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Zoning Kretz 3136-46 Central APlanning Services Department City Hah 50 West 13th Sl~eet Dubuque, Iowa 520014864 (563) 5894210 office (563) 5894221 fax (563) 690-6678 TDD plmmh~g@cit yo fdubuque.org October 10, 2003 The Honomble Mayorand City Council Membem City of Dubuque City Hall- 50W. 13~ Street Dubuque IA 52001 RE: Rezoning Applicant: Location: Description: John Krelz/Perfection Oil Company 3136/3146 Central Avenue To rezone property from R-3 Moderate Density Multi-Fam~ Residential District to C-2 Neighborhoed Shopping Center District. Dear Mayor and City Council Members: The City of Dubuque Zoning Advisory Commission has reviewed the above-cited request. The application, staff report and related materials are attached for your review. The Commission originally recommended denial of this request at their August meeting. However, because there were only five members present, a motion to reconsider was made and approved to rehear the request at the September meeting of the Zoning Advisory Commission. Discussion The applicant spoke in favor of the request, reviewing the history of the site, proposed auto parts store and surrounding zoning. Staff reviewed the allowed uses in a C-2 District, and storm water control projects the City is initiating to improve drainage conditions in the area. There were several public comments in opposition to the request, citing concems regarding additional traffic, noise and light pollution. Letters of support were also received. The Zoning Advisory Commission discussed the request, noting that the area is highly commercial already, and the subject property is at the comer of a highway and minor arterial. Recommendation By a vote of 4 to 2, the Zoning Advisory Commission recommends that the City Council approve the request. A simple majority vote is needed for the City Council to approve the request. Respectfully submitted, Eugene"Bird, Jr.,Chairperson Zoning Advisory Commission Attachments Service People Integrity Responsibility hmovation Teamwork Prepared by: Laura Carstens, Ci~ Planner Address: 50 W. 13th Street Telephone: 563-589-4210 ORDINANCE NO. 78-03 AN ORDINANCE AMENDING APPENDIX A (THE ZONING ORDINANCE) OF THE CITY OF DUBUQUE CODE OF ORDINANCES BY RECLASSIFYING HEREINAFTER DESCRIBED PROPERTY LOCATED AT 3136/3146 CENTRAL AVENUE FROM R-3 MODERATE DENSITY MULTI-FAMILY RESIDENTIAL DISTRICT TO C-2 NEIGHBORHOOD COMMERCIAL DISTRICT. NOW, THEREFORE, BE IT ORDAINED BY THE CITY COUNCIL OF THE CITY OF DUBUQUE, IOWA: Section 1. That Appendix A (The Zoning Ordinance) of the City of Dubuque Code of Ordinances is hereby amended by reclassifying the hereinafter-described property from R-3 Moderate Density Multi-Family Residential Distdct to C-2 Neighborhood Commemial District to wit: W 170' of Lot 319 of Davis Farm Addition and W 170' of Lot 318 of Davis Farm Addition, and to the centerline of the adjoining public right-of-way, all in the City of Dubuque, Iowa. Section 2. The foregoing amendment has heretofore been reviewed by the Zoning Advisory Commission of the City of Dubuque, Iowa. Section 3. This Ordinance shall take effect immediately upon publication, as provided by law. Terrance M. Duggan, Mayor Attest: Jeanne F. Schneider, City Clerk Passed, approved and adopted this 20th day of 0cf. ober 2003. PLANNING APPL.~CATION FORM [] Vadanca E~Cgndidona[ Use Pa-mit ~]Appe~l I--}Spedal ~Mmit¢ ~ Waiv~ ~Rezoning t--IPtanned Di~dct i-~ PreJiminaw Plat F~Minor ,~nal P~at ~]'i'ext Amendment Please type or print legibly in ink property owner(s): ,/:~'/f:~/"~-~"~ ~/~/~/ [-~simple Site P~an r--~Minor Site Ptan [] Major Site Plan [] Major Hnai Plat F-]Simple Subdivision []Anne~Qon ~i'empor~ry Use Permit E~ ~Cer~ficate of Economic NomV~ability F-ICert~flcate of Appropriateness 0//-- CO. Address: .2~.~'.~' Z/A/CO~,/I/' Ob/: ~S~te:~ ~p: Fax Numar: ~ - ~ -~0 ~ ~bil~tlular Numar: Appli~n~/Agent: ~o~n ~ ~¢~ P~ne: F~ Numar: ~g ' ~ -,~ 0 ~ ~ Mobile/~luiar Numar: ~i~ng zoning: ~'3 .. p~ zoning: C'~ Hi~c Di~: ~ma~ L~at ~on (Si~elI ~r~ iD~ or lot num~r/bt~ num~r/su~ivision): CSRTIFICA~ON: I/we, t~e undersigned, do hereby certify that: 1. The information submitted herein is true and correct to the best of my/our knowl~ge and upon submitS[ becomes public record; 2. Fe~ are not refur~dable and payment does not guarantee approval; and 3. Ail adoltional required wdtUen and graphic materials are attaohed. FOR OFF~CE USE ONLY -- APPLICATION SUBMzl I'AL CHECKLIST FqSite/sk~m plan [] C~nc%~_~:uat Developm~ Plan []Phot~ [']Plat [--~Imprcv~ment p~ar~ ~D~ign review projec~ descdpt~on ~-3F~o~r plan ~iO~er: pe/fection =n OIL COMPANY 2655 Lincoln Avenue P.O. Box 876 Dubuque, Iowa 52004-0876 C~P( OF DUBUQUE PLANNING SERVICES DEPARTMENT August 2, 2003 Zoning Commission City of Dubuque Dubuque, IA 52001 Dear Commissioners: We feel one of the best ways to encourage propea'ty owners to restore, maintain or improve their properties, is to show them something positive happening right in their own neighborhoods. The property (located at the southeast corner of 32nd & Central) over recent years had come to look blighted and dormant. With sensitivity to the neighborhood a priority, we feel our plans will create a positive and satisfying addition to this area. In doing so we wish to utilize this site to bring or restore a commercial balance within this neighborhood. To achieve success with these plans, we respectfully request rezoning from R-3 to C-2 for the parcels shown on the attached drawing. Please note that this is not a complete rezone, but an extension of an existing C-2 zone. We feel development of this site is important toward maintaining vitality in the vicinity and in line with our city's economic development vision. With our resent improvements to this area we have been advised the zoning issue on the site must be handled before any interested parties can or will proceed. We respectfully request rez~ning for these parcels. Slncerel Perfection Oil Company John J Kretz - President C-3 C-2 R-1 Proposed Area to be Rezoned Applicant: Company Location: John Kretz/Perfection Oil 3136/3146 Central Avenue Description: To rezone property from R-3 Moderate Density Multi-Family Residential District to C-2 Neighborhood Shopping Center District. PLAT OF SURVEY (RETRACEMENT) OF THE 'gFEST t70'OF LOT 318 OF DAVIS FARM ADDITION IN Tt-IZ CITY OF DUBUQUE, IOWA 20 SCALE 40 IN FEET ~0 LEGEND · IP IRON PiPE [FOUND) SIZE AS NOTED IJLW IRON ROD W/YELLOW CAP RL$ II 40 t6 (~OUtlD) RECORDED PROPERTY LINE suRv~?~o PRop. ( ) RECORDED DIMENSION ~o.w, mGHT OF WAY FARM \ \ \ ~'~ ADDiTiON ~RO~ ROD WF~LLOW CAP RL5 t~ 4o ~ [~ [F,~ u HO) \ 35'_0' ENTRANCE CENTRAL AVE ~ ASP~LT 239.21' WHITE STREET i® 25' REZONING STAFF REPORT Zoning Agenda: September 3, 2003 Property Address: Property Owner: Applicant: 3136/3146 Central Avenue Perfection Oil Company John J. Kretz Proposed Land Use: Commercial Proposed Zoning: C-2 Existing Land Use: Vacant Existing Zoning: R-3 Adjacent Land Use: North - Vacant East- Residential South - Residential West - Fire Station Adjacent Zoning: North - C-2 East - R-3 South - R-3 West- C-2/R-3 Former Zoning: 1934 - Multi-Family 1975 - R-3 1985 - R-3 Total Area: .46 acres Property History: The subject property has been used for residential purposes for many years. The current applicant has purchased these properties and has cleared them in anticipation of this rezoning request. Physical Characteristics: The subject two parcels are adjacent to an existing C-2 District at the southeast corner of West 32r~ Street and Central Avenue. The two subject lots are considered through lots as they have frontage on both Central Avenue and White Street. The lots are relatively fiat. Concurrence with Comprehensive Plan: The Comprehensive Plan did not designate a use for this area. Impact of Request on: Utilities: Existing utilities are adequate to serve the subject property. Traffic Patterns/Counts: Based on 2001 IDOT traffic counts, Central Avenue is designated as a principal arterial and carries 11,000 vehicle trips. West 32~ Street is classified as a minor arterial and carries 8,600 average daily trips. Public Services: Existing public services are adequate to serve the site. Rezoning Staff Report - 3136-3146 Central Avenue Page 2 Environment: Staff does not anticipate any adverse impact to the environment provided adequate erosion control is provided during all phases of development. Adjacent Properties: Likely impacts to adjacent property are an increase in vehicle tdps and additional light and noise from a new commercial development as compared to the previous use of the two parcels as residential properties. CIP Investments: None proposed. Staff Analysis: The applicant is requesting rezoning of two parcels of land of approximately one-half acre from R-3 Moderate Density Multi-Family Residential to C-2 Neighborhood Shopping Center District. The subject parcels lie between Central Avenue and White Streets immediately south of West 32~d Street. The requested C-2 District is adjacent to an existing C-2 District that exists on both sides of West 32nd Street. The surrounding property is a mixture of commercial and residential land uses. The two subject parcels formerly had residences on them, and have been recently removed. The C-2 Neighborhood Shopping Center District allows for a range of retail and service oriented uses. The requested C-2 zoning would be an extension of the existing C-2 District to the north. Attached to this staff report is the C-2 District and its permitted and conditional uses. Planning staff recommends that the Zoning Advisory Commission review Section 6-1.1 of the Zoning Ordinance that establishes criteda for the review of rezoning requests. Prepared by: j~ Reviewed: ~'//~ Date: DU549 CH-01 .TXT (1) 3-3.2. C-2 Neighborhood Shopping Center District: (A) General Purpose And Description: The C-2 District is intended to provide small commercial centers serving small clusters of neighborhoods. The C-2 District will be carefully placed to ensure that the size of the commercial center, the nature of uses permitted and the locational characteristics are such that the grouping of such uses will not adversely affect surrounding residences and do not detract from the residential purpose and character of the surrounding neighborhoods. The C-2 District shall be located in neighborhoods where parking and Imffic can be adequmeiy handled, and the square footage, hours of operation and intensity of uses are compatible with the neighborhoods. (B) Principal Permitted Uses: The following uses shall be permitted in the C-2 District: (1) Railroads and public or quasi-public utilities including substatious-[47]. (2) Residential uses above the first floor only-[6]. (3) Schools of private instruction-[4]. (4) General offices-II4]. (5) Personal services-[14]. (6) Barber/beauty shops-[ 16]. (7) Gas station-[18]. (8) Retail salesgservice-[17]. (9) Laundry/dry cleaner-[19]. (10) Shoe repair-II8]. (11) Automated gas station-[ 181. (I 2) Indoor restaurant-[20]. (13) Talloring/alteratious-[ 18]. (14) FumiturePaome furnishings-[27]. (15) Appliance sales/service-J27]. (16) Catalog center-J23]. (17) Laundromat-[22]. (18) Furniture upholstery/repair-[ 18]. (19) Artist studio-[5]. (20) Photographic studio-[23]. (21) Neighborhood shopping center-[17]. (22) Dental/medical lab-J8]. DU549 CH-01.TXT (2) (23) Business services-J29] (C)Accessory Uses: The following uses shall be permitted as accessory uses as provided in Section 4 of this Ordinance: (I) Any use customarily incidental and subordinate to the pducipal us~ it serves. (D) Conditional Uses: The following conditional uses are permitted in the C-2 District, subject to the provisions of Section 5 of this Ordinance and are the minimum requirements for application to the Board of Adjustment for a conditional use permit: (1) Medical offices, provided that: (a) The parking group requirements can be met-J36]. (2) Drive-in/carry-om restaurant, provided that: (a) Opaque sereenlng shall be provided for adjacent residential uses as required under the site plan review provisions of Section 4-4 of this Ordinance; and (b) The parking group requirements can be met-J28]. (3) Drive-up automated teller, provided that: (a) Ingress, egress and traffic flow shall be acceptable to the City site plan review team; (b) Opaque screening shall be provided for adjacent residential uses in conformance with the site plan review provisions of Section 44 of this Ordinance; and (c) The parking group requirements can be met-J8]. (4) Self-service carwash, provided that: (a) A minimum of three (3) stacking spaces per bay be provided; and Co) Ingress, egress traffic flow shall be acceptable to the City site plan review team; and (e) Opaque screening shall be provided for adjacent residential uses in conformance with the site plan review provisions of Section 4-4 of this Ordinance; and (d) The parking group requirements can be met-J8]. (5) _Animal hospital/clinic, provided that: (a) All operations and activities shall be conducted and maintained within a completely enclosed building; and Co) The parking group requirements can be met-J23]. (6) Banks, savings and loans, and credit unions, provided that: (a) The parking group requirements can be met-[31]. (7) Group day care center provided that: (a) Forty (40) square feet of indOOr floor area (excluding halls and bathrooms) is provided per child in areas occupied by cribs, thirty five (35) square feet of indoor area (excluding halls and bathrOOms) is provided per child in areas not occupied by cribs times the DU549 CH-O1.TX'r (3) licensed capacity; and seventy five (75) square feet of fenced outdoor recreation space is provided per child using the space at a given time; (b) The parking group requirements can be met [8]; (c) Such facility shall supply loading and unloading of children so as not to obstruct public streets or create traffic or safety hazards; (d) All licenses have been issued or have been applied for awaiting the outcome of the Board's decision; (e) Signage for a single-family home shall be limited to one nonilJuminated, wail-mounted sign not to exceed four (4) square feet in area; and (f) No group day care center may be located within the same structure as any gas station, bar/tavern, automated gas station Or any facility selling, servicing, repairing or renting vehicles. (E) Temporary Uses: The following uses shall be permitted temporary uses in the C-2 District: (1) Building or trailer for storage of materials and/or equipment necessary for construction authorized by a valid building permit, provided the location of the building or trailer has been approved by the Building Official. (2) Any use listed as a permitted use within the district of a limited duration as established in Section 2-5.3 and as defined in Section 8 of this Ordinance. (F) Bu& Regulations: Front yard setback: 10 feet (20 feet for garages facing street) Side yard setback: 0 feet* Rear yard setback: 0 percent lot depth* Building height: 40 feet * Except where abutting a residential or office residential district, then six-foot side yard and twenty (20) percent lot depth rear yard setbacks required. (G) Parking requirements. See Section 4-2 of this Ordinance. (fl)Signs. See Section 4-3 of this Ordinance. September 23, 2003 Patdcia Laury 3126 Central Avenue Dubuque, Iowa, 52001 Dear City Staff: I am aware of the upcoming public hearing to rezone the property at 3136/3146 Central Avenue from R-3 Moderate Density Multi-Family Residential District to C-2 Neighborhood Shopping District. This property borders my property directly on the north. I welcome tiffs rezone and the development of the entire site. [ think this inprovement will be beneficial to the neighborhood. I understand the city zoning ordnance requires screening of fence when residential and commercial are adjoined. I would request the city staffconsider Arbor Vita trees between my house and the commercial property and the city work with the developer as to proper curb cut placement. "It's progress" I can blend in with this. I extend the best wishes to Perfection Oil on this project! Sincerely, Patricia Laury SEP30 2003 cr[Y OF DUBUQUE PLANNING SERVICES DEPARTMENT , Nancy Peacock 3116 Central Avenue Dubuque, Iowa, 52001 Dear Planning Services: I understand Perfection Oil is requesting rezoning of two parcels of land north of my house; 3146/3136 Central. This rezoning would be an extension of the already existing C-2 property. One of the concerns voiced at the last zoning meeting was that passing this re-zoning might cause a domino affect. There is one house between our house and the proposed property. At this time you are not voting on the property south of this project (my house). This rezoning will not negatively affect my property. I believe their plans are a positive step for the neighborhood. This proposed land use would also help in servicing the area. I support this project totally. Respectfully,~ Nancy Peacock September 30, 2003 To the Zoning Commision: In reference to the rezoning of the comer lot at West 32nd and Central Ave., my husband and I have considered Advanced Auto Parts as one of the best things that could be built on the comer. It is my understanding, from a conversation with Mr. Kress after the last zoning meeting, that there are city ordinances that will alleviate the water and traffic issues. It is also my understanding that there are stipulations in the deed that would prevent unfavorable businesses to be developed on the property. I would like to ask Mr. Kress to address that point at the meeting tonight - it could clear up some misgivings from the people in the neighborhood. It is also my understanding that the homeowner located on the same side of the street and right next door, is in agreement to the rezoning and wishes to have trees planted as a buffer. I would tike to also request trees to be planted and, in reading her letter to the city, my apprehension to the rezoning has been eased. This is already a partially commercialized tot that will be built upon eventually and I would only hope that Mr. Kress hold true his dedication to the environment and the neighborhood. With a clause in the deed that will keep the property from becoming an eye sore, I consider this the best option for the respective comer lot. We are supporting the re-zoning. Heather and Shawn Coenen 3104 Central Ave. Dubuque, IA 52001 563.582.6628 FELDERMAN APPRAISALS 1179 Iowa Street, Dubuque, Iowa 52001 Website: http://www, feldermans.com Voice (563) 557-1465 FAX (563) 588-4214 John Kretz/Tom McLaughlin Perfection Oil Company 2655 Lincoln Avenue, Dubuque, IA 52001 22 September 2003 RE: Consultation of property located in 3100 block of Central Avanue, Dubuque, IA In accordance with your request for information regarding anticipated impact on values of residential property in the immediate area of the sites to be rezoned fi-om R3 (Multi-family Residential) to C2 (Neighborhood Commercial), I submit herewith the following information. Them is no direct or indirect interest in the property, financial or otherwise. I have a prior comrdtment and will not make the 01 October 2003 zoning meeting, but expect that my credentials and the information in rids letter should provide some insight to the commission. Please be advised that the property has been inspected and that I believe to be reliable all data contained herein which was furnished me by others. This is not to be construed as an appraisal. The specifics of the C2 zoning are such that they do not tend to came a negative impact on residential values in the immediate area. In fact, the majority of the downtown is a mix of zoning districts including commercial, industrial, and msidantial (all of which are located within two blocks of the subject sites), and the location ora residential use next to or across the street from a commemiai me is not considered a negative to the property values. I have personally been involved with the listing, sale, and appraisals of many properties with similar locations adjoining or across from commm'cial uses in the area. The primary impact on value in the area of the subject site is typically based on how well the property is maintained, the size of the home, and the amenities included (such as garage). Central Avenue is a major arterial and 32nd Street is a minor arterial, both of which already have significant traffic. The proposed use of the sites after the mzoning should not increase the traffic counts on these already HIGH traffic streets anymore than already available. It is my professional opinion, as a mai estate broker and a certified real property appraiser, that the mzoning of the two lots will NOT have a negative impact on any msidantial property values in the mediate area. My research has not identified any sales that can reflect any negative impact to the residential properties already located in a high traffic commercial & residential mix neighborhood. Feel free to contact me with your questions. IR. J. Felderman is Minor Arterial Blue is Principal Arterial FELD ERMAN APPRAISALS 1179 IOWA STREET, DUBUQUE, IOWA 52001 PHONE (563) 557-1465 FAX (563) 588-4214, Website: http ://www. feldermans.com FELDERMAN APPRAISALS is currently engaged in real estate appraising and counseling, market feasibility studies, and review appraising. The appraisers of the organization have a comprehensive background in real estate, business, economics, fmance, management, aviation, and construction. Ail of the appraisers are State of Iowa Certified Real Property Appraisers, and some are Illinois Licensed Appraisers and/or Wisconsin Certified Appraisers. Current Appraisers of the firm are as follows: John L. Felderman, Illinois and Iowa Robert J. Felderman, Wisconsin and Iowa E. Dan Hudek, Iowa Thomas Tully, Appraiser Assistant A partial listing of FELDERMAN APPRAISALS activities are listed below. Agricultural properties, including farmland for aviation uses, Apartments, condominiums and other multi-family projects, Bed and Breakfast Inns, Campgrounds, Church and rectory, Convenience Store and Truck Stop facilities, Dealership facilities of all types, Eminent domain takings and condemnations, Freight warehouse and shipping/distribution facilities, Gasoline/service station and other convenience stores, Government buildings including Military Armories, Golf Courses of all types, Historical Restorations, Hotels and Motels of all types, Industrial factories, and warehousing, Lumber company and storage facilities, Marinas and similar properties, Medical Clinic and similar facilities, Mobile Home Parks, New construction appraisals from specifications and blueprints, Office buildings of all types, Recreational land and facilities, Renovated facility projects, Residential properties of all types, Restaurants and other fast-food facilities, River-oriented facilities, School, gymnasium, and similar facilities, Shopping Centers and other retail facilities, Special purpose facilities, Subdivision, residential and other, Supermarkets, discounts stores, and other retail, Taverns, lounges, and similar properties, Warehouse, garages, and office/warehouse properties. FELDERMAN APPRAISALS - D~BUQUE, IOWA QUALIFICATIONS OF THE APPRAISER ROBERT J. FELDERMAN EDUCATION National Defense University, Master of Science Degree, National Security Strategy, 2001 University of Dubuque, MBA, 12 hours completed through 2000 Graduate, University of Dubuque, B.S. Degree, Management, 1988 Principles of Real Estate Appraisal, Lincoln Graduate Center Practices of Real Estate Appraisal, Lincoln Graduate Center Farm and Land Appraisals, Lincoln Graduate Center Commercial Appraisals, Lincoln Graduate Center URAR Report, Lincoln Graduate Center Review Appraisal Course, Lincoln Graduat~ Center Standards and Ethics Course, Lincoln Graduate Center Environmental Site Assessments, Lincoln Graduate Center Principles of Property Inspections, Lincoln Graduate Center Principles of Business Appraisals, Lincoin Graduate Center Standards of Professional Appraisal Practice, Lincoln Graduate Center PROFESSIONAL AND TRADE AFFILIATIONS AND DESIGNATIONS State of Iowa Certified General Real Property Appraiser, CG01134 State of Wisconsin Certified General Real Property Appraiser, 766 State of Illinois Licensed Real Estate Agent, 076-286589, Inactive 1998 Licensed Real Estate Broker, State of Inwa, B23987000 Certified Real Estate Appraiser since 1984 Master Senior Appraiser, N.A.M.A., since 1984; Realtor, Dubuque (IA & NAT'L) Board of Realtors, Dubuque, Iowa, since 1985 Past Director, Dubuque Board &Realtors 1987-1990 Appraisal Reviewer for Financial Institutions, since 1988 (IA Real Estate Appraisal Board since 2001 ) Past Board of Directors, Iowa Chapter of Master Appraisers, 1989-1992 FHA approved since May 1992 (Iowa) t996 (Wisenusln). Current in Iowa and Wisconsin Director, Dubuque Multiple Listing Service 1992-1994 Appraiser, National Association of Realtors Appraiser Section since 1993 President, Dubuque Mortgage Area Lenders Association 1993-1994, Member since 1992 Past Environmental Site Assessor, Nat'l Assoc. Environmental Consultants, 1993-1997 Director (Secretary, V. Pres.), Dubuque Main Street, Ltd., 1994-present President & VP, Iowa National Guard Officers Association, 1994-97 Real Property Inspector, Dubuque, Iowa, since 1995 Environmental Stewardship Commission, Dubuque, Iowa 1994-1996 Advisor, Nat'l Education Center for AG Safety, Peosta, Iowa 1997-2001 General Associate Member, MAI Candidate, Appraisal Institute, since 1999 BUSINESS EXPERIENCE Twenty-eight years U.S. Military, currently Colonel, ARNG Desert Shield/Storm Veteran - November 1990 through July 1991 Residential, Fan-a/Land, Comanercial, Industrial Appraiser; and Appraisal Review since 1984 Past Instructor, Nordieast Iowa Community College, Calmar, Iowa 1987-1990 Past Instructor, Iowa West Community College, Council Bluffs, Iowa 1989 Guest Speaker for Real Estate and Appraisal Organhatlons since 1987 Expert Witness in Court Testimony and Litigation, since 1985 CLIENT REFERENCE LIST Alcoa Credit Union, Bettendorf, Iowa American Trust and Savings Bank, Dubuque, Iowa Associates Intergroup Management Company, Dallas, Texas Brenton First National Bard<, Davenport, Iowa Buchanun County, Independence, Iowa Carlisle Graphics, Dubuque, Iowa City Corporation Mortgage, Inc. St Louis, Missouri City of Dubuque, Independence, & Maquoketa, Iowa City of East Dubuque, Illinois Clinton County Assessor, Clinton, Iowa Coldwell Banker Mortgage Services, Inc., Overland Park, Kansas Crawford, Miller, & Taylor, Inc. Springfield, Illinois John Deers & Company, Dubuque, Iowa Design Center Associates (Historic Restoration), Dubuque, Iowa Dubuque Bank and Trust Company, Dubuque, Iowa Dubuque City Assessor, Dubuque, Iowa Dubuque Initiatives (formerly Dubuque INFUTURO), Dubuque, Iowa DUPACO Commtmity Credit Union, Dubuque, Iowa Dupont Company Corporate Relocation, Wilmington, Delaware DUTRAC Community Credit Union, Dubuque, Iowa East Cenlral Inter-governmental Agency, State of Iowa East Dubuque Savings Bank, East Dubuque, Illinois Federal Deposit Insurance Corporation (FDIC), Des Moinas, Iowa U.S. Bank (was Firstar/Mersantile Bank), Iowa & Wisconsin & Illinois Fischer Companies, Dubuque, Iowa Home Equity Relocation, Oakbrook, Illinois Iowa Department of Transportation, Ames, Iowa Jackson County Assessors Office, Maquoketa, Iowa Krstschmer - Tredway Company, Dubuque, Iowa Law Firm Clemens and King, Dubuque, Iowa Law Firm Fuerste, Carsw, Coyle, Juergens, & Sudmeier, Dubuque, Iowa Law Firm Hughes, Traunel, and Jacobs, Dubuque, Iowa Law Firm, Tom Jenk, P.C. Dyersville, Iowa Law Firm K'mtzinger, Van Etten, Setter, Pearce & Scott, Dubuque, IA Law Fire% O'Connor and Thomas, Dubuque, Iowa Liberty Bank, Dubuque, Iowa Northeast Iowa Community College, Dubuque, Iowa Premier Bank, Dubuque, Iowa St. Lukes United Methodist Church, Dubuque, Iowa Spahn and Rose Lumber Company, Dubuque, Iowa State Central Bank, Dubuque, Iowa Track Company of Iowa Transequity, Member of Byron Reed Company, Inc. Omaha, Nebraska United States Postal Service, Kansas City, KS Wartburg Seminary, Dubuque, Iowa