Cooper Wagon Wrks Rehab LoanCITY OF DUBUQUE, IOWA
MEMORANDUM
March 13, 2001
TO:
FROM:
SUBJECT:
The Honorable Mayor and City Council Members
Michael C. Van Milligen, City Manager
Downtown Rehabilitation Loan for Cooper Building
390 Main Street
Acting Community and Economic Development Director Pam Myhre is recommending
execution of a loan to The Cooper Development Company, LLC for funding from the City's Tax
Increment Financing-Funded Downtown Rehabilitation Loan Program to renovate the former
Cooper Wagon Works building located at 390 Main Street. The Developers, Scott Neuwoelmer
and Greg Prehm, have proposed a $2.5 million project to transform this vacant property at 3rd
and Main into a multi-use commercial destination with restaurant, pub, night club, banquet
facility and office space utilizing all five floors of the building. The long-term low-interest loan
~vould be for $300,000. The Developers will also pursue historic tax credits, which means that
the work will meet the Secretary of Interior's Standards for Rehabilitation. The project will
begin in April 2001, and is scheduled for completion in this calendar year.
I concur with the recommendation and respectfully request Mayor and City Council approval.
Mi~hael'C. V!Milligen'
MCVM/jh
Attachment
cc: Barry Lindahl, Corporation Counsel
Pamela Myhre, Acting Community and Economic Development Director
VI '¢nbnqno
CITY OF DUBUQUE, IOWA
MEMORANDUM
March 13, 2001
TO:
FROM:
SUBJECT:
Michael Van Milligen, City Manager . __
Pamela Myhr~nd~nomic' Development Director
Downtownqlehabilitafion Loan for Cooper Braiding
390 Main Street
INTRODUCTION
This memorandum presents for City Council consideration a resolution approving a request from
The Cooper Development Company, LLC for funding from the City's TIF-fimded Downtown
Rehabilitation Loan Program to renovate the former Cooper Wagon Works building located at
390 Main Street. The developers propose a project which will be an asset to the Old Main
District in becoming an "entertainment district".
BACKGROUND
On November 3, 1997, the City Council established by Resolution #458-97 revisions to the
existing Downtown Rehabilitation Loan Program to encourage and enhance private investment
and rehabilitation efforts in the Downtown Dubuque Urban Renewal District.
The program, capitalized with funds available through the City's tax increment financing district,
now provides for a maximum of $300,000 in attractive low-interest loan monies. The program is
unique in that grants of up to $10,000 are available to offset necessary predevelopment costs.
The program also includes a forgivable loan element whereby qualifying applicants may have up
to the full amount of the loan forgiven as an incentive for the creation of new employment and
housing oppommities in the district.
The principals of The Cooper Development Company, LLC, Scott Neuwoehner and Greg Prehm,
have proposed a $2.5+ million project to transform this vacant property at 3~d and Main into a
multi-use commercial destination with restaurant, pub, night club, banquet facility and office
space utilizing all five floors of the building.
DISCUSSION
The developers propose to borrow $300,000 from the City's loan program to assist this historic
renovation project. The Cooper Building is a key downtown landmark building that sits at the
gateway to the 4th Street Peninsula and~lmerica's River project. The project will complete the
restoration of the building's exterior and renovation of the interior five floors. The two upper
floors will be completed once tenants are secured and build out of ofiice space is determined.
Total project costs are estimated to be $2,547,665.00. The developers will complete the project
as a historic tax credit project which means that the work will meet the Secretary of the Interior's
Standards for Rehabilitation. The project will commence in April 2001 if approved and is
scheduled for completion late 2001. A copy of summary portions of the application is attached.
Staff has reviewed the application and found it to be in keeping with the general requirements of
the Downtown Rehabilitation Loan Program. The project pro forma is f'mancially aggressive and
very optimistic; however, it has not included future office rental revenue into the yearly
projections which does leave room for increased net operating income. The financial risks
involved with restaurant operations are great, but this project also includes a mix of other uses
which can provide additional financial stability to the overall project.
Additional information on the terms and conditions of the proposed Downtown Rehabilitation
Loan is attached in the commitment letter. If the loan is approved by the City Council, this
commitment letter would be executed by both the Mayor and by The Cooper Development
Company, LLC.
RECOMMENDATION
This bullding's success is hugely important to the Old Main District and the 4~ Street Peninsula.
Its location, its historic significance, its mass and scale provide a critical oppommity for urban
revitalization that can have a real impact in an area that is now undergoing such positive change.
Public support, to bridge financial gaps and take risks to make projects like this happen, is
equally critical. The project's backers and local lender, along with the City's financial
participation, will enable local entrepreneurs to bring renewed vitality to our downtown.
I recommend that the City Council adopt the attached resolution approving The Cooper
Development Company, LLC's request for $300,000 and authorizing the preparation and
execution of the necessary loan agreement. The resolution directs the City Manager to prepare
and execute the final documents as per the terms and conditions of the attached commitment
letter.
ACTION STEP
The action step for the City Council is to adopt the attached resolution.
attachments
F:\USERS~Pmyhre\WPDOCS~LOANDOC~CooperWWk:ooperbldg.mem.wpd
RESOLUTION NO. 104-01
A RESOLUTION AUTHORIZING A LETTER OF COMMITMENT AND
ADDITIONAL ACTIONS CONCERNING A DOWNTOWN REHABILITATION
LOAN TO THE COOPER DEVELOPMENT COMPANY, LLC.
Whereas, the City of Dubuque, Iowa, has created a Downtown Rehabilitation Loan
Program for the purpose of stimulating reinvestment in the Downtown Dubuque Urban Renewal
District; and
Whereas, the City of Dubuque, Iowa is encouraging the use of this loan program to
finance code compliance activities and to spur job creation activities; and
Whereas, the loan application from The Cooper Development Company, LLC meets the
requirements of this program; and
Whereas, a Commitment Letter, hereto attached and by this reference made a part hereof,
sets forth the terms and conditions of The Cooper Development Company, LLC's partcipafion in
the Downtown Rehabilitation Loan Program.
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF
DUBUQUE, IOWA:
Section 1. That the application of The Cooper Development Company, LLC for
participation in the Downtown Rehabilitation Loan Program is hereby accepted and approved.
Section 2. That the Mayor is hereby authorized to execute, on behalf of the City
Council of the City of Dubuque, Iowa, the attached Commitment Letter and to forward said letter
to The Cooper Development Company, LLC for review and approval.
Section 3. That the City Manager be and he is hereby directed to prepare, upon
execution and receipt of the attached Commitment Letter by the applicant, the necessary loan
documents in accordance with the terms and conditions set forth in said Commitment Letter.
Section 4. That the City Manager is hereby authorized to execute, on behalf of the
City Council of the City of Dubuque, Iowa, all necessary loan documents and is further
authorized to disburse loan funds from the Downtown Rehabilitation Loan Program, in
accordance with the terms and conditions of the executed agreement.
Passed, approved and adopted this 19th day of March, 2001.
Terrance M. Duggan, Mayor
AttestL Jeanne F. Schneider City Clerk
19 th day of March, 2001.
/ ' Te~-~anc edt~l~.~)uggan
Mayor
F:\USERS~'myhre\WPDOCS~LOANDOC~CooperWW~cooperbldg.res.wpd
Community and Economic
Development Department
50 West 13th Street
Dubuque, Iowa 52001-4864
The Cooper Development Company, LLC
475 Valeria Street
Dubuque, Iowa 52001
March 19, 2001
RE: Letter of Commitment/Downtown Rehabilitation Loan Program
Cooper Building, 390 Main Street
Dear SirS:
I am please to inform you that your application for financial assistance for the historic renovation
of the Cooper Building has been accepted and approved by the Dubuque City Council.
The following offer is made:
Source of Funds:
Downtown Rehabilitation Loan Program
Amount of Commitment: $300,000
Interest Rate:
Three percent (3%) per annum
Term of Loan:
Twenty (20) years
Payment Schedule:
Monthly interest only payments shall be required for the first sixty
(60) months of the loan. Monthly principal and interest payments,
amortized over an additional fifteen (15) year period, shall begin the
sixty-first month of the loan.
You may prepay this loan in whole or in part at any time without
penalty.
Form of Security:
The loan shall be secured by a second mortgage lien on the
property or other security instrument that will satisfy the
outstanding balance associated with this loan.
Service People Integrity Responsibility Innovation Teamwork
Commitment Letter
Cooper Building Project
Page 2
Purpose of the Loan:
Historic renovation of the exterior facade and historically significant
elements of the interior with remodeling of the remainder of the
interior.
Conditions of this Commitment:
This commitment shall be subject to the deVelopers securing the financial commitment
from Dubuque Bank and Trust Company as offered in a loan commitment letter dated
March 1, 2001 and meeting all of the terms and conditions stated therein.
CO)
An "after rehab" appraisal must be submitted to the Community and Economic
Development Department prior to the scheduled loan closing. The cost of said appraisal
shall be incurred by the property owner.
(c)
A title opinion must be completed at the expense of the property owner. A copy of said
document must be provided at the loan closing.
(d)
Ail exterior work must be reviewed and approved by the City's Historic Preservation
Commission.
(e) A loan agreement must be signed no later than June 30, 2001.
The project must be completed in accordance with the regulations set forth for the City of
Dubuque's Downtown Rehabilitation Loan Program.
Additional Commitments:
(a) A grant not to exceed ten thousand dollars ($10,000) will be available to offset
documented predevelopment costs, architectural and engineering fees and other
miscellaneous soft costs. A determination must be made by the City that the project is
substantially complete and satisfies the conditions of the loan prior to the release of any
grant monies.
Co)
A rebate equal to two thousand dollars ($2,000) may be forgiven for each new full-time
job or full-time equivalent created within two years of the execution of the loan documents
and maintained by the applicant or his/her tenant for a period of not less than three years.
The amount of the loan to be forgiven shall be determined by the City on the fifth
anniversary of the loan based on documented evidence of job creation.
Commitment Letter
Cooper Building Project
Page 3
This commitment is valid for twenty-one (21) days from the date of this letter. If you wish to
accept the offer, you must return the acknowledgment. Failure to return written acknowledgment
will be cause for the commitment to lapse. This commitment offer shall lapse if construction on
the proposed project does not start within ninety (90) days of the loan closing.
Ir'the terms offered do not meet your approval, or if you have any questions regarding the
conditions of this commitment, please contact Pamela Myhre, Community and
Economic Development Department, at 319/589-4393.
Sincerely,
Terrance M. Duggan
Mayor
We have reviewed the above offer and accept the Downtown Rehabilitation Loan and al/of the
terms of this commitment letter.
Scott A. Neuwoehner, Managing Partner
The Cooper Development Company, LLC
Date
Greg A. Prehm
The Cooper Development Company, LLC
Date
The Cooper Development Company, L.L.C.
475 Valeria Street
Dubuque, Iowa 52001
December 1, 2000
Dear Pam,
This Business plan should have all the necessary information for the application of the loan
programs.
We would like to apply for the following;
Downtown Rehabilitation Program ($300,000)
Faqade Grant Program ($10,000)
Planning & Design Grants $(10,000)
My partner and I will be applying for the funding. The following is our personal information;
Scott A. Neuwoehner
SS #-
475 Valeria St.
Dubuque, IA 52001
556-4577
Greg A Prehm
SS #-
5902 Clark Street
Des Moines, IA 50311
515-235-5459
We will put personal guarantees as well as a second mortgage against the loan.
We believe this project is important to the continued revitalization of the lower Main Street
district. The "Cooper Building" is a historic structure in Downtown Dubuque, The renovation
and revitalization of this structure is important not only for it's location (i.e. it's proximity to the
new Chamber building and the entrance to the River Project.) but also to help further the lower
main district revitalization effort. It is our belief that our proposed business located with in the
building will be an asset to the lower Main Street area and Dubuque as a whole. As much as 30
new full and part-time jobs will be created as a result of our businesses. We believe that the
Lower Main Street area can and will become the "Entertainment District" of Dubuque, offering
residents as well as tourists numerous dinning, shopping, lodging, and entertainment choices.
Our project will be the for -runner in accomplishing this goal.
Please feel free to contact me anytime with any questions you may have. I look forward to
hearing from you.
Sincerely,
Scott A. Neuwoehner
Telephone (319) 556-4577 Fax (319) 556-4767
Executive Summary
Business Description
Scott A. Neuwoehner & Greg A. Prehm are entrepreneurs that have
developed a business proposal that shows their v/sion for building an
entertainment complex in the lower main district of Dubuque. They will be
leaving successful occupations to purse this endeavor for the next five years.
Together their vision, drive and skills will help Scott and Greg create a
successful new business employing over 30 full time people, and bring a
revitalized new business concept to the Historic old Main street area, helping
pave the way for future progress in the area.
Their company the Cooper Development Corporation (to be formed) w/il
own a building located at 390 Main Street, formally know as the Cooper
Wagon Works Building, operating 4 individual business and leasable office
space. The roof is less than 5 years old and all renovation estimates are
included w/th this plan for rev/ew.
The hub of the business "Main Street Brew Pub & Restaurant", is a full
service restaurants speciatizing in quality food, atmosphere _and micro
brewed beers. This is a 250+ seat restaurant featuring an average ticket price
of $6.00 lunches and $12 dollar dinners. The restaurant level itself is a 7200
sqn~re foot area. Featuring exposed brick walls and ceilings, Panoramic
views, 20-foot ceilings, and large exposed columns.
A second supporting business is the" Old Main Reception & Banquet Hall"
a 6500+ sq. foot area located on the second floor. Featuring panoramic
views of downtown, a prim location and a unique atmosphere. The
Restaurant wilt cater the food and beverage.
Located in the lower level the "Boiler Room Night Club", the third proposed
business, is a 200+ capacity night club featuring daily specials, dancing, live
music and a truly unique atmosphere.
The fourth business also located in the lower level is the "Cypress Lounge" a
piano bar lounge that features plush interior and a atmosphere to attract an
upper scale businessmen and women clientele.
The Cooper Development Corporation's build/ng will also house 2 floors of
leasable business space, each floor encompassing 5000 square at an
conservative est/mate of 8.50 a square foot.
The industry
The Cooper Development Corporation will be a part of the 376.2 billion-
dollar food service industry. (Estimated for 2000, see industry analysis) The
industry has been in one of its greatest growth periods since the early 90's.
According to the National Restaurant Association, the industry should
continue to expand at a solid growth rate for it's n/nth consecutive year,
increasing an estimated 5% fi:om 1999. In the nineties the industry has
passed some notable milestones including surpassing the $300 billion sales
threshold. Sales at Full service restaurants are projected to top 128 billion an
almost 6% increase fi:om the previous year.
Market
The Cooper Development Corporation business located at the comer of third
and Main Street will have over 300 feet of fi:ontage on what is sure to be one
of the busiest streets entering the Ice harbor and River project area_ Local
agencies (see supporting documents) have est/mated 1.3 mil/ion visitors to
the River Project annually. Meaning 1.3 million tourists will pass by our
business front door each year. There are three hotels (one proposed), the
Five Flags Convention Center, and over 6700 people employed w/th in
"lunch" distance of our location.
We est/mate that there are currently only a few' business in Dubuque who
will be targeting our customers based on a full serv/ce menu, convenience,
location, atmosphere, pricing, enterm/nment, and our micro-brewed beers.
Out of those business our pr/cing competes with or beats our competition.
Business Description
Business Name & Location
The legal name of the company is the '"'Cooper Development Corporation"
owning and operating a building in the lower main d/strict homing five
separate business entities all geared toward separate demographics of
customers. The building is located on the comer of? and Main and is
currently known as the "Cooper Wagon Works Building". This building MI1
house the following entity's spelled out in detail in a later section:
Main Street Brew Pub and Restaurant (main level)
"Main Street" will be the hub of the businesses. Geared toward the ever-
increasing need for a unique quality restaurant in the downtown Dubuque
area. It will be a brew pub restaurant specializ/ng in brewing quality micro
brew beers along with serving high quality food. Main Street will focus
mainly on micro brewed beers, burgers, steaks and other culinary delights.
The "Main Street Brew Pub" will be the only restaurant in the area cooking
on a hickory fired AZTEC grill giving the restaurant an immediate/mpact,
not only for it's micro brewed beers, but also for the foods unique hickory
flavor. '"
Cypress Lounge (lower level)
Another unique aspect to down town Dubuque! A cozy piano bar catering to
the 30+ age group, which will seat up to 75 patrons and will be separated
from the other business located in the lower level. With solid, exposed 1/me
stone walls, piano bar ambiance, built in tropical fish tanks, and direct access
to the elevator the "Cyprus" Lounge is sure to be a big hit.
Boiler Room Night Club (lower Level)
The "Boiler Room" is a nightclub geared toward attracting Dubuque's 20+
age group. This over 200 capacity club will feature a unique, classy
atmosphere not typical of other local nightclubs. The "Boiler Room Night
Club" will feature a separate entrance so not to interfere with the day to day
operations of the other occupants in the building.
Old Main Reception Hall (second floor)
The second floor will feature a 300+ person reception hall that will be used
during the weekdays as a banquet area for local business and club luncheons,
dinner parties, holiday events, etc. As a reception hall it wilt offer
prospective customers a classier atmosphere and more convenient location
than other typical halls and hotels. Food and beverage service will be catered
fi:om the "Main S~'eet Brew Pub" restaurant.
Office space (Third and Fourth floor)
By year two of business we will have two floors of 4500+ sq. feet each
available for rent as office space.
Legal Form of Business
The legal form of the business will be Limited Liability Corporation (LLC)
to be reg/stered in the state of Iowa.
Company Owners/Title
The company's owners are Scott A. Neuwoetmer and Crreg Prehm> General
partners.
Current situation
Mr. Neuwoehnwr and Mr. Prehm bring to the table experience of running
their own successful independent businesses- Mr. Prehm a Stock Broker,
and Mr. Neuwoehner a Real Estate Broker. They also have worked fi:om
t/me to t/me in the restaurant and bar business. To enhance their
management skills they plan to retain the services of an experienced
consultant during the first year of business. The consultant, Richard Walls
has successfully managed the initial start-ups of more than five, "million
dollar" producing restaurants in the state of Missouri. Richard will play a
key role/n the first months o£business and, additionally, will be retained as
a consultant for the remainder of the year. In addition, three separate,
experienced assistants will be retained in the first year to assist with
management responsibilities.
2
The market has been defined; the competition has been evaluated and the
location has been carefully selected and tested for the necessary
demographics and traffic needed to meet the goals necessary to ach/eve
profitability. The location has been chosen based in part due to the over
5000 employees and 400+ business located within close proximity, and in
part to the over 1 million estimated v/sitors who will come to Dubuque
annually to visit the "America's River Project". Additionally, the location of
the five flags center, two hotels, and the new hotel/indoor Water Park
proposed for the area, make the "Cooper Wagon Works" location an
excellent choice. Also, the city's drive to revitalize down town Dubuque
makes the value of the location almost immeasurable. Mr. Neuwoehner
currently has the "Cooper Wagon Works" building under contract.
The restaurant will be located on street level facing North toward 3~d street
and East toward Main street. The restaurant w/ii be approximately 4500
square feet and will seat 265 patrons. The atmosphere w/Il feature large
windows exposing the entire North and East Sides to the open street, with
exposed brick walls on the South side, and large exposed columns in the
middle. The motif will be that of an old brewery with exposed antique
brewing equipment and local historic brewing decorations. We believe that
the moderately priced menu,, good selection of food and beers, inviting
atmosphere and location, and a good advertising campaign will make th/s
restaurant the most popular restaurant, not only in the local area but in the
surrounding region as well. The fact that it will be the only place in town to
enjoy a local micro brewed beer in and of it self will give Main Street instant
credibility among the pubhc.
The lounge will be called the "Cypress Lounge" and will feature among
other things a piano player, on different nights of the week. This lounge will
cater to upper middle class businessmen and women, and the yuppie crowd.
Evidence that this type of bar is. in demand is the enormous success of the
Busted Lift Bar located at 180 Main Street. The "Cypress Lounge" not only
will cater to the upper middle class but will also be, with it's easy access
from the restaurant, a place where patrons waiting for their dinner table can
visit and enjoy a cocktail. The cypress will serve a varity of drinks including
the brewed beers from the restaurant. The atmosphere will be a cross
between a plush cigar bar and the before mentioned Busted Lift. Like the
Busted Lift the walls will be solid exposed limestone, with an exposed
ceiling. However the Cypress will also have plush carpeting and a solid oak
bar. The wails bekind the bar will have built in tropical fish tanks and low
level mode lighting. It is our belief that the "Cypress Lounge" will be
regarded as a one of a kind place to go for a relaxing one of a kind
atmosphere.
"The Boiler Room" nightclub, adjacent to the "Cypress Lounge" w/Il be a
club that introduces Dubuque to a new way of nightlife. If you could roll the
best qualities of local Dubuque bars and the Coliseum in East Dubuque into
one you would have the Boiler room. With similar decor as the "Cypress
Lounge"- exposed lime stone walls and fish tamks behind the bar- the club
will have it's own unique style and atmosphere not typical ora club or local
bar. Essentially an under ground bar, the '~Boiler Room" will feature
dancing (club style), on Thursdays and Saturdays, & live music on Friday
nights. Pool tables and other bar games will also be available to patrons.
The boiler room will feature specials every night of the week. Thursdays,
Fridays, & Saturdays a cover charge will be collected at the door. What the
"Boiler Room" will have that other clubs around the Wi state area do not is a
special atmosphere, not just a dance club atmosphere, or a live music
atmosphere, but a quasi-mix. One aspect of the "Boiler Room" that will be
unique to the area will be the live web cast that will be slated for Saturday
nights. In an effort to jump on the bandwagon of the Intemet we will set up a
live web cast from the bar via an appropriate web site on Saturday ni~ts.
~ will be a promotional campaign to lure curious viewers to check out the
action.
Future ~oals.
Our vision is to build on the revitalization of downtown, to draw people
form all demographics into the downtown lower main area, and specifically
to our facilities. Our goal is to contribute to making the old main area the
new "Entertainment District" for Dubuque. With the restaurant we will
provide a unique dining experience unlike any other in the Dubuqueland
area. The nightclub will appeal to a younger crowd, while the lounge will
draw an older more sophisticated crowd. The objective of the reception area
is twofold. A classy reception area that will offer an escape from hotel
lobbies and hallways, and a banquet area downtown that offers great food
and service not to mention atmosphere for businesses to entrain clients and
have employee parties.
The Cooper Development Company LL.C.
475 Valeria Street
Dubuque, Iowa 52001
Breakdown of Proiected Project Costs and Funding Sources
proiect Cost Estimates:
Item
Dollar Amount
Building Cost
Construction Bid
Equipment Cost
Contingency
Working Capital
(390 main)
(Prism, Material & Labor)
SunStar, SYSCO, Other)
Construction, finish grid capital overruns)
$ 510,000.00
1,24~665.00
390,000.00
200,000.00
200,000.00
Total Projected Costs
2,547,665.00
Source
Dollar Amount
Investors
Bank Loan*
Tax Credits**
City Funding*
Facade Grant*
Design Grant*
Cover Purchase of Building)
Construction, Equipment, Capital, Contingency)
Equipment, Construction)
( Equipment, Construction)
(Windows)
( Design work)
$ 510,000.00
1,500,000.00
200,000.00
300,000.00
10,000.00
10,000.00
Total Sources of Funding
$ 2,530~000.00
* Each source of funding will be used for numerous phases of the project unless certain
guidelines related to that funding prohibit a particular use or allocation.
** Tax credits are estimated at $200,000 and could be as high as $220,000.
T~,l~nhnn~ (R1 A/5.RR-4577 [:n',' (R1A~ .q.q~-47gi7
The Cooper Development Company L.L.C.
475 Valeria Street
Dubuque, Iowa 52001
March 6, 2001
Dear Pam,
Enclosed is the Loan Commitment from DB&T. Please note the terms and Conditions
required prior to closing. These terms and conditions have been addressed and we are
now waiting for the SBA and City Approval as the final pieces of the puzzle.
It is vital to this project that we receive all $300,000 of the Downtown rehabilitation loan
funding and any other grant monies that are available. We appreciate your prior and
continuing work in helping us to secure thes~ funds and would appreciate any personal or
professional opinions you may have on proceeding.
The Bank is expecting the SBA approval with in the next couple of weeks. We would
like to get the city portion taken care of within that time frame as well, so we may start
construction ASAP.
Thanks again for you continued work. I look forward to hearing from you soon.
With Regards,
Scott A. Neuwoenner
Managhag Partner
Cooper Development Company L.L.C.
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