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Lease Agreement by and between the City of Dubuque and Flint Hills Resource Pine Bend, LLCCity of Dubuque City Council Copyrighted September 8, 2026 ITEMS SET FOR PUBLIC HEARING # 2. ITEM TITLE: Lease Agreement by and between the City of Dubuque and Flint Hills Resource Pine Bend, LLC SUMMARY: City Manager recommending City Council adopt the resolution setting the public hearing for September 21, 2026, for a new Lease Agreement with Flint Hills Resource Pine Bend, LLC (Flint Hills) for property at Dove Harbor to commence April 1, 2027, for a term of ten years with an automatic ten-year renewal. RESOLUTION Fixing The Date For A Public Hearing Of The City Council Of The City Of Dubuque, Iowa On A Lease Agreement By And Between The City Of Dubuque, Iowa And Flint Hills Resources Pine Bend, LLC, And Providing For The Publication Of Notice Thereof SUGGUESTED Receive and File; Adopt Resolution(s), Set Public Hearing for DISPOSITION: September 21, 2026 ATTACHMENTS: 1. MVM Memo LEASE AGREEMENT BY AND BETWEEN THE CITY OF DUBUQUE AND FLINT HILLS RESOURCE PINE BEND, LLC 2. Staff Memo —Flint Hills _ 08-27-2026 3. Resolution —Flint Hills Public Notice_08-25-2026 4. Notice of Public Hearing_Flint Hills_08-25-2026 5. Flint Hills DBQ Lease Aug 24 2026_encrypted_ Dubuque THE CITY OF uFA�a9a av DuBE 13 Masterpiece on the Mississippi zoo�•*o rP PP 2017202019 TO: The Honorable Mayor and City Council Members FROM: Michael C. Van Milligen, City Manager SUBJECT: Lease Agreement By And Between The City Of Dubuque And Flint Hills Resource Pine Bend, LLC DATE: September 3, 2026 Senior Counsel Barry Lindahl is recommending City Council adopt the resolution setting the public hearing for September 21, 2026, for a new Lease Agreement with Flint Hills Resource Pine Bend, LLC (Flint Hills) for property at Dove Harbor to commence April 1, 2027, for a term of ten years with an automatic ten-year renewal. The Lease Agreement includes termination provisions which allow Flint Hills to terminate upon not less than 30 months' notice if its refinery in Minnesota, which produces the products which are the subject of the Lease Agreement, is permanently shut down. Initial rent beginning April 1, 2027, is $776,133.95 annually (or $64,677.83 per month) with an annual increase based on the United States Bureau of Labor Statistics Producer Price Index ("PPI") as of December 31 of each year compared to the PPI as of December 31 of the previous year, but not to exceed three percent (3%). In no event, however, shall the rent for any year be less than the rent for the previous year. Flint Hills also pays wharfage on inbound cargo transferred to the Demised Premises by water, rail or motor vehicle. The remaining terms of the Lease Agreement are consistent with the original 2012 Lease Agreement. I concur with the recommendation and respectfully request Mayor and City Council approval. /-� _� LT v Mic ael C. Van Milligen MCVM:sv Attachment cc: Crenna Brumwell, City Attorney Cori Burbach, Assistant City Manager Barry Lindahl, Senior Counsel Jim Bousley, Project Manager THE CITY OF DUB E Masterpiece on the Mississippi BARRY A. LINDAHL, ESQ. SENIOR COUNSEL MEMO To: Michael C. Van Milligen City Manager DATE: September 8, 2026 Dubuque AII•Anerin Ciq 1111-111-1-11 2007-2012.2013 2017*2019 RE: LEASE AGREEMENT BY AND BETWEEN THE CITY OF DUBUQUE AND FLINT HILLS RESOURCES PINE BEND, LLC In 2012, the City of Dubuque entered into a Lease Agreement with Flint Hills Resources Pine Bend, LLC (Flint Hills) for property at Dove Harbor. Please see attached Exhibit B. The Lease Agreement will expire March 31, 2027. The City has negotiated a new Lease Agreement with Flint Hills to commence April 1, 2027 for a term of ten years with an automatic ten-year renewal. The Lease Agreement includes termination provisions which allow Flint Hills to terminate upon not less than 30 months' notice if its refinery in Minnesota, which produces the products which are the subject of the Lease Agreement, is permanently shut down. Initial rent beginning April 1, 2027, is $776,133.95 annually (or $64,677.83 per month) with an annual increase based on the United States Bureau of Labor Statistics Producer Price Index ("PPI") as of December 31 of each year compared to the PPI as of December 31 of the previous year, but not to exceed three percent (3%). In no event, however, shall the rent for any year be less than the rent for the previous year. Flint Hills also pays wharfage on inbound cargo transferred to the Demised Premises by water, rail or motor vehicle. The remaining terms of the Lease Agreement are consistent with the original 2012 Lease Agreement. I recommend the attached Resolution setting the public hearing for the Lease Agreement by and between the City of Dubuque and Flint Hills Resources Pine Bend, LLC be submitted to the City Council for consideration and adoption. BAL:JLM OFFICE OF THE CITY ATTORNEY DUBUQUE, IOWA SUITE 330, HARBOR VIEW PLACE, 300 MAIN STREET DUBUQUE, IA 52001-6944 TELEPHONE (563) 583-4113 / FAx (563) 583-1040 / EMAIL balesq@cityofdubuque.org Attachments cc: Crenna Brumwell, City Attorney Jill Connors, Economic Development Director Jim Bousley, Project Manager OFFICE OF THE CITY ATTORNEY DUBUQUE, IOWA SUITE 330, HARBOR VIEW PLACE, 300 MAIN STREET DUBUQUE, IA 52001-6944 TELEPHONE (563) 583-4113 / FAx (563) 583-1040 / EMAIL tsteckle@cityofdubuque.org EXHIBIT B 0 H/ ` I = �Corps�Restricte+ M Lease Area Easement Corps Restricted �B E 0 tao .oa aoo coo two """ ,•"_ '"' OFFICE OF THE CITY ATTORNEY DUBUQUE, IOWA SUITE 330, HARBOR VIEW PLACE, 300 MAIN STREET DUBUQUE, IA 52001-6944 TELEPHONE (563) 583-4113 / FAx (563) 583-1040 / EMAIL tsteckle@cityofdubuque.org Prepared by Barry A. Lindahl Esq. 300 Main St., Ste. 330 Dubuque IA 52001-6944 (563) 583-4113 Return to Adrienne N. Breitfelder, City Clerk, 50 W. 1311 St., Dubuque, IA 52001, (563) 589-4100 RESOLUTION NO. 330-26 FIXING THE DATE FOR A PUBLIC HEARING OF THE CITY COUNCIL OF THE CITY OF DUBUQUE, IOWA ON A LEASE AGREEMENT BY AND BETWEEN THE CITY OF DUBUQUE, IOWA AND FLINT HILLS RESOURCES PINE BEND, LLC, AND PROVIDING FOR THE PUBLICATION OF NOTICE THEREOF WHEREAS, the City of Dubuque, Iowa (City) has tentatively entered into a Lease Agreement with Flint Hills Resources Pine Bend, LLC (Flint Hills), subject to City Council approval under which Flint Hills leases certain real property legally described as follows: A part of unplatted slough and Government Lot 3, Section 19, Township 89 North, Range 3 East, 5th Principle Meridian in the City of Dubuque, Dubuque County, Iowa and WHEREAS, the City Council finds that it is in the best interest of the City of Dubuque to approve the Lease Agreement, subject to the required public hearing. NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF DUBUQUE, IOWA THAT: SECTION 1. The City Clerk is hereby authorized and directed to cause a notice to be published as prescribed by the Iowa Code of a public hearing on the City's intent to approve the Lease Agreement by and between City of Dubuque and Flint Hills Resources Pine Bend, LLC, to be held on the 21St day of September, 2026, at 6:30 p.m. for the purpose of receiving public input and comment regarding the proposed Lease Agreement by and between the City of Dubuque, Iowa and Flint Hills Resources Pine Bend, LLC. Section 2. The City Council will meet at said time and place for the purpose of taking action on the matter of approving the Lease Agreement by and between the City of Dubuque, Iowa and Flint Hills Resources Pine Bend, LLC. Section 3. The City Clerk is hereby directed to cause at least one publication to be made of a notice of said meeting, in a newspaper, printed wholly in the English language, published at least once weekly, and having general circulation in said City, said publication to be not less than four days nor more than twenty days before the date of said meeting on the issuance of said Obligations. Section 4. That the notice of the meeting shall be in substantially the form attached hereto. Passed, approved and adopted this 8t" day of September, 2026. igh, Mayor Attest: Adrienne N. Breitfelder,yCity Clerk CITY OF DUBUQUE, IOWA OFFICIAL NOTICE PUBLIC NOTICE is hereby given that the Dubuque City Council will conduct a public hearing on the 21 st day of September, 2026, at 6:30 p.m., in the Historic Federal Building, 350 W. 61" Street, 2nd floor, Dubuque, Iowa, at which meeting the City Council proposes to adopt a resolution approving the Lease Agreement by and between the City of Dubuque, Iowa and Flint Hills Resources Pine Bend, LLC . At the meeting, the City Council will receive oral and written comments from any resident or property owner of said City to the above action. The official City Council agenda will be posted the Friday before the meeting and will contain public input options. The agenda can be accessed at https://dubugueia.portal.civicclerk.com/ or by contacting the City Clerk's Office at 563-589-4100, ctyclerk@cityofdubuque.org. Written comments on the public hearing may be submitted to the City Clerk's Office by email at ctyclerk@cityofdubuque.org or by mail to City Hall, 50 W. 13t" St., Dubuque, IA 52001, before the scheduled hearing. The City Council will review all written comments at the time of the hearing. Documents related to the public hearing are on file in the City Clerk's Office and may be viewed Monday through Friday between 8.00 a.m. and 5:00 p.m. Individuals requiring special assistance should contact the City Clerk's Office as soon as feasible. Deaf or hard -of -hearing individuals can use Relay Iowa by dialing 711 or (800) 735-2942. Published by order of the City Council given on the 8t" day of September, 2026. Adrienne N. Breitfelder, CIVIC, City Clerk LEASE AGREEMENT BETWEEN THE CITY OF DUBUQUE, IOWA, AND FLINT HILLS RESOURCES PINE BEND, LLC This Lease Agreement (the "Lease") is entered into effective this day of , 2026 (the "Effective Date"), between the City of Dubuque, Iowa, an Iowa municipal corporation ("Lessor"), and Flint Hills Resources Pine Bend, LLC, a Delaware limited liability company ("Lessee"). SECTION 1. DEMISE AND TERM. 1.1. In consideration of the rents hereinafter reserved and the terms, covenants, conditions and agreements set forth in this Lease, Lessor hereby leases to Lessee the real property described in Exhibit A attached to and made a part of this Lease (20.09 acres), and as shown on Exhibit B, attached hereto, together with any and all easements and appurtenances thereto and subject to any easements and restrictions of record (the "Demised Premises"). 1.2. This Lease shall commence as of April 1, 2027, and shall end at midnight on March 31, 2037 (the "Initial Term"), subject to all of the terms, covenants, conditions and agreements contained herein. At the end of the Initial Term, unless either party has provided written notice at least eighteen (18) months prior to the end of the Initial Term (for clarity, not later than September 30, 2035) that it does not wish to extend the term, which may be for any reason, with or without cause, this Lease will automatically renew without further action by either party for an additional term of ten (10) years (the "Renewal Term"). The Initial Term and any Renewal Term shall be known as the "Term" of this Lease. That notwithstanding, Lessee shall have the right to terminate this Agreement without liability upon not less than thirty (30) months written notice to Lessor if for any reason the refinery in Minnesota (Flint Hills Resources Pine Bend) which produces the Products (as defined below) is permanently shut down. 1.3. Notwithstanding the foregoing, in the event Lessor elects to construct a river water current turbine on or adjacent to the Demised Premises, Lessee agrees to grant such easement as Lessor determines necessary for the construction and operation of such turbine and associated equipment and transmission lines, which easement shall be located to the greatest extent possible so as not to interfere with Lessee's operations. In no event shall Lessor's easement or Lessor's construction interfere with Lessee's compliance with applicable law. 1.4. Upon commencement of the Initial Term of this Lease, all prior leases between Lessor and Lessee for the Demised Premises or any part thereof shall terminate. 1.5. Lessor hereby grants Lessee a nonexclusive easement for ingress and egress to the Demised Premises over and across the Private Road shown on Exhibit B, attached Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-021velm10mf9amh74frFMieeRSzlno hereto. Except as provided in Section 6, Lessor shall have no obligation for any maintenance for the easement area. 1.6. Use of Premises. Lessee acknowledges that the Demised Premises are currently zoned HI Heavy Industrial. Notwithstanding such zoning, Lessee agrees that the Demises Premises shall not be used for any of the following uses: Slaughterhouses or stockyards; Manufacture or processing of the following materials: ammonia or chlorine; Manufacture of acid, lime or lime products, and detergent; Sanitary landfills; Sewage treatment plants; Crematoriums; reduction plants; foundries, forges or smelters; and Junk yards, salvage yards. 1.7. Lessee further agrees that the Demised Premises shall be used only for the following purposes and no others without the prior written consent of Lessor: Storage, manufacturing and distribution of petroleum products (including asphalt) and renewable fuel -related products, subject to Section 9.1. The petroleum products (including asphalt) and renewable fuel -related products stored, manufactured, and distributed on and from the Demised Premises shall be known as the "Products." SECTION 2. RENT, TAXES, AND OTHER PAYMENTS 2.1. Rent. (1) Lessee shall pay Lessor, in addition to taxes, fees (including but not limited to storm water fees), rates, charges, levies, assessments, and all other charges required to be paid under this Lease by Lessee, rent in twelve equal monthly payments commencing on the 1st day of April 2027, and on the first day of each month thereafter. The parties recognize that annual rent for the first year of the Initial Term will be derived from the formula in Section 2.1.(2), below, based on the rent charged to Lessee in the year April 1, 2026 — March 31, 2027, pursuant to that Lease Agreement between the City of Dubuque, Iowa, and Flint Hills Resources Pine Bend, LLC, dated March 5, 2012, which is an amount of $64,677.83. (2) Rent for each successive year of the Lease Term shall be increased effective April 1 by the increase in the United States Bureau of Labor Statistics Producer Price Index ("PPI") as of December 31 of each year compared to the PPI as of December 31 of the previous year, but not to exceed three percent (3%). In no event, however, shall the rent for any year be less than the rent for the previous year. 2.2. Taxes. Lessee shall pay all property taxes on the Demised Premises, including Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-021velm10mf9amh74frFMieeRSzlno the land and any improvements thereon, due and payable during the Term of the Lease. Lessor shall invoice Lessee for all such taxes. 2.3. Wharfage. (1) Lessee shall pay Lessor $0.33 per ton for the first 80,000 tons commencing on the 1 st day of April 2027, of inbound cargo transferred to the Demised Premises by water, rail or motor vehicle for every ton received at the Demised Premises, and $2.00 per ton for all such cargo in excess of 80,000 tons. Wharfage for each successive year of the Lease Term shall be increased effective April 1 by the increase in the United States Bureau of Labor Statistics Producer Price Index ("PPI") as of December 31 of each year compared to the PPI as of December 31 of the previous year, but not to exceed three percent (3%). In no event, however, shall the wharfage for any year be less than the wharfage for the previous year. (2) Tonnage reports shall be provided to Lessor by January 15 of each year for the preceding calendar year with the payment for each year due by no later than February 1 immediately following the end of each such year. 2.4. Sale of Products to Lessor. Lessee agrees to offer to sell to Lessor on April 1 of each year its seasonal asphalt requirements and all other products sold by Lessee from the Demised Premises at the lowest contracted retail price out of the Demised Premises into the Iowa market to date for the current year. The offer will be for a defined set of product(s) and volume(s) at a determined price as mutually agreed to by both parties. SECTION 3. TITLE TO IMPROVEMENTS AND TRADE FIXTURES 3.1. Trade Fixtures. For the purposes of this Lease, "Trade Fixtures" shall mean the personal property located on the Demised Premises used in Lessee's business and all structures above ground, including but not limited to tanks, loading racks, piping, pumps, boilers, electrical housing, dock loading arm and associated pumps and piping, and fixtures on the dock load cell and excepting those Improvements (as defined below) to the Demised Premises. Title to Lessee's Trade Fixtures is and shall be the sole and exclusive property of Lessee during the Term of this Lease and shall remain the sole and exclusive property of Lessee after the expiration or termination of this Lease, for whatever reason. Lessor acknowledges and understands that it shall have no right, title or interest in or to Lessee's Trade Fixtures either during the Term of this Lease or thereafter. Lessor acknowledges and agrees that Lessee shall have the right to encumber, sell, or hypothecate Lessee's Trade Fixtures, to remove them from the Demised Premises, or to otherwise deal with all or any portion of such Lessee's Trade Fixtures, at Lessee's sole discretion. Upon ten (10) days' prior written notice to Lessor, Lessor shall execute and deliver to Lessee a certificate in recordable form prepared by Lessee stating that Lessor has no interest or right in or to Lessee's Trade Fixtures, as well as any other or further document which Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-021velm10mf9amh74frFMieeRSzlno Lessee may reasonably request from Lessor. Lessee shall remove its Trade Fixtures after the expiration of this Lease Agreement in accordance with the terms of this Agreement. 3.2. Improvements. For the purposes of this Lease, "Improvements" shall mean the property affixed to the realty of the Demised Premises which are not otherwise considered Trade Fixtures and, as of the commencement date of this Lease, include the following: office and maintenance buildings, dock, dolphins, dock walkway, dock shack, and fence. Upon any termination of this Lease by reason of any cause whatsoever, all Improvements shall remain in the ownership of Lessor and shall be returned by Lessee to Lessor in good order, condition and repair, reasonable wear and tear excepted. At the time of construction of any new material Improvements on the Demised Premises, Lessee shall consider the following, but final plans for new material Improvements will be mutually agreed upon by the Lessor and Lessee: LEED certification; Alternative energy sources such as solar, or wind -powered; or Any other sustainable design elements with the prior written approval of Lessor. 3.3. Landscaping. (1) Material landscaping or aesthetic improvements will be made by the Lessee as mutually agreed upon by the Lessor and Lessee. Lessee shall maintain all landscaping or aesthetic improvements to the reasonable satisfaction of Lessor. (2) No other fence shall be installed on the Demised Premises without the approval of Lessor. 3.4. Railroad Extensions. (1) For any railroad tracks existing as of the commencement of this Lease and in the event Lessee installs any track to serve the Demised Premises, Lessee shall construct or maintain such track as will permit Lessor or any other Lessee of Lessor, to connect thereto for the purpose of serving proposed tenants occupying land in the vicinity of the Demised Premises and the parties hereto acknowledge and agree that this Section 3.5 is part of the consideration for this Lease, and Lessee agrees to cooperate with said parties to make such connections to the track of Lessee. In the event that Lessor should lease additional property to tenant or tenants requiring connection to a track serving Lessee's property, Lessee shall be entitled to charge such tenant making connection to such track a proportionate cost for the track maintenance, based upon the usage by the tenant of Lessee's track calculated on a per railroad car basis. Such costs shall be limited to that part of Lessee's track used by such other tenant or tenants. (2) Lessor shall maintain, or cause any of its tenants to maintain, railroad tracks Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-O21velm10mf9amh74frFMieeRSzlno located on Lessor -owned property other than the Demised Premises that serve Lessee's property. SECTION 4. ENCUMBRANCE OF LESSEE'S LEASEHOLD INTEREST 4.1. Lessee's Right to Encumber Leasehold Interest. Lessee may encumber by mortgage, deed of trust or other proper instrument, its leasehold interest and estate in the Demised Premises, together with all Improvements on the Demised Premises, as security for any indebtedness of Lessee, provided that no such encumbrance shall extend beyond the Term of this Lease. Lessee shall provide prompt written notice to Lessor of any such encumbrance together with a copy of such encumbrance. In the event of any judicial or nonjudicial foreclosure under any mortgage, deed of trust or other similar instrument made by Lessee covering its leasehold interest in the Demised Premises, Lessor shall, upon such foreclosure or sale, recognize the purchaser thereunder as lessee under this Lease, provided such purchaser expressly agrees in writing to be bound by the terms of this Lease. 4.2. Notice to Holder of Encumbrance; Right of Holder to Cure Lessee's Default. If Lessee shall encumber its leasehold interest and estate in the Demised Premises and if Lessee, or the holder of the indebtedness, its successors and/or assigns (the "Holder") secured by the encumbrance shall give notice to Lessor within 30 days thereafter of the existence of the encumbrance and the address of the Holder, then Lessor shall mail or deliver to the Holder, at such address, a duplicate copy of all notices in writing which Lessor may, from time to time, give or serve on Lessee under and pursuant to the terms and provisions of this Lease. The copies shall be mailed or delivered to the Holder at, or nearly as possible to, the same time the notices are given to or served on Lessee. The Holder may, at its option, at any time before the rights of Lessee shall be terminated as provided in this Lease, pay any of the rents due under this Lease or pay any taxes and assessments, or do any other act or thing required of Lessee by the terms of this Lease, or do any act or thing that may be necessary and proper to be done in the observance of the covenants and conditions of this Lease or to prevent the termination of this Lease; provided, however, that the doing of any act or thing requiring possession of the Demised Premises shall be subject to the further rights of Holder as set forth in 16.2. All payments so made and all things so done and performed by the Holder shall be effective to prevent a foreclosure of the rights of Lessee thereunder as the same would have been if done and performed by Lessee. SECTION 5. TAXES. 5.1. Lessee agrees to pay as additional rent an amount equal to real estate taxes upon the real estate of the Demised Premises that become payable during the Term hereof and which would become delinquent if not so paid during the Term hereof and including taxes accrued during the Term but not due and payable until after the Term. Lessor shall invoice Lessee for the real estate taxes. This section shall survive the termination of this Agreement. Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-021velm10mf9amh74frFMieeRSzlno 5.2. During the Term of this Lease, Lessee further agrees to pay all other taxes, fees (including but not limited to storm water fees), rates, charges, levies and assessments, general and special, of every name, nature and kind, whether now known to the law or hereafter created which may be taxed, charged, assessed, levied or imposed upon said real estate and which become payable during the Term hereof and which would become delinquent if not so paid during the Term hereof, any buildings or improvements thereon which may be taxed, charged, assessed, levied or imposed upon the leasehold estate hereby created and upon the reversionary estate in said real estate during the Term hereof and which become payable during the Term hereof and which would become delinquent if not so paid during the Term hereof, and all such other taxes, fees, rates, charges, levies and assessments shall be paid by Lessee as they become due and before they become delinquent during the Term hereof. 5.3. Lessee agrees to timely pay all taxes, fees, assessments or other public charges levied or assessed by lawful authority (but reasonably preserving Lessee's rights of appeal) against its personal property and Trade Fixtures on the premises, during the Term of this Lease. 5.4. Nothing herein shall require Lessee to pay any of Lessor's income taxes, surtaxes, excess profit taxes or any taxes on the rents reserved to Lessor hereunder. 5.5. Lessee shall at all times have the right to contest in good faith, in any proper proceedings, in the name of Lessor if necessary, the payment or satisfaction of any such taxes, fees, assessments, rates, charges or levies so agreed to be paid by Lessee, if the validity thereof, or the right to assess or levy the same against or collect the same from said Demised Premises or Improvements, shall be disputed. Upon the conclusion of any such suit or proceedings, or not less than three (3) months prior to the date when the right to redeem therefrom expires, whichever will be the earlier, Lessee shall promptly pay and satisfy such disputed tax, fee, assessment or other charge as finally determined, together with all expenses, costs and attorneys' fees whatsoever incurred in connection therewith. SECTION 6. REPAIRS. 6.1. Lessee shall at all times during the Term of this Lease, at Lessee's own costs and expense, keep the Demised Premises and the Improvements thereon, and all sidewalks, curbs, and all appurtenances to the Demised Premises, in good order, condition and repair, casualties and ordinary wear and tear excepted and to a condition satisfactory to Lessor. Lessee shall keep the Demised Premises in such condition as may be required by law and by the terms of the insurance policies furnished pursuant to this Lease, whether or not such repair shall be interior or exterior, and whether or not such repair shall be of a structural nature. Upon reasonable notice to Lessee, Lessor may, at its discretion and at its cost, conduct an annual inspection of the Demised Premises to determine Lessee's compliance with this Section 6. 6.2. Lessor shall have the right to require Lessee upon written notice to repair or remove any structure on the Demised Premises which Lessor determines does not Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-021velm10mf9amh74frFMieeRSzlno comply with the requirements of this Section, and Lessee shall repair or remove, as the notice may require, any such structure within one -hundred twenty (120) days after receipt of such notice. 6.3 Lessor shall have no obligation to Lessee for any maintenance expense of any kind on the Demised Premises, including but not limited to private roads or railroad tracks. 6.4 Lessee agrees to perform all maintenance dredging necessary to serve the Demised Premises. All dredging costs shall be the sole responsibility of Lessee. Any maintenance dredging performed to serve the Demised Premises shall be in compliance with all local, state and federal regulations, and applicable permits. (1) Lessor shall be responsible for obtaining and maintaining a current Army Corps of Engineers Maintenance Dredging Permit (the "Permit") and shall promptly provide a copy of the Permit to Lessee. Lessee shall be authorized to perform maintenance dredging necessary to serve the Demised Premises under the applicable Permit. Any maintenance dredging performed to serve the Demised Premises shall not exceed the area limits, lines and grades as shown on attached Exhibit C or as authorized in the Permit. (2) Lessee shall be responsible for all of the foregoing associated maintenance dredging costs according to the requirements of the applicable Permit. (3) If Lessor incurs costs to remove and dispose of Lessee's dredge material from the temporary disposal site, Lessee shall be fully responsible for and shall reimburse Lessor for all costs incurred by Lessor. 69xK9Eel ►�lIXr7_1WKe1ml;A/_Vma 7.1 Lessee is responsible for compliance with all applicable laws, statutes, rules, regulations, and ordinances which may apply to the performance of Lessee's obligations under this Lease, including but not limited to the laws outlined in Exhibit D and hereby represents and warrants that Lessee is in compliance with the same as of the Commencement Date and further represents that during the Term Lessee will remain in compliance. Lessee shall require all contractors and subcontractors providing services under this Lease shall also certify compliance with this Section. Lessee further represents and warrants that Lessee has obtained all necessary business permits and licenses that may be required to carry out the obligations pursuant to this Lease, including any permits and licenses that might be required and Lessee agrees to maintain, at Lessee sole expense, such required permits and licenses for the duration of the term(s) of this Lease. 7.2. Lessee shall not commit waste on the Demised Premises except as necessary for its business purposes including the removal or construction of any buildings and Improvements on the Demised Premises, and shall be liable for any damages to or destruction of any buildings or Improvements on the Demised Premises resulting from waste and shall be required to repair or rebuild such buildings or Improvements. Lessee Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-021velm10mf9amh74frFMieeRSzlno shall not remove any Improvements on the Demised Premises except as allowed pursuant to this Lease. All trash, garbage and refuse of any kind shall be promptly removed from the Demised Premises by Lessee. SECTION 8. ALTERATIONS. Lessee shall not, without Lessor's prior written consent, which consent shall not be unreasonably withheld, make any alteration, addition, or modification to any Improvement on the Demised Premises that exceeds One Hundred Thousand Dollars ($100,000.00) in cost. Any alteration, addition, or modification of less than One Hundred Thousand Dollars ($100,000.00) shall not require Lessor's consent. SECTION 9. USE OF DEMISED PREMISES. 9.1. Lessee shall not knowingly use, occupy, or allow the use or occupation of the Demised Premises or any buildings or Improvements thereon or any appurtenances thereto for any unlawful purpose or in violation of any certificate of occupancy. Lessee shall not suffer any act to be done or any condition to exist within the Demised Premises or in any Improvement thereon, or permit any article to be brought therein, which is dangerous, unless safeguarded as required by law, or which, in law, constitute a nuisance, public or private, or which may make void or voidable any insurance in force with respect thereto. 9.2. Any vessels or barges docked along the Demised Premises for purposes other than active loading/unloading shall be no more than 2 vessels or barges in width away from the dock, shall at all times be maintained in a good state of repair, and shall not be used for the storage of junk or salvage material. In no event, however, shall any vessels or barges interfere with the use of any waterway by other users, nor shall the number of vessels or barges actively loading or unloading exceed 4. 9.3. Lessee hereby grants access to Lessor to the levee and floodwall at all times for Lessor's operations and maintenance of the levee and floodwall. Lessee acknowledges that there is a U.S. Army Corps of Engineers Clear Zone of 20' from the levee and floodwall that must be free from all storage or construction, and Lessee agrees to comply with such free zone requirement at all times. That notwithstanding, but only to the extent it complies with the rules of the U.S. Army Corps of Engineers, Lessee shall be allowed to maintain the use and placement of the following existing structures: fence, dock pipeline for unloading operations, dock walkway, and dock shack. SECTION 10. INSURANCE. 10.1. Lessee shall maintain during the Term of this Lease insurance as set forth in the City's standard Insurance Schedule for Lessees of City Property, as such uniform, standardized schedule may from time to time be amended. The current Insurance Schedule is attached to this Lease Agreement as Insurance Schedule A. Lessor shall provide written notice of any amendment to the Insurance Schedule not less than sixty days prior to the effective date of such amendment. Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-021velm10mf9amh74frFMieeRSzlno 10.2. Upon completion of construction of Improvements, Lessee shall maintain, or cause to be maintained, at its cost and expense (and from time to time at the request of City shall furnish proof of), insurance as follows: Property insurance against loss and/or damage to Improvements under an insurance policy written on the Special Perils Form in an amount not less than the full insurable replacement value of Improvements, but any such policy may have a deductible amount of not more than $50,000.00. No policy of insurance shall be so written that the proceeds thereof will produce less than the minimum coverage required by the preceding sentence, by reason of co-insurance provisions or otherwise, without the prior consent thereto in writing by City. The term "replacement value" shall mean the actual replacement cost of Improvements (excluding foundation and excavation costs and costs of underground flues, pipes, drains and other uninsurable items) and equipment, and shall be determined from time to time at the request of City, but not more frequently than once every three years, and paid for by Lessee. 10.3. All insurance required by this Section shall be taken out and maintained in responsible insurance companies selected by Lessee which are authorized under the laws of the State of Iowa to assume the risks covered thereby or Lessee may at its election self -insure itself pursuant to the aforementioned Insurance Schedule. Lessee shall deposit annually by not later than July 1 of each year with City a certificate or certificates or binders of the respective insurers stating that such insurance is in force and effect. Lessee shall furnish City evidence satisfactory to City that the policy has been renewed or replaced by another policy conforming to the provisions of this or that there is no necessity therefore under the terms hereof. In lieu of separate policies, Lessee may maintain a single policy, or blanket or umbrella policies, or a combination thereof, which provide the total coverage required herein, in which event Lessee shall deposit with City a certificate or certificates of the respective insurers as to the amount of coverage in force upon Improvements, provided, however, the specific limit shall not be impaired. 10.4. Lessee agrees to notify City immediately in the case of damage exceeding $100,000.00 in amount to, or destruction of Improvements or any portion thereof resulting from fire or other casualty. 10.5. Lessee shall complete the repair, reconstruction and restoration of any docks or dolphins, whether or not the net proceeds of insurance received by Lessee for such purposes are sufficient. SECTION 11. LESSOR'S WARRANTIES AND REPRESENTATIONS 11.1. Lessor's Representation of Good Title. Lessor covenants and warrants that Lessor is lawfully seized in possession of the Demised Premises, and that it has full right and authority to enter into this Lease for the full Term hereof, and covenants and agrees that upon Lessee paying the rent provided for herein, and upon Lessee's performing the Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-021velm10mf9amh74frFMieeRSzlno covenants and agreements of this Lease required to be performed by said Lessee, that it will have, hold and enjoy quiet possession of the Demised Premises. Lessor warrants to Lessee that the Demised Premises are properly zoned for the conduct of the operation of Lessee's business. 11.2. Lessor makes no representations or warranties as to the condition, including environmental condition, of the Demised Premises and Lessee accepts the Demised Premises as is. SECTION 12. LESSEE'S WARRANTIES AND REPRESENTATION. 12.1. Lessee Compliance with Law. Lessee shall comply with all applicable local, state and federal laws, rules, regulations and permits with regard to the Demised Premises and its use, occupancy and control of the Demised Premises. 12.2. Environmental Matters. (1) Lessee covenants and agrees that Lessor shall have no responsibility for or liability arising from any release of a Hazardous Substance which is caused by or results from Lessee's use, occupancy or control of the Demised Premises, except for Lessor Hazardous Substances (any Hazardous Substance which leaches or migrates upon the Demised Premises from any property owned by Lessor). Notwithstanding any other provision of this Lease, Lessee shall not have any responsibility for any Hazardous Substance which leaches or migrates upon the Demised Premises from any adjacent property or any release of a Hazardous Substances which is caused by Lessor or which pre-exists the date of this Lease, except as follows: (a) Lessee shall be responsible for known pre-existing releases for which Lessee fails to take due care and adequate precaution and/or for which Lessee's actions or inactions cause a worsening of the release, and (b) Lessee shall provide full cooperation, assistance, and access to Lessor or other parties investigating and/or responding to a threatened or actual release. (2) Lessee covenants and agrees to promptly notify Lessor of any release of Hazardous Substance for which Lessee is responsible under this Section 12.2(1) that exceeds permitted levels as defined by any local, state or federal laws applicable to Lessee's use of the Demised Premises originating after the effective date of this Lease ("Release") in, on or about the Demised Premises of which Lessee suspects or has actual knowledge. (3) Lessee covenants and agrees to promptly take any and all necessary and appropriate response to fully address any Release. Such response shall include, without limitation, notification to appropriate governmental authorities, as may be required by applicable law. Lessee shall respond to such Release to the full extent required by applicable law; however, in no event shall Lessee allow limitations or restrictions to be placed on the Demised Premises without the written consent of the Lessor. Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-021velm10mf9amh74frFMieeRSzlno (4) Except as necessary to conduct its operations and use the Demised Premises as detailed in Section 1.6 and 1.7, Lessee covenants and agrees not to manufacture, treat or dispose of Hazardous Substances at the Demised Premises or allow the manufacture, treatment, or disposal of Hazardous Substances on the Demised Premises. Lessee shall use and store on the Demised Premises only those Hazardous Substances as are associated with its regular business activities, and then only as allowed by applicable law. (5) For the purposes of this Lease, "Hazardous Substance" or "Hazardous Substances" means any hazardous or toxic substance, material or waste which is or becomes regulated as such by any local government, the State of Iowa or the United States Government. It includes, without limitation, any material or substance that is (i) defined as a "hazardous substance" or "hazardous waste" under Chapter 455B, Iowa Code, (ii) petroleum and petroleum products, (iii) asbestos containing materials in any form or condition, (iv) designated as a "hazardous substance" pursuant to 311 of the Federal Water Pollution Control Act (33 U.S.C. § 1321), (v) defined as a "hazardous waste" pursuant to § 1004 of the Federal Resource Conservation and Recovery Act, 42 U.S.C. §6901 et seq., (vi) defined as a "hazardous substance" pursuant to § 101 of the Comprehensive Environmental Response, Compensation and Liability Act, 42 U.S.0 § 9601 et seq., or (vii) defined as a "regulated substance" pursuant to Subchapter IX, Solid Waste Disposal Act (Regulation of Underground Storage Tanks), 42 U.S.C. § 6991 et seq.] The term "Hazardous Substance" shall not include any air emissions discharged into the atmosphere as allowed by a duly issued permit from the applicable governmental agency. SECTION 13. INDEMNIFICATION. 13.1. Indemnification of Lessee. To the extent allowed by law, Lessor will defend, indemnify and save harmless Lessee from and against all liabilities, obligations, claims, damages, penalties, causes of action, costs and expenses (including, without limitation, reasonable attorneys' fees and expenses) imposed upon or incurred by or asserted against Lessee by reason of (a) any accident, injury to or death of persons or loss of or damage to property occurring on or about the Demised Premises and resulting from any act or omission of Lessor, (b) any failure on the part of Lessor to perform or comply with any of the terms of this Lease and (c) any breach on the part of Lessor of any warranty or representation contained in Section 11. In case any action, suit or proceeding is brought against Lessee by reason of such occurrence, Lessor will, at Lessor expense and discretion, either defend such action, suit or proceeding, or cause the same to be defended by counsel approved by Lessee, which approval will not be unreasonably withheld. 13.2. Indemnification of Lessor. Lessee will defend, indemnify and save harmless Lessor from and against all liabilities, obligations, claims, damages, penalties, causes of action, costs and expenses (including, without limitation, reasonable attorneys' fees and Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-021velm10mf9amh74frFMieeRSzlno expenses) imposed upon or incurred by or asserted against Lessor by reason of (a) any accident, injury to or death of persons or loss of or damage to property occurring on or about the Demised Premises during the Term of this Lease and resulting from any negligence of Lessee or anyone claiming by, through or under Lessee during the Term of the Lease and (b) any failure on the part of Lessee to perform or comply in any material respect with any of the material terms of this Lease, and (c) any material breach on the part of Lessee of any warranty or representation contained in Section 12. In case any action, suit or proceeding is brought against Lessor by reason of such occurrence, Lessee will, at Lessee's expense and discretion, either defend such action, suit or proceeding, or cause the same to be defended by counsel approved by Lessor, which approval will not be unreasonably withheld. 13.3. Survival. The obligations and liabilities under this Section shall survive and continue in full force and effect and shall not be terminated, discharged or released, in whole or in part, irrespective of the termination or expiration of the Term of this Lease. SECTION 14. CONDEMNATION. 14.1. Entire Condemnation. If at any time during the Term of this Lease all or substantially all of the Demised Premises or the Improvements thereon shall be taken in the exercise of the power of eminent domain by any sovereign, municipality or other public or private authority, then this Lease shall terminate on the date of vesting of title in such taking and any prepaid rent shall be apportioned as of said date. Substantially all of the Demised Premises and the Improvements thereon shall be deemed to have been taken if the remaining portion of the Demised Premises shall not be of sufficient size to permit Lessee, in Lessee's sole discretion, to operate its business thereon in a manner similar to that prior to such taking. 14.2. Allocation of Award. Any award for such taking of all or substantially all of the Demised Premises shall be paid to the parties hereto in accordance with the following: (1) To Lessor, the amount of the award attributable to the Demised Premises, determined as if this Lease was not in effect at the time of such award, excluding therefrom the amount of the award attributable to new Improvements constructed by Lessee but not Improvements existing at the commencement of the Term of this Lease except to the extent Lessee had constructed those Improvements during a prior leasehold, and all other sums not directly attributable to the value of the Land constituting the Demised Premises; (2) To Lessee, the entire award except that portion allocated to Lessor above. 14.3. Partial Condemnation. (1) If less than all or substantially all of the Demised Premises or the Improvements thereon shall be taken in the exercise of the power of eminent domain by any sovereign, municipality or other public or private authority, then Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-021velm10mf9amh74frFMieeRSzlno Lessee, at its option, may elect to continue this Lease in full force and effect or terminate this Lease. If Lessee shall elect to maintain this Lease in full force and effect, the award for such partial condemnation shall be allocated as provided in 14.2, and Lessee shall proceed with reasonable diligence to carry out any necessary repair and restoration so that the remaining Improvements and appurtenances shall constitute a complete structural unit or units which can be operated on an economically feasible basis under the provisions of this Lease. In the event Lessee elects to continue this Lease in full force and effect after a partial condemnation, the Rent shall be reduced in proportion to the value of the area of the Demised Premises taken. (2) Should Lessee elect to terminate this Lease upon a partial condemnation, Lessee shall provide Lessor with written notice of such election within thirty (30) days after the date of vesting of title for such taking. Lessee shall specify in such written notice the date on which this Lease shall terminate, which date shall be not less than 60 days nor more than 360 days after delivery of such notice to Lessor. In the event Lessee terminates this Lease, as provided for in this 13.3, Lessee shall be entitled to the entire award for such partial taking. 14.4 Temporary Taking. If the temporary use of the whole or any part of the Demised Premises or the Improvements thereon or the appurtenances thereto shall be taken at any time during the Term of this Lease in the exercise of the power of eminent domain by any sovereign, municipality, or other authority, the Term of this Lease shall not be reduced or affected in any way, and Lessee shall continue to pay in full the rent, additional rent and other sum or sums of money and charges herein reserved and provided to be paid by Lessee, and the entire award for such temporary taking shall be paid to Lessee. Lessee shall repair and restore any and all damage to the Demised Premises and the Improvements as soon as reasonably practicable after such temporary taking. SECTION 15. ASSIGNMENT AND SUBLETTING. This Lease may not be assigned by Lessee without the prior written consent of Lessor, which consent shall not be unreasonably withheld, provided said third party assignee agrees to comply with the terms and conditions of this Lease. Lessee may sublet parts of the Demised Premises without the prior consent of Lessor provided Lessee's subtenants agree to comply with the applicable terms and conditions of this Lease, and provided further that Lessee shall remain responsible to Lessor for the terms and conditions of this Lease. SECTION 16. DEFAULT. 16.1. Lessor's Rights in the Event of Lessee's Default. If Lessee shall fail or neglect to observe, keep or perform any of the covenants, terms or conditions contained in this Lease on its part to be observed, kept or performed, and the default shall continue for a period of thirty (30) days after written notice from Lessor setting forth the nature of Lessee's default (it being intended that in connection with a default not susceptible of being cured with diligence within thirty (30) days, the time within which Lessee has to cure the same shall be extended for such period as may be necessary to complete the same Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-021velm10mf9amh74frFMieeRSzlno with all due diligence, but in no event longer than ninety (90) days), then and in any such event, Lessor shall have the right at its option, on written notice to Lessee, to terminate this Lease. Lessor shall thereafter have the right to enter and take possession of the Demised Premises with process of law and to remove all personal property from the Demised Premises and all persons occupying the Demised Premises and to use all necessary force therefor and in all respects to take the actual, full and exclusive possession of the Demised Premises and every part of the Demised Premises as of Lessor's original estate, without incurring any liability to Lessee or to any persons occupying or using the Demised Premises for any damage caused or sustained by reason of such entry on the Demised Premises or the removal of persons or property from the Demised Premises. 16.2. Rights of Holder of Encumbrance in Event Lessee Defaults. If Lessee fails or neglects to observe, keep or perform any of the covenants, terms or conditions contained in this Lease on its part to be observed, kept or performed, the Holder of any indebtedness secured by an encumbrance on the leasehold estate under this Lease shall have thirty (30) days after receipt of written notice from Lessor setting forth the nature of Lessee's default and a reasonable time thereafter if it shall have commenced foreclosure or other appropriate proceedings in the nature thereof within such thirty (30) days and is diligently prosecuting such proceedings, but in no event longer than ninety (90) days, within which to endeavor to make good or remove the default or cause for termination of the Lease. All right of Lessor to terminate this Lease on the failure or neglect of Lessee to observe, keep and perform the covenants, terms and conditions of this Lease is, and shall continue to be, at all times prior to payment in full of the indebtedness to the Holder of Lessee, subject to and conditioned on Lessor's having first given the Holder written notice thereof and the Holder having failed to cause the default or cause for termination to be made good or removed within thirty (30) days after receiving written notice of default or cause for termination or within a reasonable time thereafter if it shall have commenced foreclosure or other appropriate proceedings in the nature of foreclosure within such thirty (30) days and is diligently prosecuting such proceedings, but in no event longer than ninety (90) days. In the event that the Lease is terminated due to the Lessee's bankruptcy, insolvency or other proceedings, and in the event the Holder has complied with the terms of this 16.2, then Lessor at Holder's option, shall enter into a new lease with Holder or the successful bidder at foreclosure on the same terms as this Lease, for the term then remaining, and specifically preserving all unexercised options. 16.3. Lessee's Rights in the Event of Lessor's Default. If Lessor shall fail or neglect to observe, keep or perform any of the covenants, terms or conditions contained in this Lease on its part to be observed, kept or performed, and the default shall continue for a period of thirty (30) days after written notice from Lessee setting forth the nature of Lessor's default (it being intended that in connection with a default not susceptible of being cured with diligence within thirty (30) days, the time within which Lessor has to cure the same shall be extended for such period as may be necessary to complete the same with all due diligence, but in no event longer than ninety (90) days), then and in any such event, Lessee shall have all rights available to it provided by law or equity. If Lessor's default shall render the Demised Premises of no operational use to Lessee, and the Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-021velm10mf9amh74frFMieeRSzlno default shall continue for a period of thirty (30) days after written notice from Lessee setting forth the nature of Lessor's default, then Lessee shall have no further obligation for the payment of rent, taxes, or wharfage or for the provision of Products to Lessor, and Lessee may terminate this Lease Agreement and remove all Trade Fixtures subject to this Agreement. SECTION 17. RIGHT TO CURE OTHER'S DEFAULTS. Whenever and as often as a party shall fail or neglect to comply with and perform any term, covenant, condition or agreement to be complied with or performed by such party hereunder, then, following thirty (30) days' prior written notice to such defaulting party (or such additional time to cure as may be accorded Lessee pursuant to 16.1 above, but in no event longer than ninety (90) days), the other party, at such other party's option, in addition to all other remedies available to such other party, may perform or cause to be performed such work, labor, services, acts or things, and take such other steps, including entry onto the Demised Premises and the Improvements thereon, as such other party may deem advisable, to comply with and perform any such term, covenant, condition or agreement which is in default, in which event such defaulting party shall reimburse such other party upon demand, and from time to time, for all costs and expenses suffered or incurred by such other party in so complying with or performing such term, covenant, condition or agreement. The commencement of any work or the taking of any other steps or performance of any other act by such other party pursuant to the immediately preceding sentence shall not be deemed to obligate such other party to complete the curing of any term, covenant, condition or agreement which is in default. SECTION 18. QUIET ENJOYMENT. Lessor covenants that at all times during the Term of this Lease, so long as Lessee is not in default hereunder, Lessee's quiet enjoyment of the Demised Premises or any part thereof shall not be disturbed by any act of Lessor, or of anyone acting by, through or under Lessor. Notwithstanding the foregoing, Lessor shall have the right upon reasonable notice to Lessee to enter the Demised Premised at any time to determine whether Lessee is in compliance with the requirement of this Lease. SECTION 19. ESTOPPEL CERTIFICATES. Each party hereto agrees that at any time and from time to time during the Term of this Lease, within ten (10) days after request by the other party hereto or by any lender having an interest in Lessee's leasehold estate, it will execute, acknowledge and deliver to the other party or to such lender or any prospective purchaser, assignee or any mortgagee designated by such other party, a certificate stating (a) that this Lease is unmodified and in force and effect (or if there have been modifications, that this Lease is in force and effect as modified, and identifying the modification agreements), (b) the date to which rent has been paid, (c) whether or not there is any existing default by Lessee in the payment of any rent or other sum of money hereunder, and whether or not there is any other existing default by either party hereto with respect to which a notice of default has been served, and, if there is any such default, specifying the nature and extent thereof; and (d) whether or not there are any setoffs, defenses or counterclaims against enforcement of the obligations to be performed hereunder existing in favor of the party executing such certificate. Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-021velm10mf9amh74frFMieeRSzlno SECTION 20. WAIVER. No waiver by either party hereto of any breach by the other of any term, covenant, condition or agreement herein and no failure by any party to exercise any right or remedy in respect of any breach hereunder, shall constitute a waiver or relinquishment for the future of any such term, covenant, condition or agreement or of any subsequent breach of any such term, covenant, condition or agreement, nor bar any right or remedy of the other party in respect of any such subsequent breach, nor shall the receipt of any rent, or any portion thereof, by Lessor, operate as a waiver of the rights of Lessor to enforce the payment of any other rent then or thereafter in default, or to terminate this Lease, or to recover the Demised Premises, or to invoke any other appropriate remedy which Lessor may select as herein or by law provided. SECTION 21. SURRENDER. Lessee shall, following any termination of and Restoration Period (defined below) allowed under this Lease, surrender and deliver up the Demised Premises, with the Improvements then located thereon into the possession and use of Lessor, without fraud or delay and in good order, condition and repair, reasonable wear and tear excepted, free and clear of all lettings and occupancies, free and clear of all liens and encumbrances other than those existing on the date of this Lease and those, if any, created by Lessor, without (except as otherwise provided herein) any payment or allowance whatever by Lessor on account of or for any buildings and Improvements erected or maintained on the Demised Premises at the time of the surrender, or for the contents thereof or appurtenances thereto. Lessee's Trade Fixtures, personal property, and other belongings of Lessee or of any sublessee or other occupant of space in the Demised Premises shall be and remain the property of Lessee. Notwithstanding the obligation to surrender the Demised Premises upon termination, Lessee shall have twelve (12) months immediately after the termination or expiration of the Term of this Lease (the "Restoration Period") to remove its Trade Fixtures and return the Demised Premises to the condition described above. Rent shall abate during the Restoration Period. If Lessee shall remain on the Demised Premises after the Restoration Period has ended, then Lessee shall pay pro -rated rent for each day thereafter that it remains on the Demised Premises, and in the event Lessee shall fail to do so, Lessor may cause the Trade Fixtures to be removed and Lessee agrees pay Lessor for the costs of removal within thirty (30) days of receipt of a statement therefore from Lessor. SECTION 22. MEMORANDUM OF LEASE. Each of the parties hereto will, promptly upon request of the other, execute a memorandum of this Lease in a form suitable for recording setting forth the names of the parties hereto and the Term of this Lease, identifying the Demised Premises, and also including such other clauses therein as either party may desire, except the amounts of Basic Rent payable hereunder. SECTION 23. NOTICES. 23.1. All notices, demands or other writings in this Lease provided to be given or made or sent, or which may be given or made or sent, by either party to the other, shall be deemed to have been fully given or made or sent when made in writing and deposited in the United States mail, registered and postage prepaid, and by facsimile addressed as Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-021velm10mf9amh74frFMieeRSzlno follows: TO LESSOR: City of Dubuque, Iowa City Manager City Hall 50 West 13th Street Dubuque IA 52001 Email: WITH COPY TO: City Attorney City Hall 50 West 13th Street Dubuque IA 52001 TO LESSEE: Flint Hills Resources Pine Bend, LLC c/o Terminal Manager 1550 Koch Court Dubuque, IA 52001 Email: jon.engelkes@fhr.com WITH A COPY TO: Flint Hills Resources, LP General Counsel P.O. Box 2917 Wichita, KS 67201-2917 Email: FHR.legal@fhr.com 23.2. The address to which any notice, demand or other writing may be given or made or sent to any party as above provided may be changed by written notice given by the party as above provided. SECTION 24. MISCELLANEOUS. 24.1. Time of the Essence. Time is of the essence of this Lease and all of its provisions. 24.2. Governing Law. It is agreed that this Lease shall be governed by, construed and enforced in accordance with the laws of the State of Iowa. 24.3. Paragraph Headings. The titles to the paragraphs of this Lease are solely for the convenience of the parties and shall not be used to explain, modify, simplify or aid in the interpretation of the provisions of this Lease. 24.4. Modification of Agreement. Any modification of this Lease or additional obligation assumed by either party in connection with this Lease shall be binding only if evidenced Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-021velm10mf9amh74frFMieeRSzlno in a writing signed by each party or an authorized representative of each party. 24.5. Parties Bound. This Lease shall be binding on and shall inure to the benefit of and shall apply to the respective successors and assigns of Lessor and Lessee. All references in this Lease to "Lessor" or "Lessee" shall be deemed to refer to and include successors and assigns of Lessor or Lessee without specific mention of such successors or assigns. 24.6. Force Majeure; Excused Performance. In the event that either party hereto shall be delayed or hindered in or prevented from the performance of any act required hereunder by reason of strikes, lockouts, labor troubles, unavailability of construction materials, unavailability or excessive price of fuel, power failure, riots, insurrection, war, terrorist activities, explosions, hazardous conditions, fire, flood, weather or acts of God, or by reason of any other cause beyond the exclusive and reasonable control of the party delayed in performing work or doing acts required under the terms of this Lease (collectively "Force Majeure"), then performance of such act shall be excused for the period of the delay and the period for the performance of any such act shall be extended for a period equivalent to the period of such delay; that notwithstanding, no event of Force Majeure shall serve to extend the Term of this Agreement. Notwithstanding anything in this Agreement to the contrary, Lessee may terminate this Agreement without liability upon giving Lessor prior written notice thereof of not less than thirty (30) months if: (a) FHR is prevented by law, regulation, rule, order or other governmental action from producing or selling the Products; (b) Lessee ceases selling the Products or shuts down or reduces production in any unit or plant in which the Products are made, or is unable to manufacture the Products (including manufacture of Product meeting the required specifications), (c) Lessee is unable to transport the Products via Lessee's intended mode of transportation; (d) an event of Force Majeure extends for more than one hundred twenty (120) days; or (e) at any time, Lessee suffers a material change in circumstances (whether foreseeable or unforeseeable) that makes this Agreement impossible or impractical for Lessee to continue to perform, or that materially changes the value of the consideration to Lessee for continuing to perform. Executed by the parties as follows: CM6 NB LESSOR: LESSEE: CMB NB CITY OF DUBUQUE, IOWA By: , Mayor Attest: , City Clerk FLINT HILLS RESOURCES PINE BEND, LLC Francis Mu7� By: rphy (Aug 24, 2026 16g 4:30 Name: Francis A. Murphy, Title: President & Chief Executive Officer Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-021velm10mf9amh74frFMieeRSzlno EXHIBIT A LEGAL DESCRIPTION A part of unplatted slough and Government Lot 3, Section 19, Township 89 North, Range 3 East, 5th Principle Meridian in the City of Dubuque, Dubuque County, Iowa as shown on the attached Exhibit B. Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-021velm10mf9amh74frFMieeRSzlno EXHIBIT B EXHIBIT B �OAG15a� ■VV~ Lease Area Easement Corps Restricted QU96PEm.."rr--them'-.e,ipp, 0 100 200 400 600 800 Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-O21velm10mf9amh74frFMieeRSzlno 0�5fY iiOrlZOnldl Cdl[ EXHIBIT C 0' 30 riff Ho Datum: Mean Sea Level Flint Hills Resources, LP Dove Harbor Terminal Railrwd SpW Gm sewer Moonns Cell —11^ rm Li Dove Harbor / 4p SITE LOCATk 0 �Scale lr. Miles VICINITY MAP T l W "n' PiCchxT—mifiytAdOroveFon/ Dock PUdamn MOOfUR Pile. LOCATION: uuouque CITY OF DUBUQUE Flint Hills Resources, LP - Dove Harbor Terminal Mississrppi River Mile 580.0 Lily of Dubuque, lows 1 LEASE EXHIBIT C County of Qu qua Stale of Iowa i i i I. goaluwd��o cwx Isoa�.00.nao. t d t Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-021velm10mf9amh74frFMieeRSzlno EXHIBIT D a) Title VI of the Civil Rights Act of 1964 (42 U.S.C. § 2000d et seq., 78 stat. 252), (prohibits discrimination on the basis of race, color, national origin); and 49 CFR Part 21; b) The Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970, (42 U.S.C. § 4601), (prohibits unfair treatment of persons displaced or whose property has been acquired because of Federal or Federal -aid programs and projects); c) Federal -Aid Highway Act of 1973, (23 U.S.C. § 324 et seq.), (prohibits discrimination on the basis of sex); d) Section 504 of the Rehabilitation Act of 1973, (29 U.S.C. § 794 et seq.), as amended, (prohibits discrimination on the basis of disability); and 49 CFR Part 27; e) The Age Discrimination Act of 1975, as amended, (42 U.S.C. § 6101 et seq), (prohibits discrimination on the basis of age); f) Airport and Airway Improvement Act of 1982, (49 U.S.C. § 471, Section 47123), as amended, (prohibits discrimination based on race, creed, color, national origin, or sex); g) The Civil Rights Restoration Act of 1987, (PL 100-209); (broadened the scope, coverage and applicability of Title VI of the Civil Rights Act of 1964 to include that entities that receive federal funding must comply with civil rights legislation, including the Civil Rights Act of 1964, the Age Discrimination Act of 1975, and Section 504 of the Rehabilitation Act of 1973, in all operations, not just in the program or activity receiving federal funding); h) Titles 11 and III of the Americans with Disabilities Act, which prohibit discrimination on the basis of disability in the operation of public entities, public and private transportation systems, places of public accommodation, and certain testing entities (42 U.S.C. §§ 12131 - 12189) as implemented by Department of Transportation regulations at 49 C.F.R. Parts 37 and 38; i) The Federal Aviation Administration's Non-discrimination statute (49 U.S.C. § 47123) (prohibits discrimination on the basis of race, color, national origin, and sex); j) Section 1557of the Affordable Care Act (prohibits discrimination on the basis of national origin); Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-021velm10mf9amh74frFMieeRSzlno k) Title IX of the Education Amendments of 1972, as amended (20 U.S.C. § 1681 et seq.) (prohibits discrimination because of sex in education programs or activities); 1) Drug Abuse Office and Treatment Act of 1972, as amended (21 U.S.C. § 1101 et seq.); and m) Alcohol Abuse and Alcoholism Prevention, Treatment and Rehabilitation Act of 1970, as amended (42 U.S.C. § 4541, et seq.). Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-021velm10mf9amh74frFMieeRSzlno CITY - INSURANCE SCHEDULE A Lessee shall furnish a signed certificate of insurance to the City of Dubuque for the coverage required in Exhibit I prior to the lease, license, or permit commencement. All lessees of City property and right of way licensees or permittees shall submit an updated certificate annually. Each certificate shall be prepared on the most current ACORD form approved by the Iowa Insurance Division or an equivalent. Each certificate shall include a statement under Description of Operations as to why the certificate was issued. Lease Agreement dated 2. All policies of insurance required hereunder shall be with an insurer authorized to do business in Iowa and all insurers shall have a rating of A or better in the current A.M. Best's Rating Guide. 3. Each certificate shall be furnished to: City of Dubuque, Finance Department, 50 W. 13th Street, Dubuque, Iowa, 52001. 4. The lessee, licensee, or permittee shall be required to carry the minimum coverage/limits, or greater if required by law or other legal agreement, in Exhibit I. Failure to provide the required minimum coverage shall not be deemed a waiver of such requirements by the City of Dubuque. 5. Failure to obtain or maintain the required insurance shall be considered a material breach of the lease, license, or permit. 6. All required endorsements shall be attached to the certificate. The certificate is due before the contract/agreement can be approved. Whenever a specific ISO form is referenced the current edition of the form must be used unless an equivalent form is approved by the Chief Financial Officer. The lessee, licensee, or permittee must identify and list in writing all deviations and exclusions from the ISO form. 8. If lessee's, licensee's, or permittee's limits of liability are higher than the required minimum limits then the lessee's, licensee's, or permittee's limits shall be this agreement's required limits. 9. Lessee, licensee, or permittee shall require all subcontractors and subcontractors to obtain and maintain during the performance of work insurance for the coverages described in this Insurance Schedule and shall obtain certificates of insurance from all such subcontractors and sub -subcontractors. Lessee, licensee, or permittee agrees that it shall be liable for the failure of a subcontractor and sub -subcontractor to obtain and maintain such coverage. The City of Dubuque may request a copy of such certificates from the lessee, licensee, or permittee. 10. Lessee, license, and permittees shall be responsible for deductibles and self -insured retention for payment of all policy premiums and other costs associated with the insurance policies required below. 11. All certificates of insurance must include the agent's name, phone number, and email address. 12. The City of Dubuque reserves the right to require complete, certified copies of all required insurance policies, including endorsements, required by this Schedule at any time. Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-021velm10mf9amh74frFMieeRSzlno 13. The City of Dubuque reserves the right to modify these requirements, including limits, based on changes in risk or other special circumstances during the term of the agreement, subject to written mutual agreement attached hereto. EXHIBIT I A. COMMERCIAL GENERAL LIABILITY General Aggregate Limit $2,000,000 Products -Completed Operations Aggregate Limit $1,000,000 Personal and Advertising Injury Limit $1,000,000 Each Occurrence $1,000,000 Fire Damage Limit (any one occurrence) $ 50,000 Medical Payments $ 5,000 1) Coverage shall be written on an occurrence, not claims made, form. The general liability coverage shall be written in accord with ISO form CG 00 01 or business owners from BP 00 02. All deviations from the standard ISO commercial general liability form CG 00 01, or business owners form BP 0002, shall be clearly identified. 2) Include ISO endorsement form CG 25 04 "Designated Location(s) General Aggregate Limit." 3) Include endorsement indicating that coverage is primary and noncontributory. 4) Include Preservation of Governmental Immunities Endorsement (sample attached). 5) Include additional insured endorsement for: The City of Dubuque, including all its elected and appointed officials, all its employees and volunteers, all its boards, commissions and/or authorities and their board members, employees and volunteers. Use ISO form CG 20 10 (ongoing operations) or its equivalent. 6) Policy shall include Waiver of Right to Recover from Others Endorsement. 7) Policy shall include cancellation and material change endorsement providing thirty (30) days advance written notice of cancellation, non -renewal, reduction in insurance coverage and/or limits and ten (10) days written notice of non-payment of premium shall be sent to: City of Dubuque, Finance Department, 50t" W. 13t" Street, Dubuque, Iowa, 52001. Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-021velm10mf9amh74frFMieeRSzlno B. WORKERS' COMPENSATION & EMPLOYERS LIABILITY Statutory benefits covering all employees injured on the job by accident or disease as prescribed by Iowa Code Chapter 85. Coverage A Statutory — State of Iowa Coverage B Employers Liability Each Accident $100,000 Each Employee - Disease $100,000 Policy Limit — Disease $500,000 Policy shall include Waiver of right to Recover from Others Endorsement. Coverage B limits shall be greater if required by the umbrella/excess insurer. M If, by Iowa Code Section 85.1A, the lessee, licensee, or permittee is not required to purchase Workers' Compensation Insurance, the lessee, licensee, or permittee shall have a copy of the State's Nonelection of Workers' Compensation or Employers' Liability Coverage form on file with the Iowa Workers' Compensation Insurance Commissioner, as required by Iowa Code Section 87.22. Completed form must be attached. C. AUTOMOBILE LIABILITY Coverage Required Combined Single Limit * Yes No $1,000,000 Coverage shall include all owned, non -owned, and hired vehicles. If permittees do not own any vehicles, coverage is required on non -owned and hired vehicles. 1) Policy shall include Waiver of Right to Recover from Others Endorsement. D. POLLUTION LIABILITY Coverage Required: * Yes Pollution liability coverage shall be required if the lessee, contracting party, or permittee has any pollution exposure for abatement of hazardous or contaminated materials including, but not limited to, petroleum products, the removal of lead, asbestos, or PCBs. Pollution product and completed operations coverage shall also be covered. Each Occurrence $2,000,000 Policy Aggregate $4,000,000 1) Policy to include job site and transportation coverage. 2) Include additional insured for: Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-021velm10mf9amh74frFMieeRSzlno The City of Dubuque, including all its elected and appointed officials, all its employees and volunteers, all its boards, commissions and/or authorities and their board members, employees and volunteers. Use ISO from GC 20 10 (ongoing operations) or its equivalent and CG 20 37 (completed operations) or its equivalent. 3) Include Preservation of Governmental Immunities Endorsement. 4) Provide evidence of coverage for 5 years after completion of project. 5) Include endorsement indicating that coverage is primary and non-contributory. 6) Policy shall include Waiver of Right to Recovery from Others Endorsement. E. PROPERTY INSURANCE REQUIRED BY LEASE, LICENSE, OR PERMIT * Yes Amount $ No Include the City of Dubuque as Lendor Loss Payable. F. RIGHT-OF-WAY WORK ONLY: UMBRELLA/EXCESS $1,000, 000 Yes No The General Liability, Automobile Liability, and Employers Liability insurance requirements may be satisfied with a combination of primary and Umbrella or Excess Liability Insurance. If the Umbrella or Excess Insurance policy does not follow the form of the primary policies, it shall include the same endorsements as required of the primary policies including Waiver of Subrogation AND Primary and Non-contributory in favor of the City. G. FLOOD INSURANCE: * Yes No If Required Coverage: $ Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-021velm10mf9amh74frFMieeRSzlno Iowa Code Chapter 670, Liability of Governmental Subdivisions, provides cities with certain immunities which may be available to you. Naming the City of Dubuque as an additional insured on your insurance as is requested by this Insurance Schedule may result in your waiver of those immunities. If you would like to preserve those immunities, please use this endorsement or an equivalent form. The preservation of immunities is for your benefit. PRESERVATION OF GOVERNMENTAL IMMUNITIES ENDORSEMENT 1. Nonwaiver of Governmental Immunity. The insurer expressly agrees and states that the purchase of this policy and the including of the City of Dubuque, Iowa, as an additional insured does not waive any of the defenses of governmental immunity available to the City of Dubuque, Iowa under Code of Iowa Section 670.4 as it is now exists and as it may be amended from time to time. 2. Claims Coverage. The insurer further agrees that this policy of insurance shall cover only those claims not subject to the defense governmental immunity under the Code of Iowa Section 670.4 as it now exists and as it may be amended from time to time. Those claims not subject to Code of Iowa Section 670.4 shall be covered by the terms and conditions of this insurance policy. 3. Assertion of Government Immunity. City of Dubuque, Iowa shall be responsible for asserting any defense of governmental immunity, and may do so at any time and shall do so upon the timely written request of the insurer. 4. Non -Denial of Coverage. The insurer shall not deny coverage under this policy and the insurer shall not deny any of the rights and benefits accruing to the City of Dubuque, Iowa under this policy for reasons of governmental immunity unless and until a court of competent jurisdiction has ruled in favor of the defense(s) of governmental immunity asserted by the City of Dubuque, Iowa. No Other Change in Policy. The above preservation of governmental immunities shall not otherwise change or alter the coverage available under the policy. SPECIMEN (DEPARTMENT MANAGER: FILL IN ALL BLANKS AND CHECK BOXES) Document Name: Flint Hills DBQ Lease Aug 24 2026.docx Transaction ID: CBJCHBCAABAAC-021velm10mf9amh74frFMieeRSzlno Flint Hills DBQ Lease Aug 24 2026 Final Audit Report Created: 2026-08-24 By: Katie Dhuyvetter (katie.dhuyvetter@fhr.com) Status: Signed Transaction ID: CBJCHBCAABAAC-O21velm10mf9amh74frFMieeRSzlno "Flint Hills DBQ Lease Aug 24 2026" History Document created by Katie Dhuyvetter (katie.dhuyvetter@fhr.com) 2026-08-24 - 7:50:15 PM GMT Document emailed to Kim Duke (kim.boatright@fhr.com) for approval 2026-08-24 - 8:44:32 PM GMT Email viewed by Kim Duke (kim.boatright@fhr.com) 2026-08-24 - 8:45:10 PM GMT 2026-08-24 Document approved by Kim Duke (kim.boatright@fhr.com) Approval Date: 2026-08-24 - 8:45:25 PM GMT - Time Source: server - Signature Appearance Selected: TYPE Document emailed to Charles Boan (charles.boan@fhr.com) for approval 2026-08-24 - 8:45:27 PM GMT Email viewed by Charles Boan (charles.boan@fhr.com) 2026-08-24 - 8:56:20 PM GMT Document approved by Charles Boan (charles.boan@fhr.com) Approval Date: 2026-08-24 - 8:59:52 PM GMT - Time Source: server - Signature Appearance Selected: TYPE Document emailed to Nathan Brubaker (nathan.brubaker@fhr.com) for approval 2026-08-24 - 8:59:54 PM GMT Email viewed by Nathan Brubaker (nathan.brubaker@fhr.com) 2026-08-24 - 9:15:33 PM GMT Document approved by Nathan Brubaker (nathan.brubaker@fhr.com) Approval Date: 2026-08-24 - 9:15:51 PM GMT - Time Source: server - Signature Appearance Selected: TYPE Document emailed to Francis Murphy (francis.murphy@fhr.com) for signature 2026-08-24 - 9:15:54 PM GMT Dowered by Adobe r LI�1 HILLti Acrobat Sign Email viewed by Francis Murphy (francis.murphy@fhr.com) 2026-08-24 - 9:54:03 PM GMT Document e-signed by Francis Murphy (francis.murphy@fhr.com) Signature Date: 2026-08-24 - 9:54:30 PM GMT - Time Source: server - Signature Appearance Selected: TYPE O Agreement completed. 2026-08-24 - 9:54:30 PM GMT Powered by Adobe W,J HIL Acrobat Sign