Minutes_Investment Oversight Advisory Commission 7 22 15 THE CITY OF Dubuque
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Masterpiece on the Mississippi 2007-2012-2013
TO: Members of City of Dubuque Investment Oversight Advisory Commission
FROM: Paul Lassance, Investment Oversight Advisory Commission
Kenneth J. TeKippe, Finance Director
RE: Un-approved Minutes of the July 22, 2015 Meeting of the Investment Oversight
Advisory Commission
DATE: July 24, 2015
Commission members Brad Chalmers, Gary Ruden, Stephen Reisdorf, Rachael Ferraro and
Paul Lassance were present. Ken TeKippe, Finance Director, Jean Nachtman, Assistant
Finance Director, Tami Lansing, Finance Accountant and Ariel Swift, Finance Intern were also
present.
1. The meeting began at 3:00 p.m. in Conference Room A in City Hall.
2. The oath of office was administered to reappointed commission members Rachael Ferraro
and Brad Chalmers.
3. Finance Director Ken TeKippe, certified that the meeting was in compliance with the Iowa
open meetings law.
4. Gary Ruden nominated Paul Lassance to continue as chairperson of the commission and
Stephen Reisdorf seconded. Motion carried unanimously.
5. Paul Lassance nominated Gary Ruden as Vice Chairperson of the commission and
Stephen Reisdorf seconded. Motion carried unanimously.
6. Stephen Reisdorf moved that the minutes of the April 22, 2015 meeting be approved. The
motion was seconded by Gary Ruden and approved unanimously.
7. Paul Kronlage, Senior Vice President, John Gonner ,, Senior Vice President and Steve
McDonough, Investment Associate of First Community Trust (FCT) distributed a handout
which provided information on economic and interest rate comments, five and ten year
treasury yield history, performance review, yield curve information, sector allocation and
portfolio detail.
Paul Kronlage indicated the firm continues to grow with $700 million (up $20 million from
last year) in assets. Dale Repass retired as CEO with Chip Murray now CEO, Dale
continues as Chairperson of Board. Firm does not accept deposits or make loans. Firm
has added space and staff in past year. Firm continues work with East Dubuque Savings
Bank, Premier Bank, DuTrac and Dupaco in Dubuque. Paul thanked the City for the
investing with their firm since 2002.
John Gonner's comments included: Fed officials believe fed fund rates to rise later this
year, as long as positive economic indicators continue, John believes September Fed to
increase rates; Federal Reserve uses their monetary policy tools for dual mandate of "full
employment" and "price stability'; unemployment rate is at 5.3%, down from 6.1% a year
ago and from 7.5% two years ago with Federal Reserve targeting 5.0%to 5.2%; Personal
Consumption Expenditure Core Price Index (PCE) is at 1.2%, which hasn't changed much
in the last two years. The Fed would like to see this at 2.0%; when interest rates rise,
bond prices fall. In past periods of rising rates, cash and short term bonds were the best
place to be. First Community Trust thinks it makes sense to not be so short with durations
this cycle, due to the low level of short-term rates, a steep yield curve, and the moderate
pace and volume of rate increases.
Feds have tapered the additional bond buying program from a high of$85 million monthly
to none by October 2014, and market was able to handle. Been a benefit for City's return
to not have been real short in duration for investments. City's investments are primarily in
non-callable bonds.
Steve McDonough reviewed the return information. FCT has outperformed the index the
majority of months since firm began managing the City's funds in months with positive and
negative returns. The standard deviation of returns for the City are also better than the
Barclay's Index. The City's account has an R-Squared of .61 since inception.
John Gonner confirmed that First Community Trust is in compliance with the City' current
investment policy.
8. Investment return and fee information as of June 30, 2015, for the four investment
managers: Dubuque Bank and Trust, U.S. Bank, Dana Investment Advisors and First
Community Trust was distributed.
9. Considerable unspent bond proceeds remain. Proceeds ($20 million) from Series 2015 A
Sales Tax Increment Revenue Bond issue received recently, invested with American Trust
& Savings Bank and Fidelity Bank & Trust. The City does not plan to withdraw from
managed funds this year. Ken indicated Landfill continues to spend some of its reserves
so Landifll is holding less CDs than a few years ago, has incurred debt, may have
additional spending for anticipated projects. Discussed Upper Bee Branch project funding
via Series 2015 A Bond issue, plus SRF loan and EDA and RECAT grants, with additional
funding required to complete project, largest project in City history. Water and Resource
Recovery Center project was the largest previous City project.
Due to favorable interest rate in comparison to money market account, significant dollars
continue to be held in City general checking account.
Discussed the City's current bond ratings.
10. There was no communication from the public, commission, or staff to report according to
Ken.
11. The next meeting of the Commission is scheduled for Wednesday,
October 28, 2015, at 3:00 p.m. in Conference Room A, City Hall. A representative from
Dana will be invited to the meeting.
12. Paul Lassance moved that the meeting adjourn. The motion was seconded by Gary
Ruden and approved unanimously. The meeting adjourned at 3:50 p.m.