John Bell Block Bldg Historic RCity Manager's Office
50 West I3th Street
Dubuque, Iowa 52001~864
(319) 5894110
(319) 5894149 FAX
September 20, 2002
The Honorable Mayor and City Council Members
City of Dubuque
City Hall-50 W. 13th Street
Dubuque, IA 52001
RE: To place the John Bell Block (1301-1307 Central Avenue) on the National
Register of Historic Places
Dear Mayor and City Council Members:
The City of Dubuque Historic Preservation Commission has reviewed the above-cited
request. The application, staff report and related matedal are attached for your review.
Discussion
Nelson Klavitter, Dubuque Bank & Trust spoke in favor the request. There were no
public comments.
Staff reviewed the nomination, and the criteria for significance.
The Historic Preservation Commission discussed the request, noting that it meets
cdteria for placement on the National Register of Historic Places.
Recommendation
By a vote of 6 to 0, the Historic Preservation Commission recommends the nomination
of the John Bell Block Building to the National Register of Historic Places based on
criteria A, B and C.
A simply majodty vote is needed for the City Council to concur with the request.
Respectfully submitted,
Chris Wand, Chairperson
Historic Preservation Commission
Attachments
Service People Inte~ty Responsibility Innovation Teamwork
CLG NATIONAL REGISTAR REVIEW
CLG Name City of Dubueue Date of Public lqeeting ~'~/~-O
Property Name 3ohn Bell Block, 1301-:[307 Central Avenue, Dubuque, Dubueue County
1. For Historic Preservation Commission:
Reason(s) for recommendation:
2. For Chief Elected Local Official:
[] Recommendation of National Register eligibility
[] Recommendation of National Register ineligibility
Signature Date
Reason(s) for recommendation:
3. Professional Evaluation Name
[] Recommendation of National Register eligibility
[] Recommendation of National Register ineligibility
Signature Date
Reason(s) for recommendation:
RETURN TO: State Historical Society of Iowa, A~fN: National Register Coordinator, 600 E. Locust, Des r4oines,
IA 50319
CITY OF DUBUQUE, IOWA
MEMORANDUM
August 28, 2002
TO:Historic Preservation Commission
FROM: Wally Wernimont, Assistant Planner
SUBJECT: National Register Nomination for the John Bell Block Building
(Former Walsh Store) at 1301-1307 Central Avenue
The State Nominations Review Committee plans to consider the John Bell Block
Building (Former Walsh Store) at 1301-1307 Central Avenue for nomination to the
National Register of Historic Places during their October 11, 2002 meeting. As a
participant of the Certified Local Government Program, the City of Dubuque is required
to review and comment on the proposed National Register nominations of properties
within its jurisdiction. The State has provided copies of the nomination, photographs,
and review form for this application.
The Commission should review this nomination at a public meeting, which is slated for
September 19, 2002. The State is requesting the Commission review the nomination, and
then comment on whether the nominated property meets the significance criteria (A,B,C,
or D) for listing on the National Register of Historic Places. The application indicates
that the property is significant under criteria A, B and C.
Please review the attached documents and be prepared to recommend whether the
property in question should be listed or not.
enclosures
The Historical Division of the Department of Cultural Affairs
STATE HISTORICAL SOCIETY OF IOWA
Where past meets future
August 6, 2002
CiT OUSOQt
American Gothic House
Wally Wernimont
City of Dubuque
Planning Service Department
City of Dubuque City Hall
50 W. 13th Street
Dubuque, tA 52001
Blood Run NFLL RE:
Larchwood
Centennial Building
Iowa City
Ziepprecht Block, 1347 Central Avenue, Dubuque, Dubuque County
3ohn Bell Block, 1301-1307 Central Avenue, Dubuque, Dubuque
County
Dear Mr. Wemimont:
e~¢ FAa Bl=ek.mlm Sho.The State Nominations Review Committee (SNRC) plans to consider the property
Matth _ksmJ ..... ~r f
Marsi~Utowa e erenced above for nomination to the National Register of Historic Places during
their meeting. As a participant in the Certified Local Government Program, City of
Zbbie Gardner Cabin Dubuque is required to review and comment on proposed National Register
,Amolds Park nominations of properties within its jurisdiction. The State is required to provide you
with a 60-day period for the your review, unless we mutually agree to expedite the
process. I am contacting you to ask that you initiate the review process for the
DesI°X~aMoi~zesHiSt°dcal BuitdLqg Historic Preservation Commission. Enclosed are copies of the nomination,
photographs, and the review form. The review process will require the following:
Ur~on Stmdmy School
C~ermont
Pium Grove Governor's Home
Iowa City
Toolesboro Indian Mounds
Toolesboro
Western Historic Trails Center
Council Bluffs
The Historic Preservation Commission should schedule the review during one of
their meetings. Send a formal invitation to the Mayor and to the property
owner/owners with a copy of the nomination. If they are not familiar with the
National Register, be sure to include an explanation. Make sure that a copy of the
nomination is available for public review prior to the meeting. For example, leave
a review copy at the courthouse or public library. Indicate in your meeting
announcement that a review copy of the nomination is available and where the
review copy can be found.
The question to answer when reviewing the nomination is whether the nominated
property meets the National Register of Historic Places significance criteria. If the
Commission feels that the nomination makes 'the case for meeting significance
criteria, the Commission should check the box recommending 'that the property
be listed. If the Commission feels that the property does not meet the
significance driteria, then check the box recommending that the property not be
listed. The Mayor should use the same approach when reviewing the nomination.
You might want to invite the individual who prepared the nomination to attend
the public meeting and present the nomination. Keep a record of the meeting
(copy of notice, agenda, minutes, list of attendees). At the conclusion of the
meeting, the Commission should make a motion regarding their recommendation.
The Chairman of the Commission will complete Item ~1, the Commission's
portion of the review form. Be sure to fill in the date of the public meeting, sign
IOWA H~STO~CAL BUILDING
600 East Locust · Des Moines, Iowa 50319-0290
Phnne: (91 ~'~ 2R1-6412 · Fax' (~1 ~'~ 24?.-:~4q~1 or (~ 1 ~'~ 2R2-0~02
the signature line and record any comments that were made. If the Mayor
attended the public meeting, inquire if he/she is prepared to complete Item #2
on the review form.
In the event that the Mayor was unableto attend the meeting. The Commission
Chairman should forward the Review form to the Mayor for review and comment.
Have the Mayor sign the form and return them to the Historic Preservation
Commission
Item #3 on the Review form asks for the review and comment of a preservation
professional. If your commission does not have a professionally qualified historian
or architectural historian who can complete this part of the form, you may leave
Item #3 blank and I will arrange to have a State staff member complete that part
of the form.
After you have completed Items #1 through #2 (through ~3 if a preservation
professional is available), please make a copy of the completed review forms for
your file and send the original copies of the completed forms to me. The-forms
need to be returned at least to weeks before the State Nominations Review
Committee meeting so they may be processed and mailed to the State
Nominations Review Committee to be reviewed before their meeting.
The Commission should keep the nomination and photographs. File them
together in your inventory, as you will need the information for future reference.
If a State preservation professional was needed to complete Item #3 on the
review form, I will return a copy to the commission for filing.
If the Historic Preservation Commission and the Mayor disagree with one another on
the property's National Register eligibility, both views will be presented to SNRC for
their consideration during review of the nomination. If both the Historic Preservation
Commissio~ (by Commission majority) and the Mayor do not consider the property
eligible for National Register listing, we must halt the nomination. Be advised that
when a nomination is halted, the property owner, the person who prepared the
nomination or any interested party may appeal the decision. In addition, the
nomination will still go forward to the National Park Service for an official
"Determination of Eligibility."
Please contact Kerry McGrath at 515/281-6826 with any questions or concerns.
Sincerely,
Elizabeth Foster Hill, Tax Incentive Programs Manager/
National Register Coordinator
NPS'Form 10-900
(Oct. 1990)
United States Department of the Interior
National Park Service
JUL 3 2002
OMB No 10024-0018
National Register of Historic Places
Registration Form
This form is for use in nominating or requesting determinations for individual properties and districts. See instructions in How to Complete the National
Peg/stet of Historic Places Registration Form (National Register Bulletin 16A). Complete each item by marking "x" Jn the appropriate' box or by entenng'
the ~nformati0n requested. If an item does not apply to the property being documented, enter "N/A" for "not applicable." For functions, architectural
classification, materials and areas of significance, enter only categories and subcategories from the instructions. Place additionaJ entries and narrative
items on continuation sheets (NPS Form 10-900a). Use a typewriter, word processor, or computer, to complete all items.
1. Name of Property
historic name John Bell Block
other names/site number German Bank & Trust Building
2. Location
street & number 1301~07 Central Avenue
city or town Dubuque
state Iowa code IA county Dubuque
r N/Al not for publication
[ N/A ] vicinity
code 061 zip code 52004
State/Federal Agency Certification
As the designated authority under the National Historic Preservation Act, as amended, I hereby cert fy that this [~ nomination
request for determination of eligibility meets the documentation standards for registering properties in the Nation7~la Register of
Historic Places and meets the procedural and professional requirements set forth in 36 CFR Part 60. In my opinion, the property
~meets LJ does not meet the National Register criteria. [ recommend that this property be considered significant
~ nationally L] statewide ~ locally. (r_] see continuation sheet for additional comments).
Signature of certifying official/Title
Date
S~e or Feder~-age-n-~¥ ~nd bureau ~
in my opinion, the property [_] meets [_] does not meet the National Register criteria. (ri See continuation sheet for additional
comments.)
S gnature of cert fylng officral/T t e
State or Federal agency and bureau
~)ate
4. National Park Service Certification
__1 hereby certify that the property is:
El entered in the National Register.
~ See continuation sheet.
[_] determined eligible for the
National Register.
r_] see continuation sheet.
r] determined not eligible for the
National Register.
[._] removed from the National
Register.
El other, (explain:)
Keeper
'Date of-~
Dubuque County, Iowa
John Bell Block County and: State
Name of Proper~y
5. Classification
Ownership of Property
IChecK as many noxes as apply
~ private
L] public-local
El public-State
L] public-Federal
Category of Property Number of Resources within Property
[ X 1 building(s)
El district
L] site
El object
Contributing Noncontributing
1 0 buildings
sites
objects
I 0 Total
Name of related multiple proper~ listing
,Enter "N/A" if proper~y is not par~ of a multiple proper~v listing.)
Number of contributing resources previously listed
in the National Register
N/A
6. Function or Use
Historic Functions
(Enter categories from instructions)
Commerce Trade/financial institution
Current Functions
(Enter categones [rom instructions)
~Commerce/Trade/departmen~ store
Social/meednq ha
Domestic/multiple dwellinq
1. Description
Architectural Classification
(Enter categories from instructions)
Late Victorian/Ita]ianate
Materials
(Enter categones from instructions)
foundation--stone
walls--brick
-ocr--asphalt
other
Narrative Description
(Describe the h~stod¢ ano Gurren~ condition of the prooer~v on one or more continuation sheetsJ
John Bell Block
Name of Property
8. Statement of Significance
Applicable National Register Criteria
(Mark "x" in one or more boxes for the criteria qualifying the property
for National Register listing.)
ix1
A Property is associated with events that have made
a significant contribution to the broad patterns of
our history.
B Property is associated with the lives of persons
significant in our past.
C Property embodies the distinctive characteristics
of a type, period, or method of construction or
represents the work of a master, or possesses
high artistic values, or represents a significant and
distinguishable entity whose components lack
individual distinction.
[1 D Property has yielded, or is likely to yield,
information important in prehistory or histow.
Areas of Significance
(Enter categories from instructions)
Architecture
Commerce
Period of Significance
1886-1952
Dubuque County, iowa
- County and State
Criteria Considerations
(Mark 'Ix1, in al[ the boxes that apply.)
Property is:
Significant Dates
1886
L] A owned by a religious institution or used for
religious purposes.
[_] B removed from its original location.
L] C a birthplace or grave.
[1 D a cemete, ry.
[1 E a reconstructed building, object, or structure,
Significant Person
(Complete if Criterion B is marked above~
John Bell, Martin Heer, Anton Zwack
Cultural Affiliation
German-American
b] F a commemorative property.
[_] G less than 50 years of age or achieved significance
within the past 50 years.
NarratK, e Statement of Significance
(Explain the significance of the property on one or more continuation sheets.i
Architect/Builder
Unknown
[1 preliminary determination of individual listing
(36 CFR 67) has been requested
[1 previously listed in the National Register
[1 previously determined eligible by the National
Register
El designated a National Historic Landmark
L] recorded by Historic American Buildings Survey
#
b] recorded by Historic American Engineering
Record #
[ X ] State Historic Preservation Office
L] Other State agency
[_1 Federal agency
[1 Local government
L] University
[1 Other
Name of repository:
9. ~4ajor Bibliographical Referenra¢
Bibliography
(Cite the books, articles, and other sources used in preparing this form on one ~r more continuation sheets.)
Previous documentation on file (NPS): Primary location of additional data:
Johrl Bell Block Dubuque County, Iowa _
· Count, ano State
Name of ProDer~¥
i 0. Geographical Data
Acreage of Property Less than one acre.
UTlq References
Place additional UTM references on a continuation sheet. I
[115] [61911171310] [4]7]0]8]3]6]0] 2[ ] ]
Zone -Easting NotChing - Zone Easting Northing
3[]][]]]]]][]]]]]]]
- [1 See conzinuation sneez
Verbal Boundary Description
(Describe the bounQaries of the prope~y on a continuation sheet,(
See continuation sheet.
Boundary Justification
(Ex~ ain why the bounaarles were selected on a continuation snee~.l
See con~,nua~ion sneer.
1 i. Form Prepared By
name/title James E. Jacobsen
organization History Pays! Historic Preservation Consultinq Firm date
stree: & number 4411 ngersoll Avenue te~eDhone
city or :own Des Moines s:a:e
Julu 2~ 2002
515-274-3625
IA zip cope 50312
Additional Documentation
Subrmt the foUowing items with the complete form:
Continuation Sheets
Maps
A USGS map (7.5 or 15 mJnu:e series) indicating the proper:y's Ioca:ion.
A Sketch map for historic districts and properties having large acreage or numerous resources.
Photographs
Representative black and white photographs of the proper:y.
Additional items
~Check with the SHPO or FPO for any additional items)
Property Owner
(Complete this item at the request of SHPO or FFO.)
name Heartland Financial USA
s:reet & number 1398 Central Avenue, P.O. Box 778 telephone 563-589-2158
city or town Dubuque sta:e iA z~p code S~004
this form to the Chief, Administrative Services Division, National Park Service, P.O. Box 37127, Washington, DC 20013-7127; and the Office of
Management and Budget, Paperwork Reductions Projects (1024-0018), Washington, DC 20§03.
NPS Form lO-900-a
(8-86)
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 7 Page
John Bell Block
Dubuque, Iowa
7. Narrative Description:
The three-stow John Bell Block (1886) is an early, substantial and prominent example of an Italianate style quadruple
three-stow business block in Dubuque. The block occupies a highly visible northwest corner location at Central Avenue and
13t~ Street, and stands immediately north of the Dubuque City Hall (I857). The block presents storefroms on both facades, to
the south and the east. Twin-double storefronts on the main or east fagade flank a recessed single-bay. This was the location of
the entrance to the second floor hall. The faqade retains its original cast ironwork, and a broad bracketed pressed metal corn/ce
line remains in place. The brick fagade is divided into six even-sized bays. Shallow brick pilasters define each of these bays
and three windows on each of the upper two floors are grouped together. Those on the second floor have flat cast stone arches,
while those on the uppermost level have semi-segmental arches. The southern fagade lacks the bay-defined cadence of the main
faqade. Its windows are paired and evenly spaced for most of the frontage. A cast-iron double storefront is simply recessed into
what is otherwise a black ground level sidewall. The block is representative of the northward-trending Dubuque downtown.
Larger commercial buildings replaced earlier and smaller residences and stores as commercial development spread north along
the key streetcar arterials.
The block housed an array of commercial and residential functions. In addition to the storefronts, including a bank,
there ~vere professional offices, a public hall (third floor) and apartments (southwest part of the plan, upper floors).
Comparative Architectural Context:
The Bell Block is one of three three-story quadruple storefront business blocks, all of which date to the late 1880s. The
J. Simones Block (1884) is located at 1570-92 Central. It differs from the Bell Block in that it has three triangular pediments
and a single central bay. It also retains a mint condition 1920s storefrent and prism glass transom. The E. Montz Block (1888)
is located at 1735-55 Central. This block has a well-preserved cast iron stor¢front, as does the Bell Block, there are two plain
metal covered bays winch have likely been resurfaced. The fagade is plainly ornamented with simple keystone and spring stone
inserts, and a stone belt c6urse. There is a central half-round pediment w/th an inscription. All three examples are located on
Central Street. The other examples have different pediment forms, and both have intact pediments. The Bell Block is notable
for its h/gh state of ornamentation and particularly for its recessed central bay, wl:fich set offthe pediment above it. The other
examples have better preserved cast iron storefronts. It is probable that all three examples are National Register eligible, but
each is sufficiently different so as to collectively portray the commercial arcintecmre of a quadruple storefront block.
Arcintectural Style:
This design is an amalgam of the Italianate and Queen Anne commercial styles. It is for the most part Italianate, as is
reflected in its basic massing, the pairing or ~pling of elongated windows, and the use of the heavy broad cornice lhie. Also ~
Italianate is the use of the semi-segmental elaborate window arches and the centered recessed pediment (a substitute for the
tower function on the residential version). Not-Italianate is the use of varied window lintel forms which m/ght reflect a
Romanesque influence. The Queen Anne touch is represented by the conservative, yet measurable use of fagade ornamentation
and the mixing of building mater/als. There is a strong Dubuque vernacular influence here as well. It is best reflected in the use
ora continuous band of stone blocks to form the lintel atop the southern cast iron storefront (Figure 2), and the butting together
of the second floor stone lintels (Figure I)on the main fagade. The overall design is a transitional one, reflective of the vitality
and fluidity of commercial design during the later 1880s.
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number
7 Page
John Bell Block
Dubuque, Iowa
Figure 1: Continuous lintel band, second floor
Figure 2: Stone lintel, south storefront, view northwest
Exterior Description:
The Ioad-bearing exterior brick ~valls present a five-bay wide main facade to the east (Central Avenue). There is no bay
differentiation on the southern facade or end wall. The facades are comprised by a tall range of cast iron storefronts which lack
a defined transom line. two stylistically differentiated rows of windows on the b,vo upper floors, and a broad and dominating
pressed metal corn/ce line. The south secondary fagade is more strongly horizontal in its design lines due to the lack of any
vertical differentiations and the use of belt courses at the lintel and spring stone levels and between the floors.
The main faqade is divided into five bays of even w/dth by means of brick pilasters and a projecting parapet base walI
plane. A central recessed bay/paviliun was originally surmounted by a rounded pavilion (non-extant). Each bay floor level
presents a centered triple window set. Those on the second floor have flat incised cast stone lintels w/th integrated spring stone
blocks. Those on the third floor feature semi-c/rcular brick arches with keystone inserts. Each of these arches is slightly
NPS Form 10-900-a
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 7 Page _~
John Bell Block Dubuque, Iowa
advanced from the main wall plane and consists of three brick rowlock rows. Angled spring stone inserts support the basis of
the arches. All of the windows employ a fiat stone sill. A double-belt course of projecting brickwork demarks the d/vision
point between the floors. On the main facade, the intervening panel is infilled with angled soldier br/cks and square stone
inserts, two patterns of "comer blocks" which are paired beneath and between the gaps between the windows above, or centered
beneath each window opening. On the third floor, brick belt courses trace both below and just above the sill level, and two lines
are nm beneath the spring stone base level. The metal cornice combines a decorative architrave, a dcnticulated row, modillions
and paired brackets.
The central bay deviates from this pattern by the increase in the height of the central window on the third floor, and by
the use of a plain recessed cornice line across the top. The main cornice tums inward on either side of this bay. Decorative
inserts, two triangular overlays of metal scrollwork and two rosettes, ornament the uppermost portion of the bay.
The upper level windows have been covered with plywood panels but they remain intact beneath these covetings. The
windows are Italianate style 2/2 lights with a rounded upper sash form (Figure 3).
Figure 3: Covered faCade windows, German Trust Building.
Storefront Details:
Preliminary investigations indicate that the cast iron storefront remains intact beneath the replacement covetings. The
transom level was always subsumed within the actual storefront and the original display wthdows might have run from the ldck
plate to the ceiling. The several entryways preserve various early ceiling coverings and tile flooring renmants. Figure 4 shows
surviving decorative cast iron work that was associated with the central bay and hall entrance.
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number
7 Page 4_
John Bell Block
Dubuque, Iowa
Figure 4: Storefront detail, German Trust, note cast iron work.
(this view is to the north or right of the above image)
Building Footprint and Dimensions:
The overall footpr/nt of the block is nearly square on plan (102 frontage, 100 depth). The building is three stories in
height save for a single-story inset (60x40) located along the alleyway in the northwest corner. The lootings and foundations
are of yellow limestone. Ceiling heights are nine feet in the basement, 13 feet on the ground floor, and I 1.6 feet on the upper
two levels. Square footage on each floor o£the three-story portion of the block is 7,~00, that w/thin the single story section is
2,400 square feet.
Interior Description:
The ground floor has been unified as a single department store sa!es space since the 1930s. A number of plain round
steel colunms appear to reflect the consolidation of the several originally separate storefronts. The main floor interior retains a
range of items of interest, decorative elements, and clues to its internal evolution.
Figure 42 (below) depicts the bank interior c. 1904 and that view shows the identical ceiling decorations which survive
in the southernmost storefront area (see Figures 5 and 6). Ornate cast iron columns support a revealed support beam across the
center of the storefrunt area and an elaborate pressed metal cove molding continues down the sidewalls.
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 7 Page S
John Bell Block
Dubuque, Iowa
Figure 5: Piaster ceiling modillions, north half of original (comer) bank storefront, wew east.
Figure 6: Plaster ceiling modillions, south half of original (corner) bank storefront, view east towards angled enu-yway.
The northernmost storefront originally had a raised floor level, approximately a foot and a half above the other store
floor levels. The back one-quarter of the store area certainly had this raised floor level as is indicated by both removed joists
along the side walls and a surviving portion of the raised floor in the northwest comer. The ornate columns wh/ch nm down the
center of th/s storefront (see Figure 7 below) are original to the construction. Note the elevated bases of these columns (Figure
8) which hints that the entire floor was once elevated to the column bases.
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 7 Page _6
John Bell Block
Dubuque, Iowa
Figure 7: Ornate centerline colarrms, northernmost storefront, view west.
Figure 8: Ground floor, view to the north.
Note the raised bases for the ornate columns (background) and the replacement round columns (foreground)
NPS Form 1O-9OO-a
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 7 Page _7
John Bell Block
Dubuque, Iowa
Figure 9: Ground floor, view to the south.
This bu/lding and the adjoining Ziepprecht Block to the north, have differing floor levels. This is most notable on the
third floor, where ramps are necessary to step up to the higher floor level to the north. The second floors are level and metal
sliding fire doors were added when the properties were united. Figure I0 depicts one ofthese doors onthe second floor.
Figure i0: Fire door; second floor, north end wall.
There is a double public hall on the third floor, set above the northern two storefront areas. Two large square hall areas
are separated by a brick wail. The original ceiling, wall and floor surfaces survive with some remnant wallpapers. Plain
wooden columns (Figure 11) support wooden beams along the centerlines of each hall area. The columns have angled comers
but are otherwise utilitarian in their treatment. An ornate wooden framed double door communicates between the two areas.
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 7 Page 8_
John Bell Block
Dubuque, Iowa
Figure 11: south half of hall, third floor, view northwest.
Note wood columns with fluted corners and ornate double doorway between the two hall areas
The original building ~vas an L-plan w/th an open rear courtyard area ~vhich was excavated to the basement level. This
is indicated by the presence of basement windows with ornate stone sills along the north side wall of the 13~ Street wing, and
the west side of the rear three-story exterior wall (Figure 12).
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 7 Page
John Bell Block
OM_B App_~roval No. 1024-0018
Dubuque, Iowa
Figure 12: Former exterior basement window, basement, view south.
Figure 13: Mezzanine level, ground floor interior, north end, view to the northwest.
Figure 14: floor fi:aming detail, second floor.
NPS Form 10-900-a
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 7 Page 10
John Bell Block
Dubuque, Iowa
Figure 14 depicts mortice and tenon joinery in the floor framing. This example occurred at the base of a partition wall.
The same image shows how the earliest knob and tube electrical wiring was added.
Floor Plans:
Figure 15: Basement Plan (the Bell Block is highlighted).
The basement play depicts the exterior stone foundation wails and column bases. The east fagade originally had
basement windows below the front sidewalk level. The beams in this building are mostly composite units comprising up ro four
2x10 or 2xi2 planks. The open court area comprised the rectangle located immediately north of the southwestern double
storeffom area. The three northernmost bays are clear spans in terms of the flooring, there being no extra columns. The two
bays in the southeast comer have wooden support columns along their center lines. The southernmost bay has a wooden floor,
indicating office usage. The west end of this bay contains two vaults, the first of stone with railroad rails comprising its ce/ling,
and a later concrete one immediately north (labeled vault). The area west of the vaults is trimmed out with wainscoating and
was used for offices. The void separating that bay and the two south-facing srorefronts is a bit of a mystery. Its two sidewalls
are of stone but the opening through the wall is of recent date. The eastern most bay of the southern storefronts has a partial
wooden floor laid on 4x4 strips. The west end of the third bay to the north, the area later infllled, also bas plain wooden
columns ranged along the centerline. The columns and beams here measure 8x8 and are the only example of heavy timber use
on this level.
United States Department of the Interior
National Park Serwce
National Register of Historic Places
Continuation Sheet
Section number 7 Page 1 1
John Bell Block
Dubuque, Iowa
)N
Figure 16: Ground floor (the Bell Block is highlighted).
Original round cast iron columns remain in the southern double storefront and in the northern one. Plain round steel
colunms support broad openings cut into the intervening wails. Three east-facing storefront areas are provided for originally by
this plan, with two south-facing ones in the southwest comer.
Figure 17: Second floor (north is to the right).
NPS ~orm
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 7 Page 12
John Bell Block
Dubuque, Iowa
In the southwest comer, a centered stairway leads to two aparlments. The stairs continue to the top floor. A north
(rear) wail door exits onto the roof of the single-story portion of the plan in the west center part of the plan. Originally it
connected to a two-story wrap-around balcony system. The remainder of this floor level has been opened up. Stairs which led
to the hall have been removed and office partitions and possibly apartments have been removed. Two interior br/ck load-
bearing walls continue up through this floor level. The orig/naI stairs, connecting the ground level and this one, remain as
indicated.
Figure 18: Third floor plan Ithe Bell Block is highlighted).
The two-part hall area occupies most of this level.
The th/rd floor retains its apamnents and offices on the south end, as well as the two hail areas. A ramp leads to the
Ziepprecht Block's third floor to the north. West doors originally led out to the upper balcony. The roof is very szmply framed
up, with a post and beam system that rests atop the sidewall and joists, and descends gradually to the west. There is no
indication that the roof purlins are in anyway tied ro their respective beams.
Location and Settine:
The building is located immediately north of the City Hall. a remarkable Italianate style landmark that was designed by
architect John Rague and built in 1857. The city hall's open area long served as an open market area. Clay Street. now Central,
developed a~ a major commercial arterial over time.
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 7 Page
John Bell Block
Dubuque, Iowa
Figure 19: City Hall market, e.1880, view southwest. Note streetcar tracks on Clay (now Central), left foreground.
Figure 20: View to southwest, City Hall in left background.
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 7 Page 14
John Bell Block
Dubuque, Iowa
Figure 21: The Bell Block is at Ieft center, view to the southwest
~vith City Hall in the background.
Figure 22: The Bell Block is again at lef~ center, view to the southwest
with City Hail in the background.
The building m the distance is the oldest surviving school building in the city. It. also dates to 1857 and was designed
by arCh/met John Rague. The other buildings on the subject block have been demolished or are in the process of being
demolished. To the east, across Central Avenue, there is a new bank and parking lot and ro the northeast, the second Iowa Trust
Bank building.
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 8
Page IS
JOhn BeH Block
Dubuque, Iowa
Significance Sttmmary:
The John Bell Block is locally significant as a well-preserved example of the Italianate commercial style applied to a
four-storefront three-story commercial block (Criterion C) with Queen Anne and vernacular design influences. It is further
locally significant for its direct and salient historical association with the German ethnic population of Dubuque (Criterion A.
commerce), particularly the banking history of Dubuque's German residents. The building also represents the anti-German
feelings of the World War I era, a national hysteria that nearly obliterated America's German cultural heritage (Criterion A,
Ethnic Heritage, European). The building's storefi:onts housed German-American businesses and the general business area was
closely tied to the city's German-American population. Finally, the building is directly associated with three significant
Dubuque residents, John Bell, capitalist, architect Martin Heer and contractor Anton Zwack (Criterion B). The period of
significance is that of 1886 for its architectural merit, and 1887-1952 for its historical significance related to commerce, and
1887-1918 for its association with German-American Ethnicity.
German Ethnic and Bankin~ Historical Significance:
Dubuque's growth was credited to its ability to self-finance its improvements without developing a dependency on
imported capital and the German Trust and Savings Bank was a major factor in this amassing of locaI capital. Th/s bank
particularly focused on financing local improvements ("the bank that boosts Dubuque") and it further served the needs of small
depositors and home-buyers. It was created to provide banking services to the northern portion of the city. It was clearly a
German bank given that no other Dubuque bank of its day was further north than Seventh Street. The only two banks to locate
in the northern downtown were German banks, the other being the German Savings Bank, that opened a branch bank north of
18t~ and Couler (now Clay) (Jacobsen, p. E-75).
The German Trust and Savings Bank; corner of Thirteenth and Clay streets...is in a most
flourishing condition, a fact THE TIMES is pleased to note. It is but a short time since this
institution was established, yet the business it is doing is equal to that of some of the older
banks, and has surpassed the most sanguine expectations of those who established it. The
gentlemen connected with it are among the mo~t substantial of our citizens--men who have the
confidence of the public.
Daily Times, November 24, 1887
The bank represented a transfer of wealth from the traditional downto~m banks and the bank's resources became the
engine of new development in the northern downtown specifically and the city in general.
German Trust and Savings Bank
One of the most important as well as the most reliable banks of Dubuque is the German
Trust and Savings Bank, situated at the corner of Thirteenth and Clay streets, near Central
Market. The office and counting room are provided w/th every safeguard and convenience for
the proper transaction of business...Th/s bank is noted for its able and conservative
management; its board of officers and directors being numbered among our leading and
successful business men...It is one of the wealthiest and strongest banks in this part of the
country, owing to its skillful management by honorable men who have become/ts officers. Its
officials are well known for their courteous and strict attention to the wants and business
transactions of its patrons. The Gcunnan Trust and Savings Bank transacts a general banking
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 8
Page 16
John Bell Block
Dubuque, Iowa
business and has a large sav/ngs department, which furnishes an oppormmry for safe and
profitable investments. The officers and directors are among the prominent citizens of
Dubuque, and have the confidence of the entire community, which feels that they are certainly
qualified to respect and conscientiously fulfill the important trusts ~mposed on them.
Daily Herald, January t, 1895
The bank was successful from the very start, and that success was attributed by the institution to its commitment m
supporting the city and county. It was "...prominently identified with every mvic movement having as its object the welfare
and promotion of our City and County." The bank's slogan was "The Bank that Boosts Dubuque."
Scores of manufacturers, jobbing and retail firms, today numbered among the City's powerful business factors,
were financially assisted and fostered by the Bank and grew with it. In excess of one thousand Dubuque
families acquired and today enjoy the ownership of their homes, as a result of Real Estate Loans extended by
the Bank. Hundreds of Dubuque County farmers were enabled to secure and own their farms. Thousands of
individuals have sought and received fmancial aid and counsel ~n important business deals and in the
investment of funds...
(Union Trust & Savings Bank, i923).
By 1903. this was the th/rd largest city bank of seven Dubuque financial institutions. It alone accounted for 15 percent
of all capital and 13 percent of total surplus deposits in ail of these banks. The top three banks held 60 percent of the city's
banldng resources. The bank remodeled in 1904 and twice enlarged its quarters in the Bell Block between 1908 and 1919. Tiffs
was still insufficient and plans for a new building, to be located a block north, were made and the site was acquired in February
1919. High labor and building costs delayed actual construction until April 1922 and the building was finally completed on
November 20, 1923 (Figure 45). A notable feature of the new facility was a 22-ton vault door that drew crowds as it was
lowered into the bank basement through a mass,ye hole in the sidewalk. The bank was the first in the state to institute the Bank
Insured Savings System. Under this pro,am depositors were protected on their unpaid payments in the event of death
(Enterprise, January 24, 1903; Union Trust & Savings Bank, 1923; Lyon, pp. 458-59).
The bank and the Bell Block represents the repression of all things "unpatriotic" and German during World War I.
During April and May, 1918, the American Expeditionary Force first entered into combat in France and news of the first
casualties reached the home front. The bank became caught up in the anti-German hysteria and it changed its name to the
ethnically neutral and patriotic Union Trust and Savings Bank in 1918. It was one of the first regional banks to do so but the
real cause for the name change was the rapid loss of deposits (Telegraph-Herald, April 14, 1916).
Figure 34 depicts the bank at this time, complete with a large American flag set above its entryway. The bank
recovered, continued to expand its offices as noted, and built a new building in 1922. The new building and continued growth
failed to save the bank and itwas destroyed by a run on its deposits in January 1932. The Federal Discount Corporation
purchased the builctmg and the bank later housed Dubuque Bank & Trust (Jacobsen, pp. E-108-09; Lyon, p~ 175).
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 8
Page 17
John Bell Block
Dubuque, Iowa
German Trust & Savings Bank
Union Trus! & Savings Bank
t. B~e~me American ganklrg
tions ~ou]d suppo~: theUnltedUm~:es
Govemraent both in name and in ~act
2, ~:ause the United States banldng
system is of, for and by the people
of the United St~re~. Eveay part o[
Union Trusi I Savings Bank
Figure 23: "The Union Forever" A change of names (Telegra£h~Herald, April 14, 1916)
Association With Significant Indiv/duals:
The Bell Block is historically associated with two noted Dubuque architect, Martin Heer (?-1915) and contractor Anton
Zwaclc both of whom maintained theft professional offices on the second floor, lteer during the years 1896-1911, and Zwack,
from. 1911 until sometime after 1965.
Architect Martin Heer was bom in Germany and was not related to Dubuque architect Fridolin Joseph Heer Sr. (1834-
1910) who was S~v/ss-bom, orhis son, Fridolin Heer Jr. (1864-1940). Heer came to America c.1843. By 1884 he was/n
independent architectural practice in Dubuque and between 1889 and I895 he parmered with architect Guido Beck. Both
architects had offices in the Bell Block as of 1888, but they. Heer had offices at 824 Eighth Street as late as 1897, which
conflicts with the 1896 city directory listing. Beck designed business blocks and churches throughout the Dubuque region. In
1912 he returned to Germany and died there c.1915. Contractor Antun Zwack was noted for Iris constmetion of numerous
institatianal buildings (Shank, p79-82; Jacobsen, E-159).
NP$ Focm I0-900-a
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 8
Page 18
John Bell Block
Dubuque, Iowa
The building also best represents the working career of merchant capitalist John Bell (1818-July 1895). Bell was born
in Yorkshire. England, and came to Dubuque in 1834 He first mined lead, operated a zinc smelter in i837, and opened a
general store in the early 1840s. His firm, the John Bell Company has the distinction of occupying the first Town Clock
Building at the time of its catastrophic collapse on May 25, 1872. The firm became Bell, Ryder and Wallis and Bell lef~ the
firm in 1886 ~vhen he retired and sold out Iris interest, and entered into real estate and banking. Bell served as a director of the
Second National Bank (as of 1888) and was a d/rector and president of the German Trust and Savings Bank. Bell ~vas actively
involved with the bank until his retirement in 1895, due to failing health. He owned this property and was responsible for its
construction beginning in I887. Bell apparently leased quarters to the bank. At his death, the Daily Times considered him "one
of Dubuque's most worthy and prorrdnent citizens." (Lyon, p. 35; Dubuque City Director'/, 1888-89, p. 21; Daily Times, July
30, 1896).
This is the record of John Bell's business life in Dubuque, and it is one that has been of great advantage to the
city, for he was a man ~vho did very much to advance its material interests fin many ways. He was a very active
and energetic man throughout ail his long and useful life. He never hesitated to give h/s countenance and
support to all movements calculated to benefit the city, and while he was a conservative man, he always
recognized the fact that it required energy and activity to make a success to life, and that he was active and
energetic is fully attested by the grand success which he made of every undertaking with which he ~vas
connected. There is probably no man now living in the west who has made such a success of life as has Mr.
Bell. As a financier he had few equals in Dubuque and he always made a point to study well everything
undertaken by him before embarking on it. His reputation as a business man was not confined to Dubuque or to
the state of Iowa; it was equally as well known in the east, where it was known that every enterprise with which
he was connected was of the legitimate kind. He was a friend and counselor of the early English settlers of
Dubuque, who came to him for advice. Mr. Bell was a man of active mind and of executive ability of a high
character and these traits were recognized by those who came to him seeking advice on business or other
matters. He was essentially a self-made man. He came here with no other capital than brains, energy and
honesty, and taking advantage of the opportunity presented to him, he amassed a fortune without bringing a
single tear to the eye of anyone with ~vhom he had been associated or had had dealings of any character.
Daily Times, July 30, 1896
A month after John Bell's passing, the directors of the German Trust and Savings Bank gathered to elect a replacement
director. They also passed a memorial resolution at that time. The resolution stated that the bank bad lost "one of its most
enterprising, loyal and progressive citizens." They hastened to add as an aside that '~diis bank, however, is one of the soundest
in the city, and while his death is greatly regretted, it in no way affects the bank" (Evening Globe Journal, August 19, 1896).
Historical Buildin~ Overview:
Downtown Development and Construction Context:
The historic Dubuque downtown xvas much narrower than it is today. The Mississippi Ri-~er and sloughs which
comprised most of the now filled-in riverfront area. The downtown was particularly narrow and close to the bluffs south of 5~
Street. As of 1884, Main Street was the key business street, between First and I 1t~ streets. Iowa Street, one block east, was
principally a warehousing, industt/al and jobbing street, up to Eighth, after which it was residential. Clay (now Central) one
more block east, was residential and it had the city and county public buildings and several schools. Above 12~ Street, the east
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 8
Page ! 9
John Bell Block Dubuque, Iowa
side was much more commercial developed, but there was just a single three-story s:ore between 12~ and 18t~ streets { 1884
Sanborn Map).
Dubuque's Improvements.
This will be one of the greatest building years Dubuque has seen for some time. Buildings of
all kinds have been or are being erected in almost every part of the city. In the merdantile
region new warehouses are built of splendid size and front; in the retail portion many new
stores are erected, particularly on Main and Clay streets and Couler Avenue...All these are
evidences of Dubuque's little boom. The hopes of our citizens, and particularly the most active
men, are more and more raised for the splendid prospects of the city. Dubuque is going
forward and no mistake.
(Herald, September 26. 1886).
By I891, by which time the subject building was four years old, three major downtown changes had taken place since
1884. First, the completion of a Mississippi River veh/cular bridge had commercialized Seventh Street, transforrrfing it into the
new principal gateway into the city from the east. Several new hotels line the street. Main Street was substantially rebuilt,
within the same area, anti its buildings were solidly three-stories in height south of Ninth Street. Along Clay, the subject block
between 13t~ and 14~, was now solidly occupied by stores, but only the Bell and Ziepprecht (I 888) blocks were three stories in
height. Clay between t5t~ and 17t~ streets, was less intensely commercialized, more so on the east side of the street. North of
17t~ Street, three-story blocks predominated (I 891 Sanborn Map).
The Bell Block anchored the southern end of this Clay Street commercial development. Chris Voelker, onetime city
mayor and an important builder/developer, was the ftrst to build a substantial block at Clay and 13t~ in 1879, on the northeast
comer, across the street from the Bell Block. That was the same year that the Herald declared the eity's do~w~town as being
"past its infantile condition." The years 1879-82 were record years in new construction. Much of the Clay Street improvement
was preceded by substantial commercial building constraction along Couler Avenue, the northern extension of Clay above 18th
Street (Herald, January 1, 1880).
The Bell Block also represented an up-building of key cross streets along Clay, 13~ and 14~ Street. As early as 1876
the Herald observed "Fourteenth street has been fortunate. From an uncouth, rough, roadway two or three years ago, it has been
metamorphosed into one of the most handsome and deskable streets in the city." Capitalist John Bell, ~the later builder of the
subject block, was a leader in this movement. That same year (1876) partners Bell & Ryder built a combination store and seven
unit tenements at the northwest comer of 13~ Street and Iowa, one block west of the future Bell Block site. The tenements were
modem, were for middle class tenants, and cost $16,000. The same source continued, 'q'hey add to the evidence of Mr. Belt's
enterprise, he being one of our heaviest property holders, as well as most successful merchants." Capitalist W. H. Peabody built
a row of six brick tenements on 14% to the north, for $12,000. Bell also added a storage room behind Putnam & Jones' store,
on Iowa Street, and improvements to a store on Iowa between 12t~ and 13t~ streets (Herald, December 2, 1876 April 27, 1886
and January 1, t887).
The year 1886 the beginnings of a most notable improvement, that of a vehicular bridge over the Mississippi River.
The stock company project started as a pontoon bridge design, with a draw, and by September was transformed as the
permanent "High Bridge" and work on its construction began that same month. The building season had an early start, in
middle April. A building boom was on by mid-year, mostly in the form of residences, but many new business blocks were
under construction. By mid-June, Novelty Iron Works had orders for 60 cast iron columns for new stores and business blocks, a
NPS Form 10-900~a
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 8
Page 20
John Bell Block Dubuque, Iowa
great many of which were destined for the Bell Block. Ironwork for house bu/lding exceeded all other orders at the plant
I Times, May 18: September 17, 1886; Herald. June 11, 1886).
Figure 24:1884 Sanborn Map (the Bell Block is highlighted)
United States Department of the Interior
National Park Service
National RegiSter of Historic Places
Continuation Sheet
Section number 8 Page 21
John Bell Block
Dubuque, Iowa
Buildine Construction and Land Ownersb2p:
Mr. John Bell has purchased for ~;lC,000 the Connell property, north~vest comer of Thirteenth
and Clay streets. The property has a frontage of 132 feet on Clay szreet. One-fifth was owned
by Mrs. P. W. Crawford. two-fifths by Col. Crawford, and two-fifths by Mrs. Waite. It is
understood that Mr. Bell will erect a brick block on the site and that a bank will be established
therein.
Herald, March 20. 1886
John Bell, the retired dry goods merchant, is devoting his time, and employing his means ~n
improving the city, work that will keep him employed ali the season. His recent purchase,
comer of Clay and Thirteenth street was razed yesterday ro make room for new buildings. A
brick block, three stories high with cut stone rammings will be erected. Five stores facing on
Clay street running sixty feet deep and two stores running 40 feet deep facing on Thirteenth
street will be cunrained in the block. The building will make a marked improvement to that
section of the city and add tc the value of surrounding property.
Herald. May 4, 1886
The old frame buildings at the comer of Thirteenth and Iowa [sic] streets are being razed to
make room for the new block of stores to be built by Mr. John Bell. John Raup has moved his
place of business to the basement under Volkers [sic] store. A large force of men are engaged
in removing the old landmarks.
Daily Times, May 5, 1886
Figure 25: Thirteenth Street, viewed east towards Clay from a point west of Iowa Street (Central); c.1886
St. John's Lutheran Church, White and 13~ is visible left of center and
Bell's seven-unit tenement block is immediately at the left (courtesy of Loras College Center For Dubuque History)
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 8
Page 22
John Bell BloCk
Dubuque, Iowa
The initial public notices, regarding the ne~v Bell Block, appear above. The Daily Times reported on April 14 that "It is
Mr. John Bell's intention to remove the frame building recently purchased by him, on the corner of Thirteenth and Clay sncee:s,
and erect in its stead three buildings." The Herald reported on May 8, 1886, that "the three buildings, one brick and two frame.
on Thirteenth street, directly opposite the city hall, have been removed by Mr. John Bell, who will erect in their stead an elegant
brick block, the corner building of ~vhich will be used as a bank by Mr. Bell." Figure 24 identifies the removed buildings The
same figure documents the relatively sparsely and lightly developed nature of the area, with many frame dwellings being
intermixed with less substantial commercial ones (Daily Times, April 14. 1886; Herald, May 8, 1886).
Figure 26, aerial view from the bluffs looking east along Thirteenth Street, 1886
The Chris Voelker Block (1879) is t~
a left center, northeast corner of 13 and Clay
(see detail ofbuilding site, Figure 27) (courtesy of Loras College Center For Dubuque History)
Standard Lumber Company received the contract to provide the lumber for the Bell Block, on May 20. The Bell
Block's brickwork was already nearly completed by the end of July and by mid-August, the Times judged that the Bell Bloc]
was "a great improvement to that part of the city." In late August Thomas Henney began the work of"placing a [metal] cormce
upon John Bell's new building" (Times, May 20, July 30, August 19, 25, 1889).
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 8 Page 23
John Bell Block
Dubuque, Iowa
Figure 27: Detail from Figure 26, showing the erected Bell Block cast iron work (Voelker block in background))
Figure 28: Wellge, Perspective Map, 1889
The Episcopal Church and St. Patrick's Church are visible: above the Bell t~lock (on 14sa west of Iowa)
NPS Form ~0-900 a
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 8
Page 24
John Bell Block
Dubuque, Iowa
At year's end, the completed block was reported in the progress roster in two parts, both credited to Mr. Bell, the Clay
Street storefroms ~
(addressed as 357 13 ), valued at $9,000 the main block (1321-37 Clay), worth $16,000. and further
improvements to the ar a total cost of $16,000, for a total construction cost of $25,000 (Herald, January 1, 1887).~
Allen's Grocery, a t~vo-story, brick, is visible at the far left in Figure25, just across the alley to the east from the
buildings in the foreground. Note the many vernacular frame and brick buildings in the area. Figures 26-27 was taken as the
cast iron storefront for the Bell Block was being assembled, l'he worksite is visible immediately north (left) of the city hall in
this 1886 photograph. Building materials are in the street in front of the worksite. Figure29 indicates that a new building had
gone up on the northeast corner of Thirteenth and Clay since the I884 Sanborn Map was drawn. Note the rounded pediment
centered on its parapet front. Substantial brick buildings were going up along Clay, a reflection of the northward gravitation of
commercial land uses and rising property values.
N
Figure 29:1891 Sanborn Map(the Bell Block is highlighted).
There were ~vo John Bells in Dubuque, the "Capitalist John Bell, who built this building, and the con.actor John Bell. The lat~er gentleman was born in
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 8
Page 2S
John Bell Block
Dubuque, Iowa
Figure 31 shows the just completed Bell Block. The recessed courtyard in the back of the plan appears ro contain a
two-story octagonal gazebo or perhaps a water closet. A metal clad lin shop is just zo the north. Curiously, the bank is not
indicated as being present at this time. In the years between I884 and 1891 the block's Clay Street frontage had solidly infilled
with mostly all-new buildings.
Figure 30: elevated view north along Clay Street, c. t900.
White Street is to the fight. St. Mary's and St. John's churches are visible at 13th and White
and 15t~ and Wh/te, respectively, the arrow locates the Bell Block.in this north end overview.
(courtesy of Loras College Center For Dubuque History)
Figure 31 depicts the newly completed Bell Block. Note the absence of the Ziepprecht Block, to the north, built in
1887. Note the pediment, decorative finials along the facade, as well as the four side chimneys. There is a basement stairway
present beneath the balcony/fire escape along the south sidewall. The balcony serves professional offices on the second floor.:
The Thirteenth Street storefront has a sign that includes the words "Wall Paper." Note also the square-cut southeast corner with
a square cast iron support column. The pediment appears to read "John Bell Block, 1886."
Two newspaper references assign a general completion date to the new building. Tenants were being sought by the end
of October 1886. The HeraM reported "The third floor of the Bell block, on the Clay street side, has been secured by the
Knights of Labor as an assembly Hall." The 1888-89 directory listed Germanic Assembly Local 5986 of the Knights of Labor,
as well as the Eagle Point Assembly Local 5915 of the Knights of Labor as hall' occupants. Subsequent directories fail to list or
reference the hall. Its high state of preservation offers no indication that the two-room hall was ever sub-divided for any other
use (1888-89 Dubuque City Directory; Herald, October 31 ).
NPS Form
(8-86)
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 8
Page 26
John Bell Block
Dubuque, Iowa
Figure 31:1887 photo, German Trust & Savings Bank, view to the northwest from Central across Clay.
(courtesy of Loras College Center For Dubuque History)
In early November the same source noted that the Dubuque Stone Company had laid a new sidewalk on two sides of the
Bell Block. That company was newly established the previous June, and used a precasr side~valk stone (Herald, June 29,
November 3.1886).
Figure 32: Clay Street. view north, c. 1888 (courtesy of Loras ColIege Center For Dubuque History).
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 8
Page 27
John Bell Block Dubuque, Iowa
This ¢.1888 photo (Figure 32) depicts the new Ziepprecht Block (bay windows), the basemen: windows along Clay
Stree: on the Bell Block, and the street car ~racks along Clay Street.
Figure 33:1909 Sanborn Map (the Bell Block is highlighted).
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 8
Page 28
John Bell Block
Dubuque, Iowa
Just one new building had been added to the block (north end on the alley) bet~veen 1891 and 1909. The Bell Block had
a barbershop and printing firm along Thirteenth Street, and the bank, a saloon and store on Clay/Central. The back vfthe plan
was solidly infilled with single-story additions. There is an alley-side fire escape presenT.
Figure 34: Photograph north on Central, 1918, both buildings visible to the right.
(courtesy of Loras College Center For Dubuque History)
Figure 34 depicts the building as of World War I. The southeast comer angled entryway has been added and a round
steel support post has supplanted the original square cast iron comer support. T~e large American flag attests to the wartime
patriotism of the German Bank, newly renamed the Iowa Trust and Savings.
To the north, J. C. Althauser successfally operated a dry goods trade that specialized in china and glassware. A.A.
Genz purchased Althauser's stock in 1925, and opened a general merchandise business at 1333 Clay. Genz had pre~ously
worked for Millhouse Brothers and COmpany of Galena, Illinois, a wholesale hardware firm. Genz added a hardware line along
with others over time, doubled his store area to the south in 1933. He removed partitions to enlarge the store quarters. The
remarkable thing was that Genz was expanding his business during the depths of the Great Depression. During 1937 the entire
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
SeCtion number 8
Page 29
John Bell Block
Dubuque, IOwa
Clay Street frontage was unified, and along with second and third story areas, Genz had 10,000 square feet of store space. By
this time Genz had a branch store in Galena. He defied then modem merchandising practice by continuing to function as a
general merchandise store. This meant that he never departmentalized his 24 lines of goods and his customers were confronted
with "a miscellaneous assortment" of goods. Genz sold everything in dry goods except '~rhe most expensive line of dry goods
items and ready-to-wear." He employed 16 sales clerks on a regular basis, but his special sales events temporarily increased
that number to 48~ The Ger~z consolidation made the location suitable for the Clifford G. Walsh Store that occupied the same
space as early as 1960. In 1984 the Walsh Company was the first tenant firm to actually own the building. As owner, Walsh
covered over the upper portions of the Clay Street display windows the next year, and again remodeled them in I987. An
employees lounge was added on the second floor in late 1987 and the furnace was converted to gas in 1996 (HeraM, August 13,
1937; Assessor's Card, building permits, January 1, 1985, January 1, 1986, March 10, 1987, October 23, 1987, June 20, 1996).
Table I: Building Tenant Ristory
345 (31) 369 (2'7') 1301 13~5/17 i329 1333 1337
Year 13th 13th Central Central Central Central Central
1888 German W.B. Banmgartner & G. F.
Trust Kleith, hardware
Bank
1890 Conrad German John Plux, Christ W.B. Baumgartner & G. F.
Schmied, Trust Cigars & Stieber, Kleith, hardware
grocer Bank tobacco saloon
1896 Jos. John A. German ? August Geo. F. Kleith Hardware,
Feclder's Rittscher Trust Golinvaux, Stoves, Tinware
Saloon Meats Bank saloon
1899 Jos. John A. German Dominick D. A. Golinvaux, Geo. F. Kleith Hardware,
Feckler's Rittscher Trust Hoffman, saloon Stoves, Tinware
Saloon Meats Bank cigars
1901 Jos. John A. German Dominick D. A. Golinvaux, Geo. F. Kleith Hardware,
Feckler's Rittscher Trust Hoffman, saloon Stoves, Tinware
Saloon Meats Bank cigars
1903 Jos. Mrs. Lena German Dominick D. A. Golinvaux, Geo. F. Kleith Hardware,
i%ckler's Emerson, Trust Hoffman, saloon Stoves, TinWare
Saloon Meats Bank cigars
1908 ? Geo. German ? A. Golinvaux, John C. Althauser, dry goods
Masters, Trust saloon
plumber Bank
1911 Jos. Grapevine German Trust John C. John C. Althauser, dry goods
Feckler's Front Bank Althauser,
Saloon Saloon, dry goods
Matthew
Doran
1915 John T. Oliver German Trust vacant John C. Althauser, dry goods
Erpelding, Davis, Bank
saloon barber
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 8 Page 30
John Bell Block Dubuque, Iowa
1921- Irving ? Union Trust Bank John C. Althauser, dry goods
22 Boxleiter, "Althauser's Bazaar"
barber
1923 Goshern- vacant John C. Althauser, dry goods
Sullivan
1929 Oliver Davis, Anthony's Wilfred John W. Henry P. Lember & A. A>
barber Kraut Shop Anderson, Klein, meats Oenz, General Merchandise,
tires & tubes grocers
1934 Grashorn & ? vacant John C. Althauser, dry goods
Sullivan,
barbers
1939 13th St. Keller Genz Stores
Barber Shop Fruit
Company
1945 M. Endollar Keller Genz Stores
barber Fruit
Company
1952 M. EndoHar Keller Genz Stores
barber Fruit
Company
1955 M. Endollar Keller Genz Stores
barber Fruit
Company
1960 M. Endollar vacant Walsh-Stores
barber
1970 M. Endollar ? Walsh Stores
barber
1974 Jim Herring ? Walsh Stores
1980 ? ? Walsh Stores
For much of its history, the building's professional offices on the second floor, housed architects and contractors.
Dubuque architect Guido Beck was the first architect-tenant in the new building as early as 1888, and one wonders if this
implies that he was the building's architect? Edward S. Hyde, a draflsman/architect, resided at 1335 Clay as of 1890. Architect
Martin Heer had offices above the bank as early as 1896 and remained there at least through 1911. Architect James Webster
had offices at 1303 Clay as of 1915. The longest-t~-m tenant was noted Dubuque contractor Anton Zwack, who was first listed
with offices at 1301 Clay in 1911. The company remained at this address at least through 1965. It is probable that the firm
occupied all of the available office space on the upper two floors.
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 8
Page 31
John Bell Block
Dubuque, Iowa
Figure 35: Genz store interior (Telegraph-Herald, August 18, 1937)
A range of other professional offices, all presumably located on the south end of the second and third floors, ~s
identified in the directories. Gu/tar/st Harry D. Jenkins had an office there in 1888. J.P. Stendebach, insurance dealer, had
offices on the second floor as of 1890. Charles F. Hanke, merchant tailor, was present as of 1896. Henry Manders, dealer in
butter and eggs, was listed simply on the northwest comer as of 1896, a reference that usually meant second floor offices.
Dentist Glen L. Merritt had offices there in 1901-03. Lawyer Falian Beckett had an office at 1301 Clay in 1921.
Residential apartment dwellers can be readily identified beginning in 1899. the first time that all tenants are listed by
address. That year, the architects and two apartments were listed under 1301 Clay, another apartment under 1327, 1335 or.
Two aparanents had 13th Street addresses. Beginning in 1901, four un/ts are first listed over the 13t~ Street stores. These are
listed above the 13ta Street storefronts and at 1317 Clay. Charles F. Littrell, a carpet and ~vallpaper cleaner, resided at 1317
Clay the latter address as of 1908-45, and he was followed by August Kemp, a cabinet maker (1955-65). As early as 1921, four
apartments were addressed as 27 13~ Street and these were lettered "A-D."
Figure 36: The unified Genz Store fagade, 1937 (Herald, August 13, 1937).
NPS Form ~O-900-a
18-86)
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 8
Page 32
John Bell Block
Dubuque, Iowa
Figure 37: A. A. Gep. z (Herald, August 13, 1937).
Figure 38:1909/1936 Sanborn Map (the Bell Block is highlighted).
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 8
Page 33
John Bell Block
Dubuque~ Iowa
Figure 38 depicts the building and block as it appeared in 1936. The only apparent change is the addition of two fire
escapes on the Clay Street frontage.
Figure 39: Ganz store interior (Telegraph-Herald, August t 8, 1937).
Figure 40 documents the clearing a~vay of the north end of City Lots 456 and 449. The breaks in the partition ~valls,
indicating a unified storefront, are shown, but the full range of storefront addresses are retained.
The Bell family continued to own the Bell Block property through 1944. Adams Realty then owned it from I944 until
1984. Clifford G. Walsh obtained the property in 1984 as did the Dubuque Bank & Trust Company in 2002 (Dubuque County
Assessors Data).
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number_ 8
Page 34
John Bell Block
Dubuque, Iowa
Figure 40: Sanborn Fire Insurance Map, 1909/65.
German Bank And Trust/Union Savings Bank History:
Thirteen banks functioned in Dubuque during the h/storical period (pre~1952) and two of these were Gmauan Banks.
The first German bank was the German Bank that was organized in 1864. It was re-titled German Savings Bank in 1904. and
then Pioneer Trust & Savings Bank in 1918, and it merged with Consolidated National Bank in 1926. That bank, located at 324
Main, boasted a capitalization of $120,000 and a surplus of $70,000 at the time ~ts rival bank was established. It built a new
building at its old address in 1902. The second, the German Trust & Sa~/ngs Bank was organized in 1886.
Capitalist John Bell decided to build his bank block before he finally decided what bank would occupy it. As late as
November 9. 1886, as his building was neanng completion, the Herald ind/cated indecision on Bell's part regarding the bank:
The bank in the Bell block at the comer of Thirteenth and Clay streets, will probably be established by the
Mortgage, Loan and Trust Company of this city. The long talked of bank will probably soon be established.
Herald, November 9, 1886
United States Department of the Interior
National Park Sm'race
O~B App~rova! NO. 102&0018
National Register of Historic Places
Continuation Sheet
Section number 8
Page 35
John Bell Block
Dubuque, Iowa
Tiffs institution was a home building savings and loan. As the reference notes, the bank was lon= talked of.
The new German bank had its £zrst organizational meeting more than a month later, in m/d-December, a gathering that
was described by the Daily Herald:
A meeting was held last evening in the City Council chamber looking to the formation of the new German
Savings bank to occupy the fine room in the new Bell block at the comer of Thirteenth and Clay su'eer There
were present some thirty well known citizens representing a good portion of the bone and sinew of the upper
portion of the city, and all of whom are able and willing ro aid in the proposed new bank (HeraM, December 15.
18861.
The purpose for the bank was establish a bank in the northern part of the downtown, apparently in an effort to secure capital for
commercial and industrial ventures in that part of the city. Thirty-five years later, a bank history observed that the founders
were "not men of wealth" but were "men who had started at the bottom and who by sheer thrift and industry had attained
success in their individual enterprises and commanded the confidence and respect of the community" (Union Trust & Savings
Bank, 1923; Jacobsen, p. E-115).
· Capital, - - - $50,000
N, W. eot, 13th ~ndCla¥ Street~ i
P~ysi~r~on deposits. Buys and s~Ils ex-
change on ~he principal cilies of ~he Uui~d
~lsles ~nd Europe.
JOHN BELL, Pres. D, RHOHBERG, Vice Pres.
dz PAUL TRAUT, Cashier.
Figure 41: First German Trust and Savings Bank advertisement
(Herald, November 29, 1887).
The organization proceeded swiftly but it was some time before the new bank opened its doors in its new facility, in the
comer storeffont. An indexed reference to opening date is credited to the January 24, 1887 Daily Herald, but the article could
not be found. The 1922 bank history gives opening day as January 1, 1887. The Daily Times of February 8, 1887 appears to
confm-n this date with its reference that the new bank was "doing a good business for a starter." The Herald, a day later,
reported:
The new Thirteenth street bank is meeting with remarkable success, the deposits are accumulating and w/Il soon
become a drug on their [the bank directors'] hands. They will be Iooking for investments soon.
Herald, February 9, 1887
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section nUmber 8
Page 36
John Bell Block
Dubuque, Iowa
The first bank officers were president John Bell, vice president D. Rhomberg and cashier Paul Traut. Other key founders were
Peter Klauer, C. H. Berg, Alphons Matthews, F. M. Knoll, F. N. Schroeder, P. M. Harfington, Emil Reh, J. M. Wemer, C. H.
Meyer and Nicholas Glab. The initial capitalization was just $50,000 (Daily Times, February 8, 1887; Herald, February 9,
1887; Dubuque City Directory, 1888-89; Lyon, p. i75; Noonan, p. 12; Union Trust & Savings Bank, 1923; Herald, April 16,
1922) .2
By July 1890 the bank had a loan portfolio of over $300,000 and the Herald noted "This is the youngest of all the
Dubuque banks, but it is fight after the rest in the amount of business done." (Herald, July 6, 1890).
German Trust and Savings Bank
One of the most important as well as the most reliable banks of Dubuque is the Germm
Trust and Savings Bank, situated at the corner of Thirteenth and Clay streets, near Central
Market. The office and counting room are provided with every safeguard and convenience for
the proper transaction of business...This bank is noted for its able and conservative
management; its board of officers and directors being numbered among our leading and
successful business men... It is one of the wealthiest and strongest banks in this part of the
country, owing to its skillful management by honorable men who have become its officers. Its
officials are well known for their courteous and strict attention to the wants and business
transactions of its patrons. The German Trust and Savings Bank transacts a general banking
business and has a large savings department, which furnishes an opportunity for safe and
profitable investments~ The officers and directors are among the prominent citizens of
Dubuque, and have the confidence of the entire community, which feels that they are certainly
qualified to respect and conscientiously fulfill the important trusts imposed on them.
Daily Herald, January 1, 1895
The bank was successful, and that success was attributed by the institution to its commitment to supporting the city and
county. It was "...prominently identified with every civic movement having as its object the welfare and promotion of our City
and County." The bank's slogan was "The Bank that Boosts Dubuque."
Scores of manufacturers, jobbing and retail firms, today numbered among the City's powerful business factors,
were financially assisted and fostered by the Bank and grew with it. In excess of one thousand Dubuque
families acquired and today enjoy the ownership of their homes, as a result of Real Estate Loans extended by
the Bank. Hundreds of Dubuque County farmers were enabled to secure and own their farms. Thousands of
individuals have sought and received financial aid and counsel in important business deals and in the
investment of funds...(Union Trust & Savings Bank, 1923).
From the start, the new bank was successful. The Daily Times noted it was "doing a good business for a starter [bank]."
Everything went well until late February 1893 when the rumored failure of the Iowa Mutual Buildings and Loan Association
2 The initial directors were Bell, D. Rhomberg, Geo. W. Kiesel, P. M. Harrington, N. Glab, A. Schmidt, F. N. Schroeder, J. M. Wemer, and N. H. Schilling.
Glab (1857-19t5) was a noted brewer and served as president of the consolidated Dubuque Brewlmg & Malting Company. Alphons Matthews (1856-1909)
was another founder. A noted attorney, he served as county attorney (1883-89), was a State University of Iowa Regent, and the f'n:st native Dubuquer to
serveaspresidantofthecity'sboardofeducation(1884). ChristopherH. Berg(1841-1926)wasabankdirectorandformermayorofthecity. Hewas
president of Berg-Arduser Jewelry Company and also headed one of the largest city printing finns (Dubuque City Directory, 1888-89; Lyon, pp. 36-7, 178,
'United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 8
Page 37
John Bell Block
Dubuque, Iowa
caused a mn on the bank and a resulting loss of $300,000. The Iowa Mutual was located across the street in the Voelker Block
and depositors thought the German bank held a large amount of its paper. The bank run started the afternoon of February 24.
The next morning it opened an hour early and there was a "quite a crowd of depositors" and bank officials estimated
withdrawals of $10,000 above normal during the day. Many who withdrew money returned it the same day. Across the street,
24 of 2,600 Mutual Association members withdrew their funds as well. They also forfeited the/r memberskip fees and the
association was the beneficiary. The banks steady growth is described in Table I, below .. Ctterald, February 24, 25, July 6,
1890; Daily Times, February 8, 1887; Union Trust & Savings Bank, 1923).
Table II German Trust & Savings/Union Trust & Savings Bank Gro*vth, 1887-1923
Capit ~l~zatlon/Surplus
Date All DepOSits
March 31, 1887 $ 66,644 $50,000 capital, $15,000 surplus
Oct. 31, 1887 $ 121,694
Dec. 31, 1887 $ 133,176
Oct. 2, 1888 $ 235,345
Dec. 31, 1890 $ 270,086
Dec. 31, 1892 $ 297,003 $100,000 (March 1891)
May 1, 1900 $ 542,354
April 16, 1902 $ 699,915
May I, 1908 $1,215,128
April 16, 1912 $1,747,395
May 1, 1918 $2,073,772 $100,000 surplus (Oct. 6, 1913)
$150,000 (December 30, 1916)
May 1, 1919 $4,469,714
May 1, 1920 $2,905,574 $200,000 surplus (Jan. 2, 1920)
April 16, 1922 $2,728,510
May I, 1923 $3,281,209
Dec. 31, 1931 $1,714,571 $150,000, surplus $75,000
Figure 42: Remodeled bank interior, view southwest
(courtesy of Loras College Center For Dubuque History)
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 8
Page 38
John Bell Block
Dubuque, Iowa
The German Trust and Savings Bank thoroughly remodeled its quarters in 1904. ad,rig a marble floor and other
improvements. Figure 42 depicts the newly decorated bank interior and the new' banking fixtures which were apparently
installed at this t/me. It is probable that the new angled ~ntry~vay, located in the southeast corner of the bank front, was added at
this time (Herald, Jiny 18, 1904).
The bank's explosive growth forced two enlargements of the bank's quarters bet~veen 1908 and 1918, and these tmpled
the banks office area. Expansion imo the basement ~vas undoubtedly one of these increases. It is also possible that second floor
space was commandeered. Having exhausted the available space in this building, a new facility was built and occupied in 1923.
For some years the former bank storefronts remained empty (City directories).
]'he elimination of"German" from Financial institution names and organizations began in mid-April 1918, just as the
American Expeditionary Force was nearly ready for combat in France. The first anniversary of America's enu'y into the war
passed in early April as well. On April 12 the city's oldest German Bank. the German Savings Bank, which was founded in
1864, announced plans to re-title the institution the Pioneer Savings Bank. Its Clay Street branch, the German-American Bank,
became the American Trust and Savings Bank (It was noted that the changes "had been seriously considered for sometime, but
had been postponed in the hope that the difficulties growing out of the world war would soon be adjusted and friendly relations
with all European powers again established"). On April 14 East Dubuque's German State Bank became the State BankofEast
Dubuque. Four days later the Freeport, Illinois German Bank was re-titled the Stephensun County Bank. In Waterloo, punic
school students stormed a school and seizing German language books, tossed them into the Cedar River. They were angered at
the school board's lassitude in banning the teaching of the German language. The state of Iowa banned teach/ng German
statexvide on April 23. The o~vners of Germania Hall, on Iowa Avenue, quietly had ~vorkers remove and discard the nameplate
from the building in early May. The German Bank of Dyersville, the largest German bank in the state, a 32-year old institution
was able to resist the tide ofname-chan~ng fervor. It finally became the United States Savings Bank on June 15, so "as to be in
the front rank of those who are All American in every motive, word or deed" (Telegraph-Herald, April 12, 14, 19, 23, May 4,
10. June 16. 1918).
i Liberty Loan Announcement
~5[~' ~,i~ ~o ~tate w~ .are '~.d .v to i~ Li~, 1:~ ~t~
Figure 43: Solidly patriotic, Union Trust & Savings Bank advertisement
(Telegraph-Herald, Mav 2, 1918}
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National Park Service
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Continuation Sheet
Section number 8 Page 39
John Bell Block Dubuque, Iowa
As Figure 43 indicates, the renamed bank still found it necessary, at least for awhile, m reassure its customers that it
was still the German Trust & Savings Bank.
Union Trust ed
Savings Bank
13th and Clay Sts. Dubuque, Iowa
Capital Sl,gO. O00. O0
ff;urpI~.* and Profits $200,000,00
Re~ouces 2 1-4 ~llitti6n Dollars
With Your Back Pay a Voucher
Ninety~nine o~ of every tmnr]reeI suc-
Figure 44: Telegraph-Herald, June 30, 1918
By June 1918 the bank was comfortable with its new name.
By the spring of 1922 when the bank officers armounced plans to erect a new facility just a block directly north and'
across the street from the Bell Block location, the bank had loaned out nearly $5 millions in city and county real estate and "in
this respect leading all financial institutions of this section." Funds had furthered municipal home building. The Telegraph-
HeraM reported "A carefully worked out and successful [bank] home building plan recently installed is contributing materially
to the development of the city, and has proven a powerful factor in supplying additional and badly needed homes." The bank
officers at that time were C. H. Berg, president; A. F. Heeb and L. H. Brede, vice president; N. C. Gindorf, cashier, B. J.
Schwthd and R. A. Shannon, assistant cashiers. Directors were the three officers and Mr. Schwind along with J. P. Frantzan,
John Olinger, William H. Klauer, Henry J. Kaep, and Elil Feigner. There were still plenty of German names in the bank's
management (Herald, April 16, 1922).
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 8
Page 40
John Bell Block
Dubuque, Iowa
Figure 45: new quarters for the Union Trust and Savings Bank Building (I 922-23),
southeast comer, 14th and Central, view to the southeast [photo by J. Jacobsen/
The Herald summarized the bank's successful history up to that point in time:
Like most of our prominent local institutions, tl'fis bank started in a modest way, at the time occupying but a
small part of its present quarters. By constant loyalty to the best interests of its patrons, the officials and
cFrrectors of the bank soon gained for it the general confidence of the public and attracted a large and powerful
clientele; which it enjoys at this moment.
The bank's dominant policy has been the advancement of Dubuque and Dubuque county, and is given
expression in the loaning of its funds preferably to the home merchant, the home farmer and the Dubuque home
builder ....
It is gratifying that this policy of loyalty and home interest on the part of ttie bank has been reciprocated by the
people who in turn have freely and generously patronized the bank. thus contributing to its remarkable growth
and development.
The particularly gratifying feature of this wonderful development of the bank's patronage and business is that
it has been steady. There has been nothing spasmodic or fictitious. Each succeeding year has shown a steady
increase. The officials have tried to make it a "peoples bank" and the people have responded.
The bank lasted another ten years but was closed by its ([zrectors to protect depositors after hours on January 27, 1932.
I'he bank experienced a run on its deposits through that week. The shock to the city was considerable, g/yen that no
bank had been Iost since the failure of the Commercial National Bank during the 1880s. The city's residents were
implored to avoid undermining the other banks and no other banks closed at that time (Herald, April 16, 1922; January
28, 1932/.
NPS Form lO-90(~a
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Seccion number 8
Page 41
John Bell Block
Dubuque, Iowa
The bank leadersh/p included a number of important Dubuque entrepreneurs and capitalists, notably Paul Traut and
Peter Klauer. Paul Trout (1851-1898) was born in Dubuque. He served three terms each as city and then county treasurer,
beginning in 1880. He served four years as cashier before becoming president of the German Trust and Savings Bank. Traut
was involved in the organization ora number of major industrial firms and played an "instrumental role" in consolidating the
four city bre~veries, forming the Dubuque Brewing & Malting Company in the 1890s (Lyon, p. 452).
Peter Klaucr (1842-1919) was German bom and came to Dubuque in 1855. He founded Klauer Manufacturing
Company in 1870. Klauer served as president of the bank prior to and after its 1918 name change (Lyon, p. 245).
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number ? Page 42
John Bell Block Dubuque, Iowa
Bibliography:
Assessor's Card, 1301 Clay Street. Dubuque County Assessor
Transfer Books, Dubuque County Recorder's Office
Cascy Associates, existing and proposed floor plans. Walsh Building, 2001.
Center For Dubuque History, Loras College, photographs and material on Dubuque b~nking.
Dubuque City Directories, 1883. 1886/87, 1888. 1891, 1896-97, 1899-1900, 1901, I903, 1908, 1909. 1911-12. 1915. 1921-22,
1923, 1929. 1934. 1939. 1945, 1954, 1955. 1960, 1965. I970. 1974, 1980.
Jacobsen. James E.. Dubuque--The Key City: The Architectural and Historical Resources of Dubuque, 1837-1955, Dubuque;
City of Dubuque. 2002.
Lyon. Randolph W., Dubuque, The Encyclopedia, Dubuque; First National Barhk of Dubuque, 1991.
Noonan. Francis Joseph, The History of Banla'ng In Dubuque, Dubuque; Loras College, B.A.. thesis, 1942
Union Trust and Savings Bank. Dubuque, Iowa, c.1923 (brochure commemorating dedication of new bank building)
Sanborn Fire Insurance Maps, 1884, 189I, 1909, 1909/36, 1936/65
Shank, Wesley I., Iowa's Historic Architectes: A Biographical Dictionary, Iowa City: University of Iowa Press, 1999.
Wellge, H., Perspective Map of the City of Dubuque, 1889.
Newspapers (specific dates as noted in text):
Daily Herald,
Telegraph-Herald
Evening Globe Journal
Daily Times
United States Department of the Interior
National Park Service
National Register of Historic Places
Continuation Sheet
Section number 1 0 Page
John Bell Block
Geographical Data:
Dubuque, Iowa
Verbal Boundary Description:
7he southern two-fifths of City Lot 449.
Boundary Justification:
7he building fully occupies this portion of the lot and has always been h/storically associated with this parcel.
Photographs:
Photographer: James E. Jacobsen
Date of photographs: February 21, 2002
Location of original negative: Property owner
Image: View:
1 NW
2 N-W
3 NW
4 NW
5 SW
6 N]E
7 NW
8 SE
Description:
south end, Clay Street facade (southern end)
south end, Clay Street facade (southern end)
Clay Street frontage
same, center and north end
Clay Street frontage
13m Street frontage (south end)
same
back of building