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6 15 15 Work Session_Voluntary Compliance Agreement & Analysis of Impediments to Action Plan Copyright 2014 City of Dubuque Work Session # 1. ITEM TITLE: 5:15 PM - Voluntary Compliance Agreement & Analysis of Impediments Action Plan SUMMARY: SUGGESTED DISPOSITION: ATTACHMENTS: Description Type ❑ Work Session on Voluntary Compliance Agreement-MVM Memo City Manager Memo ❑ Staff memo Staff Memo ❑ VCA Power Point Presentation Supporting Documentation THE CITY OF Dubuque UBE I erica .i Masterpiece on the Mississippi 2007-2012-2013 TO: The Honorable Mayor and City Council Members FROM: Michael C. Van Milligen, City Manager SUBJECT: Work Session on Voluntary Compliance Agreement and Action Plan to Remove Impediments to Fair Housing DATE: June 9, 2015 Housing and Community Development Department Director Alvin Nash is transmitting information for the Work Session on Voluntary Compliance Agreement and Action Plan to Remove Impediments to Fair Housing. // S4-z:n=' Micliael C. Van Milligen MCVM:jh Attachment cc: Barry Lindahl, City Attorney Cindy Steinhauser, Assistant City Manager Teri Goodmann, Assistant City Manager Alvin Nash, Housing and Community Development Department Director THE CITY OF Dubuque AII11-America CiI.ty UB E1 Masterpiece on the Mississippi 2007-2012-2013 TO: Mike Van Milligen FROM: Alvin Nash DATE: June 8, 2015 RE: Work Session for Voluntary Compliance Agreement and Action Plan to Remove Impediments to Fair Housing It has been over one year since the City Council, Mayor, and City Manager signed the Voluntary Compliance Agreement (VCA). During the June 15, 2015 work session, from 5:15 pm to 6:15 pm I will review the progress the City has made with regards to the VCA. We will also review the Analysis of Impediments and the Action Plan to remove barriers to fair housing. Attached is a power point presentation you may follow along with during the presentation. Voluntary Compliance Agreement (VCA) Update • Introductions / History o Crenna Brumwell • Analysis of Impediments o Kelly Larson • Consistency with the Consolidated Plan o Erica Haugen • Action Plan / Looking Ahead o Alvin Nash Background • HUD Civil Rights Compliance Audit (Section 8) June 20-24, 2011 • HUD audit analyzed changes to Section 8 Housing Choice Voucher Program primarily between 2009-2011, including: o Modifications to the residency preference point allotment o Elimination of very low income preference o Reduction in the number of housing vouchers utilized o Waitlist purge 4 HUD Findings of Noncompliance • HUD Letter of Findings of Noncompliance received June 19, 2013 o Summarized HUD's findings o Reviewed the program changes o Cited specific actions by the City determined to be in violation of HUD regulations Specific HUD Findings • Dubuque is not in compliance with Civil Rights laws and protections. The result of City actions (below) is discrimination based on race in administration of the Section 8 program o Improper preference point allotments o Elimination of very low income preference o Freezing the issuance of vouchers o Wait list purge o Safe Community Task Force actions targeted at Section 8 participants o Police officer in Housing & Community Development (H&CD) Department paid by H&CD budget o Failure to Affirmatively Further Fair Housing Voluntary Compliance Agreement til • Written settlement agreement with H U D • Negotiated • Avoided fines, sanctions, and other penalties • VCA was not an admission of any liability by City that any City policy or procedure had a discriminatory effect on a protected class or that the City intended to discriminate against anyone in a protected class, or that the City agrees with HUD's findings. Generally • Applies to all federally funded projects, developments, and related facilities or programs/activities of the City • City programs and facilities required to comply with Title VI, Section 109, obligations to AFFH, and refrain from retaliation • Effective for seven (7) years from signature • No creation of a private right of action for any person/class of persons not a party to the VCA • No impact on HUD or City's remedies under statutory/regulatory authorities unrelated to issues not covered by the VCA • City required to provide a copy of reporting data to public in accordance with law • VCA supersedes any other guidance provided by HUD • VCA does not supersede any court orders or settlements in effect • City will provide notices, communications, and correspondence in alternate forms as requested per the CFR • City shall hire or appoint necessary personnel to oversee 7 compliance efforts Agreement Administrator • Alvin Nash, Housing & Community Development Director o Coordinate compliance with Title VI Civil Rights and Section 109 Fair Housing laws/statutes o Coordinate implementation of HUD regulations and the VCA o Submit reports, records and plans required by the VCA o Coordinate the activities of those assisting with implementation Analysis of Impediments (Al) • City required to update 2010 Al to include: o History of race relations o Analysis of City policies and practices that were impediments to fair housing choice o Fair Housing Action Plan, including steps to: ✓ Overcome identified impediments ✓ Address the discriminatory effects of the voucher reduction ✓ Integrate affordable housing available without regard to race or ethnicity ✓ Create equal housing opportunities Amendments to the Section 8 Administrative Plan (Admin Plan) • Required submission of an amended or new plan to HUD within ninety (90) days • Admin Plan was approved by HUD, the Resident Adviso Board, and the Housing Commission as required ` 2015 Consolidated Plan (Con Plan) • Required to include: o Explanation of the decrease in vouchers o Effects on the lack of affordable housing, loss of funds to the community, African Americans previously eligible to participate, the African American community in Dubuque, and the worsening of the impediments identified in the Analysis of Impediments to fair housing o Tables and maps summarizing location of affordable housing and community need o Barriers to affordable housing o Strategic plan to summarize priorities and objectives to address Letter of Findings and use of federal funds o Specific proposal to expand Section 8 Program .=_0 €.1.0.)1.7: .=7777777. 2015 Consolidated Plan (Con Plan) • Manner in which City will provide assistance to the operations of Section 8 to produce sustained and substantial benefit to participants • Factors affecting affordable housing • Strategic planning to address corrective actions identified by HUD Consolidated Annual Performance and Evaluation Report (CAPER) • Must report on actions taken to address the allegations and findings contained in the Letter of Findings • CDBG reporting shall include race and ethnicity data for those assisted with CDBG funds and how they are utilized to assist the Section 8 Program PHA Annual Plans • We are no longer eligible to submit streamlined plans and must submit full plans on a yearly basis Annual Action Plan (AAP) Required to: • Reflect the obligations under the VCA in light of the Letter of Findings • Include specific affordable housing objectives to address the diminished availability of affordable housing • Include specific one year goals to Affirmatively Further Fair Housing • Provide description of activities the City will undertake to address allegations and findings in Letter of Findings • Include description of manner in which city will provide financial or other assistance to improve its operations and address the Letter of Findings • Include actions City will take to remove/ameliorate the negative effects of the findings 2015 PHA 5 -Year Plan Must include: • SEMAP rating information • Voucher usage and history • Timeline of events leading to the Finding of Noncompliance • Plans to address the allegations and findings • Include goals to ensure equal opportunity in housing to reflect market demand, outreach programs, and marketing plans • Analysis of availability of affordable housing in Dubuque Employee Education and Training • Annual three (3) hour training required for seven (7) years for: o Mayor and City Council o Housing Commission o Long Range Planning Commission o Community Development Advisory Commission o Core Group: ✓ Housing & Community Development ✓ Human Rights ✓ Planning & Zoning ✓ Police Department ✓ City Manager's Office • First training was in August 2014 • 2015 plan to be submitted to HUD shortly for review and approval Outreach Plan • Approved by HUD • Goal is to ensure that information regarding the Section 8 and Homeownership Programs reach minority populations within Dubuque and surrounding interstate areas • Evidence of implementation submitted to H U D • Add questions to applications to track how applicants become aware of the program Recordkeepinq Requirements • Submit B i -Annual Waiting List Reports during the term of the VCA • Continue to maintain the data for five years after the close -f the VCA r Bi -Annual Status Reports (BSR) • Submitted for duration of VCA • Contain information on: o Progress towards compliance with Title VI Civil Rights and Section 109 Fair Housing laws/statutes o Progress on VCA requirements General Reporting • Reports to the Office of Fair Housing and Equal Opportunity • All plans submitted to multiple HUD offices: o Community Planning and Development o Public Indian Housing o Fair Housing and Equal Opportunity Recordkeeping Requirements For seven (7) years maintain: • Applicant files • All participant files • Racial composition statistics for Housing and Community Development Programs • All race -related complaints, claims, grievances, investigative records, and grievance process materials iiirnnnnmr Implementation, Monitoring, and Enforcement • Each responsive component of the VCA to the LOF must be submitted to HUD for review • Meet with HUD quarterly for the first year to discuss progress • At it's discretion, HUD may convene meetings with Agreement Administrator, City Administration and Mayor and City Council to discuss implementation progress, proposed modifications, or other business related to VCA • HUD reserves the right to conduct periodic on -sight reviews for compliance • City may request extension of deadlines for good cause • Failure by HUD to enforce any provision is not a waiver of its right to do so Effect of Noncompliance • HUD will provide written notice of non-compliance and opportunity to correct or negotiate with H U D • Further failure to comply may result in additional action as allowed under law including: o Declaring a breach of the annual contributions contract o May serve as grounds for the U.S. to seek specific performance of any or all of the provisions in Federal Court o May serve as grounds for additional compliance reviews o May serve as grounds for the U.S. to peruse an action in Federal Court for failure to comply with Civil Rights Authorities • Remedies are not mutually exclusive • HUD may pursue any or all remedies or any other remedies available under law Analysis of Impediments to Fair Housing Choice Accomplishments @HOME a better way of living Fair Housing Intent Impact Fair What is the Analysis of Impediments? Implement Plan Develop Plan Assess Data Review a Prioritize What Goat Areas must we Assess and Address? Fair Housing Compliance Access to Community Assets Segregation a Concentration of Poverty More Severe Housing Needs I What Did VCA Specifically Require? Update 2010 Al to Include: A History of Race Relations City Policies/Practices that Operated as Impediments A Detailed Action Plan to: • Overcome Identified Impediments • Address Discriminatory Effects of Voucher Reduction • Integrate Affordable Housing • Create Equal Housing Opportunities @HOME o bener way of living What have we Accomplished? ► Hired outside consultants to complete the update ► Cappell Statistical Consulting to conduct the statistical analysis ► Bill Blum, prior Assistant City Attorney, to write the history of race relations ► John Marshall Fair Housing Legal Support Center to review the data, the Letter of Findings, the Voluntary Compliance Agreement, and update the 2010 Al ► Staff created action plan based on consultant recommendations and our local context ► Submitted for HUD approval ► HUD approved with a few additional recommendations for consideration Impediment Actions to Address ► City policies and practices that had a disproportionate negative impact ► Preference points removed ► Program participation first come -first served with limited exceptions ► Criminal terminations Et denials consistent with HUD rules ► Work with families to stabilize housing and comply with housing rules and expectations Impediment: Racial and Ethnic Concentrations of Poverty • Moderate degree of segregation • Limited public support for housing choice Actions to Address: • Increase public understanding of affordable housing needs and options, and dispel negative assumptions • Support affordable housing development outside these areas • Support opportunities and interest in using vouchers outside of these areas • Leverage Housing TIF as a funding source r Tract 6 Block Group 2, Tract 5 Block Group 3, and Tract 1 Block Group 3 are close to the 37.7% level for poverty and exceed the 20% benchmark for Racial/Ethnic concentration. IN if Tract 5 Block Group 4: Estimated Racial/Ethnic concentration of 36.4% and a below poverty level of 51.4%J Tract 1: Estimated Racial/Ethnic concentration of 23.7% and a below poverty level of 43.7%. ME Data Source: Unit and Urban Devel States Department of Housing merit (HUD) and United States Census. aCensus Tract 1 Block Group 1 Census Tract 1 Block Group 3 Census Tract 5 Block Group 3 Census Tract 5 Block Group 4 Census Tract 6 Block Group 2 0 Dubuque City Limits NORTH rnEcrrr OF Dubuque bad DUB E �Ill�r Masterpiece on the Mississivvi Impediment Actions to Address ► Disproportionate Housing Needs ► Limited number of housing providers participating in voucher program ► Limited number of affordable units ► Low number of minority homeowners ► Invite and incent broader participation in voucher program ► Provide rental rehab loans ► Develop additional affordable units for various income levels ► Increase homeownership program outreach ► Develop affordable units for owner occupancy for various income levels Impediment ► Disparities in Access to Community Assets ► Data gaps ► Disparities in quality of life indicators - employment, housing, education, health, safety, transportation, arts Et culture ► Limited community supports Actions to Address ► Inclusive Dubuque Equity Profile &t Action Plan ► Encourage partners to track data by demographics ► Improve recruitment for entry level employment with City ► Increase neighborhood engagement ► Police Dept. software &t best practices review Impediment Actions to Address ► Lack of Effective Deterrent to Discrimination ► Increase public understanding of fair housing and disparities ► Pursue independent testing program ► Increase outreach and access to complaint process ► Implement equity tools for preventative analysis Consistency with the 2016-2020 Consolidated Plan ► Identify and assess community needs and develop strategic investment decisions for the use of Community Development Block Grant Funds. Consolidated Planning ► Collaborative Process to establish a unified vision for community development actions ► Required by the U.S. Department of Housing &t Urban Development (HUD) for communities receiving federal funding such as Community Development Block Grant (CDBG) ► Integrates economic, physical, environmental, community, and human services development in a comprehensive and coordinated fashion ► Planning process allows for broad community input through a series of public meetings, hearings, and comment periods ► Designed to build upon local strengths and assets to coordinate a response to meet the needs of the,, community Community Development Process ► Community Development Advisory Commission • Review, planning, implementation and assessment of CDBG program • Identify &t Prioritize Community Needs • Ensures Citizen Involvement in the process ► Consolidated Plan • 5 year plan for the use of CDBG ► Housing Priorities ► Neighborhood Et Community Priorities ► Economic Development Priorities ► Planning Et Administration ► Analysis of Impediments • Identify Barriers to Fair Housing • Action Plan to Remove Barriers to Fair Housing 57,686 $36,7 23,623 J 57,504 What Can We Learn From HUD CHAS 2007-2011 Data? ► HUD provides local communities data to assist in the Consolidated Planning Process. This data assists to understand the needs of low- and moderate income persons: ► Demographics ► Housing Needs ► Housing Problems ► Disproportionate Needs M. Cost of Housing $44,000.00 $43,000.00 $42,000.00 $41,000.00 $40,000.00 1) E 8 $39,000.00 13 $38,000.00 $;7,000.00 $36,000.00 $35,000.00 $34,000.00 $33,000.00 Demographics Dubuque, IA 85.00 22,612 Base Year: 2000 Most Recent Year: 2010 • Median Income ■Population (persons) ■Households 50,000 0 40,000 0 cts 30,000 Q 20,000 HUD Data: A Focus on Affordability Affordable housing is necessary to support resilient communities and individual households ► For communities - attracting and keeping employment opportunities; quality neighborhoods ► For households - self-sufficiency, stability, and improves life outcomes for children When is Housing Affordable? A household should spend no more than 30% of its total income on housing costs, including mortgage or rent payments and utilities ► Cost burden- monthly housing costs exceed 30% of monthly income ► Severe cost burden- monthly housing costs exceed 50% of monthly income Factors Influencing Affordability: ► Income level ► Household Size ► Geographic variation (HUD uses the area's median household income a median housing costs to determine affordability) Households Et Household Composition: 10000 9000 8000 7000 6000 5000 4000 300 200 100 48% 12% 2735 1200 1450 40% 9440 5150 Su',+f 0 30% HAMFI Sum of >30 5►/ Sum of >50 80° Sum of >80-100% Sum of >100% HAMFI an Family Income HAMFI 5000 4000 0 Q 3000 0 s 0 • Household contains at least one = person age 75 or older 2000 Households (23,620) • Total Households * • Household contains at least one person 62-74 years of age 1000 0 • Households with one or more children 6 years old or younger * • Large Family Households * • Small Family Households * Housing Units Residential Properties by Number of Units (24,985) 20 or more units, 1, 717 5-19 units, 2,258 2-4 units, 3,430 Mobile Home, boat, RV, van, etc, 932 1 -unit, attached structure, 832 1 -unit detached structure, 15,816 Owner Occupied Units 13,784 No bedroom,_, 65 edroom, 3 or more bed rooms, 11,747 Rental Units 9,405 No bedroom, 481 3 or more bedrooms, 1,89 2 bedrooms, 2,921 Cost Burden: Occurs when housing costs exceed 30% of households adjusted income. Cost burden makes it difficult for households to meet their basic needs. Cost Burdened households spend too much of their income on housing. As a result, they are unable to pay for other things such as: ► Medical Expenses ► Food ► Education ► Savings Et Retirement ► Recreation Et Cultural Activities 90% 80% 70% 60% 1 0 50% 0 0 +-, 40% a) U d 30% 20 109 0% 820 58` 13% Cost Burden 19% Cost Burden <=30% Cost Burden >30% to 22% 5% 0% 1% Cost Burden >50% Cost Burden not <=50% available ■ Owner ■ Renter 14.75°/ ?9.07 ?4.22% 162.13% of Households Cost Burden by Race/Ethnicity 100% 90% 800' 0 70% 600' % 500/ 0 40% 30% 20% 10% no' 0 Number and Percent of Households with Varying Housing Cost Burdens by Racial/Ethnic Category 14.73 73.97% 74.73% 8� 71' ° 5.50% 40.28% C El 38.06% 2.37% 54.17% 100% 0.00% I6.83 4.95% 78.22% Jurisdiction as a White Black 1 African Asian (HH=169) American Indian, Pacific Islander Hispanic whole (HH=22,335) American Alaska Native (HH=4) (HH=505) (HH=289) (HH=72) Racial/Ethnic Category ■ .No / negative income (not computed) • >50%. 30 to 50% o <=30%. Do We Have Enough Affordable Housing for All Income Levels? 100% 90% 80% 70% 60% Households 7369 M 10 Units ■ > 80% HAMFI ■ 51% to 80% HA • 31% to 50% H ■ < 30% HAMFI: Do We Have Enough Affordable Housing for All Income Levels? Households Housing Units ■ : 8 to 10 D HAMFI ■ 5136 to B:(i HAMF1 ■ 31k; to 5056 HAMFI ■ < 30% HAW! 14.75°/ ?9.07 ?4.22% 162.13% of Households Cost Burden by Race/Ethnicity 100% 90% 800' 0 70% 600' % 500/ 0 40% 30% 20% 10% no% 0 Number and Percent of Households with Varying Housing Cost Burdens by Racial/Ethnic Category III 14.73 73.97% 74.73% 8.65% A ('O/ 11111111 35.50% �r 40.28% [VOIREE1 >4:1-002b 38.06% 2.37% 54.17% 100% 4.95% 78.22% Jurisdiction as a White Black 1 African Asian (HH=169) American Indian, Pacific Islander Hispanic whole (HH=22,335) American Alaska Native (HH=4) (HH=505) (HH=289) (HH=72) Racial/Ethnic Category ■ .No / negative income (not computed) • >50%. 30 to 50% o <=30%. The Next 5 Years ► Consolidated Plan guides the use of federal funds for the next five years ► The Consolidated Plan is a living document and can be amended to meet changing needs of our community. ► More than just a plan for the use of CDBG funds, it is a broad community approach designed to ensure equitable access to resources to develop neighborhoods offering health and quality of life benefits such as safety, walkability, open space, healthy food, recreational activities which are often enhanced by growing demand for housing development, preservation, and adaptation. ► It is also a tool. Decisions regarding policy for housing, economic development, and public services should be vetted for consistency with the consolidated plan. Action Plan Highlights: C.H.A.N.G.E. Comprehensive Housing Activities for Neighborhood Growth Et Enrichment ► Acquisition of up to 100 marginal properties throughout targeted neighborhoods which include vacant and/or abandoned buildings over the next ten years. ► Expand the Washington Neighborhood Incentives program for homeownership and rehabilitation loans. ► First Homeowner Program. a better way of living Action Plan Highlights: C.H.A.N.G.E. Comprehensive Housing Activities for Neighborhood Growth Et Enrichment ► Rebrand Section 8 Housing Choice Voucher Program: Employment, Training, Education ► Development of Affordable Housing Units: ► Work Force Housing ► Affordable Housing Definitions ► Homeownership Opportunities ► Officer At Home, OATH TRAINING GOING FORWARD: Training Staff and Volunteers ► 1964 Civil Rights Act Training ► 1974 Fair Housing Training ► Non -Discrimination Training with regard to employment and educational opportunities for all citizens ► Five Year Consolidated Plan ► Choice Voucher Administrative Plan ► How to Address Impediments to Fair Housing ► How to Affirmatively Further Fair Housing New Fair Housing Videos PARTNERSHIPS GOING FORWARD: ► The Four Mounds Program HEART project to assist at risk youth. ► The Dubuque Board of Realtors ► Community Housing Initiatives ► Greater Dubuque Development Corporation ► Banks and Lending Institutions ► Greater Dubuque Development Corporation Concierge Program • Tours • Housing • Financial Institutions • Health Care Options • Education • Recreation • Child Care • Social/Civic Organizations • Employment • Worship Opportunities • Utility Information • Answer Questions RESOURCES: ► Housing Tax -Increment Financing Districts ► Low-income housing economic development TIF ► Generates $11.3 million over a 10 year period with approximately $4.3 million for affordable housing ► Iowa Finance Authority Workforce Housing Program ► Community Development Block Grant ► Incentives for private sector developers to build and create affordable opportunities for all income groups. 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