Handout_CHANGE ProgramMasterpiece on the Mississippi
CH'AN
Comprehensive Housing Activities for Neighb+rhood Growth & Enrichment
In 2006, the City launched Sustainable Dubuque, a holistic
approach to sustainability that addresses ecological/
environmental integrity, economic prosperity, and social/
cultural vibrancy. By addressing these three parts of our
sustainability model we are creating a community that is
viable, livable, and equitable. C.H.A.N.G.E. is a campaign of
neighborhood revitalization and an extension of sustainability
to specifically address marginal properties, affordable
housing and homeownership.
Mission: Building community enrichment through a
collective/collaborative impact of programs, partnerships and
services designed to provide economic and social resiliency.
Neighborhood & Community
Investment & Impact:
CHANGE: $4.2 million, 100 housing units
Lead & Healthy Homes:
$3.2 million, 129 housing units
Bee Branch Healthy Homes
Resiliency Program:
$8.4 million, 320 units
2016-2021 Total:
$15.8 million
549 housing units
>BEE BRANCH HEALTHY HOMES
RESILIENCY PROGRAM
Now that the $219 million Bee Branch Creek Flood Mitigation Project is minimizing the chance of flood events in
Dubuque's most economically -challenged neighborhoods, there is a greater opportunity to invest in individual
properties and people.
The Bee Branch Healthy Homes Resiliency Program includes $8.4 million* in the form of forgivable loans
TO IMPROVE 320 HOUSING UNITS, including owner -occupied homes, single -unit rentals, and small,
multi -family residential units. Funds will be awarded to properties where low- to moderate -income residents reside
and used to make repairs and implement on-site stormwater management principles to decrease environmental
health and safety issues from flooding. Many of these properties will abut the new pervious paver alleys.
THE IMPACT ON RESIDENTS
Many residents in the Bee Branch Watershed have experienced
repeated flash flooding from stormwater during heavy rain
events, including six Presidential Disaster Declarations since
1999. As a result, they are living with residual structural issues,
electrical hazards, and chronic mold and mildew problems.
A variety of repairs and renovations will improve housing
conditions and make homes more resilient to future flooding.
Examples include:
• Foundation repairs and modifications
• Water & sewer service improvements
• Furnace & water heater replacement
• Property drainage improvements
• Basement window repairs
• Mold and mildew remediation
• Lead paint & asbestos remediation
• Sidewalk improvements
• Sump pump repair/installations
*In January 2016, the U.S. Department of Housing and Urban Development (HUD) awarded the City of Dubuque,
in partnership with the State of Iowa, $31.5 million in disaster resiliency funds for the Bee Branch Healthy Homes
Resiliency Program and stormwater infrastructure improvements including the Bee Branch Creek Railroad Culverts and
West Locust Street and Kaufmann Avenue storm sewer projects.
LEAD & HEALTHY HOMES PROGRAM
Dubuque's Lead Hazard Control & Healthy Homes Program utilizes federal funds
to provide financial assistance in the form of forgivable loans to low- and moderate -
income homeowners and rental property owners to reduce lead-based paint hazards
and other health and safety issues in homes with young children. Eligibility for this
program is based on household income and the presence of a child under the age
of six that lives in the home or visits the home on a frequent
basis.
While Dubuque has created over 1,150 lead -safe
residences over the last 15 years, rental property inspections have shown
that many homes still lack proper maintenance. This causes problems with mold, pest
infestation, and indoor air quality as well as safety hazards and energy inefficiency.
Through C.H.A.N.G.E., lead
remediation will be performed
on 129 homes between
2016 and 2019.
HOUSING REHABILITATION &
HOME OWNERSHIP PROGRAMS
2010-2015: $2.8 million invested to improve 203 properties in the Washington
Neighborhood and Bee Branch Project Corridor
2016-2021: An additional $3.24 million invested to improve 190 properties
Homeowner Rehabilitation Loan Program provides low-
interest, long-term loans up to $25,000 to income -qualified
homeowners who rehabilitate their properties. The loan
provides for improvements such as all code violations
pertinent to rehabilitation work, deteriorated lead-based
paint, weatherization, general re -modeling, and access for
persons with disabilities.
Home Repair Loan Provides loans up to $5,000 for
painting, siding, roofing, rebuild existing porch, concrete
replacement, windows, tuck -pointing, soffit and fascia
repair, gutters, waterproofing and drainage control,
foundation repair, electrical repair, window wells, exterior
stair repair or replacement. Interior repairs are limited
to emergency repairs, health and safety improvements,
accessibility or ADA upgrades, and insulation and efficiency
improvements.
HOME Workshop A four-week class that offers information
on City Programs, Keys for Spending Plans & Credit, Basic
Banking and Insurance, and Home Energy Efficiency.
OATH - Officer at Home Incentive Program was created to
improve security and safety in communities throughout
the City. This program makes homeownership in the
Downtown Urban Renewal District more affordable for
police officers and firefighters.
Community Development
Block Grant
These funds are used for eligible activities in the areas
of housing, economic development, neighborhood
and public services, public facilities, and planning/
administration.
First -Time Homebuyer provides $5,000 loan to help
residents purchase their first home. Households under
30% area median incomes could be eligible to receive
$25,000. The properties available for assistance are
any property within the city limits but outside of the
Washington Neighborhood.
Accessibility Rehabilitation Program provides forgivable
loans to property owners and homeowners to provide
physical accessibility in housing units.
Washington Neighborhood
Homeowner Program provides loan assistance for
down payment assistance on home purchases in the
Washington neighborhood. Loans range from $10,000 -
$25,000, based on household income.
Home Rehabilitation Program provides loans for
improvements for: all code violations, deteriorated lead-
based paint, weatherization, general re -modeling, and
access for persons with disabilities.
The City will acquire 100 dilapidated rental properties
over the next five years and have them renovated and
sold for single-family home ownership, decreasing
neighborhood density and removing blighted conditions.
DOWNTOWN HOUSING INCENTIVE PROGRAM
The City of Dubuque Economic Development Department offers incentives for projects that assist in the creation of new,
market -rate downtown rental and/or owner -occupied residential units within the Greater Downtown Urban Renewal
District. This program, which is limited to rehabilitations of existing structures that create at least two new housing units,
can provide up to $10,000 in assistance per residential unit. Preference is given to projects that also utilize Federal and/
or State Historic Tax Credits. For additional information, call 563-589-4393 or visit www.cityofdubuque.org/econdev
HEALTHY HOMES ADVOCATE
to help individuals and families
The Healthy Homes Advocate collaborates with
individuals and families to assist with developing an
individual resiliency plan which will allow persons to
recuperate from the effects of flood -related issues,
such as training opportunities for improving future
personal development, employment, small business
development, developing family goals, and participating in economic
opportunities related to neighborhood development, connecting them
with agencies and not -for -profits that can help. In addition, the Home
Advocate will assist each individual family with a strategy of how to
prevent, prepare for and cope with natural disasters.
Goals of the C.H.A.N.G.E program
PROPERTY
MAINTENANCE
The 2015 International Property Maintenance
Code (IPMC), along with local amendments
adopted by the Dubuque City Council, went into
effect on July 1, 2016. This new code, along with
increased enforcement of property maintenance,
is expected to improve the quality of rental
housing stock in the community as a result of
higher standards on safety and maintenance
required by the code, and is expected to have
a positive impact for those who already operate
quality rentals. www.cityofdubuque.org/pmc
2016-2021
ESTABLISH
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60
120
single-family units in
existing neighborhoods
multi -family managed units
assisted senior living units
affordable senior housing units
CLOSE ON
30
FIRST-TIME
HOMEBUYER
PURCHASES
SUPPORT
training and
education programs
for4
0 0 residents
300
job opportunities
CONTACT
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THE CITY OF
DUB
Masterpiece on the Mississippi
EQUAL HOUSING
OPPORTUNITY
Increase number of single-family homes and
deconcentrate low-income housing.
Stabilize property values of homes in
neighborhoods and census tracts with
historically low property values.
Create homeownership opportunities and quality,
affordable housing throughout Dubuque.
Develop sustainable and resilient homes.
PARTNERS
CREATE RESILIENCY PLAN for
individuals and family members
to sustain themselves and their
housing structures
500
• City of Dubuque
• Community Housing Initiatives, Inc.
• Dubuque Initiatives
• East Central Intergovernmental Association (ECIA)
• Four Mounds HEART Program
Greater Dubuque Development Corporation
Habitat for Humanity, Inc.
• Northeast Iowa Community College (NICC)
• Opportunity Dubuque
• Private developers/general contractors
Neighborhood & Community Impact
• C.H.A.N.G.E.
• $4.2 million, ioo units
• Lead and Healthy Homes
• $3.2 million, 129 units
• Bee Branch Healthy Homes Resilie,,
• $8.4 million, 32o units
NDRC Grant Framework
• Home Advocate RFP
• Request for Proposals
• Assist tenants/owners with community resources, assess and
referral
• Identify barriers to social resilience and address them
• Advocate for the tenants/owners throughout the process
• Effective advocate =.independent of the City