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FY 2011_2015 Consolidated Plan and Analysis of Impediments for Fair HousingMasterpiece on the Mississippi TO: The Honorable Mayor and City Council Members FROM: Michael C. Van Milligen, City Manager SUBJECT: FY 2011 -FY 2015 Consolidated Plan and Analysis of Impediments to Fair Housing DATE: March 8, 2010 Housing and Community Development Department Director David Harris recommends the City Council set a public hearing for April 19, 2010, following a 30 day public comment period required by HUD, on the FY 2011 -FY 2015 Consolidated Plan and the Analysis of Impediments to Fair Housing. I concur with the recommendation and respectfully request Mayor and City Council approval. Mic ael C. Van Milligen MCVM:jh Attachment cc: Barry Lindahl, City Attorney Cindy Steinhauser, Assistant City Manager David Harris, Housing and Community Development Department Director Dubuque AH4mertcacity 1 2007 Masterpiece on the Mississippi To: Micha I yan Milligen, City Manager \‘ \ From: David rris, Housing and Community Development Department Subject: FY 2011- FY2015 Consolidated Plan and Analysis of Impediments to Fair Housing Date: March 4, 2010 Dubuque Wafts Ply 2007 INTRODUCTION The Community Development Advisory Commission is submitting the attached FY2011- 2015 Consolidated Plan and the Analysis of Impediments to Fair Housing for Council review at a public hearing. The Commission reviewed and approved the Plans at public hearings on March 3, 2010. FY 2011 -2015 Consolidated Plan The Consolidated Plan is required by the U.S. Department of Housing and Urban Development (HUD) for communities receiving Community Development Block Grant (CDBG) and certain other federal grants. It is a five (5) Year plan that is designed to be a collaborative process for a community to establish a unified vision for housing and community development actions. The Plan provides the City an opportunity to shape the various housing and community development programs into effective, coordinated neighborhood and community development strategies. It also creates the opportunity for strategic planning and citizen participation to take place in a comprehensive context, and to reduce duplication of effort at the local level. The FY 2011 -2015 Consolidated Plan has been prepared based on a format provided by HUD in a "Five Year Strategic Plan ". The Plan contains an analysis of housing and homeless needs, barriers to affordable housing, community development needs, special needs population, antipoverty strategy and other components to address community needs. An outline of the priorities, objectives and outcomes is also attached. Analysis of Impediments to Fair Housing HUD requires the City of Dubuque conduct an Analysis of Impediments to Fair Housing (Al) in conjunction with the Consolidated Plan to ensure that local communities are partners in affirmatively furthering fair housing. The purpose of the Fair Housing Act is to ensure that people are not denied housing opportunities because of their race, color, national origin, religion, sex, disability, or familial status. Fair housing impediments are those things that: 1) are done because of race, color, national origin, religion, sex, disability or familial status, or 2) have the effect of restricting available housing choices for people of a particular race, color, national origin, religion, sex, disability, or family status. The attached Al has been prepared to update the Al completed by the John Marshall Law School Fair Housing Legal Support Center for Dubuque in 2001. Review of studies completed by Alta Vista Research was used in its preparation. The Al identifies impediments and proposes a fair housing action plan to eliminate these impediments. RECOMMENDED ACTION recommend that the attached FY2011 -2015 Consolidated Plan and the Analysis of Impediments to Fair Housing be set for public hearings for April 19, 2010, following a 30 public comment period as required by HUD. Prepared by Aggie Tauke, Community Development Specialist F. \USERS\ATAUKE \CDBG \Cons Plan 2011- 2015 \CDAC Cons Plan approval .mvm.doc RESOLUTION NO.82 -2010 (82-10) A RESOLUTION SETTING A PUBLIC HEARING ON THE FY 2011 -2015 CONSOLIDATED PLAN FOR HOUSING AND COMMUNITY DEVELOMENT. Whereas, the U.S. Department of Housing and Urban Development requires each entitlement city to submit a Consolidated Plan for Housing and Community Development, including the proposed use of its Community Development Block Grant funds at least 45 days prior to its program year; and Whereas, the City of Dubuque has, through a series of public meetings and hearings, finalized a Consolidated Plan addressing both housing and non - housing needs in the community; and Whereas, FY 2011 -2015 Consolidated Plan (Program Year 2010 -2014) for Housing and Community Development will be made available for public comment 30 days prior to City Council action; and Whereas, the City's Community Development Advisory Commission has reviewed and recommended adoption of the FY 2011 -2015 Consolidated Plan (Program Year 2010 -2014) for Housing and Community Development. NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF DUBUQUE, IOWA: Section 1. That the City Council will meet in the Historic Federal Building, Council Chambers, 2 Floor, 350 West 6 Street, Dubuque, Iowa at 6:30 p.m. on April 19, 2010 for the purpose of holding a public hearing and taking action on the FY 2011 -2015 Consolidated Plan (Program Year 2010 -2014) for Housing and Community Development. Section 2. That the City Clerk be and she is hereby authorized and directed to publish a notice of such public hearing and the City Council's intent to review and take action on the FY 2011 -2015 Consolidated Plan (Program Year 2010 -2014) for Housing and Community Development. 15th Passed, approved and adopted this day of March, , 110. A =s t: / eanne F. Schneider, City Clerk F: \USERSATAUKE \CDBG \Cons Plan 2011- 2015 \Council Pub Hrg Res.doc Roy D. Buol, Mayor RESOLUTION NO. 83-2010 (83-10) A RESOLUTION SETTING A PUBLIC HEARING ON THE ANALYSIS OF IMPEDIMENTS TO FAIR HOUSING. Whereas, the U.S. Department of Housing and Urban Development requires each entitlement city to conduct an Analysis of Impediments to Fair Housing (Al); and Whereas, the City of Dubuque has conducted an Analysis of Impediments to Fair Housing that identifies impediments and proposes a fair housing action plan to eliminate these impediments; and Whereas, the Analysis of Impediments to Fair Housing will be made available for public comment 30 days prior to City Council action; and Whereas, the City's Community Development Advisory Commission has reviewed and recommends adoption of the Analysis of Impediments to Fair Housing. NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF DUBUQUE, IOWA: Section 1. That the City Council will meet in the Historic Federal Building, Council Chambers, 2 Floor, 350 West 6 Street, Dubuque, Iowa at 6:30 p.m. on April 19, 2010 for the purpose of holding a public hearing and taking action on the Analysis of Impediments to Fair Housing. Section 2. That the City Clerk be and she is hereby authorized and directed to publish a notice of such public hearing and the City Council's intent to review and take action on the Analysis of Impediments to Fair Housing. 15th Passed, approved and adopted this day of Marc,, 2010. eanne F. Schneider, City lerk F: \USERS\ATAUKE\CDBGWnalysis of Impediments to FH \Council Al Pub Hrg Res.doc Roy D. Buol, Mayor Consolidated Plan FY 2011 -2015 Priorities /Objectives /Outcomes HOUSING PRIORITIES 1) Expand home - ownership opportunities for extremely low to low income households DH -2.1 Obiective: Provide down payment assistance to extremely low to low income households Outcome: Affordability (DH2) 75 households have affordable housing through a down payment assistance program for the purpose of providing decent housing Annual Plan Activity :First Time Home Buyer Program 2) Preserve and maintain existing affordable housing through rehabilitation of properties for extremely -low to low- income households DH -1.1 Objective: Provide housing opportunities to maintain, improve and/ or obtain affordable housing for all income eligible residents. Outcome: Availability /Accessibility (DH1) 2500 people have improved access to affordable housing through services which assist in providing decent affordable housing. Annual Plan Activity: Washington Tool Library, Housing Planning /Administration Services /Staff, and Housing Rehabilitation Services and Staff DH -1.2 Objective: Restore existing vacant or under - utilized structures into affordable housing units, especially larger residential units, for income eligible households. Outcome: : Availability /Accessibility (DH1) 5 households have new access to affordable housing through the rehabilitation of vacant or under - utilized structures for the purpose of creating decent affordable housing. DH -2.2 Objective: Maximize participation in and use of low- interest rehabilitation loan /grant funds for rental housing units. Outcome: Affordability (DH2) 30 households have access to sustained affordable housing by rehabilitation loans for the purpose of providing decent affordable housing Annual Plan Activity: Rental Unit Rehabilitation 1 DH -1.3 Objective: Create lead safe housing units. Outcome: Availability /Accessibility (DH1) 20 households have access to safe, affordable housing by creating lead safe housing units for the purpose of decent affordable housing. Annual Plan Activity: Lead Paint Hazard Reduction DH -2.3 Objective: Provide assistance to qualified low and moderate - income homeowners, including elderly, for the rehabilitation of housing units. Outcome: Affordability (DH2) 100 households have affordable owner - occupied housing through rehabilitation for the purpose of providing decent affordable housing. Annual Plan Activity: Homeowner Rehabilitation DH -1.4 Objective: Develop affordable housing to increase the housing opportunities. Outcome: Availability /Accessibility (DH1) 5 households are able to obtain affordable housing through rehabilitation of derelict properties for the purpose of creating decent affordable housing. Annual Plan Activity: Purchase /Rehabilitation /Resale 3) Increase the housing options and related services for special needs populations. DH -1.5 Objectives: Provide for implementation of fair housing for all populations. Outcome: Availability /Accessibility (DH1) 50 persons have available housing through fair housing practices for the purpose of creating decent affordable housing. . Annual Plan Activity: Dubuque Dispute Resolution Center SL -1.1 Objectives: Increase opportunities for the elderly, disabled and persons with special needs to maintain an independent lifestyle. Outcome: Sustainability (SLI) 3000 elderly, disabled and persons with special needs have access to social programs and services for the purpose of creating a suitable living environment. Annual Plan Activity: Senior Center DH -1.6 Objectives: Modify existing and /or create accessible housing units Outcome: Availability /Accessibility (DH1) 2 10 disabled residents have accessible, affordable housing by modifying or rehabbing housing units for the purpose of creating decent affordable housing. 4) Create and maintain emergency shelters, transitional housing and permanent supportive housing and support services for persons and families who are homeless or at risk for homelessness. DH -1.7 Objectives: Build capacity of local agencies to support the creation of emergency and transitional housing and homeless services, especially for women and children. Outcome: Availability /Accessibility (DH1) 25 women and children access to transitional housing and services for the purpose of providing decent housing. Annual Plan Activity: Opening Doors 5) Preserve existing housing and residential neighborhoods. DH -1.8 Objective: Enforce minimum housing quality standards in all rental housing through systematic code enforcement. Outcome: Availability /Accessibility (DH1) 3500 households have access to safe housing through compliance with building and housing codes for the purpose of providing decent affordable housing. Annual Plan Activity: Housing Code Enforcement DH -3.1 Objective: Assist low- income homeowners to improve and preserve historic character of residential structures. Outcome: Sustainability (DH3) 4 households sustained the historic character of affordable residential structures for the purpose of providing decent affordable housing. Annual Plan Activity: Historic Preservation Rehabilitation Grant NEIGHBORHOOD AND COMMUNITY PRIORITIES 1) Provide services to families for optimum health, safety, social and human needs. SL -1.2 Objective: Partner with local agencies to facilitate affordable and quality childcare and early education opportunities. Outcome: Availability /Accessibility (SL1) 3000 citizens have access to quality childcare and early education through services that create a suitable living environment. Annual Plan Activity: Child Care Resource and Referral 3 SL -1.3 Obiective: Provide services to improve the education, health, and human service needs of children and families of all ages, including special needs population. Outcome: Availability /Accessibility (SL1) 4000 persons have access to education, health and human services through programs that create a suitable living environment. Annual Plan Activity: Information and Referral Services SL -1.4 Objective: Provide programs for increased opportunities for healthy youth interaction, educational advancement and /or recreation. Outcome: Availability /Accessibility (SL1) 2000 youth have access to community programs and services for the purpose of creating a suitable living environment. Annual Plan Activity: Neighborhood Recreation Programs 2) Preserve and promote the character and assets of neighborhoods in income - eligible areas. SL -1.5 Objective: Provide technical assistance to local organizations to guide neighborhood development, revitalization and redevelopment. Outcome: Availability /Accessibility (SL1) 10 organizations have access to technical assistance for the purpose of creating suitable living environments. Annual Plan Activity: Neighborhood Development Services & Staff SL -1.6 Obiective: Provide resources for organized neighborhoods in low /mod income areas to encourage self- initiated revitalization efforts. Outcome: Availability /Accessibility (SL1) 10 organizations have access to resources for the purpose of creating suitable living environments. Annual Plan Activity: Neighborhood Support Grants DH -3.2 Objective: Provide inspection and enforcement of zoning and land use regulations to provide support for neighborhood revitalization efforts. Outcome: Sustainability (DH3) 500 households sustain compatible neighborhoods through compliance with zoning and land use codes for the purpose of providing decent affordable housing. Annual Plan Activity: Zoning Inspection /Enforcement 3) Improve the infrastructure and physical environment in income eligible areas. SL -3.1 Objective: Improve and replace sidewalks, and public infrastructure in income eligible areas. 4 Outcome: Sustainability (SL3) 150 public facilities are sustained through improvements for the purpose of creating a suitable living environment. Annual Plan Activity: Accessible Curb Ramps and Neighborhood Infrastructure Improvements SL -3.2 Objective: Provide planning for community needs and administration of programs to insure maximum public benefit and community enhancements. Outcome: Sustainability (SL3) The community has sustained viability and livability through planning and administration of programs for the purpose of creating a suitable living environment. Annual Plan Activity: CDBG Administration, Finance Services and Staff, and Planning ECONOMIC DEVELOPMENT PRIORITIES 1) Increase economic opportunities through business retention and/or expansion. EO -3.1 Objective: Support local economic development efforts to create or retain jobs that pay benefits and a livable wage to their employees. Outcome: Sustainability (EO3) 10 persons have access to new jobs through financial assistance to business for the purpose of creating economic opportunity. Annual Plan Activity: Economic Development Financial Assistance Program & Revolving Loan Fund 2) Encourage redevelopment of existing commercial and industrial buildings EO -3.2 Objective: Correct commercial /industrial building code violations and rehabilitate buildings in older neighborhoods and downtown. Outcome: Sustainability (EO3) 2 commercial /industrial buildings sustained through code enforcement and rehabilitation for the purpose of sustaining economic opportunity. Annual Plan Activity: Commercial /Industrial Building Rehab Loans 3) Encourage workforce development to ensure equity in employment and economic opportunities. E01.1 Objective: Support transportation programs to maintain access to education, employment, shopping, and health care for low- income persons. Outcome: Availability /Accessibility (EO1) Persons have access to transportation for the purpose of creating a suitable living environment. 5 Performance Outcomes & Objectives Codes Availability /Accessibility Affordability Sustainability Decent Housing Suitable Living Environment Economic Opportunity DH -1 SL -1 EO -1 DH -2 SL -2 EO -2 DH -3 SL -3 EO -3 E01.2 Objective: Promote workforce development through employment training and programs. Outcome: Availability /Accessibility (EO1) Persons have access to new jobs through workforce development for the purpose of creating economic opportunity. F: \USERS\ATAUKE \CDBG \Cons Plan 2011 - 2015\ Priorities .objectives.outcomes.cons plan.doc 6 FY 2011-2015 Consolidated Plan For Housing and Community Development City of Dubuque,Iowa Housing and Community Development Department th 350West 6Street Suite 312 Dubuque Iowa 52001 563-589-4239 www.cityofdubuque.org 1 Dubuque Consolidated Plan 2011-2015 City of Dubuque, Iowa CONSOLIDATED PLAN FY 2011-2015 HUD Program Year 2010-2014 April, 2010 Dubuque City Council Roy D. Buol, Mayor Ric Jones David Resnick Kevin Lynch Karla Braig Joyce Connors Dirk Voetberg COMMUNITY DEVELOPMENT ADVISORY COMMISSION Hilary Stubben, Chair Ann Michalski,Vice Chair Paula Maloy, SVM Thomas Wainwright Michael Gukeisen Theresa Caldwell Janice Craddieth David Shaw Char Eddy City Manager Michael Van Milligen Housing and Community Development Department David Harris, Director Aggie Tauke, Community Development Specialist Kris Neyen, Rehabilitation Assistant Assistance: Alta Vista Research, Inc 1450 Alta Vista Dubuque, Iowa 52001 2 Dubuque Consolidated Plan 2011-2015 Table of Contents Page Number Executive Summary..................................................................................5 Geographic Description ............................................................................8 Basis for Allocating Funds .........................................................................10 Basis for Assigning Priority .......................................................................11 Obstacles to meeting Underserved Needs ...................................................11 Managing the Process ..............................................................................12 Citizen Participation..................................................................................13 Institutional Structure...............................................................................14 Monitoring...............................................................................................14 Outcome Performance Measurement System...............................................15 Priority Needs Analysis & Strategies...........................................................16 Lead Based Paint......................................................................................17 Housing Needs.........................................................................................19 Affordability...................................................................................19 Rental Housing Loss.......................................................................24 Changes in Rental Units and Contract Rents .....................................25 Over-crowding ..............................................................................26 Areas of Racial/Ethnic Minorities and Low-Income Population...............28 Priority Housing Needs..............................................................................29 General Housing Market and Inventory Housing Supply....................................................................31 Vacancy.............................................................................31 Available Housing.................................................................32 Housing Age .......................................................................32 Housing Value/Costs ............................................................34 Demand for Multi-Family Housing .........................................38 Housing Development...........................................................38 Specific Housing Objectives.......................................................................39 Needs of Public Housing............................................................................40 Public Housing Strategy............................................................................42 Barriers to Affordable Housing ..................................................................42 Fair Housing Action Plan .......................................................43 Homeless Needs Assessment Homeless Population.............................................................47 Priority Homeless Needs............................................................................49 Homeless Inventory..................................................................................50 Housing Activity Chart..............................................................................51 Homeless Strategic Plan (Continuum of Care)..............................................51 Fundamental Components of C of C System Component: Prevention..................................................................53 Component: Outreach ....................................................................54 Component: Supportive Services.....................................................55 Present Strategy for Ending Chronic Homelessness.............................56 Discharge Coordination Policy.........................................................57 Community Development Needs ...............................................................57 Anti-Poverty Strategy ..............................................................................59 Specific Special Needs Objectives...............................................................63 Non-Homeless Special Needs.....................................................................63 3 Dubuque Consolidated Plan 2011-2015 Special Need Population.................................................................63 Housing for Persons with Special Needs............................................65 Special Needs Population-Facilities .................................................66 Special Needs Population-Services...................................................67 Transportation ..............................................................................68 Other Narrative........................................................................................69 Charts & Tables....................................................................................... Housing Needs Table...................................................................... Housing Market Analysis Table......................................................... Continuum of Care Homeless Population and Subpopulations Chart...... Non-Homeless Special Needs Chart................................................. Housing and Community Development ActivitiesTable........................ Summary of Specific Annual Objectives............................................. Appendix................................................................................................. Certifications........................................................................................... Action Plan FY 2011.................................................................................. 4 Dubuque Consolidated Plan 2011-2015 Five Year Strategic Plan This document includes Narrative Responses to specific questions that grantees of the Community Development Block Grant, HOME Investment Partnership, Housing Opportunities for People with AIDS and Emergency Shelter Grants Programs must respond to in order to be compliant with the Consolidated Planning Regulations. GENERAL Executive Summary Introduction Consolidated planning is a collaborative process whereby the City of Dubuque establishes a unified vision for community development actions. The U.S. Department of Housing and Urban Development (HUD) requires communities who receive funding under the HUD programs to complete a Consolidated Plan. Currently the City of Dubuque is an entitlement city only for Community Development Block Grant (CDBG) funds onan annual basis. The Consolidated Plan integrates economic, physical, environmental, community and human development in a comprehensive and coordinated fashion. The planning process allows for broad citizen input into developing the overall strategic plan for the community, building upon local strengths and assets and coordinating a response to the needs of the community. The Consolidated Plan provides a planning tool for policymakers as they consider decisions impacting the city. The Plan provides a guide to the conditions and needs of the city, and such documents provide an invaluable opportunity to assess change and trends, always with an eye toward the proper course for agencies and the city. Looking at the current statistical indicators it is clear that Dubuque continues to exhibit strengths and face increased challenges and pressures. One such challenge is the need for quality housing which is both available and affordable for Dubuque residents. The Consolidated Plan for the City of Dubuque is fora five (5) year period, from July 1 2010 (FY 20011) to June 30 2015 (FY 2015). The City of Dubuque Housing and Community Development Department is the lead agency responsible for the development and administration of the Consolidated Plan. The Community Development Advisory Commission has ongoing review for the planning, implementation and assessment of the CDBG program to ensure citizen involvement of the use of these federal funds. Plan Summary The federal statues set three basic goals against which community performance under a Consolidated Plan isevaluated by HUD: -provide decent housing, provide a suitable living environment, and expand economic opportunities. 5 Dubuque Consolidated Plan 2011-2015 The Strategic Plan has incorporated these goals into three specific categories: Housing, Neighborhood and Community Development and Economic Development. Specific priorities, objectives and outcomeshave been identified under each categoryas follows: HOUSING PRIORITIES Expand home-ownership opportunities for extremely low to low income households. DH-2.1 Objective: Provide down payment assistance to extremely low to low income households Preserve and maintain existing affordable housing through rehabilitation of properties for extremely-low to low-income households DH-1.1Objective: Provide housing opportunities to maintain, improve and/ or obtain affordable housing for all income eligible residents. DH-1.2 Objective: Restore existing vacant or under-utilized structures into affordable housing units, especially larger residential units, for income eligible households. DH-2.2 Objective: Maximize participation in and use of low-interest rehabilitation loan/grant funds for rental housing units. DH-1.3 Objective: Create lead safe housing units. DH-2.3 Objective: Provide assistance to qualified low and moderate-income homeowners, including elderly, for the rehabilitation of housing units. DH-1.4 Objective: Develop affordable housing to increase the housing opportunities. Increase the housing options and related services for special needs populations. DH-1.5 Objectives: Provide for implementation of fair housing opportunities for all populations. SL-1.1 Objectives: Increase opportunities for the elderly, disabled and persons with special needs to maintain an independent lifestyle. DH-1.6 Objectives: Modify existing and/or create accessible housing units Create and maintain emergency shelters, transitional housing and permanent supportive housing and support services for persons and families who are homeless or at risk for homelessness. DH-1.7 Objectives: Build capacity of local agencies to support the creation of emergency and transitional housing and homeless services, especially for women and children. 6 Dubuque Consolidated Plan 2011-2015 Preserve existing housing and residential neighborhoods. DH-1.8Objective: Enforce minimum housing quality standards in all rental housing through systematic code enforcement. DH-3.1 Objective: Assist low-income homeowners to improve and preserve historic character of residential structures. NEIGHBORHOOD AND COMMUNITY PRIORITIES Provide services to families for optimum health, safety, social and human needs. SL-1.2 Objective: Partner with local agencies to facilitate affordable and quality childcare and early education opportunities. SL-1.3 Objective: Provide services to improve the education, health, and human service needs of children and families of all ages, including special needs population. SL-1.4 Objective: Provide programs for increased opportunities for healthy youth interaction,educational advancement and/or recreation. Preserve and promote the character and assets of neighborhoods in income-eligible areas. SL-1.5 Objective: Provide technical assistance to local organizations to guide neighborhood development, revitalization and redevelopment. SL-1.6 Objective: Provide resources for organized neighborhoods in low/mod income areas to encourage self-initiated revitalization efforts. DH-3.2 Objective: Provide inspection and enforcement of zoning and land use regulations to provide support for neighborhood revitalization efforts. Improve the infrastructure and physical environment in income eligible areas. SL-3.1 Objective: Improve and replace sidewalks, and public infrastructure in income eligible areas. SL-3.2 Objective: Provide planning for community needs and administration of programs to insure maximum public benefit and community enhancements. ECONOMIC DEVELOPMENTPRIORITIES Increase economic opportunities through business retention and/or expansion. 7 Dubuque Consolidated Plan 2011-2015 EO-3.1 Objective: Support local economic development efforts to create or retain jobs that pay benefits and a livable wage to their employees. Encourage redevelopment of existing commercial and industrial buildings EO-3.2 Objective: Correct commercial/industrial building code violations and rehabilitate buildings in older neighborhoods and downtown. Encourage workforce development to ensure equity in employment and economic opportunities. EO1.1 Objective: Support transportation programs to maintain access to education, employment, shopping, and health care for low-income persons. EO1.2 Objective: Promote workforce development through employment training and programs. Performance Outcomes & Objectives Codes Availability/AccessibilityAffordabilitySustainability Decent HousingDH-1DH-2DH-3 Suitable Living EnvironmentSL-1SL-2SL-3 Economic OpportunityEO-1EO-2EO-3 Annual progress will be undertaken toward these outcomes through implementation of the Annual Action Plan each of the five years. Since this is a plan based on the best available data, it is understood that as more data becomes available or as strategies are evaluated, the Plan may be amended through the public process during the five-year period. The intent is for the Plan to be the most efficient and effective in addressing the needs of the community and strengthening Dubuque. The City has used the past ConsolidatedPlan to implement programs that have assisted our citizens and will continue to do so with this Plan. GeneralQuestions Geographic Description 1 Dubuque’s population has remained stable since the 2000 Census, currently estimated between 55,965 and 57,741, but substantial growth in population has occurred in the western communities of Asbury and Peosta, likely as a result of outmigration from the City of Dubuque. Between 2000 and 2007, Asbury grew by 53.2% and Peosta by 73.4%. Those new residents of Asbury and Peosta have tended to mirror many of the extant demographics. Nestled amongst the bluffs and shores of the Mississippi River, across from the border of both Wisconsin and Illinois, the City of Dubuque is home to an estimated 57,250 (2008 Population Estimate, U.S. Census Bureau). The city is currently Iowa’s 8th largest city and serves as a regional economic, medical, educational, and tourism 1 Alta Vista Research, Inc. 8 Dubuque Consolidated Plan 2011-2015 center of the tri-state area. Despite its size, the city boasts two hospitals, three accredited four-year colleges, as well as a regional community college and other numerous institutions of vocational training. The city is located roughly 200 miles east of Chicago IL and Milwaukee WI, and northwest of Des Moines, IA. It is also only 90 miles from Madison, Wisconsin. While it is often not considered a populated region, 2.9 million people live within only 100 miles of Dubuque. Dubuque spans nearly 30 square miles and enjoys atypical Iowa topography by Iowa standards. Steep bluffs, valleys, and ubiquitous winding streets mark Dubuque’s landscape, in addition to the city’s roughly six miles of riverfront. The Mississippi serves as the eastern boundary of the city, while the landscape gives way to more typical rolling farmland out beyond the city limits to the west, north, and south. In 2007 Dubuque was awarded the distinction of All America City by the National Civic League. The award, one of the oldest and most prominent community recognition awards in the country, is awarded yearly to only 10 communities across the country. The award recognizes communities where community members, city officials, businesses and nonprofit organizations work collaboratively to tackle local issues for the growth and strengthening of the community. Other recent notable awards for the city include America’s Top 100 Places to Live (relocate.com),Most Livable Small City (United States Conference of Mayors), 100 Best Communities for Young People (America’s Promise Alliance). Such awards speak to the progress made by the city and its attractiveness. The outward evidence of the city’s successes andgrowth can be seen most tangibly in the development of the Port of Dubuque and its growing diversity of businesses and amenities. Dubuque has been very successful in garnering state and federal funds for growth and development, including development in the Port of Dubuque. This trend appears to be continuing as the additional phases of riverfront expansion move forward, AMTRAK connection to Chicago comes on-line, and infrastructure spending increases for the west end of the city. In regard to the relative livability and affordability of Dubuque, the American Chamber of Commerce Researchers Association (ACCRA) reported Dubuque’s (First quarter 2008 to first quarter 2009) composite standard of living index (COLI) at 96.7 (with the national average at 100—assuch, this 96.7 is Dubuque’s cost as a percentage of the average of all participating places in the U.S.). Dubuque, by national comparison has a lower cost of living. By comparison to other municipalities in the region, however, Dubuque is often a more costly place to live. The ACCRA COLI includes six categories of goods and services: grocery items, housing, utilities, transportation, health care, and miscellaneous goods and services. For comparison sake, the ACCRA COLI composite costs for cities proximate to Dubuque include: 91.3 for Rockford, IL, 92.4 for Cedar Rapids, IA, 89.5 for Waterloo-Cedar Falls, and 95.0 for the Quad Cities, IA-IL. In particular regard to housing costs and cost of living, ACCRA calculates Dubuque’s housing cost at 90.9. Thishousing cost is weighted as approximately 30% of the cost of living model employed by ACCRA. All of the cities listed above also have lower housing costs as indicated in the ACCRA cost of living index (for example, 82.4 for Waterloo- Cedar Falls and 68.7 for Rockford). Those entering the city and replacing citizens who have left for western communities have different demographic traits. For example, from 2000 to 2005/20007 the ACS estimates a 72.3% increase (from 700 to 1,206) in the number of African American residents, a 48.5% increase (from 390 to 579) in Asians, a 43% increase (from 553 to 9 Dubuque Consolidated Plan 2011-2015 791) in community members of 2 or more races, and a 23.1% increase (from 911 to 1,121) in the Hispanic population of Dubuque. The margin of error for each of these groups, African American, Asian, Multi-race, and Hispanic, are +/-273, 151, 240, and 260, respectively. Dubuque experienced a $7,212.00 increase in its median family income (to $53,758) from the 2000 Census, but significant demographic pockets of poverty remain among female single parents with children under the age of 5 (60%1), female single parents with children under age 18 (45.1%), all children under age of 5 (22.8%), children 5-17 years of age (13.9), and those 5 years of age or older who have disabilities (20%). Among those families below the poverty line 77% live in renter occupied housing. In addition, the ACS estimates that 9.6% of families have incomes below the poverty level, a notable increase from the 5.5% figure cited in the 2000 Census. The margins of error should be noted for all the data above, and are provided in the text of this report. Basis for AllocatingFunds The federal assistance received by the City of Dubuque is used within the geographic boundaries of the City. CDBG funds are allocated based on the need of the persons receiving direct assistance and also allocated to low and moderate-income areas as defined by the 2000 Census, where at least 51% of the City residents are low/moderate income persons. These areas are targeted for assistance to create a greater impact with the use of CDBG funds. The majority of CDBG funds are proposed to be expended for the benefit of low/moderate income persons but some funds are also allocated on a limited basis to slum and blight areas. Where the City utilizes CDBG funds on a geographic allocation basis, these allocations are made only in areas where 51% or more of the population meets the 80%or lower income requirement. The Low/Moderate Income Area map below defines the area in the City of Dubuque where a minimum of 51% of the residents is low/moderate income persons as per the 2000 U.S. Census data.The map showsthe following census tracts and blocks where at least 51% of the residents are low/moderate income persons: Census Tract 1, Blocks 1 thru 4; Census Tract 4, Block 1; Census Tract 5, Blocks 1,3,4 and 5; Census Tract 6, Block 2; Census Tract 7.01,Blocks 1 and 2; Census Tract 7.02, Blocks 1 and 4; Census Tract 11.02, Block 2; Census Tract 101.1, Block 2 and Census Tract 101.3, Block 2. 10 Dubuque Consolidated Plan 2011-2015 City of Dubuque, Iowa Low/Moderate Income Areas based on Census 2000 data Basis for Assigning Priority Citizen input and census data analysis were the rationale for establishing the priority rankings in the Consolidated Plan.Public input was received during the process to assist in determining high, medium and low priorities. The Community Development Advisory Commission annually convenes the process to assess needs, set priorities and recommend CDBG budget allocations based on the adopted Citizen Participation Plan. Funds are allocated based on the needs identified in the Consolidated Plan. All programs must meet the national objectives of the Community Development Block Grant program. Obstacles to meeting Underserved Needs Anticipated obstacles to meeting underserved needs are lack of sufficient resources, including federal funding reductions, which limit the ability to provide programs and services. 11 Dubuque Consolidated Plan 2011-2015 Managing the Process (91.200 (b)) Lead Agency The City of Dubuque Housing and Community Development Department is the agency responsible for development and administration of the Consolidated Plan. This department coordinates the citizen participation process, researches the analysis of the needs and prepares the Five-Year Consolidated Plan and annual Action Plan document. It is also the lead entity responsible for coordinating the administration of the funding allocation process,monitoring oversight of all public and private agencies that administer programs that willimplement the Action Plans, and prepares the CAPER report. The Council-appointed citizen advisory board, the Community Development Advisory Commission, reviews the Five-Year Consolidated Plan and the annual Action Plans. The CDAC provides ongoing review of the planning, implementation and assessment of the CDBG program and meetsin a public forum to ensure citizen involvement in the use of federal funds. Plan Process Staff from the Housing and Community Development Department began the Consolidated Planning process by meeting with the Community Development Advisory Commission to design a comprehensive strategy for collecting data, hearing citizen and social service agency needs and concerns, assimilating information, and prioritizing community needs.Staff prepared a Housing and Community Development Survey which was posted on the City website, translated into Spanish,distributed at community and neighborhood meetings, and various meetings with City departments and agencies. A copy of the survey is included in the Appendix. The quality and quantity of citizen participation in charting the future, identifying needs and proposing strategies to meet those needs has been substantial. Two Community Needs meetings were held which provided a forum for citizen input to identify and prioritize needs to be addressed in this Plan. Public and private agencies were identified as stakeholders in the process and were invited to attend the community needs meetings. A copy of the results are included in the Appendix.City Staff consulted with local non-profit agencies and organizations who provide services to children, elderly persons, persons with disabilities, persons with HIV/AIDS and their families, and homeless persons. The City hired a consultant to analyze data for the Consolidated Plan using census information and housing market information. Alta Vista Research, Inc prepared the following studies:“Consolidated Population, Housing, and Market Analysis Plan”; “Analysis of 2008 Home Mortgage Disclosure(HMDA) Data”; “Rental Property Housing Impediments” and “Conclusions and Recommendations Concerning Housing Impediments in the City of Dubuque”.Results of these studies assisted in the preparationof this Plan. Portions of these studies are also included in this Plan. Staff consulted with Project Concern, the local administrator of the Continuum of Care, and homeless coordinator and administrator of Homelessness Prevention and Rapid Re HousingProgram(HPRP) and the Shelter Plus Care grants. The public provided input during the 2006-2007 update for the 2008 City of Dubuque 12 Dubuque Consolidated Plan 2011-2015 Comprehensive Plan, which consists of fourteen elements in three categories: Physical Environment-Land Use and Urban Design, Transportation, Infrastructure, and Environmental Quality; Economic Environment -City Fiscal and Economic Development; and Social Environment-Health, Housing, Human Services, Education, Cultural Arts, Recreation, Public Safety and Diversity. Review of this document assisted in the preparation of this five-year strategy to address the community’s quality of life. The Plan represents citizen input on the use of federal CDBG funds to address the identified needs of our community. The City of Dubuque is currently a CDBG entitlement city and not an entitlement for HOME, Emergency Shelter Grant (ESG), or Housing Opportunities for People with AIDS (HOPWA)funds, although HOME and ESG funds are received through competitive applications to the State of Iowa. Citizen Participation (91.200 (b)) An active citizen participation process was used to develop both housing and community development priority needs. Public notices were posted on the City website (www.cityofdubuque.org), in the Telegraph Herald, a local newspaper, and in the free weekly publication,the Dubuque Advertiser. The Community Development Advisory Commission held public meetings for input throughout the development of this Plan Community needs meetings were held on September 30, 2009 and October 7, 2009 at th the Comiskey Center, 225 East 24Street, Dubuque, Iowa entitled “CDBG: Moving Dubuque Forward”. Notices were published on the City website www.cityofdubuque.org, published in the local newspaper the Telegraph Herald, and sent via email and regular mail to all City Departments, neighborhood organizations, the mulit-cultural family center, press, non-profit organizations, educational institutions, businesses and other interested parties. Notice was also placed in the Dubuque Community School District “Visible/Available Weekly Events”calendars which aredistributed throughout the th community. The October 7meeting was co-facilitated with the North end Neighborhood Association, with invitations for participation toall neighborhood associations. The Community Development Advisory Commission members attended sessions as well as other city staff. The goal was to identify and prioritize the needs and/or wants of the community. The City consulted withpublic agencies, neighborhood organizations, non-profit organizations, educational institutions, businesses and other interested parties to identify the needs and priorities of the community. Results from the Housing and Community Development Survey also assisted in this process. The survey was placed on the City of Dubuque website(www.cityofdubuque.org),translated to Spanish, and distributed at community meetings. The Community Development Advisory Commission reviewed the elements of the Consolidated Plan at numerousmeetingsin 2009 and 2010. Theyreviewed the housing market study in November 2009,identified priority needs in December 2009,and reviewed the draft Consolidated Plan in February. The Long Range Planning th Commission reviewed the Plan at a meeting on February 17and the Housing rd Commission reviewed on February 23. Their recommendations were forwarded to the rd Community Development Advisory Commission prior to their March 3public hearing, at which time the Commission approved the Plan and forwarded to the City Council. A 30 13 Dubuque Consolidated Plan 2011-2015 day public comment period was held prior to the Council public hearing. Citizen Comments Comments on the Consolidated Plan will be added after the public review period. Responses to the comments will also be added at that time. Institutional Structure (91.215 (i)) The City of Dubuque will implement the Consolidated Planthrough numerous partnerships. The City works closely with the Area HUD Office in Omaha and enjoys positive working relationships with a number of State-wide housing providers, including: the HUD Area Office in Des Moines; the Iowa Finance Authority(IFA); the State Department of Economic Development (IDED), which administers the HOME Investment Partnership Program; and the Des Moines Federal Home Loan Bank, which administers the Affordable Housing Program for the district. The Housing and Community Development Department works cooperatively with a number of other agencies participating in the housing delivery system in Dubuque. Staff is represented on the local area Homeless Coordinating Committee. As a member of the Family Self-Sufficiency Task Force, participates with the Eastern Iowa Regional Housing Authority (EIRHA) in FSS policy development. Administers the Housing Trust Fund Administers housing rehabilitation-loan programs, both for owner-occupied housing and rental units, including Moderate Income Rental Rehab, Emergency Repair, Accessibility Rehab, Single Room Occupancy Rehab and Rental Rehab (HOME). The City investment sources are CDBG, the Iowa Department of Economic Development’s HOME Program and IFA’s Housing Trust Fund. Administers the Section 8 Housing Choice Voucher Program Works cooperatively with area lending institutions in developing programs and securing funds to promote partnership housing initiatives. Strengths& Gaps The City’s ongoing initiatives and partnerships with other local, state and federal agencies arecritical to the implementation of innovative programs and services for the citizens of Dubuque. The City’s working relationships with local financial institutions enables many innovative programs that assist low and moderate income property owners. With limited funds available from federal and state sources, the City must continue to encourage participation from other members of the community and establish more partnerships with entities willing to share thecosts. Monitoring(91.230) The City of Dubuque followsfederally prescribed standards and procedures to monitor CDBG activities. This ensures long-term compliance with the requirements of the CDBG program and other federal programs as necessary. 14 Dubuque Consolidated Plan 2011-2015 Agencies allocated funding from the City of Dubuque submit progress reports toward meeting stated goals and objectives for their program on a quarterly basis. The specific reporting periods were established according to the federal program requirements and the fiscal year of the funding sources. Sub-recipients receiving CDBG funds aremonitored annually for contract compliance with all regulations governing their administrative, financial and programmatic operations and to ensure performance objectives within schedule and budget. Timely expenditure of funds isreviewed on a continual basis to insure compliance with program regulations. The Community Development Advisory Commission reviews the annual performance report.Presentations, updates, and status reports are presented at Commission meetings as requested throughout the program year. Outcome Performance Measurement System Based on HUD guidance, the City of Dubuque utilizes a performance measurement system. The purpose of this system is to assist in determining if funded programs are meeting identified needs by measuring the extent the activities yield the desired outcomes in the community or in the lives of the persons assisted. For each activity that the City funds, it determines the goal of the activity based on local needs and identifies anobjective and outcome for each activity. The results arereported in HUD’s Integrated Disbursement and Information System (IDIS) reporting system and the City’s Consolidated Annual Performance and Evaluation Report (CAPER). Goalsare defined as proposed solutions to problems or needs that are identified as part of a planning process.Objectivesquantify measurable stepping-stones targeted for attainment as progress is made through activity implementation toward solution of the problem or need.Three specific objectives are relative to CDBG funding. These include: Creating Suitable Living Environments. Applicable to activities that are designed to benefit communities, families, or individuals by addressing issues in their living environment. This objective relates to activities that are intended to address a wide range of issues faced by low-and moderate-income persons, from physical problems with their environment to social issues such as crime prevention, literacy, or elderly health services. Providing Decent Housing. Applicable to housing programs where the purpose is to meet individual family or community needs, and not programs where housing is an element of a larger effort, such as would otherwise be applied under the “Creating Suitable Living Environment” objective. Creating Economic Development Opportunities. Applicable to activities that are related to economic development, commercial revitalization, or job creation. Outcomesare the benefits that result from a program.Three specific outcomes are relative to stated objectives. These include: Availability/Accessibility.Activities which make services, infrastructure, housing, or shelter available or accessible to low-and moderateincome people, including persons with disabilities.In this category, accessibility does not only refer to physical barriers, but also to making the affordable basics of daily living available and accessible to low-and moderate-income people. Affordability.Activities which provide affordability in a variety of ways in the lives of low-and moderate-income people. It can include the creation or maintenance of affordable housing, basic infrastructure hook-ups, or services such as 15 Dubuque Consolidated Plan 2011-2015 transportation or day care. Affordability is an appropriate objective whenever an activity is lowering the cost, improving the quality, or increasing the affordability of a product or service to benefit a low-and moderate-income household Sustainability.Activities aimed at improving communities or neighborhoods, helping to make them livable or viable by providing benefit tolow-and moderate- income persons or by removing or eliminating slum or blighted areas. This performance measurement system identifies broad outcomes that relate to eligible HUD program activities. The purpose of these broad and generalized outcomes is to serve as a guide for funding activities. Because each activity will be implemented with varying intent and purpose, unique to its particular mission, at least one objective and outcome will be proposed for each annual plan activity. Priority Needs Analysis and Strategies (91.215 (a)) Basis for Assigning Priorities Dubuque receivesapproximately $1.2million in federal CDBG funds annually. The City has established a citizen-oriented method for allocating CDBG funds. The Community Development Advisory Commission is a nine-member citizen advisory commission to the City Council. The Commission is comprised of four representatives from the community at-large, four residents from census tracts and block groups where at least 51% of residents are low/moderate income persons with lowest median income, and a representative from the Housing Commission. As funding annually becomes available, this Commission convenes the process to assess needs, set priorities and recommend CDBG budget allocations based on the adopted Citizen Participation Plan. It receives and reviews public input and recommends the adoption of a spending plan. The Commission begins the public input process with a series of public meetings in the fall of each year, with final adoption by the City Council. The Commission reviews how the proposed activities will meet the needs and priorities as identified in the Five Year Consolidated Plan. Due to the limited amount of CDBG funds available to the City of Dubuque, not all the City’s housing and community development needs can be addressed over the next five years. However, priorities wereestablished to ensure that scarce resources aredirected to the most pressing housing and community development needs in the City. The City undertook a variety of steps to establish the priorities for the use of federal funds. The City of Dubuqueconsulted with public agencies, neighborhood organizations, non-profit organizations, educational institutions, businesses and other interested parties to identify the needs and priorities of the community. City Council priorities were also reviewed.Results from the Housing and Community Development Survey also assisted in this process. The survey was placed on the City of Dubuque website ( www.cityofdubuque.org), translated to Spanish, and distributed at community meetings. Data was collected and grouped into one of four major categories: Housing, Public Improvements, Public Services and Economic Development. Second,the data was analyzed and priorities were established by the Community Development Advisory Commission using the following definitions: •High priorities are those activities that WILL be funded with CDBG funds •Medium priorities are those activities that MAY be funded with CDBG funds, but onlyafter high priorities have been funded or if sufficient need is further identified. 16 Dubuque Consolidated Plan 2011-2015 •Low priorities are those activities that will NOT be funded with CDBG funds but may be funded with other City or local funds. Medium and low priority activities are still important and are not meant to be understood as unnecessary but areneeds that may have other more appropriate funding sources. The City has identified a limited number of priorities to provide a focus for activities that will be funded in the next five years. There are a sufficient number of medium priority needs to ensure that funds can be spent in a timely manner.Priorities were established by the Community Development Advisory Commission (CDAC) during the public review process, as shown in the attached needs tables. The priorities identified were developed by: • Weighing the severity of the need • Analyzing current housing, economic, social and community conditions • Analyzing the needs of low and moderate income persons and families •Assessingthe funding resources available over the next five years • Evaluating input from community meetings, interviews, studies and surveys, City department staff, City Council priorities, and public hearings. As funding annually becomes available, this Commission convenes the process to assess needs, set priorities and recommend CDBG budget allocations based on the adopted Citizen Participation Plan. It receives and reviews public input and recommends the adoption of a spending plan. The Commission begins the public input process annually with a series of public meetings in the fall of each year, with final adoption by the City Council. The Commission reviews how the proposed activities will meet the needs and priorities as identified in the Five Year Consolidated Plan. Obstacles to Meeting Underserved Needs Anticipated obstacles to meeting underserved needs are lack of sufficient providers, and lack of sufficient resources, which limit the ability to provide programs and services. Lead-based Paint (91.215 (g)) The City of Dubuque has some of the oldest housing stock in Iowa. The City of Dubuque takes great pride in retaining and maintaining a rich historic heritage of century old homes and buildings. However with the historic housing stock comes a vast amount of aging lead-based painted surfaces. There are approximately 14,143 residential properties built before 1978 located in the city limits. Of these 14,143 residential properties, approximately 9,917 or 70% are 50 years or older. Of the 9,917 properties that are at least 50 years old, approximately 3,982 or 40% are located in the Target Lead Area. The City of Dubuque received a $3.69 million grant in 1997 and a $2.4 million award in October 2003 from HUD’s Lead Hazard Reduction Program to reduce lead paint in local housing units. These grants provided for 719 housing units made lead safe with an additional 51 treatedusing an interim control method. The City has also received a $2.9 million grant beginning in January 2008. The current lead grant will provide for 220 housing units to be made lead safe upon completion in 2010. 17 Dubuque Consolidated Plan 2011-2015 Census tracts 1, 5, 6, 7.01, 7.02, 101.01 and 101.03 were selected as the target area for theLead Grants. According to Census 2000 data, 61 % of the residents in this area are low/moderate income persons. This area includes the oldest housing stock in Dubuque, and in the State of Iowa. Of the housing stock in the target area, ninety-three (93%) was built prior to 1978, with sixty-one (61%) percent built prior to 1940. The Washington Neighborhood Revitalization area, roughly Census Tract, pre-1940 erahousing is approximately seventy-five (75%) of the total housing units in the tract. Table 4d –Very Low-and low-Income Population TARGET AREA(S Very Low-and Low Income Population for: ) Name of Target Area(s): Census Tracts 1, 2, 5, 6, 7.01, 7.02, 101.01 and 101.03 Target Area Number of %Number of Families+%Total Number of % (Census Families+ >50% -<80% of AMI*Families+ Tracts)<50% of AMI*<80%of AMI* Tract 112526%5010%17536% Tract 518618%25926%44544% Tract 611015%15821%26835% Tract 7.0112420%10817%23237% Tract 7.0212215%21126%33341% Tract 101.018316%12523%20839% Tract 101.038812%20127%28938% Source and Date of Estimate: Census Report 2000 *AMI –Area Median Income INTEGRATION OF LEAD HAZARD REDUCTION IN OTHER HOUSING PROGRAMS The City’s Residential Housing Code requires that interim control activities be under taken whenever defective painted surfaces are detected during all routine housing inspections. This includes all of the City’s assisted housing units that are inspected at least annually and all other rental-housing units in the City inspected on a five-year cyclical basis. The strong, local housing code has been an important component in the maintenance of the local housing infrastructure. The Housing and Community Development Department’s rehabilitation activities also require that lead hazards will be remedied. Using CDBG funding, low interest loans are offered to make properties lead safe during the course of other rehabilitation activities. Currently, HUD lead grant funding is being offered for use in combination with rehabilitation funding to make properties lead safe. The City’s Lead Hazard Reduction program has helped the Housing and Community Development Department promote lead safe housing thru certification and training of dust clearance testing for housing inspectors. A pool of certified contractors, workers, and renovators is now available in our community to make properties lead-safe. The Lead Hazard Reduction Program enables the City of Dubuque to continue efforts to reduce lead paint poisoning in Dubuque’s young children. Building the infrastructure for this effort includes training contractors, workers and landlords in safe paint removal methods. Of equal importance, it includes building a coalition of medical practitioners, inspectors and other related professional service providers to raise awareness and educate the general public in knowledge of practical interventions. The Cityis also reviewing additional healthy home training for such things as indoor air quality, pest management, moisture prevention, and home safety. The Housing and Community Development Department and the Health Services 18 Dubuque Consolidated Plan 2011-2015 Department work closely with the Iowa Department of Public Health (DPH) in Dubuque’s Childhood Lead Paint Poisoning Prevention Program, monitoring the incidence of lead paint in dwellings occupied by children identified with elevated blood levels. All rental units with young children aretested and lead paint removal is required as a condition of participation in the City’s rehab loan programs. HOUSING Housing Needs (91.205) The Housing Needs Table (formerly called HUD Table 2A) is included in the Appendix. The City of Dubuque hired Alta Vista Research, Inc to prepare an analysis of the City’s housing market for this Consolidated Plan. The study, entitled “Consolidated Population, Housing, and Market Analysis Plan” was completed in November 2009. It provided an analysis of the supply, demand, conditions and cost of housing for families and households, renters and owners, minorities, elderly, and disabled. In addition, the study analyzed specific housing problems such as cost burden and overcrowding. The results of this study are includedin part throughout this Plan and assisted in identifying the housing needs as described in this Plan. 2 Affordability of Rental, Owner-occupied, and Vacant Units As with previous ConsolidatedPlans, relative housing affordability can be determined through HUD’s State of the Cities Data System (SOCDS)interface. The CHAS data for consolidated plans are ‘special tabulations’ performed by the Census Bureau for HUD and the data are largely not available in the general public Census products.(seehttp://www.huduser.org/datasets/cp.html). However, this HUD data includes only the 2000 Census and does not include the more recent American Community Survey(ACS)data. This is likely to change as the ACShousing questions replace the Census enumerations and the data set for the ACS increases. The first several tables below are generated through the HUD system, while the subsequent tables come from the AC)and other more recent data sources.At this point, all the variables are not directly comparable across data sets and years (e.g., the ACS for Dubuque does not provide a reliable breakdown of renter type of household, e.g., elderly v. large related, as the HUD SOCDS data provides from the 2000 Census). The SOCDS data on housing problems pulls from numerous disaggregated data sources and creates a customized tabulation. Such tabulation cannot be duplicated with ACS data given the sample sizes. The SOCDS generated tables below provide some illuminating information on housing affordability. The “Affordability Mismatch” table below provides information on the relative affordability of the city’s housing inventory using 2000 Census data. The affordability standard employed in the tables includes the HUD-Adjusted Median Family Income (HAMFI). The HAMFI figure reflects HUD’s adjustment of the income levels to account for location and household size. 2 Alta Vista Research, Inc. 19 Dubuque Consolidated Plan 2011-2015 SOCDS CHAS Data: Affordability Mismatch Output for All Households Source of Name of Jurisdiction:Data:Data Current as of: Dubuque city, IowaCHAS Data 2000 Book Renters Units by # of Owned or for sale units by # of bedrooms bedrooms 0-123+Total0-123+Total Housing Units by Affordability (A)(B)(C)(D)(E)(F)(G)(H) 1. Rent <=30%Value <=30% 7104153451,470N/AN/AN/AN/A # occupied units 59.939.824.645.9N/AN/AN/AN/A % occupants <=30% 64.874.784.172.1N/AN/AN/AN/A % built before 1970 33.122.914.525.9N/AN/AN/AN/A % some problem 1457045260N/AN/AN/AN/A #vacant for rent# vacant for sale 2. Rent >30% to <=50%Value <=50% 1,6751,8755754,1251451,3252,6054,075 # occupied units 42.733.131.336.734.520.019.019.9 % occupants <=50% 71.970.482.672.771.069.487.781.2 % built before 1970 31.930.434.831.66.92.63.53.3 % some problem 1401104529510304080 # vacant for rent# vacant for sale Value >50% to 3. Rent >50% to <=80% <=80% 3507903601,500881,6506,2858,023 # occupied units 57.151.366.756.355.737.625.027.9 % occupants <=80% 52.943.084.755.3101.185.880.381.6 % built before 1970 20 Dubuque Consolidated Plan 2011-2015 50.039.937.541.717.03.31.92.4 % some problem 404508510254075 # vacant for rent# vacant for sale 4. Rent >80%Value >80% 1204823191653102,7673,142 # occupied units 2510035484456 # vacant for rent# vacant for sale Definitions : Rent 0-30% -These are units with a current gross rent (rent and utilities) that are affordable to households with incomes at or below 30% of HUD Area Median Family Income. Affordable is defined as gross rent less than or equal to 30% of a household's gross income. Rent 30-50% -These are units with a current gross rent that are affordable to households with incomes greater than 30% and less than or equal to 50% of HUD Area Median Family Income. Rent 50-80% -These are units with a current gross rent that are affordable to households with incomes greater than 50% and less than or equal to 80% of HUD Area Median Family Income. Rent > 80% -These are units with a current gross rent that are affordable to households with incomes above 80% of HUD Area Median Family Income. Value 0-50% -These are homes with values affordable to households with incomes at or below 50% of HUD Area Median Family Income. Affordable is defined as annual owner costs less than or equal to 30% of annual gross income. Annual owner costs are estimated assuming the cost of purchasing a home at the time of the Census based on the reported value of the home. Assuming a 7.9% interest rate and and national averages for annual utility costs, taxes, and hazard and mortgage insurance, multiplying income times 2.9 represents the value of a home a person could afford to purchase. For example, a household with an annual gross income of $30,000 is estimated to be able to afford an $87,000 home without having total costs exceed 30% of their annual household income Value 50-80% -These are units with a current value that are affordable to households with incomes greater than 50% and less than or equal to 80% of HUD Area Median Family Income. Value > 80% -These are units with a current value that are affordable to households with incomes above 80% of HUD Area Median Family Income. SOCDS CHAS Data: Housing Problems Output for All Households Name of Jurisdiction:Source of Data:Data Current as of: Dubuque city, IowaCHAS Data Book2000 RentersOwners Large Large Small Small ElderlyRelatedElderlyRelated Household RelatedAllTotalRelatedAllTotalTotal (1 & 2 (5 or (1 & 2 (5 or by Type, (2 to 4 OtherRenters(2 to 4 OtherOwnersHouseholds members)more members)more Income, & members)members) members)members) Housing Problem (A)(B)(C)(D)(E)(F)(G)(H)(I)(J)(K) 1. Household 8337671221,1972,9191,0903111232491,7734,692 Income <= 50% MFI 21 Dubuque Consolidated Plan 2011-2015 2. Household 451393566791,57935488241356012,180 Income <=30% MFI 3. % with any 63.482.282.176.474.459.388.6100.066.766.972.3 housing problems 4. % Cost 58.182.282.172.871.259.388.6100.066.766.970.0 Burden >30% 5. % Cost 37.557.067.948.648.236.772.783.344.445.647.5 Burden >50% 6. Household Income 382374665181,340736223991141,1722,512 >30 to <=50% MFI 7. % with any 64.763.947.046.956.713.968.674.752.633.245.7 housing problems 8. % Cost 63.661.234.846.154.813.362.374.752.631.744.0 Burden >30% 9. % Cost 20.713.16.15.812.17.535.910.113.213.712.8 Burden >50% 10. Household Income 4096791958102,0931,2937931915902,8674,960 >50 to <=80% MFI 24.215.338.512.318.19.930.627.238.122.620.7 11.% with 22 Dubuque Consolidated Plan 2011-2015 any housing problems 12.% Cost 24.211.60.010.512.69.930.625.138.122.518.3 Burden >30% 13. % Cost 3.70.00.00.00.71.53.02.15.92.92.0 Burden >50% 14. Household 313834931,0302,2702,2116,0681,0701,21510,56412,834 Income >80% MFI 15.% with any 8.93.515.14.45.14.16.07.06.65.85.6 housing problems 16.% Cost 8.90.50.01.52.13.65.63.76.65.14.6 Burden >30% 17. % Cost 0.00.50.00.00.20.20.20.01.60.30.3 Burden >50% 18. Total 1,5552,2804103,0377,2824,5947,1721,3842,05415,20422,486 Households 19. % with any 42.430.540.529.933.311.611.716.322.213.519.9 housing problems 20. % Cost 40.627.916.827.429.811.211.113.422.212.918.3 Burden >30 21. % Cost 16.912.110.211.912.94.52.52.56.33.66.6 Burden >50 Definitions: 23 Dubuque Consolidated Plan 2011-2015 Any housing problems : cost burden greater than 30% of income and/or overcrowding and/or without complete kitchen or plumbing facilities. Other housing problems : overcrowding (1.01 or more persons per room) and/or without complete kitchen or plumbing facilities. Elderly households :1 or 2 person household, either person 62 years old or older. Renter : Data do not include renters living on boats, RVs or vans. This excludes approximately 25,000 households nationwide. Cost Burden : Cost burden is the fraction of a household's total grossincome spent on housing costs. For renters, housing costs include rent paid by the tenant plus utilities. For owners, housing costs include mortgage payment, taxes, insurance, and utilities. Compounding the concerns over general availability of housing for families, according to the data provided in the foregoing tables, of the vacant 2+ bedroom rental units, only 115 are affordable rents for those households with incomes at or below 30% of HAMFI. Beyond the rental pressures on larger families indicated above, the data suggest likewise pressure on 0-1 bedroom units. Across all the HUD affordability categories (<30% MFI to >80% MFI), the percentage of households listed as having housing problems (i.e., cost burdens, overcrowding, etc.) via the 2000 Census isprovided in the following table. Table 30. 2000 Census: Percentage of Households with Housing Problems by Income Leveland Tenure % with Housing Problem By Tenure Income Level Renters Owners <30% MFI74.4% 66.9% >30% to <=50% MFI56.7%33.2% >50% to <=80% MFI18.1%22.6% >80%MFI5.1%5.8% Total Households33.3%13.5% Source: U.S. Census Bureau The data from SOCDS suggest that housing burdens impact not only those in the lowest income bracket, but that those in the middle-income bracket also face problems. This middle-income group may be especially problematic given the income limits for rental assistance programs. It is likely that the housing problems most often faced by households within this income level relate to cost burden or overcrowding, and not incomplete kitchen or bathroom facilities. According to the SOCDS data of those renter households with an income of <=30% MFI, nearly half face a cost burden of 50% of their income. In that same income category nearly three quarters of households are spending more than 30% of their income on housing. Of those households with >30 to <=50% MFI, roughly half of all households registered a cost burden greater than 30%. In general, as the percentage of renter households facing serious/extreme cost burdens decreases, household income increases. In regards to cost burdensfor households in owner-occupied units, the same general trends exist. 3 Residential Housing Loss Since 1989, when the Dubuque Housing and Community Development Department began tracking the loss of housing units, the city has experienced a loss of 521units. For the last five years the losses total 155 units. Losses can come from a number of 3 Alta Vista Research, Inc. 24 Dubuque Consolidated Plan 2011-2015 sources, including changes in infrastructure (e.g., highways, etc.), expansions of existing facilities such as hospitals, business, or colleges/universities, or other processes such as condemnation. Changes in Rental Units and ContractRents 4 Unlike in previous consolidated plans employing full Census data, the ACS data cannot yet provide a detailed picture of rental units and contract rent by census tract. Looking back at the 2000 Census data on the changes in median contract rent for selected census tracts (chosen because of their high concentration of housing affordability concerns-tracts 1, 3, 4, 5, 6, 7.01 and 7.02), it should be noted that while absolute increases in contract rent were experienced in all of these census tracts, the changes from 1990 to 2000 kept pacewith inflation. This is not to say that the wages of individuals in these rental units did likewise, however. Beyond the data and reports provided by the Census Bureau, HUD, and the Federial Financial Institutions Examination Council (FFIEC), there are research and interest groups who study and advocate for housing affordability. One such group, the National Low Income Housing Coalition (NLIHC), compares HUD Fair Market Rent (FMR) estimates for localities with estimated renter income and minimum wage levels to determine what they call the “housing wage.” This housing wage is the level of hourly income required to afford a 2 bedroom apartment without paying more than 30% of income on housing (thereby avoiding the established level of housing cost burden). NLIHC calculates these figures at the national, state, and MSAlevel. While the data is not presented for the City of Dubuque separate from the MSA, the figures are largely comparable and very illustrative. It should be noted that the MSAmay create increases in FMR, but such influence on Dubuque is likely marginal (given the limited rental inventory beyond the corporate limits of Dubuque). The most recent NLIHC rent data was published in Out of Reach (2009). According to the NLIHC most recent data, Iowa FMR for 2 bedroom apartments in 2009 is $629. To afford this housing, including utilities, would require a monthly income of $2,097 or$25,162 annually. ThenLIHC assumes a 40 hour work week for 52 weeks per year to determine the so-called housing wage of $12.10. The estimated average wage for renters in Iowa is $11. As such, a renter must work 44 hours a week to afford the 2 bedroom apartment at FMR without experiencing a cost burden. TheNLIHC also calculated housing wage for the Dubuque MSA. Based on HUD estimates, Dubuque FMR for a two bedroom apartment is $581. To avoid cost burdens would require a housing wage of $11.04. For aminimum wage worker, 61 hours a week would be needed to achieve this housing wage. However, the estimated average wage for renters in the Dubuque MSA is $10.28 requiring a 43 hour work weekto afford a 2 bedroom apartmentat current FMR levels. The picture is less rosy for those on Supplemental Security Income (SSI) as their sole income. At current SSI payment levels for Dubuque, an individual could only afford a rent of $202 without incurring a cost burden. However, FMR for one bedroom apartments in Dubuque MSA is $442. A couple of cautions are appropriate when using the NLIHC data. While the FMR values are provided by HUD, the calculation of housing wage is determined by NLIHC and represents only what an individual would have to earn to avoid a costburden for a 4 Alta Vista Research, Inc. 25 Dubuque Consolidated Plan 2011-2015 two bedroom apartment. However, this calculation does not account for households with more than one wage earner or the FMR for units other than two bedrooms. It is reasonable to believe that there are many renters who comprise only one partof full time wage earners of the household and/or who live and desire or need something other than a two bedroom apartment. With these cautions aside, the data is still useful for Dubuque’s projections and consideration of housing affordability. It is certainly likely that minimum wage earners or those with fixed subsidies will face housing affordability issues. The LIHC data provides a clearer picture of this phenomenon and translates the data into usable and understandable metrics such as a “housing wage.” 5 OVERCROWDING The U.S. Census Bureau defines an overcrowded housing unit as any in which there is more than one occupant per room (excluding bathrooms, porches, etc.). For the ACS, the national overcrowding rate estimate was 3% (Margin of Error+/-.1) and for Dubuque the estimate was 0.6% (+/-.2 to .5). The Census Bureau does not provide a fully collapsed category table for the Margin of Error (MoE)occupant per room calculations, so the +/-.2 to .5 is a statement of the MoE for the two categories collapsed here (1.01 to 1.50 occupants per room and 1.51 or more occupants per room). Owing to the limited sample size, it is currently impossible through the ACS to provide a precise tabulation of overcrowding in owner-occupied versus renter-occupied units for the city of Dubuque (the MoE is too broad to determine reliable averages across categories—renter and owner). As the dataset expands this impediment will likely be removed. However, the national figures are discernible and indicate (accounting for lower and upper bounds of MoE) an overcrowding rate in owner occupied units of 1.6- 1.7% and in renter-occupied units of 5.7-5.8%. The Dubuque data provides a similar impression, with renter occupied units some 3 times more likely to experience overcrowding. Overall, however, it appears that the lack of overcrowding in housing units, renter-occupied or owner-occupied, identified in the previous consolidated plan is present currently as well. As noted in the previous consolidated plan, one possibleexplanation for the lower than average overcrowding in Dubuque housing units may be the city’s household and family size. The average household size in Dubuque is estimated to be 2.27 persons (+/-.04) and family size is 2.89 persons (+/-.07). Both household and family size estimated in the ACS for Dubuque are smaller than the national ACS estimates of household size--2.6 persons (+/-.01), and family size--3.19 (+/-.01). 6 Areas of Racial/Ethnic Minorities and Low-Income Population Data is not currently available for a direct comparison of census block and tracts from the 2000 Census. ACS data at the block and tract level will likely be available in 2010. A2009 transit study by LSC Transportation Consultants, Inc. commissioned by the City of Dubuque for the city’s Keyline Transit System provides an estimate of minority and poverty populations by census tract and blocks. Important and relevant elements of the report from LSC Transportation Consultants, Inc. are cited below. 5 Alta Vista Research, Inc. 6 Alta Vista Research, Inc. 26 Dubuque Consolidated Plan 2011-2015 Beyond the recent transit study, the FFIEC publishes yearly census data highlighting demography, income, population and housing information by census tract. This data is compiled from both the census and HUD. The FFIEC provides data by census tract for Dubuque and updates several areas of the data yearly (e.g., median family income). However, these updated areas are used in addition to static 2000 Census figures such as minority population. So, the FFIEC data updates on several economic indicators by census tract—including estimates, but there is not a new estimate of the racial composition of the same tract, for instance. Only the updated FFIEC categories are included in the table below. As such, while the LSC estimates are 2008 figures, the FFIEC Medium Family Income (MFI)figures (both MSA MFI and the tract percentage of MSA MFI) are 2009 figures. Table 18 below merges LSC estimates with FFIEC data on the same selected census tracts. The table provides a picture of estimated economic and demographic conditions, including race, poverty, and MFI for tract and its relative percentage of Dubuque MSA MFI. Table 18. Estimated Minority Population, Poverty, and MFI with MSA Comparisons by Census Tract 2008*2008*2008*2009**2009 Est.** CensusEst.Est. % Pop.Est. % Pop.Est. Tract Tract MFI as TractPop. Minorityin PovertyMFI %MSA MFI 12,98016.5%23.9%$33,30053.3% 32,2566.3%4.3%$55,31388.5% 44,169<1%11.2%$53,86986.2% 54,2666%15.6%$45,02572% 63,7466.3%10.3%$63,531101.7% 7.013,8258.2%14%$58,51993.6% 7.023,5972.4%11.5%$53,88186.2% 8.014,9272.5%9.4%$67,931108.7% 8.023,4431.2%2.7%$77,406123.9% 93,9983.1%6.3%$59,29494.9% 11.013,6631.2%2.1%$68,863110.2% 11.025,7703.5%6.1%$61,15097.9% 12.014,1974.3%6.6%$65,756105.2% 12.022,0532.2%7%$59,80095.7% 12.036,2824.3%3.9%$73,794118.1% 101.012,0152.2%6.7%$53,51385.6% 101.032,7341.4%4.6%$59,63895.4% Sources: *LSC, **FFIEC There is much of interest in table 18, but one thing of note is that four of the five most racially diverse census tracts are also among the top five tracts for the prevalence of poverty, and the single most diverse census tract is also clearly the most impoverished. Simply put, Dubuque’s most racially mixed areas are its most impoverished.* 27 Dubuque Consolidated Plan 2011-2015 MAPS & CHARTS The map below shows the minority population by Census Tract as a percent of the City’s total population. The chart below shows the comparison of poverty and minority population. 28 Dubuque Consolidated Plan 2011-2015 Priority Housing Needs (91.215 (b)) Priority Housing Needs The funding priorities are shown on the Housing Needs Table. Funding for meeting the needs of these priorities is expected to be provided with Community Development Block Grant (CDBG) funds. Additional HOME funding is applied for through the State of Iowa for specific projects. Section 8 funds are used to provide rental assistance to low-income persons but are not included in these funding estimates. Although additional partners will be needed to assist in this energetic plan, their participation is not shown since they have not been specifically identified. Based on the housing market data, the City of Dubuqueproposes to focus its CDBG funds towards improving the quality of life in neighborhoods for extremely low, very low and low income households, and to preserve and increase the stock of affordable owner and renter housing units. The following housing priorities have been established: Expand home-ownership opportunities for extremely low to low income ó households Preserve and maintain existing affordable housing through rehabilitation of ó properties for extremely-low to low-income households Preserve existing housing and residential neighborhoods. ó Increase the housing options and related services for special needs populations. ó Create and maintain emergency and transitional housing and support services ó for persons and families at risk for homelessness. Basis for Priority The housing priorities were identified based on the Alta Vista study dataon housing availability and affordability that is referenced throughout this document.Public input was also reviewed.The Housingdata was analyzed and priorities were established by the Community Development Advisory Commission using the following definitions: •High priorities are those activities thatWILL be funded with CDBG funds •Medium priorities are those activities that MAY be funded with CDBG funds, but only after high priorities have been funded or if sufficient need is further identified. •Low priorities are those activities that will NOT be funded with CDBG funds but may be funded with other City or local funds. Medium and low priority activities are still important and are not meant to be understood as being unnecessary but those needs may have other more appropriate funding sources. The City has identified a limited number of priorities to provide a focus for activities that will be funded in the next five years. There are a sufficient number of medium priority needs to ensure that funds can be spent in a timely manner.The priorities identified were developed by: • Weighing the severity of the need • Analyzing current housing, economic, social and community conditions • Analyzing the needs of low and moderate income persons and families • Assessing the funding resources available over the next five years • Evaluating input from community meetings, interviews, studies and surveys, City staff, City Council priorities, and public hearings. 29 Dubuque Consolidated Plan 2011-2015 Obstacles to Meeting Underserved Needs Anticipated obstacles to meeting underserved needs are lack of sufficient resources, which limit the ability to provide programs and services,and lack of sufficient providers. Two major obstacles that can make acquisition and rehabilitation of older downtown housing infeasible for low-moderate income households are 1) the combined costs of purchase and rehabilitation which exceeds the borrowing capacity of lower-income households and 2) the total costs can exceed market values, making conventional financing difficultto obtain. In addition, meeting federally required historic standards for rehabbing older, historic homes can be costly when using federal assistance programs. The City places a high priority on developing the capacity of the not-for-profit sector, to rehabilitate, build, maintain and manage affordable housing. It is essential that the capacity of these groups be otherwise nurtured and developed to help meet the housing needs of the City’s low-and moderate-income persons. This also includes building the capacity of neighborhood associations for neighborhood-level response to social and housing conditions with the help of our Neighborhood Development Specialist. Washington Neighborhood: Revitalize Initiative The Washington Neighborhood has been locally designated as an area in need of thnd assistance. The area is a 55 square block area bounded by 11and 22Streets on the south and north; and by White and Elm Streets on the west and east respectively. At its eastern and western boundaries, uses tend to bemore commercial, with the residential core located along Washington and Jackson Streets. Housing uses begin to intensify th north of 14Street and become increasingly more concentrated toward the north end of the area. Scattered small businesses and institutional structures are located throughout the neighborhood. Although no CDBG recognized designation will be initiated, the area continues to be the focus of City initiatives to encourage home ownership and redevelopment. A comprehensive, citizen based plan for the neighborhood has been approved and is currently being implemented. The Washington Neighborhood Development Corporation, a new non-profit corporation was formed in 2009 to promote revitalization efforts in the Washington Neighborhood. The WNDC is staffed by a fulltime executive director, initially funded by the City of Dubuque. A board of directors has been recruited to represent the interests of stakeholders, including the Washington Neighborhood Association, landlords, businesses and lenders, and city government. The corporation will promote activities to improve the neighborhood in a variety of ways. Housing Market Analysis (91.210) Based on the data below, the City of Dubuque expects to focus its CDBG entitlement funds on preserving andincreasing affordable housing for extremely low, very low and low income households. General Housing Market and Inventory 30 Dubuque Consolidated Plan 2011-2015 7 Housing Supply According to the 2005-7 ACS, Dubuque contains 25,273 housing units (+/-266). This marks an increase from the 2000 Census total housing unit figure of 23,819. Taking into consideration the MoE, this represents an increase of 5.8%, with the upper limit of change being 7.2% and the lower limit 5%. This change in total housing units largely mirrors the change from the 1990 to 2000 Census (roughly a 6% change). Of the housing units identified in the ACS, 23,651 (+/-499) were classified as occupied, with 1,622 (+/-446) classified as vacant. In relation to the total housing units, occupied units represent 93.6% (+/-1.8) with vacant units representing 6.4% (+/-1.8). The ACS reports a rental vacancy rate of 9% (+/-4.8) and a homeowner vacancy rate of 0.4% (+/-0.5). The ACS occupancy rate marks a decrease from the 2000 Census figure of 94.7% occupancy rate. Of the total occupied housing units identified by the ACS, 16,590 (+/-529) were identified as owner-occupied, with 7,061 (+/-639) identified as renter-occupied. Of the total occupied units, owner-occupied represent 70.1% (+/-2.4) and renter-occupied the remaining 29.9% (+/-2.4). The Dubuque Housing Department’s current assessment of total rental stock is 7,800 units. In the previous assessment of total licensed rental stock in 2004, the city had 7,626 total rental units. This represents a 2.3% increase in licensed rental units from 2004 to 2008. This full enumeration is consonant with the findings of the ACS considering the estimated vacancy rates and margin of error. It is important to note the relative population of Dubuque within renter-occupied and owner-occupied units respectively. According to the ACS, 39,759 individuals (+/-1,332) are in owner-occupied housing units and 13,980 (+/-1,429) are in renter-occupied units. Therefore, roughly 66% of the population resides in owner-occupied units. Vacancy 8 A ‘vacant’ housing unit is one in which no one is living during the interview period unless its occupants are only temporarily absent. Following the Census Bureau’s definition of vacancy, the ACS indicated a total of 1,622 (+/-446) vacant housing units. As a total of all housing units this represents 6.4% (+/-1.8) of housing stock. For comparison, the 2000 Census indicated a vacancy rate of 5.3% and an absolute number of vacant housing units of 1,259. Of the estimated 1,622 vacant housing units, 836 (+/-395) are indicated to be offered for rent or sale only and rented or sold but not yet occupied. All other vacant units total 786 (+/-272). Included in these other vacant units are those for which the occupant is residing elsewhere 135 (+/-107). This category could include individuals with more than one residence. The ACS estimates do not yet allow for a full accounting of the conditions surrounding the vacancy. While the 2000 Census provided data indicating the type of housing vacant in terms of “seasonal, recreational, or occasional use” housing units, in its current state the ACS does not provide that same data. In addition, the ACS does not yet provide reliable estimates for the various conditions of vacant property (e.g., age of structure, plumbing facilities, etc.). Regardless, it is clear that not all of the vacant 7 Alta Vista Research, Inc. 8 Alta Vista Research, Inc. 31 Dubuque Consolidated Plan 2011-2015 housing units identified present active and available rental stock. From the ACS data it appears that the vacant units actively open on the sales or rental market do not even include all of the estimated 836 (+/-395) given that this total includes those already rented/sold but not yet occupied. Also, the category of ‘other vacant’ includes those not for rent or sale, etc. While it is impossible from the ACS data to determine the exact number of housing units for sale remaining vacant (thus speaking to the supply issues in the housing market and inventory), it is clear that the number of units available is certainly quite less than the total vacant housing unit figure estimated by the ACS. In addition to the limitations of current ACS data to identify the exact characteristics of the vacant properties, it is also not possible currently to impute the rental vacancy rates by census tract. This was done for the 2000 Census,but cannot be accurately replicated here. However, it is reasonable to expect that current patterns of vacancy largely follow the past trends. In addition, data from other studies may shed some light on the question. TheCity’s vacancy rate is markedlyhigher for its rental units than its owned units (9% for rental units and 0.4% for owned units, +/-0.5 and 4.8 respectively). Dubuque’s housing inventory as estimated in the ACS continues to be older than both the state and national averages. 9 AvailableHousing The U.S. Census Bureau classifies housing types in a number of ways. One of the more important forms is classification by number of units within a structure. Such figures provide a way to understand the forms of housing predominant in a given location. The ACS estimates for Dubuque are provided in the table below: Table 20. ACS Estimated Housing Type and Percentage of Total Housing Inventory Estimate (MoE)%Total Units (MoE) Total Housing Units25,273(+/-266)100% 1unit, detached16,050(+/-537)63.5%(+/-2.1) 1 unit, attached1,261(+/-341)5%(+/-1.4) 2 units1,853(+/-380)7.3%(+/-1.5) 3 or 4 units1,700(+/-328)6.7%(+/-1.3) 5 to 9 units1,649(+/-285)6.5%(+/-1.1) 10 to 19 units708(+/-213)2.8%(+/-0.8) 20 + units1,287(+/-226)5.1%(+/-0.9) Mobile home765(+/-191)3.0%(+/-0.8) Boat, rv, van, etc.0(+/-127)0.0%(+/-0.1) Source: U.S. Census Bureau Considering the estimates above, roughly 2/3rds of Dubuque housingunits are single units. The largest category of housing unit complexes, 20+ units, accounts for a smaller percentage of housing units than many other categories of multi-unit structures. 10 Housing Age The ACS provides estimates for the age of housing units. The structure data collected refer only to when the structure was first constructed, and does not consider any renovations since the original construction. The current ACS data indicate that over 9 Alta Vista Research, Inc. 10 Alta Vista Research, Inc. 32 Dubuque Consolidated Plan 2011-2015 1/3rd of structures were built 70+ years ago (37.1%, +/-2.2), and roughly 2/3rds having been built 40+ yearsago. As indicated elsewhere in this report, Dubuque has an older than state and national average age of its housing structures. The following table provides a breakdown of estimates of housing structure age of occupied units by tenure of occupants (owner v. renter). Table 21. ACS Estimated Age of Structure by Tenure of Occupant Estimate (MoE) Total Structures:23,651(+/-499) Owner occupied:16,590(+/-529) Built 2005 or later143(+/-95) Built 2000 to 2004624(+/-167) Built 1990 to 19991,320(+/-196) Built 1980 to 1989876(+/-219) Built 1970 to 19792,413(+/-306) Built 1960 to 19692,612(+/-274) Built 1950 to 19592,539(+/-359) Built 1940 to 1949928(+/-221) Built 1939 or earlier5,135(+/-511) Renter occupied:7,061(+/-639) Built 2005 or later90(+/-86) Built 2000 to 2004356(+/-173) Built 1990 to 1999401(+/-157) Built 1980 to 1989518(+/-171) Built 1970 to 19791,177(+/-199) Built 1960 to 1969482(+/-166) Built 1950 to 1959525(+/-170) Built 1940 to 1949347(+/-133) Built 1939 or earlier3,165(+/-558) Source: U.S. Census Bureau From the data above, up to 50% (considering MoE) of renter-occupied structures were built 70 years ago or more, while roughly 30% of owner-occupied structures were built 70 years ago or more. It is simply the case that a greater percentage of renters than owners occupy the oldest housing units in Dubuque’s inventory. According to ACS estimates, the median year structure built for owner-occupied units is 1959 (+/-2) and for renter occupied units the median year built is 1950 (+/-8). Given the MoE it is not appropriate to claim a significant difference in median age of structure. However, as the ACS data set expands the MoE for renter occupied units will likely decrease and allow a more exact comparison. It is also of interest to consider the relative condition of the structures either owned or rented. One concern for aging housing stock is the suitability of either/both the physical condition of the structure or the fiscal condition of the householder relative to housing costs. The following table provides the ACS estimates for data on housing condition by renter versus owner (i.e., tenure). Physical conditions could include incomplete bathroom or kitchen facilities, while fiscal conditions could include a housing cost burden of greater than 30%. Table 22. ACS Estimated Selected Physical or Economic Condition by Tenure Estimate(MoE) Total Housing Units:23,651(+/-499) Owner occupied:16,590(+/-529) With one selected condition3,210(+/-458) With two selected conditions91(+/-74) With three selected conditions0(+/-127) With fourselected conditions0(+/-127) 33 Dubuque Consolidated Plan 2011-2015 No selected conditions13,289(+/-552) Renter occupied:7,061(+/-639) With one selected condition2,614(+/-435) With two selected conditions156(+/-117) With three selected conditions49(+/-73) With four selected conditions0(+/-127) No selected conditions4,242(+/-501) Source: U.S. Census Bureau From the data above, it is clear that renters are more likely than owners to face a physical or fiscal condition creating a housing burden. 11 Housing Value/Costs The ACS estimate of the median value of owner-occupied units in the City of Dubuque is $115,100 (+/-$3,442). As with the 2000 Census, the ACS figures represent an estimate by the homeowner of combined value of dwelling and land and are not checked against assessments, appraisals, etc. The 2000 Census determined median value at $88,400. Even considering inflation and valuation difficulties, this change does represent a measurable increase in median value. Looking further into theACS estimates, a picture of the distribution of value within the owner-occupied housing emerges. The distribution is provided in table 23 below. Table 23. ACS Estimated Housing Values and Number of Units Estimate(MoE) Total Units:16,590(+/-529) Estimated Value Less than $50,000992(+/-228) $50,000 to $99,9995,403(+/-473) $100,000 to $149,9995,882(+/-471) $150,000 to $199,9992,268(+/-282) $200,000 to $299,9991,431(+/-236) $300,000 to $499,999349(+/-130) $500,000 to $999,999265(+/-95) $1,000,000 or more0(+/-127) Source: U.S. Census Bureau The data above conforms with standing trends in housing values found in previous consolidated plans. The clear plurality-to-possible majority of housing units are self- reported to be valued between $100,000 to $200,000. Taking into consideration the reported MoE, units in this range account for an estimated 43-55% of the total. Units in the lowest two categories account for anywhere from 33-44%. This range was calculated using MoE for both total units and the discrete category. Those with the units in the lowest category composed roughly 4-8% of the total. In regards to costs, perhaps the most significant concern for the Dubuque Housing Department in its assessment of needs, the picture for both owner-occupied households and renter-occupied households shows cost pressures. As with previous examinations, housing costs continue to rise at a pace faster than general income trends. However, Dubuque still demonstrates lower than state and national average housing costs pressures. Unfortunately, the ACS cannot yet provide a fully comprehensive picture of housing burden. As such, the SOCDS HUD data employing the 2000 Census will be presented as wellas the newer, yet not as complete, ACS data. 11 Alta Vista Research, Inc. 34 Dubuque Consolidated Plan 2011-2015 The Census Bureau, HUD, and numerous other housing agencies and interest groups accept a 30% of household income as a threshold for housing burden. Housing costs should not account for more than 30% of incomeaccording to this standard. A look at the distribution of housing costs as a percentage of household income for owner- occupied units with/without a mortgage provides a picture, albeit incomplete, of the costs pressures within Dubuque. Table 24 provides this data. Table 24. ACS Estimated Owner-occupied Unit Cost Burdens by Household Income and Mortgage Status Total Owner-occupied Units:16,590(+/-529) With a mortgage10,335(+/-556) Less than $20,000 Household Income839(+/-228) 30 percent or more Cost Burden839(+/-228) $20,000 to $34,999 Household Income1,492(+/-325) 30 percent or more Cost Burden970(+/-316) $35,000 to $49,999 Household Income1,756(+/-308) 30 percent or more Cost Burden477(+/-149) $50,000 to $74,999 Household Income3,194(+/-430) 30 percent or more Cost Burden 391(+/-167) $75,000 or more Household Income3,054(+/-356) 30 percent or more Cost Burden 67(+/-65) Without a mortgage6,255(+/-421) Less than $20,000 Household Income1,281(+/-241) 30 percent or more Cost Burden 662(+/-169) $20,000 to $34,999 Household Income1,663(+/-293) 30 percent or more Cost Burden 110(+/-87) $35,000 to $49,999 Household Income1,023(+/-224) 30 percent or more Cost Burden0(+/-127) $50,000 to $74,999 Household Income977(+/-205) 30 percent or more Cost Burden 0(+/-127) $75,000 or more Household Income1,264(+/-258) 30 percent or more Cost Burden0(+/-127) Source: U.S. Census Bureau To present the data without specific regard for household income categories but with consideration of more detailed cost levels, table 25 is provided below. The table presents owner-occupied housing units by mortgage status and percent of monthly owner costs as percentage of household income. Table 25. ACS Estimated Owner-occupied Units by Mortgage Status and Cost Burden Estimate(MoE) Total Owner-occupied Units:16,590(+/-529) Housing units with a mortgage10,335(+/-556) 20.0 to 24.9 percent Cost Burden2,250(+/-350) 25.0 to 29.9 percent Cost Burden1,242(+/-270) 30.0 to 34.9 percent Cost Burden837(+/-221) 35.0 to 39.9 percent Cost Burden 463(+/-162) 40.0 to 49.9 percent Cost Burden 567(+/-168) 50.0 percent or more Cost Burden877(+/-235) Housing units without a mortgage 6,255(+/-421) 20.0 to 24.9 percent Cost Burden603(+/-197) 25.0 to 29.9 percent Cost Burden339(+/-158) 30.0 to 34.9 percent Cost Burden220(+/-105) 35.0 to 39.9 percent CostBurden182(+/-116) 40.0 to 49.9 percent Cost Burden180(+/-89) 50.0 percent or more Cost Burden190(+/-81) Source: U.S. Census Bureau From the data above, some rather intuitive observations can be made. It is clear that the estimates paint a picture in which those households with the lowest level of 35 Dubuque Consolidated Plan 2011-2015 household income are more likely to face housing costs at 30% or greater. This is true regardless of mortgage status of the owner-occupied unit. It is, of course, more acute for those owner-occupied households with a mortgage. Given the ACS standing as estimates with a margin of error, the range of households with costs burdens needs to be accounted for. Even with the margin of error considered, however, it is clear that nearly all households with a mortgage in the bottom household income category face housing costs at 30% or greater. It is essential to consider the cost burdens of renter-occupied households versus owner-occupied households. Data on housing cost burdens in Dubuque County (broader than the city) indicate that 25% owners with a mortgage, 11% of owners without a mortgage, and 38% renters face housing cost burdens. Again, a housing cost threshold of 30 percent or greater of household income is considered a housing burden. The following table provides a comparison of the two groups, owners and renters, in terms of household income and percent of housing costs. Table 26. ACS Estimated Monthly Housing Costs as Percentage of Household Income by Tenure and Household Income Level Estimate(MoE) Total Occupied Housing Units23,651(+/-499) Total Owner-occupied Units16,590(+/-529) With a mortgage10,335(+/-556) Less than $20,000 Household Income839(+/-228) 30 percent or more Cost Burden839(+/-228) $20,000 to $34,999 Household Income1,492(+/-325) 30 percent or more Cost Burden970(+/-316) $35,000 to $49,999 Household Income1,756(+/-308) 30 percent or more Cost Burden477(+/-149) $50,000 to $74,999 Household Income3,194(+/-430) 30 percent or more Cost Burden 391(+/-167) $75,000 or more Household Income3,054(+/-356) 30 percent or more Cost Burden 67(+/-65) Without a mortgage6,255(+/-421) Less than $20,000 Household Income1,281(+/-241) 30 percent or more Cost Burden 662(+/-169) $20,000 to $34,999 Household Income1,663(+/-293) 30 percent or more Cost Burden 110(+/-87) $35,000 to $49,999 Household Income1,023(+/-224) 30 percent or more Cost Burden0(+/-127) $50,000 to$74,999 Household Income977(+/-205) 30 percent or more Cost Burden 0(+/-127) $75,000 or more Household Income1,264(+/-258) 30 percent or more Cost Burden0(+/-127) Total Renter-occupied housing units7,061(+/-639) Less than $20,000 Household Income3,063(+/-448) 30 percent or more Cost Burden2,364(+/-420) $20,000 to $34,999 Household Income1,563(+/-346) 30 percent or more Cost Burden337(+/-154) $35,000 to $49,999 Household Income931(+/-242) 30 percent or more Cost Burden82(+/-86) $50,000 to $74,999 Household Income760(+/-231) 30 percent or more Cost Burden0(+/-127) $75,000 or more Household Income277(+/-141) 30 percent or more Cost Burden0(+/-127) Source: U.S. Census Bureau Beyond cost burdens by household income levels, looking at gross rent and fair market rent (FMR) can provide some general insights into housing cost burdens. Gross rent is defined as the sum of rent paid to the owner plus any utility costs incurred by the tenant—excluding phone service. FMR is determined by HUD and represents the 40th 36 Dubuque Consolidated Plan 2011-2015 percentile of gross rents for a typical, non-substandard rental unit occupied by recent moves in a local housing unit. FMR excludes public housing, substandard housing, housing less than 2 years old, etc ò Table 27. Gross Rent as Percentage of Household Income Renter-occupied Units7,061 (+/-639) Gross Rent < 15 Percent Household Income1,318 (+/-105)18.7% (+/-4.1) Gross Rent 15 to 19.9 Percent Household Income699 (+/-207)9.9% (+/-2.7) Gross Rent 20 to 24.9 Percent Household Income904 (+/-245)12.8% (+/-3.4) Gross Rent 25 to 29.9 Percent Household Income890 (+/-251)12.6% (+/-3.5) Gross Rent 30 to 34.9 Percent Household Income518 (+/-183)7.3% (+/-2.5) Gross Rent 35 Percent Household Income or More2,265 (+/-419)32.1% (+/-5) Not Computed467 (+/-209) Source: U.S. Census Bureau Fromthetable above, the most significant finding is the size of the renting population experiencing a cost burden. Roughly 30% of renters face extreme cost burdens with gross rent 35% or more of household income. A further 7.3% of renters face burdens above the 30% threshold commonly employed by housing agencies and interest groups. In all, a third to nearly half of all renters had gross rents creating a cost burden of more than 30% of household income. Beyond the problem of cost burden, households may face additional pressures leading to inadequate housing security. Additional pressures tracked by the ACS include overcrowding, inadequate plumbing or kitchen facilities, etc. The ACS provides an estimate of housing units and the presence of such conditions. Table 28 below presents this data. Table 28. Housing Units by Tenure with Selected Physical and Financial Conditions Estimate(MoE) Total Occupied Units23,651(+/-499) Owner occupied16,590(+/-529) With one selected condition3,210(+/-458) With two selected conditions91(+/-74) With three selected conditions0(+/-127) With four selected conditions0(+/-127) No selected conditions13,289(+/-552) Renter occupied7,061(+/-639) With one selected condition2,614(+/-435) With two selected conditions156(+/-117) With threeselected conditions49(+/-73) With four selected conditions0(+/-127) No selected conditions4,242(+/-501) Source: U.S. Census Bureau These conditions correspond to burdens associated with the physical condition of the unit and/or the financial condition of the household. Such conditions include excessive 37 Dubuque Consolidated Plan 2011-2015 cost burden (over 30% housing costs as percentage of household income, overcrowding, incomplete facilities, etc.). From the data above it is clear that renters face a greater likelihood of physical or financial burdens than owners. This observation should not be surprising considering the data on table 27 indicating the prevalence of cost burdens on renters (and such a burden is embedded in the data in table 28). 12 Demand for Multi-family/Household Structures It is clear from the data that single-family detached units still dominate Dubuque’s housing landscape. However, as the population changes there may be an increase in demand for alternatives to the traditional single-family detached housing units. Alternatives may be sought for financial reasons as well as others. The demand for multi-family/household structures is present, of course, among renters, but may also be found in certain segments of those seeking or holding homeownership (via condominiums, etc.). For example, demand for multi-family/household structures (anything from condominiums to assisted living communities) across the nation increasingly can come from the elderly. In short, as more individuals seek to establish separate households the demand may increase. According to the ACS, Dubuque’s median age is 38.3 (+/-.4) In regards to household types, family versus non-family households, the ACS estimates 66.8% (+/- 1.6) were family households (those places of residence where related, by blood or law, individuals reside), while 33.2% (+/-1.6) were non-family households. An estimated 30.2% of family households have children <18 years of age (+/-1.5), an estimated 55.1% (+/-1.9) are married couples. Average household size is estimated to be 2.42 (+/-.03) and average family size of 3 (+/-.06). It is likely that Dubuque will continue to experience an increase in single-parent households, an aging population, and those seeking housing alternatives. An estimated 18% (+/-0.3) of the population is 62 years or older, 15% (+/-0.1) are 65 years or older, 5.5% (+/-0.3) are 75 to 84 years of age, and 2.3% (+/-0.3) are 85 years or older. Given the continued desire by city officials to increase Dubuque’s appeal andaffordability, it is likely to face a need for multi-family/household housing developments. Both redevelopment and development will likely be needed. 13 Housing Development Data on building permits obtained through HUD’s SOCDS indicate that single-family buildings continue to be the single largest category for building permits. This is not all- that surprising, however, it is of interest to note the permit activity across categories. Table 29 below provides building permit information by unit type for the years 2004 through June 2009. Table 29. Housing Unit Building Permits 2004-2009: HUD SOCDS 200420052006200720082009Total (2004-June 2009) Total Units53115612712056361026 Units in8610493774424428 Single-Family Structure 12 Alta Vista Research, Inc. 13 Alta Vista Research, Inc. 38 Dubuque Consolidated Plan 2011-2015 Units in Multi-4455234431212598 Family Structures Units in 2 Unit383822221212144 Multi-Family Structures Units in 3 and 469690030 Unit Multi-Family Structures Units in 5+ Unit401561200424 Multi-Family Structures Source: HUD SOCDS One concern in the data above involves the large multi-family structure constructed in 2004. That structure is an important outlier and stands in stark contrast to the permit patterns across the rest of the time period. If one excludes the anomalous 2004 multi- family figure, it is clear that the strong majority of building permits in the past four years are for single-family structures. Exclusive of 2004, 69.1% of permits were for single- family structures. Keeping 2004 in the analysis, 41.7% of structures were single-family and 58.3% multi-family (with 2 unit structures accounting for 24.1% of multi-family structures, 3 and 4 units 5% of multi-family structures, and 5+ units accounted for 70.9% of multi-family structures). Specific Housing Objectives (91.215 (b)) Priorities and Objectives The City of Dubuque will focus its CDBG entitlement funds towards improving the quality of life for extremely low, very low and low income households by establishing the following priorities and objectives. HOUSING PRIORITIES Expand home-ownership opportunities for extremely low to low income households. DH-2.1 Objective: Provide down payment assistance to extremely low to low income households Preserve and maintain existing affordable housing through rehabilitation of properties for extremely-low to low-income households DH-1.1Objective: Provide housing opportunities to maintain, improve and/ or obtain affordable housing for all income eligible residents. DH-1.2 Objective: Restore existing vacant or under-utilized structures into affordable housing units, especially larger residential units, for income eligible households. DH-2.2 Objective: Maximize participation in and use of low-interest rehabilitation loan/grant funds for rental housing units. DH-1.3 Objective: Create lead safe housing units. 39 Dubuque Consolidated Plan 2011-2015 DH-2.3 Objective: Provide assistance to qualified low and moderate-income homeowners, including elderly, for the rehabilitation of housing units. DH-1.4 Objective: Develop affordable housing to increase the housing opportunities. Increase the housing options and related services for special needs populations. DH-1.5 Objectives: Provide for implementation of fair housing opportunities for all populations. SL-1.1 Objectives: Increase opportunities for the elderly, disabled and persons with special needs to maintain an independent lifestyle. DH-1.6 Objectives: Modify existing and/or create accessible housing units Create and maintain emergency shelters, transitional housing and permanent supportive housing and support services for persons and families who are homeless or at risk for homelessness. DH-1.7 Objectives: Build capacity of local agencies to support the creation of emergency and transitional housing and homeless services, especially for women and children. Preserve existing housing and residential neighborhoods. DH-1.8 Objective: Enforce minimum housing quality standards in all rental housing through systematic code enforcement. DH-3.1 Objective: Assist low-income homeowners to improve and preserve historic character of residential structures. Federal, state, and local public and private sector resources will be used to address these identified needs. Needs of Public Housing(91.210 (b)) The City of Dubuque has no public housing. The Housing and Community Development Department serves as the public housing authority (PHA) for the City of Dubuque. The City assists low income persons with affordable housing through HUD’s Section 8 program, which offers rental assistance to lower-income families in privately owned housing. Section 8 Housing Assistance The City of Dubuque administers 1,063 Section 8 Housing Choice Vouchers and 14 Moderate Rehabilitation units, all of which arecurrently utilized. The Voucher Payment Standard is 110% of Fair Market Rent. Seven of the Housing Choice Vouchers are current participants of the Section 8 Homeownership Program. 40 Dubuque Consolidated Plan 2011-2015 All landlords and property owners are encouraged to participate in the HCV program. Currently approximately 350landlords are providing units for participants. As of January 2010, there were 981 applicants on the Section 8 waiting list. The waiting list is currently closed except to applicants qualifying for local preferencepoints. Local Preference Points are provided for elderly (aged 62+), disabled, applicants receiving community support services and local residents. Single persons will not be assisted until all elderly, disabled and displaced singles have been assisted. Therefore, the waiting period for single persons and persons remaining on the waiting list without local preference points is indefinite. The average waiting period for applicants qualifying for local preference points is approximately two to ten months. Approximately 98% of applicants are extremely low income; others are Very Low Income. Head of household are primarily female, with 812 females and 169 adult males residing in Section 8 housing. The Family Self-Sufficiency (FSS) program is a federal program designed to teach low income families how to become financially self sufficient. It is a HUD sponsored program that is funded through a yearly grant. The FSS program works with welfare agencies, schools, businesses, and other local partners to develop a comprehensive program that gives participating family members the skills and experience to enable them to obtain employment. Family Self-Sufficiency is a voluntary program for current participants. During FYE 2009 four participants graduated from the Family Self-Sufficiency (FSS) program with combined total earnings of $12,614 in HUD escrow monies. An escrow account is another benefit of the FSS program. Every time a participant has an increase in earned income and the rent increases based on the earned income, the participant receivesa portion of this difference in a savings or escrow account maintained by the City of Dubuque. This account continues to earn interest and builds until the participant graduates from the FSS program.Graduation fromthe program occurs when either the head of household is working full time (or part time if receiving disability), has been free of cash welfare assistance (FIP) for one full year and has met all of their goals.Upon graduation, the participant is entitledto use their escrow account however they see fit. Often, the escrow check is used as a down payment on their new home. The City of Dubuque has sponsored a series of trainings to increase awareness of class differences and reduce barriers to economic opportunity for lower-income persons. The “Bridges Out of Poverty” and “Getting by in a Just Gettin’ Ahead World” workshopshave been expanded to include City employees, area social service professionals and consumers. The Gettin’ Ahead program completed its second year with a total of 72 graduateswho have completed the class. Next year’s classes are projectingto engage over 60 participants. Two FSS participants and the FSS Coordinator became national certified trainers in Bridges Out of Poverty. The “Getting Ahead in a Just Gettin’-by World” training curriculum has beenoffered to 93consumers, with a 77% graduation rate for the 20-week course. Graduates report a major change in attitude and perception, with 48% employed bythe end of class. Partners include the Dubuque Rescue Mission, Community Foundation, Project HOPE, First Baptist Church and Iowa Workforce Development Center. 41 Dubuque Consolidated Plan 2011-2015 The City of Dubuque’s Section 8 program continues to be rated as a “high performer” housing authority according to HUDSemap rating criteria. Public Housing Strategy (91.210) Dubuque has no public housing. See the above section on Section 8 assistance and associated programs. Barriers to Affordable Housing (91.210 (e) and 91.215 (f)) Public Policies Many public policies have been adopted by the City that assist affordable housing. The City of Dubuque adopted a Unified Development Code(UDC)in October, 2009 which combines the City’sprevious Zoning Ordinance, Subdivision Regulations, Historic Preservation Ordinance, and portions of the Building Code into one document.The UDC eliminated contradictory and redundant regulations while updating City Codes to reflect new approaches in land use regulation and city initiative for sustainability. The new codewas developed after much public input and will assist in the development of affordable housing. The City of Dubuque has established large areas of downtown as both historic districts and urban revitalization districts. These designations assist owners with costs of rehabilitation and maintenance of older properties, through eligibility for special grants and tax abatements. The Urban Revitalization Program allows owners who upgrade their residential properties to receive a ten-year exemption from the property tax increase that would normally accompany property improvements. An urban renewal district has also been established in the downtown, offering a tax increment financing capitalized low- interest loan pool for residential rehabilitation projects. The City will continue to assist developers in obtaining Low Income Housing Tax Credits from the Iowa Finance Authority and other existing tax credit programs for assistance to affordable housing projects. These include State of Iowa Enterprise Zone credits,and the State of Iowa and federal historic rehabilitation credits. The City will continue to work in collaboration with other organizations to create housing opportunities that provide assistance to low and moderate income persons. Strategy to Remove Barrier The John Marshall Law School Fair Housing Legal Support Center completed an Analysis of Impediments to Fair Housing (AI) for Dubuque in 2001. In 2009, Alta Vista Research conducted an AI to identify the extent to which certain impediments identified in 2001 continue to exist and to identify additional potential impediments. They completed a Rental Property Survey, an Analysis of 2008 Home Mortgage Disclosure Act Data, and a Consolidated Population, Housing, and Market Analysis. In addition, in preparing the final AI, the City reviewed the 2009 Rental Market Overview for Dubuque, completed by Real Property Research Group for the Iowa Finance Authority. The final AI report resulted in the completion of a Fair Housing Action Plan as described below. 42 Dubuque Consolidated Plan 2011-2015 Fair Housing Action Plan for City of Dubuque Impediment No.1 –The Lack of a Diverse Stock of Accessible Affordable Housing Dispersed Throughout Dubuque OBJECTIVEACTIVITIESDEPARTMENT TIME RESPONSIBLEFRAME 1.Encourage the development Economic Ongoing A. Increase the of high quality, market rate Development development and multi-family rental Housing & preservation of communities. Human Rights decent, affordable 2.Reduce the number of rental and accessible properties with undesirable housing. features through improved code enforcement and rehabilitation assistance. B. Increase the 1.Encourage inclusion of Economic Ongoing amount of accessibility and universal Development accessible housing design features in all new Housing and housing with and renovated housing, even Human Rights universal design if not legally mandated, features.including in the Historic Millwork District. C. Support the 1.Provide strong, positive HousingOngoing development and leadership when new Planning disbursement of developments are Economic housing options for challenged by neighbors in Development the more needy the developing areas. residents of 2.Encourage disbursement of Dubuque. developments to avoid concentrations of poverty. 3.Apply for HUD rent- exceptions to allow those with Section 8 rental assistance access to a broader range of units throughout the community. 4.Encouraged mixed income housing units in the Historic Millwork District. 43 Dubuque Consolidated Plan 2011-2015 Fair Housing Action Plan for City of Dubuque Impediment No.2 –An Environment Where There are Few Minorities to Serve as Role Models OBJECTIVEACTIVITIESDEPARTMENT TIME RESPONSIBLEFRAME A. Increase and 1.Continue to attract new Economic Ongoing retain the number of residents by increasing the Development new residents in the economic base of the community. community. 2.Welcome and connect new Leisure ServicesOngoing residents of all backgrounds through the Distinctively Dubuque program and the Multicultural Family Center. Ongoing 3.Support the efforts of Human Rights, Dubuque Works and City Manager encourage a specific focus on attracting and retaining a diverse workforce. 44 Dubuque Consolidated Plan 2011-2015 Fair Housing Action Plan for City of Dubuque Impediment No.3 –The Perception That Dubuque is not a Welcoming and Inclusive Community for Outsiders and Particularly Minorities to Locate OBJECTIVEACTIVITIESDEPARTMENT TIME RESPONSIBLEFRAME A. Continue to work 1.Support the work of the Leisure ServicesOngoing to improve the Multicultural Family Center. image of Dubuque as a diverse community both internally and externally B. Increase positive 1.Welcome and connect new Leisure Services, Ongoing interaction amongst residents of all backgrounds City Manager diverse populations through the Distinctively in housing and Dubuque program and the employment, with a Multicultural Family Center. particular focus on reducing racial Leisure Services Ongoing 2.Support cross-cultural events tension. at the Multicultural Family Center 3.Continue the Speakers’ Human Rights Ongoing Bureau 4.Continue the City’s ICC Human Rights Ongoing efforts, including training Personnel initiatives 45 Dubuque Consolidated Plan 2011-2015 Fair Housing Action Plan for City of Dubuque Impediment No.4 –The Failure of Victims of Housing Discrimination to File Complaints and the Absence of a Deterrent for Subtle Discrimination OBJECTIVEACTIVITIESDEPARTMENT TIME RESPONSIBLEFRAME A. Continue and 1.Distribute brochures and Human RightsEvery expand the market fair housing at City April education and Expo. outreach program of the Human 2.Continue media outreach Every Rights Commission Human Rights on fair housing issues. April 3.Continue use and Ongoing distribution of Fair Housing Human Rights video and Guide. B. Establish a fair 1.Human Rights Commission Human Rights2011 housing audit or to investigate whether to testing programrecommend that City Council establish a fair housing testing program and, if so, under what circumstances. C. Take strong 1.Pursue current case Legal Dept.2010 enforcement action involving sexual harassment in fair housing of women with disabilities cases where there that is pending in district has been a finding court. of probable cause. 46 Dubuque Consolidated Plan 2011-2015 Fair Housing Action Plan for City of Dubuque Impediment No.5 –The Small Number of Minority Home Owners in Dubuque OBJECTIVEACTIVITIESDEPARTMENT TIME RESPONSIBLEFRAME 1.Encourage active outreach HousingOngoing A. Increase and marketing to minority Human Rights minority home community regarding the ownership range of available products and the availability of assistance. B. Promote mixed 1.Continue the Washington HousingOngoing income Neighborhood Revitalization homeownership in efforts and home purchase the most diverse incentives. census tracts HOMELESS Homeless Needs (91.205 (b) and 91.215 (c)) 14 Homeless Population The homeless present another special population of concern for the community and for reporting. Data from both the HUD-mandated annual reporting to both state and federal authorities as well as the “Point in Time” (PIT) report (a snapshot of homelessness on a given day—in 2009 this day was January 28th) is referenced in this report. Both of these reports were provided by Project Concer,a local non-profit agency providing referral and other services to those with unmet needs in the community— including thehomeless. The data provided only reflects those who have sought services from community groups and agencies, and cannot be taken as a full enumeration of the homeless population. In addition, the annual reporting referenced here does not include the City’s largest homeless shelter, the Dubuque Rescue Mission. Given their funding status, the Rescue Mission, as well as the HopeHouse Shelter, arenot required to follow the HUD reporting requirements. The annual reporting requirements are mandatory for those agencies and groups receiving government monies for providing services to homeless. The agencies included in the annual reporting data are as follows: Hillcrest Family Services, Maria House, Project Concern and Manesseh House. Both the Rescue Mission and Hope House are, however included in the PIT report. Again, that PIT report is merely a one day snapshot of homelessness. For the calendar year 2008-2009 the agencies listed above reported 455 unique individuals (referred to in the data and reporting mechanisms as ‘clients’) seeking assistance. In total during this time period, 618 individuals sought services. Given the difference between unique individuals seeking assistance and the total number of clients, it appears that at most 156 individuals sought services on more than one 14 Alta Vista Research, Inc. 47 Dubuque Consolidated Plan 2011-2015 occasion. It may be that the difference is made up of a smaller number of individuals who were in and out of these shelters on multiple occasions within the year. This does not imply, however that the 455 individuals simply sought shelter for one night, but rather they registered with the shelter for assistance, whether that translated to one night or longer. Table 8. Homeless Population in Dubuque Calendar Year 2008-2009: Selected Characteristics* (n=618) RaceGenderAgeLength of Stay** 56% White62% Female34.6%<18 y/o22% >1 week < 1 month 30% Black36% Male62.3% >=18 y/o15%>3 months <1 year 7% Multi-race2% No Response3% Unknown15%1-3 months 2% American Indian/34%<1 week Alaskan Native11%1 year or more 2% Native Hawaiian/ Pacific Islander 2% No Response *Due to rounding all categories do not equal 100% **Categories are not mutually exclusive, so category total does not equal 100% Source: Project Concern Importantly, children comprise 34% of the homeless population reported in the annual data (211 of 618 clients). In addition, adults in families comprise 18% of the homeless population in the annual data. All told, essentially half of all the homeless in this annual report are either children in families or adults in families. One way to express this is to say that of all the people seeking homeless services, half of them are individuals in families. It must be re-noted and re-stressed here, however, that these annual figures do not include the single largest homeless shelter in Dubuque, and that this shelter is not a family shelter and houses adults only. Additional items of note reveal themselves in the Project Concern data for calendar year 2008-2009. Of those seeking services in this period, 86% were listed as homeless. Furthermore, 40% indicate a disability. Those reported with a disability are those individuals who indicate they receive services for a disability. Additionally, 54% of those seeking services were registered as unemployed. In all, 48% of individuals were listed as first time homeless, with 31% as experiencing their second or third period of homelessness. Thirty-one individuals were listed as chronic homeless (corresponding to roughly 5% of total population seeking services). Chronic homelessness is a HUD term for someone who is homeless for one year or longer or who has had four episodes of homelessness within the last two years. It should be noted here, however, that per HUD definitions families are not classified as being homeless. In general, females and African-American individuals are disproportionately represented in the homeless population in Dubuque compared to their general presence in the total population. Examining the PIT data from January 28th, 2009, 96 individuals were homeless, with 66 adults and 30 children comprising that total number of clients. Again, this data represents merely a one night survey of homelessness. A picture of the City’s homeless is incomplete without consideration of the largest shelter in Dubuque, the Dubuque Rescue Mission. The Mission is open only to adult male, and is a 31 bed facility also open for meals. The Rescue Mission compiles statistics on what they call “bed nights.” This statistic corresponds not to the number of 48 Dubuque Consolidated Plan 2011-2015 unique individuals who are provided shelter, but rather the total number of used beds (this figure does not allow for a determination of how many people received a bed, just how many beds were provided). The Mission has registered a high-level of activity in 2008-9 and in the current year. In 2008 the Rescue Mission provided 8,671 bed nights and 44,233 meals. While there are certainly times when beds are used at a higher frequency (e.g., winter months), it is clear that the shelter sees a high rate of use throughout the year. Given the size of the facility, in a given year the shelter could provide a maximum of 11,315 bed nights. In all, 76.6% of these possible bed nights were accounted for. And as stated, the use of the facility is not evenly distributed across the year. So, the shelter clearly spends a good deal of its year at or very near its capacity for beds. In terms of meals, across the year the Rescue Mission averaged 121 meals per day. Looking at this year’s data, the Rescue Mission has already provided 7,748 bed nights (as of Nov. 4) and has served over 36,287 meals. Considering the date of the data, the shelter was operating for 308 days. This provides a possible 9,548 bed nights so far this year, and an 81% rate of use of possible bed nights. Looking at these averages across the year so far it is clear that the Rescue Mission is running ahead of its previous year’s bed night count. Furthermore, it has served 36,287 meals. Considering the number of days in the year so far, this corresponds to a daily average of 118 meals, essentially unchanged from the previous year. Again, all of these annual averages mask the very real phenomena that the use of such shelters and services is not uniformly distributed throughout the year. In addition, individual level data, if available, would provide a strong contribution to the efforts to define and delimit the homeless population in Dubuque. Regardless, it is clear from this data that the Dubuque Rescue Mission is the central provider of shelter to the homeless male population and is also a mainstay in the efforts to feed those who cannot otherwise feed themselves. Without their work the strains on the community would be even greater. Priority Homeless Needs The Homeless and Special Needs Populations Chart (formerly HUD Table 1A) is included in Appendix The City of Dubuque will focus its CDBG entitlement funds towards improving the quality of life for the homeless by establishing the following priority and objective. Homeless Priority Create and maintain emergency shelters, transitional housing and permanent supportive housing and support services for persons and families who are homeless or at risk for homelessness. DH-1.7 Objectives: Build capacity of local agencies to support the creation of emergency and transitional housing and homeless services, especially for women and children. The City of Dubuque will address any gaps in services and housing for the chronically homeless by supporting the efforts of the Continuum of Care system. Homeless prevention activities will be assisted with the Homelessness Prevention and Rapid Re- Housing Program (HPRP) grantreceived by the City in 2009. The HPRP program provides financial and other assistance to prevent individuals and families from 49 Dubuque Consolidated Plan 2011-2015 becoming homeless and helpsthose who are experiencing homelessness to be quickly re-housed and stabilized. The funds target individuals and families who would be homeless if not for this assistance. Homeless Inventory (91.210 (c)) The attached Continuum of Care Services Inventory Chartidentifies the existing facilities and services that assist the homeless. (1)(2) (3)(4) PreventionOutreachSupportive Services Provider Organizations Project ConcernXXXX X Hillcrest Family ServicesXXXXXXXXXXXXX Maria HouseXXXXxXXXXXXX Iowa Department of Human XXXX Services Dubuque Rescue MissionXXX XXX Visiting Nurses Association Dubuque County of Veteran’s XXXXXX Affairs Iowa Workforce and XX Development Dubuque County General XXXX Relief City of Dubuque HousingXXXX ECIA/County HousingXXX Dubuque XX Police Department Operation New ViewXXXXXX YWCA Domestic Violence XXXXXX Program Substance Abuse Services XX Center Four OaksXXXX Teresa ShelterXXXX Manasseh HouseXXX Iowa Legal AidXX Hope HouseXX Crescent Community Health XX Center 50 Dubuque Consolidated Plan 2011-2015 HOUSING ACTIVITY CHART Emergency Shelter The Dubuque Rescue Mission has been in continuous operation since the 1930’s. It currently has 31beds for men only. Hope House provides 12beds foremergency housing for men age 18 and over. Josiah House provides 12 beds in 4 units for families. The Dubuque Ydomestic violence shelter provides 18 beds for women or women with children.(No men or male children over 12). Hillcrest Family Services has a 20-bed emergency youth shelter for youthfor youth ages 7-17. Teresa Shelter provides 30bedsand supportive services forhomeless women (with or without children). Transitional housing Maria Houseprovides housing for up to 18 women and children. Stays from six months to two years are allowed. Funding for this facility was provided by the Housing Department, through an IDED Local Housing Assistance Program grant and a grant from the Des Moines Federal Home Loan Bank. The facility operates at capacity. Hillcrest Family Services provides fivetransitional units for homeless families with 22 beds. Hillcrest Family Services owns and operates two, five-bed adult homes as transitional residential programs for adults diagnosed with a serious mental illness. Programs are staffed 24 hours a day, 7 days a week. Permanent supportive housing Davis Place currently consists of four single room(SRO) occupancyfacilities totaling 62rooms, constructed in 2000 and 2002 with City-sponsored IDED- Local Housing Assistance Program grants and in 2004 and 2009 withIDED HOME grant, providing supported housing to homeless and indigent males. Manasseh House provides 19 SRO units for low-and-moderate income women. Salvia House is anSRO facility with 18 rooms for low and moderate income women that is currently under construction, funded with an IDED HOME grant, with completion scheduled for2010. Homeless Strategic Plan (91.215 (c)) Homelessness Homelessness in the City of Dubuque is monitoredunder the Continuum of Care model by the local Homeless Advisory Board. The CoC carries out its homelessness strategy througha combination of public and private sector organizations, including state and local government agencies, the City’s housing department, schools, law enforcement and correctional agencies, non-profit and faith-based organizations, local businesses, medical and social service providers, and advocacy groups. Project Concern provides the coordination for a single point entry for homeless in our community and employs a homeless coordinator to assist homeless accessto services including shelter, food, medical, employment, and education opportunities. 51 Dubuque Consolidated Plan 2011-2015 A HUD Continuum of Care grantpays for a homeless coordinator on the staff of Project Concern.A working network was established of homeless sheltersand service providers, which respond to the needs of the City’s homeless population. The Continuum of Care Strategy is summarized below. Dubuque’sContinuum of Care fundsfourprograms: Legal Advocate and Follow Up Staff for Maria House, Homeless Hotline/Homeless Coordinatorthrough Project Concern, Operation Empower with Manasseh HouseandtheHopes Projectthrough HillcrestFamily Services. 1)Project Concern provides a 24 Hour Homeless Hotline and Homeless Coordinator thru the Continuum of Care grant.Staff is available 24 hours a day to assist homeless individuals and familiesaccess services. Clients are referred to localshelters, if the shelters are full, clients are then assisted with an overnight stay at a hotel. The next day clients meet with the Homeless Coordinator to assess their needs, provide appropriate referrals, and provide financial assistance if necessary. The Homeless Coordinator is the single point of entry for homeless in our community. The Homeless Coordinator assists homeless in connecting with services including shelter, food, medical, employment, education opportunities. The Homeless Coordinator assists clients being evicted to obtain new housing and assists clientsfrom becoming homeless by preventing evictions. The Homeless Coordinator coordinates the Shelter Plus Care program for the City of Dubuque and Project Concern.The Shelter Plus care Program provides rental subsidies and supportive services to homeless individual with disabilities and their families. Participants live in housing leased from private landlords and pay 30% of their adjusted annual gross income for rent and maintain consistent and ongoing supportive services. 2) Manasseh House/Operation Empowerprovidessupportive services to low-to medium-income women in single room occupancy (SRO) housing. The program seeks to empower women through housing, education, and employment and offers a variety of services to enable them to succeed. 3) Maria House/Opening Doorsprovidesmore than a transitional housing initiative. Women are encouraged to make choices that are appropriate for them,to develop personal responsibility, to live independently in permanent housing and to achieve their full potential.They are expected to stay at least six months, but no more than two years. Duringthis time, staff works closely with the women to set developmental goals andcreate strategies to achieve them. Existing community resources are utilized for job training, education,employment, individual and family counseling plus access to safe, affordable,permanent housing. In addition, staff at Maria House offers life-skills trainingand many supportive services on-site. These services include:budgeting, parenting skills, women’shealth issues, social skills, communication skills, anger management, legal services, computer skills, housing advocacy, and tutoring. About 75% of the women who live at Maria House have been evicted from their home, 15% come from institutions(i.e. jail, treatment centers, hospitals) and 10% from emergency shelters. 52 Dubuque Consolidated Plan 2011-2015 4) Hopes Project/Hillcrest Family Servicesprovides transitional housing to homeless families, including families containing males over the age of 12. This is the only project in easternIowa that includes males.Family apartments are providedin a safe and secure location, with supportive services and 24 hour available supervision. The building has five apartments. 10% of the persons served come from the street or other locations not meant for human habituation, 30% come from emergency shelters, and 60% are persons are in transitional housing who come directly from the street, emergency shelters or safe havens. The CoC Homeless Advisory Board meets on a quarterlybasis to accessimmediate problems and providecontinuity for those serving the homeless population. The Continuum of Care facilitates community wide planning, prioritization and program monitoring. The Continuum, through the work of the HABconductspoint-in-time studies showing a dramatic seasonal fluctuation in homelessness. Dubuque Community Schools is now providing homelessness information to the HAB. Thecoordination of services for the homeless was establishedthru the 24-hour Homeless Hotline designed and implemented by the CoC HAB in conjunction with Project Concern. The systemis used by Project Concern, Maria House, Operation: New View, Hillcrest Family Services, Catholic Charities, City of Dubuque Housing and Police Departments, Lantern Center, Rescue Mission and others. FUNDAMENTAL COMPONENTS IN C of C SYSTEM Prevention The Workforce Development Center offers an array of counseling, testing, training, and referral programs for the unemployed. Hillcrest Mental Health and Counseling Centers provide mental health counseling services to individuals, families and children, with medication management, different kinds of therapy, peer support, crisis support and follow-up services for those discharged from mental health institutions. Two food pantries operate in the City. The County Veteran’s Office assists area veterans. The General Relief office offers emergency financial assistance. The Department of Human Services provides a variety of income maintenance and case management programs to assist persons and families. The Housing and Community Development Department providesHUD Section 8 rent-assisted units. Scenic Valley Agency on Aging provides numerous services to senior citizens. The Substance Abuse Services Center (SASC) offers substance abuse counseling and therapy groups. Project Concern’s Information and Referral activity staffs a 24-crisis line and a computer- generated referral directory of all available supportive services in the area. The Red Cross, Salvation Army, Operation New View CAA and St Vincent de Paul offer emergency funds and a variety ofcrisis-oriented services. Catholic Charities, Hillcrest Family Services and Lutheran Social Services offer case management and counseling services. CofC/Homeless Advisory Board (HAB) members regularly meet monthly andmonitor the CofC-funded single-point-of-entry system. This includes communication of on-going agency issues and coordination of service delivery. The Board continuesto assess how to address gaps in the system, particularly how to provide more effective outreach to 53 Dubuque Consolidated Plan 2011-2015 homeless persons and families. Project Concern staff continue to work out manages the the Homeless Management Information System (HMIS). The City of Dubuque received $502,294 in Homeless Prevention and Rapid Re-Housing Program (HPRP) funds from the America Recovery and Reinvestment Act of 2009. The HPRP program provides financial and other assistance to prevent individuals and families from becoming homelessand helpsthose who are experiencing homelessness to be quickly re-housed and stabilized. The funds target individuals and families who would be homeless if not for this assistance. Institutional Structure -How homeless access services : With the single-point-of-entry (SPE) system, Project Concern employsa full-time homeless coordinator staff. All agency requests for initial homeless assistance are referred to the coordinator, who performs intake and assessment. The coordinator then makes decisions regarding the housing needs of the applicant and makes the referral to the appropriate agency. The coordinator provides the intake information to the referral agency; transportation may also be provided, as necessary. And any needed follow-up and advocacy services are also provided through the coordinator’s efforts. This system works 24 hours/day, seven days/week, through Project Concern’s crisis line. Trained volunteers handle off-hours phone coverage. An inventory of emergency housing options has been compiled by the coordinator and is kept current. This inventory includes all area agencies and also hotel/motels, which are willing to accept referrals for emergency stays. The Dubuque Police Department utilizes this system regularly The SPE coordinator also serves as principal staff to the Homeless Advisory Board, which meets monthly; and oversees the HMIS responsibilities performed by Project Concern. The coordinator serves as the hub of the year-round “Continuum” process, which coordinates intra-agency service delivery and planning functions. How Homeless Access Services : The single-point-of-entry (SPE) system has greatly enhanced coordination of services to homeless persons and families. With a single agency intake/assessment/ referral function, supportive service needs are identified and referrals made to appropriate agencies. Follow-up and advocacy services are provided by the homeless coordinator. The goal is to ensure that no client falls “between the cracks” in the system. Outreach Hillcrest Family Servicesprovides a homeless outreach staff, funded through a State Division of Mental Health PATH grant, emphasizing services to homeless chronically mentally ill persons. The outreach worker maintains regular hours at the Rescue Mission homeless shelter and weekly visits places where homelesspersons are known to “reside” under bridges and in abandoned buildings. Operation New View Community Action Agency employs three full-time outreach workers. The staff visits persons in homes or on the street to link them with services; provide deposit funds, furnishings or clothing; and walk them through the service system. Project Concern provides referral services, either through drop-ins at their office or by phone. The Crisis Line operates 24 hours/day. 54 Dubuque Consolidated Plan 2011-2015 Intake and assessment is provided by a number of agencies, including DHS, General Relief, Lutheran Social Services, Alternative Services, Four Oaks/Cornerstone, Catholic Charities, Helping Services of Northeast Iowa, Hillcrest Family Services, Operation New View CAA, Scenic Valley Area Agency on Aging, Substance Abuse Center(SASC) and the Dubuque County CPC Coordinator. The City of Dubuque Keyline Transit System provides subsidized transportation services through metro buses and minivan service. Project Concern’s Childcare Resource and Referral Program provides assistance to families in need of childcare. Project Concern’s homeless coordinator provides advocacy and education services in connection with McKinney-Vento Act education rights and protections; the Community School District is a Continuum partner in this effort. The downtown Northeast Iowa Community College (NICC) Learning Center provides GED and ESL classes. All these services are coordinated as appropriate with the Visiting Nurse Association, the Red Cross, County Veterans Office, Salvation Army and the City Health Services Department. Supportive Services In addition to the supportive services system in place in Dubuque that has been previously described, treatment services are provided as well by the two area hospitals – MercyHealth Center/Medical Associates and Finley Hospital. Mercy operates a psychiatric unit and a “Turning Point” in-patient program for substance abusers. The Hillcrest Family Servicesprovides psychiatric outpatient services for mentally ill persons. Active local chapters of Alcoholics Anonymous and Narcotics Anonymous assist their client populations.The Crescent Community Health Center was opened in 2005 and provides health and dental services for indigent persons. Substance Abuse Services Center: SASC receives annual federal funding to provide outreach and counseling services to substance abusers. The Crescent Community Health Center (CCHC) achieved Federally Qualified Health Center (FQHC) status in 2007. The primary populations it serves are individuals and their dependents on Medicaid and Medicare, as well as those who are uninsured and underinsured. An Increased Demand for Service (IDS) grant for two years allowed the hiring of an additional dentist and dental hygienist, along with increased payments for Medicaid and uninsured patients seen.Through a 2008 Congressionally directed funding allocation, along with a National Association Community Health Center Grant and a private donation, CCHC expanded itsfacilities with a meeting room, administrative offices, an additional dental suite and two additional medical exam rooms. Federal 2009 ARRA money will provide for remodeling of the lower level of Crescent for storage and a community training and education room to provide educational opportunities for staff and clients, with additional preventative and wellness services for patients and citizens of the Washington Neighborhood.. Operation New View: The community action agency employs three outreach workers who provide direct services to homeless persons and families, including assessment and referral. As well, small cash grants are made to these persons, for basic necessities, using local funds. It is estimated that 10% of staff time is directly relatedto contact with the homeless. This is provided through CSBG funding 55 Dubuque Consolidated Plan 2011-2015 PATH Program: Hillcrest Family Services PATH (Projects to Assist in Transition from Homelessness) Program assists persons with mental illness and/or substance abuse disorder and are homeless or at imminent risk of becoming homeless. Services available include: outreach; assistance in obtaining income support services, housing services-including assistance in obtaining shelter or apartment searching, security or utility deposit assistance (asfunds are available), applying for Sect. 8 housing program; help with prescription medication costs (asfunds are available); assistance in obtaining basic needs; referrals for other community resources, including mental health or drug and alcohol treatment and case management. The Shelter Plus Care Program offered by Project Concern provides rental subsidies and supportive services to homeless individual with disabilities and their families. Participants live in housing leased from private landlordsand pay 30% of their adjusted annual gross income for rent and maintain consistent and ongoing supportive services. The City of Dubuqueassisted each of the Davis Place SRO buildings,ManassehHouse and Salvia Housewith “urban revitalization district” designation, providingeach property a10-year property tax abatement. Maria House received annual Homeless Shelter Operating Grant (HSOG)funds for shelter operations. Project Concern has received HSOG grants for homeless assistance, including rent andsecurity deposits and over-night stays at local hotels. The Community Y Domestic Violence Shelter receives HSOG grants for shelter operations, and the Hillcrest Transitional-SHP Facility received a 2003 HSOG grant for shelter operations. Present Strategy for Ending Chronic Homelessness by 2012 Chronic homelessness is not as readilyapparent in our community as in larger urban areas. The few chronically homeless population in Dubuque is mostly transient. They tend to access a variety of services and then leave the area. A majority of the chronic homeless individuals have mental illness, substance abuse or co-occurring disorders. The most difficultsegment of the homeless population to track is the individuals and families that double up. We are unable to count these personsas homeless according to HUD guidelines. However it is an increasingly growing sector of homeless in our community and often precedes actual homelessness. The Dubuque Community School District is able to count families that are doubled up whose children are enrolled. As part of our community’s present strategy for ending chronic homelessness by 2012, we need an overall seamless system for accessing services. Ourcommunity also must become proactive instead of reactive. The strategy must assessthe chronic homeless as well as those who are at risk and focus on prevention. Those at risk include individuals being released from prison, mental health institutions, treatment centers, foster care, veterans, victims of domestic violence and those individuals with mental illness, substance abuse issues or both. We need to determine what services are currently in place and refine those as well as develop programs. In conjunction with identifying the chronic homeless, permanent “supportive” housingmust be offered. Support services needed include but are not limited to counseling, therapy, treatment, healthcare and assistance in obtaining benefits. 56 Dubuque Consolidated Plan 2011-2015 Long-term success of individuals would also include education and employment. Some personsnot only need to learn or relearn life skills but also vocational skills to become a productive citizens. Once a foundation has been established and implemented, more thorough assessment and follow up programs must be established. Discharge Coordination Policy In establishing discharge policies to protect the homeless and those vulnerable to the risk of homelessness, the Homeless Advisory Board applies the policies adopted by the Iowa Council on Homelessness in March 2005 and implemented by the State of Iowa. The Iowa’s Council on Homelessness was created by executive order in 2003 to evaluate policies, programs, statues and regulations to better coordinate efforts and resources to address and prevent homelessness. Iowa law requires that a case permanency plan for children in foster care include a written transition plan for services foryouth, 16 years and older and the establishment of local transition committees to address the transition needs of youth at the time they leave foster care.In 2008, the Community Foundation of Greater Dubuque was awarded a Shared Youth Vision grant with the goal of improving outcomes among Dubuque youth (14-24) who are currently involved in or who have “aged out” of foster care. Since receiving the grant, Dubuque has established a Shared Youth Committee which includes over 30 local service providers. The Committee meets quarterly to share information and develop resources to improve outcomes for youth aging out of care. The Committee focuses on improving outcomes for youth in the areas of education, employment, financial literacy, housing, mentoring, community connections, and research and data collection. The Iowa Administrative Rules define the protocol for those being released from health care treatment facilities. Discharge planning begins at admission and provides for ongoing patient needs post-treatment, including housing, with the goal of insuring that the discharged patient is provided adequate housing. Emergency Shelter Grants (ESG) Not Applicable COMMUNITY DEVELOPMENT Community Development (91.215 (e)) The Community Development Needs Table (formerly Table 2B) is attached in the Appendix. The City has identified the following non-housing community and economic development priorities and objectives: NEIGHBORHOOD AND COMMUNITY PRIORITIES Provide services to families for optimum health, safety, social and human needs. 57 Dubuque Consolidated Plan 2011-2015 SL-1.2 Objective:Partner with local agencies to facilitate affordable and quality childcare and early education opportunities. SL-1.3 Objective: Provide services to improve the education, health, and human service needs of children and families of all ages, including special needs population. SL-1.4 Objective: Provide programs for increased opportunities for healthy youth interaction, educational advancement and/or recreation. Preserve and promote the character and assets of neighborhoods in income- eligible areas. SL-1.5 Objective: Provide technical assistance to local organizations to guide neighborhood development, revitalization and redevelopment. SL-1.6 Objective: Provide resources for organized neighborhoods in low/mod income areas to encourage self-initiated revitalization efforts. DH-3.2 Objective: Provide inspection and enforcement of zoning and land use regulations to provide support for neighborhood revitalization efforts. Improve the infrastructure and physical environment in income eligible areas. SL-3.1 Objective: Improve and replace sidewalks, and public infrastructure in income eligible areas. SL-3.2 Objective: Provide planning for community needs and administration of programs to insure maximum public benefit and community enhancements. ECONOMIC DEVELOPMENTPRIORITIES Increase economic opportunities through business retention and/or expansion. EO-3.1 Objective: Support local economic development efforts to create or retain jobs that pay benefits and a livable wage to their employees. Encourage redevelopment of existing commercial and industrial buildings EO-3.2 Objective: Correct commercial/industrial building code violations and rehabilitate buildings in older neighborhoods and downtown. Encourage workforce development to ensure equity in employment and economic opportunities. EO1.1 Objective: Support transportation programs to maintain access to education, employment, shopping, and health care for low-income persons. EO1.2 Objective: Promote workforce development through employment training and programs. Many financial programs funded through multiple sources have been established to assist in our community growth. The City has established two enterprise zones that encompass the downtown area within whicproperty is eligible for state assistance for redevelopment and construction projects. The Urban Revitalization program offers a property tax exemption for new improvements made to qualified residential and commercial properties. The Downtown Rehabilitation Loan program providesfinancial 58 Dubuque Consolidated Plan 2011-2015 incentives needed to eliminate conditions of blight, encourage revitalization efforts, and to retain or create employment opportunities and/or new housing units within the district. Historic Preservation Revolving Loan funds providelow interest loansfor exterior work that meets the Secretary of the Interior’s Standards and Guidelines for Rehabilitation for properties located in local Historic Preservation Districts and Conservation Districts. Historic Preservation forgivable loansare available on a competitive basis to income- qualifying owner-occupants and to qualified non-profit organizations in any local historic district or for any City-designated Landmark for specific rehabilitation projects that preserve the original building materials and character-defining features of the home. Historic Millwork District Dubuque’sHistoric Millwork District is a major community revitalization effort to create an urban mixed-use neighborhood in a 17-block area adjacent to downtown Dubuque. Thearea has 28 historic buildings that were constructed prior to 1935 and were once part of two major mill workingbusinesses that made Dubuque the largest mill workingoperation in the United States during the 1920’s. Most of the mill workingindustry has left the area leaving approximately one million square feet of underutilized space. The revitalization of the Historic Millwork District is being designed to address the issues of sustainability, workforce and economic development, historic preservation, and arts and culture. The revitalization of this District will also help the City address the critical shortage of rental residential units. Antipoverty Strategy (91.215 (h)) 15 Low-income Population The ACS provides estimates on poverty and Dubuque’s population. The ACS estimates 9.6% (+/-2.2) of all families had income in the past 12 months below the poverty line. The U.S. Census Bureau recommends caution when comparing poverty figures in the ACS with the decennial census. Of all families with related children under 5 years of age only, an estimated 23.7% (+/-11.2) are below the poverty line, while the percentage of impoverished families was estimated to be even greater among those families composed of non-married mothers with related children under 5 years of age only (60% +/-6.5 for this subgroup). The picture is only slightly better for those non-married mothers with related children less than 18 years of age as 45.1% (+/-12.3) were estimated to be below the poverty line. In composite, 39.6% (+/-9.6) of female householders(no husband present) families were estimated to be below the poverty line. Beyond the consideration of poverty and families, the ACS also provides data on poverty among people. Of those less than 18 years of age, the ACS estimates 17.2% (+/-4.9) are below the poverty line. For all people an estimated 11.9% (+/-1.7) are below the poverty line, with the subgroups of 18-64 years of age and 65 years of age and older, estimated to have lower rates of poverty (10.3%, +/-1.2 and 8.8%, +/-1.8, respectively). Additional and more detailed information on poverty and census tract and blocklevel data cannot currentlybe directly taken from the ACS via the public microdata system. However, additional localized poverty estimates have been made as part of a recent Keyline Transportation study provided for the City of Dubuque by LSC Transportation 15 Alta Vista Research, Inc. 59 Dubuque Consolidated Plan 2011-2015 Consultants, Inc. Those estimates for selected census tracts (those commonly identified as having distinct populations in need or worse than average conditions) are provided below. Tract 8.01 was added in the table below given its relatively high estimate of poverty (9.4%). In addition to these estimates, data from FFIEC related to 2009 estimated MFI of the same tracts is provided in the same table. The LSC transportation study also estimated minority population concentrations and those estimates are referenced in sections below. Table 15.Estimated Poverty Status and MFI in Selected Census Tracts Census Tract Estimated % in Poverty*Tract MFI**Tract MFI % Dubuque MSA MFI ($62,500)** 123.9%$33,30053.3% 34.3%$55,31388.5% 411.2$53,86986.2% 515.6%$45,02572% 610.3%$63,531101.7% 7.0114%$58,51993.6% 7.0211.5%$53,88186.2% 8.019.4%$67,931108.7% Sources: *LSC, **FFIEC Looking beyond the level of census tract, table 16 below provides a basic comparison of estimated families in poverty by tenure (owner v. renter). To gain a richer understanding of poverty in Dubuque as estimated in the ACS, it may be beneficial to examine poverty status by type of family and tenure. This data is provided in table 17. Table 16. ACS Estimated Poverty Status for Families by Tenure Total (MoE) Total Families14,534 (+/-507) Income in Past 12 Months Below Poverty Line1,396 (+/-328) Owner-occupied320 (+/-146) Renter-occupied1,076 (+/-299) Source: U.S. Census Bureau Table 17. ACS Estimated Poverty Status by Household Type and Tenure Total (MoE) Total Households:14,534(+/-507) Households with income in the past 12 months below poverty level:1,396(+/-328) Married-couple family:215(+/-128) Owner occupied93(+/-81) Renter occupied122(+/-98) Other families:1,181(+/-317) Male householder, no wife present:198(+/-129) Owner occupied68(+/-51) Renter occupied130(+/-111) Female householder, no husband present:983(+/-283) Owner occupied159(+/-117) Renter occupied824(+/-249) Households with income in the past 12 months at or above poverty level:13,138(+/-543) Married-couple family:11,099(+/-530) Owner occupied10,081(+/-506) Renter occupied1,018(+/-286) 60 Dubuque Consolidated Plan 2011-2015 Other families:2,039(+/-386) Male householder, no wife present:539(+/-187) Owner occupied330(+/-135) Renter occupied209(+/-133) Female householder, no husband present:1,500(+/-324) Owner occupied950(+/-240) Renter occupied550(+/-213) Source: U.S. Census Bureau A few observations from the preceding two tables are that renter families are more than 2 times more likely to be reported with income below the poverty line,roughly 75% of all households determined to be below poverty line are renter occupied, and female householders (no husband present) are significantly more likely to have household income below the poverty line. Anti-Poverty Strategy Local partnerships are continually being formed to provide services for job skill development, job training, education and other programs that may help familiesgain self-sufficiency and alleviate poverty. The City workswith numerous agencies and organizations to promote and attain these goals. City Staff areis actively involved in numerous community committees. Staff from the Housing and Community Development attends weekly meetings of the Friends of the Community, thereby coordinating activities with non-profit organizations and social service agencies. City staff is on the board of Operation New View, the community action agency for Dubuque County, which by charter is dedicated to implementing anti- poverty programs. The City also works closely with the Homeless Advisory Board and Continuum of Care consortium agencies, referring and receiving clients, to assure continued housing and prevent homelessness. Project HOPE (Helping Our People Excel) is a city initiative designed to serve as a catalyst that brings togetherservice providers, employers and individuals seeking employment.Project HOPE encourages and facilitates collaboration among existing community resources and supports organizations that are expanding resources toshare the mission of Project HOPE. The program encourages and facilitates collaboration, communication and advocacy toensure equity in employment and economic opportunities. Dubuque Works is a workforce initiative comprised of seven community partners, who collaborate to address the workforce challenges within ourcommunity. Partners analyze and revitalize existing strategies, identify and address gaps, and work together to seamlessly provide the strongest workforce solutions for companies that choose to make the Greater Dubuque area their home. The Housing Education and Rehabilitation Training Partnership (HEART) program is a public/private partnership that provides vocational construction training and education through rehabilitation of blighted residential properties. The partnership includes the Four Mounds Foundation, Four Oaks, Dubuque Community School District, Loras College and the City of Dubuque. The program teaches self-reliance and instills a strong sense of accomplishment, and provides support for a segment of our population that would otherwise face chronic unemployment. 61 Dubuque Consolidated Plan 2011-2015 The City and its partners have applied for a Department of Labor grant in order to expand HEART to become a YouthBuild program. This expansion would allow us to serve a larger number of at-risk youth and greatly expand the number of services offered to participants. The growth would also allow the program to revitalize more of Dubuque’s historic homes and fill a gap in affordable home ownership needs for families. The Cityhas a Family Self Sufficiency (FSS) Program that promotes self-sufficiency and asset development by providing supportive services to participantsto increase their employability and encourages an increase in savings through an escrow savings program. Every Child | Every Promise was founded in 2004 as an umbrella organization to connectpeople to resources and assistservice providers in delivering the Five Promises (caring adults, safe places, healthy start, effective education and opportunities to serve) to the children of our community.The organizationfacilitates collaboration among youth serving agenciestoeliminate duplication of services, promotes more efficient use of limited funds and builds a more effective delivery system. In 2007 and 2008, Dubuque was named one of the "100 Best Communities for Young People". The Dubuque County Youth Master Plan developedin 2006 as a result of the collaboration of numerous organizations to define and measure the service gaps for the youth of our community. ADubuque Community Growth Chart was created in 2008 to make available a community network of supports, opportunities and activities focused on specific, well-defined and jointly held goals and outcomes. Schools, non-profit agencies, parents, public and private sector leaders, healthcare providers and faith-based groups are engaged in the comprehensive effort. Dubuque Mentoring Partnership was established to promote a one-to-one relationship between a youth and an adult that occurs over a prolonged period of time. The mentor provides young people with support, counsel, friendship, reinforcement and constructive example. The partnership is comprised of St. Mark Community Center, Dubuque Community Schools, Holy Family Schools, Helping Services of Northeast Iowa, Dubuque Community Y, Visiting Nurse Association, Project Concern, Big Brothers Big Sisters, AmeriCorps, Every Child Every Promise, RSVP, and the Court Appointed Special Advocate Program. The City’s CDBG programs further reduce poverty. Our first-time homebuyer programs for lower-income households help these families participate in the “American Dream,” accumulating equity and building wealth. Also, our homeowner rehab programs enable lower-income families to maintain and improve their homes, reducing energy costs and protecting their investment. The City has recently builta new Multicultural Family Center to empower diverse neighbors, families and individuals by promoting personal growth and participation. The City invested over a million dollars,including CDBG funding,in the rehabilitation of a buildingto expand the Center. The Center’s programs include cross-cultural educational and family activities. The Cityhas hired a full-time director to staff the Center. The City continues toincreasing economic opportunities through business retention and /or expansion and addresses the gap from welfare to work. The CDBG financial 62 Dubuque Consolidated Plan 2011-2015 assistance program to businesses supportseconomic development efforts to create jobs that pay a livable wage. Low Income Housing Tax Credit (LIHTC) Coordination (91.315 (k)) Not applicable NON-HOMELESS SPECIAL NEEDS Specific Special Needs Objectives (91.215) The City of Dubuque will focus its CDBG entitlement funds towardimproving the quality of life for extremely low, very low and low income households by establishing the following priorities and objectives. Increase the housing options and related services for special needs populations. DH-1.5 Objectives: Provide for implementation of fair housing for all populations. SL-1.1 Objectives: Increase opportunities for the elderly, disabled and persons with special needs to maintain an independent lifestyle DH-1.6 Objectives: Modify existing and/or create accessible housing units Non-homeless Special Needs (91.205 (d) and 91.210 (d)) Analysis (including HOPWA) The Non-Homeless Special Needs Table (formerly Table 1B)is included in the Appendix. 16 Special Needs Population Of the population in so-called special categories (e.g., students, military, etc.), the ACS provides estimates for the disabled population, students, and the military. The ACS estimates 56 individuals (+/-55), or roughly .1% of the population are military, while roughly 4,000 individuals are estimated to be enrolled in college as undergraduates, 600 in graduate school, and roughly 10,000 other students are enrolled from preschool through high school. Beyond the military and students, another special category of population are those with disabilities. From the ACS, 16.5% (+/-1.6) of the population 5 years or older are estimated to have one or more disabilities, 10.1% (+/-3.1) of those 5 to 15 years of age, and 12.9% (+/-1.8) of those 16 to 64 years of age are estimated to have one or more disabilities. These disabilities include sensory, physical, mental, and employment disability. Disability is more concentrated in the population 65 years of age or older, with 37.5% of these persons estimated to have one or more disabilities (+/-3.9). Employment status is often a concern within the disabled population and those agencies 16 Alta Vista Research, Inc. 63 Dubuque Consolidated Plan 2011-2015 tasked with providing for the special needs within a community. Of those 16-64 years of age, the ACS estimates 48.1% of those with one or more disabilities are employed (+/- 5.6), whereas an estimated 82.3% (+/-2.0) of population without disability are employed. The following is a detailed table on disability gathered from 2005-7 ACS data. Table 6. 2005-7 ACS Estimates Disabled Population by Age: City of Dubuque Age Total (MoE) Population 5 years and over 52,144(+/-832) Without any disability83.5%(+/-1.6) With one type of disability7.8%(+/-0.9) With two or more types of disabilities8.7%(+/-1.2) Population 5 to 15 years 7,197(+/-422) With any disability10.1%(+/-3.1) Population 16 to 64 years 36,522(+/-714) With any disability12.9%(+/-1.8) With an employment disability7.1%(+/-1.3) Population 65 years and over 8,425(+/-363) With any disability37.5%(+/-3.9) With a sensory disability16.1%(+/-2.8) With a physical disability24.5%(+/-3.8) With a mental disability10.0%(+/-3.0) With a self-care disability6.9%(+/-1.9) Witha go-outside-home disability13.4%(+/-2.5) Source: U.S. Census Bureau From the data above it is clear that there is a not-insignificant number of disabled persons, and the number of disabled amongst the elderly is more than twice that ofother groups. The following table provides insight into the connection between poverty status and disability in Dubuque. Table 7. 2005-7 ACS Poverty Status and Disability Total (MoE) Population 5 years and over for whom poverty status is determined50,483 (+/-820) With any disability8,432(+/-829) Below poverty level20.1%(+/-4.2) With a sensory disability2,495(+/-399) Below poverty level12.7%(+/-5.9) With a physical disability4,438(+/-639) Below poverty level20.9%(+/-5.0) With a mental disability3,695(+/-579) Below poverty level27.9%(+/-7.2) With a self-care disability955(+/-180) Below poverty level8.4%(+/-6.3) No disability42,051(+/-1,085) Below poverty level9.3%(+/-1.5) 64 Dubuque Consolidated Plan 2011-2015 Population 16 to 64 years for whom poverty status is determined34,969 (+/-714) With an employment disability2,543(+/-469) Below poverty level27.0%(+/-7.5) Source: U.S. Census Bureau One general note of interest is the higher than average rates of poverty for those with adisability. Individuals in Dubuque with a disability are roughly twice as likely to be in poverty as those without a disability. Likewise, according to the ACS data, a person with a disability in Dubuque is roughly twice as likely to be unemployed than an individual without a disability. Housing for Persons with Special Needs An identified need is provision of additional housing opportunities to persons with disabilities or special needs. The strategy is to promote and form partnerships with area non-profit providers to seek and obtain funds to provide this housing. The City’s support of the Step by Step project is an example of this strategy. The Step by Step project, completed in 2009, provided for the renovation of an historic apartmentbuilding as a residence for persons with disabilities. The $1.6 million financial package included HOME, RRP Program fund, an Enterprise Zone tax credit award, funding from the Iowa Finance Authority and the Des Moines Federal Home Loan Bank, and federal and State historic rehabilitationtax credits. Occupants are currently being recruited. The City will continue to pursue funding opportunities to assist persons with disabilities and/or special needs. 65 Dubuque Consolidated Plan 2011-2015 Special Needs Population-Facilities FACILITYDESCRIPTION Alverno ApartmentsSection 8 housing for elderly and disabled, subsidized by HUD. 100 3525 Windsor Avenueresidential units (10 accessible) Applewood Apartments134Apartments for seniors (all but 7 are income eligible) 3125-3175 Pennsylania Avenue Area Residential Care (ARC)10 community living homes,2 Home and Community Based 1170 Roosevelt StreetServices homes and Kennedy Point apartments and supervised apartments Assisi Village51 units of assisted living residential units 1001 Assisi Drive Bethany HomeRetirement center featuring apartments, room rental and nursing 1005 Lincoln Avenuefacility providing 60 apartments, and 54 health care beds. Cathedral Gardens18 Accessible apartments 469 Emmett Dubuque Nursing and Rehab CenterProvides health and convalescent care needs for the elderly: 108 2935 Kaufmann ICF or skilled level beds DubuqueRetirement Community185 assisted living units Matthew John Drive Ecumenical Housing Inc.low income housing for elderly, th 6& Locust89 units rent-assisted (4 units accessible) Ennoble Manor Care CenterExtended nursing care facility with 102 beds 2000 Pasadena Drive Henry Stout Senior Apartments32 apartments for elderly th 125 West 9Street Heritage Manor80 Elderly nursing care units; 17 apartments for independentliving 4885 Asbury Road Hillcrest Family ServicesProvides residential support services 63 beds for adolescent 2005 Asbury Road residential treatment, and 10 beds for residential treatment of mentally ill adults and 23 emergency youth shelter beds. Hills and Dales Child Development CenterResidential development treatment center for physically and 1011 Davis Streetmentally disabled children and young adults, containing 42 beds with 24 hour nursing service. Julian Care FacilityResidential care facility for disabled individuals requiring 13034 Seippel Roadlicensed residential services-72 beds.Residential care for persons with primarily mental illness-9 beds. Kennedy Manor73 residential housing units, with elderly and disabled given priority 2671 Owen Courtfor one bedroom units (21 units accessible) (All units rent-assisted) Luther ManorNursing care facility with 103 beds (16 for Alzheimer patients) and 3131 Hillcrest33 apartment units for seniors. Manor Care Health Care CenterExtended Care facility providing health care services, included rd 901 West 3Streetskilled nursing. (92 beds) Marthas Haus19 Elderly apartment units 2217 Queen 66 Dubuque Consolidated Plan 2011-2015 Mount Pleasant HomeRetirement home for elderly men and women; 43 apartment units 1695 Mt Pleasant(40 accessible) FacilityDescription Oak Park Place133 units of elderly living units, consisting of 22 independent Oak Park Drivecondos, 50 independent apartments and 61 assisted living units Seventh HeavenElder Group Home 1321 Tomahawk Drive 563-557-9110 Stonehill Care CenterIntermediate nursing facility, with 168 beds and a residential facility 3485 Windsor Avenuewith 82 beds. Provides respite care, elder day care Sunnycrest ManorIntermediate care nursing facility with 88 beds for long term care, 2375 Roosevelt15 beds for residential care and 28 beds for mentally retarded residents. Sunset Park Place54 Assisted living units for the elderly, including respite care (7 are 3730 Pennsylvania AvenueAlzheimer’s units) The Woodlands42 elderly apartments 3460Starlite Drive SPECIAL NEEDS POPULATION –SERVICES SERVICEDESCRIPTION Area Residential Care (ARC)Provides residential treatment services and vocational 1170 Roosevelt Streettraining programs for mentally disabled persons aged 18 and older; developmental work activities; sheltered workshop; supported employment and a services training program. Catholic CharitiesProvides adoption, foster care homes, living arrangements 1229 Mount Lorettafor pregnant unmarried women,refugee resettlement, independent living for elderly and disabled persons. Community Circle of CareCoordination, diagnosis, and assessment services to 799 Main Street Suite 230children and youth with emotional and behavioral challenges Cozy Corner Adult Day CareAdult day care 2785 Pennsylvania Avenue Dubuque Regional AIDS CoalitionProvides support for those who have tested HIV positive 1454 Iowa St DuRideTransportation for elderly Finley Home HealthcareSkilled nursing in-home care 3385 Hillcrest Road Goodwill Industries of Northeast IowaProvides vocational and supporting living services to 2300 JFK Roadpersons with disabilities. Helping Services for Northeast IowaProvides substance abuse prevention education 2728 Asbury Road Hillcrest Family ServicesProvides residential support services, including treatment 2005 Asbury Roadfor adolescents Hillcrest Mental Health CenterProvides an array of mental health services including 200 Mercy Drive Suite 200counseling and support groups 67 Dubuque Consolidated Plan 2011-2015 The wellness center serves adults and aging adults in recovery Hillcrest Wellness Center from mental illness, substance abuse, physical injury/illness, and th 255 West 6Street persons coping with acculturation stress (veterans, persons released from prison, immigrants). Hills and Dales Lifetime CenterProvides services, educational opportunities and social 3505 Stoneman Roadinteraction for the elderly. Hills and Dales Child Development CenterProvides in-home supportive services for physically-and 1011 Davis Street mentally-disabled children and young adults Iowa Vocational Rehabilitation Services Assist individuals with disabilities to become employed, 820 Locust Streetobtain disability benefits, Lutheran Social ServicesState accredited mental health provider for individual, 2255 JFK Roadcouple, family or child. Mental Health America of Dubuque County Support services for family and persons with mental illness. PO Box 283 Mercy Home CareSkilled in-home nursing care 200 Mercy Scenic Valley Area VIII Agency on AgingNetwork of elderly services 3505 Stoneman Road Substance Abuse ServicesSubstance abuse outpatient services 799 Main Street Stonehill Adult CenterAdult Day Care 3485 Windsor Avenue Visiting Nurse AssociationProvides elderly and disabled services, including case 1454 Iowa Streetmanagement; home care aids, respite; homemaker; private (24 hours)duty; adult health maintenance nursing and representative payee program. The City partners with Proudly Accessible Dubuque (PAD)and independent organization that builds awareness, educates the public and assists businesses with the goal of improving accessibility. PADprovidesinformation about common accessibility issues in four general areas:parking, entrances, internal circulation/access to goods and services, and restrooms, and accessible lodging. PADprovidesbusinesses information about tax creditsfor making accessibility improvements, facts about the size of the disability market and encourages good faith efforts toward compliance with accessibility laws. Transportation Accessible transportation for poor and low-income persons and for persons with disabilities and special needs is a challenge. Affordable housing is closely linked to access to jobs and other necessary services. In addition to the fixed route service, the City provides a mini-bus, or para-transit, service that provides ‘origin to destination’ transportation and passenger assistance for seniors and persons with disabilities. CDBG funds assisted in the implementation of the DuRide program, which provides personalized private car service 24 hours a day, seven days a week for seniors. The City of Dubuque contracted with LSC Transportation Consultants, Inc. to complete an Operational Analysis of the Keyline Transit system, with a focus on determining the needs for future service expansion; indentifying efficiencies on providing both current and future services; and providing recommendations on system improvement. The City currently is in the process of reviewing an implementation for a preferred service, facility and capital plan that will service the residents of Dubuque efficiently and effectively. 68 Dubuque Consolidated Plan 2011-2015 Housing for Special Needs Population Currently the City has identified the need for additional housing opportunities for persons with disabilities or special needs. Our strategy is to promote and form partnerships with area non-profit providers to seek and obtain funds for this housing. A high priority will be to continue efforts to develop these partnerships, assess needs, identify opportunities and increase the supply of housing and services for this population. Basis for Priority The priorities were identified based on the Alta Vista study data analysis and public input received. The data was analyzed and priorities were established by the Community Development Advisory Commission using the following definitions: •High priorities are those activities that WILL be funded with CDBG funds •Medium priorities are those activities that MAY be funded with CDBG funds, but only after high priorities have been funded or if sufficient need is further identified. •Low priorities are those activities that will NOT be funded with CDBG funds but may be funded with other City or local funds. Medium and low priority activities are still important and are not meant to be understood as being unnecessary but those needs may have other more appropriate funding sources. The City has identified a limited number of priorities to provide a focus for activities that will be funded in the next five years. There are a sufficient number of medium priority needs to ensure that funds can be spent in a timely manner. The priorities identified were developed by: • Weighing the severity of the need • Analyzing current housing, economic, social and community conditions • Analyzing the needs of low and moderate income persons and families • Accessing the funding resources available over the next five years • Evaluating input from community meetings,interviews, studies and surveys, City staff, City Council priorities, and public hearings. Obstacles to Meeting Underserved Needs Anticipated obstacles to meeting underserved needs are lack of sufficient resources, which limit the ability to provide programs and services, and lack of sufficient providers. Housing Opportunities for People with AIDS (HOPWA) The City of Dubuque does not receive HOPWA funds. Specific HOPWA Objectives Not applicable. OTHER NARRATIVE CDBG-Recovery The City of Dubuque received $328,269 in CDBG-Recovery (CDBG-R) funds from the America Recovery and Reinvestment Act of 2009. Funding has been allocated to the Green Alley Pilot Project for the reconstruction of three existing asphalt alleys with 69 Dubuque Consolidated Plan 2011-2015 pervious pavement surfaces toallow rainfall from low-intensity storms to pass through the pavement structure. Funding is also proposed for oversight and administration of the grant. All funding shall be spent by 2012 Neighborhood Stabilization Program (NSP) The City of Dubuque received a $444,328 from the Iowa Department of Economic Development for a Neighborhood Stabilization Program (NSP) grant in April 2009. The grantwill provide emergency assistance to purchase foreclosed or abandoned homes and to rehabilitate, resell or redevelop these homes in order to stabilize neighborhoods and deter decline in valuation of neighboring homes. Unified Development Code (UDC) The City of Dubuque adopted a Unified Development Code in October, 2009 which combines the City’sprevious Zoning Ordinance, Subdivision Regulations, Historic Preservation Ordinance, and portions of the Building Code into one document.The UDCeliminatescontradictory and redundant regulations while updating City Codes to reflect new approaches in land use regulation and City initiativesfor sustainability. The objectives of the UDC were to conform to local, state, and federal codes,be relevant for Dubuque, be user-friendly andstreamline the process. The new code that was developed after much public input reduces obstacles and incorporates sustainable design provisions. Sustainable Community The City of Dubuque identified Sustainable City designation as one of its top priorities in 2006. Since then, multiple strategies and practices have been implemented to make Dubuque a more sustainable community. The City is a member of Climate Communities, and joins all of its members in supporting local government action on climate change as essential for America to achieve energy independence, renew economic prosperity and preserve biodiversity The City of Dubuque has adopted a sustainability policy focusing on the three elements of Sustainability; Environmental and Ecological Integrity, Economic Prosperity, and Social and Cultural Vibrancy. The City believes that development in Dubuque should achieve all three elements to ensure that the future of Dubuque is viable, livable, and equitable for all. HOME Designation Dubuque has been unable to qualify as a “Participating Jurisdiction” under the HUD HOME Program. Dubuque is the largest city in Iowa not currently so designated and therefore does not have entitlement status for HOME funds, having to apply for annual grants in statewide competition. With PJ status, Dubuque would receive a substantial annual HOME grant to support our housing purchase and rehabilitation programs. This is particularly important, as decreasing CDBG entitlement awards, decreasing program revenues and increasing internal demands on the CDBG budget limit the ability to assist affordable housing and economic development activities. 70 CPMP Version 1.3 Housin ' Needs Table Housing Needs - Comprehensive Housing Affordability Strategy (CHAS) Data Housing Problems Household Income <=30% MFI Small Related Large Related All other hsholc Small Related Large Related All other hsholc NUMBER OF HOUSEHOLDS Any housing problems Cost Burden > 30% Cost Burden >50% NUMBER OF HOUSEHOLDS With Any Housing Problems Cost Burden > 30% Cost Burden >50% NUMBER OF HOUSEHOLDS With Any Housing Problems Cost Burden > 30% Cost Burden >50% NUMBER OF HOUSEHOLDS With Any Housing Problems Cost Burden > 30% Cost Burden >50% NUMBER OF HOUSEHOLDS With Any Housing Problems Cost Burden > 30% Cost Burden >50% NUMBER OF HOUSEHOLDS With Any Housing Problems Cost Burden > 30% Cost Burden >50% NUMBER OF HOUSEHOLDS With Any Housing Problems Cost Burden > 30% Cost Burden >50% NUMBER OF HOUSEHOLDS With Any Housing Problems Cost Burden > 30% Cost Burden >50% NUMBER OF HOUSEHOLDS With Any Housing Problems Cost Burden > 30% Cost Burden >50% Grantee: Only complete blue sections. Do NOT type in sections other than blue. Current of House- holds 100% 63.4 58.1 37.5 100% 82.2 82.2 57.0 Current Number of House holds 451 286 262 169 393 323 323 224 3-5 Year Quantities Year 1 Year 2 Year 3 Year 4* Year 5* Multi -Year o 0 CD o 0 CD o 0 CD o 0 CD o 0 CD 000 0 o L7 Priorit Need? I I I I I I I I I I 100% 56 82.1 82.1 67.9 100% 76.4 72.8 48.6 100% 59.3 59.3 36.7 100% 88.6 88.6 72.7 100% 100.0 100.0 83.3 100% 66.7 66.7 44.4 100% 64.7 108.0 20.7 46 46 38 679 519 494 330 354 210 210 130 88 78 78 64 24 24 24 20 135 90 90 60 382 247 243 79 0 0 0 0 0 0 #### #### #### #### #### #### I I I I I I I I I I I I I I I I I I I I I I I I I I I I I I 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 #### #### #### #### #### #### #### #### #### #### #### #### #### #### #### #### #### #### I I I I I I I I I I 0 0 0 #### #### #### High High High Plan to Fund? Fund Source Households with a Disabled Member HSHLD HSHLD High IY High IY High IY C C High Y High Y High Y 100% 682 Dispropo rtionate Racial Ethnic Need? no # of Househ olds in lead - Hazard Housing 1378 Total Low Income HIV AIDS Populatio 31 yes High IY High IY High IY C C High IY High IY High IY C C High IY High IY High IY C C High IY High IY High IY C C High Y High Y High Y High High High 0 C C HSGNeed 1 CPMP NUMBER OF HOUSEHOLDS With Any Housing Problems NUMBER OF HOUSEHOLDS With Any Housing Problems NUMBER OF HOUSEHOLDS With Any Housing Problems Q Cost Burden >50% NUMBER OF HOUSEHOLDS L With Any Housing Problems Cost Burden > 30% NUMBER OF HOUSEHOLDS With Any Housing Problems NUMBER OF HOUSEHOLDS With Any Housing Problems NUMBER OF HOUSEHOLDS With Any Housing Problems NUMBER OF HOUSEHOLDS With Any Housing Problems NUMBER OF HOUSEHOLDS With Any Housing Problems NUMBER OF HOUSEHOLDS With Any Housing Problems NUMBER OF HOUSEHOLDS With Any Housing Problems HSGNeed 239 229 49 243 239 30 102 98 55 223 153 139 80 114 60 60 15 2 O #### O #### O #### O #### O #### O #### High High High High High 145 no CPMP Household Income > E Q Cost Burden >50% NUMBER OF HOUSEHOLDS With Any Housing Problems cu Cost Burden > 30% Lu Cost Burden >50% Small Related Large Related All other hsholc NUMBER OF HOUSEHOLDS With Any Housing Problems Cost Burden > 30% Cost Burden >50% NUMBER OF HOUSEHOLDS 0.0 0 0 #### High Y C 1111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111 100% 1293 Mil MI ME Mil Mil MI ME Mil Mil MI ME Mil EMI MEM Milli MEM 1111Ii1i!i!;!:,. 9.9 9.9 1.5 100% 30.6 30.6 3.0 100% With Any Housing Problems 27.2 Cost Burden > 30% 25.1 Cost Burden >50% 2.1 NUMBER OF HOUSEHOLDS 100% 128 128 19 793 243 243 24 191 52 48 4 590 I I I I I I I I I I 0 0 0 I I I I I I I I I I 0 0 0 #### #### #### #### #### #### I I I I I I I I I I With Any Housing Problems Cost Burden > 30% Cost Burden >50% Total Any Housing Problem 38.1 38.1 5.9 225 225 35 Total 215 Renter Total 215 Owner Total 215 0 0 0 0 0 0 0 0 0 0 0 0 0 0 #### #### #### 0 #### r❑ #### #### 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 High IY High IY High IY C C C High IY High IY High IY C C High IY High IY High IY C C High IY High IY High IY C C no Total Disabled 426 Tot. Elderly 1072 Total Lead Hazard 4368 Tot. Sm. Related 2671 Total Renters 5372 Tot. Lg. Related 593 Total Owners 3371 HSGNeed 3 CPMP CPMP Version 1.3 Housing Market Analysis Housing Stock Inventory Affordability Mismatch Occupied Units: Renter Occupied Units: Owner Vacant Units: For Rent Vacant Units: For Sale Total Units Occupied & Vacant Rents: Applicable FMRs (in $s) Rent Affordable at 3 0 % of 5 0 % of MFI (in $s) Public Housing Units Occupied Units Vacant Units Total Units Occupied & Vacant Rehabilitation Needs (in $s) HSGMarketAnalysis 1 Complete cells in blue. CPMP CPMP Version 1.3 Continuum of Care Homeless Population and Subpopulations Chart Part 1: Homeless Population Sheltered Un-sheltered Total Jurisdiction Data Quality Emergency Transitional 1. Homeless Individuals 31 15 2 48 (N) enumerationsy 2. Homeless Families with Children 0 9 0 9 2a. Persons in Homeless with Children Families 0 30 0 30 Total (lines 1 + 2a) 31 45 2 78 Part 2: Homeless Subpopulations Sheltered Un-sheltered Total Data Quality 1. Chronically Homeless 0 1 �'•••••••••••••• :1 Illlllllllll. 11llllllllllllll 1 (N) o6 2. Severely Mentally III 5 3. Chronic Substance Abuse 4 • 4. Veterans 1 0 tiff" 5. Persons with HIV/AIDS 0 6. Victims of Domestic Violence 5 • 7. Youth (Under 18 years of age) 0 Part 3: Homeless Needs Table: Individuals Needs Currently Available 0 Q 5-Year Quantities Total J ,. • • L a Plan to Fund? Y N Fund Source: CDBG, HOME, HOPWA, ESG or Other Year 1 Year 2 Year 3 Year 4 Year 5 0 0 Complete 0 0 Complete 0 0 Complete 0 0 Complete 0 0 Complete 0 0 U o 0 ( (.90 U, mPermanent Emergency Shelters 44 76 -32 0 0 0 0 0 0 0 0 0 0 0 0 ### High Y Transitional Housing 15 50 -35 0 0 0 0 0 0 0 0 0 0 0 0 ### High Y Supportive Housing 5 19 -14 0 0 0 0 0 0 0 0 0 0 0 0### High Y Total 64 145 -81 0 0 0 0 0 0 0 0 0 0 0 0### Chronically Homeless 1 1 Homeless 1 CPMP Part 4: Homeless Needs Table: Families m Emergency Shelters Transitional Housing Permanent Supportive Housing Total a) z 0 30 4 34 >- a) E D > U < 16 50 19 85 ra 0 - 16 - 20 - 15 - 51 5-Year Quantities Year 1 Year 2 Year 3 Year 4 Year 5 Total To o 0 0 0 cu cu (71 E O U 0 0 0 0 To o 0 0 0 cu cu (71 E O U 0 0 0 0 To o 0 0 0 cu cu (71 E O U 0 0 0 0 To o 0 0 0 cu cu (71 E O U 0 0 0 0 To o 0 0 0 cu cu (71 E O U 0 0 0 0 To o 0 0 0 0 0 0 0 o ra o ### ### ### ### Completing Part 1: Homeless Population. This must be completed using statistically reliable, unduplicated counts or estimates of homeless persons in sheltered and unsheltered locations at a one -day point in time. The counts must be from: (A) administrative records, (N) enumerations, (S) statistically reliable samples, or (E) estimates. The quality of the data presented in each box must be identified as: (A), (N), (S) or (E). Completing Part 2: Homeless Subpopulations. This must be completed using statistically reliable, unduplicated counts or estimates of homeless persons in sheltered and unsheltered locations at a one -day point in time. The numbers must be from: (A) administrative records, (N) enumerations, (S) statistically reliable samples, or (E) estimates. The quality of the data presented in each box must be identified as: (A), (N), (S) or (E). Sheltered Homeless. Count adults, children and youth residing in shelters for the homeless. "Shelters" include all emergency shelters and transitional shelters for the homeless, including domestic violence shelters, residential programs for runaway/homeless youth, and any hotel/motel/apartment voucher arrangements paid by a public/private agency because the person or family is homeless. Do not count: (1) persons who are living doubled up in conventional housing; (2) formerly homeless persons who are residing in Section 8 SRO, Shelter Plus Care, SHP permanent housing or other permanent housing units; (3) children or youth, who because of their own or a parent's homelessness or abandonment, now reside temporarily and for a short anticipated duration in hospitals, residential treatment facilities, emergency foster care, detention facilities and the like; and (4) adults living in mental health facilities, chemical dependency facilities, or criminal justice facilities. Unsheltered Homeless. Count adults, children and youth sleeping in places not meant for human habitation. Places not meant for human habitation include streets, parks, alleys, parking ramps, parts of the highway system, transportation depots and other parts of transportation systems (e.g. subway tunnels, railroad car), all-night commercial establishments (e.g. movie theaters, Laundromats, restaurants), abandoned buildings, building roofs or stairwells, chicken coops and other farm outbuildings, caves, campgrounds, vehicles, and other similar places. Homeless 2 CPMP Non -Homeless Special Needs Including HOPWA Needs Currently Available a Q c. 3-5 Year Quantities Total Year 1 Year 2 Year 3 Year 4* Year 5* To 0 Complete To 0 Complete To 0 Complete To 0 Complete To 0 Complete To 0 To 4 oTo o 0 Housing Needed 52. Elderly 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0#### 53. Frail Elderly 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0#### 54. Persons w/ Severe Mental Illness 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 #### 55. Developmentally Disabled 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 #### 56. Physically Disabled 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 #### 57. Alcohol/Other Drug Addicted 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 #### 58. Persons w/ HIV/AIDS & their familiE 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 #### 59. Public Housing Residents 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 #### Total 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0#### Supportive Services Needed 60. Elderly 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0#### 61. Frail Elderly 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0#### 62. Persons w/ Severe Mental Illness 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 #### 63. Developmentally Disabled 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 #### 64. Physically Disabled 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 #### 65. Alcohol/Other Drug Addicted 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 #### 66. Persons w/ HIV/AIDS & their familiE 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 #### 67. Public Housing Residents 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 #### Total 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0#### NonHomeless 1 CPMP Housing and Community Development Activities Needs Current Q 0 5-Year Quantities % of Goal Priority Need: Dollars to Address Plan to Fund? I z Fund Source Year 1 Year 2 Year 3 Year 4 Year 5 Cumulative D 01 Acquisition of Real Property 570.201(a) 0 0 0 0 0 #### M Y 02 Disposition 570.201(b) 0 0 0 0 0 #### M Y Public Facilities and Improvements 03 Public Facilities and Improvements (General) 570.201(c) 0 0 0 0 0 #### H Y 03A Senior Centers 570.201(c) 0 0 0 0 0 #### H Y 03B Handicapped Centers 570.201(c) 0 0 0 0 0 #### H Y 03C Homeless Facilities (not operating costs) 570.201(c) 0 0 0 0 0 #### H Y 03D Youth Centers 570.201(c) 0 0 0 0 0 #### H Y 03E Neighborhood Facilities 570.201(c) 0 0 0 0 0 #### H Y 03F Parks, Recreational Facilities 570.201(c) 0 0 0 0 0 #### H Y 03G Parking Facilities 570.201© 0 0 0 0 0 #### M Y 03H Solid Waste Disposal Improvements 570.201(c) 0 0 0 0 0 #### M Y 03I Flood Drain Improvements 570.201(c) 0 0 0 0 0 #### M Y 033 Water/Sewer Improvements 570.201(c) 0 0 0 0 0 #### H Y 03K Street Improvements 570.201(c) 0 0 0 0 0 #### H Y 03L Sidewalks 570.201(c) 0 0 0 0 0 #### H Y 03M Child Care Centers 570.201(c) 0 0 0 0 0 #### M Y 03N Tree Planting 570.201(c) 0 0 0 0 0 #### M Y 030 Fire Stations/Equipment 570.201(c) 0 0 0 0 0 #### M Y 03P Health Facilities 570.201(c) 0 0 0 0 0 #### H Y 03Q Abused and Neglected Children Facilities 570.201(c) 0 0 0 0 0 #### M Y 03R Asbestos Removal 570.201(c) 0 0 0 0 0 #### M Y 03S Facilities for AIDS Patients (not operating costs) 570.201(c) 0 0 0 0 0 #### M Y 03T Operating Costs of Homeless/AIDS Patients Programs 0 0 0 0 0 #### M Y 04 Clearance and Demolition 570.201(d) 0 0 0 0 0 #### M Y 04A Clean-up of Contaminated Sites 570.201(d) 0 0 0 0 0 #### M Y Public Services 05 Public Services (General) 570.201(e) 0 0 0 0 0 #### H Y 05A Senior Services 570.201(e) 0 0 0 0 0 #### H Y 05B Handicapped Services 570.201(e) 0 0 0 0 0 #### H Y 05C Legal Services 570.201(E) 0 0 0 0 0 #### H Y 05D Youth Services 570.201(e) 0 0 0 0 0 #### H Y 05E Transportation Services 570.201(e) 0 0 0 0 0 #### H Y 05F Substance Abuse Services 570.201(e) 0 0 0 0 0 #### H Y 05G Battered and Abused Spouses 570.201(e) 0 0 0 0 0 #### H Y 05H Employment Training 570.201(e) 0 0 0 0 0 #### H Y 05I Crime Awareness 570.201(e) 0 0 0 0 0 #### H Y 053 Fair Housing Activities (if CDBG, then subject to 570.201(e) 0 0 0 0 0 #### H Y 05K Tenant/Landlord Counseling 570.201(e) 0 0 0 0 0 #### H Y 05L Child Care Services 570.201(e) 0 0 0 0 0 #### H Y 05M Health Services 570.201(e) 0 0 0 0 0 #### H Y 05N Abused and Neglected Children 570.201(e) 0 0 0 0 0 #### H Y 050 Mental Health Services 570.201(e) 0 0 0 0 0 #### H Y 05P Screening for Lead -Based Paint/Lead Hazards Poison 570.20 0 0 0 0 0 #### H Y 05Q Subsistence Payments 570.204 0 0 0 0 0 #### M Y 05R Homeownership Assistance (not direct) 570.204 0 0 0 0 0 #### M Y 05S Rental Housing Subsidies (if HOME, not part of 5% 570.204 0 0 0 0 0 #### M Y 05T Security Deposits (if HOME, not part of 5% Admin c 0 0 0 0 0 #### M Y CommunityDev 1 CPMP 06 Interim Assistance 570.201(f) 0 0 0 0 0 #### M Y 07 Urban Renewal Completion 570.201(h) 0 0 0 0 0 #### M Y 08 Relocation 570.201(i) 0 0 0 0 0 #### M Y 09 Loss of Rental Income 570.201(j) 0 0 0 0 0 #### M Y 10 Removal of Architectural Barriers 570.201(k) 0 0 0 0 0 #### H Y 11 Privately Owned Utilities 570.201(1) 0 0 0 0 0 #### M Y 12 Construction of Housing 570.201(m) 0 0 0 0 0 #### M Y 13 Direct Homeownership Assistance 570.201(n) 0 0 0 0 0 #### H Y 14A Rehab; Single -Unit Residential 570.202 0 0 0 0 0 #### H Y 14B Rehab; Multi -Unit Residential 570.202 0 0 0 0 0 #### H Y 14C Public Housing Modernization 570.202 0 0 0 0 0 #### H Y 14D Rehab; Other Publicly -Owned Residential Buildings 570.202 0 0 0 0 0 #### H Y 14E Rehab; Publicly or Privately -Owned Commercial/Indu 570.20 0 0 0 0 0 #### H Y 14F Energy Efficiency Improvements 570.202 0 0 0 0 0 #### H Y 14G Acquisition - for Rehabilitation 570.202 0 0 0 0 0 #### H Y 14H Rehabilitation Administration 570.202 0 0 0 0 0 #### H Y 14I Lead-Based/Lead Hazard Test/Abate 570.202 0 0 0 0 0 #### H Y 15 Code Enforcement 570.202(c) 0 0 0 0 0 #### H Y 16A Residential Historic Preservation 570.202(d) 0 0 0 0 0 #### H Y 16B Non -Residential Historic Preservation 570.202(d) 0 0 0 0 0 #### M Y 17A CI Land Acquisition/Disposition 570.203(a) 0 0 0 0 0 #### M Y 17B CI Infrastructure Development 570.203(a) 0 0 0 0 0 #### M Y 17C CI Building Acquisition, Construction, Rehabilitat 570.203(a) 0 0 0 0 0 #### H Y 17D Other Commercial/Industrial Improvements 570.203(a) 0 0 0 0 0 #### L N 18A ED Direct Financial Assistance to For -Profits 570.203(b) 0 0 0 0 0 #### H Y 18B ED Technical Assistance 570.203(b) 0 0 0 0 0 #### H Y 18C Micro -Enterprise Assistance 0 0 0 0 0 #### H Y 19A HOME Admin/Planning Costs of P3 (not part of 5% Ad 0 0 0 0 0 #### NA N 19B HOME CHDO Operating Costs (not part of 5% Admin ca 0 0 0 0 0 #### NA N 19C CDBG Non-profit Organization Capacity Building 0 0 0 0 0 #### H Y 19D CDBG Assistance to Institutes of Higher Education 0 0 0 0 0 #### M Y 19E CDBG Operation and Repair of Foreclosed Property 0 0 0 0 0 #### M Y 19F Planned Repayment of Section 108 Loan Principal 0 0 0 0 0 #### M Y 19G Unplanned Repayment of Section 108 Loan Principal 0 0 0 0 0 #### M Y 19H State CDBG Technical Assistance to Grantees 0 0 0 0 0 #### M Y 20 Planning 570.205 0 0 0 0 0 #### H Y 21A General Program Administration 570.206 0 0 0 0 0 #### H Y 21B Indirect Costs 570.206 0 0 0 0 0 #### H Y 21D Fair Housing Activities (subject to 20% Admin cap) 570.206 0 0 0 0 0 #### H Y 21E Submissions or Applications for Federal Programs 570.206 0 0 0 0 0 #### H Y 21F HOME Rental Subsidy Payments (subject to 5% cap) 0 0 0 0 0 #### NA N 21G HOME Security Deposits (subject to 5% cap) 0 0 0 0 0 #### NA N 21H HOME Admin/Planning Costs of P3 (subject to 5% cap 0 0 0 0 0 #### NA N 21I HOME CHDO Operating Expenses (subject to 5% cap) 0 0 0 0 0 #### NA N 22 Unprogrammed Funds 0 0 0 0 0 #### H Y a d 0 313 Facility based housing — development 0 0 0 0 0 #### NA N 31K Facility based housing - operations 0 0 0 0 0 #### NA N 31G Short term rent mortgage utility payments 0 0 0 0 0 #### NA N 31F Tenant based rental assistance 0 0 0 0 0 #### NA N 31E Supportive service 0 0 0 0 0 #### NA N 31I Housing information services 0 0 0 0 0 #### NA N CommunityDev 2 CPMP J. 31H Resource identification 0 0 0 0 0 #### NA N 31B Administration - grantee 0 0 0 0 0 #### NA N 31D Administration - project sponsor 0 0 0 0 0 #### NA N ti7 m 0 V Acquisition of existing rental units 0 0 0 0 0 #### H Y Production of new rental units 0 0 0 0 0 #### H Y Rehabilitation of existing rental units 0 0 0 0 0 #### H Y Rental assistance 0 0 0 0 0 #### H Y Acquisition of existing owner units 0 0 0 0 0 #### H Y Production of new owner units 0 0 0 0 0 #### H Y Rehabilitation of existing owner units 0 0 0 0 0 #### H Y Homeownership assistance 0 0 0 0 0 #### H Y W E 0 = Acquisition of existing rental units 0 0 0 0 0 #### H N Production of new rental units 0 0 0 0 0 #### H N Rehabilitation of existing rental units 0 0 0 0 0 #### H N Rental assistance 0 0 0 0 0 #### H N Acquisition of existing owner units 0 0 0 0 0 #### H N Production of new owner units 0 0 0 0 0 #### H N Rehabilitation of existing owner units 0 0 0 0 0 #### H N Homeownership assistance 0 0 0 0 0 #### H N CommunityDev 3 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed DH-1 Availability/Accessibility of Decent Housing DH-1 (1) Provide housing opportunities to maintain, improve and/ or obtain affordable housing for all income eligible residents. CDBG 2500 people have improved access to affordable housing through services which assist in providing decent affordable housing 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! DH-1 (1) 1 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed DH-1 Availability/Accessibility of Decent Housing DH-1 (2) Restore existing vacant or under-utilized structures into affordable housing units, especially larger residential units, for income eligible CDBG 5 households have new access to affordable housing through the rehabilitation of vacant or under-utilized structures for the purpose of p p creatina decent affordable 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! DH-1 (2) 2 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed DH-1 Availability/Accessibility of Decent Housing DH-1 (3) Create lead safe housing units CDBG 20 households have access to safe, affordable housing by creating lead safe housing units for the purpose of decent affordable housing 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! DH-1 (3) 3 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed DH-1 Availability/Accessibility of Decent Housing DH-1 (4) Develop affordable housing to increase the housing opportunities. CDBG 5 households are able to obtain affordable housing through rehabilitation of derelict properties for the purpose of creating decent affordable housing. 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! DH-1 (4) 4 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed DH-1 Availability/Accessibility of Decent Housing DH-1 (5) Provide for implementation of fair housing for all populations. CDBG 50 persons have available housing through fair housing practices for the purpose of creating decent affordable housing. 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! DH-1 (5) 5 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed DH-1 Availability/Accessibility of Decent Housing DH-1 (6) Modify existing and/or create accessible housing units CDBG 10 disabled residents have accessible, affordable housing by modifying or rehabbing housing units for the purpose of creating decent affordable housing. 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! DH-1 (6) 6 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed DH-1 Availability/Accessibility of Decent Housing DH-1 (7) Build capacity of local agencies to support the creation of emergency and transitional housing and homeless services, especially for women and children. CDBG 25 women and children access to transitional housing and services for the purpose of providing decent housing. 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 Source 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! DH-1 (7) 7 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed DH-1 Availability/Accessibility of Decent Housing DH-1 (8) Enforce minimum housing quality standards in all rental housing through systematic code enforcement. CDBG 3500 households have access to safe housing through compliance with building and housing codes for the purpose of providing decent affordable housing. 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! DH-1 (8) 8 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed DH-2 Affordability of Decent Housing DH-2 (1) Provide down payment assistance to extremely low to low income households CDBG 75 households have affordable housing through a down payment assistance program for the purpose of providing decent housing 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! DH-2 (1) 9 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed DH-2 Affordability of Decent Housing DH-2 (2) Maximize participation in and use of low- interest rehabilitation loan/grant funds for rental housing units. CDBG 50 households have access to sustained affordable housing by rehabilitation loans for the purpose of providing decent affordable housing 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! DH-2 (2) 10 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed DH-2 Affordability of Decent Housing DH-2 (3) Provide assistance to qualified low and moderate -income homeowners, including elderly, for the rehabilitation of housing units. CDBG 100 households have affordable owner -occupied housing through rehabilitation for the purpose of providing decent affordable housing. 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! DH-2 (3) 11 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed DH-2 Affordability of Decent Housing DH-2 (4) Provide assistance to qualified homeowners, including elderly, for the rehabilitation of housing units. CDBG 100 owner -occupied households have affordable housing through rehabilitation for the purpose of providing decent affordable housing. 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! DH-2 (4) 12 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed DH-3 Sustainability of Decent Housing DH-3 (1) Assist low-income homeowners to improve and preserve historic character of residential structures. CDBG 10 households sustained the historic character of affordable residential structures for the purpose of providing decent affordable housing. 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! DH-3 (1) 13 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed DH-3 Sustainability of Decent Housing DH-3 (2) Provide inspection and enforcement of zoning and land use regulations to provide support for neighborhood revitalization efforts. CDBG 500 households sustain compatible neighborhoods through compliance with zoning and land use codes for the purpose of providing decent affordable housina. 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! DH-3 (2) 14 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed SL-1 Availability/Accessibility of Suitable Living Environment SL-1 (1) Increase opportunities for the elderly, disabled and persons with special needs to maintain an independent lifestyle. CDBG 3000 elderly, disabled and persons with special needs have access to social programs and services for the purpose of creating a suitable livina environment. 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! SL-1 (1) 15 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed SL-1 Availability/Accessibility of Suitable Living Environment SL-1 (2) Partner with local agencies to facilitate affordable and quality childcare and early education opportunities. CDBG 3000 citizens have access to quality childcare and early education through services that create a suitable living environment. 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! SL-1 (2) 16 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed SL-1 Availability/Accessibility of Suitable Living Environment SL-1 (3) Provide services to improve the education, health, and human service needs of children and families of all ages, including special needs population. CDBG 4000 persons have access to education, health and human services through programs that create a suitable living environment. 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! SL-1 (3) 17 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed SL-1 Availability/Accessibility of Suitable Living Environment SL-1 (4) Provide programs for increased opportunities for healthy youth interaction, educational advancement and/or recreation. CDBG 2000 youth have access to community programs and services for the purpose of creating a suitable living environment. 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! SL-1 (4) 18 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed SL-1 Availability/Accessibility of Suitable Living Environment SL-1 (5) Provide technical assistance to local organizations to guide neighborhood development, revitalization and redevelopment. CDBG 10 organizations have access to technical assistance for the purpose of creating suitable living environments. 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! SL-1 (5) 19 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed SL-1 Availability/Accessibility of Suitable Living Environment SL-1 (6) Provide resources for organized neighborhoods in low/mod income areas to encourage self -initiated revitalization efforts. CDBG 10 organizations have access to resources for the purpose of creating suitable living environments 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! SL-1 (6) 20 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed SL-2 AvailabAffordability of Suitable Living Environment SL-2 (1) Specific Objective Source of Funds #1 Performance Indicator #1 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! SL-2 (1) 21 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed SL-3 Sustainability of Suitable Living Environment SL-3 (1) Improve and replace sidewalks, and public infrastructure in income eligible areas. CDBG 150 public facilities are sustained through improvements for the purpose of creating a suitable living environment. 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! SL-3 (1) 22 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed SL-3 Sustainability of Suitable Living Environment SL-3 (2) Provide planning for community needs and administration of programs to insure maximum public benefit and community enhancements. CDBG The community has sustained viability and livability through planning and administration of programs for the purpose of creating a suitable living environment. 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! SL-3 (2) 23 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed EO-1 Availability/Accessibility of Economic Opportunity EO-1 (1) Support transportation programs to maintain access to education, employment, shopping, and health care for low-income persons. CDBG 10 persons have access to transportation for the purpose of creating a suitable living environment. 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! EO-1 (1) 24 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed EO-1 Availability/Accessibility of Economic Opportunity EO-1 (2) Promote workforce development through employment training and programs. CDBG 10 persons have access to new jobs through workforce development for the purpose of creating economic opportunity. 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! EO-1 (2) 25 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed EO-2 Affordability of Economic Opportunity EO-2 (1) Specific Objective Source of Funds #1 Performance Indicator #1 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! EO-2 (1) 26 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed EO-3 Sustainability of Economic Opportunity EO-3 (1) Support local economic development efforts to create or retain jobs that pay benefits and a livable wage to their employees. CDBG 10 persons have access to new jobs through financial assistance to business for the purpose of creating economic opportunity. 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! EO-3 (1) 27 CPMP Jurisdiction Summary of Specific Annual Objectives CPMP Version 2.0 Specific Obj. Outcome/Objective # Specific Annual Objectives Sources of Funds Performance Indicators Year Expected Number Actual Number Percent Completed EO-3 Sustainability of Economic Opportunity EO-3 (2) : Correct commercial/industrial building code violations and rehabilitate buildings in older neighborhoods and downtown. CDBG 2 commercial/industrial buildings sustained through code enforcement and rehabilitation for the purpose of creating a suitable living environment. 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #2 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! Specific Annual Objective 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! MULTI -YEAR GOAL 0 #DIV/0! Source of Funds #1 Performance Indicator #3 2011 #DIV/0! 2012 #DIV/0! Source of Funds #2 2013 #DIV/0! 2014 #DIV/0! Source of Funds #3 2015 #DIV/0! I MULTI -YEAR GOAL 0 #DIV/0! EO-3 (2) 28 CPMP SF 424 The SF 424 is part of the CPMPAnnual Action Plan. SF 424 form fields are included in this document. Grantee information is linked from the 1CPMP.xls document of the CPMP tool. SF 424 Complete the fillable fields (blue cells) in the table below. The other items are pre-filled with values from the Grantee Information Worksheet. Type of Submission Date Submitted4/21/2010Applicant Identifier ApplicationPre-application Date Received by stateState Identifier Date Received by HUDFederal IdentifierConstructionConstruction Non ConstructionNon Construction Applicant Information of Dubuque CityIA191464 DUBUQUE 350 West 6th Street093105302 Street Address Line 1Organizational DUNS Suite 312City of Dubuque Street Address Line 2Organizational Unit Housing & Community Department Dubuque Development CityIowa 52001 ZIPCountry U.S.A.Division Dubuque Employer Identification Number (EIN): County 42-6004596Program Year Start Date 07/01/10 Applicant Type:Specify Other Type if necessary: Local Government: City Specify Other Type U.S. Department of Program FundingHousing and Urban Development Catalogue of Federal Domestic Assistance Numbers; Descriptive Title of Applicant Project(s); Areas Affected by Project(s) (cities, Counties, localities etc.); Estimated Funding Community Development Block Grant 14.218 Entitlement Grant CDBG Project Titles CDBG FY 2011Annual Projects Description of Areas Affected by CDBG Project(s) (July 1, 2010to June 30, 2011)City of Dubuque $CDBG Grant Amount1,236,260$Additional HUD Grant(s) LeveragedDescribe $Additional Federal Funds Leveraged$Additional State Funds Leveraged $Locally Leveraged Funds$Grantee Funds Leveraged $Anticipated Program Income$411.090Other (Describe) Total Funds Leveraged for CDBG-based Project(s) Home Investment Partnerships Program 14.239 HOME HOME Project TitlesDescription of Areas Affected by HOME Project(s) $HOME Grant Amount$Additional HUD Grant(s) LeveragedDescribe $Additional Federal Funds Leveraged$Additional State Funds Leveraged $Locally Leveraged Funds$Grantee Funds Leveraged SF 424Page 1Version 2.0 $Anticipated Program IncomeOther (Describe) Total Funds Leveraged for HOME-based Project(s) Housing Opportunities for People with AIDS 14.241 HOPWA HOPWA Project TitlesDescription of Areas Affected by HOPWA Project(s) $HOPWA Grant Amount$Additional HUD Grant(s) LeveragedDescribe $Additional Federal Funds Leveraged$Additional State Funds Leveraged $Locally Leveraged Funds$Grantee Funds Leveraged $Anticipated Program IncomeOther (Describe) Total Funds Leveraged for HOPWA-based Project(s) Emergency Shelter Grants Program 14.231 ESG ESG Project TitlesDescription of Areas Affected by ESG Project(s) $ESG Grant Amount$Additional HUD Grant(s) LeveragedDescribe $Additional Federal Funds Leveraged$Additional State Funds Leveraged $Locally Leveraged Funds$Grantee Funds Leveraged $Anticipated Program IncomeOther (Describe) Total Funds Leveraged for ESG-based Project(s) Congressional Districts of:Is application subject to review by state Executive Order 12372 Process? Applicant Districts1Project Districts Is the applicant delinquent on any federal debt? If YesThis application was made available to the “Yes” please include an additional document state EO 12372 process for review onDATE explaining the situation. No Program is not covered by EO 12372 YesNo N/AProgram has not been selected by the state for review Person to be contacted regarding this application David Harris Middle Initial First NameLast Name Housing & Community 563-589-4239563-589-4244 Title PhoneFax Development Director eMailGrantee WebsiteOther Contact dharris@cityofdubuque.org www.cityofdubuque.org Signature of Authorized RepresentativeDate Signed SF 424Page 2Version 2.0 CPMP Non-State Grantee Certifications Many elements of this document may be completed electronically, however a signature must be manually applied and the document must be submitted in paper form to the Field Office. This certificationdoes not apply. This certification is applicable. NON-STATE GOVERNMENT CERTIFICATIONS In accordance with the applicable statutes and the regulations governing the consolidated plan regulations, the jurisdiction certifies that: Affirmatively Further Fair Housing--The jurisdiction will affirmatively further fair housing, which means it will conduct an analysis of impediments to fair housing choice within the jurisdiction, take appropriate actions to overcome the effects of any impediments identified through that analysis, and maintain records reflecting that analysis and actions in this regard. Anti-displacement and Relocation Plan--It will comply with the acquisition and relocation requirements of the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970, as amended, and implementing regulations at 49 CFR 24; and it has in effect and is following a residential antidisplacement and relocation assistance plan required under section 104(d) of the Housing and Community Development Act of 1974, as amended, in connection with any activity assisted with funding under the CDBG or HOME programs. Drug Free Workplace--It will or will continue to provide a drug-free workplace by: 1.Publishing a statement notifying employees that the unlawful manufacture, distribution, dispensing, possession, or use of a controlled substance is prohibited in the grantee's workplace and specifying the actions that will be taken against employees for violation of such prohibition; 2.Establishing an ongoing drug-free awareness program to inform employees about – a.The dangers of drug abuse in the workplace; b.The grantee's policy of maintaining a drug-free workplace; c.Any available drug counseling, rehabilitation, and employee assistance programs; and d.The penalties that may be imposed upon employees for drug abuse violations occurring in the workplace; 3.Making it a requirement that each employee to be engaged in the performance of the grant be given a copy of the statement required by paragraph 1; 4.Notifying the employee in the statement required by paragraph 1 that, as a condition of employment under the grant, the employee will – a.Abide by the terms of the statement; and b.Notify the employer in writing of his or her conviction for a violation of a criminal drug statute occurring in the workplace no later than five calendar days after such conviction; 5.Notifying the agency in writing, within ten calendar days after receiving notice under subparagraph 4(b) from an employee or otherwise receiving actual notice of such conviction. Employers of convicted employees must provide notice, including position title, to every grant officer or other designee on whose grant activity the convicted employee was working, unless the Federal agency has designated a central point for the receipt of such notices. Notice shall include the identification number(s) of each affected grant; 6.Taking one of the following actions, within 30 calendar days of receiving notice under subparagraph 4(b), with respect to any employee who is so convicted – a.Taking appropriate personnel action against such an employee, up to and including termination, consistent with the requirements of the Rehabilitation Act of 1973, as amended; or b.Requiring such employee to participate satisfactorily in a drug abuse assistance or rehabilitation program approved for such purposes by a Federal, State, or local health, law enforcement, or other appropriate agency; 7.Making a good faith effort to continue to maintain a drug-free workplace through implementation of paragraphs 1, 2, 3, 4, 5 and 6. 1Version 2.0 CPMP Non-State Grantee Certifications Cityof Dubuque Anti-Lobbying--To the best of the jurisdiction's knowledge and belief: 8.No Federal appropriated funds have been paid or will be paid, by or on behalf of it, to any person for influencing or attempting to influence an officer or employee of any agency, a Member of Congress, an officer or employee of Congress, or an employee of a Member of Congress in connection with the awarding of any Federal contract, the making of any Federal grant, the making of any Federal loan, the entering into of any cooperative agreement, and the extension, continuation, renewal, amendment, or modification of any Federal contract, grant, loan, or cooperative agreement; 9.If any funds other than Federal appropriated funds have been paid or will be paid to any person for influencing or attempting to influence an officer or employee of any agency, a Member of Congress, an officer or employee of Congress, or an employee of a Member of Congress in connection with this Federal contract, grant, loan, or cooperative agreement, it will complete and submit Standard Form-LLL, "Disclosure Form to Report Lobbying," in accordance with its instructions; and 10.It will require that the language of paragraph 1 and 2 of this anti-lobbying certification be included in the award documents for all subawards at all tiers (including subcontracts, subgrants, and contracts under grants, loans, and cooperative agreements) and that all subrecipients shall certify and disclose accordingly. Authority of Jurisdiction--The consolidated plan is authorized under State and local law (as applicable) and the jurisdiction possesses the legal authority to carry out the programs for which it is seeking funding, in accordance with applicable HUD regulations. Consistency with plan--The housing activities to be undertaken with CDBG, HOME, ESG, and HOPWA funds are consistent with the strategic plan. Section 3--It will comply with section 3 of the Housing and Urban Development Act of 1968, and implementing regulations at 24 CFR Part 135. 04/19/2010 Signature/Authorized OfficialDate Roy D. Buol Name Mayor, City of Dubuque, Iowa Title 50 West 13th Street Address Dubuque, Iowa 52001 City/State/Zip 563-589-4210 Telephone Number CPMP Non-State Grantee Certifications2Version 2.0 Cityof Dubuque This certification does not apply. This certification is applicable. Specific CDBG Certifications The Entitlement Community certifies that: Citizen Participation --It is in full compliance and following a detailed citizen participation plan that satisfies the requirements of 24 CFR 91.105. Community Development Plan --Its consolidated housing and community development plan identifies community development and housing needs and specifies both short-term and long-term community development objectives that provide decent housing, expand economic opportunities primarily for persons of low and moderate income. (See CFR 24 570.2 and CFR 24 part 570) Following a Plan --It is following a current consolidated plan (or Comprehensive Housing Affordability Strategy) that has been approved by HUD. Use of Funds --It has complied with the following criteria: 11.Maximum Feasible Priority -With respect to activities expected to be assisted with CDBG funds, it certifies that it has developed its Action Plan so as to give maximum feasible priority to activities which benefit low and moderate income families or aid in the prevention or elimination of slums or blight. The Action Plan may also include activities which the grantee certifies are designed to meet other community development needs having a particular urgency because existing conditions pose a serious and immediate threat to the health or welfare of the community, and other financial resources are not available); 12.Overall Benefit -The aggregate use of CDBG funds including section 108 guaranteed loans during program year(s) 2011, 2012, 2013, (a period specified by the grantee consisting of one, two, or three specific consecutive program years), shall principally benefit persons of low and moderate income in a manner that ensures that at least 70 percent of the amount is expended for activities that benefit such persons during the designated period; 13.Special Assessments -It will not attempt to recover any capital costs of public improvements assisted with CDBG funds including Section 108 loan guaranteed funds by assessing any amount against properties owned and occupied by persons of low and moderate income, including any fee charged or assessment made as a condition of obtaining access to such public improvements. However, if CDBG funds are used to pay the proportion of a fee or assessment that relates to the capital costs of public improvements (assisted in part with CDBG funds) financed from other revenue sources, an assessment or charge may be made against the property with respect to the public improvements financed by a source other than CDBG funds. Thejurisdiction will not attempt to recover any capital costs of public improvements assisted with CDBG funds, including Section 108, unless CDBG funds are used to pay the proportion of fee or assessment attributable to the capital costs of public improvements financed from other revenue sources. In this case, an assessment or charge may be made against the property with respect to the public improvements financed by a source other than CDBG funds. Also, in the case of properties owned and occupied by moderate-income (not low-income) families, an assessment or charge may be made against the property for public improvements financed by a source other than CDBG funds if the jurisdiction certifies that it lacks CDBG funds to cover the assessment. Excessive Force--It has adopted and is enforcing: 14.A policy prohibiting the use of excessive force by law enforcement agencies within its jurisdiction against any individuals engaged in non-violent civil rights demonstrations; and 15.A policy of enforcing applicable State and local laws against physically barring entrance to or exit from a facility or location which is the subject of such non-violent civil rights demonstrations within its jurisdiction; CPMP Non-State Grantee Certifications3Version 2.0 Cityof Dubuque Compliance With Anti-discrimination laws --The grant will be conducted and administered in conformity with title VI of the Civil Rights Act of 1964 (42 USC 2000d), the Fair Housing Act (42 USC 3601-3619), and implementing regulations. Lead-Based Paint --Its activities concerning lead-based paint will comply with the requirements of part35, subparts A, B, J, K and R, of title 24; Compliance with Laws --It will comply with applicable laws. 04/19/2010 Signature/Authorized OfficialDate Roy D. Buol Name Mayor, City of Dubuque, Iowa Title 50 West 13th Street Address Dubuque, Iowa 52001 City/State/Zip 563-589-4210 Telephone Number CPMP Non-State Grantee Certifications4Version 2.0 Cityof Dubuque This certification does not apply. This certification is applicable. APPENDIX TO CERTIFICATIONS Instructions Concerning Lobbying and Drug-Free Workplace Requirements Lobbying Certification This certification is a material representation of fact upon which reliance was placed when this transaction was made or entered into. Submission of this certification is a prerequisite for making or entering into this transaction imposed by section 1352, title 31, U.S. Code. Any person who fails to file the required certification shall be subject to a civil penalty of not less than $10,000 and not more than $100,000 for each such failure. Drug-Free Workplace Certification 1.By signing and/or submitting this application or grant agreement, the grantee is providing the certification. 2.The certification is a material representation of fact upon which reliance is placed when the agency awards the grant. If it is later determined that the grantee knowingly rendered a false certification, or otherwise violates the requirements of the Drug-Free Workplace Act, HUD, in addition to any other remedies available to the Federal Government, may take action authorized under the Drug-Free Workplace Act. 3.Workplaces under grants, for grantees other than individuals, need not be identified on the certification. If known, they may be identified in the grant application. If the grantee does not identify the workplaces at the time of application, or upon award, if there is no application, the grantee must keep the identity of the workplace(s) on file in its office and make the information available for Federal inspection. Failure to identify all known workplaces constitutes a violation of the grantee's drug-free workplace requirements. 4.Workplace identifications must include the actual address of buildings (or parts of buildings) or other sites where work under the grant takes place. Categorical descriptions may be used (e.g., all vehicles of a mass transit authority or State highway department while in operation, State employees in each local unemployment office, performers in concert halls or radio stations). 5.If the workplace identified to the agency changes during the performance of the grant, the grantee shall inform the agency of the change(s), if it previously identified the workplaces in question (see paragraph three). 6.The grantee may insert in the space provided below the site(s) for the performance of work done in connection with the specific grant: Place of Performance (Street address, city, county, state, zip code) Check if there are workplaces on file that are not identified here. The certification with regard to the drug-free workplace is required by 24 CFR part 21. State Place NameStreetCityCountyZip City Hall50 West 13th StDubuqueDubuqueIA52001 Housing and Community 350 West 6th DubuqueDubuqueIA52001 Development Department Street Suite 312 Leisure Services Office and City 2200 Bunker Hill DubuqueDubuqueIA52001 Parks Road and citywide Public Works Department 925 Kerper DubuqueDubuqueIA52001 City Hall Annex 1300 Main Street DubuqueDubuqueIA52001 th City of Dubuque50 West 13StDubuqueDubuqueIA52001 7.Definitions of terms in the Nonprocurement Suspension and Debarment common rule and Drug-Free Workplace common rule apply to this certification. Grantees' attention is called, in particular, to the following definitions from these rules: "Controlled substance" means a controlled substance in Schedules I through V of the Controlled Substances Act (21 U.S.C. 812) and as further defined by regulation (21 CFR 1308.11 through 1308.15); "Conviction" means a finding of guilt (including a plea of nolo contendere) or imposition of sentence, or both, by any judicial body charged with the responsibility to determine violations of the CPMP Non-State Grantee Certifications10Version 2.0 Cityof Dubuque Federal or State criminal drug statutes; "Criminal drug statute" means a Federal or non-Federal criminal statute involving the manufacture, distribution, dispensing, use, or possession of any controlled substance; "Employee" means the employee of a grantee directly engaged in the performance of work under a grant, including: a.All "direct charge" employees; b.all "indirect charge" employees unless their impact or involvement is insignificant to the performance of the grant; and c.temporary personnel and consultants who are directly engaged in the performance of work under the grant and who are on the grantee's payroll. This definition does not include workers not on the payroll of the grantee (e.g., volunteers, even if used to meet a matching requirement; consultants or independent contractors not on the grantee's payroll; or employees of subrecipients or subcontractors in covered workplaces). Note that by signing these certifications, certain documents must completed, in use, and on file for verification. These documents include: 1. Analysis of Impediments to Fair Housing 2. Citizen Participation Plan 3. Anti-displacement and Relocation Plan 04/19/2010 Signature/Authorized OfficialDate Roy D. Buol Name Mayor City of Dubuque Iowa Title th 50 West 13Street Address Dubuque Iowa 52001 City/State/Zip 563-589-4210 Telephone Number CPMP Non-State Grantee Certifications11Version 2.0 Analysis of Impediments to Fair Housing City of Dubuque Action Plan 2010 January 2010 Authored by: Kelly Larson, Human Rights Director AIFH NALYSIS OF MPEDIMENTS TO AIR OUSING City of Dubuque Action Plan Purpose The purpose of the Analysis of Impediments to Fair Housing (AI) is to make sure that local communities are partners in affirmatively furthering fair housing. The purpose of the Fair Housing Act is to ensure that people are not denied housing opportunities because of their race, color, national origin, religion, sex, disability, or familial status. Fair housing impediments are those things that: 1) are done because ofrace, color, national origin, religion, sex, disability or familial status, or 2) have the effect of restricting available housing choices for people of a particular race, color, national origin, religion, sex, disability, or family status. Ultimately, the studyshould further the goal of making effective fair housing planning strategies a part of overall community planning and development.This includes ongoing efforts to: 1) analyze and eliminate discrimination; 2) promote fair housing choice; 3) provide opportunities for inclusive patterns of housing occupancy regardless of protected class status; 4) promote housing that is structurally accessible to and usable by all kinds of people, including those with disabilities; and 5) foster compliance with non-discrimination laws.Such steps should maximize peoples’ ability to choose where to live, asthe choice of where to live affects access to schools, jobs, and the ability to engage as an equal member of the community. Overview of Study The John Marshall Law SchoolFair Housing Legal Support Center completed anAI for Dubuque in 2001. In 2009, Alta Vista Research conducted an AI to identify the extent to which certain impediments identified in 2001 continue to exist and to identify additional potential impediments.They completed a Rental Property Survey (Appendix A), an Analysis of 2008 Home Mortgage DisclosureActData (Appendix B), and a Consolidated Population, Housing, and Market Analysis (Appendix C). In addition, in preparing this document we reviewed the 2009 Rental Market Overview for Dubuque, completed by Real Property Research Group for the Iowa Finance Authority (Appendix D). TheAlta Vista study found that in general, women and African-American individuals are disproportionately represented in the homeless population in Dubuque in comparison to their general presence in the community. Consequently, programs to address ï homelessness have fair housing implications. The study also found that 60% of female single parents with children under the age of 5 are living below the poverty level. Similarly, 20% of people with a disability live below the poverty level, nearly 15% of the population of Dubuque is 65 or older, and 37% of the people in this age group have a disability and 26% of people in this age group live below the poverty level. Finally, four of the five most racially diverse census tracts are also among the top five tracts for the prevalence of poverty. The single most diverse census tract –Tract 1 with 16.5% minority population –is the most impoverished with a median family income of $33,300 and a 23.9% poverty rate.A minimum wage employee in Dubuque must work 61 hours a week in order to have a “housing wage” –one that does not require them to spend more than 30% of their income on housing costs. If the employee has a job that pays the estimated average wage of $10.28 per hour, they must work 43 hours a week to meet this “housing wage” threshold.Given these current demographics of the Dubuque communityand the over-representation of protectedclass members amongst those living in poverty, many of the potential fair housing problems and impediments will be addressed by the Consolidated Plan and the numerous low-moderate income housing programs already being planned for the community. Impediments to Fair Housing in Dubuque The first impediment identified in the 2001 study was the lack of a large stock of decent affordable housing in Dubuque. The 2001 study specifically recommended: 1) an increase in the development and preservation of decent, affordable and accessible housing, 2) an increase in the amount of accessible housing, and 3) support for the development of housing options for the more needy residents of Dubuque. Since 2001, the City has engaged in a series of public/private partnerships to improve the availability of accessible, affordable housing, including development of options for residents with low and moderate incomes. These projects included a single room occupancy development for low income women with special needs, Manasseh House. Two more projects not onlywere designed for low income residents, but also included accessibility features beyond bare minimum legal requirements and towards universal housing design. Those projects includedthe 759 Bluff renovation by Step by Step, Inc. and the Washington Court apartment complex by Gronen Restoration.A report on the Washington Court project, compiled by the University of Iowa Law School’s Legal Clinic is included in Appendix E.The executive summary of this report was accepted for publication in the ABA Journal of Affordable Housing and Community Development. To an even greater degree, the 759 Bluff project includes a variety of universal design features including roll under counters and appliances, roll-in showers, etc. The project is the subject of a video on Universal Housing Design, which can be viewed at î www.cityofdubuque.org/humanrights. The project and video have been used throughout the community to raise awareness of the value of universal housing design. In addition, the City of Dubuque in 2008 added a specializedinspector position in the Building Services Department to focusspecificallyonbuilding accessibility. This inspector conducts plan reviews for new multi-family housing in Dubuque to evaluate compliance with the Fair Housing Act and also educates the community on the benefits of accessible design. Despite the work that has been accomplished in this area, it appearsthat the need for decentaffordable accessible housing remains.First, the Rental Market Overview prepared for the Iowa Finance Authority indicates that, with the addition of 1,300 jobs at IBM and the anticipated demographic changes that will follow, there will be an increased need for a diverse stock of affordable market rate housing. According to the IFA study, quality market rate housing, which is also affordable, is limited in the City,particularly downtown. Given the anticipated IBM-related household growth, income restricted units alone will not meet the needs –modern, high quality, market rate, multi-family rental communities are needed. Second, according to the study by Alta Vista Research, low income female headed households will continue to rely on subsidized rental housing options, with60% of female single parents withchildren under the age of 5 living in poverty.Overall, 77% of families below the poverty level live in renter occupied housing, and nearly 40% of renter-occupied units house families who are spending more than 30% of their income on housing costs. In addition, 20% of people with disabilities live at the povertylevel, and 37% of the population age 65 and older has disabilities.Two thirds of the City’s housing stock is forty years old or older, lacking accessibility features and modern amenities that many households have come to expect.Alta Vista suggests that it is likely Dubuque will continue to experience an increase in single-parent households, an aging population, and those seeking housing alternatives. Alta Vista also discusses the need for new rental housing and renovations that provide a greater variety of options to meet diverse needs of residents, including reducing the number of renter occupied units that have undesirable features like inadequate plumbing or kitchen facilities (currently nearly 40% of rental units have undesirable features), and increasing the number of units with designs and features that are more user friendly for people with disabilities. The second impediment identifiedin 2001was that Dubuque is an environment where there are few minorities to serve as role models. The study specifically recommended: 1) efforts to increase and retain the number of new residents in the community, and 2) efforts to increase the number of qualified minorities in positions of prominence in the community. í Since 2001, the City of Dubuque embarked on a variety of efforts to address these concerns. TheCity recognized that succeeding at the recommended actions would first require the creation of a climate where people of diverse backgrounds are valued and included. The City Council allocated more than $60,000 over a three year period to undertake an Intercultural Competence Initiative. This initiative involved hiring a consultant who worked with a broad range of City staff to: 1) assess the current climate of the organization; 2) provide a report and recommendations for improving the recruitment and retention of diverse candidates in particular; and 3) develop the capacity of the City organization to continue working towards a more inclusive work environment. The latter step included 90 hoursof “train-the-trainer” work with training team and a steering team members. The training team and subcommittees continueto provide intercultural training opportunities and skills reminders for City staff throughout the organization. The steering team continues to evaluate the culture of the organization and recommend changes to policies and procedures that are likely to lead to more effective recruiting and retention of employees of various backgrounds. The City also has hired a full-time Training and Workforce Development Coordinatorto coordinate the ICC effort. The City also has been actively involved in recruiting IBM to locate in the community, bringing 1300 living wage jobs and an increasingly diverse workforce to the community. Because Dubuque has a disproportionate number of people in protected classes living in poverty, particularly African-Americans, it is critical that more middle-class minorities locate and remain in Dubuqueto counteract negative assumptions and stereotypes. To assist in this regard, the City has partnered with others in the community to create Dubuque Works –a program with specific marketing and welcoming components for new residents who move to the community to join the workforce.The City also recognizes its obligation to work with community members in poverty to support them in reaching their potential. Because a disproportionate number of those in poverty are in various protected classes(African-Americans, families with children, people with disabilities), and because income and employment directly affect housing opportunity, these efforts have fair housing implications. Consequently, the City partners in Project H.O.P.E. (Helping Our People Excel). Project H.O.P.E. is focused on connecting the unemployed and underemployed to community resources and supports various programs that have a particular focus on improving employment skills for people in poverty, people with disabilities, and ex-offenders. The City also recognizes the cultural barriers many residents face in the community and has allocated significant funding to the Multicultural Family Center, including renovating the facility, hiring a full-time director, and part-time assistant director.The Multicultural Family Center works to foster a welcoming Dubuque built on a foundation of understanding and collaboration across racial, ethnic, and socioeconomic differences, ì and is committed to producing engaged families and community members. The Center serves as an inviting and safe place for community members, stimulates connections, provides programs to foster civic engagement and social and economic success, and works to build unity out of diversity. There has been a demographic shift occurring since the 2001 study. The American Communities Survey estimates that from 2000 to 2005/2007, there was a 72.3% increase (from 700 to 1,206) in the number of African American residents, a 48.5% increase (from 390-579) in the number of Asian residents, a 43% increase (from 553- 791) in the number of community members of two or more races, and a 23.1% increase (from 911 to 1,121) in the Hispanic population. In addition, minority community members (as discussed earlier in this report) are disproportionately represented in the lower income levels. Consequently, theimpediment identified in 2001 remains, and it is critical that the City continue the efforts listed above in order to improve retention of new community members and development of minority role models in positions of prominence in the community. The third impediment identified in 2001 was the perception that Dubuque is not a hospitable community for outsiders and particularly minorities to locate. The study specifically recommended: 1) working to improve the image of Dubuque as a diverse community both internally and externally; 2) expanding fair housing enforcement by expanding the classes protected by the Human Rights ordinance; and 3) increasing positive interaction amongst diverse populations in housing and employment. Since 2001, the City has engaged in the numerous activities discussed under the preceding impediment to improve the image and the reality of Dubuque. In addition, the City has amended its fair housing ordinance to include sexual orientation and gender identity. The City also began offering domestic partner benefits to its employees even beforethe Iowa Supreme Court’s marriage equality ruling. As part of the City’s ICC initiative, the City has created the “Diverse Dubuque” web page, which markets the City’s commitmentto creating a diverse and inclusive environment. In addition, Dubuque Works has the Distinctively Dubuque program, which is a welcoming program for new community members to connect them to one another and to the Dubuque community as a whole. The Human Rights Department also has created a Speakers’ Bureau. This Bureau consists of community volunteers of various backgrounds who are willing to speak to groups regarding their experiences as a minority in Dubuque. The goal of the Speakers’ Bureau is to builddialogue and understanding, thus increasing positive interaction amongst diverse members of the community.Current speakers focus on their experiences of race, sexual orientation, disability, and national origin in ë the Dubuque community.Finally, the City’s ICC training efforts are focused on improving dialogue and understanding across cultural differences. By training people how to recognize cultural differences that may lead to misunderstanding, the ICC efforts are helping to improve communication andunderstanding across diverse groups, thus improving positive interactions. As indicated above, the Alta Vistastudy indicates that given the recent demographic changes, this impediment remains and it is critical that the above actions be continued. In addition, the swift demographic changes that have been experienced, the correlation between race and poverty, and a recent series of violent crimes committed by African American males has led to a demonstrable increase in fear and racial tension. Thus, efforts to reduce this tension and foster increased positive interactions are imperative. The fourth impediment identified in 2001 was the failure of victims of housing discrimination to file complaints. The study specifically recommended: 1) expansion of fair housing enforcement by having the Human Rights Commission file commission- originated complaints when warranted; and 2) expansion of the education and outreach program of the human rights commission. Since 2001, the Human Rights Department has added a full-time staff member to assist with investigations and educational efforts. The Department also undertook an accessibility audit of multi-family housing, resulting in a series of commission-initiated complaints and resulting conciliation agreements. On the education side, the Department has created a fair housing video, and that video is shown to all new Section 8 rental recipients as they attend their briefings. These individuals also are given a copy of the Department’s Fair Housing booklet. Staff has also generally increased fair housing outreach. There has been limited change in fair housing complaint filings, and most filings have resulted in settlements or findings of no probable cause. The Department does currently have a fair housing case involving sexual harassment of women with disabilities in district court and will continue to vigorously pursue the case. The fifth impediment identified in 2001 was therelated impediment of alack of an effective deterrent for those who engage in subtle forms of housing discrimination. The study specifically recommended: 1) establishment of a fair housing testing and education program; and 2) establishing a fair housing audit and enforcement program. The City has not undertaking a housing testing or audit programother than the accessibility audit mentioned aboveand an audit of Condominium Association by-laws for facial violations. The lack of a formal housing testing program remains an impediment to fair housing in Dubuque. Without a testing or audit program, it is ê impossible to know whether or not subtle housing discrimination is occurring in Dubuque. The final impediment identified in 2001 was the small number of minority homeowners in Dubuque. The study specifically recommended: 1) an increase in minority home ownership; 2) guarding against predatory lending practices; and 3) anincrease in awareness of lending issues facing Dubuque. Since 2001, the Housing and Human Rights Departments haveengaged in various outreach and education initiatives with local lending institutions. The Housing Department drafted fair lending guidelines and accompanying certifications for lenders participating in City programs, designed to limit abuse lending terms in City-sponsored programs. Both departments also worked with lenders to sponsor a home-buyer seminar with a special emphasis on minority outreach and predatory lending education. One third of the thirty participants were minorities. In addition, the Housing Department continues to offer mod-rehab loans and homebuyer incentives in the Washington Neighborhood, the most racially diverse neighborhood in the community. The current study by Alta VistaResearchindicates that the single greatest reason for denialof home purchase loans, regardless of race, ethnicity, etc, was credit history. Denial rates are greatest for applicants in the low income categories regardless of other factors such as race. Denial rates are more than twice as high for the lowest income applicants (16.4% compared to 5.7% for other income categories combined). However, individuals in the lowest income categories still are more often than not able to secure a home purchase loan, but securing that loan is more difficult than for others. Applicants at less than 50% of the median income had 75.5% origination rates, with denial rate of 16.4%. This compares to 84% origination rate and 8.5% denial for 50-79% median income; 87% origination and 4.5% denial for 80-99% median income; 87% origination and 3.4% denial at 100-119% median income. HMDA data also indicates that there is limited number of non-white applicants for home purchaseloans, meaning that there is a continuing need for education, awareness, outreach, and credit counseling. During 2008, not a single African American sought a conventional home purchase loan. Other minorities accounted for 2.3% of the applications,or 27 applications. Of those, 20 were originated and three were approved but not accepted by the borrower. The Alta Vista study noted that mortgage lending in two of the most critical census tracts –1 and 5 –have fallen from past levels and face higherthan average denials in home purchase loans as well as significantly higher denial rates for refinances and home improvement.Census tracts 1 and 5 have the greatest income pressures and are key areas of concern for housing affordability and lending. These are also most é diverse, with an estimated 17% and 7% minority population respectively.During 2008 there was a high number of people trying to refinance and denial rates on refinances were 24% across the city, with a denial rate of 45% in Census tract 5. Alta Vista was unable to offer any conclusions regarding underlying reasons for the denials in these high minority areas, though the correlation with both poverty and race in those areas was noted. Alta Vista recommends reaching out to low income households to educate and assist with overcoming the most common mortgage lending obstacles, with a particular focus on reaching minority families with information about the range of available home loan options. In addition, given the disproportionate number ofprotected class members living in poverty, assisting the unemployed and underemployed through activities like Project HOPE remains a priority.Finally, with the high number of people in poverty in census tracts 1 and 5, efforts to promoted mixed-income homeownership in those areas is critical. è City of Dubuque Analysis of Impediments 2010 Fair Housing Action Plan for City of Dubuque Impediment No.1 — The Lack of a Diverse Stock of Accessible Affordable Housing Dispersed Throughout Dubuque OBJECTIVE ACTIVITIES DEPARTMENT RESPONSIBLE TIME FRAME A. Increase the development and preservation of decent, affordable and accessible housing.undesirable 1. Encourage the development of high quality, market rate multi -family rental communities. 2. Reduce the number of rental properties with features through improved code enforcement and rehabilitation assistance. Economic Development Housing & Human Rights Ongoing B. Increase the amount of accessible housing and housing with universal design features. 1. Encourage inclusion of accessibility and universal design features in all new and renovated housing, even if not legally mandated, including in the Historic Millwork District. Economic Development Housing Human Rights Ongoing C. Support the development and disbursement of housing options for the more needy residents of Dubuque. 1. Provide strong, positive leadership when new developments are challenged by neighbors in the developing areas. 2. Encourage disbursement of developments to avoid g p concentrations of poverty. 3. Apply for HUD rent -exceptions to allow those with Section 8 rental assistance access to a broader range of units throughout the community. 4. Encouraged mixed income housing units in the Historic Millwork District. Housing Planning Economic Development p Ongoing 0 Fair Housing Action Plan for City of Dubuque Impediment No.2 — An Environment Where There are Few Minorities to Serve as Role Models OBJECTIVE ACTIVITIES DEPARTMENT RESPONSIBLE TIME FRAME A. Increase and retain the number of new residents in the community. 1. Continue to attract new residents by increasing the economic base of the community. 2. Welcome and connect new residents of all backgrounds through the Distinctively Dubuque program and the Multicultural Family Center. 3. Support the efforts of Dubuque Works and encourage a specific focus on attracting and retaining a diverse workforce. Economic Development Leisure Services Human Rights, CityManager g Ongoing Ongoing Ongoing City of Dubuque Analysis of Impediments 2010 0 City of Dubuque Analysis of Impediments 2010 Fair Housing Action Plan for City of Dubuque Impediment No.3 — The Perception That Dubuque is not a Welcoming and Inclusive Community for Outsiders and Particularly Minorities to Locate OBJECTIVE ACTIVITIES DEPARTMENT RESPONSIBLE TIME FRAME A. Continue to work to improve the image of Dubuque as a diverse community both internally and externally 1. Support the work of the Multicultural Family Center. Leisure Services Ongoing B. Increase positive interaction amongst diverse populations in housing and employment, with a particular focus on reducing racial tension. 1. Welcome and connect new residents of all backgrounds through the Distinctively Dubuque program and the Multicultural Family Center. 2. Support cross-cultural events at the Multicultural Family Center 3. Continue the Speakers' Bureau p 4. Continue the City's ICC efforts, including training initiatives Leisure Services, City Manager Leisure Services Human Rights Human Rights Personnel Ongoing Ongoing Ongoing g g Ongoing g g • City of Dubuque Analysis of Impediments 2010 Fair Housing Action Plan for City of Dubuque Impediment No.4 — The Failure of Victims of Housing Discrimination to File Complaints and the Absence of a Deterrent for Subtle Discrimination OBJECTIVE ACTIVITIES DEPARTMENT RESPONSIBLE TIME FRAME A. Continue and expand the education and outreach program of the Human Rights Commission 1. Distribute brochures and market fair housing at City Expo. 2. Continue media outreach on fair housing issues. 3. Continue use and distribution of Fair Housing video and Guide. Human Rights Human Rights g Human Rights Every April Ever April Y p Ongoing B. Establish a fair housing audit or testing program 1. Human Rights Commission to investigate whether to recommend that City Council establish a fair housing testing program and, if so, under what circumstances. Human Rights 2011 C. Take strong enforcement action in fair housing cases where there has been a finding of probable cause. 1. Pursue current case involving sexual harassment of women with disabilities that is pending in district court. Legal Dept. 2010 Fair Housing Action Plan for City of Dubuque Impediment No.5 — The Small Number of Minority Home Owners in Dubuque OBJECTIVE ACTIVITIES DEPARTMENT RESPONSIBLE TIME FRAME A. Increase minority home ownership 1. Encourage active outreach and marketing to minority community regarding the range of available products and the availabilityof assistance. Housing Human Rights g Ongoing B. Promote mixed income homeownership in the most diverse census tracts 1. Continue the Washington Neighborhood Revitalization efforts and home purchase incentives. Housing Ongoing City of Dubuque Analysis of Impediments 2010 •