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Source of Income Progress Report 3 5 18 Copyrighted March 5, 2018 City of Dubuque Action Items # 2. ITEM TITLE: Source of Income Progress Report SUMMARY: Housing and Community Development Department Director Alvin Nash is transmitting the 2018 Source of Income Progress Report. SUGGESTED DISPOSITION: Suggested Disposition: Receive and File ATTACHMENTS: Description Type Source of Income 2018 Progress Report-NNM Memo City Manager Memo Staff Memo Staff Memo 2018 SOI Progress Report Supporting Documentation 2017 SOI Committee Report Supporting Documentation Section 8 Rebrand PowerPoint Supporting Documentation CHANGE Brochure Supporting Documentation Housing TIF Districts Brochure Supporting Documentation FY19 Housing TIF Projection Supporting Documentation CIPs using Housing TIF Supporting Documentation THE CITY OF Dubuque � AIFA�erlwGh UB E '�� III► Masterpiece on the Mississippi Z°°'�w'2 7A13 2017 TO: The Honorable Mayor and City Council Members FROM: Michael C. Van Milligen, City Manager SUBJECT: Source of Income — 2018 Progress Report DATE: March 1 , 2018 Housing & Community Development Department Director Alvin Nash is transmitting the 2018 Source of Income Progress Report. Rebranding the Housing Choice Voucher Program is at the center of the efforts. An overview of the report and a PowerPoint presentation on Rebranding will be presented. �� �� ��� Mic ael C. Van Milligen �� � MCVM:jh Attachment cc: Crenna Brumwell, City Attorney Teri Goodmann, Assistant City Manager Cori Burbach, Assistant City Manager Alvin Nash, Housing & Community Development Department Director Laura Carstens, Planning Services Manager Kelly Larson, Human Rights Director THE CTTY OF Dubuque �" ui���eNe�ary DUB E 'il��i;' Masterpiece on the Mississippi Z°°' Z°'Z 2013 2017 TO: Michael C. Van Milligen, City Manager FROM: Alvin Nash, Housing & Community Development Director SUBJECT: Source of Income — 2018 Progress Report DATE: February 28, 2018 In December 2014, the City Council formed a Source of Income Committee to conduct a two-year study examining the Housing Choice Voucher Program and its relationship to fair housing, with a goal of identifying ways to enhance fair housing in Dubuque. The Committee was comprised of City staff, board and commission representatives, and community stakeholders, The Committee researched the Housing Choice Voucher program, conducted surveys of housing providers and renters, held community dialogues, and evaluated creation of an ordinance that would have considered it discrimination to not accept vouchers. In February 2017, the Source of Income Committee ultimately recommended a collective impact approach to adopt and implement a mix of educational, outreach, and financial programs to increase housing provider participation in the Housing Choice Voucher program. The City Council directed staff to implement and expand on the following Committee recommendations, and present an annual progress report: Adopt and implement a mix of educational/outreach programs to increase participation in Housing Choice Voucher program. Adopt and implement a mix of�nancial incentives/policies for creation of Housing Choice Voucher units throughout community. The City of Dubuque's Housing & Community Development Department is pleased to present the City Council with our 2018 Source of Income Progress Report. Rebranding the Housing Choice Voucher Program is at the center of our efforts. An overview of the report and a PowerPoint presentation on Rebranding will be presented at the meeting. Enclosures cc: Crenna Brumwell, City Attorney Kelly Larson, Human Rights Director Laura Carstens, Planning Services Manager Teresa Bassler, Assisted Housing Supervisor 1 THE CITY OF D B E U Masterpiece on the Mississippi Source of Income 2018 Progress Report February 28, 2018 City of Dubuque Housing & Community Development Department 1 Introduction The City of Dubuque's Housing & Community Development Department is pleased to present the City Council with our first Source of Income Progress Report in response to direction from the City Council on February 20, 2017 supporting implementation of the Source of Income Committee's Final Report through continuing work on expanding option #4 and option #6: Option#4. Adopt and implement a mix of educational/outreach programs to increase participation in Housing Choice Voucher program. Option#6. Adopt and implement a mix of financial incentives/policies for creation of Housing Choice Voucher units throughout community. Imagine Dubuque The City Council's direction to the Source of Income Committee was echoed by the Dubuque community in the form of recommendations included in Imagine Dubuque 2037:A Call to Action, the City of Dubuque's new Comprehensive Plan adopted by the City Council in September 2017 based on over 12,500 ideas from 6,000 participants in 13 months. Economic Prosperity& Housing: • Foster the development of new and additional housing products in suitable locations throughout the City. • Continue the current work of Inclusive Dubuque, also formulating strategies to enhance economic resiliency and mitigate the impact of economic disruptions locally. Livable Neighborhoods & Housing: • Support the City's inspection programs as well as the Green and Healthy Homes Initiative. • Monitor affordability and housing stress, an important health indicator, annually. • Look to increase wages and self-sufficiency opportunities in the community to make housing more attainable. • Adopt and implement a mix of educational/outreach programs to increase housing provider participation in Housing Choice Voucher program. • Adopt and implement a mix of financial incentives/policies for creation of Housing Choice Voucher units throughout community. Land Use & Housing: • Encourage a mix of housing affordable for all segments of Dubuque's population throughout the community. • including options for those who might be saving for their first home. 1 Source of Income Progress Report • Encourage new multi-family development in proximity to jobs to minimize transportation costs. • Integrate multi-family development within mixed-use areas identified on the Future Land Use Map for increased access to goods and services in a walkable environment. Background Based on the City Council's direction, and Committee input received, the Source of Income Committee recommended the strategy for implementation of Options#4 and #6 be part of a Re-Branding of the Housing Choice Voucher Program. The Committee's recommendations are discussed below. Housing Choice Voucher Program The Housing Choice Voucher program (typically called Section 8) is the federal government's major program to assist families and individuals in finding decent, safe, and affordable housing in the private sector. The program is administered and funded by the U.S. Department of Housing and Urban Development (HUD). Since housing assistance is provided to residential rental property owners on behalf of the family or individual, participants can find their own housing, including single-family homes, townhouses and apartments. The City's Housing and Community Development Department has 1,072 vouchers to assist low- income families and individuals. Close to�of the households we serve are considered elderly and/or disabled. Eligible applicants for the Housing Choice Voucher Program must earn no more than 50%of the average median income for Dubuque according to these Eligibility Guidelines set forth by HUD for fiscal year 2017. Applicants must also be 18 years of age. They are screened according to the City of Dubuque admissions policy to determine final eligibility at time of voucher issuance. FY 2017 Income Limits Summary for Dubuque, IA as set by HUD Median Income Persons in Household 1 2 3 4 5 6 7 8 30%IncomeLimits $13,950 $16,240 $20,420 $24,600 $28,780 $32,960 $37,140 $41,320 $66,400 50%IncomeLimits $23,250 $26,600 $29,900 $33,200 $35,900 $38,550 $41,200 $43,850 80%IncomeLimits $37,200 $42,500 $47,800 $53,100 $57,350 $61,600 $65,850 $70,100 The Housing Choice Voucher program is the primary way the City of Dubuque provides affordable housing options for low (<50%) and very low income (<30%) households in Dubuque. 2 Source of Income Progress Report HUD estimates there are approximately 5,600 households in Dubuque below 50%Area Median Income, who would income qualify for housing assistance. Unfortunately, there are simply not enough vouchers to provide support for all the households in need of affordable housing. The Housing Choice Voucher program has had its challenges. In 2013, HUD's Office of Fair Housing and Equal Opportunity found Dubuque to be noncompliant with regards to its voucher residency preference policies, leading to a Voluntary Compliance Agreement. Since the finding, Dubuque has undertaken the following efforts to address this issue: • Eliminating local residency preference points. • Maximizing voucher lease ups for five years. • Propose and implement means by which current and future • Community Development Block Grant expenditures may mitigate • the adverse effects of the City's prior actions. • Maintain a monthly accounting of the voucher waiting list, • including information on applications received, rejected and • accepted, and applicant information such as race, ethnicity, and • current or originating address. • Developed an Analysis of Impediments to Fair Housing in 2015 • Addressed Fair Housing in the 2016-2020 Consolidated Plan Source of Income Committee In December 2014, the City Council approved formation of a Source of Income Committee to conduct a two-year study examining the Housing Choice Voucher Program and its relationship to fair housing, with a goal of identifying ways to enhance fair housing in Dubuque. Committee members were drawn from City boards and commissions, Dubuque Area Landlords Association, and Dubuque Chapter of National Association for the Advancement of Colored People (NAACP). One of the concerns was the fact that not all landlords accept Housing Choice Vouchers. The Source of Income Committee name comes from the practice of landlords in identifying the source of income to pay rent prior to leasing an apartment. Some landlords specifically advertise that they do not accept these vouchers (typically called Section 8) as a source of rent. The Source of Income Committee evaluated creation of an ordinance that would have considered it discrimination to not accept vouchers, researched the Housing Choice Voucher program, conducted residential rental surveys for housing providers and renters, and held community dialogues. In February 2017, the Source of Income Committee ultimately recommended a collective impact approach to adopt and implement a mix of educational, outreach, and financial programs to increase housing provider participation in the Housing Choice Voucher program. 3 Source of Income Progress Report This effort will include a re-branding and redesign of the Housing Choice Voucher program, and adoption and implementation of a mix of educational/outreach programs to increase participation in the Housing Choice Voucher program. The committee also recommended to adopt and implement a mix of financial incentives & policies for creation of Housing Choice Voucher units throughout the community. These incentives and policies will include fostering partnerships with private and non-profit housing developers to provide affordable, quality housing units. Re-Branding Housing Choice Voucher Program There are a variety of programs that exist within different public, private, and non-profit agencies that are not collectively orchestrated to address low-income renter issues around the city like they could. It is also clear that the topic of Housing Choice Vouchers and greater issues related to affordable, quality low-income rental units are complex and a collective impact model is needed. Collective impact initiatives involve a backbone organization, in this case the City, and a structured process that leads to a common agenda, shared measurement, continuous communication, and mutually reinforcing activities among all participants. The collective impact model for re-branding the Housing Choice Voucher program will be led by the City's Housing & Community Development department. The department will utilize City commissions and other advisory groups that play an important role in the governance of department programs. Members of the commissions and advisory groups are community volunteers whose contributions help maintain and improve the quality of life for Dubuque residents. Discussion The Source of Income Committee's recommended strategy for implementation of Options#4 and #6 was that they be part of a Rebranding of the Housing Choice Voucher Program sanctioned by the City Council. The information gathered by the Source of Income Committee over 23 months of review and research revealed that there is a huge deficit of understanding of the Housing Choice Voucher program among property owners and the public, necessitating rebranding. Re-branding the Housing Choice Voucher program will also address affirmatively furthering fair housing, the de-concentration of poverty, and the increased participation of housing providers into the Housing Choice Voucher program via the recommended options.The Committee sought to modernize and re-brand what is known as the Housing Choice Voucher program and 4 Source of Income Progress Report how it is managed and delivered as a product in Dubuque and perhaps as a model for cities around the country. GOAL: To rebrand and redesign the Housing Choice Voucher program into a model that responds to the local needs of Dubuque's demographics and ensures viable, livable and equitable opportunities for all qualifying residents. A re-brand and re-design of the Housing Choice Voucher program would represent the greatest response to the local needs of Dubuque's demographics, fair market and equitable opportunities, namely: • Connect Housing Choice Vouchers to sustainability. • Equal housing opportunity and the development of affordable housing at all income levels. • The Housing Choice Voucher program is one of the largest assistance to the low-income veterans, seniors and persons with disabilities in the City. The faces and stories of program residents and housing providers should be made readily available to the entire community. • Publicize economic impact of the Housing Choice Voucher program and the positive effect on the local economy. • Increase the participation of housing providers who will contract with the City for the Housing Choice Voucher program. • Connect residents to the Family Self-Sufficiency (FSS) program and the Circles Initiatives. • Improve the public understanding of the Housing Choice Voucher program. Implementation Strategy: Progress Report The Source of Income Committee recommended that the re-branding of the Housing Choice Voucher program include a combination of options #4 and #6 as shown below. Option #4. Adopt and implement a mix of educational / outreach programs to increase participation in Housing Choice Voucher program. a)Voluntary Voucher Provider Participation Pilot. A proposal is under development. Housing & Community Development staff researched best practices to create a model for Dubuque, identified potential parameters for the program, and are developing a budget estimate for implementing a pilot program. Staff are conducting survey of rental license holders asking if do, do not, or interested in accepting Housing Choice s Source of Income Progress Report Vouchers. Once the proposal has been fully developed and approved, Housing & Community Development staff will partner with the Dubuque Area Landlords Association to recruit participants. b) Housing Provider Education Program on Benefits of Voucher Participation. Housing & Community Development staff researched best practices to create a program for Dubuque, and then developed a Section 8 Rebranding presentation. Housing & Community Development staff is making presentations to housing providers, community partners and other interested groups. Presentations have been given to the NAACP, Inclusive Dubuque, Dubuque Area Landlords Association, and Dubuque Area Realtors. Housing& Community Development staff developed an FV2019 budget estimate of$25,000 to develop an education program linked to Rebranding the Housing Choice Voucher Program. c) Create brochures on Renter Responsibilities/Being a Good Neighbor for all housing providers to distribute to their renters. A proposal is under development and is linked to the rebranding of Section 8 / Housing Choice Voucher Program. Housing & Community Development staff are collaborating with other City departments to update the existing handouts, as well as developing a budget estimate for printing and distribution costs. Once the budget is approved, Housing & Community Development staff will work with housing providers who accept Housing Choice Vouchers and the Dubuque Area Landlords Association to develop the brochure. Once developed, staff will partner with the Dubuque Area Landlords Association to encourage all licensed housing providers to distribute the brochure. City staff also will: • Incorporate the program into the Successful Rental Property Management training program. • Incorporate the brochure into the annual rental license renewal mailing. • Incorporate the brochure into the orientation sessions for all new renters participating in the Housing Choice Voucher program. • Share the information with new customers in the City of Dubuque Utility Billing Division. • Share the information with developers of rental property via the Economic Development and Planning Services Departments. d)Active webpage of Housing Choice Voucher-participating sites and available rental units. A listing of available rentals for Housing Choice Voucher program is available online at www.cityofdubuque.or�/761/Available-Rentals. Maps are available through lowa Housing 6 Source of Income Progress Report Search, a free online resource also found on this webpage. Housing & Community Development staff will test and promote this webpage with housing providers and renters through a variety of traditional, electronic and social media to reach housing providers and renters. e) Collective self-monitoring by City, housing providers, public and select commissions. The goal is to use the collective impact model to structure the ongoing monitoring of the effectiveness of the participation pilot, education, and outreach programs around the common goal of increasing voluntary participation of housing providers in the Housing Choice Voucher program. The Housing & Community Development Department was assigned to serve as the backbone organization responsible for monitoring partners' collaborative efforts and create a task force of City staff to identify desired outcomes and develop indicators and performance measures that align with the Voluntary Compliance Agreement (VCA) Action Plan submitted to HUD. Collective impact also includes communicating and sharing progress on outcomes and measurements on a periodic basis (such as quarterly meetings and an annual report) amongst community partners, each of whom will collaborate on working towards the identified goal by doing what they and their organizations are uniquely equipped to do in order to assist the collective impact model. Staff utilize progress on outcomes and measurements to provide periodic updates to HUD as part of the VCA Action Plan reporting requirements. In addition, various City departments meet monthly with the Dubuque Area Landlords Association. Housing& Community Development staff developed an FV2019 budget estimate of$25,000 to develop the collective impact model linked to Rebranding the Housing Choice Voucher Program. Option #6. Adopt and implement a mix of financial incentives / policies for creation of Housing Choice Voucher units throughout community. a) Foster partnerships with private and non-profit housing developers to provide affordable housing units; e.g., rent-to-own homes, adaptive reuse of historic properties, new construction. Research is underway by the City Attorney's Office and Housing & Community Development staff to evaluate lowa Finance Authority programming as well as issues and limitations of State Code. Research includes best practices for rent-to-own, rehab and new construction to create affordable housing opportunities throughout the City. In the meantime, Housing & Community Development staff utilize CHANGE Program (Comprehensive Housing Activities for Neighborhood Growth and Enrichment) to continue 7 Source of Income Progress Report acquisition and rehab of older, historic and marginal properties. As described on the enclosure, the CHANGE Initiative is a campaign of neighborhood revitalization and an extension of sustainability to specifically address marginal properties, affordable housing, and homeownership. From 2016 to 2022, the CHANGE program will provide $20.6 million to leverage tens of millions of dollars in private investments to improve 752 housing units. Partnerships with Four Mounds HEART Program and Community Housing Initiatives (CHI) in Washington Neighborhood are in place for first time, income-qualified homeowner units rehab of older and historic properties. A new partnership with Dubuque's True North is being finalized in 2018. b) Housing TIF (tax increment financing) incentives to build affordable housing, including but not limited to, mixed income housing developments; i.e.,that include "market rate" and "low-income rate" units. Research is underway by the City Attorney's Office and Housing & Community Development staff to evaluate lowa Finance Authority programming as well as issues and limitations of State Code. Research includes best practices for housing TIF incentives to create components for the Housing Choice Voucher program in Dubuque. In the meantime, Housing & Community Development staff utilize CHANGE Program to provide housing TIF funds to help low/moderate income households using Housing Choice Voucher program, as well as those not using vouchers, into homeownership (e.g., down payment assistance, rent-to-own program). Initial plans call for much of the affordable housing assistance to be provided in downtown neighborhoods through the City's CHANGE Program. After promoting approved housing TIF projects, such as Timber-Hyrst and English Ridge subdivisions, the City approved two more housing TIF districts: South Pointe and Rustic Point. From 2016 to 2022, Dubuque's four Housing TIF districts are projected to generate $3.9 million for affordable housing. By State law, approximately 38% of the future TIF revenues must be used to provide housing assistance to low and moderate-income households in the city. Information is shared with developers of residential property via the Housing & Community Development, Economic Development and Planning Services Departments through the enclosed brochure on Housing TIF Districts. Also enclosed are the FY2019 Housing TIF funding available by fiscal year and Capital Improvement Program (CIP) projects that utilize Housing TIF. c) Support for Low Income, Workforce, and Senior Housing Tax Credit projects, with emphasis outside areas of concentrated poverty. Research is underway by the City Attorney's Office and Housing & Community Development staff to evaluate lowa Finance Authority programming as well as issues and limitations of State 8 Source of Income Progress Report Code. Research includes best practices for housing tax credits to create components for the Housing Choice Voucher program in Dubuque. The City approved four (4) housing tax credit projects in 2017 as shown on the enclosed list; one later was withdrawn by the developer. Three (3) projects involving adaptive reuse of existing buildings are moving forward, creating a total of 91 new units that will accept Housing Choice Vouchers: Marquette Hall, 2222 Queen Street Marquette Hall Urban Revitalization Area Adaptive Reuse of former Sacred Heart Elementary School Cohen-Esrey Development Group, Overland Park, KS 28 historic and affordable senior apartments, approved 04/03/17 Central Avenue Historic Residences, 2887 and 2901 Central Avenue Paragon Square Urban Revitalization Area Adaptive Reuse of former Holy Ghost School and Convent Developer: Cohen-Esrey Development Group, Overland Park, KS 27 historic & affordable apartments—individuals and families, approved 11/6/17 Fifteenth Street Apartments, 180 West Sth Street Jackson Park Urban Revitalization District Adaptive Reuse of former St. Patrick's School / Four Oaks building Developer: Full Circle Communities, Chicago, IL 36 affordable units targeted to people with disabilities and veterans Approved 11/6/17 University Lofts, Alta Vista and University Ave. University Lofts Urban Revitalization Area Redevelopment of former Nativity School site (new construction) Developer: Miller-Valentine Group, Cincinnati, OH 48 apartments- affordable family workforce housing, approved 11/6/17 (WITHDRAWN) Information on housing tax credit projects is shared with developers of residential property via the Housing & Community Development, Economic Development and Planning Services Departments. Rebranding Schedule Below is the Rebranding Schedule listing key steps for moving forward in 2018 through 2019. April to May 2018 • Establish/appoint a Rebrand Managing Coordinator 9 Source of Income Progress Report • Establish Rebranding Administrative Team: o Housing and Community Development, VCA team, NAACP housing committee, Inclusive Dubuque, Dubuque Area Landlord Association, Resident Advisory Board, City of Dubuque Housing Commission, Community Development Advisory Commission, Long Planning Advisory Commission, Community Policing, Circles Advisory Board. June to October 2018 • Administrative staff design charrette input sessions: o Case managers, family self-sufficiency coordinators August to October 2018 • Community design charrette input sessions: o Hold two public meetings to get input from the public on ideas and suggestions on improving the housing choice voucher program o Allow for a 30-day public comment period where the Housing & Community Development Department will take suggestions and ideas from the public at large ways to improve and manage the Housing Choice Voucher program August to October 2018 • Stakeholders design charrette input sessions: o Inclusive Dubuque, Dubuque Area Landlord Association, Realtors Association, NAACP, Tenant Association, Resident Advisory Board August to October 2018 • City Council appointed boards and commissions design charrette input sessions: o Housing Commission, Community Development Advisory Commission, Long Planning Advisory Commission November 2018 • City Council work session with Rebranding Administrative Team on proposed rebranding pilot plan November to December 2018 • Housing & Community Development Department submits a CIP and/or an operating budget improvement package for funding of the rebrand program January to April 2019 • HUD approves rebranding pilot plan for the Dubuque Housing Choice Voucher program • Source of Income progress report to City Council 10 Source of Income Progress Report • City Council approves funding for rebrand program • City Council approves a HUD approved pilot plan for rebranding the Housing Choice Voucher program July 2019 to June 2020 • Implementation of rebranding pilot plan Appendix Additional information referenced in the report: 1. Source of Income Committee Final Report, February 2017 2. Section 8 Re-Branding PowerPoint Presentation 3. CHANGE brochure, February 2018 4. Housing TIF Districts brochure, May 2017 5. FY2019 Projection of Housing TIF funding available by fiscal year 6. Capital Improvement Program (CIP) projects that utilize Housing TIF: Assistance for Homeownership and True North Neighborhood Reinvestment Partnership 11 i % TI-I�CTTY OF � DUbLiC�l1C / ��� � ' �� IAII• Mas terpiece on the Mississippi zoov•zoiz•zo-n I I TO: The Honorable Mayor and City Council Members FROM: Michael C. Van Milligen, City Manager I SUBJECT: Source of Income Committee's Final Report i DATE: February 14, 2017 � i i I In December 2014, the City Councii formed a Source of Income Committee to conduct a two-year study and then report their findings and options. At the work session, the Source of Income Committee transmittetl a report on their two-year study with six preliminary recommendations. The City Council concurred on Option #4 and Option #6 and directed staff to continue work on these options: • Option #4. Adopt and implement a mix of educational / outreach programs to increase participation in Housing Choice Voucher program. • Option #6. Adopt and implement a mix of financial incentives ! policies for creation of Housing Choice Voucher units throughout community. Subsequently, the Source of Income Committee met on November 30 and December 15, 2016, and on January 18, 2017 to discuss a final report to City Council with recommendations to implement Options#4 and #6. At the January 2017 meeting, City staff recommended changes to the original wording for Option #4 and Option #6, which were not the exact wording as the original Source of Income Committee recommendation that the City Council reviewed and approved at the work session. The Committee agreed to these wording changes by consensus, and they are highlighted in the final report. The Source of Income Committee's Final Report to the City Council includes a recommended Implementation Strategy for Options #4 and #6. This strategy includes Re-Branding the Housing Choice Voucher Program and increasing affordable housing opportunities and housing provider participation in the Housing Choice Voucher program through a mix of educational / outreach programs and financial incentives I policies. Housing and Community Development Director Alvin Na�h, Human Rights Director Kelly Larson, City Attorney Crenna Brumwell, Community Development Specialist Erica Haugen and Planning Services Manager Laura Carstens recommend the City council concur with the Source of Income Committee's Final Report and direct the City Manager to move forward with the Implementation Strategy for Options #4 and #6 recommended in the Committee's Final Report. I concur with the recommendation and respectfully request Mayor and City Council approval. Y � Mic ael C. Van Milligen MCVM:jh Attachment cc: Crenna Brumwell, City Attorney Cindy Steinhauser, Assistant City Manager Teri Goodmann, Assistant City Manager Alvin Nash, Housing & Community Development Director Kelly Larson, Human Rights Director Crenna Brumwell, Assistant City Attorney Erica Haugen, Community Development Specialist Laura Carstens, Planning Services Manager 2 THE CITY OF �� Dubuque � � � V � � NI-AmedcaCit' MGZSt2 iece on tlze Mississi 2 1 � �o ' rP p� - 2007•2012•2013 MEMOfZANDUM TO: IVlichael C. Van Milligen, City Manager FROIVIe Alvin Nash, Housing and Community Development Director Kelly Larson, Human Rights Director Crenna Brumwell, City Attorney Erica Haugen, Community Development Specialist Laura Carstens, Planning Services Manager SUBJECTe Source of Income Committee's Final Report DATE: February 15, 2017 INTRODUCTION This memorandum transmits the Source of Income Committee's Final Report to the City Council in response to direction provided at the November 28, 2016 work session for implementation of Options #4 and #6. The Final Report is for consideration at the City Council's regular meeting on February 20, 2017. - BACKGROUND In December, 2014, the City Ca.uncil formed a Source of Income Committee to conduct a two-year study and then report their findings and options. At the work session, the Source of Income Committee firansmitted a report on their two-year study with six preliminary recommendations. The City Council concurred on Option #4 as a baseline and directed staff to continue work on expanding upon that option. The City Council also concurred with the City Manager that the City is already doing most of Option #6. • Option #4. Adopt and implerr�ent a mix of educational / outreach programs to increase participa#ion in Housing Ghoice Voucher program. • Option #6e Adopt and implement a mix of financial incentives / policies for creation of Housing Choice Voucher units throughout community. DlSCUSSION Subsequently, the Source of Income Committee met on November 30 and December 15, 2016, and on January 18, 2017 to discuss a final report to City Council with recommendations to implement Options#4 and #6. At the January 2017 meeti'ng, City staff recommended changes to the original wording for Option #4 and Option #6, which were not the exact wording as the original Source of Income Committee recommendation that the City Council reviewed and approved at the work session. The Committee agreed to these wording changes by consensus, and fhey are highlighted in the final report. At the January 2017 meeting, the Committee consensus was to support the staff's recommendation for a collective impact model, to have their requests for revisions considered, and then to be given the opportunity to review and comment on a revised final draft recommended by staff. Committee input was addressed, and further comments were received and incorporated in accordance with the consensus reached at the January meeting into the enclosed Final Report. The Source of Income Committee's Final Report to the City Council includes a recommended Implementation Strategy for Options #4 and #6. This strategy includes Re-Branding the Housing Choice Voucher Program and increasing affordable housing opportunities and housing provider participation in the Housing Choice Voucher program through a mix of educational / outreach programs and financial incentives / policies as outlined in Options #4 and #6. RECOMMENDATION The recommendation is for the City Council to receive, file and concur with the Source of Income Committee's Final Report, and to direct the City Manager to move forward with the Implementation Strategy for Options#4 and #6 recommended in the Committee's Final Report. Enclosure cc: Source of Income Committee F:1UsersILCARSTENIWP1Source oF Income\Memo SOI Comm final report to CC.doc 2 ; , 1 I � THE CITY OF L�UB � Masterpiece on the Mississippi City of Dubuque Source of lncome Committee Final Report February 2017 ¢ Table of Contents Introduction .....................................................................................................................:............................3 Background ...................................................................................................................................................3 Discussion......................................................................................................................................................3 Recommendation..........................................................................................................................................4 ImplementationStrategy ..............................................................................................................................5 Summary...................................................................................................................................................................... 9 Dub-�q�� a'I Ame�ica ca�y t r � 2007 • 2Q12 •2013 SOURCE OF INCOME COMMITTEE MEMBERS: • Alvin Nash � Housing and Community Development Director • Kelly Larson � Human Rights Director • Crenna Brumwell � City Attorney • Laura Carstens � Planning Services Manager • Janet Walker � Assisted Housing Supervisor • Patrick Norton � Zoning Advisory Commission • Lisa Eubanks � Resident Advisory Board • Teresa Caldwell � Community Development Advisory Commission • John Pregler � Long Range Planning Advisory Commission • Jim Holz � Housing Commission • • Anthony Allen � Human Rights Commission • Kathy Sutton � NAACP • Tom LoGuidice � NAACP • Jerry Maro � Dubuque Area Landlords Association • Lynn Lampe � Dubuque Area Landlords Association • Diane McClain � Dubuque Area Landlords Association • Tom Smith � Dubuque Area Landlords Association ` { Source of Income Committee Final Report Introduction The City of Dubuque's Source of Income Committee is pleased to present the City Council with our final report in response to direction from the City Council at the November 28, 2016 work session. The direction provided by the City Council was to continue work on expanding option#4 and option#6: Option#4.Adopt and implement a mix of educational/outreach programs to increase participation in Housing Choice Voucher program. Option#6.Adopt and implement a mix of financial incentives/policies for creation of Housing Choice Voucher units throughout community. Eack�round In December 2014, the City Council approved forming a Source of Income Committee to conduct a two- year study, and then report their findings and options. Committee members were drawn from City Boards and Commissions, Dubuque Area Landlords Association, and Dubuque Chapter of NAACP to meet with City staff from the Legal, Housing&Community Development, Human Rights, and Planning Services Departments to study the issue. In this two-year period,the Source of Income Committee undertook the following work: o researched definitions related to fair housing and source of income o conducted research and prepared a comparative analysis of source of income ordinances at the state, city and county levels . o reviewed data and information on the Housing Choice Voucher Program o developed, distributed and analyzed results of residential rental surveys for housing providers and a separate one for renters o planned, conducted, and analyzed input received at community dialogues opportunities with key stakeholders [�is�ussion On November 28, 2016,the Source of Income Committee provided a preliminary report to the City Council on the results of this work, and then outlined six preliminary options.The options being: (1) Maintain the status quo (2) Add a Source of Income definition to the current discrimination ordinance (3) Create a Source of Income Housing Ordinance separate from discrimination ordinance (4) Adopt and implement a mix of education/outreach programs to increase participation in the Housing Choice Voucher program (5) Adopt and implement a mix of financial incentives to increase participation in the Housing Choice Voucher program (6) Adopt and implement a mix of financial incentives/policies for creation of Housing Choice Voucher units throughout the community Dubuque � u�wnau�ca '���'�r 3 �-.:�„•,,,� Source of Income Committee Final Report . The City Council concurred on Option#4 as a baseline and directed staff to continue work on expanding upon that option,The City Manager informed the City Council that the City already is doing most of Option #6.The Clty Council aiso concurred that the City is already doing most of Option#6. The Source of Income Committee met on November 30 and December 15, 2016 to discuss specifically: (1) What do you think the City can do to increase housing provider participation in the Housing Choice Voucher program using a combination of Options#4 and#6,without an ordinance? (2) Is there anything that you or your organization can do to help the City meet this goal? ReC�i7lti'i�i����lO�l The Source of Income Committee is recommending a collective impact approach to implementing the City Council's direction to continue to work on expanding option#4 and option#6 through a re-branding and redesign of the Housing Choice Voucher program. There are a variety of programs that exist within different public, private and non-profit agencies that are not collectively orchestrated to address low-income renter issues around the city like they could. It is also clear the that the topic of Housing Choice Vouchers and greater issues related to affordable, quality low- income rental units is complex and a collective impact model is needed. Collective impact initiatives involve a backbone organization, in this case the City,and a structured process that leads to a common agenda, shared measurement, continuous communication, and mutually reinforcing activities among all participants. The collective impact model for Re-branding the Housing Choice Voucher program will be led by the City's Housing&Community Development Department as the backbone organization. The Department will utilize the Commissions and other advisory groups that play an important role in the governance of Department programs. Members are community volunteers whose contributions help maintain and improve the quality of life for Dubuque residents. Housing Commission: Carries out analyses of housing needs and meeting such needs and making results of such studies available to the public; recommends proposed projects in area of low-and moderate- income housing;and monitors the City's housing programs. Community DevelopmentAdvisory Comrnission: Identifies community development needs, particularly the needs of persons of low and moderate income through monitoring and evaluating program activities funded by the Community Development Block Grant. ResidentAdvisory Board: Provides the City and the Assisted Housing Participants with a forum to provide input about the policies and procedures for the Assisted Housing Program. The Source of Income Committee has served an important research and dialogue role for the past two years.The time has come to move into an implementation strategy that reaches the broader realm of community partners beyond the individuals who represented these partners on the committee. Dubuquc � aa�acur 1'�I�i 4 nu.:m:.uu i , j Source of lncome Committee Final Report ; The collective impact model would be used to structure the ongoing monitoring of the various programs of options#4 and#6 around the common goal of increasing voluntary participation of housing providers in the Housing Choice Voucher program under the City Housing Commission and creating more affordable housing options and opportunities. The City of Dubuque would serve as the backbone organization responsible for monitoring partners' collaborative efforts and working with them to identify outcomes, indicators and performance measures. The City of Dubuque would communicate and share progress on outcomes and measurements on a periodic basis amongst community partners. 9m�1�r��ntati�r� ��r����f�r t�pti��s �#4 and #�5 Based on the City Council's direction at the November 28th work session, and Committee input received, the Source of Income Committee recommends the strategy for implementation of Options#4 and#6 be part of a Re-Branding of the Housing Choice Voucher Program.This re-brand was not presented at the City Council work session, but was discussed and supported by the Committee at their November and December, 2016 and January, 2017 meetings. The Source of Income Committee recommends that City Council sanction a rebrand of the Dubuque Housing Choice Voucher program.The information gathered by the Source of Income Committee over 23 months of review and research revealed that there is a huge deficit of understanding of the Housing Choice Voucher program among property owners and the public, necessitating re-branding. Rebranding the Housing Choice Voucher program will also address affirmatively furthering fair housing, the de-concentration of poverty, and the increased participation of housing providers into the Housing Choice Voucher source of income option. � We want to modernize and rebrand what is known as the Housing Choice Voucher program and how it is managed and delivered as a product in Dubuque and perhaps cities around the country. Goal: To rebrand and redesign a model Housing Choice Voucher program that responds to the local needs of Dubuque's demographics and ensures viable, livable and equitable opportunities for all qualifying residents.A rebrand and redesign of the Housing Choice Voucher program would represent the greatest response to the local needs of Dubuque's demographics,fair market and equitable opportunities, namely: • Connect Housing Choice Vouchers to sustainability. • Equal housing opportunity and the development of affordable housing at all income levels. • The Housing Choice Voucher program is one of the largest assistance to the low-income veterans, seniors and persons with disabilities in the City.The faces and stories of program residents as well as program Housing Providers should be made readily available to the entire community. • Publicize economic impact of the Housing Choice Voucher program and the positive effect on the local economy. Dubuaue � u•�,enr,cny ''1�'�r 5 Nf.:01:.\111 . Source of Income Committee Final Report • Increase the participation of housing providers who will contract with the City for the Housing Choice Voucher program. • Connect residents to the Family Self-Sufficiency(FSS) program and the Circles Initiatives, • Improve the public understanding of the Housing Choice Voucher program. The Source of Income Committee recommends that the rebranding of the Housing Choice Voucher program include a combination of options#4 and#6 as follows. (Note:Changes are recommended to original wording for Option#4 and Option#6 from what the City Council reviewed and approved are highlighted belowin yel(owJ. �ption#4.Adopt and implement a mix�af ed�acational/outreach programs to increase p�rticipation ir� Housin�Ch�i�e Voucher prograrn,s�ch as: (1) Voluntary Voucher Provider Participation Pilot. a. Research best practices to create a model for Dubuque. b. Develop a budget estimate for implementing a pilot program. c. Once approved, partner with the Dubuque Area Landlords Association to recruit participants. (2) Housing Provider Education Program on Benefits of Voucher Participation. a. Research best practices to create a program for Dubuque. b. Develop a budget estimate to develop an education program and to make presentations to housing providers, community partners and other interested groups. I (3) Create r�+„ ^r^�'��r��' brochures on Renter Responsibilities/Being a Good Neighbor for all housing providers to distribute to their renters. a. Develop a budget estimate for printing and distribution costs. b. Once approved, work with housing providers who accept Housing Choice Vouchers and the Dubuque Area Landlords Association to develop the brochure. c. Once developed, partner with the Dubuque Area Landlords Association to encourage all licensed housing providers to distribute the brochure. d. Incorporate the program into the Successful Rental Property Management training program. e. Incorporate the brochure into the annual rental license renewal mailing. f. Incorporate the brochure into the orientation sessions for all new renters participating in the Housing Choice Voucher program. Dubuque � u�a.�emcn ')1 I'•f 6 �,--:,,�:,,,,, , o � � � Source o Income Committee Final Report ', f g. Share the information with new customers in the City of Dubuque Utility Billing Department. h. Share the information with developers of rental property via the Economic Development and Planning Services Departments. (4) Active webpage of Housing Choice Voucher-participating sites and available rental units. a. Develop a draft webpage and test with housing providers and renters. b. Implement webpage and promote through a variety of traditional, electronic and social media to reach housing providers and renters. (5) Collective self-monitoring by City, housing providers, public and select commissions. a. Use the collective impact model to structure the ongoing monitoring of the effectiveness of the participation pilot, education, and outreach programs around the common goal of increasing voluntary participation of housing providers in the Housing Choice Voucher program. b. Assign the City of Dubuque Housing&Community Development Department to serve as the backbone organization responsible for monitoring partners' collaborative efforts and create a task force of City staff to identify desired outcomes and develop indicators and performance measures that align with the Voluntary Compliance Agreement(VCA)Action Plan submitted to HUD. c. Communicate and share progress on outcomes and measurements on a periodic basis (such as quarterly meetings and an annual report) amongst community partners, each of whom will collaborate on working towards the identified goal by doing what they and their organizations are uniquely equipped to do in order to assist, including but not limited to the following community partners: o Dubuque Area Landlords Association, o Dubuque Chapter of NAACP, o Licensed Housing Providers, o Housing Choice Voucher renters, o Housing Commission, o Community Development Advisory Commission, o Resident Advisory Board, o Human Rights Commission, o Long Range Planning Advisory Commission, o Zoning Advisory Commission. Dubuque � u•awincar '����' 7 .V.•.Mf:.VII .. Source of lncome Committee Final Report d, Utilize progress on outcomes and measurements to provide periodic updates to HUD as part of the VCA Action Plan reporting requirements. C3pti�n#6.Adopt and irnplement a mix of financial incentives J policies for creation pf Housing Chnice Vauch�r units throu�hout cornmunity,suc� as: I (a) Foster partnerships with private and non-profit housing developers to provide u,,,,�,r„rh,,;,.,, �etfc-l�e�-affordable housing units;e.g., rent-to-own homes, adaptive reuse of historic properties, new construction. (i) Research best practices for rent-to-own, rehab and new construction to create affordable housing opportunities throughout the City. (ii) Utilize CHANGE Program (Comprehensive Housing Activities for Neighborhood Growth and Enrichment)to continue acquisition and rehab of older, historic and marginal properties. I (b) Housing TIF(tax increment financing) incentives to�build affordable housin�, includin�but not Iimited to, mixed income housing developments; i.e., that include "market rate"and "low- income rate" units. (i) Research best practices for housing TIF incentives to create components for the Housing Choice Voucher program in Dubuque. (ii) Utilize CHANGE program to provide housing TIF funds to low/moderate income households using Housing Choice Voucher program (e.g., down payment assistance, rent-to-own program}. (iii) Promote approved housing TIF projects, such as Timber-Hyrst and English Ridge subdivisions,that serve as a source of funding for affordable housing. (iv) Share the information with developers of residential.property via the Economic Development and Planning Services Departments. (c) Support for Low Income, Workforce, and Senior Housing Tax Credit projects, with emphasis outside areas of concentrated poverty. (i) Research best practices for housing tax credits to create components for the Housing Choice Voucher program in Dubuque. (iiJ Promote approved housing tax credit projects, such as Applewood IV, University Lofts, Marquette Place, and Fifteenth Street Apartments, as examples. (iii) Share the information with developers of residential property via the Economic Development and Pianning Services Departments. Dubuque � ao-amaiac�y ,l1�'�r s �..:�,:.r„ 1 . i Source of Income Committee Final Report �u�m�ry The City of Dubuque is committed to Affirmatively Furthering Fair Housing through improving existing and implementing new programs, policies, regulations,and practices.This commitment is evidenced by the City's Voluntary Compliance Agreement with the U.S. Department of Housing and Urban Development (HUD) and the City Council's 2016—2018 Policy Agenda of Goals&Priorities.This City commitment includes Re-Branding the Housing Choice Voucher Program and increasing affordable housing opportunities and housing provider participation in the Housing Choice Voucher program through a mix of educational/outreach programs and financial incentives/policies as outlined above. Dubuqne � AC�ecnt�lacuy 1'�If, 9 :�.:,,�:.�„� E TI N - THE REB ND A FRESH LOOK �, � �. �� �_ . , • �� ,� � � �����. �; _ - - ; -, - �' - - - . ��'i/ ; ��� � , ; � I � � , � � �\ � �,, � I NTRODUCTION • The Dubuque City Council is committed to Affirmatively Furthering Fair Housing through improving existing and implementing new programs, policies, regulations, and practices.This commitment is evidenced by the City'sVoluntary ComplianceAgreement with the U.S. Department of Housing and Urban Development (HUD) and the City Council's 2016 — 2018 PolicyAgenda of Goals & Priorities. • This City commitment includes Rebranding the Housing ChoiceVoucher Program and increasing housing provider participation in the Housing ChoiceVoucher program through a mix of educational/outreach programs. �- � / -- -�� i . �' , �� ,� � � �����. �%� _ - - ; -, - �" - - - . ���� i� /� / , i � 1 �- , \ V �� \ `�, � SOURCE OF INCOME COMMITTEE RECOMMENDATIONS • Adopt and implement a mix of educational/outreach programs to increase participation in Housing ChoiceVoucher program. • Adopt and implement a mix of financial incentives/policies for creation of Housing ChoiceVoucher units throughout the community. �- � / -- -�� i . �' , �� ,� � � �����. �%� _ - - ; -, - �" - - - . ���� i� /� / , i � 1 �- , \ V �� \ `�, � OVERVIEW OF REBRANDING CAMPAIGN STRATEGIC PLAN —To track, direct, monitor and evaluate Mission: • To manage a model Housing ChoiceVoucher program that responds to the local needs of Dubuque's demographics and ensures viable, livable and equitable opportunities to the Housing ChoiceVoucher participants. • To connect fair housing needs to sustainability. • To create and maintain a "Best Practice" Housing ChoiceVoucher program that will be used by HUD as a national model of sustainable living. �- � / -- -�� i . �' , �� ,� � � �����. �%� _ - - ; -, - �" - - - . ���� i� /� / , i � 1 �- , \ V �� \ `�, � STRATEGIC PLAN • Goals: I . To connect residents to the sustainable community 2. To increase the participation of housing providers who will contract with the City 3. To connect residents to the Family Self-Sufficiency (FSS) program and Circles Initiatives 4. To assistVoucher participants with employment opportunities and training �- � / -- -�� i . �' , �� ,� � � �����. �%� _ - - ; -, - �" - - - . ���� i� /� / , i � 1 �- , \ V �� \ `�, � STRATEGIC PLAN • Challenges: I . To improve the public perception of the program operation, effectiveness and contribution to the community. 2. To receive HUD's approval which will allow us to change the way the Program is currently operated �- � / -- -�� i . �' , �� ,� � � �����. �%� _ - - ; -, - �" - - - . ���� i� /� / , i � 1 �- , \ V �� \ `�, � APPROAC H • In working with HUD, we would create a model Housing program that enhances community development and promotes neighborhood enrichment through best practices. • Connect healthy, safe, affordable housing to sustainability. • Pending HUD's approval, the approach would be to use HUD policies and procedures as the basic structure - then go above and beyond to a level of local standards that exceeds the expectations of HUD service delivery. • Focus on de-concentration of poverty, equal housing opportunity and the development of affordable housing at all income levels. _� �� � � � �� ,� � � �����. �; _ - - ; -, - �� - - - . ��'i/ ; ��� � , ; � I � � , � � �\ � �,, � ATOTAL RE- DESIGN OFTHE HOUSING CHOICE VOUCHER PROGRAM FROM THE INSIDE OUT Create a total reorganization of the Housing Program in delivering services and communicating with our residents, example: • Address the accurate data that goes against the perception of the crime rate among program residents • Personalize the program with individual successful story-telling • Publicize the economic impact of theVoucher Program as a business which contributes to the local economy �- � / -- -�� i . �' , �� ,� � � �����. �%� _ - - ; -, - �" - - - . ���� i� /� / , i � 1 �- , \ V �� \ `�, � REBRANDING CONSIDERATIONS • A new name for the Program • A new reference for participants (to replace tenants) • Refer to property owners as Housing Providers, Rental Managers or Property Owners rather than landlords • Create a new slogan • To improve the quality of community life by personal development, positive action, community organization and citizen participation • Promote capacity building, learning and engagement among residents and property owners _� �� � � � �� ,� � � �����. �; _ - - ; -, - �� - - - . ��'i/ ; ��� � , ; � I � � , � � �\ � �,, � ADMINISTRATIVE CHANGES • Rewrite and adopt an Administrative Plan that reflects new standards of best practice, subject to HUD's approval. • Redesign ourAdmissions, Application and Applicant Selection Program to include data tracking and monitoring to reduce the risk of disparate impact. �- � / -- -�� i . �' , �� ,� � � �����. �%� _ - - ; -, - �" - - - . ���� i� /� / , i � 1 �- , \ V �� \ `�, � REVIVE THE ORIENTATION PROCESS • With HUD's approval, we would like to overhaul the Orientation Program to reflect an increase in personal accountability and clearer explanation of how the program works, i.e. the rules and regulations • Change the Orientation Program from 2 hours to a longer, multiple interactive sessions • Fully connect qualified residents to the Circles and Family Self-Sufficiency curriculum �- � / -- -�� i . �' , �� ,� � � �����. �%� _ - - ; -, - �" - - - . ���� i� /� / , i � 1 �- , \ V �� \ `�, � • Combined functions and staff of • Circles, Family Self-Sufficiency and Assisted Housing case workers to manage programs to increase • • participant activities in life planning, . , . . . training, education and working. • The Resident Advisory Board (RAB) offers an opportunity for The . _ Resident Choice 1/oucher Program � participants to provide input on the � � : �� � policies and procedures for the Housing & Community Development Dept.Voucher Program. _�, , .� � � J � ECIA and PARTNERSHIPS the Eastern • • - • I owa • • • • . • • - . Regional • - • ' • : . Housing • • - . • Authority (EIRHA) ,` �' _ _ � ' ' °�� ,� � � �����. �/� _ - - ; -, - �" - - - . ���� i /� / , � � 1 � , \ � �� \ �,, � PARTNERSHIPS , , , , , , , , , , , , , , Housing Provider/Resident � ' ' ' ' " ' ' � - • ' .• � - ' • • • Association . . . . . - . . . . . '- - •�� ' �. -i /- � �� � . , "�.� � '� ` ������. / .��� � � %� � �� � i � � � � `� � \ ��� � �� � CIVIL RIGHTS TRAINING Require all program staff and commissions to attend periodic classes of Civil Rights, Fair Housing, and Board training. l .�'- - •�- � �. -i /- � �� � . , "�.� � � ���\ �� � i� � /� � i � � � � `� \ \ ��� � �� � FINANCIAL INCENTIVES/POLICIES FOR CREATION OF VOUCHER UNITSTHROUGHOUTTHE COMMUNITY • Develop a model of de-concentration of theVoucher program • Establish a "Blended Income Community Strategy" that represents a reasonable share of homeownership, rental property, mixed incomes and equitable demographics of Dubuque. �- � / -- -�� i . �' , �� ,� � � �����. �%� _ - - ; -, - �" - - - . ���� i� /� / , i � 1 �- , \ V �� \ `�, � INCREASE QUALITY OF LIFE OPPORTUNITIES • Increase the education and training opportunities among eligible residents. • We will provide information to participants about opportunities to volunteer/serve on Boards, Commissions, and Committees • Increase the rate of homeownership among the non-majority population while continuing to assist all participants. �- � / -- -�� i . �' , �� ,� � � �����. �%� _ - - ; -, - �" - - - . ���� i� /� / , i � 1 �- , \ V �� \ `�, � PUBLIC RELATIONS CAMPAIGN Dubuque @ Home Focus Magazine GuestArticle inTelegraph Herald PublicTV Channel 8 Brochures Housing Commission Meeting CDBG Advisory Meeting Partner Agencies Workforce Development � ' � � • �� � �, • �.� � '' ���� � _ - • ;' -, • � - - - . ���� /� �� � , % � � �- � � �� � �`. FINANCIAL RESOURCES . � . . - . . � �, � - � -%= - �`-_. -� r- � � . �, °�\ - ' � � \����. ���� � i � /� / � � - � 1 `� \ � ��� \ `, . INSTITUTIONS PP��AE NT pF \ � ,r„y� � � ` ' �� — ' _ � � � i°�e* IIiII *N�' - 2�� II�II�II �_ � ��� � �E A LT O P' ���eqN pev E�-°�' . . ' • � • • � � � _ � � � • • • � - - • � C . • � ' • • • � • . • • � . • � NEEDEDTO PLAYA DELIBERATE ROLE INTHE EXECUTION OFTHE PLAN � � l .�'� - •�- - �. -i �- � � . �, "�.� - � � ���\ �� � i� � /� � i � - � � `� \ \ ��� � �� � PROGRAMS: DIRECT CONTACT WITH SERVICE PROVIDERS FSS Housing Rehabilitation Dubuque The Dream Center Circles One Dubuque Homeownership Program NAACP Multi-Cultural Family Home Ownership Operation: New View Habitat for Humanity ECIA Center Classes and Work Shops � ". � � . /� / � • �� �� �� '` ����. � - - • ;� "� ' � - - - . ���� / �� � , % � � � � � �� � � �`. IMPEDIMENTS TO BE ADDRESSED The HUD Voucher Program and the overall impediments of the entire City of Dubuque need to be addressed, namely: • Develop affordable housing strategy in all areas of Dubuque • Address the limited number of non-majority role models in the community • Promote residents rights which will help protect them in renting property • Address the limited amount of non-majority home ownership �- � / -- -�� i . �' , �� ,� � � �����. �%� _ - - ; -, - �" - - - . ���� i� /� / , i � 1 �- , \ V �� \ `�, � CONSIDERATIONS The key to rebranding the Housing Choice This is a different way of thinking but it is Voucher Program is to focus on equity very critical in trying to sort out changes that have to be made to improve living rather than race. conditions and neighborhoods. Provide supports for single-family housing Our history of black and white, renting and rental housing in order to develop a vs. ownership, poor vs. middle class/rich, strong housing program and create housing has created a culture that makes equity. problem-solving difficult. �- � / -- -�� i . �' , �� ,� � � �����. �%� _ - - ; -, - �" - - - . ���� i� /� / , i � 1 �- , \ V �� \ `�, � MATCH UP SECTION 8 RESI DENTS FOR I ,000 HOURS OFVOLUNTEER SERVICES • NAACP • Dubuque Regional Humane Society • Head Start Policy Council • Opening Doors, Maria House and • Police and FirefighterTraining Teresa Shelter • PTA • Manasseh House • Housing Inspectors • Da�is Place — Scott Potter • Operation NewView • Boards and Commissions • Dubuque True North Corporation _� �� � � � �� ,� � � �����. �; _ - - ; -, - �� - - - . ��'i/ ; ��� � , ; � I � � , � � �\ � �,, � `�, � ■■ = ■■ _ CHANGE - _ � , _ ,; . . . _ � . _ _ . . �� �=, _ � , . - � i � � � i � , i c_____ � _ .� - - _ - - � - -- �' _'- - �� 'k � � ------^ - f � � - . s � - �, 1 � 1 - � 1 _ i�- `{ - �T� � �° Ia��- _ �� � _ �� ' ,_ �,� � � � � � ����� - - �� - �- ��,� ry �� 4— , ��.—A� �: I � I' � � � II �� ��I�' ��� II. 'I i� II . ' I �I�I� ��4.. _ _ , �. i!• + - lil6 IIII�� II I���l� �I`1�X \� . � � { : � � ��.. �� � t °:�i�'A ;��� � .�. � � �� � ��� _ s L�� . Y,._ ��=� ���� ��� ��. � air�+� The CHANGE Initiative is a campaign of neighborhood revitalization Marginal PropertyAcquisition: and an extension of sustainability to specifically address marginal $5.04 million, 120 housing units properties, affordable housing, and homeownership. (13unitscompletedtodate) Lead & Healthy Homes: Building community enrichment through a collective/collaborative impact of �3.2 fIIIII1011, 129 housing units programs, partnerships, and services designed to provide neighborhood economic and social resiliency. (83 units completed to date) Bee Branch Healthy Homes Increased flood protection; increased home ownership; ReSllleflCy PfOgf8f11: deconcentration of low-income housing; reduction in number of households in poverty; �$.4 fIIIII1011, 277 units reduction in number of blighted properties; stabilization and increase of property values; increase in quality, affordable housing stock; reduction in lead hazards; greater landlord (6 units completed to date) and tenant responsibility; and an increase in first-time homeowners. Housing Rehabilitation & Home Ownership: $3.93 million, 200 units • Communit Foundatlon of Greater Dubuque • Greater Dubuque Development Corporatlon (65 unlfS C0111p�2f2d f0 d2f2� • Communit Housing Initiatives, Inc. • Habltat for Humanit, Inc. • Dubuque Initiatives • lowa Department of Transportatlon J LVLL �VLM�• • Dubuque Main Street • Northeast lowa CommunitCollege (NICC) • Dubuque's True North Corporatlon • Opportunit Dubuque �On t0 �0V0f2g0 t011S Of fI11��10115 • East Central Intergovernmental Assoc. • Private developers&general contractors pfIV2t0 II1V0Stf11011tS t0 IfI1pfOV0 • Four Mounds HEART Program • Vlslting NursesAssoclatlon ' ������� ���t� THECITYOF Housing & Community Development Department � DUB E 563.589.4239 � www.cityofdubuque.org/DBQChange E�UAL HOUSING Masterpiece on the Mississippi OPPORTUNITY CHANGE Initiative Goals PROPERTY MAINTENANCE Beyo nd H o usi ng U n its A new International Property Maintenance Code (IPMC)went into effect in 2016 and, through increased enforcement and higher standards for safety and maintenance, is improving the quality of SUPPORT rental housing stock in Dubuque. The new property maintenance training and code applies to all property types and is primarily used by the City's R education programs Housing and Community Development Department for routinely for residents scheduled rental licensing inspections and housing complaint inspections. The City's Building Services Department also utilizes the code for vacant and abandoned property inspections. The code provides a standard for property maintenance and establishes minimum requirements for light, ventilation, and occupancy limitations; plumbing facilities and fixture requirements; mechanical and electrical requirements; and fire safety requirements in existing structures and properties. For more information on the IPMC, visit job opportunities In 2018, the Housing and Community Development Department will CREATE RESILIENCY PLAN for implement a newthree-tiered inspection policy based on categories � �I individualsand family mem6ers of operation or management of rental properties. The new policy will to sustain themselves and their enable inspectors to focus on problem and nuisance properties in a housing strucmres more timely and efficient manner. A fifth Rental Housing Inspector position will be added to City staff. BEE BRANCH HEALTHY HOMES RESILIENCY PRnr; RAM This program supports the significant progress made on the$219 million Bee Branch Watershed Flood Mitigation Project: • Includes $8.4 million* in the form of forgivable loans including owner- occupied homes, single-unit rentals, and small, multi-family residential units. • Funds will be awarded to properties where low-to moderate-income residents reside and used to make repairs and implement on-site stormwater management principles to decrease enuironmental health and safety issues from flooding. • Many of these properties will abut the new peruious paver alleys (green alleys.) • Collaborates with individuals and families to facilitate developing a resiliency plan that will assist them in recovering from the effects of flood-related problems and prevent future *In 2016, Dubuque was issues. awarded$31.5 million in . Can assist residents with developing a Personal Resiliency Plan. HUD disaster resiliency funds . May help identify training opportunities and community resources for improving future for the eee eranch Healthv personal development, employment, and developing family goals, as well as connecting Homes Resiliency Progra� and stormwate- them with agencies and not-for-profits that provide assistance. improvemA-� • Will assist each individual or family with a strategy to prevent, prepare for, and cope with natural disasters. / For more information on the Bee Branch Healthy Homes Resiliency Program: . � _--_ ,�,, _ :�--�.� , HOUSING REHABILITATION & - �` -=� HOM E OWN ERSH I P PROGRAMS ! �_�` ��; � �� � '�'=�� ,�. ,- : `� ; ?'�`�� 2010-2015: $2.8 million invested to improve 203 properties in the � � �'� : &ti ��,,, � Washington Neighborhood and Bee Branch Project Corridor ,.,��-��; x ���~ c��, �: �:-.: ti � ;.�'_. ��„� � �s f,,' ��� �Y . � ....�.�..--� ,.�.� 2016-2022: An additional $3.93 million invested to improve 200 properties • Accessibility Rehabilitation Program • Homeowner Rehabilitation Loan Programs • Home Repair Loan • Housing Choice Voucher Home Ownership Program • HOME (Home Ownership Made Easy)Workshop • OATH (Officer at Home) Incentive Program • Homebuyer Programs The lead poisoning rate in Dubuque is more than double the national average. Dubuque's Lead Hazard Control & � Healthy Homes Program utilizes federal funds to provide � i � ' �R ,,: � � financial assistance in the form of forgivable loans to low-and � • � • � � ' � � � moderate-income homeowners and rental property owners to -,�. � :+ .... r ��_=`� reduce lead-based paint hazards and other health and safety ' � � ' ' ' � ' issues in homes with young children. � � `�;�� � C D B G Community Development � MARGINAL PROPERTY ACQUISITION Block Grant One hundred twenry properties will be acquired over the next These funds are used for eligible activities in six years and renovated and sold, mainly for single-family home the areas of housing, economic development, ownership. This will decrease neighborhood density and remove neighborhood and public services, public facilities, blighted conditions. At the same time, the Ciry will be seeking and planning/administration. partners to develop affordable, quality rental units throughout the communiry. , � ,- DOWNTOWN HOUSING INCENTIVE PROGRAM �� � � The City of Dubuque Economic Development Department offers incentives for projects that assist in the � � ,, creation of new, market-rate downtown rental and/or owner-occupied residential units within the Greater F� ` � � ' Downtown Urban Renewal District. This program,which is limited to rehabilitations of existing structures �!I I � � �-, � . that create at least two new housing units, can provide up to$10,000 in assistance per residential unit. :,�f ; � `�= � Preference is given to projects that also utilize federal and/or state historic tax credits. For additional rll ...— - - information, call 563.589.4393 or visit www.cityofdubuque.org/econdev. PARTNERS FOR PLACES The City of Dubuque has entered into a collaborative relationship with lowa State University Extension and Outreach In the summer of 2017, the City of Dubuque and (ISUEO) to assist the City in the economic revitalization Community Foundation of Greater Dubuque received a of the Central Avenue Corridor(CAC) through community Partners for Places Equity Grant from The Funders Network engagement, educational outreach, and CAC community- for Smart Growth and Livable Communities and the Urban informed storefront and Sustainability Directors Network. The purpose of the streetscape design. This multi- grant is to build the skills, knowledge, and capacity of City , phase, multi-year project began departments and non-profit organizations located in the ��rr ���rl�: inearly2016. Participants WashingtonNeighborhoodsotheycanbetterengagewith F y/� u � include CAC stakeholders traditionally unengaged and underrepresented populations �� � ' (business owners, employees, in our community. Next steps for the group will include „��', � patrons, residents, landlords, development and completion of projects and events that will �� "-r , ,' A . social service agencies, build connections in the neighborhood, additional trainings �' �. community leaders), the City of for staff regarding outreach and facilitation strategies, and ,��� - Dubuque, and its partners. development of City department plans to improve equitable delivery of services. HOUSING TAX INCREMENT FINANCING (TIF) Dubuque's four new Housing TIF Districts are required to dedicate 38.1% of revenues to affordable housing From 2016-2022, these Housing TIF districts are projected to generate$3.9 million supporting the CHANGE program and other initiatives. DUBUQUE'S NEW COMPREHENSIVE PLAN Just as the Imagine Dubuque Comprehensive Plan was built on `'� community participation, partnerships and collaboration will be I M AG I N E the keyto implementingthe plan recommendations Measuring successful plan implementation must focus on outcomes to make • D u B u � Dubuque a more viable, livable, and equitable community. • • � • VIABLE•LIVABLE•EQUITABLE - ' - ' • ' • ' - ' ' - - ' • - . � - � - � � � � . � . 2037: A CAII TOACTION � � , , , , - , �. .. - , , , - DUBUQUE'S TRUE NORTH Greater Dubuque Development Corporation focuses on six pillars of its mission: business retention and expansion, workforce solutions, national marketing, sustainable innovations, StartUp Dubuque, and Dubuque's True North. Announced in July 2017 as part of the /� Greater Dubuque 2022 Campaign Goals, Finding Dubuque's True North was added by Greater Dubuque to bring transformative change, in partnership with the Dubuque's True North Corporation, to Dubuque's vibrant, historic neighborhoods on the D U B U Q U E 'S � city's North End. It will be a collaborative partnership of public and private entities that will continue to bring new energy to the area. The program goals ��� indude removal of slum and blight, fostering of single-family home ownership, redevelopment of Central Avenue, and brownfields redevelopment for new businesses. For more information on this initiative, visit www.greaterdubuque.org or call 563.5579049. Rev.2/1/18 ,.- � ��� ���� ��'�-� �' � - ,I, 1,` / � `-z-; � � , ,,. �` � � ����� - /. ���_'�, �i�i�/� � ���,` ; �. .� -- _ _ � i�I� -�� � 1 �'�� I THE CITY OF � ���� � . � � ; _ � � DuB E , ; �:� �� � -- ___ Masterpiece on the Mississippi -- _�T �—;� - — . _�-- - - �� — , � � � �� �Y , ��::" � � - , x, - -- _.;� - � 1 � � WHAT IS TAX-I NCREM ENT FI NANCI NG (TI F) Tax-increment financing (TIF) is an important and flexible tool used in communities for three main purposes: promoting economic development, eliminating slum and blight, and facilitating housing development. When a TIF district is created, a "base" valuation of the property value is established. The base valuation � � � � � accounts for assessed values prior to the TIF designation. The tax revenue EXAMPLE from this base value remains with all ,....................................................................... taxing authorities. Increases in the assessed value over time over and above z the base are called the "increment." Q The TIF authority (in this case, the Q POSTTIF City of Dubuque) may access the tax � INCREASED revenue generated by the increment, � TOTAXIN�G d TAXINCREMENT to fulfill the designated purpose of the � GENERATEDOVERTIME AUTHORITY district. ,....................................................................... BASELINE VALUATION TODAY END OF TIF STARTS TIME TIF HOW IS TIF USED BY CITIES? TIF is typically used by cities to fund public improvement projects or private project-based financial assistance, in conjunction with developing or redeveloping different parts of a city. This may include upgrading areas of the city suffering from slum and blight, helping residential development efforts, and enhancing economic development activities. Depending on the size of the project, cities may use the annual increment to provide project funding or may need to incur debt to finance an improvement, such as installing infrastructure. � �'i� �� �w ���{' �I 'A r �� "i;- , ' �- �- ,da'�„.., �;. � /�,���� a � � �_ — �=_'=m h�ty k� lN� ��� � �`"` ' , � ,/'� /� At'�.,r` ' - _- = ; , � _ a � — t " � � _ _ i � i� � � �_ `� „` ,'�w . . � ��C i'�. � , .� -� — _ - � , r� � l� ..� �� ', -' -. `� �. ..,v _ Y� :� . �,�r i � �"--_ - - ; Y k�a . "� �_. �i � .- � - � � w' i�,y-� ��— - � �.- `�.� � _�� � ��� � , �`t� / / \ i � ���� � , }-' i � r � � ,= � �V � �j��l!� � ; / f#{ � I i + �� r - 1 � , �✓. f / -1�- �� -.t,� h I '��,! �, ' / �. 1 F ���' / � � � �y _ �( � �_ _ a �, i � �� � r�.. it ��� n � �,�' �7 ��i� " �/ _���jr ���! �� . ��T�{'--� — — �(. - l — D ; F i ll' �— � A\.: 1 I F \�t /L� / _ -.G-'� �I 1`�•- I�I � � � � � ��.C� i — — i �"� -� r,� y��\\� .. ds.� � . _ . -__ — _. - .. .— I . _ � T � ' "�I � �� _ C - � � � �+ � � I` — -�� - i ( _. v� �� z.. — ' i � � .�° � � i��ft � '.,� r� tr�� ��, �i- ..� I I-��="+' a � � I�� ,�.,i:'i& �;e'D �,�,� � �. ;f -- �w �� �`-.�s�5'� :.�'��� �'���`=_.'; �h�a... . . _. . ,� ,.. __.�—..,.,_�s� �.Av., ... .,.- - - �--1. , . TIF FOR HOUSING INFRASTRUCTURE Cities can use Tax Increment Financing (TIF) Housing TIF Districts support reinvestment and redevelopment to pay the cost of activities in the urban renewal area and support revitalization within • streets, the area and the community for low- and moderate-income families. • water, Cities can establish Housing TIF Districts within their corporate • sanitary and storm sewers, limits and within two miles of their corporate boundaries with the • parks, consent of the County Board of Supervisors. • trails, and • related public improvements for new housing development by creating Housing TIF Districts. The City of Dubuque's use of Housing TIF is a Dubuque City Council priority. The City Council's 15-year vision statement for Dubuque calls for a "strong, diverse economy and expanding connectivity" and "choices of quality, livable neighborhoods." Using Housing TIF enables Dubuque to implement projects to pursue that vision and support workforce retention and development, increase the local tax base, and address the city and school district's stagnant population growth. � � . � � � � _ _ � 1 � p_� ■ -�- ' �� / f� - �-; �t �� By state law, when TIF is used for housing development, � -� �` ' • ��� _��I�' approximately 38 percent of the future tax increment revenues ,..`; � _ � _ '�% ; � -1, =1 _ �. f �; .�-- from the project must be used to provide housing assistance to �-�— - - -- °�1'�� low- and moderate-income families whose incomes are no greater =�.�,� . , I '� than 80 percent of the median income anywhere in the city. This � ,i � � " � � I ' is starter housing for Dubuque's current and future workforce, and ''.I , , - - _ '����� our most vulnerable residents, the elderly and disabled. , �r � � --- � - �- l�7 -_. Initial plans call for much of the affordable housing assistance Be���C a��U a��C� �notos ofa nousing rehabilitation project to be provided in downtown neighborhoods through the City's CHANGE (Comprehensive Housing Activities for Neighborhood Growth & Enrichment) Program. From 2016-2022, Dubuque's four Housing TIF districts are projected to generate $3.9 million for affordable housing. By utilizing Housing TIF, the City of Dubuque plans to increase the average number of new single-family homes built per year from 100 to at least 150. Tri-County Single-Family Homes Built Per Year(351): Du6uque's Goal of Single-Family Homes Built Per Year: 2011-2016 AnnualAverage � City of Dubuque � City of Dubuque •Dubuque •oubuque's Goal of at leart 150 •Dubuque,6rant,&JoDaviessCountiesTotal(ExdudingCityofDubuque) .oubuque,Grant,&looaviessCountiesTota1�ExclutlingCityofoubuque) Below are annual and total housing unit projections for the Timber Hyrst, English Ridge, South Pointe, and Rustic Point Housing TIF Districts during their terms. By the end of 2028, the City anticipates 729 new homes will have been built in these Housing TIF districts. Calendar Year Timber Hyrst English Ridge South Pointe Rustic Point Total 2015 22 22 2016 16 16 2011 48 69 117 2018 38 54 92 2019 31 25 40 12 108 2020 14 16 40 12 82 2021 12 10 40 12 74 2022 12 8 40 12 72 2023 10 8 16 12 46 2024 8 8 12 28 2025 8 12 20 2026 8 12 20 2021 8 12 20 2028 12 12 2029 0 2030 0 Total Homes 203 222 184 120 729 Built � Beginning of the TlF � Complefion of the TlF • • ' • . • • � � � ' • � • • � � � ' • • �' ' •� �'�. . Z• � • ' • � ' � • � � � ' • • I I ' I : ! The City of Dubuque has created four Housing TIF Districts,all with Dubuque to assist with affordable housing anywhere within the city of Dubuque. Cou nty's consent. The Rustic Point Housing TIF District is intended to generate funds forthe The Timber Hyrst Housing TIF District was formed in 2014 to promote additional installation of sewer and water utilities related to housing and residential residential options in Timber Hyrst Subdivision in the city, by assisting with development,as well as supporting affordable housing anywhere within the funding of road and utility improvements along portions of North Cascade the city. Road. These improvements are facilitating safertravel along the road that serves as a main artery from the city of Dubuque tothe Southwest Arterial by Each of these Housing TIF Districts has an Urban Renewal Plan that straightening some of the curves on North Cascade Road in both the city and describes the specific use of tax increment funds,such as providing tax the county. It has also allowed the City to install some needed water, sanitary, rebates, installing public infrastructure, or other planned expenditures. and storm sewer infrastructure. These Housing TIF Districts,consistent with state law,currently set aside approximately 38 percent of project cost increment,thus providing funding The English Ridge Housing TIF District was formed in 2015 to promotethe forthe benefit of low-and moderate-income family housing opportunities creation of additional residential options in Dubuque,as well as to provide anywhere in the city of Dubuque. funding for water main installation. The South Pointe Housing TIF District is intended to generate funds for improved roads and utilities in the designated area,as well as provide funding �� � � Housing TIF District Locations \ OSF,VEL7'S7 QO o � � � N i �5� �T ,� i l ,y� c � � �� x�T .P�3j2o �0�, mp S\PP-�EP s�. �F2fy9 2Z� �¢- ! = 9L y fpSBURYRD A m ONS���y61/151 V � y E2 O= G �"q� � �9j�b � �A�� w PENNSYLVANI�AVE � _ � VE x - - w A JCpVERS1TV A � � p DOD6EST D s G�� ti � p \ L b f� ��iVEJ�I ' , 3 � � � e7 � � � o � 3ti � S3� I � � ��� � 3 s ' . City Limik � _ HousingTlFUistricts � Rev. 5/16/2017 UPDATED City of Dubuque 3/1/2018 English Ridge/Timber Hyrst/South Pointe/Rustic Point(Derby) Committed FY Low Income Public Improv 2016 $ 65,530 $ 106,464 2017 $ 112,950 $ 183,507 2018 $ 131,445 $ 213,555 2019 $ 649,599 $ 469,843 2020 $ 720,719 $ 1,170,931 2021 $ 917,149 $ 1,490,065 2022 $ 1,132,720 $ 1,792,108 2023 $ 1,325,244 $ 1,100,129 2024 $ 1,468,871 $ 1,280,427 2025 $ 1,666,052 $ 1,286,422 2026 $ 1,067,322 $ 581,506 2027 $ 1,149,713 $ 213,773 2028 $ 1,273,176 $ 297,869 2029 $ 825,642 $ 337,585 2030 $ 896,229 $ 271,655 Total $ 13,402,360 $ 10,795,840 DEPARTMENT: STATE PROGRAM: PROJECT TITLE: YEAR FIRST FY 2017 61 - Housing &Community 5C- Community& Economic Assistance for Homeownership SUBMITTED: TOTAL Development Development PROJECT ACTNITY NO: 360-1595 COST 101-1595 $5,040,981 2017 2018 EXPENSE BUDGET PROJECT BUDGET 2019 2020 2021 2022 2023 2024 A. EXPENDITURE ITEMS $ 5,600 $ 85,655 Loans $ - $ - $ - $ - $ - $ - $ - $ 4,279 Property Maintenance $ 3,047 $ 7,782 $ 6,252 $ 7,782 $ 7,782 $ 7,782 $ 39,639 $ 304,420 Construction $ 202,529 $ 227,437 $ 264,000 $ 483,938 $ 612,872 $ 593,289 $ 847 $ 354,153 PropertyAcquisition $ 157,523 $ 200,000 $ 417,897 $ 434,000 $ 529,540 $ 738,000 $ 17,403 $ 146,354 Grants $ 87,500 $ 87,500 $ 87,000 $ 113,000 $ 145,250 $ 200,000 $ - $ - $ - $ - $ - $ - $ - $ - $ 63,489 $ 894,861 TOTAL $ 450,599 $ 522,719 $ 775,149 $ 1,038,720 $ 1,295,444 $ 1,539,071 B. PROJECT FINANCING $ - $ 312,534 HousingTlF $ 349,599 $ 420,719 $ 617,149 $ 832,720 $ 1,025,244 $ 1,168,871 $ 546 $ 9,200 Loan Repayments $ 1,000 $ 2,000 $ 3,000 $ 6,000 $ 10,200 $ 10,200 $ - $ 156,079 Sales Proceeds $ 100,000 $ 100,000 $ 155,000 $ 200,000 $ 260,000 $ 360,000 $ 5,600 $ 58,116 General Fund $ - $ - $ - $ - $ - $ - $ 57,343 $ 358,932 GreaterpowntownTlF $ - $ - $ - $ - $ - $ - $ 63,489 $ 894,861 TOTAL $ 450,599 $ 522,719 $ 775,149 $ 1,038,720 $ 1,295,444 $ 1,539,071 PROJECT DESCRIPTION/JUSTIFICATION The Comprehensive Housing Activities for Neighborhood Growth and Enrichment, or C.H.A.N.G.E. Initiative is a holistic approach to sustainability that addresses ecological, environmental integrity, economic prosperity, and social/cultural vibrancy. C.H.A.N.G.E. is a campaign of neighborhood revitalization and an extension of sustainability to specifically address marginal properties, affordable housing and home-ownership. Under the umbrella of C.H.A.N.G.E., this initiative provides funding towards the City's strategy of revitalization for the downtown neighborhoods and centers on increasing home-ownership. The City administers a number of programs of federal- and state-provided financial assistance for low-moderate income households (earning less than 80% of area median income) to achieve this. To achieve the goal of promoting a broader income mix of downtown homeowners, programs are needed to assist households earning more than 80% of inedian income, who earn too much to qualify for current financial subsidies. This Program also provides for acquisition activities where the City may purchase abandoned, derelict buildings and houses; or it may purchase housing subject to mortgage foreclosure actions in order to secure City funds previously loaned as part of rehabilitation activities or other housing to accomplish the goals. Certain improvements will be made to the properties in order to make them marketable for resale. In this manner, neighborhood conditions are improved, dwellings are resold to responsible owners and City dollars are returned to the revolving fund. The program offers loans up to $25,000 for down payments and closing costs and approximately$30,000 to subsidize rehabilitation. 291 DEPARTMENT: STATE PROGRAM: PROJECT TITLE: YEAR FIRST FY 2017 61 - Housing &Community 5C- Community& Economic Assistance for Homeownership SUBMITTED: TOTAL Development Development PROJECT ACTNITY NO: 360-1595 COST 101-1595 $5,040,981 PROJECT DESCRIPTION/JUSTIFICATION (Continued) This Program is offered to households above and below 80% of inedian income, as an incentive to purchase and improve homeowner properties in sections of Census Tracts 1 and 5 as part of the Washington Neighborhood revitalization strategy. The loan repayment funds can be used for over 80% median. The other sources of funds can be used anywhere within the City of Dubuque limits. Consideration will be given to increasing the amounts for purchase of rental properties converted to owner occupied. Beginning in 2008, selective purchases have been made. Certain properties are targeted to be voluntarily acquired, for reason of poor maintenance and the inability or refusal of the owner to make improvements. These are then resold to qualifying owner-occupied households committed to restoration of the home. This Program can help to expand the Four Mounds HEART program partnership. This CIP will also significantly enhance GHHI. This is a ten year TIF which requires 38.1% of the income generated to be used for Low and Moderate Income residents any where in the City of Dubuque. The percentage to Low and Moderate Income residents can be higher than the required 38.1%. In FY 2019 the percentage is 63.65%; FY 2020 is 69.37%; FY 2021 is 73.14%; and FY 2022 is 55.38%. All other years are 38.1%. This Housing TIF revenue can be used for City initiatives other than Homeownership Grants in Targeted Neighborhoods & Purchase/Rehab/Resale and can be used outside the Greater powntown TIF Urban Renewal area. RELATIONSHIP TO OTHER PROJECTS This project supports the True North Neighborhood Reinvestment Partnership capital improvement project. OUTCOME Livable Neighborhoods and Housing: Increase the availability of affordable housing throughout the city, not in concentrated areas of poverty and low income housing FUNDING RESTRICTIONS This project may only be funded by TIF and General Fund loan repayments 292 DEPARTMENT: STATE PROGRAM: PROJECT TITLE: YEAR FIRST FY 2019 61 - Housing &Community 5C- Community& Economic True North Neighborhood Reinvestment SUBMITTED: TOTAL Development Development Partnership PROJECT ACTNITY NO: 360-2766 COST $1,500,000 2017 2018 EXPENSE BUDGET PROJECT BUDGET 2019 2020 2021 2022 2023 2024 A. EXPENDITURE ITEMS Construction $ 300,000 $ 300,000 $ 300,000 $ 300,000 $ 300,000 $ 300,000 $ — $ — TOTAL $ 300,000 $ 300,000 $ 300,000 $ 300,000 $ 300,000 $ 300,000 B. PROJECT FINANCING Housing TIF $ 300,000 $ 300,000 $ 300,000 $ 300,000 $ 300,000 $ 300,000 $ — $ — TOTAL $ 300,000 $ 300,000 $ 300,000 $ 300,000 $ 300,000 $ 300,000 PROJECT DESCRIPTION/JUSTIFICATION This project provides funding to achieve the goal of promoting a broader income mix of downtown homeowners. This Program also provides for acquisition activities where True North Development Corporation may purchase abandoned, derelict buildings and houses to accomplish the goals. Certain improvements will be made to the properties in order to make them marketable for resale. In this manner, neighborhood conditions are improved and dwellings are resold to responsible owners. Certain properties are targeted to be voluntarily acquired, for reason of poor maintenance and the inability or refusal of the owner to make improvements. These are then rehabilitated and resold to qualifying owner-occupied households. This is a ten year TIF which state law requires a minimum of 38.1% of the income generated to be used for Low and Moderate Income residents any where in the City of Dubuque. The percentage benefiting Low and Moderate Income residents can be higher than the required 38.1%. In FY 2019 the percentage is 51.1%. It is anticipated that True North Development Corporation will acquire, renovate and sell for long-term home ownership 50 residential properties over the next 5-7 years with an estimated $30,000 construction subsidy per property. The City would ensure True North Development Corporation that they would not experience a loss upon sale of the property and through the Assistance for Home Ownership CIP the City would provide $25,000 in down payment assistance to qualified buyers of the rehabilitated property from Assistance for Homeownership (page 292). True North Development Corporation would be seeking private financing and state and federal grants to eliminate the need in the future to generate project losses. RELATIONSHIP TO OTHER PROJECTS This project is related to Assistance for Home Ownership, Bee Branch Watershed HUD Resiliency Rehabilitation, and the Homeowner Rehab Program. 293 DEPARTMENT: STATE PROGRAM: PROJECT TITLE: YEAR FIRST FY 2019 61 - Housing &Community 5C- Community& Economic True North Neighborhood Reinvestment SUBMITTED: TOTAL Development Development Partnership PROJECT ACTNITY NO: 360-2766 COST $1,500,000 OUTCOME Livable Neighborhoods and Housing: Increase the availability of affordable housing throughout the city, not in concentrated areas of poverty and low income housing FUNDING RESTRICTIONS This project may only be funded by Housing TIF. 294