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Fire Cost Recovery Billing Ordinance Copyrighted May 18, 2026 City of Dubuque ACTION ITEMS # 6. City Council ITEM TITLE: Fire Cost Recovery Billing Ordinance SUMMARY: City Manager recommending City Council approval to advance a Fire Cost Recovery Ordinance, including the associated fee schedule for consideration. ORDINANCE Amending the City Of Dubuque Code of Ordinances, Title 7, Chapter 2, Section 2, by Repealing Said Section and Enacting a New Section in Lieu Thereof Relating to the Recovery of Fire Department Mitigation Costs SUGGUESTED Receive and File; Motion B; Motion A DISPOSITION: ATTACHMENTS: 1. MVM Memo - Fire Cost Recovery Billing Ordinance 2. Staff Memo DFD- Fire Cost Recovery Billing Ordinance 3. Fire Cost Recovery Ordinance - 2026 Page 863 of 890 Dubuque THE CITY OF � uhA�eMa cin DuB E ; . � , I � � I. Maste iece on the Mississi t 2oo�•zoiz•zois �P Pp zoi�*zoi9 TO: The Honorable Mayor and City Council Members FROM: Michael C. Van Milligen, City Manager SUBJECT: Fire Cost Recovery Billing Ordinance DATE: May 11, 2026 Fire Chief Amy Scheller is recommending City Council approval of a Fire Cost Recovery Ordinance, including the associated fee schedule. In October 2025, the Dubuque Fire Department presented a long-term financial sustainability strategy intended to support future operational needs, minimum staffing improvements, and enhanced emergency response capabilities throughout the community. The strategy identified three primary components including modernization of ambulance billing rates utilizing the annual GEMT cost reporting methodology, implementation of a Fire Cost Recovery billing program, and negotiated operational savings associated with the department's Public Consulting Group (PCG) contract. Since that time, the department has implemented the ambulance billing modifications and previously completed the negotiated PCG contract adjustments discussed. The department is now advancing the remaining component of the strategy through implementation of the proposed Fire Cost Recovery program and associated ordinance structure. Establishing this ordinance is a needed step in creating the legal and administrative framework necessary to recover eligible costs associated with specific emergency response incidents, including motor vehicle accidents, hazardous materials incidents, vehicle fires, specialized rescue responses, and other eligible emergency mitigation activities where recovery from a responsible party or insurer is permitted. I concur with the recommendation and respectfully request Mayor and City Council approval. v Mic ael C. Van Milligen MCVM:sv Page 864 of 890 Attachment cc: Crenna Brumwell, City Attorney Cori Burbach, Assistant City Manager Amy Scheller, Fire Chief Jenny Larson, Chief Financial Officer Laura Bendorf, Budget Manager Sam Janecke, EMS Bureau Chief Jason Lehman, Assistant City Attorney Dawn March, Purchasing and Safety Coordinator Joe Pregler, Chief Information Officer 2 Page 865 of 890 Dubuque THE CITY OF � All•Aneriea Ciq DuB E ;��� � � , Ila Maste iece on the Mississi i Zoo��Zolz�zo13 �P pp zoi�*zoi9 TO: Mike Van Milligen, City Manager FROM: Amy Scheller, Fire Chief SUBJECT: Fire Cost Recovery Billing Ordinance DATE: April 28, 2026 INTRODUCTION: The purpose of this memorandum is to request approval to advance a Fire Cost Recovery Ordinance for City Council consideration. Establishing this ordinance is a needed step in creating the legal and administrative framework necessary to recover eligible costs associated with specific emergency response incidents, including motor vehicle accidents, hazardous materials incidents, vehicle fires, specialized rescue responses, and other eligible emergency mitigation activities where recovery from a responsible party or insurer is permitted. This request is directly connected to prior operational and staffing discussions presented to the City Manager and City Council during late 2025 regarding firefighter staffing enhancements, minimum staffing improvements, and the department's long- term financial sustainability strategy. As outlined in the October 17, 2025 memorandum regarding ambulance billing adjustments and firefighter staffing increases, the Fire Department identified three primary funding strategies intended to assist in supporting future personnel and operational costs: (1) modernization of ambulance billing rates utilizing the annual GEMT cost reporting methodology, (2) implementation of a Fire Cost Recovery billing program, and (3) negotiated contractual savings associated with the department's Public Consulting Group (PCG) service agreement. The proposed Fire Cost Recovery Billing Ordinance directly aligns with Funding Strategy #2 and represents the formal mechanism necessary to implement a structured Fire Cost Recovery billing program within the City of Dubuque. The department previously communicated that these combined financial strategies were intended to support additional firefighter staffing requests associated with improving minimum staffing levels, increasing operational resiliency, and strengthening frontline emergency response capabilities. These discussions also included the department's intent to pursue a Federal Emergency Management Agency (FEMA) Staffing for Adequate Fire and Emergency Response (SAFER) Grant to assist with a portion of future personnel costs to support the long-term sustainability of those positions following conclusion of the federal grant period. Page 866 of 890 The department's FY2027 staffing plan included a request for nine additional firefighter positions intended to further improve minimum staffing levels, increase operational capacity, and strengthen emergency response reliability throughout the community. These positions are contingent upon the successful award of a FEMA SAFER Grant, which would provide critical federal assistance during the initial implementation period while allowing the department to implement the billing strategies and City to evaluate long-term sustainability through the operational and revenue strategies previously identified. DISCUSSION: In October 2025, the Dubuque Fire Department presented a long-term financial sustainability strategy intended to support future operational needs, minimum staffing improvements, and enhanced emergency response capabilities throughout the community. The strategy identified three primary components including modernization of ambulance billing rates utilizing the annual GEMT cost reporting methodology, implementation of a Fire Cost Recovery billing program, and negotiated operational savings associated with the department's Public Consulting Group (PCG) contract. Since that time, the department has implemented the ambulance billing modifications and previously completed the negotiated PCG contract adjustments discussed. The department is now advancing the remaining component of the strategy through implementation of the proposed Fire Cost Recovery program and associated ordinance structure. To support implementation of the Fire Cost Recovery initiative, the City completed a formal Request for Proposal (RFP) process to identify a qualified vendor capable of providing billing administration, reporting, claims management, and insurance recovery support services associated with municipal fire cost recovery operations. A review process involving representatives from the Fire Department, City Legal, and Finance Departments was conducted, resulting in the selection of Fire Recovery USA as the preferred vendor for the program. Following the vendor selection process, the Fire Department worked collaboratively with the City Attorney's Office and City Legal staff to develop proposed ordinance language utilizing recommendations and industry best practices associated with Fire Cost Recovery programs. The proposed ordinance establishes the legal authority necessary to administer the program, define eligible incidents and services, and formally adopt the associated mitigation and response fee schedule applicable to eligible emergency incidents. As an industry best practice, mitigation and response fees are recommended to be specifically identified within the ordinance itself. Incorporating the fee schedule directly into the ordinance improves transparency, establishes clear local authority, supports administrative consistency, and strengthens the City's ability to recover eligible costs 2 Page 867 of 890 from insurance carriers and responsible parties. This approach is commonly utilized by municipalities administering Fire Cost Recovery programs and ensures the fees are formally adopted through the public ordinance process. RECOMMENDATION: It is respectfully requested that approval to submit a Fire Cost Recovery Ordinance, including the associated fee schedule, for City Council review and consideration. This action will provide the necessary structure to move forward with implementation of the program in an organized and legally supported manner. CC Jenny Larson Laura Bendorf Sam Janecke Crenna Brumwell Jason Lehman Dawn March Joe Pregler 3 Page 868 of 890 ORDINANCE NO. -26 AN ORDINANCE AMENDING THE CITY OF DUBUQUE CODE OF ORDINANCES, TITLE 7,CHAPTER 2,SECTION 2,BY REPEALING SAID SECTION AND ENACTING A NEW SECTION IN LIEU THEREOF RELATING TO THE RECOVERY OF FIRE DEPARTMENT MITIGATION COSTS BE IT ORDAINED BY THE COUNCIL OF THE CITY OF DUBUQUE, IOWA: Secrion 1. REPEAL AND REPLACEMENT. Title 7, Chapter 2, Section 2 of the City of Dubuque Code of Ordinances is hereby repealed and the following adopted in lieu thereo£ 7-2-2: RECOVERY OF FIRE DEPARTMENT MITIGATION COSTS. A. PURPOSE. The purpose of this section is to provide for the recovery of costs incurred by the City when its Fire Department responds to Incidents requiring EmergencyT or Non-Emergency Services, and to allocate such costs to those persons or entities responsible for causing or contributing to such Incidents,in order to reduce the financial burden on taxpayers. B. DEFINITIONS. For purposes of this section, the following terms shall have the meanings indicated: 1. Emergency Serr�ices means fire suppression, rescue, emergency medical response, hazardous materials response, and other services provided by the Fire Department in response to an Incident. 2. Non-Enaergency Services means services provided by the Fire Department that do not involve an immediate threat to life or property but require the use of personnel, equipment, or resources. 3. Incident means any occurrence to which the Fire Department responds in the performance of its duties. 4. Ke.r�onsible Pary means any person, firm, corporation, or other entity whose act or omission caused or contributed to an Incident. Page 869 of 890 5. Mitigation Co.rt.r means the reasonable costs incurred by the City for personnel, equipment, materials, administrarive expenses, and any contracted services associated with responding to and mitigating an Incident. C. LIABILITY FOR COSTS. 1. Each Responsible Party shall be liable to the City for Mitigation Costs incurred by the Fire Department in responding to an Incident, to the extent such part�� caused or contributed to the occurrence of the Incident. 2. Liability shall be joint and several where more than one Responsible Party exists. D. SCHEDULE OF FEES. 1. Mitigation Costs shall be assessed in accordance with the Schedule of Mitigation Rates attached hereto as Exhibit A. E. BILLING;INSURANCE. 1. The City may bill Mitigation Costs: a. Directly to any Responsible Party; b. To any applicable insurance carrier; and/or c. Through a third-party claims administrator. 2. Responsible Parties shall, upon request, provide complete and accurate insurance information,including policy numbers and carrier contact information. 3. The City is authorized to pursue recovery from any available insurance coverage, including but not limited to automobile,liability, and property insurance. 4. Insurance proceeds shall be credited to the outstanding balance;any remaining amount shall remain the obligation of the Responsible Party. 5. Submission of a claim to insurance shall operate as a waiver of any charges or otherwise limit the City's ability to pursue full cost recovery. 6. To the extent permitted by applicable law, Mitigation Costs may be recovered regardless of fault where insurance coverage applies to the Incident. F. CLAIMS ADMINISTRATION. 1. The City may contract with a third-party claims administrator to assist with: a. Billing and invoicing; b. Insurance claim submission and follow-up; c. Documentation of services rendered; d. Collection of Mitigation Costs; and Page 870 of 890 e. Customer service related to billing inquiries. 2. Any such administrator shall act on behalf of the City and in accordance with this Code of Ordinances, other applicable law, and the terms of any agreement approved by the City. 3. The City may authorize the claims administrator to: a. Submit claims directly to insurance carriers; b. Receive payments from insurers; and c. Coordinate with Responsible Parties regarding billing matters. 4. Compensation to a claims administrator may be structured on a contingency or fee- for-service basis, as approved by the City, and may be paid from recovered proceeds. 5. The use of a claims administrator shall not: a. Relieve any Responsible Party of liability; b. Limit the City's authority to pursue collection by other lawful means; or c. Affect the availability of administrative appeal rights under this section. 6. All records related to Mitigation Cost recovery shall remain the property of the City, subject to applicable public records laws. G. MOTOR VEHICLE INCIDENTS. 1. In the case of motor vehicle Incidents,Mitigation Costs may be billed to: a. Any Responsible Party; and/or b. The insurer of any vehicle involved. 2. It is the intent of the City that recovery for motor vehicle Incidents be directed primarily to insurance coverage when available. 3. Nothing herein shall limit the Cit��'s ability to recover costs from uninsured or underinsured Responsible Parties. H. BILLING; COLLECTION. 1. Payment sha11 be due within the time stated on the invoice. 2. Delinquent accounts may be recovered by any lawful means, including: a. Civil actions; b. Collection agencies; c. Use of a claims administrator; d. Intercept of insurance proceeds; and/or e. Any other method authorized by applicable law. Page 871 of 890 I. SPECIAL ASSESSMENT; LIEN. To the extent permitted by applicable law and where the Incident is connected to real property owned by the Responsible Party, any unpaid Mitigation Costs may be certified to the county treasurer and collected in the same manner as a property tax or assessed as a lien against such real property. J. ADMINISTRATIVE APPEAL. 1. A Responsible Party may appeal the imposition or amount of Mitigation Costs by filing a written appeal with the City Manager or designee within thirty (30) days of billing. 2. The appeal shall include: a. The appellant's name and contact information; b. The invoice number; c. A statement of the grounds for appeal; and d. Any supporting documentation. 3. The City Manager or designee may request additional information or conduct an information hearing. 4. The City Manager or designee shall review the submitted information and issue a written decision affirming, modifying, or waiving the charges. 5. The decision shall constitute final administrative action. K. HARDSHIP WAIVER. 1. The City Manager or designee may reduce or waive Mitigation Costs upon a showing of undue financial hardship or other equitable considerations. 2. In determit�it�g whetheY a hardship e�sts, the City may consider: a. The financial resources of the Responsible Party; b. Whether and to what extent insurance coverage is available; c. The nature and severity of the incident; d. Whether the incident was accidental or beyond the reasonable control of the Responsible Party; and e. Any other factors deemed relevant to fairness and equity. 3. A request for hardship waiver may be submitted as part of an appeal or as a separate written request. L. OTHER REMEDIES. Page 872 of 890 The remedies provided in this section are cumulative and do not limit the City's authority to recover costs under any other provision of law. M. EXHIBIT A—MITIGATION RATE SCHEDULE. The mitigation rate schedule attached as Exhibit A is hereby adopted and incorporated by reference. Said schedule establishes standardized billing levels and itemized rate options for Fire Department services. The rates listed in Exhibit A shall be adjusted by a percentage equal to the annual increase in the Consumer Price Index. The adjusted rates shall be effective July 1, 2027, and each July 1 thereafter, as provided below: 1. INDEX USED. The adjustment shall be based on the percentage change in the Consumer Price Index for All Urban Consumers (CPI-U), U.S. City Average, All Items (1982-84 = 100), as published by the U.S. Bureau of Labor Statistics or its successor entity. 2. CALCULATION METHOD. The percentage change shall be calculated by comparing the most recently published CPI-U index for the April preceding the adjustment date to the CPI-U index for the same month in the immediately�preceding year. 3. ADJUSTMENT APPLICATION. The resulting percentage increase shall be applied to the then-current rates, and the adjusted amounts shall become effective on July 1. 4. DEFLATION In the event the CPI-U reflects a negative percentage change, rates shall be adjusted downward consistent with the percentage decrease. 5. ROUNDING. Adjusted amount sha11 be rounded to the nearest dollar. 6. PUBLICATION DELAY. If the CPI-U for the applicable month is not published at the time of calculation, the most recently available index shall be used,with a true-up applied upon publication,if necessary. Section 2. SEVERABILITY. If any provision of this ordinance is held invalid, such invalidity shall not affect other provisions. Page 873 of 890 Section 3. EFFECTIVE DATE. This ordinance shall take effect upon publication. Passed, approved, and adopted this day of , 2026. Brad M. Cavanagh, Mayor Attest: Adrienne N. Breitfelder, Cit��Clerk Page 874 of 890 EXHIBIT A—FIRE DEPARTMENT MITIGATION RATE SCHEDULE Section 1. PURPOSE AND APPLICATION. This Mitigation Rate Schedule establishes standardized charges for Fire Departrnent services. Rates reflect the average cost of providing emergency and non-emergency response services, including apparatus,personnel, equipment, and administrative overhead. All rates are presumptive billing levels. The City reserves the right to utilize itemized billing based on actual services rendered using rates deemed usual, customary, and reasonable. Section 2. GENERAL COST BASIS. Mitigarion rates are calculated using apparatus amorrizarion (useful life, maintenance, repair, replacement), total labor costs (wages, benefits, retirement, insurance, workers' compensation), equipment and material usage, and administrative and operational overhead. Section 3. MOTOR VEHICLE INCIDENTS. A. Base Response Levels 1. Level 1 — $637.00 Hazard assessment and scene stabilization (standard response). 2. Level 2 — $726.00 Includes Level 1 plus hazardous fluid containment and cleanup. 3. Level 3 (Vehicle Fire) — $886.00 Fire suppression, rescue tools, foam application, and cleanup. B. Additional Services 1. Extrication — $1,915.00 Applies when specialized rescue equipment is deployed to remove trapped occupants. 2. Landing Zone — $584.00 Applies when a helicopter landing zone is established or utilized. C. Itemized Billing Option Incidents may be billed peY appaYatus, personnel, equipment, and materials. Section 4. HAZARDOUS MATERIALS (HAZMA'l�. 1. Level 1 (Basic) — $1,029.00 Initial response,perimeter control, evacuation, and command. 2. Level 2 (Intermediate) — $3,673.00 Includes Level 1 plus hazmat team deployment, protective suits, breathing air, monitoring equipment, and decontamination. 3. Level 3 (Advanced) — $8,673.00 Includes Level 2 plus robot deployment, recover�and identification of material, disposal and clean up, and up to three (3) hours of on-scene rime. Additional on-scene time is billed at �391.00 per hour per hazmat team. Page 875 of 890 Section 5. ILLEGAL FIRES. Rates identical to standard fire response: • Engine: $585.00 per hour • Truck: �732.00 per hour Applicabilit�J: Charges apply when: • Fires are in violation of burn bans or regulations; or • Required permits were not obtained. Liability: Responsible parties shall be liable for the actual cost of response, including labor, equipment, and associated expenses. Section 6. WATER INCIDENTS. 1. Level 1 — �600.00 + $72.00/hour per responder Basic response and investigation. Initial response, perimeter control, evacuation, and command. 2. Level 2 — �1,205.00 + $72.00/hour per responder Includes Level 1 plus minor hazardous material cleanup. 3. Level 3 — �2,984.00 + $72.00/hour per responder and $140.00/hour per HAZMAT team member. Includes Level 2 plus D.A.R.T. activation,specialized rescue teams,decontamination,disposal, and environmental cleanup. 4. Leve14—Itemized Billing (UCR) Section 7. BACKCOUNTRY / SPECIAL RESCUE. Each incident will be billed with custom mitigation rates deemed usual, customary and reasonable. These incidents will be billed and itemized per apparatus peY hour,peY trained Yescue person per houY, plus rescue products used. The minimum charge shall be$600.00 per response vehicle plus $72.00 per hour per rescue person. Section 8. COMMAND / CHIEF RESPONSE. A. �367.00 per hour. Includes incident command, operational oversight, safety management, and administration. Section 9. ADDITIONAL TIME ON-SCENE (ALL INCIDENTS). • Engine: $585.00 per hour • Truck: �794.00 per hour • Command: $367.00 per hour • Miscellaneous Equipment: $440.00 per hour Page 876 of 890 Section 10. BILLING PROVISIONS. A. The mitigation rates contained herein are average billing levels for one hour of service and are typical for the incident responses listed.Actual charges may vary based on the duration of the Incident, the personnel and apparatus(es) deployed, and the materials and equipment used. B. Average mitigation rates shall be determined by itemizing costs for a typical run (from the time a fire apparatus leaves the station until it returns to the station) and be based on the actual costs,using amorrized schedules for apparatus (including useful life, equipment, repairs, and maintenance) and labor rates (the Fire Department's actual personnel expenses and not just a firefighter's base wage). "Actual personnel expense" includes, but is not limited to, base wages; overtime; premium pay�s; employer-paid payroll taxes; pension and deferred compensarion contributions; health, dental, and vision insurance; workers' compensation; life and disability insurance; paid leave accruals and associated backfill costs; training and cerrification expenses; uniform and personal protective equipment costs; and administrative overhead direcdy attributable to personnel. Page 877 of 890