2-4 units 3,202 12% 5-19 units 2,565 9% 20 or more units 2,561 9% Mobile Home, boat, RV,van, etc 947 3% rota/ z7,271 100% Table 27—Residential Properties by Unit Number Alternate Data Source Name: 2022:ACS 5-Year Estimates Data Profiles Data Source Comments: Consolidated Plan DUBUQUE 84 OMB Control No:2506-0117(exp.09/30/2021) Page 297 of 2490 _ � � � � � � � � i � F . t� 4: j 198� T2 2 3 0 T7 13i,$22 - 1981 LG 0 0 0 16 19fi,$4$ � 1982 B C] 0 5 13 115,7fifi 6T.453 1983 13 0 0 0 13 19+�,245 • 198d 2T 2 0 0 29 1fi3.262 - 1985 26 0 d 5 35 130,&4G 62,215 1886 T2 0 0 id 82 Sfi3,23� 6d,935.. 1987 BO 0 3 29 1S2 1fi5,53-0 51_935 1988 BB LB B 0 11A i72,73d - 1989 96 0 8 27 133 155.8i7 36_la3 199d 112 10 32 55 249 i43.32U 95.743 LB$1 11E d 16 18 15-0 lt.d,.8� BL_238 1982 1l0 6 40 S8 2TA i43,856 ld_073 1993 125 30 52 23 23a 1t,5,q5� 69_S35 1994 105 22 2T T9 2.32 1d5,242 6r1.4i7 1995 Bd 22 2T 7S 2f}4 1d5.711 63.r,57 199E 69 10 6 47 12G �80,587 T2,369 LB$7 59 b 3 E6 132 185,859 l5_339.. 1998 6l f2 LL A6 135 275,698 23+1,132 1999 55 12 0 17 8R 27fi,13{i 96_OE7 2600 �d 2d 32 12 948 267.d11 LBd.5d7 2001 6l 22 21 0 lla 332.8hQ . . 2D02 T6 3fi 6 fi1 979 27i,701 284.38fi 2403 lB 3d 0 70 182 28fi,248 14d,fi8A 260d B6 38 6 44i 531 22B,Afi3 242.fi7B 2005 10+4 3$ B 5 15G 244,865 Ll2_OOi 200fi 93 22 6 6 127 2�71.4�9 LT9.17d 20d7 ll 22 9 12 12� 2.9.53G 66_l9A 2008 44 f2 0 0 �B 24�,113 � . 2499 l5 Ld 0 �2 14S 215,3fiB 169_921 24i0 113 20 4 1B2 315 i85,A89 12t,2Ei 2011 112 B 0 lOfi 22fii 215,fi4Q LL$_392 26i2 120 0 3 72 195 25d,i96 iL1.854 2013 107 d 0 0 111 198,5&5 - 20i4 B2 4 4 0 82 2Afi,648 - 2415 l6 4 0 4 7fi 27i,E1B • 261fi 99 0 0 84 1$3 351,353 166.299 2017 67 0 0 0 E7 509.339 • 2018 66 6 6 6 E8 Ed8.253 - 2019 72 0 0 6 78 r.fi5.521 82_0�7d 242� d0 4 4 8Q 12� A24,335 d6,767 � 2421 AO 0 0 169 2aa �-08,E9fi LGL_193 2022 51 0 6 6 �� 453,722 2023 39 0 0 72 111 d18.569 Bri_805 City of Dubuque: Single-family permits Single-family permits and Dubuque Unit Market-Text Consolidated Plan DUBUQUE 85 OMB Control No:2506-0117(exp.09/30/2021) Page 298 of 2490 According to 2022 5-year ACS,there were 27,271 housing units in 2022, compared with 25,932 in 2017. Single family units accounted for 66%of units in 2022, compared to 65.9% of units in 2017. Apartment units accounted for 18.8% in 2022, compared to 15.9% in 2017. The Census Bureau reports building permit authorizations and "per unit"valuation of building permits by county annually. Single-Family Construction usually represents most residential development in the county. Single-Family building permit authorizations in the City of Dubuque increased from 51 to 111 in 2022 to 2023. The real value of single-family building permits decreased from $453,722 to $418,569 in 2022 to 2023.The 2022 ACS data indicated that several hundred units have been added to the housing market in recent years. Du�uqu�[Jn�t Msr�Ce# Al�residential praperties by nurnber of units Property Type Number 96 1-un�t�eta€hed str�rture 15,886 51,409fi 1-unit,atta€he�stru�ture �,7.id +1.10%a 2-d�rli�s 3,20� 11.509'a 5-19 units 2.565 9.449Ao 20 ar more units 2.561 9,40% hAabile Hame,6oat,RV,van,etc 947 3,50�6 Ta taM 27,2T3 10�% osta source:c�ty oF auhuque zoza F�ve-rear ac�(oPoa� Dubuque Unit Market Consolidated Plan DUBUQUE 86 OMB Control No:2506-0117(exp.09/30/2021) Page 299 of 2490 Th� ���� �ount� H�usin� For��a�t � 41,�76 �, 4�,�"I� Pro�e�ted Househnlds Pro�ected Home ���#��Y bubuque �ounty, IA L�ubuque County, IA � ��� �tojecead NousFng Units Fleeded bubuque �aur�ty, IA Saurors�:tAousinq.+4erds r oresast Moc1�J 2030 203�praJectid Hom�D�mand by Cabagory 27.8 96 ■Owf+F Oit:.i%9 FIPTG4 ��i'll�l Y9ff{5 Dubuque County,lA _J�'r{':`.5:'�]L':���"1^�tt':5`Z":'=�1:�t'Z{"_"_v3� 2030 Housing Forecast Consolidated Plan DUBUQUE 87 OMB Control No:2506-0117(exp.09/30/2021) Page 300 of 2490 2030 proJfcted Homr Damand by CaEfgory � 6uhuque t � ❑a[a So�roes Caun[y,iA � toso 54fi 6wner Uc�upied Homey ]030 211 RrnLal Homrs _]rc`:�:•����:r:i 7'rci�ls�cr:=Jai'�'ucc:.ii?$ 2030 Projected Home Demand by Category 2D�D proj$ct�d R$ntal Homa 5upply 6y AMI �000 2�008 kA68 � _ __.__��-,_- ._ . n .�,�a � $a .2nnn i 3 � .3noo 0•3�Y AMI 31SOfL 4MI 51•9O1 AIAI 91.larff AMI 1157LF AMI �C.su4+e Ca�wrr.W r- 5ourncs Housrry hrrds.Forecasi Modc�e630 lYere�ivr k�.durs iladreaie[hrrc arr not enoiph F�cvner evar7abJe_Posr[ivr refurs iradrea[r a surpJus af iramef. .1b2e:.4lTl r Arca F7rdran In�ome 2D#�praJtctad Rental Ham�5upply 6y AMI Y 6ubuqwe i � ❑a[a Souroes Coun[y,iA � �a3o -2.509 0-3Q96 AMI xoao 2,G7E 37-54%kM� �aso �,330 51-d496 AF1Y .fl50 -55 B1-1409i AMI xaso -2.fi52 1159L*AM� ^xurcrx�Housiny Ivrrds Forecas[Modef 2[}3d n�epa[ivr valurs urdreate�M1rrc are not moigh J7omes averlaBJr_PGsr[rvr velurs r.•+ddealr asumhis af hornes. .V ais:A�f1=.�'.rc5e:�^.c1ru;:fnco,�+r 2030 Projected Rental Home Supply by AMI Consolidated Plan DUBUQUE 88 OMB Control No:2506-0117(exp.09/30/2021) Page 301 of 2490 20�14�roJectQd Ownsr-Dtc�pled Morn�5upply by kMl �,soa ❑ . __ __ .,,, .., _ •�,soa r � �.s,aoa � Y � 4 .7.SOO 0•30%J4h11 3FtJ{YYik�i 51•2S}lLAMI 61•104%AMI [ISk+kwa �C�a..4.+�Ca.+iir,W__ 5ourcex�Nausrny FlerdsForrcas!Mode72630 f.k�yelire va7ues uadreate[hrrc arcno!rnawph JTomes averlaSJe_r�osr[ivr vaFurs riadreaie a sur}�us ofhomex Abie:AFN=Area 14edian fncomr 2030 ProJoc�rd Owner-Occuplod Horne Supply hy AMI � ❑ubuque y � 6L[a Sourtes Coun[y,IA � :fll6 2B5 0-3096 AMI rfll4 -6&S 31-5495 kM� :o�0 2,649 51-d09L A.M� 2aw 3.602 B1-144%AMI ro5o -fi,599 175'k•AM� Sournex�Hausrciy 1Jerds Forcast hlodeJ 2030 .Veypa[ive NaJura ivrdreaie�he�-e arc�of enaJqh.7omes avarfeS�e.Pbsi�ix�r vaFues r.^dreaie e s�urcJus of.!�ar*.�es. �iJ?G'... .' .��.I"�i':.��I��ii�{'U��. 2030 Projected Owner-Occupied Home Supply by AMI 2030 Housing Forecast-Text The 2024 lowa Finance Authority Housing Needs Forecast for Dubuque County offers prediction of the demand for housing until 2030. The Dubuque, lowa Housing Needs Forecast Model predicts that in 2030 there will be a projected 41,275 households. The owner and renter-occupied housing split in Dubuque is expected to stay about the same, at around 30% rental units and 70%owner units being supplied. Consolidated Plan DUBUQUE 89 OMB Control No:2506-0117(exp.09/30/2021) Page 302 of 2490 The forecast predicts an increase in homes that would fall between 51-100%AMI (area median income) and a decrease in those above 100%.This means Dubuque would be looking to develop more affordable housing that would fall between 31-50%AMI and more expensive options for those that fall into the 115%+AMI column. DEsposition ofVacant Ho�sir�g 4Jnits Fc�rer�t 6�� 43,93°� �12 34.359: Rented,r�ot a�cupied 2fi 1,71`4 145 6.99��G For sale only 208 13,66°� 96 4,6356 Sold, nat accupied 6� 3,9456 65 3.5896 For seascs�al,recreatior�al,ar occasiorsal use 108 7,01rb Sd2 4,92��o- For migrant t�varkers 2 0,1396 0 0°� Othert+acant 4SD 29,55°� 952 45.92°� Total 1,523 1UD°& 2Q73 1UUl �is�asi#iar�af Uacant Hausing Units City af pubuque 2022 Five-Year ACS{B256d4} 2d10 decenni�l�H5} Disposition of Vacant Housing Units Disposition of Vacant Housing Units-Text According to the 2022 5 Year ACS, "For Rent" units accounted for 34.35%of vacant units, while for sale units accounted for 4.63%. "Other"vacant units accounted for 45.9%of vacant units, representing a total of 952 "other"vacant units.T he large percentage of"other" vacant units (45.9%) indicates that a substantial number of properties are held off the market for potential reasons such as seasonal use, abandoned property, caught in foreclosure, or awaiting major renovation.This could be limiting housing options, potentially impacting affordability and availability for both renters and buyers. Unit Size by Tenure Owners Renters Number % Number % No bedroom 24 0% 843 9% 1 bedroom 286 2% 2,410 27% 2 bedrooms 3,173 19% 3,408 38% 3 or more bedrooms 12,838 79% 2,216 25% Total 16,321 100% 8,877 99% Table 28—Unit Size by Tenure Alternate Data Source Name: 2022:ACS 5-Year Estimates Data Profiles Data Source Comments: Consolidated Plan DUBUQUE 90 OMB Control No:2506-0117(exp.09/30/2021) Page 303 of 2490 Describe the number and targeting (income level/type of family served) of units assisted with federal, state, and local programs. There are many programs addressing affordability and rehabilitation including: Provide an assessment of units expected to be lost from the affordable housing inventory for any reason, such as expiration of Section 8 contracts. Applewood I, a 46-unit apartment complex that has been a Section 42 property, is transitioning to Fair Market Rent as of January 1, 2025. Since the completion of its construction in 1994,this property has had rent and income restrictions, as well as housing seniors only.The 30-year term for Section 42 expired on December 31, 2024, so the owners of this complex will lift the senior-only restriction until December 31, 2026, at which time they will also eliminate the income restrictions. Does the availability of housing units meet the needs of the population? According to 2022 5-year ACS,there were 27,271 housing units in 2022, compared with 25,932 in 2017. Single family units continued to account for 66% of units in 2022.Apartment units accounted for 18.8% in 2022, compared to 15.9% in 2017. According to the 2022 5 Year ACS, "For Rent" units accounted for 34.35%of vacant units, while for sale units accounted for 4.63%. "Other"vacant units accounted for 45.9%of vacant units, representing a total of 952 "other"vacant units. The Census Bureau reports building permit authorizations and "per unit"valuation of building permits by county annually. Single-Family Construction usually represents most residential development in the county. Single-Family building permit authorizations in the City of Dubuque increased from 51 to 111 in 2022 to 2023. The real value of single-family building permits decreased from $453,722 to $418,569 in 2022 to 2023.The 2022 ACS data indicated that several hundred units have been added to the housing market in recent years. Since March 2024, over 2,300 lots or units have been proposed for housing development in the City of Dubuque. As of December 31, 2024, 390 units have been completed, including 50 Affordable Family Housing Apartments, 44 Affordable Senior Housing Apartments, and 244 Units at Mount Carmel, which houses the Sisters of Charity.There are 56 Affordable apartments currently under construction, and an additional 245 affordable housing units under review.The remaining�1,600 units will be single-family, duplex, townhouse, and multi-family units offered at market rate. The City of Dubuque does not manage public housing units.The city monitors the number of affordable tax credit units and Section 8 units within the city.The affordable housing stock is not high enough to meet needs of renters and homeowners at or below 80%of the area median income.This is supported by data in the Needs Assessment with more renters earning under 80%Area Median Income are cost Consolidated Plan DUBUQUE 91 OMB Control No:2506-0117(exp.09/30/2021) Page 304 of 2490 burdened, meaning they pay more than 30%of their income for housing-related costs.The American Community Survey estimates verify nearly half of all renters experience cost burden. The city promotes CDBG funded programming to voucher participants in efforts to increase awareness and participation in activities. Describe the need for specific types of housing: The city needs all types of affordable housing. The use of mobile homes(700 units) fills a significant gap particularly for elderly populations. Reportedly, mobile homes are necessariy to meet the housing demand. There is also a demand for more accessible or modified housing for both disabled and elderly populations. The increase in development of market-rate housing is projected to relieve the stress on the current affordable housing options by providing an array of housing options and locations for households over 80%AMI to move into. According to the Dubuque Affordable Housing Action Plan created in May 2024, "Households with higher incomes are competing for housing units with households with lower incomes, creating gaps in affordable units for households with lower incomes. [These new units will help] close the gap in affordable housing options." Discussion The Housing Authority adopted Small Area Fair Market Rents (SAFMR) in 2021 for zip codes 52001, 52002, and 52003.The advantage of SAFMR's is that the PHA can set voucher payment standards that more accurately reflect the rental markets in the area and allows voucher holders better access to low- poverty and/or high-opportunity neighborhoods.The basic range for SAFMR's is 90 to 110%. The City of Dubuque Housing Authority has adopted in their administrative plan that they will set the SAFMR's to 120%when the success rate is fewer than 75%for families who were issued a voucher during the most recent 12 month period, and/or more than 40% of current participants pay more than 30% of their adjusted income as the family share of rent.The City of Dubuque has utilized 120%SAFMR for all zip codes for calendar year 2024 and 2025. The Dubuque Affordable Housing Action Plan was created through collaborative efforts between the City of Dubuque Housing& Community Development Department,the University of lowa School of Planning& Public Affairs,the University of lowa Sustainable Development Program, and the lowa Initiative for Sustainable Communities (IISC), and was published in May 2024. Led by University of lowa students as part of their graduate capstone course,this joint initiative addresses the pressing issue of affordable housing in Dubuque, lowa. Consolidated Plan DUBUQUE 92 OMB Control No:2506-0117(exp.09/30/2021) Page 305 of 2490 MA-15 Housing Market Analysis: Cost of Housing - 91.210(a) Introduction According to 2022 Five-Year ACS,the median property value for owner-occupied houses in the City of Dubuque was estimated at$178,000, a 9% increase since 2017. Of the owner-occupied households, 64.8% had a mortgage. The median monthly costs for owners with a mortgage was $1,301 and for owners without a mortgage it was $598. For renter-occupied houses, the median gross rent was $915, a 2% increase since 2017. Gross rent includes the monthly contract rent and any monthly payments made for electricity,gas,water and sewer, and any other fuels to heat the house. Households that pay thirty percent or more of their income on housing costs are considered cost- burdened. According to 2022 Five-Year ACS, cost burdened households in Dubuque accounted for 11.1%of homeowners with a mortgage, and 15.9%of renters. Cost of Housing Base Year: 2017 Most Recent Year: 2022 %Change Median Home Value 162,700 178,000 9% Median Contract Rent 899 915 2% Table 29—Cost of Housing Alternate Data Source Name: 2022:ACS 5-Year Estimates Data Profiles Data Source Comments: Rent Paid Number % Less than $500 786 28.1% $500-999 4,436 56.7% $1,000-1,499 2,385 11.8% $1,500-1,999 649 1.1% $2,000 or more 291 2.2% Total 8,547 99.8% Table 30-Rent Paid Alternate Data Source Name: 2022:ACS 5-Year Estimates Data Profiles Data Source Comments: Consolidated Plan DUBUQUE 93 OMB Control No:2506-0117(exp.09/30/2021) Page 306 of 2490 � �i����� • � 1�39 �r earlier 125,100 � 1��o to ���� �� Z��,�oo i�.�o ta ��.�� �s�,soo 1960 ta '1569 1�6,500 1970 ta �575 �f}4,20Q 1�so to ��a� � z1�,�o0 1��o to ���� z�o,�oo �000 to �oo� z�a,�oo �o�o to zo1� � �Z�,�oo 20�0 ar I�ter - Median Vslue 1�8,000 O��rn�r Occupsed �vlediar�l�alue by Year Ci#y of Dubuque 2�2� 5-vear acs oata{a�51Q7) Owner Occupied Median Value by Year Owner Occupied Median Value by Year-Text The age of a structure impacts its value, with newer buildings generally having higher values. Structures built before 1939 had a value of$128,100 while homes built between 2010 and 2019 had a median value of$312,200. Overall,the median home value in the City of Dubuque was$178,000. Housing Affordability Number of Units affordable to Renter Owner Households earning 30% HAMFI 840 No Data 50% HAMFI 3,345 1,704 80% HAMFI 5,895 5,069 100% HAMFI No Data 7,194 Tota/ i 0,080 13,967 Table 31—Housing Affordability Data Source: 2016-2020 CHAS Monthly Rent Monthly Rent($) Efficiency(no 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom bedroom) Fair Market Rent 650 712 936 1,259 1,588 High HOME Rent 0 0 0 0 0 Consolidated Plan DUBUQUE 94 OMB Control No:2506-0117(exp.09/30/2021) Page 307 of 2490 Monthly Rent($) Efficiency(no 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom bedroom) Low HOME Rent 0 0 0 0 0 Table 32—Monthly Rent Alternate Data Source Name: FY2024 Fair Market Rent Documentation System Data Source Comments: Is there sufficient housing for households at all income levels? As seen in the cost-burden section of the Needs Assessment, and in this section,there is not enough housing for households at 30%AMI, specifically rental home supply. How is affordability of housing likely to change considering changes to home values and/or rents? The trend continues to be increasing home and rental prices and decreasing availability. This correlation makes the need for affordable housing a priority. How do HOME rents/ Fair Market Rent compare to Area Median Rent? How might this impact your strategy to produce or preserve affordable housing? HOME rents Low Home Rent Limit • Efficiency: $650 • One Bedroom: $712 • Two Bedroom: $936 • Three Bedroom: $1259 • Four Bedroom: $1476 • Five Bedroom: $1629 • Six Bedroom: $1781 High Home Rent Limit • Efficiency: $650 • One Bedroom: $712 • Two Bedroom: $936 • Three Bedroom: $1259 • Four Bedroom: $1588 • Five Bedroom: $1826 Consolidated Plan DUBUQUE 95 OMB Control No:2506-0117(exp.09/30/2021) Page 308 of 2490 • Six Bedroom: $2064 Fair Market Rent • Efficiency: $600 • One Bedroom: $712 • Two Bedroom: $936 • Three Bedroom: $1259 • Four Bedroom: $1588 • Five Bedroom: $1826 • Six Bedroom: $2064 Area Median Rent • Efficiency: $585 • One Bedroom: $717 • Two Bedroom: $9356 • Three Bedroom: $1159 • Four Bedroom: $1551 • Five or more bedrooms: $1781 Discussion To assist in preserving housing choice,the Housing Authority adopted Small Area Fair Market Rents (SAFMR) in 2021 for zip codes 52001, 52002, and 52003.The advantage of SAFMR's is that the PHA can set voucher payment standards that more accurately reflect the rental markets in the area and allows voucher holders better access to low-poverty and/or high-opportunity neighborhoods.The basic range for SAFMR's is 90 to 110%. The City of Dubuque Housing Authority has adopted in their administrative plan that they will set the SAFMR's to 120%when the success rate is fewer than 75%for families who were issued a voucher during the most recent 12 month period, and/or more than 40% of current participants pay more than 30% of their adjusted income as the family share of rent.The City of Dubuque has utilized 120%SAFMR for all zip codes for calendar year 2024 and 2025. As the city moves forward to produce and preserve the affordable housing stock, consideration will be given to neighborhoods where traditionally lower income groups are priced out of the market, creating diversity of income and more housing choices for very low income groups. Consolidated Plan DUBUQUE 96 OMB Control No:2506-0117(exp.09/30/2021) Page 309 of 2490 MA-20 Housing Market Analysis: Condition of Housing — 91.210(a) Introduction The following section describes the condition of housing throughout the City of Dubuque. This includes the number of housing units with risks of lead-based paint exposure,the age of the housing stock, and the low vacancy rates for affordable housing. Describe the jurisdiction's definition of"standard condition" and "substandard condition but suitable for rehabilitation": Units that are classified as standard condition meet all state and local codes. Units that are classified to be in "substandard condition but suitable for rehabilitation" are both structurally and financially feasible to rehabilitate to a condition that meet all state and local codes. The city utilizes the International Property Maintenance Code, along with local amendments,to promote sound safety and quality property maintenance.The city is focused on maintaining and improving the existing affordable housing stock. Condition of Units Condition of Units Owner-Occupied Renter-Occupied Number % Number % With one selected Condition 2,747 17% 3,929 44% With two selected Conditions 16 0% 402 5% With three selected Conditions 0 0% 128 1% With four selected Conditions 0 0% 0 0% No selected Conditions 13,558 83% 4,418 50% Tota/ 16,321 100% 8,877 100% Table 33-Condition of Units Alternate Data Source Name: 2022:ACS 5-Year Estimates Data Profiles Data Source Comments: Year Unit Built Year Unit Built Owner-Occupied Renter-Occupied Number % Number % 2000 or later 2,216 14% 1,166 13% 1980-1999 1,911 12% 1,053 12% 1950-1979 7,155 44% 3,192 36% Before 1950 5,039 31% 3,466 39% Total 16,321 i0i% 8,877 100% Table 34—Year Unit Built Alternate Data Source Name: 2022:ACS 5-Year Estimates Data Profiles Consolidated Plan DUBUQUE 97 OMB Control No:2506-0117(exp.09/30/2021) Page 310 of 2490 Data Source Comments: Households hy Year Home Built Ci#y of aubUq�e 2022�i+�e Year ACS ti L 10,004 $,14& °� g� . 4 � fi,�00 �,277 3,933 3&19 0 � #'� -93 v 19{}2,a39 1,96C 584 � 2,OOQ � � 8 z � Year dui It �1939 or ea rti er y�1940 to 1945 �I 1950 CO 195° �1960#0 1969 u E970 to E979 J 1����:0 1��� �I 1�4��:0 1�44 �.:L�L�L�=4�L��t1 .J���il�:0���1�' J�4��17 J�:d:2` data Source:2022 5-Year ACS(625034J Households by Year Home Built Households by Year Home Built-Text A significant challenge for the City of Dubuque is the age of its housing. Housing units built between 2000 or later account for 13.58%owner occupied and 13.14% renter occupied. However, housing units built between 1950-1979 account for 43.84%owner occupied and 35.95% renter occupied. Additional housing units built before 1950 account for 30.87%owner occupied and 39.04% renter occupied. Close to 75%of housing was built before 1980 and before regulations were in place for lead paint and before energy efficiency measures were standard in housing. Risk of lead-Based Paint Hazard Risk of lead-Based Paint Hazard Owner-Occupied Renter-Occupied Number % Number % Total Number of Units Built Before 1980 12,194 75% 6,658 75% Housing Units build before 1980 with children present 1,815 11% 835 9% Table 35—Risk of Lead-Based Paint Alternate Data Source Name: 2022:ACS 5-Year Estimates Data Profiles Data Source Comments: Consolidated Plan DUBUQUE 98 OMB Control No:2506-0117(exp.09/30/2021) Page 311 of 2490 Vacant Units Suitable for Not Suitable for Total Rehabilitation Rehabilitation Vacant Units 78 0 78 Abandoned Vacant Units 2 0 2 REO Properties 0 0 0 Abandoned REO Properties 0 0 0 Table 36-Vacant Units Alternate Data Source Name: Vacant and Abandoned Buildings Data Source Comments: Need for Owner and Rental Rehabilitation The City of Dubuque's Housing and Community Development department has several programs that assists low-and moderate-income households with addressing the need for owner and rental rehabilitation. For example, the Homeowner Rehabilitation Loan Program provides low-interest, long-term loans of up to $25,000 to rehabilitate properties provided by the City of Dubuque Housing and Community Development Department. The Accessibility Improvements Program provides forgivable loans to homeowners to remove architectural barriers and provide modifications to increase physical accessibility. These programs are available to households earning no more than 80% of area median income. Additionally,the Lead Hazard Control & Healthy Homes Program mitigates lead and other home/health safety hazards by providing forgivable loans to households in need, particularly those with young children who are most vulnerable to environmental hazards.The city aims to assist approximately 100 units within Dubuque city limits using$5,197,053 million of U.S. Department of Housing and Urban Development funding over 48 months. The Healthy Homes Production Grant also addresses concerns with our aging housing stock. The Healthy Homes Program prioritizes the following, damp and mold growth, carbon monoxide and fuel combustion products, electrical hazards, radiation, domestic hygiene, pests and refuse, lighting, and falls.The city aims to assist approximately 95 units within Dubuque city limits using$2 million of U.S. Department of Housing and Urban Development funding. Estimated Number of Housing Units Occupied by Low or Moderate Income Families with LBP Hazards Dubuque's housing stock is older, and, in some cases, safety interventions are necessary. Since 1990,the city has facilitated lead remediation in 1,250 (9%) of 14,413 residential properties built prior to 1978. Most of Dubuque's housing (>75%) was built prior to 1978,when lead paint was no longer allowed for residential use. Consolidated Plan DUBUQUE 99 OMB Control No:2506-0117(exp.09/30/2021) Page 312 of 2490 Discussion As part of the Healthy Homes Production Grant in 2022, the city completed 67 houses to address moisture intrusion and mold growth, lead, asbestos, radon, and energy efficiency and weatherization. A Healthy Home Advocate works with individuals and families to develop a resilience plan for each home. As part of the Older Adults Home Modification Grant in 2021,the city assisted 96 homes for residents that are age 65 and older who are choosing to age in place. As part of the Lead Hazard Control & Healthy Homes Program Grant in 2021,the city completed 70 units to mitigate lead and other home/health safety hazards. Consolidated Plan DUBUQUE 100 OMB Control No:2506-0117(exp.09/30/2021) Page 313 of 2490 MA-25 Public and Assisted Housing— 91.210(b) Introduction The Housing& Community Development Department's Assisted Housing program serves as the Public Housing Authority(PHA) for the City of Dubuque.The Assisted Housing program provides information for the PHA sections of the Plan and coordinates with other city departments to affirmatively further fair housing and assess housing needs. Assisted Housing staff serve on the CoC. The city actively engages to partner with public and private agencies to ensure funding priorities align with community development goals.The city engages in multiple community collaborations focused on increasing coordination and access to services.The City of Dubuque strives to use data-driven decision making and engagement with residents to better serve the community.The city does not manage any public housing, and as such, needs to partner with area housing providers to ensure enough housing providers are willing and able to accept Housing Choice Vouchers (HCV). Totals Number of Units Program Type Certificate Mod-Rehab Public Vouchers Housing Total Project-based Tenant-based Special Purpose Voucher Veterans Family Disabled Affairs Unification * Supportive Program Housing #of units vouchers available 0 0 985 15 902 10 23 35 #of accessible units *includes Non-Elderly Disabled,Mainstream One-Year,Mainstream Five-year,and Nursing Home Transition Table 37—Total Number of Units by Program Type Alternate Data Source Name: Public and Indian Housing Information Center Data Source Comments: Describe the supply of public housing developments: Consolidated Plan DUBUQUE 101 OMB Control No:2506-0117(exp.09/30/2021) Page 314 of 2490 Describe the number and physical condition of public housing units in the jurisdiction, including those that are participating in an approved Public Housing Agency Plan: The City of Dubuque does not manage public housing units. However, several affordable housing options are financed with HOME and LITC in addition to the Housing Choice Voucher Program. Consolidated Plan DUBUQUE 102 OMB Control No:2506-0117(exp.09/30/2021) Page 315 of 2490 Public Housing Condition Public Housing Development Average Inspection Score Table 38-Public Housing Condition Public Housing Condition The city does not administer any public housing so there are no inspection scores to report. Describe the restoration and revitalization needs of public housing units in the jurisdiction: As stated previously, the city does not manage any public housing units. Describe the public housing agency's strategy for improving the living environment of low- and moderate-income families residing in public housing: The city continues to work with a diverse team of city staff, housing advocates, housing providers, and commission members to carryout recommendations and evaluate outcomes.The Housing Choice Voucher program is the primary way that the city improves the living environment of low-and moderate-income families residing in public housing. Additionally, all Housing Choice Voucher participants are invited to join the City's Family Self-Sufficiency(FSS) and Next Level Savings programs. These programs offer unique, person-centered coaching to support the individual's needs. Goal planning, resource coordination,job readiness, and family supports are all provided.The Project Managers regularly visit Family Self-Sufficiency caseworkers and FSS participating families.The programs coordinate resources to help buyers establish bank accounts, Individual Development Accounts (IDA's), homeownership counseling, and resources to purchase a home. Beyond the Housing Choice Voucher program itself, staff continue to evolve and formulate creative strategies for improving the living environment of low-and moderate-income families residing in public housing. For example, City of Dubuque staff update the Vacant Unit Listing on the City's Website weekly (every Tuesday) once property owners notify the City of vacancy. On that same page, other resources are listed that may have units listed to aid in the search for a rental unit. Collect voucher acceptance& vacancy data for every licensed rental property in the city. The City of Dubuque has increased landlord education about the HCV program as well as created a landlord education video to be shared among that specific group to clarify how HCV benefits the entire community. PHA also implemented a new, easier to use software that aids owners and tenants in communication and document transmittal.The City of Dubuque meets monthly with the Landlord Association to further connection and collaboration efforts. FY24 was focused on recruitment of landlord participation through the Successful Property Maintenance Course and through the networking of individuals through the Landlord Association.The city also runs free background checks for landlords Consolidated Plan DUBUQUE 103 OMB Control No:2506-0117(exp.09/30/2021) Page 316 of 2490 on prospective tenants for the HCV program. Arrest records were removed from the landlord background checks provided by the city—reviewed in April 2021 to ensure compliance with new forms. The city is still implementing efforts to increase landlord education surrounding the HCV program. A landlord education video was released in Spring of 2022. Despite efforts to promote landlord incentives in 2021,these incentives were not successful in increasing landlord participation. Moving forward,the city focused more on the landlord/PHA communication to ensure those landlords that do participate in the HCV program continue to accept vouchers.The city aims to enhance education and training for landlords through the Successful Property Maintenance course that the PHA presents regarding the HCV Program. The city also is continuing efforts of re-branding the HCV Program, including translating all necessary documents into Spanish and Marshallese to break down communication barriers and allow easier accessibility to programs and information for the entire community. Additionally,the PHA is focusing efforts on translation services and interpreter needs and accessibility. The PHA also assessed & revised HCV general forms for readability and adapted them all to a 6-7th grade level.This includes reducing our applications/forms for unneeded information to make the processes less burdensome on participants. Lastly,the PHA has increased their social media presence to engage the community through education and awareness. City staff are also researching the benefits of offering a tenant education course and other ways to lessen the burden of moving and unit damage. Discussion: The Equity and Human Rights, Housing Department, and Police Department continue to evaluate and monitor participation in the voucher program and collaborate to increase awareness and reporting of Civil Rights violations and housing discrimination. Consolidated Plan DUBUQUE 104 OMB Control No:2506-0117(exp.09/30/2021) Page 317 of 2490 MA-30 Homeless Facilities and Services — 91.210(c) Introduction The Housing& Community Development Department works closely with the local Continuum of Care (CoC). Community Development and Housing Department staff participate in the local Homeless Advisory Coalition to remain informed and align priorities and funding to address the needs of residents experiencing or at risk of homelessness.The Community Development Department also partners with the CoC to ensure programming aligns with the needs identified in the Consolidated Plan. The city actively engages to partner with public and private agencies to ensure funding priorities align with community development goals.The city engages in multiple community collaborations focused on increasing coordination and access to services.The City of Dubuque strives to use data-driven decision making and engagement with residents to better serve the community. As a member of the Homeless Advisory Coalition, the Housing& Community Development Department staff participate in the coordinated entry meetings and the city provides support for the point in time homeless count. Facilities and Housing Targeted to Homeless Households Emergency Shelter Beds Transitional Permanent Supportive Housing Housing Beds Beds Year Round Beds Voucher/ Current& New Current&New Under (Current& New) Seasonal/ Development Overflow Beds Households with Adult(s) and Child(ren) 78 0 24 0 0 Households with Only Adults 70 0 21 0 0 Chronically Homeless Households 0 0 0 0 0 Veterans 0 0 0 0 0 Unaccompanied Youth 0 0 0 0 0 Table 39-Facilities and Housing Targeted to Homeless Households Data Source Comments: Consolidated Plan DUBUQUE 105 OMB Control No:2506-0117(exp.09/30/2021) Page 318 of 2490 �he�t�r ���a�ity+-�ar��ar� PI� M ary's Inn ` St,lahn'a Almas�Name � dubuqueCammunityY Qamesd�Uolen�e___ Rescue Missian-Transirional ��' Rescue Missian-MainStreet � � Rescue Mission-lacksan Street Op�f71 Fl�D04f5-�`'td[kd H OL13� � �penin�arars-Ther�sa Shelter 0 5 14 1� �� 25 3fl 35 �4 �� ■Gues`s ■Capaci[y January Point in Time-Sheltered Capacity Shelter Capactity-January 2025 Paint In Time Shelter Name Type Capacity Guests °lo-of Capacity PopulatiQn Served Dpening doors-Theresa Shelter Ernergency 30 2S 7�5� Wornen&Children Dpening�oors-Maris House Transitional 2A 7 29� Wornen 8�Chi[dren Rescue Mission-Jackson 5treet Ernergency 30 25 835� Men Rescue Mission-Main Street Ernergency 40 36 90� Men Resctie Mission-Transitiana� TFansitiana� 21 19 905j Men �ubu��ue Carnrnunity Y Dameszic VioLence Pragram Ernergency 28 16 57� Victirns Fleeing VioLence 5t.Jahn's Almas€Harne Ernergency 29 5 255� Fami[ies Mary's Inn Maternity 8 5 63� Pregnant Women January Point in Time-Sheltered Data Consolidated Plan DUBUQUE 106 OMB Control No:2506-0117(exp.09/30/2021) Page 319 of 2490 Describe mainstream services, such as health, mental health, and employment services to the extent those services are use to complement services targeted to homeless persons CoC mandates that mainstream services, such as health, mental health and employment services, complement services targeted to homeless persons. In our community,there are several homeless assistance programs that connect individuals to mainstream services. List and describe services and facilities that meet the needs of homeless persons, particularly chronically homeless individuals and families, families with children,veterans and their families, and unaccompanied youth. If the services and facilities are listed on screen SP-40 Institutional Delivery Structure or screen MA-35 Special Needs Facilities and Services, describe how these facilities and services specifically address the needs of these populations. The City has 5 organizations including Opening Doors(Theresa Shelter- Emergency, Maria House- Transitional), Dubuque Community Y Domestic Violence Shelter, Mary's Inn, St.John's Almost Home, Dubuque Rescue Mission (Emergency, Short Term,Transitional) providing access to emergency and transitional shelter services during the January 2025 point in time homeless count. Some of these organizations serve specific populations, such as pregnant women and victims of domestic violence.The bed capacity for these organizations is 201 and 134 persons were sheltered. During the January 2025 point in time homeless count, all organizations had vacancies. Chronically Homeless: Rescue Mission Emergency, Short Term, and Transitional Families with children:Theresa Shelter, Maria House, Dubuque Community Y Domestic Violence Shelter, Mary's Inn, and St.John's Almost Home Veterans and their families: Rescue Mission Emergency, Short Term, and Transitional, and St.John's Almost Home Unaccompanied youth:There is no facility for unaccompanied youth. Dubuque Community Y provides a continuum of services for families impacted by domestic violence, Opening Doors is an umbrella agency for Maria House and Theresa Shetler. Opening Doors provides services through the continuum of services including shelter through Teresa Shelter offering emergency and extended stay programs and offering transitional housing for Maria House for up to two years. St.John's Almost Home is a homeless facility for men with children and families with children. Consolidated Plan DUBUQUE 107 OMB Control No:2506-0117(exp.09/30/2021) Page 320 of 2490 MA-35 Special Needs Facilities and Services —91.210(d) Introduction As the population ages and the demand for affordable housing continues to increase,there is an increase in the need for safe and affordable housing for the elderly. For both families and the elderly there is lack of affordable and accessible housing for persons with disabilities. As estimated by the 2022 Five-year ACS,the disability rate for females was 12.9%, compared to 12.87%for males. Some 6.6% have an ambulatory disability, 5.3% have an independent living disability,4.7% have a cognitive disability, 3.2% hearing, 2.1%self-care disability, and 1.7%visual. Including the elderly,frail elderly, persons with disabilities (mental, physical, developmental), persons with alcohol or other drug addictions, persons with HIV/AIDS and their families, public housing residents and any other categories the jurisdiction may specify, and describe their supportive housing needs Many of the persons with disabilities are elderly as well and require accessible, affordable, and safe housing. Per the 2022 Five-year ACS,the disability rate grew precipitously higher with age,with 37.73% of those over 75 experiencing a disability. There are waiting lists for Dubuque's elderly housing complexes. Additional housing units for elderly, populations with disabilities, and special needs are needed in our community. The city's strategy is to leverage partnerships with non-profits and developers and others to develop this type of housing. However, many elderly are homeowners. Per the 2022 Five-year ACS, 33%of homeowners are over the age of 65. Many of these homes are a part of the aging housing stock and our affordable housing stock. Dis�bility by Age � u-�v����v�z-- � o�� is _.ci�� ls c.�.��s 5 to 17 years 21� 5.4735 6s� �.4195 27� 3.35�5 18 t�3�#years 788 9.5�°h �70 7.6195 5353 8.57% 35 to 64 years 1311 13.1995 1�40 52.2595 �501 12.7395 65t�7�#years 64? ��.89�5 689 ZC.d835 5331 2i.35� 75•�ear a�d over 689 37.73�5 5319 4C.26'.•5 2C05 39.36� Total 364�4 12.5496 38�5 12.9�096 7490 12.8796 ❑zta Scurce-202�5-Year ACS fS18SCl'� Disability by Age Disability by Age-Text Consolidated Plan DUBUQUE 108 OMB Control No:2506-0117(exp.09/30/2021) Page 321 of 2490 Rate of disability by age, as estimated by the 2022 ACS, for females was 12.9%, compared to 12.84%for males.The disability rate grew precipitously higher with age, with 39.36%of those over 75 experiencing a disability. �}�sa�ility-�ype ► .,. � '� � � tF E Y i ' � 1 •, F W�th a hearing di#ficufty 1572 3.295 +Nith a vision difficu�ty � 995 1.7% With a cognitive difficulty 2595 4.7% With�n am€�ulatory difficuity 3631 5.61 UVit�r s sel#-care diffrcu€ty —:- 1167 2.1� +Nit#r an�ndependent I�ving dlff3c�lty 2485 5.3% ❑ata Scurce��022 5-Year ACS(51314j Disability by Type Disability by Type-Text The number of disabilities by type, as estimated by the 2022 ACS, is shown above. Some 6.6% have an ambulatory disability, 5.3% have an independent living disability, and 4.7% have cognitive difficulty. Teld PereeRt Owne�Qtwpeed Rereant Rent�r�avpied P$re�nt Ta#al 2�,198 10Q°6 16,321 10096 8,87T 1�096 Househald�rl5to7�}y�ars �.�77J �,.i}�:: �]ti 1-[�`1:;. 7,Id! �l^..bt3�; Hausehalder2�te34yeers 4.U#�4 16.�7."'k 7,i15J 1,2-�a7°6 �.[]�,� ].1.9�[]� Househgld�r 35 ta-0.4 yeafs �.�S�y 1`�.3U�36 J,d3�S �4_�3'16 1.�17 15.4[a':fi Hauseholder�5 tv 54 years 3,397 ��_505€ 2,596 �5_9596 799 9.�096 H4YSQFYQI�$FS5�4���2i�5 2.011 7.48°r6 1,553 9_51'�6 ft58 5.16°�6 Houso��ld�r 64 to�a4 yoarx �,402 9,5396 2,�49 1�.5596 353 3,�89b H�u3ch�ldar 65!�74 yc�ts 4,Oi0 15,91� 3,1�� 19.3fi°� 851 9,5695 HouschaldarT5to84ycars 2,�52 �,3356 1,701 10.d296 651 7,3396 Hausehnlder 85 y�ars and nver 1.[]4r4 4.��4(o d9fi :4_[]��.�r :�f,li f�.4U'if. ' �enure by Age of Housei�alder City�#[}i:hun�P?C?]?FivrYp�r,:C.S IF�750b7j Tenure by Age of Householder Tenure by Age of Householder-Text According to 2022 5-Year ACS data, 33%of homeowners are over the age of 65. Describe programs for ensuring that persons returning from mental and physical health institutions receive appropriate supportive housing Consolidated Plan DUBUQUE 109 OMB Control No:2506-0117(exp.09/30/2021) Page 322 of 2490 The lowa Department of Human Services is responsible for persons returning home receiving supportive housing. Discharge plans include housing arrangement, supportive services, and financial assistance. As part of a legal mandate in July 2014,the responsibility for mental health and disability services was transitioned from lowa Counties to the state to standardize service delivery and the level and standards of care. Discharge planning includes housing and financial assistance along with supportive care. Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs identified in accordance with 91.215(e) with respect to persons who are not homeless but have other special needs. Link to one-year goals. 91.315(e) The city's Purchase of Services Grants provide funding opportunities for organizations meeting identified human services needs for the year. Its anticipated that local service organizations will continue to apply for these resources to meet needs. For entitlement/consortia grantees: Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs identified in accordance with 91.215(e) with respect to persons who are not homeless but have other special needs. Link to one-year goals. (91.220(2)) Special Needs populations continue to have a variety of unmet needs including affordable and accessible housing. The following Goals, Priorities, and planned activities will positively impact the special needs populations. For example: Goal: • Repair and Rehabilitation of Existing Affordable Housing Priorities: • Eliminate Lead Based Paint and Other Hazards • Improve Mobile Home Affordable Housing Stock • Improve Existing Owner-Occupied Structures • Improve Existing Affordable Rental Units • Accessible Housing for Special Needs Populations Potential planned activities include: • Lead Grant Match Funds • Manufactured Homes Rehab and Reconstruction • Housing Activities- Homeowner Rehab, Healthy Homes Match- Roof Replacement, Purchase, Rehab, Resale, Rental Rehab,Accessibility Improvements Consolidated Plan DUBUQUE 110 OMB Control No:2506-0117(exp.09/30/2021) Page 323 of 2490 MA-40 Barriers to Affordable Housing—91.210(e) Negative Effects of Public Policies on Affordable Housing and Residential Investment Since 2019, Dubuque's total housing units have increased from 23,620 to 25,198 in 2022, adding 1,578 units. Although total housing units have increased, vacancy rates remain a significant barrier, especially for those seeking affordable housing (housing that a household can pay for while still having money left over for other necessities).Vacant units are scattered throughout Dubuque, with the largest concentrations on the east side and downtown—areas noted in this document for high poverty and racial/ethnic diversity. The Housing and Community Development Act of 1974 created Section 8 rental assistance programs. Section 8, also referred to as the Housing Choice Voucher (HCV) program.Tenant-based vouchers are the process by which voucher recipients can find and receive help paying for rental housing on the private market.The city, as the Public Housing Authority, makes monthly housing assistance payments to landlords to help the voucher-holder households pay their rent each month. Participating households pay a minimum of 30%of their adjusted income for rent and utilities. Inadequate federal funding to meet the HCV need negatively affects Dubuque residents too,which is a barrier in itself. Also, a nationwide issue, few landlords in Dubuque are willing to accept vouchers as rental applicants "source of income."In 2015, the City reported just 17%of property owners accepted HCVs; however, this data was found to be an unreliable assumption based on poor data.To obtain accurate data,the City of Dubuque passed an Ordinance January 22, 2019,that requires landlords report if and where they will accept HCVs to receive a rental license. In 2023, 32% landlords accept HCVs. Eighty landlords stated that they would need more information on the HCV program to decide whether they would be for or against it. One concern is that the Housing Choice Voucher Program is still not accepted city-wide. Current locations of HCVs show higher usage in concentrated areas of poverty and older housing stock.The city now requires housing developers to accept HCV participants in conjunction with approval of an affordable housing development agreement related to an urban revitalization plan. The City of Dubuque has also increased landlord education about the HCV program as well as created a landlord education video to be shared among that specific group to clarify how HCV benefits the entire community. PHA also implemented a new, easier to use software that aids owners and tenants in communication and document transmittal.The City of Dubuque meets monthly with the Landlord Association to further connection and collaboration efforts. FY24 was focused on recruitment of landlord participation through the Successful Property Maintenance Course and through the networking of individuals through the Landlord Association.The city also runs free background checks for landlords on prospective tenants for the HCV program.Arrest records were removed from the landlord background checks provided by the city—reviewed in April 2021 to ensure compliance with new forms. Consolidated Plan DUBUQUE 111 OMB Control No:2506-0117(exp.09/30/2021) Page 324 of 2490 MA-45 Non-Housing Community Development Assets —91.215 (f) Introduction The Market Analysis provides an understanding of the environment in which the jurisdiction administers its programs over the course of the Consolidated Plan period. Together with Consultation,the Needs Assessment, and the Market Analysis provides the basis for the strategic plan and the programs and projects to be administered. Based on the data provided, the City of Dubuque expects to focus its entitlement funds on preserving and increasing quality, safe, affordable housing for low-and moderate-income resident and invest in low-and moderate-income neighborhoods. Many of the Housing and Urban Development tables have been prepopulated by HUD with a default data set based on the most recent comparable data available. The tables have been supplemented in some cases with alternative data sources and supporting information to provide the clearest and most current picture of the environment in the City of Dubuque where the data is available. Economic Development Market Analysis Business Activity Business by Sector Number of Number of Jobs Share of Workers Share of Jobs Jobs less workers Workers % % % Agriculture, Mining, Oil &Gas Extraction 128 0 0 0 0 Arts, Entertainment, Accommodations 3,029 0 10 0 -10 Construction 1,091 0 4 0 -4 Education and Health Care Services 7,870 0 26 0 -26 Finance, Insurance, and Real Estate 2,021 0 7 0 -7 I nformation 422 0 1 0 -1 Manufacturing 4,865 0 16 0 -16 Other Services 1,503 0 5 0 -5 Professional, Scientific, Management Services 2,331 0 8 0 -8 Public Administration 671 0 2 0 -2 Retail Trade 4,038 0 13 0 -13 Consolidated Plan DUBUQUE 112 OMB Control No:2506-0117(exp.09/30/2021) Page 325 of 2490 Business by Sector Number of Number of Jobs Share of Workers Share of Jobs Jobs less workers Workers % % % Transportation and Warehousing 1,461 0 5 0 -5 Wholesale Trade 974 0 3 0 -3 Total 30,404 0 -- -- -- Table 40-Business Activity Alternate Data Source Name: 2022:ACS 5-Year Estimates Data Profiles Data Source Comments: Jal7i7 Dee�a D�.aL•.a.��:�e bllorks N1�.�uf�c=:�r ng,DUrablB C}66:IS �8'C Du�uque Commzanity Schools Educa.ion 2000 Ma•cyC:�e Dubuc.ae Meoic�l C��rter H�a:th Ca:e Providar 143$ HO�GE 1Narehousisrg and�istribution 1�02 hladic�l,�tisoc':ta� �linic_P_C. Haa:thCa=eProaide� lOG� Un:veTsity of W4�co�rsi�-Plattevilla Educa�ion 1082 Un�tyPo�nt Hay.th -Fi�rley Ha;pit�l Hz��.th Cafe Pro+�ider 9d0 Cattir�gham&Butler,lnc, I���sranceAgencies, Bro-�erages,an�Thia€I- $51 Party T�ra�ity o=Du�uque P�hliv�ervice 737 Seilgwdc3c�MS 1-���ranceAgee�cies, �ra'sserages,ansiThi:-€I- 725 P�ety R�i�ba0il��m��nv Reto'lT•acle, 45Jholesale�rade 558 Western Dubuque Co�.nky Educa�con 551 Ca�munity 5cha�l E}��trict Hormel(Prog.auUiv�Processing, hl�nufact:aring,Faad Psoducts 550 LL�) Medlsne Ir�dustries,Inc_ He�sith Care, Products and Serviva� 50� Ernplcyers ti�ritn 500— Err:�oy�es, City of Cubuque Greater Dubuque Co�p Website: Majar Employ�rs �Fnktodats; l,�`�:5�+�'.�-.�r'.',�f2at�l';�•JE]LE4'��._+I'r��i'.151=1?cc-�v_"v=��7r��T`�I'_r'�:.icl'"iC55-i.�"= ="l�;r:'-��iY`: „�y�f= Employers with >500 employees Dubuque's Largest Employers-Text Consolidated Plan DUBUQUE 113 OMB Control No:2506-0117(exp.09/30/2021) Page 326 of 2490 Greater Dubuque's 14 largest employers (>500 currently employed) employ approximately 14,893 of its residents. Du�uqt��'s largest e�splayers-Greater aubuque aeve[opment Carp Qata �URR�NT EN�P��YiVI�NT Saftivare�euelopmer�t Transpartation -�=°'="-"'-" ' �'K 195 n�:trihutiv� 7°� Retaif/Whoiesale7rade � � � . .=- 396 . � � � 'di��a¢ion Re�reation � 25y 3°5 '�ti Pu�li� � - Serv�ce/G ove rn m ent . 54E '� � � Pr�ntingand Fu6lishing � Services �.�y 196 � �' �'-�rvane�al5ert��ces h4a�ufa�:. � 3 345 . , .� .:, '� �' � '',, � ..�at[n CarePro�ti;er 139b Insu::ir-��Arrn- ir I . � �4; Dubuque's Largest Employers Consolidated Plan DUBUQUE 114 OMB Control No:2506-0117(exp.09/30/2021) Page 327 of 2490 Labor Force Total Population in the Civilian Labor Force 32,010 Civilian Employed Population 16 years and over 30,404 Unemployment Rate 5.00 Unemployment Rate for Ages 16-24 14.60 Unemployment Rate for Ages 25-65 25.00 Table 41-Labor Force Alternate Data Source Name: 2022:ACS 5-Year Estimates Data Profiles Data Source Comments: Em�loy���t Stat�s Up�late Employme��tatus �U22 Five Year AC� Ern lo ed 49,360 U�employed �,60� La�or Fafce 32,035 EJnefn lo ment�ta#e 59� d�ta 5ource:�C2Z 5-Year ACS (d�03, 52�Ofj Employment Status Update Current Employment Status-Text The Bureau of Economic Analysis (BEA) defines"total employment" as a count of jobs rather than workers, so workers can be counted twice in these data, e.g.,those who work two or more part-time jobs. Dubuque's unemployment rate was 5%, which equalizes to full employment. 91.6%of people's travel time to work is less than 30 minutes (2022 5-Year ACS). Consolidated Plan DUBUQUE 115 OMB Control No:2506-0117(exp.09/30/2021) Page 328 of 2490 � � F { F " _ � .. ��. �� i •� i.i _i f h ' -I Z��a z,s�a as,�si a�,�a� �.i� a_aiss „ �,. 1��1 z,�o� a�,s�� ��,z�.� �.i,� a.�_ � Z��a a,��� a�,��s aa,��� s.�s� a_�iss 1��� z,1o� a�,��s a�,��5 �.�� a_Z�ss 1��a 1,s�� aa,��s �a,s�.� �.�s� s_�a� 1��� i,s�� aa,��o 5o,sa� �.�;� 3_5195 1��� �,sis aa,is� �o,�as �.�� s_�s� 1��� 1,�0� aa,�zs 5a,i�� �.s� 3_1�ss 1��$ i,�z� a�,ass a�,�10 �.ss� z_s�� 1��� i,.�si a�,ais a�,i�� �.s� z_��ss zaoo 1,��� a�,��� as,�o1 �.ss� �_�s� aooi i,�az a�,�is ��,s�5 �.i;� 3_z�ss zaoz i,�a� a�,��s as,��5 a� a� �ao� z,as� a�,��o as,s�� �.s� a_a�ss zaoa z,1�� a�,o3� a�,i�a a.�s� a_�s� �005 �,�09 48,5�7 50,755 4.4?6 4_�9°h �006 1,893 49,9fi1 51,854 3.7°6 3_b4°6 �007 �,�7� 50,011 52,035 4� 3_7295 zao� a,z�� �o,oi� ��,��a a.ss� a_Zs� �00�3 3,471 49,'113 52,534 6.6'.� 6_40°h �010 3,183 50,8�9 54,032 5.9� b.1296 �011 �,808 51,8�3 54,615 5.1� 5_65�5 �01� �,49� 52,350 5�,84� 4.5°6 5_06°6 �013 �,50� 52,6�2 55,1�5 4.5� 4.7395 �014 �,�8�9 53,278 55,567 4.196 4_�396 �015 �,�20 53,6�9 55,719 3.6'.� 3_69°h �016 1,�3�3 53,0�9 54,968 3.596 3.5796 2017 1,G15 53,438 55,053 2.9� 3_0695 �018 1,375 54,6�9 56,0�4 2.596 �_56°6 �013 1,466 55,559 57,0�5 2.6'.� �_6695 �020 3,15� 51,877 55,031 5.796 5_��96 �021 �,�17 5�,9�7 55,164 4?b 3_85°h �02� 1,645 54,482 56,1�7 2.956 �_81°6 2023 1,G21 5�,177 55,758 2.9� �_9695 Labor Far�e 5ta#istics I du�uque, IA Metropolitan S#a#is#ical Area 1990-2023 �ureau af Labor Skakiskics aata Labor Force Statistics 1990-2023 Labor Force Statistics-Text The unemployment rate spiked in 2020, up to 5.2%. However, unemployment rate has continued to drop to 4% in 2021, 2.9% in 2022, and remained at 2.9% in 2023. Consolidated Plan DUBUQUE 116 OMB Control No:2506-0117(exp.09/30/2021) Page 329 of 2490 Occupations by Sector Number of People Management, business and financial 4,292 Farming, fisheries and forestry occupations 79 Service 5,467 Sales and office 6,515 Construction, extraction, maintenance and repair 1,377 Production,transportation and material moving 5,933 Table 42—Occupations by Sector Alternate Data Source Name: 2022:ACS 5-Year Estimates Data Profiles Data Source Comments: Gender Wage Gap-Text Both the mean and average area median incomes for women are much lower than for men with women earning only 71.5%of what men earn in Dubuque on average. The mean income for women was $52,446 as compared to $73,288 for men. �it� ot Dubuc�ue - N1ean Ea�rnin�s a0000 ����as �oo�o eaa�o �s��as ��� a�oec — �aooc — �no��, — 1400C — 0 h',ale Female ■�1��.a Fem^lc- data Scurce: ����5-Year,4CS (5�0C3i1 Gender Wage Gap Travel Time Travel Time Number Percentage < 30 Minutes 24,840 92% 30-59 Minutes 1,505 6% Consolidated Plan DUBUQUE 117 OMB Control No:2506-0117(exp.09/30/2021) Page 330 of 2490 Travel Time Number Percentage 60 or More Minutes 770 3% Total 27,115 100% Table 43-Travel Time Alternate Data Source Name: 2022:ACS 5-Year Estimates Data Profiles Data Source Comments: Education: Educational Attainment by Employment Status (Population 16 and Older) Educational Attainment In Labor Force Civilian Employed Unemployed Not in Labor Force Less than high school graduate 963 23 563 High school graduate (includes equivalency) 6,122 439 1,682 Some college or Associate's degree 6,984 570 1,095 Bachelor's degree or higher 8,482 110 1,083 Table 44-Educational Attainment by Employment Status Alternate Data Source Name: 2022:ACS 5-Year Estimates Data Profiles Data Source Comments: Educational Attainment by Employment Status(Population 25-64 Years) Data Source:2022 5-Year ACS(623006) E�onorr��� �a�to�s - Edu�ation PopuLatio� �u�r Age �� s�o,�o�o �sa,�az sso,�a�o �y,��s 550��{�0 �37,414 $38.931 5�30�� �i4�� 52Q���':,' Sl Q,� � �iagn sc�ool�rad�a�e{s�cl�des Bachelar's degree e+7 u ivalereGY} ■Cit��of Cubuq�e ■United 5tatas aata Scurce-��2�5-Year�§C5 (520Q2J Economic Factors- Education Consolidated Plan DUBUQUE 118 OMB Control No:2506-0117(exp.09/30/2021) Page 331 of 2490 Hig�S�hool or G�ea#er Ed�cat��n 4' k' � f z i r F 1 Hig#� Sc�o�l or�reater 23,817 Total Hou�ehok€� 25F198 �6 F#igh�ch oa I ar Great�r 94.52% Househ�olds �vi��r Higl7 School or�reater Education � Ci�y of Dt��uque �a2z F�ve-Year Acs {a�s4�3) High School or Greater Education E���ati��a�At#��nme�# <,�„�"{ : - .. � {.. : f .���..����,_ :�r#=�.. .k--�'�-,.-.. . Ees�t�rars h�ighscha�l graduat� + � 3,175 6,6b9G High schaal graduate (includ�s e�uivalency} 15,088 31,619G Sorr�e�olleg� or associate's degre� ��,553 31,1�9G Bac�e��x's degree or 17igher 9,9�8 �0,9�9G Graduate ar professia�al €iegree 4,527 9,o99G Edticational At#�inrr�er�t City of Dt�buque ���z F�,��-v���acs �s�.�o1) Educational Attainment Educational Data-Text The HUD table data is updated with supplemented with additional education data from the 2022 S-year ACS. 94.52%of households had a high school education or greater. Some 31.61%of the population had a high school diploma or equivalent, another 31.12% had some college, 20.92% have a Bachelor's Degree, and 9.69%of the population had a graduate or professional degree. Educational Attainment by Age Age 18-24 yrs 25-34 yrs 35-44 yrs 45-65 yrs 65+yrs Less than 9th grade 18 116 185 113 377 9th to 12th grade, no diploma 498 183 198 754 736 High school graduate, GED, or alternative 2,131 1,788 1,447 5,008 4,714 Some college, no degree 3,369 1,510 1,521 2,338 1,786 Associate's degree 353 1,039 767 1,474 696 Bachelor's degree 1,333 2,700 1,365 2,708 1,839 Consolidated Plan DUBUQUE 119 OMB Control No:2506-0117(exp.09/30/2021) Page 332 of 2490 Age 18-24 yrs 25-34 yrs 35-44 yrs 45-65 yrs 65+yrs Graduate or professional degree 43 750 951 1,201 1,725 Table 45-Educational Attainment by Age Alternate Data Source Name: 2022:ACS 5-Year Estimates Data Profiles Data Source Comments: Educational Attainment— Median Earnings in the Past 12 Months Educational Attainment Median Earnings in the Past 12 Months Less than high school graduate 30,508 High school graduate (includes equivalency) 37,410 Some college or Associate's degree 40,037 Bachelor's degree 51,209 Graduate or professional degree 64,604 Table 46—Median Earnings in the Past 12 Months Alternate Data Source Name: 2022:ACS 5-Year Estimates Data Profiles Data Source Comments: Consolidated Plan DUBUQUE 120 OMB Control No:2506-0117(exp.09/30/2021) Page 333 of 2490 � � �� � .� � � � �� � City of Dubuque- Fiber Optic Network Broadband Connectivity-Text According to 2022 Five-Year ACS estimate, 87.9%of households in Dubuque had a Broadband Internet Subscription. An estimated 92.9%of households had a computer. Consolidated Plan DUBUQUE 121 OMB Control No:2506-0117(exp.09/30/2021) Page 334 of 2490 �r��c�k�ar�d C�r�n�cti�ri�� ���� Five-Y�ar ��� Estirnate �� a�_�o� Hause�olds with an lntiemet subs�i�tian 58.�0% � 1 92_�3096 �lousehol�s wi#h�omp�bef � � 94_�L�6 8 4_0�9G 85.0096 88_O1796 9�_OD9b��.L1d96 44_005�9 6_�096 .�aubuque tity rJ�ni=ed5=a:es D�ta Sourc�; z�2z 5-vea�Acs {�2�0�� Broadband Connectivity Based on the Business Activity table above, what are the major employment sectors within your jurisdiction? The economy has diversified and is substantially bolstered by other sectors such as healthcare, education, insurance agencies, and warehousing and distribution, while manufacturingjobs are still a strong sector. Healthcare and Education led the way with 26%of overall jobs in 2022 Five-Year ACS, with manufacturing making up the next 16%, retail trade making up the next 13%, and arts, entertainment and recreation making up the next 9%. Nationally and in Dubuque,the combination of an aging workforce, decreases in workforce numbers, and skills gaps between available work and workers present challenges for all sectors, but is most evident in the manufacturing sector. Manufacturing remains one of Dubuque's major employment sectors.John Deere Dubuque and Hormel represent that estimated 3,360 employees. Describe the workforce and infrastructure needs of the business community: Integrating the needs of the city's small and mid-size manufacturers into workforce development will be critical to the growth and retention of these smaller firms.The city,the Greater Dubuque Development Corporation, and their economic development partners maintain strong relationship with local industries to address their workforce issues, specifically how Dubuque's future workers are prepared for careers in advanced manufacturing and technology. Consolidated Plan DUBUQUE 122 OMB Control No:2506-0117(exp.09/30/2021) Page 335 of 2490 Retaining and recruiting talent to replace retiring experienced workers remains an important challenge for the community in the next decade. Local public and private sector groups and employers have initiated efforts to address workforce concerns in the community.The issue for Dubuque isn't the demand for but the supply of qualified workers and for wages that keep up the rise in costs of housing and other goods and services. The manufacturing sector continues to be an important sector for the city and is expected to have an ongoing need for workers. Childcare has increasingly become thought of as infrastructure. Greater Dubuque Development Corporation leveraged State of lowa grant to raise private funds to support child care providers county- wide with wage enhancement and capacity expansion efforts. While childcare has grown over the past few years,there is still a need for more affordable childcare and childcare for special needs children and children whose parents work the 2nd or 3rd shift. The 2022 Five-Year ACS data show 32,010 persons in the workforce as compared to 2017 Five-Year ACS data show 31,913 persons. The Greater Dubuque Development Corporation reports the following on its website: As of June 2024, the Dubuque MSA reached an all-time employment level high at 62,200. In May 2023, Dubuque MSA's median hourly earnings per worker is$27.44 compared to the nationwide average of$31.48. Of the MSA's in the region, Dubuque ranks 4th. IOWA MSA's: • lowa City$28.82 • Davenport$28.07 • Cedar Rapids$27.71 • Dubuque $27.44 Describe any major changes that may have an economic impact, such as planned local or regional public or private sector investments or initiatives that have affected or may affect job and business growth opportunities during the planning period. Describe any needs for workforce development, business support or infrastructure these changes may create. Established in November 1984, Greater Dubuque Development Corporation is a public/private non- profit partnership formed for the purpose of creating and retaining quality employment within our region while maintaining and enhancing our quality of life for the benefit of all businesses and residents. Our 2022-2027 YOU can be great here campaign is a five-year plan with aggressive goals, clear strategies, and actionable steps aimed at population growth,job creation, increased wages, construction investment, and poverty reduction.Through our three pillars of Workforce Solutions, Business Services, and Strategic Initiatives, we support and grow our business community and their workforce while Consolidated Plan DUBUQUE 123 OMB Control No:2506-0117(exp.09/30/2021) Page 336 of 2490 constantly improving our region's quality of life. With the help of regional leaders, businesses, non- profits, educational institutions, and citizens working closely together, we can create a vibrant region of choice that delivers on the promise YOU can be great here. Our region's economic future and delivering on the promise that YOU can be great here will be built on the strength and stability of three critical priorities: WORKFORCE solutions: • Manage resources and facilitate relationships that streamline connections between employers and job seekers • Recruit and retain newcomers through direct programming and targeted marketing strategies. • Connect untapped talent with opportunities for personal and professional growth in the community BUSINESS services • Establish and maintain trusted relationships with business community and public sector to advocate and support regional growth. • Identify and promote opportunities for business relocation and business expansion within the region. • Provide access to labor data and market insights to maximize resources and promote adoption of best practices. STRATEGIC initiatives • Facilitate economic growth by analyzing and cooperatively addressing gaps in community services • Bring the public and private sectors together to secure and utilize diverse resources to deliver on community priorities. • Identify and remove barriers, improve public policy and incentives to empower the private sector and inspire bold development. Additionally, a component of the city's overall Comprehensive Planning process was a look at Dubuque's economic future and how the Dubuque community can translate current opportunities into economic successes for all residents and business interests.This broader market assessment was combined with local market data and public engagement themes to develop a portrait of Dubuque's markets by sector. These sectors include: Commercial Uses, specifically Stores, or Retail, and Office, Housing, Industrial, Higher Education, and Healthcare. The city as a whole has committed in its Imagine Dubuque 2037 plan to diversify Dubuque's economy by retaining, expanding, and growing local businesses; attracting new businesses; maintaining an Consolidated Plan DUBUQUE 124 OMB Control No:2506-0117(exp.09/30/2021) Page 337 of 2490 abundance of employment opportunities; and offering top quality-of-life options that create an equitable community where young professionals want to live and raise their families, supporting the availability of a diverse, skilled workforce How do the skills and education of the current workforce correspond to employment opportunities in the jurisdiction? Dubuque's economic challenges are the same as those faced by communities nationally— how to grow the local economy, and by extension,the city; how to attract the right talent; how to develop the skilled workforce of the future, despite structural full employment; and how to integrate all of this work equitably, efficiently, and inventively. Dubuque has also experienced minimal population growth since the 1980s—how the City attracts talent and increases overall employment will drive future housing demand and additional market-supported housing options. Describe any current workforce training initiatives, including those supported by Workforce Investment Boards, community colleges and other organizations. Describe how these efforts will support the jurisdiction's Consolidated Plan. Dubuque has the initiatives in place that provide the foundation for achieving economic prosperity. Along side of traditional workforce supports such as a resource center, career counseling, job seeking, placement and other specialized employment services, the City of Dubuque has two major initiatives: Childcare, Opportunity Dubuque, and Housing Needs Assessment, Inclusive Dubuque. • Child Care Analysis: Leveraged State of lowa grant to raise private funds to support child care providers county-wide with wage enhancement and capacity expansion efforts. • Opportunity Dubuque is the Dubuque area's collaboration for workforce training and development: These local training and education programs to aid the region's underemployed have had successes.The first group of 250 trainees through Opportunity Dubuque achieved a 94 percent placement rate. • Housing Needs Assessment • Inclusive Dubuque, a citywide partnership of over 60 groups, also addresses workforce issues and equity, specifically available job quality, career advancement, childcare, and transportation to and from work. Does your jurisdiction participate in a Comprehensive Economic Development Strategy (CEDS)? Yes Consolidated Plan DUBUQUE 125 OMB Control No:2506-0117(exp.09/30/2021) Page 338 of 2490 If so, what economic development initiatives are you undertaking that may be coordinated with the Consolidated Plan? If not, describe other local/regional plans or initiatives that impact economic growth. Dubuque has the initiatives in place that provide the foundation for achieving economic prosperity. Along side of traditional workforce supports such as a resource center, career counseling, job seeking, placement and other specialized employment services, the City of Dubuque has two major initiatives: Childcare, Opportunity Dubuque, and Housing Needs Assessment • Child Care Analysis: Leveraged State of lowa grant to raise private funds to support child care providers county-wide with wage enhancement and capacity expansion efforts. • Opportunity Dubuque is the Dubuque area's collaboration for workforce training and development: These local training and education programs to aid the region's underemployed have had successes.The first group of 250 trainees through Opportunity Dubuque achieved a 94 percent placement rate. • Housing Needs Assessment • Inclusive Dubuque, a citywide partnership of over 60 groups, also addresses workforce issues and equity, specifically available job quality, career advancement, childcare, and transportation to and from work. Discussion In the past 35 years, Dubuque has reinvented itself—investing in downtown neighborhoods and capitalizing on place-based differentiators such historic preservation and unique natural resources. Today,the community serves as the employment hub in the tri-state region,with thriving tourism, health care, education, and financial services sectors. Resiliency Key principles of environmental integrity are including in both the City's Imagine Dubuque Comprehensive Plan 2037 and in Sustainable Dubuque. Potential overlapping activities include: � Expanded sustainable stormwater management practices to address flooding prevention � Community Gardens � Youth Eco-education programs � Implementations of watershed plans � Expanding programs to reduce, reuse, and recycle, including composting and building materials. The Dubuque Community Climate Action & Resiliency Plan establishes a goal of 50% reduction of greenhouse gas emissions to 2003 levels by the year 2030.The plan identifies contributors to greenhouse gases in Dubuque and sets forth an impact reduction target to achieve the SO%goal. Important to this effort is Dubuque, along with its partners, should regularly update the 50% by 2030 Community Climate Action & Resiliency Plan to stay current on best practices in greenhouse gas mitigation, climate adaptation, and resiliency. Consolidated Plan DUBUQUE 126 OMB Control No:2506-0117(exp.09/30/2021) Page 339 of 2490 The Bee Branch Watershed lies completely within one of Dubuque's oldest and most dense neighborhoods. Six Presidential Disaster Declarations, resulting in $70 million in damages, occurred between 1999 and 2011.To address this issue, the City initiated the Bee Branch Watershed Flood Mitigation Project, a multifaceted approach that incorporates permeable pavement,two upstream retention basins, daylighting of Bee Branch Creek, and resiliency efforts of storm drains. The Bee Branch Healthy Homes initiative has also allotted $8.4 million in forgivable loans to flood-proof 320 flood-prone houses, mitigating mold growth, structural issues, and electrical hazards.A Healthy Home Advocate works with individuals and families to develop a resilience plan for each home. Consolidated Plan DUBUQUE 127 OMB Control No:2506-0117(exp.09/30/2021) Page 340 of 2490 MA-50 Needs and Market Analysis Discussion Are there areas where households with multiple housing problems are concentrated? (include a definition of "concentration") Housing problems(incomplete kitchen facilities, incomplete plumbing facilities, overcrowding, or cost burden greater than 30%)tend to be concentrated in areas with high rates of poverty. Data confirms this trend when the lowest AMI has the highest percentage of one or more housing problems. Conversely, the highest AMI has the lowest percentage of one or more housing problems. Additionally, as previously stated, of households in the lowest income category(0-30%AMI), more than 80% have one of more housing problems. In our community, census Tract 1 and census Tract 5 has the highest poverty rates.Tract 1 has 25.80%of residents below the poverty level and in Tract 5, 24.10%are below the poverty level.Tract 1 and Tract 5 also have lower median household income.Tract 1 median household income is$48,589 and Tract 5 is$37,952,whereas the city's median household income is $63,520. In addition to having the highest poverty rates,Tract 1 and Tract 5 also have higher population density, more affordable units, low vacancy rates, and an older housing stock. Tract 1 and Tract 5 homes and units may be more affordable because they are also our community's aging housing stock. In Tract 1,there are 1,566 (7.6%of the city total) structures built before 1980. In Tract 5,there are 1,730(8.4%of the city total) structures built before 1980.Tract 5 have the highest number of old buildings compared to other tracts. Homes built before 1980 is an important indicator because homes built before 1979 did not follow lead paint regulations. Both Tract 1 and Tract 5 have a majority of houses built before 1980 (98%and 89% respectively).The age of the home can also increase housing issues including but not limited to deferred maintenance, inaccessibility and energy inefficiencies. Housing problems continue when looking at HUD defined Housing Problems. Cost burden is a significant issue for both Tract 1 and Tract 5. Over half of low-income households in Tract 1 (50.65%) and nearly half in Tract 5 (44.51%)face a severe cost burden, meaning they spend more than 50%of their income on housing. While the situation is slightly better for moderate-income households, a significant portion still struggles with affordability. In Tract 1, 34.39%of moderate-income households experience severe cost burden, compared to 26.74% in Tract 5. The total number of households lacking complete plumbing facilities in City of Dubuque is 344.Tract 5 has the highest concentration of this issue, with 267 households (78%) lacking complete plumbing.Tract 5 also has more owner-occupied households.Therefore, our Rehab Program, an activity identified in this Consolidated Plan, can support Tract 5 with homeowner repair and rehab projects. The total number of households lacking complete kitchen facilities in City of Dubuque is 594. In Tract 5, there are 267 households(45%) are lacking complete kitchen facilities. Again, our Rehab Program can support Tract 5 with homeowner repair and rehab projects. Even though Tract 5 has a smaller number of renters, 25%of the renters in Tract 5 have multiple housing conditions. Consolidated Plan DUBUQUE 128 OMB Control No:2506-0117(exp.09/30/2021) Page 341 of 2490 Housing problems tend to be concentrated in areas with high rates of poverty. In our community,the areas of high rates of poverty also have higher population density, more affordable units, low vacancy rates, and an older housing stock.The age of housing subsequently brings about more housing problems such as deferred maintenance, lead-based paints, inaccessibility, and energy inefficiencies. Are there any areas in the jurisdiction where racial or ethnic minorities or low-income families are concentrated? (include a definition of "concentration") Geographic analysis of racial distribution was conducted by calculating the percentage share of total population within each census tract of the sub-population; i.e., racial or ethnic group.That share was then plotted on a geographic map. The City of Dubuque has a very small minority population and Black or African American residents make up 4.1 percent of the total population. Tract 1 and Tract 5 have higher numbers of minorities compared to our total population, specifically Black and Pacific Islander.Tract 5 have the highest Black and African American population at 14% and Tract 1 is the third highest at 13%. What are the characteristics of the market in these areas/neighborhoods? Tract 1 data: • Poverty rate of 24.5% (2022 ACS 5-Year Estimate:Table-S1701) • Unemployment at 6.8% (2022 ACS 5-Year Estimate:Table-52301) • Median Household Income at$48,589 (2022 ACS 5-Year Estimate:Table-S1901) • Median home value for owner-occupied houses$117,500 (2022 ACS 5-Year Estimate:Table- DP04) • 15,66 housing units built before 1980 and 1,222 currently owner occupied (2022 ACS 5-Year Estimate: Table-DP04 and S2504) • Housing Cost Burden at more than 29.06% (CPD Maps) • Low income households with severe house burden 50.65% (CPD Maps) • Moderate Income households with severe house burden 34.39% (CPD Maps) Tract 5 data: • Poverty rate of 24.1% (2022 ACS 5-Year Estimate:Table-S1701) • Unemployment at 25.8% (2022 ACS 5-Year Estimate:Table-S2301) • Median Household Income at$37,952 (2022 ACS 5-Year Estimate:Table-S1901) • Median home value for owner-occupied houses$97,000 (2022 ACS 5-Year Estimate:Table- DP04) • 17,30 housing units built before 1980 and 1,673 currently owner occupied (2022 ACS 5-Year Estimate: Table-DP04 and S2504) • Housing Cost Burden at more than 42.68% (CPD Maps) Consolidated Plan DUBUQUE 129 OMB Control No:2506-0117(exp.09/30/2021) Page 342 of 2490 • Low income households with severe house burden 44.51% (CPD Maps) • Moderate Income households with severe house burden 26.74% (CPD Maps) Both these neighborhoods are some of the oldest and most diverse in Dubuque. The neighborhoods are in the center of Dubuque's urban core and borders the Historic Millwork District, Bee Branch, North End District and Downtown. The Washington Neighborhood has many historically significant residential and commercial structures. 86%of the properties were built prior to 1939,with many dating back to the late nineteenth century. Exterior architecture on these older buildings remains fairly intact; however, the age of the housing and commercial stock creates challenges for maintenance and property values. Are there any community assets in these areas/neighborhoods? Census Tract 1 has several amenities including downtown staples Port of Dubuque, Millwork District, Washington Residential Historic District, Bee Branch Creek Greenway, and Chaplain Schmitt Island.Tract 1 also houses Kerper Boulevard home to several manufacturing companies. Census Tract 5 has additional amenities including Bee Branch Creek Greenway, Comiskey Park and Central Avenue Corridor. Comiskey Park and Central Avenue Corridor are two major projects the city continues to invest in economic development and family,youth, and education projects in addition to supporting housing improvements and neighborhood grants and afterschool programs. Are there other strategic opportunities in any of these areas? This area has been the target of considerable rehabilitation efforts and infrastructure improvements. There are multiple efforts targeting the downtown and surrounding areas including CDBG investment. The city has historic homes and areas suitable for new single-family housing development. In addition, Dubuque has multiple strong housing programs available to residents to ensure sustained improvements and investments in housing stock in residential neighborhoods throughout the city. Senior housing units continue to be developed in Dubuque.The City of Dubuque has also committed to using Tax Increment Financing,to incent local housing development.Tax Increment Financing remains the best local financing mechanism to support local economic development,whether in Dubuque, lowa, or elsewhere in the U.S.The use of Tax Increment Financing for potential new housing development can complement the City's current housing programs. Tax Increment Financing has been become essential to compete for much needed development. Housing Tax Increment Financing is used judiciously in Dubuque to benefit both public and private development efforts through the use of tax increment funds in form of rebates for the creation of public infrastructure to facilitate new residential development. In Dubuque, 38.1%of the increment is required by state law to benefit the creation of affordable housing in the city. Consolidated Plan DUBUQUE 130 OMB Control No:2506-0117(exp.09/30/2021) Page 343 of 2490 Dubuque's comprehensive housing incentives to stabilize or enable rehabilitation of historic residential building stock remain effective, attracting purchasers to Dubuque's historic neighborhoods. Successful multi-family housing developments, particularly in downtown Dubuque, have used Historic Tax Credits and New Markets Tax Credits, in addition to local and state incentives and funding sources. Consolidated Plan DUBUQUE 131 OMB Control No:2506-0117(exp.09/30/2021) Page 344 of 2490 MA-60 Broadband Needs of Housing occupied by Low- and Moderate-Income Households - 91.210(a)(4), 91.310(a)(2) Describe the need for broadband wiring and connections for households, including low- and moderate-income households and neighborhoods. Access to reliable broadband internet is essential for households in Dubuque, lowa, as it facilitates education, employment opportunities, healthcare access, and social connectivity. However, low-and moderate-income households often face significant barriers to obtaining affordable and dependable internet services. Challenges Faced by Low-and Moderate-Income Households: 1. Financial Constraints:The cost of internet service can be prohibitive for many families, limiting their ability to participate fully in the digital economy. 2. Limited Service Availability: Some neighborhoods may lack adequate broadband infrastructure, resulting in slower speeds or unreliable connections. 3. Digital Literacy:A lack of digital skills can prevent individuals from effectively utilizing online resources, further exacerbating the digital divide. Describe the need for increased competition by having more than one broadband Internet service provider serve the jurisdiction. Enhancing competition among broadband internet service providers (ISPs) in Dubuque, lowa, is crucial for several reasons: 1. Improved Service Quality: Increased competition often leads ISPs to enhance their service offerings, resulting in faster speeds, more reliable connections, and better customer support. For instance, in markets with multiple providers, companies are incentivized to invest in infrastructure upgrades to attract and retain customers. 2. Lower Prices: When multiple ISPs operate in the same area,the competitive pressure can lead to more affordable pricing plans, making high-speed internet access more attainable for a broader range of residents.This is particularly beneficial for low-and moderate-income households. 3. Innovation and Diverse Offerings: Competition encourages ISPs to innovate, offering diverse services and packages tailored to different consumer needs.This can include flexible data plans, bundled services, and value-added features that enhance the user experience. 4. Enhanced Customer Service: Providers in competitive markets are more likely to prioritize customer satisfaction, leading to improved support services and responsiveness to consumer concerns.This focus on quality service can significantly enhance the overall user experience. Consolidated Plan DUBUQUE 132 OMB Control No:2506-0117(exp.09/30/2021) Page 345 of 2490 In Dubuque, residents have access to several ISPs, including Mediacom, CenturyLink, ImOn Communications, and Comelec Internet Services. Despite the presence of multiple providers, certain areas and demographics in Dubuque may still experience limited options or face barriers to accessing high-quality, affordable internet services.Therefore,fostering increased competition remains essential to ensure that all residents can benefit from improved services, lower costs, and greater innovation in broadband offerings. Consolidated Plan DUBUQUE 133 OMB Control No:2506-0117(exp.09/30/2021) Page 346 of 2490 MA-65 Hazard Mitigation - 91.210(a)(5), 91.310(a)(3) Describe the jurisdiction's increased natural hazard risks associated with climate change. The climate in City of Dubuque has already changed. From 1980 through 2018,the City has experienced an increase in annual average temperature, an increase in the number of days above 95 degrees, an increase in the number of heavy rain events, and a decrease in the number of days below 32 degrees. Some of the most significant changes in the climate relate to variability. Climate variability can be seen in the changes in annual precipitation for Dubuque. Overall annual precipitation has increased, however, this increase is not evenly distributed throughout the year. Spring and Fall precipitation have increased up to 25%,while Summer and Winter precipitation have decreased 3-6%. (Sources: US Climate Resilience Toolkit, High Plains Regional Climate Center, US NOAA, Union of Concerned Scientists) These are the primary issues for the Midwest, including Dubuque. • Impacts to Agriculture: Increases will continue in growing seasons, likely boosting some crop yields. Increases in extreme weather, number of very-hot days, flooding, and days without precipitation will likely decrease other yields. Overall, Midwest productivity is expected to decrease through the century. • Forest Composition: Rising air and soil temperatures,and variability in soil moisture will stress tree species. Forest compositions will change as habitats are driven Northward by as much as 300 miles. Due to these ecosystem disruptions,the region's forests may cease acting as a carbon sink, exacerbating greenhouse gas emission impacts. • Public Health Risks: Increases incident rate of days over 95 degrees, and humidity are anticipated to contribute to degradations in air and water quality. Each of these will increase public health risk, especially for at-risk populations. • Increased Rainfall and Flooding: The frequency and size of extreme rainfall events and flooding has increased over the last century. In addition, the number of days without precipitation have increased.These trends are expected to continue, causing erosion, declining water quality, and impacts on human health, and infrastructure. The City's climate is anticipated to continue to warm through this century. Precipitation is anticipated to increase in Spring and Fall while remaining the same or decreasing in the Summer and Winter seasons. The primary changes to climate characteristics for the City include: • Warmer annual average temperatures with a more significant warming in winter months. • Increase in extreme heat days. • Increase in heavy rain fall events,with increase in flood potential. • Increase in time between precipitation with increase in drought potential. Consolidated Plan DUBUQUE 134 OMB Control No:2506-0117(exp.09/30/2021) Page 347 of 2490 • Greater variability in temperature and precipitation trends. Describe the vulnerability to these risks of housing occupied by low-and moderate-income households based on an analysis of data, findings, and methods. According to the City of Dubuque's Climate and Vulnerability Assessment, children, older adults, and people with disabilities are vulnerable to health impacts associated with climate change and weather extremes.The potential climate change related health impacts are rising temperatures, heat waves, increased risk of more intense floods, droughts, and wildfire; degraded air quality; exposure to infection diseases; and other climate-related hazards. Individuals and families living under economic stress, defined here as"low income" individuals (200% poverty level), are frequently the most adaptive demographic group in our communities.Those living under economic stress exhibit ongoing adaptation capabilities simply navigating day-to-day challenges with less than needed resources.This adaptive capacity, however, is overwhelmed in times of emergency as lack of sufficient economic resources greatly reduce the range of options available in response to crisis. For those in poverty,weather-related disasters or family members falling ill can facilitate crippling economic shocks. With limited economic adaptive capacity,this portion of our population is especially vulnerable to every projected climate impact. Frequently the most effective measures in avoiding extreme heat such as efficiently functioning air conditioning or high performing building enclosures are simply not available to those in poverty while many work in outdoor or industrial jobs which are particularly vulnerable to climate conditions. Diseases which may result from exposure to vector-borne,water-borne, and air- borne pathways may go untreated due to lack of inedical access or ability to pay and may increase the level of economic stress due to missed work days or even loss of employment.Those living under economic stress usually carry a heavy housing cost burden, including higher utility costs.This burden can be exacerbated from damaged sustained by their home in extreme weather or flooding events. Those in economic stress are also frequently food insecure. In lowa, food insecurity affects 1 in 9 people. Many of the projected climate change impacts are likely to effect agricultural production and distribution,which in turn, may cause spikes in food costs and increase food and nutrition insecurity among those in economic stress. Individuals experiencing economic stress, defined as those at 200% poverty level (the common definition of"Low Income") are particularly sensitive to the following Climate Risks: extreme weather/temperature, floods, air quality,vector-borne diseases, food insecurity,water quality, and waterborne. Consolidated Plan DUBUQUE 135 OMB Control No:2506-0117(exp.09/30/2021) Page 348 of 2490 Strategic Plan SP-05 Overview Strategic Plan Overview The City of Dubuque distinguishes between four different but complementary areas of program development in its overall CDBG program: Administration, Housing Development, Neighborhood Development, and Public Facilities. Administration ensures management, oversight, coordination, and compliance with federal regulations and reporting requirements. The City of Dubuque will address CDBG goals of affordability, sustainability, and accessibility through the following strategic goals over the five-year consolidated plan period. • Repair and Rehabilitation of Existing Affordable Housing • Create Neighborhood Youth Services • Provide Inspection and Code Enforcement • Support Community Development and Improvements Consolidated Plan DUBUQUE 136 OMB Control No:2506-0117(exp.09/30/2021) Page 349 of 2490 SP-10 Geographic Priorities —91.215 (a)(1) Geographic Area Table 47-Geographic Priority Areas 1 Area Name: City Wide Area Type: Local Target area Other Target Area Description: HUD Approval Date: %of Low/Mod: Revital Type: Comprehensive Other Revital Description: Identify the neighborhood boundaries for this target area. Include specific housing and commercial characteristics of this target area. How did your consultation and citizen participation process help you to identify this neighborhood as a target area? Identify the needs in this target area. What are the opportunities for improvement in this target area? Are there barriers to improvement in this target area? 2 Area Name: Low/Moderate Area Benefit Area Type: Local Target area Other Target Area Description: HUD Approval Date: %of Low/Mod: Revital Type: Comprehensive Other Revital Description: Identify the neighborhood boundaries for this target area. Include specific housing and commercial characteristics of this target area. How did your consultation and citizen participation process help you to identify this neighborhood as a target area? Identify the needs in this target area. What are the opportunities for improvement in this target area? Consolidated Plan DUBUQUE 137 OMB Control No:2506-0117(exp.09/30/2021) Page 350 of 2490 Are there barriers to improvement in this target area? General Allocation Priorities Describe the basis for allocating investments geographically within the jurisdiction (or within the EMSA for HOPWA) The city encourages income diversity in neighborhoods by incentivizing purchasing in low-and moderate-income areas for higher income households and providing additional financial resources for extremely low, low, and moderate-income populations to increase affordability outside areas of high- poverty concentration. By leveraging multiple sources of funding, including program income generated from CDBG funded housing activities, increases resources for lower-income households, more equitable outcomes are achieved. .: ��b _ . �;� � ,�-���'�'�.��'r` ^ _ �.�� . .... � �+1:, � .£ + .. r �.�•°���.,,;��+�,'.. �, �! -�� ���„���j '��`����-:eJ ��'�'`�� �►.� f�a r` � �" e i�ts4�' ��'�; �.. _ i;�,'����.�j� F�...'l. &�:,� ��� ���J� -L��� ��pw.r-":,'ky 4 �, � � er .'i� -,� li� � � � r--` �•-��"l��� �'�'l r�i .fd4t1�2'�� —v : .-s—� �'�° '..X ti n.`" +��1/�! - (�,� f r r � �. ,F',.! •,��^,�s�( s -..��s �,Q, ,:., 4 � �� � � .��1 �r ��* J ��� �� �4 ,� }I� ...f .. �,T .�l�S,l r�,��:. Y;,. -1''�, • � P� ' � ' . . � -,.;`� �{ i : _, �n ���F4��, � __�- � �f ' F �'� ��' �� �. � '�����...,,.t,,��.-... `... s _, . City of Dubuque CDBG Target Area Map Consolidated Plan DUBUQUE 138 OMB Control No:2506-0117(exp.09/30/2021) Page 351 of 2490 SP-25 Priority Needs - 91.215(a)(2) Priority Needs Table 48—Priority Needs Summary 1 Priority Need Improve Physical Environments Name Priority Level High Population Extremely Low Low Moderate Large Families Families with Children Elderly Elderly Persons with Mental Disabilities Persons with Physical Disabilities Persons with Developmental Disabilities Persons with Alcohol or Other Addictions Victims of Domestic Violence Non-housing Community Development Geographic Low/Moderate Area Benefit Areas Affected Associated Support Community Development and Improvements Goals Description Improve infrastructure and public facilities in low and moderate income neighborhoods. Basis for This need was established through the assessment of current programs, Resident Relative Participation, Consultations, and the Market Analysis. Priority 2 Priority Need Support Services-Connections for Youth Name Priority Level High Consolidated Plan DUBUQUE 139 OMB Control No:2506-0117(exp.09/30/2021) Page 352 of 2490 Population Extremely Low Low Moderate Large Families Families with Children Elderly Non-housing Community Development Geographic City Wide Areas Affected Associated Create Neighborhood Youth Services Goals Description Enhance recreation programs to support low-and moderate- income residents, specifically youth. Basis for This priority was identified through Resident Participation and Consultation. Relative Priority 3 Priority Need Maintain Safety through Code Enforcement Name Priority Level High Population Extremely Low Low Moderate Large Families Families with Children Elderly Non-housing Community Development Geographic City Wide Areas Affected Low/Moderate Area Benefit Associated Provide Inspection and Code Enforcement Goals Description Enforce code in existing low-and moderate-income housing stock which will help preserve existing affordable housing. Enforce zoning ordinances to ensure low-and moderate-income neighborhoods are clean and safe. Basis for This need was established through Consultation, Analysis of Impediments to Fair Relative Housing, and current Code Enforcement efforts. Priority Consolidated Plan DUBUQUE 140 OMB Control No:2506-0117(exp.09/30/2021) Page 353 of 2490 4 Priority Need Eliminate Lead Based Paint and other Hazards Name Priority Level High Population Extremely Low Low Moderate Families with Children Geographic City Wide Areas Affected Associated Repair and Rehab of Existing Affordable Housing Goals Description The age of housing in Dubuque necessitates the need to continue to rehabilitate older housing stock to remove lead-based paint and other hazards. Basis for The priority was established through the Needs Assessment, Market Analysis, and Relative stakeholder interviews. Priority 5 Priority Need Improve Mobile Home Affordable Housing Stock Name Priority Level High Population Extremely Low Low Moderate Elderly Persons with Mental Disabilities Persons with Physical Disabilities Persons with Developmental Disabilities Geographic City Wide Areas Affected Associated Repair and Rehab of Existing Affordable Housing Goals Description Manufactured homes are considered a part of our low-and moderate- income housing stock and provides housing units for elderly and disabled residents of Dubuque. There is a need to maintain manufactured homes as affordable units in the housing stock. Consolidated Plan DUBUQUE 141 OMB Control No:2506-0117(exp.09/30/2021) Page 354 of 2490 Basis for This priority was established through Resident Participation, Consultation, and the Relative Market Analysis. Priority 6 Priority Need Improve Existing Owner-Occupied Structures Name Priority Level High Population Extremely Low Low Moderate Large Families Families with Children Elderly Elderly Persons with Mental Disabilities Persons with Physical Disabilities Persons with Developmental Disabilities Geographic City Wide Areas Affected Associated Repair and Rehab of Existing Affordable Housing Goals Description Financing for homeowners to improve existing owner-occupied structures that are considered apart of the low-and moderate-income housing stock. There is a need to maintain owner-occupied affordable units in the housing stock. Basis for This was determined through the Consultation, current program efforts, Needs Relative Assessment, and the Market Analysis. Priority � Priority Need Improve Existing Affordable Rental Units Name Priority Level High Population Extremely Low Low Moderate Large Families Families with Children Elderly Elderly Consolidated Plan DUBUQUE 142 OMB Control No:2506-0117(exp.09/30/2021) Page 355 of 2490 Geographic City Wide Areas Affected Associated Repair and Rehab of Existing Affordable Housing Goals Description Providing financial assistance to responsible property owners renting to low-and moderate-income residents will be essential to providing safe, healthy, and affordable housing choice in the community. There is a need to maintain rental units in the low and moderate income housing stock. Basis for This need was established through Resident Participation, Consultation and Needs Relative Assessment. Priority 8 Priority Need Accessible Housing for Special Needs Population Name Priority Level High Population Extremely Low Low Moderate Elderly Elderly Frail Elderly Persons with Mental Disabilities Persons with Physical Disabilities Persons with Developmental Disabilities Geographic City Wide Areas Affected Associated Repair and Rehab of Existing Affordable Housing Goals Description There continues to be a demand for quality, affordable housing for special needs populations. Basis for This need was identified through the Needs Assessment and Market Analysis. Relative Priority Consolidated Plan DUBUQUE 143 OMB Control No:2506-0117(exp.09/30/2021) Page 356 of 2490 Narrative (Optional) Dubuque's priority needs were identified through an extensive public input process. Goals were developed directly from priority needs identified through the public input process. All needs and goals were identified through the context of eligible uses of HUD funding.The City will use its available CDBG resources to fund activities that will achieve the goals identified in the plan and address the priority needs identified by the public as funding allows. The City of Dubuque expects to focus its entitlement funds on preserving and increasing quality,safe, affordable housing for working families. The city is already investing in its affordable housing stock and, along with the federal and state agencies,to support owner-occupants seeking to repair and rehab their properties.The following actions can help ensure that Dubuque's affordable housing stock and neighborhoods are viable, livable, and equitable well into the future. CDBG funds will be used for eligible housing activities, such as homeowner repair and rehabilitation, lead hazard reduction, manufactured homes rehab and reconstruction, roof replacement, rental rehabilitation, accessibility improvements, and rehabilitation services and staff costs. Consolidated Plan DUBUQUE 144 OMB Control No:2506-0117(exp.09/30/2021) Page 357 of 2490 SP-30 Influence of Market Conditions — 91.215 (b) Influence of Market Conditions Affordable Market Characteristics that will influence Housing Type the use of funds available for housing type Tenant Based The Housing Choice Voucher program is the primary way that the city provides Rental Assistance affordable housing, however there are not enough vouchers for all the (TBRA) households in need of affordable housing.There continues to be a need to provide affordable housing outside of high poverty areas. Most of the waiting list for the voucher program are extremely low income and cost burdened. As shown by the previous sections, the demand for rental units has increased and is expected to increase throughout the course of this plan as the number of cost- burdened families and individuals continues to grow. TBRA for Non- This population is already cost-burdened, and the availability of accessible Homeless Special housing is scarce. The Non-Homeless Special Needs populations within the city Needs have a variety of housing needs. The increase in demand for rentals places an especially high need for affordable and available special need populations within the state--particularly where physical accessibility needs exist. New Unit The city utilizes tax rebates, abatements, land donations, and direct financial Production assistance to provide resources developers need to produce financially feasible projects. Effective relationships with developers of affordable housing, potential buyers of at-risk housing, advocacy groups, lenders, community groups, and education about how to maintain existing affordable housing helps ensure the number of affordable units is maintained. Rehabilitation Dubuque has some of the oldest housing stock in lowa with 80% being built before 1980, putting it at greater risk for lead based paint hazards. Based on data and feedback from stakeholders,there is a great demand for rental unit rehabilitation to ensure existing housing stock is safe and remains affordable and remains in the market as demand increases. Acquisition, The city uses several strategies for acquisition, including preservation. The City of including Dubuque purchases homes that are in poor condition or acquires them via preservation petitioning the Court for Title of an Abandoned Property.The properties are then rehabilitated and sold to low-mod income households.The city also has a partnership with the Affordable Housing Network, Inc.to rehabilitate single family homes to sell to low-and moderate-income families.The city would help with the acquisition of land for development when opportunities arise. Table 49—Influence of Market Conditions Consolidated Plan DUBUQUE 145 OMB Control No:2506-0117(exp.09/30/2021) Page 358 of 2490 SP-35 Anticipated Resources - 91.215(a)(4), 91.220(c)(1,2) Introduction The city combines public and private funding to carryout affordable housing activities described in the Plan. The city's Urban Renewal Plan designates Tax Increment Financing (TIF) districts that provide aid related to housing and residential development when a portion of the increment generated is dedicated to housing assistance for low-and moderate-income family housing. Non-profit developers use TIF resources set aside for low-and moderate-income housing to fill financing gaps often associated with the rehabilitation of historic housing. Other development funding can be obtained through application for private and public sources that include local tax incentives and funding, federal and state low-income and historic tax credits, and private sources. The city supports housing developers applying for other sources of funding when their projects align with the city's goals and priorities identified in the Consolidated Plan. Tax abatement and local resources to incentivize new rental unit development allow housing developers to show local support and increase the financial feasibility and competitiveness when applying for scarce affordable housing resources. Anticipated Resources Program Source of Uses of Funds Expected Amount Available Year 1 Expected Narrative Description Funds Annual Program Prior Year Total: Amount Allocation: Income:$ Resources: $ Available $ $ Remainder of ConPlan $ CDBG public- Acquisition federal Admin and Planning Economic Development Housing Public Improvements Public Services 1,037,080 94,868 0 1,131,948 0 Table 50-Anticipated Resources Consolidated Plan DUBUQUE 146 OMB Control No:2506-0117(exp.09/30/2021) Page 359 of 2490 Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied Leveraging of private and nonfederal resources by using of federal funds will be attempted whenever possible. Leveraging of resources in conjunction with the use of federal CDBG funds will continue to be a priority to maximize accomplishments. Program Income is also generated from CDBG funded housing activities. City departments receiving entitlement funds leverage CDBG dollars with other resources. For example, the City's Housing&Community Development Department leverages CDBG funding with federal grants for lead-based paint testing and remediation activities. If appropriate, describe publically owned land or property located within the jurisdiction that may be used to address the needs identified in the plan None. Discussion Please see above. Consolidated Plan DUBUQUE 147 OMB Control No:2506-0117(exp.09/30/2021) Page 360 of 2490 SP-40 Institutional Delivery Structure —91.215(k) Explain the institutional structure through which the jurisdiction will carry out its consolidated plan including private industry, non-profit organizations, and public institutions. Responsible Entity Responsible Entity Role Geographic Area Served Type City of Dubuque Government Non-homeless special Jurisdiction needs Ownership Planning Rental neighborhood improvements public facilities Table 51-Institutional Delivery Structure Assess of Strengths and Gaps in the Institutional Delivery System The city as a whole has committed in its Imagine Dubuque 2037 plan to diversify Dubuque's economy by retaining, expanding, and growing local businesses; attracting new businesses; maintaining an abundance of employment opportunities; and offering top quality-of-life options that create an equitable community where young professionals want to live and raise their families, supporting the availability of a diverse, skilled workforce. The city has partnerships across sectors to support its community and housing goals. Availability of services targeted to homeless persons and persons with HIV and mainstream services Homelessness Prevention Available in the Targeted to Targeted to People Services Community Homeless with HIV Homelessness Prevention Services Counseling/Advocacy X X Legal Assistance X X Mortgage Assistance X Rental Assistance X X Utilities Assistance X X Street Outreach Services Law Enforcement X X Mobile Clinics X X Other Street Outreach Services X X Supportive Services Alcohol & Drug Abuse X X Child Care X X Consolidated Plan DUBUQUE 148 OMB Control No:2506-0117(exp.09/30/2021) Page 361 of 2490 Education X X Employment and Employment Training X X Healthcare X X HIV/AIDS X X Life Skills X X Mental Health Counseling X X Transportation X X Other Table 52-Homeless Prevention Services Summary Describe how the service delivery system including, but not limited to, the services listed above meet the needs of homeless persons (particularly chronically homeless individuals and families, families with children,veterans and their families, and unaccompanied youth) The Housing and Community Development Department supports our partners in the Continuum of Care who provide permanent supportive housing for homeless individuals with substance abuse, mental illness, HIV/AIDS related illness, or other disabilities impacting their ability to maintain housing.The Continuum of Care's housing-first model allows chronically homeless and hard-to-house families an opportunity to transition into housing and then receive support services specifically tailored to meet the family's unique needs. Describe the strengths and gaps of the service delivery system for special needs population and persons experiencing homelessness, including, but not limited to,the services listed above While the Continuum of Care's program and housing first model is effective,there are long waiting lists. The low supply of affordable housing and housing vouchers are a challenge to move participants to self-sufficiency and create openings for new participants.There currently are no shelter beds in the area for unaccompanied youth. Provide a summary of the strategy for overcoming gaps in the institutional structure and service delivery system for carrying out a strategy to address priority needs The city partners with the CoC, area shelters, and non-profits provide grants for purchase of services. The city works with the Homeless Advisory Coalition to identify on going and evolving needs in our community. Consolidated Plan DUBUQUE 149 OMB Control No:2506-0117(exp.09/30/2021) Page 362 of 2490 SP-45 Goals Summary— 91.215(a)(4) Goals Summary Information Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator Order Year Year 1 Support 2025 2030 Non-Housing Low/Moderate Improve Physical CDBG: $0 Public Facility or Infrastructure Community Community Area Benefit Environments Activities other than Development and Development Low/Moderate Income Housing Improvements Benefit: 5000 Persons Assisted 2 Create 2025 2030 Non-Housing City Wide Support Services- CDBG: Public service activities other Neighborhood Community Connections for $97,120 than Low/Moderate Income Youth Services Development Youth Housing Benefit: 1500 Persons Assisted 3 Provide Inspection 2025 2030 Affordable City Wide Maintain Safety CDBG: Housing Code and Code Housing Low/Moderate through Code $8,710 Enforcement/Foreclosed Enforcement Non-Housing Area Benefit Enforcement Property Care: Community 500 Household Housing Unit Development Consolidated Plan DUBUQUE 150 OMB Control No:2506-0117(exp.09/30/2021) Page 363 of 2490 Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator Order Year Year 4 Repair and Rehab 2025 2030 Affordable City Wide Improve Mobile CDBG: Rental units rehabilitated: of Existing Housing Home Affordable $1,026,118 200 Household Housing Unit Affordable Housing Non-Homeless Housing Stock Special Needs Accessible Homeowner Housing Housing for Rehabilitated: Special Needs 100 Household Housing Unit Population Eliminate Lead Based Paint and other Hazards Improve Existing Affordable Rental Units Improve Existing Owner-Occupied Structures Table 53—Goals Summary Goal Descriptions 1 Goal Name Support Community Development and Improvements Goal The purpose of this goal is to preserve, improve, and provide safe public facilities that serve a high percentage of low income Description or special needs residents.The city will use CDBG funds as feasible and available to rehabilitate public facilities and public infrastructure. Consolidated Plan DUBUQUE 151 OMB Control No:2506-0117(exp.09/30/2021) Page 364 of 2490 2 Goal Name Create Neighborhood Youth Services Goal The purpose of this goal is to enhance recreation programs offered in the city's low and moderate-income neighborhoods Description and to low and moderate-income residents, and ultimately support working families. The city will use CDBG funds to build connections for at-risk youth, promote self-esteem, and build community. Activities may include expanded after-school programs, community partnerships, and scholarships. 3 Goal Name Provide Inspection and Code Enforcement Goal The purpose of this goal is to preserve existing affordable housing, protect resident safety, and improve the quality of Description housing. The city will use CDBG funds to support inspection and enforcement staff. Inspection and enforcement will occur in the city's low and moderate-income neighborhoods and to low and moderate-income residents. Activities may include staff enforcement for zoning ordinance infractions, and/or housing inspection staff. 4 Goal Name Repair and Rehab of Existing Affordable Housing Goal The purpose of this goal is to increase the availability, accessibility, affordability, and sustainability of affordable housing Description units. The city will use CDBG funds to identify and improve the existing housing stock in Dubuque and maintain the current affordable housing stock. Potential activities to meet this goal include homeowner rehab, lead paint hazard remediation, mobile home rehab and repair, rental rehab, accessible improvements, and purchase, rehab, resale. Estimate the number of extremely low-income, low-income, and moderate-income families to whom the jurisdiction will provide affordable housing as defined by HOME 91.315(b)(2) 5000 persons will be assisted with public facilities and infrastructure. 1500 low-and moderate-income persons will have access to public services activities. 500 household housing units will receive Housing Code Enforcement. 300 Households will be assisted with affordable housing. Of the 300 households assisted with affordable housing,the City of Dubuque anticipates 75 of those households will be extremely low- income, 150 of those households will be low-income, and 75 of those households will be moderate income families. Consolidated Plan DUBUQUE 152 OMB Control No:2506-0117(exp.09/30/2021) Page 365 of 2490 SP-50 Public Housing Accessibility and Involvement —91.215(c) Need to Increase the Number of Accessible Units (if Required by a Section 504 Voluntary Compliance Agreement) The City of Dubuque does not manage any public housing.The city uses the Section 8 Housing Choice Voucher Program, Project Based Voucher Program, and Special Purpose Vouchers to provide affordable housing options.These programs are restricted to low-income renters with incomes at 50%of area median income or less.The Housing&Community Development Department is the Public Housing Authority(PHA)for the city.The city has 985 vouchers but is unable to issue to capacity due to budgetary constraints.The Housing Authority was serving 985 families in the voucher program as of December 1, 2024. All Housing Choice Voucher participants are invited to join the City's Family Self-Sufficiency (FSS) and Next Level Savings programs.These programs offer unique, person-centered coaching to support the individual's needs. Goal planning, resource coordination,job readiness, and family supports are all provided.The Project Managers regularly visit Family Self-Sufficiency caseworkers and FSS participating families.The programs coordinate resources to help buyers establish bank accounts, Individual Development Accounts (IDA's), homeownership counseling, and resources to purchase a home. Activities to Increase Resident Involvements The City of Dubuque Housing and Community Development Department does support resident involvement in its voucher program through a resident advisory board. The board meets monthly and advises on relevant issues. Is the public housing agency designated as troubled under 24 CFR part 902? No Plan to remove the `troubled' designation The agency is not designated as troubled. Consolidated Plan DUBUQUE 153 OMB Control No:2506-0117(exp.09/30/2021) Page 366 of 2490 SP-55 Barriers to affordable housing —91.215(h) Barriers to Affordable Housing Since 2019, Dubuque's total housing units have increased from 23,620 to 25,198 in 2022, adding 1,578 units. Although total housing units have increased, vacancy rates remain a significant barrier, especially for those seeking affordable housing (housing that a household can pay for while still having money left over for other necessities).Vacant units are scattered throughout Dubuque, with the largest concentrations on the east side and downtown—areas noted in this document for high poverty and racial/ethnic diversity. The Housing and Community Development Act of 1974 created Section 8 rental assistance programs. Section 8, also referred to as the Housing Choice Voucher (HCV) program.Tenant-based vouchers are the process by which voucher recipients can find and receive help paying for rental housing on the private market.The city, as the Public Housing Authority, makes monthly housing assistance payments to landlords to help the voucher-holder households pay their rent each month. Participating households pay a minimum of 30%of their adjusted income for rent and utilities. Inadequate federal funding to meet the HCV need negatively affects Dubuque residents too,which is a barrier in itself. Also, a nationwide issue, few landlords in Dubuque are willing to accept vouchers as rental applicants "source of income."In 2015, the City reported just 17%of property owners accepted HCVs; however, this data was found to be an unreliable assumption based on poor data.To obtain accurate data,the City of Dubuque passed an Ordinance January 22, 2019, that requires landlords report if and where they will accept HCVs to receive a rental license. In 2023, 32% landlords accept HCVs. Eighty landlords stated that they would need more information on the HCV program to decide whether they would be for or against it. One concern is that the Housing Choice Voucher Program is still not accepted city-wide. Current locations of HCVs show higher usage in concentrated areas of poverty and older housing stock.The city now requires housing developers to accept HCV participants in conjunction with approval of an affordable housing development agreement related to an urban revitalization plan. The City of Dubuque has also increased landlord education about the HCV program as well as created a landlord education video to be shared among that specific group to clarify how HCV benefits the entire community. PHA also implemented a new, easier to use software that aids owners and tenants in communication and document transmittal.The City of Dubuque meets monthly with the Landlord Association to further connection and collaboration efforts. FY24 was focused on recruitment of landlord participation through the Successful Property Maintenance Course and through the networking of individuals through the Landlord Association.The city also runs free background checks for landlords on prospective tenants for the HCV program.Arrest records were removed from the landlord background checks provided by the city—reviewed in April 2021 to ensure compliance with new forms. Strategy to Remove or Ameliorate the Barriers to Affordable Housing Consolidated Plan DUBUQUE 154 OMB Control No:2506-0117(exp.09/30/2021) Page 367 of 2490 Within the City of Dubuque Housing and Community Development Department, the Housing Choice Voucher Program, will continue its efforts to address barriers which included: • Maximizing voucher lease ups for five years • Maintaining a monthly accounting of the voucher waiting list including information on applications received, rejected and accepted, and applicant information on race ethnicity, and current or originating address. • Utilizing future funding to target minority groups who have been adversely impacted in the past. Additionally,the City of Dubuque's Housing and Community Development Department offers programs beyond the Housing Choice Voucher to remove barriers to affordable housing. Some of these programs include the home improvement programs which provide loans for low-and moderate-income homeowners. These home improvement programs provide necessary repairs and rehabs for the existing affordable housing stock in Dubuque. These initiatives aim to enhance housing accessibility and affordability for residents. The City of Dubuque Housing& Community Development Department also utilizes Urban Revitalization Program which targets older neighborhoods in the city through incentives such as property tax exemptions that can go towards new improvements. Owners within designated Urban Revitalization districts are eligible to receive a 10-year exemption from property tax liability that would normally be associated with improvements. The City of Dubuque's Planning Department is also removing barriers to affordable housing by currently updating the Unified Development Code.This update will be crucial to ensuring that zoning and land use regulations support the needs of the community, promote equitable access to development opportunities, and continue to address the specific needs of underserved populations as identified in the CDBG program. The city cannot do this work alone. The City of Dubuque has engaged several partners along the way to remove barriers to affordable housing. In collaboration with the lowa Initiative for Sustainable Communities, Dubuque created the Development of an Affordable Housing Action Plan. This plan is a comprehensive action plan focused on affordable housing.This plan aims to consolidate existing housing data, engage community stakeholders, and outline actionable steps to be implemented over the next five years. Key objectives include alleviating housing cost burdens for low and moderate-income residents, maximizing land use for diverse housing options, and promoting environmental sustainability in housing developments. Further partnerships include leveraging various state and federal programs to enhance affordable housing. For instance,the city has been designated as an lowa Finance Authority Thriving Community, providing bonus points for obtaining workforce housing tax credits in specific areas like the Central Avenue corridor.Additionally, programs administered by the lowa Economic Development Authority Consolidated Plan DUBUQUE 155 OMB Control No:2506-0117(exp.09/30/2021) Page 368 of 2490 and the lowa Finance Authority offer resources such as mortgage or down payment assistance and rental programs to support affordable housing initiatives. Locally,the city partners with nonprofit entities like Catholic Charities and Affordable Housing Network, INC. which contribute to affordable housing by owning and managing properties for families,seniors, and adults with disabilities in Dubuque and surrounding areas.These organizations play a crucial role in providing safe and affordable housing options for vulnerable populations Through these multifaceted strategies, Dubuque is actively working to remove or ameliorate barriers to affordable housing, striving to create a more inclusive and accessible community for all residents. Consolidated Plan DUBUQUE 156 OMB Control No:2506-0117(exp.09/30/2021) Page 369 of 2490 SP-60 Homelessness Strategy— 91.215(d) Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs Dubuque is in the Balance of State for lowa's Continuum of Care (CoC). Community Solutions of Eastern lowa (CSEI) leads the coordinated entry, street outreach, and Housing Helpline for homeless individuals and individuals at risk of becoming homeless. The Community Development Specialist supports local Continuum of Care applicants with implementing programs consistent with the identified need in the Consolidated Plan. Staff from Housing&Community Development attend coordinated entry meetings to assist in identifying and responding to the needs of homeless persons. Over 50 individuals make up the Homeless Advisory Council (HAC). The Community Development Specialist is on HAC and works with partners to streamline and coordinate services and resources to meet the needs of homeless and individuals at risk of becoming homeless. Some of the partners on HAC are non-profit organizations providing homeless services including but not limited to referrals, outreach, point-in-time count, coordinated entry, emergency&transitional shelter, rapid rehousing and permanent supportive housing. Other organizations provide family self-sufficiency, advocacy, employment, employment services&job training, substance abuse services, health, wellness, domestic violence, sexual assault, mental health and dental services are available, as well as representation from the City of Dubuque Police Department, Housing Authority, and Dubuque County Commission of Veteran's affairs. The Community Solutions of Eastern lowa (CSEI) conducts point-in-time homeless counts in July and January to evaluate capacity and need for services. Hillcrest Family Services provides outreach, in partnership with other organizations, coordinating access for unsheltered people. The city's Purchase of Services Grants provide funding opportunities for organizations meeting identified human services needs in the community. Organizations providing homeless services will continue applying for these resources to meet needs. Addressing the emergency and transitional housing needs of homeless persons The city had 5 organizations providing access to emergency and transitional shelter services during the January 2025 point in time homeless count. Some of these organizations serve specific populations, such as pregnant women and victims of domestic violence.The bed capacity for these organizations is 167 and 116 persons were sheltered on that day In our community, the biggest gap in services is for Permanent Supportive Programs. The next largest gap is for Rapid Rehousing Programs. Our community has worked to close the gap regarding emergency shelter beds for men,women, and families. Homeless outreach, emergency,transitional, permanent, and support services are coordinated with local providers. Consolidated Plan DUBUQUE 157 OMB Control No:2506-0117(exp.09/30/2021) Page 370 of 2490 Helping homeless persons (especially chronically homeless individuals and families,families with children,veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness,facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again. The local CoC established a Coordinated Entry System which includes a network of service providers offering a range of services for homeless and at-risk of homelessness. The CoC conducts point-in-time homeless counts in January, as required, but also in summer months to identify people who may seek shelter during severe winter weather but are usually unsheltered. In addition to the Coordinated Entry System the City's Police Department recently created a division, Crisis Intervention Team (CIT), due to the uptick in brain health related calls. CIT is tasked with brain health crisis response,follow-up, and training. In addition, CIT coordinates with outreach workers with Community Solutions of Eastern lowa (CSEI), a CoC member,to identify unsheltered individuals and provide access to services. Many of these homeless individuals are chronically homeless and/or have substance/use abuse. CIT and community partners work to keep people with brain health issues out of jail, in treatment, and on the road to recovery. The city's Purchase of Services Grants provide funding opportunities for organizations meeting identified human services needs in the community. Organizations providing homeless services will continue applying for these resources to meet needs. Help low-income individuals and families avoid becoming homeless, especially extremely low-income individuals and families who are likely to become homeless after being discharged from a publicly funded institution or system of care, or who are receiving assistance from public and private agencies that address housing, health, social services, employment, education or youth needs The City of Dubuque and State of lowa require publicly funded institutions and facilities to have discharge plans that include adequate and stable housing; however,the follow-up on those plans is difficult in many situations.The local CoC established a Coordinated Entry System which includes a network of service providers offering a range of services for homeless and at-risk of homelessness. The CoC conducts point-in-time homeless counts in January, as required, but also in summer months to identify people who may seek shelter during severe winter weather but are usually unsheltered. In addition to the Coordinated Entry System the City's Police Department recently created a division, Crisis Intervention Team (CIT), due to the uptick in brain health related calls. CIT is tasked with brain health crisis response,follow-up, and training. In addition, CIT coordinates with outreach workers with Community Solutions of Eastern lowa (CSEI), a CoC member,to identify unsheltered individuals and provide access to services. Many of these homeless individuals are chronically homeless and/or have Consolidated Plan DUBUQUE 158 OMB Control No:2506-0117(exp.09/30/2021) Page 371 of 2490 substance/use abuse. CIT and community partners work to keep people with brain health issues out of jail, in treatment, and on the road to recovery. Consolidated Plan DUBUQUE 159 OMB Control No:2506-0117(exp.09/30/2021) Page 372 of 2490 SP-65 Lead based paint Hazards — 91.215(i) Actions to address LBP hazards and increase access to housing without LBP hazards The city has an aging housing stock and therefore has focused on improving the existing aging,yet affordable, housing stock. To do this,the city utilizes the 2021 International Property Maintenance Code, along with local amendments,to promote sound safety and quality property maintenance. The city of Dubuque also has a robust rehab program to offer residents. All CDBG funded rehab activities use the required level of lead assessment when performing rehab on homes. Homeowners and renters are provided information and resources about lead and lead poisoning, as well as information on where and when children should be tested. Code enforcement activities identify visible hazards from peeling paint and housing code to ensure the health and wellbeing of children living in these units. Dubuque has been fortunate to have the Lead Hazard Control & Healthy Homes Program since the 1990s. The Lead Hazard Control & Healthy Homes Program allocates money to households in need, particularly those with young children who are most vulnerable to environmental hazards. In 2024,the City received $5.2 million in Lead Hazard Control funds to remediate lead hazards in 100 housing units over the next 48 months.The grant provides opportunity for outreach, education about lead safety hazards, remediation, and training.The program secured funding to train and certify lead contractors.The Lead and Healthy Homes Program effectively delivers successful lead remediation activities for income eligible households.The grant provides additional funds to address health and safety hazards in the home, and coordinates with a Home Advocate to build social capacity for participating families. How are the actions listed above related to the extent of lead poisoning and hazards? Since 1994, the Lead Hazard Control Program has and continues to coordinate with the Health Department's Childhood Lead Poisoning Prevention Program (CLPPP) in conjunction with the lowa Department of Public Health's (IDPH) statewide strategic plan to reduce childhood lead poisoning; focusing on primary prevention, coordinating the delivery of services, and ensuring secondary prevention services are provided through: Blood lead testing of children between 12 and 35 months of age, ensuring that all children under the age of six years receive blood lead testing according to IDPH protocol, Confirmation rates for blood lead levels greater than or equal to 10 µg/dL, Awareness of housing-based primary prevention measures and providing environmental investigations and case management to families with lead poisoned children, Coordination and collaboration between public health agencies, child service agencies, and community-based organizations serving children, including medical case management of lead poisoned children, Education, outreach, and training on primary prevention strategies, and exposures related to housing and occupational lead.This partnership is facilitated through our relationship with the Health Department. Consolidated Plan DUBUQUE 160 OMB Control No:2506-0117(exp.09/30/2021) Page 373 of 2490 Additionally, property owners must certify the above preference at specified intervals provided by the City and failure to comply will result in remaining balance of forgivable loan becoming due and payable on the date of notification of non-compliance. How are the actions listed above integrated into housing policies and procedures? Housing and Community Development proposed that property owners participating the Lead & Healthy Homes program be required, for the term of the forgivable loan,for any funded unit,to give preference to low to moderate income families, being defined as below 80%area Median Income, and accept HCVs if the prospective tenant is otherwise qualified. Consolidated Plan DUBUQUE 161 OMB Control No:2506-0117(exp.09/30/2021) Page 374 of 2490 SP-70 Anti-Poverty Strategy—91.215(j) Jurisdiction Goals, Programs and Policies for reducing the number of Poverty-Level Families The City of Dubuque, led by the newly formed Office of Shared Prosperity and Neighborhood Support, is currently implementing the Equitable Poverty Reduction and Prevention Plan. The mission of the Office of Shared Prosperity and Neighborhood Support is, "Through strategic partnership and collaboration, the Office of Shared Prosperity and Neighborhood Support will address, prevent and reduce poverty". Their Vision Statement is, "An accessible city of equitable opportunities for all residents and neighborhoods to prosper". The approach includes identifying the poverty determinants including Economic Insecurity, Lack of Transportation, Lack of Education &Skills, Physical & Brain Health Conditions, Food Insecurity, Racial Inequity, Bias Towards Poor, Lack of Affordable/Safe Housing& Neighborhoods, Lack of Childcare & Early Learning and Generational &Situational Poverty. While looking at all these poverty determinants,the Office of Shared Prosperity and Neighborhood Support will inform others of data and promising practices to measure and accelerate collective impact. Facilitate collaboration and convene to address poverty, racial equity, and socioeconomic opportunity. Initiate new partnerships and nurture existing ones to advance prosperity. Invest in initiatives that address poverty and enhance neighborhoods. A core goal of the Equitable Poverty Prevention Plan is self-sufficiency for all individuals and families in Dubuque.The city partners with a number of providers and leads several initiatives to support residents in achieving self-sufficiency, including: Increasing Income • Opportunity Dubuque • Family Self-Sufficiency • Fountain of Youth • Dream Center • Small Business Development Program • Employment and Empowerment Expo Building Savings • Work with local financial institutions to set up Individual Development Accounts • Promote Bank On Dubuque to increase financial literacy • Promote the Family Self Sufficiency Program and the escrowed savings account Acquiring Assets • Provide direct homeownership assistance to homebuyers Consolidated Plan DUBUQUE 162 OMB Control No:2506-0117(exp.09/30/2021) Page 375 of 2490 Other • City Life • Neighborhood Associations • Re-Engage Dubuque How are the Jurisdiction poverty reducing goals, programs, and policies coordinated with this affordable housing plan Multiple stakeholder focus groups, interviews, and surveys were coordinated to discuss housing and community development issues in the context of poverty, and poverty in the context of affordable housing, or lack thereof. Many people seeking affordable housing face a wide range of additional obstacles in achieving self-sufficiency(transportation,food access, education) and many people receiving services to address poverty face housing challenges. Efforts included in the Equitable Poverty Prevention Plan will incorporate housing, alongside various wraparound services, to comprehensively address barriers to self-sufficiency. All community feedback that has been collected so far has been incorporated into the Consolidated Plan. As work on the Equitable Poverty Prevention Plan is completed,the city will assess alignment opportunities and areas of leveraged funding. Consolidated Plan DUBUQUE 163 OMB Control No:2506-0117(exp.09/30/2021) Page 376 of 2490 SP-80 Monitoring— 91.230 Describe the standards and procedures that the jurisdiction will use to monitor activities carried out in furtherance of the plan and will use to ensure long-term compliance with requirements of the programs involved, including minority business outreach and the comprehensive planning requirements The Community Development Advisory Commission reviews applications,Annual Action Plans, Amendments,Analysis of Impediments to Fair Housing, Consolidated Plan, Consolidated Annual Performance Evaluation Report, Citizen Participation Plan, and receives quarterly reports from funded partners. Furthermore, presentations, updates, and status reports are presented at Commission meetings as requested throughout the program year. Agencies allocated funding from the City of Dubuque submit progress reports toward meeting stated goals and objectives for their program on a monthly or quarterly basis.The specific reporting periods were established according to the federal program requirements and the fiscal year of the funding sources. Subrecipients receiving CDBG funds are monitored annually for contract compliance with all regulations governing their administrative,financial and programmatic operations and to ensure performance objectives within schedule and budget.Timely expenditure of funds is reviewed on a continual basis to ensure compliance with program regulations. The city identified performance measures on progress to increase participation in the HCV program. These metrics are indicative of progress toward the outcomes of providing affordable housing, Affirmatively Furthering Fair Housing, and increasing participation in the HCV program. The voluntary nature of reporting from landlords has made collecting some information reliably and consistently difficult and there is a current effort to review the indicators identify strategies to gather additional or missing data. • Voucher Lease up Rate • Assisted Units by Census Tract • New Affordable Units Created • Location of Assisted Vacant Units • Rent Reasonableness • Analysis of essential services across the community Consolidated Plan DUBUQUE 164 OMB Control No:2506-0117(exp.09/30/2021) Page 377 of 2490 Expected Resources AP-15 Expected Resources —91.220(c)(1,2) Introduction The city combines public and private funding to carryout affordable housing activities described in the Plan. The city's Urban Renewal Plan designates Tax Increment Financing (TIF) districts that provide aid related to housing and residential development when a portion of the increment generated is dedicated to housing assistance for low-and moderate-income family housing. Non-profit developers use TIF resources set aside for low-and moderate-income housing to fill financing gaps often associated with the rehabilitation of historic housing. Other development funding can be obtained through application for private and public sources that include local tax incentives and funding, federal and state low-income and historic tax credits, and private sources. The city supports housing developers applying for other sources of funding when their projects align with the city's goals and priorities identified in the Consolidated Plan. Tax abatement and local resources to incentivize new rental unit development allow housing developers to show local support and increase the financial feasibility and competitiveness when applying for scarce affordable housing resources. Anticipated Resources Program Source of Uses of Funds Expected Amount Available Year 1 Expected Narrative Funds Annual Program Prior Year Total: Amount Description Allocation:$ Income:$ Resources: $ Available $ Remainder of ConPlan $ Consolidated Plan DUBUQUE 165 OMB Control No:2506-0117(exp.09/30/2021) Page 378 of 2490 Program Source of Uses of Funds Expected Amount Available Year 1 Expected Narrative Funds Annual Program Prior Year Total: Amount Description Allocation:$ Income:$ Resources: $ Available $ Remainder of ConPlan $ CDBG public- Acquisition federal Admin and Planning Economic Development Housing Public I mprovements Public Services 1,037,080.00 94,868.00 0.00 1,131,948.00 0.00 Table 54-Expected Resources—Priority Table Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied Leveraging of private and nonfederal resources by using of federal funds will be attempted whenever possible. Leveraging of resources in conjunction with the use of federal CDBG funds will continue to be a priority to maximize accomplishments. Program Income is also generated from CDBG funded housing activities. City departments receiving entitlement funds leverage CDBG dollars with other resources. For example, the City's Housing&Community Development Department leverages CDBG funding with federal grants for lead-based paint testing and remediation activities. Consolidated Plan DUBUQUE 166 OMB Control No:2506-0117(exp.09/30/2021) Page 379 of 2490 If appropriate, describe publically owned land or property located within the jurisdiction that may be used to address the needs identified in the plan None. Discussion Please see above. Consolidated Plan DUBUQUE 167 OMB Control No:2506-0117(exp.09/30/2021) Page 380 of 2490 Annual Goals and Objectives AP-20 Annual Goals and Objectives Goals Summary Information Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator Order Year Year 1 Support 2020 2024 Non-Housing Low/Moderate Improve Physical CDBG: $.00 Public Facility or Infrastructure Community Community Area Benefit Environments Activities other than Development and Development Low/Moderate Income Housing Improvements Benefit: 5000 Persons Assisted 2 Create 2020 2024 Non-Housing City Wide Support Services- CDBG: Public service activities other than Neighborhood Community Connections for $97,120.00 Low/Moderate Income Housing Youth Services Development Youth Benefit: 1500 Persons Assisted 3 Provide Inspection 2020 2024 Affordable City Wide Maintain Safety CDBG: Housing Code and Code Housing Low/Moderate through Code $8,710.00 Enforcement/Foreclosed Property Enforcement Non-Housing Area Benefit Enforcement Care: 500 Household Housing Unit Community Development Consolidated Plan DUBUQUE 168 OMB Control No:2506-0117(exp.09/30/2021) Page 381 of 2490 Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator Order Year Year 4 Repair and Rehab 2020 2024 Affordable City Wide Improve Mobile CDBG: Rental units rehabilitated: 200 of Existing Housing Home Affordable $1,026,118.00 Household Housing Unit Affordable Non-Homeless Housing Stock Homeowner Housing Housing Special Needs Accessible Rehabilitated: 100 Household Housing for Housing Unit Special Needs Population Eliminate Lead Based Paint and other Hazards Improve Existing Affordable Rental Units Improve Existing Owner-Occupied Structures Table 55—Goals Summary Goal Descriptions 1 Goal Name Support Community Development and Improvements Goal The purpose of this goal is to preserve and improve public facilities that serve a high percentage of low income or special Description needs residents.The city will use CDBG funds as feasible and available to rehabilitate public facilities and public infrastructure. Consolidated Plan DUBUQUE 169 OMB Control No:2506-0117(exp.09/30/2021) Page 382 of 2490 2 Goal Name Create Neighborhood Youth Services Goal The purpose of this goal is to enhance recreation programs offered in the city's low and moderate-income neighborhoods Description and to low and moderate-income residents. The city will use CDBG funds to build connections for at-risk youth, promote self-esteem, and build community. Activities may include expanded after-school programs, community partnerships, and scholarships. 3 Goal Name Provide Inspection and Code Enforcement Goal The purpose of this goal is to preserve existing affordable housing, protect resident safety, and improve quality of Description housing. The city will use CDBG funds to support inspection and enforcement staff. Inspection and enforcement will occur in the city's low and moderate-income neighborhoods and to low and moderate-income residents. Activities may include staff enforcement for zoning ordinance infractions, and/or housing inspection staff. 4 Goal Name Repair and Rehab of Existing Affordable Housing Goal The purpose of this goal is to increase the availability, accessibility, affordability and sustainability of affordable housing Description units. The city will use CDBG funds to identify and improve the existing housing stock in Dubuque and maintain the current affordable housing stock. Potential activities to meet this goal include homeowner rehab, lead paint hazard remediation, mobile home rehab and repair, rental rehab, accessible improvements, and purchase, rehab, resale. Consolidated Plan DUBUQUE 170 OMB Control No:2506-0117(exp.09/30/2021) Page 383 of 2490 Projects AP-35 Projects —91.220(d) Introduction The following projects are planned to be funded with CDBG for FY26/PY25 Annual Action Plan. Projects # Project Name 1 Planning and Administration 2 Home Repair and Rehab 3 Public Facilities 4 Neighborhood Recreation Programs 5 Code Enforcement Table 56—Project Information Describe the reasons for allocation priorities and any obstacles to addressing underserved needs Allocations are driven by data and resident input. The Community Development Advisory Commission convenes the process to assess needs and make budget allocations. Funds have been allocated based on the needs identified in this Consolidated plan and in line with the objectives or the Community Development Block Grant Program. The city provides funding for some public service activities through a yearly grant process. When preparing the Consolidated Plan, estimates are used to project the level of funding and the number of persons or households to be served.The city distinguishes between four different but complementary areas of program development in its overall CDBG program: Administration, Housing Development, Neighborhood Development, and Public Facilities Consolidated Plan DUBUQUE 171 OMB Control No:2506-0117(exp.09/30/2021) Page 384 of 2490 AP-38 Project Summary Project Summary Information Consolidated Plan DUBUQUE 172 OMB Control No:2506-0117(exp.09/30/2021) Page 385 of 2490 1 Project Name Planning and Administration Target Area City Wide Low/Moderate Area Benefit Goals Supported Repair and Rehab of Existing Affordable Housing Needs Addressed Improve Physical Environments Support Services-Connections for Youth Maintain Safety through Code Enforcement Eliminate Lead Based Paint and other Hazards Improve Mobile Home Affordable Housing Stock Improve Existing Owner-Occupied Structures Improve Existing Affordable Rental Units Accessible Housing for Special Needs Population Funding CDBG: $226,118.00 Description This project includes staff support for general management, oversight and coordination of the Community Development Block Grant program; assures compliance with federal regulations and report requirements. Ongoing staff support for general housing planning activities, including the housing needs assessment and department administration. Target Date 6/30/2026 Estimate the number 60 households, all low-and moderate-income, will benefit from Repair and and type of families Rehab of Existing Affordable Housing. that will benefit from the proposed activities Location Description Planned Activities Activities include administration of programming and monitoring for compliance with Federal and other applicable regulations. 2 Project Name Home Repair and Rehab Target Area City Wide Goals Supported Repair and Rehab of Existing Affordable Housing Needs Addressed Eliminate Lead Based Paint and other Hazards Improve Mobile Home Affordable Housing Stock Improve Existing Owner-Occupied Structures Improve Existing Affordable Rental Units Accessible Housing for Special Needs Population Funding CDBG: $800,000.00 Consolidated Plan DUBUQUE 173 OMB Control No:2506-0117(exp.09/30/2021) Page 386 of 2490 Description This project includes residential repair and rehab for low and moderate income homeowners and renters and staff support for program management activities,technical assistance, and loan packaging for the city's Community Development programs. Target Date 6/30/2026 Estimate the number 60 households, all low-and moderate-income, will benefit from Repair and and type of families Rehab of Existing Affordable Housing. that will benefit from the proposed activities Location Description Planned Activities Activities include residential repair and rehabilitation loans to low-and moderate-income homeowners and property owners, zero and low-interest loans for lead hazard control in conjunction with our Lead and Healthy homes grant, and zero and low-interest loans for roof replacement in conjunction with our Healthy Homes grants. Activities also include capital improvement projects for low-and moderate- income housing. Additionally, activities include Accessibility Improvements. Lastly, activities also includes ongoing staff support for program management,technical assistance, and loan packaging for the city's Community Development programs. 3 Project Name Public Facilities Target Area Low/Moderate Area Benefit Goals Supported Support Community Development and Improvements Needs Addressed Improve Physical Environments Funding . Description This project includes improving physical environments including public facilities and infrastructure in low-and moderate-income areas. Target Date 6/30/2026 Estimate the number 1,000 persons, all low-and moderate-income,will benefit from Support and type of families Community Development and Improvements. that will benefit from the proposed activities Location Description Consolidated Plan DUBUQUE 174 OMB Control No:2506-0117(exp.09/30/2021) Page 387 of 2490 Planned Activities Activities include capital improvements with the City of Dubuque and community partners including public facilities and infrastructure. 4 Project Name Neighborhood Recreation Programs Target Area City Wide Goals Supported Create Neighborhood Youth Services Needs Addressed Support Services-Connections for Youth Funding CDBG: $97,120.00 Description This project includes enhanced recreation programing offered in low and moderate income areas and to low-and moderate-income residents. Target Date 6/30/2026 Estimate the number 300 persons, all low-and moderate-income,will benefit from Create and type of families Neighborhood Youth Services. that will benefit from the proposed activities Location Description Planned Activities Activities include expanded after-school programs, community partnerships, and scholarships. 5 Project Name Code Enforcement Target Area City Wide Low/Moderate Area Benefit Goals Supported Provide Inspection and Code Enforcement Needs Addressed Maintain Safety through Code Enforcement Funding CDBG: $8,710.00 Description This project includes preserving existing affordable housing, protecting resident safety, and improving quality of housing. Target Date 6/30/2026 Estimate the number 100 households, all low-and moderate-income, will benefit from Provide and type of families Inspection and Code Enforcement. that will benefit from the proposed activities Location Description Consolidated Plan DUBUQUE 175 OMB Control No:2506-0117(exp.09/30/2021) Page 388 of 2490 Planned Activities Activities include staff enforcement for zoning ordinance infractions, and/or housing inspection staff. Consolidated Plan DUBUQUE 176 OMB Control No:2506-0117(exp.09/30/2021) Page 389 of 2490 AP-50 Geographic Distribution —91.220(f) Description of the geographic areas of the entitlement (including areas of low-income and minority concentration) where assistance will be directed While the city focuses some investment such as public facility and infrastructure improvements in low- and moderate-income neighborhoods to ensure safety, efforts to maintain and expand affordable housing options and other supports are targeted to support low and moderate income and minority persons across the city rather than in targeted areas. Geographic Distribution Target Area Percentage of Funds City Wide 87 Low/Moderate Area Benefit 13 Table 57-Geographic Distribution Rationale for the priorities for allocating investments geographically The city is considerate of the location of services and evaluates equitable distribution of resources to serve families in need across the community.The goal of providing services in low-and moderate- income areas is to ensure populations with fewer financial,transportation, recreation, and other resources can enjoy the quality of life associated with these activities. Resources for housing are intended to bring about positive outcomes and opportunity for residents who have historically been underserved. Whenever possible, programs are delivered in ways to promote housing choice and access areas and neighborhoods close to resources families need and use. Currently, the city does not have designated target areas for block grant funds. Discussion Block groups that have more than 51% low-and moderate-income residents are an area of focus for funding, but funding is not exclusive to those areas based on the city's goals to provide affordable housing options across all census tracts in the city and encourage diversity in neighborhoods across the city and location choices for affordable housing. Consolidated Plan DUBUQUE 177 OMB Control No:2506-0117(exp.09/30/2021) Page 390 of 2490 Affordable Housing AP-55 Affordable Housing— 91.220(g) Introduction The city employs a variety of approaches to maintain, increase, and improve the availability, accessibility, and quality of affordable housing for low-and moderate-income residents in the city including enforcement and rehab activities, Housing Choice Vouchers, and Low-Income Housing Tax Cred its. Affordable housing options continue to be limited within the city, and often restricted to certain geographic areas. The city's goals to increase income diversity in neighborhoods has a need for additional funding and programming designed to support these efforts. The production of Housing TIF to serve this purpose was created by the City of Dubuque, and it currently being used to rehabilitate homes that are affordable and sell them to low-and moderate-income residents. One Year Goals for the Number of Households to be Supported Homeless 0 Non-Homeless 0 Special-Needs 3 Total 3 Table 58-One Year Goals for Affordable Housing by Support Requirement One Year Goals for the Number of Households Supported Through Rental Assistance 0 The Production of New Units 0 Rehab of Existing Units 20 Acquisition of Existing Units 0 Total 20 Table 59-One Year Goals for Affordable Housing by Support Type Consolidated Plan DUBUQUE 178 OMB Control No:2506-0117(exp.09/30/2021) Page 391 of 2490 Discussion The purpose of Repair and Rehabilitation of Existing Affordable Housing is to increase and maintain the availability, accessibility, affordability, and sustainability of affordable housing units. The city will use CDBG funds to identify and improve the existing affordable housing stock in Dubuque and maintain the current affordable housing stock. Potential activities to meet this goal include homeowner rehab, lead paint hazard remediation, manufactured home rehab and repair, rental rehab, accessible improvements, and purchase, rehab, resale. Consolidated Plan DUBUQUE 179 OMB Control No:2506-0117(exp.09/30/2021) Page 392 of 2490 AP-60 Public Housing — 91.220(h) Introduction The City of Dubuque does not manage any public housing.The city uses the Section 8 Housing Choice Voucher Program, Project Based Voucher Program, and Special Purpose Vouchers to provide affordable housing options. Actions planned during the next year to address the needs to public housing The city continues to work with a diverse team of city staff, housing advocates, housing providers, and commission members to carryout recommendations and evaluate outcomes.The Housing Choice Voucher program is the primary way that the city improves the living environment of low-and moderate-income families residing in public housing. Additionally, all Housing Choice Voucher participants are invited to join the City's Family Self-Sufficiency(FSS) and Next Level Savings programs. These programs offer unique, person-centered coaching to support the individual's needs. Goal planning, resource coordination,job readiness, and family supports are all provided.The Project Managers regularly visit Family Self-Sufficiency caseworkers and FSS participating families.The programs coordinate resources to help buyers establish bank accounts, Individual Development Accounts (IDA's), homeownership counseling, and resources to purchase a home. Beyond the Housing Choice Voucher program itself, staff continue to evolve and formulate creative strategies for improving the living environment of low-and moderate-income families residing in public housing. For example, City of Dubuque staff update the Vacant Unit Listing on the City's Website weekly (every Tuesday) once property owners notify the City of vacancy. On that same page, other resources are listed that may have units listed to aid in the search for a rental unit. Collect voucher acceptance& vacancy data for every licensed rental property in the city. The city is still implementing efforts to increase landlord education surrounding the HCV program. A landlord education video was released in Spring of 2022. Despite efforts to promote landlord incentives in 2021,these incentives were not successful in increasing landlord participation. Moving forward,the city focused more on the landlord/PHA communication to ensure those landlords that do participate in the HCV program continue to accept vouchers.The city aims to enhance education and training for landlords through the Successful Property Maintenance course that the PHA presents regarding the HCV Program. The city also is continuing efforts of re-branding the HCV Program, including translating all necessary documents into Spanish and Marshallese to break down communication barriers and allow easier accessibility to programs and information for the entire community. Additionally,the PHA is focusing efforts on translation services and interpreter needs and accessibility. The PHA also assessed & revised HCV general forms for readability and adapted them all to a 6-7th grade level.This includes reducing our applications/forms for unneeded information to make the processes less burdensome on participants. Consolidated Plan DUBUQUE 180 OMB Control No:2506-0117(exp.09/30/2021) Page 393 of 2490 Lastly,the PHA has increased their social media presence to engage the community through education and awareness. City staff are also researching the benefits of offering a tenant education course and other ways to lessen the burden of moving and unit damage. The Equity and Human Rights, Housing Department, and Police Department continue to evaluate and monitor participation in the voucher program and collaborate to increase awareness and reporting of Civil Rights violations and housing discrimination. Actions to encourage public housing residents to become more involved in management and participate in homeownership The Housing and Community Development Department employs multiple strategies to promote homeownership opportunities to voucher participants.The PHA Plan was amended to remove the year- long employment history required to utilize the Authorities Homeownership Voucher Program. Participants that demonstrate enough income and financing can transition to homeownership as soon as financially feasible.The HA coordinates partnerships with Habitat for Humanity, local financial institutions, Family Self-Sufficiency, and provides local, state, and federal direct financial assistance to remove barriers associated with affordability.The city offers a HOME Workshop designed to familiarize participants with the process of searching for, acquiring, and maintaining a home. This Housing and Urban Development-funded program is designed to assist first-time homebuyers. Instead of going toward rent,funds go to pay the mortgage lender. As of December 31, 2024,there are households 8 Housing Choice Voucher Homeowners receiving assistance. The City of Dubuque also purchases homes that are in poor condition or acquires them via petitioning the Court for Title of an Abandoned Property.The properties are then rehabilitated and sold to low-mod income households.The city also has a partnership with the Affordable Housing Network, Inc.to rehabilitate single family homes to sell to low-and moderate-income families. If the PHA is designated as troubled, describe the manner in which financial assistance will be provided or other assistance PHA is not designated as troubled. Discussion Interdepartmental collaboration and coordination of inspection, enforcement, lead-based paint hazard reduction, and rehabilitation have been critical to improving housing options for voucher participants. While there are still a significant number of households experiencing cost burden, most households receiving vouchers utilize those vouchers to keep housing costs affordable.The city continues to provide outreach, education, and resources to housing providers wishing to make units available for voucher participants. Consolidated Plan DUBUQUE 181 OMB Control No:2506-0117(exp.09/30/2021) Page 394 of 2490 AP-65 Homeless and Other Special Needs Activities — 91.220(i) Introduction The Housing& Community Development Department works closely with the local Continuum of Care (CoC). Community Development and Housing Department staff participate in the local Homeless Advisory Council to remain informed and align priorities and funding to address the needs of residents experiencing or at risk of homelessness.The Community Development Department also partners with the CoC to ensure programming aligns with the needs identified in the Consolidated Plan. Describe the jurisdictions one-year goals and actions for reducing and ending homelessness including Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs The local CoC established a Coordinated Entry System which includes a network of service providers offering a range of services for homeless and at-risk of homelessness. The CoC conducts point-in-time homeless counts in January, as required, but also in summer months to identify people who may seek shelter during severe winter weather but are usually unsheltered. In addition to the Coordinated Entry System the City's Police Department recently created a division, Crisis Intervention Team (CIT), due to the uptick in brain health related calls. CIT is tasked with brain health crisis response,follow-up, and training. In addition, CIT coordinates with outreach workers with Community Solutions of Eastern lowa (CSEI), a CoC member,to identify unsheltered individuals and provide access to services. Many of these homeless individuals are chronically homeless and/or have substance/use abuse. CIT and community partners work to keep people with brain health issues out of jail, in treatment, and on the road to recovery. The city's Purchase of Services Grants provide funding opportunities for organizations meeting identified human services needs in the community. Organizations providing homeless services will continue applying for these resources to meet needs. Addressing the emergency shelter and transitional housing needs of homeless persons The city has 5 organizations providing sheltered homelessness during the January 2025 point in time count. Some of these organizations serve specific populations, such as pregnant women and victims of domestic violence. In our community,the CoC member, Community Solutions of Eastern lowa (CSEI), manages Coordinated Entry. Coordinated Entry is considered one of the many interventions in a community's united effort to end and prevent homelessness.This process is an established, system- wide process to quickly coordinate access, assessment, prioritization, and referrals to housing and services for people experiencing or at risk of homelessness. The Housing Helpline is a tool utilized by the coordinated entry for homeless, both unsheltered, sheltered, and at-risk of homelessness to access services. The Housing Helpline supports the following subgroups: At-Risk, Individuals, Families, Consolidated Plan DUBUQUE 182 OMB Control No:2506-0117(exp.09/30/2021) Page 395 of 2490 Chronically Homeless/Disabled. The city will continue to partner to support the existing shelter beds and collaborate with the Homeless Advisory Coalition to fill additional needs as identified. Helping homeless persons (especially chronically homeless individuals and families,families with children,veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again The city will continue to collaborate with the Homeless Advisory Coalition to support rapid rehousing programs and the expansion of permanent supportive housing. Permanent supportive housing has been identified as a need by local service providers. Housing and Community Development staff continue to work with our CoC members to identify trends and needs in our community and create systems to address these identified needs. Helping low-income individuals and families avoid becoming homeless, especially extremely low-income individuals and families and those who are: being discharged from publicly funded institutions and systems of care (such as health care facilities, mental health facilities, foster care and other youth facilities, and corrections programs and institutions); or, receiving assistance from public or private agencies that address housing, health,social services, employment, education, or youth needs The city will continue to support the 5 organizations providing sheltered homelessness during the January 2025 point in time count. Some of these organizations serve specific populations, such as pregnant women and victims of domestic violence. Additionally, in our community, the CoC member, Community Solutions of Eastern lowa (CSEI), manages Coordinated Entry. Coordinated Entry is considered one of the many interventions in a community's united effort to end and prevent homelessness.This process is an established, system-wide process to quickly coordinate access, assessment, prioritization, and referrals to housing and services for people experiencing or at risk of homelessness. The Housing Helpline is a tool utilized by the coordinated entry for homeless, both unsheltered and sheltered, needing access to services. The city's Purchase of Services Grants provide funding opportunities for organizations meeting identified human services needs in the community. Organizations providing homeless services will continue applying for these resources to meet needs. Discussion Consolidated Plan DUBUQUE 183 OMB Control No:2506-0117(exp.09/30/2021) Page 396 of 2490 Cost burden continues to be a significant housing problem experienced in Dubuque and one of the main reasons households are at risk for homelessness. The city will continue to partner with organizations that provide access to quality, affordable rental housing while connecting people with resources to increase their income. Consolidated Plan DUBUQUE 184 OMB Control No:2506-0117(exp.09/30/2021) Page 397 of 2490 AP-75 Barriers to affordable housing —91.220(j) Introduction: Since 2019, Dubuque's total housing units have increased from 23,620 to 25,198 in 2022, adding 1,578 units. However,vacancy rates remain a significant barrier, especially for those seeking affordable housing (housing that a household can pay for while still having money left over for other necessities). Vacant units are scattered throughout Dubuque, with the largest concentrations on the east side and downtown—areas noted in this document for high poverty and racial/ethnic diversity. The Housing and Community Development Act of 1974 created Section 8 rental assistance programs. Section 8, also referred to as the Housing Choice Voucher (HCV) program.Tenant-based vouchers are the process by which voucher recipients can find and receive help paying for rental housing on the private market.The City, as the Public Housing Authority, makes monthly housing assistance payments to landlords to help the voucher-holder households pay their rent each month. Participating households pay a minimum of 30%of their adjusted income for rent and utilities. Inadequate federal funding to meet the HCV need negatively affects Dubuque residents too,which is a barrier in itself. Also, a nationwide issue, few landlords in Dubuque are willing to accept vouchers as rental applicants "source of income."In 2015, the City reported just 17%of property owners accepted HCVs; however,this data was found to be an unreliable assumption based on poor data.To obtain accurate data,the City of Dubuque passed an Ordinance January 22, 2019,that requires landlords report if and where they will accept HCVs to receive a rental license. In 2023, 32% landlords accept HCVs. Eighty landlords stated that they would need more information on the HCV program to decide whether they would be for or against it. The lack of affordable quality housing for low-income individuals and families is not keeping pace with the demand. Homeownership is disproportionately low among African Americans. Additionally, low income housing is concentrated in specific neighborhoods. One concern is that not all landlords accept HCVs. Some landlords specifically advertise that they do not accept these vouchers (typically called Section 8) as a source of income for rent. Actions it planned to remove or ameliorate the negative effects of public policies that serve as barriers to affordable housing such as land use controls, tax policies affecting land, zoning ordinances, building codes, fees and charges, growth limitations, and policies affecting the return on residential investment Within the City of Dubuque Housing and Community Development Department, the Housing Choice Voucher Program, will continue its efforts to address barriers which included: • Maximizing voucher lease ups for five years • Maintaining a monthly accounting of the voucher waiting list including information on Consolidated Plan DUBUQUE 185 OMB Control No:2506-0117(exp.09/30/2021) Page 398 of 2490 applications received, rejected and accepted, and applicant information on race ethnicity, and current or originating address. • Utilizing future funding to target minority groups who have been adversely impacted in the past. Additionally,the City of Dubuque's Housing and Community Development Department offers programs beyond the Housing Choice Voucher to remove barriers to affordable housing. Some of these programs include the home improvement programs which provide loans for low-and moderate-income homeowners. These home improvement programs provide necessary repairs and rehabs for the existing affordable housing stock in Dubuque. These initiatives aim to enhance housing accessibility and affordability for residents. The City of Dubuque Housing& Community Development Department also utilizes Urban Revitalization Program which targets older neighborhoods in the city through incentives such as property tax exemptions that can go towards new improvements. Owners within designated Urban Revitalization districts are eligible to receive a 10-year exemption from property tax liability that would normally be associated with improvements. The City of Dubuque's Planning Department also removing barriers to affordable housing by currently updating the Unified Development Code.This update will be crucial to ensuring that zoning and land use regulations support the needs of the community, promote equitable access to development opportunities, and continue to address the specific needs of underserved populations as identified in the CDBG program. The city cannot do this work alone. The City of Dubuque has engaged several partners along the way to remove barriers to affordable housing. In collaboration with the lowa Initiative for Sustainable Communities, Dubuque created the Development of an Affordable Housing Action Plan. This plan is a comprehensive action plan focused on affordable housing.This plan aims to consolidate existing housing data, engage community stakeholders, and outline actionable steps to be implemented over the next five years. Key objectives include alleviating housing cost burdens for low and moderate-income residents, maximizing land use for diverse housing options, and promoting environmental sustainability in housing developments. Further partnerships include leveraging various state and federal programs to enhance affordable housing. For instance,the city has been designated as an lowa Finance Authority Thriving Community, providing bonus points for obtaining workforce housing tax credits in specific areas like the Central Avenue corridor.Additionally, programs administered by the lowa Economic Development Authority and the lowa Finance Authority offer resources such as mortgage or down payment assistance and rental programs to support affordable housing initiatives. Locally,the city partners with nonprofit entities like Catholic Charities and Affordable Housing Network, INC. which contribute to affordable housing by owning and managing properties for families,seniors, and adults with disabilities in Dubuque and surrounding areas.These organizations play a crucial role in Consolidated Plan DUBUQUE 186 OMB Control No:2506-0117(exp.09/30/2021) Page 399 of 2490 providing safe and affordable housing options for vulnerable populations. Through these multifaceted strategies, Dubuque is actively working to remove or reduce barriers to affordable housing, striving to create a more inclusive and accessible community for all residents. Discussion: The city's Housing&Community Development Department utilizes City commissions and other advisory groups to play an important role in the governance of department programs. Members of the commissions and advisory groups are community volunteers, many with lived experiences in homelessness, Housing Choice Voucher, and reside in low-and moderate-income neighborhoods. Their contributions help the Housing& Community Development Department continue to remove barriers to affordable housing, therefore, improving the quality of life for Dubuque residents. Consolidated Plan DUBUQUE 187 OMB Control No:2506-0117(exp.09/30/2021) Page 400 of 2490 AP-85 Other Actions —91.220(k) Introduction: The data-driven approach to analyzing equity in services is allowing staff and residents to better understand the needs of underserved populations in the community. Evaluating access to services is no longer sufficient to determine success.The focus has shifted to examine output and outcomes on impacted populations. Actions planned to address obstacles to meeting underserved needs The city will continue to support infrastructure, public facilities, code enforcement, recreation programming, and housing efforts and ensure those benefiting from the resources are populations with an identified need.The city continues to seek out and apply for competitive grant opportunities to enhance quality of life for residents. Requests for proposals for public facilities and multifamily developments may be evaluated for projects that leverage other funding sources with entitlement funds to have greater impact for underserved populations. The City's Planning&Zoning, Economic Development, and Housing Departments coordinate to receive and process requests for development of affordable housing.The Housing&Community Development Department works closely with the City's Legal and Equity and Human Rights Departments to inform city staff, housing providers, developers, and the community at large about the barriers to fair housing and the strategic steps the city is taking to eliminate barriers as identified in the Analysis of Impediments.To encourage public support for affordable housing development,the city partners with organizations wishing to develop affordable housing to engage neighborhood residents about the proposed projects. Through a series of informational meetings, housing developers and residents can discuss the community needs, obtain facts about the need for affordable housing, and identify target populations and needs unique to the proposed location within the Dubuque community.These meetings have proven successful for developers proposing Low Income Housing Tax Credit projects. To help with the financial feasibility of these projects,the city offers developers the opportunity to request support from the city for the project. If the project aligns with the City's goals, Consolidated Plan, and Comprehensive Plan,the city facilitates a public engagement process where incentives for the project are presented to City Council. Projects seeking support must apply to the city for a review and the City Council makes final recommendations. Actions planned to foster and maintain affordable housing The city uses a number of strategies to maintain affordable housing. Conservation districts, local tax abatement options, and low-interest and forgivable loans increase the availability of resources to improve housing while maintaining affordability. In the period covered by this Plan,the city will refine procedures to identify and support multi-family Consolidated Plan DUBUQUE 188 OMB Control No:2506-0117(exp.09/30/2021) Page 401 of 2490 housing projects that meet the goals outlined in this and other adopted city plans.The city utilizes tax rebates, abatements, land donations, and direct financial assistance to provide resources developers need to produce financially feasible projects. Effective relationships with developers of affordable housing, potential buyers of at-risk housing, advocacy groups, lenders, community groups, and education about how to maintain existing affordable housing helps ensure the number of affordable units is maintained. Actions planned to reduce lead-based paint hazards The city has an aging housing stock and therefore has focused on improving the existing aging,yet affordable, housing stock. To do this,the city utilizes the 2021 International Property Maintenance Code, along with local amendments,to promote sound safety and quality property maintenance. The city of Dubuque also has a robust rehab program to offer residents. All CDBG funded rehab activities use the required level of lead assessment when performing rehab on homes. Homeowners and renters are provided information and resources about lead and lead poisoning, as well as information on where and when children should be tested. Code enforcement activities identify visible hazards from peeling paint and housing code to ensure the health and wellbeing of children living in these units. Dubuque has been fortunate to have the Lead Hazard Control & Healthy Homes Program since the 1990s. The Lead Hazard Control & Healthy Homes Program allocates money to households in need, particularly those with young children who are most vulnerable to environmental hazards. In 2024,the City received $5.2 million in Lead Hazard Control funds to remediate lead hazards in 100 housing units over the next 48 months.The grant provides opportunity for outreach, education about lead safety hazards, remediation, and training.The program secured funding to train and certify lead contractors.The Lead and Healthy Homes Program effectively delivers successful lead remediation activities for income eligible households.The grant provides additional funds to address health and safety hazards in the home, and coordinates with a Home Advocate to build social capacity for participating families. Actions planned to reduce the number of poverty-level families The City of Dubuque, led by the newly formed Office of Shared Prosperity and Neighborhood Support, is currently implementing the Equitable Poverty Reduction and Prevention Plan. The mission of the Office of Shared Prosperity and Neighborhood Support is, "Through strategic partnership and collaboration, the Office of Shared Prosperity and Neighborhood Support will address, prevent and reduce poverty". Their Vision Statement is, "An accessible city of equitable opportunities for all residents and neighborhoods to prosper". The approach includes identifying the poverty determinants including Economic Insecurity, Lack of Transportation, Lack of Education &Skills, Physical & Briand Health Conditions, Food Insecurity, Racial Inequity, Bias Towards Poor, Lack of Affordable/Safe Housing& Consolidated Plan DUBUQUE 189 OMB Control No:2506-0117(exp.09/30/2021) Page 402 of 2490 Neighborhoods, Lack of Childcare &early Learning and Generational &Situational Poverty. While looking at all these poverty determinants,the Office of Shared Prosperity and Neighborhood Support will inform others of data and promising practices to measure and accelerate collective impact. Facilitate collaboration and convene to address poverty, racial equity, and socioeconomic opportunity. Initiate new partnerships and nurture existing ones to advance prosperity. Invest in initiatives that address poverty and enhance neighborhoods. A core goal of the Equitable Poverty Prevention Plan is self-sufficiency for all individuals and families in Dubuque.The city partners with a number of providers and leads several initiatives to support residents in achieving self-sufficiency, including: Increasing Income • Opportunity Dubuque • Family Self-Sufficiency • Fountain of Youth • Dream Center • Small Business Development Program • Employment and Empowerment Expo Building Savings • Work with local financial institutions to set up Individual Development Accounts • Promote Bank On Dubuque to increase financial literacy • Promote the Family Self Sufficiency Program and the escrowed savings account Acquiring Assets • Provide direct homeownership assistance to homebuyers Other • City Life • Neighborhood Associations • Re-Engage Dubuque Actions planned to develop institutional structure High performance government is recognized as essential to coordinating effective community development activities.The program areas of administration, housing, neighborhood development and public facilities are designed to ensure all functions perform in a complementary manner to efficiently and effectively use public and private resources to accomplish goals.The data-driven approach to Consolidated Plan DUBUQUE 190 OMB Control No:2506-0117(exp.09/30/2021) Page 403 of 2490 decision making allows evaluations based on outcomes designed to identify: 1. What did we do?And 2. Who is better off because of our work. The city will continue to cultivate partnerships with the goal of creating opportunity for residents to access wealth building resources. Within the institution, steps are being taken to encourage and promote high-performing,fiscally responsible government.This outcome-driven process is focused on data analysis, community engagement, and strategic initiatives designed to support and retain Dubuque's population. Employers in Dubuque are looking for a skilled workforce, and the Housing& Community Development Department has strategically partnered with the private sector to connect unemployed and underemployed populations to training and skills necessary to meet local employer's needs. Multiple departments continue compiling a data library and develop uniform data collection and tracking systems across departments to more effectively address neighborhood, housing, and economic development concerns identified by citizens and staff.The work being completed by these departments focuses on equity and identifying how the institution can provide more equitable services. To address housing discrimination,the city took steps to increase staff understanding of fair housing, discrimination, and the history of racism in the community. Fair housing training was completed yearly. Staff from multiple City Departments, including Police Department Staff, attended the training Fair housing training was also provided to specific departments and organizations serving the public with housing needs. New employees, board and commission members receive fair housing training and education within 30 days of beginning service. Actions planned to enhance coordination between public and private housing and social service agencies The city has a strong region-wide network of housing and community development partners at the local, county, state and federal level.The city coordinates regular meetings with neighborhood groups, housing providers, and advocacy groups working to promote quality, affordable housing.The Community Development Advisory Commission, Resilient Community Advisory Commission, Equity and Human Rights Commission, and Housing Commission members work to enhance coordination and create strategies for citizen involvement in the planning process.The city requires housing developers seeking city support to hold neighborhood meetings for residents, service providers, businesses, and other impacted populations to learn about the project.This approach allows residents time to learn about the project and has resulted in stronger community support for affordable housing projects. The city has developed strategies to ensure housing developers relate to the community in which they plan to provide housing, as well as local service providers. Programs seeking city support must demonstrate active public engagement in the planning of the project and demonstrate what support services will be available to residents. Locations of projects are carefully considered to ensure residents Consolidated Plan DUBUQUE 191 OMB Control No:2506-0117(exp.09/30/2021) Page 404 of 2490 will have access to areas of opportunity relevant to the target population being served.The city actively seeks out federal, state, local, and private sector partners that can meet the range of housing needs across the community. Discussion: The City of Dubuque works to be responsive to the needs in the community and continually improves strategies to encourage and support the development of affordable housing.These efforts, in conjunction with opportunities for recreation, art, education, health living environments, and safe, desirable neighborhoods combine to further the city's community development goals. Consolidated Plan DUBUQUE 192 OMB Control No:2506-0117(exp.09/30/2021) Page 405 of 2490 Program Specific Requirements AP-90 Program Specific Requirements —91.220(I)(1,2,4) Introduction: The City of Dubuque will use a yearly period to determine the minimum overall benefit of 100%CDBG benefitting persons of low and moderate income.This will cover FY26/PY25, FY27/PY26, FY28/PY27, FY29/PY28, FY30/PY29. Community Development Block Grant Program (CDBG) Reference 24 CFR 91.220(I)(1) Projects planned with all CDBG funds expected to be available during the year are identified in the Projects Table.The following identifies program income that is available for use that is included in projects to be carried out. 1. The total amount of program income that will have been received before the start of the next program year and that has not yet been reprogrammed 0 2. The amount of proceeds from section 108 loan guarantees that will be used during the year to address the priority needs and specific objectives identified in the grantee's strategic plan. 0 3.The amount of surplus funds from urban renewal settlements 0 4.The amount of any grant funds returned to the line of credit for which the planned use has not been included in a prior statement or plan 0 5.The amount of income from float-funded activities 0 Total Program Income: 0 Other CDBG Requirements 1. The amount of urgent need activities 0 2.The estimated percentage of CDBG funds that will be used for activities that benefit persons of low and moderate income. Overall Benefit-A consecutive period of one,two or three years may be used to determine that a minimum overall benefit of 70%of CDBG funds is used to benefit persons of low and moderate income. Specify the years covered that include this Annual Action Plan. 100.00% Consolidated Plan DUBUQUE 193 OMB Control No:2506-0117(exp.09/30/2021) Page 406 of 2490 If applicable to a planned HOME TBRA activity, a description of the preference for persons with special needs or disabilities. (See 24 CFR 92.209(c)(2)(i) and CFR 91.220(I)(2)(vii)). Discussion: The City of Dubuque will use a yearly period to determine the minimum overall benefit of 100%CDBG benefitting persons of low and moderate income.This will cover FY26/PY25, FY27/PY26, FY28/PY27, FY29/PY28, FY30/PY29. 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Aanswcrs �4ur�� Pqrcen#_igF i�...�S.a..}. ) �..c�. 3]4.53P�n 154.9W 9 +9�, #k.90b iolB r.IdB 5 i 86i G�eo�sa�a�19�.50 35 �2.W% A�srxmd 71 Skippee 3fl8 4 ViTati�yournouu�hoW�ncomu? hi�9:�+&1rvbyR3dfa71e.Gam+�BreV9�56r89C52N�G@`_�113a6aCR&56�d+hYrJll 7a'J7 Consolidated Plan DUBUQUE 226 OMB Control No:2506-0117(exp.09/30/2021) Page 439 of 2490 5�29�25 3�46 Pk+ Hwc��g an�Comm4Nly Pe�reUpme�l C06G Swaey � iS 14 fi �. . — _ Anawer9 Cou�! Pareentage ll x«53i C�] 3 C Gi`� 51_'.WG lo SC�.ACO 3 IX5Bii SiE,0.]O ln 509,OCU 9 1.9T4{ omnwrransae,aca is �.wvc A�iywered 33 3kipNe6.a2+ o Vn�AI�@y9u�h9HBlhOOd:RCdAW� id 13 10 e e a � x . � — . ���..��::::: ,..-:�, -.;�.„ ,... . :.::�:.,�� .,� ni�e:r+s�rvey+�3 ara7ie.cm�+r�are�erea�aecsx�o�o¢�+�3d�ec+2sse+a+res.�n aa'a7 Consolidated Plan DUBUQUE 227 OMB Control No:2506-0117(exp.09/30/2021) Page 440 of 2490 S�ZU�7� 1'1'J AYi HS'.i5i�g a�a7 C�r.m4�i�y�I]6'.P�C^iP�l C.S]P�.S�':�aa• Mswc�a Cou�t Prr�erttage i�..xi 5:.:a.5.. � �.[c. i�6.�5b io 1.9.AA 7 Pw% ifA.PS4�n 19�.YR ♦ 0 BPaG u�ewra�aa+.5uu +. aoe� Answewr�22 Skicpon a15 a Whrtisyourfiauzrholdincame'± 3 3 1 0 Aanswcrs �4ur�� Pqrcen#_igF ii.:xi 5..]A.'i.. .� i.RS?. 3�i.49D b 385.1$P a a74 l6�.�Sb io Si8i.C68 � D� G�eo�s a�a�3+0�AOU 5 D 6P% nr-�wned:6 Skippev a51 4 ViTati�yournouu�hoW�ncomu? h��9:��"w1M1'byR3dfA719.Gdm�BN�'9�66r89C52h7�GQ`�.$11'�%F6CR&S6�drRYdJlI a,raz Consolidated Plan DUBUQUE 228 OMB Control No:2506-0117(exp.09/30/2021) Page 441 of 2490 5�2U�7� 'f��9 Ak� Hwsmg a�*7 Cnr.m4ncy�Ue�.enC�^P,�4:OP(:Sv:,e. 3 1 � . e T Anawer9 Cou�! Pareentage u x�.sw�c� z c a•�, l.i6.35p lo SETXO 1 IX7FA SGi,d]O ln 510T C50 fl OA6 Omnwr Tan SiOT'�UG Z 0.M9L Ar�rc+etl.S 3kipNe6.-052 h��B:ff;llNbyR3dfA719.Gdm�BN�'9�66r89C52h7�GQ`�.$113d66CR&S6�drRYdJlI az,az Community Deyelopm�nt ���-:: Black � rant �CDBG� �-:`�-� C�nsalldated Plan -.t - � �-� Focus Graup Consolidated Plan DUBUQUE 229 OMB Control No:2506-0117(exp.09/30/2021) Page 442 of 2490 _ ��� � Agenda • Intrvductian • CDBG Cvnsvlidated Plan • Determining Needs Activity • �ebrief • Clase the Gap _ CDBG- What is it? � • Dverall gaal: • Develvp Wiahle urban communities by prvviding: • Decent housing • 5uitable living envimnment • Expand ecanumic appartunities • Principallyfvr Ivw-and mvderate-incame persvns Consolidated Plan DUBUQUE 230 OMB Control No:2506-0117(exp.09/30/2021) Page 443 of 2490 ����;.F �o�1-�a�s ��. C�BG Cvnsvlicfated 5 Year Plan p �D BG Co nsa I i dated PI a n Assisr rhe HnmPless�nd A[- Su�p�rc Neigfik��rfiouu � Risk of Hoir�elessness Developmentar.d Impro�ements �� 5�F<<x�,�r=:c = l tie�y'co:,00�in��.,:e= r raF�c•�.,_s:rg� f� o•oixa��a::l=s ���� 5e xrde•,wrerr.e��s ft�i�F P�ale Inl•as�rr�rs K!c;;ililli:y�i�•'il; Assist Spe�ial Needs Population �leighhnrhood Youth Servires n%/o�:�'; Ar�ss�oieno�n�r:� �., andAfterCare .�•.. . . .. . . .. . '.�� eerrNva,an�ia.�rnn nn��ui�wir.,•�• � �: .vr�•ss�i�irsu:pivv,rrnr��s .�� �� sr��nxr[a..•�s a=cra;�c ai��rc;•_ns Housing Needs Nan Fiousing Needs oe�elop r�ewnffordab[e EneouraKe Self-SufSi[iency HauSing Uni[5 PiihliclHuman 5er�iCes • n}F*:F�i'�•7�����=C�_�:�]� •I"0'rP1255-5�23[2�I:E75 . w�.�i��iSi��CoT:�n�^i'i!.e�is e�=_I•iHSLoaiis,iax ����� � Nas:1.==Cs and O�'.rcac� •I lo:n�•o�v�'c•s1iiN . Fign SFPE7 I�•[2��2[ACCPSS 7":` � .� '���• •�����n���ics "' ' � �- +��^�- • MdIjS�541'P�iinC�P.dSPIn l��pr:�n�iK • Iix�ea5e5c�15ufi[ie�cy Irj n•.i. . r.vm�c�rir .. . . r.•i:v��-���,.�i�:�nrrcrnz: nlonilchfattienousing .Imp�b,�exisingtrhner. . Ir�rPasirgSocialCanifal n�u:isi��g �:+:�c�s��r:.,,.�ves . .n��Qss�6�no�s��8f�� upiedsnu�xu•es .supuore se�si�es•[maln�inern aire[t HOme OWnership Pro�ide Inspe�tion and Code Sce��alkeedsPopwanon .Imprq�phySKalp�m�ir4nner-$ ancChildCare A5515[815C2 Er�i�rternen[ • �"r's����b°rhO°� •Lega!Support antl Etl��_no•i .S�ppoa Ser�icey Emplvimenc �- . Fl�min.-np Ledd&a5ed Pd�Rr �Fair Hw9rg Wages and incarne � Gu^.�'wp��'c=rts fl�� Ce�i•E'+'�rce�in�n�SI;R •Mainrain Safery ihro�gh CO�P .Sup�rt SenaCes•Human ��"��' and o[her Harar:h � �mre •..orrzrc•a�;��i���;+.ao r..e nomzh� . Expandacce�anceofkpls En`of[eme:0. Seryl[es �_I_�`_-: 'rs�i ye• _____ c�eanc�s CQRI'rlllnl wlde [ I'��R"+m S.i'w•�.iii:lF�:i.Li!�� 11' .More Affordahle Housing LJr,is •Support Ser��es-fAen[a1 Hcak�n • Fapid Rehousir� .HerrnffurdahfeHvusing 3 S�bsu��eAo�,se Advan�e Equiry with Fair Ivfaintain Existing AfFardable Housing A�[iviiies H❑using r.n.p-rrriny, .e`. i-ryiii¢i�im�-Hrhaeili�mir.r :qlr�i�r.Hnr:ri:iM.•r.ii'riii irflrlFerrnli..rtn � r rha[promme=_equll'r � Loa"s Lesal Rssstance Con Plan Pracess ^Q.��� � .J- � ' -.,.. ..��� ��� r.:`� `'� °,k� �. y�- ���� � � a �.�.H� � �� � Admi�istu.imq � � g � me r.oqra E fi � ��� 9 �J � ���,��� ��� �� Consolidated Plan DUBUQUE 231 OMB Control No:2506-0117(exp.09/30/2021) Page 444 of 2490 1 ' } � � " ! f � • - - � - --- - '. � �� �. � ,_ . ` - r � � �� � �� . - r � � � �.- - - Y = - - �-- . �.._�-��:T�-��---�--r_ _ - ,�':�:` - _, �,—,.--__— .�-.�,�-Y-.�� _ :=� ,.. .�:..,:-�--�---;----�'� ^ � .� ,�-.: ��.d.'_�=.-1� �� . - � : t-,_.�� . ,..�. - �:' � r,�`��.,'�;'.` �" � �'i:"ti.,'�s�` ga�-:"�'`''i � ,��' �� �� � V c ���� .:t" .r' '�.. � .A° . �,� _ ��. .�, .._-:_ _ �yr= ��� Determinin ,�� �rr. ,�_ � �5� . � �• { .�--;�r� � Needs Actl�l - '�'j'��', �r~r' •• '�' •�I� � ���:��.;� �.• ., . i"J� %,. Sl �i�"'.` . _ . __ .7�f��!' r� ' ��+ - � �- ' 1� _ �;s_,.� ��. j� - °t "�� _ ' -� ` Help us huiid the Cvnsnlidated Plan �.�' ��� ti°; � `n, . '� '' - _��` ::�:. _ -_ _ : •`t. . , ,: : _ =�•: _�_ �, :��_. - j; ��I 3,3; - �E fPi: . - - ___.i'-,� `' ,5 � :. . f• :' ,�r.f .7 + . i `1• _i_.• ' :.- :Y�*' +l ;i : � s� (e I��i ��.��.t 1-. � �ra�n r�ri.YY s.;1J ,•.f� -T�wi.�n Consolidated Plan DUBUQUE 232 OMB Control No:2506-0117(exp.09/30/2021) Page 445 of 2490 � CDBG Eligible Acti►►ities � Economic Deuelopment (�ob training, start up grants far small businesses} • HDUSIng {homeawner re�ab, rental rehab, first time hamebuyer pragram, purchase, rehab, resale} • Pl1bIIC FaCIIItIBS (�ark equipment, seniar centers, Ghildcare c�r�ters, neighbarhaod health clinics} • Pl1bIIC Sel'VICES {recreation activities, brain health services, food banks} � Where are the gaps? • Each group will start at ane "Eligibie Activity". • �hink abaut the "Eligible Activity", the families you wark with, and the �ro�lems you run into und�r each activity. What are the problems you can't solve? What are the gaps? Needs? • Write each problem, gap, and�ar �eed on a post it note. - 5 minutes for each Eligible Activity and then rotate. • Parking Lat. If yvu rur� into a problem, gap, need thatyou don't think fits under an Eligible Activity. Post it here. Consolidated Plan DUBUQUE 233 OMB Control No:2506-0117(exp.09/30/2021) Page 446 of 2490 ' : � 1 � � �� . ,- � � ,__ . i �� � r � � �r� � -f Debrief � � ' � � Con Plan Process Q.��� � a'� � ,�'J ��� �-:,.. r.:`� `'� °,k� �. y�- ���� � � a �.�.H� � �� � Admi�istu.imq � � g � me r.oqra E fi � ��� 9 �J � ���,��� ��� �� Consolidated Plan DUBUQUE 234 OMB Control No:2506-0117(exp.09/30/2021) Page 447 of 2490 - Timeline July-OC[.2Q24 Nou.-oec.2o2a Jon.-Morcli 2025 Mn�cn-a�ry 2025 Close the Gap DISCOVER ANALY2E REFINE SHARE � � G � consint w�tn FvoWute comr*�unoly n�:,°r r.���,s:,i��a��rFd ruerc r,a„R,e�� s[akeroolders, ecKjogemen[do[o Pl�ii�uiii�le'e�E Period for Final Plon determine community nocds Ura![the Public Hooring for P�blic Hearing for Consolid¢[ed Plan Ora}[Plon Final Plvn Publ�c mvited to inGuding settrr.9 inkevnline sur�ey. ycwls nnct E�riorili�±s PuGli[CpmrttEnt Fino3 CpnSdidn[ed open ihfo�gll Nay.27 Pefiad fOf Olof[Pla n Plon CompEe[ed Im�TtQnt o00o NovemberlT]�Uhlicinput5lin7eVcloses �1teS � Jonuoryl0:orof[Cai�5nlidateJPla�ic�U[]iple[ed Jonuory 16-Fe4urnry 16 PoihEir Cnmmrnt PerinA}nr flrait Pla n Fury�i�iiw=is ur�3iurr Febr�ory]9:PuE�lic Heuing foi O�efiPlan i ntv rrn afion,ca!I t hr l I n i i cin e andcmmnuulryi�v��luyn�eiie Feb�unry 2o-�s��ch 23-Puhlic(bmmPN Prnod fnr�ina]Cansnkidated plan Uepartmen[at,b3-bga-baq4 hfasch2S:P�I�liCHediillgfOiFi�idEC01i501iddtPdPldll ��� Du�s E __} _„�_,�.:,;�: - . ., � ..,.,. �n=° a�a "e'a' °p s� � RRR -• 'Il 'n� . ,oi A1 �i. a��i9�a �;:�,;,=,���, � ��R�� rnrr�=,��1°�d_ _i Thankyou ! ��� Mary Bridget Corken-Deutsch 5fi3-fi9�-�a94 mdeutsch�ci afdubu ue.a www.c ityofd u h u q u e.org�CO BG Consolidated Plan DUBUQUE 235 OMB Control No:2506-0117(exp.09/30/2021) Page 448 of 2490 Fvcus Gr4up participan#s Pru�eca Hu pe-fi Community Faunaation af Greater t�ud.��ue CommunitySoiuuons oi fastern lawa Cathal+c Cnann es lowa Warkforce Deveivpme�t GreaSerDubuQue Qevelopment Carporation 4ff�ce o�5hared Pwspenty Homeless Rdu4sary Co-alitlo-n-18 vr�anixatio-na Feiends aithe Family COn1RZU nity SOIUti qf�5 q?Eascer�s lowa Resc ue M ission Dubuque Cauniy Supennsnrs Ofiice Almo-st lio me St.Uincent�ePaul Cr�scent Cammunity Health Centar FourDaks Cityof�unuque Police 6eryartmen� Hincrest Fam3ly Sarvices Iowa�Varkfor��p�ivpment Dubuque Counry Punlic NeaRm pepartment Du duq ue Cou nry Uetera ns anp���ral Assi stance Uepa rtmeRt Duduque Favd Pantry Ope�+ing Daors 4pe�aS�an E mpawer Fountlat�on 2 Cris�s 5ervices �u buq ue Cou nty Plan ni ng and aevelopment Deparlment Fountaln otYouth•r5 partic4pa�is Participants i�RealTalk an6 Community�n Change DCSD StatF-7particlpaMs Br�•ant,Ca rrer.�i nco�n E�ementary Schoai Pnnci pa�s Staffat��nco�n C�amentaryScnool BIacKMen's Coatltlan•ia parilc�pama Consolidated Plan DUBUQUE 236 OMB Control No:2506-0117(exp.09/30/2021) Page 449 of 2490 Srakeholder Interviews L'emrrunity Solu[ions o�Eas�crn lawa-Conrinuum a�Care agen€y L'Iry o1 C�u buq uc Hau=ing ancl Commu nity devclapmenc-Assis[atl Housmg Onrtslon city o�[��uuque Ha�singana Commun�ry oeve�apmenc-Cammuni�y aeweaopmant diais�an Cityo�Lsuuuq�eHa�singanaCamrn�nitydcvn�opmem Grants��v�san City o�[�unuq�o Ha�singana Communrty 6eve�opment-inspection and Canstr�ction sen�Fces bivis�an City o16u nuq�e Nubu c hiea�tn uc pa rtment City o�ounuq�o�eis�ere Senr�ces�eparRment city oi ounuq�e Ptannang�eparm7ent city o�ouduque Pouce l7eparm�ent Foundanan 2CrISFSSerwices dlyol dubuquc Inloama[lon Technology beparsme�t �l��1 # 5eruices-CDBG Survey Need Additional Comments-CQBG Survey Mentione� MentalHealth 7a": Hcusiri�+ 16 Chiidcare 71'� IOI3SII^SI111fl111fT11��'il�2�tl'CII{}Ifl'Le7C'Vk�iOpfr}L'f!lProyrams 11 Hnu9ing G9M iranspucldtion 9 AhuRedofNeglectedChildren G3?c FoudA�ceSs 7 5ervicesfnr��timsoF�nme9ticViolence 56?c ReereatiurilParks;Youihacnv�ly B FnodA�cr9s 55'�E MentalHe2llh d 5uhstanceUsPPrPuentionandEdu�etion 55'� PuBlieSa�e�y A Neighbnrhoo-dandYouthActivities 5Z'�£ 5lree�s 3 Homelessness 499c ChiltlCare 2 Employm�ntTraining Afi'� Heallht2re 2 HeelthFar.ilitias A2'� 6umesiit.4huse 2 HuildinqsParPersanwith6isahili[y 389e Fd[fierhuOdPru�affes S RsrksandReC 34'� Edu�alion 4 LFg9I SP.fV1CP.5 32'ss Pe1s I Senior Cente rs 2g� Focus Gro�p-Rey Themes accnrding tv MSA 1_Challcriges wilfi Lantllar�s: Heluctancc to laku Hiska: Consolidated Plan DUBUQUE 237 OMB Control No:2506-0117(exp.09/30/2021) Page 450 of 2490 fntlivitluaLS witf}Irmrtotl rernal historyr Thase with poar ar na cr[sd�[ Fundrngw mairnair�propar[ies. N6r�-Acecpt2ncc of Vouchers 2.Tfiu cus[lo r�nl or Uuy=s too hi�+h for mar5y_ 3_Mul[igc.lcra honal hOuscFolds arc nu[v f�tf c rs lood. 4_Cul[u ral antl cOm rnun ic�h vn BarnCr s_ 5.�70ru cduC�liOh�lUppor�uniliss�Or h6usC buyurS,fef�ters.�nd lbnd4urd5. 6.i+tOru axpunSi+n�pu6liL lrunsportaSiOn tllrou�+h4ul buBuquC. Additional Carrsments iagl��Po�iit P�i i has a lighting pro�ect that has never 6een campleted.ihe parks need aitention ainund�ubuque! ihere Is nothing ror{ti���a�c�:c�i�or�.Why not bu�ld a huge mini goltcoursefortourists and res�dents.Pury+why not u[ilaear buiEtl httle leaguefieltls so you can ha5��la�rnampn[s on vreekends.We nepd Fart�ity frientlly opiions in lhis town.ihere are norie. YJe definilely need mvre for aveyo��th in regards for aRiuitias.The only hasehali lield in iavm daesn'[havr.Pnou�h parkin�+,[he�nmplex is in an area[ha[ lEoatlseas�l��.Mayhe the forinersoceerhelds alonglFK and theArterialcould 6e usetl for base6all instead_Fam�l�es canstantlytravef outof tavrn far �aurnamenls,IeCs hringfarnilies hefeins�ead. iFYBfA ISn't 9v�Y�2 dBtBiYS iYliiYiBIu1B g011 CDUfSP la7 LOtuFl IOrTBIt1141P3Uf d�Y r0e�[kl[09f�J6�. Tha once beautltul Eagle Point park Is an einLarrassment,bring backthe heautliulilo�ver bctls,take outtha ancecnt watcriountaln antl pu[�n a spiash patl.1he pa�k Use,xq hg a pda42 iqr residenSs dnd penplr fmm nut nf trnn�n thatvmuld Gome fnrviews nf the rnmr�nd stay Fnr hnurs tn visit and enjny a pirnir.kun4h. il1 i5 l044f1 11d 5 2 l01 l0 UI�Bi il'h+2 uli4iie Vflldl we h4BYB. M64I 6i LI811BBtl 16i4 Of[�buir,t�lire.;�6L]I VfiBi�3fB COlIf18E10fB 84SIIShlB7 Consolidated Plan DUBUQUE 238 OMB Control No:2506-0117(exp.09/30/2021) Page 451 of 2490 Duhvque offers housingvouehersto single mothers,seniors cih�ens,and oeoplewith tllsah��t�es but na lantllortl seems[a wantto accept tl�e huusing vou[hprs.I've heeri wnrking sin�e�hF a�e of 1d.Assistin6[hp uulnerable iridividuads in our eomrriuni�y,peaple wiih disahklikies,seniors�ilireris,and chikdren. Now l'm a imost a0 years old a nd I s ut#er trnm maior aac k pa�n and other nea ith i ssuas.i ca me ne re bdrn Ch icago ro helv aur m tne cnmmc�n itv,ra isa rny k id 2r1d n2mP 2 yualRy 8i lif�_e2if�g1r0iri cfiicag0 I'ffi 3ulan,2LC3uy�utlgBtl.Eu�Pryhf��fr6rt�ch�Cago i4i l being�i112e��ck[O sOci2ly_I'nY 2�,�iraitl Afn�riC�f� wom an,law adidi ng citizen with a good heart trying to ma ke a differenee in my com mun ity.IYs not f ai r tt+e�z c��-+i experience i n ihe ware place or out i n pu 6lic. We neetl ari AI�"<crr'Jda mart;rc:ery stcrr�.v��hir�n�a:F.i��dista�ce�f dawnto�n�r'3�lo•n•e•�nsc tocd r.pc;o7s fur low incarne peop�e. ihis aue5tion mignt pe hettPr phrased tn inclu�?e[nattivh�r.h tive havP�high need tar�ntf 5nme a�cess ta,h�n[MP,f$15+7IZf ii f}f q�1�3l1t1f SPf4 f25 Alsv,there'S p�entyaf neatm faciu�as,buttnere s manytnat don'tacceptrypcs af ins�r�ncrs.an llub�y�e mere are on3ytwa men�ai naa�tn ca�nse�ors tnat accopt my insuran�e and one is reli�jaus-hased,the other doesn'1 respond.There are�leniynF seninr�enter5,5u[some aren'1 aFForda6learnfler Ihe qualily of care neetletl Be�[e.r puh i;.t�a7{pnrtrtion �be4iek•e there is a need f ar.,f for,�a�ls c f:r�c,,�c for xaarking famiaies, Supporl for s�hools!Tsachers need suppo*:,rrrore[r3irsed ca�r�selors end prute�l.iun Trana���ta-i��!Tf�e ciEy 6us s�hedule mdkes thirrSs ina«esti6lB.People t2n't�+et tuwoekar o9her rie�essities in a lim2ly m2nnBr_illey�an'i even a�tesS tlte DMV! It doesn't run on Sa4urdays,�he haurs ii runs M-F 8 Sal-dre no{adequdle.'�'e s�7n�lr�,31��a'r�p 7q;;��5:ys:e^-�. ihis shauld be a tap priarrty. YJ2 need sa�ns 1haL say"Vo f'a«ng.Jrcp O�t Cn y.'i1�2s2 neStl l0 6e any�vhiere LF1ere iS 2r1 d8i3i[yto drop sOmBunAafO. ,Q�Fpr{�at}IE'1C 4 SI��'I pf I V W I I1CCf fl C p=_•op ie is�F u�„�•i_su-_•n o�r c�m�n�.n i:•f.T he cl ty noetls to W ke a hartl laok at hrnu thcy arp atlminis[ei ing sectlon 8,as vrr.11 a5 haw landlo:ds ara irained an thP benefitsat�he pro�ram.[t spem5like tfse can ha5 peen kicked drnvn the rnad several tlmes wi7hnuR any rwal�hange nsppenmg. fnod de=e�-s-overwhelmin�&an emharrassmenl fnr nur ri[y� I V4191Y.7 MfltlCf�SC NCCtl vid7�V811.�b4t IO SCICCS. I believe some oTthe oldyr�npula[ion has sn mur.h pmdr[heydon'[want[o ask�or�ssi4tance. Same ma��even be shametl because they tlo seek assistance. I helieve tYiere is a need for n1-shrez'pa.•kinr for[endn[s ref�tin6 on Loras nedr BIuH 5lreet_ Fignt uke heuta{c�ir�rr��:.,-,:,rr��h���r«�«•���.,i..�,�v..-��.jnat w�li ne[p morc peop�etnan you can witn an tne�tner cost�y pragrams.Horoe4ar tnat wil� �ever happen he�ause 1he�n7elle�[ual hl�ding hearls wauld find[hernselves nu[of a jo6.For allthese nther prn�rams[ha1 are supposed to help,we seem ta be mcreasu�g the numbers ins[eatl of tleereasingthe num6er ot peaple needing help.ProoE that another a�proach is 6atlly needetl: lhankyou 1ur pullir�g the pu8lic:� $[np wds[inglax dnllars tha[we worktoq harri IOr nn nnnsense pro�rams antl:nr suppnseA needs[hat d4�'t exlSl.$[art lrying[n kg4.p 4llr populatinn safe�nd tl9 p611f J66S 6�i[ef. Consolidated Plan DUBUQUE 239 OMB Control No:2506-0117(exp.09/30/2021) Page 452 of 2490 dCCPSSI[]S{1afi.l L'�I'P�lI:II C.Tfe�iP.Sl1fgP.fy�QldSSllf[jPf�,dP:1-��C�aiP. C.fl'1[5�'.�[`.I:.S :]FII�•il�lfrl �iP:'.�Y�-,PI'dne.rinolpgy(diabetr.s�are]nphihalmoFogy ete. We need mor�resou�ces for:n.i.i�;safetv,pol�ce,fvp,a�}J C ti�5,Th�y�r¢�qt��pment and stati¢n$,�ithou�getting hener,laokiike t�eY need a lntof aaennan. R racemtour at stanon 5 makos onewonaernaw tna nre�ignters can�ve witn paei�ng paint�n tneir nunk raam. Tra n:F}{7 f1�3:i'1'1:P:L4iPS,.i jSi iCl11CP Tf}4I(�P,fiy!iy�r g•n rhai r h p mP5 vfiD IdGk Fdmllidl SUppOr1,pEttec����55 t4 in-hOme medlC dl Sen'iL�S •{ui�s�ny, I.�^nu����:r�?.�;��4:;��.r[i�n°ai•I���?;J�-;:;���.�r�-[!i;��;r•ir,�,�.w+aredoin�pnoccupancy,bu114elievecanversiontoapartmentswouldresolvetne t�ousing shortage antl rem lilkes.I peesarially live in a smaEl2 9edroom apartr�ent end pay roughly51,G06 a rrwnth In utill�ies and rent.I liaye Ilved ihere lor a vedr and a ha4f dnd Seen thrBe rBnr in4rBd5eswith4ut�nY�mProvemeniS to ihe taCilitie5,hs d non-Oudu�uer dnd GBn 2er ii mdkes it diffiCu4t t4 stav in thi5 camm�nic=as wmen piaces uke wau�son ana iorva c,rywau�d accruc simuar castswun rcray more opportunity. Yfl«need mr,ra aFFnrpalsl�hniiSinR Fnr�nirlcl'p i7r.r]mF pEp(lle.A Ipt Qf p�OplB drE in ThB middlE in�bme thdT mdkB fnbrEthd[thdn dllOvr�d f8rdny re�t hElp, Spe��ng.lhere arenuo speUingerrors on tnis page a�o-ne. IF[kSe perwnswho dre encnura�;ed�a r�eside in Dubuque�re ahle bodied,mentally cnmpeten[,educaied,and mo[nrated-then the need For pv61i�sertri�egis �owrcr.bUb�vuc Clty and Co�nty cantin�auy try�o gm�r�narseroices m�usu�y hrggergovemmont and rngnertaxesJfaes.Thr c�t cc��s o`[:u;,�.ut�c.wam e.45i[ SP1'VI{p�, �a';Fffl'11Pf11:Il:.li:�l'.f:1���frrill�L:15[1�'+P�y'P';'�1fC]I]I4i11�I1�:IPN�S.--�ii-5:1{,ip!�+,�QUk��PP�RT�JNI�SYI$IIIP.�[]r3IISpTFC�LFAI C���TI'.C1MFS� —_____"_"_._........... ... ........"'_'___"'_"_"""""_""""___"_"_"..._... .. . ....... ........"""'""...... . ..... .... .... . .,." _ /Vll of ihis gaes 4ackto;n�s.A4 af these ihings can 4a el�minated if peoR�e arE wvrking Pevple reluse mwork.No neetl fot half oF rnis sfuf�4ecausa ifs aU self� i f�tIICMtl_ $:pl:;:I:.��,i:i..,nf�aa d0��.�S Less pcoplc hom CF�leagowoultl make 6u6uquc a bet[er pkaer we necu to or-�ere people v:crkirg_n:i;:I?�I a��I.�a_�,iseance.They nee�a purpose and Itwe givethein evrry[hungchey want inore Iflot everyone)_Our -::4��:n:.il•h�J�;i SC2r5 t[�11�:-tl�c::����s�.•��a r.;•..;:�cLtc-ti�)a�[� Consolidated Plan DUBUQUE 240 OMB Control No:2506-0117(exp.09/30/2021) Page 453 of 2490 ihereare;o•nanypre3t�r[cr[�orce,nu[tlupi�[ncdtni�,g��nu���c�mrn,.i�r,ya�,ctc���p�� preamCenteran�Mu�uCuuurajfamdyCenferrtcamainedcouio ne way more impressi4e_camm�niryFnun�ation competes wim st.Marks ana nmer nan-pronts wno act��uy�e��ver se�v�ces.c¢�amner anu�ooc ana c3ty df�d110�dl�f2fE'�T Pldn2SS s��d f�EdUCC impdCk dlt2 FP AQlIli45-ih�f�iS d tC�dCn4V t0 fdvPr aHOR 4�+ef OUt4S�m�in 4Uf49lIQCtNCw6rk.St�p f�Ydrdi��Cf�4rt s�nS1 f@"MJdfd UUIC0111@3.ACCE951h1C n6llSlllg.]Ild Pihef IilIf3SIRIC1ufC IS D Ill�J41 b�YflCf.A�1RC315I9 bC d h4�5 B�-0IYISS'Th@ 1111C4eS�l,7n�ll}'�w1'h�Ch IS Sh4 flU11lk7Ef URB 4ndicatarof a chlld's grovRn,health,and dewelopment in a communiFy.We�alk adoutgrowing[he pnoulafion 6u[don'[encourage having children,H�,,s��•��m nor[h enc��esds[o oE aJdrn=_,e�j_Ri�]ddll'Fl hwPl�611Y2i 110�Se[dgiV�40f17�fllSbi4 rd8�11�f�tl 2116w fdr iri-�Ill.Sid�llf[SfFlg�20�LP�Su[Sitl�lY�dvpr 5i{lef�g6VP1 sldmg;m�ke5 e'Verythmgl4ok ChOdR,K:•ri+1���;a��I)e�n��vi�,,F������:r��,�s•,a4lof it is�moo-rteti irom Illino-is,Ficuse,g w�uche�a•�rN�,r.,sho•,,id f,vnr��s:cisn4s��F ❑L�UG4P.r3�iC c.v,.=.rs,rwc people from 4klahoma[liierally know ui sortieune livmgrn 4kldhoma being dppruved lur a uuu[her).Cityneeds ia be rtture aggresaive witn supparting grrnvtn flnd not aettlingfor mediacre 4Vhat are we oomgto reta•n ufelon�comvanies?AY Mcf7onala,C&B,IiTLF�We spand mare 1ir15e recruilif�g IeMs 5t ltie expense d1 lhe�t�li[yaf ouv 1��2 3ong Suppdft2rs.A3Sn.11Gw tl8�ny d3 us Sleep d4 ilignl lulowing J1�t 2 m2jor revenue s{lurte ol aur ��COfi�m4i��ty im�dCt��OUIIdrS G�1m25 d1LhC 2%f]I9iSdIi4�9F P20P�e wiSh�$7fil��ing dtldiC[i9n Ia�h?�.SO Sdd.WC drC di�9k YHSh SUPP6�Li�gd�Cfs�4illidling thlS �dtllC[I011 OS 1O11g.�S pByUu[�Chu11kIP ihB IOCBi 4fQ SSall9fi.WQ C-0Il tl4 dEI[Cf. I1511411��ICf�11I4h�n SQllillgdYllgS(0 BtltliCl5A5lUflg OS li1B p�411i5g9I4 3Ch901. I tlan't knflw how y+ou coultl suggesianything lrssthan hlgh neetl lor ail oi these_Itwoultl pro�ably ba belter ta askthat vm ranklheni,but I'm naisure I haac �he knm�+�iedSe and exvettise ta dnThat. ve,ieci_c ct i d�_n.Food,h�ema�H�ilu�,oum-_s�ic t�ioicrce are authings�atx•e see on a reg��ar tiasis. We havc to ere�te facherhood p•ograr*�s[hat engage antl encouragc tlatls to partakc In�heir eNltlrsn 41vas.FamRy programs mUs[InclutictlaUs m the pacticiparing,fatheraess homeslsthe main cpntrihu[or ta poveriylsacaal dispara�ement. _ ihe Clty ol 6u huq uc governinem nectls to scop s upporting an tl me cn[ivlxing urhan sprawl antl tacky easi nos[a�itl oGie��a�e noi i-protl�s I and-d istr icts antl car*ida�s"and.�nstead��'prktOwBfdd:c,Frt�:�•.i:�-,rctt��:n�:41�u.r•..��t`.��I..;,r�ri:z���r-r.�• i�t�wrto•hn.Somec3tiesracepa,kinglotsandpu�inAap�e swres,��si saying. ihere seams eo he a need far,fFnr[lahlp 5P�•.�nr nG�,i�n�+. S2�I],DOp on up is nvc affnrdahke in my dud�et. -'..... .. .... .., ... -----'----'- ---.... .. , ._ RdtlRiona4 Iteins: Fducasinnrcontinwng ed,,r.arion-hi�r reeed Com p lete=_[ree[s-h1g35 Fl��4 �.]Clf:.l:C.P'-�il[1•l1111C]Y:I'�S�i]i-=kI51f fli�TF1PfF.f1F.Pd51f]r1P.�heal�hy�rnrery s�oee�ne healthyiqod np�inns shat ar�alinr�3ahla t4�hr�mpu�atinn.TraSh f�1Bfi0$f IIICnS�S O450.]f1CC��IOUfltl SCVtId I�9 W f1.�Ylf�I1CI�1M1l19Y�1004 S-41k2 2hC IlO1Ih N Iltl��1tl W3Sh�llgl9fl C4f15CIV d21011 dl SII I C[.1 f_S�''C��:f%�•��-�ti��+t���d'1d i�r��e1•n•Prr,ind�f1�i;:�r.h,e:��.•.�.!��5.Litter i5 rrequeni, Lots ot canversatlons arountl the general housi ng noetl wpic.Consen su s�s�na��7e re a re soma fa Iks i�need of aifordd h le h c uni�g�ha a re not a deo ua tely trainedor.Mnr�ti'a,ed[orarhfcr[heirho.,s.noenu�ranmm�t lJntElthatisaddressedatafundamenzallevel,thedisparitybeiweentenanEsandlandlordsvrill p9GsisL Consolidated Plan DUBUQUE 241 OMB Control No:2506-0117(exp.09/30/2021) Page 454 of 2490 �uh u�uc lae uscs an at�raeting in:nori tias antl im migrants Ic i lavr�skl4lcU la dar uAil le ign oring or exclutl in g thcin 1 ro m h Igh cr-skl4lcd prof es s�anal opparttu iu tics. Ironir.�lly,ihis r.ara lead tn�reatar di5r.riminatinn by r.rP�tir.��he impressinn that minnriiies are lnw-�ateneal indi��iduals whn sir�in sp�ial servicp5 and contnhute ta cn me,re�nforcing the stereotype that i mi»igra nts ancl mindrities«c k capani�ity. S��r:i{irarlbi�scxi�l•,��if���i•i�,u�i��:.��orl�Forarufcss�:�n�iuu•:,�.�����s Imm�gran[santlminorit�esvnthprps�ssiana4qualificatifli�sotlenhavevi�tua4lyno ehan[e of 5ecuring�mplayment eommen3vrate with theireduea[iur4 d�d atriliRies.An ertipluyer un�e cri�iciaed me 1or fiaving eoo many miriuriry fnertds on Facebook,suggesting itwauld cr�ate a negative impressionvnth thefirm's cuents. What is uniquely0uhuque,in aharpcant�aat vntn majorme#roao-lita�areas,�sthat�i�in�p�,,•rs ar;i mi•,prrie;J�t[r.i;ir���iy,���f�����x i�;�r�c:;ta e�mR+lo;��.e�ii, par-ic�la r��;ir orr.te ss:o na i r¢,ps.Tf�ese t+;�rriers can inelude unc unsriou s hias,la�k oi reca�,+ni�iun of�oreign yuali�icaR�o ns,antl 57erea�y�ses dbuuc ihe ir capabilities Ehas segmentano�perpetuates ecanamic d+spantiesand 4imitsthe potentiat cvntrinutions of a drversa warkforce,in summary�,this bias mdicates a nro2der i SSu�of wOrkpl3 r�di SC ri ini natiOf�tiVI1Br2 atsaCi 2[�OnS}vi tn�1,i il0rity�flupS ar2 ur�f�i rly�udg�d�ntl pPi1a 1�2d_sut h u2f13vi8r i5 likBky illpg2l,tSut C��Of4�fil�flt rT1C{.h�f1�SfT1S dr2 Clthgr hidSed 4f 44J#UE FCd4h fOf th4SC sl�fCC1Cd.afld�mAlOyCf fCtslildti9fl d�dln5t{h4SC Wh0 Std�d 4iP tOf 1hCif rightS fU�2� exaeorbatos th¢prohfom. Spealungiarthe Eeumenleal 1ox�er arca tlawnwwn(6th Street an�Locus[I x�heir resltlenrs are senior cltlxens mitl pcople�xith tlisabliltles,tf�c,e ii ND Rrnr.pry i[n�P within�•,.:I.�rv. YgS,there are resta4�rants bufwha can aff4rd rhem witn inzomes otSociai Securi�v or pisah;iiry�q numher of fa�ks cannoftake me n�s. Fw�nasewll6 Cdt1 f�KC�tYC du5,UC fCdtlytOt�39-A5 r'11�11tC ri4C SO gp�f0�11 F1CfC�iGSA�rl�LdC�SS l0 S�hC H}•VCC aFl Sp.LOCIISt.A b1�51iilCl it 3lI0WCtl onty 2 haRs nF�rn�eriesl�arr�-nns.:he husstpp near HyVae is N4T;�r.nvPrPc husslnp rrakinp il danx�rnus inr seninr r.ili�ens�nh people vnth disahiliiies, [hose ha�setl at Ccumen�c�l iovrtr p4ease respond' Sincere ,JosephineAeuter Comm�nitydevelapmentettansca��dne�nc��s�uea�:�,,.,i aGs���_s_.,,cc4rr�merc�-ipruucr�y.o�n�q�cissorc�y�ock,ng�nsmauu�sinesses,especiauy downie�wn,1vhi�h is ihe hFart n��uhuqu�'stourssm and i5 riTewith var.ant�ommer�ial praperTies.$rteall husinr.sses dn no1 rer.r.ivetrea[ment Iha1 is remu[ely equitabletothe Gity of[}ubuque's freatinent o!6ig 6�sinesses anQ tlie well-conne-cted antlwell-liked persansm�h 6eep Du6uque roo[s Small busmesses have a hdrder iirr.e survivirig iri this cortimuni�ythdn even non-proti�s he[e�se ihey laek�he rpveriue tha[corties From�1[s_ihiere are serious reasuns tfia[are ddpfessabie henin4 the fdct thd5 sm,il dusinesse5 with�ri4k and martdr laCBtians ane Gonstdntly C4psing in P4rbUnue,even th4se�xitn SBeminglYover 30 SucCCsslv4yC�rs eY�nuSif�CSS. I�in�t�li5 S�u$SliUfl S�i1TiCult SU dfkSwBF. IE7$On1l�C2[$�9f ItlS I�F£lleVtl ln2ltl IS hl�h Y1L'Btl 44t5ilB 3lSU fB[[Y�IIiTi[5�`�hl'd[4f�311i12[Iuf75 ifl Ou�7uyuB OffBFS Sl�YII�iCBYIl senrices tu ad4reas that need,I've�hosentoanswer nased an my perceetivn of need,f��7f01B55 6f th�du�iildbdet�nfsenrices, Pm j�st a ciu�en:naR sure oiv.•natvalue mv taxe is vn quantitying arryof ihase things.Qpinionssucn as mine aren'�rrorth mucn;ground-level da[a from a tammunicy neoas assessment stcros i�Kc et�rro��u�e innniteiymare 4awabie. Icoufdn'tdra anddropthetirsYquestion. ii::�s��•.F,ioodhanks,lo5s,park: ----'—'-�----'----._.._.. ........... . . Consolidated Plan DUBUQUE 242 OMB Control No:2506-0117(exp.09/30/2021) Page 455 of 2490 I belleve we�re d resOutCe rlCn Commtlnaty.We�IYeB�y+pBve SO mBny41 mc neetlCtl 1151ngs.�out we have a cummunicatFonJrelahonship prvhlem.H4w 6p we get[he�nr-nuin 1y mrre ar.iuxhedf a•m;�•e n�hhr av�ii,�l�la oppnr,iimsic5-HpWEVEr,there are still many needs thatvredo not have.Includingenvugfi chllticara optlons antl thc city Is not hullt tor you it yrou conno[physlcallywaik and+or�rlve. I kn41Y4Ur GiT1'4f n�z�tians are dvin�a d7dedl tn improa�g thr,[iveS 4f dll f}Ubuqug r�sidr,n[S,4,n rhere Fs sri4i a�o��w,ytn mey are ali high n��d,{}UI 14hpnSe ih�qn�S[h�iwPr�pSSgn[ial n�QdS tS�5���'+IV2 dS�i��nd thQ r�5t dS�Pw,whe�h I�UCSS I v.p4il4 h�preFgrred HigheSt f1Ce�dfltl(M@fl�'ll�l I1CCff 35Ihf C,7ICgOfICS. Genera7lyncn a ian zrt surveys like this tha[at[gmp[io dire«spending dnl]ars hased on po[eniiallyperwnally-hiased perceptiems!pnli�i�altycharged Uf1{1e f SI3�41f1p�5 Of d n I SSUB.M4�ETU14p iBdi S�R1�COfil�YY4 fY��+tl3[3 Y11�1 L3k3�YCB 9US SU n12y rBSU 155,RISO GO�Ce f fYELI[fld[1118 T91I45lVISIY I�1B SIfT�E,f�PSUU f C25,8f1{� irllerest in rompeled Such d Survey drB nu!lruly represer�[dlive of[fee Corf�murY�[ies!pBup4e lhd[h2ve re2lworlei experienw ir1 nfe(iin6�he beneliis ul COBG ±unding Nolistedknthesbowecouiui�rcwde�r;,�sW��i.�t�a:iac;essr'�eso,.,<cs:, orrsonai�n;,U:iiv.:,iiv�t�c:in,i�r.pi;�•�E ,C�I;'+bGriinD{1r�!��;i0n5Jn;lSl�,,iNt��+�c safety,sus�ainah�lityr�ommunityre=_ili�nre!hro�ghcl:mate actaon,entreprer.eursF�ipi amal�o�_s�n:�s=.sta�uo st.pp��.-,a�:s ar�d r.ul:urea:tia�;isster eommu�.iry iCldl Cqsluv�c Andc tleve9oPnicnt.and mai�icain,ng or�mproa�ng prcucrr�,r.JuL lF•rpWd:i hu�-+c��n;���:.,r�r c/rr.,���u�n,����•,i�.������e A(f.P.55 ti5 T/3�5nf11Y3[i[]M1 I'.i I'Ii�P FTr'f1f WI1=n�.t cnmgs tn g=ttmg sprvices�f1 C1Lfl:li�L:P Yes,f�'Tkwill�ake my prsti�nts m the fond pamry,hut tha[�rip�akPs upa hugechunkot me�r d�y Itecause tneyare so b�sy+,LUgging bags offaad onto RlAandme lu[e isa4so inconvenientand Veryd�fficuu,especiaHyroreide«y peop32 nr lhose vnlh�physi�dl disdh:lekips.FEavire�rriore op[iores for�;e�lin};fund pan�rylootl deliverr.d woulJ be vPryhe4pfu4. �ubuque seemsto doverywellwhen R comes to a€tiVities and serv�ces torchildren Fher�is aSways somethinggoing on atthe N7ulFicultural Family Center,the liilf3fy,lflf 6f22ffl Cenlpf,1112 Mi55i55i�Ipi Rivef Mus�um,Of th2 f�li11P5 4f SpBi11f5Ynss VaHey_hi0512C1iYi[ips iSl[k5i5 i4Vm 5p2friv2fyCeYl[E�ptl uYk ki[15 BfYtl fam�bes to tn�pp;nz thaq r,r�t�ought about maving 4ecausethere i�n t much far m¢�a do here as a single persan other�an+�4u�teerwo�k iwhi�h i dp often] or gaing m tne nars(wh�cn i generauy avaia). o-urtop five reques[s for 21I InFvrma�idn�nd Referral linecontinue ro tfe tar nous�n�,Fpod scacr�ty,t�[iliry�+elp,bra�n hen�th 3nd ixmilyf[ornm�n�Sv 5�.,pport. ----'----....------'----------. . . . ..-'------'------------- -------'-----------.— ._._ VBryi51gi5 rlCL�tl[61 rF10Vf comestic=_t�u;e s�ppar' i64 R5UC11�51tri12��i4Bn td�Y40�1��blt+i0 w61k.i2k�5$�YOYr1 SY�I�Y1BB{lyf.�fV410�}I11en431 iS311BSdOF1'RQEC1utlB�-0PlC IYdYfi hNOfKittg.iFlPypl2y4etlB0�Iri@S tv e}hereve aY. Jpca'e Eaole Rcint Parkteat��res like teneis�ou-ts.'.�orato:senlwci<izens WC2d m4�Inhs Rllare uery imponant[oa thriv'rngcammurilty,although the hutlget has[o be prlorE[ized aecardingly[oaaaRaBllityol tunds. ih�rB'S 2lOt 81 QrOgr�R15lOI�B6�1B wilh lOw i�tOh12S,B�l Br1yOf�P wi[F18 rrid-leval incoma�s ier:�n�.he darK i�c7is cicti�.itwou�a ue�,ics i�tne c�rywou�a aiEaw us n�iiii�•'c;!:�aris��r�;i.e•n�:essaiy upgr�de;[n our p:oper:ies a�aGd;nl;.r,6ut since i make a decer�t 1iVing I don't qualify,lust Lecause I make a decent llvi�ig dnes3i's mean I coultln'i henelitTrom a pragram iike[Aat ins[eatl o�ha�nngin take ou�liorr�hle inlerest loans irom[he hank_Make lhe coinmunilywnrkior eveNone.That doesn'rexist here nrnu, Consolidated Plan DUBUQUE 243 OMB Control No:2506-0117(exp.09/30/2021) Page 456 of 2490 We s�oultl leverageour CGGB grantstocreatea revclving i�an!�nd:e cr�dte rt�ure no�sing�ni's fur•xorkir•g cl-ss peoplc. nwaulo make a lotof senseto build a in��Ici�p.,rpd;C rpGrp.vti�nhl�,r[Fpr;s�,151�r USr in 1nE7i51ri[t 7f l6th 5t th3[uSPd tb bF 11i�huqUE��4kiiyp I}GUSr inat's a tot aa wastea space antl it nas a veryprominant accoss ndca�seo�its lacavon.nsimp�a matter o�a penmdterrenre and re-ienascapingas a puouc US214kthdll nr sP4G2rIICld 0�I�f afEd f4r 4P��dir Pn I,dnd dGtiv�LICS� iherelsa neetl to�ddvanccdjobsfskiiled�a�s`or tF+ose[hiat have nUt receivec d r�llege c�gr_� Afforca6le 7ousing needs to 6e addressed.ihe cast of livir•g in Qubuque is;nsar.e comparetl ta other areas In lowa.Lantllords antl rental management cam�aroes are increas�n�reMs to an uniusi smoun�fornajust reasa�,whi4e da�n�The 4are_minimum in_upkeepin��ne nrep�ryy, P�blic hza�[h s�ppor!,navig=_tir-g lowa�s system "LOtv nEEd'i5�dM��LQR1mU�4CdtEShE fDlipwin :+7B im rtdnt i55�E bU11hCr�dr�SeruiG�5 CUrrenTly dUdtldhle- YJ2 r12£tl 110uSiiY�O�liOiYS IOr 22rlyt2ffpf�f07PSSidiY�15[O r2l�iri 1112[2k�ff[Ouf 16�21 uf�iv(r5ilip53f�tl fYi�h p6uC2[i6R21 iclSlilu[i0f�5 2rP r2truilif�ol0 auhuQuP. We have m�4ted heavdy in dev�400mant o-tsenkor G�r,Ser$,��rwashes.gas sSation$,and nownqxels.We n�e�Sv address i�e raat of the issue�reventingour comm����cyr�omgmw�n�-•h�r�_r a -halaclCJ��tY{}fd'b'CFCllil7�'I�S3'B'7E1�'�F1Gf'100�SL4LIIC:{}S�PfCXIfi11S�+:CdY1Ef11SIES. �otia incomts c�nzenswho recc�vmo nousingass�stance,prauauiy uon t ha�rd rei�ati�o transpoi�ation,ana access to grocarystores(waimart spec�ncaity+.iney �dy h�a4cP55[n E��I�.,and Hy-Vge,hu[ing pri4e5 arg nqt a5 4Umpe[itiva�5 W�Imart,medninpfq7ksvnth IimKed r�s4��25 arg nnl a4ig tp mdkg ihair 6udgetac6verallof 1hei�noccsSiNos.Wo shoultl consitle�cevelapi�g a•,Ydlra�'a<<�e clj Pac aitc,as i��o�ld dr�we res•enuc and add•ess ac.ess�ti i:�: �sswe;fromr�t�.rr54y�rR:n:l�,�,vr[a Apdit4onally,vyemayseenaighbarshnmsmaltercomrnunitiesflCieler,CubaCity,EastDuhuque.etc,lwhvtravelfo 6uh�que�ar meir essont�a�s,rnsicad o�P�atteviuc or�aiena. Afroraa6ln�ieusin€,sprcilicalfy rentaloptions,are severely lacking I�ourcommunlly_ h's hard[o answer some of fhe�uestions unless you're in that specrfic situanan. i can oniy saywi7at i i7avc��oticca�vitn somc peop�c u,at i know. $qm�h�vepridCs�n�llhmkihQy4d�d4thin onth�iepwn. 1N�SEYe I5 Srn�ll tiuslnos5 tleVelopment SappoSC�tb Tl1 m 112 fC'+Srr.a�l h us ineese s,esperia llr brick a nd mor[ar,a-e c esparateiv r.eedea r�u h�qu e and•`u4fi ll sper���r r.eed s.�ncl ud�n��n�ob rrP�t�on,yet are treafed inequita4ly 4y the Cilv of Qaibuque gavernment-Haw's the city's investment in�u luth tradeng eurnpany working oul? Consolidated Plan DUBUQUE 244 OMB Control No:2506-0117(exp.09/30/2021) Page 457 of 2490 One MrVOR�ssue Isee,whach is not listed a6nve;�s"RP.NSP6RiATIflM,iaxisantl�berareSDexpensive. ��i���l iiG�i:�ov:�s lf'l'Si�l[.�l'I�i�y�L'%JL'�11'1L'Jil[I �l(1�"�:I'1�'��f f I��f�iP-W f'�Il.3 I[]:[l��'a[14:I[''1:I':r3'['S����Il�,F fll�1+6�f1lPflt TF1P.Y[f]�1{]W�i IIf�ViP.f]M1VI1PfP.flf bl IIP P.V2f)'Wt1P.f2 dlld ifl OFlf f.ILV It[d�Pti IUfPYPf dfl(I IS often nat safe.Forexample,my hame wnich�s anl��1,e3 inues�rom my warkp�ace woula taKe 1 hr,&a5+nin.each waytnwa�k and�couta nvt take me ous it� wanted Lo he�au5e L+us service ends atfi:40p.m.,and 2�3 nigh�s ppriveek I linish wurk heuveen 7PM-8:30PM.Mnsl immi�ran[s and tefugeFs Or iP5 seekers WP16 df2 f1214 I6[D'.Vf1.Of CBII�eB KI�S�f f�C@�C�f8�lldtBS Wri6 if%i6 IeVp�ntl ti1'6�k hEf B Y1n6 dfP}f 4fi1 nE f�bf YIP16 afE�Of�lell-b6f�.,.N DNE 6t thBfil L8f1 8HOf0 priv3l2 e�li3tSl2lr�risporl2[i0rt or l0 huylnBir avrtl C3r_hE�St�y2tlPmp[l8 ouy OiY�hut vre 2rB coNSiANTLY(,1lulliplB li,ri2S 3 mOf�ln}gellielg rBqu�s[S 1or i1Blp 'MSh[irlv��'S ed cnsts-9�40lteen ar adult�feQU25tS�4f h24Aflndi��{A�JY klnd OF V2hi4Re-SP thdt sl�erSPn Ldn�QitP thC m4St C4mn10�Shihj4bS kheY dr2 flBBdE�.[0 W OI k Bl-SUCh 3S SQCOfId Sh If:OY Ihl fd 3h7�[dI hOS�}It�715,f dt[4f IfS,Il0[CIS,�B5S�ll fBIlLS,j�117I0fi2l SC�YiCCS,311d 0[h Gf plOCC5Ih.7I IhCy W 1511 IP-0 NP�p at.It is an embarrassinp�nd abhvrrent hvrden Rnafwe place an pepple,noc i�a':in�thP�hilityto get an aiforda�le ride Io or!rnmwprk.I knpw pf suorkers•xhv makcwnat wc sea as'e,�ceucne'�vagestiana nave rv�0 cnoice butm satl�y spen�near�y 1Fa o�tne�r take�omc�ay a�tneron cor payments,insuranco_gas,etc_- F3rnilie5 w�[h�br�a{iwir�ngr makin�$50k nr m4r�p�r ygar}vhq�r�ndvin�j[q r�7y pn th�f49�1 F�aniry,r,hiieGh�ivgdway5,�4 intp 4ee¢i!Cd�d�Pbt,2TG�,��`r�:��'�F o{;ha��rdar o',ranzHvrt�:��-���S:s cU bzt t�-0��a rrcrr.:heir ja:�.ihat is,;IF they can evcn ge[a carloan or�Intl a way w savc uptora ear In�e tirs� pla[e,..as fhey�eed a Ivng-standinggaod job and paycheck sruhs�v eMen de offered credif...v.�hich fhey cannofge[witho4i[firs�ha4ing a jqb and tivaV[o qeT merel. Re:mV comme�t a6ove in an ear4�er quesban-ii is tl�Ffitukt to commun�cate w�tn��qtat 5q£���sitlen;$,fl$they may�+at be a4le So a�iord a phone plan npr fl rnonthly inuerr�e�plan-ure see llial a L4Tantl vre are go:ne lu gel a 4N?iaisA}ap pl�onelnvmher as vrel�like Cacfro4ic Chari[ies antl olfier or�s aie tloing,so thac vre can se+ve mvre people fmm more mtome�eveks,more read�ly.Ri�hc�r,wthey are at a�rea[Cisadvanta}�and no phoRe puses a safeEy nskto them and lllhir i60iY1h1�ICS Oi I��Yily 111Ci11b�f3,�5 wtll�5 tlOE�h0[�ll�vrllYCil1ld f:S�kC 6r iCtClv�C31151i8f."SCh60lS,�dlfiiYll�l Ci11pl4fCYS.CiC_ D�huq��e ia very racis�!u secros as i��t it getnngworsc as n�7ic goes by'SiUP IU�GIItiG PE4PLE 9Y ikE COL4R C}F iFEEIR SKIN!NO[��l Bl2Ck pt�Op125 31�[F1C' same 4u[we[an sense the Rensipn becausP A�pPl�ar�en't hidin it'.!! W ha�k ind vf 9u[rear.h i 5 avaiEahle f nr�ssi Stanr.e wi[n hni,;i np,mpn�a I hr,3!��r.3 r-,a�r..:h i n r,arP' 18W315�la�.v w�ga siateana�nat certa�n;yaoesn't neip...especiaiay in ught atcnrporato pionts! 4CIdi np�:;l�:liii ri.,y;�.•.�rir�li C'i4 Wh2l'S nli5siriges prugr2rf�s iur fa*he-s laa-rins how to scay�re�olved ard eng=_5edwi-h:h=ir�h Idren.Meeikorin�prvgra�ns th�dl B�gif�witliyuuthrs[Jr.F{i�F�} 4ut conf inues�nto adults,Falherhood,men+vith gvdlyualues will reduce most of those high needs a4ave,Fn�ourage and solicitate churches and�aitn base agentyto lead the way on dcvelopnieni.4hrrlous iunding must be allocafetl w oilset time antl aetiViues. providers dan'iworkwe4lm�ether,tne:���ns i,,ve z dCtr�mCntJl hlff4S fOr tnP[I�fr�, we rea��y neen a�cundaooUc at un�versity nvc ana astwry road. �S i$apparent to me vn,x th�management atth�a city�s out dated and�nept,ine 4esrth�ngthat cvuld happe�is we geta newcilv rnanage�with ah�iiry So mave us In thn right tlirectian.We have�ntrascruc:ur=_issues iromyears o�inepR cn�neermg.Wc hawe mu3ciple housing issuesthat have never bccn atltlressetl.We haae ca�adie sfafT v.nacould ae effecti4e if theyhad leaders�__ Consolidated Plan DUBUQUE 245 OMB Control No:2506-0117(exp.09/30/2021) Page 458 of 2490 ihCrC d�d14 ki�dS Of SB�ViGBS dnd�rd�t pro�rams F4r pB4pEg in the Cltythdt hdYC 14W incOmB 4r 4df$efdml�ICS,Tli�rP,irr ii�Rr.�-�:�rr.ci��.n;•.fr.r I�nmrr.•in�r-, who rnare;ust eno��gr to�a!vy and�,ant w irnprov�a�r p�opercies.Ru otyour prog�ams i maxe way too mucn moneyto quau�y,yet i aon't navetne money iv be a6le m do anY ofthe upgradeslFixes i wou�d fke io becauseeven thaugn I make a decant living I na4e da4[lnaf comes first(sivdent loans in particulary. lusroeca�se someone mak�s a aotsnt u,ring noesn't mean�ney ardn't str�ggung. HOU4inp[h7t t�lOy.�4 f1eI5 NCIS arQ�r']�i.�..r�i I��i��i Wee:l fnr.vffnrd,41e 5enior hnu3inR ihe current pri�e of a condo.duplex,apartment is i�r aGn+✓e wha[a rehreewho�s Inin�on 5.5 and pe�haps a small eetrrement funtl ean aflor0.Or ewen ritheyscll Ehc�r current home which may bc a smallcottageor ranch home wiR nalmatc3�Gatlays priees. Ya:n��rul.sw.�hn7ri-e-'inr.���nin���id,��.r M4rP�4drgrtrSS4nwherP[n��[help _.___._._..._................_._........ ..__.._...... ... .. . ._.__._____..._...._ ........._.. .. ... _ ihd�k 327U f4f dSki��{fAf 49mm 4nItY I flp4it.I tri��{tq df1S WCf frUm�pCrSpCLtil�qth�r thd�JLI St fi�p 4W fl,I!P44 V r[CS l!��;P Rf4W dCS S9 Rlll4h f4f 7hC CO�m�nitY.K Iflero wasa wayta expantl 1ar tl�em or plggyhack on ehear sennces at vroultl ba great. WC 11d4C p4Cr7ty O�tCS��fCCSIOf SCrilOhS dt10p�1kS.illEfB�f2 n�hausmgdvaila�lc hw peoplewhvh:�ve•rot:chErsanddor�t haa�e a pface[o liue.TF1iSpIlS5 1t1E5@ p00ple 4�It1C SSfe@f5 b�'CdUSB Idn[�1pfL�5JUSf CF�OD52 t4 f10I fg�gyrd�Cd52-YCS Ih�fe�fe plEfltyOf VdCd�l�lll�[�in�5,KTjf Cdn'��h050 t1CTlIfflCd if1S61pµ' ffltOT<E hOal5lRb..��50 tf5�blli S�S`EfT1 C011�d fk1M1�3SES 56 p2OP�E t2f1�Et t8rff8T 1VOfk_PEOp�2 t�ldt fC�}�611 d11525 h�Vf jlfl'I�ted 2V�I�3�I��y t6f�17�3�Ot1 4ecauset can a`ivwark when me busses run, RS a m4ln of twa llUle�nes,an0 amaR kluslnoss o',4ne�,we ne9Q mnre support for small husinesses and desperately need mare affordable childcare! F{C]1151f1�IS�Ifl�addfP.SSP.fI F[lf IUW 3�f01S1P.1P..7PaC71�fS,QIC_HOWP.VPf,�F1�fP.IS f'[li F1Ci•.15•Il�f:lf�1P'31 IC]W•fl.'.[lll'P.I ICfI[]W 1}1P.TP.df2[IItIIf.iJILIPS 4n�IA$IAQ$, tenantsand landlortls. City hastad a meeting for the lfith Stree�overpass auf itwas no�accessible, Raside�ts haQtotrvss ra+lraad fracts and itwas�'t in walkingdistance,etc.And it wo�ian t nava bren comp�cted unu�7�vupm�anrn�t wasaark a�c. i spoke m a ciay En�neer anu a�e was very manktUi�or me�eetluacK.He was mc neeu o�the depanmenf,�e+aok thefeedbacx vPrvpns�iv�iy: Wpmen who are olderwir#ioul children h�ve a diffi[u!t time findi�q 5helter.f I����'s p;,yr.rs`n'�•�:�men anr?�h�l:i•e��l:irt n:�t al:iarly,:inFle yyonen I use the r�us:ys#em and it is very 4ar1.They take Sundays oFF.SatardaY is ha{F�he Yime.And holidays arul holFdayeves are also off, Consolidated Plan DUBUQUE 246 OMB Control No:2506-0117(exp.09/30/2021) Page 459 of 2490 C�BG��nsolidated Pl�n Fpcus Group: ❑etermining Needs A�tiv�ty ' f}a�e:9173•'7074 Hvusin�:Cammuniry Faundation of Greater pu4uRue ' Hausing:ECIA Housln�G417C � Shelhy-Ma[t Whit�did nti�i':'��,�i rt,�ii�n���r<,� GapA,itiEysisforstateoi Imm�cr�nt�Underse�ved Popul�tions Iowe.Meny6arriersthat - �{Clitlnc'ti��r5`�+;U'����r•I!�4�.!I:��L•til';1n4 pplf3CE�tB�SaYri�fS[nal f2�ni�f7'1.j'7:�7F'{�f h:}i lRl f`� tvuld 69 add r&ssed ' L/iIT1fIIVl'Itiilll4}f1+�JI.41ci�L.�riic��3 thr4U{(hsuRp4rtiv� hJicH4Ck�n4erry-fFA�ssess�ent. • FY:�-�nr,r.rerlit histnv serricos.Pcrmuncni Unticrstantling AMI,lhu dornographies - Lcgai�c:}.,��cr�c�i�s i:�;IJ iar i,.:cc��oui`il cl•e�c3?Suppnrtive Hosisingnr in a r.nmrnunity.Unaerstandinqthe * I prr:,{rep�nirg 7c7rr�.ia ity Fo.i;nc Rap�d Reno�sing.PSH�s nous�ngsnorrages�n•�mm ci7ose�ncame � I�"•.i l���Cf��:'Jli4f�Ll�O.i9•t'1:1:19 whet i9 moat naeded_ hrncketa. Sugc�es�ions �rorn Recen� C:onversG�ion for[3TC iharearesomanyGarrlers th�t Yalks fuce to gettmg 1. Ielpthe�ir;ic.encF;�prc�,�iderc�iaucur.co rne•rfoatinthedoor, Nicw+llsendPdFsouttoJ�lex,Oneat ��-.kcr,�iirrJr.�r,.kewiTFnu-ra:{.�ri�.,3n4tiN ��[linglin2nci�llySt3H[0 Lh4tir�turESiirYglhingsth�ryhighligh[. 7. i=r��tirr{�-�m��iP-e,h�l��r�rlit•:rliia�� Afl[�9P.Yl1P,LI1P[1 pPfICIP.f1C�P4kflfP.flIc3IF1[]1151f1�If1II1PU- fca�:ci:,ilyh,�„i;�i„II�.;,r1e,;,i}a,::iicr55h transicionmgtopsrmanen[ 3445RMIandave*130�si�AMla�c 3. C:1f1f1L'C'II'I[::1Lti[]L'�.�L"i:�S�"-'I�C;�ruw:ic•��,�.v�lhi housing. projectedtn6et4ieshortsgea. c:iry inspa�ticr tea�ms HU�doesn't haVe any r.. (::,nnprti7,;�,,:t�l3nr.lr,rr.s,:,�erin�tra:�slat:nn operetionel PSH progrnms. 5uqc�estians From Recent GODC,�heyarelookingtoiden[i1y[he �.Of1V2YSGtiors for BTC develapmentvpportunities,wl3ether 5. HCI�;ii1y�_�n�PL=OJII.]CfCLII_I`�ISls��j� [hcy'rclookmgaiLMlormarku�rd[c �. G,G'l�llfti'1[Jd"CUSYlyJdSSCr_I�1CIlt h4U3inA�4ridF8ilyamix.W4rkPrlwith .. �r.rr.lr.�!n;src,��n-f-�.:-;rc,nnr�r; CilyOf��d�uSlin$hlGusif�ginCti:YliWS .. :3::�,:::i tr�kr�i tuFt•�:F�:�.;:;ik:a 41rii�..:�•:T;r:'I:t;..,i movingforvrerd,6u[iYs slnw gning. /. Fdura-i��fr..r I�r[':Ir..r�i�aFa;.t rn.ill cerera=i_�i:�l Fuuseh��lds;�nd rn-c;niir:c f�ihii es V • k���rV.n�r,i�hl.�nr.lnrc.;miinr.,��::,�nr.t-,-rr.-�-x-�.t fai;liex Consolidated Plan DUBUQUE 247 OMB Control No:2506-0117(exp.09/30/2021) Page 460 of 2490 PSH idpnrifies highest nccu inuiv�a�ia�s tnac need shelter,some programn req u iie e i�at they meet the deFinition oF chranrc hpmpl�ggnr,gg- LOlS�f�rd�r�r115�f�[lt}ESlVr�GS�GC3lOf rapid rehousing and PSH,6ut there are not as rnany pra8ran3sJkargeced efforts relaeed[v those[arge[ed on outsrde ••inc�mee4igib�iity" ��C{IR4r4P4Cf vlitwOf w11a[t�1u noeds dr�. A�alhYCr f�CCa i8 indCpCf�uaf�t sfrf�lOr hnusing.YE5.RrRht sixing. Peaple who need permanenf supportlVc haUsing arc IaclU�lly in rapid iehausin� i pro�ams. HapiCRe�ousing isn't c�ade!or peop3e who nee�permarsenf supportiVe no�smgsottgencrauy I daes�'t,r+or�. PeaplP who need Rapid Rehousing can'tacccss it qe�a use 1 he Pgrmanent Supportiue Fious�n$pevple are[akirig ic.ihiese{aeopke are lust kelrwith�ittle i,�oo un i�s ny 2aao resou rces Marsha0.ls�anpswi§4 be iarge�y unp��r�er in me coming Bi�est proo4em is�ar Y5-26y�22r5.WItw2hdveiFlBhOUSmg3Veil26ililyEor 113+nng8perrsi2r�ent M�rshallesefamiliesbythatt�me? sup rtiVehousin pr arn, . . .. �..... ._.—� Arethere a;ner things that we:.an do ro cvntrioute ta tne �ack or nousing�etiitsocner man uuiia ne,v units? �LICE housin�costs are�ain�stead�iv Consolidated Plan DUBUQUE 248 OMB Control No:2506-0117(exp.09/30/2021) Page 461 of 2490 CDBG C�nsoli�ated Plan Focus Group: D�termining N�eds Activity FOC4�SGf041Rr111�:HPR1Cl�9SAdNSOryCO�IlItIOn D,ia�5;14:2�2a I Econam�cpeuelupmenr; Housing: PubllcFacilieies Publlc5ervkes; Scre�bs,ndsleeltceshoats Pti44ic+nan-prafita�rmed Restraon3s,Publ�cShovrers ptiolicres,roams-o-pen avatlahlelu�n�vrk hiu�sinysluek (siaf�ed) 2-017 Chilticare wrth ex:ended hours(overnigh[dna2nd 5hon-termudnsilional Cumrnunilycenterlor SuUs[anceuse-Evdl shiftl housing Homeless Center,5oaeringFacdiry ira nsporta9 iqn a nh hus �asi ly a�cessi6lg shprl- passes{+e4acaGanta term housaigtortlrug avatableJob} Wraparoundservlces userslhrainh�eaEtk� NeetlieExchange Utilities assis4anr.e Befare and a�Eer s�hool Ridesnare prog�ams programs(safetyJ rvarcan Permanent S�ppart�ve Hnusing-Housin�First, Genera4lymorerobusS Cansolidated5i�erorth Comrnunrtyoutreach(tlrug pu6lieiransport;�[aonx2 Ter;�n�M�na�er Affordable6ay�dre andalroholf Af f ord ablc college anU Gif] �nutses_apprentir.es, Ter:ant Advceay�Crcwp Lcxal inpa�ient ueatmem supponseMces pro�rams Satelrtecarefarkids tMT�rSA} 5uppnrtive serrires to 3ApfORf13t0�-0b pldGBfs�O�st Less�lestirctions on Expanded drain hea4th �OT Services in a andreien�iori Appruvals senncesforchildren duwneownla�atlon loh pl2Cprnent-luw2 WurkS tells alma5t everyan�IO �ust ga on me v�eustte"aran many nave�echnology iss�as part of tne reason Miaole schoaland altlar B�es Smp an me same side they need help in Ih2 Tirsl Crirnirial6a�kgaund kids[o salely'hang Ou9"- o-f Lhie s[r2e!as Resources p��e iim�4ineandLenieney affor�{a4leandunrestnci�ve Un�te Consolidated Plan DUBUQUE 249 OMB Control No:2506-0117(exp.09/30/2021) Page 462 of 2490 EKpanded Irnv-�ncame sponsorsnipprograms r�aoiiecasemanagement Client0ackgrnun[1.criminal �:,aalpassess,pavil�on independemolmeeting recara ❑e�cs c.4ssiscanec rema�s} reqUirernonts P�nuttransportaiionjtimd Espannex�stingsuccoss��i incenti4ixeannandal i qf�ay� In4omeBdsedHpuSing r�4ikities li�gra[yprpgrzmming Progr2rY1[0 p12CE previpu slly�ncarcerated Rrisorallai I Re-erotry people rnta�o6s All Levels of Income Bikc lankes servrces M�rry+em P�okers do not Accessable si�ewa uss, actepeapp�icantswiih waiermun�ains(dr�nkingF Accessin�eservices recards Apartm�n5s under�500 a{aund the ci�y D4J1S5[ig pf hV51�2SS f10LLfS Famdy Shelters-Keep 2a17 Brain Health�ccess F�naneiaYLiteraeyclasses �ainilicscoge�er B�sa��erGpmandweekrnd L'en[ei Fenanc lal support!or Y1est rnd needs a e�de�if+with�uw SS� �nre Sheiters ��C�omis�e�' Food pan�ries tnat�eii++�r Emergencv S+,eiter without Food Patnry-more Incation So6neiy Requlr�ments Low-ineom¢li[ncsa cerrter �an�more hours Atldi tlanal resou rces tor S9herHPUSing hpmBleSS�Sp.agirv� �FPOdp�liveNSBrudC�a i Buikdings Spec�ical4y fo� � Pqa{xeonuisadiRiry soniorccnter �nanksg�uingainner Housingiar older Eltl�ely neetls more housing Expansiun o�exisung _ EYOplll�itl4fl Lkp5Bi658n71CB5 5UtC�55�U�5BNICES-lpOd +�o�avai4able tinits comparca co�ar c�timrss Goa6land4ar�;nceAtiues lo cake assistance antl keep unns nice Lanalon7s wn a a ccep� vaucners e a�access�nac unics.,rmee� chair,ram ps h aqitabie units,up keep, cEean,pas�irae Consolidated Plan DUBUQUE 250 OMB Control No:2506-0117(exp.09/30/2021) Page 463 of 2490 Shitry landlnrd a€co untaal Ilty , Supportfur �a na�arti+��ndeng tor d am dF$2 CDBG Consoli�ated P�an Focus Graup: Determirrirtg Needs Activity Foc�s��o��ri:1C:F0uNWe11aTY0uli5-RB�lT21k ❑o�c:�r_cr2oza Etona�hic�Bv2lvprteent; .Hdusing: I PuhGt F2tiliti�3 � PuBlit5eruit23: --------�--- ----- MeighSenetlsecunryrar ----- Cr.rtiirial6;�c¢�oundCfie�k;to Fivane€essnessfias putrli�schuols,C!}eck Ai�erSchiao4Pro6rams- apply far job} increased points fnr en;ry with parent irnralvement Pnysicai imaatientarwg Rn3nci2iLit2r2Cy CO5EIrBr1l,BuyirlgJ �2cili[y NaK2nM2thi�1ES CredulCnawtetlgelLlnderilandin�- RentbacY,�noundCh2ck1 6igB[tlShBilBibSi�[B!- kidsandaoutts GriminaiRecara Aftersthoalprograms Menmring Don'[ac�epR housin�+ Programs�ar rele�se-c�othes, cho�ce voucne{isingle 5tate parks for kidsPunlic Summer Outaaar hy�i�f�e,tS3Sit�i2CfSSiEip5 IdllYerfi4utif�g� RQ5[rbOrriS Tlip3l�e Llntmp4aymenUUncicromploymcn�t �hlS�kacps�ntairom -p2tk5andlyd�linainlenanCedre une}�erenL,keepsparem PuL+liClran5pur[alion Garnio6Facilily- employmentvppor[unit�es awayfromcnildsneakiry festleny} RacreationCenter H Ps�I�h��In145 IlOIEI1011g�hOu9i11gT0Y �59711L�IIfri�5ifl5l1fB[1Ci� Advouase Center pennle with SSI dvesn'c r.are Portal Pesc Cnnrrnf Consolidated Plan DUBUQUE 251 OMB Control No:2506-0117(exp.09/30/2021) Page 464 of 2490 htcoicaia is a roaa biock communuy�ar�ens;in Benefits�lifficulttvcame4ywitha du�ngapplicateon neighbvrhovdsthatneed tvro parant householtl process IL-iootl tlesertsp Actl4ltles tor klds i � Re54ufeeS lof kidS ❑on't��Ve any�ntal Isunstance use, 11ii[Df�InflEg�lflg[0[�1u2 CfIh1C5�TC[}'rOf1CS 6enav�arai.mentavura�n .achanceonypu� [security4nnihsatparks� , healthf &i1{��f2tl1[Bn[UOf NO Credit�not�pingtp iake GheBper NUrS�ng HpmeS a cnance an yau] fsenlor centcrsl navacateCcnter dIVPrC�tl��ld ShC�l�1�4C ex as home address (can't prave they�iVe wrtn LiteCris�s Canter(in- Increase af Perscnptivn y0u} pBrsan) ❑rugcoSt3 An[i Bul[yirYg fPasilive Nouaing�ar�en ctilSure}Nr ki�s s�ppon�vc Ho�s�ng w�tn Services � CDBG �ar�salidated Plan Focus Grou�: Determi�ing Needs Activity FocusGroupnuc:oveur}uecommue��yscnoo�nistriri oa:r.�f1'r2czs Sra� Ecormmlc deuelopmen[; Mu�sing; P�bllc Facllltiex Publlc Ser4kes: Benel�tseliresholdrieedsm Lan�Flards�reri'l[aking gqup vaurhersafarrykind J�ffordableChildcare Mentalhealihsuppqrts Peopie don'i knrnv�he�r Incentiues for peop�e�o nghtswhen�t comes to 'htight care"ehildcare for cake�ons cvictian 2nd ana sra snu[ hseaica�raeeas L-dc k of orf;3 ni cd1 ion around organizations IhaQ Chiltleareassisiance- serv�elhohomeless Fteziaie,�ffor�{,hte PDpUidtl�n GhildcareooeAings Ter�piest�rada4sce�ns Consolidated Plan DUBUQUE 252 OMB Control No:2506-0117(exp.09/30/2021) Page 465 of 2490 Re�Nardsystemfor ChildcareForchildrenvnth Medicalemotionalservices kcepmg{malntammg�o6s Homeless men ana lamlky s�cial neetls lor kltls loh Mahile med�cai assistancnlappiyirtgimack LCt1g[h01[IR1Ce[t�KCSIDf cemersFpaitneredwiin inlerviga•S anpl3r,�ti0n5Tp{�nihmu�h pulhli[F�r.ititie5 Par�n;5in�,w,rvicggl41a�5 Oensity creating a Puhlic warer Budgering dasses for Iniervlewclosets segYegatetlsys[em �ountamslgarbages parents Lacko"1und�ng�arplay S�aCPS llYh[�f�S�iP 2Yetl PdP2i+vOrkfSsiStdnCe Monavolvonlaodlar�a acr.r,sssiLie F:nancia��iteracy Aw2 fZV�255 Of Lu rrBn1 MoreaccessEhlewaysfor Lackolpu6lictransportto sertinces-P�rentas pccp4c io tuy ho�scs a,l arcas ol thc cty icachcrs.FanuL-cs F�rst NituchcaperoptiansYo� Foodtlesc�[s(�a.ckut Transpu:latiun rnhr.4nousinq �roC¢ry5�pr=s} 4RpOr�Uni�i=5f4rF�mIliES �SSISthn4C11�Gentiva,S f4f V9VChEfS Dcntalcaielovchiltlron �9f5IdICcIC ASSISt.7 f1CfliflCBfl[I4B5 f0� maimai�in ur rp�erty F.Ye[areforchildren Eyer,are Cuunselir�servites�nr Education on housing Lack arpuhfic kids-insurances t�eY prxess transportation aecept liieieaseu in�arnilles n a<<h u ng up r o�pro+nders itse�f ACC�S5t4 �C[i4iSIC t!0 fg�f�12Cd Assnance navigating 5y5tem5 Fam�ly Se�vitas aulside of DHS ot�e.roght tlay care ror wprking 3r6 sh�ft RehousingEamil�es{hat experrence cwictian ie�ant kdvxacy Group Consolidated Plan DUBUQUE 253 OMB Control No:2506-0117(exp.09/30/2021) Page 466 of 2490 CDBG C�ns�lidated Pl�� Fac�s Gro�p: Determining NeedsA�tivi�y Fnr.us Frnun ii71e:&laek Men's Coalition Uat�:1i1F7?1?a?� EC4n9miC OCV2WR���� HOUSIr1� Pqhlk Fd[illtiES PpbllG S2rYiCBS: I�v,�TenPss gap-nath CpBG progr�m I�wareness gao-oafh CpBG prngram I�ware�ass gap-nath CpBG program I�w�reness gav-narh C;pBG nrngram and programs tunaca oy cu�U uouars and programs funaca oy cu�3G douars a�d pra�fams tunaea or[:u�3G uouars and pra�rams tunaca ny[:u�3U nouars -- --- Fxs�T�me Nameavme�s n�n a c4ass�o -- — teac�nasic mainto�ance,upxc¢p o�a 1v4trdinin -fir5tlimehpmeDwnerS hpme la4trainici plq�am5 P�tential9y p�rtnering with N�hi��t f or Jobapprenticesn,ppragrams HUman�ty "BMC would like racial data For a!l oF � our C�9G�unded program s. I Consolidated Plan DUBUQUE 254 OMB Control No:2506-0117(exp.09/30/2021) Page 467 of 2490 �`I'1���{�' {�� j��4�'1� �'�: ���a���� �{���'� I�l�;H'1'll.rl{:h'91[Q1f YLU{LA('A'1.'LUlV 1,Kt7�h}�{iuszteioi�.er,u BiLLing Cl::a{:ior��'oudwa�d . Conuniuiiratuwu,I�x..,un Irn;•a:,nrk;nTation,�nihliahcr of thc Tr.lcgr��lr Hcraltl,r�i�.ah�apr:r rrf��i�.;rsil ci�u�lation�nal}libhccl in tho Ci�r o�T�7buyue,C'm:m}� of SI��F�ir�tiie ryi�Slpta of T�4�;fie�ialr��s�rlife II}1t rlr� ,�11�4]x�J�wli+w we�s aul�lislretil iu.�it4 nr�ro-yn����n Us�r fell�wiug d�r�s: 41r 14,`�t�.5 uud lx�r which shi:r]�Y7�G i4�}.�� . i�1 �—�1��1. -f .17r'�� S�tswribe.l ls�l�vfim�ux��;�N�la�}� � iv iu nrx=for i��,buqur.c:�nan�G��,rrr�•�, �his ]#rlh ila.y ol'Ja�uuuy,cUc3 �� ��, .k� Nnr, - u 1'ic in tii�el for 1lctihi�up t'�mnly,frw�w. f����f�TM�d?��C!'.PPS'��--�� �c: Ga�-�ml:si�n wur�L�c•',�98'�G; �� r W'p C�mn��e��X�F,W��"q5 � � '25 �� ,:'.-= '.�,�'.'1�2� �I{.V.'u���„�..+.-a I I I � Consolidated Plan DUBUQUE 255 OMB Control No:2506-0117(exp.09/30/2021) Page 468 of 2490 i .�,:utr= FL-BLIG�IC�'flt'li . P�BLl{:HL'�kR[�1[;1�Y7i��'17'Y C11'1JUIsLTQUT T10L,SJ�1C�.47dT}{:i lh{h{[TM1�7'Y � DEVEU]PEriEN'�r�Y'26-1�Y:�U 171�1.'7';;'[;IY:;��jT,ll)�TP.f�T�„�Tf 1�txiat ia lroroby giv�n�t khc{�1}�uf I3nb4��'s Colei u uii�u.}. Dt:vclnpmcist Aduir�crr}•Q;omrniatiiou a�iLl hold n publis�enriug on Wwd��$9}',Pvh�uars+ 19,2{TZ5 diuir�y 41u;C"�u�u�w]uf}•l.k��r.l�uianl :kd��isnry C:mm�}iksion,tn canmeav�e.at 3:31]p_m.aiL 11se �l��1+44��11�f7�FARI l��'C'crr6cr, I!5;�alral A�e,]3ubuq�er,L'4 . �2001,ZIousli�,ancl��ririrnuni�3�f}�cv�li�ncnt 17epivlr.o:;:u wi�l ht+kl . a 3{7-tlaypul�lit-c�ur7nrguSrarirsl flxrni T'haradag.?�wtrry Ifi. . 2U'.S�Su�uJap,T�11n.�r,�C,}�lfi,2�25 I�cnnun�nt an tlee]lraz� I rY�fi-k�]'3U L.'.cmx+lld�L�l Plati, i 7'hr L;uQn¢iissican will cu�SiJ�r 7]]r�.11.C',��tanlirL3rcci Plan_.� � Cimr�ilidatu�Phm is rtx�ui��er�Uy Ux U,$,Th�{wrGu�;.ni nf i Houaing�,���x+,xn[7c�Jupm:au(A�Ti�i�1 fcr coax�eru�.�ia�ixai�ir� �'a�mrneinis}�Ucvti,lc�icot131�x:k{3:wu(�:,L7H4i1 au[i ull5�i faClPrnl I grtiux_T[ix 1 Ri���Ycar Plsm t]►�t estdrlistixs a uniPird i yisinn tor hnaaiug ur,d camatunix�dt4r]opiY,r,ht ucllu��s llsil�q ' rhese fi�r�ls. � fki r14.�7�er.iln�,th:.C'nir,ini�ioo will mecir�e iu�n�sc�m � ix��ulu.oL fi�u�i�'�L'sirl:,�t nr pin�x:ity eau�nc.r nt said t',ik�,�tu I lb��but��2CI:nn_Th•r officiak a�cnda�+i13 kx per��d th� Il�rid�t�`,rr:f��r�:ihe�tir.r#inv ai4i will csm�in�nihlie orpirt v�.liUos.Iiuc aga��i�4�+�Mc�t�r.�sa1 ar hktps:`i x'vrsr,Ci i}+n�iiu:rur�ar:.or�,•'R2�'C.nmrnur.i�g-Dev�clopmeau-Adviaa ry-�_a�4uixslo,o���}°�:r��ri8crin�iF�e Hrn�siir,aud C'onrim�.irity Lle��eloplliciU.Un�si�l�u;�ad�15G3����19'�,�r amr,ilin� mdeutvCh?±�ci6�•r�f2lnln�4s.,��$-11C�aid Gir.e ai7d pl$a:.af puhlio tuuri��€uli iol�rx�lu.'�cJli{l���s n�cl�;�_i3n�wil;Isa�rtmu mn aExrsmuul��io�e hrn��si fut or a�.i�u�l arMl�rc�lxtagl. Rrriucn tro�on5e>�Cv?;��;'li.vs.l#�p�h�rvr lrohlio h�rin{C ms}•ha �.i4ani�trd ou un�Urfcu��lir�u5���f�u:p�l�li�li�;.xrli�y m tlic Ciry of Dubu.c�uc Ilcsusie�:uul Comwuuilq Lltrrat���nrr.i�t TI:,Exqirtincirt uia cm:7il at ntdaulvc•h�•cit}�oxclu�u�lie,�stv nr I�u�i]m flou�inY and C��,u�.}�l}evelt,p��ol{ll�,:ix0 1Y t;llti RL.4i�i R}.�12, l�r.huquc.lowa.rt2UUL�SG's�r�{M-�609�)��n�ual�as•aL ��a�rlwtivsw�.�i�ti�L'dubuq�.e.�•�i�'I'sfC:umT+au+,i�3'�]1r4�alppin9M-R:n:k � �[3rant.At�aid timc�n�d plur.�of�i41i+:tucariu�ltu� c'e�mmiasi7n wil:roccivc am�writ�u�muneots reucivrcl Sv khn ZJIn�6ii��,#i�x]G�mrnunity]�cs�rJopf:ioot DcpartoxnF helurie.xuid h:.or r}fl�lslic hsorinq. �'u-,xu�p1�r41(�x"�C�Ji7�{�fYC11117tIYC5 P{}I'fEIC TY1Lf}IIC I7CFil'If1C�NL iHl 1'�la�o IJec C:iLy Clerks Offi�.�',Cil,��l�all,50�4. 1.9di 3't., 13�;bin]un.[rl.��OUl;C:hri�.°$i g�;iloUi F'islfl ic T�I}rar��,3fi{]R�_ I 1 tli St_,llubuyue,L�k 5�001;�]�.illiculiur�]Pai7'�11}�C'eur.,r, I 137 ! �c�7tral rkvc,lltiibuyue,L'�5?GO1 and i�s.iy b�•ri�x�s+A hf(�11�,�x� ! d�ro�h Frie�.uy b�Yw��a�i-UU u,rn,+�md S;C�p,an.i 0 klry�ro'dti:�g. � and f'rxnirnirrin��e.t�elc�rr�unt Dnp�u�mrc��L,�SO LVetL 6l�Sf�el, �un�.;12,T}uYn�.�k.Trnea,aitid onlinc ut 1 uCtp�:��x��1w'.:;LS'tiY�Il��:.t}T LQ.��h�Pz'�C 6ll71 TYllfn 1�-L�C k�clopu�aat-N l u r k � ��3FOld, Ux�iwidu�4��ri�h 1i�ui��l�,�;rs��p�urc�c.�+c3':vi�in�, � ,5,ruri�,cv sFeecJ�i��airi�sr.��aq�iri��€�ccial;r�ix*��,cc s]x�u1rJ cunt�u.�l lt�n Huuxi.�ACKI C'.unl�:�U�ii1y' T]evi,lopment ufT'u:e au(�63}69���.'flzD f�b,;}�G(�'"3, ' r_i�cauac.hQscic;�rt�,b�,�ue,cxi�os�uu��e,s t�asibl�.T��3f ar , �i�CCl 3t'�1Cn7LT.�]3VIlY1LIU2Y�S 4117L IISC 1+Y,L]}'liF3Y'21�}'4�LUJ�-�;')I I nr{�f1f117.',�5-29�2. Consolidated Plan DUBUQUE 256 OMB Control No:2506-0117(exp.09/30/2021) Page 469 of 2490 ft 111G � I � � i � Consolidated Plan DUBUQUE 257 OMB Control No:2506-0117(exp.09/30/2021) Page 470 of 2490 PUBLIC NOTICE PUBLIC HEARING FOR CITY OF DUBUQUE HOUSING AND COMMUNITY DEVELOPMENT FY26-FY30 DRAFT CONSOLIDATED PLAN Notice is hereby given that the City of Dubuque's Community Development Advisory Commission will hold a public hearing on Wednesday, February 19, 2025 during the Community Development Advisory Commission,to commence at 5:30 p.m. at the Multicultural Family Center, 1157 Central Ave, Dubuque, IA 52001. Housing and Community Development Department will hold a 30-day public comment period from Thursday,January 16, 2025-Sunday, February 16, 2025 to comment on the Draft FY26-FY30 Consolidated Plan. The Commission will consider a Draft Consolidated Plan. A Consolidated Plan is required by the U.S. Department of Housing and Urban Development (HUD)for communities receiving Community Development Block Grant (CDBG) and other federal grants. It is a Five-Year Plan that establishes a unified vision for housing and community development actions using these funds. At the meeting,the Commission will receive in-person comments from any resident or property owner of said City to the above action.The official agenda will be posted the Friday before the meeting and will contain public input options.The agenda can be accessed at https://www.cityofdubuque.org/822/CommunityDevelopment-Advisory-Commissio, or by contacting the Housing and Community Development Department at 563-690-6094, or emailing mdeutsch@cityofdubuque.org. At said time and place of public hearings all interested citizens and parties will be given an opportunity to be heard for or against said proposal. Written comments regarding the above public hearing may be submitted on or before the time of the public hearing to the City of Dubuque Housing and Community Development Department via email at mdeutsch@cityofdubuque.org or by mail to Housing and Community Development Office, 350 W 6th St, Suite 312, Dubuque, lowa, 52001 (563-690-6094), or online at https://www.cityofdubuque.org/2678/Community-Development-Block-Grant. At said time and place of public hearing the Commission will receive any written comments received by the Housing and Community Development Department before said time of public hearing. Copies of supporting documents for the public hearing are on file in the City Clerk's Office, City Hall, 50 W. 13th St., Dubuque, IA 52001; Carnegie-Stout Public Library, 360 W. 11th St., Dubuque, IA 52001; Multicultural Family Center, 1157 Central Ave, Dubuque, IA 52001 and may be viewed Monday through Friday between 8:00 a.m. and 5:00 p.m. in the Housing and Community Development Department, 350 West 6th Street, Suite 312, Dubuque lowa, and online at https://www.cityofd u bu q u e.o rg/2678/Com m u n ity-Develo p me nt-B lock-G ra nt. Individuals with limited English proficiency,vision, hearing, or speech impairments requiring special assistance should contact the Housing and Community Development office at (563) 690-6094,TDD (563) 690-6678, Consolidated Plan DUBUQUE 258 OMB Control No:2506-0117(exp.09/30/2021) Page 471 of 2490 mdeutsch@cityofdubuque.org as soon as feasible. Deaf or hard-of-hearing individuals can use Relay lowa by dialing 711 or(800) 735-2942. �ixt�ir�:r�r �i_�. ����'���1��� �FFICIAL ME�TING A�E�;7A ��� �' ��� �feeli�lg�on#��# MaryBridgekCarkenDeuk�da, � �ar��rr�urrity D�ti�e�Wr�er�t��e�i�l�si o.Rice:r5s3j sso�61� ���a:;�aY•��t e�rr��rt�Ylis_�i�.;�,��.�r �., , ;- TdD�TYY:563•5&��230�as�:(563}589�244 'h'��:'�fY+�'.0�4fCU�U�U2.0���Q��'7 T}�e �iky df O�buyu� CQMNIUNITY aEUELQPh�EHT ADVISORY C�Mh11SSI0N will rt��el or� Y4�driesd�y, ��bruary 19.242�,at�:30 p_m,al1h�5�1•,�Iticul[ural Fami�y Ge�[er,Rcom 2.1'57 Central�a�e.s��.�b;�que,I�52C�1, ,4�enda 1. CaEI to Order�Meeling CerliFicaFion �, Adminfs4erin�Oath(s��f Offlce 3. Approv�l of Mecting Minutes,,�anuar�9�,20�5 4. Corr�s�andenoarPuh�ic Input a. At ih is 1��r�e.anyone may address tt;e Cammission or�r�atters wh iGh ar�e at oon�em ia ih�em,and�4hx�r are no:an ag�nd�ikem,R2rninder;No form3i or o�iCi�l aCkion maw be i2,ken al Ih�s kiRl�on pu�liC comm�nks because of ihe na6�e requeremenis oi�fie�ovra O�en��leeking Lew, This nokice is given purSuenk 14���pter 21.�he Ca��pf iq�w�,�nd�pplic�bl�rggulati4r��pf iF��ity�f D�buqug. Individuals��ith limiied English prfl€iciency.v�sson,h�aring,or speech i�pairments requiring�eual �SSist2n�5.!tOs�l�C�n1�e1 khe Housi�g�.C.omrtlunily Devel��menk�k t5�3}690-�+J94 8s Sbon�S ieasi�le Deaf or hatd-o{-hearing indi,�icuals can use Rel�y lo��a�y d�al�nq 7�1 ar(B��Ci�35-�942 5. bad��siness 6. �lew�usrness a. M41d Rubsic H$�ring fpf ardfi Go7so-i��ted Rl�n and FY2fi Rr�-Alzpr,�tipn r�nn��l f,ct;�r�Pl�n b. Set Puhlic H�aring dor�Fnal�ansalicated Plan arrd�Y��Pre•Allocation Annual Au�.lion Plan c� Set Pubhc Hean7g�or FY25 Annual A�hon Pla�fUnendme�rt#2-�ubstanUal Arnendmenk d. Ap�rove Nom�ium�er Reh�b P+ooram and Actes��bility P-a�ra-^�o�n Tefms 7. Rep�rts a. Comm�nii}��evela�ment Programs b. �lousing�ommission t Resilieni�c�r+muniky Atl�sory Corr��ssior� d. �quity an�Human Righ3s C.omm;ss+or� 8. Enformation 5�aring a. �evie�rr FY��P�rchase nf 5ervice Gu�dalines and Rubric b. Env�iflrsment�l Rev�ew postin�s c C�A�meeking reminder,4��44ednesday,�larch 26,2��� d �as�cally CD�G-�hepker 11-F�nancie��anag�menk D�scussion 9. Adjaurnmerr! f�l� ?.u{+$�' 4;.,�,.,�r�sx�.-�. Mary Bridged C�or9cen•I}eulsch_�ommuniFy�evelapmenk Spe�ia�st Consolidated Plan DUBUQUE 259 OMB Control No:2506-0117(exp.09/30/2021) Page 472 of 2490 MINkJTE9 �OMFAI�hiITY ��VE��Ph�l�NT Af}VISORY COFAMI�S�OM1F �,aa�aovEa� bATE: W�dnes�sy, Fehruaey 19, 2025 TiM�; S:3�p�}.R� PLA�E= M„Iticultural F�inily Cent�r 1157�eratral A�re, �irepla�e Room. Dt�buque, IA 520D1 Gliair��rsnn,]�li�wV�r�dyard Cakled Ihe�'n��[i�tg ta order ak 5.3p p.m. dnflnwi,7g slnff�Ss�rance nf co�7}�lin�tic¢ with 14wa Opcn Mcetir�g Law. Cornmissian�rs Pr�s€�rr�: bean�oies, ta�ma�rawn, bale�am�belE, F��nee Kehoe,arrd.lulie 4Ycradyard. C�ymrniss�r�ners Absenl: MiCheNe�-I�nke{ex�used absen�eJ ar�d Gabnel�+1o�en�.(ex�used a.�ence�, StaFf Rr�sent Mary Bridget Corke�•Deucs�h and Stacey Weeher Puhl�c Present� None aw�����,tn���r���: �h7ir bYoo�yard sa Adinirristcr the�ath�f Offic�ta�ean �olcs �hair bVaodyard ta Administer the Qath of Office to Talrna Brflwn �F1�lir 4V{ia')fiy�f�i[V Afd�iilib'1��1�0�1M {�f Q11i4+; Il����� ��rl'r�k1$II CBf[IfICRtlOfl 6t I4IIf1L�[25�,�RflUafY��, �025 C:�::iriruxtuarl�r Bfilr�L ii�i7[iiiiiai, l�ri;�i:���v��fti� M�nUs�s fpr rh�.l�rti�,�ry �5� 7D�5,��liriuYlii�r p��+�I��S�ri��1r �,dv�scry C:arnm•ssinn �lcrting. [:aini�r�ssion�r 14ehoe scco��t�d. MoEion carric� 5-0. C�rresp�r�d�r�c�+P�blic Input T�cre was no nublic ir!put. �Id�uSorress a, Evone Nevu Business a, Hald�ublic hlearing fnr Draft Cansolidated Pian and FY2�Pre•Aliacation Annusl Actian Pian �or�cen-Deutsch requested sfi��ammun�ty�euelapment AdvisaryCommission haid a public he�ing on Fe�ruary 19,�p�5, at 5:3npn7 for tlt�FY�o15-FY�p34�raft Cni�fialid7ter!�lan and�Y25 Pr�-Alloc�tinn ,4nnua3 Actia� Plan. hAatian by Commissdai7er Kehoe to apen the puhlic hea�ring f�r araft Cansalidased Plan �,rod��2� Pr�Aqexauor,�nnual Acu�n Pr�,ra S�:COrlde4l hy GCxTim156eUn�f�rUwf+ Mcx�on�:arried S�D. �hair ti+vaadyard asked if tl��re were any puhlic camin�nts. Na puhlic present ta camment. �orken-Deussch r�pork�d�here were no publ�c camrnen�s rece�+�e�t�ur�ng��e 3D�ay�i�Fbl�c�:ammeni�enad priorto the publie heaxing. Cnrr�en-aeussch prov�dec�a�ro�er p���7t presenraria�r a�I�e�ansolrc�ated r�lan and�annua��+csior�wan. 5o,ne of thc cominents recer�ed from tl�c�omrnissian regarding th��lan enclud�tha following: ■ T#�e�ast to rehah arrd re�pair hausehal�s k�ciciny plumhin�and kit�hen facilities • Hcrw can r�s�denRs ac�ess acGessible imp��averr+enss to�he currer�t�.ffart�able ho�sir�ss�ck b�c�use tl'� cu�rent akfardahle hausing stack is rnostly twa-slory o ,4ccessibility Impr�vement Pr�agram a��ered�r�FY26 . Is renia�rehah curreni�r par�nf the�Y2E Ani�ual Ac�ion P�an? i Consolidated Plan DUBUQUE 260 OMB Control No:2506-0117(exp.09/30/2021) Page 473 of 2490 MINkJTE9 �OMFAI�hiITY ��VE��Ph�l�NT Af}VISORY COFAMI�S�OM1F �,aa�aovEa� ^ N�, b�i[can be offered t��ithin the next 5 ye&rs due m being apart of 5 year�onsoEidabe�Plan + AYt'k���$�r$�fi�o1 Exp8i1{FirS� f'rCN�rB+riS��415[le5{��Ub���i�i$Y�r�Or�1Qi'r�U�7r$�a�l$iiCS? :, N�vr su�recipients . V4+N�I Dl����UnS�»��xiSSS kp SU�]�9r[H{FW�i�f���lp1s�'�I�.TIF,IFA. WM�k��C��l���+S CI7R�r.{Fraln�i�siqn t�th�ontirc Housing Dopanrnent's�fFort? h,ira[i���l�y�n�r��r�it,�,}r��r Bnl�fi is�filn��a17��ai,hl�t 17���ir�g i�r or�R c:�ir���IrrFat�d Plar}ar�(1 FY��Pr�-wl�ica[i{�r� ,4nnua:Action plan. Secanded hy�arnmissigner Ciravrn. h+�otion�arried 5-0. Mntia�i by [:f,r�7rr�is��r�ner K�h�,e t�s :���,ra„� t17� ��hl�c trear�ng for �r;�ft Cnnsolid7tpd P1an ae�d FY2G Pre- ,41�acation Annual Action�lan. Seconded by�ommissianer Carn�belr. N1oti�n r..arried 5-0. h.5et Pu�lic F+earing f�r FI�IAL ConsoGdated Plan and FY26 Rr�-,411ocati�rt Annual Aetian Plan �arkcn•Ueutsch provided a meina rcqucsting thc Cornrnunity L?e,rclopi:�renf Advis�ry Caminission set a ps��lic heanng crn Mar�h��� 7R25.a.a �;30pm 1n+sh� FY��Z6-FY�030 F�r�a�l�sansal�dased Plan and��`26 Pre- Aliqc�riinn A�tin�,al,4r.linn�lan f�r s�e ufie of Com�nunityr�p,rpinpm�n[61nCk Gra�71 fund�. Mntin�7 by IC�hn��o set�e public hearing fa�r Fie�al Cansali��ted�lan arid Fl`26 Pre-�3locatian Annual Actian Plar�far M&rch 2fi, 2Q�5,a�5;3Q p rn„and authori�e staff to p�i#lish public r�otice of publrc hearrng and�ublu�commer�i per+od!or 3�days#rarn��hruary 3���-Marelt 23'°. Sccan�ed by Caminissiancr Brown. M�tion�arracd 5-0. �, Set Public Hearing For FY25 An�uai Action Pla�Amendrnent#�2-S�rbstan#fal Amendrnent �arken-Deussch pFovided a memo requestin�ihe�ornrn4�nity Deveiopmenl J1dv�sary Corr7m�ss�on set a ptibhc hearing an ��iar�h 2�, �0�:�.�a ��3Dpm far�he atta�hed prapnscd,:h�riq�9 Ro ihe FY2025 Anllu�l ACtlon F'I�n ,4mendment w2 f�r[he use af Community�evela�rrEent Block Grant funds. Mation by CofnmissiorEer Br�wn ta Sel�?ie pUbliC hedfing fUr FY25AnnUc3�AGllori PI�n AR�erlc���lenl t2 h�ldrGrk 7E�.2�25, at 5�80 p,m., and a.��tY�oreze s�aff to publish puhlic n�rtice oE public hearing and puhlie cnmment perind f�r 3U days from Fehruary 1�'�-Mareh 23�� S�conded by Cammisskoner YCehae. d,Approve Homaowrr�r Rehab Pro+�ram and Aceessi�aility Pf�grarn I.van Terms 7�rcrc was a g�ou�discussianwi[�r�ammiss�ancrs asking ahauttl3e Horrieoti�.ncr�2ch�bililatian Loan Pragram and Accessibiliiy Rrogram,currer�t loan portfolia,the break�ou�n o�programs by diwisaon,an�clarafication of HO�r]$�wr1$r R$f1�l1dFI�Si0i1 l��r1 Pr{1�r�n1 T�rr11�. C6rkgrl-E7$ui�Ck1 tiv311 �jrOvi{i�rti�f�iiifi�riri�.li��i c'�,il{I���'.+r$r point prtsenlalian at an �pcominy�an3miss,on rnectiny. Motian by Boles ta appro�+c H oin�ati+m�r Reha� Program and A�c�ssibel�ty�roqrarn Loan Terms w�th addetional lollowv ug, Sec�nded by Carnp4ell, Reparts a.C�mmunity Qevekopmen�Pr�grarr�s Corken-f3eutsch�ef�renced memo hy Maddy Ha,reraand, urban �evelopn�ent&Housing F�eF►nbiii�ation I�ra�ect Manager_regardin�the Cornrnur�ity Deveiaprner�t Programs Quarterly Updates. h_ Housing Commission Corken•Deutsch referenc�*d the rneeting minukes in the packel. Commiss�aner Baies Y�ad noth�ng to repoet. �_ResiGe�t C:nrnmunity A�wisoryi:amm�ssinn C�rken-Deutsch referenc��the rn�eting minuces in the packel. �. �quity and Num�n F�ights[:arnmission Carken-Deutsch referenc�-d the rneeting mmukes in tYse packeS. I nformati o n Shafi ng z Consolidated Plan DUBUQUE 261 OMB Control No:2506-0117(exp.09/30/2021) Page 474 of 2490 MINkJTE9 �OMFAI�hiITY ��VE��Ph�l�NT Af}VISORY COFAMI�S�OM1F �,aa�aovEn� aJ R�vieuv FY26 Purchase of Serviee Gui�eiines and Ruhric C�SrkBn-L72UCS4:F��]rp�iU�U 1hi��Wi�iuhn�y�ii{I ��if}nG rrti�fi��.G��l� Na r#�M1ff��f1SS�fO+Ti 1f7��4�'I�fl�S�l}f1 bJ Envkronm�r�tal Review�P�stir�gs ��rken-Deuksch staked Madd3r Haverland (Urhan Dev�la�menk&Housirog Rehab�litatio� Rroaect h�anager} pr�vidcd i7forrnatian rcg�irding vrhere to#�ntl aubuqua's puhlic citi�rironmcntal re+ri�v�rs_ c� �DA� rne�ting reminder, 4�'l�Uednesday vf March 26,2�2.5 �o���n-C��us�c:r,�i�s��i�ri� ir!P�Irl�y�dl�A fi�;lU�gdqi�S ali+�MU�1��l��SU�s1I F���l�ly C2f�G�►, d) easically��BG-Cf�apter 11-Financi�l f�larragemen# T�e Gornmissiar�cammer+ded Coxker,-aeutsch on�he financia�managerraent o#�a�G iurads. A��qurnmerl# Thcrc bcing no furthcr busincss ta comc heforc the�ommission, �on�inissioner�rown mo+�cd ta adjaurn Ifie meeCing. Comrn�ssion�r�Cehoe se�orr�ed M�tion pass�-d by uoice vote. Meeting a��o4irned at 7:45 p.rn. Min�tes�aken hy: � i�J��J'�^ �k��w����� Wa�sEng Financial Sp�cialist RespectEufly Suhrnitted: ��1� �� {�,�• ��� r�ary R��cE��s�orke�,-Deu,scM Cominunity Uevelopment�pecial�si 3 Consolidated Plan DUBUQUE 262 OMB Control No:2506-0117(exp.09/30/2021) Page 475 of 2490 �T�TE �F I��'VA ��� D[J}3�1��1]E ���T1�TT� � c�r�'�[r�c,�TT�ofi zFvRr.makT[o� l,E�,thy Uue�c.ir4ger.a 13iJJi��.[.:l�rk tbc�+•ooax�a�d . itrmmuniwliuos,�w„ain linre cu:pur�iliu�4 R�}bli�lle� • s�f thc Tcicgru�}h Hesxle3,�.rxwHpu�xr ad'Srcsurul oiic�il atiou�.il�li�al in thc C',i�3•nf I}�ihm�o.c.. L�-,unt}� nf Thilinqpa and Stat:.a�F io�a;h:ach}��criity theE che �u.�clst�]Mnti�.�s�spnlilial�:d insaid ncanspaPer rw�luc Icr]]u�,�i��,t1t�Sus; l}Z{1�J#�CF'.?.# �ra1 t'ar tivhizh th�cliui��ia KK,";) _- �� -- ��.=� ._. � , _. . �t� rr r � SS�ir.wCri��d tn hcfa��c rn.�,�r Nrrtar�•Piil7li�io nnd fnr !]sif�u���C'sxuu,�.Tu+��a, lhis 1'�tls d�y af�uo-rxiary.�C�'S �- � � . 1�pr�iy uh io in and frrr�imt�;,lown. : �., L r J�M�I'IC.PAk'� ��• � � k. L'C�nYr.5614fIM�I���Uf'#160aD � SAy�:rnndrco:�.i�xp�ro� * i�R-• '1�1;J���� ' Consolidated Plan DUBUQUE 263 OMB Control No:2506-0117(exp.09/30/2021) Page 476 of 2490 �d 4C�[; PL�IILSC:[�C}TIC;F Pt!KLI{',HL�ALt�h'{.�}�L1R{;tl"Y[}l+11[,'SU{�UL HUUSl.4{;.1MU C[1�.L'U[�1'i'Y n�-er�,i}�iar��r���.�.�N�•z�-���t��sc�r�i�a:r�i�L���.�H�rz��n��a.�. ACTTfIh!PL.;M VMia;,is h;,rr]ru�iv�rn t}�thv{'it���rf rh�haqnc�a C_nnur,uni�3• T]�.��ola,�iinai�.�dsisuiy Cc!m�nissicm rn�r}�holel a publis hcaring cm • �S�edr�+sAs��;7wfaroh 26,2RZ5 rhsring flit Crmr.uwiih}�dcv�la�n�t a�U.1VL°��1�'�4S11L11�SF4f1M,r,;tmmmr.i7cc:A�i;;�pp,rn. ���lir. ��lulticuliuiul�aaf�.y�:�nlat� l li7 Ccnu�al r1s�o,Gu6��ao.[�� 3�QU1,Housio6�uul d.:qnrM7Uuiiy]��lial�r�xr7ea�tTlr.�a�7roenr inay�hnld a 30{iuu�ruLli�:cummeei���ic�fi�iu�Vesliivsd�}���'wbruaiy�]9, ^J.�?K-4wKlx,��,MaetiL�'35.1l?'?5 tu 44i5m�l.oli IJe�ItitiaJ[�'2ti-IrY3� 4;cmacliJa6cd Flnn anl 1�Y'�i,�ilmual rScLiun 1';m�, ' Thc C;ammisa3tim will cw�sedcr:�1Tin�l J�1'2���1'�3Q�'tn�su!i'w�lexi Plan n�ui die NY2�fa rmr,ual rLcticrn YLun,A C;r,u_�slidtrtcd Yl�ua u�ul llmmxl Ac.rti im P7ao ary roqni rcd 1a4�the L'.5.DeTmet¢�m.of Hnuain�end i;if•mn bcvclapnic�nt{HTJGJ fifr c+rnrrrn�;iritiev raccikzng ['s�usnnusiiy Tl�.ar.lnpinr.nr E31nvk CTroisr f€'f}FkC�I_Jt iF a 5-Y:ar 1']an aqrl�huM�al Plan rhar.:�.�$1}li�cs sunifiod�irSnn fo-r hnu�in;; Alki J�7i75i711:17ity dwscl�mr.irt�ction��wing rh„�c flux�s. i�L I�LC Lii�4lL�},.ili�I.'.uro�}rixr�iUn vFill i�.i7,%ii'C OI'A���1�{4/fil'G,'.�1 �xmi�r�ois F�nti an���wsirlenut or�rix�lr��[s oa,r�r nf x�d C'ity ur lhrabuti•e.it�llWit,'l7iC OffiCit�l;�,C��[I�A'ill Isi.�nsh•.[I iF�r l�ri,da}�bafv�r���nxrlL�vud �n�ill�asU.��iat�x�frii;�is��x�4 uptiurlv.'1 k�a�et��<<:8:�I7�;lcct,5€rxl q; iulps;r;'wwt�f,cilyu�'ilulnic�uw,u�v����r s.'.t�uuuU ui�p.}h�w4lUpmra��Ar�vi.er� 7L'�IXD[D]SSW,iA'�V i�UGLLS�LLI�I�LC T�.1747CI�:��sl Ctn�uruiuiLy 1�e1'C,LopalleRk 17�kL1}ent lYt 36.��]!�L��C�G'��{+X r.{51y1�ir1� �odcutnch4±ttiili�uicl ul�uyue,�, Wriltcn cvmmeMs ontJr�pubkic ku��rin�m�k�.�u Lv�ull+rcf 9u ��o t'il}•o-f 17�buqix Hoosing amtl{��raunuy Alcvrdt�m�er�l llepd.i�uot ri<i�nwiL z�L mclruts�]r��:iLy+�l'+Jubut�uG.urb or k;M uLul �a Hnaxii�anel f�nnurniL;+Uew�e.luprnent Uific��3541'4�IJ�SL, ��u��L,nunwqu:,i�wu, 5at�i���a�x�o+��aa�,��w��ur at ]¢cps:ir x�w9r.t�,icy�a6'clu�uque.ar�^�fi71lJCummumiy-I]Gvnluyou�ni-131u4k �iignr,Ixfix�e ilic�hcdnlcd hcaring.'tlio{:nunnwnin� Dcseluprnc�v Adviso�y fi�snimissiam u�i]]rc�c.ivc o]]4r�ittcn ' ; onrn r�tznrs a[r17c uinc nf'thc Ir:arinq. f1ps�U�rs;.uls��,lat��rl rn t1►.��wl�lie hcori,r�air.nn til;.�n Hr€ Ci�C9trk6 OClits�,,�J lF. 13[h SS„�7Ub�:,TA 5�L1U I; �.'U1'1��gi�+lU4l F'U�I�e Z,il7raru,�l�f]kF_'I I[h St.,T}uhaque,L� 5?OUi�}wlulli�.uUural�'�i�ilr�:'..iuer� 11�'F�".wnir7l.�vr:,]7u?�u4�a 1,�5'.A41�anii mu3�bo ai�v�RxC Tricw�lny 6ku�ugk�fCiday b�l3t�rll S;nO x.m_a�ul S;UI]p.�u.in LLir Hvusi��tus.{4'.ouu�.uiut}�A}evalC,}U�enr Lk�ixrtncm,351]1�f��t FHti 9tre�t,Suilv 312,DubiK�ue Iux�a,aruJ rxrl fi�At b[rlr 5'!r W x'+�',c i r}v7fd u�u q a o_a r€f2tr'7 N,'C)rn m ttum iy-L�rr�o E%DL'�Lt-13J o uk �'71�115r. Iw.iit�i(�u8]a w+ilr liitiilrc4 F.�ti�}1i:��mY��;�.:}�,vi�ini7, hearvsg,or speec�impairn�r�st�requii•i:�g ap�:ial aa:i�sancv slsvuW coulv�l LI1r N4�itiF�rii+f�4#�U��ri11i��S}'K�i'�Iqpin�v�rffiae ryt {5G3}fi`J�CiO'��suun ne f�a3iU1e, 17�af t r]�rs3-u�-ku�nrir,g iiydiriciva:s cflu usr Rekuy lux•u by d�alihy 711 07 f�} 735-2Sk}7,. � Ir2fl9 PUBLIC NOTICE Consolidated Plan DUBUQUE 264 OMB Control No:2506-0117(exp.09/30/2021) Page 477 of 2490 PUBLIC HEARING FOR CITY OF DUBUQUE HOUSING AND COMMUNITY DEVELOPMENT FINAL FY26- FY30 CONSOLIDATED PLAN and FY26 ANNUAL ACTION PLAN Notice is hereby given that the City of Dubuque's Community Development Advisory Commission may hold a public hearing on Wednesday, March 26, 2025 during the Community Development Advisory Commission,to commence at 5:30 p.m. at the Multicultural Family Center, 1157 Central Ave, Dubuque, IA 52001. Housing and Community Development Department may hold a 30-day public comment period from Wednesday, February 19, 2025-Sunday, March 23, 2025 to comment on the Final FY26-FY30 Consolidated Plan and FY26 Annual Action Plan. The Commission will consider a Final FY26-FY30 Consolidated Plan and the FY26 Annual Action Plan.A Consolidated Plan and Annual Action Plan are required by the U.S. Department of Housing and Urban Development(HUD) for communities receiving Community Development Block Grant(CDBG). It is a 5- Year Plan and Annual Plan that establishes a unified vision for housing and community development actions using these funds. At the meeting,the Commission will receive oral and written comments from any resident or property owner of said City to the above action.The official agenda will be posted the Friday before the meeting and will contain public input options.The agenda can be accessed at https://www.cityofdubuque.org/822/CommunityDevelopment-Advisory-Commissio, or by contacting the Housing and Community Development Department at 563-690-6094, or emailing mdeutsch@cityofdubuque.org. Written comments on the public hearing may be submitted to the City of Dubuque Housing and Community Development Department via email at mdeutsch@cityofdubuque.org or by mail to Housing and Community Development Office, 350 W 6th St, Suite 312, Dubuque, lowa, 52001 (563-690-6094), or online at https://www.cityofdubuque.org/2678/Community-Development-Block-Grant, before the scheduled hearing.The Community Development Advisory Commission will receive all written comments at the time of the hearing. Documents related to the public hearing are on file in the City Clerk's Office, 50 W. 13th St., Dubuque, IA 52001; Carnegie-Stout Public Library, 360 W. 11th St., Dubuque, IA 52001; Multicultural Family Center, 1157 Central Ave, Dubuque, IA 52001 and may be viewed Monday through Friday between 8:00 a.m. and 5:00 p.m. in the Housing and Community Development Department, 350 West 6th Street, Suite 312, Dubuque lowa, and online at https://www.cityofdubuque.org/2678/Community-Development-Block- Grant. Individuals with limited English proficiency,vision, hearing, or speech impairments requiring special assistance should contact the Housing and Community Development office at (563) 690-6094 as soon as feasible. Deaf or hard-of-hearing individuals can use Relay lowa by dialing 711 or(800) 735-2942. Consolidated Plan DUBUQUE 265 OMB Control No:2506-0117(exp.09/30/2021) Page 478 of 2490 �ixt�ir}cai� ��� D4lIk� QFFI�UIL ME�TIhI�A��NUA ��� �' �����+ �+leelir�g Con;ec' � M�ty�ridgel CnrkFn-[}PUIgeM.('A�r�munily ���� €�eu�la�r�ent Spec�a�st O�ce.f563r 696� ����7r';�'aY��'t E��� ��r:'�'i?S=Y`•'��1�.'r �.� , �. TdD�TYY.S63•5&�d230 ras�:(563}589�d244 'ueh:•+rm�'.a�afdubuque.a-g��CQ��i Tha Ciky of Qu�u�ue C�IAEVII�NITY DEVELOPM�NT A�VCSORY�OMMISSI�N will meet ar�1�lednesd��, M�rch 25, 2025,al 5;30 p,m,ak khe Kt�lticulkur�l Famlly�enSer, 1157 Cenlral Ave.Dubuque. IA 52001 A��nda 1, �all k�0�'Je�+Me�#Ing�e�lif�ca#I�� �. Aclminks�ering Oeth of��flce �. Aaproval o#Aleetin�hlir��tes, Februar�75,�0�5 4, Corres�andenoe+Pubilc Inpuk �,. At ih i�ti�,�npnn�m���cidr$��1h�g C�mmis�ipn qr,�kt$rs wh;Gh�ra��:spnC�9rr,14 ah.am,�rsd tivh�rr are na�ar agenda iterrr.Reminder:No fiarmai or affici�i�ctiorr may he t�aker�at lhes lime on public commenks bec.ause af Ute natice requ�rerr:�ni�oi lfie�awa Open Meeting L�w. This nokice i�g�ven pUrsuB�[io�3�apCef 71.�e Code of lor.s+a.and�ppliC2rble regUlatiOr�s of 1h�e Clty of��buque Individuals wikh limited English��ficiency,vis.�n,haering,or speech i�pairments�e�uifin�s�ecial assistan�a 5#ra�ld camaci the iiausirrg$�ommunity aevelapment at�5�3}fi94-64g4 as soan as ieasible.Deaf or hard�i-hearing indiwi�uals can use Relay lowa by d�al�ng 711 or(�4Q}T3�.2�d2. 5. 0!d Buslness �. �lew$usiness �. Ha;�Pub;ic Hearir�g f�r Fi�al�a+�sc��tl�«tl Pler�ar�d FY26 Pre-Al:�o�ali�n Anr�u�i Act�orr Plan b. Hald Pub�ic Hearing for FY�S Anr�ual Ackio�Plan Amerbdm�n���-S�bs�a�kieG�4me�drneni � Ga�G Revolving Applica;ion-ZTM�ober Li�in� 7. Repor#s �. �ous��g��mmissi�n q. ��,ilie�l�ocrimunity Ad�gpry�`.qmmis��o� e. �quity and Fiuman Righls Cnmmissior� 8. Informa6ion S�aring a �udgeC HeB.'ino�Chedule 9. +�d��urnm��1 �1 r I ?;��� i,M iti-�.��- Mery�ridge;�ri�en-Deu�sch.�'ommuniMy G�e�elapment 5peciafist Consolidated Plan DUBUQUE 266 OMB Control No:2506-0117(exp.09/30/2021) Page 479 of 2490 N�INUTES �0�41M11NITY f��V�LpPN4�NT A�VISORY�OM�u11�SI�N �#PPRQIlEa� aA��: U1+�dnesday,#alarch 26,20�5 TIM�- 5;3�p.m PL4CE= Multiculiural Famiiy Ce,7ter 1 157 Cenkral A++e, Firepla��Roam. Oub�sque, IA���D1 VI��Ghairy�e�5�n MEck�ell� Har,ke r.�llsd ihe rn�9lrrFg t���d�r�t�:28 p.rn.f�rl�wl�g siaff�Ssurance of cam�lianco with lowa Opcn Mecting Law. Commissiar�ars Pres�rri: aear�Bol�s,T�Irn�Br�wr�, aale�a�rpbel4, hAicheli�Hirrke,Ra�ree Kahoe, and GaGriel Mo�zena. Corr�miss�oners Absent:,��Ile W�odyard (excvsed a�s$ncep. �ka�f�r�sen���1ary�►idg�t C�r�cen-�eukuh a���kacey 4Yeebe► Public Present: Nor�e Hlnke 4ath of Office� Commissianer Kehoe ko AdminFsler�he OaSh of O�ce t�hhichel�e t#inke Cartlficatian oi iYllnutes—February 19. 2425 Cammissianer Bnawn rn�tianed to approve the Minutes for the February �9_2��5, Gommu�iky Developmena Advisbry C��imrti�iC�n Mf�tin�. Co��uSii�in�€V{�hO��i:{�o1d£ii. M�li{���rfi#�d Fr�. CarresPondenee�Publie InPut There was r���ubl�������t. O�d�usiness a.h��na Me��u$in��S a_Fi�ld Public Hearirrg for F�nal Consolidatad �lar�arrd FY26 Pra�Allocation Anrival A�lian P1an Cor�en Doutsch requested ki��Carnmunity Develapment{�dwisary Corrkmissian hol,#a publi�hearing on Marcti �b. �025, ¢#5�30prn forihe FY20�6-FY2030 Final�ansolidaied Plars and FY��Pre-Allo�atian Annual A��on Plan. hA�tion hy�ommi�s�onr�r M�xena tr�open tY,�pu�lic hearinc�fur Fanal C�nsniidaied Plan and FY26 Pr� Allor,ation Annual Action�lan. 5eoanded by Commissianer 14ehoe. Motion carrie�d B•�. Vic��ha�r Hmke a5k�d if#h�re vrere any A�bIrG ovmrrienfs h10 Du blit peeser�k k0 Qomm�r�1. Cor}cen-Deuks�h reparted Ihere were no p�blGc oamrnents received�uring�h�30�ay public oamment period pnpr Lp th�publi�h���ing, �orken-aeuksch pFav�ded a pow�er pa+nk pres�ntation of th� F�nal Garr�o�idated Plan ar�d Ar�n�al Acki�� Pla+�. Snntie of the r.omm�inis rece�ved frorn ih€�Car�tirn�s�i�n regard�ng the p�an inclu��the f�llowing. • �ommi�sion�e�oles asked�n�n��1he I��esk dale i�e plar�c�n fia�e su#m�kked'� ^ Cark�n-Dcuts�ch siatcd August 16_�a25_Thc City Council must first adopl thc plan arEd then staff must subm�k khe plan Ro Housing and Urban Develo�m�enk by Augusk 16,2025. . Commissioner Bokes commented on the�IUD hausing proh,lem chart. specificaily the percentage oF tolak Itauseh�lds } �orken-❑'euks�h si�led HU� prc�vides �iti �n�ilh lh�d�finikions r�i H�u�irlg Pr�bbl�r'n���d she unll shaw a carn�arat;vc t�last 5 ycar plan at thc ncxt CD,4C mecting. i Consolidated Plan DUBUQUE 267 OMB Control No:2506-0117(exp.09/30/2021) Page 480 of 2490 N�INUTES �0�41M11NITY f��V�LpPN4�NT A�VISORY�OM�u11�SI�N (#PFRQIlEa� • Corrimissioner Ba�es added it is hard to support multiple prajects wvith limited funds. . �Ork�rS-DeuCSGn tildl�i lll$ �O�Solid'dl�(! Pl�ri iC'rCu��� oF1 hcw5iiis� �{:Civili�s, S�ec:iif��lly re#�abbing homes at a more rapid paoe, addir�g specialized rehab prograrns such as roof re�lacemenk and a�cessib3l�ty�mpra+�menks. + Cammissioncf Mo�ena ask�d if thorc was ar�y direction f�orn thc F�deral Gavcmm�nt ragarding �ommuniky Develapmenk�lock Gran#funds, , ��rrk�r,-G�ut�cfti sl:�t��J Ch�i CDBC�ti�s in 1M�C�r,fi�uin� R���,luli�r�p�,s�A�r,h+lar�h 15,�02�. * Commission A+lo�ena and Gommissioner Carnpbell asked why rrsobi�e hornes were included in the plaR. �> Cor�c�n-Desaks�n s�a�Qti per��f�r,oi�ce� ����iue,ds a:�n r,r�w b�P us�d io r�h�b rranb�l� n-nrn�s, alsa known as manufact�rt�hoenes_The activiEy o€manuEactursd hame rehab and recanstruction is no€ wrekken inko the FY�� �,nnual Action Plan but is in�luded in t�� �-year plan, Ther� was co�vr�rsaUan irom c���n�ni�$ianers aDout rnabile horne� depr�clating in value, ha.ueaer, commissi�ners sr�pporte�th�idea af using funds for rehabbing and recoe�str�cking mobile homes for resid�n#s lo remain�n kheir horrhe. hhotian by Carnmissioner Brown to clase the public hearing far Final Consoli�datad Pian and FY2fi Pre-Wlocation Annua�+�ckion plan, �eaonded by�ornmissivn�r�lozena, Mokion carried 6-0. h,4atian by Commissioroer Mozena to approve i9ie pubiic hearing forthe current Drafk�ansofida�ed P1an and F1'�6 Pr�Allo�ai,on Annual.4cli4n P��n and recommen�sEaF�only make r�qu�red adjuskmen9s per HV�up l01ha daie the Gity G��r�cil a�apts tF� firral �ans�li�ated P�an afid Annual A�tiae� �lan. Second+�d by C�mmissraner Campbell Motion carRed 5=0. h. Hold Publfc Haaring fof FY25 Annua�Actinr�Plar�Amendrnent#2 Corqcen-Deutsch provided a mema requesti+�g the Comrnunity Qe�+ezopment Advis4ry hold a public hearing on M�r�h��� 702�.a1 5;3Rpm�4�kh��tl�Ghed pm�sed�h�nges 1�1h�FY�Q��A�nual.4�1i4n �I�►1 Am���Jrn�rvl #�. Mo1�un hy Gommissione�i{ehoe to op�n tf�e puhlic hearin�far F1'�5 Annual Action Flan Amendinenl#2. 5eoar�ded by Cammission�r Srrnv�. h,�akion�arried 6-0. No�ubli��rr�s�rrl�p��rr��ner�t. hhotion by Canmissianor Brown ta clasc tho pa�bli�heanngfor FY25 Ar�nual Acbon P�an Amendmant#2. �econded by�ammissior�t.r I{ehae Mation earried 6-Q. �akivre by Canmiss�oner�ra�e�10 dpprowe 1he publ,�hearing for FY25 Annuar AckiaFl Plan,4m�ndrnenk#2 and re�arnmand Ciky Gauncil adopk;ha FY�S�nrrusl Action Plan Amendmont#2. Sooanded by Carnmissioner Cam�bell klptipn Cafned 6-D c_CDBG Ravolv�ng A�pllcat��n—FTM Sob�r Llving Corken-Deutsch provided a pac9cet wi13�Z fh� Sober Living Application,Amenities and Services Provid$d. and �TM 5aber Living �udge�l�pe�aking expersses �amm�ssi��ers discussed appEic�#ion makeria�s,nvn-pro�t sk�tus. and�d�G iur�Cs ior acquistion. MotiaR by Coanmiss�oner Boles ta appro�re Ca�G suppart from ZTM Sober�kwin�g in the amou�t of$26,0�.4Q {o�f5�qu��ikiv�+at Ki�a� P�vp��ky, $��o��d by Gvr�mis�i4n�r�'14zena.�4loliv�oa�ry�d$-U Raparts �_FC�u�ing Cpmmis�i�n No ina$tir�g min�t�s providad. Kafi�oe is an tha Hausin�Gomrrris�n and trad na further upd�tes_ h_ Resilierlt C�rt1�11unity Adwi9ory Gorrir�i*��i�n Balas is n�langar an ihc camrr�isian. No mootin�minutss p�avided. 2 Consolidated Plan DUBUQUE 268 OMB Control No:2506-0117(exp.09/30/2021) Page 481 of 2490 N�INUT�S �0�41M11NITY f��V�LpPN4�NT A�VISORY�OM�u11�SI�N (#PFRQIlEa� c. �quk#y and Hum�n Rights Cv���ssi�n Co��cer,-Deutsc:h rr�ferenced thr�n7eeling rn�nufes Irr ih�par.ke3. I nf�rmat�v��hari ns� �� 6udget Heanng 5ehedu�e �arrcen-Deuksch prak�ided ihe d�k�vf{�pril 3rd�2�75 ak�:3�p m head i�,th��i1y��uncil �hambers,al�a ava;lah:�e onlin�to v�atch vir�ally. ,4djournment Tnarc Gcing no furtl�cr b�sir:css�a�amo bcforo thc Coi�rrn;ssian, Con;miss{onor ICo€��c ma�,��d ta adjourr,tho rr3eekir�g. Comrnissia�erBrawn seconded. �1o#ion�a.ssed byvo�c�vote. M�eking adjo�urned at 7:Q5 p.m, Minutcs 4�kcn by: �� �1J��a�rJ^-' st��y we�e�� Ha�sir�g Finan�ial�p�acialist Respe�tFully Subrnitted: ���� �3�� �,,�• c�,a�. hA�r}9ritE��E��rk�n-Q�����7t �orrar�ru�r'rty�ovelopm�nt�pcoialisl � Consolidated Plan DUBUQUE 269 OMB Control No:2506-0117(exp.09/30/2021) Page 482 of 2490 Appendix - Alternate/Local Data Sources 1 Data Source Name 2022: ACS 5-Year Estimates Data Profiles List the name of the organization or individual who originated the data set. American Community Survey, United States Census Bureau. Provide a brief summary of the data set. Data on poverty, economic, race,gender, age, disability, and housing tenure were used to compliment CHAS data. Data is collected by the U.S. Census Bureau every ten years and estimates are subsequently released every year. It is the largest household survey administered by the US Census Bureau sent on a monthly basis to 295,000 addresses monthly. What was the purpose for developing this data set? The ACS is an ongoing survey that gathers information previously only available in the decennial census. Data is used by many public and private and not-for-profit stakeholders as the standard for allocating funding,track shifting demographics, and describe local communities. Provide the year(and optionally month,or month and day)for when the data was collected. 2018-2022 Briefly describe the methodology for the data collection. Data is collected by the U.S. Census Bureau every ten years and estimates are subsequently released every year. Approximately 295,000 household surveys are sent out every month, or 3.5 million per year. Describe the total population from which the sample was taken. Total population of the United States by Census Describe the demographics of the respondents or characteristics of the unit of ineasure,and the number of respondents or units surveyed. Total population of the United States. 2 Data Source Name Vacant and Abandoned Buildings List the name of the organization or individual who originated the data set. Housing and Community Development Housing Inspector Supervisor Bob Boge Provide a brief summary of the data set. 78 Vacant Buildings and 2 Vacant and Abandoned Buildings Consolidated Plan DUBUQUE 270 OMB Control No:2506-0117(exp.09/30/2021) Page 483 of 2490 What was the purpose for developing this data set? Identify vacant and abandoned buildings in the city of Dubuque Provide the year(and optionally month,or month and day)for when the data was collected. Information is collected annually, and updated on a monthly basis as properties become vacant for a period of 6 months or longer. Briefly describe the methodology for the data collection. Vacant properties require a license and information is collected through licensing and code enforcement. Describe the total population from which the sample was taken. Licensed structures within the City of Dubuque. Describe the demographics of the respondents or characteristics of the unit of ineasure,and the number of respondents or units surveyed. NA 3 Data Source Name 2016-2020 CHAS Data List the name of the organization or individual who originated the data set. US Department of Housing and Urban Development Provide a brief summary of the data set. Comprehensive Housing Affordability Strategy (CHAS) demonstrate the extent of housing problems and housing needs, particularly for low income households. Data are available at the state, county, place and census tract level. What was the purpose for developing this data set? The CHAS data are used by local governments to plan how to spend HUD funds, and may also be used by HUD to distribute grant funds. Provide the year(and optionally month,or month and day)for when the data was collected. 2016-2020 Briefly describe the methodology for the data collection. Each year the U.S. Department of Housing and Urban Development receives custom tabulations of American Community Survey(ACS) data. Describe the total population from which the sample was taken. Total population of the United States by Census. Describe the demographics of the respondents or characteristics of the unit of ineasure,and the number of respondents or units surveyed. Total population of the United States by Census. Consolidated Plan DUBUQUE 271 OMB Control No:2506-0117(exp.09/30/2021) Page 484 of 2490 4 Data Source Name Climate Vulnerability Assessment List the name of the organization or individual who originated the data set. paleBLUEdot LLC Provide a brief summary of the data set. The 2019 Profile of lowa, sponsored by the lowa Finance authority is undertaken annually to continue improving, enhancing, expanding, and making more readily available information about homeownership and rental housing needs in the State that includes some County-wide and City- wide analyses. What was the purpose for developing this data set? To better understand Climate Change and Climate Change Vulnerability across the state of lowa and specifically the City of Dubuque. Provide the year(and optionally month,or month and day)for when the data was collected. Fall 2019 Briefly describe the methodology for the data collection. Climate Vulnerability Assessment has been developed in conjunction with the City of Dubuque's Climate Action Plan update effort.This report seeks to: • Increase awareness of potential climate impacts and population vulnerabilities. • Increase inclusion of climate adaptation dialogue within City planning and decision making processes. • Strengthen adaptive capacity based on the best available information on regional climate change projections and impacts. • Outline priority risks, and vulnerabilities in support of establishing strategies and actions through the Climate Action Planning effort. • Prevent or reduce the risks to populations most vulnerable to the impacts of climate change. Describe the total population from which the sample was taken. lowa, City of Dubuque Describe the demographics of the respondents or characteristics of the unit of ineasure,and the number of respondents or units surveyed. lowa, City of Dubuque 5 Data Source Name Homeless Point-in-Time Study 2025 Consolidated Plan DUBUQUE 272 OMB Control No:2506-0117(exp.09/30/2021) Page 485 of 2490 List the name of the organization or individual who originated the data set. Community Solutions of Eastern lowa Provide a brief summary of the data set. January 29, 2025 Point in Time Study. What was the purpose for developing this data set? This is the required annual point-in-time study to understand the homeless population by counting those in need of shelter on a given day. Provide the year(and optionally month,or month and day)for when the data was collected. January 2025 Briefly describe the methodology for the data collection. Point-in-Time (PIT) Counts are a measure of the number of homeless people on a specific day.The PIT used the census count method and followed HUD standards for the sheltered and unsheltered count. Describe the total population from which the sample was taken. Sheltered and unsheltered homeless with in the Coc's geography- here the City of Dubuque metropolitan area. Describe the demographics of the respondents or characteristics of the unit of ineasure,and the number of respondents or units surveyed. Each sheltered and unsheltered person was counted in the winter study. The Community Solutions of Eastern lowa also conducts a summer point in time study of unsheltered persons. Some area shelters operate seasonally due to funding constraints and close in the summer months. 6 Data Source Name 2010 Decennial Census List the name of the organization or individual who originated the data set. US Census Bureau Provide a brief summary of the data set. Data on poverty, economic, race,gender, age, disability, and housing tenure were used to compliment CHAS and ACS data. Data is collected by the U.S. Census Bureau every ten years.The primary purpose of this dataset is to provide an official population count. What was the purpose for developing this data set? Data on poverty, economic, race,gender, age, disability, and housing tenure were used to compliment CHAS and ACS data. Data is collected by the U.S. Census Bureau every ten years.The primary purpose of this dataset is to provide an official population count. Consolidated Plan DUBUQUE 273 OMB Control No:2506-0117(exp.09/30/2021) Page 486 of 2490 Provide the year(and optionally month,or month and day)for when the data was collected. 2010 Briefly describe the methodology for the data collection. Data is collected by the U.S. Census Bureau every ten years.The data collection process starts by first updating address lists,then inviting households to respond online, by mail, or phone, followed by in-person visits to non-responding households, and finally processing and verifying data for accuracy and confidentiality. Describe the total population from which the sample was taken. City of Dubuque, lowa Describe the demographics of the respondents or characteristics of the unit of ineasure,and the number of respondents or units surveyed. The unit of ineasure is typically the actual number of household or individual, and the census aims to count every person living in the USA regardless of citizenship or legal status. � Data Source Name Public and Indian Housing Information Center List the name of the organization or individual who originated the data set. IMS/PIC is responsible for maintaining and gathering data about all of PIH's inventories of Housing Agencies (HAs), Developments, Buildings, Units, HA Officials, HUD Offices and Field Staff and IMS/PIC Users. Provide a brief summary of the data set. PIC allows Housing Authorities to electronically submit information to HUD.The first release was successfully implemented on December 15, 1999 and introduced a flexible, scalable, Internet-based approach which enables Housing Authority users and Department personnel to access a common database of Housing Authority information via their web browser from anywhere. Due to the success of this application,the IMS/PIC technical architecture will continue to be used as the foundation for future PIH systems. What was the purpose for developing this data set? The Office of Public and Indian Housing (PIH) developed a state of the art system to improve the submission of information to the Department of Housing and Urban Development (HUD).The IMS/PIC facilitates more timely and accurate exchanges of data between Housing Authorities(HAs) and Local HUD Offices. Consolidated Plan DUBUQUE 274 OMB Control No:2506-0117(exp.09/30/2021) Page 487 of 2490 How comprehensive is the coverage of this administrative data?Is data collection concentrated in one geographic area or among a certain population? IMS/PIC centralizes information regarding the monitoring and recovery efforts of Housing Authorities undertaken by the Field or Headquarters Offices. HUD PIH users also require a central repository to view Housing Authority characteristics and contact information. IMS/PIC enables Housing Authorities to update their data online.This allows field personnel to focus on providing assistance to Housing Authorities and reduces the burden of paper submission and data entry. IMS/PIC also enables Local HUD Offices to focus on upholding fair housing practices. IMS/PIC supports the Office of the Inspector General (OIG) requirement for PIH to maintain a detailed audit trail of interactions with Housing Authorities and to track issues to closure. What time period(provide the year,and optionally month,or month and day)is covered by this data set? 2025 What is the status of the data set(complete,in progress,or planned)? Complete 8 Data Source Name FY2024 Fair Market Rent Documentation System List the name of the organization or individual who originated the data set. US Department of Housing and Urban Development Provide a brief summary of the data set. HUD uses 2017-2021 5-year American Community Survey(ACS) estimates of 2-bedroom adjusted standard quality gross rents calculated for each FMR area as the new basis for FY2024, provided the estimate is statistically reliable. For FY2024, the test for reliability is whether the margin of error for the estimate is less than 50%of the estimate itself and whether the ACS estimate is based on at least 100 survey cases. HUD does not receive the exact number of survey cases, but rather a categorical variable known as the count indicator indicating a range of cases.An estimate based on at least 100 cases corresponds to a count indicator of 4 or higher. What was the purpose for developing this data set? The HUD data is used by local governments to plan how to spend HUD funds, and may also be used by HUD to distribute grant funds. Provide the year(and optionally month,or month and day)for when the data was collected. If an area does not have a reliable 2017-20215-year estimate, HUD checks whether the area has had at least 2 minimally reliable estimates in the past 3 years, or estimates that meet the SO% margin of error test described above. If so,the FY2024 base rent is the average of the inflated ACS estimates. If an area has not had a minimally reliable estimate in the past 3 years, HUD uses the estimate for the area's corresponding metropolitan area (if applicable) or State non-metropolitan area as the basis for FY2024. Consolidated Plan DUBUQUE 275 OMB Control No:2506-0117(exp.09/30/2021) Page 488 of 2490 Briefly describe the methodology for the data collection. Each year the U.S. Department of Housing and Urban Development receives custom tabulations of American Community Survey(ACS) data. Describe the total population from which the sample was taken. Total US households. Describe the demographics of the respondents or characteristics of the unit of ineasure,and the number of respondents or units surveyed. Custom tabulation of housing data from the American community survey data. The ACS is a monthly sampling of approximately 295,000 US households. Consolidated Plan DUBUQUE 276 OMB Control No:2506-0117(exp.09/30/2021) Page 489 of 2490 1 Dubuque THE CITY OF �+ D All•Anerica Git� US E ��w������� � � �► � � Maste iece on the Mississi i zoo�•zoiz•zois � pp zoi�*zoi� FY 26 ANNUAL PLAN Actual Allocation FOR USE OF PROGRAM YEAR 2025 COMMUNITY DEVELOPMENT BLOCK GRANT (CDBG) FUNDS For Inclusion in the Fiscal Year 2026 City Budget. PREPARED BY THE CITY OF DUBUQUE HOUSING & COMMUNITY DEVELOPMENT DEPARTMENT Page 490 of 2490 2 CITY OF DUBUQUE, IOWA FY 2026 ANNUAL ACTION PLAN FOR THE USE OF PROGRAM YEAR 2025 COMMUNITY DEVELOPMENT BLOCK GRANT FUNDS The City of Dubuque distinguishes between four different but complementary areas of program development in its overall CDBG program: Administration, Housing Development, Neighborhood Development, and Public Facilities. The following description of activities summarizes the projects to be completed in the FY 2026 Annual Action Plan with the use of CDBG funds. RESOURCES CDBG Entitlement FY 2026 $1,037,080 Program Income $94,868 Program income projections are based on forecast for loan repayments based on the loan portfolio and program income generated from CDBG funded programs. TOTAL RESOURCES �1.131.948 ADMINISTRATION $226,118 CDBG regulations limit expenditure on planning and administrative funds to 20%of the current year program income plus the current entitlement. The proposed resources for administration support the plan's current requirements. CDBG Planning,Monitoring,&Budgeting $ll5,000 Staff support for general management. Oversight and coordination of the Communiry Development Block Grant program;assures compliance with federal regulations and reporting requirements. Housing&Community Development Administration $111,118 On-going staff support for general management, oversight, and coordination of the Community Development Block Grant housing programs. Priority: High Objective/Outcome: Provide Decent Affordable Housing/Affordability HOUSING DEVELOPMENT $800,000 Housing Activities $250,000 This project includes residential repair and rehab for low-and moderate-income homeowners and renters. Potential Activities include homeowner rehab,roof replacement,and accessibility improvements. National Objective: Low-and Moderate-Income Housing Location: Ciry wide Proposed Accomplishments: 20 Housing Units Priority: High Objective/Outcome: Decent Housing/Affardability Lead&Healthy Homes Grant Match(2024) $100,000 This project includes residential repair and rehab for low-and moderate-income homeowners and renters. Potential activities include lead assessment and lead paint reduction of abatement with forgivable loans to low-and moderate-income residents. This activity is match funding for the Lead and Healthy Homes Grant awarded in FY25. National Objective: Low-and Moderate-Income Housing Page 491 of 2490 3 Location: City wide Proposed Accomplishments: 20 Housing units Priority: High Objective/Outcome: Decent Housing/Affordability Healthy Homes Grant Match(2024) $100,000 This project includes residential repair and rehab for low-and moderate-income homeowners and renters. Potential activities include roof replacement with forgivable loans to low-and moderate-income residents. This activity is match funding for the Healthy Homes Grant awarded in FY25. National Objective: Low-and Moderate-Income Housing Location: City wide Proposed Accomplishments: 20 Housing units Priority: High Objective/Outcome: Decent Housing/Affordability Housing Rehabilitation Services and Staff $150,000 This project includes staff support for program management activities,technical assistance,and loan packaging for the city's Community Development programs. Priority: High Objective/Outcome: Decent Housing/Affordability CDBG Community Applications $200,000 This project includes community applications to support residential repair and rehab for low-and moderate-income homeowners and renters. Potential acrivities include homeowner rehab and/or rental rehab. National Objective: Low-and Moderate-Income Housing Location: Ciry wide Proposed Accomplishments: 30 Housing Units Priority: High Objective/Outcome: Decent Housing/Affordability NEIGHBORHOOD DEVELOPMENT $105,830 Public Services activities are restricted to 15%of the previous year program income and the current year entitlement. Public Service activities in this plan represent 15%of the proposed expenditures. Neighborhood Recreation Programs-Public Services $97,120 This project includes enhanced recreation programing offered in low-and moderate-income areas and to low and moderate income residents. Potential activities include expanded after-school programs, community partnerships,and scholarships. National Objective: Low-and Moderate-Income Benefit Location: Ciry wide Proposed Accomplishments: 300 Persons Priority: High Objective/Outcome: Suitable Living/Accessibiliry Zoning Enforcement $8,710 This project provides funding for inspection/enforcement staff services to low/mod income areas for zoning ordinance infractions and to provide support for neighborhood clean-up efforts. Potential activities include staff enforcement for zoning ordinance infractions,and/or housing inspection staff. National Objective: Low-and Moderate-Income Benefit Location: Ciry wide,Low and Mod Area Proposed Accomplishments: 100 Housing Units Objective/Outcome: Suitable Living/Sustainability Page 492 of 2490 4 PUBLIC FACILITIES $0 Grand Total: CDBG Fundin� Proposed for FY 2026 $1,131,948 Page 493 of 2490 ESTIMATED SOURCES FY 2026 Entitlement 1,037,080 Recreation Various Program Fees Homeowner Loan Repayments 58,289 Rental Loan Repayments 7,682 Infill-Loan Repayments 2,335 1 st Time Homeowner Loans 23,561 Reimbursements-General Sale of Assets - Other Microenterprise Loans 3,000 Total Program Income 94,868 Unexpended Funds Previous Fiscal Years Tota I 1,131,948 FY26 AAP Administration 226,118.00 CDBG Planning, Monitoring, & Budgeting 115,000.00 Housing and Community Development Administration 111,118.00 Housing Development 800,000.00 Housing Activities 250,000.00 Homeowner Rehab Roof Replacement Program Accessibility Improvement Program Lead & Healthy Homes Grant Match (2024) 100,000.00 Healthy Homes Grant Match (2024) 100,000.00 Housing Rehabilitation Services and Staff 150,000.00 CDBG Community Applications 200,000.00 Neighborhood Development 105,830.00 Neighborhood Recreation Program- Public Services 97,120.00 Zoning Enforcement 8,710.00 Public Facilities - Grand Total 1,131,948.00 Page 494 of 2490 COMMUNITY DEVELOPMENT BLOCK GRANT- FY 2026 ANNUAL ACTION PLAN: CAPS 20%ADMINISTRATIVE CAP 15% PUBLIC SERVICE CAP FY 26 CDBG Allocation 1,037,080 1,035,721 FY 26 CDBG Allocation Current Year Program Income 94,868 265,000 Previous Year Program Income Total Available 1,131,948 1,300,721 Total Available Cap% 20% 15% Public Service Cap% Maximum allowed 226,390 195,108 Maximum allowed ADMIN PUB SERVICE UNCAPPED FY26 AP FY26 AP FY26 AP Housing Activities(Rehab,Roof,Accessibility) 250,000 Lead Healthy Homes Grant 100,000 Healthy Homes Grant Match 100,000 Housing Rehabilitation Services and Staff 150,000 Community Partners(Capital Projects) 200,000 Neighborhood Recreation Program-Scholarhips 97,120 Zoning Enforcement 8,710 Purchase of Services HousingAdmin 111,118 CDBG Planning,Monitoring,Budgeting 115,000 TOTALS 226,118 97,120 808,710 Subtract Previous Year Unspent Public Service Obligations TOTAL PROPOSED FOR PUBLIC SERVICE 97,120 OVER(UNDER)Maximum Cap (272) (97,988) Page 495 of 2490 OMB Number:4040-0004 Expiration Date:11/30/2025 Application for Federal Assistance SF-424 "1.Type of Submission: "2.Type of Application: "If Revision,select appropriate letter(s): � Preapplication �New � Application �Continuation `other(Specify): � Changed/Corrected Application � Revision `3.Date Received: 4.Applicant Identifier: Completed by Grants.gov upon submission. 5a.Federal Entity Identifier: 5b.Federal Award Identifier: State Use Only: 6.Date Received by State: 7.State Application Identifier: 8.APPLICANT INFORMATION: 'a.Legal Name: 'b.Employer/Taxpayer ldentification Number(EIN/TIN): 'c.UEI: d.Address: 'Street1: Street2: 'City: County/Parish: 'State: Province: 'COuntry: USA: UNITED STATES 'Zip/Postal Code: e.Organizational Unit: Department Name: Division Name: f.Name and contact information of person to be contacted on matters involving this application: Prefix: *First Name: Middle Name: 'Last Name: Suffix: Title: Organizational Affiliation: 'Telephone Number: Fax Number: 'Email: Page 496 of 2490 Application for Federal Assistance SF-424 '9.Type of Applicant 1:Select Applicant Type: Type of Applicant 2:Select Applicant Type: Type of Applicant 3:Select Applicant Type: 'Other(specify): *10.Name of Federal Agency: 71.Catalog of Federal Domestic Assistance Number: CFDA Title: *12.Funding Opportunity Number: 'Title: 13.Competition Identification Number: Title: 14.Areas Affected by Project(Cities,Counties,States,etc.): Add Attachment Delete Attachment View Attachment *15.Descriptive Title of ApplicanYs Project: Attach supporting documents as specified in agency instructions. Add Attachments Delete Attachments View Attachments Page 497 of 2490 , Application for Federal Assistance SF-424 16. Congressional Districts Of: ` a. Applicant IA-1 ` b. Program/Project IA-1 Attach an additional list of Program/Project Congressional Districts if needed. Add Attachment Ciel>t�� ��,it�I'Jim��nt VI<-w;'��taci�,�_'� 17. Proposed Project: ' a. Start Date: 07/01/2025 ' b. End Date: 06/30/2026 18. Estimated Funding ($): * a. Federal 11,037,080 ' b. Applicant * c. State 1 * d. Local �r * e. Other ��- * f. Program Income 94,868 1,131,948 ' g. TOTAL * 19. Is Application Subject to Review By State Under Executive Order 12372 Process ❑ a. This application was made available to the State under the Executive Order 12372 Process for review on ❑ b. Program is subject to E.O. 12372 but has not been selected by the State for review. ® c. Program is not covered by E.O. 12372, * 20. Is the Applicant Delinquent On Any Federal Debt? (If "Yes," provide explanation in attachment.) ❑ Yes ® No If "Yes", provide explanation and attach Add Attachment Doiete Attachment I Vie,,, Attachrnent 21. *By signing this application, I certify (1) to the statements contained in the list of certifications'* and (2) that the statements herein are true, complete and accurate to the best of my knowledge. I also provide the required assurances** and agree to comply with any resulting terms if 1 accept an award. I am aware that any false, fictitious, or fraudulent statements or claims may subject me to criminal, civil, or administrative penalties. (U.S. Code, Title 18, Section 1001) X ** I AGREE ** The list of certifications and assurances, or an internet site where you may obtain this list, is contained in the announcement or agency specific instructions. Authorized Representative: Prefix: *First Name: BRAD Middle Name: * Last Name: CAVANAGH Suffix: * Title: IMAYOR ' Telephone Number: 563-564-5455 Fax Number: ' Email: I BCAVANAGH@CITYOFDUBUQUE.ORG * Signature of Authorized Representative: 111 Date Signed: ^ M CERTIFICATIONS In accordance with the applicable statutes and the regulations governing the consolidated plan regulations, the jurisdiction certifies that: Affirmatively Further Fair Housing --The jurisdiction will affirmatively further fair housing. Uniform Relocation Act and Anti -displacement and Relocation Plan -- It will comply with the acquisition and relocation requirements of the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970, as amended, (42 U.S.C. 46014655) and implementing regulations at 49 CFR Part 24. It has in effect and is following a residential anti -displacement and relocation assistance plan required under 24 CFR Part 42 in connection with any activity assisted with funding under the Community Development Block Grant or HOME programs. Anti -Lobbying --To the best of the jurisdiction's knowledge and belief: 1. No Federal appropriated funds have been paid or will be paid, by or on behalf of it, to any person for influencing or attempting to influence an officer or employee of any agency, a Member of Congress, an officer or employee of Congress, or an employee of a Member of Congress in connection with the awarding of any Federal contract, the making of any Federal grant, the making of any Federal loan, the entering into of any cooperative agreement, and the extension, continuation, renewal, amendment, or modification of any Federal contract, grant, loan, or cooperative agreement; 2. If any funds other than Federal appropriated funds have been paid or will be paid to any person for influencing or attempting to influence an officer or employee of any agency, a Member of Congress, an officer or employee of Congress, or an employee of a Member of Congress in connection with this Federal contract, grant, loan, or cooperative agreement, it will complete and submit Standard Form-LLL, "Disclosure Form to Report Lobbying," in accordance with its instructions; and 3. It will require that the language of paragraph 1 and 2 of this anti -lobbying certification be included in the award documents for all subawards at all tiers (including subcontracts, subgrants, and contracts under grants, loans, and cooperative agreements) and that all subrecipients shall certify and disclose accordingly. Authority of Jurisdiction --The consolidated plan is authorized under State and local law (as applicable) and the jurisdiction possesses the legal authority to carry out the programs for which it is seeking funding, in accordance with applicable HUD regulations. Consistency with plan --The housing activities to be undertaken with Community Development Block Grant, HOME, Emergency Solutions Grant, and Housing Opportunities for Persons With AIDS funds are consistent with the strategic plan in the jurisdiction's consolidated plan. Section 3 -- It will comply with section 3 of the Housing and Urban Development Act of 1968 (12 U.S.C. 1701u) and implementing regulations at 24 CFR Part 75. ignature of o zed cial Date mayor Title Specific Community Development Block Grant Certifications The Entitlement Community certifies that: Citizen Participation --It is in full compliance and following a detailed citizen participation plan that satisfies the requirements of 24 CFR 91.105. Community Development Plan --Its consolidated plan identifies community development and housing needs and specifies both short-term and long-term community development objectives that that have been developed in accordance with the primary objective of the CDBG program (i.e.,the development of viable urban communities,by providing decent housing and expanding economic opportunities,primarily for persons of low and moderate income) and requirements of 24 CFR Parts 91 and 570. Following a Plan --It is following a current consolidated plan that has been approved by HUD. Use of Funds --It has complied with the following criteria: 1. Maximum Feasible Prioritv. with respect to activities expected to be assisted with CDBG funds,it has developed its Action Plan so as to give maximum feasible priority to activities which benefit low- and moderate-income families or aid in the prevention or elimination of slums ar blight. The Action Plan may also include CDBG-assisted activities which the grantee certifies are designed to meet other community development needs having particular urgency because existing conditions pose a serious and immediate threat to the health or welfare of the community, and other financial resources are not available (see Optional CDBG Certification). 2. Overall Benefit. The aggregate use of CDBG funds,including Section 108 guaranteed loans, during program year(s) [a period specified by the grantee of one, two, or three specific consecutive program years], shall principally benefit persons of low and moderate income in a manner that ensures that at least 70 percent of the amount is expended for activities that benefit such persons during the designated period. 3. Special Assessments. It will not attempt to recover any capital costs of public improvements assisted with CDBG funds, including Section 108 loan guaranteed funds,by assessing any amount against properties owned and occupied by persons of low and moderate income, including any fee charged or assessment made as a condition of obtaining access to such public improvements. However,if CDBG funds are used to pay the proportion of a fee or assessment that relates to the capital costs of public improvements (assisted in part with CDBG funds) financed from other revenue sources, an assessment or charge may be made against the property with respect to the public improvements financed by a source other than CDBG funds. In addition, in the case of properties owned and occupied by moderate-income (not low-income) families, an assessment or charge may be made against the property for public improvements financed by a source other than CDBG funds if the jurisdiction certifies that it lacks CDBG funds to cover the assessment. Excessive Force--It has adopted and is enforcing: 1.A policy prohibiting the use of excessive force by law enforcement agencies within its jurisdiction against any individuals engaged in non-violent civil rights demonstrations; and 2.A policy of enforcing applicable State and local laws against physically barring entrance to or exit from a facility or location which is the subject of such non-violent civil rights demonstrations within its jurisdiction. Page 500 of 2490 Compliance with Anti -discrimination laws -- The grant will be conducted and administered in conformity with title VI of the Civil Rights Act of 1964 (42 U.S.C. 2000d) and the Fair Housing Act (42 U.S.C. 3601-3619) and implementing regulations. Lead -Based Paint -- Its activities concerning lead -based paint will comply with the requirements of 24 CFR Part 35, Subparts A, B, J, K and R. Compliance with Laws -- It will comply with applicable laws. 6bhoas ignature o orized Official Date Mavgr Title APPENDIX TO CERTIFICATIONS 1NSTRUCTIONS CONCERNING LOBBYING CERTIFICATION: Lobbying Certification This certification is a material representation of fact upon which reliance was placed when this transaction was made or entered into. Submission of this certification is a prerequisite for making or entering into this transaction imposed by section 1352,title 31,U.S. Code. Any person who fails to file the required certification shall be subj ect to a civil penalty of not less than$10,000 and not more than$100,000 for each such failure. Page 502 of 2490 Form HUD 424-B (1/27/2023) Applicant and Recipient Assurances and Certifications U.S. Department of Housing and Urban Development OMB Number: 2510-0017 Expiration Date: 1/31/2026 Instructions for the HUD 424-B Assurances and Certifications As part of your application for HUD funding, you, as the official authorized to sign on behalf of your organization or as an individual, must provide the following assurances and certifications. The Responsible Civil Rights Official has specified this form for use for purposes of general compliance with 24 CFR §§ 1.5, 3.115, 8.50, and 146.25, as applicable. The Responsible Civil Rights Offic ial may require specific civil rights assurances to be furnished consistent with those authorities and will specify the form on which such assurances must be made. A failure to furnish or comply with the civil rights assurances contained in this form may result in the procedures to effect compliance at 24 CFR §§ 1.8, 3.115, 8.57, or 146.39. By submitting this form, you are stating that all assertions made in this form are true, accurate, and correct. As the duly representative of the applicant, I certify that the applicant: [Insert below the Name and title of the Authorized Representative, name of Organization and the date of signature]: *Authorized Representative Name: *Title: *Applicant/Recipient Organization: 1. Has the legal authority to apply for Federal assistance, has the institutional, managerial and financial capability (including funds to pay the non-Federal share of program costs) to plan, manage and complete the program as described in the application and the governing body has duly authorized the submission of the application, including these assurances and certifications, and authorized me as the official representative of the application to act in connection with the application and to provide any additional information as may be required. 2. Will administer the grant in compliance with Title VI of the Civil Rights Act of 1964 (42 U.S.C 2000(d)) and implementing regulations (24 CFR part 1), which provide that no person in the United States shall, on the grounds of race, color or national origin, be excluded from participation in, be denied the benefits of, or otherwise be subject to discrimination under any program or activity that receives Federal financial assistance OR if the applicant is a Federally recognized Indian tribe or its tribally designated housing entity, is subject to the Indian Civil Rights Act (25 U.S.C. 1301-1303). 3. Will administer the grant in compliance with Section 504 of the Rehabilitation Act of 1973 (29 U.S.C. 794), as amended, and implementing regulations at 24 CFR part 8, the American Disabilities Act (42 U.S.C. §§ 12101 et.seq.), and implementing regulations at 28 CFR part 35 or 36, as applicable, and the Age Discrimination Act of 1975 (42 U.S.C. 6101-07) as amended, and implementing regulations at 24 CFR part 146 which together provide that no person in the United States shall, on the grounds of disability or age, be excluded from participation in, be denied the benefits of, or otherwise be subjected to discrimination under any program or activity that receives Federal financial assistance; except if the grant program authorizes or limits participation to designated populations, then the applicant will comply with the nondiscrimination requirements within the designated population. 4. Will comply with the Fair Housing Act (42 U.S.C. 3601- 19), as amended, and the implementing regulations at 24 CFR part 100, which prohibit discrimination in housing on the basis of race, color, religion sex (including gender identity and sexual orientation), disability, familial status, or national origin and will affirmatively further fair housing; except an applicant which is an Indian tribe or its instrumentality which is excluded by statute from coverage does not make this certification; and further except if the grant program authorizes or limits participation to designated populations, then the applicant will comply with the nondiscrimination requirements within the designated population. 5. Will comply with all applicable Federal nondiscrimination requirements, including those listed at 24 CFR §§ 5.105(a) and 5.106 as applicable. 6. Will comply with the acquisition and relocation requirements of the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970, as amended (42 U.S.C. 4601) and implementing regulations at 49 CFR part 24 and, as applicable, Section 104(d) of the Housing and Community Development Act of 1974 (42 U.S.C. 5304(d)) and implementing regulations at 24 CFR part 42, subpart A. 7. Will comply with the environmental requirements of the National Environmental Policy Act (42 U.S.C. 4321 et.seq.) and related Federal authorities prior to the commitment or expenditure of funds for property. 8. That no Federal appropriated funds have been paid, or will be paid, by or on behalf of the applicant, to any person for influencing or attempting to influence an officer or employee of any agency, a Member of Congress, and officer or employee of Congress, or an employee of a Member of Congress, in connection with the awarding of this Federal grant or its extension, renewal, amendment or modification. If funds other than Federal appropriated funds have or will be paid for influencing or attempting to influence the persons listed above, I shall complete and submit Standard Form- LLL, Disclosure Form to Report Lobbying. I certify that I shall require all subawards at all tiers (including sub-grants and contracts) to similarly certify and disclose accordingly. Federally recognized Indian Tribes and tribally designated housing entities (TDHEs) established by Federally- recognized Indian tribes as a result of the exercise of the tribe’s sovereign power are excluded from coverage by the Byrd Amendment, but State-recognized Indian tribes and TDHs established under State law are not excluded from the statute’s coverage. I/We, the undersigned, certify under penalty of perjury that the information provided above is true and correct. WARNING: Anyone who knowingly submits a false claim or makes a false statement is subject to criminal and/or civil penalties, including confinement for up to 5 years, fines, and civil and administrative penalties. (18 U.S.C. §§287, 1001, 1010, 1012, 1014; 31 U.S.C. §3729, 3802). * Signature: * Date: (mm/dd/yyyy): Form HUD 424-B (1/27/2023) Public Reporting Burden Statement: The public reporting burden for this collection of information is estimated to average 0.5 hours per response, including the time for reviewing instructions, searching existing data sources, gathering, and maintainin g the data needed, and completing and reviewing the collection of information. Comments regarding the accuracy of this burden estimate and any suggestions for reducing this burden can be sent to: U.S. Department of Housing and Urban Development, Office of the Chief Data Officer, R, 451 7th St SW, Room 4176, Washington, DC 20410-5000. Do not send completed HUD-424B forms to this address. This agency may not conduct or sponsor, and a person is not required to respond to, a collection of information unless the collection displays a valid OMB control number. The Department of Housing and Urban Development is authorized to collect this information under the authority cited in the Notice of Funding Opportunity for this grant program. The information collected provides assurances and certifications for legal requirements related to the administration of this grant program . HUD will use this information to ensure compliance of its grantees. This information is required to obtain the benefit sought in the grant program. This information will not be held confidential and may be made available to the public in accordance with the Freedom of Info rmation Act (5 U.S.C. §552).