Claim Mound Cty Bk vs Lape,City
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IN THE DISTRICT COURT OF IOWA IN AND FOR DUBUQUE COUNTY
MOUND CITY BANK,
Plaintiff,
vs.
EQUITY NO.
Eac..\Jú 9«601..
DAVID J. LAPE, THE CBE GROUP, INC.,
CITY OF DUBUQUE, AND STATE OF IOWA,
Defendants.
ORIGINAL NOTICE
TO THE ABOVE-NAMED DEFENDANTS:
YOU ARE HEREBY NOTIFIED that there is now on file in the Office of the Clerk of
the above Court, a Petition, a copy of which Petition is attached hereto. The Plaintiff's attorney
is James A. O'Brien, whose address is 300 Main Street, Suite 330, Dubuque, Iowa 52001.
YOU ARE FURTHER NOTIFIED that unless, within thirty (30) days after service of this
Original Notice upon you, you serve and within a reasonable time thereafter file a written special
appearance, motion or answer in the Iowa District Court for Dubuque County, at the Courthouse
in Dubuque, Iowa, judgment by default will be rendered against you for the relief demanded in
the Petition.
(SEAL)
CLERK OF COURT
Dubuque County Courthouse
Dubuque, IA 52001
(}4
NOTE: The attorney who is expected to represent the Defendant should be promptly advised by
Defendant of the service of this Notice.
If you require the assistance of auxiliary aids or services to participate in court because of a
disability, immediately call your district ADA coordinator at (563) 589-4448. (If you are
hearing impaired, call Relay Iowa TTY at 1-800-735-2942.)
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IN THE DISTRICT COURT OF IOWA, IN AND FOR DUBUQUE COUNTY
vs.
EQUITY NO.
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MOUND CITY BANK,
39-0487540
Plaintiff,
DAVID J. LAPE,The CBE GROUP, INC.,
CITY OF DUBUQUE, AND STATE OF IOWA,
Defendants.
te'
PETITION FOR FORECLOSURE OF REAL ESTATE MORTGAGE
Plaintiff for a claim against Defendant states:
NOTICE
THE PLAINTIFF HAS ELECTED FORECLOSURE WITHOUT REDEMPTION.
THIS MEANS THAT THE SALE OF THE MORTGAGED PROPERTY WILL OCCUR
PROMPTLY AFTER ENTRY OF JUDGMENT UNLESS YOU FILE WITH THE COURT
A WRITTEN DEMAND TO DELAY THE SALE. IF YOU FILE A WRITTEN
DEMAND, THE SALE WILL BE DELAYED UNTIL TWELVE MONTHS (OR SIX
MONTHS IF THE PETITION INCLUDES A WAIVER OF DEFICIENCY JUDGMENT)
FROM ENTRY OF JUDGMENT IF THE MORTGAGED PROPERTY IS YOUR
RESIDENCE AND IS A ONE-FAMILY OR TWO-FAMILY DWELLING OR UNTIL
TWO MONTHS FROM ENTRY OF JUDGMENT IF THE MORTGAGED PROPERTY IS
NOT YOUR RESIDENCE OR IS YOUR RESIDENCE BUT NOT A ONE-FAMILY OR
TWO-FAMILY DWELLING. YOU WILL HAVE NO RIGHT OF REDEMPTION AFTER
THE SALE. THE PURCHASER AT THE SALE WILL BE ENTITLED TO
IMMEDIATE POSSESSION OF THE MORTGAGED PROPERTY. YOU MAY
PURCHASE AT THE SALE.
1. This is a mortgage foreclosure action under Chapter
654 of the Iowa Code. The mortgaged property is not used for an
agricultural purpose, as defined in Section 535.13 of the Iowa
Code.
2.
Plaintiff is a Wisconsin Banking Corporation with an
office at 25 East Pine Street, Platteville, Wisconsin. The
property, which is the subject of this action, is located in the
City of Dubuque, Dubuque County, Iowa.
3. On the 9th day of June, 2003, Defendant, David J. Lape,
executed and delivered to Plaintiff in Dubuque, Iowa, a written
Mortgage Note (Note) in the amount of $20,599.67 with interest
thereon at the adjustable rate of 5.59% per annum, a copy of
which is attached hereto as Exhibit "A."
4. To secure the said note, Defendant made, executed and
delivered to Plaintiff a Mortgage upon the following described
real estate:
The South ~ of Lot 174 in East Dubuque, an
Addition in the City of Dubuque, Iowa,
according to the recorded plat thereof.
Situated in Dubuque County, Iowa.
A copy of the Mortgage is attached as Exhibit "B." The Mortgage
was recorded in the office of the Dubuque County, Iowa, Recorder
on June 23, 2003, as Instrument No. 15938-03.
5. Defendant has been provided with due Notice of Default
and opportunity to correct default. A copy of said notice is
attached as Exhibit "C."
6. The payments on the Note are past due and Plaintiff
has elected and does hereby reaffirm its election, pursuant to
the terms of the Note, to accelerate the time of payment of the
Note and Mortgage and does hereby declare the entire
indebtedness immediately due and payable.
7. The indebtedness now due and payable under the Note
and secured by said Mortgage consists of: a) an unpaid
principal balance of $19,882.52; b) interest of $379.01 as
provided in the Note on the unpaid balance to July 20, 2004; c)
late charges in the total amount of $51.00 as of July 20, 2004;
and d) interest as provided in said Note on the unpaid balance
to the date of judgment herein, which interest accrues at the
rate of $3.03 per day from July 20, 2004.
8. The Mortgage provides that in the event of default,
suit and foreclosure the mortgagee's attorney's fees shall be
paid by the mortgagors. Plaintiff's attorney attaches the
affidavit for such fees as is required by statute.
9. The Mortgage provides for the payment of the cost of
any title search procured for the purposes of foreclosure and
that Plaintiff has procured such search at the cost of $185.00.
10. Defendant is not nor has been at any time within the
preceding six months, a member of any of the armed forces of the
United States of America and is not entitled to in any way or
manner to the benefit or relief provided by the Soldiers and
Sailors Civil Relief Act.
11. Defendants, the CBE Group, Inc., City of Dubuque, and
State of Iowa, have or claim to have some lien upon or interest
in the premises described above. Whatever lien or interest said
Defendants may have is junior and inferior to the lien of
Plaintiff's mortgage as described above.
12. Plaintiff waives its rights to a deficiency judgment
in this matter.
WHEREFORE, Plaintiff prays:
A. Judgment against Defendant, David J. Lape in rem
against the above-described real estate for the sum of
$19,882.53 plus late charges in the total amount of $51.00, plus
interest as provided in the note and mortgage on the unpaid
balance from July 20, 2004, to the date of judgment herein
(which interest accrues at the rate of $3.03 per day), plus
reasonable attorney's fees, plus abstracting costs and expenses
determined by the Court and for such other and additional costs
as may be incurred by Plaintiff.
B. Judgment and Decree establishing Plaintiff's real
estate mortgage upon the following described real estate, to
wit:
The South ~ of Lot 174 in East Dubuque,
an Addition in the City of Dubuque,
Iowa, according to the recorded plat
thereof. Situated in Dubuque County, Iowa,
as a first and superior lien upon the above-described real
estate, and foreclosing said real estate mortgage for the full
amount of the aforesaid judgment, interest and costs.
C. Judgment establishing its mortgage lien as of June 23,
2003, and that the lien, claim, right, title and interest upon
the mortgage premises of the Defendants in this action be
adjudged and decreed to be junior, inferior and subject to
Plaintiff's first mortgage lien and that the Plaintiff's first
mortgage lien be adjudged and decreed to be prior, superior and
paramount as against the Defendants herein, and as against any
and all persons claiming by, or through the Defendants with
respect to the real estate which is the subject matter of this
action; that Plaintiff's first mortgage be foreclosed and that
the equity of redemption of the Defendants herein be barred and
foreclosed, subject only to such rights of redemption as may be
provided by statute; that a special execution issue from this
Court directing the sale of said mortgaged premises or so much
thereof as may be necessary to satisfy said judgment, interest
and costs, and the Court further adjudge and decree that should
any of said real estate be sold and not redeemed within the
manner and time provided by law or within one year from the date
of sale that this Court issue a writ of possession to the
Sheriff of this County authorizing, empowering and directing
said Sheriff to remove any and all persons therefrom and put the
purchaser under this foreclosure in possession thereof.
D. Judgment that in the event Plaintiff shall pay any
taxes or special assessments which are or may become a lien
against the real estate or advance any other sums as protected
disbursements secured by said real estate mortgage, including,
but not limited to, insurance, abstracting expenses, and other
expenses as provided for in this mortgage, Plaintiff be given an
additional lien against the real estate for the amounts so
advanced.
E. Such other and further relief as may be just and
equitable in the premises.
Respectfully submitted,
MOUND CITY BANK,
Plaintiff
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STATE OF ~ WISCONS:¡:N
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GRANT COUNTY
I, Joseph Witmer, being first duly sworn on oath, depose
and state that I am an Officer of the Plaintiff in the above-
entitled action; I have read the foregoing Petition, know the
contents thereof, and the statements contained therein are true
and correct as I verily believe; I do further state that I have
in my possession the original Promissory Note and other
documents upon which this action is instituted, and said
original documents will be surrendered to the Court upon entry
of Judgment.
MOUND CITY BANK
Subscribed and sworn to before
Oc-h,,!J. /(; , 2004.
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Joseph Witmer
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me on this ift( day of
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Notar PubIic, State f JOOI;NK
Wisconsin.
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nA',,;":T LAp. .TT1NR' 2003 $ 20 S99 67 .-
""""'I'll ¡DATE)
I p"ml.. to paytoth""", of Mound Citv B~k
" 2S Ea"t pin. Street p,"H.vin.
iChack (a), (b) Of (c); only on. ah.1I ap",y-)
0 (a) In on. pa"".nton n/a ,pi" Inta'a~ payobl' ,,"'fcrth balcw.
[j¡J (b) 10 59 aq"Hn"'"man"ot$ 170 00 ',a 00 JULY 15 2003 and 00
IX] tho "maday(a) ofaaoh BUccA.dine mo"hth"aalta, 0 ""a",7th day "'a"aft" 0 a,ary t4th dayth"..fta" PLUS a
floalpa""antot"p.,dp,'nclpaJanda"""adlnto,...d"on JUNE 15 2008 ,all "bja'" to modllioatioo "..tforth In (a)
balow, lIopplicobl.. ÞJI pa""an" Inol,da p,'nclpal and Into"".
0 (c) 10--D..L.a..-.-aq,alloataJlm.nta of prinolpal of $
Othaaama day(a) oteach It I.
tha,aafta" PLUS a flnal pa""a" of "p"d p,'",lp.1 d,a on
Landa, la ,nd" nc obllgalloo to taftnaoca "'a 110" pa"""nt at maMlty.
ieft.ck (d) °' (.);~nly on. .boIl..",y-! This Nota baa.. Into,a" on tho ,npald pri",lp.1 balaoco boto" maMlty,
!KI (dIAttha""aof 5 490 "pa'yaa,.
0 (aIAt"'aan""..tawhl""'aaq,altothatollowlnglnda,Rata,pl"
adj,"ad aa p",,'dad balow, Tha Indo, Rato I..
0 Tha a..,ag. ann", dl",o,nt ,ato 10, _oak U.S. fta"'rybllla, as dala,mload by "',-_I1&a'ction of "'a bills In tha.nhLmoolh p"codlog
""a d.to and 10 Iha~mo"'" p"codlng .a"" Chang. Dote dafload balow, ,o""dod 'p Ot dowo to tho naa,," n I a p"co"aga point.
0 n/a
('Laodan
,"'aoonslo, Iha p"oclp" "m of $ 20 599 67
It/e
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d",o It/a ,aodoo
moo""h"aalta, O"ary7thdayth"aalta' 0 ""'ry 14th day
, PLUS loto"" pay.bla as..t forth below.
n/a
p"co""'g' polo" ('Nota Ra"'), aod th, Noto Ra" 'hall b,
;J:b,a 101t1.1 Not, Rat,,'a--1l.L.a.- "pe' yaat. Tha Nota Ral, will not "...d----ALa..." p'" y,a, aod will oct b, '"s Ihao----'lL'a.- % p" y..,:
U Tha Noto Rato will 0""" bo In""...d °' d"'a"ad on any alngl, Chang, Data dafinad balow by mota than~p"""otag, polo" ftom
tho ..t" of I"a,," In aff,,'" Imm"dlot"'ypriOttotha Chang" Det".
Tha Nota Rato ahall ba adJ,"'d ooly 00 tho Iollowlog eftaoga Det", 0 "'a ff," day of "aoh moo'" Dasoh "had,lad p"""nt dat, 0" and
whao "', lode, Rat"Chan",O It I. .
Laod", may docll", to Impl"ma" 10 f,lI °' 10 part aoy a""'o",ad lo""asa 10 tho Not, Rata, aod a"h lo"a... dsollood by tho Laod" may """,aft",
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paym"', (3)0 Iha n,mbo, of "h"d,lad pariodlc paym'"ta "fficl,"t to "pay thla Not' In "b"""ally aq'" p.ym,"", (4) 0 th" am,," of aach
"malolog payma" of princlp" aod loto"" so that "'0" "'malolog paymao" will ba "b"'oti"'y .q,al aod s<dficl." 10 ,ap.y thl, Not" by '"
a""ad,l,d marurity date, or (5) 0 th" am,," of "ach "malnlng paym," of p,'oclpaJ and loto"", (c"'", th"o tho lIoal pa""anl) '° "'at tho"
"maiolo, paym,nta will b, "bsta",elty "q'" and "fficl,," to "pay thl, Note by ", ""'ad,'"d marurity d"'" bRoad 00 "', oogl",1 amortl..tloo
""ad,la ",d by Land", pi" tho ffn" paym'"t of p"",lpal ""d loto,.... I ag... to pay '"y ""'mog paym""" °' am"nta. II "'a Ind" Rat" "a,..
to b, a"lIoblato Laoda,d",'og tha""" of this No", Land" may "b"It,to ,oomp"oblalod".
0 If) Intota"" oomp",d forth" a"',al "mbo, of d,yo p,'",lpalla ""p"d 0 on tha basi, 01 a 360 day YO" 0 '" "', b..I, ot, 365 dayyaa,.
¡¡¡¡ 191 10t"""aoomp"",dfOtth' n,mb" of dayo prin,'pal " "paid on "', basla of , 360 day y"", """tiogaa'h day as 00" Ihlrtl"'h ofa month aod
dl",g"dlog d""reo"" In laogth' of moo""""dyaa...
"'a,ast ',paysbl' 00 n/a ,aod 00 Oth' ..m, d'yof""" n/a moo"'th".alta, 0 a,ary
7th day Iha"afta, 0 ""ary 14th day "'areaft", aod ot m,rurity, °', If boa (b) " ,h",kad, at th, lima' '" lodloa"d. ÞJI ""paid p,lnclp" ,"d .=,ad loto'a"
b'at Inta,"" ,Ita, m'Mlty,-whath'" ",",onoby aooOl,..ilon Otlap" oftlm-a~","'pOld, iiithö'l'.,rOwh"h """ld ofh'twl" ba appllcobla pl"....ni<L.-
pa,oantagapolnta!KI of S 4.0 %p"yoatoomp",dooth"'m'basl,.lIaoypaym'"tl'ootmadaooo,befo'a"',~dayaft"'ta
d"da", Laod"mayoolla'" ,d,"oq"o,,""arga of 5 00 "of""""paldam",,".la,,,atcpaya""atgaof$ 20 00 fOt'a'h'h'"
pr..'ntad fo, paym." ""d" this - whl""" rerum,d ,n..llo1led.
[j¡J (hI ThlaNotols,a"","dby"ale_"d",ag,a,m,"t¡'1 dal"d JUNE 9 200'
loom DAv;" ,T r..nA
D Ø) ThI,NoI""""',"dbyadwelllog""d"a","tyag""m"ot(')d"ad n/a n/a "om to Land",.
0 0) Thl"a , ""o"ructioo loaoaodloto"atlapayabl'ootha am"ota.dvaocodbaglno'og n/a ""doo,,,a..maday
of aach n I a mo"'" tha"alta, "til 0", mo"h b,to", th, d", dal" of "'a "tsl "had,'ad p'ym"nt of p,'nclp" aod loto"".
0 (k) I a""'OtI,a Land" to automaticolly d"d"" paym,"" d,a "d" thla Not' from ao """'" I will m"otaJo with Laod",. I will k,ap "ffl,la" f,nd, 10 "',
aooo,"to payth' rullam,,"of,ach payme" 00 th, dato "'sd",
This Nc" ""bj."'to",,,lollow'og.ddltloo" ta,m.. ....
[jg (I) My lost.llma" p"d wlth!o ~ d.yo (oot mOte th," 301 p"Ot to °' ,Ita, It, d" dot. I, oonsldared paid on the d" dal' of Ih, 10",lIma" ""'y
fOt p"Pea" of det"mlolog """'at 'BlOod 00 thla Noto aod oot 10, P"Pco" of d.."mlolng deta,lt" dalloq,"o" """g...
0 (m)ThI'Not"aoewaaoddo..not"'~Otd"""atg'aNotol""o"'dtoLaOd"OOO It/a
',lIo'p."'alp"paym,"tofthl,Not'"" 'a pe""lttod at aoyllma whhoort penalty . n¿a
to L"oda,.
Upon p"p.""e" '0 rull, ,"",oed '0""" will b. ,aruodod toth. ",""req,l"d bylaw. Laod.. m.y apply p,"paym,nta to ",h ,"rure loslallm,"ta as " al"";.
FOt "'a",,",'n ...,- only-. " ,.lJt e ",m 0 mam,d 0 "manl,d 0 legally "p","d. III am
m",I,d aod my,p",,'a ootalgolo, b.low, "', nama of my 'p"" Is n/a aod my'po", ",Id..
aID th..dd"§'hownbal~o'aIO n/a
II I am a ma,'ad "'"",nalo ",'d,,", thO obllg",'on "'d"o,,d by "'" Nota Is boIOg lo""n,,d In "'a ""'e~ of my m""'ga 0, family.
VARIABL£ RAr¡¡ DISCLOSURES
, boa (eJ obo" " ,h,"'od, m'a Not' oo"tolos, ,"'""", ",to"'at rete .,",i,leo. Th' followlog dl"lco".. a" appllcabl' If thla Notols "",ad by' 11m II,"
:~~;:s~¡~ ~~~~I~~~ ':;,~~:'~~:~:~:;~":r.~':::~~~d~~..,~~::';f~:'df:;;,;~,~I:~..' ':::~f~~"f,~~~~~~r.':,;t',,;~:~'If.~~':~: ,;"""','f I'ã""%'. :o~~~
p"payth" Noto 10 whole "'0 part at anytime wi"'", pen.lty. Noll" of '"ylO""" "to '""a.. m," ba g"'oto mo.
'"knowl,dg' ""Ipt of a ,omplotad oopy of "", Not,. 'r, 'my","d 'mo' locl,d..oa,h P""o who algnsthla Noto aod 0", obllgalloos a" j~'
...., . Thl, 'ÞJ lool,d.. th, Add"'oo" Pr,,','oos 00 tho "",.. side.
X (SEA~ X (
,..Id J. Lap,
1740 Elm Street
"",,om,,""-I
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Dubuaue IA 52001
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'0_'0"""'" CloC¡1560
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FOR LENDER CLERJCAL U5E Not' ., 70999
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ADomONAL PßOVISIOt;S
'" f~1 to maka a paymant "nd" thl, Nota whan doe, and the def",," ,onlln"e, fo, 10 daY', "' "pon tho oe,""en"" of an ",ent of daf",,1t daacdbad In
any a",amanl ","rin, thl, NoIe, Londa, may d"l"alha anll" balan"" of p"ndp~ and ",,"ed In"""t Ie bo payabla Imm""alaly, wltho"",,""" 0'
damand. "" payman" ,halt ba applied In ,",h manne' as Lond" dmnnln" to In","', p,'nclpa' and payma"" d", "nd" Ihl, Note 0' any ag,..mant
""",In, Ihl, No". Unl", a lion i, p,ohlbl"d by law 0' wo"1d "nd" a non"'abla "",,"nI "'abla, I ",nt to Land" a ae<>"riIy Inte"" and non In any
dapcalt a"o"nt I may aI any 'me hm with Lond". Lond" may at any "me afle' o""""n,, cf an ",ant of dafault, ,.;,hout 00'" °' damand, "t.off any
amo"nl "npald on thl, Nota a,~n" any dapo'it b~an'" I may at onyllma h",a wtth Land", 0' oth" mooay now 0' h"aaft" owad ma by Lond". Thl'
Note " al,o """"d by any oxl"'n, mort,a,a¡'1 da"dbod on tho ""'" ,Ida. and by any lulu" mo",ago¡,) thai p,o,ld.thal tho mo",o,o a"",,, thl'
Nolo and by all exl"'n, and fulu'e """'by ag,..ma"" "",adng p"""n~ ptopo"" loth" than a dwollln" "nl.., tho """dty ag"omanl g"n'n, a "'"'by
In""" In tho dwolling " dlaclo"d on tho ""on.. 'Ida), botwean Lond" and any of uo. botwoon Lond" aod any ,ua"nto, or Indo"" of thl, No". and
botwoon Lond" and any oth" p"""n p"",lding collateral """riIy fo' my obllga'ona and poymonl may bo "oolo"ted according 10 aoy of thom,
P,e"nlmont, ptoto". domand and no"" cf dI,hono, "e w~"d, Wothout aftacting my IIabltby o,th. liability of aoy Indo"", M"ty or g"""nlo" Lond",
may. without no'"", g"nl ranowal, 0' ","nalona. ""pt partl~ paymon", ,,'a... 0' Imp~' any collate'" ",",Ity fo, tho paymont of Ihl, Nolo 0' a"..
not to '"a any party IIablo on It I 'g"a 1o pay all ",,'" of ""II"ction bm" aod aft" jud,monl. 1",I"dlng, to Iho oxtent nol p,ohlblt'" by law, "...nabla
ottomo",,""e,.
I _owled,a that Lond" has not mado any "p""ntellona 0' wanan'" with ,e".ct 10, and thai Land" do" nol ...umo any "'ponalbillty 10 mo fo',
th" """ectab"by "' anfo'""abliity of Ihla Nota 0' tho IInan,'al condition of any ot uo, E"h ot uo Indapondan"y dal"mln'" 0"' ""'ltworthlno§ aod Iho
anfor"abllby of thla NoIe,
Thi' Nota ¡a Intend'" by Lond" aod m. .. a finol oxp"..lon of thla Nola and .. a complat. aod axcl",l" ate"mant of '" tenna, tho" beln, no
""ndltlona to tho aofotooabliity of thla No". Thl, Nole may not bo "pplomen"d or modlflod oX"plln w,lIIng. Thla No" banafl1a Lond". '" """"",
and ""gna, and blnda ma and my hel". pa"on~ "p,e"n"lI"a and ""gn',
PAYMENTS
"""""
"""0 .
MO, DAY '" DATE '.0 IN""'" """"" ,...,,"- aA1ANCE DUE
A Loan Administration Fee of $25,00 will be assessed on the loan A
conversion fee will be assessed at .15t of the loan with a $250.00 minimum
to change the rate before the maturity date,
-
"Io""atlo'"andra C Adama
',dMduat'. Nama
25 Eaat pine Street
Add,a..
15~38~ T ~
2003JUN23 AM III I¡ I
KAlCJ,¡~¡N~c1~U~~OW rP
DUBUQUE ct'QwRm1/IP'
Plattevilla WI (60", >48-268S
Oty Pho,a
SPACE ABOVE THIS UNE
FOR RECORDER
REAL ESTATE MORTGAGE
(For Caaoumar or ""'n... Mo""., T..a....on.)
David J Lane a Binale individual
('Mortgag,,:
wh",a,o,eo,mo,almortgeg",oo",yaondwBITBOtstoMound Citv Bank 2S East pine Street Platteville WI
"A'8 rle,de,",
looo,"da,,"Joo ofthowm of TWENTY THOUSAND FIVE HnNDRED NINETY-NINE AND 67/100
Oolla" (S
20 599 67 I, loa,adortobeloa,adto David ,r r,.p.
r8oITOW<O,:wh"'" o,e °' mo,a).
"'¡da,oo"by8ooowe,'soote(.)o,ag...ma"datsd Jun. 9 2003
tha 'eal ,stets d,..,'bed below, log"'" with '" p"'"agee, h,redltamaots, '...m.ots a,d app"teoBOoss, .11 reots, ""'" lsouss BOd p'ofits, ." d.lm"
award. ond paym"ts mad. ss . _II of th, "oro;" of the right 01 aml,a,' dom"" BOd "' '~""" eod fu!,re 'mpro,emeots BOd """',a. (all osllad th,
'P,op,rtyj to ,,"'.. th, Obllga.o", d"orlb,d " parag,aph 4, "",dl'g b,' '01 IIml"d to ,epaym." of tha wm ste"d a_, pi", oortaJ, I,Ma ad,onoo.
mad, by ","dor.
NOnCE,TbI. Mo...aga........"eOhlnthaamountoISo 00 .
Loon. end adven'.. 'p to thIs amo'n~ _ar with 1--", "'" ",'or to InO_nasa to "'ar "aditors unOBl aub""eo'y reoo"'ad or flied
mortgeg.. .nO liena.
1. Due.pti.. 01 Pro_. Thl. Prop,rty is Ihe hum,"'" of Mortg.gor, witloh .h." b,lIabl, fo,th, Obligatio",.
X The South 1/2 of Lot 1~4 '1~ East Dubuquti>:,,1 an J\aditi;l¡¡IJjI"" in the City of
Dubuque, Iowa, according to the recorded'plat thereof:: ¡ 'Situated in
Dubuque County, Iowa. X
0 II ohaok,d ha.., d.""plion contl"e. or appea" on a_had .h.ot,
0 II ohook.d h're, thl. ,. a 'p,roh... mon,y" mortgag' .. datinad " Iha Iowa Cod',
0 II ohooked h..., Ihl. ",op,rty I. th, realdeooo of Mortgagor and ,.. un..famlly or two.famlly dwe"',g,
0 II oh,ok,d hor', thl. Mortgag, la a 'co,stNctloo mortgag,' .. dati"d " th' ~wa Cod, and co,"I""'. a "co"""ctJoo mortgag' ",,' a. d,lI"d "
tha Iowa Coda.
0 II ,ha'kad h,re, Co,doml",m ",d" ,. a",had.
~~:':"D~~~d~' ~:. ~,jg:;~~: ~~~o'::' g:~:~"~h~~::::'d ~3;~ Iowa Cod" 0 ag"""',ralla'd ",d lor fa,ml'g a. doil"d " th, low'
2. ntle. Mortgagor waoa'" ,., to th' Prop,rty, ,"bj'ct ooly to "strict'o", a,d ,a"mBOts of "..rd, moo,o;paJ ond ""'g ord',BO"', "',," tax"
an" a....sm,ots '01 yet d" a,d None
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BOd a,y a""",'o"" ",_. DO modilioatlo", "g"d by BOy 8ooowa, of ,"oh promissory '01" DO' ..amBOt, (b) to Ih, a"',,' 001 prohlbl"d by Ih, Iowa
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5...';""
The ùnd"" 'led "knowled "",el of en 'Xl Jo 01 fhl, Mo ,e.
?
IMPORTANT: READ BEFORE SIGNING. TIiE TERMS OF THIS AGREEMENT SHOULD BE READ CAREFULLY BECAUSE
DNLYTIiOSE TERMS IN WRITING ARE ENFORCEABLE. NO OTIiERTERMS OR ORAL PROMISES NOT CONTAINED IN
TIiIS WRITTEN CONTRACT MAY BE LEGALLY ENFORCED.,yOU MAY CHANGE TIiE.TERMS OF TIiIS AGREEMENT
ONLY BY ANOTIiER WRITTEN AGREEMENT.
í' NOTICE TO CONSUMER IN A TRANSACTION GOVERNED BY THE IOWA CONSUMER CREDIT CODE
tTICE TO CONSUMER: 1. Do nolslgn this paper before you read h. 2. You are enlhled 10 a copy of Ihls paper. 3. You
,::::a.: :~ ~::.ald balance al any lime without penally and may be enlhled 10 a refund of unearned charges In
~
"'gned JUNE 9 2003
-,
(SEAL)
"""""'M'-'"
'-"(SEAL) fJCV:¡7)
D.vid J. Lope q--t?
(SEAL)
By'
By'
(SEAL)
(SEAL)
By-.
(SEAL)
(SEAL)
By,
(SEAL)
(SEAL)
I UNDERSTAND THAT HOMESTEAD PROPERTY IS IN MANY CASES PROTECTED FROM THE CLAIMS OF CREDITORS
AND EXEMPT FROM JUDICiAl SALE, AND TIiAT BY SIGNING TIiIS MORTGAGE,I VOLUNTARILY GIVE UP MY RIGHT TO
TIiIS PROTECTION FOR TIiIS PROPERTY WITIi RESPECT TO CLAIMS ~TIiIS MORTGAGE.
Daled IJd.D'J . .. ø<~
Daled
Daled
Dated
,t
INDMDUAL ACKNOWLEDGMENT
J
J'"
CDUrm'DF "ent J .' .,<",";:";;Ü8"'"
On thl, 2I!L dey of JUNE ZO03 . bef,~ me fhe 'nde~lg",d, e Nota'];' J...~)f'¡~?- Stele. pe~onelly .ppe"ed
Dovid I "f'" ' to me known to beþhe ~ 'ÌI' ,n,,",who .,._d Ihe fo",oing
In""ment. ,nd "knowledgedfhelfhoy/he/'he exe,""dlhe "me "fhel,/ hI'/he"ol'nte""ct~~. '\ ~
g ,. . =
STATE DFiOWA
STATE OF IOWA
J
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--'- ~eOe_......¿\)~ ~<'
"~'I,. F W\S ,"'~
"",.......",
Nota",P,bll,
ENTITY ACKNOWLEDGMENT
ODUrm' OF
On fhl'~doy of
. befo,e me tho ,nde~lgned, . Nofe", p'",I' In and f" "Id Stele, pe~onally 'ppe..ed
,to me pe""n~ly known, who being by me d,ly,wom, did "y
of- -
Ih,tthelpe""n(,}I,the
",'d In""ment w"' "gned on beh~1 of ,,'d
by..rth"Hyof
end Ihotfhe ""d
"knowledged the ex,,""on of ,,'d In""ment to be fhe vol,n..", act and de,d of ""d
'y ",nd by them vol'nt"lIy exe,"'ed.
Nota",P,bll,
IW;S'A:lI~~~=:;',:1 ¿ I'PIPCO
page 3 of 3
In and fOl fhe Stale 01 low,
Return Name and Address:
Mound c,¡ ty Sank
~~a~te~J:ï'i'e~t¡¡ïe§3 B1B
"Type 01 p,'nt nome "gned abo,e.
. '
. CONSUMER
fW;"'i".A:i¡Ii1!,t!fifø.m~Jlff!f781
. _""n Banko~ Aaoci,",on 2003
4i!.f£Q:_..n.n~."-
NOTICE OF RIGHT TO CURE DEFAULT
(Required before legol action for collection
is commenced II Wis. Stats! 425.105 applies)
¡f~ 15\ I;-
~~u
To: David J. Lane
1740 Elm Street
In Responding Please Contact:
Kim L. Bussan
Dubuaue. IA
52001
Our records show you are in default on the following orad" transaction with us:
!XI Note 0 Installment Salel'Qreement
IX! Loan Number 9098550/70999
dated .TImF. 13
200J
in the orlginol amount of $
20 1)99 67
, for the following reason(s):
!XI Nonpayment of amounts due,
0
You may ourethe detaull(s) on or before ,TImE 29
2004
by:
1. !XI Paying to the creditor named below:
Late Payment .~p.r.i.~.1~..~.~~4...
Late Payment .~.Y..1~..?~~,~........
$
170.00
170.00
0.00
LatePayment. ................
Delinquency Charge..
,.............
42.'10
Total
$
382.50
;!..ODoing the following:
SPECIAL NOTICE: IF YOU DO NOT PAY THE TOTAL AMOUNl SHOWN BY THE DATE INDICATED, THEN YOUR ENTIRE OUTSTANDING BAlANCE
WILL AUTOMATiCALlY BE ACCELERATED AND BECOME IMMEDIATELY DUE AND PAYABLE WITHOUT FURTHER NOTICE, DEMAND OR RIGHT TO
CURE.
Unless the ored" transaction is excluded from coverage under the Wisconsin Consumer Act, the collateral is removed from Wisconsin under
! 421.201 (5),Wis. Slats., or abandoned under! 425.207(2), WIß. Slats., you have a right 10 a court hearing on the issue of default before any repossession
of any Collateral, but by surrendering the Collateral you waive such right You may initiate surrender by contacting the otedltor and suggesting
arrangements,
Dated: JUNE 14, 2004
Creditor:
Mound Citv Bank
(NAME)
By: rWY) C A¡,tsS0J7/ Jp
Kim L. Bussan, Branch Manaqer
25 East Pine Street
Platteville, WI 53818
(ADDRESS)
(608) 348-2685
(TElEPHONE NUMBER)
~~h,\q,+ "e"
IN THE DISTRICT COURT OF IOWA, IN AND FOR DUBUQUE COUNTY
MOUND CITY BANK,
EIN: 39-0487540,
Plaintiff,
vs.
EQUITY NO.
DAVID J. LAPE, THE CBE GROUP, INC.,
CITY OF DUBUQUE, AND STATE OF IOWA,
Defendants.
AFFIDAVIT RE: COMPENSATION OF ATTORNEY
STATE OF IOWA
)
) SS:
)
DUBUQUE COUNTY
The undersigned, an attorney of record for Plaintiff, does
solemnly swear that there is no contract, agreement or
arrangement, either oral or written, express or implied,
contemplating any division of compensation for services rendered
in this above-entitled proceedings or participation of such
compensation directly or indirectly by any other person, firm or
corporation with such attorney, except other legal counsel in a
regular and bona fide law partnership with or associated with
the undersigned in the above-entitled matter, or jointly serving
with him as attorney in relation to thi proceeding. /J
,~
Subscribed and sworn to before me on this
Dr~w , 2004.
~
h day of
~~
~ J'
. .
lOW'
S1JLlJl~
Notary Public, State of Iowa