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Fiscal Year 2017 Consolidated Annual Performance and Evaluation Report (CAPER) Copyrighted August 6, 2018 City of Dubuque Consent Items # 8. ITEM TITLE: Fiscal Year 2017 Consolidated Annual Performance and Evaluation Report (CAPER) SUMMARY: City Manager recommending the approval of the Consolidated Annual Performance and Evaluation Report (CAPER)for the period covering July 2, 2016 to June 30, 2017. RESOLUTION Authorizing the submission of a Consolidated Annual Performance and Evaluation Report (CAPER)for the period commencing July 1 , 2016 and concluding June 30, 2017 SUGGESTED DISPOSITION: Suggested Disposition: Receive and File; Adopt Resolution(s) ATTACHMENTS: Description Type NNM Memo City Manager Memo Staff memo Staff Memo Supporting Documentation Supporting Documentation Resolution Resolutions Dubuque THE CITY OF � DT T� � All-AmericaCity � Masterpiece on the Mississippi � � � � �� ±om.mis.vns.zo�,- TO: The Honorable Mayor and City Council Members FROM: Michael C. Van Milligen, City Manager SUBJECT: FY 2017 Consolidated Annual Performance and Evaluation Report (CAPER) DATE: July 31, 2018 Budget Director Jennifer Larson is recommending the approval of the Consolidated Annual Performance and Evaluation Report (CAPER) for the period covering July 2, 2016 to June 30, 2017. The most significant points of the report include that CDBG funds were used to meet the priority housing and non-housing community development needs identified in the Consolidated Plan and Annual Action Plan for Fiscal Year 2017 as amended; CDBG funds were expended on activities which benefit low/moderate income persons. A minimum of 70% is required for use of CDBG funds; $1,112,257 of CDBG funds was expended during the reporting period. The City met the May 1 timeliness target for expenditure of CDBG funds as set by HUD; The City established a two-year lump-sum agreement in the amount of $305,363 to fund housing rehabilitation activities. $17,144 of the lump-sum funds were expended during the reporting period; Expenditures for public service activities were below the 15% public service cap, as set by HUD; Expenditures for administration activities were below the 20% cap as set by HUD. I concur with the recommendation and respectFully request Mayor and City Council approval. K � Mich el C. Van Milligen MCVM/jml cc: Cori Burbach, Assistant City Manager Teri Goodmann, Assistant City Manager Jennifer Larson, Budget Director Erica Haugen, Community Development Specialist 2 THE CITY OF Dubuque � D V L L 11-AmericaCil' . . . I � � I� Masterpiece on the Missassippi znm•zo�z•sms•zm� TO: Michael C. Van Milligen, City Manager FROM: Jennifer Larson, Budget Director SUBJECT: FY 2017 Consolidated Annual Performance and Evaluation Report (CAPER) July 1 , 2016 to June 30, 2017 DATE: July 31 , 2018 INTRODUCTION The purpose of this memorandum is to request City Council approval of a resolution authorizing submission to HUD of the Consolidated Annual Performance and Evaluation Report (CAPER) for the period of July 1 , 2016 through June 30, 2017. The report includes activities for the Community Development Block Grant (CDBG) Program. DISCUSSION The U.S. Department of Housing and Urban Development (HUD) requires annual submittal of the Consolidated Annual Performance and Evaluation Report (CAPER). The CAPER includes a narrative and numerous reports detailing how the City used its federal funds during the most recently completed program year. It provides a description of each activity for which funds were budgeted as well as information on activity accomplishments. The CAPER is submitted to the Community Planning and Development program office of HUD through HUD's Integrated Disbursement and Information System (IDIS). IDIS is a nationwide database the City is required to use to provide HUD with current information regarding CDBG activities. HUD regulations require that the report be made available to citizens in time to comment prior to submission to HUD. A public notice was published in the Telegraph Herald on July 1 , 2018 informing the public that the CAPER was available for viewing and that a public hearing was held on July 18, 2018. A copy of the public hearing notice and CAPER summary were also published on the City website. As of the date of this memorandum, no inquiries or written comments have been received because of these notices. The CAPER was prepared from data supplied by various City departments, organizations, and agencies who utilized CDBG funds over the twelve-month period ending June 30, 2017. A copy is attached for your review. The report is submitted to HUD in draft form until HUD approval is received. The following are among the most significant points of the report: § The 2017 CAPER is a year-end report and was due October 1 , 2017 and is being submitted to HUD past the date due. The City is taking corrective actions to produce timely reports after a HUD monitoring and finding siting untimely submission of reports in June 2017. § CDBG funds were used to meet the priority housing and non-housing community development needs identified in the Consolidated Plan and Annual Action Plan for Fiscal Year 2017 as amended. § CDBG funds were expended on activities which benefit low/moderate income persons. A minimum of 70°k is required for use of CDBG funds. § $1 ,112,257 of CDBG funds was expended during the reporting period. The City met the May 1 timeliness target for expenditure of CDBG funds as set by HUD. § The City established a two-year lump-sum agreement in the amount of $305,363 to fund housing rehabilitation activities. $17,144 of the lump- sum funds were expended during the reporting period. § Expenditures for public service activities were below the 15°k public service cap, as set by HUD. § Expenditures for administration activities were below the 20°k cap as set by HUD. COMMISSION ACTION The Community Development Advisory Commission conducted a public hearing on the CAPER on Wednesday, July 18, 2018. At the hearing, staff reviewed the format and content of the report and responded to questions from the Commission. Following the public hearing and its discussion, the Community Development Advisory Commission voted to approve the CAPER and to recommend City Council approval. Comments received from commissioners included recommendations for future CAPERs to include simple evaluation of equity in services, describe investment per person by race and/or ethnicity, and map activities. No public comments were received. RECOMMENDATION It is recommended that the City Council approve the attached resolution, providing for the submission to HUD of the Consolidated Annual Performance and Evaluation Report (CAPER) for July 1 , 2016 to June 30, 2017. Prepared by Erica Haugen, Community Development Specialist RESOLUTION NO. 219-18 RESOLUTION AUTHORIZING THE SUBMISSION OF A CONSOLIDATED ANNUAL PERFORMANCE AND EVALUATION REPORT (CAPER) FOR THE PERIOD COMMENCING JULY 1, 2016 AND CONCLUDING JUNE 30, 2017. Whereas, the City of Dubuque, Iowa, is an entitlement grant recipient under the Community Development Block Grant (CDBG) Program of the U.S. Department of Housing and Urban Development (HUD); and Whereas, the CDBG regulations require each entitlement recipient must submit a performance and evaluation report, Consolidated Annual Performance and Evaluation Report (CAPER); and, Whereas, the City has 1) prepared a CAPER for the program year commencing July 1, 2016 and concluding June 30, 2017; 2) published notice of availability of the CAPER in the Telegraph Herald and. City of Dubuque website on July 1, 2018 and; 3) made copies of the CAPER available for public review; 4) held a public hearing pursuant to required 15 days published notice before the Community Development Advisory Commission on July 18, 2018; and Whereas, the Community Development Advisory Commission has voted to approve the CAPER and to recommend City Council approval. NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF DUBUQUE, IOWA: Section 1. That the Consolidated Annual Performance and Evaluation Report (CAPER) for the period commencing July 1, 2016 and concluding June 30, 2017 is hereby approved for submission. Section 2. That the Mayor of the City of Dubuque is hereby authorized and directed to execute the Consolidated Annual Performance and Evaluation Report (CAPER) on behalf of the City of Dubuque, Iowa. Section 3. That the City Manager is hereby authorized and directed to complete and submit the Consolidated Annual Performance and Evaluation Report (CAPER) along with any public comment to the U.S. Department of Housing and Urban Development. Passed, approved and adopted this 6th day of August 2018. 9 LI Roy D. Buol, Mayor Attest: irnstahl, City Clerk F:\Users\CDBG\CDBG\CAPER\CAPER 2017\To Council\Caper Resolution FYI7.docx , � ... ._., �- _.._ �__ -.,� -<:-�;:__ ,. �� ' _._ �__ �- _ I ,� � ,� �� i � �� a — .�:�,�� THE CITY OF Dubuque --r � �11' I1,w — . �� m J� DUBUQUE� �O�ll NI�'IYlle�� _-� : � UB E � ► � : �lasteNpiece � o�,tl,P �'�/liss-issi��i � ' � ' Masterpiece on the Mississippi �;,. �� zoo�•zoiz.zois �. .11lI�...!�'��'4"�"''��:, , �; - ��. , �s��'�: ��`'��,7��" 1 ° ��`` �``•"�`' '+�Y , �Y .= si'�e'i, �'��^ �ts <i°�5'�E��'��r; ��_ "'I � , 1� � h.� ��'�y�,.;�s'p.` s � � �,;-'e�i.tfi �`, ��i ��::. '� ��1[i�i�l�`�'�' .�'�i_ �i . a� „� COMMUNITY DEVELOPMENT BLOCK GRANT CONSOLIDATED ANNUAL FISCALYEAR2017CAPER The CAPER covers progress in carrying out the City's Fiscal PERFORMANCE & Year 2017 Annual Action Plan forthe use of Program Year 2016 Community Development Block Grant Funds. EVALUATION REPORT Erica Haugen (CAPER) Housing&Community Development Department CR-OS -Goals and Outcomes Progress the jurisdiction has made in carrying out its strategic plan and its action plan. 91.520(a) The Consolidated Annual Performance and Evaluation Report (CAPER) provides an end-of-year performance report of federally-funded activities and accomplishments to the U.S. Department of Housing and Urban Development (HUD) and the community. The City of Dubuque Consolidated Plan Year 2 CAPER covers the City's progress in carrying out the Fiscal Year(FY) 2017 Annual Action Plan for the use of HUD Program Year 2016 Community Development Block Grant (CDBG) funds. This CAPER covers the period of July 1, 2016 through June 30, 2017. The City of Dubuque is an entitlement City and is eligible to receive CDBG funds on an annual basis. The CAPER focuses on federally funded activities. When appropriate,this report provides information on activities supported by local and federal funds. The City of Dubuque expended $1,112,257 CDBG in FY 2017. The City's Housing and Community Development Department,the City of Dubuque Community Development Advisory Commission, and 7 local not-for profit organizations and 4 neighborhood associations partner to implement programs delivered with the funds. In FY 17, CDBG funds were used to make investments in public infrastructure, housing rehabilitation, homeownership, and neighborhood and public services for seniors,the homeless, children and youth, and recreation activities. All funds were used to meet the priorities of housing,economic development, neighborhood,and administration needs identified in the Consolidated Plan and Annual Action Plan for FY 2017 as amended. The City met the timeliness target for expenditure of CDBG funds as set by HUD for May 1, 2017. To ensure timely use of CDBG funds, the City of Dubuque established lump-sum agreement with American Trust and Savings Bank. The lump- sum agreement allows the City to draw a single, large sum of funding to conduct housing rehabilitation activities. The lump-sum account was established on April 25, 2017 in the amount of$305,363. The FY 2017 expenses include$17,144 lump sum expenses. The remaining lump sum balance of$288,219 will be expended prior to April 2019. ■ Public Facilities&Improvements _ ■ Public Services � Direct Homeownership i Assistance ■ Rehabilitation;Single Unit , ■ Code Enforcement ■ CDBG Planning&Administration � General Planning& Administration Obligations Under Voluntary Compliance Agreement(VCAJfc CAPER 1 OMB Control No:2506-0117(exp.06/30/2018) The City of Dubuque, lowa and the U.S. Department of Housing& Urban Development (HUD) entered into a Voluntary Compliance Agreement (VCA) effective March 31, 2014 to resolve the findings detailed in a June 2013 Letter of Findings to the City of Dubuque. The Letter of Findings was issued after a 2011 civil rights related program review of the City's Housing&Community Development Department. HUD found the City was in noncompliance with Title VI of the Civil Rights Act in the administration of its Section 8 Program. HUD sought voluntary resolution to the findings and agreed to a Voluntary Compliance Agreement with the City of Dubuque. The agreement is effective for seven years and outlines corrective measures for the City's reporting, recordkeeping, and objectives during the term of the agreement. The CDBG Annual Action Plan for FY17 includes objectives to address the diminished availability of affordable housing, affirmatively further fair housing,and address the allegations and findings in the Letter of Findings (LOF) from HUD to reduce the negative effects identified in the Letter of Findings. _ CAPER 2 OMB Control No:2506-0117(exp.06/30/2018) Comparison of the proposed versus actual outcomes for each outcome measure submitted with the consolidated plan and explain, if applicable, why progress was not made toward meeting goals and objectives. 91.520(g) Categories, priority levels, funding sources and amounts, outcomes/objectives,goal outcome indicators, units of ineasure, targets, actual outcomes/outputs,and percentage completed for each of the grantee's program year goals. Goal Category Source Indicator Unit of Expected Actual— Percent Expected Actual— Percent / Measure — Strategic Complete — Program Complete Amount Strategic Plan Program Year Plan Year Administrative Non-Housing Assistance for Community CDBG: $ Other Other 1 1 1 1 100.00% 100.00% Neighborhood Develop Development Non-Housing CDBG Administration Community CDBG: $ Other Other 1 1 1 1 100.00% 100.00% Development Direct Financial Direct Homeownership Affordable Households CDBG: $ Assistance to 40 18 45.00% 10 9 90.00% Assistance Housing Assisted Homebuyers Non-Housing Encourage Workforce Businesses Community CDBG: $ Businesses assisted 10 0 0 0 0.00% Development Assisted 0.00% Development Affordable Housing Administration CDBG: $ Other Other 1 1 1 1 Housing 100.00% 100.00% Non-Housing Improve Infrastructure Community CDBG: $ Other Other 16 0 12 0 and Accessibility 0.00% 0.00% Development Non-Housing Increase Economic Community CDBG: $ Jobs created/retained Jobs 14 0 0 0 0.00% Opportunities 0.00% Development CAPER 3 OMB Control No:2506-0117(exp.06/30/2018) Non-Housing Increase Economic Businesses Community CDBG: $ Businesses assisted 0 0 1 0 Opportunities Assisted 0.00% Development Non- Public service activities IndependentLifestyles Homeless otherthan Persons CDBG: $ 2400 1247 51.96% 600 606 101.00% for Special Populations Special Low/Moderate Income Assisted Needs Housing Benefit Public Facility or Maintain Affordable Affordable Infrastructure Activities Households Owner-occupied CDBG: $ 0 0 0.00% 0 0 0.00% Housing for Low/Moderate Assisted Housing Income Housing Benefit Maintain Affordable Household Affordable Homeowner Housing Owner-occupied CDBG: $ Housing 55 8 14.55% 11 4 Housing Rehabilitated 36.36% Housing Unit Public Facility or Maintain Affordable Infrastructure Activities Affordable Persons RentalHousingthrough CDBG: $ otherthan 0 0 0 0 Housing Assisted 0.00% Rehab Low/Moderate Income Housing Benefit Maintain Affordable Household Affordable Rental units Rental Housing through CDBG: $ Housing 40 54 10 54 Rehab Housing rehabilitated Unit 135.00% 540.00% Public Facility or Neighborhood Non-Housing Infrastructure Activities Persons 0 0 0 Infrastructure Community CDBG: $ other than 2745 4057 148.00% Assisted Improvements Development Low/Moderate Income Housing Benefit CAPER 4 OMB Control No:2506-0117(exp.06/30/2018) Public Facility or Neighborhood Non-Housing Infrastructure Activities Households Infrastructure Community CDBG: $ 28 12 42.86% 7 5 for Low/Moderate Assisted 71.43% Improvements Development Income Housing Benefit Preserve and Maintain Household Affordable Rental units Existing Affordable CDBG: $ Housing 0 0 2 0 Housing rehabilitated 0.00% Housing Unit Preserve and Maintain Household Affordable Homeowner Housing Existing Affordable CDBG: $ Housing 1 5 500% 3 1 33.33% Housing Rehabilitated Housing Unit Preserve and Maintain Direct Financial Affordable Households Existing Affordable CDBG: $ Assistance to 0 25 10 16 160.00% Housing Assisted Housing Homebuyers Preserve and Maintain Affordable Existing Affordable CDBG: $ Other Other 1 0 0% 1 0 0% Housing Housing Public service activities Preserve Character and Non-Housing otherthan Persons Assets of Community CDBG: $ 8000 15370 2000 15370 Low/Moderate Income Assisted 192.13% 768.50% Neighborhoods Development Housing Benefit Preserve Existing Housing Code Household Affordable Housing through Code CDBG: $ Enforcement/Foreclosed Housing 2000 354 400 614 Housing 17.70% 153.5%% Enforcement PropertyCare Unit Preserve Historical Household Affordable Homeowner Housing Housing& CDBG: $ Housing 2 0 2 0 0.0% Housing Rehabilitated 0.00% Neighborhoods Unit Preserve Housing by Non-Housing Housing Code Household Zoning Community CDBG: $ Enforcement/Foreclosed Housing 225 164 45 49 1.08% 72.88%% Inspection/Enforcement Development PropertyCare Unit CAPER 5 OMB Control No:2506-0117(exp.06/30/2018) Public service activities Provide Local Resources Non-Housing otherthan Persons for Neighborhood and Community CDBG: $ 1800 700 39% 450 394 88.56% Low/Moderate Income Assisted Home Development Housing Benefit Public service activities Non-Housing Provide Neighborhood other than Persons Community CDBG: $ 22920 8242 5730 5730 Recreation Activities Low/Moderate Income Assisted 35.95% 100.0% Development Housing Benefit Public service activities Provide Support for Non-Housing otherthan Persons Social and Human Community CDBG: $ 0 87 0 87 Low/Moderate Income Assisted Service Needs Development Housing Benefit Provide Support for Non-Housing Public service activities Households Social and Human Community CDBG: $ for Low/Moderate 185 0 185 0 Assisted 0.00% 0.00% Service Needs Development Income Housing Benefit Provide Support for Non-Housing Homeless Person Persons Social and Human Community CDBG: $ 0 31 0 0 31 0 Overnight Shelter Assisted Service Needs Development Provide Support for Non-Housing Overnight/Emergency Social and Human Community CDBG: $ Shelter/Transitional Beds 0 0 0 0 Service Needs Development Housing Beds added Public service activities Support Youth Non-Housing otherthan Persons Education/Training Community CDBG: $ 15 19 15 9 Low/Moderate Income Assisted 126.6%% 60.0% Programs Development Housing Benefit Table 1 -Accomplishments—Program Year&Strategic Plan to Date CAPER 6 OMB Control No:2506-0117(exp.06/30/2018) Assess how the jurisdiction's use of funds, particularly CDBG, addresses the priorities and specific objectives identified in the plan,giving special attention to the highest priority activities identified. CDBG funds were used to address the priorities, needs, and goals identified in the Consolidated Plan. The proposed budget for the FY 2017 Annual Action Plan was adopted into the City Budget by the Dubuque City Council on March 14, 2016. The annual plan was amended on February 6, 2017 for a substantial amendment to allocate unspent funds from the previous fiscal year into the current plan. The plan was amended on April 3, 2017 for a non-substantial amendment re-allocating funding in Housing Development Programs and Neighborhood and Community Development Programs. The City's 23 goals described in the Consolidated Plan are all high priority and were used as the basis for the budgetary priorities outlined in the FY17 Annual Action Plan. Each funded activity must demonstrate it helps achieve a goal identified in the Consolidated Plan and benefit low/moderate- income (LMI) persons and communities before it is recommended for approval. The City provides funding for some public service activities through a yearly grant process. When preparing the Consolidated Plan, estimates are used to project the level of funding and the number of persons or households to be served. Due to the varying nature and cost of administering different programs, estimating the cost and number to be served for public service activities can be very challenging. For example,job training activities have different costs,space, and time requirements than programs providing emergency shelter. The City distinguishes between four areas of program development: Housing Development, Economic Development, Neighborhood and Community Development, and Planning and Administration. Fiscal Year 2017 activities addressed 20 goals identified in the Consolidated Plan. The goals for Housing Development were: Direct Homeownership assistance; Maintain affordable owner-occupied housing; Preserve existing housing through code enforcement; Preserve and maintain existing affordable housing; Maintain affordable rental housing through rehabilitation; and, Preserve CAPER 7 OMB Control No:2506-0117(exp.06/30/2018) historical housing and neighborhoods. Goal Activities Measurement Fiscal Year 2017 Accomplishment Goal Direct First Time Households 10 9 Homeownership Homebuyer Assistance Program Maintain Homeowner Households 11 4 Affordable Owner- Rehab Program occupied Housing Rehab Services and Staff Preserve Existing Code Housing Units no 400 233 Housing through Enforcement longer Code Enforcement substandard Maintain Rental Households 10 54* Affordable Rental Rehabilitation Housing through 53 limited to Rehabilitation smoke/carbon dioxide detector Preserve Historical Historic Households 2 0 Housing& Rehabilitation Neighborhoods Loan Program Preserve & Rehab Services Households 20 Maintain Existing and Staff Affordable Housing Lead Hazard Control Housing Development activities made progress towards 5 of the 6 Consolidated Plan strategic goals. Rental Rehabilitation exceeded accomplishments; 53 of the 54 units assisted with rehabilitation activities were limited to activities for smoke and carbon monoxide detector installation. The goals for economic development were to increase economic opportunities by providing loans to income-eligible small business owners. The microenterprise economic development activity funded for FY17 was delayed while administrative staff worked to develop the program to support City Council, Consolidated, and Comprehensive Plan goals. The program launched in the City's FY18 to coordinate with the Bee Branch Healthy Homes Program.Two income-eligible small businesses have been approved CAPER 8 OMB Control No:2506-0117(exp.06/30/2018) for assistance and expenses through June 15, 2018 is$50,722. Goal Activities Measurement Fiscal Year Accomplishment 2017Goal Increase Economic Microenterprise Businesses Opportunities Assistance Assisted Goals for Neighborhood Development included: Preserve character and assets of neighborhoods; Improve infrastructure and accessibility; Neighborhood infrastructure improvements; Provide neighborhood recreation activities; Support youth education/training programs; Independent lifestyles for special populations; Provide local resources for neighborhood and home; Provide support for social CAPER 9 OMB Control No:2506-0117(exp.06/30/2018) and human service needs; Preserve housing by zoning inspection/enforcement. Goal Activities Measurement Fiscal Year Accomplishment 2017Goal Preserve Character and Neighborhood Persons Assisted 2000 13965 Assets of Grants Neighborhoods Improve Infrastructure Accessible Curb Other(ramps 12 0 and Accessibility Ramps installed) Neighborhood Sidewalk People 7 5 Infrastructure Assistance Improvements Street Overlays Provide Neighborhood Neighborhood People 5730 15257 Recreation Activities Rec Programs Support Youth Four Mounds People 15 9 Education/Training HEART Program Independent Lifestyles Hills & Dales People 400 606 for Special Populations Senior Center Provide Local Resources Washington Tool People 450 394 for Neighborhood and Library Home Provide Support for Purchase of People 400 160 Social and Human Services Service Needs Preserve Housing by Zoning Household 45 49 Zoning Enforcement Inspection/Enforcement All neighborhood Development programs subject to the Public Service Cap (15%of allocation plus previous year's program income) made progress towards goals. The Neighborhood Grants programs funded four neighborhood associations and two community organizations serving neighborhood groups. Neighborhood recreation services were offered at a number of schools and parks located within low-and moderate-income residential areas.The service area includes an estimated 15,257 residents that benefit from or have access to these low/mod residential neighborhood-enhancing services. Neighborhood infrastructure projectsincluded 5 households assisted with replacement of sub- standard privately-owned sidewalks in the public right-of-way. The City is working with the local utility company to identify street lights suitable for upgrade to LED lighting in target neighborhoods. Planning with the utility company and the street light inventory delayed implementation of this project until FY 2018. Bids for accessible curb ramp projects were excessively high due to high demand for contractors CAPER 10 OMB Control No:2506-0117(exp.06/30/2018) in the area. Due to costs,this project was not completed this year. Administrative programing continued to work towards the goals for: Housing administration; CDBG Administration; and, assistance for neighborhood development. Administration positions work towards timely and correct use of funds and that the City of Dubuque does not engage in any actions that would hinder the implementation of the consolidated Plan, nor engage in willful inaction which would result in failure to implement the current adopted Consolidated Plan. FY 2017 CDBG Balance by Activity Type Rental Unit Rehabilitation � $137,424.00 $125,724.00 PublicServices $233,922.41 - $63,923.OS Public Facility Improvement $Z0,000.00 ' $20,000.00 MicroenterpriseAssistanceProgram 5149,970.00 — $149,970.00 Lead Hazard Control $$$,400.00 � $42,460.00 Infrastructurelmprovements $190,711.45 — $155,453.24 Housing Rehabilitation Services and Staff $394,573.00 � $34,526.00 Homeowner Rehabilitation $596,154.25 $519,4S4.2S DirectFinancialAssistancetoHomebuyers $70,000.00 , $25,000.00 Code Enforcement $121,747.00 � $47,775.00 Administration $263,566.00 � $27,912.36 Accessibility Improvements $134,259.00 — $134,259.00 Purchase/Rehab/Resale $430,055.00 — $342,337.96 5- 5zoo,000.o0 5400,000.00 5eoo,000.00 ■Budget ■Balance CAPER 11 OMB Control No:2506-0117(exp.06/30/2018) CR-10-Racial and Ethnic composition of families assisted Describe the families assisted (including the racial and ethnic status of families assisted). 91.520(a) CDBG White 1498 Black or African American 184 Asian 8 American Indian or American Native 2 Native Hawaiian or Other Pacific Islander 5 American Indian or American Native &White 3 Black or African American and White 39 American Indian or American Native and Black 2 Other Multi Racial 47 Total 1788 Hispanic 24 .�. Not Hispanic 1764 Table 2—Table of assistance to racial and ethnic populations by source of funds Narrative The City of Dubuque is a member of the Government Alliance on Race and Equity (GARE), a national network working to achieve racial equality and advance opportunities for all. Through this work,the City is working to address opportunities for inclusion and sustainable systemic institutional change. Table 2 in section CR-10 is generated by the HUD CAPER template and reflects demographic information provided by persons and households upon intake into a CDBG funded program. CDBG beneficiaries by race are generally representative of the population of a whole in Dubuque.The City has identified non-majority populations and the very-low income as disproportionately impacted by housing problems and poverty. The use of CDBG funded programs by these groups is slightly higher for public service activities. The City's Analysis of impediments identified a small number of minority homeowners in Dubuque. To better serve these populations,the City will introduce a rental rehabilitation program in FY 2019 and adopt a tiered housing inspection schedule that will allocate resources to improve the condition of the affordable housing in the community. Hispanic ethnicity represents 1.34%of those assisted compared to about 2.66%of the population of Dubuque. Eighty-nine participants receiving CDBG funded services were also receiving rental assistance through the City's Housing Choice Voucher, or Section 8 program. This represents about 5.05%of those who directly benefitted from CDBG funded services. Attachments 3 through 7 in the Appendix detail housing program demographic information. CAPER 12 OMB Control No:2506-0117(exp.06/30/2018) CDBG Beneficiaries by Race, Ethnicity,and Housing Total Hispanic HCV Choice Voucher(HCV) Household White 83.81% 75% 69% Black or African American 10.27% 0% 31% American Indian or Alaska Native 0.11% 0% 0% Asian 0.45% 0% 0% Native Hawaiian or Other Pacific Islander 0.28% 0% 0% Other Multi Racial 2.62% 12.50% 0% American Indian or Alaskan Native &White 0.17% 0% 0% Black or African American&White 2.18% 12.5% 0% American Indian or Alaskan Native &Black 0.11% 0% 0% 2012-2016 American Community Survey 5-Year Estimates Estimate Margin of % Error Total: 58,535 +/-67 Population of one race: 56,981 +/-390 97.35% White 53,089 +/-365 90.70% Black or African American 2,380 +/-266 4.07% American Indian and Alaska Native 45 +/-32 0.08% Asian alone 877 +/-156 1.50% Native Hawaiian and Other Pacific Islander 338 +/-20 0.58% Some other race 252 +/-175 0.43% Population of two or more races: 1,554 +/-375 2.65% Two races including Some other race 43 +/-36 0.07% Two races excluding Some other race, and three or more 1,511 +/-384 2.58% races Population of two races: 1,374 +/-293 2.35% White; Black or African American 717 +/-248 1.22% White;American Indian and Alaska Native 372 +/-109 0.64% White;Asian 152 +/-84 0.26% Black or African American;American Indian and Alaska 56 +/-61 0.10% Native All other two race combinations 77 +/-43 0.13% Population of three races 180 +/-181 0.31% Population of four or more races 0 +/-22 0.00% CAPER 13 OMB Control No:2506-0117(exp.06/30/2018) CR-15-Resources and Investments 91.520(a) Identify the resources made available Source of Funds Source Resources Made Amount Expended Available During Program Year CDBG CDBG 2,831,082 1,112,257 HOME HOME HOPWA HOPWA ESG ESG GD Tif GD Tif 57,042 I FA I FA 221,947 LHAP LHAP 27,000 City Water& Other Engineering 14,345 NSP NSP 40,000 Table 3- Resources Made Available FY 2017 CDBG Resources and Investments 2,000,000 1,878,933 1,800,000 1,600,000 1,400,000 1,200,000 1,000,000 ■Amended FY17 Plan 8�,�� 661,563 ■Actual Expenditures 600,000 538,313 263,866 400,000 235,954 200,000 149,970 189,118 ■ _ � Administration Economic Development Housing Development Neighborhood Development Narrative The CDBG resources available in FY 2017 include program income received and carryover funds. During FY 2017, the City expended $490,517 in program income, $17,144 in lump sum, and $604,596 in entitlement funds for a total of$1,112,257. Funding was used to support housing, neighborhood and community development, and administrative programs. Housing Rehabilitation Services and Staff expended $414,314 in non-CDBG funds to support homeownership and housing rehabilitation activities. $20,000 of the non-CDBG funds provided direct financial assistance for one Housing Choice Voucher first time homebuyer. CAPER 14 OMB Control No:2506-0117(exp.06/30/2018) Identify the geographic distribution and location of investments Target Area Planned Actual Narrative Description Percentage of Percentage of Allocation Allocation 63.14%of funds were available for use city wide. Of those, 3.36%were used for housing City Wide 81 89.13% activities outside of low/mod areas. Low/Moderate 36.89%of expenditures occurred in low/mod Area Benefit 19 10.87% areas. Table 4—Identify the geographic distribution and location of investments Narrative The annual action plan did not identify target areas for the geographic distribution of funds; however, activities targeting LMI populations were conducted in residential areas with greater than or equal to 51% low/mod income residents. Census Tracts 1,3,4,5,6,7.01, 7.02,9,11.01, 11.02, 12.01, 101.01 and 101.03. A listing of activities and their locations (Attachment 2) is found in the attached PR-03 CDBG Activity Summary Report. A map of the low and moderate residential areas(Attachment 1) is in the appendix. CAPER 15 OMB Control No:2506-0117(exp.06/30/2018) City Expense by Allocation %of Expense Administration $ 235,954 21.21% CDBG ADMINISTRATIVE SERVICES AND STAFF � 100�997 9.08% HOUSING PLANNING�ADMINISTRATIVE SERVICES AND STAFF � 73�015 6.56% NEIGHBORHOOD DEVELOPMENT SERVICES AND STAFF � 61�941 5.57% LMA $ 120,918 30.87% HOUSING CODE ENFORCEMENT � 56�552 5.08% NEIGHBORHOOD INFRASTRUCTURE IMPROVEMENTS � 85 0.01% NEIGHBORHOOD RECREATION PROGRAM � 38�377 3.45% NEIGHBORHOODSUPPORTGRANTS � 8�484 0.76% ZONING INSPECTION�ENFORCEMENT � 17�420 1.57% LMC $ 128,312 11.54% ACCESSIBLE CURB RAMPS � 276 0.02% Four Mounds HEART 0.00% FOUR MOUNDS HEART PROGRAM � 10�000 0.90% NEIGHBORHOOD INFRASTRUCTURE IMPROVEMENTS � 4�897 0.44% NEIGHBORHOOD RECREATION PROGRAM � 61�986 5.57% PURCHASE OF SERVICES � 20�489 1.84% SENIOR CENTER � 16�530 1.49% WASHINGTON TOOL LIBRARY � 14�133 1.27% LMH $ 627,074 56.38% FIRST TIME HOMEBUYER PROGRAM � 45�000 4.05% Historic Preservation Rehab Grants 0.00% HOMEOWNER REHABILITATION � 59�526 5.35% HOUSING REHABILITATION SERVICES AND STAFF � 360�047 32.37% LEAD HAZARD CONTROL PROGRAM � 45�940 4.13% PURCHASE�REHAB�RESALE � 104�861 9.43% RENTALUNITREHABILITATION � 11�700 1.05% LMJ 0.00% ECONOMIC DEVELOPMENT FINANCIALASSISTANCE PROGRAM 0.00% Grand Total $ 1,112,257 300.00% Housing Activity Area Expenditures City Expense by Census Tract 1 18.59% City Wide, Outside 3 12.07% 0.95% Low/Mod 4 9.33% Areas, 5 14.49% �`3.99% 6 21.94% . 7.02 7.24% 8.01 6.88% 9 3.78% 11.01 1.89% Low/Mod 12.05 1.89% Areas, 55.06% 101.03 1.89% Grand Total 100.00% CAPER 16 OMB Control No:2506-0117(exp.06/30/2018) City Expense by Area %of Expense City Wide $ 664,921 59.78% ACCESSIBLE CURB RAMPS � 276 0.02% CDBG ADMINISTRATIVE SERVICES AND STAFF � 100�997 9.08% ECONOMIC DEVELOPMENT FINANCIALASSISTANCE PROGRAM 0.00% Four Mounds HEART 0.00% FOUR MOUNDS HEART PROGRAM � 10�000 0.90% HOUSING PLANNING�ADMINISTRATIVE SERVICES AND STAFF � 73�015 6.56% HOUSING REHABILITATION SERVICES AND STAFF � 360�047 32.37% NEIGHBORHOOD INFRASTRUCTURE IMPROVEMENTS � 4�897 0.44% NEIGHBORHOOD RECREATION PROGRAM � 61�986 5.57% PURCHASE OF SERVICES � 20�489 1.84% RENTALUNITREHABILITATION � 2�550 0.23% SENIOR CENTER � 16�530 1.49% WASHINGTON TOOL LIBRARY � 14�133 1.27% Low Mod Area $ 409,981 36.86% FIRST TIME HOMEBUYER PROGRAM � 35�000 3.15% HOMEOWNER REHABILITATION � 54�526 4.90% HOUSING CODE ENFORCEMENT � 56�552 5.08% LEAD HAZARD CONTROL PROGRAM � 32�735 2.94% NEIGHBORHOOD DEVELOPMENT SERVICES AND STAFF � 61�941 5.57% NEIGHBORHOOD INFRASTRUCTURE IMPROVEMENTS � 85 0.01% NEIGHBORHOOD RECREATION PROGRAM � 38�377 3.45% NEIGHBORHOODSUPPORTGRANTS � 8�484 0.76% PURCHASE�REHAB�RESALE � 104�861 9.43% ZONING INSPECTION�ENFORCEMENT � 17�420 1.57% Outside Low Mod Area $ 37,355 3.36% FIRST TIME HOMEBUYER PROGRAM � 10�000 0.90% HOMEOWNER REHABILITATION � 5�000 0.45% LEAD HAZARD CONTROL PROGRAM � 13�205 1.19% RENTALUNITREHABILITATION � 9�150 0.82% Grand Total $ 1,112,257 300.00% CAPER 17 OMB Control No:2506-0117(exp.06/30/2018) Leveraging Explain how federal funds leveraged additional resources(private, state and local funds), including a description of how matching requirements were satisfied, as well as how any publicly owned land or property located within the jurisdiction that were used to address the needs identified in the plan. Federal resources are leveraged with additional federal, state, local, and private resources. For every $1.00 in CDBG funds spent in FY17, the City leveraged another$4.72 in non-formula funds to assist meeting the housing, neighborhood and economic development needs for low and moderate-income people and households. Total FY 2017 Expenditures CDBG Entitlement Expenditures $ 1,112,257 OtherFunds Section 8 Rental Assistance $ 4,659,510 Circles Initiative (Includes Bridges Out of Poverty and Getting Ahead) $ 208,014 HUD Lead Hazard Reduction Home Advocate $ 18,045 TIF $ 17,403 IFA Housing Trust $ 191,947 LHAP Funds �� $ 7,000 Continuum of Care $ 101,638 Neighborhood Stabilization Program $ 40,000 Total other funds expended in FY 2017 $ 5,243,557 Private/Lender Match -CDBG Housing Programs $ 7,232 Private/Lender Match -CDBG Economic Development Programs $ - $ 5,250,789 Leveraging rate of non-formula funds for every$1 in formula funds: $ 4.72 Private,0.14% State, 6% Local,5%__� Federal, 89% CAPER 18 OMB Control No:2506-0117(exp.06/30/2018) CR-20-Affordable Housing 91.520(b) Evaluation of the jurisdiction's progress in providing affordable housing, including the number and types of families served,the number of extremely low-income, low-income, moderate-income, and middle-income persons served. One-Year Goal Actual Number of Homeless households to be provided affordable housing units 1,075 0 Number of Non-Homeless households to be provided affordable housing units 12 17 Number of Special-Needs households to be provided affordable housing units 0 0 Total 1087 17 Table 5— Number of Households One-Year Goal Actual Number of households supported through Rental Assistance 0 0 Number of households supported through The Production of New Units 0 0 Number of households supported through Rehab of Existing Units 26 73 Number of households supported through Acquisition of Existing Units 1 0 Total 27 73 Table 6—Number of Households Supported Discuss the difference between goals and outcomes and problems encountered in meeting these goals. The Consolidated Plan includes the goal to build capacity of local agencies to support homeless services. In order to try and meet this goal, the City of Dubuque makes financial resources available annually for non-profit human service needs organizations through an annual competitive grant application process called the Purchase of Services Grants Program. Organizations providing year-round human service needs are eligible to apply for funding to meet identified needs. In this grant cycle, no organizations serving the homeless received CDBG funding.The City used local and state resources in the amount of $101,638 to provide permanent supportive housing for homeless individuals and families,with preference for those living with disabilities, HIV/AIDS related conditions, and substance abuse. The City's Phoenix Housing Program is serving 18 households.The City partners with local non-profits to deliver the Phoenix Housing program which provides permanent, supportive housing for homeless living with disabilities. The Consolidated Plan includes the goal to restore existing vacant or under-utilized structures into affordable housing.The City of Dubuque makes financial resources available annually for the purchase, CAPER 19 OMB Control No:2506-0117(exp.06/30/2018) stabilization and rehabilitation of vacant and abandoned property. During Fiscal Year 2017,the City acquired two vacant and abandoned properties to rehabilitate for affordable homeownership opportunities. These projects are underway and scheduled to be completed within the next year. The Consolidated Plan includes the goal to provide first-time homebuyer assistance.The City assisted 25 households with direct financial assistance for homeownership. Financial allocations from CDBG and lowa Finance Authority (IFA) were used to assist 17 income eligible households to purchase affordable homes during the fiscal year. Of these households,9 were provided direct financial assistance with CDBG First Time Homebuyer program and 8 were assisted through the Housing Trust Fund funding from IFA and accomplishments are reported under IDIS activity 1002, Housing Rehabilitation Services&Staff. The Consolidated Plan includes the goal to provide assistance for the rehabilitation of owner occupied and rental units and the goal to create lead-safe housing units. Housing activities assisted 85 households,with 82 completed during the program year. Financial allocations of CDBG,Tax Increment Financing, IFA, local LHAP,and NSP resources were used to fund rehabilitation and homeownership projects. Of the completed households, Rehab Services and Staff assisted 27 households, 18 were income eligible households. Of those, 1 household rented,9 were homeowners, and 8 were homebuyers. The Lead & Healthy Homes program provided assistance for 3 owner-occupied households, 2 complete. Accomplishments for activity 1010, lead hazard reduction on Harold Street, is reported under Purchase Rehab Resale activity 984. The City's Rental License & Inspection program coordinated installation of smoke and carbon monoxide detectors in 53 Section 8 rental unit households.The Rental Rehabilitation program was first developed by staff and approved by the Community Development Commission in 2018 and will be available for eligible projects beginning in 2018. Complete Underway Households Assisted reported in IDIS as Housing Activities 20 Housing Rehabilitation Services and Staff Program Delivery Activity • 4 Homeowner Rehabilitation (3 income eligible) • 16 Homeownership Assistance (8 income eligible) 6 Homeowner Rehabilitation Program Activities 2 Purchase Rehab Resale (Queen &W Locust) 2 Homeowner Rehab (Lump Sum) 1 Rental Rehabilitation Program Activities 17 4 Total Households for Housing Rehabilitation Services and Staff 1 1 4 Total Households completed for Lead& Healthy Homes Staff(1 reported under previous year activity 984) 53 Total Households for Rental Licensing&Inspection(Smoke Detector Only) 81 3 85 Households served with CDBG funded Housing Activities Discuss how these outcomes will impact future annual action plans. Affordable housing options continue to be limited within the City, and often restricted to certain geographic areas. The CDBG down payment assistance is often not enough to reduce the price of the home enough to be affordable to low and moderate-income buyers. The City is exploring ways to partner with developers to create new, affordable homeownership opportunities outside of areas of CAPER 20 OMB Control No:2506-0117(exp.06/30/2018) high poverty concentration. The City's goals to increase income diversity in neighborhoods has a need for additional funding and programming designed to support these efforts. The City intends to identify a Neighborhood Revitalization Strategy Area and propose an amendment to the Consolidated Plan to help better meet the diverse needs of Dubuque's historic and downtown residential areas. Changes to future annual action plans will be developed over the course of FY 2019 to allocate funding to Slum & Blight and diversify program delivery to include non-CDBG resources. To ensure effective allocation of resources, staff will begin a time study in FY 2019. Include the number of extremely low-income, low-income, and moderate-income persons served by each activity where information on income by family size is required to determine the eligibility of the activity. Number of Households Served CDBG Actual HOME Actual Extremely Low-income 50 0 Low-income 17 0 Moderate-income 6 0 Total 73 0 Table 7—Number of Households Served Narrative Information CDBG funds were used for eligible housing activities, such as homeowner repair and rehabilitation, lead hazard reduction, rental rehabilitation, rehabilitation services and staff costs, and direct financial assistance for homebuyers. Table 7 represents households living in complete housing activities: Lead Hazard Reduction (2); Rehabilitation Services& Staff(11); Small & Large Homeowner Rehab (6); Rental Rehabilitation (54). Income eligible households have access to additional financial assistance through the Housing Trust Fund, funded by IFA, and other local sources. The First-time Homeowner program partners with the City's Section 8 Homeownership Program to provide housing counseling and financial assistance for voucher holders. The City % of Direct Assistance for Complete Housing Activities encourages income diversity in neighborhoods by sso,000 incentivizing purchase in low-mod areas for higher �`,`��`�`� income households and providing additional financial sao,000 resources for extremely-low, � low, and moderate-income S Z0,000 populations to increase I I � � i � i affordability outside areas of � high-poverty concentration. 0 10 zo 3o ao so 60 The addition of households assisted with direct financial X Low Income Low Income � Moderate Income CAPER 21 OMB Control No:2506-0117(exp.06/30/2018) assistance to purchase a home brings the total number of households assisted to 91. 70%of CDBG resources expended for housing activities were used by households earning between 50-80%Area Median Income. Housing activities accounted for over 56%of the City's CDBG expenditures in the year. Income from housing activities accounts for nearly 99%of income earned from CDBG funded activities. _ CAPER 22 OMB Control No:2506-0117(exp.06/30/2018) CDBG Loan Portfolio 6000000 5000000 $3,166,178 4pppppp $2,740,109 $2,626,291 3�� $2,264,942 � $2,002,113 2000000 $965,636 $g13,732 5649,756 1000000 $567,916 $533,546 $344,818 $336,805 $309,788 $302,405 $293,627 O $413,993 $427,903 $445,841 $433,651 $440,581 2013 2014 2015 2016 2017 ■FirstTime Homebuyer ■Historic Preservation Rehab Grants ■ In-Fill Housing Multi-Unit Housing Rehab ■Single-Unit Housing Rehab FY 17 Program Income w� $5,104.03_ $117,775.65 $10,036.14 $293,192.64 $38,378.64 i % $21,112.84� ■ Homeowner loans ■ Rental Rehabilitation loans ■ 1st Time Homebuyer loans Homeowner Rehab Infill loans ■ Program Fees ■ Received from Sale of Property CAPER 23 OMB Control No:2506-0117(exp.06/30/2018) CR-25 -Homeless and Other Special Needs 91.220(d,e); 91.320(d, e);91.520(c) Evaluate the jurisdiction's progress in meeting its specific objectives for reducing and ending homelessness through: Reaching out to homeless persons (especially unsheltered persons)and assessing their individual needs Dubuque is in the Balance of State for lowa's Continuum of Care (CoC). Not-for-Profit service providers lead the coordination of services and housing for the homeless. The Community Development Specialist assists local Continuum of Care applicants with the environmental review process and determining consistency with the Consolidated Plan. Staff from Housing &Community development attend Continuum of Care meetings to assist in identifying and responding to the needs of homeless persons. Addressing the emergency shelter and transitional housing needs of homeless persons The City of Dubuque supports organizations providing human service activities through Purchase of Services Grants. Not-for-profit organizations meeting a human service need in the community can apply for CDBG and General Funds on an annual basis. In FY 2017, shelter services were not funded with CDBG resources. The City partners with local non-profits to deliver the Phoenix Housing program. Phoenix Housing provides permanent, supportive housing for homeless living with disabilities. Homeless outreach,emergency, transitional, permanent, and support services are coordinated with local providers. This is the City's only program serving the homeless using the housing first model for permanent supportive housing. City staff help verifying income and with inspections to ensure local, state,and federal housing quality standards are met. The City partners with local non-profit organizations to provide the support Helping low-income individuals and families avoid becoming homeless, especially extremely low- income individuals and families and those who are: likely to become homeless after being discharged from publicly funded institutions and systems of care (such as health care facilities, mental health facilities,foster care and other youth facilities, and corrections programs and institutions); and, receiving assistance from public or private agencies that address housing, health, social services, employment, education, or youth needs The City began preparations to open the Housing Choice Voucher waiting list and completed revisions to the Administrative Plan revising the process for applying,waiting list and tenant selection. The changes to the administrative plan will implement the use of a lottery system to select applicants for the waiting list and a lottery to draw eligible applicants from the waiting list for vouchers. The City will conduct extensive outreach and marketing prior to opening the waiting list to reach persons who might otherwise not be aware of this affordable housing option. The City continues to support programs working to coordinate resources and support for programs focused on employment and social capacity building for low-income populations. The Circles program CAPER 24 OMB Control No:2506-0117(exp.06/30/2018) provides opportunities for participants to learn soft-skills necessary for successful long-term employment. Circles coordinates with the Housing Choice Voucher Family Self-Sufficiency Program to help participants navigate complex systems,with support from mentors,to achieve educational, financial,employment, and family goals. The City partners with North East lowa Community College (NICC), lowa Works, the Community Foundation of Greater Dubuque Project HOPE, and Greater Dubuque Development Corporation to create pathways to employment with local employers willing to interview program graduates. By aligning resources through multiple partners,the efforts to increase social capacity prior to and during employment training has allowed previously un-engaged populations access to these services. NICC employs two career/engagement coaches that reach out to young adults and older youth that have not completed high school. The coaches work with these individuals to coordinate resources for food, adequate housing,child care,and other social services to allow re-entry to education and training programs. The program has effectively targeted and engaged people of color, unemployed and under-employed, individuals reentering from correctional institutions,and women for nontraditional roles. Helping homeless persons (especially chronically homeless individuals and families,families with children,veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness,facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again A network of non-profit organizations provides a range of services from outreach to permanent supportive housing. These organizations collaborated during the program year to define and align resources for coordinated entry. Headed by the lowa Continuum of Care, a network of local providers is working to streamline services for homeless to allow better access to shelter, mental health, health, dental, and substance abuse resources. The primary focus is to find people shelter or housing immediately, in their community of choice. The City participates as the permanent supportive housing provider and partners with a local non-profit to coordinate outreach and manage the waiting list. The City continues to support requests to develop and rehabilitate accessible and affordable housing, with emphasis on programs willing to accept vouchers or provide subsidies for households under 30%AMI. CAPER 25 OMB Control No:2506-0117(exp.06/30/2018) CR-30-Public Housing 91.220(h);91.320(j) Actions taken to address the needs of public housing The City of Dubuque does not have public housing. The City monitors the number of affordable tax credit units and Section 8 units within the City. The affordable housing stock is not high enough to meet needs of renters and homeowners at or below 80%of the area median income. This is supported by data in the Consolidated Plan showing a high number of renters earning under 80%Area Median Income are cost burdened, meaning they pay more than 30%of their income for housing-related costs. The American Community Survey estimates verify nearly half of all renter's experience cost burden. During the reporting period, a tax credit application for adaptive reuse of the Dubuque Brewing and Malting building located at 3000 Jackson St. The redevelopment of the Brewing and Malting buildings will provide over 80 market rate rental residential housing units in the North End of the downtown. Actions taken to encourage public housing residents to become more involved in management and participate in homeownership The City uses the Section 8 Housing Choice Voucher program to provide affordable housing options. The Housing &Community Development Department is the PHA for the City. The City has 1,072 vouchers but is unable to issue to capacity due to budgetary constraints. The City works with the PHA to ensure leasing to 95%of the budget capacity. The Rehabilitation Supervisor at Housing&Community Development works with Family Self-Sufficiency and Circles participants to increase awareness about homeownership options. All Housing Choice Voucher participants are invited to join the City's Family Self-Sufficiency (FSS) and Circles programs. These programs offer unique, person-centered coaching to support the individual's needs. Goal planning, resource coordination,job readiness, and family supports are all provided. The Rehabilitation Supervisor regularly visits with Family Self-Sufficiency caseworkers and Circles and FSS participating families. The programs coordinate resources to help buyers establish bank accounts, Individual Development Accounts (IDA's), homeownership counseling,and resources to purchase a home. The chart below shows activities that also reported serving participants from HCV households. Source of Funding Total Total HCV Amount or approximate Households Amount of Households amount of Assistance Assisted Assistance Assisted provided to HCV Households CDBG First Time 9 $45,000 0 0 Homebuyer HousingTrust 8 $180,000 1 $20,000 Fund First Time Homebuyers Senior Center 762 (elderly $13,650 48 $860(indirect) individuals) CAPER 26 OMB Control No:2506-0117(exp.06/30/2018) Neighborhood 526 $73,298 42 $5,853 (indirect) Recreation Programs(LMC) Actions taken to provide assistance to troubled PHAs The PHA is not troubled. CAPER 27 OMB Control No:2506-0117(exp.06/30/2018) CR-35 -Other Actions 91.220(j)-(k);91.320(i)-(j) Actions taken to remove or ameliorate the negative effects of public policies that serve as barriers to affordable housing such as land use controls,tax policies affecting land, zoning ordinances, building codes,fees and charges,growth limitations, and policies affecting the return on residential investment. 91.220 (j);91.320(i) Actions taken to address obstacles to meeting underserved needs. 91.220(k);91.320(j) The City's Planning&Zoning, Economic Development,and Housing Departments coordinate to receive and process requests for development of affordable housing. The Housing&Community Development Department works closely with the City's Legal and Human Rights Departments to inform City staff, housing providers, developers, and the community at large about the barriers to fair housing and the strategic steps the City is taking to eliminate barriers as identified in the Analysis of Impediments. To encourage public support for affordable housing development, the City partners with organizations wishing to develop affordable housing to engage neighborhood residents about the proposed projects. Through a series of informational meetings, housing developers and residents can discuss the community needs,obtain facts about the need for affordable housing, and identify target populations and needs unique to the proposed location within the Dubuque community. These meetings have proven successful for developers proposing Low Income Housing Tax Credit projects. To help with the financial feasibility of these projects,the City offers developers the opportunity to request support from the City for the project. If the project aligns with the City's goals, Consolidated Plan,and Comprehensive Plan, the City facilitates a public engagement process where incentives for the project are presented to City Council. Projects seeking support must apply to the City for a review and the City Council makes final recommendations. Actions taken to reduce lead-based paint hazards. 91.220(k);91.320(j) The City applied for the Lead Hazard Control Grant and in November 2015 was awarded $325,000 in Healthy Home funds and $2,905,815 in lead hazard control funds for a total of$3,230,815. The program has a local match of$200,466 and proposes to do 129 units in the three-year grant period. The lead program worked on 4 housing units this year, completing 3 and one is on-going. One of the completed projects also received homeowner rehabilitation. The Lead and Healthy Homes Program effectively delivers successful lead remediation activities for income eligible households. The grant provides additional funds to address health and safety hazards in the home, and coordinates with a Home Advocate to build social capacity for participating families. All CDBG funded activities use the required level of lead assessment when performing rehab on homes. Homeowners and renters are provided information and resources about lead and lead poisoning, as well as information on where and when children should be tested. Code enforcement activities identify visible hazards from peeling paint and housing code to ensure the health and CAPER 28 OMB Control No:2506-0117(exp.06/30/2018) wellbeing of children living in these units. Actions taken to reduce the number of poverty-level families. 91.220(k); 91.320(j) The City of Dubuque funds, supports, and participates in a variety of projects that support the Consolidated Plan goals to increase economic opportunities through business retention,expansion,job creation, and financial resources for low and moderate income small business owners. The City continues to participate in Project HOPE (Helping Our People Excel) to coordinate service providers, employers,and job seekers to fill the employment needs of the community. The City of Dubuque has a low employment rate and many of the local manufactures have a demand for skilled workers. Project HOPE coordinates with Dubuque Works, Opportunity Dubuque, and the local community college, NICC, to identify under-skilled workers, train them up, and match them with employment opportunities. The City has also taken significant strides in the areas of equity and inclusion. Working with Inclusive Dubuque, the City completed an Equity Profile focused on identifying needs of various populations. The equity profile for housing demonstrated many of the lowest income households experience the most severe housing problems, and those problems disproportionately impact renters. Much of the City's historic housing stock is in the downtown. Several units are in mixed-use structures, with vacant store fronts on the first floor and deteriorated housing on the upper floors. The City is working to develop a rental rehabilitation program to address the poor housing conditions in this area, in conjunction with efforts to revitalize owner occupied, local business,and infrastructure in the Central Avenue Corridor. Actions taken to develop institutional structure. 91.220(k);91.320(j) Within the institution, steps are being taken to encourage and promote high-performing, fiscally responsible government. This outcome-driven process is focused on data analysis,community engagement, and strategic initiatives designed to support and retain Dubuque's population. Employers in Dubuque are looking for a skilled workforce,and the Housing&Community Development Department has strategically partnered with the private sector to connect unemployed and underemployed populations to training and skills necessary to meet local employer's needs. During the program year,the City began compiling a data library and developing uniform data collection and tracking systems across departments to more effectively address neighborhood, housing,and economic development concerns identified by citizens and staff. The work being done focuses on equity and identifying how the institution can provide more equitable services. Actions taken to enhance coordination between public and private housing and social service agencies. 91.220(k);91.320(j) The City has developed strategies to ensure housing developers relate to the community in which they plan to provide housing,as well as local service providers. Programs seeking City support must demonstrate active public engagement in the planning of the project and what support services will be CAPER 29 OMB Control No:2506-0117(exp.06/30/2018) available to residents. Locations of projects are carefully considered to ensure occupants will have access to areas of opportunity relevant to the target population being served. The City actively seeks out federal,state, local,and private sector partners that can meet the range of housing needs across the community. The City launched the C.H.A.N.G.E. Initiative (Comprehensive Housing Activities for Neighborhood Growth and Enrichment) to identify and rehabilitate downtown housing units. The program is designed to acquire, rehab, and sell vacant and abandoned properties to income eligible households, coordinate local, state,and federal resources to have the greatest impact for occupied properties,and support neighborhood and community development to ensure rich partnerships, programs,and economic and social resiliency. Through a partnership with Community Housing Initiatives (CHI), multiple single-family homes in the Washington Neighborhood have been rehabilitated into affordable homeownership opportunities. Identify actions taken to overcome the effects of any impediments identified in the jurisdictions analysis of impediments to fair housing choice. 91.520(a) The City's 2016-2020 Analysis of Impediments to Fair Housing Choice (AI) was updated as a requirement of the Voluntary Compliance Agreement with HUD. The AI identifies several actions the City has taken to reduce discrimination based on: race,color, national origin, religion,sex,familial status, disability, sexual orientation,age, and other arbitrary factors. The AI identified "source of income" as an arbitrary factor unrelated to a person's ability to be a good tenant and recommended the Human Rights commission consider include source of income as a protected class. The Housing&Community Development, Human Rights, and Planning Services Departments partnered with local stakeholders to better understand how source of income impacts tenants, particularly Housing Choice Voucher holders. The AI identified a limited number of housing providers participating in the voucher program. To address this,the, "Source of Income" committee was formed. The Committee was made up of key city staff, board and commission members, housing providers,and housing advocacy groups. The group analyzed data, information, and organized a series of community dialogues to gain insight into the issues surrounding the impact of such an ordinance and other options to increase housing choice for voucher holders. To address housing discrimination, the City took steps to increase staff understanding of fair housing, discrimination, and the history of racism in the community. Fair housing training was completed in September, in accordance with the VCA. Staff from multiple City Departments, including Police Department Staff, attended the training Fair housing training was also provided to specific departments and organizations serving the public with housing needs. New employees, board and commission members receive fair housing training and education within 30 days of beginning service. A proposal for fair housing testing was included in the FY 17 budget. The City of Dubuque made progress in the following actions in FY 2017: CAPER 30 OMB Control No:2506-0117(exp.06/30/2018) • The Housing&Community Development Department continues to work with housing providers, tenants,City board and commission members, and the public to study the potential impact of an ordinance including certain sources of income as a protected class to prevent housing discrimination. A series of community dialogues were held over a two-year period. Four dialogues were offered in September of 2016. In October, information from the two-year study and the dialogues were shared with participants. In December 2014, the S01 committee submitted recommendations to City Council which included that the City work with housing providers and tenants to increase voucher acceptance voluntarily through outreach, education, and rebranding of the Section 8 program. In February 2017, the S01 committee submitted a final report to City Council.City Council asked for annual reports to monitor progress. In March 2018, the City Council asked for more information and data regarding housing provider participation and housing choice for voucher participants. • City partners working to connect low income and minority residents to education and employment opportunities created a program called Opportunity Dubuque. Opportunity Dubuque has 452 graduates since 2012. Of those,408 provided demographic data on race/ethnicity and 27%of graduates identify as people of color. • The City of Dubuque Police Chief reported on efforts to diversify the Community Resource Officer (CRO) program. Between 2011 and 2016, 14 CROs have been hired, 11 White, 2 Black, 1 Hispanic,and 3 women. The City's efforts to diversify the police force and City staff is intended to contribute to more equitable delivery of services. • Staff from multiple City Departments attend the September 2017 Fair Housing Training, focused on fair housing law, local policies, eliminating barriers to fair housing, and inform staff about the City's work to affirmatively further fair housing. • The lowa Civil Rights Commission filed 4 complaints as a result of fair housing tested conducted earlier in the year. Describe the standards and procedures used to monitor activities carried out in furtherance of the plan and used to ensure long-term compliance with requirements of the programs involved, including minority business outreach and the comprehensive planning requirements The Housing&Community Development Department is responsible for monitoring functions associated with CDBG programs. 1. Pre-funding Preparedness: The Department shifted from offering semi-annual trainings to offering one-on-one preparatory and program development meetings for new or expanded programs offered through the City of Dubuque. Technical assistance is provided to develop programs that deliver eligible activities in a timely manner. Most city departments have limited staff familiar with CDBG program delivery and this has led to a delay in spending as departments work to train employees. New sub-recipients outside of the City are provided one-on-one technical support prior to project implementation ensure contracting,eligibility, reporting, and national objective requirements are met. CAPER 31 OMB Control No:2506-0117(exp.06/30/2018) 2. Contract Management: Most CDBG contracts are overseen by the Housing&Community Development Department, but some are assigned to a City project manager responsible for the execution and reporting related to the contract. Contracts include HUD,state, and local requirements, including related requirements such as environmental reviews, URA, 2 CFR 200, and Lead Based Paint requirements. Ongoing technical assistance is provided to sub recipients and project managers throughout the contract period. Most sub recipients do monthly draws where supporting documentation is verified. 3. Monitoring Compliance: The City completes monthly"desk audits" of reports and supporting documentation, onsite monitoring reviews, phone contacts,written communications (letters and email) and meetings. Each sub recipient has individualized reporting forms unique to their program, budgeted expenses,and activities. These individualized reporting forms allows for convenient management and monitoring for fraud, waste, mismanagement and other opportunities for potential abuse. Contract provisions allow for suspension of payment or termination of contract and reimbursement at any time during the program year based on performance deficiencies. Staff always works with sub recipients to correct identified deficiencies through discussion,technical assistance prior to imposing any sanctions. Sub recipients report on successes, challenges, and needs quarterly. City Departments using CDBG funds are monitored by their respective Department Managers. In the past, multiple funding sources have not been reported in the annual accomplishments. Moving forward, funding used to deliver CDBG eligible activities that meet national objectives will be developed, administered, monitored, reported on in accordance with applicable CDBG rules and regulations. 4. Audit Review: Sub recipients are required to submit an audit prior to funding(if available) and as part of the year-end requirements in the contract. Programs requiring a Single Audit are subject to a financial desk review to the CDBG program if there is a finding noted in the audit, regardless if the finding is related to CDBG funds. The City's Finance Office began tracking minority and women owned businesses in FY 16. The Housing and Community Development department maintains and updates the Section 3 plan for applicable contracts. Citizen Participation Plan 91.105(d);91.115(d) Describe the efforts to provide citizens with reasonable notice and an opportunity to comment on performance reports. The Community Development Advisory Commission meets monthly and is open to the public. Meetings are at 5:30 pm in the Housing Conference Room, located in Dubuque's downtown on a bus route. The meetings last about an hour. The Community Development Advisory Commission reviews the Citizen Participation Plan annually at the July meeting. Agendas are posted in the Housing Department, City Hall,and distributed to a list serve anyone can register Agendas and reports are posted online. The commission provides citizens an opportunity to comment on proposed plans, performance, and reports. Comments can also be submitted in writing, by phone,or electronically through the City's CAPER 32 OMB Control No:2506-0117(exp.06/30/2018) website. The Citizen Participation Plan describes the roles, responsibilities,and contact information of entities involved in administering, reviewing, and approving activities included in this report. The FY 2017 CAPER was completed late. A public hearing to review the final report will be held in July 2018. To allow for more effective administration and monitoring of CDBG, the City moved the Community Development Specialist position from the Housing Department to the Budget Office in the City Manager's Office in March of 2018. This move will allow the Community Development Specialist to focus resources to planning, development, monitoring, reporting,and citizen engagement for CDBG activities. Public comments on the CAPER will be provided as an attachment when they become available. CR-45 -CDBG 91.520(c) Specify the nature of, and reasons for, any changes in the jurisdiction's program objectives and indications of howthe jurisdiction would change its programs as a result of its experiences. The City amends the Annual Action Plan as necessary to adjust for financial resources and fluctuations in program income. The Citizen Participation Plan defines substantial and non-substantial amendments. Substantial amendments require a 30-day comment period, review by the Community Development Advisory Commission,and adoption by City Council. The first amendment to the plan was a substantial amendment allocating unspent funds from prior years to new and existing programming. It was approved by City Council after the required comment period and Community Development Advisory Commission recommendation. The second non-substantial amendment reallocated existing funding within similar activities in the FY 2017 plan to: Authorize a lump sum draw in the amount of$305,363 to ensure the timely use of CDBG funds; reallocate funding from a delayed project and allocate additional funding to Zoning Inspection/Enforcement activities. The Community Development Specialist met with Department Managers for low-spending activities to review timely use of funds. Programs will be provided spending and performance benchmarks,as recommended in the HUD monitoring for the CDBG program administration. Additional funds would be allocated to high-performing programs with projects ready for completion. CAPER 33 OMB Control No:2506-0117(exp.06/30/2018) CR-45 -CDBG 91.520(c) Specify the nature of, and reasons for, any changes in the jurisdiction's program objectives and indications of howthe jurisdiction would change its programs as a result of its experiences. The City amends the Annual Action Plan as necessary to adjust for financial resources and fluctuations in program income. The FY17 Action Plan amendments were designed to allocate resources to programs and activities that could effectively and efficiently deliver the funding.The City received requests from a housing facility for an elevator, as the facility serves many elderly and disabled residents. The project was funded; however, it was delayed due to lack of bids from contractors able to comply with Davis Bacon requirements. To assist, the City coordinated with ECIA to evaluate the project,work with the subrecipient,and reach out to additional contractors to move the project along in the next fiscal year. The City also received the National Disaster Resiliency Award in 2016. Programming for infrastructure and housing rehabilitation began during Fiscal Year 2017. Housing&Community Development staff began the process of streaming all CDBG funded housing activities and additional eligible activities within the Department to have the greatest impact on households receiving assistance. Combining resources for rehabilitation, resiliency, and lead hazard reduction will allow for effective,efficient,and strategic use of funds, allowing the department to serve more households with better quality improvements. Technical assistance was provided to the Economic Development Department to develop and begin delivering the microeconomic loan program. Coordination between the CDBG Specialist, located at the Housing Department, and the Economic Development Assistant was necessary to ensure an equitable application, loan evaluation, underwriting,and award process. To ensure timely use of funds, program allocations will be monitored for effective, timely use of funds moving forward. Programs will be provided spending and performance benchmarks. Additional funds would be allocated to high- performing programs with projects ready for completion. Does this Jurisdiction have any open Brownfields Economic Development Initiative (BEDI)grants? No [BEDI grantees] Describe accomplishments and program outcomes during the last year. CAPER 34 OMB Control No:2506-0117(exp.06/30/2018) APPENDIX Low/Moderate Income A�reas , __� �z �� ` � � ;s, e, a �, ..�,� =o �, ,._ - ��-� � ,� L , � ,�� / , � �� „_� -�61 J � � LEGEND ��i n,ww�,�.�p<necuqN.....roi._eoumm :�-—r-- . -� r's'�' � Dubu9ue City Limils � .Ya w Eu��m..,.z . Less Dense Residential � Residential . ... .... ••�� "Low/Motlerate Income Are ta Source: AmeAcan CanmunRy Survay 2006-2 0 Attachment 1Low/Moderate Income Residential Areas CAPER 1 OMB Control No:2506-0117(exp.06/30/2018) �� '`n.. . /' � "�.�.�� .. r,o ,_ J�Yr-r,�.� l � A � �` . �.,. �. ./ i _ � �•- o�.� � � ... � � �. f !�" � �.... (' . . � _ ' ,,, �. . ' , .��.,. .--__. � r3 '" ..-, ,� ,�.,. � . _ J.,y ' , .- �' � � t o J p \ �� .. „� ..�, � O��` O� � �,n — HousingBCommunityDevelopment� ,� 0 �3 � ' 0 �� -,ao �ri�"�` em6 �� I� .0 • � QHousingRehabServicesBStaff ' � " °"' �� y,�:r Q Flrst Tlme Homebuyer � /- +� 1 � Homeowner Rehab Ac�iNlles , 4 ` � / _y� ] LeatldHeatthyHomes �f�� p `' � � .i9 Q PurchaSe Rehab ReSale Ac�ivilies ( ��'�: O ' , � 1 + 0 Rental RehabilRatlon , — Attachmen[2 Loca[ion of Housing ARivi[ies CAPER 2 oma comml rvo_zwsain�evp os@o/mie� Housing Rehabilitation Services&Staff Homebuyer Activities: Race& Ethnicity, and Income The first-time homebuyer program provided CDBG direct financial assistance to 9 households in FY17. DH-2 (2) FY17 Total Also Race Served Hispanic White 9 Black or African American American Indian or Alaska Native American Indian or Alaska Native and White Black or African American and White American Indian/Alaska Native and Black/African American Other Multi-Racial Tota I 9 Income Year to Date Total Extremely Low Income Low Income 3 Moderate Income 6 Over Income Limit The Housing Department also has a Housing Trust Fund that provides financial assistance to promote affordable housing opportunities through low interest loans with funds from IFA.These loans are provided to income eligible homeowners or homebuyers.The first-time homebuyer program provided IFA direct financial assistance to 8 households in FY17. DH-2 (2) FY17 Also, Race Total Served Hispanic White 6 Black or African American 1 American Indian or Alaska Native American Indian or Alaska Native and White Black or African American and White American Indian/Alaska Native and Black/African American Other Multi-Racial 1 Tota I 8 Income Year to Date Total Extremely Low Income Low Income 5 Moderate Income 1 Over Income Limit 2 Attachment 3 Homebuyer Activities: Race&Ethnicity,and Income CAPER 3 OMB Control No:2506-0117(exp.06/30/2018) Housing Rehabilitation Services&Staff Program Rehabilitation Activities: Race&Ethnicity&Income The homeowner rehabilitation program provided CDBG direct financial assistance to 6 households in FY17. DH-3 (1) FY17 Total Also Race Served Hispanic White 6 Black or African American American Indian or Alaska Native American Indian or Alaska Native and White Black or African American and White American Indian/Alaska Native and Black/African American Other Multi-Racial Tota I 6 Income Year to Date Total Extremely Low Income 2 Low Income 1 Moderate Income 3 Over Income Limit Attachment 4 Rehabilitation Activities: Race&EthniciTy&Income Lead&Healthy Homes Program Lead Hazard Reduction Activities: Race&Ethnicity&Income The Lead Hazard Reduction program provided CDBG direct financial assistance to 3 households in FY17. Total Also Race Served Hispanic White 1 Black or African American 1 American Indian or Alaska Native American Indian or Alaska Native and White Black or African American and White American Indian/Alaska Native and Black/African American Other Multi-Racial Tota I 2 Income Year to Date Total Extremely Low Income Low Income 2 Moderate Income Over Income Limit Attachment 5 Lead&Healthy Homes Race&Ethnicity&Income CAPER 4 OMB Control No:2506-0117(exp.06/30/2018) Hon.dn¢Rehabititation Suvices&Stati'D'vla Finanaal Asystance M�Ome�uYe� . [ . . .�_.� �. � � 136% Ilot o ]36R BBak/F4itan4mai[an OWk OWk 9635 �O.WY I1.00x SAS% bwi55n OJffa �OCo 9fi3S ' S�5% 681% IWMM IOOAT6 )831% !lAlM lOJNM 8638% Iow��50L� 3333# 36]tfi 5665# OWk 1P1WY 51]]S Mo�e�a�e�80b� 6fi6]\ OWM ]l3i 35 93M OWi 141]R Natiaw/moE 0009 fi329% 1<453 SSSfii OODY I0.�45 xemeir�o� im.mu �ro.aox im.m+� �m.mw �mmx im.ow� W�i�e 1W.W% IOO.W% 1WW% OW% IWAqM 86.69% q30#� w� �%1 � _ , . . . , . , . . 5 . ILlanq w moe . . . . . . . , . . 3 . r Saiaro.ro Sm,mf.v SEm,555.e� Sn,aro.ro Saa,avm flSL000.00 Si000.00 Si000.00 cpnrn 55._ 2o-/a�d�namulmn Sm.000.00 � Sm.000.00 mwo-aao Sliaro.ro Sxi000.00 S�i� 535��6�� 535��6�� 545,0.'1t.W 54I,403.13 S16L5968] 53L0.'1t.W SW,0.'1t.W 53ll,0.'1t.W S�i� 515��6�� 51IV�313 511I5968] $Vq��6�� 519q��6�� rste� e�il 53q��6�� 515��6�� 51��6�� 553��6�� iw�/moe flo,00aoo 9o,00aoo S�gooaoo Agooaoo ion 555,515.15 55,535.15 51a3wm 515,a1535 51a3as.ea 511LaeL11 559,536]6 59,639]6 5103wm 5103a5s0 59Law.n q3�i� 5319ffi36 561�6�� 538�ffi36 SOT� w $SpoPoo 5ry63Poo 59.63Poo nioeeraveiao�� Sx?50000 S�a35000 515xsm Saos�sxo iw�/moe 55,53%ea 55,53%ea leank� 51£ot5s5 51£ot5s5 S�soxb3s S�soxb3s S1W,53636 SSLW339 523L9468] SiL0.'11W 515,03639 $W,0.'11W 510,30i30 54I9,66I.11 �QPER 5 ome co�moi mo:zsos-oiv�e.p.oe/3o/mia� W/M1� 2IX/PldmnPmulmn �TI �il �il w�/mo�d 0 93�i1 �il w�/mo�d I�ankl Attaclvnent 6 ReRabitihtion Suvices&Stati'D'vla Finanaal Assistance CAPER 6 ome co�moi mo:zsos-oiv�e.p.oe/3o/mia� Homebuyer $ 45,000.00 $ 47,403.13 $207,596.87 $ 27,000.00 $ 40,000.00 $367,000.00 Rehabilitation $ 59,526.26 $ 9,639.26 $ 14,350.00 $ 15,026.39 $ 14,345.20 $112,887.11 GrandTotal $104,526.26 $ 57,042.39 $221,946.87 $ 27,000.00 $ 15,026.39 $ 40,000.00 $ 14,345.20 $479,887.11 Homebuyer 9B8% 9.ffi% 4326% 5.63% 0.00'/ 8B4% 0.00'/ 76.48% Rehabilitation 12.40'/ 2.01% 2.99% 0.00% 3.13% 0.00% 2.99% 23.52% GrandTotal 21.78Y 11.89% 46.25% 5.63% 3.13% &34% 2.99Y 100.00% HOMEBUYER PROG RAM IN TOTAL(ALL FU NDING)NARRATIV E: Ofthe$479,887spent: $367,OOOwasfordirectfinancial assistanceto homebuyea. 8688%offunds expended wentto White head of households, 6.81%to multi-racial head of households,5.45% to black head of households,and 1B6%to Asian head of households. HOMEBUYER PROGRAM BY FUNDING-CDBG: CDBGexpendituresrepresent9B8%,or$45,OOO,ofthefundsexpended. Therewere9CDBGloans,totaling$45,OOO,providedtofirsttime homebu ea. All households assisted with CDBGare white head of households earnin between 30-80%Area Median Income. HOMEBUYER PROGRAM BY FUNDING-IFA: There is greater racial and ethnic diversity in households assisted with IFAfunding. This is because the majority of these households preferred the loan terms of IFA forthe Washington Neighborood FirstTime Homebuyer Loan Program which offered up to$25,000;0'/interestforthe term of the loan depending on the household income,compared to$S,OOOCDBGfunding.IFA expenditures represent 4326%,or$207,597,of the funds expended. Therewerel0lFAloans,totaling$207,597,providedtofirsttimehomebuyea.OfthehouseholdsassistedwithlFA, 75%offunds expended wentto White head of households,12.5%%to multi-racial head of households,and 12.5%% to black head of households.There were 2 households assisted with IFA that earned greaterthan 80%Area Median Income,the remaining 6 households earned between 30-80%Area Median HOMEBUYER PROG RAM BY FU NDING-G DTIF: Greater powntown TIF Loans expenditures represent 11.44%,or$47,403,of the funds expended.There were 3 Greater powntown TIF loans,totaling $47,403,providedtofirsttimehomebuyea.AllhouseholdsassistedwithGreaterpowntownTlFarewhiteheadofhousehold. Therewere2 householdsassistedwithGreaterpowntownTlFthatearned reaterthan80'/AreaMedianlncome,theremainin lhouseholdearnedbetween30- HOMEBUYER PROGRAM BY FUNDING-LHAP: LHAP Loans expenditures represent 5.63%,or$27,000,of the funds expended.There were 5 LHAP loans,totaling$27,000,provided to fiattime homebuyea.Ofthe households assisted with LHAP, 81.48%offunds expended wentto White head of householdsand 18.52% toAsian head of households. There were 4 households assisted with LHAPthat earned greaterthan 80%Area Median Income,the remaining 1 household assumed a for ivable loan from a revious ownerand earned between 30.80'/Area Median Income. HOMEBUYER PROGRAM BY FUNDING-NSP: NSP Loans expenditures represent 8B4%,or$40,000,of the funds expended.There was 1 NSP loan,totaling$40,000,provided to firsttime homebu ea. The household assisted with NSPwas white-female head of household earnin lessthan 30'/Area Median Income. HOMEBUYER PROGRAM:ETHNICIT' All households assisted with CDBG,IFA,Greater powntown TIF,LHAP,and NSP funds were not Hispanicor Latino. Attachment 7 Rehab Services&Staff Homebuyer Assistance CAPER 7 OMB Control No:2506-0117(exp.06/30/2018) Homebuyer $ 45,000.00 $ 47,403.13 $207,596.87 $ 27,000.00 $ 40,000.00 $367,000.00 Rehabilitation $ 59,526.26 $ 9,639.26 $ 14,350.00 $ 15,026.39 $ 14,345.20 $112,887.11 Grend Total $104,526.26 $ 57,042.39 $221,946.87 $ 27,000.00 $ 15,026.39 $ 40,000.00 $ 14,345.20 $4J9,887.11 Homebuyer 9.38% 9.88% 43.26% 5.63% 0.00'/ 8.34% 0.00% 76.48% Rehabilitation 12.40'/ 2.01% 2.99% 0.00'/ 3.13% 0.00% 2.99% 23.52% GrendTotal 21.78Y 11.89Y 46.25% 5.63% 3.13% 8.34% 2.99% 100.00% REHAB PROGRAM IN TOTAL�ALL FU NDING)NARRATIVE: Ofthe$479,ffi7spent:$112,887wasfordirec[financialassistancetorehabilitationprojec[s,offundsexpended 100%wenttowhiteheadof households. REHAB PROGRAM BY FUNDING-CDBG: CDBGexpendituresrepresent14B7%,or$59,526,ofthefundsexpended. Therewere6CDBGloans,totaling$59,526,providedtohomeowner rehabilitation. All households assisted with CDBG are white head of households. Householdsearning lessthan 30%AMI received 54%offunding, 8%offundingwenttohouseholdsearningbetween30-50%AMl,and38%wenttohouseholdserningbetween50.80'/AMI. Priortoluly13,2017, loan terms forthe Homeowner Rehab required 3%interestforthe term of the loan.Afterthe program guidelines were changed luly 13,2017forthe CDBGHomeownerRehabLoanPro ramto0%interest, theamountofloansfundedb CDBGsubstantiall increased. REHAB PROGRAM BY FUNDING-GDTIF: $9,639,providedtohomeownerrehab.AllhouseholdsassistedwithGreaterpowntownTlFarewhiteheadofhousehold. Therewaslhousehold assisted with Greaterpowntown TlFthatearned greaterthan 80%Area Median Income.The household was assisted with the OATH Program(Officer AT Home Program). This Program was designed to show officers dedication to the community and to improve the sense of security/safety in downtown nei hborhoods REHAB PROGRAM BY FUNDING-OTHER FEDERAL FU NDS: providedtohomeownerrehab. Ofthehouseholdsassistedwithotherfederalfunds,lwasbelow30%AreaMedianlncome; lwasbelow50%andl was below 80'/. REHAB PROGRAM:ETHNICITY All households assisted with CDBG,IFA,Greater powntown TIF,LHAP,and NSP funds were not Hispanic or Latino. Attachment 8 Rehab Services&Staff Homeowner Rehabilitaiton Assistance CAPER 8 OMB Control No:2506-0117(exp.06/30/2018) Rehab Services&Staff Financial Resources for Voucher Households One voucher participant received direct financial assistance to purchase a home with funding provided by lowa Finance Authority for Dubuque's Housing Trust Fund. Of the$180,000 in Housing Trust Fund expenses, 11.11%went to voucher households. This represents about 4.83%of the total expenditures. NotHNAssisted ioo.00r ioo.oar ss.s9r ioo.00r ioo.00r ioo.oar 9s.vr Extremely low�30%) 30.54% 0.00% 0.00% 0.00% 0.00% 3531% 9.24% Low�50%) 19.13% 30.51% 71.88% 0.00% 100.00% 36.25% 49.97% Moderate(80%) 50.32% 0.00% 9.38% 0.00% 0.00% 28.44% 18.06% Notlow/mod 0.00% 69.49% 18.75% 100.00% 0.00% 0.00% 22.73% HCV Household 0.00% 0.00% 11.11% 0.00% 0.00% o.oar 0.83% �ow�soi� ioo.00i ioo.00i Grend Total ioo.00r ioo.oar ioo.oar ioo.00r ioo.00r ioo.oar ioo.oar NotHCVAssisted $104,526.26 $57,042.39 5i6o,000.00 5zo,000.o0 5ao,000.o0 5iz,�as.zo $394,313.85 Extremely low�30%) $31,926.26 $4,500.00 $36,426.26 Low�50%) $20,000.00 $17,403.13 $115,000.00 $40,000.00 $4,620.00 $197,023.13 Moderate(80%) $52,600.00 $15,000.00 $3,625.20 $71,225.20 Notlow/mod $39,639.26 $30,000.00 $20,000.00 $89,639.26 HCV Household 5zo,000.o0 5zo,000.00 �ow�soi� Szo,000.00 Szo,000.00 Grend Total $104,526.26 $57,042.39 5iso,000.o0 5zo,000.o0 5ao,000.o0 5iz,�as.zo $414,313.85 � AttNotHNAssisted 25.23% 13J7% 38.62% 0.83% 9.65% 3.08% 95.17% Extremely low�30%) 7J1% 0.00% 0.00% 0.00% 0.00% 1.09% 8J9% Low�50%) 4.83% 4.20% 27.76% 0.00% 9.65% 1.12% 47.55% Moderate(80%) 12.70% 0.00% 3.62% 0.00% 0.00% 0.87% 17.19% Notlow/mod 0.00% 9.57% 7.24% 4.83% 0.00% 0.00% 21.64% HCV Household 0.00% 0.00% 0.83% 0.00% 0.00% o.oar 0.83% Low�50%) 0.00% 0.00% 4.83% 0.00% 0.00% 0.00% 4.83% Grend Total 25.23% 13.77% 43.45% 0.83% 9.65% 3.08% ioo.oar CAPER 9 OMB Control No:2506-0117(exp.06/30/2018) Rehab Services& 5[aff LoansforVoucherHouseholds No[HNAssistetl 15 0 10 5 1 0 39 EAremelylow(30%) 2 2 0 Lnw(50%) 0 1 6 1 1 13 Motlea@�80%) 9 2 1 1 13 NOHow/motl 3 2 0 9 H[VHouseM1oltl 1 1 Lnw�50%) 1 1 GrentlTotal 15 0 11 5 1 0 40 No[HCVAssistetl 3].50% 10.OJ% R.OJ% 1250% 250% 10.OJ% W.50% Enameryiow(3o�� s.00u o.00u o.00u o.00u o.00u s.00u io.00u mw(so�� io.00u uou �s.00u o.00u uou uou 3uou moaeam(ao�� ersou o.00� s.00u uou o.00� uou 3uou rvo<iow/moa o.00� �so� s.00� io.00� o.00� o.00� erso� xcvxo�:enom o.00rc o.00rc z.wrc o.00rc o.00rc o.00rc z.wrc mw�mu; o.00� o.00� zm� o.00� o.00� o.00� zm� eanaTorai 3�so� io.00� nso� uso� zso� io.00� ioo.00� rvoexcvw::i:eea ioo.00� ioo.00� eo.ei� ioo.00� ioo.00� ioo.00� euo� enremeyiom�3o�; i3.33� o.00� o.00� o.00� o.00� m.00� io.�s� mm�m�; �s.e�� u.00� eo.00� o.00� ioo.00� u.00� 33.33� rnoae2ie�eo�; eo.00� o.00� m.00� m.00� o.00� u.00� 33.33� �vmiow/moa o.00� �s.00� m.00� eo.00� o.00� o.00� z3.oe� xwxo�:enom o.00rc o.00rc e.osrc o.00rc o.00rc o.00rc z.wrc mw�so�� ioo.00� ioo.00� �ra�am�ai ioo.00rc ioo.00rc ioo.00rc ioo.00rc ioo.00rc ioo.00rc ioo.00rc AttacRmmt 10 Loans Lor VoucRv�HwseM1olds Voucher householtls receivetl 1 otffie 401oare pmvitletl Por homeownership antl rehabilitation actNities, orabout 25% otall loare pmvitletl antl 9% ot Me loare pmvitletl wiffi IFA funtls from ffie HousingTrurt Funtl. UPER 10 oma mntml rvazwsain�evp os/w/mie� Rehab Services&Statt Voucher Holder Participation No[HCVfissistetl 15 0 ] 0 1 3 30 E�remelylow�30`h� 2 1 3 Low(50%) 6 I 0 1 1 11 Motlea@(80%) 9 1 1 11 NOHow/motl 3 2 0 9 HNHouseM1oltl 1 1 LnW�ID%� 1 1 GantlTodl 15 0 8 0 1 3 35 NotHNl�ssistetl 02.86% 11.43% 20.00% 11.03% 2.86% 8.9% 9J.10% EA�emelyloW�30k� SJlk O.00k O.00k O.00k O.00k 28fik 89k LnW�IDk� 11.63k 2Afik 11.63k O.00k 28fik 28fik 31.63k ldotlerate�80k� 25J1k O.00k 28fik O.00k O.00k 28fik 31.63k Rotlow�motl 0.00% B9% SJl% 11.63% 0.00% 0.00% 25J1% HCVHouSeM1oltl O.OJ% O.OJ% 2.86% O.OJ% O.OJ% O.OJ% 2.86% Lnw�50%) 0.00% 0.00% 286% 0.00% 0.00% 0.00% 286% GrentlTotal 0286% 11.43% YL86% 11.43% 286% 8.A% 10J.OJ% No[HCVfissis[etl IOJ.OJ% IOJ.OJ% 8].W% IOJ.OJ% IOJ.OJ% IOJ.OJ% W.10% EXhemelylow(30%) 1333% 0.00% 0.00% 0.00% 0.00% 3333% 882% mw(so�� es.e�� zs.00� szio� o.00� ioo.00� 33.33� 3zas� moaeam(ao�� eo.00� o.00� io.zv� o.00� o.00� 33.33� 3zas� mouow/moa o.00� �s.00� zam� ioo.00� o.00� o.00� ze.m� xwxo�:enom o.00rc o.rorc iz.wrc o.00rc o.00rc o.00rc z.xbrc mw�so�� ioo.00� ioo.00� �ra�am�ai ioo.00rc ioo.00rc ioo.00rc ioo.00rc ioo.00rc ioo.00rc ioo.00rc AttacRmurt 11 Housing Rehab Suvices&StatT Vouchu Hwsehdds Suved Voucher households represent one out of 35 households served, or just less ffian 3%of ffie program population and 1L5%of ffie population served by ffie Housing Trust Fund, I FA funding. CAPER 11 ome co�moi mo:zsoe-oiv�e.p.oe/3o/mia�