Private Retaining Walls_Revolving Load FundTHE CITY OF DUBUQUE
Masterpiece on the Mississippi
Dubuque
All-American City
2007
TO: The Honorable Mayor and City Council Members
FROM: Michael C. Van Milligen, City Manager
SUBJECT: Historic Preservation Revolving Loan Fund -- Private Retaining Walls
DATE: May 13, 2008
Planning Services Manager Laura Carstens is recommending approval of extending
eligibility for the Historic Preservation Revolving Loan Fund to include the repair and
reconstruction of private retaining walls that are an integral, structural part of a property.
The Historic Preservation Revolving Loan Fund provides loans up to $25,000 for 10
years at 3% interest for exterior improvements to properties in the Jackson Park,
Cathedral, West 11th Street, Langworthy, and Old Main Historic Districts and to
individually designated historic properties. Loan applications are subject to design
review and approval by the Historic Preservation Commission.
The Historic Preservation Revolving Loan Fund is capitalized with $200,000 from the
City's General Fund and $200,000 from Premier Bank Revolving Account in the form of
a no-interest, 10-year loan. The loan agreement with Premier Bank allows changes to
the Historic Preservation Revolving Loan Fund guidelines by mutual consent of Premier
Bank and the City. Premier Bank has agreed to the change.
Retaining walls that are an integral, structural part of a property are necessary to allow
continued use of a property. The terrain of Dubuque has made these retaining walls a
prominent feature of our historic areas. With the conditions experienced in Dubuque
this past winter and spring, we expect to see requests for City assistance to repair and
reconstruct these walls. Structural problems with these walls can create a safety
concern for property owners on both sides of a wall.
I concur with the recommendation and respectfully request Mayor and City Council
approval.
MCVM/jh
Attachment
Micliael C. Van Milligen
cc: Barry Lindahl, City Attorney
Cindy Steinhauser, Assistant City Manager
Laura Carstens, Planning Services Manager
THE CITY OF DUBUQUE
Masterpiece on the Mississippi
Dubuque
All-American City
2007
TO: Michael C. Van Milligen, City Manager
FROM: Laura Carstens, Planning Services Manager
SUBJECT: Historic Preservation Revolving Loan Fund -- Private Retaining Walls
DATE: May 14, 2008
Introduction
The purpose of this memorandum is to request your support to extend eligibility for the
Historic Preservation Revolving Loan Fund (HPRLF) to include the repair and
reconstruction of private retaining walls that are an integral, structural part of a property.
Background
The HPRLF provides loans up to $25,000 for 10 years at 3% interest for exterior
improvements to properties in the Jackson Park, Cathedral, West 11th Street,
Langworthy, and Old Main Historic Districts and to individually-designated historic
properties. Loan applications are subject to design review and approval by the Historic
Preservation Commission (HPC). The program brochure is enclosed.
The HPRLF is capitalized with $200,000 from the City's General Fund and $200,000
from Premier Bank Revolving Account in the form of a no-interest, 10-year loan. The
loan agreement with Premier Bank allows changes to the HPRLF guidelines by mutual
consent of Premier Bank and the City.
Discussion
Retaining walls that are an integral, structural part of a property are necessary to allow
continued use of a property. The terrain of Dubuque has made these retaining walls a
prominent feature of our historic areas. With the conditions experienced in Dubuque this
past winter and spring, we expect to see requests for City assistance to repair and
reconstruct these walls. Structural problems with these walls can create a safety
concern for property owners on both sides of a wall.
Previously, the HPC has determined that retaining walls that serve a landscape function
are not eligible for HPRLF money. This policy would continue.
Determination of whether a private retaining wall is an integral, structural part of a
property or serves only a landscape function would be made by the HPC with input from
the HPRLF Review Committee.
Historic Preservation Revolving Loan Fund -- Private Retaining Walls
Page 2
The HPRLF Review Committee is comprised of City staff from the Planning Services,
Housing and Community Development, and Building Services Departments and Historic
Preservation Commissioners. This committee reviews HPRLF applications for
consistency with the program guidelines and applicable City Codes. The Building
Services Department issues permits for retaining walls over two (2) feet in height.
If this proposal to extend the HPRLF to retaining walls is approved, City Engineering
staff will be invited to join the HPRLF Review Committee when an application includes a
retaining wall to help determine if a private retaining wall is an integral, structural part of
a property.
The HPC and Premier Bank both have a role in establishing the HPRLF guidelines.
Their recommendations are presented to the City Council for final review and approval.
Jeffrey P. Mozena, President and CEO, Premier Bank, has indicated that the bank is in
agreement with amending the purpose of the HPRLF to allow usage, as proposed, for
repair and reconstruction of private retaining walls. Mr. Mozena has further indicated
that Premier Bank is pleased to assist homeowners that are struggling with the high
cost of repair and maintenance of stone walls in the historic preservation districts.
The HPC will consider the proposal at their regular meeting on May 15, 2008.
Requested Action
The requested action is for you to support use of the HPRLF for the repair and
reconstruction of private retaining walls that are an integral, structural part of a property.
Enclosure
cc Rich Russell, Building Services Manager
David Harris, Housing and Community Development Director
Gus Psihoyos, City Engineer
Jerelyn O'Connor, Neighborhood Development Specialist
Purpose
Preservation loans are available on a competitive
basis to property owners In historic districts , con-
servation districts or who own a City designated
Landmark ar indiv/dua/h/stock property for exte-
rior rehabilitation projects that meet the Secretary
of the Interior's Standards for Rehabilitation.
This loan fund provides positive incentives to prop-
erty owners in these districts to maintain and im-
prove the community's architectural heritage.
Dubuque
THE CITY OF DUBUQUE
Masterpiece on the Mississippi
Planning Services Department
City Hall
50 W.13Ih Street
Dubuque IA 52001-4864
Phone: (563) 589-4210
Fax: (563)589-4221
Email: planning@cityofdubuque.org
HISTORIC..
PRESERVATION
REVOLVING
LOAN FUND
Applicant Eligibility
The owner of any property at least 50 years old and
located in Jackson Park, Cathedral, W. 11th Street,
Old Main or Langworthy Historic Preservation Districts
or designated as a City Landmark or individual his-
toric property or a conservation district
Loan Amount/Terms
Up to $25,000
"'' ~ 3% interest rate
10 years
Monthly principal and interest payments
begin after project completion, but not longer than 6
months after loan closing. Limit one loan outstanding
per building. Work must be initiated within three (3)
months and completed with six (6) months from date
of Historic Preservation Commission approval. The
Commission may grant additional time, if needed.
Security
Preferably at least a 2nd mortgage position and prom-
issory note, or an amount not to exceed 100% of loan-
to-value. The property value will be based on the as-
sessed value, or on the appraised value after im-
provements if the assessed value is not a good indica-
tor.
Application Period
Initial open enrollment for first 60 days of the fiscal
year (July and August); applications accepted until all
funds are committed.
Assistance with the design review portion of the appli-
cation is available during regular business hours by
appointment at the Planning Services Department, 50
W. 13th Street, Dubuque (City Hall).
Eligible Improvements
Exterior work that results in property improvements that
meet the Secretary of the Interior's Standards and Guide-
linesfor Rehabilitation.
Work must meet the Secretary of the Interior's Stan-
dardsand Guidelines for Rehabilitation and any specific
design standards established for the pertinent Historic Pres-
ervation District.
Project Ranking
Projects will be ranked by the architectural or historical sig-
nificance of the building, and the priority of the work. The
architectural or historical significance will be based on the
Historic Properties inventory of 1978-1979 and Architec-
tural/Historic Survey/Evaluation of 2000-2005.
Highest priority will be given to projects that result in saving,
restoring, or reconstructing original building elements, using
original materials that reflect the architectural character or
significance of the property.
Second priority will be given to projects that use
preservation alternatives, such as different ma-
terials, techniques or methods for rehabilitation
' of historic buildings.
Projects will receive a lower rating if the property owner is a
previous borrower under this program.
Review and Approval
Applications will be accepted during regular business hours
at the Housing and Community Development Department,
1805 Central Avenue, Dubuque, Iowa.
All applications must include required information on in-
come, specific work proposed, and at least two estimates
received from full-time contractors licensed and insured by
the State of Iowa. Homeowners may do the work
themselves; written quotes on the costs of materi-
als must be provided. Labor by homeowners is
not covered. Incomplete applications will not be
processed.
A loan review committee of City Staff and Historic
Preservation Commissioners will rank applications
prior to income verification, and make recommen-
dations relative to loan amount, and review com-
pliance with City Housing, Building and Historic
Preservation Codes, and with Section 106 of the
Code of Federal Regulations.
The Historic Preservation Commission will review
the loan application, the proposed work, and the
committee's recommendations. The Commission
must approve a Certificate of Appropriateness for
all proposed work prior to issuance of permits or
processing of loans.
All applicable City reviews and permits must be
completed; e.g., building permits, rental license,
housing inspection, before any work begins.
Work begun prior to obtaining a required permit,
review or approval will not be eligible for loan
assistance.
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THE CITY OF DUBUQUE
Masterpiece on the Mississippi
Dubuque
All-American City
2007
Planning Services Department
City Hall
50 West 13th Street
Dubuque, IA 52001-4864
(563) 589-4210 phone
(563)589-4221 fax
(563) 690-6678 TDD
planning@cityofdubuque.org
May 16, 2008
The Honorable Mayor and City Council
City of Dubuque
50 W. 13th Street
Dubuque IA 52001
RE: Historic Preservation Revolving Loan Fund -- Private Retaining Walls
Dear Mayor and City Council Members:
The purpose of this letter is to express the Historic Preservation Commission's support
to extend eligibility for the Historic Preservation Revolving Loan Fund (HPRLF) to
include the repair and reconstruction of private retaining walls that are an integral,
structural part of a property.
The HPRLF provides loans up to $25,000 for 10 years at 3% interest for exterior
improvements to properties in the Jackson Park, Cathedral, West 11th Street,
Langworthy, and Old Main Historic Districts and to individually-designated historic
properties. Loan applications are subject to design review and approval by the Historic
Preservation Commission. The HPRLF provides positive incentives to property owners
to maintain and improve the community's architectural heritage.
Previously, the HPC has determined that retaining walls that serve a landscape function
are not eligible for HPRLF money. This policy would continue. To distinguish
landscaping walls from retaining walls that are an integral, structural part of a property,
the Historic Preservation Commission recommends the following test for loan eligibility:
If a wall did not exist, and the property could not be graded to a 3:1 slope from the
property line to the structure without impacting the structure, then the wall is eligible.
By a vote of 6 to 0, the Historic Preservation Commission recommends that the City
Council support use of the HPRLF for the repair and reconstruction of private retaining
walls that are an integral, structural part of a property as defined above.
Sincerely,
Christine Happ Olson, Chairperson
Historic Preservation Commission
Service People Integrity Responsibility Innovation