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12 21 15 Work Session - Source of Income Update Copyright 2014 City of Dubuque Work Session # 1. ITEM TITLE: 5:15 PM- Source of Income Update SUMMARY: Housing and Community Development Director Alvin Nash, Human Rights Director Kelly Larson, Assistant City Attorney Crenna Brumwell and Planning Services Manager Laura Carstens reporting on the progress of the Source of Income Committee halfway through their two-year study. SUGGESTED DISPOSITION: ATTACHMENTS: Description Type Source of Income Work Session-MVM Memo City Manager Memo Staff Memo Staff Memo SOI Analysis Subcommittee Report Supporting Documentation HCV Landlord Subcommittee Report Supporting Documentation SOI Administrati e Policy Subcommittee Report Supporting Documentation Source of Income Presentation-REVISED 12/21/15 Supporting Documentation THE CITY OF Dubuque UBE I erica .i Masterpiece on the Mississippi 2007-2012-2013 TO: The Honorable Mayor and City Council Members FROM: Michael C. Van Milligen, City Manager SUBJECT: City Council Work Session — Source of Income Update DATE: December 14, 2015 Housing and Community Development Director Alvin Nash, Human Rights Director Kelly Larson, Assistant City Attorney Crenna Brumwell and Planning Services Manager Laura Carstens are transmitting information for the work session on Source of Income Update. S4-z:n=' Micliael C. Van Milligen MCVM:jh Attachment cc: Barry Lindahl, City Attorney Cindy Steinhauser, Assistant City Manager Teri Goodmann, Assistant City Manager Alvin Nash, Housing and Community Development Director Kelly Larson, Human Rights Director Crenna Brumwell, Assistant City Attorney Laura Carstens, Planning Services Manager THE MYOFF Dubuque DTL E NI-nmeencaCAY Masterpiece on the Mississippi 2007•20U•2013 MEMORANDUM TO: Michael C. Van Milligen, City Manager FROM: Alvin Nash, Housing and Community Development Director Kelly Larson, Human Rights Director Crenna Brumwell, Assistant City Attorney Laura Carstens, Planning Services Manager SUBJECT: City Council Work Session -- Source of Income Update DATE: December 14, 2015 Introduction This memorandum transmits information for an update on the Source of Income process at the City Council work session on December 21 , 2015 from 5:15 - 6:15 PM. Background In 2014, the Human Rights Commission and Dubuque Landlords Association discussed whether or not a Source of Income (SOI) Ordinance was needed or should be created. The Commission recommended forming a new task force to review SOI for 90 days, and then make a recommendation to Council. On December 15, 2014, the City Council approved the staff recommendation for an alternative process related to the Source of Income issue than the Source of Income ordinance process offered by the Human Rights Commission. The City Council formed an SOI Committee to conduct a two-year study and then report their findings and options. Committee members were drawn from City Boards and Commissions, Dubuque Landlords Association, and NAACP to meet with City staff from the Legal, Housing & Community Development, Human Rights, and Planning Services Departments to study the SOI issue. Discussion Staff and the Source of Income Committee have been collecting data and studying the issue throughout 2015. At this midpoint in the process, we will provide the City Council with an update and review our next steps for 2016. Below are key points for our review, beginning with SOI related definitions. f:\usersVcarsten\wp\source of in corn e\mern o mvm soi work session 12 21 15.doc • Income: financial resources such as wages, benefits, alimony, dividends, pensions, social security, retirement distributions, unemployment compensation, or business profit. • Source of Income: the place, person, or thing where income is coming from, such as a retirement account, the government, an employer. • Fair Housing: an equal opportunity to live in the housing of your choice that you can afford. • Affirmatively Furthering Fair Housing: intentional proactive actions designed to ensure that people have an equal opportunity to live in the housing of their choice that they can afford. • Affordable Housing: housing that does not cost so much that a household is unlikely to be able to meet other basic needs on a sustainable basis. It is generally accepted that the amount paid for housing should not exceed 30% of a person's income. • Housing Subsidy: financial support designed to make housing affordable. What are the SOI issues in Dubuque? Landlords need to be able to maintain property values, fill vacancies, minimize and recover costs of property damage. Tenants need equal opportunity to live in safe, sanitary, decent housing of their choice that they can afford. The City of Dubuque is working to affirmatively furthering Fair Housing; however, some sources of income aren't readily accepted by all landlords which could make it difficult for families with children, people with disabilities, or people of color who rely on those sources of income to find housing. The City also is working to reduce red tape related to housing assistance, because regulations can make it difficult for some landlords to accept some sources of income. What are the goals? • To collect data and study options to determine the best course of action. • To develop a compromise policy that would affirmatively further fair housing and address the concerns of landlords and property owners. • To examine the impact of an SOI ordinance, examine ways for landlords to address legitimate concerns, and examine how persons on Social Security or Disability or Section 8 can have a complete range of fair housing choices. 2 To accomplish these goals, participants have met to study the SOI issue as a committee. Three sub-committees were formed to conduct research during the first half of the year into specific area. Their enclosed reports are summarized here. The Source of Income Analysis Sub-committee gathered and reviewed data and information on SOI ordinances and community housing needs and developed shared definitions related to fair housing and SOI. They also began planning for public engagement opportunities with key stakeholders. The Housing Choice Voucher/Landlord Policy Sub-committee gathered and reviewed data and information on Housing Choice Voucher (Section 8) Program and from Dubuque Landlords Association. They developed residential rental property survey. The Administrative Analysis and Policy Sub-committee researched state and local SOI ordinances and types of federal assistance and state assistance identified as a source of income. Enclosed is an SOI comparative matrix of the research to date. What are the next steps? The enclosed SOI Timeline for 2016 outlines the next steps. SOI Survey. In January, the SOI Committee and staff will work to complete the SOI survey which is intended to identify, understand and address issues about the sources of income that rental property owners and managers may have when evaluating potential tenants. All property owners and managers will be encouraged to complete this confidential survey. Distribution of the survey is planned for January 2016 with the mailing for rental license renewals, and to use an online survey tool as well. Survey Results. Surveys would be due by April 1 , 2016, same as the rental license renewals. The online program would be used to tabulate results from both online and hard copy returns in May, when the SOI Committee would meet to review the results. Community Dialogues. In May — July, community dialogues would be held with key stakeholders. Staff will finalize the process and timing of these public input sessions as well as how they would be planned and facilitated, based on the initial community engagement plan. In July-August, the SOI Committee and staff would develop options. Options. Another work session is planned for August or September for an update and review options. Based on direction at the work session, a final report will be submitted in September or October so that the City Council can make a decision by December. Requested Action The requested action is to provide this information to the City Council for their review. Enclosures cc: Source of Income Committee F IUSERS1 CAR STE RNPASource of In comeAMenno MVM SOI work session 1221 15 do 3 THE C=1 =OF Dubuque DUS E �'-� 1111.F Masterpiece on the Mississippi 2001•2012.20,3 TO: Source of Income Committee FROM: Kelly Larson, Human Rights Director DATE: October 12, 2015 RE: Work Completed by Source of Income Analysis Subcommittee The purpose of this memorandum is to provide information on the work completed by the Source of Income (SOI) Analysis Subcommittee. The Source of Income Analysis Subcommittee was established to consist of then Housing Commission Chair Jim Holz as Chair of the SOI Analysis Subcommittee, and Kelly Larson, Human Rights Director, as lead staff person. Appointed members included Lisa Eubanks, Resident Advisory Board, Anthony Allen, Human Rights Commission Chair, Jerry Maro, Dubuque Landlord Association President, and Alvin Nash, Housing and Community Development Director. Based on requests from subcommittee members, Kathy Sutton was added as an NAACP representative and Diane McClain was added as a second representative from the Landlord Association. The subcommittee was tasked with a combination of data gathering and holding at least two public hearings to get further input from the public. Community Engagement Coordinator Nikola Pavelic and Neighborhood Development Specialist Jerelyn O'Connor facilitated the group in developing its community engagement plan for the hearings. The subcommittee held its initial meeting on March 30, 2015, and continued to meet for two hours monthly in April, May, and June. After the June meeting, we halted subcommittee meetings until such time as we were able to have a full committee meeting. During the 8 hours spent together, the subcommittee accomplished the following: Developed shared definitions (attached) for the following terms: o Fair Housing o Affirmatively Furthering Fair Housing o Affordable Housing o Resource o Income o Financial Support o Housing Subsidy o Source of Income o Landlord o Tenant Forwarded questions for clarification related to the legalities of a Source of Income ordinance, including legal definitions of terms, to Crenna Brumwell in the Legal Department. Gathered and reviewed the data and information provided by the Human Rights Commission to the City Council (previously provided to subcommittees), including o Letter from Human Rights Commission to City Council o Dubuque Human Rights Commission Activity Summary Report on Source of Income o Fair Housing Coach newsletters from July 2013 and January 2014 o Appendix from Poverty and Race Research Action Council on State, Local, and Federal Laws Barring Source-of-Income Discrimination dated May 2014 o Article from U.S. Department of Housing and Urban Development Office of Policy Development and Research entitled "The Impact of Source of Income Laws on Voucher Utilization and Locational Outcomes" Gathered and reviewed data and information related to the Consolidated Planning Process, presented to the group by Community Development Specialist Erica Haugen (attached), including: o Data on disproportionate housing needs in the city of Dubuque o Data on conditions of units in the city of Dubuque o Map of percent of households that are cost burdened by census tract o Map of percent of households that are renter occupied in various areas of the community o Map of percent of rental units affordable to households at 30% of area median family income o Map of percent of rental units affordable to households at 50% of area median family income o Map of percent of rental units affordable to households at 80% of area median family income o Map of percent of households that are owner occupied in various areas of the community o Map of percent of owner units affordable to households at 50% of area median family income o Map of percent of owner units affordable to households at 80% of area median family income o Map of percent of owner units affordable to households at 100% of area median income o Map of percent of structures with twenty or more units in various areas of the community 2 o Map of percent of structures with 5-19 units in various areas of the community o Map of vacancy rates o Map of vacant and abandoned buildings Began planning for community engagement around the pros and cons of a source of income ordinance (attached): o Developed SMART goals for the engagement o Identified stakeholders o Identified ways to engage the groups o Identified potential risks of engagement o Determined engagement should consist first of informing and later consulting. This information is being provided so that the work of all subcommittees to date can be reviewed and next steps determined. 3 Definitions of Terms Fair Housing: an equal opportunity to live in the housing of your choice that you can afford. Affirmatively Furthering Fair Housing: intentional proactive actions designed to ensure that people have an equal opportunity to live in the housing of their choice that they can afford. Affordable Housing: housing that does not cost so much that a household is unlikely to be able to meet other basic needs on a sustainable basis. It is generally accepted that the amount paid for housing should not exceed 30% of a person's income. Resource: anything that may have value that someone has and can use when it is needed. For example, financial resources, knowledge and information, mental and physical skills, support systems/relationships/role models, emotional resources, and coping strategies. Income: Financial resources such as wages, benefits, alimony, dividends, pensions, social security, retirement distributions, unemployment compensation, or business profit. Financial Support: funding options that are provided to make some project or activity possible. Housing Subsidy: financial support designed to make housing affordable. Source of Income: the place, person, or thing where income is coming from, such as a retirement account, the government, an employer. Landlord: the person or business who owns a house, apartment, condominium, land or real estate and rents it to another person or business. Other terms for landlord are housing provider, lessor, owner. Tenant: the person or business who rents a house, apartment, condominium, land, or real estate from the person who owns it. Other terms for tenant are renter, lessee, neighbor. Modified 3/30/15 Meeting Source of Income Work Session PROVIDE UPDATE 8 REVIEW NEXT STEPS DECEMBER 21 , 2015 Source of Income Committee ► City Commissions & Boards NAACP Dubuque Branch ► Anthony Allen, Human Rights Tom LoGuidice Commission ► Theresa Caldwell, Community Kathy Sutton Development Advisory Commission ► Lisa Eubanks, Resident Advisory Board Dubuque Area Landlord Association ► Jim Holz, Housing Commission ► Lynn Lampe ► Patrick Norton, Zoning Advisory ► Jerry Maro Commission ► Diane McClain ► John Pregler, Long Range Planning ► Tom Smith Advisory Commission Source of Income What is it? t Income: Financial resources such as wages, benefits, alimony, dividends, pensions, social security, retirement distributions, unemployment Child compensation, or business profit. Support Security Source of Income: the place, person, or -.11 Housing thing where income is coming from, such Benas a retirement account, thence Disability neflts government, an employer. Source of Income Why are we here? Human Rights Commission and Dubuque Landlords Association discussed whether or not a Source of Income (SOI) Ordinance was needed or should be created. Commission recommended forming a new task force to review SOI for 90 days and then make a recommendation to Council. City Council formed SOI Committee to conduct a two-year study and then report their findings and options to Council. Source of Income What are the issues? Landlords: need to be able to maintain property values, fill vacancies, minimize and recover costs of property damage. Tenants: need equal opportunity to live in safe, sanitary, decent housing of their choice that they can afford. Affirmatively Furthering Fair Housing: some sources of income aren ' t readily accepted by all landlords which could make it difficult for families with children, people with disabilities, or people of color who rely on those sources of income to find housing. Red Tape: regulations can make it difficult for some landlords to accept some sources of income. Source of Income Committee What are the goals? To collect data and study options to determine the best course of action in Dubuque. To develop a compromise policy that would affirmatively further fair housing and address the concerns of landlords and rental property owners. ► To examine the impact of an SOI ordinance ► To examine ways for landlords to address legitimate concerns ► To examine how persons on Social Security or Disability or Section 8 can have a complete range of fair housing choices. Source of Income Committee Who's involved? Participants from City Boards and Commissions, Dubuque Landlords Association, and NAACP Legal, Housing & Community Development, Human Rights, and Planning Services Departments ► Three sub-committees formed to conduct research: ► Source of Income Analysis ► Housing Choice Voucher / Landlord Policy ► Administrative Analysis and Policy Source of Income Sub- Committee Source of Income Analysis Gathered and reviewed data and information on SOI ordinances and community housing needs Developed shared definitions related to fair housing and SOI Began planning for public engagement opportunities with key stakeholders Source of Income Sub- Committee Housing Choice Voucher/Landlord Policy Gathered and reviewed data and information on Housing Choice Voucher (Section 8) Program Gathered and reviewed data and information from Dubuque Landlords Association Developed survey of residential rental property owners and managers Source of Income Sub- Committee Administrative Analysis and Policy Gathered and reviewed data and information on SOI ordinances Gathered and reviewed data and information on types of federal assistance and state assistance identified as a source of income Developed comparative matrix of legal research SOI Related Definitions Fair Housing: an equal opportunity to live in the housing of your choice that you can afford. Affirmatively Furthering Fair Housing: intentional proactive actions designed to ensure that people have an equal opportunity to live in the housing of their choice that they can afford. Affordable Housing: housing that does not cost so much that a household is unlikely to be able to meet other basic needs on a sustainable basis. It is generally accepted that the amount paid for housing should not exceed 300 of a person' s income. Housing Subsidy: financial support designed to make housing affordable. Sources of Income 27 27 21 22 „ ,1 2 8 6 5 6 7 5 [ — — 11 A on 11 2 3 3 - - a�� �J�1 J�9C. Qa �Ge �4\ �1s �G1 �G� �G� S\oN C1,11- ���� J�� �G, �� GAS PJB PJ �QC� 41), S\S�P C, �4" �4"P SJR Q�? S\S�P Q SSG \S�e *P SPS`' G�Q� PSS 0GP Sa S1P Q Total of State Laws ■ Total of Proposed Legislation ■ Total of Local Laws/Ordinances ■ Grand Total Source of Income Timeline : 2015 March SOI Full Committee: Initial Meeting March - June Analysis Sub-Committee held 4 meetings April - August HCV/Landlord Policy Sub-Committee held 4 meetings October SOI Full Committee: Joint Reporting Meeting December SOI Full Committee: Work Session Planning Meeting Source of Income Timeline : 2016 January SOI Committee Meeting: Finalize SOI Survey Jan. - May SOI Survey: Distribution & tabulation of results May SOI Committee Meeting: "Survey says. . . " - review survey results May - July Community Dialogues Source of Income Timeline : 2016 July - August SOI Committee Meeting: Develop options August - Sept. City Council Work Session: Provide update and review options Sept. - Oct. SOI Committee Meeting: Prepare final report to City Council By December City Council: Decision on SOI Process Source of Income Questions ? Housing Ft Communit Development Dept . 2016-2020 Consolidated Planning Identify and assess community needs and develop strategic investment decisions for the use of Community Development Block Grant Funds. Consolidated Planning ► Collaborative Process to establish a unified vision for community development actions ► Required by the U.S. Department of Housing 6t Urban Development (HUD) for communities receiving federal funding such as Community Development Block Grant (CDBG) ► Integrates economic, physical, environmental, community, and human services development in a comprehensive and coordinated fashion ► Planning process allows for broad community input through a series of public meetings, hearings, and comment periods ► Designed to build upon local strengths and assets to coordinate a response to meet the needs of the community Community Development Process ► Community Development Advisory Commission Review, planning, implementation and assessment of CDBG program ► Identify Et Prioritize Community Needs ► Ensures Citizen Involvement in the process Consolidated Plan 5 year plan for the use of CDBG Housing Priorities ; Neighborhood Et Community Priorities Economic Development Priorities Planning Et Administration ► Analysis of Impediments ► Identify Barriers to Fair Housing � B RAZIMJ MkWV ► Action Plan to Remove Barriers to Fair Housing i Local Survey + Data from HUD ► Community Development Advisory Commission Members and Local Advocacy groups assisted to distribute a survey to identify community needs ► Identified needs are used what You Think Matters to assist in setting priorities for activities funded with CDBG ► 104 Survey Responses How Can We Make Our Neighborhoods Better? Our Community Better? Our Quality of Life Better? 04P. fir ► Our Local Survey asked: What do we Need? AN OWN ► Public Facilities • _ ,� ► Infrastructure all o �' U 01 Po- Special Community Needs a No. Decent Housing ► Businesses and Jobs Public Facilities: This category includes public service agencies, organizations, facilities, and groups meeting the needs of low- and moderate income people and neighborhoods. Examples of current CDBG funded public service activities include: Washington Tool Library; Opening Doors; Hills Et Dales Senior Center; Project Concern 2-1 -1 Information Et Referral Services. 100% 90% 80% 70% 60% 50% 36 3 40% ■No Need 30% 54 Low Need 20% 29 ■Medium Need 10% 24 27 30 28 22 _ m High Need 0% c c c c `ecce `ecwe `�tiz a``� �`��� e`1Q `¢ctiz c`oc oJwr AP`a ` 'yQ 1`IV yFa aca a`wr Qar- ,Z,e Infrastructure . This category includes improvements to sewer, water, streets/sidewalks and other infrastructure needed to create and ensure quality living environments. Current CDBG funded infrastructure projects include: Accessible Curb Ramps; Street asphalt over-lays in low/moderate income areas; Sidewalk improvement/replacement for income eligible homeowners. 100% 90% 80% 70% 60% ■No Need 50% ■Low Need 40% ■Medium Need ■High Need 30% 20% 10% 0% Accessible Water/Sewer Street/Alley Street Sidewalk Public Drainage Curbs Lighting Improvements Wall/Steps Special Community Needs . This category includes public services targeted towards groups and individuals with special needs in the community. Often these groups are under-represented in survey data. To identify the needs of these groups, we reached out to many of our partners, service providers, and local advocacy groups. 100% 90% 80% 24 70% 60% ■No Need 50% ■Low Need 40% ■Medium Need ■High Need 30% 20% 10% 22 0% Disabled Accessibility Domestic Violence Homeless Shelters Centers/Services Improvements Facilities Decent Housing : This category includes a variety of housing activities from historic preservation, to fair housing services that benefit low- and moderate-income households. Current housing programs include: Homeownership Assistance; Homeowner Rehabilitation; Historic Property Rehabilitation; Code Enforcement; Lead Paint Hazard Control; and Rental Unit Rehabilitation. 100% 90% 7 — 10 80% 70% - 25 60% 23 _ 50% - 40% - ■No Need 30% — Low Need 20% 48 — 39 — ■Medium Ne 33 27 ■High Need 10% — 0% �`ey�c� tPc��ot�ao�`� eowa`��o° ���°te°�`�c•�Q��+�aeccue eca� w�oc c�ot ��c�ot�`` ecoQt b�a��Qa�c��yJF�ae �caa�ctw�\�cS�ac`o t'o, oaLoJ cN:� dS0 & � y � fi nn Facco`% Ne o`e oJ .0 Businesses F± Jobs : This category includes funding for special economic development activities that make jobs available or create jobs for low- and moderate-income workers. It can also include microenterprise assistance, which is loans for low- and moderate-income small businesses or job training programs. Current funding includes Brazen Open Kitchen Bar, that created 18 FTE jobs filled by low- and moderate-income workers. 100% 90% 80% 70% 60% 50% 3 40% ■No Need 30% 51 8 ■Low Need 20% 44 — ■Medium Need 10% 24 24 16 _ ■High Need 0% 010 �ca�o yJQ� `°�� x,15 �JS�O �J`'` S�Stia �ca�o SS k° Jhode- 0 �r�c �¢a c¢¢ �`¢ ie �. �¢d �cti¢R Ike �ao� C cwoo eta O� ca Ca a¢ �� F`c -30 Top 10 Lists : High & Medium Need ► High Need ► Medium Need 1 . Crime Prevention 61 .86% 1 . Senior Center 45. 16% 2. Job Creation/Retention Training 2. Recreational Programs 40.0 61 .05% 3. Housing for Disabled 44.32 6 3. Job Readiness Skills 56.04% 4. Elderly Services 43.33% 4. Affordable Rental Housing 55.79% 5. Domestic Violence Facilities 5. Homeless Facility 55.67% 43.01 % 6. Mental Health Services 53.41 % 6. Local Business Support 42.39°( 7. Fair Housing 52.75% 7. Child Care Center 40.91 % 8. Homeless Services 50.55% 8. Accessibility Improvements 9. Youth Center 50.54% 40.70% �o Homeless Shelters 50.00% 9. Substance Abuse Services 40 lo. Workforce Training 39.560 Top 10 Lists : Low and No Need ► Low Need , No Need 1 . Public Wall/Steps 42.35% 1 . Parking Facilities 28.09% 2. Micro-Enterprise Assistance 34.88% 2. Public Wall/Steps 24.71 3. Accessible Curbs 34.52% 3. Accessible Curbs 22.62% 4. Sidewalk Improvements 32.61 % 4. Water/Sewer 20.93% 5. Water/Sewer 30.23% 5. Community Center 19.23% 6. Parking Facilities 28.09% 6. Drainage 15.48% 7. Accessibility Improvements 27.91 % 7. Street/Alley 15.38% 8. Senior Housing 26.97% 8. Child Care Services 14.94% 9. Health Facilities 26.74% 9. Senior Center 13.79% lo. Historic Preservation 26.44% lo. Historic Preservation 13.79 CHAS DATA. Provided by HUD and used to demonstrate the number of households in need of housing assistance. This is estimated by the number of households with certain housing problems and income low enough to qualify for HUD's programs (30, 50, and 80 percent of median income) ► Estimating low-income housing need ► Comprehensive market analysis ► Definitions ► Household - Census designation of households, which is all people IN ing in a housing unit. Members of a household can be related or unrelated ► Household Income - tables use adjusted household income, which includes the income of all members of the household at the time of survey ► Family - Census designation of family, which is related individuals living in the same household. ► Housing Problems - There are four housing problems: 1 ) lacks complete kitchen facilities; 2) lacks complete plumbing facilities; 3) housing is overcrowded; and 4) household is cost burdened. ► Overcrowding- more than 1 person per room ► Sever overcrowding- more than 1 .5 persons per room Why focus on Affordable Housing? Affordable housing is necessary to support resilient communities and individual households ► For communities - attracting and keeping employment opportunities; quality neighborhoods For households - self-sufficiency, stability, and improves life outcomes for children r When is Housing Affordable? A household should spend no more than 30% of its total income on housing costs, including mortgage or rent payments and utilities ► Cost burden- monthly housing costs exceed 30% of monthly income ► Severe cost burden- monthly housing costs exceed 50% of monthly income Factors Influencing Affordability: ► Income level ► Household Size ► Geographic variation (HUD uses the area's median household income Et median housing costs to determine affordability) What Can We Learn From HUD CHAS 2007 - 2011 Data? Demographics Dubuque, IA $44,000.00 70,000 ► HUD provides local $43,000.00 $42,788.00 communities data to assist 60,000 in the Consolidated $42,000.00 Planning Process. This $41,000.00 50,000 N data assists to understand $40,000.00 r the needs of low- and Qu 4 °°° o $39,000.00 = moderate income persons: $38,000.00 30,000 No. Demographics $37,000.00 8s.00 O ► Housing Needs $36,000.00 20,000 No. Housing Problems $35,000.00 - 10,000 $34,000.00 ► Disproportionate Needs $33,000.00 - 0 ► Cost of Housing Base Year: 2000 Most Recent Year: 2010 ■Median Income ■Population (persons) ■Households Households Household Composition : 40% 10000 6000 9440 9000 5150 Households 5000 (23,620) 8000 48% 7000 O 4000 ■Total Households* 6000 T � 26% 5395 a) 0 ■Household contains at least one p 5000 — 3000 -moo person 62-74 years of age x o O L y 4/ 3465 ■Household contains at least one 11 % 12% x 2000 person age 75 or older 300 7565 1645 2735 1450 ■Households with one or more 980 1200 children 6 years old or younger* 200PI 410 850 589` 820 95025 1000 m Large Family Households* 100 3 � 95 0 0 ■Small Family Households Su f 0-30% HAMFI Sum of >30-5 / Sum of >50-80° Sum of >80-100% Sum of>100% HAM HAMFI HAMFI HAMFI HAMFI= Hud Area ian Family Income Owner Occupied Units Housing Units No bed r 65 oom, 1 bedroom, Residential Properties by Number of Units (24,985) 20 or more units, 1,717 Mobile Home, boat, RV, van, etc, 932 3 or more bedrooms, 11,747 5-19 units, 2,258 Rental Units No bedroom, 481 J2-4units, tn—.A 430 1-unit detached 3 or morestructure, bedrooms, 1,897 1-unit, VIA15,816 ttached cture, 832 2 bedrooms, 2,921 Households F± Household Composition : 10000 6000 9440 9000 5150 Households 5000 (23,620) 8000 — 1 ,410 Large Family Households 7000 4000 ■Total Households* d 6000 r 5395 T a) ■Household contains at least one p 5000 3000 -moo person 62-74 years of age x o m a) 0 4000 ■Household contains at least one 3465 = person age 75 or older 2000 3000 �85-- 1645 2735 1450 ■Households with one or more 980 1200children 6 years old or younger* 2000 9 9 850 g20 1000 410 5g ■Large Family Households* 1000 495 0 0 ■Small Family Households Sum of 0-30% HAMFI Sum of >30-50% Sum of >50-80% Sum of >80-100% Sum of>100% HAMFI HAMFI HAMFI HAMFI Cost of Housing . . r . . - Median Home Value 86,400 121 , 100 40% Median Contract Rent 370 475 28% Housing Units Available by Tenure It Income Rent Paid by Household 8000 5,000 7,369 4,442 4,500 7000 4,000 6000 5,645 3,500 5,115 2,940 5000 3,000 J3-E d 2,500 000 3,150 2,0000001,500 1,3002000 1,000500 000 — 610 129 109 125 0 - 0 0 0 ^0 ^0 < 30% HAMFI 31%to 50% HAMFI 51%to 80% HAMFI > 80%to 100% mac `3' ��Q �ok HAMve 5 5 9 ■Renter ■Owner Income and Housing Tenure : Why is this important? Is level of income related to housing tenure? How does this relate to housing quality and affordability? Income Distribution by Housing Tenure 9000 8005 8000 7000 6000 in "0 5000 0 r = 4000 655 3000 1955 1930 1900 2025 2000 1550 1340 1000 0 Household Income <= Household Income >30% Household Income >50% Household Income >8 % Household Income > 30% HAMFI to <=50% HAMFI to <=80% HAMFI to <=100% HA HAMFI ■Owner ■Renter / Cost Burden * Occurs when housing costs exceed 30% of households adjusted income. Cost burden makes it difficult for households to meet their basic needs. Cost Burdened households Cost Burden 90% spend too much of their 82% income on housing. As a 8 0% result, they are unable to 70% pay for other things such 0 60, 0 as: 0 50% ► Medical Expenses w 0 40% ► Food a) 30% a Do- Education 20% 19% 22% 13% No. Savings 8t Retirement 90% J5X i Do- Recreation 8t Cultural °% 1% o% — Activities Cost Burden Cost Burden >30%Cost Burden >50% Cost Burd <=30% to <=50% avail ■ 0wner 0 Re er American Community Survey Affordable Housing in the City of Dubuque 90% 80% 78% 77% 77% 73% 75% 70% — 61 60% 56% 52% 52% 50% --4b7.- 40% -4b740% 30% 20% 10% 0% 2008 2009 2010 2011 2012 ■Owner Occupied ■Rental Source: American Community Survey 2008-2012 Cost Burden by Race / Ethnicity Number and Percent of Households with Varying Housing Cost Burdens by Racial/Ethnic Category 100% 0.85% 0.72% 0 0 00 10.45% 9.81% 90% - L! 0 80% 1 .75% 10 0 0 70% 2 60% 0 r 0 50% ■.No / negative income x (not computed) 40% ■>50%. ■30 to 50% 30% ■<=30%. 20% — 10% — — 0% — — Jurisdiction White Black/ Asian American Pacific Hispanic as a whole (HH=22,335) African (HH=169) Indian, Islander (HH=505) American Alaska Native (HH=4) (HH=289) (HH=72) Racial/Ethnic Category Do We Have Enough Affordable Housing for All Income Levels? 100% 90% 80% 70% 60% ■> 80% HAMFI 50% ■51%to 80% H 10760 ■31%to 50% HAM 40% ■< 30% HAMFI 5395 30% 20% 10% 0% 610 Households Units Do We Have Enough Affordable Housing for All Income Levels? ■ > BIR to 101M HAMFI ■ 51;6 to BU% HAMR ' ■3136 to 51% HAMR ■ < 30% HAMFI Households Housing Units Housing Problems Who is most likely to Housing Problems experience housing 14000 12975 problems? 12000 ► 18% of homeowners 10000 have 1 of the 4 housing 0 $°°° problems compared to 44% of renter occupied = 6000 4285 households. 4000 2885 ► In all, 27% of households 2000 experience 1 of the 4 30 90 0 — housing problems. Household has 1 of Household has none Cost Burden not Housing Problems of 4 Housing available Problems ■Owner ■Renter Severe Housing Problems Who is most likely to Severe Housing Problems experience housing 16000 — 14975 problems? 14000 12000 ► 6% of homeowners have 1 10000 of the 4 severe housing r a) 8000 problems compared to 0 5700 26% of renter occupied 6000 households. 4000 2040 op. In g90 In all, 12% of households � . 30 90 o — experience 1 of the 4 Household has 1 of Household has none Cost Burden not 4 Severe Housing of 4 Severe Housing available severe housing problems. Problems Problems ■Owner ■Renter Who has a CHOICE in where they live? HOUSING AFFORDABILITY AND HOUSING PROBLEMS 1 475 7369 1585 12175 ad ■> 80%to 100% HAM 00 ■51%to 80% HAMFI 0 ■31%to 50% HAMFI ■< 30% HAMFI 5395 3465 4450 2355 2585 610 1/ HOUSEHOLDS UNITS HAVE ONE OR MORE HOUSING PROBLEMS Consolidated Planning and Analysis of Impediments (cont . ) Focus on Solving the Affordability Problem ► Public education efforts - the public must understand what affordable housing is and why it is important to our community ► Public willing to provide the necessary support ► Effective use of affordable housing tools and programming ► Stremlined process for providing access to affordable housing in the community ► Support property owners wishing to improve rental property for low- and moderate-income tenants Reduction in finance costs ► Low-interest loans for construction/rehabilitation of affordable housing ► Low Income Housing Tax Credit ► Tax Increment Financing Options Consolidated Planning and Analysis of Impediments ► Increase resources for housing ► To builders to produce affordable housing ► Home purchase assistance to low- and moderate-income homebuyers ► Section 8 Vouchers and other subsidies to renters ► Increased Connectivity and Transportation ► Employment, recreation, education ► Land use strategies ► Higher density Et mixed-use developments ► Zoning practices that take into account the needs of low- and moderate-income populations Annual Action Plan Resources FY 2016 Entitlement 954,011 Program Income 2919629 13, 245 , 640 •' �' j COMMUNITY DEVELOPMENT BLOCK GRANT _ �• • On The Right Road , r SENIOR HOOSING i Annual Action Plan Housing Development Programs $697,043 ❖ $40,000 First Time Homebuyer Program ❖ $159,234 Homeowner Rehabilitation Programs ❖ $88, 140 Housing Code Enforcement ❖ $358,852 Housing Rehabilitation Services and Staff ❖ $50,810 Rental Unit Rehabilit - V:7" Y'. •Y Y r Annual Action Plan Economic Development Programs $0 ❖ Commercial/Industrial Building Rehab Loan Program 6t Revolving Loan Economic Development Financial Assistance Program ' r 9 CAB WSJ .100 0 ,dkdr ,."a ` i■ R Annual Action Plan Neighborhood and Community Development Programs $222, 878 ❖ $12,600 Accessible Curb Ramps ❖ $10,000 Four Mounds HEART Program ❖ $13,400 Neighborhood Infrastructure Improvements ❖ $114024 Neighborhood Recreation Programs ❖ $14, 560 Neighborhood Support Grants ❖ $21 ,820 Purchase of Services Grant ❖ $16, 380 Senior Center : ❖ $11 ,284 Washington Tool Library ❖ $8,710 Zoning Inspection/Enforcement Annual Action Plan Planning Et Administration $247, 065 $70,945 Housing Planning/Administration Services and Staff ❖ 60085 Neighborhood Development Services 6t Staff ❖ 97,801 CDBG Administrative Services and Staff Contingency $78, 654 Total CDBG $ 112451640 The Next 5 Years ► Consolidated Plan guides the use of CDBG funds for the next five years ► Consistency with the Consolidated Plan No. The Housing Et Community Development Department fields requests for funding for Federal Continuum of Care Grant applications to ensure the organizations applying for federal funds align with the goals and strategy identified in the Consolidated Plan ► Community needs, goals, and funding priorities are identified by the Community Development Advisory Commission and used to develop the Annual Action Plan for the use of CDBG. ► Annual Action Plan is developed yearly and the public has opportunity to provide input to identify needs and priorities The Consolidated Plan is a living document and can be amended to meet changing needs of our community. CPD Maps - % Owner Units Affordable to 50% HAMFI 0 0 0 March 2, 2015 1:91,772 0 0.75 1.5 3 mi Override 0wnerUni[sTo50Percenl 0.64-2.71% - >30.86% r—I i1 11 1 1 1 1 �1 AFF_AVAIL_50 O_PCTo 1.25 2.5 5km 2.71-9.38% sourcoo:Estl,HERE,oeLorme,uses,mrermap,increment v Corp.,NRCnm, Ear Japan, METI, Estl China (Hong Kong), Ear (Thailand), TomTom, <0.64% 9.38-30.86% Mapmvtrmma,©opensveemaap contributors,and me cls usercommonmr CPD Maps - % Owner Units Affordable to 80% HAMFI ON O 0 r March 2, 2015 1:91,772 0 0.75 1.5 3 mi Override 1 0wnerUnitsTo80Percenl 4.51-12.61% - >53.22% r—I i1 11 111 1 �1 AFF_AVAIL_80_O_PCT0 1.25 2.5 5km 12.61-27.14% soorcoo Estl,HERE,oeLorme,uses,mrermap,increment v Corp.,NRCnm, Ear Japan, METI, Estl China (Hong Kong), Ear (Thailand), TomTom, <4.51% 27.14-53.22% Mapmvtrmma,©opensveemaap contributors,and me cls usercommonmr CPD Maps - % Owner Units Affordable to 100% HAMFI 0 0 March 2, 2015 1:91,772 0 0.75 1.5 3 mi Override 1 0wnerUnitsTo100PercentHAMF1 9.67-22.92% - >65.93% r—I i1 11 111 1 �1 AFF_AVAIL_100_O_PCTo 1.25 2.5 5km 22.92-41.07% sourcoo:Estl,HERE,oeLorme,uses,mrermap,increment v Corp.,NRCnm, Ear Japan, METI, Estl China (Hong Kong), Ear (Thailand), TomTom, <9.67% 41.07-65.93% trmmMapmva,©opensveemaap contributors,and me cls usercommonmr - CPD Maps - % Rental Units Affordable to 30% HAMFI 0 0 0 March 2, 2015 1:91,772 0 0.75 1.5 3 mi Override 1 Ren[erUni[sTo30Percen[HAMFI 0.75-3.08% - >32.24% i i1 11 1 1 1 �1 1.zs z.s skmAFF_AVAIL_30R_PCT 3.08-10.23% o HelieIusesntvnom. mR nnm Ear Japan METIEarl Chin (Hong Kong) Ear (T <0.75% 10.23-32.24% Manmylmma,©onenso-eemzn conmonmrs,amme cis UserCommwnitC , CPD Maps - % Rental Units Affordable to 50% HAMFI 0 0 0 March 2, 2015 1:91,772 0 0.75 1.5 3 mi Override 1 RenterOnitsTo50PercentHAMFI 4.51-12.61% - >53.22% r—I i1 11 111 11 : 1.zs 2.5 skmAFF_AVAIL_50_R_PCT 12.61-27.14% 0 HelieIusesnan,m nen vnom. mR nnm Ear Japan METIEarl Chin (Hong Kong) Estl <4.51% 27.14-53.22% Mannylmma ©onenso-eemzn contributors amme cis UserComnwnitC , CPD Maps - % Rental Units Affordable to 80% HAMFI 0 0 0 March 2, 2015 1:91,772 0 0.75 1.5 3 mi Override 1 Ren[erUni[sTo80Percen[HAMFI 26.22-48.12% >81.70% i i1 11 1 1 1 11 : 1.zs z.s skmAFF_AVAIL_80R_PCT 48.12-66.42% o HelieIusesn ,vnom. mR nnm Ear Japan METIEarl Chin (Hong Kong) Ear (T <26.22% 66.42-81.70% Manmylmma ©onenso-eemzn contributors amme cis UserCommwnitC , CPD Maps - Consolidated Plan and Continuum of Care Planning Tool r March 2, 2015 1:91,772 0 0.75 1.5 3 mi Override 1 OwneroccupiedHousing 18.58-47.9% Owner Occupied - >87.34%Owner Occupied r—I i1 11 1 1 1 1 �1 B25009EST2 PCT1.25 2.5 5 km — 47.9-69.59% Owner Occupied sooreea:o earl,HeRe,oeLorme,uses,iorermap,increment P corp.NRcnm, Occupied<18.58%Owner E,, Japan MITI, earl china (Hong Kong), ear (Thailand) 1omlom, 69.59-87.34% Owner Occupied MapmNnrna,©Opensveemaap contributors,andme cis uaercommunmr CPD Maps - Consolidated Plan and Continuum of Care Planning Tool \Lj 0 0 0 March 2, 2015 1:91,772 0 0.75 1.5 3 on Override 1 Percent Ren[erOccupiedHousing 9.94-26.82% - >73.14% r—I i1 11 1 1 1 1 �1 B25009EST10 PCT o 1.25 2.5 5km 26.82-46.79% sourcoo:Estl,HERE,oeLorme,uses,mrermap,increment v Corp.,NRCnm, Ear Japan, METI, Estl China (Hong Kong), Ear (Thailand), TomTom, <9.94% 46.79-73.14% Mapmvtrmma,©opensveemaap contributors,and me cls usercommonmr CPD Maps - % of structures with 20 or more units rslaaa 0 March 2, 2015 1:91,772 0 0.75 1.5 3 mi Override 1 StructuresWith20orMoreU nits 5-10% 11 1 11 1 1 1 1 �1 B25024_20PLUS_PCT 0 1.zs zs skm 10-20% Ear Japan Helie,Irl Chi,uses, Knan,m nen vnom.,mRnnm, Ma ylnan, METI, Estl China (Hong Kong), Estl (ThailandUserCom nitC <5% Mannvmma,©onenso-eemazn monmommrm,am me cis userconnwmi CPD Maps - % of structures with 5-19 units 0 0 0 March 2, 2015 1:91,772 0 0.75 1.5 3 mi Override 1 StructuresWith5to 1911.1 nits = 5-10% 1 1ir I� I 1 � 1 B25024_5TO19_PCT 0 1.zs zs 5km 10-15% Ear Japan Helie,Irl Chi,uses, Knan,m nen vnom.,mRnnm, Ma ylnan, METI, Estl China (Hong Kong), Estl (ThailandUserCom nitC <5% � >20% Mannvmma,©onenso-eemazn monmommrm,am me cis userconnwmi Cost Burden by Census Tract - Cost Burden = Paying more than 30% of income for housing costs. F1 a Sni;in iv:n .. e I' r; May 19, 2015 1:226,780 0 2 4 8mi Override 1 HousingCostBurden 10-20% Paying>30% - >40% Paying>30% r—+ i I ��i �� B25106—CB—PCT 0 3 6 12 km 20-30% Paying>30% sources:Estl,HERE,oeLorme,uses,mrermap,increment P Corp.,NRCnm, Ear Japan, METI, Estl China (Hong Kong), Estl (Thailand), TomTom, <10% Paying>30% 30-40% Paying>30% Mapmylnma,©opensveemaap contributes,and me cls useroommunmr CPD Maps - Consolidated Plan and Continuum of Care Planning Tool March 2, 2015 1:91,772 0 0.75 1.5 3 mi Override 1 VacancyRa[e 6-8% >15% r—I i 111 1� 1 1 � 1 B25002EST3_PCT 0 1.25 2.5 5km 8-10% Sources:Estl,HERE,oeLorme,USCS,mtermap,increment v Corp.,NRCnm, Estl Japan, METI, Earl China )Hong Kong), Estl (Thailand), TomTom, <6% 10-15% Mapmylnbla,©OpenStreetMap contributes and the GIS User Community y _ 1 ,1► I Vv' ♦ ,r�,,�9°���'A�"!l� ISI ��� �■ ��� a, /�• 1711~� , III _ � e . iia •.. NO Ems, . ■ H:\Housing\CDBG 0 Date:5/6/2015 . hlurbyiereorzlFeMivunPP .....i..... Condition of Units Condition of Units Owner-Occupied Renter-Occupied Number % Number With one selected Condition 2,951 19% 3,204 41% With two selected Conditions 69 0% 243 3% With three selected 0 0% 21 0% Conditions With four selected Conditions 0 0% 0 0% No selected Conditions 12,858 81% 4,277 55% Total 15,878 10046 1 7,745 9946 0%-30%of Area Median Income Housing Problems Has one or Has none of Household Total Has one or Has none of Household more of four the four has more of four the four has housing housing no/negative housing housing no/negative problems problems income, but problems problems income, but none of the none of the other other housing housing problems problems Jurisdiction as a whole 2,025 315 185 2525 80% 12% 7% White 1,740 315 150 2205 79% 14% 7% Black/African American 110 4 25 139 79% 3% 18% Asian 65 0 0 65 100% 0% 0% American Indian,Alaska Native 4 0 0 4 100% 0% 0% Pacific Islander 0 0 0 0 NA NA NA Hispanic 85 0 0 85 100% 0% 0% 30%-50%of Area Median Income Housing Problems Has one or Has none of Household Total Has one or Has none of Household has more of four the four has more of four the four no/negative income, housing housing no/negative housing housing but none of the problems problems income, but problems problems other housing none of the problems other housing problems Jurisdiction as a whole 1,895 1,635 0 3530 54% 46% 0% White 1,745 1,540 0 3285 53% 47% 0% Black/African American 45 20 0 65 69% 31% 0% Asian 0 0 0 0 NA NA NA American Indian,Alaska Native 25 0 0 25 100% 0% 0% Pacific Islander 4 0 0 4 100% 0% 0% Hispanic 40 75 0 115 35% 65% 0% 50%-80%of Area Median Income Housing Problems Has one or Has none of Household Total Has one or Has none of Household more of four the four has more of four the four has housing housing no/negative housing housing no/negative problems problems income, but problems problems income, but none of the none of the other other housing housing problems problems Jurisdiction as a whole 1,420 3,855 0 5275 27% 73% 0% White 1,370 3,760 0 5130 27% 73% 0% Black/African American 14 25 0 39 36% 64% 0% Asian 0 30 0 30 0% 100% 0% American Indian,Alaska Native 0 25 0 25 0% 100% 0% Pacific Islander 0 0 0 0 NA NA NA Hispanic 0 0 0 0 NA NA NA NA-15 Disproportionately Greater Need: Housing Problems —91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole. Introduction HUD identifies a disproportionately greater need when any racial or ethnic groups that have a need disproportionate to the jurisdiction as a whole. A disproportionate need is identified when the need of a specific group is ten percentage points above the need demonstrated for the total households within the City at a particular income level. To calculate disproportionate need for each race/ethnicity, calculate the share of households with one or more housing problems of the total numbers of households for that race/ethnicity. (Share of Race/Ethnicity= V of households for that race/ethnicity with one or more housing problem/total #of household for that race/ethnicity.) It should be noted Dubuque has very low numbers of minority populations. The data represented in the table below presents skewed data with relatively large margins of error because of the extremely small sample size of Asian, American Indian,Alaska Native and Pacific Islander, and Hispanic populations. 0%-30%of Area Median Income Housing Problems Has one or more of Has none of the Household has four housing four housing no/negative problems problems income, but none of the other housing problems Jurisdiction as a whole 2,025 315 185 White 1,740 315 150 Black/African American 110 4 25 Asian 65 0 0 American Indian, Alaska Native 4 0 0 Pacific Islander 0 0 0 Hispanic 85 0 0 Table 1-Disproportionally Greater Need 0-30%AMI Data Source: 2007-2011 CHAS *The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room,4.Cost Burden greater than 30% Disproportionally Greater Need Discussion 0-30%AMI There are 2,525 households at 0-30%AMI in the City of Dubuque and 80%of these households experience at least one housing problem. The share for each race/ethnicity is as follows: 79%White 79% Black/African American 100%Asian 100%American Indian, Alaska Native NA Pacific Islander 100% Hispanic All races/ethnicities except White and African American are experiencing a disproportionate greater need to address housing problems at this income level; however,due to the extremely small sample size and the large margin of error,this data is likely skewed and does not present an accurate picture of the needs. None the less,the disproportionalities are duly noted. 30%-50%of Area Median Income Housing Problems Has one or more of Has none of the Household has four housing four housing no/negative problems problems income, but none of the other housing problems Jurisdiction as a whole 1,895 1,635 0 White 1,745 1,540 0 Black/African American 45 20 0 Asian 0 0 0 American Indian, Alaska Native 25 0 0 Pacific Islander 4 0 0 Hispanic 40 75 0 Table 2-Disproportionally Greater Need 30-50%AMI Data Source: 2007-2011 CHAS *The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room,4.Cost Burden greater than 30% Disproportionally Greater Need Discussion 30-50%AMI There are 3,530 households at 30-50%AMI in the City of Dubuque and 54%of these households experience at least one housing problem. The share for each race/ethnicity is as follows: 53%White 69% Black/African American NA Asian 100%American Indian, Alaska Native 100% Pacific Islander 35% Hispanic Black/African American, American Indian, Alaska Native,and Pacific Islander populations are experiencing a greater need to address housing problems at this income level. Asian,American Indian, Alaska Native, Hispanic,and Pacific Islander populations in this income group are again low and skew the data. African American households indicate a high need, being 16 percentage points above the jurisdiction as a whole. Hispanic households are experiencing less housing problems. 50%-80%of Area Median Income Housing Problems Has one or more of Has none of the Household has four housing four housing no/negative problems problems income, but none of the other housing problems Jurisdiction as a whole 1,420 3,855 0 White 1,370 3,760 0 Black/African American 14 25 0 Asian 0 30 0 American Indian, Alaska Native 0 25 0 Pacific Islander 0 0 0 Hispanic 0 0 0 Table 3-Disproportionally Greater Need 50-80%AMI Data Source: 2007-2011 CHAS *The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room,4.Cost Burden greater than 30% Disproportionally Greater Need Discussion 50-80%AMI There are 5,275 households at 50-80%AMI in the City of Dubuque and 27%of these households experience at least one housing problem. The share for each race/ethnicity is as follows: 27%White 36% Black/African American 0%Asian NA Pacific Islander NA Hispanic None of the races/ethnicities represent a disproportionate greater need when compared to the jurisdiction as a whole for the 50-80%AMI; however,the Black/African American population is just below the ten percentage-point threshold and this should be closely monitored. 80%-100%of Area Median Income Housing Problems Has one or more of Has none of the Household has four housing four housing no/negative problems problems income, but none of the other housing problems Jurisdiction as a whole 515 2,480 0 White 515 2,385 0 Black/African American 0 25 0 Asian 0 0 0 American Indian, Alaska Native 0 4 0 Pacific Islander 0 0 0 Hispanic 0 65 0 Table 4-Disproportionally Greater Need 80-100%AMI Data Source: 2007-2011 CHAS *The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room,4.Cost Burden greater than 30% Disproportionally Greater Need 80-100%AMI There are 2,995 households at 80-100%AMI in the City of Dubuque and 17%of these households experience at least one housing problem. The share for each race/ethnicity is as follows: 18%White 0% Black/African American NA Asian 0%American Indian, Alaska Native NA Pacific Islander 0% Hispanic None of the races/ethnicities represented a disproportionate greater need when compared to the jurisdiction as a whole for the 80-100%AMI income level. Discussion Because of the small number of minority households within the City of Dubuque, gathering accurate data without margin of error is difficult. Review of data from the State of Iowa found that in general, Black/African American, households were more likely to experience housing problems; however,the state,as a whole, has low minority populations for Pacific Islanders and American Indian/Alaska Natives. NA-20 Disproportionately Greater Need: Severe Housing Problems —91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole. Introduction HUD identifies a disproportionately greater need when any racial or ethnic groups that have a need disproportionate to the jurisdiction as a whole. A disproportionate need is identified when the need of a specific group is ten percentage points above the need demonstrated for the total households within the City at a particular income level. To calculate disproportionate need for each race/ethnicity, calculate the share of households with one or more housing problems of the total numbers of households for that race/ethnicity. (Share of Race/Ethnicity= V of households for that race/ethnicity with one or more housing problem /total#of household for that race/ethnicity.) It should be noted Dubuque has very low numbers of minority populations. The data represented in the table below presents a with relatively large margins of error because of the extremely small sample size of Asian, American Indian, Alaska Native and Pacific Islander, and Hispanic populations. 0%-30%of Area Median Income Severe Housing Problems* Has one or more of Has none of the Household has four housing four housing no/negative problems problems income, but none of the other housing problems Jurisdiction as a whole 1,625 715 185 White 1,395 655 150 Black/African American 70 40 25 Asian 60 4 0 American Indian, Alaska Native 4 0 0 Pacific Islander 0 0 0 Hispanic 70 15 0 Table 5—Severe Housing Problems 0-30%AMI Data Source: 2007-2011 CHAS *The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room,4.Cost Burden over 50% Severe Housing Problems Discussion 0-30%AMI The share of households in the City at 0-30%area median income experiencing at least one severe housing problem is 64%. The share for each race/ethnicity is as follows: 63%White 52% Black/African American 94%Asian 100%American Indian, Alaska Native NA Pacific Islander 82% Hispanic Asian, American Indian, Alaska Native, and Hispanic populations represent a disproportionate greater need when compared to the jurisdiction as a whole for the 0-30%area median income level; however, the exceptionally small sample size leads to high margin of error. 30%-50%of Area Median Income Severe Housing Problems* Has one or more of Has none of the Household has four housing four housing no/negative problems problems income, but none of the other housing problems Jurisdiction as a whole 775 2,750 0 White 690 2,600 0 Black/African American 25 35 0 Asian 0 0 0 American Indian, Alaska Native 0 25 0 Pacific Islander 4 0 0 Hispanic 40 75 0 Table 6—Severe Housing Problems 30-50%AMI Data Source: 2007-2011 CHAS *The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room,4.Cost Burden over 50% Severe Housing Problems Discussion 30-50%AMI The share of total households in the City at 30-50%area median income experiencing at least one severe housing problem is 22%. The share for each race/ethnicity is as follows: 21%White 42% Black/African American NA Asian 0%American Indian, Alaska Native 100% Pacific Islander 35% Hispanic Black/African American, Pacific Islander, and Hispanic populations represent a disproportionate greater need when compared to the jurisdiction as a whole for the 30-50%area median income level; however, the exceptionally small sample size leads to high margin of error. 50%-80%of Area Median Income Severe Housing Problems* Has one or more of Has none of the Household has four housing four housing no/negative problems problems income, but none of the other housing problems Jurisdiction as a whole 230 5,045 0 White 230 4,905 0 Black/African American 4 35 0 Asian 0 30 0 American Indian, Alaska Native 0 25 0 Pacific Islander 0 0 0 Hispanic 0 0 0 Table 7—Severe Housing Problems 50-80%AMI Data Source: 2007-2011 CHAS *The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room,4.Cost Burden over 50% Severe Housing Problems Discussion 50-80%AMI The share of total households in the City at 50-80%area median income experiencing at least one severe housing problem is 4%. The share for each race/ethnicity is as follows: 4%White 0.08% Black/African American 0%Asian 0%American Indian, Alaska Native 0% Pacific Islander 0% Hispanic No disproportionately greater need is identified for any racial or ethnic group. 80%-100%of Area Median Income Severe Housing Problems* Has one or more of Has none of the Household has four housing four housing no/negative problems problems income, but none of the other housing problems Jurisdiction as a whole 105 2,890 0 White 105 2,790 0 Black/African American 0 25 0 Asian 0 0 0 American Indian, Alaska Native 0 4 0 Pacific Islander 0 0 0 Hispanic 0 65 0 Table 8—Severe Housing Problems 80-100%AMI Data Source: 2007-2011 CHAS *The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room,4.Cost Burden over 50% The share of total households in the City at 80-100%area median income experiencing at least one severe housing problem is 4%. The share for each race/ethnicity is as follows: 4%White 0.08% Black/African American 0%Asian 0%American Indian, Alaska Native 0% Pacific Islander 0% Hispanic No disproportionately greater need is identified for any racial or ethnic group. Severe Housing Problems Disucssion 80-100%AMI The share of total households in the City at 80-100%area median income experiencing at least one severe housing problem is 4%. The share for each race/ethnicity is as follows: 4%White 0.08% Black/African American 0%Asian 0%American Indian, Alaska Native 0% Pacific Islander 0% Hispanic No disproportionately greater need is identified for any racial or ethnic group. Discussion Severe housing problems are experienced most frequently by extremely low-and low-income populations. 64%of the households in the City at 0-30%area median income experience at least one severe housing problem. Minority populations are more likely to represent a disproportionate greater need, but the small sample size of minority populations makes the margin of error higher. An examination of data from the State of Iowa shows the most disproportionate needs at the 30-50% level for minorities. In the City of Dubuque at the 30-50% income level, Black/African American, Pacific Islander, and Hispanic populations all experienced greater needs. NA-25 Disproportionately Greater Need: Housing Cost Burdens —91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole. Introduction: Cost burden is the most frequently experienced housing problem in Dubuque. Cost burdened households spend in excess of 30%of their household income on housing. This means the household is unable to pay for other expenses such as food, health care,education,or savings for retirement. Housing Cost Burden Housing Cost Burden <=30% 30-50% >50% No/negative income (not computed) Jurisdiction as a whole 17,450 3,475 2,465 200 White 16,690 3,295 2,190 160 Black/African American 110 70 84 25 Asian 105 4 60 0 American Indian, Alaska Native 39 29 4 0 Pacific Islander 4 0 0 0 Hispanic 395 25 85 0 Table 9—Greater Need: Housing Cost Burdens AMI Data Source: 2007-2011 CHAS Cost Burden <=30% 30-50% >50% No/negative income(not computed) Jurisdiction as a whole 74% 15% 10% 1% White (HH=22,335) 75% 15% 10% 1% Black/African American (HH=289) 38% 24% 29% 9% Asian (1-11-1=169) 62% 2% 36% 0% American Indian,Alaska Native (1-11-1=72) 54% 40% 6% 0% Pacific Islander(HH=4) 100% 0% 0% 0% Hispanic(1-11-1=505) 78% 5% 17% 1 0% Table 10-Housing Cost Burden Table Cost Burden by Race and E[bmtlry,Dubuque IA No I nel inamps(not Cast Broden c30%. 30fo50% MO%. computed) Jurisdiction as a whole 73.9TM 10.73% 10.0.5% 0.85% White iHH=22,335) ]4.]3% la.] % 9.81% 0.72% Black/African Amenwi 38.00% 20.22% 29.07% 8.65% Asian IHH=169) 6213% 23TM 35.5(% 0.00% American Indian,AlasW SA.1TM 00.28% 556% OD3% Pacific Islander iHHcB 107.07% 0.07% OD3% 0.00% Hispanic 1HH605) 78.22% 0.95% 16.83% 0.00% Has Day sai 301 unlampum in I White Mmk/Mmmaiunlxx-1®I Amencinlrarn, Pantrisimterarm, HH-22,335) wyemrtxlk3pst txHI plM1x2) 01-30% Mawery .ncx. .xo/ms��nmm.mm=amw.at Housing Cort Burden Chart Housing Cort Burden The red line on the Housing Cos[Burden Chart marks the percentage of the jurisdiction as whole that lives n affordable housing. For Dubuque, nearly 74%of households reside in housing they an afford )paying les than 30%of their income for housing). The chart illustrates fewer Back, Asan, and American Indian,Alaska Native households reside in housing affordable for their income. Discussion: The total share of households that are cost burdened or severely cost burdened is 25%. The combined total share of households that are cost burdened or severely cast burdened is as follows: 25%White 53% Black/African American (HH=289) 38%Asian (HH=169) 46%American Indian, Alaska Native (HH=72) 0% Pacific Islander(HH=4) 22% Hispanic (HH=505) All minority populations, with the exception of Pacific Islander (very small sample size) and Hispanic were above threshold for cost burden. African Americans are more than twice as likely to be cost burdened than whites. Black/African American populations are experiencing both cost burden and severe cost burden at a higher rate than white populations,though for those paying 30-50%above income, don't quite meet the 10%threshold for cost burdened; however; Black/African American populations are 19% higher in severe cost burden. This indicates a much greater level of need for these households in the City that are severely cost burdened. NA-30 Disproportionately Greater Need: Discussion —91.205(b)(2) Are there any Income categories in which a racial or ethnic group has disproportionately greater need than the needs of that income category as a whole? In the Needs Assessment, several racial and ethnic groups had disproportionately greater needs than the needs of the population as a whole at that income category. Sections NA-15 through NA-25 identify populations experiencing disproportionately greater needs. Income groups are listed, followed by the percent of households experiencing the problem and the number of households surveyed. Housing Problems 0-30%AMI (80%, HH=2,525) • Asian (100%, HH=65) • American Indian, Alaska Native (100%, HH=4) • Hispanic (100%, HH=85) Housing Problems 30-50%AMI (54%, HH=3,530) • Black/African American (69%, HH=65) • American Indian, Alaska Native (100%, HH=25) • Pacific Islander (100%, HH=4) Housing Problems 50-80%AMI (27%, HH=5,275) • Black/African American is just below threshold of 10%(9%, HH=39) Severe Housing Problems 0-30% (64%, HH=2,525) • Asian (94%, HH=64) • American Indian, Alaska Native(100%, HH=4) • Hispanic (82%, HH=85) Severe Housing Problems 30-50%AMI (22%, HH=3,525) • Black/African American (42%, HH=60) • Pacific Islander (100%, HH=4) • Hispanic (35%, HH=115) Approximately one quarter of the households in Dubuque experience cost burden, and it is the most widely experienced problem among all income categories, particularly among rental households. In general, minority populations experience a disproportionately higher percentage of housing problems compared to the population as a whole. African American populations in Dubuque are much more likely to rent than own a home. According to the American Community Survey, 11%of Black/African American populations owned their home compared to 74%of White (not Hispanic or Latino) population. In order for the City to effectively reach Black/African American populations and reduce housing problems among this population,efforts to provide quality, affordable rental housing must be addressed. Hispanic populations experience housing problems at a higher rate as well. The ACS estimates 65%of Hispanic households are renter occupied. A targeted approach to address affordability of rental units would likely benefit minority populations as a whole, including the small samples sizes of Asian, American Indian, Alaska Native, and Pacific Islander. If they have needs not identified above, what are those needs? An unidentified need experienced is the income gap between African American and White median family income in Dubuque, with black families having 75% less income than white families. This need is not present for Hispanic families,as Hispanic families have slightly more (about 7%) income than white families. This information suggests a combination of affordable housing and economic development/educational/skills training opportunities would be beneficial to African American populations. Are any of those racial or ethnic groups located in specific areas or neighborhoods in your community? Racial/Ethnic Concentration of Poverty Areas This indicator identifies any geographical area that exceeds benchmark standards for concentrated areas with residents who are not non-Hispanic Whites, i.e. residents of color generally assumed to be in the minority of the nation's population. Analyzed at the blockgroup level, the HUD R/E benchmark for Dubuque is a concentration of residents of color greater than 50% because Dubuque is a micropolitan area. No blockgroup or tract in Dubuque City is estimated to have R/E concentrations above 50%, thus technically no area can be classified as a R/E-CAP in Dubuque using the official HUD, highest benchmark. The Poverty Concentration threshold for Dubuque's blockgroups is 37.7%, established as three times the average of the blockgroups' percent of individuals with incomes below the poverty level. Using the lower R/E concentration of 20% established by HUD for smaller areas, the analysis identifies two blockgroups out of 63, (Tract 1 - Blockgroup 1, Tract 5 - Blockgroup 4), that cross the R/E-CAP concentration thresholds. Three others just fall short of the Poverty threshold and merit attention: (Tract 6 - Blockgroup 2, Tract 5-Blockgroup 3, Tract 1-Blockgroup 3). -Cappell Statistical Consulting Maps of areas of racial and poverty concentration are available in section SP-10. The maps illustrate there are areas of racial and poverty concentration, primarily in the downtown areas of Dubuque. In Census Tract 5, 24.7% of residents are Racial/Ethnic Minorities and 32.40/0 of residents have an income below the poverty level. In Tract 1, 31.3% of residents are Racial/Ethnic Minorities and 35.8% of residents have an income below poverty level. City of Dubuque Source of Income Sub - committee Community Engagement Plan Co-created by: Lisa Eubanks, Kathy Sutton,Jerry Maro,Jim Holz,Anthony Allen, Kelly Larson,Jerelyn O'Connor and Nikola Pavelic Facilitated by: Nikola Pavelic and Jerelyn O'Connor Contents CEtimeline................................................................................................................................................................................................................. 2 EngagementPlan Summary....................................................................................................................................................................................... 3 CommunityEngagement Plan (detail):...................................................................................................................................................................... 5 Todo list.....................................................................................................................................................................................................................9 CE timeline I I I 4- April April 2015 May 2015 June 2015 July 2015 August 2015 September October 2015 Plan Plan Plan Plan Implement 2015 Synthesize and Implement write report for lfull committee Begin taking care of Evaluate engagement logistics Source of Income sub-committee purpose: A. Gather data related to source of income ordinance by creating and implementing public engagement opportunities with key stakeholders. B. Then lay out for the full committee a holistic picture of the issues based on the public engagement information so that the full committee can conduct a policy analysis and make an informed and balanced recommendation. Engagement Plan Summary Goals for Community Engagement 1. Participants will be able to name 1 or more reasons the source of income ordinance is being discussed. 2. Capture from each target group 3 or more: a. reasons they think a source of income ordinance is or is not needed b. impacts they think a source of income ordinance would have c. ideas on what would be needed to make an ordinance work for them, if one were passed Facilitators will be instructed to tease out and listen for the following: a. personal experiences on what "safe", "quality', "suitable', "accessible," housing means b. stories of how each tenant and landlord is/isn't contributing to the community and background on why 5 community groups identified • Landlords (Landlord Association) • Tenants (Resident advisory board; neighborhood associations; N2N; Circles) • Financial institutions (Mortgage Lending Group) • Realtors (Board of Realtors) • Areas with highest density of rental units or areas for adaptable re-use (businesses, homeowners, landlords not part of association, owners of underutilized or substandard properties) The identified groups above will be engaged in the following ways: • Imperative to educate/bring to awareness this to the key stakeholders prior to asking them to engage (1st opp. for education/context) • Survey (online and offline) via library, water bill, etc; in person gatherings o Host separate stakeholder meetings with landlords and tenants; have 4 meetings where all public can attend as well as the two stakeholder groups o Have gatherings in separate geographical locations and on bus route • Financial institutions, realtors can be sent a survey/mailer Community engagement type: • Inform (first)-to provide the public with balanced and objective information to assist them in understanding the problem, alternatives, opportunities, and/or solutions. • Consult (ultimate)-to obtain public feedback on analysis, alternatives, and/or decisions. Learning: • All stakeholders may not have a high turnout to an event (should we consider going to those with high ramifications if not involved like landlords, tenants?) Community Engagement audiences (detail): groupCommunity Location, Landlords 1. Landlord Association 1. Jerry 2. Non association 2. Housing members Tenants 1. Resident advisory 1. Ask housing board 2. Jerelyn 2. Neighborhood 3. Jerelyn associations 4. Ermina 3. N2N program 5. Housing 4. Circles 6. Housing 5. Voucher wait list 7. Housing 6. Annual review 8. Marketing 7. Veteran 9. Marketing administration 10. Marketing 8. Disability benefits 9. Retirement benefits 10. Social Security benefits Financial institutions • Mortgage lending Housing will let us know group Realtors • Board of Realtor • Joe ? General public with 1. Businesses • Use GIS to figure out highest density of rental 2. Homeowners high density of units or areas for 3. Landlords not part of rental units and adaptable re-use association connect with those 4. Owners of businesses and underutilized or homeowners (nikki) substandard • Landlord licensing properties (Housing) Facilitator: Host: Marketing coordinator: Data coordinator (capture, prep, synthesize): Translation needs for groups: Childcare needs for groups: Transportation needs for groups: Room set-up requirements for the groups: Materials to bring for the groups: Community Sub groups Name or role Degree of involvement? Serious ramifications of members groups groups? Landlords 1. Landlord 1. Jerry 1. High but low turnout High Association 2. Housing 2. High but low turnout High 2. Non association members Tenants 1. Resident 1. Ask 1. Low-medium and 1. High advisory board housing low turnout 2. High 2. Neighborhood 2. Jerelyn 2. Low because not on 3. High associations 3. Jerelyn radar 4. High 3. N2N program 4. Ermina 3. Low because not on 5. High 4. Circles 5. Housing radar 6. High 5. Voucher wait 6. Housing 4. Low because not on 7. ? list (only those 7. Mark: radar 8. ? who live here Freedom 5. Low because not on 9. ? and have been Center radar 10. ? on wait list for 8. Marketing 6. Low because not on a year or less) 9. Marketing radar 6. Annual review 10. Marketing 7. Low because not on of all Section 8 radar participants 8. Lowe because not on 7. Veteran radar administration 9. Low because not on 8. Disability radar benefits 10. Low because not on 9. Retirement radar benefits 10. Social Security benefits Financial 1. Mortgage Housing will let • Low because not on • Low institutions lending group us know radar Realtors 1. Board of • Joe ? • Low because not on • Low-medium Realtor radar General 1. Businesses • Use GIS to • Low because not on 1. Medium public with 2. Homeowners figure out radar 2. Medium highest 3. Landlords not high 3. Medium density of part of density of 4. Medium rental units association rental units or areas for 4. Owners of and adaptable underutilized connect re-use or with those substandard businesses properties and homeowne rs (nikki) • Landlord licensing (Housing) Source for communication: landlord licensing list program; list of voucher program recipients; DHS, new View, Churches, St. Vincent To do list Pre engagement experience: • Finish risks • Finalize CE technique and logistics to make it all happen • Choose evaluation • Make decisions on CE techniques and logistics (issues forum decisions, etc) • Go through Erica's handouts and landlord input to decide how to integrate (share what w landlords; ask them what; etc) • Kelly get data on change in landlords who accept section 8 • Crenna define income and entitlement • Create Qand A handout (one for overall project and one for subcommittee) Notes for communication: • Source for communication: landlord licensing list program; list of voucher program recipients; Post engagement experiences: 1. Capture and synthesize the data into usable findings and integrate into overall project 2. Follow up with groups and show how their input was integrated 3. Schedule time with Nikola to go through the evaluation portion of the CE toolkit THE MYOFF Dubuque DTL E NI-nmeencaCAY Masterpiece on the Mississippi 2007•20U•2013 MEMORANDUM TO: Source of Income Committee FROM: Laura Carstens, Planning Services Manager SUBJECT: Housing Choice Voucher/Landlord Policy Sub-Committee Report DATE: October 14, 2015 INTRODUCTION This memo provides a report on work completed by the Housing Choice Voucher/Landlord Policy Sub-Committee. This report is being provided for review at the Source of Income (SOI) Committee meeting on October 22, 2015 to help determine next steps. BACKGROUND In December 2014, the Dubuque City Council appointed a Source of Income Committee to review the issue that had been discussed between the Human Rights Commission and the Dubuque Landlords Association. The City Council chose members from various City Commissions to review the issue as a Source of Income Committee, and then provide a recommendation for a demonstration project. The Source of Income Committee was divided into three Sub-Committees. One to conduct a source of income analysis, a second to focus on an analysis of policies, and a third to analyze the Section 8/ Housing Choice Voucher (HCV) program and landlord administrative policies. The HCV/Landlord Policy Sub-Committee is comprised of the following Community Members and City Staff members: • Teresa Caldwell, Community Development Advisory Commission • Tom LoGuidice, NAACP • John Pregler, Long Range Planning Advisory Commission • Tom Smith, Dubuque Landlords Association • Patrick Norton, Zoning Advisory Commission. • Alvin Nash, Housing and Community Development Director • Laura Carstens, Planning Services Manager AREAS OF FOCUS The HCV/Landlord Policy Sub-Committee identified 3 Areas of Focus, as follows: 1. Data Collection • Collect data on property damage by Section 8 and other income sources • Collect data on property damage by non-Section 8 tenants subject to garnishment • Collect data and information from Dubuque Landlords Association 2. Review Research • Examine research by Human Rights Commission for further investigation • Establish acceptable definition of what is and isn't "income" 3. Evaluation Process for Proposed Community Solution(s) • Detail process to evaluate proposed community solution(s) from various perspectives • Examine how to apply proposed community solution(s) to various tenant groups • Landlords voluntarily test community solution(s) and track/report results DATA COLLECTION The sub-committee reviewed data on Source of Income ordinances and alternative community solution(s). The HCV/Landlord Policy Sub-Committee determined that the best source of data collection would be a survey. The Sub-Committee spent considerable time developing the enclosed survey of residential rental property owners and managers licensed in the City of Dubuque. The purpose of the survey is to help achieve these Community Goals: 1) ensure access to quality, affordable rental housing; and 2) further fair housing. The intent is to identify, understand and address issues about the sources of income that property owners and managers may have when evaluating potential tenants. All property owners and managers will be encouraged to complete this CONFIDENTIAL survey. The Housing and Community Development Department will distribute the survey in January 2016 with the 3,200-piece mailing for rental license renewals. RESEARCH The HCV/Landlord Policy Sub-Committee reviewed the enclosed Overview of the Housing Choice Voucher (HCV) Program with information from the City's web site: • HCV fact sheet from U.S. Department of Housing & Urban Development (HUD), • the City's HCV eligibility guidelines and application, and • the four-page section on Sustainable Living taken from the 2014 City Focus issue on the Housing and Community Development Department. The Sub-Committee also reviewed the enclosed Equity Profile: Housing Snapshot and learned about the Housing and Community Development Department's plans for: • Re-branding of the Section 8/ HCV program in the community, • Use of the Greater Dubuque Development Corporation's concierge service to welcome and orient people to the community and the HCV program, and • A City Life program exclusively for HCV participants. The HCV/Landlord Policy Sub-Committee members were briefed on the City of Dubuque's Voluntary Compliance Agreement (VCA) with HUD regarding 17 findings about the fairness of the City's HCV program. The Sub-Committee alsoreviewed and discussed the City Council Record for the Source of Income Proposal/Alternative Process previously provided to the SOI Committee. Enclosures cc: Alvin Nash, Housing and Community Development Director Kelly Larson, Human Rights Director Crenna Brumwell, Assistant City Attorney 2 Housing Choice Voucher — Program Overview What is the Housing Choice Voucher? The Housing Choice Voucher (HCV) is the federal government's major program to assist families and individuals in finding decent, safe, and affordable housing in the private sector. Since housing assistance is provided on behalf of the family or individual, participants are able to find their own housing, including single-family homes, townhouses and apartments. See the HUD Housing Choice Vouchers Fact Sheet (Att. A)to learn more. The City of Dubuque Housing and Community Development Department has 1,063 vouchers to assist very low-income families and individuals. Eligibility, Application, and Waiting List Eligible applicants are in the very low-income (50%) bracket according to the enclosed Eligibility Guidelines (Att. B) set forth by the federal government. Applicants must also be 18 years of age, and are screened according to the enclosed City of Dubuque admissions policy (Att. C)to determine final eligibility at time of voucher issuance. Applicants apply by filling out the enclosed form (Att. D) and submitting all required documentation. A completed application is placed on a waiting list according to the date and time that it is submitted, and then a number is sent to the applicant. Notice is mailed to an applicant when his/her name reaches the top of the waiting list. Voucher Payment Standards, Exception Rents and Available Units Voucher Payment Standards are the top subsidy limits set that the Housing Authority can pay on a certain size of unit. Below are the voucher payment standards for the City of Dubuque effective 01/01/2015. (SRO = Single Room Occupancy) Bedroom Size Voucher Payment Standard 0 $459 1 $568 2 $737 3 $988 4 $1,147 5 $1,319 Manufactured Home $294 SRO $344 Housing Choice Voucher — Program Overview Exception Rents Did you know the Housing Choice Voucher can pay a little more for rent in certain areas of town? Because rent tends to be more expensive some places, HUD granted the City permission to raise the Voucher Payment Standard for certain areas; these are called Exception Rents. The enclosed map (Att. E) outlines the areas of Dubuque where the City can pay a little bit more than for a similar rental unit located outside of these areas. Enclosed is a list of available rental units (Att. F). Voucher holders are not limited to choosing a unit from this list; it is provided as a courtesy to tenants and landlords. This list is updated every Tuesday. Additional Resources Iowa Housing Search is a free resource to help you find a rental home that fits your needs and budget (Att. G). Source: City of Dubuque Web Site 4/15/15 Housing Choice Vouchers Fact Sheet Att. A U.S. Department of Housing and Urban Development (HUD) What are housing choice vouchers? The housing choice voucher program is the federal government's major program for assisting very low-income families, the elderly, and the disabled to afford decent, safe, and sanitary housing in the private market. Since housing assistance is provided on behalf of the family or individual, participants are able to find their own housing, including single-family homes, townhouses and apartments. The participant is free to choose any housing that meets the requirements of the program and is not limited to units located in subsidized housing projects. Housing choice vouchers are administered locally by public housing agencies (PHAs). The PHAs receive federal funds from the U.S. Department of Housing and Urban Development (HUD) to administer the voucher program. A family that is issued a housing voucher is responsible for finding a suitable housing unit of the family's choice where the owner agrees to rent under the program. This unit may include the family's present residence. Rental units must meet minimum standards of health and safety, as determined by the PHA. A housing subsidy is paid to the landlord directly by the PHA on behalf of the participating family. The family then pays the difference between the actual rent charged by the landlord and the amount subsidized by the program. Under certain circumstances, if authorized by the PHA, a family may use its voucher to purchase a modest home. Am I eligible? Eligibility for a housing voucher is determined by the PHA based on the total annual gross income and family size and is limited to US citizens and specified categories of non-citizens who have eligible immigration status. In general, the family's income may not exceed 50% of the median income for the county or metropolitan area in which the family chooses to live. By law, a PHA must provide 75 percent of its voucher to applicants whose incomes do not exceed 30 percent of the area median income. Median income levels are published by HUD and vary by location. The PHA serving your community can provide you with the income limits for your area and family size. During the application process, the PHA will collect information on family income, assets, and family composition. The PHA will verify this information with other local agencies, your employer and bank, and will use the information to determine program eligibility and the amount of the housing assistance payment. If the PHA determines that your family is eligible, the PHA will put your name on a waiting list, unless it is able to assist you immediately. Once your name is reached on the waiting list, the PHA will contact you and issue to you a housing voucher. How do I apply? If you are interested in applying for a voucher, contact the local PHA. For further assistance, please contact the HUD Office nearest to you. Local preferences and waiting list - what are they and how do they affect me? Since the demand for housing assistance often exceeds the limited resources available to HUD and the local housing agencies, long waiting periods are common. In fact, a PHA may close its waiting list when it has more families on the list than can be assisted in the near future. 1 Housing Choice Vouchers Fact Sheet Att. A U.S. Department of Housing and Urban Development (HUD) PHAs may establish local preferences for selecting applicants from its waiting list. For example, PHAs may give a preference to a family who is (1) homeless or living in substandard housing, (2) paying more than 50% of its income for rent, or (3) involuntarily displaced. Families who qualify for any such local preferences move ahead of other families on the list who do not qualify for any preference. Each PHA has the discretion to establish local preferences to reflect the housing needs and priorities of its particular community. Housing vouchers - how do they function? The housing choice voucher program places the choice of housing in the hands of the individual family. A very low-income family is selected by the PHA to participate is encouraged to consider several housing choices to secure the best housing for the family needs. A housing voucher holder is advised of the unit size for which it is eligible based on family size and composition. The housing unit selected by the family must meet an acceptable level of health and safety before the PHA can approve the unit. When the voucher holder finds a unit that it wishes to occupy and reaches an agreement with the landlord over the lease terms, the PHA must inspect the dwelling and determine that the rent requested is reasonable. The PHA determines a payment standard that is the amount generally needed to rent a moderately- priced dwelling unit in the local housing market and that is used to calculate the amount of housing assistance a family will receive. However the payment standard does not limit and does not affect the amount of rent a landlord may charge or the family may pay. A family which receives a housing voucher can select a unit with a rent that is below or above the payment standard. The housing voucher family must pay 30% of its monthly adjusted gross income for rent and utilities, and if the unit rent is greater than the payment standard the family is required to pay the additional amount. By law, whenever a family moves to a new unit where the rent exceeds the payment standard, the family may not pay more than 40 percent of its adjusted monthly income for rent. The rent subsidy The PHA calculates the maximum amount of housing assistance allowable. The maximum housing assistance is generally the lesser of the payment standard minus 30% of the family's monthly adjusted income or the gross rent for the unit minus 30% of monthly adjusted income. Can I move and continue to receive housing choice voucher assistance? A family's housing needs change over time with changes in family size, job locations, and for other reasons. The housing choice voucher program is designed to allow families to move without the loss of housing assistance. Moves are permissible as long as the family notifies the PHA ahead of time, terminates its existing lease within the lease provisions, and finds acceptable alternate housing. Under the voucher program, new voucher-holders may choose a unit anywhere in the United States if the family lived in the jurisdiction of the PHA issuing the voucher when the family applied for assistance. Those new voucher-holders not living in the jurisdiction of the PHA at the time the family applied for housing assistance must initially lease a unit within that jurisdiction for the first twelve months of assistance. A family that wishes to move to another PHA's jurisdiction must consult with the PHA that currently administers its housing assistance to verify the procedures for moving. Roles - the tenant, the landlord, the housing agency and HUD Once a PHA approves an eligible family's housing unit, the family and the landlord sign a lease and, at the same time, the landlord and the PHA sign a housing assistance payments contract that runs for the same term as the lease. This means that everyone -- tenant, landlord and PHA -- has obligations and responsibilities under the voucher program. 2 Housing Choice Vouchers Fact Sheet Att. A U.S. Department of Housing and Urban Development (HUD) Tenant's Obligations: When a family selects a housing unit, and the PHA approves the unit and lease, the family signs a lease with the landlord for at least one year. The tenant may be required to pay a security deposit to the landlord. After the first year the landlord may initiate a new lease or allow the family to remain in the unit on a month-to-month lease. When the family is settled in a new home, the family is expected to comply with the lease and the program requirements, pay its share of rent on time, maintain the unit in good condition and notify the PHA of any changes in income or family composition. Landlord's Obligations: The role of the landlord in the voucher program is to provide decent, safe, and sanitary housing to a tenant at a reasonable rent. The dwelling unit must pass the program's housing quality standards and be maintained up to those standards as long as the owner receives housing assistance payments. In addition, the landlord is expected to provide the services agreed to as part of the lease signed with the tenant and the contract signed with the PHA. Housing Authority's Obligations: The PHA administers the voucher program locally. The PHA provides a family with the housing assistance that enables the family to seek out suitable housing and the PHA enters into a contract with the landlord to provide housing assistance payments on behalf of the family. If the landlord fails to meet the owner's obligations under the lease, the PHA has the right to terminate assistance payments. The PHA must reexamine the family's income and composition at least annually and must inspect each unit at least annually to ensure that it meets minimum housing quality standards. HUD's Role: To cover the cost of the program, HUD provides funds to allow PHAs to make housing assistance payments on behalf of the families. HUD also pays the PHA a fee for the costs of administering the program. When additional funds become available to assist new families, HUD invites PHAs to submit applications for funds for additional housing vouchers. Applications are then reviewed and funds awarded to the selected PHAs on a competitive basis. HUD monitors PHA administration of the program to ensure program rules are properly followed. Additional Information and other subsidy programs For additional information about the voucher program, contact either the local PHA serving your community or the Office of Public Housing within your local HUD office. There may be a long wait for assistance under the housing voucher program. If the PHA also administers the public housing program, applicants for the housing choice voucher program may also ask to be placed on the waiting list for the public housing program. HUD also administers other subsidized programs and you may obtain a list of programs in your area from the Office of Housing at your local HUD office. What regulations cover this program? Regulations are found in 24 CFR Part 982. Source: http://portal.hud.gov/hudportal/HUD?src=/program_affices/public_indian_housing/programs/hcv/about/fact_sheet 3 Eligibility Guidelines Att. B Many of the programs and services that the City offers have income requirements that must be met in compliance with the grant that the funding is available through. FY 2015 Income Limits Summary for Dubuque, IA as set by HUD. Median Income is$65,700. Persons in 1 2 3 4 5 6 7 8 Household 30%Income Limits $13,900 $15,930 $20,090 $24,250 $28,410 $32,570 $36,730 $40,890 50%Income Limits $23,100 $26,400 $29,700 $33,000 $35,650 $38,300 $40,950 $43,600 80%Income Limits $37,000 $42,250 $47,550 $52,800 $57,050 $61,250 $65,500 $69,700 The following programs are available to households with no income limitations: Washington Neighborhood Programs: Homeowner Rehabilitation & Homeowner Purchase Programs Historic Preservation Revolving Loan Fund Dubuque Circles Initiative The following programs are available to households with income at or below 50%: Rental Assistance Programs Homeowner Programs Housing Choice Voucher(Section 8) First-Time Homeowner Down Payment Assistance Moderate Rehabilitation Program Homeowner Rehabilitation Loan Program Project Based Voucher Program Home Repair Program Special Needs Assistance Program (Shelter Plus Care) Housing Choice Voucher Homeowner Program Rental Unit Rehabilitation Program* The following programs are available to households with income at or below 80%: Rental Assistance Programs Homeowner Programs Rental Unit Rehabilitation Program* First-Time Homeowner Down Payment Assistance Homeowner Rehabilitation Loan Program Home Repair Program Housing Choice Voucher Homeowner Program *Rental Unit Rehabilitation: Property owner must apply for this program. Units must be occupied by families with income at or below 80%of area median income. Income eligibility is determined based on tenant income, not the landlord's income. Att. C Section 8 Administrative Plan - City o£Duhugue SECTION V ELIGIBILITY AND DENIAL OF ASSISTANCE July 2012 A. Eligibility Requirements The following affect final eligibility determinations: 1. Familv definition: Only applicants who meet the HA's definition of family are eligible 2. Income limits: The household's annual income may not exceed the applicable income limit as established by HUD. 3. Citizenship Status: The applicant must meet the documentation requirements of citizenship or eligible immigration status. 4. All forms must be completed and accompanied by verifications. 5. Federally mandated prohibitions to the program. Final determination shall be made once the applicant reaches the top of the waiting list, in preparation of voucher issuance. Final determination shall include criminal background investigation and verification of income and assets, household members and local preference points claimed. B. Denial of Assistance Denial of Assistance includes: 1. Denial or withdrawal of listing on the waiting list 2. Denial or withdrawal of a voucher 3. Refusal to enter into a HAP contract or approve a unit; and 4. Refusal to process or provide assistance through portability C. Assistance must be denied for each of the following reasons according to Federal Regulations: 1. The applicant does not meet the eligibility criteria described in Section II Program Eligibility Guidelines and Section A(above). 2. Any adult family member refuses to sign or submit required consent forms 3. Any family member has been identified by City of Dubuque Police Department as manufacturing or producing methamphetamine on the premises of an assisted housing unit(including the building or complex in which the unit is located and the associated common areas and grounds). 4. Any family member is subject to a lifetime registration requirement under a sex offender registration program. (HA policy is to deny any family member that is subject to any registration requirement under a sex offender registration program.) 5.Eviction for drug-related criminal activity: Persons evicted from public housing or any Section 8 program for drug-related criminal activity are ineligible for assistance for at least three years from the date of the eviction. Section V Page 1 Section 8 Administrative Plan - City o£Dubugue D. Assistance shall be denied for the following reasons and time limits according to City of Dubuque Section 8 Administrative Plan: 1. Any previous participant or applicant that had been determined to be ineligible for Section 8 that was notified in writing of the reason for his/her ineligibility and of his/her right to request an Informal Hearing shall be held accountable to the terms and time limits of the previous notice or hearing. 2. Any applicant that commits fraud in connection with the Section 8 Program or any Federally funded rental assistance program (administratively proven). Fraud is defined as intentionally misrepresenting or omitting the disclosure of income, assets, allowances, household members. Fraud also includes intentional failure to report the disqualifying involvement in i. violent criminal activity or ii. drug-related criminal activity or iii. criminal activity associated with alcohol abuse that interferes or could interfere with the health, safety, or right to peaceful enjoyment of the premises by other residents while under the influence of alcohol. Any applicant who misrepresents information or does not fully disclose information, such as but not limited to criminal activity as stated above, family composition, family income, current residency and previous addresses shall be determined to be ineligible for participation in the Assisted Housing Program. Application shall be denied for three years from the date of HA notification. a. Any applicant shall be provided with written notice and a chance to respond to the allegation of fraud through the appeal process. All information provided by the applicant must be true and complete. The applicant is responsible for any verification or certification requested by the Housing Agency. Any information provided by the applicant that cannot be verified and certified shall be considered incomplete and unacceptable. Proof of tenancy at another address of any unauthorized person shall be required, to be verified by the owner/landlord of the property address where the person claims residency. Verifications must be submitted within the time limits specified on the written notice provided to the applicant or participant. If the applicant fails to respond or fails to provide verifications as requested by the Housing Agency, a determination shall be made based on the records and documents already on file. 3. Any applicant who misrepresents information by failing to report information, omits information, reports incorrect or incomplete information or fails to report changes will be denied placement on the waiting list or will be removed from the waiting list if the information would directly affect eligibility or consists of omission of full disclosure of household composition. The denial shall be the greater of three years from the date of HA notification or until the applicant is deemed eligible according to guidelines defined in the Administrative Plan. 4. Any applicant owing monies to the City of Dubuque Housing Agency and refusing to enter into a repayment agreement or fails to make payments as agreed Section V Page 2 Section 8 Administrative Plan - City o£Dubugue upon in a repayment agreement shall be denied assistance. The HA will prescribe the terms of the repayment agreement. 5. Any applicant engaging in or threatening abusive or violent behavior towards HA staff or property shall be denied assistance. All persons are to be treated with respect. Any person using profanity or raising his/her voice to the point of disrupting the office will be asked to refrain from such usage, asked to leave the office, or will be determined ineligible if the request to stop is ignored. These types of behavior will be considered abusive. 6. Any applicant that had been evicted from public housing, Indian housing, Section 23, Section 8, or any federally funded program because of drug-related criminal activity shall be ineligible for a three-year period beginning on the date of such eviction. 7. Any applicant/participant that has been identified by the City of Dubuque Police as manufacturing or producing methamphetamine on the premises of an assisted housing unit in violation of any Federal or State law. "Premises" is defined as the building or complex in which the dwelling unit located, including common areas and grounds. The applicant/participant shall be permanently terminated from participation in the Section 8 Voucher or Moderate Rehabilitation or Project Based Voucher programs. 8. Any applicant that has received assistance under the Section 8 Existing Housing Program while occupying, or receiving assistance for occupancy of, any other unit assisted under any Federal housing assistance program (including any Section 8 Program) or receives any type of welfare assistance from another area which would indicate residency in another jurisdiction while receiving rental assistance from the City of Dubuque shall be denied for three years from the date of the previous termination. 9. Any applicant refuses to sign and submit mandatory consent forms. 10 Any applicant fails to submit evidence of citizenship or eligible immigration status by a specified date, or by the expiration of any extension granted. 11. Any applicant does not consist of at least one family member that has been verified with an eligible immigration status through the primary and secondary verification process of the INS. 12. Any applicant evicted from apublic housing or Section 8 program shall be ineligible for three years from the date of the eviction. 13. Any applicant or household member does not meet the standards listed below for family behavior or suitability for participation. 14. If the applicant or any household member has an active warrant in the NCIC system for any disqualifying offense, the applicant will be deemed ineligible to receive a Voucher until the warrant has been satisfied. The applicant file will be held for 60 days to allow satisfaction of the active warrant. 24CFR982.552: Applicant screening. The PHA may at any time deny program assistance for an applicant in accordance with the PHA policy, as stated in the PHA administrative plan, on screening of applicants for family behavior or suitability for tenancy. Section V Page 3 Section 8 Administrative Plan - City o£Dubuque The City of Dubuque shall deny an applicant if any member of the household has been charged twice within a 12 month period for disturbances of the peace, disorderly conduct, creating a public nuisance or interference with official acts. Time limitations for family behavior shall be the same limitations as defined under prohibited criminal activity. The City of Dubuque shall also deny an applicant if any member of the household has been charged or convicted of theft, forgery, identity theft, unauthorized use of credit cards, deceptive practices or fraud within the time limitations as defined under prohibited criminal activity. E. Criminal Background Process Every applicant family must submit a consent form signed by each adult member of the household and be determined eligible according to the City of Dubuque Administrative Policy. The applicant will be asked to supply residency information for the previous three (3) years. The City of Dubuque Housing& Community Development Section 8 Investigator will conduct a background check on all adult applicants. All applicants residing in states that do not have free Internet access to its database (from other states)will be required to self-certify information regarding any criminal background histories. All information will be verified by the Section 8 Investigator. Staff will also conduct searches for sex offenders on the Iowa and national sex offender list. All household members including juveniles shall be subject to criminal and behavioral background checks if there is a preponderance of evidence that would indicate the household member is not eligible. 1. Ineligibility due to Criminal Background Application will be denied for the following violations: If the applicant engages in or has engaged in: i. any drug-related criminal activity ii. any violent criminal activity iii. any criminal activity associated with alcohol abuse except that criminal activity associated with alcohol must include evidence that the alcohol abuse interferes or could interfere with the health, safety, or right to peaceful enjoyment of the premises by other residents while under the influence of alcohol iv. any forcible felony as defined by the Iowa Code 702.11 Drug-related criminal activity means the illegal manufacture, sale, distribution, use of a drug, or the possession of a drug or drug paraphernalia including civil infractions. Drug means a controlled substance as defined in section 102 of the Controlled Substances Act(21 U.S.C. 802). Section V Page 4 Section 8 Administrative Plan - City o£Dubugue Any individual(s) identified by the City of Dubuque Police Dept. or convicted of manufacturing or producing methamphetamine (speed) on the premises of a federally assisted unit shall be permanently denied admission to the Section 8 Voucher, Moderate Rehabilitation and Project Based Voucher programs. (Limitations listed below do not pertain to this section.) Violent criminal activity includes any criminal activity that has as one of its elements the use, attempted use, or threatened use of physical force against the person or property of another; any abusive behavior or threats of physical harm or sexual assault; any abuse of a child or dependent person including the neglect, abandonment, or endangerment of that person. Endanger the life, safety or welfare of other persons includes, but is not limited to: A) Sexual Abuse B) Domestic Abuse C) Assault D) Stalking E)Neglect, Abandonment or Abuse of a Child F) Homicide or Manslaughter G) Mayhem H) Arson 1) Commission of a Crime with a Weapon J) Burglary K) Trespass L) Vandalism M) Criminal Mischief N) Disorderly Conduct- fighting O) Interference with official acts causing injury A conviction for domestic abuse/assault will not constitute cause for denial of application if the Family member can demonstrate that he or she has received treatment from a recognized counseling program and no longer engages in violent criminal activity.(Rev. 12/97) The HA shall consider the family member to be continuing to engage in violent criminal activity if the family member has attended and completed a treatment program two times in the past and thereafter is charged with or convicted of abuse/assault. Denial of application or termination of participation shall be within the time guidelines as listed in this plan. (Rev.June 2001) Criminal activity associated with alcohol abuse includes any criminal activity that interferes or could interfere with the health, safety, or right to peaceful enjoyment of the premises by other residents while under the influence of alcohol. Criminal activity associated with alcohol abuse will not constitute cause for denial of application if the family member can demonstrate that he or she has received treatment from a recognized treatment/counseling program and no longer engages in Section V Page 5 Section 8 Administrative Plan - City o£Dubugue abusive alcoholic intake. (Rev. 12/97) Juvenile family members shall not be considered engaging in a criminal activity unless the actions of the juvenile result in the filing of a Petition under Iowa Code Section 232.35 alleging the child has committed a delinquent act. If the complaint is handled through the informal adjustment process of Iowa Code Section 232.29 and satisfactorily completed, the activity shall not be considered to be criminal activity. However, if the juvenile family member(s) engages in conduct as evidenced by referrals to the juvenile court system for public disturbances, disorderly conduct, violent activity or drug-related activity, the applicant household will be deemed unsuitable for tenancy in the Section 8 Rental Assistance Program. Time limitations for family behavior shall be the same as the limitations for criminal activities as listed below. Time Limitations of denial for disqualifying behavioral and criminal activities listed above: a. Any applicant with two or more charges and/or convictions classified as simple misdemeanors within a twelve-month period prior to the date the HA provides notice to an applicant of the determination to deny admission shall be denied for one year from the date of the most recent offense. b. Any applicant with any convictions that are classified as more than simple misdemeanors but less than felony convictions within a three-year period prior to the date the HA provides notice to an applicant of the determination to deny admission shall be denied for three years from the date of the offense. c. Applicants with any felony convictions shall not be eligible for participation for seven years from the date of the offense. Additionally applicants with any felony convictions must not have any charges or convictions of disqualifying criminal activity within seven years from the date of the Assisted Housing application. If the applicant had been institutionalized for the felony conviction, the applicant must not have any charges or convictions of disqualifying criminal activity within seven years from the release date. d. Applicants with any forcible felony charges within the last 12 months shall be denied for one year from the date of the HA notice. Forcible felony is defined under Iowa Code 702.11. Deferred judgment shall constitute a guilty conviction. Denial for Abuse/Assault/Violent sexual criminal activity involving a Minor: Any applicant charged with or convicted of sexual abuse, sexual assault or any other type of violent criminal sexual activity involving a minor child shall be denied admission to the Section 8 Programs for three years from the date of the offense unless the conviction is classified as a felony in which case the applicants shall not be eligible for participation for seven years from the date of the offense. Section V Page 6 Section 8 Administrative Plan - City o£Dubugue Additionally applicants with any felony convictions of sexual criminal activity involving a minor must not have any charges or convictions of drug-related or violent criminal activity within seven years from the date of the Assisted Housing application. If the applicant had been institutionalized for the felony conviction, the applicant must not have any charges or convictions of drug-related or violent criminal activity within seven years from the release date. However, if the charges are dismissed or the applicant is found not guilty,the applicant shall have the right to an informal hearing. Applicants charged with or convicted of sexual abuse, assault or any other type of criminal sexual activity involving a minor child shall also seek favorable review to determine eligibility for the Section 8 Program. Note: Admission is prohibited if any member of the household is subject to a registration requirement under a sex offender registration program. F. Outstanding Debts The family must have paid any outstanding debt owed to the HA or another HA from any previous tenancy in public housing or Section 8 or is currently honoring the conditions of a repayment agreement. For monies owed to the City of Dubuque, repayment agreements will be allowed if the amount owed is less than $3,000 and the applicant agrees to a repayment agreement with a minimum payment of$25.00 per month. The applicant must maintain current payments as agreed upon in the repayment agreement to remain eligible or to continue receiving assistance. G. Final Verification Process Applicants must complete the final application process before issuance of a Voucher. Once at the top of the waiting list, the applicant will be notified by mail and given 15 days to respond. Failure to respond shall result in the removal from the waiting list. Applicants must complete the full application, supply the HA with all verifications of household members, income, assets and allowances.Verifications of any preferences received must be current or within the requested time period. 1. Application. When staff estimates that aSection 8 Voucher will be available within the next several months, applicants will be invited to attend an interview to review the application, after which program eligibility will be determined and preference will be verified. 2. Verification of Eligibility and Preference Status. Each applicant household shall be required to provide all information and authorizations necessary to enable Section 8 staff to determine program eligibility and to verify the applicant's qualification for preference status. Verification shall be from third party sources whenever possible. All verifications must be completed before the family is issued a Voucher. Final determination of eligibility and issuance will depend upon the applicanfs ability to provide verification of preferences claimed, verification of all income and assets,verification of all allowable deductible expenses and verification of household composition. a. Each applicant household shall have abriefing session with amember of Section V Page 7 Section 8 Administrative Plan - City o£Dubuque the Section 8 staff. If the applicant fails to attend the scheduled interview appointment, the applicants file maybe withdrawn and the applicant will be required to reapply. No person shall be admitted to the briefing session if arriving late. Application shall be withdrawn if the applicant has scheduled two briefings and fails to keep any of the appointments. Any applicant sleeping in the briefing session shall be required to attend the briefing at another time and remain attentive throughout the briefing session. b. The Authority shall require the applicant to: (i) Provide verification of income, assets, exclusions and deductions from income; and preferences claimed. All applicants shall be required to provide a reasonable verification of their statements of income and assets. Staff is responsible to assure that all verifications are by athird party. (Exception: zero-income tenants are verified by a self-written statement, on a monthly basis.) All family income will be verified by use of letters, checks, and bank statements and through other sources that are authorized by applicants. The privacy of applicants cannot be guaranteed; however, all income amounts and medical information shall be considered confidential. Staff shall attempt to obtain third party verifications in writing or if necessary,by phone. If after a reasonable amount of time (20 days), staff is unable to obtain the verification, the applicant will be provided the opportunity to obtain the necessary verification. Applicants will be specifically advised as to the importance of receiving accurate information. (ii) Provide verification of family size, age and relationships;proof of age and/or disability and all other documents required by the Government which may affect the determination of income or family contribution towards rent to the extent necessary to give reasonable assurance of the accuracy of the applicant's statements. (iii) Disclose the Social Security Numbers of all family members six (6) years of age and older and provide staff with the social security cards for verification; (iv) Provide certification and/or documentation regarding U.S. citizenship/non-citizenship. C. The applicant is required to make available all pertinent information at his/her disposal to assist staff in verifying eligibility information and to authorize the release of information to the Housing& Community Development Department when necessary. However, the applicant shall not be penalized either by denial or unreasonable delay of assistance Section V Page 8 Section 8 Administrative Plan - City o£Dubuque solely because third party sources have failed to respond to requests for information. When the applicant and the Housing& Community Development Department staff have made all reasonable efforts to obtain information and the third party source has failed to respond, the Authority shall proceed with the processing of the application using the best available information or certification from the applicant. d. All information relative to income for eligibility, assets, family composition, preference and non-citizen status will be verified and shall be current for applicants within 60 days prior to issuance of a Voucher; and current for participants within 120 days for participants being recertified; all verified findings will be recorded in the applicant/tenant file. To determine family composition,bedroom size required and eligibility for allowances, all applicants will be required to submit birth records for all household members. Section V Page 9 Att. D Dreecm usu @ H 0 M E Masterpiece on the Mississippi a better way of living Dear Applicant: Thank you for your interest in the Assisted Housing Voucher Program. Enclosed is a complete application packet that will be used to determine your eligibility to be placed on the waiting list. After completing these forms, return them to our office along with copies of Social Security cards of all household members. Adult household members also need to submit a copy of a valid driver's license or state-issued picture ID. All persons under the age of 18 need a copy of their birth records. Unfortunately, if you fail to submit these documents with your application, we will not be able to process your application. Please do not leave any blank spaces or unanswered questions on the application; this will cause a delay in processing your application. You will be placed on the waiting list according to the date and time we receive your completed application and the preferences you have declared and verified on the "Certification of Applicant Preferences" form. When your name reaches the top of the waiting list, we will contact you so it is very important for you to notify us in writing of any changes that occur and especially, any address change — our mail is not forwarded. If we cannot contact you when your name reaches the top, we will withdraw your name from the waiting list. Once your name reaches the top of the waiting list, we will also conduct a criminal background check for all members of the household and determine final eligibility. To see the list of criminal violations that may affect your eligibility, please log on to our website at www.citvofdubugue.org/hcv. If you have any questions or need assistance in completing the enclosed forms, please call (563) 589-4230. Sincerely, Intake Specialist/Secretary Dubuque@Home is an initiative of the City of Dubuque Housing&Community Development Department 350 W.6`h St.,Dubuque,Iowa 52001 1 Phone: 563.690.6103 1 www.citvofdubuoue.org/dubuoueathome kiefferAcitvofdubuoue.ore(email) 563-589-4244(fax) Housing Choice Voucher Am I eligible? How do I apply? Visit the City of Dubuque's Housing The HousingChoice Voucher HCV Eligible applicants' annual income may (HCV) and Community Development Program receives federal funding to not exceed the very low (50%) income Department at 350 W. 6th Street, Suite assist very low-income families, the limits as determined by the Federal 312 anytime Monday-Friday from 8am- elderly, and the disabled with government on an annual basis. See 5pm to pick up an application or affordable, decent, safe, and sanitary the chart below for the current download the application from housing in the city of Dubuque. guidelines. www.cityofdubuque.org, go to: Government The HCV Program gives participants ➢ Departments A-H the opportunity to find their own •% ➢ Housing & Community housing, including single-family Household Income LimitDevelopment homes, townhouses, and apartments 1 $23,100 ➢ Rental Assistance whose property owners accept the ➢ Application housing subsidy. 2 $26,400 If you need assistance completing the • 11 application, our staff are prepared to While receiving rental assistance, help! participants have the opportunity to i $33,000 •••••••••••••••••••••••� engage in services and programming to work towards homeownership, 5 $35,650 ; Each tenant pays according to his or develop their skills, participate in her household's income. Generally their communities, and provide input 6 $38,300 the tenant will pay 30-40% of their to enhance the program. 1 1 adjusted income for rent and utilities. The remaining portion of • 11 the rent is paid by the Housing : Authority directly to the property �� �►. aP an �� ii ii , , As of 03/06/2015 : owner/manager. Your caseworker on �� �� ■ will further explain how this is determined when you're preparing How is rent calculated? •••••+ to go on the program. AL _� DTxecrtr of Du UB E llll�' _ Masterpiece on the Mississippi a bener way of living Housing Choice Voucher Program PRELIMINARY APPLICATION Family Composition: Head of Household Name: First M.I. Last Race (check all that apply): ❑White ❑African American ❑American Indian/Alaska Native ❑Asian ❑Native Hawaiian/Other Pacific Islander Hispanic: ❑ Yes ❑ No ❑ Male ❑ Female Are you disabled? ❑ Yes ❑ No Physical Address: Street Apt# City State Zip Mailing Address: Street Apt# City State Zip Phone Number: Other Contact Number: E-mail Address: Family Composition: List others that will be in the assisted unit's household if you are eligible for the program. If more space is needed please list on another sheet. If you are expecting a child,please list as"unborn child"and put your due date in the date of birth column and provide proof of pregnancy from your physician's office. Full Name Social Security Household Sex Date of Race Disabled Hispanic First M.1. Last Number Relationship Birth N - Y N - Y Who has Primary legal custody of all minors listed above? Dubuque@Home is an initiative of the City of Dubuque Housing&Community Development Department 350 W.6`h St.,Dubuque,Iowa 52001 1 Phone: 563.690.6103 1 www.citvofdubugue.org/dubugueathome kiefferAcitvofdubuoue.ore(email) 563-559-4244(fax) The City of Dubuque is required to determine whether to count a child as part of the family when a child lives with the family only part time. In this determination, we will consider any custody orders or agreements, and the amount of time the child spends with the applicant. If the child does not currently reside with the applicant, we will only consider the child part of the family only if there is evidence that the child would reside with the applicant if the applicant were admitted to the HCV program. NOTE: The same child cannot be claimed by more than one applicant(i.e., counted more than once in order to have a bedroom in two separate households). INCOME: List ALL household income below: Please check all applicable sources of income and assets for all household members. Put the amount you receive monthly before any deductions (Gross amount)from each source on the line neat to it. :1 Social Security $ C Unemployment$ :1 SSI $ C Alimony $ _ :1 Pension $ C Veteran's Benefits $ :1 Wages/Employment $ C FIP (TANF) Benefits $ Annuities $ Family Support $_ Child Support $ Food Stamps $ Self Employed $ Other (Please specify) $ :1 I/We have no sources of income Are you currently employed? ❑No ❑Yes If yes, list name & address of employer: Assets: If you do not have any assets, please put an X through this section or write N/A over this section. Type of Asset Cash Value of Asset Bank Name or Other Source Checking Accounts $ Savings Accounts $ Stocks, Bonds, CDs, Investment $ Life Insurance $ Other $ Is any member of the household 18 yrs. or older enrolled or attend a school, college, vocational institute, or any other learning facility? ❑No ❑Yes (Does not include high school or GED) Dubuque@Home is an initiative of the City of Dubuque Housing&Community Development Department 350 W.6`h St.,Dubuque,Iowa 52001 1 Phone: 563.690.6103 1 www.citvofdubuoue.org/dubuoueathome kiefferAcitvofdubuoue.ore(email) 563-559-4244(fax) Project-Based Assistance Project-based assistance is tied to specific units located within the city. Unlike the Section 8 Voucher Program where you choose your own apartment, Project-Based assistance means that you live in a specific unit that is currently under contract between the owner of the properties and the City of Dubuque. The City of Dubuque offers two Project-Based assistance programs: Are you interested in being contacted if a 1 bedroom Mod Rehab unit becomes available? ❑No ❑Yes Are you interested in being contacted if a 2 bedroom Mod Rehab unit becomes available? ❑No ❑Yes Are you interested in being contacted if a 1 bedroom Assisted Living unit becomes available? ❑No ❑Yes How did you hear about our Housing Choice Voucher Program? ❑ Friend/Relative/Word of Mouth ❑ Search Engine/Internet Search ❑ Newspaper (Name of newspaper) ❑ Event(Name of event) ❑ Social Media(Facebook, Twitter, etc) (what social media) ❑ Other(please specify where) Are you aware of our Program Outreach? ❑No ❑Yes If yes, please specify which outreach you are aware of: We want to provide you with the best service possible. Please help us be our best by answering the following questions: If you have trouble speaking and/or understanding English, we can get a qualified interpreter in your primary language to help us communicate with you. A qualified interpreter is someone who is fluent in English and your primary language. We pay for our interpreter. You do not have to pay anything. If a member of our staff feels that they are not able to communicate with you well enough to provide adequate services,they may request the services of an interpreter even if you did not request one. Would you prefer to have an interpreter when you communicate with our office? ❑No ❑Yes If yes, please list the language you would like interpreted (examples: Spanish, Marshallese, Mandarin Chinese, French, Bosnian, etc): NOTE: Where Limited English Proficiency persons desire,they will be permitted to use, at their own expense, an interpreter of their own choosing, in place of or as a supplement to the free language services offered by the our office. The interpreter may be a family member or friend. Dubuque@Home is an initiative of the City of Dubuque Housing&Community Development Department 350 W.6`h St.,Dubuque,Iowa 52001 1 Phone: 563.690.6103 1 www.citvofdubuoue.org/dubuoueathome kiefferAcitvofdubuoue.ore(email) 563-559-4244(fax) UWe certify that all the information given to the City of Dubuque Housing& CD Department on household composition, income, and assets is accurate and complete to the best of my/our knowledge and belief. UWe understand that false statements or information are punishable under Federal Law. UWe understand that false statements or information will result in denial or termination of rental assistance. UWe understand that submission of false information or misrepresentation will result in loss of eligibility to participate in the housing choice voucher program. I also understand that all changes to this application including family members, household members, income information and changes of address or phone numbers must be reported in writing to the City of Dubuque Housing& CD Dept. If you fail to report these changes, your application may be removed from the waiting list. DO NOT LEAVE ANY BLANKS ON THESE FORMS (All adult household members must read this application and sign below. By signing this pre-application you are agreeing that all information is true and complete.) Signature of Head of Household Date Signature of Spouse/Co-Head of Household Date Signature of Other Adult Date NOTE: Final determination of eligibility will occur once your name reaches the top of the waiting list and prior to receiving a Housing Choice Voucher. At that time,we will verify all income, assets, household members and perform a criminal background check to determine your eligibility. 0 Do you have valid State-Issued Photo ID's for all adults listed on your application? Do you have Social Security Cards for all persons listed on your application? Do you have Birth Certificates for all minors listed on your application? Do you have more than one adult on your application? If so, the other adults will need to complete"papers to add a 2nd adult to the household". These papers can be picked up in our office or printed from our website at www.cityofdubuque.org/housing. Dubuque@Home is an initiative of the City of Dubuque Housing&Community Development Department 350 W.6`h St.,Dubuque,Iowa 52001 1 Phone: 563.690.6103 1 www.citvofdubuoue.org/dubuoueathome kiefferAcitvofdubuoue.ore(email) 563-559-4244(fax) AUTHORIZATION FOR THE RELEASE OF INFORMATION Organization requesting release of information: City of Dubuque Housing and Community Development Department 350 West 6`h Street,Suite 312 Dubuque, IA 52001 (563)589-4230 Purpose: The City of Dubuque Housing&CD Department may use this authorization and the information obtained with it, to administer and enforce program rules and policies. Authorization: I authorize the release of any information to the above named organization to obtain information about me or my family that is pertinent to eligibility for or participation in all assisted housing programs. Inquiries may be made about but not limited to: Criminal Activity of all family members including Family Composition juvenile records Identity Income Urine Analysis and/or blood test for controlled Current and/or previous residences substances and or alcohol Child Care Credit History Family Composition Employment Income Child Support Pensions Assets Government Benefits Colleges/Universities/Other Learning Institutions including Financial Aid Disability Assistance Expenses Marital Status Medical Expenses Social Security Numbers Social Security/SSI/SSD Benefits Residences and Rental History Utility Obligations Payments and Participation in the FSS/Assisted Housing Programs Individuals or Organizations that may release information but not limited to: Any individual or organization including any governmental organization may be asked to release information for example, information may be requested from: Courts Law Enforcement Agencies County/District Attorney Dept of Correction Services/Juvenile Court Services Dept of Human Services Dept of Inspections and Appeals Employers Social Security Administration Colleges/Universities/Educationallnstitutions Housing Agencies Landlords Utility Companies Government Agencies Banks/Credit Unions/Financial Institutes Pharmacies Pension Companies Conditions: I agree that photocopies of this authorization may be used for the purpose stated above. If I do not sign this authorization, I also understand that my housing assistance may be denied or terminated. This release shall remain in effect until revoked in writing or within 15 months from the date entered below. Signature Date Do not leave this line blank. Please list any other names used (such as maiden, married, adopted, etc). If you have never used another legal name, please write N/A or None: Print the following information (do not leave this area blank, it must be completed): Full Legal Name: Address: Date of Birth: Social Sec#. Sex: Race: Rev.04.03.13 OMB Control #2502-0581 Exp. (11/30/2015) Optional and Supplemental Contact Information for HUD-Assisted Housing Applicants SUPPLEMENT TO APPLICATION FOR FEDERALLY ASSISTED HOUSING This form is to be provided to each applicant for federally assisted housing Instructions: Optional Contact Person or Organization: You have the right by law to include as part of your application for housing, the name, address,telephone number, and other relevant information of a family member, friend, or social,health, advocacy, or other organization. This contact information is for the purpose of identifying a person or organization that may be able to help in resolving any issues that may arise during your tenancy or to assist in providing any special care or services you may require. You may update, remove,or change the information you provide on this form at any time. You are not required to provide this contact information, but if you choose to do so,please include the relevant information on this form. ❑ Check this box if you choose not to provide the contact information. Applicant Name: Mailing Address: Telephone No: Cell Phone No: Name of Additional Contact Person or Organization: Address: Telephone No: Cell Phone No: E-Mail Address(if applicable): Relationship to Applicant: Reason for Contact: (Check all that apply) ❑ Emergency ❑ Assist with Recertification Process ❑ unable to contact you ❑ Change in lease terms ❑ 'termination of rental assistance ❑ Change in house rules ❑ Eviction from unit ❑ Other: ❑ Late payment of rent Commitment of Housing Authority or Owner: If you are approved for housing,this information will be kept as part of your tenant file. If issues arise during your tenancy or if you require any services or special care,we may contact the person or organization you listed to assist in resolving the issues or in providing any services or special care to you. Confidentiality Statement:The information provided on this form is confidential and will not be disclosed to anyone except as permitted by the applicant or applicable law. Legal Notification: Section 644 of the Housing and Community Development Act of 1992(Public Law 102-550,approved October 28, 1992) requires each applicant for federally assisted housing to be offered the option of providing information regarding an additional contact person or organization. By accepting the applicant's application,the housing provider agrees to comply with the non-discrimination and equal opportunity requirements of 24 CFR section 5.105,including the prohibitions on discrimination in admission to or participation in federally assisted housing programs on the basis of race,color,religion,national origin,sex,disability,and familial status under the Fair Housing Act,and the prohibition on age discrimination under the Age Discrimination Act of 1975. Signature of Applicant Date nue information collection requirements contained in this form were submitted to the Of of Management and Budget(OMB)under the Paperwork Reduction Act of 1995(44 U.S.C.3501-3520). The public reporting burden is estimated at 15 minutes per response,including the time for reviewing instructions,searching existing data sources,gathering and maintaining the data needed,and completing and reviewing the collection of information. Section 644 of the Housing and Community Development Act of 1992(42 U.S.C.13604)imposed on HUD the obligation to require housing providers participating in HUD's assisted housing programs to provide any individual or family applying for occupancy in HUD-assisted housing with the option to include in the application for occupancy the name, address,telephone number,and other relevantinfornation of a family member,friend,or person associated with asocial,health,advocacy,or similar organization.The objective of providing such information is to facilitate contact by the housing provider with the person or organization identified by the tenant to assist in providing arty delivery of services or special care to the tenant and assist with resolving any tenancy issues arising during the tenancy of such tenant. This supplemental application information is to be maintained by the housing provider andmaintained as confidential information. Providing the information is basic to the operations of the HUD Assisted-Housing Program and is voluntary. It supports statutory requirements and program and management controls that prevent fraud, waste and mia nanagement. In accordance with the Paperwork Reduction Ad,an agency may not conductor sponsor,and a person is not required to respond to,a collection of infornat o r,unless the collection displays a currently valid OMB control number. Privacy Statement:Public Law 102-550,authorizes the Department of Housing and Urban Development(HUD)to collect all the infornat o r(except the Social Security Number(SSN))which will be used by HUD to protect disbursement data from fraudulent actions. Forth HUD-92006(05109) DECLARATION OF SECTION 214 STATUS NOTICE TO APPLICANTS AND TENANTS: In order to be eligible to receive the housing assistance sought, each applicant for, or recipient of, housing assistance must be lawfully within the United States. Please read the Declaration statement carefully, sign and return it to the Housing Authority office. Please feel free to consult with an immigration lawyer or other immigration expert of your choice. I, certify, under penalty of perjury 1,that, to the best of my knowledge, I am lawfully within the United States because (please check appropriate box): O I am a citizen by birth, a naturalized citizen, or a national of the United States; or O I have eligible immigration status and I am 62 years of age or older. (attach proof of age); or z ( ) I have eligible immigration status as checked below (see reverse side of this form for explanations). Attach INS document(s) evidencing eligible immigration status and signed verification consent form. [ ] Immigrant status under 101(a or 1010(a)(20) of the INA 3; or [ ] Permanent residence under 249 of INA 4; or [ ] Refugee, asylum, or conditional entry status under 207, 208, or 203 of the INA s; or [ ] Parole status under 212(d)(5) of the INA 6; or [ ] Threat to life or freedom under 243(h) of the INA 2; or [ ] Amnesty under 245A of the INA$. Signature Date 1/Warning: 18 U.S.C. 1001 provides, among other things, that whoever knowingly and willfully makes or uses a document or writing containing any false, fictitious, or fraudulent statement or entry, in any matter within the jurisdiction of any department or agency of the United States, shall be fined not more than $10,000, imprisoned for not more than five years, or both. The following footnotes pertain to noncitizens who declare eligible immigration status in one of the following categories: 2/Eligible immigration status and 62 years of age or older. For noncitizens who are 62 years of age or older or who will be 62 years of age or older and receiving assistance under a Section 214 covered program on June 19, 1995. If you are eligible and elect to select this category, you must include a document providing evidence of proof of age. No further documentation of eligible immigration status is required. 3/Immigrant status under §§101(a)(15 or 101(a)(20) of INA. A noncitizen lawfully admitted for permanent residence, as defined by §101(a)(20) of the Immigration and Nationality Act(INA), as an immigrant, as defined by §101(a)(15) of the INA(8 U.S.C. 1101(a)(20) and 1101(a)(15), respectively [immigrant status]. This category includes anoncitizen admitted under §§210 or 210A of the INA (8 U.S.C. 1160 or 1161), [special agricultural worker status], who has been granted lawful temporary resident status. 4/ Permanent residence under §249 of INA. A noncitizen who entered the U.S. before January 1, 1972, or such later date as enacted by law, and has continuously maintained residence in the U.S. since then, and who is not ineligible for citizenship, but who is deemed to be lawfully admitted for permanent residence as a result of an exercise of discretion by the Attorney General under §249 of the INA (8 U.S.C. 1259) [amnesty granted under INA 249] 5/ Refugee, asylum, or conditional entry status under §§207, 208 or 203 of INA. A noncitizen who is lawfully present in the U.S. pursuant to an admission under §207 of the INA(8 U.S.C. 1157) [refugee status]; pursuant to the granting of asylum (which has not been terminated)under §208 of the INA(8 U.S.C. 1158) [asylum status]; or as a result of being granted conditional entry under §203(a)(7) of the INA(U.S.C. 1153(a)(7» before April 1, 1980, because of persecution or fear of persecution on account of race, religion, or political opinion or because of being uprooted by catastrophic national calamity [conditional entry status]. 6/ Parole status under §212(d)(S) of INA. A noncitizen who is lawfully present in the U.S. as a result of an exercise of discretion by the Attorney General for emergent reasons or reasons deemed strictly in the public interest under §212(d)(5) of the INA(8 U.S.C. 1182(d)(5)) [parole status]. 7/ Threat to life or freedom under §243(h) of INA. A noncitizen who is lawfully present in the U.S. as a result of the Attorney General's withholding deportation under §243(h) of the INA(8 U.S.C. 1253(h» [threat to life or freedom]. 8/ Amnesty under §24SA of INA. A noncitizen lawfully admitted for temporary or permanent residence under §245A of the INA (8 U.S.C. 1255a) [amnesty granted under INA 245A]. Instructions to Housing Authority: Following verification of status claimed by persons declaring eligible immigration status (other than for noncitizens age 62 or older and receiving assistance on June 19,1995), HA must enter INS/SAVE Verification Number and date that it was obtained. A PHA signature is not required. Instructions to Family Member for Completing Form: On opposite page, print or type first name, middle initial(s), and last name. Place an "X" in the appropriate boxes. Sign and date at bottom of page. Place an "X" in the box below the Signature if the signature is by the adult residing in the unit who is responsible for Child. . DECLARATION OF SECTION 214 STATUS Notice to applicants and tenants: In order to be eligible to receive the housing assistance sought, each applicant for, or recipient of, housing assistance must be lawfully within the United States. Please read the Declaration statement carefully and sign and return to the Housing Authority's Admissions Office. Please feel free to consult with an immigration lawyer or other immigration expert of your choosing. I, (name of parent) certify, under penalty of perjury, that to the best of my knowledge, the following minors are lawfully within the United States because The following minors are citizens by birth, a naturalized citizen or a national of the United States (Please list each child's name) Signature of Children's Parent or Legal Guardian Date *PARENT/GUARDIAN must sign for family members under age 18. DO NOT sign child's name. WARNING: 18 U.S.C. 1001 provides, among other things, that whoever knowingly and willfully makes or uses a document or writing containing any false, fictitious, or fraudulent statement or entry, in any matter within the jurisdiction of any department or agency of the United States, shall be fined not more than $10,000, imprisoned for not more than five years, or both. Authorization for the Release of Information/ U.S. Department of Housing and Urban Development Privacy Act Notice Office of Public and Indian Housing to the U.S. Department of Housing and Urban Development(HUD) OMB CONTROL NUMBER 2501-0014 and the Housing Agency/Authority (HA) exp 0761/2017 PHA requesting release of information;(Cross out space if none) requesting release of information: (Cross out space if none) (Full address,name of contact person,and date) (Full ss,name of contact person,and date) City of Dubuque Housing &CD Department 350 West 6th Street, Suite 312 Dubuque IA 52001 Authority: Section 904 of the Stewart B. McKinney Homeless Persons who apply for or receive assistance under the following Assistance Amendments Act of 1988,as amended by Section 903 programs are required to sign this consent form: of the Housing and Community Development Act of 1992 and pHA-owned rental public housing Section 3003 of the Omnibus Budget Reconciliation Act of 1993. This law is found at 42 U.S.C. 3544. Turnkey III Homeownership Opportunities This law requires that you sign a consent form authorizing: (1) Mutual Help Homeownership Opportunity HUD and the Housing Agency/Authority (HA)to request verifi- Section 23 and 19(c) leased housing cation of salary andwages from current or previous employers,(2) Section 23 Housing Assistance Payments HUD and the HA to request wage and unemployment compensa- HA-owned rental Indian housing tion claim information from the state agency responsible for Section 8 Rental Certificate keeping that information, (3) HUD to request certain tax return information from the U.S. Social Security Administration and the Section 8 Rental Voucher U.S. IntemalRevenue Service. The law alsorequires independent Section 8 Moderate Rehabilitation verification of income information. Therefore, HUD or the HA Failure to Sign Consent Form: Your failure to sign the consent may request information from financial institutions to verify your form may result in the denial of eligibility or termination of eligibility and level of benefits. assisted housing benefits, or both. Denial of eligibility or termi- Purpose: In signing this consent form,you are authorizing HUD nation of benefits is subject to the HA's grievance procedures and and the above-named HA to request income information from the Section 8 informal hearing procedures. sources listed on the form. HUD and the HA need this information Sources of Information To Be Obtained to verify your household's income,in order to ensure that you are eligible for assisted housing benefits and that these benefits are set State Wage Information Collection Agencies. (This consent is at the correct level. HUD and the HA may participate in computer limited to wages and unemployment compensation I have re- matching programs with these sources in order to verify your ceived during period(s) within the last 5 years when I have eligibility and level of benefits. received assisted housing benefits.) Uses ofInformation tobeObtained: HUD isrequired toprotect U.S. Social Security Administration(HUD only)(This consent is the income information it obtains in accordance with the Privacy limited to the wage and self employment information and pay- Act of 1974, 5 U.S.C. 552a. HUD may disclose information mentsofretirement income asreferenced atSection 6103(1)(7)(A) (other than tax return information)for certain routine uses,suchas of the Internal Revenue Code.) to other government agencies for law enforcement purposes, to U.S. Internal Revenue Service (HUD only) (This consent is Federal agencies for employment suitability purposes and to HAs limited to unearned income [i.e., interest and dividends].) for the purpose of determ ining housing assistance. The HA is also required to protect the incomeinform ationitobtains inaccordance Information may also be obtained directly from: (a) current and with any applicable State privacy law. HUD and HA employees former employers concerning salary and wages and(b) financial may be subject to penalties for unauthorized disclosures or im- institutions conceming unearned income (i.e., interest and divi- properuses ofthe income information that is obtainedbased onthe dends). I understand that income information obtained from these consent form. Private owners may not request or receive sources will be used to verify information that I provide in information authorized by this form. determining eligibility for assisted housing programs and the level of benefits. Therefore,this consent form only authorizes release Who Must Sign the Consent Form: Each member of your directly from employers and financial institutions of information household who is 18 years of age or older must sign the consent regarding any period(s) within the last 5 years when I have form. Additional signatures must be obtained from new adult received assisted housing benefits. members joining the household or whenever members of the household become 18 years of age. Original is retained by the requesting organization. ref. Handbooks 7420.7,7420.8,&7465.1 form HUD-9886 (07/14) Consent: I consent to allow HUD or the HA to request and obtain income information from the sources listed on this form for the purpose of verifying my eligibility and level of benefits under HUD's assisted housing programs. I understand that HAs that receive income information under this consent form cannot use it to deny, reduce or terminate assistance without first independently verifying what the amount was,whether I actually had access to the funds and when the funds were received. In addition,I must be given an opportunity to contest those determinations. This consent form expires 15 months after signed. Signatures: Head of Household Date Social Security Number(if any)of Head of Household Other Family Member over age 18 Date Spouse Date Other Family Member over age 18 Date Other Family Member over age 18 Date Other Family Member over age 18 Date Other Family Member over age 18 Date Other Family Member over age 18 Date Privacy Act Notice. Authority: The Department of Housing and Urban Development(HUD)is authorized to collect this information by the U.S. Housing Act of 1937(42 U.S.C. 1437 et. seq.), Title VI of the Civil Rights Act of 1964(42 U.S.C. 2000d), and by the Fair Housing Act(42 U.S.C. 3601-19). The Housing and Community Development Act of 1987 (42 U.S.C. 3543)requires applicants and participants to submit the Social Security Number of each household member who is six years old or older. Purpose: Your income and other information are being collected by HUD to determine your eligibility,the appropriate bedroom size, and the amount your family will pay toward rent and utilities.Other Uses: HUD uses your family income and other inform ation to assist in managing and monitoring HUD-assisted housing programs, to protect the Gov ernm ent's financial interest,and to verify the accuracy of the information you provide. This information may be released to appropriate Federal, State, and local agencies, when relevant, and to civil, criminal, or regulatory investigators and prosecutors.However,the inform ation will not be otherwise disclosed or released outside of HUD,except as permitted or required bylaw. Penalty: You must provide all of the information requested by the HA, including all Social Security Numbers you, and all other household members age six years and older,have and use. Giving the Social Security Numbers of all household members six years of age and older is mandatory, and not providing the Social Security Numbers will affect your eligibility. Failure to provide any of the requested information may result in a delay or rejection of your eligibility approval. Penalties for Misusing this Consent: HUD,the HA and any owner(or any employee of HUD,the HA or the owner)may be subject to penalties for unauthorized disclosures or improper uses of information collected based on the consent form. Use of the information collected based on the form HUD 9886 is restricted to the purposes cited on the form HUD 9886. Any person who knowingly or willfully requests,obtains or discloses any information under false pretenses concerning an applicant or participant may be subject to a misdemeanor and fined not more than $5,000. Any applicant or participant affected by negligent disclosure of information may bring civil action for damages, and seek other relief,as may be appropriate,against the officer or employee of HUD,the HA or the owner responsible for the unauthorized disclosure or improper use. Original is retained by the requesting organization. ref. Handbooks 7420.7,7420.8,&7465.1 form HUD-9886 (07/14) CITY OF DUBUQUE HOUSING & CD DEPARTMENT 350 WEST 6TH STREET, SUITE 312 DUBUQUE IA 52001 (563) 589-4230 LETTER OF UNDERSTANDING In applying for housing assistance, you must realize that: 1. You will be placed on the waiting list in the order of the date we receive your completed application, and according to the preferences you have marked on the Certification of Applicant Preferences form. Your application will be considered complete only after the applicant has received written verification of the initial determination of eligibility. 2. Your application is considered complete only if accompanied by all acceptable verifications including copies of birth certificates and social security cards. 3. You are solely responsible for providing the City of Dubuque Housing & CD Dept. with all required written verifications. 4. You are required to notify the City of Dubuque Housing& CD Dept. in writing of any changes in your family membership, income, and living arrangements. You must supply this information in writing as soon as possible after the changes occur. If you fail to report all household members, income or assets it is considered a program violation resulting in denial of listing on the waiting list; denial or withdrawal of a voucher; refusal to approve a unit; and refusal to process or provide assistance. Please put all changes in writing. 5. When your name reaches the top of the waiting list, all verifications must be updated. If you are unable to provide current verifications, or if Housing& CD Dept. is unable to reach you by mail or by phone, your name will be removed from the waiting list. In the future, you will have to reapply. 6. When you are at the top of the waiting list, your application will be reviewed for final determination of eligibility. If acceptable, you will be offered a Voucher. I am signing this agreement as certification that I have read and understand the above information. I also understand that I may call the Housing& CD Dept. at 589-4230 if I have any questions. Signature Date CITY OF DUBUQUE HOUSING AND COMMUNITY DEVELOPMENT CERTIFICATION OF APPLICANT PREFERENCES Do not leave any unanswered questions. If you have questions,call(563)589-4230 for help completing this form. Have you been displaced by a disaster, such as, a fire or flood,within the City of Dubuque and within the last 60 days? ❑Yes ❑No,Address: Have you been displaced by governmental action, such as, a code enforcement,public improvements, or development? ❑Yes ❑No,Address: Does any member of your household receive Disability income from the Social Security Administration? ❑ Yes ❑No Is any member of your household disabled? ❑ Yes ❑No Do you, your spouse or co-head have veteran status? A Veteran is defined as: A person who was honorably discharged from the U.S. military service. (If yes, you must submit document of verification such as a DD214) ❑ Yes ❑No Are you or your spouse 62 years or more? ❑ Yes ❑No Are you receiving supported Community Living Services due to a disability that require live-in staff through the Department of Human Services Case Management Services? (If yes, you must submit document of verification) ❑ Yes ❑No Are you enrolled in a Transitional Housing Program for the homeless? (If yes,you must submit document of verification) ❑ Yes ❑ No Are you currently residing in a permanent supportive housing program and not receiving rental assistance? (If yes,you must submit document of verification) ❑ Yes ❑ No Are you or have you been enrolled in the Foster Care System, do you have a written statement from the Department of Human Services certifying that you have been participating for at least six months prior to your eighteenth birthday or are you a person at least 18 years old and not more than 21 years old(have not reached 22°d birthday)who left foster care at age 16 or older and who do not have adequate housing? ❑Yes ❑No Are you are currently working with the Dept. of Human Services for the purpose of reuniting the family but lack adequate housing for the child, or children,to be released back into the household and that is the primary factor in placement of the child or children, do you have verification from DHS? ❑Yes ❑No NOTE: If your income is within the extremely low income guidelines as defined by HUD you may be assigned preference points. Please provide verification of all income your household receives (child support, TANF/FIP,unemployment,wages, SSI, SS, etc). If you are working please provide pay stubs for the past 6 weeks. Are you providing proof of income? ❑Yes ❑No Do you stay any place other than the address listed on page 1 of this form? ❑Yes ❑No If yes, list other addresses used: Signature of Head of Household Date Signature of Other Adult Household Member Date Signature of Other Adult Household Member Date Revised 04.15.14 Student Eligibility Checklist City of Dubuque Housing & Community Development Dept. Effective January 30, 2006 Congress enacted law affecting the eligibility of students for Assisted Housing under Section 8 of the U.S. Housing Act of 1937. In brief,the law and final rule require that if a student is enrolled at an institution of higher education, is under the age of 24, is not a veteran, is unmarried and does not have a dependent child, is individually ineligible for section 8 assistance, or the student's parents are, individually or jointly, ineligible for assistance, no section 8 assistance can be provided to the student. The eligibility requirements apply to both full and part-time 1. Are you or any adult member of the household a full-time or part-time student enrolled in an institution of higher education? (Does not include GED) ❑ Yes: Go to question 2 ❑ No: Stop- Sign & Date form at end of questionnaire 2. Is the student at least 24 years of age with at least 1 dependent child? ❑ Yes: Stop- See Result B ❑ No: Go to question 3 3. Does the student meet any of the following criteria? • At least 24 years old • Veteran • Married • At least 1 dependent child ❑ Yes: STOP. See Result C ❑ No: Go to question 4 Independent student qualification standards: Is the individual of legal contract age under state law? ❑Yes ❑No Has the individual established a household separate from parents or legal guardians for at least one year prior to application? (Must be accompanied by evidence such as lease agreement) ❑Yes ❑No Was the individual claimed as a dependent by parents or legal guardians pursuant to IRS regulations? (Must be accompanied by evidence such as tax forms either by individual or parents/guardians) ❑Yes ❑No Has the individual obtained certification of the amount of financial assistance that will be provided by parents, signed by the individual providing the support? This certification is required even if no assistance will be provided. May also submit financial aid verification if the documents clearly state the parents/guardians will not contribute to the financial assistance. .F-]Yes ❑No 4. Does the student qualify as an "independent student" as listed above? If the answer is no to any of the above questions and is not supported by evidence, you must answer no to this question. ❑Yes: Stop. See Result D ❑No: Go to question 5 5. Do the student's parents/guardians meet income eligibility requirements for the area in which they reside? Must submit verification of all gross income. ❑ Yes: Stop. See Result E ❑ No: Ineligible for assistance Result A Do not count student financial assistance for determination of family eligibility at admission or reexamination Result B Do not count student financial assistance for determination of eligibility at admission or reexamination Do no examine parental income at admission or reexamination Result C Count student financial assistance in excess of tuition for determination of eligibility at admission Do not include student loans Ineligible for admission or participation if income exceeds applicable limit Do not examine parental income at admission or reexamination Do not test for individual income eligibility at reexamination Result D Count student financial assistance in excess of tuition for determination of eligibility at admission Do not include student loans Ineligible for admission if income exceeds applicable limit Do not examine parental income at admission or reexamination Test for individual income eligibility at reexamination Terminate assistance if income exceeds applicable limit Result E Count student financial assistance in excess of tuition for determination of eligibility at admission Do not include student loans Deny admission if income exceeds applicable limit Test for individual income eligibility at reexamination Terminate assistance if income exceeds applicable limit Test for parental income at reexamination Terminate assistance if parental income exceeds applicable limit Signature Date Att. E Housing Choice Vouchers—Exception Rents:Tracts 8.01, 8.02, 12.01, 12.02, 12.04, 12.05 S 4 dq Hal MIIPtl �e rk e 2 1 6 5 61r LYaM IX 151 7.01 9 127.02 +wt X52 K� 8.02 6, ov.,,r,.e 2P J/ Fre,,,om Ara 52 4. 8.01 61 2P � ,wW WN s �� NQ April 7, 2015 Att. F VACANT UNIT LISTING NOTE: This listing is prepared by the City of Dubuque Housing & CD Department (1) as a supplemental marketing tool for rental property owners and (2) to assist Assisted Housing (Section 8) Voucher holders in finding a suitable rental unit. The City assumes no liability, nor responsibility for the quality or conditions in these units. Further, no guartantee is made to the property owners that the City will neither fill their vacancies nor that upon inspection the units will meet Assisted Housing Voucher standards. Listings are kept for two months, after which they will be discarded. Owners are asked to call their listing into the office at the end of that period to renew their listing if the unit remains vacant. ONLY UNITS WITH A CURRENT RENTAL LICENSE WILL BE LISTED. NUMBEROF CONTRACT GROSS STREET STREET PHONE BEDROOMS RENT* RENT** # NAME Unit# OWNER/AGENT NO. NOTES Single $300 $300 105 W 17th St Lindsey Adams 513-1823 Room $375 $375 Garfield Ave Justin Potter 543-7705 (men only) Occupancy $285 $285 2080 Elm St Michelle Michalakis 557-4450 (women onl 1 $450 $518 504 W 17th St #1 Janice Healey 588-2771 $545 $699 453 Almond Bonjour Estates 557-7112 $450 $500 2555 Central Ave #5 Property Mgmt Group 582-7900 $500 $500 2555 Central Ave #8 Property Mgmt Group 582-7900 $375 $460 2735 Central Ave #3 Luis Farfan 584-0946 $560 $626 3447 Hillcrest Rd #2 Platinum Prop. Mgmt 580-2119 $560 $626 3467 Hillcrest Rd #2 Platinum Prop. Mgmt 580-2119 $550 $722 1629 Jackson St Wayne Welter 580-5010 $450 $525 1805 Jackson St #1/2 Sue Bay 608-348-3762 $600 $605 1005 Locust St Lakeside Investments 580-5960 $550 $569 414 Loras #1/2 John Jaeger 599-3182 $550 $584 90 Main St #90 Bishop's Block Apts 583-9653 $415 $439 2671 Owen Crt Stephen Jacobs 556-5125 $533 $533 1105 Walnut #1 Steve Cook 594-5559 $515 $565 2217 Woodland #3 Platinum Prop. Mgmt 580-2199 $515 $565 2223 Woodland #1 Platinum Prop. Mgmt 580-2199 2 $525 $659 623 W 8thSt Locators Ltd 556-1414 $550 $713 2136 Central Ave Property Mgmt Group 582-7900 $500 $705 2276 Central Ave Dubuque Property 543-6550 $650 $819 2340 Central Ave #3 Genesis Two Mgmt 582-8150 $450 $621 2515 Central Ave #1 Uriah Miller 543-8039 $750 $921 653 Chestnut St Sharon/Bob Mueller 580-4625 $850 $1,015 307 Hill St #5 Doris Hingtgen 556-1092 $660 $724 3477 Hillcrest Rd #6 Platinum Prop. Mgmt 580-2119 $660 $724 3497 Hillcrest Rd #5 Platinum Prop. Mgmt 580-2119 $660 $724 3497 Hillcrest Rd #3 Platinum Prop. Mgmt 580-2119 $625 $701 1560 Iowa St #4 Chris Richard 608 732-2112 $595 $760 1698 Jackson St #4 Bonjour Estates 557-7112 $595 $760 1698 Jackson St #5 Bonjour Estates 557-7112 $595 $760 1698 Jackson St #6 Bonjour Estates 557-7112 $540 $746 2101 Kniest #2 Larry Vize 590-6664 Availab 5/1 $445 $475 2646 Owen Crt Stephen Jacobs 556-5125 $750 $750 1256 University Ave Locators Ltd 556-1414 $541 $724 1557 White St #2 Steve Cook 594-5559 $675 $890 12401 White St Queck Capital 495-7123 $695 $902 1593 White St Locators Ltd 556-1414 $600 $783 2137 White St Property Mgmt Group 582-7900 $650 $784 2139 White St Property Mgmt Group 582-7900 3 $745 $974 562 Almond Bonjour Estates 557-7112 $795 $1,013 861 Alpine #2 Bonjour Estates 557-7112 $795 $1,013 861 Alpine #3 Bonjour Estates 557-7112 $795 $1,013 861 Alpine #4 Bonjour Estates 557-7112 $795 $1,038 579 Arlington St Julie Lott 543-4627 $800 $1,041 743 Bluff St Property Mgmt Group 582-7900 $795 $959 1355 Bluff St #1/2 Leo Kringle 582-3590 $750 $940 1091 Center Place #1/2 Vicky 590-2287 $750 $974 2678 Central Ave #1/2 John Dolter 590-8618 $600 $707 2920 Central Ave #6 Robin H. Keillor 608-428-0199 $625 $867 1478 Jackson St McMahon Real Estate Re 581-8441 $625 $866 1598 Jackson St #B Locators Ltd 556-1414 $725 $977 2477 Jackson St Queck Capital 495-7123 $900 $925 2577 Jackson St #3 Margie White 582-8150 $950 $1,114 541 Loras Boulevard CEMB Properties LLC 213-0415 $925 $999 525 Loras #1/2 Steve Cook 594-5372 $545 $577 2666 Owen Crt Stephen Jacobs 556-5125 $545 $577 2696 Owen Crt Stephen Jacobs 556-5125 $875 $1,065 728 Peru Rd Queck Capital 495-7123 $750 $991 1150 Race Street Eric Muller 265-9319 $750 $857 663 University Ave #1/2 Property Mgmt Group 582-7900 $745 $962 411 W Locust St Bonjour Estates 557-7112 $745 $974 411 W Locust St #1/2 Bonjour Estates 557-7112 $745 $972 1 2136 White St 113onjour Estates 557-7112 4 $1,200 $1,446 866 W 5th St Deb McDonough 556-1187 $900 $1,186 508 W 17th St Tri-State Prop Mgmt 599-9610 $1,170 $1,445 618 E 22nd St Mid-America Properties 557-6071 $895 $1,151 560 Almond St Bonjour Estates 557-7112 $895 $1,151 599 Almond St Bonjour Estates 557-7112 $900 $1,153 743 Bluff St #1/2 Property Mgmt Group 582-7900 $995 $1,259 752 Cottage Placce Bonjour Estates 557-7112 $750 1 $1,036 2101 Windsor Ave Queck Capital 495-7123 5 $925 1 $1,237 909 W 5th St Queck Capital 495-7123 $800 $1,051 1900 White St DBQ Property 543-6550 *Contract Rent is rent to be paid to owner **Gross Rent is rent to owner PLUS estimate of utility expense tenant will have to pay MOD REHAB/PROJECT-BASED VACANT UNITS NOTE: The following units must be occupied by a person who has applied to the Section 8 Waiting List and is determined eligible for the City of Dubuque Housing &Community Development Housing Assistance Program. The landlord is responsible for the selection of the tenant and must notify the Housing&CD Depart of this selection. AVAILABLE MOD REHAB UNITS: None at this time AVAILABLE PROJECT-BASED UNITS: None at this time Additional Resources- Iowa Housing Search is a free resource to help you find a rental unit that fits your needs and budget. This can be found on the web at http://iowahousingsearch.org/ IowaHousingSeuch.org I Iowa Apartments Iowa Rental Homes ALL. G Home Find Housing List Housing Info Et Links Disaster Housing Trainings About Us Contact Us • waHousingSearch .org . . -rental . . . . . Login I English I ESDahol .ej Select Language Welcome to Iowa Housi ngSearch.org, a Find Housing free resource to help you find a rental home that fits your needs and budget. Property providers can list apartments List Housing or homes for rent any time, which means our list is always current. Info Et Links c I IAlll r+ ,+l y` _T! Home Find Housing List Housing Disclaimer Privacy Terms About Us Contact Us Toll-Free: 1.877.428.8844 - Toll-Free Fax: 1.866.265.7811 - TTD/TTY: 7-1-1 [ Relay Service] Copyright© 2015 - �Socialserve.com - All rights reserved Email: infoosocialserve.com - Socialserve.com - PO Box 35305 - Charlotte, NC 28235 Page Loaded: 04/14/15 12:39 (Eastern Time) - Version 4.0 Q Powered by: Socialserve.com IowaHousingSearch_org Iowa Apartments Iowa Rental Homes.htm[4/16/201510:23:31 AM] Residential Rental Survey of Property Owners and Managers fWJg 7F, City of Dubuque, Iowa Mazmrylece on the XfWhh ;rri The City of Dubuque, Iowa is conducting a Survey of residential rental property owners and managers to help achieve these Community Goals: 1) ensure access to quality, affordable rental housing; and 2)further fair housing. A report will be provided upon request. The City seeks to identify, understand and address issues about the sources of income that property owners and managers may have when evaluating potential tenants. The City encourages all property owners and managers to complete this survey by All survey responses will remain CONFIDENTIAL. Five names will be drawn for$200 credit toward annual rents license and inspection fees. OPTIONAL For Drawing: Name: Phone q: General Rental Survey Questions: The following questions relate to your experiences as a residential rental property owner or manager. 1. Do you live in Dubuque? Yes No If not, where do you live (City, State)? 2. Are you a member of the Dubuque Area Landlords Association? Yes No Why or why not? 3. How many residential rental a nits do you own or manage within the city of Dubuque?_ 4. How many of the residential rental units you own or manage are occupied by individuals on the Section 8 HCV program? 5. Do you believe that the Section 8 HCV program provides owners and managers of residential rental units with a dependable and fair source of income? Strongly Agree_ Agree_ Neutral_ _ Disagree_ Strongly Disagree Comments: 6. If you stopped participating in the Section 8 HCV program, why did you stop? Mark all that apply Program Requirements_ Damage/Collection Issues _ Personal Choice Other (please explain) 7. If you have never participated in the Section 8 HCV program, why not?Mark all that apply Program Requirements_ Damage/Collection Issues_ Personal Choice Other (please explain) 8. In order to be a welcoming and inclusive community, do you believe we need to take affirmative steps to support responsible tenants? Strongly Agree Agree Neutral Disagree Strongly Disagree Comments: What steps? 9. In order to be a welcoming and inclusive community, do you believe we need to take affirmative steps to support responsible owners and managers of residential rental units? Strongly Agree Agree Neutral Disagree Strongly Disagree Comments: What steps? 10. Have you experienced significant damage to a rental unit you own or manage by a tenant who participates in the Section 8 HCV program? Yes No N/A 11. If you answered "Yes" to question 10, please indicate how often you have had this experience. 12. For each time that you have had the experience referred to in question 11, how often have you been able to recover your damages? 13. Have you experienced significant damage to a rental unit you own or manage by a tenant who does NOT participate in the Section 8 HCV program? Yes No N/A 14. If you answered "Yes" to question 13, please indicate how often you have had this experience. 15. For each time that you have had the experience referred to in question 14, how often have you been able to recover your damages? SOI Rental Survey final draft-9 1615 16. Would you consider participating in the Section 8 HCV program if there was a fund created where you could submit any damages done by Section 8 HCV participants for review and possible reimbursement? Yes No Why or why not? 17. If you do not participate in the Section 8 HCV program, do you include a statement such as"No Section 8" or"Section 8 or Housing need not apply"when advertising a rental unit? Yes No Why or why not? 18. If you knew you could continue to apply the rental criteria you already use to determine whom to select as a tenant, would you be willing to advertise rental unit availability without including a statement such as "No Section 8" or"Section 8 or Housing need not apply"? Yes No Why or why not? Source of Income Questions: The following questions relate to a community conversation regarding whether or not"source of income" should be added to the City of Dubuque ordinance that prohibits housing discrimination. This is sometimes referred to as a "Source of Income" ordinance. At least 12 states and two communities in Iowa have Source of Income ordinances. Currently in Dubuque, there are an estimated 2,500 households whose incomes are low enough that they cannot find housing they can afford. About 970 households are currently served by the Section 8 HCV program. 19. When you are renting a unit, please indicate the sources of income that you consider accepting towards rent(mark all that apply): Wages Retirement funds Section 8 Housing Choice Vouchers Pension Disability benefits _SNAP (Food Stamps) Veterans benefits Other sources of income (please list) _Social Security benefits Child support Alimony 20. Should Dubuque have a source of income ordinance to encourage access to quality affordable rental housing for low income households? Yes No Why or why not? 21. If you disagree with passing a source of income ordinance in order to ensure access to quality affordable housing, what other steps do you think should be taken to encourage access to housing in Dubuque for low income citizens? SOI Rental Survey final draft-9 16 15 22. Equal Opportunity Housing is a Dubuque Community Goal. Would you be willing to post an Equal Opportunity Housing sign on your residential rental property? Yes No Already do Why or why not? 23. Would you be willing to include a reference to being an Equal Opportunity housing provider in your rental unit advertisements? Yes No Already do Why or why not? 24. Should residential rental property owners/managers be required to accept all legal sources of income, assuming the applicant can meet the regular tenant selection criteria? Strongly Agree Agree Neutral Disagree Strongly Disagree Comments: OPTIONAL: Demographic information (All information will remain confidential.) What is your age? years What is your sex?_Male_Female What is your race? Mark all that apply. —White _Black or African American —Asian _American Indian or Alaska Native Native Hawaiian or Other Pacific Islander Are you of Hispanic origin? No, not Hispanic, Latino,or Spanish origin _Yes, Mexican, Mexican American,or Chicano _Yes, Puerto Rican Yes,Cuban _Yes,other Hispanic, Latino,or Spanish origin Thank you for completing the Residential Rental Survey. Please return by to: Housing and Community Development Department 350 West 6th Street, Suite 312 Dubuque, IA 52001 housingPcitvofdubuque.org SOI Rental Survey final draft-9 1615 THE MYOFF Dubuque DTL E NI-nmeencaCAY Masterpiece on the Mississippi 2007•20U•2013 MEMORANDUM TO: Source of Income Committee FROM: Laura Carstens, Planning Services Manager SUBJECT: Administrative Analysis & Policy Sub-Committee Report DATE: December 3, 2015 INTRODUCTION This memo provides a report on work completed by the Administrative Analysis & Policy Sub- Committee. This report is being provided for review at the Source of Income (SOI) Committee meeting on December 9, 2015 to help prepare for the City Council work session. BACKGROUND In December 2014, the Dubuque City Council appointed a Source of Income Committee to review the issue that had been discussed between the Human Rights Commission and the Dubuque Landlords Association. The City Council chose members from various City Commissions to review the issue as a Source of Income Committee, and then provide a recommendation for a demonstration project. The Source of Income Committee was divided into three Sub-Committees. One to conduct a source of income analysis, a second to analyze the Section 8/ Housing Choice Voucher (HCV) program and landlord administrative policies, and a third to focus on an analysis of policies. The Administrative Analysis & Policy Sub-Committee is comprised of City Staff and is led by Crenna Brumwell, Assistant City Attorney. The Areas of Focus for this sub-committee are: • Research what cities have a source of income policy, examine them • Produce an analysis research paper examining all of the variables in the SOI debate • Research the possibility of the establishment of a damage fund and how it can be funded by those who participate • Shape final recommendation to City Council RESEARCH Enclosed are the research results to date: an SOI chart of the types of income accepted by various states and localities, and a list of SOI law and ordinance definitions. Enclosures cc: Alvin Nash, Housing and Community Development Director Kelly Larson, Human Rights Director Crenna Brumwell, Assistant City Attorney STATE LAWS California "For the purposes of this section, 'source of income' means lawful, verifiable income paid directly to a tenant or paid to a representative of a tenant. For the purposes of this section, a landlord is not considered a representative of a tenant." Connecticut "'Lawful source of income' means income derived from Social Security, supplemental security income, housing assistance, child support, alimony or public or state- administered general assistance." District of Columbia "'Source of income' means the point, the cause, or the form of the origination, or transmittal of gains of property accruing to a person in a stated period of time; including, but not limited to, money and property secured from any occupation, profession or activity, from any contract, agreement or settlement, from federal payments, court- ordered payments, from payments received as gifts, bequests, annuities, life insurance policies and compensation for illness or injury, except in a case where conflict of interest may exist." "The monetary assistance provided to an owner of a housing accommodation under Section 8 of the United States Housing Act of 1937, approved August 22, 1974 (88 Stat. 662; 42 U.S.C. § 14370, either directly or through a tenant, shall be considered a source of income under this section." "The owner of a housing accommodation shall not refuse to rent a dwelling unit to a person because the person will provide his or her rental payment, in whole or in part, through a Section 8 voucher." Maine "It is unlawful housing discrimination, in violation of this Act: For any person furnishing rental premises or public accommodations to refuse to rent or impose different terms of tenancy to any individual who is a recipient of federal, state or local public assistance, including medical assistance and housing subsidies primarily because of the individual's status as recipient." Massachusetts "It shall be an unlawful practice: . . . For any person furnishing credit, services or rental accommodations to discriminate against any individual who is a recipient of federal, state, or local public assistance, including medical assistance, or who is a tenant receiving federal, state, or local housing subsidies, including rental assistance or rental supplements, because the individual is such a recipient, or because of any requirement of such public assistance, rental assistance, or housing subsidy program." Minnesota "'Status with regard to public assistance' means the condition of being a recipient of federal, state, or local assistance, including medical assistance, or of being a tenant receiving federal, state, or local subsidies, including rental assistance or rent supplements." New Jersey "All persons shall have the opportunity to obtain employment, and to obtain all the accommodations, advantages, facilities, and privileges of any place of public accommodation, publicly assisted housing accommodation, and other real property without discrimination because of race, creed, color, national origin, ancestry, age, marital status, affectional or sexual orientation, familial status, disability, nationality, sex or source of lawful income used for rental or mortgage payments, subject only to conditions and limitations applicable alike to all persons. This opportunity is recognized as and declared to be a civil right." North Dakota "'Status with regard to public assistance' means the condition of being a recipient of federal, state, or local assistance, including medical assistance, or of being a tenant receiving federal, state, or local subsidies, including rental assistance or rent supplements." Oklahoma "A. It shall be an unlawful discriminatory housing practice for any person, or any agent or employee of such person: . . . 8. To refuse to consider as a valid source of income any public assistance, alimony, or child support, awarded by a court, when that source can be verified as to its amount, length of time received, regularity, or receipt because of race, color, religion, gender, national origin, age, familial status, or handicap...." Oregon "'Source of income' does not include federal rent subsidy payments under 42 U.S.C. 1437f, income derived from a specific occupation or income derived in an illegal manner." "A person may not, because of the race, color, religion, sex, sexual orientation, national origin, marital status, familial status or source of income of any person: (a) Refuse to sell, lease or rent any real property to a purchaser. . . ." AMENDMENT WITH BILL: A landlord may not refuse to rent to an applicant or tenant, or treat an applicant or tenant differently from others, because their source of income is a Section 8 voucher or other form of housing assistance. o Under Oregon's current fair housing law, a landlord cannot discriminate against an applicant or a tenant based on the tenant/applicant's source of income. However, current law exempts housing assistance from the definition of the term "source of income." o HB 2639 removes this exemption, effective July 1 , 2014, and provides that Oregon's "source of income" fair housing protections apply to applicants and tenants who are voucher holders or recipients of federal, state, or local housing assistance. o Under the new law, a landlord may not refuse to rent to a person or treat a person differently from other applicants or tenants because their source of income is a Section 8 voucher or other form of housing assistance. Utah "(1) It is a discriminatory housing practice to do any of the following because of a person's race, color, religion, sex, national origin, familial status, source of income, or disability: (a) refuse to sell or rent after the making of a bona fide offer, refuse to negotiate for the sale or rental, or otherwise deny or make unavailable any dwelling from any person; (b) discriminate against any person in the terms, conditions, or privileges of the sale or rental of any dwelling or in providing facilities or services in connection with the dwelling; or (c) represent to any person that any dwelling is not available for inspection, sale, or rental when in fact the dwelling is available." Vermont "(a) It shall be unlawful for any person: (1) To refuse to sell or rent, or refuse to negotiate for the sale or rental of, or otherwise make unavailable or deny, a dwelling or other real estate to any person because of the race, sex, sexual orientation, gender identity, age, marital status, religious creed, color, national origin, or handicap of a person, or because a person intends to occupy a dwelling with one or more minor children, or because a person is a recipient of public assistance." Wisconsin "(1) Intent. It is the intent of this section to render unlawful discrimination in housing. It is the declared policy of this state that all persons shall have an equal opportunity for housing regardless of sex, race, color, sexual orientation, disability, religion, national origin, marital status, family status, lawful source of income, age or ancestry and it is the duty of the political subdivisions to assist in the orderly prevention or removal of all discrimination in housing through the powers granted under ss. 66.0125 and 66.1011 . ." "...1 (m) Definition: (h) "Discriminate" means to segregate, separate, exclude or treat a person or class of persons unequally in a manner described in sub. (2), (2m) or (2r) because of sex, race, color, sexual orientation, disability, religion, national origin, marital status, family status, lawful source of income, age or ancestry." http://www.fairhousingwisconsin.com/housingrights.htmI LOCAL LAWS AND ORDINANCES Corte Madera "It is unlawful for the owner or manager of rental housing to discriminate against an existing tenant on the basis of that tenant's use of a Section 8 rent subsidy. It is a violation of this prohibition for a property owner or manager to refuse to accept a Section 8 rent subsidy for which an existing tenant qualifies, or to terminate the tenancy of an existing tenant based on the property owner's or manager's refusal to participate in a Section 8 rent subsidy program for which an existing tenant has qualified." East Palo Alto "For purposes of this subsection, 'source of income' means all lawful sources of income or rental assistance program, homeless assistance program, security deposit assistance program or housing subsidy program. Source of income includes any requirement of any such program or source of income or rental assistance." San Francisco "For purposes of this Subsection (a), "source of income" means all lawful sources of income or rental assistance from any federal, State, local, or nonprofit-administered benefit or subsidy program. "Source of income" also means a rental assistance program, homeless assistance program, security deposit assistance program or housing subsidy program. "Source of income" includes any requirement of any such program or source of income, or rental assistance." Chicago "Source of income: means the lawful manner by which an individual supports himself or herself and his or her dependents." Cook County "'Source of income' means the lawful manner by which an individual supports himself or herself and his or her dependents." "' After the new ordinance was passed on 5/8/2013, "source of income" now includes protections for Housing Choice Voucher Holders. Harwood Heights "It is declared to be the public policy of the Village of Harwood Heights ("village"), in the exercise of its power to regulate for the protection of the public health, safety, morals, and welfare, to assure fair housing and freedom from discrimination throughout the community, to protect the community from the effects of residential segregation based upon a person's race, color, sex, age, religion, disability, national origin, ancestry, sexual orientation, marital status, parental status, military discharge status, source of income, gender identity, or housing status, and to secure its citizens the economic, social, and professional benefits of living in a stable, integrated society." Naperville "Unlawful Discrimination: Discrimination against a person because of his or her race, color, religion, sex, national origin, ancestry, age, marital status, familial status, physical or mental handicap or disability, military status, sexual orientation, or legal source of income." Urbana "Source of income. The point or form of the origination of legal gains of income accruing to a person in a stated period of time; from any occupation, profession or activity, from any contract, agreement or settlement, from federal, state or local payments, including Section 8 or any other rent subsidy or rent assistance program, from court ordered payments or from payments received as gifts, bequests, annuities or life insurance policies." Wheeling "'Source of income' means the lawful manner by which an individual supports himself or herself and his or her dependents." BUT: "Notwithstanding anything to the contrary contained in this title, nothing contained in this chapter shall require any person who does not participate in the federal Section 8 Housing Assistance Program (42 U.S.C. 14370 to accept any subsidy, payment assistance, voucher or contribution under or in connection with such program or to lease or rent to any tenant or prospective tenant who is relying on such a subsidy, payment assistance, contribution or voucher for payment of part of the rent for such housing accommodation." Frederick "'Source of Income' means any lawful, verifiable source of money paid directly or indirectly to a renter or buyer of housing including: (1) Any lawful profession or occupation; (2) The condition of being a recipient of federal, state, or local government assistance, including medical assistance, subsidies, rental assistance, or rent supplements; (3) Any gift, inheritance, pension, annuity, alimony, child support, trust or investment accounts, or other consideration or benefit; and (4) Any sale or pledge of property or interest in property." Howard County "Source of income means any lawful source of money that is paid to or for the benefit of a renter or buyer of housing, including: (1) A lawful profession or occupation; (2) A Federal, State or local government assistance, grant or loan program; (3) A private assistance, grant or loan program . . . ." Montgomery County "Any lawful source of income (grant, gift, inheritance, pension, annuity, alimony, child support, government or private assistance) or occupation must be considered in determining qualifications for rental or sale of property and these sources of income and occupation may be verified." Boston "It is the policy of the City of Boston to see that each individual, regardless of his/her race, color, religious creed, marital status, military status, handicap, children, national origin, sex gender identity or expression, age, ancestry, sexual preference or source of income shall have equal access to housing and to encourage and bring about mutual understanding and respect among all individuals in the City by the elimination of prejudice, intolerance, bigotry and discrimination in the area of housing." Cambridge "'Source of income' means public assistance recipiency. "Source of income" shall not include income derived from criminal activity." Quincy "'Source of income' means public assistance recipiency. "Source of income" shall not include income derived from criminal activity." Revere "'Source of income' means the manner or means by which an individual supports herself or himself and his or her dependents, except in this chapter it shall not include any criminal activity from which a source of income is derived." Ann Arbor "Source of income. Any legal source from which a person obtains money." Hamburg "It shall be unlawful: A: To refuse to sell or rent or refuse to negotiate for the sale or to deny any dwelling to any person because of race, color, religion, sex, age, marital status, disability, national origin, source of income, sexual orientation or because the person has a child or children." Grand Rapids "Source of lawful income means consistent income derived from wages, social security, supplemental security income, all forms of federal, state or local assistance payments or subsidies, Section 8 assistance, child support, alimony and public assistance which can be verified and substantiated." Buffalo "Source of Income: Payments from a lawful occupation or employment, as well as other payments including, but not limited to, public assistance, supplemental security income, pensions, annuities, unemployment benefits, government subsidies such as Section 8 or other housing subsidies." Hamburg "Source of Income: Any income or source of rent payment from lawful sources." Nassau County "'Source of income' means any lawful source of income, including federal, state, local, non-profit assistance or subsidy program." New York City "The term "lawful source of income" shall include income derived from social security, or any form of federal, state or local public assistance or housing assistance including section 8 vouchers." §8-107(5): Housing accommodations, land, commercial space and lending practices. (a) Housing accommodations. It shall be an unlawful discriminatory practice for the owner, lessor, lessee, sublessee, assignee, or managing agent of, or other person having the right to sell, rent or lease or approve the sale, rental or lease of a housing accommodation, constructed or to be constructed, or an interest therein, or any agent or employee thereof: (1) To refuse to sell, rent, lease, approve the sale, rental or lease or otherwise deny to or withhold from any person or group of persons such a housing accommodation or an interest therein because of any lawful source of income of such person or persons. (2) To discriminate against any person because of any lawful source of income of such person. (3) To declare, print or circulate or cause to be declared, printed or circulated any statement, advertisement or publication, or to use any form of application for the purchase, rental or lease of such a housing accommodation or an interest therein or to make any record or inquiry in conjunction with the prospective purchase, rental or lease of such a housing accommodation or an interest therein which expresses, directly or indirectly, any limitation, specification or discrimination as to any lawful source of income. West Seneca "It shall be unlawful: A. To refuse to sell or rent or refuse to negotiate for the sale or deny a dwelling to any person because of race, color, religion, sex, age, marital status, handicap, national origin, source of income or because the person has a child or children." Westchester "It shall be unlawful: A. To refuse to sell or rent or refuse to negotiate for the sale or deny a dwelling to any person because of race, color, religion, sex, age, marital status, handicap, national origin, source of income or because the person has a child or children." "'Source of income' shall mean, as it relates to unlawful discriminatory real estate practices, lawful, verifiable income derived from social security, or any form of federal, state or local public assistance or housing assistance, grant of loan program, including the federal housing subsidy known as 'Section 8,' any disability payment, and assistance, or grant or loan program from a private housing assistance organization." Suffolk County Effective January 21 , 2015, the County adopted an amendment to its Human Rights Law that added "lawful source of income" to the list of discriminatory activities (text and citation pending). City of Wickliffe "Source of Income" is not defined in the ordinance, but all forms of housing discrimination based on source of income are prohibited. Borough of State College "'Source of income' means income received through any legal means including, but not limited to, wages, salaries, interest, dividends, child support, alimony, public assistance, pensions or other retirement benefits, social security or other documentation of ability to pay. Nothing herein shall be construed to mean a landlord must rent to someone who does not have the ability to pay." Philadelphia "Source of Income. Shall include any lawful source of income, and shall include, but not be limited to, earned income, child support, alimony, insurance and pension proceeds, and all forms of public assistance, including Aid For Dependent Children and housing assistance programs." Bellevue "No person shall refuse to rent a dwelling unit to any rental applicant solely on the basis that the applicant proposes to rent such unit pursuant to a Section 8 voucher or certificate issued under the Housing and Community Development Act of 1974 (42 USC 1437(F)); provided this section shall only apply with respect to a Section 8 certificate if the monthly rent on such residential unit is within the limits of fair market rent as established by the Department of Housing and Urban Development." King County "'Discriminate' means any action or failure to act, whether by single act or as part of a practice, the effect of which is to adversely affect or differentiate between or among individuals or groups of individuals, because or race, color, religion, national origin, ancestry, age, gender, marital status, parental status, participation in the Section 8 program, sexual orientation, disability, or use of a service or assistive animal by an individual with a disability." "'Participation in the Section 8 program' means participating in a federal, state or local government program in which a tenant's rent is paid partially by the government, through a direct contract between the government program and the owner or lessor of the real property, and partially by the tenant." Redmond "(A) No person shall refuse to rent a dwelling unit to any rental applicant solely on the basis that the applicant proposes to rent such a unit pursuant to a Section 8 voucher or certificate under the House and Community Development Act of 1974 (42 USC 1437(F)); provided this section shall only apply with respect to a Section 8 certificate if the monthly rent on such residential unit is within the allowable rent as established by the Department of Housing and Urban Development. 'Dwelling unit' shall have the meaning set forth in RZC 21 .78." Exceptions for this ordinance included permanent residents who are renting, sub- renting, leasing, or subleasing a single-family dwelling (6.38.030(A)(1)) or religious organizations wishing to rent to the same religion (6.38.030(A)(3)). Seattle "'Discrimination' means any conduct, whether by single act or as part of a practice, the effect of which is to adversely affect or differentiate between or among individuals or groups of individuals, because of race, color, creed, religion, ancestry, national origin, age, sex, marital status, parental status, sexual orientation, gender identity, political ideology, honorably discharged veteran or military status, participation in a Section 8 program, the presence of any disability or the use of a trained dog guide or service animal by a disabled person." "'Section 8 program' means a federal, state or local government program in which a tenant's rent is paid partially by the government program (through a direct contract between the government program and the owner or lessor of the real property), and partially by the tenant." Cambridge "It is declared to be the policy of the village to assure equal opportunity to all persons to live in adequate housing facilities regardless of race, color, religion, ancestry, national origin, sex, handicap, sexual preference, marital status of persons maintaining a household, lawful source of income, place of birth, or age, and, to that end, to prohibit discrimination in housing by any persons." Note, however, that although it is 'declared policy' that source of income discrimination is impermissible, the subsequent sections of the code only specifically protect "race, color, religion, ancestry, national origin, handicap, marital status, sexual preference, sex, age, or place of birth." Dane County "Discriminate and discrimination mean to segregate, separate, exclude or treat any person or class of persons unequally because of race, gender, age, religion, color, national origin, ancestry, marital status of the person maintaining the household, family status, mental illness, physical condition, appearance, lawful source of income, including receipt of rental assistance under 24 Code of Federal Regulations Subtitle B, Chapter VIII [the "Section 8" housing program], student status, arrest or conviction record, sexual orientation, military discharge status or political beliefs." Madison "Source of income includes, but shall not be limited to, moneys received from public assistance, pension, and Supplementary Security Income (SSI). Source of income shall be limited to legally derived income." "Housing. It shall be an unfair discrimination practice and unlawful and hereby prohibited for any person having the right of ownership or possession or the right of transfer, sale, rental or lease of any housing, or the agent of any such person: (a) To refuse to transfer, sell, rent or lease, to refuse to negotiate for the sale, lease, or rental or otherwise to make unavailable, deny or withhold from any person such housing because of sex, race, religion, color, national origin or ancestry, age, handicap/disability, marital status, source of income, including receipt of rental assistance under 24 Code of Federal Regulations Subtitle B, Chapter VIII [the "Section 8" housing program] . . ." Ripon "In connection with any of the transactions set forth in this section which affect any housing accommodation on the open market or in connection with any public sale, purchase, rental, financing or lease of any housing accommodation, it is unlawful within the city of Ripon for a person, owner, financial institution, real estate broker or real estate salesman, or any representative of the above, to: A. Refuse to sell, purchase, rent or lease, or deny to or withhold any housing accommodation from a person because of his or her race, color, religion, age, ancestry, national origin, gender, sexual orientation, disability, marital status, familial status, lawful source of income, or place of birth" Sun Prairie "'Protected class' includes persons of a specific race, color, religion, ancestry, national origin, sex, handicap, sexual preference, marital status of person maintaining a household, lawful source of income, place of birth, age or other federal or state designated protected classes for purposes of fair housing." "'Discrimination' or 'discriminatory housing practice' means any difference in treatment based upon race, color, religion, sex, or national origin; or any act that is unlawful under this chapter. Discrimination as defined in this chapter does not include, and specifically exempts defining any of the following as protected classes for purposes of fair housing discrimination unless required by state statute or federal law: . . . 5. Refusal of Section 8 housing tenants, if not otherwise income qualified, if the owner has either refused all Section 8 tenants or if they have previously set capacity controls on the number of Section 8 units allowed within the property." Wauwatosa "'Discriminate' and 'discrimination' mean to segregate, separate, exclude or treat any person unequally only because of sex, race, color, sexual orientation as defined in Section 111 .32(13m) of the Wisconsin Statutes, handicap, religion, national origin, familial status, sex or marital status of the person maintaining a household, lawful source of income, age or ancestry." Other Local Ordinances Wilmington, Delaware "Except as provided in section 35-80 it shall be an unlawful practice for any person because of race, age, marital status, creed, color, sex, sexual orientation, handicap, national origin, or economic or family status to: (1) Refuse to sell or rent to those who are welfare recipients, or who are dependent upon other fixed incomes, or to a parent with minor children, or to handicapped persons, if such refusal is based only upon the status of the applicant as stated above. . . ." Miami- Dade County, Florida "Source of income shall mean the lawful, verifiable income paid directly to a tenant or paid to a representative of a tenant, including, but not limited to, Section 8 Housing Choice Vouchers, Supplemental Security Income, Social Security, pensions and other retirement benefits." Iowa City, Iowa "It shall be an unlawful or discriminatory practice for any person to: A. Refuse to sell, rent, lease, assign, sublease, refuse to negotiate or to otherwise make unavailable, or deny any real property or housing accommodation or part, portion or interest therein, to any person because of the age, color, creed, disability, gender identity, marital status, familial status, national origin, race, religion, sex, sexual orientation, presence or absence of dependents or public assistance source of income of that person." Saint Louis, Missouri "It shall be a prohibited housing or realty practice and shall constitute a discriminatory housing practice: (a) For any person, including, without limitation any real estate broker, salesman or agent, or any employee thereof, to discriminate against any individual because of race, color, religion, sex, sexual orientation, familial status, legal source of income, disability, national origin or ancestry, with respect to the use, enjoyment or transfer, or prospective use, enjoyment or transfer, of any interest whatsoever in realty . An ordinance amending the definitions under the Civil Rights Enforcement Agency, repealing Section Two of Ordinance 67119, codified as 3.44.010 of the Revised Code of the City of St. Louis and enacting new section in lieu thereof to include the definition "Source of Income", and containing an emergency clause. It defines "Source of Income" as "the point or form of the origination of legal gains of income accruing to a person in a stated period of time; from any occupation, profession or activity, from any contract, agreement or settlement, from federal, state or local payments, including Section 8 or any other rent subsidy or rent assistance program, from court ordered payments or from payments received as gifts, bequests, annuities or life insurance policies." Memphis, Tennessee "'Source of income' means a regular, verifiable income, or its equivalent, from which an individual can pay rental, mortgage or other payments associated with the provision of housing. The term shall specifically include Section 8 vouchers or certificates issued by the United States Department of Housing and Urban Development" Austin, Texas The Ordinance amended the City's fair housing code to prohibit landlords from refusing to rent to prospective tenants on the basis of "source of income," which is defined to include "housing vouchers and other subsidies provided by government or non- governmental entities." PROPOSED LEGISLATION HAWAII ""Source of income" means any lawful source of money paid directly or indirectly to a renter or buyer of housing, including: (1) Any lawful profession or occupation; (2) Any government or private assistance, grant, loan, or rental assistance program, including low-income housing assistance certificates and vouchers under the United States Housing Act of 1937, as amended;" Operative Language: ""Source of income" means any lawful source of money paid directly or indirectly to a renter or buyer of housing, including: (1) Any lawful profession or occupation; (2) Any government or private assistance, grant, loan, or rental assistance program, including low-income housing assistance certificates and vouchers under the United States Housing Act of 1937, as amended;" MARYLAND "'Source of Income"' means any lawful source of money paid directly or indirectly to, or on behalf of, a renter or buyer of housing. Source of income includes income from: (1) A lawful profession, occupation, or job; (2) Any government or private assistance, grant, loan, or rental assistance program, including low-income housing assistance certificates and vouchers issued under the United States Housing Act of 1937." Operative Language: "SOURCE OF INCOME" INCLUDES INCOME FROM: (1) A LAWFUL PROFESSION, OCCUPATION, OR JOB; (11) ANY GOVERNMENT OR PRIVATE ASSISTANCE, GRANT, LOAN, OR RENTAL ASSISTANCE PROGRAM, INCLUDING LOW-INCOME HOUSING ASSISTANCE CERTIFICATES AND VOUCHERS ISSUED UNDER THE UNITED STATES HOUSING ACT OF 1937; Operative Language: SOURCE OF INCOME" INCLUDES INCOME FROM: (1) A LAWFUL PROFESSION, OCCUPATION, OR JOB; (11) ANY GOVERNMENT OR PRIVATE ASSISTANCE, GRANT, LOAN, OR RENTAL ASSISTANCE PROGRAM, INCLUDING LOW-INCOME HOUSING ASSISTANCE CERTIFICATES AND VOUCHERS ISSUED UNDER THE UNITED STATES HOUSING ACT OF 1937 NEW YORK "The term "source of income", when used in this article, means any lawful source of income paid directly or indirectly to a renter or buyer of housing, including: (a) any lawful profession or occupation; (b) any government or private assistance, grant or loan program;" Operative Language: The term "lawful source of income" shall include, but not be limited to, the federal housing subsidy known as "section eight". Operative Language: "The term "source of income" shall include: wages from lawful employment; child support; alimony; foster care subsidies; income derived from social security, or any form of federal, state or local public assistance; housing and rental subsidies and assistance, including section 8 vouchers; savings, investment and trust accounts; and any other forms of lawful income." Operative Language: "he term "source of income", when used in this article, means any lawful source of income paid directly or indirectly to a renter or buyer of housing, including: (a) any lawful profession or occupation; (b) any government or private assistance, grant or loan program;" Operative Language: "The term "source of income" shall include: wages from lawful employment; child support; alimony; foster care subsidies; income derived from social security, or any form of federal, state or local public assistance; housing and rental subsidies and assistance, including section 8 vouchers; savings, investment and trust accounts; and any other forms of lawful income." Alimony Annuity Bequests Child Support Federal Assistance Gift Grant Housino Assistance Inheritance Life Insurance Pension Public/Local Assistance Settlement Social Security State Assistance SSI Waoes STATE LAWS California Connecticut x x x x x x x District of Columbia x x x x x x x x x x Maine x x x x Massachusetts x x x x Minnesota x x x x New Jersey North Dakota x x x x Oklahoma x x x Oregon x x x x Utah Vermont x Wisconsin x x Total of State Laws 3 1 1 3 6 1 0 7 0 1 0 8 1 2 7 1 1 PROPOSED LEGISLATION Hawaii x x x x x Maryland x x x x x New York x x x x x x x x x Total of Proposed Legislation 1 0 0 1 3 ::O± 3 3 0 0 0 1 0 1 3 LO 3 Total of State Laws and Proposed Legislation 4 1 1 4 9 1 1 3 10 0 1 0 9 1 3 10 1 4 Page 1 of 2 Alimony Annuity Bequests Child Support Federal Assistance Gift Grant Housino Assistance Inheritance Life Insurance Pension Public/Local Assistance Settlement Social Security State Assistance SSI Waoes LOCAL LAWS/ORDINANCES Corte Madera, CA x East Palo Alto, CA x San Francisco, CA x x x x Wilmington, DE Miami-Dade County, FL x x x x Chicago, IL Cook County, IL x Harwood Heights, IL Naperville, IL Urbana, IL x x x x x x x x x x x x Wheeling, IL Iowa City, IA x Frederick, MD x x x x x x x x x x x Howard County, MD x x x x x Montgomery County, MD x x x x x x x x x x x Boston, MA Cambridge, MA x Quincy, MA x Revere, MA Ann Arbor, MI Hamburg, MI Grand Rapids, MI x x x x x x x x x Saint Louis, MO x x x x x x x x x x x x Buffalo, NY x x x x x I x Hamburg, NY Nassau County, NY x x x New York City, NY x x x x x West Seneca, NY Westchester, NY x x x x x x Suffolk County, NY County of Wickliffe, OH Borough of State College, PA x x x x x x Philadelphia, PA x x x x x x Memphis, TN x Austin, TX x Bellevue, WA King County, WA x x x Redmond, WA Seattle, WA x x x Cambridge, WI Dane County, WI Madison, WI x x I x Ripon, WI Sun Prairie, WI Wauwatosa, WI Total of Local Laws/Ordinances 7 5 2 7 12 ::4± 3 17 2 2 7 18 2 5 12 4 8 Grand Total 11 6 3 11 21 5 1 6 27 2 3 7 27 3 8 22 5 12 Page 2 of 2