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Signed Contract_2017 Farm Lease with John Veach for North McFadden Farm Copyrighted June 5, 2017 City of Dubuque Consent Items # 31. ITEM TITLE: Signed Contracts SUMMARY: 2017 Farm Lease with Robert Bradley fora portion of Roosevelt Park; 2017-2018 Farm Lease with John Veach for property known as the North McFadden Farm. SUGGESTED DISPOSITION: Suggested Disposition: Receive and File ATTACHMENTS: Description Type Bradley / FDR Park Lease Supporting Documentation Veach / North McFadden Farm Lease Supporting Documentation THE CTTY OF Dubuque DUB E 11111 Masterpiece on the Mississippi TO: Michael Van Milligan, City Manager FROM: Steve Sampson-Brown, Project Manage SUBJECT: Farm Lease— North McFadden Farm DATE: May 2, 2017 Attached is the Farm Lease between the City of Dubuque and John Veach of Dubuque, Iowa for the property known as North McFadden Farm near Radford and Middle Roads. The lease will run from March 1, 2017 and terminate on February 28, 2018. Mr. Veach will rent 28.7 tillable acres at $250/acre. The Certificate of Liability Insurance has been approved by Purchasing Coordinator, Tony Breitbach. Upon execution of the noted documents, please return to the Engineering office for further processing. Attachs. - FARM LEASE p' THE IOWA STATE SAR ASSOCIATION c' Of aal Form#135 — -_ Recorder's Cover Sheet Preparer Information: (Name, address and phone number) Barry A. Lindahl, 300 Main Street, Suite 330, Dubuque, IA 52001,Phone: (563) 589-4113 Taxpayer Information: (Name and complete address) City of Dubuque, 50 W. 13th Street, Dubuque, IA 52001 Return Document To: (Name and complete address) Steve Brown, 50 West 13th Street,Dubuque, IA 52001 Grantors: Grantees: City of Dubuque, Iowa John Veach 12216 English Mill Road Dubuque,IA 52003 Legal description:See Page 2 Document or instrument number of previously recorded documents: o O . w aa,Assoaa000xaae IWACOCS® M�EIOWA��TE&1R A550CIATON Ba A. Lindahl FOR iXE LEGAL EFFECT OF THE USE OF Barry TNIS fORm,CONSULT YOUR LAWYER SNA A FARM LEASE CASH OR CROP SHARES "(I THIS LEASE ("Lease') is made between City of Dubuque ("Landlord"),whose address for the purpose of this Lease is 50 W. 13th Street. Dubuque. IA 52001 and ('Tenant"), whose address for the purpose of this Lease is John V each THE PARTIES AGREE AS FOLLOWS: 1. PREMISES AND TERM. Landlord leases to Tenant the following real estate situated in Dubuque County, Iowa(the"Real Estate"): Twenty-Eight (28.7)acres(more or less)of tillable property as shown on the attached USDA Map for Farm 6941 Tract 12465. and containing 28.7 (tetaQ (tillable) acres, more or less, with possession by Tenant for a term of year(s)to commence on March I. 2017 , and end on Fehmary 28 7,018 . The Tenant has had or been offered an opportunity to make an independent investigation as to the acres and boundaries of the premises. In the event that possession cannot be delivered within fifteen (15) days after commencement of this Lease, Tenant may terminate this Lease by giving the Landlord notice in writing. 2.RENT. Tenant shall pay to Landlord as rent for the Real Estate(the"Rent"): a. Total annual cash rent of $ 7,175.00 payable, unless otherwise agreed, as follows: $25% on Aoril 1. 2017 , $50% on July 1.2017 and$25% on October 1. 2017 or b. Crop share - NA of com, �/ of soybeans, and ———hjA.% of other crops raised on the Real Estate. All Rent is to be paid to Landlord at the address above or at such other place as Landlord may direct in writing. Rent must be in Landlord's possession on or before the due date. Participation of this farm in any offered program by the U.S. Department of Agriculture or any state for crop production control or soil conservation, the observance of the terms and conditions of this program, and the division of farm program payments, requires Landlord's consent. Payments from participation in these programs shall be divided N/A% Landlord N/A% Tenant. Governmental cost-sharing payments for permanent soil conservation structures shall be divided N/A% Landlord N/A% Tenant. Crop disaster payments shall be divided______f21C Landlord 100%Tenant. 9T1,a Imva gale Br Assonation IDl] YM FARM LEASE-0ASH OR CROP SNARES IOWACCC5 / .11.Au 912015 \1) 3. LANDLORD'S LIEN AND SECURITY INTEREST. As security for all sums due or which will become due from Tenant to Landlord, Tenant hereby grants to Landlord, in addition to any statutory liens, a security interest as provided in the Iowa Uniform Commercial Code and a contractual lien in all crops produced on the premises and the proceeds and products thereof, all contract rights concerning such crops, proceeds and/or products, all proceeds of insurance collected on account of destruction of such crops, all contract rights and U.S. government and/or state agricultural farm program payments in connection with the above described premises whether such contract rights be payable in cash or in kind, including the proceeds from such rights, and any and all other personal property kept or used on the real estate that is not exempt from execution. Tenant shall also sign any additional forms required to validate the security interest in government program payments. Tenant shall not sell such crops unless Landlord agrees otherwise. Tenant shall notify Landlord of Tenant's intention to sell crop at least three(3)business days prior to sale of the crop (with business days being described as Monday through Friday, except any Iowa or federal holidays). Tenant shall pay the full rent for the crop year in which the crop is produced, whether due or not, at the time of sale pursuant to Landlord's consent to release Landlord's security interests. Upon payment in full Landlord shall release Landlord's lien on the crop produced in that crop year on the premises. The parties agree that by the Landlord releasing the lien as to the crop in one year, the Landlord in no way releases the lien or agrees to release the lien in any prior or subsequent year. Tenant shall sign and deliver to Landlord a list of potential buyers of the crops upon which Landlord has been granted a security interest in this lease. Unless Landlord otherwise consents, Tenant will not sell these crops to a buyer who is not on the potential list of buyers unless Tenant pays the full rent due for the crop year to the Landlord at or prior to the date of sale. Landlord may give notice to the potential buyers of the existence of this security interest. Landlord is further granted the power, coupled with an interest, to sign on behalf of Tenant as attorney-in -fact and to file one or more financing statements under the Iowa Uniform Commercial Code naming Tenant as Debtor and Landlord as Secured Party and describing the collateral herein specified. Tenant consents to the financing statement being fled immediately after execution of this Lease. 4. INPUT COSTS AND EXPENSES. Tenant shall prepare the Real Estate and plant such crops in a timely fashion as may be directed by Tenant (Landlord) (Tenant). Tenant shall only be entitled to pasture or till those portions of the Real Estate designated by Landlord.All necessary machinery and equipment, as well aslabor, necessary to cant' out the terms of this lease shall be furnished by and at the expense of the Tenant. The following materials, in the amounts required by good husbandry, shall be acquired by Tenant and paid for by the parties as follows: Landlord %Tenant (1)Commercial Fertilizer 0 l00 (2)Lime and Trace Minerals 0 l00 (3) Herbicides 0 too (4)Insecticides 0 too (5)Seed 0 100 (6) Seed cleaning 0 l00 (7) Harvesting and/or Shelling Expense 0 100 (8)Grain Drying Expense 0 100 (9)Grain Storage Expense 0 100 (10)Other 0 100 Phosphate and potash on oats or beans shall be allocated N/A "/ the first year and N/A% the second year, and on all other crops allocated N/A% the first year andN/A% the second year. Lime and trace minerals shall be allocated over N/A years. . Tenant agrees to furnish,without cost, all labor, equipment and application for all fertilizer, lime, trace minerals and chemicals 5. PROPER HUSBANDRY; HARVESTING OF CROPS; CARE OF SOIL, TREES, SHRUBS AND GRASS. Tenant shall fan the Real Estate in a manner consistent with good husbandry, seek to obtain the best crop production that the soil and crop season will permit, properly care for all growing crops in a manner consistent (2) with good husbandry, and harvest all crops on a timely basis. In the event Tenant fails to do so, Landlord reserves the right, personally or by designated agents, to enter upon the Real Estate and properly care for and harvest all growing crops, charging the cost of the care and harvest to the Tenant, as part of the Rent. Tenant shall timely control all weeds, including noxious weeds, weeds in the fence rows, along driveways and around buildings throughout the premises. Tenant shall comply with all terms of the conservation plan and any other required environmental plans for the leased premises.Tenant shall do what is reasonably necessary to control soil erosion including, but not limited to, the maintenance of existing watercourses, waterways, ditches,drainage areas, terraces and the drains, and abstain from any practice which will cause damage to the Real Estate. Upon request from the Landlord, Tenant shall by September 15 of each lease year provide to the Landlord a written listing showing all crops planted, including the acres of each crop planted, fertilizers, herbicides and insecticides applied showing the place of application, the name and address of the applicator, the type of application and the quantity of such items applied on the lease premises during such year. Tenant shall not remove from the Real Estate, nor burn, any straw, stalks, stubble, or similar plant materials, all of which are recognized as the property of Landlord. Tenant may use these materials, however, upon the Real Estate for the fanning operations. Tenant shall protect all trees, vines and shrubbery upon the Real Estate from injury by Tenant's cropping operation. Tenant is not allowed to have livestock of any kind upon the Real Estate. Tenant shall maintain accurate yield records for the real estate, and upon request, during or after lease term, shall disclose to Landlord, all yield base information required for participation in government program 6. ENVIRONMENTAL. a. Landlord.To the best of Landlord's knowledge to date: i) Neither Landlord nor, Landlord's former or present tenants, are subject to any investigation concerning the premises by any governmental authority under any applicable federal, state, or local codes, rules, and regulations pertaining to air and water quality, the handling, transportation, storage, treatment, usage, or disposal of toxic or hazardous substances, air emissions, other environmental matters, and all zoning and other land use matters. ii) Any handling, transportation, storage, treatment, or use of toxic or hazardous substances that has occurred on the premises has been in compliance with all applicable federal, state, and local codes, rules, and regulations. iii) No leak, spill release, discharge, emission, or disposal of toxic or hazardous substances has occurred on the premises. iv) The soil, groundwater, and soil vapor on or under the premises is free of toxic or hazardous substances except for chemicals (including without limitation fertilizer, herbicides, insecticides) applied - in conformance with good farming methods, applicable rules and regulations and the label directions of each chemical. Landlord shall hold Tenant harmless against liability for removing solid waste disposal sites existing at the execution of this Lease, with the exception that Tenant shall be liable for removal of solid waste disposal sites to the extent that the Tenant created or contributed to the solid waste disposal site at any time. Landlord shall assume liability and shall indemnify and hold Tenant harmless against any liability or expense arising from any condition which existed, whether known or unknown, at the time of execution of the lease which is not a result of actions of the Tenant or which arises after date of execution but which is not a result of actions of the Tenant. Landlord shall disclose in writing to Tenant the existence of any known wells, underground storage tanks, hazardous waste sites, and solid waste disposal sites. Disclosure may be provided by a properly completed groundwater hazard statement to be supplemented if changes occur. b. Tenant. Tenant shall comply with all applicable environmental laws concerning application, storage and handling of chemicals (including, without limitation, herbicides and insecticides) and fertilizers. Tenant shall apply any chemicals used for weed or insect control at levels not to exceed the manufacturer's recommendation for the soil type s involved. Fan chemicals may not be stored (3) on the premises for more than one year. Farm chemicals for use on other properties(ffk*(may not) be stored on this property. Chemicals stored on the premises shall be stored in clearly marked, tightly closed containers. No chemicals or chemical containers will be disposed of on the premises. Application of chemicals for agricultural purposes per manufacturer's recommendation shall not be construed to constitute disposal. Tenant shall employ all means appropriate to insure that well or ground water contamination does not occur, and shall be responsible to follow all applicator's licensing requirements. Tenant shall install and maintain safety check valves for injection of any chemicals and/or fertilizers into an irrigation system (injection valve only, not main well check valve). Tenant shall properly post all fields (when posting is required) whenever chemicals are applied by ground or air. Tenant shall haul and spread all manure on appropriate fields at times and in quantities consistent with environmental protection requirements. Tenant shall not dispose of waste oil, tires, batteries, paint, other chemicals or containers anywhere on the premises. Solid waste (spay)(may not) be disposed of on the premises. Dead livestock (rpay) (may not) be buried on the premises. If disposal of solid waste or burial of dead animals is permitted as stated in the previous two sentences, the disposal or burial shall be in compliance with all applicable environmental laws. Tenant shall not use waste oil as a means to suppress dust on any roads on or near the premises. No underground storage tanks, except human waste septic systems that meet current codes, rules, and regulations, shall be maintained on the premises. Tenant shall immediately notify Landlord of any chemical discharge, leak, or spill which occurs on premises. Tenant shall assume liability and shall indemnify and hold Landlord harmless for any claim or violation of standards which results from Tenant's use of the premises. Tenant shall assume defense of all claims, except claims resulting from Landlord's negligence, in which case each party shall be responsible for that party's defense of any claim. After termination, Tenant shall remain liable for violations which occurred during the term of this Lease, 7. TERMINATION OF LEASE. ...... AhAil _ ll FeRe"' vY98 80P_1. -- R-t t- F-R-W this Lease If FBAeWed, *9 tSAaRGy shall tei:mipale eR 1AAFGh 1 Of the 5'88F f9llaWiAg, PFeAded that 8. POSSESSION AND CONDITION AT END OF TERM. At the termination of this Lease, Tenant will relinquish possession of the Real Estate to the Landlord. If Tenant fails to do so Tenant agrees to pay Landlord $ 100.00 per day, as liquidated damages until possession is delivered to Landlord.At the time of delivery of the Real Estate to Landlord, Tenant shall assure that the Real Estate is in good order and condition, and substantially the same as it was when received by Tenant at the commencement of this Lease, excusable or insurable loss by fire, unavoidable accidents and ordinary wear, excepted. 9. LANDLORD'S RIGHT OF ENTRY AND INSPECTION. In the event notice of temrination of this Lease has been properly served, Landlord may enter upon the Real Estate or authorize someone else to enter upon the Real Estate to conduct any normal tillage or fertilizer operation after Tenant has completed the harvesting of crops even if this is prior to the date of termination of the lease. Landlord may enter upon the Real Estate at any reasonable time for the purpose of viewing or seeding or making repairs, or for other reasonable purposes. 10. VIOLATION OF TERMS OF LEASE. If Tenant or Landlord violates the terms of this Lease, the other may pursue the legal and equitable remedies to which each is entitled. Tenant's failure to pay any Rent when due shall cause all unpaid Rent to become immediately due and payable, without any notice to or demand upon Tenant. 11. REPAIRS. Tenant shall maintain the fences on the leased premises in good and proper repair. 12. NEW IMPROVEMENTS. Buildings, fences and improvements of every kind and nature shall not be erected or established upon the Real Estate during the term of the Lease by the Tenant, unless the Landlord has agreed in writing prior to the erection that the Tenant may construct the improvement. (4) 13. WELL, WINDMILL, WATER AND SEPTIC SYSTEMS. Tenant shall maintain all well,windmill,water and septic systems on the Real Estate in good repair at Tenant's expense except damage caused by windstorm or weather. Tenant shall not be responsible for replacement or installation of well, windmill, water and septic systems on the Real Estate, beyond ordinary maintenance expenses. Landlord does not guarantee continuous or adequate supplies of water for the premises. 14. EXPENSES INCURRED WITHOUT CONSENT OF LANDLORD. No expense shall be incurred for or on account of the Landlord without first obtaining Landlord's written authorization. Tenant shall take no actions that might cause a mechanic's lien to be imposed upon the Real Estate. 16.NO AGENCY. Tenant is not an agent of the Landlord. 16. TELEVISION AND RADIO. Tenant shall not install television reception antennas, microwave dishes, and radio reception and transmission antennas. 17. ACCOUNTING. The method used for dividing and accounting for the harvested grain shall be the customary and usual method used in the locale. 18. ATTORNEY FEES AND COURT COSTS. If either party files suit to enforce any of the tens of this Lease,the prevailing party shall be entitled to recover court costs and reasonable attorneys'fees. 19. CHANGE IN LEASE TERMS. The conduct of either party, by act or omission, shall not be construed as a material alteration of this Lease until such provision is reduced to writing and executed by both parties as addendum to this Lease. 20. CONSTRUCTION. Words and phrases herein, including the acknowledgment, are construed as in the singular or plural and as the appropriate gender,according to the context. 21. NOTICES. The notices contemplated in this Lease shall be made in writing and shall either be delivered in person, or be mailed in the U.S. mail, certified mail to the recipient's last known mailing address, except for the notice of termination set forth in Section 9,which shall be governed by the Code of Iowa. 22. ASSIGNMENT. Tenant shall not assign this Lease or sublet the Real Estate or any portion thereof. 23. CERTIFICATION. Tenant certifies that it is not acting, directly or indirectly, for or on behalf of any person, group, entity or nation named by any Executive Order or the United States Treasury Department as a terrorist, "Specially Designated National and Blocked Person" or any other banned or blocked person, entity, nation or transaction pursuant to any law, order, rule or regulation that is enforced or administered by the Office of Foreign Assets Control; and it is not engaged in this transaction, directly or indirectly on behalf of, or instigating or facilitating this transaction, directly or indirectly on behalf of, any such person, group, entity or nation. Tenant hereby agrees to defend, indemnify and hold harmless Landlord from and against any and all claims, damages, losses, risks, liabilities and expenses (including attorney's fees and costs) arising from or related to any breach of the foregoing certification. 24.ADDITIONAL PROVISIONS. See Addendum 1. See City of Dubuque Insurance Schedule F. (5) DATED: S' Z — 7 TENANT: LANDLORD John Veach 1 City of Dubuque, Iowa By: Michael C. Van Milligen STATE OF IOWA COUNTY OF �fA�ddDUU BQUE This record was acknowledged before me this�day of a��� by IP1 , .✓ �STEPHANIEA. g a ure of Notary Public STATE OF IOWA , COUNTY OF UBU UE This record was acknowledged before me thio5gay of 2017 by Michael C.Van Millan as City Manage, Of the City of Dubu ue KEVIN 5. FIRNS AHL Sign ture of Nat Public COMMISSION No.;45295 MY hH EXPIRES ow oG (ATTACH OTHER APPROPRIATE ACKNOWLEDGMENT($)HERE) (6) Addendum I 24.1 Tenant shall utilize contour cultivation and other generally accepted husbandry techniques to minimize erosion. 24.2 No mining or harvesting of trees shall be done without prior written consent of the City of Dubuque. 24.3 Tenant assumes all liability and shall defend, indemnify and hold harmless the City of Dubuque, its officials and employees for all causes of action airsing out of the use of said property. 24.4 It is expressly understood that said ground is rented for the production and harvesting only of coin and/or small grains production; and that all stover must remain in place. 24.5 Tenant shall maintain during the term of this Lease insurance as set forth in the City's standard Insurance Schedule F for City owned Dwelling, Farts or Farm Land, attached hereto. 24.6 City may terminate the tenancy of the Farm Lease at any time in City's sole discretion upon thirty(30)days written notice delivered to Tenant and Tenant agrees that after such thirty(30) day period,Tenant will surrender the tenancy and all of the Tenant's right,title and interest in and to the Farm Lease and the Real Estate will automatically vest in City. 24.7 Upon termination of the tenancy of the Farm Lease, or if damages occur to the leased premises (including but not limited to all row or other crops, or the ground subject to the leased premises or any improvements thereon)because of the City's due diligence in connection with negotiating a purchase agreement for the leased real estate, as consideration in either or both of those events,City agrees to pay Tenant 5800 per acre,or any part thereof, for(i)any crop that cannot be harvested by Tenant or(ii) or for damages caused by such due diligence by or on behalf of the City. For example, if the due diligence by or on behalf of the City damages 1.5 acres of the leased premises, the City shall pay to Tenant per the foregoing $1,600. In the event that there is no crop on the leased premises at the time the Farts Lease is terminated, the City shall pay to Tenant$200 per acre(i.e. 29 acres @ $200/acre equals$5,800 since 29 acres are leased)to Tenant in full satisfaction of such termination. 24.8 SURRENDER Upon the expiration of this Lease or upon any termination of this Lease,Teanat must surrender and deliver up the Real Estate, with the Improvements then located thereon into the possession and use of Landlord,without fraud or delay and in good order,condition and repair, reasonable wear and tear excepted, free and clear of all lettings and occupancies. free and clear of all liens and encumbrances other than those existing on the date of this Agreement and those, if any,created by Landlord, without(except as otherwise provided herein) any payment or allowance whatever by Landlord on account of or for any buildings and Improvements erected or maintained on the Real Estate at the time of the surrender, or for the contents thereof or appurtenances thereto. Tennants's Trade Fixtures,personal property and other belongings will be and remain the property of Tenant, and Tenant will have a reasonable time after the expiration or termination of this Lease(not to exceed thirty (30) days)to remove the same. (7) USDA Un[led States EXHIBIT A FARM 6941 Department M Agri-lone Dubuque County, Iowa �? r Dubuque e Dubuque PO t 1) 0 00 04 _ 2 CRP 69 HEL 0418 HEL � CRP CRP 12 c 10.66 HEL CRP ys. �ry CRP 3 05 HEL 15 10.02 HEL Dubuque 4 29 25.07 Dubuque HEL D ` T 1458 fi ry CRP s 7 S - 35.11 y ,t.oz HEL Common Land U,mCRP 0 170 340 680 2016 Program Year Cropland Tract Boundary Feet Map Drooled December 22,2015 on-Cropland PLSS 2015 Ortho Imagery Farm 6941 Welland Determination Itlenlifiers • Restricted Use Leased Area Tract 12594 V Limited Restrictions Exempt from Conservation Tract Cropland Total: 28.69 acres Compliance Provisions United Slates Department of Agdwlture(USDA)From Service Agency(FSA)maps are for FSA Program administration only. This map does not represent a has survey ar relkq admi ersbip:rather it depicts to lRadiation provped directly Van the producer andlor National Agreulturd ledgery program MAIP)imagery The pmtlucer accapto Me date'as IS'and assumes all too asswialeN win its use. USDA-FSA assumes no respwsibilty for actual or consequential damage incurred as a result of any users islands on this data outside FSA Programs. Wetland idenlirrem do not represent the size,shape,or spec?w demermalion of the area. Refer to your original darerrnnation(CPA-026 and ase coed Maps)nor adopt boundaries and determination or wheat USDA Natural Resources Conservation games(NRC S). (8) City of Dubuque Insurance Requirements for City owned Dwelling, Farm or Farm Land Insurance Schedule F 1. shall furnish a signed Certificate of Insurance(C01)to the City of Dubuque, Iowa for the coverage required in Exhibit I priorto contract or lease commencement.All lessees of City property shall submit an updated COI annually.Each Certificate shall be prepared on the most current ACORD form approved by the Department of Insurance or an equivalent.Each certificate shall include a statement under Description of Operations as to why issued.Eg: Project or Lease of premises at 2. All policies of insurance required hereunder shall be with a carrier authorized to do business in Iowa and all carriers shall have a rating of A or better in the current A.M. Best's Rating Guide. 3. Each Certificate shall be furnished to the contracting department of the City of Dubuque. 4. Failure to provide minimum coverage shall not be deemed a waiver of these requirements by the City of Dubuque. Failure to obtain or maintain the required insurance shall be considered a material breach of this agreement. S. All required endorsements to various policies shall be attached to Certificate of insurance. 6. Whenever a specific ISO form is listed,an equivalent form may be substituted subject to the provider identifying and listing in writing all deviations and exclusions that differ from the ISO form. 7. Provider shall be required to carry the minim um coverage/limits,or greater if required by law or other legal agreement,in Exhibit I. 8. Whenever an ISO form is referenced the current edition of the form must be used. If provider's limits of liability are higher than the required minimum limits then the provider's limits shall be this agreement's required limits. (9) Page 1 of 2 Schedule F+Dwelling January 2017 1-18-17 City of Dubuque Insurance Requirements for City owned Dwelling, Farm or Farm Land Insurance Schedule F (continued) Exhibit I A) Dwelline: Value: $0.00 a) Included the City of Dubuque as loss payee. b) Dwelling written on replacement cost basis. c) Dwelling form HO-3 Personal Liability: $500,000 a) Include additional insured endorsement for: The City of Dubuque,including all its elected and appointed officials,all its employees and volunteers,all its boards,commissions and/or authorities and their board members, employees and volunteers. B) Farm Liability: Farm Liability Per Occurrence $1,000,000 Farm Liability Aggregate $1,000,000 Personal Injury&Advertising Injury $1,000,000 Products-Completed Operations Liability $1,000,000 Medical Payments to Public $ 5,000 Medical Payments to Farm Employees $ 51000 { c� yr✓ Pollution Liability Coverage $1,000,00 b) Include additional insured endorsement for: The City of Dubuque,including all its elected and appointed officials,all its employees and volunteers,all its boards,commissions and/or authorities and their board members, employees and volunteers. c) Pollution Liability shall include chemical application,storage,transportation,environmental damage clean up. (10) Page 2 of 2 Schedule F+Dwelling January 2017 1-18-17