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Minutes Investment Oversight 7 23 08THE CITY OF DuB E ~~ Memorandum TO: Members of City of Dubuque Investment Oversight Advisory Commission FROM: Kenneth J. TeKippe, Finance Director ~C¢~^-..~'~~, ~~~4~ RE: Un-approved Minutes of the July 23, 2008 Meeting of the Investment Oversight Advisory Commission DATE: July 24, 2008 Commission members Paul Lassance, Steve Reisdorf and Virgil Blocker were present. Ken TeKippe, Finance Director, and Jean Nachtman, Assistant Finance Director, were also present. 1. The meeting was called to order at 3:00 p.m. in Conference Room A in City Hall by Chairperson Paul Lassance. Finance Director Ken TeKippe, certified that the meeting was in compliance with the Iowa open meetings law. 2. Dale Repass and John Gonner of First Community Trust distributed a handout which provided information on performance, economic and interest rate outlook, and five year treasury yield and fund returns. Dale indicated the firm has grown to $275 million in assets since established in January 2001, experiencing positive earnings and is financially sound. The firm continues to work with eight financial institutions including four local: East Dubuque Savings Bank, Premier Bank, Dutrac Community Credit Union and Dupaco Community Credit Union. John reviewed the handout and provided the following comments: for the 69 months the firm has invested City funds, results yielded better returns (more months with positive returns and less months with negative returns) than the Lehman 1-5 year government index, predicts increase in Federal funds rate to 2.50-2.75% should strengthen dollar with oil and other commodities dropping and helping inflation, faith in Chairman of Federal Reserve Ben Bernanke's leadership and believes our returns should benefit from government helping Fannie Mae and Freddie Mac, inflation is running hotter than the Fed prefers. John's information reflected their five calendar year average returns highest of four managers (3.64% vs 3.57%, 3.56% and 3.47%). John Gonner confirmed that First Community Trust is in compliance with the City's current investment policy. 3. Virgil Blocker moved that Paul Lassance be reappointed chairperson for the commission. The motion was seconded by Steve Reisdorf and approved unanimously. 4. Virgil Blocker was reappointed by City Council in July for three year term on the committee. 5. Virgil Blocker moved that the minutes of the April 23, 2008 meeting be approved with change noted in firm to appear at July meeting, should have been First Community Trust and not U.S. Bank. The motion was seconded by Steve Reisdorf and approved unanimously. 6. Ken distributed investment return information for June 30, 2008, from the four investment managers: Dubuque Bank and Trust, U.S. Bank, Dana Investment Advisors and First Community Trust. Also distributed a recap of manager/ custodian annual fees based on June 30, 2008, market values. 7. The Commission reviewed the June 2008 quarterly investment reports prepared by Jean Nachtman. Ken indicated that the City has continued to invest new funds or maturing investments in Certificates of Deposit (approximately 6 month maturities), due to higher returns than U.S. Treasuries. There are no U.S. Treasuries in the current portfolio. A summary of 53 investment quotes for certificates of deposit bids in the fiscal year ended June 30, 2008 was distributed. The City has continued to borrow funds from State Revolving Fund (SRF) for water, storm and sanitary sewer projects. Ken indicated that City has not withdrawn funds from the investment managers in the past few months and there are no plans to withdraw during next few months. 8. A draft of an updated Investment Policy was distributed. It will be forwarded to managers for feedback/input. Ken TeKippe and Jean met with Paul Heacock who provided valuable information to assist in the update. 9. There was no communication from the public, commission or staff to report according to Ken. 10. The next meeting of the Commission is scheduled for Wednesday, October 22, 2008, at 3:00 p.m. in City Hall. A representative from Dana will be invited to the meeting. 11. Virgil Blocker moved that the meeting adjourn. The motion was seconded by Steve Reisdorf and approved unanimously. The meeting adjourned at 3:45 p.m. From: City of Dubuque, Investment Oversight Commission To: MEMBERS of the CITY COUNCIL OF DUBUQUE Regarding: Quarterly Report In Accordance with Ordinance No. 50-92 (3) Sec. 2-231, City code, the City of Dubuque Investment Oversight Commission (IOC) respectfully submits the 61st quarterly report. The IOC members met on July 23, 2008. The transactions reviewed through June 30, 2008 appear to be in compliance with the Articles in the Investment Policy. Dale Repass, Chief Executive Officer and John Gonner, CFA, Senior Vice President from First Community Trust (FCT) made their annual presentation to the IOC of the portfolio they manage for the City. Mr. Gonner stated that he had reviewed the City investment policy and that First Community Trust was operating within compliance of the policy. Mr. Gonner then reviewed the investment portfolio managed by FCT and its performance. There have not been any change in the type of investments utilized FCT. Although interest rates have been affected by the recent troubles in the sub-prime mortgage lending market, FCT anticipates the Federal Reserve will start increasing rates after the recent cuts made to shore up financial markets. Mr. Gonner pointed out that the spread between Treasury bonds and government agency issued bond are unusually high. He believes that this spread will move back to a more normal level within the next 6 months. This should help the portfolio performance in coming months. Ken TeKippe, City Finance Director reviewed the schedule of funds managed by their department. City funds continue to have a significant amount invested in CDs with various local financial institutions. A draft copy of the revised City investment policy was handed out. Commission members will review and prepare comments back to the Finance Department for our next meeting. The IOC did not receive any communication or questions from the public. Respectfully submitted ~1'auCGassance Paul Lassance Chairman Investment Oversight Commission